<SEC-DOCUMENT>0001096906-15-000546.txt : 20150515
<SEC-HEADER>0001096906-15-000546.hdr.sgml : 20150515
<ACCEPTANCE-DATETIME>20150515113649
ACCESSION NUMBER:		0001096906-15-000546
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		12
CONFORMED PERIOD OF REPORT:	20150331
FILED AS OF DATE:		20150515
DATE AS OF CHANGE:		20150515

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SECURITY NATIONAL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000318673
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				870345941
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09341
		FILM NUMBER:		15866727

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157
		BUSINESS PHONE:		8012641060

	MAIL ADDRESS:	
		STREET 1:		PO BOX 57220
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84157

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SNL FINANCIAL CORP
		DATE OF NAME CHANGE:	19910401
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>security.htm
<DESCRIPTION>SECURITY NATIONAL FINANCIAL CORPORATION 10Q 2015-03-31
<TEXT>
<html>
<head>
    <title>security.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt; FONT-WEIGHT: bold">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Washington, D.C. 20549</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">FORM</font> 10-Q</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">[X]</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">THE SECURITIES EXCHANGE ACT OF 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the quarter ended March 31, 2015, or</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">[ ]</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">For the Transition Period from</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">_____&#160;to ________</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Commission file number:</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">000-09341</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">UTAH</font></div>
</td>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">87-0345941</font></div>
</td>
</tr><tr>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction of incorporation or organization)</font></div>
</td>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. Employer Identification No.)</font></div>
</td>
</tr><tr>
<td valign="top" width="50%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="50%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">5300 South 360 West, Suite 250, Salt Lake City, Utah</font></div>
</td>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">84123</font></div>
</td>
</tr><tr>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)</font></div>
</td>
<td valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Zip Code)</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="74%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;<font style="TEXT-DECORATION: underline">(801) 264-1060</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Registrant&#8217;s telephone number, including area code)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 22.5pt"></font>Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;Yes [X] No [&#160;&#160;]</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 22.5pt"></font>Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;Yes [X] No [&#160;&#160;]</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 22.5pt"></font>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or smaller reporting company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="47%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Large accelerated filer [&#160;&#160;]</font></div>
</td>
<td align="left" valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accelerated filer [&#160;&#160;]</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="47%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Non-accelerated filer [&#160;&#160;] </font>(Do not check if a smaller reporting company)</font></div>
</td>
<td align="left" valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Smaller reporting company [X]</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;Yes [&#160;&#160;] No[X]</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 22.5pt"></font>Indicate the number of shares outstanding of each of the issuer&#8217;s classes of common stock, as of the latest practicable date.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">Class A Common Stock, $2.00 par value</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">12,460,012</font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Title of Class</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of Shares Outstanding as of <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">May 15, 2015</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">Class C Common Stock, $2.00 par value</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">1,507,561</font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Title of Class</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of Shares Outstanding as of May 15, 2015</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FORM 10-Q</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt; FONT-WEIGHT: bold">QUARTER ENDED MARCH 31, 2015</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">TABLE OF CONTENTS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Page No.</font></font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="middle" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I&#160;&#160;- FINANCIAL INFORMATION</font></div>
</td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Statements</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Condensed Consolidated Balance Sheets as of March 31, 2015 and December 31, 2014 (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3-4</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Condensed Consolidated Statements of Earnings for the Three Months </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ended March 31, 2015 and 2014 (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Condensed Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2015 and 2014 (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Condensed Consolidated Statements of Stockholders' Equity as of March 31, 2015 and March 31, 2014 (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Condensed Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2015 and 2014 (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements (unaudited)</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Controls and Procedures</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="middle" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART II - OTHER INFORMATION</font></div>
</td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="middle" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Legal Proceedings</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Defaults Upon Senior Securities</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mine Safety Disclosures</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 5.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 6.</font></div>
</td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="86%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="86%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Signature Page</font></div>
</td>
<td valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED BALANCE SHEETS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Part I</font> - <font style="DISPLAY: inline; FONT-SIZE: 10pt">Financial Information</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Financial Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investments:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fixed maturity securities, held to maturity, at amortized cost</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">133,271,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">135,018,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity securities, available for sale, at estimated fair value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans on real estate and construction loans, held for investment net of allowances for loan losses of $1,902,396 and $2,003,055 for 2015 and 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,894,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,050,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate held for investment, net of accumulated depreciation of $11,367,721 and $10,875,419 for 2015 and 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">113,025,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111,411,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy and other loans, net of allowances for doubtful accounts of $813,223 and $693,413 for 2015 and 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,184,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,125,428</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,620,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,059,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued investment income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,677,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,483,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total investments</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">441,057,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">436,900,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40,744,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,855,320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans sold to investors</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75,008,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67,534,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Receivables, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,234,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,544,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Restricted assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,825,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,347,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery perpetual care trust investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,682,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,645,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Receivable from reinsurers</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,125,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,036,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery land and improvements</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,834,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,848,085</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred policy and pre-need contract acquisition costs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51,844,676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50,307,503</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,562,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,834,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Property and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,116,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,307,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value of business acquired</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,362,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,547,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,765,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,765,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,614,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,594,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">701,778,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">671,069,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED BALANCE SHEETS (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities and Stockholders' Equity</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Future life, annuity, and other benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">495,457,718</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">476,727,465</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unearned premium reserve</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,895,716</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,961,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank and other loans payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,437,989</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,020,378</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred pre-need cemetery and mortuary contract revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,129,651</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,242,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery perpetual care obligation</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,421,452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,406,718</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accounts payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,086,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,789,387</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities and accrued expenses</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,381,095</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,408,666</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,395,997</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,421,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">601,205,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">573,978,461</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stockholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common Stock:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class A: common stock - $2.00 par value; 20,000,000 shares authorized; issued 12,460,012 shares in 2015 and 12,459,240 shares in 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,920,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,918,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class B: non-voting common stock - $1.00 par value; 5,000,000 shares authorized; none issued or outstanding</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class C: convertible common stock - $2.00 par value; 2,000,000 shares authorized; issued 1,507,561 shares in 2015 and 1,394,069 shares in 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,015,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,788,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Additional paid-in capital</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,167,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,931,119</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accumulated other comprehensive income, net of taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,730,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,438,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Retained earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,963,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,101,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Treasury stock at cost - 987,407 Class A shares in 2015 and 986,264 Class A shares in 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,224,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,086,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total stockholders' equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,572,450</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,091,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Liabilities and Stockholders' Equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">701,778,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">671,069,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Revenues:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Insurance premiums and other considerations</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,853,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,129,447</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net investment income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,822,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,642,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net mortuary and cemetery sales</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,872,235</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,831,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Realized gains on investments and other assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">420,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">198,993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other than temporary impairments on investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(55,896</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage fee income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,821,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,537,538</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,315,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">743,736</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total revenues</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,049,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,053,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Benefits and expenses:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Death benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,927,872</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,675,493</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Surrenders and other policy benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">653,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">515,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Increase in future policy benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,179,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,367,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortization of deferred policy and pre-need acquisition costs and value of business acquired</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,167,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,403,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Selling, general and administrative expenses:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commissions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,566,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,560,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Personnel</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,313,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,497,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Advertising</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,416,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">772,013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Rent and rent related</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,885,076</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,343,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Depreciation on property and equipment</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">562,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">497,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for loan losses and loss reserve</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">666,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">372,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Costs related to funding mortgage loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,183,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,297,685</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,085,503</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,596,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">985,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">497,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost of goods and services sold-mortuaries and cemeteries</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">458,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">490,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total benefits and expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">61,051,248</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,887,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Earnings before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,998,384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">165,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income tax expense</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,134,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(27,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net earnings per Class A Equivalent common share (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net earnings per Class A Equivalent common share-assuming dilution (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted-average Class A equivalent common share outstanding (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,934,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,400,954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted-average Class A equivalent common shares outstanding-assuming dilution (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,469,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,863,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">(1)</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">Net earnings per share amounts have been adjusted retroactively for the effect of annual stock dividends.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other comprehensive income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Net unrealized gains on derivative instruments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,520,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">278,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Net unrealized gains (losses) on available for sale securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(228,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,291,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">316,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,155,470</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">454,983</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS&#8217; EQUITY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Class A </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Common Stock</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Class C </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Common Stock</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Additional </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Paid-in </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accumulated </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comprehensive</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Income (Loss)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Retained</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Earnings</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Treasury </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance at December 31, 2013</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,614,574</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,660,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,215,875</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,218,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,666,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,624,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87,751,189</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">316,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">316,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Grant of stock options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exercise of stock options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">69,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(19,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sale of treasury stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">105,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">181,805</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Stock Dividends</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(8,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Conversion Class C to Class A</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance at March 31, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,689,354</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,658,958</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,341,976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,534,531</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,797,080</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,519,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">88,502,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance at December 31, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,918,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,788,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,931,119</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,438,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,101,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,086,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,091,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,291,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,291,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Grant of stock options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,545</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,545</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exercise of stock options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">228,046</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(244,009</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sale of treasury stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">134,619</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">105,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">240,334</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Stock Dividends</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,210</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Conversion Class C to Class A</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance at March 31, 2015</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,920,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,015,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,167,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,730,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,963,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,224,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">##########</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash flows from operating activities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;Net cash provided by operating activities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">711,854</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,716,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash flows from investing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities held to maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Purchase-fixed maturity securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(720,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Calls and maturities - fixed maturity securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,423,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,482,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Purchase - equity securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(970,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,078,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sales - equity securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,115,336</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">666,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of short-term investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(19,289,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,995,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sales of short-term investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,728,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">312,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sales (purchases) of restricted assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(477,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Changes in assets for perpetual care trusts</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(77,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(59,880</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amount received for perpetual care trusts</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,305</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage, policy, and other loans made</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(98,936,237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(49,908,636</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Payments received for mortgage, policy and other loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,963,685</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,846,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of property and equipment</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(371,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(275,002</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,695,631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,139,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sale of real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,924,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,247,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash received from reinsurance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,113,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,304,993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Net cash provided by (used in) investing activities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,745,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(14,459,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash flows from financing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Annuity contract receipts</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,507,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,524,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Annuity contract withdrawals</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,496,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,647,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from stock options exercised</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Repayment of bank loans on notes and contracts</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(607,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(588,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from borrowing on bank loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,028,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Net cash used in financing activities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(567,631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,631,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net change in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,889,287</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,625,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,855,320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,203,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash and cash equivalents at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40,744,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,829,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non Cash Investing and Financing Activities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans foreclosed into real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,389,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to condensed consolidated financial statements.</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Articles 8 and 10 of Regulation S-X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2014, included in the Company&#8217;s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects.</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Recent Accounting Pronouncements</font></font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Accounting Standards Update (&#8220;ASU&#8221;) No. 2014-11: "Transfers and Servicing - Repurchase to Maturity Transactions, Repurchase Financings, and Disclosures (Topic 860)"</font> &#8211; Issued in June 2014, ASU 2014-11 aligns the accounting for repurchase to maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The new authoritative guidance is effective for the first interim or annual period beginning after December 15, 2014. In addition the disclosure of certain transactions accounted for as a sale is effective for the first interim or annual period beginning on or after December 15, 2014, and the disclosure for transactions accounted for as secured borrowings is required for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is prohibited. This new guidance has not and will not have a significant impact on the Company&#8217;s results of operations or financial position.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">ASU No. 2014-09: &#8220;Revenue from Contracts with Customers (Topic 606)&#8221;</font> - Issued in May 2014, ASU 2014-09 supersedes the revenue recognition requirements in ASC Topic 605, &#8220;Revenue Recognition&#8221;, and requires entities to recognize revenue in a way that depicts the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Insurance contracts are excluded from the scope of this new guidance. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2016. The Company is in the process of evaluating the potential impact of this standard, which is not expected to be material to the Company&#8217;s results of operations or financial position.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">ASU No. 2014-14: &#8220;Receivables &#8211; Troubled Debt Restructurings by Creditors (Subtopic 310-40)&#8221;</font> - In January 2014, ASU No. 2014-14 amended ASC Topic 310, "Receivables" to reduce diversity by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2014 and did not have a significant impact on the Company&#8217;s results of operations or financial position.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has reviewed other recent accounting pronouncements and has determined that they will not significantly impact the Company&#8217;s results of operations or financial position.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s investments in fixed maturity securities held to maturity and equity securities available for sale as of March 31, 2015 are summarized as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gains</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">March 31, 2015</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fixed maturity securities held to maturity carried at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bonds:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">U.S. Treasury securities and obligations of U.S. Government agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,870,964</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">361,034</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,231,998</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Obligations of states and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,984,709</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">247,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,227,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Corporate securities including public utilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">124,944,246</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,894,360</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(830,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141,008,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,859,088</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">311,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,170,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Redeemable preferred stock</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">612,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">647,960</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total fixed maturity securities held to maturity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">133,271,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,850,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(834,880</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,287,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gains</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2015</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity securities available for sale at estimated fair value:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Industrial, miscellaneous and all other</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,095,225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">298,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,010,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total equity securities available for sale at estimated fair value</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,095,225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">298,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,010,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans on real estate and construction loans held for investment at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,045,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,684,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less: Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,902,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total mortgage loans on real estate and construction loans held for investment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,894,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate held for investment - net of depreciation</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">113,025,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy and other loans at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,187,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,809,669</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less: Allowance for doubtful accounts</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(813,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total policy and other loans at amortized cost</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,184,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments at amortized cost</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,620,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s investments in fixed maturity securities held to maturity and equity securities available for sale as of December 31, 2014 are summarized as follows:</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gains</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">December 31, 2014</font>:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fixed maturity securities held to maturity carried at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bonds:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">U.S. Treasury securities and obligations of U.S. Government agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,873,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">345,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,218,861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Obligations of states and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,736,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221,893</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,953,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Corporate securities including public utilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">126,533,483</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,841,536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(980,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141,394,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,263,206</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">305,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11,894</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,556,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Redeemable preferred stock</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">612,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,032</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">634,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total fixed maturity securities held to maturity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">135,018,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,736,557</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(997,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,757,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gains</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">December 31, 2014</font>:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity securities available for sale at estimated fair value:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Industrial, miscellaneous and all other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,179,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">393,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(820,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total securities available for sale carried at estimated fair value</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,179,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">393,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(820,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans on real estate and construction loans held for investment at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,592,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,071,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less: Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,003,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total mortgage loans on real estate and construction loans held for investment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,050,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate held for investment - net of depreciation</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111,411,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy and other loans at amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,011,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,807,829</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less: Allowance for doubtful accounts</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(693,413</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total policy and other loans at amortized cost</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,125,428</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments at amortized cost</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,059,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Fixed Maturity Securities</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize unrealized losses on fixed maturity securities, which are carried at amortized cost, at March 31, 2015 and December 31, 2014. The unrealized losses were primarily related to interest rate fluctuations. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related fixed maturity securities:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Less than </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Twelve </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">No. of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Positions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Losses for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;More than </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Twelve</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">No. of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Positions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Loss</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">At March 31 2015</font></font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Obligations of states and political subdivisions</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,322</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,322</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Corporate securities including public utilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">566,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">263,781</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">830,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total unrealized losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">566,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">268,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">834,880</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,346,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,522,624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,869,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">At December 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Obligations of states and political subdivisions</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Corporate securities including public utilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">548,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">432,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">980,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,928</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,894</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total unrealized losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">552,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">445,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">997,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,081,352</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,777,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,858,939</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2015, the average market value of the related fixed maturities was 93.4% of amortized cost and the average market value was 90.8% of amortized cost as of December 31, 2014. During the three months ended March 31, 2015 and 2014 an other than temporary decline in fair value resulted in the recognition of credit losses on fixed maturity securities of $30,000 for each reporting period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On a quarterly basis, the Company reviews its fixed maturity investment securities related to corporate securities and other public utilities, consisting of bonds and preferred stocks that are in a loss position. The review involves an analysis of the securities in relation to historical values, and projected earnings and revenue growth rates. Based on the analysis, a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Equity Securities</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize unrealized losses on equity securities that were carried at estimated fair value based on quoted trading prices at March 31, 2015 and December 31, 2014. The unrealized losses were primarily the result of decreases in fair value due to overall equity market declines. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related equity securities available-for-sale in a loss position:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses for </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less than </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Twelve </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">No. of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Positions</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses for </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">More than</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Twelve</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">No. of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Investment</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Positions</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">At March 31, 2015</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Industrial, miscellaneous and all other</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">461,641</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">158</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">548,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,010,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total unrealized losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">461,641</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">158</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">548,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,010,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,444,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">609,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,054,013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">At December 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Industrial, miscellaneous and all other</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">327,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">492,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">820,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total unrealized losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">327,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">492,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">820,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair Value</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,162,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">676,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,839,131</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2015, the average market value of the equity securities available for sale was 75.1% of the original investment and the average market value was 77.6% of the original investment as of December 31, 2014. The intent of the Company is to retain equity securities for a period of time sufficient to allow for the recovery in fair value. However, the Company may sell equity securities during a period in which the fair value has declined below the amount of the original investment. In certain situations new factors, including changes in the business environment, can change the Company&#8217;s previous intent to continue holding a security. During the three months ended March 31, 2015 and 2014, an other than temporary decline in the fair value resulted in the recognition of an impairment loss on equity securities of $25,896 and $-0-, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On a quarterly basis, the Company reviews its investment in industrial, miscellaneous and all other equity securities that are in a loss position. The review involves an analysis of the securities in relation to historical values, price earnings ratios, projected earnings and revenue growth rates. Based on the analysis a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair values of fixed maturity securities are based on quoted market prices, when available. For fixed maturity securities not actively traded, fair values are estimated using values obtained from independent pricing services, or in the case of private placements, are estimated by discounting expected future cash flows using a current market value applicable to the coupon rate, credit and maturity of the investments. The fair values for equity securities are based on quoted market prices.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and estimated fair value of fixed maturity securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Held to Maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in 2015</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,816,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,880,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in 2016 through 2019</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,339,908</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,890,422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in 2020 through 2024</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,469,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28,347,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after 2024</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,174,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,349,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,859,088</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,170,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Redeemable preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">612,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">647,960</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">133,271,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,287,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and estimated fair value of available for sale securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Equities are valued using the specific identification method.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Available for Sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,095,225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,095,225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s realized gains and losses, other than temporary impairments from investments and other assets, are summarized as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fixed maturity securities held to maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,997</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(9,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other than temporary impairments</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,016</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other than temporary impairments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(25,896</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">257,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">145,740</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross realized losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other than temporary impairments</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">364,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">168,993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The net carrying amount of held to maturity securities sold was $257,962 and $-0- for the three months ended March 31, 2015 and 2014, respectively.&#160;&#160;The net realized gain related to these sales was $8,962 and $-0- for the three months ended March 31, 2015 and 2014, respectively.</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no investments, aggregated by issuer, in excess of 10% of shareholders&#8217; equity (before net unrealized gains and losses on available for sale securities) at March 31, 2015, other than investments issued or guaranteed by the United States Government.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Major categories of net investment income are as follows:</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fixed maturity securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,980,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,109,121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">59,418</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans on real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,850,626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,552,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,623,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,689,595</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy and other loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188,546</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">197,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments,&#160;&#160;principally gains on sale of mortgage loans and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,225,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,899,113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gross investment income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,928,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,486,754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,105,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,844,254</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net investment income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,822,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,642,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net investment income includes income earned by the restricted assets of the cemeteries and mortuaries of $92,922 and $94,745 for the three months ended March 31, 2015 and 2014, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net investment income on real estate consists primarily of rental revenue.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment expenses consist primarily of depreciation, property taxes, operating expenses of real estate and an estimated portion of administrative expenses relating to investment activities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Securities on deposit for regulatory authorities as required by law amounted to $9,310,227 at March 31, 2015 and $8,886,001 at December 31, 2014. The restricted securities are included in various assets under investments on the accompanying condensed consolidated balance sheets.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Mortgage Loans</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage loans consist of first and second mortgages. The mortgage loans bear interest at rates ranging from 2.0% to 10.5%, maturity dates range from six months to 30 years and are secured by real estate. Concentrations of credit risk arise when a number of mortgage loan debtors have similar economic characteristics that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. Although the Company has a diversified mortgage loan portfolio consisting of residential mortgages, commercial loans and residential construction loans and requires collateral on all real estate exposures, a substantial portion of its debtors&#8217; ability to honor obligations is reliant on the economic stability of the geographic region in which the debtors do business.<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>At March 31, 2015, the Company had 39%, 19%, 13%, 8%, and 6% of its mortgage loans from borrowers located in the states of Utah, California, Texas, Florida, and Nevada, respectively. The mortgage loans on real estate balances on the consolidated balance sheet are reflected net of an allowance for loan losses of $1,902,396 and $2,003,055 at March 31, 2015 and December 31, 2014, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a summary of the allowance for loan losses as a contra-asset account for the periods presented:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="16" valign="bottom" width="79%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Credit Losses and Recorded Investment in Mortgage Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Residential</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Residential </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">March 31, 2015</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for credit losses:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance - January 1, 2015</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,715,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,003,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Charge-offs</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(100,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(100,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance -March 31, 2015</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,615,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,902,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: individually evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">245,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">245,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: collectively evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,369,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,656,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: loans acquired with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,045,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,684,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">127,796,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: individually evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: collectively evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,500,619</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,684,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,252,108</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: loans acquired with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">December 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for credit losses:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance - January 1, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,364,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,652,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Charge-offs</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(38,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(38,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">389,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">389,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance - December 31, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,715,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,003,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: individually evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: collectively evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,562,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,849,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: loans acquired with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,592,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,071,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,053,127</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: individually evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,970,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: collectively evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,036,251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,657,439</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,082,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance: loans acquired with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a summary of the aging of mortgage loans for the periods presented:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="36" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Age Analysis of Past Due Mortgage Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30-59 Days</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past Due</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60-89 Days</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past Due</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Greater Than</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90 Days (1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">In Foreclosure (1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Past Due</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Current</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loan </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Mortgage</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" colspan="4" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">March 31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">272,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">272,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,794,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,880,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,092,140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">706,753</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,107,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,451,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,593,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,045,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,615,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50,430,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,944</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,594,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,684,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,584,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="10%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,092,140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,004,736</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,172,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,814,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">118,982,506</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">127,796,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,902,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,894,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" colspan="4" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">December 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(187,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,201,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,631,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,174,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,464,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,826,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,765,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,592,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,715,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51,876,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">479,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,592,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,071,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(100,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,971,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="10%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,631,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,174,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,529,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,970,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,306,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111,746,992</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,053,127</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,003,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,050,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1) Interest income is not recognized on loans past due greater than 90 days or in foreclosure.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Impaired Mortgage Loans</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired mortgage loans include loans with a related specific valuation allowance or loans whose carrying amount has been reduced to the expected collectible amount because the impairment has been considered other than temporary. The recorded investment in and unpaid principal balance of impaired loans along with the related loan specific allowance for losses, if <a name="page_fa41401_1_116"><!--EFPlaceholder--></a>any, for each reporting period and the average recorded investment and interest income recognized during the time the loans were impaired were as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="20" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unpaid</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Principal </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Related</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Allowance</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Income</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Recognized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">March 31, 2015</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With no related allowance recorded:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With an allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">245,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">245,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,544,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline">December 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With no related allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">With an allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">153,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,556,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">414,499</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Credit Risk Profile Based on Performance Status</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s mortgage loan portfolio is monitored based on performance of the loans. Monitoring a mortgage loan increases when the loan is delinquent or earlier if there is an indication of impairment. The Company defines non-performing mortgage loans as loans 90&#160;days past due or on non-accrual status.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s performing and non-performing mortgage loans were as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="32" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Credit Exposure</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td colspan="32" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Credit Risk Profile Based on Payment Activity</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Residential</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Residential Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Performing</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,392,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,571,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,619,464</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,592,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121,079,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">114,552,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Nonperforming</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,652,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,021,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">479,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,717,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,500,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,067,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,388,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,045,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,592,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,684,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,071,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">127,796,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">122,053,127</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-Accrual Mortgage Loans</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Once a loan is past due 90 days, it is the Company&#8217;s policy to end the accrual of interest income on the loan and write off any income that had been accrued. Interest not accrued on these loans totals $534,000 and $535,000 as of March 31, 2015 and December 31, 2014, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a summary of mortgage loans on a nonaccrual status for the periods presented.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loans on Nonaccrual Status</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,652,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,021,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">479,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,717,457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,500,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Loan Loss Reserve</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The mortgage loan loss reserve is an estimate of probable losses at the balance sheet date that the Company will realize in the future on mortgage loans sold to third party investors.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The loan loss reserve analysis involves mortgage loans that have been sold to third party investors where the Company has received a demand from the investor. There are generally three types of demands: make whole, repurchase, or indemnification. These types of demands are more particularly described as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Make whole demand</font> &#8211; A make whole demand occurs when an investor forecloses on a property and then sells the property. The make whole amount is calculated as the difference between the original unpaid principal balance, accrued interest and fees, less the sale proceeds.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Repurchase demand</font> &#8211; A repurchase demand usually occurs when there is a significant payment default, error in underwriting or detected loan fraud.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Indemnification demand</font> &#8211; On certain loans the Company has negotiated a set fee that is to be paid in lieu of repurchase. The fee varies by investor and by loan product type.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">When a repurchase demand is received from a third party investor, the relevant data is reviewed and captured so that an estimated future loss can be calculated. The key factors that are used in the estimated loss calculation are as follows: (i) lien position, (ii) payment status, (iii) claim type, (iv) unpaid principal balance, (v) interest rate, and (vi) validity of the demand. Other data is captured and is useful for management purposes; the actual estimated loss is generally based on these key factors. The Company conducts its own review upon the receipt of a repurchase demand. In many instances, the Company is able to resolve the issues relating to the repurchase demand by the third party investor without having to make any payments to the investor.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Investments</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a summary of the loan loss reserve that is included in other liabilities and accrued expenses:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance, beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,718,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,506,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provisions for losses</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">666,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,053,403</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-offs</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(173,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,841,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,211,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,718,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company believes the loan loss reserve represents probable loan losses incurred as of the balance sheet date. Actual loan loss experience could change, in the near-term, from the established reserve based upon claims that could be asserted by third party investors. SecurityNational Mortgage believes there is potential to resolve any alleged claims by third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Stock-Based Compensation</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has four fixed option plans (the &#8220;2003 Plan&#8221;, the &#8220;2006 Director Plan&#8221;, the &#8220;2013 Plan&#8221; and the &#8220;2014 Director Plan&#8221;). Compensation expense for options issued of $85,545 and $64,325 has been recognized for these plans for the three months ended March 31, 2015 and 2014, respectively. As of March 31, 2015, the total unrecognized compensation expense related to the options issued in December 2014 and July 2014 were $235,086 and $44,356, respectively, which are expected to be recognized over the vesting periods of one year.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company generally estimates the expected life of the options based upon the contractual term of the options adjusted for actual experience.<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Future volatility is estimated based upon the a weighted historical volatility of the Company&#8217;s Class A common stock and three peer company stocks over a period equal to the estimated life of the options.<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Common stock issued upon exercise of stock options are generally new share issuances rather than from treasury shares.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Stock Based Compensation</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A summary of the status of the Company&#8217;s stock incentive plans as of March 31, 2015, and the changes during the three months ended March 31, 2015, are presented below:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class A Shares</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Exercise</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class C Shares</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Exercise</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Outstanding at December 31, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">512,795</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">691,591</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Granted</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exercised</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(114,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cancelled</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(8,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Outstanding at March 31, 2015</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">503,949</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">577,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of March 31, 2015:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Options exercisable</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">379,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">471,943</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of March 31, 2015:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Available options for future grant</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266,649</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">&#160;</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average contractual term of options </font>outstanding at March 31, 2015</font></div>
</div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.57 years</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.93 years</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average contractual term of options </font>exercisable at March 31, 2015</font></div>
</div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.91 years</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.30 years</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">&#160;</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Aggregated intrinsic value of options </font>outstanding at March 31, 2015 (1)</font></div>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,076,880</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,572,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">&#160;</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Aggregated intrinsic value of options </font>exercisable at March 31, 2015 (1)</font></div>
</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">988,022</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,506,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1) The Company used a stock price of $5.34 as of March 31, 2015 to derive intrinsic value.</font><br>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The total intrinsic value (which is the amount by which the fair value of the underlying stock exceeds the exercise price of an option on the exercise date) of stock options exercised during the three months ended March 31, 2015 and 2014 was $438,989 and $-0-, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The basic and diluted earnings per share amounts were calculated as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Numerator:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Denominator:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic weighted-average shares outstanding</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,934,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,400,954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Effect of dilutive securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employee stock options</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">535,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">462,941</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted weighted-average shares outstanding</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,469,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,863,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic net earnings per share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted net earnings per share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net earnings per share amounts have been adjusted for the effect of annual stock dividends. For the three months ended March 31, 2015 and 2014, there were 4,632 and 615,472 of anti-dilutive employee stock option shares, respectively, that were not included in the computation of diluted net loss per common share as their effect would be anti-dilutive.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">6)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Business Segments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Description of Products and Services by Segment</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has three reportable business segments: life insurance, cemetery and mortuary, and mortgage. The Company&#8217;s life insurance segment consists of life insurance premiums and operating expenses from the sale of insurance products sold by the Company&#8217;s independent agency force and net investment income derived from investing policyholder and segment surplus funds. The Company&#8217;s cemetery and mortuary segment consists of revenues and operating expenses from the sale of at-need cemetery and mortuary merchandise and services at its mortuaries and cemeteries, pre-need sales of cemetery spaces after collection of 10% or more of the purchase price and the net investment income from investing segment surplus funds. The Company&#8217;s mortgage segment consists of loan fee income and expenses from the originations of residential and commercial mortgage loans and interest earned and interest expenses from warehousing pre-sold loans before the funds are received from financial institutional investors.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Measurement of Segment Profit or Loss and Segment Assets</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The accounting policies of the reportable segments are the same as those described in the Significant Accounting Principles of the form 10K for the year ended December 31, 2014. Intersegment revenues are recorded at cost plus an agreed upon intercompany profit, and are eliminated upon consolidation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Factors Management Used to Identify the Enterprise&#8217;s Reportable Segments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s reportable segments are business units that offer different products and are managed separately due to the different products and the need to report to the various regulatory jurisdictions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">6)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Business Segments </font>(Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Life Insurance</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery/</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortuary</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Eliminations</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">For the Three Months Ended <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">March 31, 2015</font></font></font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Revenues from external customers</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,985,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,098,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,965,894</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,049,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Intersegment revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,818,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">311,998</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">88,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,219,352</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Segment profit before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,403,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">409,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,185,358</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,998,384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identifiable Assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">677,059,957</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,778,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62,765,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(142,826,038</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">701,778,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,765,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,765,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">For the Three Months Ended <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">March 31, 2014</font></font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Revenues from external customers</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,472,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,040,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,539,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,053,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Intersegment revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,061,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">336,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">164,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,562,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Segment profit before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,331,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">182,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,348,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">165,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Identifiable Assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">604,260,546</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">108,627,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,375,595</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(135,523,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">626,740,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">391,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">285,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">677,039</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Generally accepted accounting principles (GAAP) defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants. GAAP also specifies a fair value hierarchy based upon the observability of inputs used in valuation techniques. Observable inputs (highest level) reflect market data obtained from independent sources, while unobservable inputs (lowest level) reflect internally developed market assumptions. Fair value measurements are classified under the following hierarchy:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Level 1:</font>&#160;&#160;Financial assets and financial liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Level 2: </font>Financial assets and financial liabilities whose values are based on the following:</font></div>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a) Quoted prices for similar assets or liabilities in active markets;</font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b) Quoted prices for identical or similar assets or liabilities in non-active markets; or</font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">c)</font> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.</font></div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Level 3:</font>&#160;&#160;&#160;Financial assets and financial liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. These inputs may reflect our estimates of the assumptions that market participants would use in valuing the financial assets and financial liabilities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">The Company utilizes a combination of third party valuation service providers, brokers, and internal valuation models to determine fair value.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following methods and assumptions were used by the Company in estimating the fair value disclosures related to other significant financial instruments:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">The items shown under Level 1 and Level 2 are valued as follows:</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Securities Available for Sale and Held to Maturity</font><font style="FONT-STYLE: italic; DISPLAY: inline">: </font>The fair values of investments in fixed maturity and equity securities along with methods used to estimate such values are disclosed in Note 3 of the Notes to Condensed Consolidated Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Restricted Assets</font><font style="FONT-STYLE: italic; DISPLAY: inline">:</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>A portion of these assets include mutual funds and equity securities that have quoted market prices. Also included are cash and cash equivalents and participations in mortgage loans. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Cemetery Perpetual Care Trust Investments</font><font style="FONT-STYLE: italic; DISPLAY: inline">:</font>&#160;&#160;A portion of these assets include equity securities that have quoted market prices. Also included are cash and cash equivalents. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Call and Put Options</font><font style="FONT-STYLE: italic; DISPLAY: inline">:</font> The Company uses quoted market prices to value its call and put options.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The items shown under Level 3 are valued as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Policyholder Account Balances and Future Policy Benefits-Annuities</font>: <font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Future policy benefit reserves for interest-sensitive insurance products are computed under a retrospective deposit method and represent policy account balances before applicable surrender charges. Policy benefits and claims that are charged to expense include benefit claims incurred in the period in excess of related policy account balances. Interest crediting rates for interest-sensitive insurance products ranged from 4% to 6.5%. The fair values for the Company&#8217;s liabilities under investment-type insurance contracts (disclosed as policyholder account balances and future policy benefits &#8211; annuities) are estimated based on the contracts&#8217; cash surrender values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair values for the Company&#8217;s insurance contracts other than investment-type contracts are not required to be disclosed. However, the fair values of liabilities under all insurance contracts are taken into consideration in the Company&#8217;s overall management of interest rate risk, such that the Company&#8217;s exposure to changing interest rates is minimized through the matching of investment maturities with amounts due under insurance contracts.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Interest Rate Lock Commitments</font>: The Company&#8217;s mortgage banking activities enters into interest rate lock commitments with potential borrowers and forward commitments to sell loans to third-party investors. The Company also implements a hedging strategy for these transactions. A mortgage loan commitment binds the Company to lend funds to a qualified borrower at a specified interest rate and within a specified period of time, generally up to 30 days after inception of the mortgage loan commitment. Mortgage loan commitments are defined to be derivatives under generally accepted accounting principles and are recognized at fair value on the consolidated balance sheet with changes in their fair values recorded as part of other comprehensive income from mortgage banking operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&#8217;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Bank Loan Interest Rate Swaps</font>: Management considers the interest rate swap instruments to be an effective cash flow hedge against the variable interest rate on bank borrowings since the interest rate swap mirrors the term of the note payable and expires on the maturity date of the bank loan it hedges. The interest rate swaps are a derivative financial instruments carried at its fair value. The fair value of the interest rate swap was derived from a proprietary model of the bank from whom the interest rate swap was purchased and to whom the note is payable.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Mortgage Loans on Real Estate</font><font style="FONT-STYLE: italic; DISPLAY: inline">: </font>The fair values are estimated using interest rates currently being offered for similar loans to borrowers with similar credit ratings. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Real Estate Held for Investment</font>: The Company believes that in an orderly market, fair value will approximate the replacement cost of a home and the rental income provides a cash flow stream for investment analysis. The Company believes the highest and best use of the properties are as income producing assets since it is the Company&#8217;s intent to hold the properties as rental properties, matching the income from the investment in rental properties with the funds required for future estimated policy claims. Accordingly, the fair value determination will be weighted more heavily toward the rental analysis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">It should be noted that for replacement cost, when determining the fair value of mortgage properties, the Company uses Marshall and Swift, a provider of building cost information to the real estate construction industry. For the investment analysis, the Company used market data based upon its real estate operation experience and projected the present value of the net rental income over seven years. The Company used 60% of the projected cash flow analysis and 40% of the replacement cost to approximate fair value of the collateral.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition to this analysis performed by the Company, the Company depreciates Other Real Estate Held for Investment. This depreciation reduces the book value of these properties and lessens the exposure to the Company from further deterioration in real estate values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Mortgage Servicing Rights</font>: The Company initially recognizes MSRs at their estimated fair values derived from the net cash flows associated with the servicing contracts, where the Company assumes the obligation to service the loan in the sale transaction. The precise fair value of MSRs cannot be readily determined because MSRs are not actively traded in stand-alone markets. Considerable judgment is required to estimate the fair values of these assets and the exercise of such judgment can significantly affect the Company&#8217;s earnings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s subsequent accounting for MSRs is based on the class of MSRs. The Company has identified two classes of MSRs: MSRs backed by mortgage loans with initial term of 30 years and MSRs backed by mortgage loans with initial term of 15 years. The Company distinguishes between these classes of MSRs due to their differing sensitivities to change in value as the result of changes in market. After being initially recorded at fair value, MSRs backed by mortgage loans are accounted for using the amortization method. MSR amortization is determined by amortizing the balance straight-line over an estimated nine year life.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company periodically assesses MSRs for impairment. Impairment occurs when the current fair value of the MSR falls below the asset&#8217;s carrying value (carrying value is the amortized cost reduced by any related valuation allowance). If MSRs are impaired, the impairment is recognized in current-period earnings and the carrying value of the MSRs is adjusted through a valuation allowance.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management periodically reviews the various loan strata to determine whether the value of the MSRs in a given stratum is impaired and likely to recover. When management deems recovery of the value to be unlikely in the foreseeable future, a write-down of the cost of the MSRs for that stratum to its estimated recoverable value is charged to the valuation allowance.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Quoted Prices in</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Active Markets for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Identical Assets</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Observable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unobservable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets accounted for at fair value on a recurring basis</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total securities available for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,383,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Restricted assets of cemeteries and mortuaries</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">715,791</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">715,791</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery perpetual care trust investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">654,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">654,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Derivatives - interest rate lock commitments</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,002,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,002,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total assets accounted for at fair value on a recurring basis</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,756,680</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,753,751</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,002,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities accounted for at fair value on a&#160;&#160;recurring basis</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policyholder account balances</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(51,516,976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(51,516,976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Future policy benefits - annuities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(68,843,240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(68,843,240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Derivatives - bank loan interest rate swaps</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(27,419</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(27,419</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 54pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;- call options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(37,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(37,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 54pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;- put options</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(40,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(40,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 54pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;- interest rate lock commitments</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(585,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(585,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total liabilities accounted for at fair value on a recurring basis</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(121,051,025</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(78,203</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(120,972,822</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policyholder </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Account</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Balances</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Future</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Policy</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Benefits -</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Annuities</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Rate</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Lock</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Commitments</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Loan </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Rate </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Swaps</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance - December 31, 2014</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45,310,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(65,540,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,929,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total gains (losses):</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,206,277</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,302,255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in other comprehensive income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,487,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance - March 31, 2015</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(51,516,976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(68,843,240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,417,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(27,419</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Quoted Prices</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">in Active</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Markets for</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Observable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unobservable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Assets accounted for at fair value on a nonrecurring basis</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">987,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">987,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans on real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">320,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">320,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total assets accounted for at fair value on a nonrecurring basis</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,307,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,307,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Quoted Prices </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">in Active </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Markets for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Identical Assets</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Observable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets accounted for at fair value on a recurring basis</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,752,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Restricted assets of cemeteries and mortuaries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">715,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">715,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery perpetual care trust investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">695,235</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">695,235</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Derivatives - interest rate lock commitments</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,111,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,111,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total assets accounted for at fair value on a recurring basis</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,274,716</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,163,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,111,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities accounted for at fair value on a recurring basis</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policyholder account balances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45,310,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45,310,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Future policy benefits - annuities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(65,540,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(65,540,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Derivatives - bank loan interest rate swaps</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- call options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(116,036</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(116,036</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- put options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- interest rate lock commitment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(181,678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(181,678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total liabilities accounted for at fair value on a recurring basis</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(111,192,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(127,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(111,064,732</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policyholder</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Account </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balances</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Future</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Policy</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Benefits - </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Annuities</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Rate</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Lock </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commitments</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Rate Swaps</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance - December 31, 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(48,000,668</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(65,052,928</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,487,908</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(58,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total gains (losses):</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in earnings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,689,969</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(488,057</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in other</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">441,943</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance - December 31, 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45,310,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(65,540,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,929,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Quoted Prices</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">in Active</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Markets for</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Observable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unobservable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets accounted for at fair value on a </font>nonrecurring basis</font></div>
</div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,741,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,741,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate held for investment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="32%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total assets accounted for at fair value on a</font>&#160;nonrecurring basis</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,794,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,794,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value of Financial Instruments Carried at Other Than Fair Value</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">ASC 825, Financial Instruments, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management uses its best judgment in estimating the fair value of the Company&#8217;s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates presented herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction at March 31, 2015 and December 31, 2014. The estimated fair value amounts for March 31, 2015 and December 31, 2014 have been measured as of period-end, and have not been reevaluated or updated for purposes of these Condensed Consolidated Financial Statements subsequent to those dates. As such, the estimated fair values of these financial instruments subsequent to the reporting date may be different than the amounts reported at period-end.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of March 31, 2015:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Estimated </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50,430,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,693,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">53,693,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,584,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,584,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,584,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,880,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47,829,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47,829,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,894,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">131,108,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">131,108,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,187,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,187,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,187,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,996,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,996,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,996,446</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,620,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,620,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,620,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank and other loans payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29,410,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29,410,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29,410,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value of Financial Instruments</font> (Continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of December 31, 2014:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51,876,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55,247,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55,247,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,971,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,971,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,971,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,201,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,829,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,829,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,050,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,048,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,048,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Policy loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,011,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,011,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,011,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,114,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,114,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,114,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,059,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,059,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,059,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank and other loans payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(28,989,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(28,989,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(28,989,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The methods, assumptions and significant valuation techniques and inputs used to estimate the fair value of financial instruments are summarized as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Mortgage Loans on Real Estate</font><font style="FONT-STYLE: italic; DISPLAY: inline">: </font>The estimated fair value of the Company&#8217;s mortgage loans is determined using various methods. The Company&#8217;s mortgage loans are grouped into three categories: Residential, Residential Construction and Commercial. When estimating the expected future cash flows, it is assumed that all loans will be held to maturity, and any loans that are non-performing are evaluated individually for impairment.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Residential &#8211; The estimated fair value of mortgage loans originated prior to 2013 is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates from single family mortgages. The estimated fair value of mortgage loans originated in 2013, 2014 and 2015 is determined from pricing of similar loans that were sold in 2013 and 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Residential Construction &#8211; These loans are primarily short in maturity (4-6 months) accordingly, the estimated fair value is determined to be the net book value.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commercial &#8211; The estimated fair value is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates for commercial mortgages.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Policy and Other Loans</font>: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Short-Term Investments</font>: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; TEXT-DECORATION: underline">Bank and Other Loans Payable</font>: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">8)<font id="TAB1" style="MARGIN-LEFT: 12pt"></font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Allowance for Doubtful Accounts, Allowance for Loan Losses and Impaired Loans</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company records an allowance and recognizes an expense for potential losses from mortgage loans, other loans and receivables in accordance with generally accepted accounting principles.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Receivables are the result of cemetery and mortuary operations, mortgage loan operations and life insurance operations. The allowance is based upon the Company&#8217;s historical experience for collectively evaluated impairment. Other allowances are based upon receivables individually evaluated for impairment. Collectability of the cemetery and mortuary receivables is significantly influenced by current economic conditions. The critical issues that impact recovery of mortgage loan operations are interest rate risk, loan underwriting, new regulations and the overall economy.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company provides allowances for losses on its mortgage loans held for investment through an allowance for loan losses. The allowance is comprised of two components. The first component is an allowance for collectively evaluated impairment that is based upon the Company&#8217;s historical experience in collecting similar receivables. The second component is based upon individual evaluation of loans that are determined to be impaired. Upon determining impairment the Company establishes an individual impairment allowance based upon an assessment of the fair value of the underlying collateral. See the schedules in Note 2 for additional information. In addition, when a mortgage loan is past due more than 90 days, the Company does not accrue any interest income. When a loan becomes delinquent, the Company proceeds to foreclose on the real estate and all expenses for foreclosure are expensed as incurred. Once foreclosed, an adjustment for the lower of cost or fair value is made, if necessary, and the amount is classified as other real estate owned held for investment or sale. The Company will rent the properties until it is deemed desirable to sell them.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The allowance for losses on mortgage loans held for investment could change based on changes in the value of the underlying collateral, the performance status of the loans, or the Company&#8217;s actual collection experience. The actual losses could change, in the near term, from the established allowance, based upon the occurrence or non-occurrence of these events.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">9)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Derivative Commitments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is exposed to price risk due to the potential impact of changes in interest rates on the values of mortgage loan commitments from the time a derivative loan commitment is made to an applicant to the time the loan that would result from the exercise of that loan commitment is funded. Managing price risk is complicated by the fact that the ultimate percentage of derivative loan commitments that will be exercised (i.e., the number of loan commitments that will be funded) fluctuates. The probability that a loan will not be funded within the terms of the commitment is driven by a number of factors, particularly the change, if any, in mortgage rates following the inception of the interest rate lock. However, many borrowers continue to exercise derivative loan commitments even when interest rates have fallen.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In general, the probability of funding increases if mortgage rates rise and decreases if mortgage rates fall. This is due primarily to the relative attractiveness of current mortgage rates compared to the applicant&#8217;s committed rate. The probability that a loan will not be funded within the terms of the mortgage loan commitment also is influenced by the source of the applications (retail, broker or correspondent channels), proximity to rate lock expiration, purpose for the loan (purchase or refinance) product type and the application approval status. The Company has developed fallout estimates using historical data that take into account all of the variables, as well as renegotiations of rate and point commitments that tend to occur when mortgage rates fall. These fallout estimates are used to estimate the number of loans that the Company expects to be funded within the terms of the mortgage loan commitments and are updated periodically to reflect the most current data.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&#8217;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">9)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Derivative Commitments </font>(Continued)</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company utilizes forward loan sales commitments to economically hedge the price risk associated with its outstanding mortgage loan commitments. A forward loan sales commitment protects the Company from losses on sales of the loans arising from exercise of the loan commitments by securing the ultimate sales price and delivery date of the loans. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the derivative loan commitments, thereby reducing earnings volatility related to the recognition in earnings of changes in the values of the commitments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has adopted a strategy of selling &#8220;out of the money&#8221; call options on its available for sale equity securities as a source of revenue.&#160;&#160;The options give the purchaser the right to buy from the Company specified equity securities at a set price up to a pre-determined date in the future.&#160;&#160;The Company has adopted the selling of put options as a means of generating cash or purchasing equity securities at lower than current market prices.&#160;&#160;The Company receives an immediate payment of cash for the value of the option and establishes a liability for the fair value of the option. The liability for call and put options is adjusted to fair value at each reporting date. The fair value of outstanding call and put options as of March 31, 2015 and December 31, 2014 was $78,203 and $127,903, respectively.&#160;&#160;In the event an option is exercised, the Company recognizes a gain on the sale of the equity security and a gain from the sale of the option. If the option expires unexercised, the Company recognizes a gain from the sale of the option.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the fair value of derivatives as of March 31, 2015 and December 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="24" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value of Derivative Instruments</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Asset Derivatives</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="9" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Liability Derivatives</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="4" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2015</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="4" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31, 2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Sheet </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Location</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Sheet </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Location</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Sheet</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Location</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Sheet</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Location</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Derivatives designated as hedging instruments:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest rate lock and forward sales commitments</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">other assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,002,929</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">other assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,111,529</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">585,187</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">181,678</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Call options</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">116,036</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Put options</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest rate swaps</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">--</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank loans payable</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,419</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank loans payable</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="11%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,002,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,111,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">690,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the gain (loss) on derivatives for the periods presented. There were no gains or losses reclassified from accumulated other comprehensive income (OCI) into income or gains or losses recognized in income on derivatives ineffective portion or any amounts excluded from effective testing.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Amount Gain (Loss) Recognized in OCI</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended March 31</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Derivative - Cash Flow Hedging Relationships:</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Rate Lock Commitments</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,487,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">449,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Rate Swaps</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Sub Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,491,842</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">456,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tax Effect</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">971,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">177,885</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,520,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">278,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance, Commitments and Contingencies</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Reinsurance</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance Agreement with North America Life Insurance Company</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On May 8, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a paid-up business offer under the coinsurance agreement effective December 1, 2010 to reinsure certain life insurance policies from North America Life Insurance Company (&#8220;North America Life&#8221;). Pursuant to the paid-up business offer, North America Life ceded and transferred to Security National Life all contractual obligations and risks under the coinsured policies. Security National Life paid a ceding commission to North America Life in the amount of $281,908. As a result of the ceding commission, North America Life transferred $8,900,282 of cash and $9,182,190 in statutory reserves, or liabilities, to Security National Life.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance Agreement with American Republic Insurance Company</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On February 11, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a coinsurance agreement to reinsure certain life insurance policies from American Republic Insurance Company (&#8220;American Republic&#8221;).&#160;&#160;The policies were previously reinsured by North America Life under a coinsurance agreement between World Insurance Company (&#8220;World Insurance&#8221;) and North America Life entered into on July 22, 2009 which was commuted.&#160; World Insurance was subsequently purchased by and merged into American Republic.&#160; The current coinsurance agreement is between Security National Life and American Republic and became effective on January 1, 2015.&#160; As part of the coinsurance agreement, American Republic transferred all contractual obligations and risks to Security National Life and Security National Life took control of $15,004,771 of assets in a trust account held by Texas Capital Bank as the trustee.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance Agreement with LJA Insurance Company</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On December 19, 2014, the Company, through its wholly owned subsidiary, Security National Life, entered into a Coinsurance Funds Withheld Reinsurance Agreement with LJA Insurance Company (&#8220;LJA Insurance&#8221;), a Republic of the Marshall Islands domiciled insurance company. This agreement was effective November 1, 2014. Under the terms of the funds withheld agreement, Security National Life ceded to LJA Insurance 100% of three blocks of deferred annuities in the amount of $4,337,000 and retained the assets and recorded a funds held under coinsurance liability for the same amount. LJA Insurance agreed to pay Security National Life an initial ceding commission of $60,000 and an asset management fee of $16,000 per quarter to administer the policies. Security National Life will also receive a 90% experience refund for any profits from the business. Security National Life has the right to recapture the business by giving LJA Insurance 90 days written notice, or it may be terminated by mutual consent of both parties.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Settlements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.7pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The mortgage industry has seen potential loan losses increase. Future loan losses are extremely difficult to estimate, especially in the current market.&#160;&#160;However, management believes that the Company&#8217;s reserve methodology and its current practice of property preservation allow it to estimate its losses on loans sold. The amounts accrued for loan losses for the three months ended March 31, 2015 and 2014 were $667,000 and $372,000, respectively. The estimated liability for indemnification losses is included in other liabilities and accrued expenses and, as of March 31, 2015 and December 31, 2014, the balances were $2,212,000 and $1,718,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><a name="eolPage3"><!--EFPlaceholder--></a><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Demands</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Third Party Investors</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been assertions in third party investor correspondence that SecurityNational Mortgage sold mortgage loans that allegedly contained borrower misrepresentations or experienced early payment defaults, or that were otherwise allegedly defective or not in compliance with agreements between SecurityNational Mortgage and the third party investors consisting principally of financial institutions.&#160;&#160;As a result of these claims, third party investors have made demands that SecurityNational Mortgage repurchase certain alleged defective mortgage loans that were sold to such investors or indemnify them against any losses related to such loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance, Commitments and Contingencies (Continued)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The total amount of potential claims by third party investors is difficult to determine.&#160;&#160;The Company has reserved and accrued $2,212,000 as of March 31, 2015 to settle all such investor related claims.&#160;&#160;The Company believes that the reserve for mortgage loan loss, which includes provisions for probable losses and indemnification on mortgage loans sold to investors, is reasonable based on available information.&#160;&#160;Moreover, the Company has successfully negotiated acceptable settlement terms with other third party investors that asserted claims for mortgage loan losses against SecurityNational Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SecurityNational Mortgage disagrees with the repurchase demands and notices of potential claims from third party investors. Furthermore, SecurityNational Mortgage believes there is potential to resolve the alleged claims by the third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">JP Morgan Chase Indemnification Demand</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company and its wholly owned subsidiary, SecurityNational Mortgage, received a notice of claim for indemnification dated December 21, 2011, from JP Morgan Chase &amp; Co. (&#8220;JP Morgan Chase&#8221;) on behalf of EMC Mortgage, LLC (&#8220;EMC Mortgage&#8221;), relating to 21 mortgage loans that EMC Mortgage allegedly purchased as a third party investor from SecurityNational Mortgage.&#160;&#160;The notice also referenced a guaranty agreement, dated February 23, 2006, by the Company for the benefit of EMC Mortgage.&#160;&#160;The indemnification notice additionally stated that EMC Mortgage had been named in a lawsuit by the Bear Stearns Mortgage Funding Trust 2007-AR2 (the &#8220;Trust&#8221;), which was filed on September 13, 2011 in the Delaware Court of Chancery.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The lawsuit the Trust brought against EMC Mortgage contends that more than 800 residential mortgage loans that EMC Mortgage sold to the Trust (including the 21 loans allegedly originated by SecurityNational Mortgage) contained breaches of representations and warranties with respect to the mortgage loans, as well as defaults and foreclosures in many of such loans.&#160;&#160;As a result of the alleged breaches of representations and warranties by EMC Mortgage, the complaint requests that EMC Mortgage be ordered to repurchase from the Trust any loans for which it breached its representations and warranties, in the amount of the mortgage loans&#8217; outstanding principal balance and all accrued but unpaid interest.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The indemnification notice from JP Morgan Chase further alleged that the Company and SecurityNational Mortgage are required to indemnify EMC Mortgage for any of its losses arising from the lawsuit that the Trust brought against EMC based upon allegedly untrue statements of material fact related to information that was provided by SecurityNational Mortgage. To the extent the claims in the complaint relate to the 21 mortgage loans that SecurityNational Mortgage allegedly sold to EMC Mortgage, the Company believes it has significant defenses to such claims. The Company intends to vigorously defend itself and SecurityNational Mortgage in the event that JP Morgan Chase were to bring any legal action to require the Company or SecurityNational Mortgage to indemnify it for any loss, liability or expense in connection with the lawsuit that the Trust brought against EMC Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Litigation</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For a description of the litigation involving SecurityNational Mortgage and Lehman Brothers and Aurora Loan Services, reference is to Part II, Item 1. Legal Proceedings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Contingencies and Commitments</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has entered into commitments to fund new residential construction loans. As of March 31, 2015, the Company&#8217;s commitments were $40,835,000 for these loans of which $29,684,000 had been funded. The Company will advance funds once the work has been completed and an independent inspection is made. The maximum loan commitment ranges between 50% and 80% of appraised value. The Company receives fees from the borrowers and the interest rate is generally 2% to 6.75% over the bank prime rate (3.25% as of March 31, 2015). Maturities range between six and twelve months.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Reinsurance, Commitments and Contingencies (Continued)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is not a party to any other material legal proceedings outside the ordinary course of business or to any other legal proceedings, which, if adversely determined, would have a material adverse effect on its financial condition or results of operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">11)&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Mortgage Servicing Rights</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a summary of the MSR activity for the periods presented.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">As of December 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortized cost:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance before valuation allowance at beginning of year</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,834,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,844,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">MSRs proceeds from loan sales</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">987,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,741,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortization</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(259,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(750,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Application of valuation allowance to write down MSRs</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;with other than temporary impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance before valuation allowance at year end</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,562,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,834,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Valuation allowance for impairment of MSRs:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at beginning of year</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Additions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Application of valuation allowance to write down MSRs</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;with other than temporary impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights, net</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,562,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,834,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Estimated fair value of MSRs at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,926,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,485,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company reports these MSRs pursuant to the accounting policy discussed in Note 7.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECURITY NATIONAL FINANCIAL CORPORATION AND SUBSIDIARIES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Notes to Condensed Consolidated Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">March 31, 2015 (Unaudited)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">12)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Acquisitions</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Acquisition of American Funeral Financial</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On June 4, 2014, the Company, through its wholly owned subsidiary, SNFC Subsidiary, LLC (&#8220;SNFC Subsidiary&#8221;), completed a purchase transaction with American Funeral Financial, LLC, a South Carolina limited liability company (&#8220;American Funeral Financial&#8221;) and Hypershop, LLC, a North Carolina&#160;&#160;limited liability&#160;&#160;company (&#8220;Hypershop&#8221;), the sole owner of all the limited liability company interests of American Funeral Financial, to purchase all of the outstanding limited liability company interests, or membership units, of American Funeral Financial.&#160;&#160;American Funeral Financial is engaged in the operation of a factoring business with the principal purpose of providing funding for funeral homes and mortuaries.&#160;&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following unaudited pro forma information has been prepared to present the results of operations of the Company assuming the acquisition of American Funeral Financial had occurred at the beginning of the three month periods ended March 31, 2015 and 2014. This pro forma information is supplemental and does not necessarily present the operations of the Company that would have occurred had the acquisition occurred on those dates and may not reflect the operations that will occur in the future:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">For the Three Months Ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(unaudited)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">64,049,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,521,936</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,863,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">342,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings per Class A equivalent common share</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net earnings per Class A equivalent common share </font>assuming dilution</font></div>
</div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div align="center">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2.&#160;&#160;&#160;&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Overview</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s operations over the last several years generally reflect three trends or events which the Company expects to continue: (i) increased attention to &#8220;niche&#8221; insurance products, such as the Company&#8217;s funeral plan policies and traditional whole life products; (ii) emphasis on cemetery and mortuary business; and (iii) capitalizing on relatively low interest rates by originating mortgage loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Results of Operations</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Insurance Operations</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s insurance business includes funeral plans, interest sensitive life insurance, as well as other traditional life and accident insurance, and health insurance products.&#160;&#160;The Company places specific marketing emphasis on funeral plans through pre-need planning.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A funeral plan is a small face value life insurance policy that generally has face coverage of up to $25,000.&#160;&#160;The Company believes that funeral plans represent a marketing niche that has less competition because most insurance companies do not offer similar coverage.&#160;&#160;The purpose of the funeral plan policy is to pay the costs and expenses incurred at the time of the person&#8217;s death.&#160;&#160;On a per thousand dollar cost of insurance basis, these policies can be more expensive to the policy holder than many types of non-burial insurance due to their low face amount, requiring the fixed cost of the policy administration to be distributed over a smaller policy size, and the simplified underwriting practices that result in higher mortality costs.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the condensed financial results of the insurance operations for the three months ended March 31, 2015 and 2014.&#160;&#160;See Note 6 to the Condensed Consolidated Financial Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three months ended March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in thousands of dollars)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">% Increase</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;(Decrease)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Revenues from external customers</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Insurance premiums</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,854</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net investment income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,827</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income from loan originations</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">176</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,986</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,473</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Intersegment revenue</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,331</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Intersegment revenues are primarily interest income from the warehouse line provided to SecurityNational Mortgage Company. Profitability in the three months ended March 31, 2015 has increased due to an increase in net investment income, an increase in income from loan originations, and an increase in insurance premiums.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cemetery and Mortuary Operations</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company sells mortuary services and products through its seven mortuaries in Salt Lake City, Utah. The Company also sells cemetery products and services through its five cemeteries in Salt Lake City, Utah and one cemetery in San Diego County, California. Cemetery land sales and at-need product sales and services are recognized as revenue at the time of sale or when the services are performed. Pre-need cemetery product sales are deferred until the merchandise is delivered and services performed.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the condensed financial results of the Cemetery and Mortuary operations for the three months ended March 31, 2015 and 2014. See Note 6 to the Condensed Consolidated Financial Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three months ended March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in thousands of dollars)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">% Increase (Decrease)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Revenues from external customers</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortuary revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cemetery revenues</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,098</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Included in other revenue is rental income from residential and commercial properties purchased from Security National Life. Memorial Estates purchased these properties from financing provided by Security National Life. The rental income is offset by property insurance, taxes, maintenance expenses and interest payments made to Security National Life. Memorial Estates has recorded depreciation on these properties of $222,000 and $253,000 for the three months ended March 31, 2015 and 2014, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Operations</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Overview</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s wholly owned subsidiaries, SecurityNational Mortgage Company and Green Street Mortgage Services, Inc., are mortgage lenders incorporated under the laws of the State of Utah, and are approved and regulated by the Federal Housing Administration (FHA), a department of the U.S. Department of Housing and Urban Development (HUD), to originate mortgage loans that qualify for government insurance in the event of default by the borrower. SecurityNational Mortgage and Green Street obtain loans from their retail offices and independent brokers. Mortgage loans originated by the Company&#8217;s mortgage subsidiaries are funded from internal cash flows, including loan purchase agreements from Security National Life, its wholly owned subsidiary, and unaffiliated financial institutions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SecurityNational Mortgage and Green Street Mortgage receive fees from the borrowers and secondary fees from third party investors that purchase their loans. Loans originated by SecurityNational Mortgage and Green Street Mortgage are generally sold with mortgage servicing rights released to third party investors. Since the second quarter of 2012, however, SecurityNational Mortgage has sold but retained mortgage servicing rights on approximately 30% of its loan origination volume. The majority of these loans are serviced by an approved third party sub-servicer. In February 2015, Green Street Mortgage chose to cease its current mortgage operations on March 31, 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For the three months ended March 31, 2015 and 2014, SecurityNational Mortgage originated and sold 3,275 loans ($640,119000 total volume) and 2,034 loans ($370,192,000 total volume), respectively. For the three months ended March 31, 2015 and 2014, Green Street Mortgage originated and sold 78 loans ($17,750,000 total volume) and two loans (476,000 total volume), respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the condensed financial results of the mortgage operations for the three months ended March 31, 2015 and 2014.&#160;&#160;See Note 6 to the Condensed Consolidated Financial Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three months ended March 31</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in thousands of dollars)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">% Increase (Decrease)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Revenues from external customers</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income from loan originations</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,044</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Secondary gains from investors</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,710</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,496</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">63</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings (loss) before income taxes</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,185</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,348</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The increase in earnings for the three months ended March 31, 2015 was due to higher secondary gains on mortgage loans sold to investors and an increase in refinance activity as a result of a decrease in government loan program requirements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Settlements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.7pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The mortgage industry has seen potential loan losses increase. Future loan losses are extremely difficult to estimate, especially in the current market.&#160;&#160;However, management believes that the Company&#8217;s reserve methodology and its current practice of property preservation allow it to estimate its losses on loans sold. The amounts accrued for loan losses for the three months ended March 31, 2015 and 2014 were $667,000 and $372,000, respectively. The estimated liability for indemnification losses is included in other liabilities and accrued expenses and, as of March 31, 2015 and December 31, 2014, the balances were $2,212,000 and $1,718,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Demands</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Third Party Investors</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been assertions in third party investor correspondence that SecurityNational Mortgage sold mortgage loans that allegedly contained borrower misrepresentations or experienced early payment defaults, or that were otherwise allegedly defective or not in compliance with agreements between SecurityNational Mortgage and the third party investors consisting principally of financial institutions.&#160;&#160;As a result of these claims, third party investors have made demands that SecurityNational Mortgage repurchase certain alleged defective mortgage loans that were sold to such investors or indemnify them against any losses related to such loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The total amount of potential claims by third party investors is difficult to determine.&#160;&#160;The Company has reserved and accrued $2,212,000 as of March 31, 2015 to settle all such investor related claims.&#160;&#160;The Company believes that the reserve for mortgage loan loss, which includes provisions for probable losses and indemnification on mortgage loans sold to investors, is reasonable based on available information.&#160;&#160;Moreover, the Company has successfully negotiated acceptable settlement terms with other third party investors that asserted claims for mortgage loan losses against SecurityNational Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SecurityNational Mortgage disagrees with the repurchase demands and notices of potential claims from third party investors. Furthermore, SecurityNational Mortgage believes there is potential to resolve the alleged claims by the third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">JP Morgan Chase Indemnification Demand</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company and its wholly owned subsidiary, SecurityNational Mortgage, received a notice of claim for indemnification dated December 21, 2011, from JP Morgan Chase &amp; Co. (&#8220;JP Morgan Chase&#8221;) on behalf of EMC Mortgage, LLC (&#8220;EMC Mortgage&#8221;), relating to 21 mortgage loans that EMC Mortgage allegedly purchased as a third party investor from SecurityNational Mortgage.&#160;&#160;The notice also referenced a guaranty agreement, dated February 23, 2006, by the Company for the benefit of EMC Mortgage.&#160;&#160;The indemnification notice additionally stated that EMC Mortgage had been named in a lawsuit by the Bear Stearns Mortgage Funding Trust 2007-AR2 (the &#8220;Trust&#8221;), which was filed on September 13, 2011 in the Delaware Court of Chancery.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The lawsuit the Trust brought against EMC Mortgage contends that more than 800 residential mortgage loans that EMC Mortgage sold to the Trust (including the 21 loans allegedly originated by SecurityNational Mortgage) contained breaches of representations and warranties with respect to the mortgage loans, as well as defaults and foreclosures in many of such loans.&#160;&#160;As a result of the alleged breaches of representations and warranties by EMC Mortgage, the complaint requests that EMC Mortgage be ordered to repurchase from the Trust any loans for which it breached its representations and warranties, in the amount of the mortgage loans&#8217; outstanding principal balance and all accrued but unpaid interest.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The indemnification notice from JP Morgan Chase further alleged that the Company and SecurityNational Mortgage are required to indemnify EMC Mortgage for any of its losses arising from the lawsuit that the Trust brought against EMC based upon allegedly untrue statements of material fact related to information that was provided by SecurityNational Mortgage. To the extent the claims in the complaint relate to the 21 mortgage loans that SecurityNational Mortgage allegedly sold to EMC Mortgage, the Company believes it has significant defenses to such claims. The Company intends to vigorously defend itself and SecurityNational Mortgage in the event that JP Morgan Chase were to bring any legal action to require the Company or SecurityNational Mortgage to indemnify it for any loss, liability or expense in connection with the lawsuit that the Trust brought against EMC Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Loss Litigation</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For a description of the litigation involving SecurityNational Mortgage and Lehman Brothers and Aurora Loan Services, reference is to Part II, Item 1. Legal Proceedings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consolidation</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Three Months Ended March 31, 2015 Compared to Three Months Ended March 31, 2014</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Total revenues increased by $18,996,000, or 42.2.1%, to $64,049,000 for the three months ended March 31, 2015, from $45,053,000 for the comparable period in 2014. Contributing to this increase in total revenues was a $15,284,000 increase in mortgage fee income, a $2,180,000 increase in net investment income, a $724,000 increase in insurance premiums and other considerations, a $571,000 increase in other revenues, a $221,000 increase in realized gains on investments and other assets, and a $41,000 increase in net mortuary and cemetery sales. This increase in total revenues was partially offset by a $26,000 increase in other than temporary impairments on investments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Insurance premiums and other considerations increased by $724,000, or 5.5%, to $13,853,000 for the three months ended March 31, 2015, from $13,129,000 for the comparable period in 2014. This increase was primarily due to an increase in first year premiums as a result of increased insurance sales in the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net investment income increased by $2,180,000, or 38.6%, to $7,823,000 for the three months ended March 31, 2015, from $5,643,000 for the comparable period in 2014. This increase was primarily attributable to a $2,326,000 increase in short-term investment income, a $299,000 increase in mortgage loan interest, and a $20,000 increase in equity securities income during the first quarter of 2015. This increase was partially offset by a $128,000 decrease in fixed maturity securities income, a $262,000 increase in investment expenses, a $66,000 decrease in rental income from real estate owned, and a $9,000 decrease in policy loan income during the same period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net mortuary and cemetery sales increased by $41,000, or 1.5%, to $2,872,000 for the three months ended March 31, 2015, from $2,831,000 for the comparable period in 2014. This increase was primarily due to an increase in at-need sales in the cemetery operations partially offset by a decrease in pre-need sales in the cemetery operations and a decrease in at-need sales in the mortuary operations during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Realized gains on investments and other assets increased by $221,000, or 111.1%, to $420,000 in realized gains for the three months ended March 31, 2015, from $199,000 in realized gains for the comparable period in 2014. This increase in realized gains on investments and other assets was the result of an $111,000 increase in realized gains on other assets, a $76,000 increase in realized gains on fixed maturity securities, and a $34,000 increase in realized gains on securities available for sale during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage fee income increased by $15,284,000, or 67.8%, to $37,822,000 for the three months ended March 31, 2015, from $22,538,000 for the comparable period in 2014. This increase was primarily attributable to higher secondary gains from mortgage loans sold to investors and an increase in loans originated during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other revenues increased by $571,000, or 76.8%, to $1,315,000 for the three months ended March 31, 2015, from $744,000 for the comparable period in 2014. This increase was due to an increase in mortgage servicing fees during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Total benefits and expenses were $61,051,000, or 95.3% of total revenues, for the three months ended March 31, 2015, as compared to $44,887,000, or 99.6% of total revenues, for the comparable period in 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Death benefits, surrenders and other policy benefits, and future policy benefits increased by an aggregate of $1,203,000 or 10.4%, to $12,761,000 for the three months ended March 31, 2015, from $11,558,000 for the comparable period in 2014. This increase was primarily the result of a $1,252,000 increase in death benefits, a $138,000 increase in future policy benefits offset by a $187,000 decrease in surrender and other policy benefits during the first quarter 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Amortization of deferred policy and pre-need acquisition costs and value of business acquired decreased by $236,000, or 16.8%, to $1,167,000 for the three months ended March 31, 2015, from $1,403,000 for the comparable period in 2014. This decrease was primarily due to improved persistency in the premium paying traditional life business during the first quarter 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Selling, general and administrative expenses increased by $14,742,000, or 47.7%, to $45,679,000 for the three months ended March 31, 2015, from $30,937,000 for the comparable period in 2014. This increase was primarily the result of an increase in mortgage loan originations by SecurityNational Mortgage during the first quarter of 2015. Commissions increased by $8,005,000, personnel expenses increased by $2,816,000, costs related to funding mortgage loans increased by $885,000, other expenses increased by $1,489,000, advertising increased by $644,000, depreciation on property and equipment increased by $542,000, provision for loan losses increased by $295,000, and rent and rent related expenses increased by 66,000 and during the same period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Interest expense increased by $487,000, or 97.9%, to $985,000 for the three months ended March 31, 2015, from $498,000 for the comparable period in 2014. This increase was primarily due to an increase in outstanding balances on warehouse lines of credit used to fund mortgage loans during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Cost of goods and services sold by the cemeteries and mortuaries decreased by $32,000, or 6.5%, to $458,000 for the three months ended March 31, 2015, from $490,000 for the comparable period in 2014. This decrease was primarily due to a decrease in mortuary sales during the first quarter of 2015.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Comprehensive income for the three months ended March 31, 2015 and 2014 amounted to gains of $3,155,000 and $455,000, respectively. This $2,700,000 increase in comprehensive income was primarily the result of an $1,725,000 increase in net income and a $1,242,000 increase in derivatives related to mortgage loans during the first quarter of 2015, which were partially offset by a $267,000 decrease in unrealized gains in securities available for sale during the same period.</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liquidity and Capital Resources</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s life insurance subsidiaries and cemetery and mortuary subsidiaries realize cash flow from premiums, contract payments and sales on personal services rendered for cemetery and mortuary business, from interest and dividends on invested assets, and from the proceeds from the maturity of held to maturity investments or sale of other investments. The mortgage subsidiaries realize cash flow from fees generated by originating and refinancing mortgage loans and interest earned on mortgages sold to investors. The Company considers these sources of cash flow to be adequate to fund future policyholder and cemetery and mortuary liabilities, which generally are long-term, and adequate to pay current policyholder claims, annuity payments, expenses on the issuance of new policies, the maintenance of existing policies, debt service, and to meet current operating expenses.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During the three months ended March 31, 2015, the Company's operations provided cash of $712,000. This was due primarily to a $7,774,000 increase in the balance of mortgage loans sold to investors and a $4,336,000 increase in future policy benefits. During the three months ended March 31, 2014, the Company&#8217;s operations provided cash of $22,717,000. This was due primarily to an $18,142,000 decrease in the balance of mortgage loans sold to investors and a $5,651,000 increase in future policy benefits.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s liability for future life, annuity and other benefits is expected to be paid out over the long-term due to the Company&#8217;s market niche of selling funeral plans. Funeral plans are small face value life insurance that will pay the costs and expenses incurred at the time of a person&#8217;s death. A person generally will keep these policies in force and will not surrender them prior to a person&#8217;s death. Because of the long-term nature of these liabilities, the Company is able to hold to maturity its bonds, real estate and mortgage loans, thus reducing the risk of liquidating these long-term investments as a result of any sudden changes in fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company attempts to match the duration of invested assets with its policyholder and cemetery and mortuary liabilities. The Company may sell investments other than those held to maturity in the portfolio to help in this timing. The Company purchases short-term investments on a temporary basis to meet the expectations of short-term requirements of the Company&#8217;s products. The Company&#8217;s investment philosophy is intended to provide a rate of return that will persist during the expected duration of policyholder and cemetery and mortuary liabilities regardless of future interest rate movements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s investment policy is to invest predominantly in fixed maturity securities, mortgage loans, and the warehousing of mortgage loans on a short-term basis before selling the loans to investors in accordance with the requirements and laws governing the life insurance subsidiaries. Bonds owned by the insurance subsidiaries amounted to $132,659,000 as of March 31, 2015&#160;compared to $134,406,000 as of December 31, 2014. This represents 30.3% and 30.9% of the total investments as of March 31, 2015 and December 31, 2014, respectively. Generally, all bonds owned by the life insurance subsidiaries are rated by the National Association of Insurance Commissioners (NAIC). Under this rating system, there are six categories used for rating bonds. At March 31, 2015, 8.64%&#160;&#160;(or $11,457,000) and at December 31, 2014, 6.8% (or $9,192,000) of the Company&#8217;s total bond investments were invested in bonds in rating categories three through six, which were considered non-investment grade.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has classified its fixed income securities as held to maturity. Business conditions, however, may develop in the future that may indicate a need for a higher level of liquidity in the investment portfolio. In that event the Company believes it could sell short-term investment grade securities before liquidating higher yielding longer-term securities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is subject to risk based capital guidelines established by statutory regulators requiring minimum capital levels based on the perceived risk of assets, liabilities, disintermediation, and business risk. At March 31, 2015 and December 31, 2014, the life insurance subsidiary was in compliance with the regulatory criteria.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">The Company&#8217;s total capitalization of stockholders&#8217; equity, bank debt and notes payable was </font><font style="DISPLAY: inline; FONT-SIZE: 10pt">$130,010,000 </font><font style="DISPLAY: inline; FONT-SIZE: 10pt">as of March 31, 2015, as compared to $126,111,000 as of December 31, 2014. Stockholders&#8217; equity as a percent of total capitalization was 77.4% and 77.0% as of March 31, 2015 and December 31, 2014, respectively.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Lapse rates measure the amount of insurance terminated during a particular period. The Company&#8217;s lapse rate for life insurance in 2014 was 7.0% as compared to a rate of 5.7% for 2013. The 2015 lapse rate to date has been approximately the same as 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2015, $37,051,000 of the Company&#8217;s consolidated stockholders&#8217; equity represented the statutory stockholders&#8217; equity of the Company&#8217;s life insurance subsidiaries. The life insurance subsidiaries cannot pay a dividend to the Company, its parent company, without approval of state insurance regulatory authorities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Item 3.</font>&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures About Market Risk.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been no significant changes since the Annual Report on Form 10-K filed for the year ended December 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;Controls and Procedures.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Disclosure Controls and Procedures</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2015, the Company carried out an evaluation, under the supervision and with the participation of its Chief Executive Officer (CEO) and Chief Financial Officer (CFO), of the effectiveness of the Company&#8217;s disclosure controls and procedures (as defined in Rules&#160;13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;)). The Company&#8217;s disclosure controls and procedures are designed to ensure that information required to be disclosed in the Securities and Exchange Commission (SEC) reports the Company files or submits under the Exchange Act is recorded, processed, summarized and reported within the time period specified by the SEC&#8217;s rules and forms and that such information is accumulated and communicated to management, including the Company&#8217;s CEO and CFO, as appropriate, to allow timely decisions regarding required disclosure. The officers have concluded that the Company&#8217;s disclosure controls and procedures were effective as of March 31, 2015, and that the unaudited condensed consolidated financial statements included in this Quarterly Report on Form 10-Q fairly present, in all material respects, the Company&#8217;s financial condition, results of operations and cash flows for the periods presented in conformity with United States Generally Accepted Accounting Principles (GAAP).</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Changes in Internal Control over Financial Reporting</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been no changes in the Company&#8217;s internal control over financial reporting during the most recently completed fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Part II</font> - <font style="DISPLAY: inline; FONT-SIZE: 10pt">Other Information</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1.&#160;&#160;&#160;&#160;&#160;Legal Proceedings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Lehman Brothers - Aurora Loan Services Litigation</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On April 15, 2005, SecurityNational Mortgage entered into a loan purchase agreement with Lehman Brothers Bank, FSB (&#8220;Lehman Bank&#8221;). Under the terms of the loan purchase agreement, Lehman Bank agreed to purchase mortgage loans from time to time from SecurityNational Mortgage. During 2007, Lehman Bank and its wholly owned subsidiary, Aurora Loan Services LLC (&#8220;Aurora Loan Services&#8221;), purchased a total of 1,490 mortgage loans in the aggregate amount of $352,774,000 from SecurityNational Mortgage. Lehman Bank asserted that certain of the mortgage loans that it purchased from SecurityNational Mortgage during 2007 contained alleged misrepresentations and early payment defaults. As a result of these alleged issues with the mortgage loans, Lehman Bank contended it had the right to require SecurityNational Mortgage to repurchase certain loans or be liable for losses related to such loans under the loan purchase agreement. SecurityNational Mortgage disagrees with these claims.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On December 17, 2007, SecurityNational Mortgage entered into an Indemnification Agreement with Lehman Bank and Aurora Loan Services. Under the terms of the Indemnification Agreement, SecurityNational Mortgage agreed to indemnify Lehman Bank and Aurora Loan Services for 75% of all losses that Lehman Bank and Aurora Loan Services may incur relative to breaches by mortgagors pertaining to 55 mortgage loans that were purchased from SecurityNational Mortgage. SecurityNational Mortgage was released from any obligation to pay the remaining 25% of such losses. The Indemnification Agreement also required SecurityNational Mortgage to indemnify Lehman Bank and Aurora Loan Services for 100% of any future losses incurred on mortgage loans with breaches that were not among the 55 mortgage loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Pursuant to the Indemnification Agreement, SecurityNational Mortgage paid $395,000 to Aurora Loan Services as a deposit into a reserve account, to secure any obligations of SecurityNational Mortgage under the Indemnification Agreement. This deposit was in addition to a $250,000 deposit that SecurityNational Mortgage previously made into the reserve account for a total of $645,000. Losses from mortgage loans with alleged breaches were payable from the reserve account. Lehman Bank and Aurora Loan Services were not to apply any funds from the reserve account to a particular mortgage loan, however, until an actual loss had occurred. Under the Indemnification Agreement SecurityNational Mortgage was to pay to Aurora Loan Services each calendar month the difference between the reserve account balance and $645,000, but in no event would SecurityNational Mortgage be required to make payments into the reserve account in excess of $125,000 for any calendar month.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Since the time the reserve account was established, SecurityNational Mortgage paid a total of $4,281,000 from the reserve account to indemnify Lehman Brothers Bank and Aurora Loan Services for alleged losses from 31 mortgage loans that were among 55 mortgage loans with alleged breaches that were covered by the Indemnification Agreement and ten other mortgage loans with alleged breaches. In the last monthly billing statement dated April 24, 2011 to SecurityNational Mortgage, Lehman Brothers Holdings Inc. (&#8220;Lehman Holdings&#8221;) claimed that SecurityNational Mortgage owed approximately $3,745,000 for mortgage loan losses under the Indemnification Agreement.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During 2010 and 2011, the Company recognized alleged losses of $1,289,000 and $-0-, respectively. Management cannot fully determine the total losses, however, because there could be potential claims for losses that have not yet been determined.&#160;&#160;As of December 31, 2014, the Company had not accrued for any losses under the Indemnification Agreement. SecurityNational Mortgage was involved in discussions with Lehman Bank and Lehman Holdings concerning issues under the Indemnification Agreement. During the discussion period, monthly payments for December 2010 and January, February, March and April of 2011 totaling $625,000 were abated or deferred.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On May 11, 2011, SecurityNational Mortgage filed a complaint against Aurora Bank FSB, formerly known as Lehman Bank, and Aurora Loan Services in the United States District Court for the District of Utah because it had been unable to resolve certain issues under the Indemnification Agreement with Lehman Bank and Aurora Loan Services. The complaint alleges, among other claims, material breach of the Indemnification Agreement, including a claim that neither Lehman Bank nor Aurora Loan Services owned the mortgage loans that SecurityNational Mortgage sold so as to justify the amount of payments demanded from, and made by, SecurityNational Mortgage. As a result, SecurityNational Mortgage claims it is entitled to judgment of approximately $4,000,000 against Lehman Bank, as well as Aurora Loan Services to the extent of its involvement and complicity with Lehman Bank. The complaint also alleges a second claim for material breach of a section of the Indemnification Agreement that contains an alleged &#8220;sunset&#8221; provision and that the amount of the requested payments made was not justified under the &#8220;sunset&#8221; provision.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On June 8, 2011, Lehman Holdings, which had filed for bankruptcy in September 2008, filed a complaint against SecurityNational Mortgage in the United States District Court for the District of Utah. A subsidiary of Lehman Holdings owns Lehman Bank. The complaint alleges that SecurityNational Mortgage sold loans to Lehman Bank, which were then sold to Lehman Holdings. The complaint additionally alleges that Lehman Bank and Aurora Loan Services assigned their rights and remedies under the loan purchase agreement, as well as the Indemnification Agreement, to Lehman Holdings, which latter assignment purportedly took place on March 28, 2011. Lehman Holdings declared in a letter dated June 2, 2011 that the Indemnification Agreement was null and void except as to losses previously released and discharged, which is disputed by SecurityNational Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Lehman Holdings&#8217; alleged claims are for damages for breach of contract and breach of warranty pursuant to a loan purchase agreement and Seller&#8217;s Guide. Based on claiming that the Indemnification Agreement is null and void pursuant to its lawsuit, Lehman Holdings has initially claimed damages in excess of $5,000,000. Prior to declaring the Indemnification Agreement null and void, Lehman Holdings claimed in a then recent billing statement under the terms of the Indemnification Agreement, that SecurityNational Mortgage owed approximately $3,745,000 for mortgage loan losses under the Indemnification Agreement. SecurityNational Mortgage strongly disagrees with the position of Lehman Holdings and, as set forth in its May 11, 2011 complaint, seeks affirmative relief of approximately $4,000,000 from Lehman Bank and Aurora Loan Services. Lehman Bank is a subsidiary of a company owned by Lehman Holdings, and Aurora Loan Services is a subsidiary of Lehman Bank.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On September 4, 2012, SecurityNational Mortgage filed a motion for summary judgment in its action against Lehman Bank and Aurora Loan Services on certain material issues, as well as against Lehman Holdings regarding its claims against SecurityNational Mortgage. Lehman Bank and Aurora Loan Services filed a cross motion for summary judgment as to the issues in SecurityNational Mortgage&#8217;s motion and, in the Lehman Holdings case, Lehman Holdings has requested that the Court allow a cross motion on the issues which are the subject of SecurityNational Mortgage&#8217;s September 4, 2012 motion. The cases are before two different federal judges.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On February 27, 2013, SecurityNational Mortgage&#8217;s motion for summary judgment against Lehman Bank and Aurora Loan Services and the related cross motion were heard by Judge David Nuffer of the United States District Court for the District of Utah. After an extensive hearing, Judge Nuffer requested that the parties prepare findings of fact in accordance with the Court&#8217;s earlier promulgated findings as modified at the hearing, and that each party submit proposed conclusions of law related to the motions. The motion and cross motion were taken under advisement. SecurityNational Mortgage&#8217;s motion in the Lehman Holdings case was heard on April 22, 2014 before Judge Ted Stewart of the United States District Court for the District of Utah, and is under advisement.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On May 6, 2014, Judge Nuffer issued his summary of facts, conclusions of law and order granting SecurityNational Mortgage&#8217;s motion for summary judgment and denying the cross motion of Lehman Bank and Aurora Loan Services. On May 27, 2014, Lehman Bank and Aurora Loan Services filed a motion to reconsider Judge Nuffer&#8217;s summary judgment ruling. On June 2, 2014, a hearing was held before Judge Nuffer to determine the amount owing to SecurityNational Mortgage pursuant to the summary judgment ruling. On December 23, 2014, Judge Nuffer issued an order denying Lehman Bank&#8217;s and Aurora Loan Services&#8217; motion for reconsideration of his summary judgment ruling in favor of SecurityNational Mortgage.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On December 24, 2014, Judge Nuffer issued an amended order granting SecurityNational Mortgage&#8217;s motion for summary judgment. The amended order provided that the amount of monies previously paid by SecurityNational Mortgage that were wrongfully applied by Lehman Bank to losses on loans actually owed by Lehman Holdings, as established at the June 2, 2014 hearing, was $3,892,974. The amended order also provided for prejudgment interest at 9% per annum to SecurityNational Mortgage. The total amount of prejudgment interest awarded is $1,674,240 through May 31, 2014, with a per diem of $960 for each day after May 31, 2014 until judgment. The court also commented that further replenishment of the indemnification fund under the Indemnification Agreement appears to be barred by language in the assignment effecting a waiver, but that this issue had not been briefed before the June 2, 2014 hearing. In addition, the court stated that the offset that Lehman Bank and Aurora Loan Services pled as an affirmative defense had not yet been adjudicated by the court. Finally, the court ordered the parties to meet and confer by January 16, 2015, and to file a motion to schedule the disposition of the remaining issues in the case. The motion is to clarify whether any issues other than the offset remain to be resolved.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On May 7, 2014, Judge Stewart issued an order for the parties to submit supplemental briefs as to the effect of Judge Nuffer&#8217;s summary judgment order on SecurityNational Mortgage&#8217;s motion for summary judgment in the Lehman Holdings case. The supplemental briefing was continued until January 16, 2015. Judge Stewart also granted leave for SecurityNational Mortgage to file an additional motion for summary judgment in the Lehman Holdings case on the basis that the claims of Lehman Holdings are barred by the statute of limitations.&#160;&#160;The motion was also to be filed by January 16, 2015.&#160;&#160;The August 11, 2014 trial setting before Judge Stewart in the Lehman Holdings case was stricken without providing a new trial date.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On January 16, 2015, SecurityNational Mortgage and Lehman Holdings filed briefs with Judge Stewart concerning the effect of the rulings in Judge Nuffer&#8217;s case on the case before Judge Stewart, and on the same date SecurityNational Mortgage filed a motion for summary judgment in the Lehman Holdings case based on the statute of limitations.&#160;&#160;A hearing concerning SecurityNational Mortgage&#8217;s summary judgment motion based on the statute of limitations is scheduled before Judge Stuart on April 14, 2015. On February 28, 2015, Lehman Bank and Aurora Loan Services filed a partial summary judgment motion before Judge Nuffer asserting that the Indemnification Agreement security fund should be replenished, and for a right to offset alleged losses of approximately $8.6 million, based on more than 100 loans retained by Lehman Bank, against the amount owing to SecurityNational per Judge Nuffer&#8217;s summary judgment order. Lehman Bank and Aurora Loan Services asserts that another 124 loans are not analyzed yet for potential breaches.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SecurityNational Mortgage had until March 30, 2015 to respond to the motion of Lehman Bank and Aurora Loan Services, and to file a motion if so determined by SecurityNational Mortgage. SecurityNational Mortgage asserts that Lehman Bank and Aurora Loan Services have no rights to a replenishment of the Indemnification Agreement reserve account, or for any offset against the liability of Lehman Bank and Aurora Loan Services to SecurityNational Mortgage, including the assertion that Lehman Bank and Aurora Loan Services executed an assignment to Lehman Holdings containing a waiver and release of rights and remedies which affect the foregoing asserted replenishment and offset matters. On March 30, 2015, SecurityNational Mortgage filed a response in opposition to the partial summary judgment motion of Lehman Bank and Aurora Loan Services and also filed its own partial summary judgment motion on the same issue against Lehman Bank and Aurora Loan Services.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On April 16, 2015, Lehman Bank and Aurora Loan Services filed a reply to SecurityNational Mortgage&#8217;s response to their motion for partial summary judgment. On April 30, 2015, Lehman Bank and Aurora Loan Services filed their opposition to SecurityNational Mortgage&#8217;s cross motion for partial summary judgment on the same issue as the partial summary judgment motion of Lehman Bank and Aurora Loan Services, and SecurityNational Mortgage is entitled to file a reply to their response.&#160;&#160;On April 21, 2015, Judge Stewart issued a memorandum decision and order denying SecurityNational Mortgage&#8217;s motion for summary judgment against Lehman Holdings which motion was filed on September 4, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">On April 28, 2015, a hearing was held before Judge Stewart on SecurityNational Mortgage&#8217;s additional motion for summary judgment that it filed against Lehman Holdings requesting dismissal of Lehman Holdings&#8217; action based on the statute of limitations. Because of certain cases pending before the United States Court of Appeals for the Tenth Circuit concerning statute of limitation issues also involving Lehman Holdings, Judge Stewart inquired at the hearing as to whether his ruling on SecurityNational Mortgage&#8217;s motion should be held in abeyance until a ruling from the Tenth Circuit.&#160;&#160;With the parties agreeing to an abeyance, Judge Stewart issued an order on May 11, 2015 postponing a ruling on SecurityNational Mortgage&#8217;s motion for summary judgment until after the Tenth Circuit Court of Appeals had issued a ruling on the pending appeal concerning statute of limitations issues also involving Lehman Holdings.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is not a party to any other material legal proceedings outside the ordinary course of business or to any other legal proceedings, which if adversely determined, would have a material adverse effect on its financial condition or results of operation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2.&#160;&#160;&#160;&#160;Unregistered Sales of Equity Securities and Use of Proceeds.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 3.&#160;&#160;&#160;Defaults Upon Senior Securities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;&#160;&#160;&#160;Mine Safety Disclosures.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 5.</font>&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Information.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Item 6.</font>&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt">Exhibits, Financial Statements Schedules and Reports on Form 8-K.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a)(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Financial Statements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See &#8220;Table of Contents &#8211; Part I &#8211; Financial Information&#8221; under page 2 above</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a)(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Financial Statement Schedules</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">All other schedules to the consolidated financial statements required by Article 7 of Regulation S-X are not required under the related instructions or are inapplicable and therefore have been omitted.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a)(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Exhibits</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following Exhibits are filed herewith pursuant to Rule 601 of Regulation S-K or are incorporated by reference to previous filings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.1</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Articles of Restatement of Articles of Incorporation (3)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.2</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amended Bylaws (5)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.1</font></div>
</td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specimen Class A Stock Certificate (1)</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.2</font></div>
</td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specimen Class C Stock Certificate (1)</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.3</font></div>
</td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specimen Preferred Stock Certificate and Certificate of Designation of Preferred Stock (1)</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.1</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Restated and Amended Employee Stock Ownership Plan and Trust Agreement (1)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.2</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2003 Stock Option Plan (4)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.3</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2006 Director Stock Option Plan (8)</font></div>
</td>
</tr></table>
</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.4</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2013 Stock Option Plan (11)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.5</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2014 Director Stock Option Plan (13)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.6</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred Compensation Plan (2)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.7</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employment agreement with J. Lynn Beckstead, Jr. (6)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.8</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employment agreement with Scott M. Quist (7)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.9 </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Indemnification Agreement among SecurityNational Mortgage Company, Lehman Brothers Bank, and Aurora Loan Services (9)</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.10</font></div>
</td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agreement and Plan of Reorganization among Security National Financial Corporation and certain subsidiaries (10)</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.11</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase Agreement among Security National Financial Corporation, SNFC Subsidiary, LLC, American Funeral Financial, LLC, and Hypershop, LLC (12)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Subsidiaries of the Registrant</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31.1</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification pursuant to 18 U.S.C. Section 1350, as enacted by Section 302 of the Sarbanes-Oxley Act of 2002</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31.2</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification pursuant to 18 U.S.C. Section 1350, as enacted by Section 302 of the Sarbanes-Oxley Act of 2002</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32.1</font></font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002</font></td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32.2</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 INS</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Instance Document*</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 SCH</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Schema Document*</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 CAL</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Calculation Linkbase Document*</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 DEF</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Definition Linkbase Document*</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 LAB</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Labels Linkbase Document*</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101 PRE</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Presentation Linkbase Document*</font></div>
</td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">*&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The XBRL related information in Exhibit 101 shall not be deemed &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liability of that section and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">48</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Registration Statement on Form S-1, as filed on September 29, 1987</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Annual Report on Form 10-K, as filed on April 3, 2002</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 8-K/A, as filed on January 8, 2003</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Schedule 14A Definitive Proxy Statement, as filed on September 5, 2003, relating to the Company&#8217;s Annual Meeting of Stockholders</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 10-Q, as filed on November 14, 2003</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 10-K, as filed on March 30, 2004</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(7)</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 10-Q, as filed on August 13, 2004</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(8)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Schedule 14A Definitive Proxy Statement, as filed on June 1, 2007, relating to the Company&#8217;s Annual Meeting of Stockholders</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(9)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 10-K, as filed on March 31, 2009</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(10)</font></div>
</td>
<td align="left" valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 10-Q, as filed on May 15, 2013</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Schedule 14A Definitive Proxy Statement, as filed on June 5, 2013, relating to the Company&#8217;s Annual Meeting of Stockholders</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(12)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Report on Form 8-K, as filed on June 13, 2014</font></div>
</td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(13)</font></div>
</td>
<td valign="top" width="92%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporated by reference from Schedule 14A Definitive Proxy Statement, as filed on June 2, 2014, related to Company&#8217;s Annual Meeting of Stockholders</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt; FONT-WEIGHT: bold">REGISTRANT</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">SECURITY NATIONAL FINANCIAL CORPORATION</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Registrant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Scott M. Quist</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Scott M. Quist</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman of the Board, President and Chief Executive Officer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Executive Officer)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Garrett S. Sill</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Garrett S. Sill</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Financial Officer and Treasurer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Financial Officer and Principal Accounting Officer)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">50</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1pt" align="center">&#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>2
<FILENAME>securityexh21.htm
<DESCRIPTION>SUBSIDIARIES OF THE REGISTRANT
<TEXT>
<html>
<head>
    <title>securityexh21.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right">EXHIBIT 21</div>

<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Subsidiaries of Security National</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Financial Corporation</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">as of March 31, 2015</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SecurityNational Mortgage Company</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Life Insurance Company</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Southern Security Life Insurance Company, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Trans-Western Life Insurance Company</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Memorial Insurance Company of America</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">C &amp; J Financial, LLC</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">American Funeral Financial, LLC</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">FFC Acquisition Co., LLC dba Funeral Funding Center</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortician's Choice, LLC</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Canadian Funeral Financial, LLC</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Insuradyne Corporation</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Green Street Mortgage Services, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Marketing Source Center, Inc. dba Security National Travel Services</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Adobe Chapel Funeral Home, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">California Memorial Estates, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Cottonwood Mortuary, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Crystal Rose Funeral Home, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deseret Memorial, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Greer-Wilson Funeral Home, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Holladay Cottonwood Memorial Foundation</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Holladay Memorial Park, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Memorial Estates, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Memorial Mortuary, Inc.</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Memorial Travel Benefits, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Paradise Chapel Funeral Home</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Dry Creek Property Development, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">New York Land Holdings, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Capital, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Funding Company</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Life Scholarship Foundation, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Reverse Mortgage of Utah</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Select Appraisal Management, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Security National Real Estate Services, Inc.</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">55-05 Flushing, LLC</font></div>
</td>
</tr><tr>
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SNFC Subsidiary, LLC</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>3
<FILENAME>securityexh311.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ENACTED BY SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
<TEXT>
<html>
<head>
    <title>securityexh311.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right; TEXT-INDENT: 9pt">Exhibit 31.1</div>

<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18 U.S.C. SECTION 1350,</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AS ENACTED BY</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, Scott M. Quist, certify that:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1. I have reviewed this quarterly report on Form 10-Q of Security National Financial Corporation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4. The registrant&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15-d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period covered in which this report is being prepared;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">(b)</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(c) Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(d) Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5. The registrant&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(b)</font> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">role in the registrant&#8217;s internal control over financial reporting.</font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Scott M. Quist</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Scott M. Quist</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman of the Board, President and Chief Executive Officer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Executive Officer)</font></div>
</td>
</tr></table>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div>
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>4
<FILENAME>securityexh312.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ENACTED BY SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
<TEXT>
<html>
<head>
    <title>securityexh312.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div>
<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Exhibit 31.2</font></div>
</div>

<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18 U.S.C. SECTION 1350,</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AS ENACED BY</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, Garrett S. Sill, certify that:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1. I have reviewed this quarterly report on Form 10-Q of Security National Financial Corporation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4. The registrant&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15-d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period covered in which this report is being prepared;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">(b)</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(c) Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(d) Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5. The registrant&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(b)</font> <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">role in the registrant&#8217;s internal control over financial reporting.</font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Garrett S. Sill</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Garrett S. Sill</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Financial Officer and Treasurer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Financial Officer and Principal Accounting Officer)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>5
<FILENAME>securityexh321.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
<TEXT>
<html>
<head>
    <title>securityexh321.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right">EXHIBIT 32.1</div>

<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18 U.S.C. SECTION 1350,</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AS ADOPTED PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In connection with the Quarterly Report of Security National Financial Corporation (the &#8220;Company&#8221;) on Form 10-Q for the period ending March 31, 2015, as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Scott M. Quist, Chairman of the Board, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of my knowledge:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36.65pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 45pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36.65pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 45pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="8%">&#160;</td>
<td align="left" valign="bottom" width="61%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Scott M. Quist</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%">&#160;</td>
<td valign="bottom" width="8%">&#160;</td>
<td align="left" valign="bottom" width="61%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Scott M. Quist</font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%">&#160;</td>
<td valign="bottom" width="8%">&#160;</td>
<td align="left" valign="bottom" width="61%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman of the Board, President and Chief Executive Officer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%">&#160;</td>
<td valign="bottom" width="8%">&#160;</td>
<td align="left" valign="bottom" width="61%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Executive Officer)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>6
<FILENAME>securityexh322.htm
<DESCRIPTION>CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
<TEXT>
<html>
<head>
    <title>securityexh322.htm</title>
    <!--Licensed to: sb6208-->
    <!--Document Created using EDGARizerAgent 5.5.0.0-->
    <!--Copyright 1995 - 2014 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-ALIGN: right">EXHIBIT 32.2</div>

<div>
<hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
<hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18 U.S.C. SECTION 1350,</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">AS ADOPTED PURSUANT TO</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In connection with the Quarterly Report of Security National Financial Corporation (the &#8220;Company&#8221;) on Form 10-Q for the period ending March 31, 2015, as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Garrett S. Sill, Acting Chief Financial Officer and Acting Treasurer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of my knowledge:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36.65pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 45pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36.65pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 45pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated: May 15, 2015</font></div>
</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Garrett S. Sill</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Garrett S. Sill</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Financial Officer and Treasurer</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">&#160;</td>
<td valign="bottom" width="10%">&#160;</td>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Principal Financial Officer and Principal Accounting Officer)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<hr style="COLOR: black" noshade size="2">
 &#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>7
<FILENAME>snfca-20150331.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<xbrl xmlns:nonnum='http://www.xbrl.org/dtr/type/non-numeric' xmlns='http://www.xbrl.org/2003/instance' xmlns:us-gaap='http://fasb.org/us-gaap/2015-01-31' xmlns:xbrldi='http://xbrl.org/2006/xbrldi' xmlns:dei='http://xbrl.sec.gov/dei/2014-01-31' xmlns:fil='http://securitynational.com/20150331' xmlns:xlink='http://www.w3.org/1999/xlink' xmlns:utr='http://www.xbrl.org/2009/utr' xmlns:num='http://www.xbrl.org/dtr/type/numeric' xmlns:link='http://www.xbrl.org/2003/linkbase' xmlns:iso4217='http://www.xbrl.org/2003/iso4217' xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xmlns:xbrli='http://www.xbrl.org/2003/instance'>
	<link:schemaRef xlink:type='simple' xlink:href='snfca-20150331.xsd' />
	<us-gaap:HeldToMaturitySecurities decimals='INF' contextRef='E15Q1' unitRef='USD'>133271030</us-gaap:HeldToMaturitySecurities>
	<us-gaap:HeldToMaturitySecurities decimals='INF' contextRef='E14' unitRef='USD'>135018347</us-gaap:HeldToMaturitySecurities>
	<us-gaap:AvailableForSaleSecuritiesEquitySecurities decimals='INF' contextRef='E15Q1' unitRef='USD'>6383502</us-gaap:AvailableForSaleSecuritiesEquitySecurities>
	<us-gaap:AvailableForSaleSecuritiesEquitySecurities decimals='INF' contextRef='E14' unitRef='USD'>6752750</us-gaap:AvailableForSaleSecuritiesEquitySecurities>
	<us-gaap:MortgageLoansOnRealEstateCommercialAndConsumerNet decimals='INF' contextRef='E15Q1' unitRef='USD'>125894443</us-gaap:MortgageLoansOnRealEstateCommercialAndConsumerNet>
	<us-gaap:MortgageLoansOnRealEstateCommercialAndConsumerNet decimals='INF' contextRef='E14' unitRef='USD'>120050072</us-gaap:MortgageLoansOnRealEstateCommercialAndConsumerNet>
	<us-gaap:RealEstateInvestmentPropertyNet decimals='INF' contextRef='E15Q1' unitRef='USD'>113025790</us-gaap:RealEstateInvestmentPropertyNet>
	<us-gaap:RealEstateInvestmentPropertyNet decimals='INF' contextRef='E14' unitRef='USD'>111411351</us-gaap:RealEstateInvestmentPropertyNet>
	<fil:PolicyAndOtherLoansReceivableNet1 decimals='INF' contextRef='E15Q1' unitRef='USD'>39184250</fil:PolicyAndOtherLoansReceivableNet1>
	<fil:PolicyAndOtherLoansReceivableNet1 decimals='INF' contextRef='E14' unitRef='USD'>34125428</fil:PolicyAndOtherLoansReceivableNet1>
	<us-gaap:ShortTermInvestments decimals='INF' contextRef='E15Q1' unitRef='USD'>20620236</us-gaap:ShortTermInvestments>
	<us-gaap:ShortTermInvestments decimals='INF' contextRef='E14' unitRef='USD'>27059495</us-gaap:ShortTermInvestments>
	<us-gaap:AccruedInvestmentIncomeReceivable decimals='INF' contextRef='E15Q1' unitRef='USD'>2677827</us-gaap:AccruedInvestmentIncomeReceivable>
	<us-gaap:AccruedInvestmentIncomeReceivable decimals='INF' contextRef='E14' unitRef='USD'>2483253</us-gaap:AccruedInvestmentIncomeReceivable>
	<us-gaap:Investments decimals='INF' contextRef='E15Q1' unitRef='USD'>441057078</us-gaap:Investments>
	<us-gaap:Investments decimals='INF' contextRef='E14' unitRef='USD'>436900696</us-gaap:Investments>
	<us-gaap:CashAndCashEquivalentsFairValueDisclosure decimals='INF' contextRef='E15Q1' unitRef='USD'>40744607</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
	<us-gaap:CashAndCashEquivalentsFairValueDisclosure decimals='INF' contextRef='E14' unitRef='USD'>30855320</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
	<us-gaap:LoansReceivableMortgageWarehouseLending decimals='INF' contextRef='E15Q1' unitRef='USD'>75008520</us-gaap:LoansReceivableMortgageWarehouseLending>
	<us-gaap:LoansReceivableMortgageWarehouseLending decimals='INF' contextRef='E14' unitRef='USD'>67534400</us-gaap:LoansReceivableMortgageWarehouseLending>
	<us-gaap:AccountsReceivableNet decimals='INF' contextRef='E15Q1' unitRef='USD'>18234132</us-gaap:AccountsReceivableNet>
	<us-gaap:AccountsReceivableNet decimals='INF' contextRef='E14' unitRef='USD'>14544093</us-gaap:AccountsReceivableNet>
	<us-gaap:RestrictedInvestments decimals='INF' contextRef='E15Q1' unitRef='USD'>9825819</us-gaap:RestrictedInvestments>
	<us-gaap:RestrictedInvestments decimals='INF' contextRef='E14' unitRef='USD'>9347797</us-gaap:RestrictedInvestments>
	<fil:CemeteryPerpetualCareTrustInvestments decimals='INF' contextRef='E15Q1' unitRef='USD'>2682193</fil:CemeteryPerpetualCareTrustInvestments>
	<fil:CemeteryPerpetualCareTrustInvestments decimals='INF' contextRef='E14' unitRef='USD'>2645423</fil:CemeteryPerpetualCareTrustInvestments>
	<fil:ReceivableFromReinsurers decimals='INF' contextRef='E15Q1' unitRef='USD'>12125018</fil:ReceivableFromReinsurers>
	<fil:ReceivableFromReinsurers decimals='INF' contextRef='E14' unitRef='USD'>12036263</fil:ReceivableFromReinsurers>
	<us-gaap:InventoryLandHeldForSale decimals='INF' contextRef='E15Q1' unitRef='USD'>10834072</us-gaap:InventoryLandHeldForSale>
	<us-gaap:InventoryLandHeldForSale decimals='INF' contextRef='E14' unitRef='USD'>10848085</us-gaap:InventoryLandHeldForSale>
	<us-gaap:DeferredPolicyAcquisitionCosts decimals='INF' contextRef='E15Q1' unitRef='USD'>51844676</us-gaap:DeferredPolicyAcquisitionCosts>
	<us-gaap:DeferredPolicyAcquisitionCosts decimals='INF' contextRef='E14' unitRef='USD'>50307503</us-gaap:DeferredPolicyAcquisitionCosts>
	<us-gaap:PropertyPlantAndEquipmentNet decimals='INF' contextRef='E15Q1' unitRef='USD'>11116818</us-gaap:PropertyPlantAndEquipmentNet>
	<us-gaap:PropertyPlantAndEquipmentNet decimals='INF' contextRef='E14' unitRef='USD'>11307714</us-gaap:PropertyPlantAndEquipmentNet>
	<us-gaap:ValueOfBusinessAcquiredVOBA decimals='INF' contextRef='E15Q1' unitRef='USD'>8362827</us-gaap:ValueOfBusinessAcquiredVOBA>
	<us-gaap:ValueOfBusinessAcquiredVOBA decimals='INF' contextRef='E14' unitRef='USD'>8547627</us-gaap:ValueOfBusinessAcquiredVOBA>
	<us-gaap:Goodwill decimals='INF' contextRef='E14' unitRef='USD'>2765570</us-gaap:Goodwill>
	<us-gaap:OtherAssets decimals='INF' contextRef='E15Q1' unitRef='USD'>8614373</us-gaap:OtherAssets>
	<us-gaap:OtherAssets decimals='INF' contextRef='E14' unitRef='USD'>5594324</us-gaap:OtherAssets>
	<us-gaap:Assets decimals='INF' contextRef='E15Q1' unitRef='USD'>701778191</us-gaap:Assets>
	<us-gaap:Assets decimals='INF' contextRef='E14' unitRef='USD'>671069562</us-gaap:Assets>
	<us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense decimals='INF' contextRef='E15Q1' unitRef='USD'>495457718</us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense>
	<us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense decimals='INF' contextRef='E14' unitRef='USD'>476727465</us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense>
	<us-gaap:UnearnedPremiums decimals='INF' contextRef='E15Q1' unitRef='USD'>4895716</us-gaap:UnearnedPremiums>
	<us-gaap:UnearnedPremiums decimals='INF' contextRef='E14' unitRef='USD'>4961937</us-gaap:UnearnedPremiums>
	<us-gaap:LoansPayableToBank decimals='INF' contextRef='E15Q1' unitRef='USD'>29437989</us-gaap:LoansPayableToBank>
	<us-gaap:LoansPayableToBank decimals='INF' contextRef='E14' unitRef='USD'>29020378</us-gaap:LoansPayableToBank>
	<us-gaap:DeferredRevenue decimals='INF' contextRef='E15Q1' unitRef='USD'>13129651</us-gaap:DeferredRevenue>
	<us-gaap:DeferredRevenue decimals='INF' contextRef='E14' unitRef='USD'>13242143</us-gaap:DeferredRevenue>
	<fil:CemeteryPerpetualCareObligation decimals='INF' contextRef='E15Q1' unitRef='USD'>3421452</fil:CemeteryPerpetualCareObligation>
	<fil:CemeteryPerpetualCareObligation decimals='INF' contextRef='E14' unitRef='USD'>3406718</fil:CemeteryPerpetualCareObligation>
	<us-gaap:AccountsPayableCurrentAndNoncurrent decimals='INF' contextRef='E15Q1' unitRef='USD'>5086123</us-gaap:AccountsPayableCurrentAndNoncurrent>
	<us-gaap:AccountsPayableCurrentAndNoncurrent decimals='INF' contextRef='E14' unitRef='USD'>1789387</us-gaap:AccountsPayableCurrentAndNoncurrent>
	<us-gaap:OtherLiabilities decimals='INF' contextRef='E15Q1' unitRef='USD'>27381095</us-gaap:OtherLiabilities>
	<us-gaap:OtherLiabilities decimals='INF' contextRef='E14' unitRef='USD'>24408666</us-gaap:OtherLiabilities>
	<us-gaap:DeferredIncomeTaxLiabilities decimals='INF' contextRef='E15Q1' unitRef='USD'>22395997</us-gaap:DeferredIncomeTaxLiabilities>
	<us-gaap:DeferredIncomeTaxLiabilities decimals='INF' contextRef='E14' unitRef='USD'>20421767</us-gaap:DeferredIncomeTaxLiabilities>
	<us-gaap:Liabilities decimals='INF' contextRef='E15Q1' unitRef='USD'>601205741</us-gaap:Liabilities>
	<us-gaap:Liabilities decimals='INF' contextRef='E14' unitRef='USD'>573978461</us-gaap:Liabilities>
	<us-gaap:AdditionalPaidInCapital decimals='INF' contextRef='E15Q1' unitRef='USD'>26167974</us-gaap:AdditionalPaidInCapital>
	<us-gaap:AdditionalPaidInCapital decimals='INF' contextRef='E14' unitRef='USD'>25931119</us-gaap:AdditionalPaidInCapital>
	<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax decimals='INF' contextRef='E15Q1' unitRef='USD'>2730333</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
	<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax decimals='INF' contextRef='E14' unitRef='USD'>1438566</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
	<us-gaap:RetainedEarningsAccumulatedDeficit decimals='INF' contextRef='E15Q1' unitRef='USD'>45963745</us-gaap:RetainedEarningsAccumulatedDeficit>
	<us-gaap:RetainedEarningsAccumulatedDeficit decimals='INF' contextRef='E14' unitRef='USD'>44101252</us-gaap:RetainedEarningsAccumulatedDeficit>
	<us-gaap:TreasuryStockValue decimals='INF' contextRef='E15Q1' unitRef='USD'>2224748</us-gaap:TreasuryStockValue>
	<us-gaap:TreasuryStockValue decimals='INF' contextRef='E14' unitRef='USD'>2086454</us-gaap:TreasuryStockValue>
	<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest decimals='INF' contextRef='E15Q1' unitRef='USD'>100572450</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
	<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest decimals='INF' contextRef='E14' unitRef='USD'>97091101</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
	<us-gaap:LiabilitiesAndStockholdersEquity decimals='INF' contextRef='E15Q1' unitRef='USD'>701778191</us-gaap:LiabilitiesAndStockholdersEquity>
	<us-gaap:LiabilitiesAndStockholdersEquity decimals='INF' contextRef='E14' unitRef='USD'>671069562</us-gaap:LiabilitiesAndStockholdersEquity>
	<us-gaap:CommonStockValue decimals='INF' contextRef='E15Q1_StClStock-ClassA' unitRef='USD'>24920024</us-gaap:CommonStockValue>
	<us-gaap:CommonStockValue decimals='INF' contextRef='E14_StClStock-ClassA' unitRef='USD'>24918480</us-gaap:CommonStockValue>
	<us-gaap:CommonStockValue xsi:nil='true' contextRef='E15Q1_StClStock-ClassB' unitRef='USD' />
	<us-gaap:CommonStockValue xsi:nil='true' contextRef='E14_StClStock-ClassB' unitRef='USD' />
	<us-gaap:CommonStockValue decimals='INF' contextRef='E15Q1_StClStock-ClassC' unitRef='USD'>3015122</us-gaap:CommonStockValue>
	<us-gaap:CommonStockValue decimals='INF' contextRef='E14_StClStock-ClassC' unitRef='USD'>2788138</us-gaap:CommonStockValue>
	<us-gaap:AllowanceForLoanAndLeaseLossesRealEstate decimals='INF' contextRef='E15Q1' unitRef='USD'>1902396</us-gaap:AllowanceForLoanAndLeaseLossesRealEstate>
	<us-gaap:AllowanceForLoanAndLeaseLossesRealEstate decimals='INF' contextRef='E14' unitRef='USD'>2003055</us-gaap:AllowanceForLoanAndLeaseLossesRealEstate>
	<us-gaap:RealEstateInvestmentPropertyAccumulatedDepreciation decimals='INF' contextRef='E15Q1' unitRef='USD'>11367721</us-gaap:RealEstateInvestmentPropertyAccumulatedDepreciation>
	<us-gaap:RealEstateInvestmentPropertyAccumulatedDepreciation decimals='INF' contextRef='E14' unitRef='USD'>10875419</us-gaap:RealEstateInvestmentPropertyAccumulatedDepreciation>
	<us-gaap:AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables decimals='INF' contextRef='E15Q1' unitRef='USD'>813223</us-gaap:AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables>
	<us-gaap:AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables decimals='INF' contextRef='E14' unitRef='USD'>693413</us-gaap:AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E15Q1_StClStock-ClassA' unitRef='UsdPerShare'>2.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E14_StClStock-ClassA' unitRef='UsdPerShare'>2.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E15Q1_StClStock-ClassA' unitRef='Shares'>20000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E14_StClStock-ClassA' unitRef='Shares'>20000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E15Q1_StClStock-ClassA' unitRef='Shares'>12460012</us-gaap:CommonStockSharesIssued>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E14_StClStock-ClassA' unitRef='Shares'>12459240</us-gaap:CommonStockSharesIssued>
	<us-gaap:TreasuryStockShares decimals='INF' contextRef='E15Q1_StClStock-ClassA' unitRef='Shares'>987407</us-gaap:TreasuryStockShares>
	<us-gaap:TreasuryStockShares decimals='INF' contextRef='E14_StClStock-ClassA' unitRef='Shares'>986264</us-gaap:TreasuryStockShares>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E15Q1_StClStock-ClassB' unitRef='UsdPerShare'>1.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E14_StClStock-ClassB' unitRef='UsdPerShare'>1.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E15Q1_StClStock-ClassB' unitRef='Shares'>5000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E14_StClStock-ClassB' unitRef='Shares'>5000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesIssued xsi:nil='true' contextRef='E15Q1_StClStock-ClassB' unitRef='Shares' />
	<us-gaap:CommonStockSharesIssued xsi:nil='true' contextRef='E14_StClStock-ClassB' unitRef='Shares' />
	<us-gaap:CommonStockSharesOutstanding xsi:nil='true' contextRef='E15Q1_StClStock-ClassB' unitRef='Shares' />
	<us-gaap:CommonStockSharesOutstanding xsi:nil='true' contextRef='E14_StClStock-ClassB' unitRef='Shares' />
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E15Q1_StClStock-ClassC' unitRef='UsdPerShare'>2.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='2' contextRef='E14_StClStock-ClassC' unitRef='UsdPerShare'>2.00</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E15Q1_StClStock-ClassC' unitRef='Shares'>2000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E14_StClStock-ClassC' unitRef='Shares'>2000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E15Q1_StClStock-ClassC' unitRef='Shares'>1507561</us-gaap:CommonStockSharesIssued>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E14_StClStock-ClassC' unitRef='Shares'>1394069</us-gaap:CommonStockSharesIssued>
	<us-gaap:PremiumsEarnedNet decimals='INF' contextRef='Y15Q1' unitRef='USD'>13853515</us-gaap:PremiumsEarnedNet>
	<us-gaap:PremiumsEarnedNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>13129447</us-gaap:PremiumsEarnedNet>
	<us-gaap:InvestmentIncomeNet decimals='INF' contextRef='Y15Q1' unitRef='USD'>7822844</us-gaap:InvestmentIncomeNet>
	<us-gaap:InvestmentIncomeNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>5642500</us-gaap:InvestmentIncomeNet>
	<us-gaap:SalesRevenueGoodsNet decimals='INF' contextRef='Y15Q1' unitRef='USD'>2872235</us-gaap:SalesRevenueGoodsNet>
	<us-gaap:SalesRevenueGoodsNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>2831062</us-gaap:SalesRevenueGoodsNet>
	<us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments decimals='INF' contextRef='Y15Q1' unitRef='USD'>420064</us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments>
	<us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments decimals='INF' contextRef='Y14Q1' unitRef='USD'>198993</us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments>
	<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet decimals='INF' contextRef='Y15Q1' unitRef='USD'>55896</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
	<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>30000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
	<fil:MortgageFeeIncome decimals='INF' contextRef='Y15Q1' unitRef='USD'>37821800</fil:MortgageFeeIncome>
	<fil:MortgageFeeIncome decimals='INF' contextRef='Y14Q1' unitRef='USD'>22537538</fil:MortgageFeeIncome>
	<us-gaap:OtherIncome decimals='INF' contextRef='Y15Q1' unitRef='USD'>1315070</us-gaap:OtherIncome>
	<us-gaap:OtherIncome decimals='INF' contextRef='Y14Q1' unitRef='USD'>743736</us-gaap:OtherIncome>
	<us-gaap:Revenues decimals='INF' contextRef='Y15Q1' unitRef='USD'>64049632</us-gaap:Revenues>
	<us-gaap:Revenues decimals='INF' contextRef='Y14Q1' unitRef='USD'>45053276</us-gaap:Revenues>
	<fil:PolicyholderDeathBenefits decimals='INF' contextRef='Y15Q1' unitRef='USD'>7927872</fil:PolicyholderDeathBenefits>
	<fil:PolicyholderDeathBenefits decimals='INF' contextRef='Y14Q1' unitRef='USD'>6675493</fil:PolicyholderDeathBenefits>
	<fil:OtherPolicyholderBenefits decimals='INF' contextRef='Y15Q1' unitRef='USD'>653734</fil:OtherPolicyholderBenefits>
	<fil:OtherPolicyholderBenefits decimals='INF' contextRef='Y14Q1' unitRef='USD'>515612</fil:OtherPolicyholderBenefits>
	<us-gaap:LiabilityForFuturePolicyBenefitsPeriodExpense decimals='INF' contextRef='Y15Q1' unitRef='USD'>4179812</us-gaap:LiabilityForFuturePolicyBenefitsPeriodExpense>
	<us-gaap:LiabilityForFuturePolicyBenefitsPeriodExpense decimals='INF' contextRef='Y14Q1' unitRef='USD'>4367443</us-gaap:LiabilityForFuturePolicyBenefitsPeriodExpense>
	<us-gaap:DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1 decimals='INF' contextRef='Y15Q1' unitRef='USD'>1167499</us-gaap:DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1>
	<us-gaap:DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1 decimals='INF' contextRef='Y14Q1' unitRef='USD'>1403642</us-gaap:DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1>
	<us-gaap:SalesCommissionsAndFees decimals='INF' contextRef='Y15Q1' unitRef='USD'>18566047</us-gaap:SalesCommissionsAndFees>
	<us-gaap:SalesCommissionsAndFees decimals='INF' contextRef='Y14Q1' unitRef='USD'>10560881</us-gaap:SalesCommissionsAndFees>
	<fil:Personnel decimals='INF' contextRef='Y15Q1' unitRef='USD'>14313316</fil:Personnel>
	<fil:Personnel decimals='INF' contextRef='Y14Q1' unitRef='USD'>11497168</fil:Personnel>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='Y15Q1' unitRef='USD'>1416290</us-gaap:AdvertisingExpense>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='Y14Q1' unitRef='USD'>772013</us-gaap:AdvertisingExpense>
	<us-gaap:OperatingLeasesRentExpenseNet decimals='INF' contextRef='Y15Q1' unitRef='USD'>1885076</us-gaap:OperatingLeasesRentExpenseNet>
	<us-gaap:OperatingLeasesRentExpenseNet decimals='INF' contextRef='Y14Q1' unitRef='USD'>1343443</us-gaap:OperatingLeasesRentExpenseNet>
	<us-gaap:AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment decimals='INF' contextRef='Y15Q1' unitRef='USD'>562737</us-gaap:AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment>
	<us-gaap:AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment decimals='INF' contextRef='Y14Q1' unitRef='USD'>497202</us-gaap:AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment>
	<us-gaap:ProvisionForLoanLossesExpensed decimals='INF' contextRef='Y15Q1' unitRef='USD'>666739</us-gaap:ProvisionForLoanLossesExpensed>
	<us-gaap:ProvisionForLoanLossesExpensed decimals='INF' contextRef='Y14Q1' unitRef='USD'>372093</us-gaap:ProvisionForLoanLossesExpensed>
	<fil:CostOfFundingMortgageLoans decimals='INF' contextRef='Y15Q1' unitRef='USD'>2183011</fil:CostOfFundingMortgageLoans>
	<fil:CostOfFundingMortgageLoans decimals='INF' contextRef='Y14Q1' unitRef='USD'>1297685</fil:CostOfFundingMortgageLoans>
	<us-gaap:OtherExpenses decimals='INF' contextRef='Y15Q1' unitRef='USD'>6085503</us-gaap:OtherExpenses>
	<us-gaap:OtherExpenses decimals='INF' contextRef='Y14Q1' unitRef='USD'>4596451</us-gaap:OtherExpenses>
	<us-gaap:InterestExpense decimals='INF' contextRef='Y15Q1' unitRef='USD'>985346</us-gaap:InterestExpense>
	<us-gaap:InterestExpense decimals='INF' contextRef='Y14Q1' unitRef='USD'>497864</us-gaap:InterestExpense>
	<us-gaap:CostOfGoodsAndServicesSold decimals='INF' contextRef='Y15Q1' unitRef='USD'>458266</us-gaap:CostOfGoodsAndServicesSold>
	<us-gaap:CostOfGoodsAndServicesSold decimals='INF' contextRef='Y14Q1' unitRef='USD'>490299</us-gaap:CostOfGoodsAndServicesSold>
	<us-gaap:BenefitsLossesAndExpenses decimals='INF' contextRef='Y15Q1' unitRef='USD'>61051248</us-gaap:BenefitsLossesAndExpenses>
	<us-gaap:BenefitsLossesAndExpenses decimals='INF' contextRef='Y14Q1' unitRef='USD'>44887289</us-gaap:BenefitsLossesAndExpenses>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments decimals='INF' contextRef='Y15Q1' unitRef='USD'>2998384</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments decimals='INF' contextRef='Y14Q1' unitRef='USD'>165987</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeTaxExpenseBenefit decimals='INF' contextRef='Y15Q1' unitRef='USD'>1134681</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='INF' contextRef='Y14Q1' unitRef='USD'>27139</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding decimals='INF' contextRef='Y15Q1' unitRef='Shares'>13469900</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
	<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding decimals='INF' contextRef='Y14Q1' unitRef='Shares'>12863895</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
	<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax decimals='INF' contextRef='Y15Q1' unitRef='USD'>1520023</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax>
	<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax decimals='INF' contextRef='Y14Q1' unitRef='USD'>278230</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax>
	<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax decimals='INF' contextRef='Y15Q1' unitRef='USD'>-228256</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
	<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax decimals='INF' contextRef='Y14Q1' unitRef='USD'>37905</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
	<us-gaap:ComprehensiveIncomeNetOfTax decimals='INF' contextRef='Y15Q1' unitRef='USD'>3155470</us-gaap:ComprehensiveIncomeNetOfTax>
	<us-gaap:ComprehensiveIncomeNetOfTax decimals='INF' contextRef='Y14Q1' unitRef='USD'>454983</us-gaap:ComprehensiveIncomeNetOfTax>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-CommonClassA' unitRef='USD'>23614574</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-CommonClassC' unitRef='USD'>2660382</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-AddPaidInCap' unitRef='USD'>23215875</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>1218396</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-RetainedEarnings' unitRef='USD'>39666587</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13_StEqComps-TreasuryStock' unitRef='USD'>-2624625</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E13' unitRef='USD'>87751189</us-gaap:StockholdersEquity>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y14Q1_StEqComps-RetainedEarnings' unitRef='USD'>138848</us-gaap:NetIncomeLoss>
	<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent decimals='INF' contextRef='Y14Q1_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>316135</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
	<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent decimals='INF' contextRef='Y14Q1' unitRef='USD'>316135</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
	<fil:GrantOfStockOptions decimals='INF' contextRef='Y14Q1_StEqComps-AddPaidInCap' unitRef='USD'>64325</fil:GrantOfStockOptions>
	<fil:GrantOfStockOptions decimals='INF' contextRef='Y14Q1' unitRef='USD'>64325</fil:GrantOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y14Q1_StEqComps-CommonClassA' unitRef='USD'>69910</fil:ExerciseOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y14Q1_StEqComps-AddPaidInCap' unitRef='USD'>-19611</fil:ExerciseOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y14Q1' unitRef='USD'>50299</fil:ExerciseOfStockOptions>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y14Q1_StEqComps-AddPaidInCap' unitRef='USD'>76478</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y14Q1_StEqComps-TreasuryStock' unitRef='USD'>105327</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y14Q1' unitRef='USD'>181805</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y14Q1_StEqComps-CommonClassA' unitRef='USD'>3446</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y14Q1_StEqComps-CommonClassC' unitRef='USD'>-1</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y14Q1_StEqComps-AddPaidInCap' unitRef='USD'>4910</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y14Q1_StEqComps-RetainedEarnings' unitRef='USD'>-8355</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<fil:ConversionClassCToClassA decimals='INF' contextRef='Y14Q1_StEqComps-CommonClassA' unitRef='USD'>1424</fil:ConversionClassCToClassA>
	<fil:ConversionClassCToClassA decimals='INF' contextRef='Y14Q1_StEqComps-CommonClassC' unitRef='USD'>-1423</fil:ConversionClassCToClassA>
	<fil:ConversionClassCToClassA decimals='INF' contextRef='Y14Q1_StEqComps-AddPaidInCap' unitRef='USD'>-1</fil:ConversionClassCToClassA>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-CommonClassA' unitRef='USD'>23689354</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-CommonClassC' unitRef='USD'>2658958</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-AddPaidInCap' unitRef='USD'>23341976</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>1534531</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-RetainedEarnings' unitRef='USD'>39797080</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1_StEqComps-TreasuryStock' unitRef='USD'>-2519298</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14Q1' unitRef='USD'>88502601</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-CommonClassA' unitRef='USD'>24918480</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-CommonClassC' unitRef='USD'>2788138</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-AddPaidInCap' unitRef='USD'>25931119</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>1438566</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-RetainedEarnings' unitRef='USD'>44101252</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14_StEqComps-TreasuryStock' unitRef='USD'>-2086454</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E14' unitRef='USD'>97091101</us-gaap:StockholdersEquity>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y15Q1_StEqComps-RetainedEarnings' unitRef='USD'>1863703</us-gaap:NetIncomeLoss>
	<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent decimals='INF' contextRef='Y15Q1_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>1291767</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
	<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent decimals='INF' contextRef='Y15Q1' unitRef='USD'>1291767</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
	<fil:GrantOfStockOptions decimals='INF' contextRef='Y15Q1_StEqComps-AddPaidInCap' unitRef='USD'>85545</fil:GrantOfStockOptions>
	<fil:GrantOfStockOptions decimals='INF' contextRef='Y15Q1' unitRef='USD'>85545</fil:GrantOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y15Q1_StEqComps-CommonClassC' unitRef='USD'>228046</fil:ExerciseOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y15Q1_StEqComps-AddPaidInCap' unitRef='USD'>15963</fil:ExerciseOfStockOptions>
	<fil:ExerciseOfStockOptions decimals='INF' contextRef='Y15Q1_StEqComps-TreasuryStock' unitRef='USD'>-244009</fil:ExerciseOfStockOptions>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y15Q1_StEqComps-AddPaidInCap' unitRef='USD'>134619</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y15Q1_StEqComps-TreasuryStock' unitRef='USD'>105715</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued decimals='INF' contextRef='Y15Q1' unitRef='USD'>240334</us-gaap:StockIssuedDuringPeriodValueTreasuryStockReissued>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y15Q1_StEqComps-CommonClassA' unitRef='USD'>480</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y15Q1_StEqComps-CommonClassC' unitRef='USD'>2</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y15Q1_StEqComps-AddPaidInCap' unitRef='USD'>728</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<us-gaap:StockIssuedDuringPeriodValueStockDividend decimals='INF' contextRef='Y15Q1_StEqComps-RetainedEarnings' unitRef='USD'>-1210</us-gaap:StockIssuedDuringPeriodValueStockDividend>
	<fil:ConversionClassCToClassA decimals='INF' contextRef='Y15Q1_StEqComps-CommonClassA' unitRef='USD'>1064</fil:ConversionClassCToClassA>
	<fil:ConversionClassCToClassA decimals='INF' contextRef='Y15Q1_StEqComps-CommonClassC' unitRef='USD'>-1064</fil:ConversionClassCToClassA>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-CommonClassA' unitRef='USD'>24920024</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-CommonClassC' unitRef='USD'>3015122</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-AddPaidInCap' unitRef='USD'>26167974</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-AccumulatedOtherComprIncome' unitRef='USD'>2730333</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-RetainedEarnings' unitRef='USD'>45963745</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1_StEqComps-TreasuryStock' unitRef='USD'>-2224748</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='INF' contextRef='E15Q1' unitRef='USD'>100572450</us-gaap:StockholdersEquity>
	<us-gaap:NetCashProvidedByUsedInOperatingActivities decimals='INF' contextRef='Y15Q1' unitRef='USD'>711854</us-gaap:NetCashProvidedByUsedInOperatingActivities>
	<us-gaap:NetCashProvidedByUsedInOperatingActivities decimals='INF' contextRef='Y14Q1' unitRef='USD'>22716675</us-gaap:NetCashProvidedByUsedInOperatingActivities>
	<us-gaap:PaymentsToAcquireHeldToMaturitySecurities decimals='INF' contextRef='Y15Q1' unitRef='USD'>720168</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
	<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities decimals='INF' contextRef='Y15Q1' unitRef='USD'>2423142</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
	<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities decimals='INF' contextRef='Y14Q1' unitRef='USD'>1482142</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
	<us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesEquity decimals='INF' contextRef='Y15Q1' unitRef='USD'>970123</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesEquity>
	<us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesEquity decimals='INF' contextRef='Y14Q1' unitRef='USD'>2078830</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesEquity>
	<us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesEquity decimals='INF' contextRef='Y15Q1' unitRef='USD'>1115336</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesEquity>
	<us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesEquity decimals='INF' contextRef='Y14Q1' unitRef='USD'>666524</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesEquity>
	<us-gaap:PaymentsToAcquireShortTermInvestments decimals='INF' contextRef='Y15Q1' unitRef='USD'>19289330</us-gaap:PaymentsToAcquireShortTermInvestments>
	<us-gaap:PaymentsToAcquireShortTermInvestments decimals='INF' contextRef='Y14Q1' unitRef='USD'>4995216</us-gaap:PaymentsToAcquireShortTermInvestments>
	<us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments decimals='INF' contextRef='Y15Q1' unitRef='USD'>25728589</us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments>
	<us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments decimals='INF' contextRef='Y14Q1' unitRef='USD'>312659</us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments>
	<us-gaap:PaymentsToAcquireRestrictedInvestments decimals='INF' contextRef='Y15Q1' unitRef='USD'>477434</us-gaap:PaymentsToAcquireRestrictedInvestments>
	<us-gaap:PaymentsToAcquireRestrictedInvestments decimals='INF' contextRef='Y14Q1' unitRef='USD'>-94028</us-gaap:PaymentsToAcquireRestrictedInvestments>
	<fil:ChangeInAssetsForPerpetualCareTrusts decimals='INF' contextRef='Y15Q1' unitRef='USD'>77547</fil:ChangeInAssetsForPerpetualCareTrusts>
	<fil:ChangeInAssetsForPerpetualCareTrusts decimals='INF' contextRef='Y14Q1' unitRef='USD'>59880</fil:ChangeInAssetsForPerpetualCareTrusts>
	<fil:AmountReceivedForPerpetualCareTrusts decimals='INF' contextRef='Y15Q1' unitRef='USD'>14734</fil:AmountReceivedForPerpetualCareTrusts>
	<fil:AmountReceivedForPerpetualCareTrusts decimals='INF' contextRef='Y14Q1' unitRef='USD'>43305</fil:AmountReceivedForPerpetualCareTrusts>
	<us-gaap:PaymentsToAcquireLoansHeldForInvestment decimals='INF' contextRef='Y15Q1' unitRef='USD'>98936237</us-gaap:PaymentsToAcquireLoansHeldForInvestment>
	<us-gaap:PaymentsToAcquireLoansHeldForInvestment decimals='INF' contextRef='Y14Q1' unitRef='USD'>49908636</us-gaap:PaymentsToAcquireLoansHeldForInvestment>
	<us-gaap:ProceedsFromSaleOfLoansHeldForInvestment decimals='INF' contextRef='Y15Q1' unitRef='USD'>85963685</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
	<us-gaap:ProceedsFromSaleOfLoansHeldForInvestment decimals='INF' contextRef='Y14Q1' unitRef='USD'>33846466</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
	<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment decimals='INF' contextRef='Y15Q1' unitRef='USD'>371843</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
	<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment decimals='INF' contextRef='Y14Q1' unitRef='USD'>275002</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
	<us-gaap:PaymentsToAcquireRealEstate decimals='INF' contextRef='Y15Q1' unitRef='USD'>1695631</us-gaap:PaymentsToAcquireRealEstate>
	<us-gaap:PaymentsToAcquireRealEstate decimals='INF' contextRef='Y14Q1' unitRef='USD'>2139341</us-gaap:PaymentsToAcquireRealEstate>
	<us-gaap:SalesOfRealEstate decimals='INF' contextRef='Y15Q1' unitRef='USD'>1924500</us-gaap:SalesOfRealEstate>
	<us-gaap:SalesOfRealEstate decimals='INF' contextRef='Y14Q1' unitRef='USD'>1247104</us-gaap:SalesOfRealEstate>
	<fil:CashReceivedFromReinsurance decimals='INF' contextRef='Y15Q1' unitRef='USD'>15113391</fil:CashReceivedFromReinsurance>
	<fil:CashReceivedFromReinsurance decimals='INF' contextRef='Y14Q1' unitRef='USD'>7304993</fil:CashReceivedFromReinsurance>
	<us-gaap:NetCashProvidedByUsedInInvestingActivities decimals='INF' contextRef='Y15Q1' unitRef='USD'>9745064</us-gaap:NetCashProvidedByUsedInInvestingActivities>
	<us-gaap:NetCashProvidedByUsedInInvestingActivities decimals='INF' contextRef='Y14Q1' unitRef='USD'>-14459684</us-gaap:NetCashProvidedByUsedInInvestingActivities>
	<us-gaap:AdditionsToContractHoldersFunds decimals='INF' contextRef='Y15Q1' unitRef='USD'>2507650</us-gaap:AdditionsToContractHoldersFunds>
	<us-gaap:AdditionsToContractHoldersFunds decimals='INF' contextRef='Y14Q1' unitRef='USD'>2524342</us-gaap:AdditionsToContractHoldersFunds>
	<us-gaap:WithdrawalFromContractHoldersFunds decimals='INF' contextRef='Y15Q1' unitRef='USD'>3496843</us-gaap:WithdrawalFromContractHoldersFunds>
	<us-gaap:WithdrawalFromContractHoldersFunds decimals='INF' contextRef='Y14Q1' unitRef='USD'>3647370</us-gaap:WithdrawalFromContractHoldersFunds>
	<us-gaap:ProceedsFromStockOptionsExercised decimals='INF' contextRef='Y14Q1' unitRef='USD'>50299</us-gaap:ProceedsFromStockOptionsExercised>
	<us-gaap:RepaymentsOfBankDebt decimals='INF' contextRef='Y15Q1' unitRef='USD'>607286</us-gaap:RepaymentsOfBankDebt>
	<us-gaap:RepaymentsOfBankDebt decimals='INF' contextRef='Y14Q1' unitRef='USD'>588471</us-gaap:RepaymentsOfBankDebt>
	<us-gaap:ProceedsFromBankDebt decimals='INF' contextRef='Y15Q1' unitRef='USD'>1028848</us-gaap:ProceedsFromBankDebt>
	<us-gaap:ProceedsFromBankDebt decimals='INF' contextRef='Y14Q1' unitRef='USD'>30159</us-gaap:ProceedsFromBankDebt>
	<us-gaap:NetCashProvidedByUsedInFinancingActivities decimals='INF' contextRef='Y15Q1' unitRef='USD'>-567631</us-gaap:NetCashProvidedByUsedInFinancingActivities>
	<us-gaap:NetCashProvidedByUsedInFinancingActivities decimals='INF' contextRef='Y14Q1' unitRef='USD'>-1631041</us-gaap:NetCashProvidedByUsedInFinancingActivities>
	<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease decimals='INF' contextRef='Y15Q1' unitRef='USD'>9889287</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
	<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease decimals='INF' contextRef='Y14Q1' unitRef='USD'>6625950</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
	<us-gaap:CashEquivalentsAtCarryingValue decimals='INF' contextRef='E14' unitRef='USD'>30855320</us-gaap:CashEquivalentsAtCarryingValue>
	<us-gaap:CashEquivalentsAtCarryingValue decimals='INF' contextRef='E13' unitRef='USD'>38203164</us-gaap:CashEquivalentsAtCarryingValue>
	<us-gaap:CashEquivalentsAtCarryingValue decimals='INF' contextRef='E15Q1' unitRef='USD'>40744607</us-gaap:CashEquivalentsAtCarryingValue>
	<us-gaap:CashEquivalentsAtCarryingValue decimals='INF' contextRef='E14Q1' unitRef='USD'>44829114</us-gaap:CashEquivalentsAtCarryingValue>
	<fil:MortgageLoansForeclosedIntoRealEstate decimals='INF' contextRef='Y15Q1' unitRef='USD'>2389330</fil:MortgageLoansForeclosedIntoRealEstate>
	<dei:DocumentType contextRef='Y15Q1'>10-Q</dei:DocumentType>
	<dei:DocumentPeriodEndDate contextRef='Y15Q1'>2015-03-31</dei:DocumentPeriodEndDate>
	<dei:AmendmentFlag contextRef='Y15Q1'>false</dei:AmendmentFlag>
	<dei:EntityRegistrantName contextRef='Y15Q1'>SECURITY NATIONAL FINANCIAL CORP</dei:EntityRegistrantName>
	<dei:EntityCentralIndexKey contextRef='Y15Q1'>0000318673</dei:EntityCentralIndexKey>
	<dei:CurrentFiscalYearEndDate contextRef='Y15Q1'>--12-31</dei:CurrentFiscalYearEndDate>
	<dei:EntityCommonStockSharesOutstanding decimals='INF' contextRef='I150515_StClStock-CommonClassA' unitRef='Shares'>12460012</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding decimals='INF' contextRef='I150515_StClStock-CommonClassC' unitRef='Shares'>1507561</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityFilerCategory contextRef='Y15Q1'>Smaller Reporting Company</dei:EntityFilerCategory>
	<dei:EntityCurrentReportingStatus contextRef='Y15Q1'>Yes</dei:EntityCurrentReportingStatus>
	<dei:EntityVoluntaryFilers contextRef='Y15Q1'>No</dei:EntityVoluntaryFilers>
	<dei:EntityWellKnownSeasonedIssuer contextRef='Y15Q1'>No</dei:EntityWellKnownSeasonedIssuer>
	<dei:DocumentFiscalYearFocus contextRef='Y15Q1'>2015</dei:DocumentFiscalYearFocus>
	<dei:DocumentFiscalPeriodFocus contextRef='Y15Q1'>Q1</dei:DocumentFiscalPeriodFocus>
	<us-gaap:BasisOfAccounting contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:45.0pt;text-align:justify;text-indent:-45.0pt&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;1)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Basis of Presentation&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:.5in;line-height:115%;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10 Q and Articles 8 and 10 of Regulation S X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2014, included in the Company&amp;#146;s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects. &lt;/font&gt;&lt;/p&gt; </us-gaap:BasisOfAccounting>
	<us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;2)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Recent Accounting Pronouncements&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Accounting Standards Update (&amp;#147;ASU&amp;#148;) No. 2014-11: &amp;quot;Transfers and Servicing - Repurchase to Maturity Transactions, Repurchase Financings, and Disclosures (Topic 860)&amp;quot;&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; &amp;#150; Issued in June 2014, ASU 2014-11 aligns the accounting for repurchase to maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The new authoritative guidance is effective for the first interim or annual period beginning after December 15, 2014. In addition the disclosure of certain transactions accounted for as a sale is effective for the first interim or annual period beginning on or after December 15, 2014, and the disclosure for transactions accounted for as secured borrowings is required for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is prohibited. This new guidance has not and will not have a significant impact on the Company&amp;#146;s results of operations or financial position.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;ASU No. 2014-09: &amp;#147;Revenue from Contracts with Customers (Topic 606)&amp;#148;&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; - Issued in May 2014, ASU 2014-09 supersedes the revenue recognition requirements in ASC Topic 605, &amp;#147;Revenue Recognition&amp;#148;, and requires entities to recognize revenue in a way that depicts the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Insurance contracts are excluded from the scope of this new guidance. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2016. The Company is in the process of evaluating the potential impact of this standard, which is not expected to be material to the Company&amp;#146;s results of operations or financial position.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;ASU No. 2014-14: &amp;#147;Receivables &amp;#150; Troubled Debt Restructurings by Creditors (Subtopic 310-40)&amp;#148;&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; - In January 2014, ASU No. 2014-14 amended ASC Topic 310, &amp;quot;Receivables&amp;quot; to reduce diversity by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2014 and did not have a significant impact on the Company&amp;#146;s results of operations or financial position.&lt;/font&gt;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company has reviewed other recent accounting pronouncements and has determined that they will not significantly impact the Company&amp;#146;s results of operations or financial position&lt;/font&gt;&lt;/p&gt;</us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted>
	<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;3)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Investments&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company&amp;#146;s investments in fixed maturity securities held to maturity and equity securities available for sale as of March 31, 2015 are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;top&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:31.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity carried at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bonds:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;U.S. Treasury securities and obligations of U.S. Government agencies&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,870,964 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 361,034 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,231,998 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,984,709 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 247,576 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (4,322)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,227,963 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 124,944,246 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 16,894,360 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (830,091)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 141,008,515 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,859,088 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 311,980 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (467)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,170,601 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,937 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 647,960 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total fixed maturity securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 133,271,030 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 17,850,887 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (834,880)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,287,037 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities available for sale at estimated fair value:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 298,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (1,010,614)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.6pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total equity securities available for sale at estimated fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 298,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (1,010,614)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate and construction loans held for investment at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,902,396)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total mortgage loans on real estate and construction loans held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment - net of depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 113,025,790 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,809,669 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for doubtful accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (813,223)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total policy and other loans at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 39,184,250 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;The Company&amp;#146;s investments in fixed maturity securities held to maturity and equity securities available for sale as of December 31, 2014 are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Gross Unrealized Losses&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Estimated Fair Value&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;top&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity carried at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bonds:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;U.S. Treasury securities and obligations of U.S. Government agencies&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,873,146 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 345,715 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,218,861 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,736,489 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 221,893 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (5,278)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,953,104 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 126,533,483 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 15,841,536 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (980,357)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 141,394,662 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,263,206 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 305,381 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,894)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,556,693 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 22,032 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 634,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total fixed maturity securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 135,018,347 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 16,736,557 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (997,529)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,757,375 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities available for sale at estimated fair value:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,179,010 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 393,873 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (820,133)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:19.9pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale carried at estimated fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,179,010 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 393,873 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (820,133)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate and construction loans held for investment at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,003,055)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total mortgage loans on real estate and construction loans held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.6pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment - net of depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 111,411,351 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:17.25pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,807,829 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for doubtful accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (693,413)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.15pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total policy and other loans at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 34,125,428 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;u&gt;Fixed Maturity Securities&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following tables summarize unrealized losses on fixed maturity securities, which are carried at amortized cost, at March 31, 2015 and December 31, 2014. The unrealized losses were primarily related to interest rate fluctuations. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related fixed maturity securities:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for Less than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for More than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total Unrealized Loss&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At March 31 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,322 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,322 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 566,310 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 263,781 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;10&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 830,091 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 467 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 467 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 566,777 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;24&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 268,103 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 834,880 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,346,785 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,522,624 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 11,869,409 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At December 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,278 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,278 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,310 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;21&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 432,047 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 980,357 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,966 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,928 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 11,894 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 552,276 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 445,253 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 997,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,081,352 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,777,587 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,858,939 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;As of March 31, 2015, the average market value of the related fixed maturities was 93.4% of amortized cost and the average market value was 90.8% of amortized cost as of December 31, 2014. During the three months ended March 31, 2015 and 2014 an other than temporary decline in fair value resulted in the recognition of credit losses on fixed maturity securities of $30,000 for each reporting period.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;On a quarterly basis, the Company reviews its fixed maturity investment securities related to corporate securities and other public utilities, consisting of bonds and preferred stocks that are in a loss position. The review involves an analysis of the securities in relation to historical values, and projected earnings and revenue growth rates. Based on the analysis, a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Equity Securities&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following tables summarize unrealized losses on equity securities that were carried at estimated fair value based on quoted trading prices at March 31, 2015 and December 31, 2014. The unrealized losses were primarily the result of decreases in fair value due to overall equity market declines. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related equity securities available-for-sale in a loss position:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for Less than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for More than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 461,641 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,973 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;28&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,010,614 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 461,641 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,973 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;28&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,010,614 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,444,324 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 609,689 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 3,054,013 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At December 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 327,389 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;138&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 492,744 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 820,133 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 327,389 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;138&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 492,744 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 820,133 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,162,425 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 676,706 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,839,131 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;As of March 31, 2015, the average market value of the equity securities available for sale was 75.1% of the original investment and the average market value was 77.6% of the original investment as of December 31, 2014. The intent of the Company is to retain equity securities for a period of time sufficient to allow for the recovery in fair value. However, the Company may sell equity securities during a period in which the fair value has declined below the amount of the original investment. In certain situations new factors, including changes in the business environment, can change the Company&amp;#146;s previous intent to continue holding a security. During the three months ended March 31, 2015 and 2014, an other than temporary decline in the fair value resulted in the recognition of an impairment loss on equity securities of $25,896 and $-0-, respectively. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;On a quarterly basis, the Company reviews its investment in industrial, miscellaneous and all other equity securities that are in a loss position. The review involves an analysis of the securities in relation to historical values, price earnings ratios, projected earnings and revenue growth rates. Based on the analysis a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The fair values of fixed maturity securities are based on quoted market prices, when available. For fixed maturity securities not actively&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; traded, fair values are estimated using values obtained from independent pricing services, or in the case of private placements, are estimated by discounting expected future cash flows using a current market value applicable to the coupon rate, credit and maturity of the investments. The fair values for equity securities are based on quoted market prices.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The amortized cost and estimated fair value of fixed maturity securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;top&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Held to Maturity:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;top&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;top&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,816,196 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,880,262 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2016 through 2019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,339,908 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,890,422 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2020 through 2024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 25,469,059 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 28,347,845 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due after 2024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 66,174,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 76,349,947 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,859,088 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,170,601 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 647,960 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 133,271,030 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,287,037 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The amortized cost and estimated fair value of available for sale securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Equities are valued using the specific identification method.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;top&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Amortized Cost &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;top&quot; style=&apos;width:23.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Estimated Fair Value &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Available for Sale:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;top&quot; style=&apos;width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company&amp;#146;s realized gains and losses, other than temporary impairments from investments and other assets, are summarized as follows:&lt;/font&gt;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;42%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:42.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;top&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 85,997 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (9,776)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (30,000)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (30,000)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Securities available for sale:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 87,720 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,253 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,016)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (25,896)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other assets:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 257,139 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 145,740 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:21.5pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 364,168 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 168,993 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The net carrying amount of held to maturity securities sold was &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$257,962&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$-0-&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; for the three months ended March 31, 2015 and 2014, respectively.&amp;#160; The net realized gain related to these sales was &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$8,962&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$-0-&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; for the three months ended March 31, 2015 and 2014, respectively. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;There were no investments, aggregated by issuer, in excess of 10% of shareholders&amp;#146; equity (before net unrealized gains and losses on available for sale securities) at March 31, 2015, other than investments issued or guaranteed by the United States Government.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Major categories of net investment income are as follows:&lt;/font&gt;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;top&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,980,696 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,109,121 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 59,418 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 39,247 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,850,626 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,552,110 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,623,741 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,689,595 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 188,546 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 197,568 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments,&amp;#160; principally gains on sale of mortgage loans and other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,225,785 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,899,113 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross investment income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,928,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,486,754 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Investment expenses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,105,968)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,844,254)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net investment income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,822,844 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,642,500 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Net investment income includes income earned by the restricted assets of the cemeteries and mortuaries of &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$92,922&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$94,745&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; for the three months ended March 31, 2015 and 2014, respectively.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Net investment income on real estate consists primarily of rental revenue.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Investment expenses consist primarily of depreciation, property taxes, operating expenses of real estate and an estimated portion of administrative expenses relating to investment activities.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Securities on deposit for regulatory authorities as required by law amounted to &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$9,310,227&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; at March 31, 2015 and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$8,886,001&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; at December 31, 2014. The restricted securities are included in various assets under investments on the accompanying condensed consolidated balance sheets.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Mortgage Loans&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Mortgage loans consist of first and second mortgages. The mortgage loans bear interest at rates ranging from 2.0% to 10.5%, maturity dates range from six months to 30 years and are secured by real estate. Concentrations of credit risk arise when a number of mortgage loan debtors have similar economic characteristics that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. Although the Company has a diversified mortgage loan portfolio consisting of residential mortgages, commercial loans and residential construction loans and requires collateral on all real estate exposures, a substantial portion of its debtors&amp;#146; ability to honor obligations is reliant on the economic stability of the geographic region in which the debtors do business.&lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;At &lt;/font&gt;March 31, 2015&lt;font lang=&quot;X-NONE&quot;&gt;, the Company had &lt;/font&gt;39%&lt;font lang=&quot;X-NONE&quot;&gt;, &lt;/font&gt;19%, 13%, 8%, and 6%&lt;font lang=&quot;X-NONE&quot;&gt; of its mortgage loans from borrowers located in the states of Utah, California&lt;/font&gt;, Texas, &lt;font lang=&quot;X-NONE&quot;&gt;Florida&lt;/font&gt;, and Nevada,&lt;font lang=&quot;X-NONE&quot;&gt; respectively. The mortgage loans on real estate balances on the consolidated balance sheet are reflected net of an allowance for loan losses of &lt;/font&gt;$1,902,396&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;and &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;$&lt;/font&gt;2,003,055&lt;font lang=&quot;X-NONE&quot;&gt; at &lt;/font&gt;March 31, 2015&lt;font lang=&quot;X-NONE&quot;&gt; and December 31, 2014, respectively.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following is a summary of the allowance for loan losses as a contra-asset account for the periods presented:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Allowance for Credit Losses and Recorded Investment in Mortgage Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Commercial &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Residential &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Residential Construction &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Total &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Allowance for credit losses:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Beginning balance - January 1, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,715,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,003,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Provision&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,659)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,659)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance -March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,615,153 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,902,396 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,369,201 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,656,444 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 49,500,619 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 125,252,108 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Allowance for credit losses:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Beginning balance - January 1, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,364,847 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,652,090 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (38,444)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (38,444)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Provision&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 389,409 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 389,409 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,715,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,003,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,562,366 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,849,609 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,970,681 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 52,036,251 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 32,657,439 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 120,082,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The following is a summary of the aging of mortgage loans for the periods presented&lt;/font&gt;:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;margin-left:-9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;700&quot; style=&apos;width:524.95pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;700&quot; colspan=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:524.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Age Analysis of Past Due Mortgage Loans &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:27.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;30-59 Days Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;60-89 Days Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Greater Than 90 Days (1) &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;In Foreclosure (1) &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Total Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Current &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Total Mortgage Loans &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Allowance for Loan Losses &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Net Mortgage Loans &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;131&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 272,934 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 272,934 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,794,196 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (187,129)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,880,001 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,092,140 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 706,753 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,107,831 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,451,455 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 43,593,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;(1,615,153)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 50,430,197 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential Construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 25,049 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 89,944 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,594,415 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,114)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,092,140 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,004,736 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,172,726 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,814,333 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 118,982,506 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,902,396)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;131&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (187,129)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,201,627 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,631,142 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,174,516 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,464,901 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,826,741 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 43,765,692 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,715,812)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 51,876,621 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential Construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,592,544 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,114)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,631,142 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,174,516 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,529,796 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,970,681 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 10,306,135 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 111,746,992 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,003,055)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;u&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Impaired Mortgage Loans&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Impaired mortgage loans include loans with a related specific valuation allowance or loans whose carrying amount has been reduced to the expected collectible amount because the impairment has been considered other than temporary. The recorded investment in and unpaid principal balance of impaired loans along with the related loan specific allowance for losses, if any, for each reporting period and the average recorded investment and interest income recognized during the time the loans were impaired were as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Recorded Investment &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Unpaid Principal Balance &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Related Allowance &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Average Recorded Investment &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Interest Income Recognized &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With no related allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With an allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With no related allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With an allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Credit Risk Profile Based on Performance Status &lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company&amp;#146;s mortgage loan portfolio is monitored based on performance of the loans. Monitoring a mortgage loan increases when the loan is delinquent or earlier if there is an indication of impairment. The Company defines non-performing mortgage loans as loans 90&amp;nbsp;days past due or on non-accrual status. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;The Company&amp;#146;s performing and non-performing mortgage loans were as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Mortgage Loan Credit Exposure&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Credit Risk Profile Based on Payment Activity&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:22.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Commercial &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Residential &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Residential Construction &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:21.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Total &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:20.45pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Performing&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 45,392,788 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,571,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 29,619,464 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 32,592,544 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 121,079,382 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 114,552,650 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Nonperforming&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,652,562 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,021,083 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,717,457 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,500,477 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.5pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;u&gt;Non-Accrual Mortgage Loans&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;Once a loan is past due 90 days, it is the Company&amp;#146;s policy to end the accrual of interest income on the loan and write off any income that had been accrued. Interest not accrued on these loans totals $534,000 and $535,000 as of March 31, 2015 and December 31, 2014, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;The following is a summary of mortgage loans on a nonaccrual status for the periods presented.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Mortgage Loans on Nonaccrual Status&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; As of March 31 2015 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; As of December 31 2014 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,652,562 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,021,083 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,717,457 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,500,477 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Loan Loss Reserve&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The mortgage loan loss reserve is an estimate of probable losses at the balance sheet date that the Company will realize in the future on mortgage loans sold to third party investors. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The loan loss reserve analysis involves mortgage loans that have been sold to third party investors where the Company has received a demand from the investor. There are generally three types of demands: make whole, repurchase, or indemnification. These types of demands are more particularly described as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;i&gt;Make whole demand&lt;/i&gt; &amp;#150; A make whole demand occurs when an investor forecloses on a property and then sells the property. The make whole amount is calculated as the difference between the original unpaid principal balance, accrued interest and fees, less the sale proceeds.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-indent:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;i&gt;Repurchase demand&lt;/i&gt; &amp;#150; A repurchase demand usually occurs when there is a significant payment default, error in underwriting or detected loan fraud.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;i&gt;Indemnification demand&lt;/i&gt; &amp;#150; On certain loans the Company has negotiated a set fee that is to be paid in lieu of repurchase. The fee varies by investor and by loan product type.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;When a repurchase demand is received from a third party investor, the relevant data is reviewed and captured so that an estimated future loss can be calculated. The key factors that are used in the estimated loss calculation are as follows: (i) lien position, (ii) payment status, (iii) claim type, (iv) unpaid principal balance, (v) interest rate, and (vi) validity of the demand. Other data is captured and is useful for management purposes; the actual estimated loss is generally based on these key factors. The Company conducts its own review upon the receipt of a repurchase demand. In many instances, the Company is able to resolve the issues relating to the repurchase demand by the third party investor without having to make any payments to the investor.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following is a summary of the loan loss reserve that is included in other liabilities and accrued expenses:&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of December 31 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance, beginning of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,718,150 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,506,532 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Provisions for losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 666,739 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,053,403 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (173,106)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (6,841,785)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance, end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,211,783 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,718,150 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company believes the loan loss reserve represents probable loan losses incurred as of the balance sheet date. Actual loan loss experience could change, in the near-term, from the established reserve based upon claims that could be asserted by third party investors. &lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;SecurityNational Mortgage believes there is potential to resolve any alleged claims by third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; &lt;/font&gt;&lt;/p&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
	<us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;4)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Stock-Based Compensation&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company has four fixed option plans (the &amp;#147;2003 Plan&amp;#148;, the &amp;#147;2006 Director Plan&amp;#148;, the &amp;#147;2013 Plan&amp;#148; and the &amp;#147;2014 Director Plan&amp;#148;).&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; Compensation expense for options issued of &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$85,545&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$64,325&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; has been recognized for these plans for the three months ended March 31, 2015 and 2014, respectively. &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;As of March 31, 2015, the total unrecognized compensation expense related to the options issued in December 2014 and July 2014 were &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$235,086&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$44,356&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;, respectively, which are expected to be recognized over the vesting periods of one year.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company generally estimates the expected life of the options based upon the contractual term of the options adjusted for actual experience.&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Future volatility is estimated based upon the a weighted historical volatility of the Company&amp;#146;s Class A common stock and three peer company stocks over a period equal to the estimated life of the options.&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Common stock issued upon exercise of stock options are generally new share issuances rather than from treasury shares.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;A summary of the status of the Company&amp;#146;s stock incentive plans as of March 31, 2015, and the changes during the three months ended March 31, 2015, are presented below:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.8in&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Number of Class A Shares&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted Average Exercise Price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Number of Class C Shares&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted Average Exercise Price&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.95pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Outstanding at December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160; 512,795 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3.20 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; 691,591 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.00 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Granted&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Exercised&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (114,023)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.14 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cancelled&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (8,846)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.31 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Outstanding at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 503,949 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3.21 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 577,568 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.62 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31, 2015:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Options exercisable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 379,946 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.75 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 471,943 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.15 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.45pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31, 2015:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Available options for future grant&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 266,649 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted average contractual term of options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;outstanding at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;7.57 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2.93 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted average contractual term of options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;exercisable at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;6.91 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2.30 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Aggregated intrinsic value of options &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;outstanding at March 31, 2015 (1)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,076,880 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,572,653 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Aggregated intrinsic value of options &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;exercisable at March 31, 2015 (1)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$988,022 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,506,415 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:27.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;(1) The Company used a stock price of $5.34 as of March 31, 2015 to derive intrinsic value. &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The total intrinsic value (which is the amount by which the fair value of the underlying stock exceeds the exercise price of an option on the exercise date) of stock options exercised during the three months ended March 31, 2015 and 2014 was &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$438,989&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$-0-&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;, respectively. &lt;/font&gt;&lt;/p&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
	<us-gaap:EarningsPerShareTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;5)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Earnings Per Share&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The basic and diluted earnings per share amounts were calculated as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:27.0pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;37%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:37.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Numerator:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,863,703 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 138,848 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Denominator:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Basic weighted-average shares outstanding &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,934,816 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,400,954 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Effect of dilutive securities:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Employee stock options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 535,084 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 462,941 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Diluted weighted-average shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 13,469,900 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,863,895 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.2pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Basic net earnings per share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.01 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.2pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Diluted net earnings per share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.01 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Net earnings per share amounts have been adjusted for the effect of annual stock dividends. For the three months ended March 31, 2015 and 2014, there were &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;4,632&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;615,472&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; of anti-dilutive employee stock option shares, respectively, that were not included in the computation of diluted net loss per common share as their effect would be anti-dilutive.&lt;/font&gt;&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
	<us-gaap:SegmentReportingDisclosureTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;6)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Business Segments&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;u&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Description of Products and Services by Segment&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The Company has three reportable business segments: life insurance, cemetery and mortuary, and mortgage. The Company&amp;#146;s life insurance segment consists of life insurance premiums and operating expenses from the sale of insurance products sold by the Company&amp;#146;s independent agency force and net investment income derived from investing policyholder and segment surplus funds. The Company&amp;#146;s cemetery and mortuary segment consists of revenues and operating expenses from the sale of at-need cemetery and mortuary merchandise and services at its mortuaries and cemeteries, pre-need sales of cemetery spaces after collection of 10% or more of the purchase price and the net investment income from investing segment surplus funds. The Company&amp;#146;s mortgage segment consists of loan fee income and expenses from the originations of residential and commercial mortgage loans and interest earned and interest expenses from warehousing pre-sold loans before the funds are received from financial institutional investors.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;u&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Measurement of Segment Profit or Loss and Segment Assets&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The accounting policies of the reportable segments are the same as those described in the Significant Accounting Principles of the form 10K for the year ended December 31, 2014. Intersegment revenues are recorded at cost plus an agreed upon intercompany profit, and are eliminated upon consolidation.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&lt;u&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Factors Management Used to Identify the Enterprise&amp;#146;s Reportable Segments&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company&amp;#146;s reportable segments are business units that offer different products and are managed separately due to the different products and the need to report to the various regulatory jurisdictions.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:31.5pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Life Insurance &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery/ Mortuary&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Eliminations&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Consolidated&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Revenues from external customers&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 20,985,500 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 3,098,238 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 39,965,894 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 64,049,632 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Intersegment revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,818,867 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 311,998 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 88,487 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (3,219,352)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Segment profit before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,403,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 409,175 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,185,358 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,998,384 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.9pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Identifiable Assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; 677,059,957 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; 104,778,721 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 62,765,551 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; (142,826,038)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; 701,778,191 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Goodwill&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,765,570 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,765,570 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.5pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Revenues from external customers&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 18,472,816 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 3,040,568 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 23,539,892 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 45,053,276 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Intersegment revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,061,720 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 336,298 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 164,146 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,562,164)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Segment profit before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,331,469 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 182,778 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,348,260)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 165,987 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.9pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Identifiable Assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; 604,260,546 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; 108,627,471 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 49,375,595 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; (135,523,285)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; 626,740,327 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Goodwill&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 391,848 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 285,191 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 677,039 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </us-gaap:SegmentReportingDisclosureTextBlock>
	<us-gaap:FairValueDisclosuresTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;7)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Fair Value of Financial Instruments&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;Generally accepted accounting principles (GAAP) defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants. GAAP also specifies a fair value hierarchy based upon the observability of inputs used in valuation techniques. Observable inputs (highest level) reflect market data obtained from independent sources, while unobservable inputs (lowest level) reflect internally developed market assumptions. Fair value measurements are classified under the following hierarchy:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;Level 1:&amp;#160; &lt;/i&gt;Financial assets and financial liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt&apos;&gt;&lt;i&gt;Level 2: &lt;/i&gt;Financial assets and financial liabilities whose values are based on the following:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify;text-indent:6.0pt&apos;&gt;a) Quoted prices for similar assets or liabilities in active markets;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt&apos;&gt;b) Quoted prices for identical or similar assets or liabilities in non-active markets; or&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt&apos;&gt;c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;Level 3:&amp;#160; &lt;/i&gt;Financial assets and financial liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. These inputs may reflect our estimates of the assumptions that market participants would use in valuing the financial assets and financial liabilities. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;font style=&apos;background:white&apos;&gt;The Company utilizes a combination of third party valuation service providers, brokers, and internal valuation models to determine fair value.&lt;/font&gt; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The following methods and assumptions were used by the Company in estimating the fair value disclosures related to other significant financial instruments:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;font style=&apos;background:white&apos;&gt;The items shown under Level 1 and Level 2 are valued as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Securities Available for Sale and Held to Maturity&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The fair values of investments in fixed maturity and equity securities along with methods used to estimate such values are disclosed in Note 3 of the Notes to Condensed Consolidated Statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Restricted Assets&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;:&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;A portion of these assets include mutual funds and equity securities that have quoted market prices. Also included are cash and cash equivalents and participations in mortgage loans. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Cemetery Perpetual Care Trust Investments&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;:&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;&amp;#160; A portion of these assets include equity securities that have quoted market prices. Also included are cash and cash equivalents. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Call and Put Options&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;:&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; The Company uses quoted market prices to value its call and put options.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The items shown under Level 3 are valued as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;Policyholder Account Balances and Future Policy Benefits-Annuities&lt;/u&gt;&lt;/i&gt;: &amp;#160;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Future policy benefit reserves for interest-sensitive insurance products are computed under a retrospective deposit method and represent policy account balances before applicable surrender charges. Policy benefits and claims that are charged to expense include benefit claims incurred in the period in excess of related policy account balances. Interest crediting rates for interest-sensitive insurance products ranged from 4% to 6.5%. The fair values for the Company&amp;#146;s liabilities under investment-type insurance contracts (disclosed as policyholder account balances and future policy benefits &amp;#150; annuities) are estimated based on the contracts&amp;#146; cash surrender values.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The fair values for the Company&amp;#146;s insurance contracts other than investment-type contracts are not required to be disclosed. However, the fair values of liabilities under all insurance contracts are taken into consideration in the Company&amp;#146;s overall management of interest rate risk, such that the Company&amp;#146;s exposure to changing interest rates is minimized through the matching of investment maturities with amounts due under insurance contracts.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;Interest Rate Lock Commitments&lt;/u&gt;&lt;/i&gt;: The Company&amp;#146;s mortgage banking activities enters into interest rate lock commitments with potential borrowers and forward commitments to sell loans to third-party investors. The Company also implements a hedging strategy for these transactions. A mortgage loan commitment binds the Company to lend funds to a qualified borrower at a specified interest rate and within a specified period of time, generally up to 30 days after inception of the mortgage loan commitment. Mortgage loan commitments are defined to be derivatives under generally accepted accounting principles and are recognized at fair value on the consolidated balance sheet with changes in their fair values recorded as part of other comprehensive income from mortgage banking operations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&amp;#146;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;Bank Loan Interest Rate Swaps&lt;/u&gt;&lt;/i&gt;: Management considers the interest rate swap instruments to be an effective cash flow hedge against the variable interest rate on bank borrowings since the interest rate swap mirrors the term of the note payable and expires on the maturity date of the bank loan it hedges. The interest rate swaps are a derivative financial instruments carried at its fair value. The fair value of the interest rate swap was derived from a proprietary model of the bank from whom the interest rate swap was purchased and to whom the note is payable.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Mortgage Loans on Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The fair values are estimated using interest rates currently being offered for similar loans to borrowers with similar credit ratings. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Real Estate Held for Investment&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: &lt;/font&gt;The Company believes that in an orderly market, fair value will approximate the replacement cost of a home and the rental income provides a cash flow stream for investment analysis. The Company believes the highest and best use of the properties are as income producing assets since it is the Company&amp;#146;s intent to hold the properties as rental properties, matching the income from the investment in rental properties with the funds required for future estimated policy claims. Accordingly, the fair value determination will be weighted more heavily toward the rental analysis. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;It should be noted that for replacement cost, when determining the fair value of mortgage properties, the Company uses Marshall and Swift, a provider of building cost information to the real estate construction industry. For the investment analysis, the Company used market data based upon its real estate operation experience and projected the present value of the net rental income over seven years. The Company used 60% of the projected cash flow analysis and 40% of the replacement cost to approximate fair value of the collateral. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;In addition to this analysis performed by the Company, the Company depreciates Other Real Estate Held for Investment. This depreciation reduces the book value of these properties and lessens the exposure to the Company from further deterioration in real estate values.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;Mortgage Servicing Rights&lt;/u&gt;&lt;/i&gt;: The Company initially recognizes MSRs at their estimated fair values derived from the net cash flows associated with the servicing contracts, where the Company assumes the obligation to service the loan in the sale transaction. The precise fair value of MSRs cannot be readily determined because MSRs are not actively traded in stand-alone markets. Considerable judgment is required to estimate the fair values of these assets and the exercise of such judgment can significantly affect the Company&amp;#146;s earnings. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company&amp;#146;s subsequent accounting for MSRs is based on the class of MSRs. The Company has identified two classes of MSRs: MSRs backed by mortgage loans with initial term of 30 years and MSRs backed by mortgage loans with initial term of 15 years. The Company distinguishes between these classes of MSRs due to their differing sensitivities to change in value as the result of changes in market. After being initially recorded at fair value, MSRs backed by mortgage loans are accounted for using the amortization method. MSR amortization is determined by amortizing the balance straight-line over an estimated nine year life.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company periodically assesses MSRs for impairment. Impairment occurs when the current fair value of the MSR falls below the asset&amp;#146;s carrying value (carrying value is the amortized cost reduced by any related valuation allowance). If MSRs are impaired, the impairment is recognized in current-period earnings and the carrying value of the MSRs is adjusted through a valuation allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;Management periodically reviews the various loan strata to determine whether the value of the MSRs in a given stratum is impaired and likely to recover. When management deems recovery of the value to be unlikely in the foreseeable future, a write-down of the cost of the MSRs for that stratum to its estimated recoverable value is charged to the valuation allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015. &lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:51.0pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices in Active Markets for Identical Assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Observable Inputs (Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Unobservable Inputs (Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Restricted assets of cemeteries and mortuaries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,791 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,791 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery perpetual care trust investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 654,458 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 654,458 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,756,680 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,753,751 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities accounted for at fair value on a&amp;#160; recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policyholder account balances&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Future policy benefits - annuities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - bank loan interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (37,476)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (37,476)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:35.85pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (40,727)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (40,727)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (585,187)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (585,187)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (121,051,025)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;(78,203)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (120,972,822)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Policyholder Account Balances &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Future Policy Benefits - Annuities &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Interest Rate Lock Commitments &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Bank Loan Interest Rate Swaps &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,929,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total gains (losses):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (6,206,277)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (3,302,255)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in other comprehensive income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,487,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,951 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,417,742 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;94%&quot; style=&apos;width:94.02%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;in Active&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Markets for &lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Identical Assets&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Observable &lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Unobservable&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Assets accounted for at fair value on a nonrecurring basis&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;987,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 987,707 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 320,000 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 320,000 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,307,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,307,707 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:65.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices in Active Markets for Identical Assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Observable Inputs (Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Unobservable Inputs (Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Restricted assets of cemeteries and mortuaries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,202 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,202 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery perpetual care trust investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 695,235 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 695,235 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 10,274,716 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,163,187 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policyholder account balances&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Future policy benefits - annuities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - bank loan interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; - call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (116,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (116,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,867)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,867)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; - interest rate lock commitment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (181,678)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (181,678)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (111,192,635)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (127,903)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (111,064,732)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:38.25pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Policyholder Account Balances &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Future Policy Benefits - Annuities &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Interest Rate Lock Commitments &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Bank Loan Interest Rate Swaps &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (48,000,668)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,052,928)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,487,908 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (58,310)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total gains (losses):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,689,969 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (488,057)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;comprehensive income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 441,943 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 26,940 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;29%&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,929,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;in Active&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Markets for &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Observable &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Unobservable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Identical Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,500 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,500 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;&amp;#160; nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,794,881 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,794,881 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;b&gt;Fair Value of Financial Instruments Carried at Other Than Fair Value&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;ASC 825, Financial Instruments, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Management uses its best judgment in estimating the fair value of the Company&amp;#146;s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates presented herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction at March 31, 2015 and December 31, 2014. The estimated fair value amounts for March 31, 2015 and December 31, 2014 have been measured as of period-end, and have not been reevaluated or updated for purposes of these Condensed Consolidated Financial Statements subsequent to those dates. As such, the estimated fair values of these financial instruments subsequent to the reporting date may be different than the amounts reported at period-end. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of March 31, 2015:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Carrying Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 50,430,197 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,693,961 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,693,961 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,880,001 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 47,829,817 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 47,829,817 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 131,108,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;131,108,023 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank and other loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of December 31, 2014:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Carrying Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 51,876,621 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 55,247,638 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 55,247,638 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,201,627 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,829,266 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,829,266 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,048,728 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;125,048,728 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank and other loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The methods, assumptions and significant valuation techniques and inputs used to estimate the fair value of financial instruments are summarized as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Mortgage Loans on Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The estimated fair value of the Company&amp;#146;s mortgage loans is determined using various methods. The Company&amp;#146;s mortgage loans are grouped into three categories: Residential, Residential Construction and Commercial. When estimating the expected future cash flows, it is assumed that all loans will be held to maturity, and any loans that are non-performing are evaluated individually for impairment.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Residential &amp;#150; The estimated fair value of mortgage loans originated prior to 2013 is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates from single family mortgages. The estimated fair value of mortgage loans originated in 2013, 2014 and 2015 is determined from pricing of similar loans that were sold in 2013 and 2014.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify;line-height:120%&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Residential Construction &amp;#150; These loans are primarily short in maturity (4-6 months) accordingly, the estimated fair value is determined to be the net book value.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Commercial &amp;#150; The estimated fair value is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates for commercial mortgages.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Policy and Other Loans&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Short-Term Investments&lt;/font&gt;&lt;/u&gt;&lt;/i&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;i&gt;&lt;u&gt;Bank and Other Loans Payable&lt;/u&gt;&lt;/i&gt;: &lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.&lt;/font&gt;&lt;/p&gt;</us-gaap:FairValueDisclosuresTextBlock>
	<us-gaap:AllowanceForCreditLossesTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;8)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Allowance for Doubtful Accounts, Allowance for Loan Losses and Impaired Loans&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company records an allowance and recognizes an expense for potential losses from mortgage loans, other loans and receivables in accordance with generally accepted accounting principles. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Receivables are the result of cemetery and mortuary operations, mortgage loan operations and life insurance operations. The allowance is based upon the Company&amp;#146;s historical experience for collectively evaluated impairment. Other allowances are based upon receivables individually evaluated for impairment. Collectability of the cemetery and mortuary receivables is significantly influenced by current economic conditions. The critical issues that impact recovery of mortgage loan operations are interest rate risk, loan underwriting, new regulations and the overall economy.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company provides allowances for losses on its mortgage loans held for investment through an allowance for loan losses. &lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The allowance is comprised of two components. The first component is an allowance for collectively evaluated impairment that is based upon the Company&amp;#146;s historical experience in collecting similar receivables. The second component is based upon individual evaluation of loans that are determined to be impaired. Upon determining impairment the Company establishes an individual impairment allowance based upon an assessment of the fair value of the underlying collateral. See the schedules in Note 2 for additional information. &lt;/font&gt;In addition, when a mortgage loan is past due more than 90 days, the Company does not accrue any interest income. When a loan becomes delinquent, the Company proceeds to foreclose on the real estate and all expenses for foreclosure are expensed as incurred. Once foreclosed, an adjustment for the lower of cost or fair value is made, if necessary, and the amount is classified as other real estate owned held for investment or sale. The Company will rent the properties until it is deemed desirable to sell them.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The allowance for losses on mortgage loans held for investment could change based on changes in the value of the underlying collateral, the performance status of the loans, or the Company&amp;#146;s actual collection experience. The actual losses could change, in the near term, from the established allowance, based upon the occurrence or non-occurrence of these events. &lt;/p&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
	<us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;9)&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Derivative Commitments&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company is exposed to price risk due to the potential impact of changes in interest rates on the values of mortgage loan commitments from the time a derivative loan commitment is made to an applicant to the time the loan that would result from the exercise of that loan commitment is funded. Managing price risk is complicated by the fact that the ultimate percentage of derivative loan commitments that will be exercised (i.e., the number of loan commitments that will be funded) fluctuates. The probability that a loan will not be funded within the terms of the commitment is driven by a number of factors, particularly the change, if any, in mortgage rates following the inception of the interest rate lock. However, many borrowers continue to exercise derivative loan commitments even when interest rates have fallen.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;In general, the probability of funding increases if mortgage rates rise and decreases if mortgage rates fall. This is due primarily to the relative attractiveness of current mortgage rates compared to the applicant&amp;#146;s committed rate. The probability that a loan will not be funded within the terms of the mortgage loan commitment also is influenced by the source of the applications (retail, broker or correspondent channels), proximity to rate lock expiration, purpose for the loan (purchase or refinance) product type and the application approval status. The Company has developed fallout estimates using historical data that take into account all of the variables, as well as renegotiations of rate and point commitments that tend to occur when mortgage rates fall. These fallout estimates are used to estimate the number of loans that the Company expects to be funded within the terms of the mortgage loan commitments and are updated periodically to reflect the most current data. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&amp;#146;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;The Company utilizes forward loan sales commitments to economically hedge the price risk associated with its outstanding mortgage loan commitments. A forward loan sales commitment protects the Company from losses on sales of the loans arising from exercise of the loan commitments by securing the ultimate sales price and delivery date of the loans. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the derivative loan commitments, thereby reducing earnings volatility related to the recognition in earnings of changes in the values of the commitments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company has adopted a strategy of selling &amp;#147;out of the money&amp;#148; call options on its available for sale equity securities as a source of revenue.&amp;#160; The options give the purchaser the right to buy from the Company specified equity securities at a set price up to a pre-determined date in the future.&amp;#160; The Company has adopted the selling of put options as a means of generating cash or purchasing equity securities at lower than current market prices.&amp;#160; The Company receives an immediate payment of cash for the value of the option and establishes a liability for the fair value of the option. The liability for call and put options is adjusted to fair value at each reporting date. The fair value of outstanding call and put options as of March 31, 2015 and December 31, 2014 was $78,203 and $127,903, respectively.&amp;#160; In the event an option is exercised, the Company recognizes a gain on the sale of the equity security and a gain from the sale of the option. If the option expires unexercised, the Company recognizes a gain from the sale of the option.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following table shows the fair value of derivatives as of March 31, 2015 and December 31, 2014.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:86.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value of Derivative Instruments&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;43%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:43.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Asset Derivatives&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;41%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:41.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Liability Derivatives&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:19.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:19.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.25pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives designated as hedging instruments:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest rate lock and forward sales commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;other assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;other assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 585,187 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 181,678 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 37,476 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 116,036 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 40,727 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 11,867 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; -- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;27,419 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,370 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 690,809 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 340,951 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following table shows the gain (loss) on derivatives for the periods presented. There were no gains or losses reclassified from accumulated other comprehensive income (OCI) into income or gains or losses recognized in income on derivatives ineffective portion or any amounts excluded from effective testing.&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Net Amount Gain (Loss) Recognized in OCI&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;Derivative - Cash Flow Hedging Relationships:&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest Rate Lock Commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,487,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 449,263 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest Rate Swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,951 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,852 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Sub Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,491,842 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 456,115 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Tax Effect&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 971,819 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 177,885 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,520,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 278,230 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; </us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
	<us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;10)&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Reinsurance, Commitments and Contingencies&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;b&gt;Reinsurance&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Reinsurance Agreement with North America Life Insurance Company&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font lang=&quot;EN-CA&quot;&gt;On May 8, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a paid-up business offer under the coinsurance agreement effective December 1, 2010 to reinsure certain life insurance policies from North America Life Insurance Company (&amp;#147;North America Life&amp;#148;). Pursuant to the paid-up business offer, North America Life ceded and transferred to Security National Life all contractual obligations and risks under the coinsured policies. Security National Life paid a ceding commission to North America Life in the amount of $281,908. As a result of the ceding commission, North America Life transferred $8,900,282 of cash and $9,182,190 in statutory reserves, or liabilities, to Security National Life.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Reinsurance Agreement with American Republic Insurance Company&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font lang=&quot;EN-CA&quot;&gt;On February 11, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a coinsurance agreement to reinsure certain life insurance policies from American Republic Insurance Company (&amp;#147;American Republic&amp;#148;).&amp;#160; The policies were previously reinsured by North America Life under a coinsurance agreement between World Insurance Company (&amp;#147;World Insurance&amp;#148;) and North America Life entered into on July 22, 2009 which was commuted.&amp;nbsp; World Insurance was subsequently purchased by and merged into American Republic.&amp;nbsp; The current coinsurance agreement is between Security National Life and American Republic and became effective on January 1, 2015.&amp;nbsp; As part of the coinsurance agreement, American Republic transferred all contractual obligations and risks to Security National Life and Security National Life took control of $15,004,771 of assets in a trust account held by Texas Capital Bank as the trustee.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Reinsurance Agreement with LJA Insurance Company&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;On December 19, 2014, the Company, &lt;/font&gt;&lt;font lang=&quot;EN-CA&quot;&gt;through its wholly owned subsidiary, Security National Life,&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; entered into a Coinsurance Funds Withheld Reinsurance Agreement with LJA Insurance Company (&amp;#147;LJA Insurance&amp;#148;), a Republic of the Marshall Islands domiciled insurance company. This agreement was effective November 1, 2014. Under the terms of the funds withheld agreement, Security National Life ceded to LJA Insurance 100% of three blocks of deferred annuities in the amount of $4,337,000 and retained the assets and recorded a funds held under coinsurance liability for the same amount. LJA Insurance agreed to pay Security National Life an initial ceding commission of $60,000 and an asset management fee of $16,000 per quarter to administer the policies. Security National Life will also receive a 90% experience refund for any profits from the business. Security National Life has the right to recapture the business by giving LJA Insurance 90 days written notice, or it may be terminated by mutual consent of both parties.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;b&gt;Mortgage Loan Loss Settlements&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-.7pt;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The mortgage industry has seen potential loan losses increase. Future loan losses are extremely difficult to estimate, especially in the current market.&amp;#160; However, management believes that the Company&amp;#146;s reserve methodology and its current practice of property preservation allow it to estimate its losses on loans sold. The amounts accrued for loan losses for the three months ended March 31, 2015 and 2014 were &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$667,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$372,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;, respectively. The estimated liability for indemnification losses is included in other liabilities and accrued expenses and, as of March 31, 2015 and December 31, 2014, the balances were &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$2,212,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; and &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$1,718,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;, respectively. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:8.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&lt;b&gt;Mortgage Loan Loss Demands&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;Third Party Investors&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;There have been assertions in third party investor correspondence that SecurityNational Mortgage sold mortgage loans that allegedly contained borrower misrepresentations or experienced early payment defaults, or that were otherwise allegedly defective or not in compliance with agreements between SecurityNational Mortgage and the third party investors consisting principally of financial institutions.&amp;#160; As a result of these claims, third party investors have made demands that SecurityNational Mortgage repurchase certain alleged defective mortgage loans that were sold to such investors or indemnify them against any losses related to such loans.&lt;/p&gt;  &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The total amount of potential claims by third party investors is difficult to determine.&amp;#160; The Company has reserved and accrued $2,212,000 as of March 31, 2015 to settle all such investor related claims.&amp;#160; The Company believes that the reserve for mortgage loan loss, which includes provisions for probable losses and indemnification on mortgage loans sold to investors, is reasonable based on available information.&amp;#160; Moreover, the Company has successfully negotiated acceptable settlement terms with other third party investors that asserted claims for mortgage loan losses against SecurityNational Mortgage.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;SecurityNational Mortgage disagrees with the repurchase demands and notices of potential claims from third party investors. Furthermore, SecurityNational Mortgage believes there is potential to resolve the alleged claims by the third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;JP Morgan Chase Indemnification Demand&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company and its wholly owned subsidiary, SecurityNational Mortgage, received a notice of claim for indemnification dated December 21, 2011, from JP Morgan Chase &amp;amp; Co. (&amp;#147;JP Morgan Chase&amp;#148;) on behalf of EMC Mortgage, LLC (&amp;#147;EMC Mortgage&amp;#148;), relating to 21 mortgage loans that EMC Mortgage allegedly purchased as a third party investor from SecurityNational Mortgage.&amp;#160; The notice also referenced a guaranty agreement, dated February 23, 2006, by the Company for the benefit of EMC Mortgage.&amp;#160; The indemnification notice additionally stated that EMC Mortgage had been named in a lawsuit by the Bear Stearns Mortgage Funding Trust 2007-AR2 (the &amp;#147;Trust&amp;#148;), which was filed on September 13, 2011 in the Delaware Court of Chancery.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The lawsuit the Trust brought against EMC Mortgage contends that more than 800 residential mortgage loans that EMC Mortgage sold to the Trust (including the 21 loans allegedly originated by SecurityNational Mortgage) contained breaches of representations and warranties with respect to the mortgage loans, as well as defaults and foreclosures in many of such loans.&amp;#160; As a result of the alleged breaches of representations and warranties by EMC Mortgage, the complaint requests that EMC Mortgage be ordered to repurchase from the Trust any loans for which it breached its representations and warranties, in the amount of the mortgage loans&amp;#146; outstanding principal balance and all accrued but unpaid interest.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The indemnification notice from JP Morgan Chase further alleged that the Company and SecurityNational Mortgage are required to indemnify EMC Mortgage for any of its losses arising from the lawsuit that the Trust brought against EMC based upon allegedly untrue statements of material fact related to information that was provided by SecurityNational Mortgage. To the extent the claims in the complaint relate to the 21 mortgage loans that SecurityNational Mortgage allegedly sold to EMC Mortgage, the Company believes it has significant defenses to such claims. The Company intends to vigorously defend itself and SecurityNational Mortgage in the event that JP Morgan Chase were to bring any legal action to require the Company or SecurityNational Mortgage to indemnify it for any loss, liability or expense in connection with the lawsuit that the Trust brought against EMC Mortgage.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;b&gt;Mortgage Loan Loss Litigation&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;For a description of the litigation involving SecurityNational Mortgage and Lehman Brothers and Aurora Loan Services, reference is to Part II, Item 1. Legal Proceedings.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;u&gt;Other Contingencies and Commitments&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company has entered into commitments to fund new residential construction loans. As of March 31, 2015, the Company&amp;#146;s commitments were &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$40,835,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; for these loans of which &lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;$29,684,000&lt;/font&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt; had been funded. The Company will advance funds once the work has been completed and an independent inspection is made. The maximum loan commitment ranges between 50% and 80% of appraised value. The Company receives fees from the borrowers and the interest rate is generally 2% to 6.75% over the bank prime rate (3.25% as of March 31, 2015). Maturities range between six and twelve months.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The Company is not a party to any other material legal proceedings outside the ordinary course of business or to any other legal proceedings, which, if adversely determined, would have a material adverse effect on its financial condition or results of operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
	<fil:MortgageServicingRightsDisclosure contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;11)&amp;#160; &lt;u&gt;Mortgage Servicing Rights&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;The following is a summary of the MSR activity for the periods presented.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of December 31 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance before valuation allowance at beginning of year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;4,844,101 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.9pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;MSRs proceeds from loan sales&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 987,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortization&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (259,966)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (750,735)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Application of valuation allowance to write down MSRs &amp;#160;&amp;#160; with other than temporary impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance before valuation allowance at year end&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,562,488 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.15pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Valuation allowance for impairment of MSRs:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance at beginning of year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Additions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Application of valuation allowance to write down MSRs &amp;#160;&amp;#160; with other than temporary impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance at end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,562,488 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated fair value of MSRs at end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,926,200 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,485,570 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The Company reports these MSRs pursuant to the accounting policy discussed in Note 7. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:MortgageServicingRightsDisclosure>
	<us-gaap:MergersAcquisitionsAndDispositionsDisclosuresTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;12)&amp;#160;&amp;#160;&amp;#160; &lt;u&gt;Acquisitions&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;u&gt;Acquisition of American Funeral Financial&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;On June 4, 2014, the Company, through its wholly owned subsidiary, SNFC Subsidiary, LLC (&amp;#147;SNFC Subsidiary&amp;#148;), completed a purchase transaction with American Funeral Financial, LLC, a South Carolina limited liability company (&amp;#147;American Funeral Financial&amp;#148;) and Hypershop, LLC, a North Carolina&amp;nbsp;&amp;nbsp;limited liability&amp;nbsp;&amp;nbsp;company (&amp;#147;Hypershop&amp;#148;), the sole owner of all the limited liability company interests of American Funeral Financial, to purchase all of the outstanding limited liability company interests, or membership units, of American Funeral Financial.&amp;nbsp;&amp;nbsp;American Funeral Financial is engaged in the operation of a factoring business with the principal purpose of providing funding for funeral homes and mortuaries.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;The following unaudited pro forma information has been prepared to present the results of operations of the Company assuming the acquisition of American Funeral Financial had occurred at the beginning of the three month periods ended March 31, 2015 and 2014. This pro forma information is supplemental and does not necessarily present the operations of the Company that would have occurred had the acquisition occurred on those dates and may not reflect the operations that will occur in the future:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;36%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:36.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended March 31 (unaudited)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 64,049,632 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 46,521,936 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,863,703 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 342,683 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings per Class A equivalent common share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.03 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.25in;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings per Class A equivalent common share assuming dilution&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.03 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </us-gaap:MergersAcquisitionsAndDispositionsDisclosuresTextBlock>
	<us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10 Q and Articles 8 and 10 of Regulation S X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2014, included in the Company&amp;#146;s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.&lt;/font&gt;&lt;/p&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
	<us-gaap:UseOfEstimates contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects. &lt;/font&gt;&lt;/p&gt;</us-gaap:UseOfEstimates>
	<us-gaap:HeldToMaturitySecuritiesTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;top&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:31.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity carried at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bonds:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;U.S. Treasury securities and obligations of U.S. Government agencies&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,870,964 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 361,034 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,231,998 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,984,709 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 247,576 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (4,322)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,227,963 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 124,944,246 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 16,894,360 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (830,091)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 141,008,515 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,859,088 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 311,980 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (467)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,170,601 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,937 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 647,960 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;37%&quot; valign=&quot;bottom&quot; style=&apos;width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total fixed maturity securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 133,271,030 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 17,850,887 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (834,880)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,287,037 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:HeldToMaturitySecuritiesTextBlock>
	<us-gaap:AvailableForSaleSecuritiesTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities available for sale at estimated fair value:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 298,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (1,010,614)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.6pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total equity securities available for sale at estimated fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 298,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (1,010,614)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate and construction loans held for investment at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,902,396)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total mortgage loans on real estate and construction loans held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment - net of depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 113,025,790 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,809,669 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for doubtful accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (813,223)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total policy and other loans at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 39,184,250 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;45%&quot; valign=&quot;bottom&quot; style=&apos;width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
	<us-gaap:HeldToMaturitySecuritiesTextBlock contextRef='Y15Q1_StScenario-AsOfDecember312014'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Gross Unrealized Losses&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;Estimated Fair Value&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;top&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity carried at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bonds:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;U.S. Treasury securities and obligations of U.S. Government agencies&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,873,146 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 345,715 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,218,861 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,736,489 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 221,893 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (5,278)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,953,104 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 126,533,483 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 15,841,536 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (980,357)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 141,394,662 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,263,206 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 305,381 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,894)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,556,693 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 22,032 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 634,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total fixed maturity securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 135,018,347 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 16,736,557 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (997,529)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,757,375 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:HeldToMaturitySecuritiesTextBlock>
	<us-gaap:AvailableForSaleSecuritiesTextBlock contextRef='Y15Q1_StScenario-AsOfDecember312014'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;top&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities available for sale at estimated fair value:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,179,010 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 393,873 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (820,133)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:19.9pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale carried at estimated fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,179,010 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 393,873 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (820,133)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate and construction loans held for investment at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,003,055)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total mortgage loans on real estate and construction loans held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.6pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment - net of depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 111,411,351 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:17.25pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans at amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,807,829 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Less: Allowance for doubtful accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (693,413)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.15pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total policy and other loans at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 34,125,428 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;46%&quot; valign=&quot;bottom&quot; style=&apos;width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments at amortized cost&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
	<us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-FixedMaturities1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for Less than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for More than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total Unrealized Loss&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At March 31 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,322 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,322 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 566,310 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 263,781 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;10&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 830,091 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 467 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 467 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 566,777 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;24&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 268,103 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 834,880 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,346,785 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,522,624 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 11,869,409 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At December 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Obligations of states and political subdivisions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,278 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,278 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Corporate securities including public utilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,310 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;21&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 432,047 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 980,357 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,966 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,928 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 11,894 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 552,276 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 445,253 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 997,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,081,352 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,777,587 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,858,939 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
	<us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-EqSec'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for Less than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Unrealized Losses for More than Twelve Months&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;No. of Investment Positions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total Unrealized Losses&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 461,641 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,973 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;28&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,010,614 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 461,641 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 548,973 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;28&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,010,614 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,444,324 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 609,689 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 3,054,013 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;At December 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Industrial, miscellaneous and all other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 327,389 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;138&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 492,744 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 820,133 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total unrealized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 327,389 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;138&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 492,744 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 820,133 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;32%&quot; valign=&quot;bottom&quot; style=&apos;width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fair Value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,162,425 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 676,706 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 2,839,131 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
	<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-HeldtomaturitySec'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;top&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized Cost&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated Fair Value&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Held to Maturity:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;top&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;top&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,816,196 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,880,262 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2016 through 2019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,339,908 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,890,422 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due in 2020 through 2024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 25,469,059 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 28,347,845 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Due after 2024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 66,174,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 76,349,947 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,859,088 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,170,601 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Redeemable preferred stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 612,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 647,960 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;42%&quot; valign=&quot;bottom&quot; style=&apos;width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 133,271,030 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 150,287,037 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
	<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-AvforsaleSec'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;top&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Amortized Cost &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;top&quot; style=&apos;width:23.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Estimated Fair Value &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Available for Sale:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;top&quot; style=&apos;width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;48%&quot; valign=&quot;bottom&quot; style=&apos;width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 7,095,225 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
	<us-gaap:GainLossOnInvestmentsTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;42%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:42.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;top&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities held to maturity:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;top&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 85,997 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (9,776)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (30,000)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (30,000)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Securities available for sale:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 87,720 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,253 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,016)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (25,896)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other assets:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized gains&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 257,139 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 145,740 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross realized losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other than temporary impairments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;54%&quot; valign=&quot;bottom&quot; style=&apos;width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:21.5pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 364,168 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 168,993 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:GainLossOnInvestmentsTextBlock>
	<fil:ScheduleOfMajorCategoriesOfNetInvestmentIncome contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:14.25pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;top&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;top&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Fixed maturity securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,980,696 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,109,121 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Equity securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 59,418 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 39,247 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,850,626 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,552,110 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,623,741 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,689,595 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy and other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 188,546 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 197,568 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments,&amp;#160; principally gains on sale of mortgage loans and other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,225,785 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,899,113 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Gross investment income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,928,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,486,754 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Investment expenses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,105,968)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,844,254)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net investment income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,822,844 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,642,500 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;text-align:justify;line-height:4.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfMajorCategoriesOfNetInvestmentIncome>
	<fil:ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1 contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Allowance for Credit Losses and Recorded Investment in Mortgage Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Commercial &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Residential &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Residential Construction &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt; Total &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Allowance for credit losses:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Beginning balance - January 1, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,715,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,003,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Provision&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,659)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,659)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance -March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,615,153 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,902,396 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,369,201 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,656,444 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 49,500,619 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 125,252,108 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Allowance for credit losses:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Beginning balance - January 1, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,364,847 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,652,090 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (38,444)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (38,444)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Provision&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 389,409 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 389,409 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,715,812 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,003,055 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 187,129 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,562,366 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 100,114 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,849,609 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.25pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: individually evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,970,681 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: collectively evaluated for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 52,036,251 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 32,657,439 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 120,082,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;44%&quot; valign=&quot;bottom&quot; style=&apos;width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Ending balance: loans acquired with deteriorated credit quality&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1>
	<fil:ScheduleOfAgingOfMortgageLoans contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;margin-left:-9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;700&quot; style=&apos;width:524.95pt;margin-left:5.4pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;700&quot; colspan=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:524.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Age Analysis of Past Due Mortgage Loans &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:27.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;30-59 Days Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;60-89 Days Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Greater Than 90 Days (1) &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;In Foreclosure (1) &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Total Past Due &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Current &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Total Mortgage Loans &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Allowance for Loan Losses &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;Net Mortgage Loans &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;131&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 272,934 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 272,934 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,794,196 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (187,129)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,880,001 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,092,140 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 706,753 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,107,831 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,451,455 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 43,593,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;(1,615,153)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 50,430,197 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential Construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 25,049 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 89,944 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,594,415 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,114)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,092,140 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,004,736 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,172,726 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,814,333 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 118,982,506 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,902,396)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;131&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (187,129)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,201,627 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,631,142 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,174,516 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,464,901 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 9,826,741 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 43,765,692 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,715,812)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 51,876,621 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:18.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential Construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,592,544 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (100,114)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,631,142 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,174,516 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,529,796 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,970,681 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73&quot; valign=&quot;bottom&quot; style=&apos;width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 10,306,135 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 111,746,992 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;76&quot; valign=&quot;bottom&quot; style=&apos;width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,003,055)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAgingOfMortgageLoans>
	<fil:ScheduleOfImpairedMortgageLoans contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.25pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Recorded Investment &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Unpaid Principal Balance &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Related Allowance &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Average Recorded Investment &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Interest Income Recognized &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With no related allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With an allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 245,952 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,544,731 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With no related allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;With an allowance recorded:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160; 153,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,556,182 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 414,499 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfImpairedMortgageLoans>
	<fil:ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1 contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;The Company&amp;#146;s performing and non-performing mortgage loans were as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Mortgage Loan Credit Exposure&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;100%&quot; colspan=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Credit Risk Profile Based on Payment Activity&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:22.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Commercial &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Residential &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Residential Construction &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:21.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;Total &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:20.45pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;March 31, 2015&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;December 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Performing&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 45,392,788 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,571,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 29,619,464 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 32,592,544 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 121,079,382 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 114,552,650 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Nonperforming&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,652,562 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,021,083 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,717,457 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,500,477 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.5pt&apos;&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 46,067,130 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 35,388,756 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 52,045,350 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 53,592,433 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 29,684,359 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 33,071,938 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 127,796,839 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1%&quot; valign=&quot;bottom&quot; style=&apos;width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 122,053,127 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1>
	<fil:ScheduleOfMortgageLoansOnANonaccrualStatus contextRef='Y15Q1'>&lt;!--egx--&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Mortgage Loans on Nonaccrual Status&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; As of March 31 2015 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; As of December 31 2014 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,652,562 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,021,083 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 64,895 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 479,394 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;35%&quot; valign=&quot;bottom&quot; style=&apos;width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,717,457 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,500,477 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfMortgageLoansOnANonaccrualStatus>
	<fil:ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of December 31 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance, beginning of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,718,150 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,506,532 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Provisions for losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 666,739 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,053,403 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (173,106)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (6,841,785)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance, end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,211,783 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;28%&quot; valign=&quot;bottom&quot; style=&apos;width:28.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,718,150 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses>
	<us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.8in&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Number of Class A Shares&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted Average Exercise Price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Number of Class C Shares&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted Average Exercise Price&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.95pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Outstanding at December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160; 512,795 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3.20 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; 691,591 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.00 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Granted&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Exercised&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (114,023)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.14 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cancelled&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (8,846)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.31 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Outstanding at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 503,949 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3.21 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 577,568 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.62 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31, 2015:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Options exercisable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 379,946 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.75 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 471,943 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2.15 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.45pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31, 2015:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Available options for future grant&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 266,649 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted average contractual term of options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;outstanding at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;7.57 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2.93 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Weighted average contractual term of options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;exercisable at March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;6.91 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2.30 years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Aggregated intrinsic value of options &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;outstanding at March 31, 2015 (1)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,076,880 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,572,653 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Aggregated intrinsic value of options &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.9pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;exercisable at March 31, 2015 (1)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$988,022 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$1,506,415 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:27.0pt&apos;&gt; &lt;td width=&quot;43%&quot; valign=&quot;bottom&quot; style=&apos;width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;(1) The Company used a stock price of $5.34 as of March 31, 2015 to derive intrinsic value. &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
	<us-gaap:ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&lt;font style=&apos;letter-spacing:-.1pt&apos;&gt;The basic and diluted earnings per share amounts were calculated as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:27.0pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;37%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:37.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Numerator:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,863,703 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 138,848 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Denominator:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Basic weighted-average shares outstanding &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,934,816 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,400,954 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Effect of dilutive securities:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Employee stock options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 535,084 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 462,941 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Diluted weighted-average shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 13,469,900 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,863,895 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.2pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Basic net earnings per share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.01 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.2pt&apos;&gt; &lt;td width=&quot;7%&quot; valign=&quot;bottom&quot; style=&apos;width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;59%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Diluted net earnings per share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;$0.01 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock>
	<fil:ScheduleOfRevenuesAndExpensesByReportableSegment contextRef='Y15Q1'>&lt;!--egx--&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:31.5pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Life Insurance &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery/ Mortuary&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Eliminations&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Consolidated&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2015&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Revenues from external customers&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 20,985,500 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 3,098,238 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 39,965,894 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 64,049,632 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Intersegment revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,818,867 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 311,998 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 88,487 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (3,219,352)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Segment profit before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,403,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 409,175 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,185,358 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,998,384 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.9pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Identifiable Assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; 677,059,957 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; 104,778,721 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 62,765,551 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; (142,826,038)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; 701,778,191 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Goodwill&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,765,570 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,765,570 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.5pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Revenues from external customers&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 18,472,816 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 3,040,568 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 23,539,892 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 45,053,276 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Intersegment revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,061,720 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 336,298 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 164,146 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (2,562,164)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Segment profit before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,331,469 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 182,778 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (1,348,260)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 165,987 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.9pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Identifiable Assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; 604,260,546 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; 108,627,471 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 49,375,595 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160; (135,523,285)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160; 626,740,327 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Goodwill&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 391,848 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 285,191 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 677,039 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfRevenuesAndExpensesByReportableSegment>
	<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef='Y15Q1_StScenario-AsOfSeptember302014'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:51.0pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices in Active Markets for Identical Assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Observable Inputs (Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Unobservable Inputs (Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,383,502 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.45pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Restricted assets of cemeteries and mortuaries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,791 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,791 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery perpetual care trust investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 654,458 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 654,458 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 12,756,680 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,753,751 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities accounted for at fair value on a&amp;#160; recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policyholder account balances&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Future policy benefits - annuities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - bank loan interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (37,476)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (37,476)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:35.85pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (40,727)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (40,727)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160; - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (585,187)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (585,187)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (121,051,025)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;(78,203)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (120,972,822)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
	<fil:ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs contextRef='Y15Q1_StScenario-AsOfSeptember302014'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Policyholder Account Balances &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Future Policy Benefits - Annuities &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Interest Rate Lock Commitments &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Bank Loan Interest Rate Swaps &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,929,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total gains (losses):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (6,206,277)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (3,302,255)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in other comprehensive income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,487,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,951 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.1pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (51,516,976)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (68,843,240)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 4,417,742 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (27,419)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs>
	<us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef='Y15Q1_StScenario-AsOfMarch312015'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;94%&quot; style=&apos;width:94.02%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:63.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;in Active&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Markets for &lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Identical Assets&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Observable &lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Unobservable&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Assets accounted for at fair value on a nonrecurring basis&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;987,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 987,707 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans on real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 320,000 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; -&amp;#160;&amp;#160; &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 320,000 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,307,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,307,707 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
	<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef='Y15Q1_StScenario-AsOfDecember312014'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:65.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices in Active Markets for Identical Assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Observable Inputs (Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant Unobservable Inputs (Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;top&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;top&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Common stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,752,750 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.0pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Restricted assets of cemeteries and mortuaries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,202 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 715,202 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Cemetery perpetual care trust investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 695,235 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 695,235 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - interest rate lock commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 10,274,716 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,163,187 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policyholder account balances&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Future policy benefits - annuities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives - bank loan interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; - call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (116,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (116,036)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,867)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (11,867)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; - interest rate lock commitment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (181,678)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (181,678)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total liabilities accounted for at fair value on a recurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (111,192,635)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (127,903)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (111,064,732)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
	<fil:ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs contextRef='Y15Q1_StScenario-AsOfDecember312014'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:38.25pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Policyholder Account Balances &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Future Policy Benefits - Annuities &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Interest Rate Lock Commitments &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt; Bank Loan Interest Rate Swaps &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (48,000,668)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,052,928)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,487,908 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (58,310)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total gains (losses):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,689,969 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (488,057)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Included in other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;comprehensive income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 441,943 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 26,940 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;29%&quot; style=&apos;width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance - December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (45,310,699)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160; (65,540,985)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.12%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,929,851 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (31,370)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs>
	<us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef='Y15Q1_StScenario-AsOfDecember312014'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Quoted Prices&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;in Active&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Significant&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Markets for &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Observable &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Unobservable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Identical Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets accounted for at fair value on a &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Real estate held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,500 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,500 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total assets accounted for at fair value on a &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;39%&quot; valign=&quot;bottom&quot; style=&apos;width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;#160;&amp;#160; nonrecurring basis&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,794,881 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.58%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,794,881 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
	<fil:ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Carrying Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 50,430,197 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,693,961 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 53,693,961 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 29,584,245 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 45,880,001 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 47,829,817 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 47,829,817 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,894,443 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 131,108,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;131,108,023 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,187,804 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,996,446 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 20,620,236 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank and other loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (29,410,570)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of December 31, 2014:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:25.5pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Carrying Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Total Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 51,876,621 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 55,247,638 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 55,247,638 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Residential construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 32,971,824 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Commercial&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 35,201,627 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,829,266 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 36,829,266 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage loans, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 120,050,072 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; 125,048,728 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;125,048,728 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Policy loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,011,012 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other loans&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,114,416 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 27,059,495 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Liabilities&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank and other loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160; (28,989,008)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue>
	<us-gaap:ScheduleOfDerivativeAssetsAtFairValueTableTextBlock contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;86%&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:86.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value of Derivative Instruments&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;43%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:43.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Asset Derivatives&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;41%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:41.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Liability Derivatives&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.0pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:19.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;March 31, 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:19.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;December 31, 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.25pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Balance Sheet Location&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Derivatives designated as hedging instruments:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.0pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest rate lock and forward sales commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;other assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;other assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 585,187 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 181,678 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Call options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 37,476 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 116,036 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Put options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 40,727 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 11,867 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:22.5pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest rate swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; -- &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;--&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;27,419 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Bank loans payable&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 31,370 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $5,002,929 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $2,111,529 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 690,809 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8%&quot; valign=&quot;bottom&quot; style=&apos;width:8.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt; $&amp;#160;&amp;#160; 340,951 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfDerivativeAssetsAtFairValueTableTextBlock>
	<fil:ScheduleOfGainsAndLossesOnDerivatives contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:26.25pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;b&gt;Net Amount Gain (Loss) Recognized in OCI&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Three Months Ended March 31&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&lt;u&gt;Derivative - Cash Flow Hedging Relationships:&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest Rate Lock Commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,487,891 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 449,263 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Interest Rate Swaps&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,951 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 6,852 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Sub Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 2,491,842 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 456,115 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.75pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Tax Effect&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 971,819 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 177,885 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;52%&quot; valign=&quot;bottom&quot; style=&apos;width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.84%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 1,520,023 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;3%&quot; valign=&quot;bottom&quot; style=&apos;width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 278,230 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfGainsAndLossesOnDerivatives>
	<fil:ScheduleOfMortgageServicingRights contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;The following is a summary of the MSR activity for the periods presented.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:6.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:30.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of March 31 2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;As of December 31 2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortized cost:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance before valuation allowance at beginning of year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;4,844,101 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.9pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;MSRs proceeds from loan sales&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 987,707 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 3,741,381 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Amortization&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (259,966)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (750,735)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Application of valuation allowance to write down MSRs &amp;#160;&amp;#160; with other than temporary impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance before valuation allowance at year end&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,562,488 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.15pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Valuation allowance for impairment of MSRs:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance at beginning of year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Additions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:45.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Application of valuation allowance to write down MSRs &amp;#160;&amp;#160; with other than temporary impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;- &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Balance at end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; - &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Mortgage servicing rights, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,562,488 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 7,834,747 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.75pt&apos;&gt; &lt;td width=&quot;55%&quot; valign=&quot;bottom&quot; style=&apos;width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Estimated fair value of MSRs at end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;22%&quot; valign=&quot;bottom&quot; style=&apos;width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,926,200 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 8,485,570 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfMortgageServicingRights>
	<fil:ScheduleOfProFormaFinancialInformation contextRef='Y15Q1'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:39.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;36%&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:36.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;For the Three Months Ended March 31 (unaudited)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other&apos;&gt;2014&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Total revenues&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$ 64,049,632 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160; 46,521,936 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160; 1,863,703 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 342,683 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings per Class A equivalent common share&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.03 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:15.0pt&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.25in;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other&apos;&gt;Net earnings per Class A equivalent common share assuming dilution&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.14 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other&apos;&gt;&amp;#160;$&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 0.03 &lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfProFormaFinancialInformation>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>1870964</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>361034</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>2231998</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>1984709</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>247576</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>4322</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>2227963</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>124944246</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>16894360</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>830091</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>141008515</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>311980</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>467</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>35937</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E15Q1' unitRef='USD'>17850887</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1' unitRef='USD'>834880</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>7095225</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>298891</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>6383502</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>7095225</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>298891</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>6383502</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>52045350</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29684359</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>46067130</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstructionAllowanceForLosses decimals='INF' contextRef='E15Q1' unitRef='USD'>1902396</fil:MortgageLoansOnRealEstateAndConstructionAllowanceForLosses>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E15Q1' unitRef='USD'>125894443</fil:MortgageLoansOnRealEstateAndConstruction>
	<us-gaap:RealEstateInvestments decimals='INF' contextRef='E15Q1' unitRef='USD'>113025790</us-gaap:RealEstateInvestments>
	<fil:LoansHeldForSalePolicyLoans decimals='INF' contextRef='E15Q1' unitRef='USD'>7187804</fil:LoansHeldForSalePolicyLoans>
	<us-gaap:LoansHeldForSaleOther decimals='INF' contextRef='E15Q1' unitRef='USD'>32809669</us-gaap:LoansHeldForSaleOther>
	<fil:LoansHeldForSaleAllowanceForDoubtfulAccounts decimals='INF' contextRef='E15Q1' unitRef='USD'>-813223</fil:LoansHeldForSaleAllowanceForDoubtfulAccounts>
	<us-gaap:LoansReceivableHeldForSaleNet decimals='INF' contextRef='E15Q1' unitRef='USD'>39184250</us-gaap:LoansReceivableHeldForSaleNet>
	<fil:ShortTermInvestmentsAtAmortizedCost decimals='INF' contextRef='E15Q1' unitRef='USD'>20620236</fil:ShortTermInvestmentsAtAmortizedCost>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>1873146</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>345715</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USTreasuryAndGov' unitRef='USD'>2218861</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>1736489</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>221893</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>5278</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>1953104</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>126533483</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>15841536</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>980357</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>141394662</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>4263206</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>305381</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>11894</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>4556693</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>612023</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>22032</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>634055</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E14' unitRef='USD'>135018347</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain decimals='INF' contextRef='E14' unitRef='USD'>16736557</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14' unitRef='USD'>997529</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E14' unitRef='USD'>150757375</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>7179010</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>393873</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>6752750</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>7179010</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>393873</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>6752750</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>53592433</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>33071938</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</fil:MortgageLoansOnRealEstateAndConstruction>
	<fil:MortgageLoansOnRealEstateAndConstructionAllowanceForLosses decimals='INF' contextRef='E14' unitRef='USD'>2003055</fil:MortgageLoansOnRealEstateAndConstructionAllowanceForLosses>
	<fil:MortgageLoansOnRealEstateAndConstruction decimals='INF' contextRef='E14' unitRef='USD'>120050072</fil:MortgageLoansOnRealEstateAndConstruction>
	<us-gaap:RealEstateInvestments decimals='INF' contextRef='E14' unitRef='USD'>111411351</us-gaap:RealEstateInvestments>
	<fil:LoansHeldForSalePolicyLoans decimals='INF' contextRef='E14' unitRef='USD'>7011012</fil:LoansHeldForSalePolicyLoans>
	<us-gaap:LoansHeldForSaleOther decimals='INF' contextRef='E14' unitRef='USD'>27807829</us-gaap:LoansHeldForSaleOther>
	<fil:LoansHeldForSaleAllowanceForDoubtfulAccounts decimals='INF' contextRef='E14' unitRef='USD'>-693413</fil:LoansHeldForSaleAllowanceForDoubtfulAccounts>
	<us-gaap:LoansReceivableHeldForSaleNet decimals='INF' contextRef='E14' unitRef='USD'>34125428</us-gaap:LoansReceivableHeldForSaleNet>
	<fil:ShortTermInvestmentsAtAmortizedCost decimals='INF' contextRef='E14' unitRef='USD'>27059495</fil:ShortTermInvestmentsAtAmortizedCost>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>4322</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='Pure'>1</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions' unitRef='USD'>4322</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>566310</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='Pure'>23</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>263781</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='Pure'>10</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>830091</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>467</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='Pure'>1</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>467</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo' unitRef='USD'>566777</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo' unitRef='Pure'>24</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo' unitRef='USD'>268103</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo' unitRef='Pure'>11</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E15Q1_TimeDuration-Total' unitRef='USD'>834880</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo' unitRef='USD'>9346785</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo' unitRef='USD'>2522624</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E15Q1_TimeDuration-Total' unitRef='USD'>11869409</us-gaap:HeldToMaturitySecuritiesFairValue>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-USTreasurySec1' unitRef='Pure'>0</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USTreasurySec1' unitRef='USD'>5278</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USTreasurySec1' unitRef='Pure'>1</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-USTreasurySec1' unitRef='USD'>5278</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>548310</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='Pure'>21</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>432047</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='Pure'>11</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-CorporateDebtSec' unitRef='USD'>980357</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>3966</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='Pure'>1</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>7928</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='Pure'>1</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>11894</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo' unitRef='USD'>552276</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo' unitRef='Pure'>22</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo' unitRef='USD'>445253</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo' unitRef='Pure'>13</fil:NoOfInvestmentPositions>
	<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss decimals='INF' contextRef='E14_TimeDuration-Total' unitRef='USD'>997529</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo' unitRef='USD'>7081352</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo' unitRef='USD'>2777587</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesFairValue decimals='INF' contextRef='E14_TimeDuration-Total' unitRef='USD'>9858939</us-gaap:HeldToMaturitySecuritiesFairValue>
	<fil:AverageMarketValueOverAmortizedCost decimals='INF' contextRef='E15Q1' unitRef='Pure'>0.9340</fil:AverageMarketValueOverAmortizedCost>
	<fil:AverageMarketValueOverAmortizedCost decimals='INF' contextRef='E14' unitRef='Pure'>0.9080</fil:AverageMarketValueOverAmortizedCost>
	<us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease decimals='INF' contextRef='Y15Q1' unitRef='USD'>30000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
	<us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease decimals='INF' contextRef='Y14Q1' unitRef='USD'>30000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>461641</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='Pure'>158</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>548973</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='Pure'>28</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>1010614</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>461641</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='Pure'>158</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>548973</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='Pure'>28</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>1010614</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E15Q1_TimeDuration-LessThan12Mo' unitRef='USD'>2444324</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E15Q1_TimeDuration-MoreThan12Mo' unitRef='USD'>609689</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E15Q1' unitRef='USD'>3054013</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>327389</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='Pure'>138</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>492744</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='Pure'>27</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec' unitRef='USD'>820133</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>327389</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='Pure'>138</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>492744</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<fil:NoOfInvestmentPositions decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec' unitRef='Pure'>27</fil:NoOfInvestmentPositions>
	<fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2 decimals='INF' contextRef='E14_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>820133</fil:AvailableForSaleSecuritiesGrossUnrealizedLosses2>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E14_TimeDuration-LessThan12Mo' unitRef='USD'>2162425</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E14_TimeDuration-MoreThan12Mo' unitRef='USD'>676706</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E14' unitRef='USD'>2839131</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<fil:AverageMarketValueOfSecurityOverInitialInvestment decimals='INF' contextRef='E15Q1' unitRef='Pure'>0.7510</fil:AverageMarketValueOfSecurityOverInitialInvestment>
	<fil:AverageMarketValueOfSecurityOverInitialInvestment decimals='INF' contextRef='E14' unitRef='Pure'>0.7760</fil:AverageMarketValueOfSecurityOverInitialInvestment>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2015' unitRef='USD'>3816196</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2015' unitRef='USD'>3880262</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2016Thru2019' unitRef='USD'>33339908</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2016Thru2019' unitRef='USD'>36890422</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2020Thru2024' unitRef='USD'>25469059</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_ContractualMaturity-DueIn2020Thru2024' unitRef='USD'>28347845</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_ContractualMaturity-DueAfter2024' unitRef='USD'>66174756</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_ContractualMaturity-DueAfter2024' unitRef='USD'>76349947</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>3859088</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>4170601</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>612023</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-RedeemablePrefStock' unitRef='USD'>647960</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment decimals='INF' contextRef='E15Q1' unitRef='USD'>133271030</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<fil:HeldToMaturitySecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1' unitRef='USD'>150287037</fil:HeldToMaturitySecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CommonStock' unitRef='USD'>7095225</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1_MajorTypesOfDebtAndEqSec-CommonStock' unitRef='USD'>6383502</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E15Q1' unitRef='USD'>7095225</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<fil:AvailableForSaleSecuritiesEstimatedFairValue decimals='INF' contextRef='E15Q1' unitRef='USD'>6383502</fil:AvailableForSaleSecuritiesEstimatedFairValue>
	<fil:GrossRealizedGains decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>85997</fil:GrossRealizedGains>
	<fil:GrossRealizedLosses decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>9776</fil:GrossRealizedLosses>
	<fil:OtherThanTemporaryImpairments decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>-30000</fil:OtherThanTemporaryImpairments>
	<fil:OtherThanTemporaryImpairments decimals='INF' contextRef='Y14Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>-30000</fil:OtherThanTemporaryImpairments>
	<fil:GrossRealizedGains decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec' unitRef='USD'>87720</fil:GrossRealizedGains>
	<fil:GrossRealizedGains decimals='INF' contextRef='Y14Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec' unitRef='USD'>53253</fil:GrossRealizedGains>
	<fil:GrossRealizedLosses decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec' unitRef='USD'>1016</fil:GrossRealizedLosses>
	<fil:OtherThanTemporaryImpairments decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec' unitRef='USD'>-25896</fil:OtherThanTemporaryImpairments>
	<fil:GrossRealizedGains decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-OtherAssets1' unitRef='USD'>257139</fil:GrossRealizedGains>
	<fil:GrossRealizedGains decimals='INF' contextRef='Y14Q1_GainLossOnInvByCategory-OtherAssets1' unitRef='USD'>145740</fil:GrossRealizedGains>
	<fil:FixedMaturitySecuritiesHeldToMaturity decimals='INF' contextRef='Y15Q1' unitRef='USD'>364168</fil:FixedMaturitySecuritiesHeldToMaturity>
	<fil:FixedMaturitySecuritiesHeldToMaturity decimals='INF' contextRef='Y14Q1' unitRef='USD'>168993</fil:FixedMaturitySecuritiesHeldToMaturity>
	<fil:NetCarryingAmountForSalesOfSecurities decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>257962</fil:NetCarryingAmountForSalesOfSecurities>
	<fil:NetRealizedGainRelatedToSalesOfSecurities decimals='INF' contextRef='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec' unitRef='USD'>8962</fil:NetRealizedGainRelatedToSalesOfSecurities>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-FixedMaturities1' unitRef='USD'>1980696</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-FixedMaturities1' unitRef='USD'>2109121</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>59418</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-EqSec' unitRef='USD'>39247</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-MortgageLoansOnRealEst2' unitRef='USD'>1850626</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-MortgageLoansOnRealEst2' unitRef='USD'>1552110</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-RealEst1' unitRef='USD'>1623741</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-RealEst1' unitRef='USD'>1689595</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-PolicyStudentAndOtherLoans' unitRef='USD'>188546</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-PolicyStudentAndOtherLoans' unitRef='USD'>197568</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1_MajorTypesOfDebtAndEqSec-ShortTermInvPrincipallyGainsOnSaleOfMortgageLoans' unitRef='USD'>4225785</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1_MajorTypesOfDebtAndEqSec-ShortTermInvPrincipallyGainsOnSaleOfMortgageLoans' unitRef='USD'>1899113</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y15Q1' unitRef='USD'>9928812</fil:GrossInvestmentIncome>
	<fil:GrossInvestmentIncome decimals='INF' contextRef='Y14Q1' unitRef='USD'>7486754</fil:GrossInvestmentIncome>
	<us-gaap:InvestmentIncomeInvestmentExpense decimals='INF' contextRef='Y15Q1' unitRef='USD'>2105968</us-gaap:InvestmentIncomeInvestmentExpense>
	<us-gaap:InvestmentIncomeInvestmentExpense decimals='INF' contextRef='Y14Q1' unitRef='USD'>1844254</us-gaap:InvestmentIncomeInvestmentExpense>
	<us-gaap:NetInvestmentIncome decimals='INF' contextRef='Y15Q1' unitRef='USD'>7822844</us-gaap:NetInvestmentIncome>
	<us-gaap:NetInvestmentIncome decimals='INF' contextRef='Y14Q1' unitRef='USD'>5642500</us-gaap:NetInvestmentIncome>
	<us-gaap:NetInvestmentIncome decimals='INF' contextRef='Y15Q1_RestrictedAssets-CemeteriesAndMortuaries' unitRef='USD'>92922</us-gaap:NetInvestmentIncome>
	<us-gaap:NetInvestmentIncome decimals='INF' contextRef='Y14Q1_RestrictedAssets-CemeteriesAndMortuaries' unitRef='USD'>94745</us-gaap:NetInvestmentIncome>
	<fil:SecuritiesOnDepositForRegulatoryAuthorities decimals='INF' contextRef='E15Q1' unitRef='USD'>9310227</fil:SecuritiesOnDepositForRegulatoryAuthorities>
	<fil:SecuritiesOnDepositForRegulatoryAuthorities decimals='INF' contextRef='E14' unitRef='USD'>8886001</fil:SecuritiesOnDepositForRegulatoryAuthorities>
	<fil:MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses decimals='INF' contextRef='E15Q1' unitRef='USD'>1902396</fil:MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses>
	<fil:MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses decimals='INF' contextRef='E14' unitRef='USD'>2003055</fil:MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses>
	<fil:AllowanceForCreditLossesProvision decimals='INF' contextRef='Y15Q1_FinancialInstr-ResMortgage' unitRef='USD'>-100659</fil:AllowanceForCreditLossesProvision>
	<fil:AllowanceForCreditLossesProvision decimals='INF' contextRef='Y15Q1' unitRef='USD'>-100659</fil:AllowanceForCreditLossesProvision>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>187129</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>1615153</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>100114</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E15Q1' unitRef='USD'>1902396</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>245952</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='INF' contextRef='E15Q1' unitRef='USD'>245952</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>187129</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>1369201</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>100114</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1' unitRef='USD'>1656444</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>2544731</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='INF' contextRef='E15Q1' unitRef='USD'>2544731</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>46067130</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>49500619</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29684359</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E15Q1' unitRef='USD'>125252108</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E13_FinancialInstr-CmrcLoan' unitRef='USD'>187129</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E13_FinancialInstr-ResMortgage' unitRef='USD'>1364847</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E13_FinancialInstr-ResCnstr' unitRef='USD'>100114</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E13' unitRef='USD'>1652090</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<fil:AllowanceForCreditLossesChargeOffs decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>38444</fil:AllowanceForCreditLossesChargeOffs>
	<fil:AllowanceForCreditLossesChargeOffs decimals='INF' contextRef='Y14' unitRef='USD'>38444</fil:AllowanceForCreditLossesChargeOffs>
	<fil:AllowanceForCreditLossesProvision decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>389409</fil:AllowanceForCreditLossesProvision>
	<fil:AllowanceForCreditLossesProvision decimals='INF' contextRef='Y14' unitRef='USD'>389409</fil:AllowanceForCreditLossesProvision>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>187129</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>1715812</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>100114</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='INF' contextRef='E14' unitRef='USD'>2003055</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>153446</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='INF' contextRef='E14' unitRef='USD'>153446</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>187129</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>1562366</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>100114</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14' unitRef='USD'>1849609</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>1556182</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='INF' contextRef='E14' unitRef='USD'>1970681</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>52036251</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>32657439</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='INF' contextRef='E14' unitRef='USD'>120082446</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-CmrcLoan' unitRef='USD'>272934</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-CmrcLoan' unitRef='USD'>272934</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-Current_FinancialInstr-CmrcLoan' unitRef='USD'>45794196</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>46067130</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>-187129</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>45880001</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue30To59Days_FinancialInstr-ResMortgage' unitRef='USD'>1092140</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResMortgage' unitRef='USD'>706753</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_id' decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage' unitRef='USD'>4107831</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_id' decimals='INF' contextRef='Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage' unitRef='USD'>2544731</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-ResMortgage' unitRef='USD'>8451455</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-Current_FinancialInstr-ResMortgage' unitRef='USD'>43593895</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_FinancialInstr-ResMortgage' unitRef='USD'>52045350</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y15Q1_FinancialInstr-ResMortgage' unitRef='USD'>-1615153</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y15Q1_FinancialInstr-ResMortgage' unitRef='USD'>50430197</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResCnstr' unitRef='USD'>25049</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_id' decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr' unitRef='USD'>64895</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-ResCnstr' unitRef='USD'>89944</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-Current_FinancialInstr-ResCnstr' unitRef='USD'>29594415</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29684359</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y15Q1_FinancialInstr-ResCnstr' unitRef='USD'>-100114</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29584245</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue30To59Days' unitRef='USD'>1092140</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue60To89Days' unitRef='USD'>1004736</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_id' decimals='INF' contextRef='Y15Q1_AgingOfLoans-PastDue90OrMoreDays' unitRef='USD'>4172726</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_id' decimals='INF' contextRef='Y15Q1_AgingOfLoans-InForeclosure' unitRef='USD'>2544731</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-TotalPastDue' unitRef='USD'>8814333</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1_AgingOfLoans-Current' unitRef='USD'>118982506</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y15Q1' unitRef='USD'>127796839</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y15Q1' unitRef='USD'>-1902396</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y15Q1' unitRef='USD'>125894443</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-Current_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y14_FinancialInstr-CmrcLoan' unitRef='USD'>-187129</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y14_FinancialInstr-CmrcLoan' unitRef='USD'>35201627</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-PastDue30To59Days_FinancialInstr-ResMortgage' unitRef='USD'>1631142</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResMortgage' unitRef='USD'>1174516</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_id' decimals='INF' contextRef='Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage' unitRef='USD'>5464901</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_id' decimals='INF' contextRef='Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage' unitRef='USD'>1556182</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-TotalPastDue_FinancialInstr-ResMortgage' unitRef='USD'>9826741</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-Current_FinancialInstr-ResMortgage' unitRef='USD'>43765692</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>53592433</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>-1715812</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>51876621</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_id' decimals='INF' contextRef='Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr' unitRef='USD'>64895</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr_id' decimals='INF' contextRef='Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr' unitRef='USD'>414499</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-TotalPastDue_FinancialInstr-ResCnstr' unitRef='USD'>479394</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-Current_FinancialInstr-ResCnstr' unitRef='USD'>32592544</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_FinancialInstr-ResCnstr' unitRef='USD'>33071938</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y14_FinancialInstr-ResCnstr' unitRef='USD'>-100114</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y14_FinancialInstr-ResCnstr' unitRef='USD'>32971824</fil:NetMortgageLoans>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-PastDue30To59Days' unitRef='USD'>1631142</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-PastDue60To89Days' unitRef='USD'>1174516</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_id' decimals='INF' contextRef='Y14_AgingOfLoans-PastDue90OrMoreDays' unitRef='USD'>5529796</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod id='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_id' decimals='INF' contextRef='Y14_AgingOfLoans-InForeclosure' unitRef='USD'>1970681</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-TotalPastDue' unitRef='USD'>10306135</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14_AgingOfLoans-Current' unitRef='USD'>111746992</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansDuringPeriod decimals='INF' contextRef='Y14' unitRef='USD'>122053127</fil:MortgageLoansDuringPeriod>
	<fil:MortgageLoansAllowanceForLoanLosses decimals='INF' contextRef='Y14' unitRef='USD'>-2003055</fil:MortgageLoansAllowanceForLoanLosses>
	<fil:NetMortgageLoans decimals='INF' contextRef='Y14' unitRef='USD'>120050072</fil:NetMortgageLoans>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>245952</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y15Q1_FinancialInstr-ResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E15Q1_FinancialInstr-TotalResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance decimals='INF' contextRef='E15Q1_FinancialInstr-TotalResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='INF' contextRef='E15Q1_FinancialInstr-TotalResMortgage' unitRef='USD'>245952</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y15Q1_FinancialInstr-TotalResMortgage' unitRef='USD'>2544731</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>153446</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y14_FinancialInstr-ResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E14_FinancialInstr-TotalResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance decimals='INF' contextRef='E14_FinancialInstr-TotalResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='INF' contextRef='E14_FinancialInstr-TotalResMortgage' unitRef='USD'>153446</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y14_FinancialInstr-TotalResMortgage' unitRef='USD'>1556182</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment decimals='INF' contextRef='Y14_FinancialInstr-ResCnstr' unitRef='USD'>414499</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-CmrcLoan' unitRef='USD'>46067130</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResMortgage' unitRef='USD'>45392788</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResMortgage' unitRef='USD'>46571350</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResCnstr' unitRef='USD'>29619464</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResCnstr' unitRef='USD'>32592544</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1' unitRef='USD'>121079382</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-PerformingFinancingRecv1' unitRef='USD'>114552650</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResMortgage' unitRef='USD'>6652562</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResMortgage' unitRef='USD'>7021083</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResCnstr' unitRef='USD'>64895</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResCnstr' unitRef='USD'>479394</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1' unitRef='USD'>6717457</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_CreditQualityIndicator-NonperformingFinancingRecv1' unitRef='USD'>7500477</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>46067130</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>35388756</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>52045350</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>53592433</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29684359</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>33071938</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E15Q1' unitRef='USD'>127796839</fil:MortgageLoans>
	<fil:MortgageLoans decimals='INF' contextRef='E14' unitRef='USD'>122053127</fil:MortgageLoans>
	<fil:InterestNotAccruedOnNonPerformingLoans decimals='INF' contextRef='E15Q1' unitRef='USD'>534000</fil:InterestNotAccruedOnNonPerformingLoans>
	<fil:InterestNotAccruedOnNonPerformingLoans decimals='INF' contextRef='E14' unitRef='USD'>535000</fil:InterestNotAccruedOnNonPerformingLoans>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>6652562</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>7021083</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>64895</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>479394</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E15Q1' unitRef='USD'>6717457</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest decimals='INF' contextRef='E14' unitRef='USD'>7500477</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
	<fil:LoanLossReserve decimals='INF' contextRef='E13' unitRef='USD'>5506532</fil:LoanLossReserve>
	<fil:LoanLossReserveProvisionsForLosses decimals='INF' contextRef='E15Q1' unitRef='USD'>666739</fil:LoanLossReserveProvisionsForLosses>
	<fil:LoanLossReserveProvisionsForLosses decimals='INF' contextRef='E14' unitRef='USD'>3053403</fil:LoanLossReserveProvisionsForLosses>
	<fil:LoanLossReserveChargeOffs decimals='INF' contextRef='E15Q1' unitRef='USD'>173106</fil:LoanLossReserveChargeOffs>
	<fil:LoanLossReserveChargeOffs decimals='INF' contextRef='E14' unitRef='USD'>6841785</fil:LoanLossReserveChargeOffs>
	<fil:LoanLossReserve decimals='INF' contextRef='E15Q1' unitRef='USD'>2211783</fil:LoanLossReserve>
	<fil:LoanLossReserve decimals='INF' contextRef='E14' unitRef='USD'>1718150</fil:LoanLossReserve>
	<us-gaap:EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount decimals='INF' contextRef='Y15Q1' unitRef='USD'>85545</us-gaap:EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount>
	<us-gaap:EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount decimals='INF' contextRef='Y14Q1' unitRef='USD'>64325</us-gaap:EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount>
	<fil:UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014 decimals='INF' contextRef='E15Q1' unitRef='USD'>235086</fil:UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014>
	<fil:UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013 decimals='INF' contextRef='E15Q1' unitRef='USD'>44356</fil:UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013>
	<us-gaap:SharesOutstanding decimals='INF' contextRef='E14_StClStock-CommonClassA' unitRef='Shares'>512795</us-gaap:SharesOutstanding>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E14_StClStock-CommonClassA' unitRef='UsdPerShare'>3.20</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:SharesOutstanding decimals='INF' contextRef='E14_StClStock-CommonClassC' unitRef='Shares'>691591</us-gaap:SharesOutstanding>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E14_StClStock-CommonClassC' unitRef='UsdPerShare'>2.00</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<fil:SharesExercised decimals='INF' contextRef='Y15Q1_StClStock-CommonClassC' unitRef='Shares'>-114023</fil:SharesExercised>
	<fil:PerShareSharesExercised decimals='INF' contextRef='Y15Q1_StClStock-CommonClassC' unitRef='UsdPerShare'>2.14</fil:PerShareSharesExercised>
	<fil:SharesCancelled decimals='INF' contextRef='Y15Q1_StClStock-CommonClassA' unitRef='Shares'>-8846</fil:SharesCancelled>
	<fil:PerShareSharesCancelled decimals='INF' contextRef='Y15Q1_StClStock-CommonClassA' unitRef='UsdPerShare'>2.31</fil:PerShareSharesCancelled>
	<us-gaap:SharesOutstanding decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='Shares'>503949</us-gaap:SharesOutstanding>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='UsdPerShare'>3.21</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:SharesOutstanding decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='Shares'>577568</us-gaap:SharesOutstanding>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='UsdPerShare'>2.62</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<fil:OptionsExercisable decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='Shares'>379946</fil:OptionsExercisable>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='UsdPerShare'>2.75</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
	<fil:OptionsExercisable decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='Shares'>471943</fil:OptionsExercisable>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='UsdPerShare'>2.15</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
	<fil:AvailableOptionsForFutureGrant decimals='INF' contextRef='Y15Q1_StClStock-CommonClassA' unitRef='USD'>266649</fil:AvailableOptionsForFutureGrant>
	<fil:WeightedAverageContractualTermOfOptionsoutstanding contextRef='Y15Q1_StClStock-CommonClassA'>7.57 years</fil:WeightedAverageContractualTermOfOptionsoutstanding>
	<fil:WeightedAverageContractualTermOfOptionsoutstanding contextRef='Y15Q1_StClStock-CommonClassC'>2.93 years</fil:WeightedAverageContractualTermOfOptionsoutstanding>
	<fil:WeightedAverageContractualTermOfOptionsexercisable contextRef='Y15Q1_StClStock-CommonClassA'>6.91 years</fil:WeightedAverageContractualTermOfOptionsexercisable>
	<fil:WeightedAverageContractualTermOfOptionsexercisable contextRef='Y15Q1_StClStock-CommonClassC'>2.30 years</fil:WeightedAverageContractualTermOfOptionsexercisable>
	<fil:AggregatedIntrinsicValueOfOptionsOutstanding decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='USD'>1076880</fil:AggregatedIntrinsicValueOfOptionsOutstanding>
	<fil:AggregatedIntrinsicValueOfOptionsOutstanding decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='USD'>1572653</fil:AggregatedIntrinsicValueOfOptionsOutstanding>
	<fil:AggregatedIntrinsicValueOfOptionsExercisable decimals='INF' contextRef='E15Q1_StClStock-CommonClassA' unitRef='USD'>988022</fil:AggregatedIntrinsicValueOfOptionsExercisable>
	<fil:AggregatedIntrinsicValueOfOptionsExercisable decimals='INF' contextRef='E15Q1_StClStock-CommonClassC' unitRef='USD'>1506415</fil:AggregatedIntrinsicValueOfOptionsExercisable>
	<fil:TotalIntrinsicValue decimals='INF' contextRef='Y15Q1' unitRef='USD'>438989</fil:TotalIntrinsicValue>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y15Q1' unitRef='USD'>1863703</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y14Q1' unitRef='USD'>138848</us-gaap:NetIncomeLoss>
	<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic decimals='INF' contextRef='Y15Q1' unitRef='Shares'>12934816</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
	<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic decimals='INF' contextRef='Y14Q1' unitRef='Shares'>12400954</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
	<fil:GrantOfEmployeeStockOptions decimals='INF' contextRef='Y15Q1' unitRef='USD'>535084</fil:GrantOfEmployeeStockOptions>
	<fil:GrantOfEmployeeStockOptions decimals='INF' contextRef='Y14Q1' unitRef='USD'>462941</fil:GrantOfEmployeeStockOptions>
	<us-gaap:ProFormaWeightedAverageSharesOutstandingDiluted decimals='INF' contextRef='Y15Q1' unitRef='Shares'>13469900</us-gaap:ProFormaWeightedAverageSharesOutstandingDiluted>
	<us-gaap:ProFormaWeightedAverageSharesOutstandingDiluted decimals='INF' contextRef='Y14Q1' unitRef='Shares'>12863895</us-gaap:ProFormaWeightedAverageSharesOutstandingDiluted>
	<us-gaap:EarningsPerShareBasic decimals='2' contextRef='Y15Q1' unitRef='UsdPerShare'>0.14</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic decimals='2' contextRef='Y14Q1' unitRef='UsdPerShare'>0.01</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareDiluted decimals='2' contextRef='Y15Q1' unitRef='UsdPerShare'>0.14</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted decimals='2' contextRef='Y14Q1' unitRef='UsdPerShare'>0.01</us-gaap:EarningsPerShareDiluted>
	<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount decimals='2' contextRef='Y15Q1' unitRef='UsdPerShare'>4632</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount>
	<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount decimals='2' contextRef='D130101_130930' unitRef='UsdPerShare'>615472</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y15Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>20985500</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y15Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>3098238</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y15Q1_StBusnSeg-Mortgage' unitRef='USD'>39965894</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y15Q1' unitRef='USD'>64049632</fil:RevenueFromCustomers>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y15Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>2818867</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y15Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>311998</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y15Q1_StBusnSeg-Mortgage' unitRef='USD'>88487</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y15Q1_StBusnSeg-MaterialReconcilingItems' unitRef='USD'>-3219352</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y15Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>1403851</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y15Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>409175</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y15Q1_StBusnSeg-Mortgage' unitRef='USD'>1185358</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y15Q1' unitRef='USD'>2998384</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:IdentifiableAssets decimals='INF' contextRef='E15Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>677059957</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E15Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>104778721</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E15Q1_StBusnSeg-Mortgage' unitRef='USD'>62765551</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E15Q1_StBusnSeg-MaterialReconcilingItems' unitRef='USD'>-142826038</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E15Q1' unitRef='USD'>701778191</fil:IdentifiableAssets>
	<us-gaap:Goodwill decimals='INF' contextRef='E15Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>2765570</us-gaap:Goodwill>
	<us-gaap:Goodwill decimals='INF' contextRef='E15Q1' unitRef='USD'>2765570</us-gaap:Goodwill>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y14Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>18472816</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y14Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>3040568</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y14Q1_StBusnSeg-Mortgage' unitRef='USD'>23539892</fil:RevenueFromCustomers>
	<fil:RevenueFromCustomers decimals='INF' contextRef='Y14Q1' unitRef='USD'>45053276</fil:RevenueFromCustomers>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y14Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>2061720</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y14Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>336298</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y14Q1_StBusnSeg-Mortgage' unitRef='USD'>164146</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIntersegmentRevenue1 decimals='INF' contextRef='Y14Q1_StBusnSeg-MaterialReconcilingItems' unitRef='USD'>-2562164</fil:SegmentReportingInformationIntersegmentRevenue1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y14Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>1331469</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y14Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>182778</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y14Q1_StBusnSeg-Mortgage' unitRef='USD'>-1348260</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1 decimals='INF' contextRef='Y14Q1' unitRef='USD'>165987</fil:SegmentReportingInformationIncomeLossBeforeIncomeTaxes1>
	<fil:IdentifiableAssets decimals='INF' contextRef='E14Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>604260546</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E14Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>108627471</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E14Q1_StBusnSeg-Mortgage' unitRef='USD'>49375595</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E14Q1_StBusnSeg-MaterialReconcilingItems' unitRef='USD'>-135523285</fil:IdentifiableAssets>
	<fil:IdentifiableAssets decimals='INF' contextRef='E14Q1' unitRef='USD'>626740327</fil:IdentifiableAssets>
	<us-gaap:Goodwill decimals='INF' contextRef='E14Q1_StBusnSeg-LifeInsuranceSeg' unitRef='USD'>391848</us-gaap:Goodwill>
	<us-gaap:Goodwill decimals='INF' contextRef='E14Q1_StBusnSeg-CemeteryAndMortuary' unitRef='USD'>285191</us-gaap:Goodwill>
	<us-gaap:Goodwill decimals='INF' contextRef='E14Q1' unitRef='USD'>677039</us-gaap:Goodwill>
	<us-gaap:AvailableForSaleSecurities decimals='INF' contextRef='E15Q1' unitRef='USD'>6383502</us-gaap:AvailableForSaleSecurities>
	<us-gaap:AvailableForSaleSecurities decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>6383502</us-gaap:AvailableForSaleSecurities>
	<fil:RestrictedAssetsOfCemeteriesAndMortuaries decimals='INF' contextRef='E15Q1' unitRef='USD'>715791</fil:RestrictedAssetsOfCemeteriesAndMortuaries>
	<fil:RestrictedAssetsOfCemeteriesAndMortuaries decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>715791</fil:RestrictedAssetsOfCemeteriesAndMortuaries>
	<fil:CemeteryPerpetualCareTrustInvestments1 decimals='INF' contextRef='E15Q1' unitRef='USD'>654458</fil:CemeteryPerpetualCareTrustInvestments1>
	<fil:CemeteryPerpetualCareTrustInvestments1 decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>654458</fil:CemeteryPerpetualCareTrustInvestments1>
	<fil:DerivativesInterestRateLockCommitments decimals='INF' contextRef='E15Q1' unitRef='USD'>5002929</fil:DerivativesInterestRateLockCommitments>
	<fil:DerivativesInterestRateLockCommitments decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>5002929</fil:DerivativesInterestRateLockCommitments>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E15Q1' unitRef='USD'>12756680</us-gaap:AssetsFairValueDisclosure>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>7753751</us-gaap:AssetsFairValueDisclosure>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>5002929</us-gaap:AssetsFairValueDisclosure>
	<fil:PolicyholderAccountBalances decimals='INF' contextRef='E15Q1' unitRef='USD'>-51516976</fil:PolicyholderAccountBalances>
	<fil:PolicyholderAccountBalances decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-51516976</fil:PolicyholderAccountBalances>
	<fil:FuturePolicyBenefitsAnnuities decimals='INF' contextRef='E15Q1' unitRef='USD'>-68843240</fil:FuturePolicyBenefitsAnnuities>
	<fil:FuturePolicyBenefitsAnnuities decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-68843240</fil:FuturePolicyBenefitsAnnuities>
	<fil:DerivativesBankLoanInterestRateSwaps decimals='INF' contextRef='E15Q1' unitRef='USD'>-27419</fil:DerivativesBankLoanInterestRateSwaps>
	<fil:DerivativesBankLoanInterestRateSwaps decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-27419</fil:DerivativesBankLoanInterestRateSwaps>
	<fil:DerivativesBankLoanInterestRateSwapsCallOptions decimals='INF' contextRef='E15Q1' unitRef='USD'>-37476</fil:DerivativesBankLoanInterestRateSwapsCallOptions>
	<fil:DerivativesBankLoanInterestRateSwapsCallOptions decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-37476</fil:DerivativesBankLoanInterestRateSwapsCallOptions>
	<fil:DerivativesBankLoanInterestRateSwapsPutOptions decimals='INF' contextRef='E15Q1' unitRef='USD'>-40727</fil:DerivativesBankLoanInterestRateSwapsPutOptions>
	<fil:DerivativesBankLoanInterestRateSwapsPutOptions decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-40727</fil:DerivativesBankLoanInterestRateSwapsPutOptions>
	<fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments decimals='INF' contextRef='E15Q1' unitRef='USD'>-585187</fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments>
	<fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-585187</fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E15Q1' unitRef='USD'>-121051025</fil:LiabilitiesAccountedForAtFairValue>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-78203</fil:LiabilitiesAccountedForAtFairValue>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-120972822</fil:LiabilitiesAccountedForAtFairValue>
	<fil:FairValueLossesGainsIncludedInEarnings decimals='INF' contextRef='Y15Q1_Level3Inputs-PolicyholderAcctBalances1' unitRef='USD'>-6206277</fil:FairValueLossesGainsIncludedInEarnings>
	<fil:FairValueLossesGainsIncludedInEarnings decimals='INF' contextRef='Y15Q1_Level3Inputs-FuturePolicyBenefitsAnnuities1' unitRef='USD'>-3302255</fil:FairValueLossesGainsIncludedInEarnings>
	<fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome decimals='INF' contextRef='Y15Q1_Level3Inputs-InterestRateLockCommitments1' unitRef='USD'>2487891</fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome>
	<fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome decimals='INF' contextRef='Y15Q1_Level3Inputs-BankLoanInterestRateSwaps' unitRef='USD'>3951</fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome>
	<fil:FairValueBalance decimals='INF' contextRef='E15Q1_Level3Inputs-PolicyholderAcctBalances1' unitRef='USD'>-51516976</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E15Q1_Level3Inputs-FuturePolicyBenefitsAnnuities1' unitRef='USD'>-68843240</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E15Q1_Level3Inputs-InterestRateLockCommitments1' unitRef='USD'>4417742</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E15Q1_Level3Inputs-BankLoanInterestRateSwaps' unitRef='USD'>-27419</fil:FairValueBalance>
	<fil:AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights decimals='INF' contextRef='E15Q1' unitRef='USD'>987707</fil:AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights>
	<fil:AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>987707</fil:AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights>
	<fil:MortgageLoansOnRealEstate1 decimals='INF' contextRef='E15Q1' unitRef='USD'>320000</fil:MortgageLoansOnRealEstate1>
	<fil:MortgageLoansOnRealEstate1 decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>320000</fil:MortgageLoansOnRealEstate1>
	<fil:AssetsAccountedForAtFairValueOnANonrecurringBasis decimals='INF' contextRef='E15Q1' unitRef='USD'>1307707</fil:AssetsAccountedForAtFairValueOnANonrecurringBasis>
	<fil:AssetsAccountedForAtFairValueOnANonrecurringBasis decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>1307707</fil:AssetsAccountedForAtFairValueOnANonrecurringBasis>
	<fil:NonRedeemablePreferredStock decimals='INF' contextRef='E14' unitRef='USD'>6752750</fil:NonRedeemablePreferredStock>
	<fil:NonRedeemablePreferredStock decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>6752750</fil:NonRedeemablePreferredStock>
	<us-gaap:TradingSecuritiesEquity decimals='INF' contextRef='E14' unitRef='USD'>6752750</us-gaap:TradingSecuritiesEquity>
	<us-gaap:TradingSecuritiesEquity decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>6752750</us-gaap:TradingSecuritiesEquity>
	<fil:RestrictedAssetsOfCemeteriesAndMortuaries decimals='INF' contextRef='E14' unitRef='USD'>715202</fil:RestrictedAssetsOfCemeteriesAndMortuaries>
	<fil:RestrictedAssetsOfCemeteriesAndMortuaries decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>715202</fil:RestrictedAssetsOfCemeteriesAndMortuaries>
	<fil:CemeteryPerpetualCareTrustInvestments1 decimals='INF' contextRef='E14' unitRef='USD'>695235</fil:CemeteryPerpetualCareTrustInvestments1>
	<fil:CemeteryPerpetualCareTrustInvestments1 decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>695235</fil:CemeteryPerpetualCareTrustInvestments1>
	<fil:DerivativesInterestRateLockCommitments decimals='INF' contextRef='E14' unitRef='USD'>2111529</fil:DerivativesInterestRateLockCommitments>
	<fil:DerivativesInterestRateLockCommitments decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>2111529</fil:DerivativesInterestRateLockCommitments>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E14' unitRef='USD'>10274716</us-gaap:AssetsFairValueDisclosure>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>8163187</us-gaap:AssetsFairValueDisclosure>
	<us-gaap:AssetsFairValueDisclosure decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>2111529</us-gaap:AssetsFairValueDisclosure>
	<fil:PolicyholderAccountBalances decimals='INF' contextRef='E14' unitRef='USD'>-45310699</fil:PolicyholderAccountBalances>
	<fil:PolicyholderAccountBalances decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-45310699</fil:PolicyholderAccountBalances>
	<fil:FuturePolicyBenefitsAnnuities decimals='INF' contextRef='E14' unitRef='USD'>-65540985</fil:FuturePolicyBenefitsAnnuities>
	<fil:FuturePolicyBenefitsAnnuities decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-65540985</fil:FuturePolicyBenefitsAnnuities>
	<fil:DerivativesBankLoanInterestRateSwaps decimals='INF' contextRef='E14' unitRef='USD'>-31370</fil:DerivativesBankLoanInterestRateSwaps>
	<fil:DerivativesBankLoanInterestRateSwaps decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-31370</fil:DerivativesBankLoanInterestRateSwaps>
	<fil:DerivativesBankLoanInterestRateSwapsCallOptions decimals='INF' contextRef='E14' unitRef='USD'>-116036</fil:DerivativesBankLoanInterestRateSwapsCallOptions>
	<fil:DerivativesBankLoanInterestRateSwapsCallOptions decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-116036</fil:DerivativesBankLoanInterestRateSwapsCallOptions>
	<fil:DerivativesBankLoanInterestRateSwapsPutOptions decimals='INF' contextRef='E14' unitRef='USD'>-11867</fil:DerivativesBankLoanInterestRateSwapsPutOptions>
	<fil:DerivativesBankLoanInterestRateSwapsPutOptions decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-11867</fil:DerivativesBankLoanInterestRateSwapsPutOptions>
	<fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments decimals='INF' contextRef='E14' unitRef='USD'>-181678</fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments>
	<fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-181678</fil:DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E14' unitRef='USD'>-111192635</fil:LiabilitiesAccountedForAtFairValue>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>-127903</fil:LiabilitiesAccountedForAtFairValue>
	<fil:LiabilitiesAccountedForAtFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-111064732</fil:LiabilitiesAccountedForAtFairValue>
	<fil:FairValueBalance decimals='INF' contextRef='E13_Level3Inputs-PolicyholderAcctBalances1' unitRef='USD'>-48000668</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E13_Level3Inputs-FuturePolicyBenefitsAnnuities1' unitRef='USD'>-65052928</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E13_Level3Inputs-InterestRateLockCommitments1' unitRef='USD'>1487908</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E13_Level3Inputs-BankLoanInterestRateSwaps' unitRef='USD'>-58310</fil:FairValueBalance>
	<fil:FairValueLossesGainsIncludedInEarnings decimals='INF' contextRef='Y14_Level3Inputs-PolicyholderAcctBalances1' unitRef='USD'>2689969</fil:FairValueLossesGainsIncludedInEarnings>
	<fil:FairValueLossesGainsIncludedInEarnings decimals='INF' contextRef='Y14_Level3Inputs-FuturePolicyBenefitsAnnuities1' unitRef='USD'>-488057</fil:FairValueLossesGainsIncludedInEarnings>
	<fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome decimals='INF' contextRef='Y14_Level3Inputs-InterestRateLockCommitments1' unitRef='USD'>441943</fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome>
	<fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome decimals='INF' contextRef='Y14_Level3Inputs-BankLoanInterestRateSwaps' unitRef='USD'>26940</fil:FairValueLossesGainsIncludedInOtherComprehensiveIncome>
	<fil:FairValueBalance decimals='INF' contextRef='E14_Level3Inputs-PolicyholderAcctBalances1' unitRef='USD'>-45310699</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E14_Level3Inputs-FuturePolicyBenefitsAnnuities1' unitRef='USD'>-65540985</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E14_Level3Inputs-InterestRateLockCommitments1' unitRef='USD'>1929851</fil:FairValueBalance>
	<fil:FairValueBalance decimals='INF' contextRef='E14_Level3Inputs-BankLoanInterestRateSwaps' unitRef='USD'>-31370</fil:FairValueBalance>
	<fil:MortgageServicingRights1 decimals='INF' contextRef='E14' unitRef='USD'>3741381</fil:MortgageServicingRights1>
	<fil:MortgageServicingRights1 decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>3741381</fil:MortgageServicingRights1>
	<fil:OtherRealEstateOwnedHeldForInvestment decimals='INF' contextRef='E14' unitRef='USD'>53500</fil:OtherRealEstateOwnedHeldForInvestment>
	<fil:OtherRealEstateOwnedHeldForInvestment decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>53500</fil:OtherRealEstateOwnedHeldForInvestment>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14' unitRef='USD'>3794881</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>3794881</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>50430197</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResMortgage' unitRef='USD'>53693961</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-ResMortgage' unitRef='USD'>53693961</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29584245</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResCnstr' unitRef='USD'>29584245</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-ResCnstr' unitRef='USD'>29584245</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>45880001</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-CmrcLoan' unitRef='USD'>47829817</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-CmrcLoan' unitRef='USD'>47829817</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-MortgageLoansNet1' unitRef='USD'>125894443</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-MortgageLoansNet1' unitRef='USD'>131108023</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-MortgageLoansNet1' unitRef='USD'>131108023</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-PolicyLoan' unitRef='USD'>7187804</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-PolicyLoan' unitRef='USD'>7187804</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-PolicyLoan' unitRef='USD'>7187804</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-OtherLoans' unitRef='USD'>31996446</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-OtherLoans' unitRef='USD'>31996446</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-OtherLoans' unitRef='USD'>31996446</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1_FinancialInstr-ShortTermInv1' unitRef='USD'>20620236</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ShortTermInv1' unitRef='USD'>20620236</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FinancialInstr-ShortTermInv1' unitRef='USD'>20620236</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E15Q1' unitRef='USD'>-29410570</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-29410570</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E15Q1' unitRef='USD'>-29410570</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>51876621</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResMortgage' unitRef='USD'>55247638</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-ResMortgage' unitRef='USD'>55247638</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>32971824</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResCnstr' unitRef='USD'>32971824</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-ResCnstr' unitRef='USD'>32971824</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>35201627</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-CmrcLoan' unitRef='USD'>36829266</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-CmrcLoan' unitRef='USD'>36829266</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-MortgageLoansNet1' unitRef='USD'>120050072</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-MortgageLoansNet1' unitRef='USD'>125048728</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-MortgageLoansNet1' unitRef='USD'>125048728</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-PolicyLoan' unitRef='USD'>7011012</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-PolicyLoan' unitRef='USD'>7011012</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-PolicyLoan' unitRef='USD'>7011012</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-OtherLoans' unitRef='USD'>27114416</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-OtherLoans' unitRef='USD'>27114416</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-OtherLoans' unitRef='USD'>27114416</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14_FinancialInstr-ShortTermInv1' unitRef='USD'>27059495</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ShortTermInv1' unitRef='USD'>27059495</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FinancialInstr-ShortTermInv1' unitRef='USD'>27059495</fil:EstimatedFairValue>
	<fil:CarryingValue decimals='INF' contextRef='E14' unitRef='USD'>-28989008</fil:CarryingValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>-28989008</fil:EstimatedFairValue>
	<fil:EstimatedFairValue decimals='INF' contextRef='E14' unitRef='USD'>-28989008</fil:EstimatedFairValue>
	<fil:FairValueOfOutstandingCallOptions decimals='INF' contextRef='E15Q1' unitRef='USD'>78203</fil:FairValueOfOutstandingCallOptions>
	<fil:FairValueOfOutstandingCallOptions decimals='INF' contextRef='E14' unitRef='USD'>127903</fil:FairValueOfOutstandingCallOptions>
	<fil:FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments decimals='INF' contextRef='E15Q1' unitRef='USD'>5002929</fil:FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments>
	<fil:FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments decimals='INF' contextRef='E14' unitRef='USD'>2111529</fil:FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments>
	<fil:FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments decimals='INF' contextRef='E15Q1' unitRef='USD'>585187</fil:FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments>
	<fil:FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments decimals='INF' contextRef='E14' unitRef='USD'>181678</fil:FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments>
	<fil:FairValueOfLiabilityDerivativesCallOptions decimals='INF' contextRef='E15Q1' unitRef='USD'>37476</fil:FairValueOfLiabilityDerivativesCallOptions>
	<fil:FairValueOfLiabilityDerivativesCallOptions decimals='INF' contextRef='E14' unitRef='USD'>116036</fil:FairValueOfLiabilityDerivativesCallOptions>
	<fil:FairValueOfLiabilityDerivativesPutOptions decimals='INF' contextRef='E15Q1' unitRef='USD'>40727</fil:FairValueOfLiabilityDerivativesPutOptions>
	<fil:FairValueOfLiabilityDerivativesPutOptions decimals='INF' contextRef='E14' unitRef='USD'>11867</fil:FairValueOfLiabilityDerivativesPutOptions>
	<fil:FairValueOfLiabilityDerivativesInterestRateSwaps decimals='INF' contextRef='E15Q1' unitRef='USD'>27419</fil:FairValueOfLiabilityDerivativesInterestRateSwaps>
	<fil:FairValueOfLiabilityDerivativesInterestRateSwaps decimals='INF' contextRef='E14' unitRef='USD'>31370</fil:FairValueOfLiabilityDerivativesInterestRateSwaps>
	<fil:FairValueOfAssetDerivativesTotal decimals='INF' contextRef='E15Q1' unitRef='USD'>5002929</fil:FairValueOfAssetDerivativesTotal>
	<fil:FairValueOfAssetDerivativesTotal decimals='INF' contextRef='E14' unitRef='USD'>2111529</fil:FairValueOfAssetDerivativesTotal>
	<fil:FairValueOfLiabilityDerivativesTotal decimals='INF' contextRef='E15Q1' unitRef='USD'>690809</fil:FairValueOfLiabilityDerivativesTotal>
	<fil:FairValueOfLiabilityDerivativesTotal decimals='INF' contextRef='E14' unitRef='USD'>340951</fil:FairValueOfLiabilityDerivativesTotal>
	<fil:GainLossOnDerivativesInterestRateLockCommitments decimals='INF' contextRef='Y15Q1' unitRef='USD'>2487891</fil:GainLossOnDerivativesInterestRateLockCommitments>
	<fil:GainLossOnDerivativesInterestRateLockCommitments decimals='INF' contextRef='Y14Q1' unitRef='USD'>449263</fil:GainLossOnDerivativesInterestRateLockCommitments>
	<fil:GainLossOnDerivativesInterestRateSwaps decimals='INF' contextRef='Y15Q1' unitRef='USD'>3951</fil:GainLossOnDerivativesInterestRateSwaps>
	<fil:GainLossOnDerivativesInterestRateSwaps decimals='INF' contextRef='Y14Q1' unitRef='USD'>6852</fil:GainLossOnDerivativesInterestRateSwaps>
	<fil:GainLossOnDerivativesSubTotal decimals='INF' contextRef='Y15Q1' unitRef='USD'>2491842</fil:GainLossOnDerivativesSubTotal>
	<fil:GainLossOnDerivativesSubTotal decimals='INF' contextRef='Y14Q1' unitRef='USD'>456115</fil:GainLossOnDerivativesSubTotal>
	<fil:TaxEffectGainLossOnDerivatives decimals='INF' contextRef='Y15Q1' unitRef='USD'>971819</fil:TaxEffectGainLossOnDerivatives>
	<fil:TaxEffectGainLossOnDerivatives decimals='INF' contextRef='Y14Q1' unitRef='USD'>177885</fil:TaxEffectGainLossOnDerivatives>
	<fil:GainLossOnDerivativesTotal decimals='INF' contextRef='Y15Q1' unitRef='USD'>1520023</fil:GainLossOnDerivativesTotal>
	<fil:GainLossOnDerivativesTotal decimals='INF' contextRef='Y14Q1' unitRef='USD'>278230</fil:GainLossOnDerivativesTotal>
	<fil:AmountsAccruedForLoanLosses decimals='INF' contextRef='Y15Q1' unitRef='USD'>667000</fil:AmountsAccruedForLoanLosses>
	<fil:AmountsAccruedForLoanLosses decimals='INF' contextRef='Y14Q1' unitRef='USD'>372000</fil:AmountsAccruedForLoanLosses>
	<fil:FundsReservedAndAccruedToSettleInvestorRelatedClaims decimals='INF' contextRef='E15Q1' unitRef='USD'>2212000</fil:FundsReservedAndAccruedToSettleInvestorRelatedClaims>
	<fil:FundsReservedAndAccruedToSettleInvestorRelatedClaims decimals='INF' contextRef='E14' unitRef='USD'>1718000</fil:FundsReservedAndAccruedToSettleInvestorRelatedClaims>
	<fil:CommitmentsToFundNewResidentialConstructionLoans decimals='INF' contextRef='E15Q1' unitRef='USD'>40835000</fil:CommitmentsToFundNewResidentialConstructionLoans>
	<fil:CommitmentsToFundNewResidentialConstructionLoansFunded decimals='INF' contextRef='E15Q1' unitRef='USD'>29684000</fil:CommitmentsToFundNewResidentialConstructionLoansFunded>
	<fil:BalanceBeforeValuationAllowanceAtBeginningOfYear decimals='INF' contextRef='E15Q1' unitRef='USD'>7834747</fil:BalanceBeforeValuationAllowanceAtBeginningOfYear>
	<fil:BalanceBeforeValuationAllowanceAtBeginningOfYear decimals='INF' contextRef='E14' unitRef='USD'>4844101</fil:BalanceBeforeValuationAllowanceAtBeginningOfYear>
	<fil:MsrsProceedsFromLoanSales decimals='INF' contextRef='E15Q1' unitRef='USD'>987707</fil:MsrsProceedsFromLoanSales>
	<fil:MsrsProceedsFromLoanSales decimals='INF' contextRef='E14' unitRef='USD'>3741381</fil:MsrsProceedsFromLoanSales>
	<fil:Amortization decimals='INF' contextRef='E15Q1' unitRef='USD'>-259966</fil:Amortization>
	<fil:Amortization decimals='INF' contextRef='E14' unitRef='USD'>-750735</fil:Amortization>
	<fil:BalanceBeforeValuationAllowanceAtYearEnd decimals='INF' contextRef='E15Q1' unitRef='USD'>8562488</fil:BalanceBeforeValuationAllowanceAtYearEnd>
	<fil:BalanceBeforeValuationAllowanceAtYearEnd decimals='INF' contextRef='E14' unitRef='USD'>7834747</fil:BalanceBeforeValuationAllowanceAtYearEnd>
	<fil:MortgageServicingRightsNet decimals='INF' contextRef='E15Q1' unitRef='USD'>8562488</fil:MortgageServicingRightsNet>
	<fil:MortgageServicingRightsNet decimals='INF' contextRef='E14' unitRef='USD'>7834747</fil:MortgageServicingRightsNet>
	<fil:EstimatedFairValueOfMsrsAtEndOfPeriod decimals='INF' contextRef='E15Q1' unitRef='USD'>8926200</fil:EstimatedFairValueOfMsrsAtEndOfPeriod>
	<fil:EstimatedFairValueOfMsrsAtEndOfPeriod decimals='INF' contextRef='E14' unitRef='USD'>8485570</fil:EstimatedFairValueOfMsrsAtEndOfPeriod>
	<us-gaap:BusinessAcquisitionsProFormaRevenue decimals='INF' contextRef='Y15Q1' unitRef='USD'>64049632</us-gaap:BusinessAcquisitionsProFormaRevenue>
	<us-gaap:BusinessAcquisitionsProFormaRevenue decimals='INF' contextRef='Y14Q1' unitRef='USD'>46521936</us-gaap:BusinessAcquisitionsProFormaRevenue>
	<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss decimals='INF' contextRef='Y15Q1' unitRef='USD'>1863703</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
	<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss decimals='INF' contextRef='Y14Q1' unitRef='USD'>342683</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
	<us-gaap:BusinessAcquisitionProFormaEarningsPerShareBasic decimals='INF' contextRef='Y15Q1' unitRef='UsdPerShare'>0.14</us-gaap:BusinessAcquisitionProFormaEarningsPerShareBasic>
	<us-gaap:BusinessAcquisitionProFormaEarningsPerShareBasic decimals='INF' contextRef='Y14Q1' unitRef='UsdPerShare'>0.03</us-gaap:BusinessAcquisitionProFormaEarningsPerShareBasic>
	<us-gaap:BusinessAcquisitionProFormaEarningsPerShareDiluted decimals='INF' contextRef='Y15Q1' unitRef='UsdPerShare'>0.14</us-gaap:BusinessAcquisitionProFormaEarningsPerShareDiluted>
	<us-gaap:BusinessAcquisitionProFormaEarningsPerShareDiluted decimals='INF' contextRef='Y14Q1' unitRef='UsdPerShare'>0.03</us-gaap:BusinessAcquisitionProFormaEarningsPerShareDiluted>
	<context id='Y15Q1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='I150515_StClStock-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-05-15</instant>
		</period>
	</context>
	<context id='I150515_StClStock-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-05-15</instant>
		</period>
	</context>
	<context id='E14'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_StClStock-ClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_StClStock-ClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_StClStock-ClassB'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassBMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_StClStock-ClassB'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassBMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_StClStock-ClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_StClStock-ClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>fil:ClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='Y14Q1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E13_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E14_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StEqComps-TreasuryStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:TreasuryStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-FixedMaturities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:FixedMaturities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-HeldtomaturitySec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-AvforsaleSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StScenario-AsOfSeptember302014'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementScenarioAxis'>fil:AsOfSeptember302014Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StScenario-AsOfMarch312015'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementScenarioAxis'>fil:AsOfMarch312015Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StScenario-AsOfDecember312014'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementScenarioAxis'>fil:AsOfDecember312014Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-USTreasuryAndGov'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-RedeemablePrefStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:RedeemablePreferredStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-USTreasuryAndGov'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-RedeemablePrefStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:RedeemablePreferredStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-MoreThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-Total'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-USStatesAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-Total_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-USTreasurySec1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:USTreasurySecurities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-USTreasurySec1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:USTreasurySecurities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-USTreasurySec1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:USTreasurySecurities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-CorporateDebtSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-Total_MajorTypesOfDebtAndEqSec-MortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-Total'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:TotalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-IndustrialMiscellaneousAndAllOtherEqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-LessThan12Mo_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_TimeDuration-MoreThan12Mo_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:TimeDurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_ContractualMaturity-DueIn2015'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ContractualMaturityAxis'>fil:DueIn2015Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_ContractualMaturity-DueIn2016Thru2019'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ContractualMaturityAxis'>fil:DueIn2016Through2019Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_ContractualMaturity-DueIn2020Thru2024'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ContractualMaturityAxis'>fil:DueIn2020Through2024Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_ContractualMaturity-DueAfter2024'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ContractualMaturityAxis'>fil:DueAfter2024Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_MajorTypesOfDebtAndEqSec-CommonStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:CommonStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>us-gaap:CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>us-gaap:CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_GainLossOnInvByCategory-OtherAssets1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:OtherAssets1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecHeldToMaturitySec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>us-gaap:CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-FixedMaturities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:FixedMaturities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-EqSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>us-gaap:EquitySecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-MortgageLoansOnRealEst2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:MortgageLoansOnRealEstate2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-MortgageLoansOnRealEst2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:MortgageLoansOnRealEstate2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-RealEst1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:RealEstate1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-RealEst1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:RealEstate1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-PolicyStudentAndOtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:PolicyStudentAndOtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-PolicyStudentAndOtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:PolicyStudentAndOtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_MajorTypesOfDebtAndEqSec-ShortTermInvPrincipallyGainsOnSaleOfMortgageLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_MajorTypesOfDebtAndEqSec-ShortTermInvPrincipallyGainsOnSaleOfMortgageLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_RestrictedAssets-CemeteriesAndMortuaries'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:RestrictedAssetsAxis'>fil:CemeteriesAndMortuariesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_RestrictedAssets-CemeteriesAndMortuaries'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:RestrictedAssetsAxis'>fil:CemeteriesAndMortuariesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E13_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='Y14'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue30To59Days'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue30To59DaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue60To89Days'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue90OrMoreDays'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-InForeclosure'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:InForeclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-TotalPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-Current'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-Current_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue30To59Days_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue30To59DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:InForeclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-Current_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-TotalPastDue_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_AgingOfLoans-Current_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y14_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-Current_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue30To59Days_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue30To59DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue60To89Days_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:InForeclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-TotalPastDue_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-Current_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:InForeclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-TotalPastDue_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-Current_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue30To59Days'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue30To59DaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue60To89Days'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue60To89DaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-PastDue90OrMoreDays'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:PastDue90OrMoreDaysMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-InForeclosure'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:InForeclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-TotalPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:TotalPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_AgingOfLoans-Current'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AgingOfLoansAxis'>fil:CurrentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-TotalResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:TotalResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_FinancialInstr-TotalResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:TotalResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E14_FinancialInstr-TotalResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:TotalResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='Y14_FinancialInstr-TotalResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:TotalResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='E14_StClStock-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_StClStock-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='Y15Q1_StClStock-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StClStock-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_StClStock-CommonClassA'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassAMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StClStock-CommonClassC'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementClassOfStockAxis'>us-gaap:CommonClassCMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='D130101_130930'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
		</entity>
		<period>
			<startDate>2013-01-01</startDate>
			<endDate>2013-09-30</endDate>
		</period>
	</context>
	<context id='Y15Q1_StBusnSeg-LifeInsuranceSeg'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:LifeInsuranceSegmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StBusnSeg-CemeteryAndMortuary'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:CemeteryAndMortuaryMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StBusnSeg-Mortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:MortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_StBusnSeg-MaterialReconcilingItems'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:MaterialReconcilingItemsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_StBusnSeg-LifeInsuranceSeg'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:LifeInsuranceSegmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StBusnSeg-CemeteryAndMortuary'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:CemeteryAndMortuaryMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StBusnSeg-Mortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:MortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_StBusnSeg-MaterialReconcilingItems'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:MaterialReconcilingItemsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y14Q1_StBusnSeg-LifeInsuranceSeg'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:LifeInsuranceSegmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StBusnSeg-CemeteryAndMortuary'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:CemeteryAndMortuaryMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StBusnSeg-Mortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:MortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_StBusnSeg-MaterialReconcilingItems'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:MaterialReconcilingItemsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_StBusnSeg-LifeInsuranceSeg'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:LifeInsuranceSegmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StBusnSeg-CemeteryAndMortuary'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:CemeteryAndMortuaryMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StBusnSeg-Mortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>fil:MortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StBusnSeg-MaterialReconcilingItems'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementBusinessSegmentsAxis'>us-gaap:MaterialReconcilingItemsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='Y15Q1_Level3Inputs-PolicyholderAcctBalances1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:PolicyholderAccountBalances1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_Level3Inputs-FuturePolicyBenefitsAnnuities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:FuturePolicyBenefitsAnnuities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_Level3Inputs-InterestRateLockCommitments1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:InterestRateLockCommitments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='Y15Q1_Level3Inputs-BankLoanInterestRateSwaps'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:BankLoanInterestRateSwapsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2015-01-01</startDate>
			<endDate>2015-03-31</endDate>
		</period>
	</context>
	<context id='E14_Level3Inputs-PolicyholderAcctBalances1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:PolicyholderAccountBalances1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_Level3Inputs-FuturePolicyBenefitsAnnuities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:FuturePolicyBenefitsAnnuities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_Level3Inputs-InterestRateLockCommitments1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:InterestRateLockCommitments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_Level3Inputs-BankLoanInterestRateSwaps'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:BankLoanInterestRateSwapsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_Level3Inputs-PolicyholderAcctBalances1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:PolicyholderAccountBalances1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_Level3Inputs-FuturePolicyBenefitsAnnuities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:FuturePolicyBenefitsAnnuities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_Level3Inputs-InterestRateLockCommitments1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:InterestRateLockCommitments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_Level3Inputs-BankLoanInterestRateSwaps'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:BankLoanInterestRateSwapsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E13_Level3Inputs-PolicyholderAcctBalances1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:PolicyholderAccountBalances1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_Level3Inputs-FuturePolicyBenefitsAnnuities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:FuturePolicyBenefitsAnnuities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_Level3Inputs-InterestRateLockCommitments1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:InterestRateLockCommitments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='E13_Level3Inputs-BankLoanInterestRateSwaps'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:BankLoanInterestRateSwapsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-12-31</instant>
		</period>
	</context>
	<context id='Y14_Level3Inputs-PolicyholderAcctBalances1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:PolicyholderAccountBalances1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_Level3Inputs-FuturePolicyBenefitsAnnuities1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:FuturePolicyBenefitsAnnuities1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_Level3Inputs-InterestRateLockCommitments1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:InterestRateLockCommitments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='Y14_Level3Inputs-BankLoanInterestRateSwaps'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:Level3InputsAxis'>fil:BankLoanInterestRateSwapsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-12-31</endDate>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-MortgageLoansNet1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:MortgageLoansNet1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-MortgageLoansNet1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:MortgageLoansNet1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-PolicyLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:PolicyLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-PolicyLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:PolicyLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-OtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:OtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-OtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:OtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FinancialInstr-ShortTermInv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ShortTermInvestments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E15Q1_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ShortTermInv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ShortTermInvestments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-MortgageLoansNet1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:MortgageLoansNet1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-MortgageLoansNet1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:MortgageLoansNet1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-PolicyLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:PolicyLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-PolicyLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:PolicyLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-OtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:OtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-OtherLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:OtherLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FinancialInstr-ShortTermInv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ShortTermInvestments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E14_FvByFvHierarchyLevel-FvInputsLevel3_FinancialInstr-ShortTermInv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ShortTermInvestments1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='Y14Q1_GainLossOnInvByCategory-CategoriesOfInvMarketableSecAvForSaleSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>us-gaap:CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='Y14Q1_GainLossOnInvByCategory-OtherAssets1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:GainLossOnInvestmentsByCategoryAxis'>fil:OtherAssets1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2014-01-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-CmrcLoan'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:CommercialLoanMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-PerformingFinancingRecv1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-PerformingFinancingRecv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-PerformingFinancingRecv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:PerformingFinancingReceivable1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResMortgage'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>us-gaap:ResidentialMortgageMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-NonperformingFinancingRecv1_FinancialInstr-ResCnstr'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FinancialInstrumentAxis'>fil:ResidentialConstructionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<context id='E15Q1_CreditQualityIndicator-NonperformingFinancingRecv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2015-03-31</instant>
		</period>
	</context>
	<context id='E14_CreditQualityIndicator-NonperformingFinancingRecv1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000318673</identifier>
			<segment><xbrldi:explicitMember dimension='fil:CreditQualityIndicatorAxis'>fil:NonperformingFinancingReceivable1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-12-31</instant>
		</period>
	</context>
	<unit id='USD'>
		<measure>iso4217:USD</measure>
	</unit>
	<unit id='Shares'>
		<measure>shares</measure>
	</unit>
	<unit id='UsdPerShare'>
		<divide>
			<unitNumerator>
				<measure>iso4217:USD</measure>
			</unitNumerator>
			<unitDenominator>
				<measure>shares</measure>
			</unitDenominator>
		</divide>
	</unit>
	<unit id='Pure'>
		<measure>pure</measure>
	</unit>
	<link:footnoteLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_id' />
		<link:loc xlink:type='locator' xlink:label='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_lab' xlink:href='#fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_id' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-PastDue90OrMoreDays_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y15Q1_AgingOfLoans-InForeclosure_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResMortgage_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResMortgage_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_FinancialInstr-ResCnstr_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_FinancialInstr-ResCnstr_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-PastDue90OrMoreDays_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='fil_MortgageLoansDuringPeriod_Y14_AgingOfLoans-InForeclosure_lab' xlink:to='footnote_5554BF5D0' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnote xlink:type='resource' xlink:label='footnote_5554BF5D0' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>There was not any interest income recognized on loans past due greater than 90 days or in foreclosure.</link:footnote>
	</link:footnoteLink>
</xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>8
<FILENAME>snfca-20150331.xsd
<DESCRIPTION>XBRL SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<schema xmlns:nonnum='http://www.xbrl.org/dtr/type/non-numeric' xmlns='http://www.w3.org/2001/XMLSchema' xmlns:us-gaap='http://fasb.org/us-gaap/2015-01-31' xmlns:xbrldt='http://xbrl.org/2005/xbrldt' xmlns:xlink='http://www.w3.org/1999/xlink' xmlns:invest='http://xbrl.sec.gov/invest/2011-01-31' xmlns:dei='http://xbrl.sec.gov/dei/2014-01-31' xmlns:fil='http://securitynational.com/20150331' targetNamespace='http://securitynational.com/20150331' xmlns:num='http://www.xbrl.org/dtr/type/numeric' xmlns:link='http://www.xbrl.org/2003/linkbase' xmlns:xbrli='http://www.xbrl.org/2003/instance' attributeFormDefault='unqualified' elementFormDefault='qualified'>
	<annotation>
		<appinfo>
			<link:linkbaseRef xlink:type="simple" xlink:href="snfca-20150331_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:linkbaseRef xlink:type="simple" xlink:href="snfca-20150331_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:linkbaseRef xlink:type="simple" xlink:href="snfca-20150331_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:linkbaseRef xlink:type="simple" xlink:href="snfca-20150331_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity" id="idr_StatementsOfStockholdersEquity">
				<link:definition>000060 - Statement - Statements of Stockholders&apos; Equity</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails" id="idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails">
				<link:definition>000470 - Disclosure - 3) Investments: Schedule of Unrealized Loss on Investments (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables" id="idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables">
				<link:definition>000420 - Disclosure - 9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments" id="idr_Disclosure7FairValueOfFinancialInstruments">
				<link:definition>000140 - Disclosure - 7): Fair Value of Financial Instruments</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails" id="idr_Disclosure4StockBasedCompensationDetails">
				<link:definition>000630 - Disclosure - 4) Stock-based Compensation (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables" id="idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables">
				<link:definition>000220 - Disclosure - 3) Investments: Held-to-maturity Securities (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails" id="idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails">
				<link:definition>000600 - Disclosure - 3) Investments: Summary of Interest not accrued on non-performing mortgage loans (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3Investments" id="idr_Disclosure3Investments">
				<link:definition>000100 - Disclosure - 3) Investments</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails" id="idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails">
				<link:definition>000740 - Disclosure - 9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies" id="idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies">
				<link:definition>000200 - Disclosure - 1) Basis of Presentation: Accounting Policy (Policies)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables" id="idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables">
				<link:definition>000240 - Disclosure - 3) Investments: Schedule of Unrealized Loss on Investments (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation" id="idr_Disclosure4StockBasedCompensation">
				<link:definition>000110 - Disclosure - 4) Stock-based Compensation</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements" id="idr_Disclosure2RecentAccountingPronouncements">
				<link:definition>000090 - Disclosure - 2) Recent Accounting Pronouncements</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails">
				<link:definition>000690 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails" id="idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails">
				<link:definition>000510 - Disclosure - 3) Investments: Gain (Loss) on Investments (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables" id="idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables">
				<link:definition>000320 - Disclosure - 3) Investments: Schedule of Mortgage loans on a nonaccrual status (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables" id="idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables">
				<link:definition>000310 - Disclosure - 3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails">
				<link:definition>000700 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails" id="idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails">
				<link:definition>000540 - Disclosure - 3) Investments: Net Investment Income - Additional (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables" id="idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables">
				<link:definition>000360 - Disclosure - 6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare" id="idr_Disclosure5EarningsPerShare">
				<link:definition>000120 - Disclosure - 5) Earnings Per Share</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails" id="idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails">
				<link:definition>000500 - Disclosure - 3) Investments: Investments Classified by Contractual Maturity Date (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables">
				<link:definition>000380 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_BalanceSheet" id="idr_BalanceSheet">
				<link:definition>000020 - Statement - Balance Sheet</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
				<link:definition>000680 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables">
				<link:definition>000370 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables" id="idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables">
				<link:definition>000270 - Disclosure - 3) Investments: Schedule of Major categories of net investment income (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_StatementOfCashFlows" id="idr_StatementOfCashFlows">
				<link:definition>000070 - Statement - Statement of Cash Flows</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails" id="idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails">
				<link:definition>000620 - Disclosure - 3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails" id="idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails">
				<link:definition>000570 - Disclosure - 3) Investments: Schedule of aging of mortgage loans (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails" id="idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails">
				<link:definition>000490 - Disclosure - 3) Investments: Equity Securities - Additional (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables" id="idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables">
				<link:definition>000350 - Disclosure - 5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails" id="idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails">
				<link:definition>000780 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables" id="idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables">
				<link:definition>000340 - Disclosure - 4) Stock-based Compensation: Schedule of stock inventive plan changes (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails" id="idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails">
				<link:definition>000640 - Disclosure - 4) Stock-based Compensation: Schedule of stock inventive plan changes (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures" id="idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures">
				<link:definition>000190 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails" id="idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails">
				<link:definition>000580 - Disclosure - 3) Investments: Schedule of Impaired Mortgage Loans (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables" id="idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables">
				<link:definition>000280 - Disclosure - 3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails" id="idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails">
				<link:definition>000560 - Disclosure - 3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails" id="idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails">
				<link:definition>000530 - Disclosure - 3) Investments: Schedule of Major categories of net investment income (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans" id="idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans">
				<link:definition>000150 - Disclosure - 8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables" id="idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables">
				<link:definition>000300 - Disclosure - 3) Investments: Schedule of Impaired Mortgage Loans (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables" id="idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables">
				<link:definition>000230 - Disclosure - 3) Investments: Available-for-sale Securities (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies" id="idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies">
				<link:definition>000210 - Disclosure - 1) Basis of Presentation: Use of Estimates Policy (Policies)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement" id="idr_ComprehensiveIncomeStatement">
				<link:definition>000050 - Statement - Comprehensive Income Statement</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails" id="idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails">
				<link:definition>000520 - Disclosure - 3) Investments: Net carrying amount of held to maturity securities (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables" id="idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables">
				<link:definition>000330 - Disclosure - 3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables" id="idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables">
				<link:definition>000290 - Disclosure - 3) Investments: Schedule of aging of mortgage loans (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails" id="idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails">
				<link:definition>000760 - Disclosure - 10) Reinsurance, Commitments and Contingencies: Other Contingencies and Commitments (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails">
				<link:definition>000710 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails" id="idr_Disclosure3InvestmentsDetails">
				<link:definition>000480 - Disclosure - 3) Investments (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables">
				<link:definition>000390 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails" id="idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails">
				<link:definition>000590 - Disclosure - 3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails" id="idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails">
				<link:definition>000550 - Disclosure - 3) Investments: Mortgage Loans - Additional (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables" id="idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables">
				<link:definition>000400 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation" id="idr_Disclosure1BasisOfPresentation">
				<link:definition>000080 - Disclosure - 1) Basis of Presentation</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails" id="idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails">
				<link:definition>000450 - Disclosure - 3) Investments: Held-to-maturity Securities (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies" id="idr_Disclosure10ReinsuranceCommitmentsAndContingencies">
				<link:definition>000170 - Disclosure - 10) Reinsurance, Commitments and Contingencies</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical" id="idr_BalanceSheetParenthetical">
				<link:definition>000030 - Statement - Balance Sheet Parenthetical</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables" id="idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables">
				<link:definition>000430 - Disclosure - 11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables" id="idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables">
				<link:definition>000250 - Disclosure - 3) Investments: Investments Classified by Contractual Maturity Date (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation" id="idr_DocumentDocumentAndEntityInformation">
				<link:definition>000010 - Document - Document and Entity Information</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails" id="idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails">
				<link:definition>000460 - Disclosure - 3) Investments: Available-for-sale Securities (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails" id="idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails">
				<link:definition>000750 - Disclosure - 10) Reinsurance, Commitments and Contingencies (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails" id="idr_Disclosure9DerivativeCommitmentsDetails">
				<link:definition>000720 - Disclosure - 9) Derivative Commitments (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails" id="idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails">
				<link:definition>000730 - Disclosure - 9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments" id="idr_Disclosure9DerivativeCommitments">
				<link:definition>000160 - Disclosure - 9) Derivative Commitments</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables" id="idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables">
				<link:definition>000410 - Disclosure - 9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments" id="idr_Disclosure6BusinessSegments">
				<link:definition>000130 - Disclosure - 6) Business Segments</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights" id="idr_Disclosure11MortgageServicingRights">
				<link:definition>000180 - Disclosure - 11) Mortgage Servicing Rights</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails" id="idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails">
				<link:definition>000770 - Disclosure - 11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails" id="idr_Disclosure5EarningsPerShareDetails">
				<link:definition>000660 - Disclosure - 5) Earnings Per Share (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails" id="idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails">
				<link:definition>000610 - Disclosure - 3) Investments: Schedule of Mortgage loans on a nonaccrual status (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables" id="idr_Disclosure3InvestmentsGainLossOnInvestmentsTables">
				<link:definition>000260 - Disclosure - 3) Investments: Gain (Loss) on Investments (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails" id="idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails">
				<link:definition>000670 - Disclosure - 6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails" id="idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails">
				<link:definition>000650 - Disclosure - 5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Details)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables" id="idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables">
				<link:definition>000440 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Tables)</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
			<link:roleType roleURI="http://securitynational.com/20150331/role/idr_IncomeStatement" id="idr_IncomeStatement">
				<link:definition>000040 - Statement - Income Statement</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
		</appinfo>
	</annotation>
	<import schemaLocation='http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd' namespace='http://www.xbrl.org/2003/instance'/>
	<import schemaLocation='http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd' namespace='http://www.xbrl.org/dtr/type/numeric'/>
	<import schemaLocation='http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd' namespace='http://www.xbrl.org/dtr/type/non-numeric'/>
	<import schemaLocation='http://www.xbrl.org/2005/xbrldt-2005.xsd' namespace='http://xbrl.org/2005/xbrldt'/>
	<import namespace='http://fasb.org/us-gaap/2015-01-31' schemaLocation='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd' />
	<import namespace='http://xbrl.sec.gov/dei/2014-01-31' schemaLocation='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_DocumentAndEntityInformationAbstract' name='DocumentAndEntityInformationAbstract' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_CemeteryPerpetualCareTrustInvestments' name='CemeteryPerpetualCareTrustInvestments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_ReceivableFromReinsurers' name='ReceivableFromReinsurers' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_CemeteryPerpetualCareObligation' name='CemeteryPerpetualCareObligation' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ClassAMember' name='ClassAMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ClassBMember' name='ClassBMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ClassCMember' name='ClassCMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_BalanceSheetParentheticalAbstract' name='BalanceSheetParentheticalAbstract' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_MortgageFeeIncome' name='MortgageFeeIncome' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_PolicyholderDeathBenefits' name='PolicyholderDeathBenefits' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_OtherPolicyholderBenefits' name='OtherPolicyholderBenefits' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_CostOfFundingMortgageLoans' name='CostOfFundingMortgageLoans' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_ChangeInAssetsForPerpetualCareTrusts' name='ChangeInAssetsForPerpetualCareTrusts' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_AmountReceivedForPerpetualCareTrusts' name='AmountReceivedForPerpetualCareTrusts' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_MortgageLoansForeclosedIntoRealEstate' name='MortgageLoansForeclosedIntoRealEstate' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_FixedMaturities1Member' name='FixedMaturities1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_Bonds1Member' name='Bonds1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' name='IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ResidentialConstructionMember' name='ResidentialConstructionMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_TimeDurationAxis' name='TimeDurationAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_LessThan12MonthsMember' name='LessThan12MonthsMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_MoreThan12MonthsMember' name='MoreThan12MonthsMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_ContractualMaturityAxis' name='ContractualMaturityAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_OtherAssets1Member' name='OtherAssets1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_RealEstate1Member' name='RealEstate1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PolicyStudentAndOtherLoansMember' name='PolicyStudentAndOtherLoansMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' name='ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_RestrictedAssetsAxis' name='RestrictedAssetsAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_CemeteriesAndMortuariesMember' name='CemeteriesAndMortuariesMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_AgingOfLoansAxis' name='AgingOfLoansAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PastDue30To59DaysMember' name='PastDue30To59DaysMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PastDue60To89DaysMember' name='PastDue60To89DaysMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PastDue90OrMoreDaysMember' name='PastDue90OrMoreDaysMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_InForeclosureMember' name='InForeclosureMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_CurrentMember' name='CurrentMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_TotalPastDueMember' name='TotalPastDueMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_CemeteryAndMortuaryMember' name='CemeteryAndMortuaryMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_MortgageMember' name='MortgageMember' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_Level3InputsAxis' name='Level3InputsAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PolicyholderAccountBalances1Member' name='PolicyholderAccountBalances1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_FuturePolicyBenefitsAnnuities1Member' name='FuturePolicyBenefitsAnnuities1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_InterestRateLockCommitments1Member' name='InterestRateLockCommitments1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_BankLoanInterestRateSwapsMember' name='BankLoanInterestRateSwapsMember' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_PolicyAndOtherLoansReceivableNet1' name='PolicyAndOtherLoansReceivableNet1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GrantOfStockOptions' name='GrantOfStockOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_ConversionClassCToClassA' name='ConversionClassCToClassA' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_ExerciseOfStockOptions' name='ExerciseOfStockOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_MortgageServicingRightsNet' name='MortgageServicingRightsNet' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_MortgageLoansOnRealEstate2Member' name='MortgageLoansOnRealEstate2Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_USTreasurySecurities1Member' name='USTreasurySecurities1Member' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_CashReceivedFromReinsurance' name='CashReceivedFromReinsurance' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_MortgageLoansNet1Member' name='MortgageLoansNet1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PolicyLoanMember' name='PolicyLoanMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_OtherLoansMember' name='OtherLoansMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ShortTermInvestments1Member' name='ShortTermInvestments1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_TotalMember' name='TotalMember' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_ReverseStockSplitTrueUp' name='ReverseStockSplitTrueUp' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_TotalResidentialMortgageMember' name='TotalResidentialMortgageMember' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AsOfSeptember302014Member' name='AsOfSeptember302014Member' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_Personnel' name='Personnel' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_MortgageServicingRightsDisclosure' name='MortgageServicingRightsDisclosure' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_HeldToMaturitySecuritiesEstimatedFairValue' name='HeldToMaturitySecuritiesEstimatedFairValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' name='AvailableForSaleSecuritiesGrossUnrealizedLosses2' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AvailableForSaleSecuritiesEstimatedFairValue' name='AvailableForSaleSecuritiesEstimatedFairValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_MortgageLoansOnRealEstateAndConstruction' name='MortgageLoansOnRealEstateAndConstruction' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' name='MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_LoansHeldForSalePolicyLoans' name='LoansHeldForSalePolicyLoans' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' name='LoansHeldForSaleAllowanceForDoubtfulAccounts' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_ShortTermInvestmentsAtAmortizedCost' name='ShortTermInvestmentsAtAmortizedCost' />
	<element nillable='true' type='xbrli:pureItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' id='fil_NoOfInvestmentPositions' name='NoOfInvestmentPositions' />
	<element nillable='true' type='num:percentItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' id='fil_AverageMarketValueOverAmortizedCost' name='AverageMarketValueOverAmortizedCost' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GrossRealizedGains' name='GrossRealizedGains' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_GrossRealizedLosses' name='GrossRealizedLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_OtherThanTemporaryImpairments' name='OtherThanTemporaryImpairments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_FixedMaturitySecuritiesHeldToMaturity' name='FixedMaturitySecuritiesHeldToMaturity' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' name='ScheduleOfMajorCategoriesOfNetInvestmentIncome' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_GrossInvestmentIncome' name='GrossInvestmentIncome' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' name='ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_AllowanceForCreditLossesChargeOffs' name='AllowanceForCreditLossesChargeOffs' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_AllowanceForCreditLossesProvision' name='AllowanceForCreditLossesProvision' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_MortgageLoans' name='MortgageLoans' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfAgingOfMortgageLoans' name='ScheduleOfAgingOfMortgageLoans' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_MortgageLoansDuringPeriod' name='MortgageLoansDuringPeriod' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_MortgageLoansAllowanceForLoanLosses' name='MortgageLoansAllowanceForLoanLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_NetMortgageLoans' name='NetMortgageLoans' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfImpairedMortgageLoans' name='ScheduleOfImpairedMortgageLoans' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' name='ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfMortgageLoansOnANonaccrualStatus' name='ScheduleOfMortgageLoansOnANonaccrualStatus' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' name='ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_MortgageLoansPrincipalAmountDue' name='MortgageLoansPrincipalAmountDue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_LoanLossReserve' name='LoanLossReserve' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_LoanLossReserveProvisionsForLosses' name='LoanLossReserveProvisionsForLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_LoanLossReserveChargeOffs' name='LoanLossReserveChargeOffs' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' name='UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' name='UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' />
	<element nillable='true' type='xbrli:sharesItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_SharesGranted' name='SharesGranted' />
	<element nillable='true' type='num:perShareItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PerShareSharesGranted' name='PerShareSharesGranted' />
	<element nillable='true' type='xbrli:sharesItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_SharesExercised' name='SharesExercised' />
	<element nillable='true' type='xbrli:sharesItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_SharesCancelled' name='SharesCancelled' />
	<element nillable='true' type='num:perShareItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PerShareSharesCancelled' name='PerShareSharesCancelled' />
	<element nillable='true' type='xbrli:sharesItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' id='fil_OptionsExercisable' name='OptionsExercisable' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_AvailableOptionsForFutureGrant' name='AvailableOptionsForFutureGrant' />
	<element nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_WeightedAverageContractualTermOfOptionsoutstanding' name='WeightedAverageContractualTermOfOptionsoutstanding' />
	<element nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_WeightedAverageContractualTermOfOptionsexercisable' name='WeightedAverageContractualTermOfOptionsexercisable' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AggregatedIntrinsicValueOfOptionsOutstanding' name='AggregatedIntrinsicValueOfOptionsOutstanding' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AggregatedIntrinsicValueOfOptionsExercisable' name='AggregatedIntrinsicValueOfOptionsExercisable' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_TotalIntrinsicValue' name='TotalIntrinsicValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GrantOfEmployeeStockOptions' name='GrantOfEmployeeStockOptions' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfRevenuesAndExpensesByReportableSegment' name='ScheduleOfRevenuesAndExpensesByReportableSegment' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_RevenueFromCustomers' name='RevenueFromCustomers' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_SegmentReportingInformationIntersegmentRevenue1' name='SegmentReportingInformationIntersegmentRevenue1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' name='SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_IdentifiableAssets' name='IdentifiableAssets' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' name='AssetsAccountedForAtFairValueOnARecurringBasisAbstract' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_RestrictedAssetsOfCemeteriesAndMortuaries' name='RestrictedAssetsOfCemeteriesAndMortuaries' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_CemeteryPerpetualCareTrustInvestments1' name='CemeteryPerpetualCareTrustInvestments1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_DerivativesInterestRateLockCommitments' name='DerivativesInterestRateLockCommitments' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' name='LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_PolicyholderAccountBalances' name='PolicyholderAccountBalances' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_FuturePolicyBenefitsAnnuities' name='FuturePolicyBenefitsAnnuities' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_DerivativesBankLoanInterestRateSwaps' name='DerivativesBankLoanInterestRateSwaps' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_DerivativesBankLoanInterestRateSwapsCallOptions' name='DerivativesBankLoanInterestRateSwapsCallOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' name='DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_LiabilitiesAccountedForAtFairValue' name='LiabilitiesAccountedForAtFairValue' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' name='ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueBalance' name='FairValueBalance' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_FairValueLossesGainsIncludedInEarnings' name='FairValueLossesGainsIncludedInEarnings' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' name='FairValueLossesGainsIncludedInOtherComprehensiveIncome' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' name='AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_MortgageLoansOnRealEstate1' name='MortgageLoansOnRealEstate1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' name='AssetsAccountedForAtFairValueOnANonrecurringBasis' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_NonRedeemablePreferredStock' name='NonRedeemablePreferredStock' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' name='AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_MortgageServicingRights1' name='MortgageServicingRights1' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_OtherRealEstateOwnedHeldForInvestment' name='OtherRealEstateOwnedHeldForInvestment' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' name='ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_CarryingValue' name='CarryingValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_EstimatedFairValue' name='EstimatedFairValue' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_BankAndOtherLoansPayable' name='BankAndOtherLoansPayable' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfOutstandingCallOptions' name='FairValueOfOutstandingCallOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' name='FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' name='FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfAssetDerivativesCallOptions' name='FairValueOfAssetDerivativesCallOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfLiabilityDerivativesCallOptions' name='FairValueOfLiabilityDerivativesCallOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfAssetDerivativesInterestRateSwaps' name='FairValueOfAssetDerivativesInterestRateSwaps' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfLiabilityDerivativesInterestRateSwaps' name='FairValueOfLiabilityDerivativesInterestRateSwaps' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfAssetDerivativesTotal' name='FairValueOfAssetDerivativesTotal' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfLiabilityDerivativesTotal' name='FairValueOfLiabilityDerivativesTotal' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfGainsAndLossesOnDerivatives' name='ScheduleOfGainsAndLossesOnDerivatives' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GainLossOnDerivativesInterestRateLockCommitments' name='GainLossOnDerivativesInterestRateLockCommitments' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GainLossOnDerivativesInterestRateSwaps' name='GainLossOnDerivativesInterestRateSwaps' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GainLossOnDerivativesSubTotal' name='GainLossOnDerivativesSubTotal' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_TaxEffectGainLossOnDerivatives' name='TaxEffectGainLossOnDerivatives' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_GainLossOnDerivativesTotal' name='GainLossOnDerivativesTotal' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_AmountsAccruedForLoanLosses' name='AmountsAccruedForLoanLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' name='FundsReservedAndAccruedToSettleInvestorRelatedClaims' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfMortgageServicingRights' name='ScheduleOfMortgageServicingRights' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' name='BalanceBeforeValuationAllowanceAtBeginningOfYear' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_MsrsProceedsFromLoanSales' name='MsrsProceedsFromLoanSales' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_Amortization' name='Amortization' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' name='ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_BalanceBeforeValuationAllowanceAtYearEnd' name='BalanceBeforeValuationAllowanceAtYearEnd' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_EstimatedFairValueOfMsrsAtEndOfPeriod' name='EstimatedFairValueOfMsrsAtEndOfPeriod' />
	<element nillable='true' type='nonnum:textBlockItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ScheduleOfProFormaFinancialInformation' name='ScheduleOfProFormaFinancialInformation' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AsOfMarch312015Member' name='AsOfMarch312015Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AsOfDecember312014Member' name='AsOfDecember312014Member' />
	<element nillable='true' type='num:percentItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' id='fil_AverageMarketValueOfSecurityOverInitialInvestment' name='AverageMarketValueOfSecurityOverInitialInvestment' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_DueIn2015Member' name='DueIn2015Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_DueIn2016Through2019Member' name='DueIn2016Through2019Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_DueIn2020Through2024Member' name='DueIn2020Through2024Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_DueAfter2024Member' name='DueAfter2024Member' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_NetCarryingAmountForSalesOfSecurities' name='NetCarryingAmountForSalesOfSecurities' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_NetRealizedGainRelatedToSalesOfSecurities' name='NetRealizedGainRelatedToSalesOfSecurities' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_SecuritiesOnDepositForRegulatoryAuthorities' name='SecuritiesOnDepositForRegulatoryAuthorities' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' name='MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_InterestNotAccruedOnNonPerformingLoans' name='InterestNotAccruedOnNonPerformingLoans' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_CommitmentsToFundNewResidentialConstructionLoans' name='CommitmentsToFundNewResidentialConstructionLoans' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_CommitmentsToFundNewResidentialConstructionLoansFunded' name='CommitmentsToFundNewResidentialConstructionLoansFunded' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_TimeDurationDomain' name='TimeDurationDomain' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_ContractualMaturityDomain' name='ContractualMaturityDomain' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_RestrictedAssetsDomain' name='RestrictedAssetsDomain' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_AgingOfLoansDomain' name='AgingOfLoansDomain' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_Level3InputsDomain' name='Level3InputsDomain' />
	<element abstract='true' nillable='true' type='xbrli:stringItemType' substitutionGroup='xbrldt:dimensionItem' xbrli:periodType='duration' id='fil_CreditQualityIndicatorAxis' name='CreditQualityIndicatorAxis' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_CreditQualityIndicatorDomain' name='CreditQualityIndicatorDomain' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PerformingFinancingReceivable1Member' name='PerformingFinancingReceivable1Member' />
	<element nillable='true' type='nonnum:domainItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_NonperformingFinancingReceivable1Member' name='NonperformingFinancingReceivable1Member' />
	<element nillable='true' type='num:perShareItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' id='fil_PerShareSharesExercised' name='PerShareSharesExercised' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='credit' id='fil_DerivativesBankLoanInterestRateSwapsPutOptions' name='DerivativesBankLoanInterestRateSwapsPutOptions' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_FairValueOfLiabilityDerivativesPutOptions' name='FairValueOfLiabilityDerivativesPutOptions' />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>9
<FILENAME>snfca-20150331_cal.xml
<DESCRIPTION>XBRL CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://securitynational.com/20150331"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_BalanceSheet" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_BalanceSheet"/>
	<link:calculationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_BalanceSheet">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable' xlink:label='us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_AccruedInvestmentIncomeReceivable' use='optional' order='1.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:label='us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_CashAndCashEquivalentsFairValueDisclosure' use='optional' order='2.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InventoryLandHeldForSale' xlink:label='us-gaap_InventoryLandHeldForSale'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_InventoryLandHeldForSale' use='optional' order='3.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments' xlink:label='fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='fil_CemeteryPerpetualCareTrustInvestments' use='optional' order='4.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts' xlink:label='us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_DeferredPolicyAcquisitionCosts' use='optional' order='5.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:label='us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_AvailableForSaleSecuritiesEquitySecurities' use='optional' order='6.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_HeldToMaturitySecurities' use='optional' order='7.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_Goodwill' use='optional' order='8.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:label='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' use='optional' order='9.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending' xlink:label='us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_LoansReceivableMortgageWarehouseLending' use='optional' order='10.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='fil_MortgageServicingRightsNet' use='optional' order='11.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssets' xlink:label='us-gaap_OtherAssets'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_OtherAssets' use='optional' order='12.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyAndOtherLoansReceivableNet1' xlink:label='fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='fil_PolicyAndOtherLoansReceivableNet1' use='optional' order='13.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_PropertyPlantAndEquipmentNet' use='optional' order='14.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet' xlink:label='us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_RealEstateInvestmentPropertyNet' use='optional' order='15.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReceivableFromReinsurers' xlink:label='fil_ReceivableFromReinsurers'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='fil_ReceivableFromReinsurers' use='optional' order='16.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsReceivableNet' xlink:label='us-gaap_AccountsReceivableNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_AccountsReceivableNet' use='optional' order='17.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RestrictedInvestments' xlink:label='us-gaap_RestrictedInvestments'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_RestrictedInvestments' use='optional' order='18.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermInvestments' xlink:label='us-gaap_ShortTermInvestments'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_ShortTermInvestments' use='optional' order='19.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA' xlink:label='us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Assets' xlink:to='us-gaap_ValueOfBusinessAcquiredVOBA' use='optional' order='20.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:label='us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_AccountsPayableCurrentAndNoncurrent' use='optional' order='1.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansPayableToBank' xlink:label='us-gaap_LoansPayableToBank'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_LoansPayableToBank' use='optional' order='2.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareObligation' xlink:label='fil_CemeteryPerpetualCareObligation'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='fil_CemeteryPerpetualCareObligation' use='optional' order='3.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredRevenue' xlink:label='us-gaap_DeferredRevenue'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_DeferredRevenue' use='optional' order='4.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' use='optional' order='5.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_DeferredIncomeTaxLiabilities' use='optional' order='6.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilities' xlink:label='us-gaap_OtherLiabilities'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_OtherLiabilities' use='optional' order='7.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UnearnedPremiums' xlink:label='us-gaap_UnearnedPremiums'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Liabilities' xlink:to='us-gaap_UnearnedPremiums' use='optional' order='8.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_AccountsPayableCurrentAndNoncurrent' use='optional' order='1.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' use='optional' order='2.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_AdditionalPaidInCapital' use='optional' order='3.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_LoansPayableToBank' use='optional' order='4.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='fil_CemeteryPerpetualCareObligation' use='optional' order='5.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_CommonStockValue' use='optional' order='6.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_DeferredRevenue' use='optional' order='7.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' use='optional' order='8.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_DeferredIncomeTaxLiabilities' use='optional' order='9.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_OtherLiabilities' use='optional' order='10.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_RetainedEarningsAccumulatedDeficit' use='optional' order='11.0' weight='1.0'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_UnearnedPremiums' use='optional' order='12.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='us-gaap_TreasuryStockValue' use='optional' order='13.0' weight='-1.0'/>
	</link:calculationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_IncomeStatement" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_IncomeStatement"/>
	<link:calculationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_IncomeStatement">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Revenues' xlink:label='us-gaap_Revenues'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PremiumsEarnedNet' xlink:label='us-gaap_PremiumsEarnedNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_PremiumsEarnedNet' use='optional' order='1.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageFeeIncome' xlink:label='fil_MortgageFeeIncome'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='fil_MortgageFeeIncome' use='optional' order='2.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeNet' xlink:label='us-gaap_InvestmentIncomeNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_InvestmentIncomeNet' use='optional' order='3.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueGoodsNet' xlink:label='us-gaap_SalesRevenueGoodsNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_SalesRevenueGoodsNet' use='optional' order='4.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherIncome' xlink:label='us-gaap_OtherIncome'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_OtherIncome' use='optional' order='5.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:label='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' use='optional' order='6.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_Revenues' xlink:to='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' use='optional' order='7.0' weight='-1.0'/>
	</link:calculationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_StatementOfCashFlows" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_StatementOfCashFlows"/>
	<link:calculationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_StatementOfCashFlows">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds' xlink:label='us-gaap_AdditionsToContractHoldersFunds'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='us-gaap_AdditionsToContractHoldersFunds' use='optional' order='1.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromBankDebt' xlink:label='us-gaap_ProceedsFromBankDebt'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='us-gaap_ProceedsFromBankDebt' use='optional' order='2.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='us-gaap_ProceedsFromStockOptionsExercised' use='optional' order='3.0' weight='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds' xlink:label='us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='us-gaap_WithdrawalFromContractHoldersFunds' use='optional' order='4.0' weight='-1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepaymentsOfBankDebt' xlink:label='us-gaap_RepaymentsOfBankDebt'/>
		<link:calculationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/summation-item' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='us-gaap_RepaymentsOfBankDebt' use='optional' order='5.0' weight='-1.0'/>
	</link:calculationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>10
<FILENAME>snfca-20150331_def.xml
<DESCRIPTION>XBRL DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://securitynational.com/20150331"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='us-gaap_CommonClassAMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='us-gaap_CommonClassCMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityRegistrantName' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentType' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentPeriodEndDate' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_AmendmentFlag' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCentralIndexKey' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_CurrentFiscalYearEndDate' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityFilerCategory' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCurrentReportingStatus' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityVoluntaryFilers' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityWellKnownSeasonedIssuer' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentFiscalYearFocus' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentFiscalPeriodFocus' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCommonStockSharesOutstanding' use='optional' order='13.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_BalanceSheet" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_BalanceSheet"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_BalanceSheet">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassAMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassBMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassCMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsAbstract' xlink:label='us-gaap_InvestmentsAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_InvestmentsAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_HeldToMaturitySecurities' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:label='us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AvailableForSaleSecuritiesEquitySecurities' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:label='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet' xlink:label='us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_RealEstateInvestmentPropertyNet' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyAndOtherLoansReceivableNet1' xlink:label='fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_PolicyAndOtherLoansReceivableNet1' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermInvestments' xlink:label='us-gaap_ShortTermInvestments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_ShortTermInvestments' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable' xlink:label='us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AccruedInvestmentIncomeReceivable' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Investments' xlink:label='us-gaap_Investments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Investments' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:label='us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_CashAndCashEquivalentsFairValueDisclosure' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending' xlink:label='us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_LoansReceivableMortgageWarehouseLending' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsReceivableNet' xlink:label='us-gaap_AccountsReceivableNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AccountsReceivableNet' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RestrictedInvestments' xlink:label='us-gaap_RestrictedInvestments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_RestrictedInvestments' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments' xlink:label='fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_CemeteryPerpetualCareTrustInvestments' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReceivableFromReinsurers' xlink:label='fil_ReceivableFromReinsurers'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_ReceivableFromReinsurers' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InventoryLandHeldForSale' xlink:label='us-gaap_InventoryLandHeldForSale'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_InventoryLandHeldForSale' use='optional' order='16.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts' xlink:label='us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_DeferredPolicyAcquisitionCosts' use='optional' order='17.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_MortgageServicingRightsNet' use='optional' order='18.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_PropertyPlantAndEquipmentNet' use='optional' order='19.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA' xlink:label='us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_ValueOfBusinessAcquiredVOBA' use='optional' order='20.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Goodwill' use='optional' order='21.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssets' xlink:label='us-gaap_OtherAssets'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_OtherAssets' use='optional' order='22.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Assets' use='optional' order='23.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LiabilitiesAndStockholdersEquityAbstract' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LiabilitiesAbstract' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UnearnedPremiums' xlink:label='us-gaap_UnearnedPremiums'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_UnearnedPremiums' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansPayableToBank' xlink:label='us-gaap_LoansPayableToBank'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_LoansPayableToBank' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredRevenue' xlink:label='us-gaap_DeferredRevenue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_DeferredRevenue' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareObligation' xlink:label='fil_CemeteryPerpetualCareObligation'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='fil_CemeteryPerpetualCareObligation' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:label='us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_AccountsPayableCurrentAndNoncurrent' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilities' xlink:label='us-gaap_OtherLiabilities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_OtherLiabilities' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_DeferredIncomeTaxLiabilities' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_Liabilities' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityAbstract' xlink:label='us-gaap_StockholdersEquityAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockholdersEquityAbstract' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_CommonStockValue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_AdditionalPaidInCapital' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_RetainedEarningsAccumulatedDeficit' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_TreasuryStockValue' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:label='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_LiabilitiesAndStockholdersEquity' use='optional' order='7.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_BalanceSheetParenthetical"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassAMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassBMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='fil_ClassCMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:label='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:label='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockParOrStatedValuePerShare' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesAuthorized' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesIssued' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesOutstanding' xlink:label='us-gaap_CommonStockSharesOutstanding'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesOutstanding' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockShares' xlink:label='us-gaap_TreasuryStockShares'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_TreasuryStockShares' use='optional' order='8.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_IncomeStatement" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_IncomeStatement"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_IncomeStatement"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_ComprehensiveIncomeStatement"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_StatementsOfStockholdersEquity"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementEquityComponentsAxis' xlink:label='us-gaap_StatementEquityComponentsAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementEquityComponentsAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_EquityComponentDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_EquityComponentDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember' xlink:label='us-gaap_AdditionalPaidInCapitalMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_AdditionalPaidInCapitalMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_AccumulatedOtherComprehensiveIncomeMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsMember' xlink:label='us-gaap_RetainedEarningsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_RetainedEarningsMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockMember' xlink:label='us-gaap_TreasuryStockMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_TreasuryStockMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_CommonClassAMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_EquityComponentDomain' xlink:to='us-gaap_CommonClassCMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockholdersEquity' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetIncomeLoss' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrantOfStockOptions' xlink:label='fil_GrantOfStockOptions'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrantOfStockOptions' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReverseStockSplitTrueUp' xlink:label='fil_ReverseStockSplitTrueUp'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ReverseStockSplitTrueUp' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ExerciseOfStockOptions' xlink:label='fil_ExerciseOfStockOptions'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ExerciseOfStockOptions' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:label='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:label='us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockIssuedDuringPeriodValueStockDividend' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ConversionClassCToClassA' xlink:label='fil_ConversionClassCToClassA'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ConversionClassCToClassA' use='optional' order='9.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_StatementOfCashFlows" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_StatementOfCashFlows"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_StatementOfCashFlows"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentation"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure2RecentAccountingPronouncements"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3Investments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3Investments"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3Investments"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensation"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShare"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegments"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstruments"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitments"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingencies"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRights"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfDecember312014Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:label='us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfDecember312014Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_FixedMaturities1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:label='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember' xlink:label='us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_HeldtomaturitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_AvailableforsaleSecuritiesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsGainLossOnInvestmentsTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfDecember312014Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfSeptember302014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfDecember312014Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfSeptember302014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:label='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfDecember312014Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfMarch312015Member' xlink:label='fil_AsOfMarch312015Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='fil_AsOfMarch312015Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Bonds1Member' xlink:label='fil_Bonds1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_Bonds1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember' xlink:label='us-gaap_USTreasuryAndGovernmentMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_USTreasuryAndGovernmentMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_USStatesAndPoliticalSubdivisionsMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_CorporateDebtSecuritiesMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_RedeemablePreferredStockMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:label='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_HeldToMaturitySecuritiesEstimatedFairValue' use='optional' order='4.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_CommonStockMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesAmortizedCost' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesEstimatedFairValue' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstruction' xlink:label='fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstateAndConstruction' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestments' xlink:label='us-gaap_RealEstateInvestments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_RealEstateInvestments' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSalePolicyLoans' xlink:label='fil_LoansHeldForSalePolicyLoans'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LoansHeldForSalePolicyLoans' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansHeldForSaleOther' xlink:label='us-gaap_LoansHeldForSaleOther'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansHeldForSaleOther' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:label='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet' xlink:label='us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansReceivableHeldForSaleNet' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsAtAmortizedCost' xlink:label='fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ShortTermInvestmentsAtAmortizedCost' use='optional' order='12.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationAxis' xlink:label='fil_TimeDurationAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_TimeDurationAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationDomain' xlink:label='fil_TimeDurationDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_TimeDurationAxis' xlink:to='fil_TimeDurationDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationDomain' xlink:label='fil_TimeDurationDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_TimeDurationAxis' xlink:to='fil_TimeDurationDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LessThan12MonthsMember' xlink:label='fil_LessThan12MonthsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_TimeDurationDomain' xlink:to='fil_LessThan12MonthsMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MoreThan12MonthsMember' xlink:label='fil_MoreThan12MonthsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_TimeDurationDomain' xlink:to='fil_MoreThan12MonthsMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalMember' xlink:label='fil_TotalMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_TimeDurationDomain' xlink:to='fil_TotalMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_USStatesAndPoliticalSubdivisionsMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_CorporateDebtSecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_USTreasurySecurities1Member' xlink:label='fil_USTreasurySecurities1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_USTreasurySecurities1Member' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NoOfInvestmentPositions' xlink:label='fil_NoOfInvestmentPositions'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NoOfInvestmentPositions' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesFairValue' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' use='optional' order='5.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityAxis' xlink:label='fil_ContractualMaturityAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_ContractualMaturityAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityDomain' xlink:label='fil_ContractualMaturityDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_ContractualMaturityDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityDomain' xlink:label='fil_ContractualMaturityDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_ContractualMaturityDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2015Member' xlink:label='fil_DueIn2015Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_ContractualMaturityDomain' xlink:to='fil_DueIn2015Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2016Through2019Member' xlink:label='fil_DueIn2016Through2019Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_ContractualMaturityDomain' xlink:to='fil_DueIn2016Through2019Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2020Through2024Member' xlink:label='fil_DueIn2020Through2024Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_ContractualMaturityDomain' xlink:to='fil_DueIn2020Through2024Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueAfter2024Member' xlink:label='fil_DueAfter2024Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_ContractualMaturityDomain' xlink:to='fil_DueAfter2024Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_RedeemablePreferredStockMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_CommonStockMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_HeldToMaturitySecuritiesEstimatedFairValue' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesAmortizedCost' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesEstimatedFairValue' use='optional' order='4.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_GainLossOnInvestmentsByCategoryAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherAssets1Member' xlink:label='fil_OtherAssets1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='fil_OtherAssets1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedGains' xlink:label='fil_GrossRealizedGains'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossRealizedGains' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedLosses' xlink:label='fil_GrossRealizedLosses'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossRealizedLosses' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherThanTemporaryImpairments' xlink:label='fil_OtherThanTemporaryImpairments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OtherThanTemporaryImpairments' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturitySecuritiesHeldToMaturity' xlink:label='fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FixedMaturitySecuritiesHeldToMaturity' use='optional' order='4.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_GainLossOnInvestmentsByCategoryAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetCarryingAmountForSalesOfSecurities' xlink:label='fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetCarryingAmountForSalesOfSecurities' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:label='fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetRealizedGainRelatedToSalesOfSecurities' use='optional' order='2.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_FixedMaturities1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate2Member' xlink:label='fil_MortgageLoansOnRealEstate2Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_MortgageLoansOnRealEstate2Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RealEstate1Member' xlink:label='fil_RealEstate1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_RealEstate1Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyStudentAndOtherLoansMember' xlink:label='fil_PolicyStudentAndOtherLoansMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_PolicyStudentAndOtherLoansMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:label='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossInvestmentIncome' xlink:label='fil_GrossInvestmentIncome'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossInvestmentIncome' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense' xlink:label='us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_InvestmentIncomeInvestmentExpense' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetInvestmentIncome' use='optional' order='3.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsAxis' xlink:label='fil_RestrictedAssetsAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_RestrictedAssetsAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsDomain' xlink:label='fil_RestrictedAssetsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_RestrictedAssetsAxis' xlink:to='fil_RestrictedAssetsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsDomain' xlink:label='fil_RestrictedAssetsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_RestrictedAssetsAxis' xlink:to='fil_RestrictedAssetsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteriesAndMortuariesMember' xlink:label='fil_CemeteriesAndMortuariesMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_RestrictedAssetsDomain' xlink:to='fil_CemeteriesAndMortuariesMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetInvestmentIncome' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:label='fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SecuritiesOnDepositForRegulatoryAuthorities' use='optional' order='2.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLosses' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesChargeOffs' xlink:label='fil_AllowanceForCreditLossesChargeOffs'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AllowanceForCreditLossesChargeOffs' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesProvision' xlink:label='fil_AllowanceForCreditLossesProvision'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AllowanceForCreditLossesProvision' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoans' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' use='optional' order='10.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansAxis' xlink:label='fil_AgingOfLoansAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_AgingOfLoansAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansDomain' xlink:label='fil_AgingOfLoansDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_AgingOfLoansDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansDomain' xlink:label='fil_AgingOfLoansDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_AgingOfLoansDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue30To59DaysMember' xlink:label='fil_PastDue30To59DaysMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_PastDue30To59DaysMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue60To89DaysMember' xlink:label='fil_PastDue60To89DaysMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_PastDue60To89DaysMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue90OrMoreDaysMember' xlink:label='fil_PastDue90OrMoreDaysMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_PastDue90OrMoreDaysMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InForeclosureMember' xlink:label='fil_InForeclosureMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_InForeclosureMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalPastDueMember' xlink:label='fil_TotalPastDueMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_TotalPastDueMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CurrentMember' xlink:label='fil_CurrentMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_AgingOfLoansDomain' xlink:to='fil_CurrentMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansDuringPeriod' xlink:label='fil_MortgageLoansDuringPeriod'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansDuringPeriod' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansAllowanceForLoanLosses' xlink:label='fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansAllowanceForLoanLosses' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetMortgageLoans' xlink:label='fil_NetMortgageLoans'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetMortgageLoans' use='optional' order='3.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalResidentialMortgageMember' xlink:label='fil_TotalResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_TotalResidentialMortgageMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableRelatedAllowance' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' use='optional' order='6.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorAxis' xlink:label='fil_CreditQualityIndicatorAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_CreditQualityIndicatorAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorDomain' xlink:label='fil_CreditQualityIndicatorDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='fil_CreditQualityIndicatorDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorDomain' xlink:label='fil_CreditQualityIndicatorDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='fil_CreditQualityIndicatorDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerformingFinancingReceivable1Member' xlink:label='fil_PerformingFinancingReceivable1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_CreditQualityIndicatorDomain' xlink:to='fil_PerformingFinancingReceivable1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonperformingFinancingReceivable1Member' xlink:label='fil_NonperformingFinancingReceivable1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_CreditQualityIndicatorDomain' xlink:to='fil_NonperformingFinancingReceivable1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoans' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' use='optional' order='1.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='us-gaap_CommonClassAMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='us-gaap_CommonClassCMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharesOutstanding' xlink:label='us-gaap_SharesOutstanding'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_SharesOutstanding' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesGranted' xlink:label='fil_SharesGranted'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesGranted' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesGranted' xlink:label='fil_PerShareSharesGranted'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesGranted' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesExercised' xlink:label='fil_SharesExercised'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesExercised' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesExercised' xlink:label='fil_PerShareSharesExercised'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesExercised' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesCancelled' xlink:label='fil_SharesCancelled'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesCancelled' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesCancelled' xlink:label='fil_PerShareSharesCancelled'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesCancelled' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OptionsExercisable' xlink:label='fil_OptionsExercisable'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OptionsExercisable' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableOptionsForFutureGrant' xlink:label='fil_AvailableOptionsForFutureGrant'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableOptionsForFutureGrant' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:label='fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_WeightedAverageContractualTermOfOptionsoutstanding' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:label='fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_WeightedAverageContractualTermOfOptionsexercisable' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:label='fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AggregatedIntrinsicValueOfOptionsOutstanding' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:label='fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AggregatedIntrinsicValueOfOptionsExercisable' use='optional' order='15.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis' xlink:label='us-gaap_StatementBusinessSegmentsAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementBusinessSegmentsAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentDomain' xlink:label='us-gaap_SegmentDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='us-gaap_SegmentDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentDomain' xlink:label='us-gaap_SegmentDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='us-gaap_SegmentDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryAndMortuaryMember' xlink:label='fil_CemeteryAndMortuaryMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_SegmentDomain' xlink:to='fil_CemeteryAndMortuaryMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageMember' xlink:label='fil_MortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_SegmentDomain' xlink:to='fil_MortgageMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LifeInsuranceSegmentMember' xlink:label='us-gaap_LifeInsuranceSegmentMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_SegmentDomain' xlink:to='us-gaap_LifeInsuranceSegmentMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MaterialReconcilingItemsMember' xlink:label='us-gaap_MaterialReconcilingItemsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_SegmentDomain' xlink:to='us-gaap_MaterialReconcilingItemsMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RevenueFromCustomers' xlink:label='fil_RevenueFromCustomers'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_RevenueFromCustomers' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIntersegmentRevenue1' xlink:label='fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SegmentReportingInformationIntersegmentRevenue1' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:label='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IdentifiableAssets' xlink:label='fil_IdentifiableAssets'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_IdentifiableAssets' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_Goodwill' use='optional' order='5.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecurities' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:label='fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_RestrictedAssetsOfCemeteriesAndMortuaries' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments1' xlink:label='fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_CemeteryPerpetualCareTrustInvestments1' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesInterestRateLockCommitments' xlink:label='fil_DerivativesInterestRateLockCommitments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesInterestRateLockCommitments' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosure' xlink:label='us-gaap_AssetsFairValueDisclosure'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsFairValueDisclosure' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances' xlink:label='fil_PolicyholderAccountBalances'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PolicyholderAccountBalances' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities' xlink:label='fil_FuturePolicyBenefitsAnnuities'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FuturePolicyBenefitsAnnuities' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwaps' xlink:label='fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwaps' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsCallOptions' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsPutOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsPutOptions'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsPutOptions' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:label='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValue' xlink:label='fil_LiabilitiesAccountedForAtFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LiabilitiesAccountedForAtFairValue' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonRedeemablePreferredStock' xlink:label='fil_NonRedeemablePreferredStock'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NonRedeemablePreferredStock' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TradingSecuritiesEquity' xlink:label='us-gaap_TradingSecuritiesEquity'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_TradingSecuritiesEquity' use='optional' order='16.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsAxis' xlink:label='fil_Level3InputsAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='fil_Level3InputsAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsDomain' xlink:label='fil_Level3InputsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='fil_Level3InputsAxis' xlink:to='fil_Level3InputsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsDomain' xlink:label='fil_Level3InputsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='fil_Level3InputsAxis' xlink:to='fil_Level3InputsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InterestRateLockCommitments1Member' xlink:label='fil_InterestRateLockCommitments1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_Level3InputsDomain' xlink:to='fil_InterestRateLockCommitments1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankLoanInterestRateSwapsMember' xlink:label='fil_BankLoanInterestRateSwapsMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_Level3InputsDomain' xlink:to='fil_BankLoanInterestRateSwapsMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances1Member' xlink:label='fil_PolicyholderAccountBalances1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_Level3InputsDomain' xlink:to='fil_PolicyholderAccountBalances1Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities1Member' xlink:label='fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='fil_Level3InputsDomain' xlink:to='fil_FuturePolicyBenefitsAnnuities1Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueBalance' xlink:label='fil_FairValueBalance'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueBalance' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInEarnings' xlink:label='fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueLossesGainsIncludedInEarnings' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:label='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' use='optional' order='3.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate1' xlink:label='fil_MortgageLoansOnRealEstate1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstate1' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRights1' xlink:label='fil_MortgageServicingRights1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageServicingRights1' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherRealEstateOwnedHeldForInvestment' xlink:label='fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OtherRealEstateOwnedHeldForInvestment' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsFairValueDisclosureNonrecurring' use='optional' order='7.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/hypercube-dimension' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-domain' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/dimension-default' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1' use='optional' order='1.0' xbrldt:contextElement='segment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ResidentialConstructionMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansNet1Member' xlink:label='fil_MortgageLoansNet1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_MortgageLoansNet1Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyLoanMember' xlink:label='fil_PolicyLoanMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_PolicyLoanMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherLoansMember' xlink:label='fil_OtherLoansMember'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_OtherLoansMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestments1Member' xlink:label='fil_ShortTermInvestments1Member'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='fil_ShortTermInvestments1Member' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CarryingValue' xlink:label='fil_CarryingValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_CarryingValue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_EstimatedFairValue' xlink:label='fil_EstimatedFairValue'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_EstimatedFairValue' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankAndOtherLoansPayable' xlink:label='fil_BankAndOtherLoansPayable'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/domain-member' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_BankAndOtherLoansPayable' use='optional' order='3.0'/>
		<link:definitionArc xlink:type='arc' xlink:arcrole='http://xbrl.org/int/dim/arcrole/all' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StatementTable' order='0.5' xbrldt:closed='true' xbrldt:contextElement='segment' use='optional'/>
	</link:definitionLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails"/>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails"/>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>11
<FILENAME>snfca-20150331_lab.xml
<DESCRIPTION>XBRL LABELS LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://securitynational.com/20150331"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Earnings Per Share, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:to='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Earnings Per Share, Basic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:to='lab_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:to='lab_fil_FairValueOfLiabilityDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TradingSecuritiesEquity' xlink:label='us-gaap_TradingSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TradingSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Securities, Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TradingSecuritiesEquity' xlink:to='lab_us-gaap_TradingSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities' xlink:label='fil_FuturePolicyBenefitsAnnuities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FuturePolicyBenefitsAnnuities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future policy benefits - annuities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FuturePolicyBenefitsAnnuities' xlink:to='lab_fil_FuturePolicyBenefitsAnnuities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:label='fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average contractual term of options outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:to='lab_fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharesOutstanding' xlink:label='us-gaap_SharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares, Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharesOutstanding' xlink:to='lab_us-gaap_SharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsAxis' xlink:label='fil_RestrictedAssetsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsAxis' xlink:to='lab_fil_RestrictedAssetsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedGains' xlink:label='fil_GrossRealizedGains'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedGains' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross Realized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossRealizedGains' xlink:to='lab_fil_GrossRealizedGains'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityDomain' xlink:label='fil_ContractualMaturityDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contractual Maturity {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContractualMaturityDomain' xlink:to='lab_fil_ContractualMaturityDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>HeldToMaturitySecuritiesEstimatedFairValue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:to='lab_fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfImpairedMortgageLoans' xlink:label='fil_ScheduleOfImpairedMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Mortgage Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfImpairedMortgageLoans' xlink:to='lab_fil_ScheduleOfImpairedMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:label='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>3) Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of property and equipment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of property and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:to='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrantOfStockOptions' xlink:label='fil_GrantOfStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrantOfStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Grant of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrantOfStockOptions' xlink:to='lab_fil_GrantOfStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax' xlink:label='us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNetOfTax' xlink:to='lab_us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings per Class A Equivalent common share (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings before income taxes</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Earnings before income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherPolicyholderBenefits' xlink:label='fil_OtherPolicyholderBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherPolicyholderBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Surrenders and other policy benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherPolicyholderBenefits' xlink:to='lab_fil_OtherPolicyholderBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PremiumsEarnedNet' xlink:label='us-gaap_PremiumsEarnedNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PremiumsEarnedNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Insurance premiums and other considerations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PremiumsEarnedNet' xlink:to='lab_us-gaap_PremiumsEarnedNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsAccumulatedDeficit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsAccumulatedDeficit' xlink:to='lab_us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InventoryLandHeldForSale' xlink:label='us-gaap_InventoryLandHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InventoryLandHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery land and improvements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InventoryLandHeldForSale' xlink:to='lab_us-gaap_InventoryLandHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet' xlink:label='us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestmentPropertyNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment, net of accumulated depreciation of $11,367,721 and $10,875,419 for 2015 and 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestmentPropertyNet' xlink:to='lab_us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:label='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction loans, held for investment net of allowances for loan losses of $1,902,396 and $2,003,055 for 2015 and 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:to='lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:label='us-gaap_BusinessAcquisitionsProFormaRevenue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Revenue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:to='lab_us-gaap_BusinessAcquisitionsProFormaRevenue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Amortization' xlink:label='fil_Amortization'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Amortization' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_Amortization' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Amortization</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Amortization' xlink:to='lab_fil_Amortization'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:label='fil_GainLossOnDerivativesInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Interest Rate Lock Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:to='lab_fil_GainLossOnDerivativesInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_EstimatedFairValue' xlink:label='fil_EstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValue' xlink:to='lab_fil_EstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansNet1Member' xlink:label='fil_MortgageLoansNet1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansNet1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>MortgageLoansNet1Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansNet1Member' xlink:to='lab_fil_MortgageLoansNet1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurements, Fair Value Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:label='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SegmentReportingInformationIncomeLossBeforeIncomeTaxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:to='lab_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:label='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted weighted-average shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:to='lab_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserveChargeOffs' xlink:label='fil_LoanLossReserveChargeOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveChargeOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, Charge-offs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveChargeOffs' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Loan loss reserve, Charge-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserveChargeOffs' xlink:to='lab_fil_LoanLossReserveChargeOffs'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonperformingFinancingReceivable1Member' xlink:label='fil_NonperformingFinancingReceivable1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonperformingFinancingReceivable1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonperforming Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonperformingFinancingReceivable1Member' xlink:to='lab_fil_NonperformingFinancingReceivable1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CurrentMember' xlink:label='fil_CurrentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CurrentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CurrentMember' xlink:to='lab_fil_CurrentMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:label='fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities on deposit for regulatory authorities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:to='lab_fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossInvestmentIncome' xlink:label='fil_GrossInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossInvestmentIncome' xlink:to='lab_fil_GrossInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Industrial, miscellaneous and all other equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:to='lab_fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:label='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:to='lab_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Payments received for mortgage, policy and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by operating activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquity' xlink:to='lab_us-gaap_StockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Revenues' xlink:label='us-gaap_Revenues'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total revenues</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total revenues</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Revenues' xlink:to='lab_us-gaap_Revenues'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA' xlink:label='us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ValueOfBusinessAcquiredVOBA' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Value of business acquired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ValueOfBusinessAcquiredVOBA' xlink:to='lab_us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsReceivableNet' xlink:label='us-gaap_AccountsReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivables, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsReceivableNet' xlink:to='lab_us-gaap_AccountsReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoansFunded'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to fund new residential construction loans funded</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:to='lab_fil_CommitmentsToFundNewResidentialConstructionLoansFunded'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesTotal' xlink:label='fil_GainLossOnDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesTotal' xlink:to='lab_fil_GainLossOnDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfAssetDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:to='lab_fil_FairValueOfAssetDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a nonrecurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InterestRateLockCommitments1Member' xlink:label='fil_InterestRateLockCommitments1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestRateLockCommitments1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Rate Lock Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestRateLockCommitments1Member' xlink:to='lab_fil_InterestRateLockCommitments1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesInterestRateLockCommitments' xlink:label='fil_DerivativesInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - interest rate lock commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesInterestRateLockCommitments' xlink:to='lab_fil_DerivativesInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 2</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel2Member' xlink:to='lab_us-gaap_FairValueInputsLevel2Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesCancelled' xlink:label='fil_PerShareSharesCancelled'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesCancelled' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares cancelled</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesCancelled' xlink:to='lab_fil_PerShareSharesCancelled'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalIntrinsicValue' xlink:label='fil_TotalIntrinsicValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalIntrinsicValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total intrinsic value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalIntrinsicValue' xlink:to='lab_fil_TotalIntrinsicValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansDuringPeriod' xlink:label='fil_MortgageLoansDuringPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansDuringPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans during period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansDuringPeriod' xlink:to='lab_fil_MortgageLoansDuringPeriod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RealEstate1Member' xlink:label='fil_RealEstate1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstate1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstate1Member' xlink:to='lab_fil_RealEstate1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments by Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='lab_us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:label='fil_AverageMarketValueOfSecurityOverInitialInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Average Market Value of Security over initial investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:to='lab_fil_AverageMarketValueOfSecurityOverInitialInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsAtAmortizedCost' xlink:label='fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestmentsAtAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments at amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestmentsAtAmortizedCost' xlink:to='lab_fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfSeptember302014Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>As of September 30, 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfSeptember302014Member' xlink:to='lab_fil_AsOfSeptember302014Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UseOfEstimates' xlink:label='us-gaap_UseOfEstimates'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UseOfEstimates' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Use of Estimates Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UseOfEstimates' xlink:to='lab_us-gaap_UseOfEstimates'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:label='us-gaap_PaymentsToAcquireLoansHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage, policy, and other loans made</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Mortgage, policy, and other loans made</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:to='lab_us-gaap_PaymentsToAcquireLoansHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net unrealized gains (losses) on available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BenefitsLossesAndExpenses' xlink:label='us-gaap_BenefitsLossesAndExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total benefits and expenses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpenses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total benefits and expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BenefitsLossesAndExpenses' xlink:to='lab_us-gaap_BenefitsLossesAndExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than temporary impairments on investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Other than temporary impairments on investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceSheetParentheticalAbstract' xlink:label='fil_BalanceSheetParentheticalAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceSheetParentheticalAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance Sheet Parenthetical</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceSheetParentheticalAbstract' xlink:to='lab_fil_BalanceSheetParentheticalAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonClassAMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class A Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonClassAMember' xlink:to='lab_us-gaap_CommonClassAMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:label='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Acquisition, Pro Forma Net Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:to='lab_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesTotal' xlink:label='fil_FairValueOfAssetDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesTotal' xlink:to='lab_fil_FairValueOfAssetDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherRealEstateOwnedHeldForInvestment' xlink:label='fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherRealEstateOwnedHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherRealEstateOwnedHeldForInvestment' xlink:to='lab_fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel3Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 3</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel3Member' xlink:to='lab_us-gaap_FairValueInputsLevel3Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIntersegmentRevenue1' xlink:label='fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SegmentReportingInformationIntersegmentRevenue1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SegmentReportingInformationIntersegmentRevenue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SegmentReportingInformationIntersegmentRevenue1' xlink:to='lab_fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis' xlink:label='us-gaap_StatementBusinessSegmentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementBusinessSegmentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Business Segments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='lab_us-gaap_StatementBusinessSegmentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:label='fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average contractual term of options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:to='lab_fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansPrincipalAmountDue' xlink:label='fil_MortgageLoansPrincipalAmountDue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansPrincipalAmountDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans Principal Amount due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansPrincipalAmountDue' xlink:to='lab_fil_MortgageLoansPrincipalAmountDue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorAxis' xlink:label='fil_CreditQualityIndicatorAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditQualityIndicatorAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='lab_fil_CreditQualityIndicatorAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with No Related Allowance, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue60To89DaysMember' xlink:label='fil_PastDue60To89DaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue60To89DaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 60 to 89 days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue60To89DaysMember' xlink:to='lab_fil_PastDue60To89DaysMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate2Member' xlink:label='fil_MortgageLoansOnRealEstate2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstate2Member' xlink:to='lab_fil_MortgageLoansOnRealEstate2Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueAfter2024Member' xlink:label='fil_DueAfter2024Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueAfter2024Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Due after 2024</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueAfter2024Member' xlink:to='lab_fil_DueAfter2024Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CorporateDebtSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Corporate Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CorporateDebtSecuritiesMember' xlink:to='lab_us-gaap_CorporateDebtSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:label='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Major categories of net investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:to='lab_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:label='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>12) Mergers, Acquisitions and Dispositions Disclosures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:to='lab_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansForeclosedIntoRealEstate' xlink:label='fil_MortgageLoansForeclosedIntoRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansForeclosedIntoRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans foreclosed into real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansForeclosedIntoRealEstate' xlink:to='lab_fil_MortgageLoansForeclosedIntoRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non Cash Investing and Financing Activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net change in cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net change in cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:label='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sales of short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:to='lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValue' xlink:to='lab_us-gaap_CommonStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable' xlink:label='us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccruedInvestmentIncomeReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccruedInvestmentIncomeReceivable' xlink:to='lab_us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermInvestments' xlink:label='us-gaap_ShortTermInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShortTermInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShortTermInvestments' xlink:to='lab_us-gaap_ShortTermInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsAbstract' xlink:label='us-gaap_InvestmentsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsAbstract' xlink:to='lab_us-gaap_InvestmentsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesInterestRateSwaps' xlink:label='fil_GainLossOnDerivativesInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Derivatives, Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesInterestRateSwaps' xlink:to='lab_fil_GainLossOnDerivativesInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Interest rate lock and forward sales commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:to='lab_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsAxis' xlink:label='fil_Level3InputsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 3 Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level3InputsAxis' xlink:to='lab_fil_Level3InputsAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LifeInsuranceSegmentMember' xlink:label='us-gaap_LifeInsuranceSegmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LifeInsuranceSegmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Life Insurance Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LifeInsuranceSegmentMember' xlink:to='lab_us-gaap_LifeInsuranceSegmentMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:label='fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aggregated intrinsic value of options exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:to='lab_fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesGranted' xlink:label='fil_PerShareSharesGranted'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesGranted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares Granted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesGranted' xlink:to='lab_fil_PerShareSharesGranted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesProvision' xlink:label='fil_AllowanceForCreditLossesProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for credit losses, Provision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForCreditLossesProvision' xlink:to='lab_fil_AllowanceForCreditLossesProvision'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense' xlink:label='us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInvestmentExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment Income, Investment Expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInvestmentExpense' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Investment Income, Investment Expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentIncomeInvestmentExpense' xlink:to='lab_us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalMember' xlink:label='fil_TotalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalMember' xlink:to='lab_fil_TotalMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MoreThan12MonthsMember' xlink:label='fil_MoreThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MoreThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>More than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MoreThan12MonthsMember' xlink:to='lab_fil_MoreThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:label='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale allowance for doubtful accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:to='lab_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:label='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Gain {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Gain</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:to='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US States and Political Subdivisions Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:to='lab_us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfProFormaFinancialInformation' xlink:label='fil_ScheduleOfProFormaFinancialInformation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfProFormaFinancialInformation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of pro forma financial information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfProFormaFinancialInformation' xlink:to='lab_fil_ScheduleOfProFormaFinancialInformation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted-average Class A equivalent common share outstanding (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:to='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Liabilities and Stockholders&apos; Equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total Liabilities and Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Goodwill' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Goodwill' xlink:to='lab_us-gaap_Goodwill'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed maturity securities, held to maturity, at amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecurities' xlink:to='lab_us-gaap_HeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassAMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class A Common Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassAMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class A Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassAMember' xlink:to='lab_fil_ClassAMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonRedeemablePreferredStock' xlink:label='fil_NonRedeemablePreferredStock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonRedeemablePreferredStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-redeemable preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonRedeemablePreferredStock' xlink:to='lab_fil_NonRedeemablePreferredStock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwaps' xlink:label='fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwaps' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwaps' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteriesAndMortuariesMember' xlink:label='fil_CemeteriesAndMortuariesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteriesAndMortuariesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemeteries and mortuaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteriesAndMortuariesMember' xlink:to='lab_fil_CemeteriesAndMortuariesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsDomain' xlink:label='fil_RestrictedAssetsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Restricted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsDomain' xlink:to='lab_fil_RestrictedAssetsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedLosses' xlink:label='fil_GrossRealizedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gross Realized Losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrossRealizedLosses' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Gross Realized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrossRealizedLosses' xlink:to='lab_fil_GrossRealizedLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2015Member' xlink:label='fil_DueIn2015Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2015Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Due in 2015</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2015Member' xlink:to='lab_fil_DueIn2015Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AvailableForSaleSecuritiesGrossUnrealizedLosses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>AvailableForSaleSecuritiesGrossUnrealizedLosses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:to='lab_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember' xlink:label='us-gaap_USTreasuryAndGovernmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USTreasuryAndGovernmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US Treasury and Government</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USTreasuryAndGovernmentMember' xlink:to='lab_us-gaap_USTreasuryAndGovernmentMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMortgageServicingRights' xlink:label='fil_ScheduleOfMortgageServicingRights'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageServicingRights' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Mortgage Servicing Rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMortgageServicingRights' xlink:to='lab_fil_ScheduleOfMortgageServicingRights'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:label='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:to='lab_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ConversionClassCToClassA' xlink:label='fil_ConversionClassCToClassA'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionClassCToClassA' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion Class C to Class A</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionClassCToClassA' xlink:to='lab_fil_ConversionClassCToClassA'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementEquityComponentsAxis' xlink:label='us-gaap_StatementEquityComponentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementEquityComponentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement, Equity Components</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='lab_us-gaap_StatementEquityComponentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CostOfFundingMortgageLoans' xlink:label='fil_CostOfFundingMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CostOfFundingMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Costs related to funding mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CostOfFundingMortgageLoans' xlink:to='lab_fil_CostOfFundingMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockShares' xlink:label='us-gaap_TreasuryStockShares'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockShares' xlink:to='lab_us-gaap_TreasuryStockShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for losses on mortgage loans on real estate and construction loans, held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxLiabilities' xlink:to='lab_us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansPayableToBank' xlink:label='us-gaap_LoansPayableToBank'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansPayableToBank' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank and other loans payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansPayableToBank' xlink:to='lab_us-gaap_LoansPayableToBank'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RestrictedInvestments' xlink:label='us-gaap_RestrictedInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RestrictedInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RestrictedInvestments' xlink:to='lab_us-gaap_RestrictedInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:label='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Application of valuation allowance to write down MSRs with other than temporary impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:to='lab_fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankAndOtherLoansPayable' xlink:label='fil_BankAndOtherLoansPayable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankAndOtherLoansPayable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank and other loans payable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankAndOtherLoansPayable' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Bank and other loans payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankAndOtherLoansPayable' xlink:to='lab_fil_BankAndOtherLoansPayable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyLoanMember' xlink:label='fil_PolicyLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>PolicyLoanMember</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyLoanMember' xlink:to='lab_fil_PolicyLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueBalance' xlink:label='fil_FairValueBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueBalance' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Fair Value Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueBalance' xlink:to='lab_fil_FairValueBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:label='fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aggregated intrinsic value of options outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:to='lab_fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesExercised' xlink:label='fil_PerShareSharesExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerShareSharesExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Per Share Shares Exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerShareSharesExercised' xlink:to='lab_fil_PerShareSharesExercised'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized compensation expense related to the options issued in July 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:to='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalPastDueMember' xlink:label='fil_TotalPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalPastDueMember' xlink:to='lab_fil_TotalPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate balances, net of allowance for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:to='lab_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstruction' xlink:label='fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstruction' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateAndConstruction' xlink:to='lab_fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ResidentialConstructionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ResidentialConstructionMember' xlink:to='lab_fil_ResidentialConstructionMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RedeemablePreferredStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Redeemable Preferred Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RedeemablePreferredStockMember' xlink:to='lab_us-gaap_RedeemablePreferredStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value Measurements, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:label='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of stock inventive plan changes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:label='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Allowance for loan losses as a contra-asset account</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:to='lab_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock' xlink:label='us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForCreditLossesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForCreditLossesTextBlock' xlink:to='lab_us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase - equity securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase - equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:label='us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:to='lab_us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:label='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sale of treasury stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:to='lab_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember' xlink:label='us-gaap_AdditionalPaidInCapitalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapitalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional Paid-in Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapitalMember' xlink:to='lab_us-gaap_AdditionalPaidInCapitalMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CostOfGoodsAndServicesSold' xlink:label='us-gaap_CostOfGoodsAndServicesSold'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CostOfGoodsAndServicesSold' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cost of goods and services sold-mortuaries and cemeteries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CostOfGoodsAndServicesSold' xlink:to='lab_us-gaap_CostOfGoodsAndServicesSold'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet' xlink:label='us-gaap_OperatingLeasesRentExpenseNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesRentExpenseNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Rent and rent related</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesRentExpenseNet' xlink:to='lab_us-gaap_OperatingLeasesRentExpenseNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesCommissionsAndFees' xlink:label='us-gaap_SalesCommissionsAndFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesCommissionsAndFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commissions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesCommissionsAndFees' xlink:to='lab_us-gaap_SalesCommissionsAndFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:label='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for doubtful accounts on policy and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:to='lab_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:label='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated depreciation on real estate held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:to='lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilities' xlink:label='us-gaap_OtherLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other liabilities and accrued expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherLiabilities' xlink:to='lab_us-gaap_OtherLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments' xlink:label='fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care trust investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareTrustInvestments' xlink:to='lab_fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Investments' xlink:label='us-gaap_Investments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Investments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Investments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Investments' xlink:to='lab_us-gaap_Investments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AmountsAccruedForLoanLosses' xlink:label='fil_AmountsAccruedForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmountsAccruedForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amounts accrued for loan losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmountsAccruedForLoanLosses' xlink:to='lab_fil_AmountsAccruedForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankLoanInterestRateSwapsMember' xlink:label='fil_BankLoanInterestRateSwapsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankLoanInterestRateSwapsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank Loan Interest Rate Swaps</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankLoanInterestRateSwapsMember' xlink:to='lab_fil_BankLoanInterestRateSwapsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities accounted for at fair value on a recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:to='lab_fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrantOfEmployeeStockOptions' xlink:label='fil_GrantOfEmployeeStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GrantOfEmployeeStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>GrantOfEmployeeStockOptions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GrantOfEmployeeStockOptions' xlink:to='lab_fil_GrantOfEmployeeStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OptionsExercisable' xlink:label='fil_OptionsExercisable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OptionsExercisable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Options Exercisable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OptionsExercisable' xlink:to='lab_fil_OptionsExercisable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansAllowanceForLoanLosses' xlink:label='fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansAllowanceForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Loans, Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansAllowanceForLoanLosses' xlink:to='lab_fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyStudentAndOtherLoansMember' xlink:label='fil_PolicyStudentAndOtherLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyStudentAndOtherLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policy, Student and other loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyStudentAndOtherLoansMember' xlink:to='lab_fil_PolicyStudentAndOtherLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Categories of Investments, Marketable Securities, Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:to='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NoOfInvestmentPositions' xlink:label='fil_NoOfInvestmentPositions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NoOfInvestmentPositions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>No. of Investment Positions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NoOfInvestmentPositions' xlink:to='lab_fil_NoOfInvestmentPositions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:label='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>9) Derivative Commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:to='lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by (used in) investing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by (used in) investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract' xlink:label='us-gaap_AvailableForSaleSecuritiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities available for sale:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAbstract' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit' xlink:label='us-gaap_IncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income tax expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Income tax expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_IncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Personnel' xlink:label='fil_Personnel'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Personnel' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Personnel</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Personnel' xlink:to='lab_fil_Personnel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:label='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of deferred policy and pre-need acquisition costs and value of business acquired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:to='lab_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageFeeIncome' xlink:label='fil_MortgageFeeIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageFeeIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage fee income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageFeeIncome' xlink:to='lab_fil_MortgageFeeIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeStatementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='lab_us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesOutstanding' xlink:label='us-gaap_CommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesOutstanding' xlink:to='lab_us-gaap_CommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesTotal' xlink:label='fil_FairValueOfLiabilityDerivativesTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesTotal' xlink:to='lab_fil_FairValueOfLiabilityDerivativesTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:label='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps, Interest rate lock commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MaterialReconcilingItemsMember' xlink:label='us-gaap_MaterialReconcilingItemsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MaterialReconcilingItemsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Significant Reconciling Items</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MaterialReconcilingItemsMember' xlink:to='lab_us-gaap_MaterialReconcilingItemsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:label='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Antidilutive Securities Excluded from Computation of Net Income, Per Outstanding Unit, Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:to='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserve' xlink:label='fil_LoanLossReserve'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, balance at start of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Loan loss reserve, balance at start of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserve' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Loan loss reserve, balance at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserve' xlink:to='lab_fil_LoanLossReserve'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorDomain' xlink:label='fil_CreditQualityIndicatorDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditQualityIndicatorDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Quality Indicator {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditQualityIndicatorDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditQualityIndicatorDomain' xlink:to='lab_fil_CreditQualityIndicatorDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue90OrMoreDaysMember' xlink:label='fil_PastDue90OrMoreDaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue90OrMoreDaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 90 or more days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue90OrMoreDaysMember' xlink:to='lab_fil_PastDue90OrMoreDaysMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetCarryingAmountForSalesOfSecurities' xlink:label='fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetCarryingAmountForSalesOfSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net carrying amount for sales of securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetCarryingAmountForSalesOfSecurities' xlink:to='lab_fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_USTreasurySecurities1Member' xlink:label='fil_USTreasurySecurities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_USTreasurySecurities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>U.S. Treasury Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_USTreasurySecurities1Member' xlink:to='lab_fil_USTreasurySecurities1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AvailableForSaleSecuritiesEstimatedFairValue</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:to='lab_fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:label='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Financial Instruments Carried at Other Than Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:to='lab_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:label='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Unrealized Loss on Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FixedMaturities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed Maturities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FixedMaturities1Member' xlink:to='lab_fil_FixedMaturities1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScenarioUnspecifiedDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Scenario, Unspecified</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScenarioUnspecifiedDomain' xlink:to='lab_us-gaap_ScenarioUnspecifiedDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock' xlink:label='us-gaap_FairValueDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>7): Fair Value of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueDisclosuresTextBlock' xlink:to='lab_us-gaap_FairValueDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities held to maturity:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockMember' xlink:label='us-gaap_TreasuryStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Treasury Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockMember' xlink:to='lab_us-gaap_TreasuryStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in future policy benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:to='lab_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeNet' xlink:label='us-gaap_InvestmentIncomeNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net investment income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentIncomeNet' xlink:to='lab_us-gaap_InvestmentIncomeNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:label='us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:to='lab_us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssets' xlink:label='us-gaap_OtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherAssets' xlink:to='lab_us-gaap_OtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract' xlink:label='us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfFinancialPositionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance Sheet</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfFinancialPositionAbstract' xlink:to='lab_us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesSubTotal' xlink:label='fil_GainLossOnDerivativesSubTotal'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDerivativesSubTotal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>GainLossOnDerivativesSubTotal</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDerivativesSubTotal' xlink:to='lab_fil_GainLossOnDerivativesSubTotal'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesPutOptions' xlink:label='fil_FairValueOfLiabilityDerivativesPutOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesPutOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Put Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesPutOptions' xlink:to='lab_fil_FairValueOfLiabilityDerivativesPutOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesCallOptions' xlink:label='fil_FairValueOfAssetDerivativesCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesCallOptions' xlink:to='lab_fil_FairValueOfAssetDerivativesCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a nonrecurring basis - Mortgage servicing rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances1Member' xlink:label='fil_PolicyholderAccountBalances1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderAccountBalances1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policyholder Account Balances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderAccountBalances1Member' xlink:to='lab_fil_PolicyholderAccountBalances1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosure' xlink:label='us-gaap_AssetsFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosure' xlink:to='lab_us-gaap_AssetsFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:label='fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted assets of cemeteries and mortuaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:to='lab_fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesExercised' xlink:label='fil_SharesExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesExercised' xlink:to='lab_fil_SharesExercised'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoans' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoans' xlink:to='lab_fil_MortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityAxis' xlink:label='fil_ContractualMaturityAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContractualMaturityAxis' xlink:to='lab_fil_ContractualMaturityAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommercialLoanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommercialLoanMember' xlink:to='lab_us-gaap_CommercialLoanMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Types of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfMarch312015Member' xlink:label='fil_AsOfMarch312015Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfMarch312015Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AsOfMarch312015Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfMarch312015Member' xlink:to='lab_fil_AsOfMarch312015Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>5) Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:label='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>2) Recent Accounting Pronouncements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:to='lab_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds' xlink:label='us-gaap_AdditionsToContractHoldersFunds'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionsToContractHoldersFunds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Annuity contract receipts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionsToContractHoldersFunds' xlink:to='lab_us-gaap_AdditionsToContractHoldersFunds'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReverseStockSplitTrueUp' xlink:label='fil_ReverseStockSplitTrueUp'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReverseStockSplitTrueUp' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reverse stock split true up</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReverseStockSplitTrueUp' xlink:to='lab_fil_ReverseStockSplitTrueUp'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquityComponentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Component</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquityComponentDomain' xlink:to='lab_us-gaap_EquityComponentDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsMember' xlink:label='us-gaap_RetainedEarningsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained Earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsMember' xlink:to='lab_us-gaap_RetainedEarningsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future life, annuity, and other benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:to='lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassBMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class B Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassBMember' xlink:to='lab_fil_ClassBMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Current Reporting Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ClassOfStockDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ClassOfStockDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class of Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ClassOfStockDomain' xlink:to='lab_us-gaap_ClassOfStockDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:label='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance before valuation allowance at beginning of year</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:to='lab_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on non-recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansDomain' xlink:label='fil_AgingOfLoansDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aging of Loans {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Aging of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AgingOfLoansDomain' xlink:to='lab_fil_AgingOfLoansDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansAxis' xlink:label='fil_AgingOfLoansAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AgingOfLoansAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Aging of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AgingOfLoansAxis' xlink:to='lab_fil_AgingOfLoansAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherThanTemporaryImpairments' xlink:label='fil_OtherThanTemporaryImpairments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherThanTemporaryImpairments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherThanTemporaryImpairments' xlink:to='lab_fil_OtherThanTemporaryImpairments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2016Through2019Member' xlink:label='fil_DueIn2016Through2019Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2016Through2019Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Due in 2016 through 2019</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2016Through2019Member' xlink:to='lab_fil_DueIn2016Through2019Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancialInstrumentAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial Instrument</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='lab_us-gaap_FinancialInstrumentAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:label='fil_ScheduleOfMortgageLoansOnANonaccrualStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Mortgage loans on a nonaccrual status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:to='lab_fil_ScheduleOfMortgageLoansOnANonaccrualStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesMember' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Notes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='lab_us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Cash and cash equivalents at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from stock options exercised</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Proceeds from stock options exercised</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromStockOptionsExercised' xlink:to='lab_us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds' xlink:label='us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WithdrawalFromContractHoldersFunds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Annuity contract withdrawals</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WithdrawalFromContractHoldersFunds' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Annuity contract withdrawals</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WithdrawalFromContractHoldersFunds' xlink:to='lab_us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ChangeInAssetsForPerpetualCareTrusts' xlink:label='fil_ChangeInAssetsForPerpetualCareTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAssetsForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Changes in assets for perpetual care trusts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAssetsForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Changes in assets for perpetual care trusts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangeInAssetsForPerpetualCareTrusts' xlink:to='lab_fil_ChangeInAssetsForPerpetualCareTrusts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments' xlink:label='us-gaap_PaymentsToAcquireShortTermInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireShortTermInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of short-term investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireShortTermInvestments' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of short-term investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireShortTermInvestments' xlink:to='lab_us-gaap_PaymentsToAcquireShortTermInvestments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ExerciseOfStockOptions' xlink:label='fil_ExerciseOfStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ExerciseOfStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ExerciseOfStockOptions' xlink:to='lab_fil_ExerciseOfStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpense' xlink:to='lab_us-gaap_InterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated other comprehensive income, net of taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityAbstract' xlink:label='us-gaap_StockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='lab_us-gaap_StockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementClassOfStockAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='lab_us-gaap_StatementClassOfStockAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:label='fil_BalanceBeforeValuationAllowanceAtYearEnd'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance before valuation allowance at year end</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:to='lab_fil_BalanceBeforeValuationAllowanceAtYearEnd'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfOutstandingCallOptions' xlink:label='fil_FairValueOfOutstandingCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfOutstandingCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair value of outstanding call options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfOutstandingCallOptions' xlink:to='lab_fil_FairValueOfOutstandingCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherLoansMember' xlink:label='fil_OtherLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>OtherLoansMember</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherLoansMember' xlink:to='lab_fil_OtherLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInEarnings' xlink:label='fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueLossesGainsIncludedInEarnings' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Losses (Gains) included in earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueLossesGainsIncludedInEarnings' xlink:to='lab_fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsPutOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsPutOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DerivativesBankLoanInterestRateSwapsPutOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Derivatives - bank loan interest rate swaps, Put Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DerivativesBankLoanInterestRateSwapsPutOptions' xlink:to='lab_fil_DerivativesBankLoanInterestRateSwapsPutOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IdentifiableAssets' xlink:label='fil_IdentifiableAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IdentifiableAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Identifiable Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IdentifiableAssets' xlink:to='lab_fil_IdentifiableAssets'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryAndMortuaryMember' xlink:label='fil_CemeteryAndMortuaryMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryAndMortuaryMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery and Mortuary</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryAndMortuaryMember' xlink:to='lab_fil_CemeteryAndMortuaryMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized compensation expense related to the options issued in December 2013</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:to='lab_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InterestNotAccruedOnNonPerformingLoans' xlink:label='fil_InterestNotAccruedOnNonPerformingLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestNotAccruedOnNonPerformingLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest not accrued on non-performing loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestNotAccruedOnNonPerformingLoans' xlink:to='lab_fil_InterestNotAccruedOnNonPerformingLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationAxis' xlink:label='fil_TimeDurationAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeDurationAxis' xlink:to='lab_fil_TimeDurationAxis'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate and construction, allowance for losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Mortgage loans on real estate and construction, allowance for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:to='lab_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Collateralized Mortgage Backed Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesMember' xlink:to='lab_us-gaap_MortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PolicyTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='lab_us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net unrealized gains on derivative instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings per Class A Equivalent common share-assuming dilution (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net earnings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net earnings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Net earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLoss' xlink:to='lab_us-gaap_NetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:label='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Selling, general and administrative expenses:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:to='lab_us-gaap_SellingGeneralAndAdministrativeExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RevenuesAbstract' xlink:label='us-gaap_RevenuesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RevenuesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenues:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RevenuesAbstract' xlink:to='lab_us-gaap_RevenuesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Par Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UnearnedPremiums' xlink:label='us-gaap_UnearnedPremiums'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UnearnedPremiums' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unearned premium reserve</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UnearnedPremiums' xlink:to='lab_us-gaap_UnearnedPremiums'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReceivableFromReinsurers' xlink:label='fil_ReceivableFromReinsurers'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReceivableFromReinsurers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Receivable from reinsurers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReceivableFromReinsurers' xlink:to='lab_fil_ReceivableFromReinsurers'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsAbstract' xlink:to='lab_us-gaap_AssetsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:label='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Funds reserved and accrued to settle investor related claims</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:to='lab_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances' xlink:label='fil_PolicyholderAccountBalances'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderAccountBalances' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policyholder account balances</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderAccountBalances' xlink:to='lab_fil_PolicyholderAccountBalances'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentDomain' xlink:label='us-gaap_SegmentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SegmentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SegmentDomain' xlink:to='lab_us-gaap_SegmentDomain'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableOptionsForFutureGrant' xlink:label='fil_AvailableOptionsForFutureGrant'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableOptionsForFutureGrant' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available options for future grant</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableOptionsForFutureGrant' xlink:to='lab_fil_AvailableOptionsForFutureGrant'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:label='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Service Share-based Compensation, Allocation of Recognized Period Costs, Capitalized Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:to='lab_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetMortgageLoans' xlink:label='fil_NetMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Mortgage Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetMortgageLoans' xlink:to='lab_fil_NetMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInvestmentIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Investment Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetInvestmentIncome' xlink:to='lab_us-gaap_NetInvestmentIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:label='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Short-term investments, principally gains on sale of mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:to='lab_fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Investments, Including Marketable Securities and Investments Held at Cost, Categories of Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:to='lab_us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other than Temporary Impairment, Credit Losses Recognized in Earnings, Period Increase (Decrease)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AverageMarketValueOverAmortizedCost' xlink:label='fil_AverageMarketValueOverAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AverageMarketValueOverAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Average market value over amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AverageMarketValueOverAmortizedCost' xlink:to='lab_fil_AverageMarketValueOverAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationDomain' xlink:label='fil_TimeDurationDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Duration {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDurationDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Time Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeDurationDomain' xlink:to='lab_fil_TimeDurationDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet' xlink:label='us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableHeldForSaleNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Disposal Group, Including Discontinued Operation, Loans Receivable, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableHeldForSaleNet' xlink:to='lab_us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:label='fil_ScheduleOfRevenuesAndExpensesByReportableSegment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Revenues and Expenses by Reportable Segment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:to='lab_fil_ScheduleOfRevenuesAndExpensesByReportableSegment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock' xlink:label='us-gaap_GainLossOnInvestmentsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Gain (Loss) on Investments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Gain (Loss) on Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsTextBlock' xlink:to='lab_us-gaap_GainLossOnInvestmentsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember' xlink:label='us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldtomaturitySecuritiesMember' xlink:to='lab_us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquitySecuritiesMember' xlink:to='lab_us-gaap_EquitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsDisclosure' xlink:label='fil_MortgageServicingRightsDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRightsDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>11) Mortgage Servicing Rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRightsDisclosure' xlink:to='lab_fil_MortgageServicingRightsDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:label='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>10) Reinsurance, Commitments and Contingencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:to='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireRealEstate' xlink:label='us-gaap_PaymentsToAcquireRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of real estate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRealEstate' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireRealEstate' xlink:to='lab_us-gaap_PaymentsToAcquireRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Calls and maturities - fixed maturity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from investing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:label='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvertisingExpense' xlink:label='us-gaap_AdvertisingExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvertisingExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advertising</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvertisingExpense' xlink:to='lab_us-gaap_AdvertisingExpense'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderDeathBenefits' xlink:label='fil_PolicyholderDeathBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyholderDeathBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Death benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyholderDeathBenefits' xlink:to='lab_fil_PolicyholderDeathBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueGoodsNet' xlink:label='us-gaap_SalesRevenueGoodsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesRevenueGoodsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net mortuary and cemetery sales</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesRevenueGoodsNet' xlink:to='lab_us-gaap_SalesRevenueGoodsNet'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyAndOtherLoansReceivableNet1' xlink:label='fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PolicyAndOtherLoansReceivableNet1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policy and other loans, net of allowances for doubtful accounts of $813,223 and $693,413 for 2015 and 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PolicyAndOtherLoansReceivableNet1' xlink:to='lab_fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonClassCMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class C Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonClassCMember' xlink:to='lab_us-gaap_CommonClassCMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MsrsProceedsFromLoanSales' xlink:label='fil_MsrsProceedsFromLoanSales'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MsrsProceedsFromLoanSales' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>MSRs proceeds from loan sales</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MsrsProceedsFromLoanSales' xlink:to='lab_fil_MsrsProceedsFromLoanSales'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CarryingValue' xlink:label='fil_CarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Carrying Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CarryingValue' xlink:to='lab_fil_CarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValue' xlink:label='fil_LiabilitiesAccountedForAtFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LiabilitiesAccountedForAtFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities accounted for at fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LiabilitiesAccountedForAtFairValue' xlink:to='lab_fil_LiabilitiesAccountedForAtFairValue'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserveProvisionsForLosses' xlink:label='fil_LoanLossReserveProvisionsForLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanLossReserveProvisionsForLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan loss reserve, Provisions for losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanLossReserveProvisionsForLosses' xlink:to='lab_fil_LoanLossReserveProvisionsForLosses'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerformingFinancingReceivable1Member' xlink:label='fil_PerformingFinancingReceivable1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PerformingFinancingReceivable1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Performing Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PerformingFinancingReceivable1Member' xlink:to='lab_fil_PerformingFinancingReceivable1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InForeclosureMember' xlink:label='fil_InForeclosureMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InForeclosureMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>In Foreclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InForeclosureMember' xlink:to='lab_fil_InForeclosureMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:label='fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net realized gain related to sales of securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:to='lab_fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansHeldForSaleOther' xlink:label='us-gaap_LoansHeldForSaleOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansHeldForSaleOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Disposal Group, Including Discontinued Operation, Other Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansHeldForSaleOther' xlink:to='lab_us-gaap_LoansHeldForSaleOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ResidentialMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ResidentialMortgageMember' xlink:to='lab_us-gaap_ResidentialMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Bonds1Member' xlink:label='fil_Bonds1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Bonds1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bonds</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Bonds1Member' xlink:to='lab_fil_Bonds1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:label='fil_ScheduleOfGainsAndLossesOnDerivatives'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Gains and Losses on Derivatives</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:to='lab_fil_ScheduleOfGainsAndLossesOnDerivatives'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TableTextBlockSupplementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tables/Schedules</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='lab_us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BasisOfAccounting' xlink:label='us-gaap_BasisOfAccounting'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfAccounting' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>1) Basis of Presentation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfAccounting' xlink:to='lab_us-gaap_BasisOfAccounting'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CashReceivedFromReinsurance' xlink:label='fil_CashReceivedFromReinsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashReceivedFromReinsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash received from reinsurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashReceivedFromReinsurance' xlink:to='lab_fil_CashReceivedFromReinsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesOfRealEstate' xlink:label='us-gaap_SalesOfRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesOfRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sale of real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesOfRealEstate' xlink:to='lab_us-gaap_SalesOfRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:label='us-gaap_PaymentsToAcquireRestrictedInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sales (purchases) of restricted assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Sales (purchases) of restricted assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:to='lab_us-gaap_PaymentsToAcquireRestrictedInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Sales - equity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:to='lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from operating activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesIssued' xlink:to='lab_us-gaap_CommonStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:label='us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity securities, available for sale, at estimated fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TaxEffectGainLossOnDerivatives' xlink:label='fil_TaxEffectGainLossOnDerivatives'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TaxEffectGainLossOnDerivatives' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>TaxEffect-GainLossOnDerivatives</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TaxEffectGainLossOnDerivatives' xlink:to='lab_fil_TaxEffectGainLossOnDerivatives'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesCallOptions' xlink:label='fil_FairValueOfLiabilityDerivativesCallOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfLiabilityDerivativesCallOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Liability Derivatives, Call Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfLiabilityDerivativesCallOptions' xlink:to='lab_fil_FairValueOfLiabilityDerivativesCallOptions'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate1' xlink:label='fil_MortgageLoansOnRealEstate1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans on real estate {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageLoansOnRealEstate1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Mortgage loans on real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageLoansOnRealEstate1' xlink:to='lab_fil_MortgageLoansOnRealEstate1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities1Member' xlink:label='fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FuturePolicyBenefitsAnnuities1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Future Policy Benefits - Annuities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FuturePolicyBenefitsAnnuities1Member' xlink:to='lab_fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments1' xlink:label='fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care trust investments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareTrustInvestments1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Cemetery perpetual care trust investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareTrustInvestments1' xlink:to='lab_fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesCancelled' xlink:label='fil_SharesCancelled'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesCancelled' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Cancelled</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesCancelled' xlink:to='lab_fil_SharesCancelled'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Related Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalResidentialMortgageMember' xlink:label='fil_TotalResidentialMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalResidentialMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Residential Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalResidentialMortgageMember' xlink:to='lab_fil_TotalResidentialMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Acquired with Deteriorated Credit Quality</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Financing Receivable, Acquired with Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:to='lab_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherAssets1Member' xlink:label='fil_OtherAssets1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherAssets1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherAssets1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Other Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherAssets1Member' xlink:to='lab_fil_OtherAssets1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Categories of Investments, Marketable Securities, Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:to='lab_us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestments' xlink:label='us-gaap_RealEstateInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate held for investment, net of depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateInvestments' xlink:to='lab_us-gaap_RealEstateInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockMember' xlink:to='lab_us-gaap_CommonStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfAgingOfMortgageLoans' xlink:label='fil_ScheduleOfAgingOfMortgageLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAgingOfMortgageLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of aging of mortgage loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAgingOfMortgageLoans' xlink:to='lab_fil_ScheduleOfAgingOfMortgageLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Classified by Contractual Maturity Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:to='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AsOfDecember312014Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>AsOfDecember312014Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AsOfDecember312014Member' xlink:to='lab_fil_AsOfDecember312014Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated Other Comprehensive Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract' xlink:label='us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfStockholdersEquityAbstract' xlink:to='lab_us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract' xlink:label='us-gaap_BenefitsLossesAndExpensesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BenefitsLossesAndExpensesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Benefits and expenses:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='lab_us-gaap_BenefitsLossesAndExpensesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury stock at cost - 987,407 Class A shares in 2015 and 986,264 Class A shares in 2014</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Treasury stock at cost - 987,407 Class A shares in 2015 and 986,264 Class A shares in 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockValue' xlink:to='lab_us-gaap_TreasuryStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredRevenue' xlink:label='us-gaap_DeferredRevenue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredRevenue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred pre-need cemetery and mortuary contract revenues</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredRevenue' xlink:to='lab_us-gaap_DeferredRevenue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='lab_us-gaap_LiabilitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Liabilities and Stockholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending' xlink:label='us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableMortgageWarehouseLending' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage loans sold to investors</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableMortgageWarehouseLending' xlink:to='lab_us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:label='us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:to='lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassCMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class C Common Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ClassCMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class C Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ClassCMember' xlink:to='lab_fil_ClassCMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRights1' xlink:label='fil_MortgageServicingRights1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRights1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRights1' xlink:to='lab_fil_MortgageServicingRights1'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsDomain' xlink:label='fil_Level3InputsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 3 Inputs {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3InputsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Level 3 Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level3InputsDomain' xlink:to='lab_fil_Level3InputsDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 1</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel1Member' xlink:to='lab_us-gaap_FairValueInputsLevel1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RevenueFromCustomers' xlink:label='fil_RevenueFromCustomers'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RevenueFromCustomers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenue from customers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RevenueFromCustomers' xlink:to='lab_fil_RevenueFromCustomers'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue30To59DaysMember' xlink:label='fil_PastDue30To59DaysMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PastDue30To59DaysMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Past due 30 to 59 days</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PastDue30To59DaysMember' xlink:to='lab_fil_PastDue30To59DaysMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturitySecuritiesHeldToMaturity' xlink:label='fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FixedMaturitySecuritiesHeldToMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fixed maturity securities held to maturity:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FixedMaturitySecuritiesHeldToMaturity' xlink:to='lab_fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2020Through2024Member' xlink:label='fil_DueIn2020Through2024Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DueIn2020Through2024Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Due in 2020 through 2024</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DueIn2020Through2024Member' xlink:to='lab_fil_DueIn2020Through2024Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortized Cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:label='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Derivative Assets at Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:label='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:label='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of loan loss reserve which is included in other liabilities and accrued expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:to='lab_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:label='us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementScenarioAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Scenario</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='lab_us-gaap_StatementScenarioAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:label='us-gaap_BasisOfAccountingPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounting Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:to='lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock' xlink:label='us-gaap_SegmentReportingDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SegmentReportingDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>6) Business Segments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SegmentReportingDisclosureTextBlock' xlink:to='lab_us-gaap_SegmentReportingDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:label='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>4) Stock-based Compensation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:to='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromBankDebt' xlink:label='us-gaap_ProceedsFromBankDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromBankDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from borrowing on bank loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromBankDebt' xlink:to='lab_us-gaap_ProceedsFromBankDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepaymentsOfBankDebt' xlink:label='us-gaap_RepaymentsOfBankDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfBankDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Repayment of bank loans on notes and contracts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfBankDebt' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Repayment of bank loans on notes and contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RepaymentsOfBankDebt' xlink:to='lab_us-gaap_RepaymentsOfBankDebt'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AmountReceivedForPerpetualCareTrusts' xlink:label='fil_AmountReceivedForPerpetualCareTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AmountReceivedForPerpetualCareTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amount received for perpetual care trusts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AmountReceivedForPerpetualCareTrusts' xlink:to='lab_fil_AmountReceivedForPerpetualCareTrusts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted-average Class A equivalent common shares outstanding-assuming dilution (1)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:to='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherExpenses' xlink:label='us-gaap_OtherExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherExpenses' xlink:to='lab_us-gaap_OtherExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherIncome' xlink:label='us-gaap_OtherIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherIncome' xlink:to='lab_us-gaap_OtherIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock Authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesAuthorized' xlink:to='lab_us-gaap_CommonStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:label='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:to='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageServicingRightsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageServicingRightsNet' xlink:to='lab_fil_MortgageServicingRightsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Common Stock, Shares Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:label='fil_EstimatedFairValueOfMsrsAtEndOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimated fair value of MSRs at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:to='lab_fil_EstimatedFairValueOfMsrsAtEndOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to fund new residential construction loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:to='lab_fil_CommitmentsToFundNewResidentialConstructionLoans'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Asset Derivatives, Interest rate lock and forward sales commitments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:to='lab_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestments1Member' xlink:label='fil_ShortTermInvestments1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ShortTermInvestments1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ShortTermInvestments1Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ShortTermInvestments1Member' xlink:to='lab_fil_ShortTermInvestments1Member'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:label='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Losses (Gains) included in other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:to='lab_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets accounted for at fair value on a recurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:to='lab_fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageMember' xlink:label='fil_MortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageMember' xlink:to='lab_fil_MortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesGranted' xlink:label='fil_SharesGranted'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SharesGranted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shares Granted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SharesGranted' xlink:to='lab_fil_SharesGranted'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesChargeOffs' xlink:label='fil_AllowanceForCreditLossesChargeOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesChargeOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for credit losses, Charge-offs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForCreditLossesChargeOffs' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Allowance for credit losses, Charge-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForCreditLossesChargeOffs' xlink:to='lab_fil_AllowanceForCreditLossesChargeOffs'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LessThan12MonthsMember' xlink:label='fil_LessThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LessThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LessThan12MonthsMember' xlink:to='lab_fil_LessThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSalePolicyLoans' xlink:label='fil_LoansHeldForSalePolicyLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSalePolicyLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale policy loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansHeldForSalePolicyLoans' xlink:to='lab_fil_LoansHeldForSalePolicyLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in financing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash used in financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:label='us-gaap_PaymentsToAcquireHeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase-fixed maturity securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase-fixed maturity securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:to='lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed' xlink:label='us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanLossesExpensed' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for loan losses and loss reserve</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanLossesExpensed' xlink:to='lab_us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment' xlink:label='us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Depreciation on property and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment' xlink:to='lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:label='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Realized gains on investments and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:to='lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareObligation' xlink:label='fil_CemeteryPerpetualCareObligation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CemeteryPerpetualCareObligation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cemetery perpetual care obligation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CemeteryPerpetualCareObligation' xlink:to='lab_fil_CemeteryPerpetualCareObligation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts' xlink:label='us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredPolicyAcquisitionCosts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred policy and pre-need contract acquisition costs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredPolicyAcquisitionCosts' xlink:to='lab_us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
	</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>12
<FILENAME>snfca-20150331_pre.xml
<DESCRIPTION>XBRL PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by Southridge Services using EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2015 [PPXCN131NJ7C4NH6GFKK]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://securitynational.com/20150331"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation">
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_CommonClassAMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_CommonClassCMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityRegistrantName' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentType' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentPeriodEndDate' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_AmendmentFlag' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCentralIndexKey' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_CurrentFiscalYearEndDate' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityFilerCategory' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCurrentReportingStatus' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityVoluntaryFilers' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityWellKnownSeasonedIssuer' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentFiscalYearFocus' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_DocumentFiscalPeriodFocus' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='dei_EntityCommonStockSharesOutstanding' use='optional' order='13.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_BalanceSheet" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_BalanceSheet"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_BalanceSheet">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract' xlink:label='us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfFinancialPositionAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassAMember' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassBMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassCMember' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsAbstract' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsAbstract' xlink:label='us-gaap_InvestmentsAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_InvestmentsAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_HeldToMaturitySecurities' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities' xlink:label='us-gaap_AvailableForSaleSecuritiesEquitySecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AvailableForSaleSecuritiesEquitySecurities' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' xlink:label='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet' xlink:label='us-gaap_RealEstateInvestmentPropertyNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_RealEstateInvestmentPropertyNet' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyAndOtherLoansReceivableNet1' xlink:label='fil_PolicyAndOtherLoansReceivableNet1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_PolicyAndOtherLoansReceivableNet1' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermInvestments' xlink:label='us-gaap_ShortTermInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_ShortTermInvestments' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable' xlink:label='us-gaap_AccruedInvestmentIncomeReceivable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AccruedInvestmentIncomeReceivable' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Investments' xlink:label='us-gaap_Investments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Investments' use='optional' order='9.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure' xlink:label='us-gaap_CashAndCashEquivalentsFairValueDisclosure'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_CashAndCashEquivalentsFairValueDisclosure' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableMortgageWarehouseLending' xlink:label='us-gaap_LoansReceivableMortgageWarehouseLending'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_LoansReceivableMortgageWarehouseLending' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsReceivableNet' xlink:label='us-gaap_AccountsReceivableNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_AccountsReceivableNet' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RestrictedInvestments' xlink:label='us-gaap_RestrictedInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_RestrictedInvestments' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments' xlink:label='fil_CemeteryPerpetualCareTrustInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_CemeteryPerpetualCareTrustInvestments' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReceivableFromReinsurers' xlink:label='fil_ReceivableFromReinsurers'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_ReceivableFromReinsurers' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InventoryLandHeldForSale' xlink:label='us-gaap_InventoryLandHeldForSale'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_InventoryLandHeldForSale' use='optional' order='16.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts' xlink:label='us-gaap_DeferredPolicyAcquisitionCosts'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_DeferredPolicyAcquisitionCosts' use='optional' order='17.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='fil_MortgageServicingRightsNet' use='optional' order='18.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_PropertyPlantAndEquipmentNet' use='optional' order='19.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA' xlink:label='us-gaap_ValueOfBusinessAcquiredVOBA'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_ValueOfBusinessAcquiredVOBA' use='optional' order='20.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Goodwill' use='optional' order='21.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssets' xlink:label='us-gaap_OtherAssets'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_OtherAssets' use='optional' order='22.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_AssetsAbstract' xlink:to='us-gaap_Assets' use='optional' order='23.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LiabilitiesAndStockholdersEquityAbstract' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LiabilitiesAbstract' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UnearnedPremiums' xlink:label='us-gaap_UnearnedPremiums'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_UnearnedPremiums' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansPayableToBank' xlink:label='us-gaap_LoansPayableToBank'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_LoansPayableToBank' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredRevenue' xlink:label='us-gaap_DeferredRevenue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_DeferredRevenue' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareObligation' xlink:label='fil_CemeteryPerpetualCareObligation'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='fil_CemeteryPerpetualCareObligation' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent' xlink:label='us-gaap_AccountsPayableCurrentAndNoncurrent'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_AccountsPayableCurrentAndNoncurrent' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilities' xlink:label='us-gaap_OtherLiabilities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_OtherLiabilities' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_DeferredIncomeTaxLiabilities' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='us-gaap_Liabilities' use='optional' order='9.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityAbstract' xlink:label='us-gaap_StockholdersEquityAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockholdersEquityAbstract' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_CommonStockValue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_AdditionalPaidInCapital' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_RetainedEarningsAccumulatedDeficit' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_TreasuryStockValue' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:label='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='us-gaap_LiabilitiesAndStockholdersEquity' use='optional' order='7.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_BalanceSheetParenthetical"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical">
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceSheetParentheticalAbstract' xlink:label='fil_BalanceSheetParentheticalAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_BalanceSheetParentheticalAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassAMember' xlink:label='fil_ClassAMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassAMember' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassBMember' xlink:label='fil_ClassBMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassBMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ClassCMember' xlink:label='fil_ClassCMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='fil_ClassCMember' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AllowanceForLoanAndLeaseLossesRealEstate' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' xlink:label='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' xlink:label='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockParOrStatedValuePerShare' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesAuthorized' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesIssued' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesOutstanding' xlink:label='us-gaap_CommonStockSharesOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_CommonStockSharesOutstanding' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockShares' xlink:label='us-gaap_TreasuryStockShares'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_TreasuryStockShares' use='optional' order='8.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_IncomeStatement" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_IncomeStatement"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_IncomeStatement">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RevenuesAbstract' xlink:label='us-gaap_RevenuesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_RevenuesAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PremiumsEarnedNet' xlink:label='us-gaap_PremiumsEarnedNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_PremiumsEarnedNet' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeNet' xlink:label='us-gaap_InvestmentIncomeNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_InvestmentIncomeNet' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueGoodsNet' xlink:label='us-gaap_SalesRevenueGoodsNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_SalesRevenueGoodsNet' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' xlink:label='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageFeeIncome' xlink:label='fil_MortgageFeeIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='fil_MortgageFeeIncome' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherIncome' xlink:label='us-gaap_OtherIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_OtherIncome' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Revenues' xlink:label='us-gaap_Revenues'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_RevenuesAbstract' xlink:to='us-gaap_Revenues' use='optional' order='8.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract' xlink:label='us-gaap_BenefitsLossesAndExpensesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_BenefitsLossesAndExpensesAbstract' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderDeathBenefits' xlink:label='fil_PolicyholderDeathBenefits'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='fil_PolicyholderDeathBenefits' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherPolicyholderBenefits' xlink:label='fil_OtherPolicyholderBenefits'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='fil_OtherPolicyholderBenefits' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' xlink:label='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' xlink:label='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' xlink:label='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_SellingGeneralAndAdministrativeExpenseAbstract' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesCommissionsAndFees' xlink:label='us-gaap_SalesCommissionsAndFees'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_SalesCommissionsAndFees' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Personnel' xlink:label='fil_Personnel'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='fil_Personnel' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvertisingExpense' xlink:label='us-gaap_AdvertisingExpense'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_AdvertisingExpense' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet' xlink:label='us-gaap_OperatingLeasesRentExpenseNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_OperatingLeasesRentExpenseNet' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment' xlink:label='us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed' xlink:label='us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_ProvisionForLoanLossesExpensed' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CostOfFundingMortgageLoans' xlink:label='fil_CostOfFundingMortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='fil_CostOfFundingMortgageLoans' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherExpenses' xlink:label='us-gaap_OtherExpenses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_OtherExpenses' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_InterestExpense' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CostOfGoodsAndServicesSold' xlink:label='us-gaap_CostOfGoodsAndServicesSold'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_CostOfGoodsAndServicesSold' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BenefitsLossesAndExpenses' xlink:label='us-gaap_BenefitsLossesAndExpenses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_BenefitsLossesAndExpensesAbstract' xlink:to='us-gaap_BenefitsLossesAndExpenses' use='optional' order='16.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit' xlink:label='us-gaap_IncomeTaxExpenseBenefit'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_IncomeTaxExpenseBenefit' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_NetIncomeLoss' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_EarningsPerShareBasic' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_EarningsPerShareDiluted' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' use='optional' order='9.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_ComprehensiveIncomeStatement"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:label='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_NetIncomeLoss' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax' xlink:label='us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='us-gaap_ComprehensiveIncomeNetOfTax' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_StatementsOfStockholdersEquity"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract' xlink:label='us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfStockholdersEquityAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementEquityComponentsAxis' xlink:label='us-gaap_StatementEquityComponentsAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementEquityComponentsAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_CommonClassAMember' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_CommonClassCMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember' xlink:label='us-gaap_AdditionalPaidInCapitalMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_AdditionalPaidInCapitalMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_AccumulatedOtherComprehensiveIncomeMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsMember' xlink:label='us-gaap_RetainedEarningsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_RetainedEarningsMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockMember' xlink:label='us-gaap_TreasuryStockMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_TreasuryStockMember' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='us-gaap_EquityComponentDomain' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockholdersEquity' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/periodStartLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetIncomeLoss' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/verboseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrantOfStockOptions' xlink:label='fil_GrantOfStockOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrantOfStockOptions' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ReverseStockSplitTrueUp' xlink:label='fil_ReverseStockSplitTrueUp'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ReverseStockSplitTrueUp' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ExerciseOfStockOptions' xlink:label='fil_ExerciseOfStockOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ExerciseOfStockOptions' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' xlink:label='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockDividend' xlink:label='us-gaap_StockIssuedDuringPeriodValueStockDividend'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockIssuedDuringPeriodValueStockDividend' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ConversionClassCToClassA' xlink:label='fil_ConversionClassCToClassA'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ConversionClassCToClassA' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity_1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_StockholdersEquity_1' use='optional' order='10.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_StatementOfCashFlows" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_StatementOfCashFlows"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_StatementOfCashFlows">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInOperatingActivities' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities' xlink:label='us-gaap_PaymentsToAcquireHeldToMaturitySecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireHeldToMaturitySecurities' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract' xlink:label='us-gaap_AvailableForSaleSecuritiesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_AvailableForSaleSecuritiesAbstract' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' xlink:label='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments' xlink:label='us-gaap_PaymentsToAcquireShortTermInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireShortTermInvestments' use='optional' order='7.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' xlink:label='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedInvestments' xlink:label='us-gaap_PaymentsToAcquireRestrictedInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireRestrictedInvestments' use='optional' order='9.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ChangeInAssetsForPerpetualCareTrusts' xlink:label='fil_ChangeInAssetsForPerpetualCareTrusts'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='fil_ChangeInAssetsForPerpetualCareTrusts' use='optional' order='10.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AmountReceivedForPerpetualCareTrusts' xlink:label='fil_AmountReceivedForPerpetualCareTrusts'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='fil_AmountReceivedForPerpetualCareTrusts' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment' xlink:label='us-gaap_PaymentsToAcquireLoansHeldForInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireLoansHeldForInvestment' use='optional' order='12.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_ProceedsFromSaleOfLoansHeldForInvestment' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' use='optional' order='14.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireRealEstate' xlink:label='us-gaap_PaymentsToAcquireRealEstate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_PaymentsToAcquireRealEstate' use='optional' order='15.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesOfRealEstate' xlink:label='us-gaap_SalesOfRealEstate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_SalesOfRealEstate' use='optional' order='16.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CashReceivedFromReinsurance' xlink:label='fil_CashReceivedFromReinsurance'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='fil_CashReceivedFromReinsurance' use='optional' order='17.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInInvestingActivities' use='optional' order='18.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds' xlink:label='us-gaap_AdditionsToContractHoldersFunds'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_AdditionsToContractHoldersFunds' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds' xlink:label='us-gaap_WithdrawalFromContractHoldersFunds'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_WithdrawalFromContractHoldersFunds' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_ProceedsFromStockOptionsExercised' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/verboseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepaymentsOfBankDebt' xlink:label='us-gaap_RepaymentsOfBankDebt'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_RepaymentsOfBankDebt' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromBankDebt' xlink:label='us-gaap_ProceedsFromBankDebt'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_ProceedsFromBankDebt' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='us-gaap_NetCashProvidedByUsedInFinancingActivities' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/totalLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_CashEquivalentsAtCarryingValue' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2003/role/periodStartLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashEquivalentsAtCarryingValue_1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_CashEquivalentsAtCarryingValue_1' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansForeclosedIntoRealEstate' xlink:label='fil_MortgageLoansForeclosedIntoRealEstate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='fil_MortgageLoansForeclosedIntoRealEstate' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentation"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BasisOfAccounting' xlink:label='us-gaap_BasisOfAccounting'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_BasisOfAccounting' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure2RecentAccountingPronouncements"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' xlink:label='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3Investments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3Investments"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3Investments">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:label='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensation"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:label='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShare"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_EarningsPerShareTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegments"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock' xlink:label='us-gaap_SegmentReportingDisclosureTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_SegmentReportingDisclosureTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstruments"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock' xlink:label='us-gaap_FairValueDisclosuresTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_FairValueDisclosuresTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock' xlink:label='us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_AllowanceForCreditLossesTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitments"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' xlink:label='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingencies"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:label='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRights"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsDisclosure' xlink:label='fil_MortgageServicingRightsDisclosure'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='fil_MortgageServicingRightsDisclosure' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' xlink:label='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock' xlink:label='us-gaap_BasisOfAccountingPolicyPolicyTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='us-gaap_BasisOfAccountingPolicyPolicyTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UseOfEstimates' xlink:label='us-gaap_UseOfEstimates'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='us-gaap_UseOfEstimates' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfDecember312014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesTextBlock' xlink:label='us-gaap_HeldToMaturitySecuritiesTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesTextBlock' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfDecember312014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesTextBlock' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_FixedMaturities1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' xlink:label='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember' xlink:label='us-gaap_HeldtomaturitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_HeldtomaturitySecuritiesMember' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_AvailableforsaleSecuritiesMember' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsGainLossOnInvestmentsTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock' xlink:label='us-gaap_GainLossOnInvestmentsTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_GainLossOnInvestmentsTextBlock' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' xlink:label='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' xlink:label='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfAgingOfMortgageLoans' xlink:label='fil_ScheduleOfAgingOfMortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfAgingOfMortgageLoans' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfImpairedMortgageLoans' xlink:label='fil_ScheduleOfImpairedMortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfImpairedMortgageLoans' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' xlink:label='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMortgageLoansOnANonaccrualStatus' xlink:label='fil_ScheduleOfMortgageLoansOnANonaccrualStatus'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfMortgageLoansOnANonaccrualStatus' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' xlink:label='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' xlink:label='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' xlink:label='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfRevenuesAndExpensesByReportableSegment' xlink:label='fil_ScheduleOfRevenuesAndExpensesByReportableSegment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfRevenuesAndExpensesByReportableSegment' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfSeptember302014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfDecember312014Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfSeptember302014Member' xlink:label='fil_AsOfSeptember302014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfSeptember302014Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfDecember312014Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' xlink:label='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementScenarioAxis' xlink:label='us-gaap_StatementScenarioAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementScenarioAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain' xlink:label='us-gaap_ScenarioUnspecifiedDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='us-gaap_ScenarioUnspecifiedDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfMarch312015Member' xlink:label='fil_AsOfMarch312015Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfMarch312015Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AsOfDecember312014Member' xlink:label='fil_AsOfDecember312014Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementScenarioAxis' xlink:to='fil_AsOfDecember312014Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' xlink:label='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' xlink:label='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfGainsAndLossesOnDerivatives' xlink:label='fil_ScheduleOfGainsAndLossesOnDerivatives'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfGainsAndLossesOnDerivatives' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfMortgageServicingRights' xlink:label='fil_ScheduleOfMortgageServicingRights'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfMortgageServicingRights' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ScheduleOfProFormaFinancialInformation' xlink:label='fil_ScheduleOfProFormaFinancialInformation'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='fil_ScheduleOfProFormaFinancialInformation' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Bonds1Member' xlink:label='fil_Bonds1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_Bonds1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember' xlink:label='us-gaap_USTreasuryAndGovernmentMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_USTreasuryAndGovernmentMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_USStatesAndPoliticalSubdivisionsMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_CorporateDebtSecuritiesMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_RedeemablePreferredStockMember' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:label='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_HeldToMaturitySecuritiesEstimatedFairValue' use='optional' order='4.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_CommonStockMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesAmortizedCost' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesEstimatedFairValue' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstruction' xlink:label='fil_MortgageLoansOnRealEstateAndConstruction'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstateAndConstruction' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateInvestments' xlink:label='us-gaap_RealEstateInvestments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_RealEstateInvestments' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSalePolicyLoans' xlink:label='fil_LoansHeldForSalePolicyLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LoansHeldForSalePolicyLoans' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansHeldForSaleOther' xlink:label='us-gaap_LoansHeldForSaleOther'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansHeldForSaleOther' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' xlink:label='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LoansHeldForSaleAllowanceForDoubtfulAccounts' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet' xlink:label='us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansReceivableHeldForSaleNet' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsAtAmortizedCost' xlink:label='fil_ShortTermInvestmentsAtAmortizedCost'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_ShortTermInvestmentsAtAmortizedCost' use='optional' order='12.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationAxis' xlink:label='fil_TimeDurationAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_TimeDurationAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TimeDurationDomain' xlink:label='fil_TimeDurationDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_TimeDurationAxis' xlink:to='fil_TimeDurationDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LessThan12MonthsMember' xlink:label='fil_LessThan12MonthsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_TimeDurationAxis' xlink:to='fil_LessThan12MonthsMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MoreThan12MonthsMember' xlink:label='fil_MoreThan12MonthsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_TimeDurationAxis' xlink:to='fil_MoreThan12MonthsMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalMember' xlink:label='fil_TotalMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_TimeDurationAxis' xlink:to='fil_TotalMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember' xlink:label='us-gaap_USStatesAndPoliticalSubdivisionsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_USStatesAndPoliticalSubdivisionsMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember' xlink:label='us-gaap_CorporateDebtSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_CorporateDebtSecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_USTreasurySecurities1Member' xlink:label='fil_USTreasurySecurities1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_USTreasurySecurities1Member' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' xlink:label='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NoOfInvestmentPositions' xlink:label='fil_NoOfInvestmentPositions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NoOfInvestmentPositions' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesFairValue' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' xlink:label='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' use='optional' order='5.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AverageMarketValueOverAmortizedCost' xlink:label='fil_AverageMarketValueOverAmortizedCost'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_AverageMarketValueOverAmortizedCost' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' xlink:label='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease' use='optional' order='2.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AverageMarketValueOfSecurityOverInitialInvestment' xlink:label='fil_AverageMarketValueOfSecurityOverInitialInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_AverageMarketValueOfSecurityOverInitialInvestment' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityAxis' xlink:label='fil_ContractualMaturityAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_ContractualMaturityAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ContractualMaturityDomain' xlink:label='fil_ContractualMaturityDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_ContractualMaturityDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2015Member' xlink:label='fil_DueIn2015Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_DueIn2015Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2016Through2019Member' xlink:label='fil_DueIn2016Through2019Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_DueIn2016Through2019Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueIn2020Through2024Member' xlink:label='fil_DueIn2020Through2024Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_DueIn2020Through2024Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DueAfter2024Member' xlink:label='fil_DueAfter2024Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_ContractualMaturityAxis' xlink:to='fil_DueAfter2024Member' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MortgageBackedSecuritiesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemablePreferredStockMember' xlink:label='us-gaap_RedeemablePreferredStockMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_RedeemablePreferredStockMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_CommonStockMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_HeldToMaturitySecuritiesEstimatedFairValue' xlink:label='fil_HeldToMaturitySecuritiesEstimatedFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_HeldToMaturitySecuritiesEstimatedFairValue' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecuritiesAmortizedCost' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableForSaleSecuritiesEstimatedFairValue' xlink:label='fil_AvailableForSaleSecuritiesEstimatedFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableForSaleSecuritiesEstimatedFairValue' use='optional' order='4.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_GainLossOnInvestmentsByCategoryAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherAssets1Member' xlink:label='fil_OtherAssets1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='fil_OtherAssets1Member' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedGains' xlink:label='fil_GrossRealizedGains'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossRealizedGains' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossRealizedLosses' xlink:label='fil_GrossRealizedLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossRealizedLosses' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherThanTemporaryImpairments' xlink:label='fil_OtherThanTemporaryImpairments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OtherThanTemporaryImpairments' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturitySecuritiesHeldToMaturity' xlink:label='fil_FixedMaturitySecuritiesHeldToMaturity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FixedMaturitySecuritiesHeldToMaturity' use='optional' order='4.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:label='us-gaap_GainLossOnInvestmentsByCategoryAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_GainLossOnInvestmentsByCategoryAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' xlink:label='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_GainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostCategoriesOfInvestmentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' xlink:label='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_GainLossOnInvestmentsByCategoryAxis' xlink:to='us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetCarryingAmountForSalesOfSecurities' xlink:label='fil_NetCarryingAmountForSalesOfSecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetCarryingAmountForSalesOfSecurities' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetRealizedGainRelatedToSalesOfSecurities' xlink:label='fil_NetRealizedGainRelatedToSalesOfSecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetRealizedGainRelatedToSalesOfSecurities' use='optional' order='2.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FixedMaturities1Member' xlink:label='fil_FixedMaturities1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_FixedMaturities1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember' xlink:label='us-gaap_EquitySecuritiesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='us-gaap_EquitySecuritiesMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate2Member' xlink:label='fil_MortgageLoansOnRealEstate2Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_MortgageLoansOnRealEstate2Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RealEstate1Member' xlink:label='fil_RealEstate1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_RealEstate1Member' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyStudentAndOtherLoansMember' xlink:label='fil_PolicyStudentAndOtherLoansMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_PolicyStudentAndOtherLoansMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' xlink:label='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrossInvestmentIncome' xlink:label='fil_GrossInvestmentIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_GrossInvestmentIncome' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense' xlink:label='us-gaap_InvestmentIncomeInvestmentExpense'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_InvestmentIncomeInvestmentExpense' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetInvestmentIncome' use='optional' order='3.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsAxis' xlink:label='fil_RestrictedAssetsAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_RestrictedAssetsAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsDomain' xlink:label='fil_RestrictedAssetsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_RestrictedAssetsAxis' xlink:to='fil_RestrictedAssetsDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteriesAndMortuariesMember' xlink:label='fil_CemeteriesAndMortuariesMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_RestrictedAssetsAxis' xlink:to='fil_CemeteriesAndMortuariesMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetInvestmentIncome' xlink:label='us-gaap_NetInvestmentIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_NetInvestmentIncome' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SecuritiesOnDepositForRegulatoryAuthorities' xlink:label='fil_SecuritiesOnDepositForRegulatoryAuthorities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SecuritiesOnDepositForRegulatoryAuthorities' use='optional' order='2.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' xlink:label='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLosses' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/periodStartLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesChargeOffs' xlink:label='fil_AllowanceForCreditLossesChargeOffs'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AllowanceForCreditLossesChargeOffs' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AllowanceForCreditLossesProvision' xlink:label='fil_AllowanceForCreditLossesProvision'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AllowanceForCreditLossesProvision' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses_1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLosses_1' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' use='optional' order='6.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' use='optional' order='7.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoans' use='optional' order='8.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' use='optional' order='9.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' use='optional' order='10.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality' use='optional' order='11.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansAxis' xlink:label='fil_AgingOfLoansAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_AgingOfLoansAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AgingOfLoansDomain' xlink:label='fil_AgingOfLoansDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_AgingOfLoansDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue30To59DaysMember' xlink:label='fil_PastDue30To59DaysMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_PastDue30To59DaysMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue60To89DaysMember' xlink:label='fil_PastDue60To89DaysMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_PastDue60To89DaysMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PastDue90OrMoreDaysMember' xlink:label='fil_PastDue90OrMoreDaysMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_PastDue90OrMoreDaysMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InForeclosureMember' xlink:label='fil_InForeclosureMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_InForeclosureMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalPastDueMember' xlink:label='fil_TotalPastDueMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_TotalPastDueMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CurrentMember' xlink:label='fil_CurrentMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_AgingOfLoansAxis' xlink:to='fil_CurrentMember' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansDuringPeriod' xlink:label='fil_MortgageLoansDuringPeriod'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansDuringPeriod' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansAllowanceForLoanLosses' xlink:label='fil_MortgageLoansAllowanceForLoanLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansAllowanceForLoanLosses' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NetMortgageLoans' xlink:label='fil_NetMortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NetMortgageLoans' use='optional' order='3.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalResidentialMortgageMember' xlink:label='fil_TotalResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_TotalResidentialMortgageMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableRelatedAllowance' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment' use='optional' order='6.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorAxis' xlink:label='fil_CreditQualityIndicatorAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_CreditQualityIndicatorAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CreditQualityIndicatorDomain' xlink:label='fil_CreditQualityIndicatorDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='fil_CreditQualityIndicatorDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerformingFinancingReceivable1Member' xlink:label='fil_PerformingFinancingReceivable1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='fil_PerformingFinancingReceivable1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonperformingFinancingReceivable1Member' xlink:label='fil_NonperformingFinancingReceivable1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_CreditQualityIndicatorAxis' xlink:to='fil_NonperformingFinancingReceivable1Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoans' xlink:label='fil_MortgageLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoans' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InterestNotAccruedOnNonPerformingLoans' xlink:label='fil_InterestNotAccruedOnNonPerformingLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_InterestNotAccruedOnNonPerformingLoans' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansPrincipalAmountDue' xlink:label='fil_MortgageLoansPrincipalAmountDue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_MortgageLoansPrincipalAmountDue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserve' xlink:label='fil_LoanLossReserve'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_LoanLossReserve' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/periodStartLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserveProvisionsForLosses' xlink:label='fil_LoanLossReserveProvisionsForLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_LoanLossReserveProvisionsForLosses' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserveChargeOffs' xlink:label='fil_LoanLossReserveChargeOffs'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_LoanLossReserveChargeOffs' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2009/role/negatedLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LoanLossReserve' xlink:label='fil_LoanLossReserve_1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_LoanLossReserve_1' use='optional' order='5.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' xlink:label='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' xlink:label='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TotalIntrinsicValue' xlink:label='fil_TotalIntrinsicValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_TotalIntrinsicValue' use='optional' order='4.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementClassOfStockAxis' xlink:label='us-gaap_StatementClassOfStockAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementClassOfStockAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockDomain' xlink:label='us-gaap_ClassOfStockDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_ClassOfStockDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassAMember' xlink:label='us-gaap_CommonClassAMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_CommonClassAMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonClassCMember' xlink:label='us-gaap_CommonClassCMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementClassOfStockAxis' xlink:to='us-gaap_CommonClassCMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharesOutstanding' xlink:label='us-gaap_SharesOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_SharesOutstanding' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesGranted' xlink:label='fil_SharesGranted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesGranted' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesGranted' xlink:label='fil_PerShareSharesGranted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesGranted' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesExercised' xlink:label='fil_SharesExercised'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesExercised' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesExercised' xlink:label='fil_PerShareSharesExercised'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesExercised' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SharesCancelled' xlink:label='fil_SharesCancelled'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SharesCancelled' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PerShareSharesCancelled' xlink:label='fil_PerShareSharesCancelled'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PerShareSharesCancelled' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OptionsExercisable' xlink:label='fil_OptionsExercisable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OptionsExercisable' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AvailableOptionsForFutureGrant' xlink:label='fil_AvailableOptionsForFutureGrant'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AvailableOptionsForFutureGrant' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsoutstanding' xlink:label='fil_WeightedAverageContractualTermOfOptionsoutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_WeightedAverageContractualTermOfOptionsoutstanding' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_WeightedAverageContractualTermOfOptionsexercisable' xlink:label='fil_WeightedAverageContractualTermOfOptionsexercisable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_WeightedAverageContractualTermOfOptionsexercisable' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsOutstanding' xlink:label='fil_AggregatedIntrinsicValueOfOptionsOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AggregatedIntrinsicValueOfOptionsOutstanding' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AggregatedIntrinsicValueOfOptionsExercisable' xlink:label='fil_AggregatedIntrinsicValueOfOptionsExercisable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AggregatedIntrinsicValueOfOptionsExercisable' use='optional' order='15.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_NetIncomeLoss' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GrantOfEmployeeStockOptions' xlink:label='fil_GrantOfEmployeeStockOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_GrantOfEmployeeStockOptions' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' xlink:label='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_EarningsPerShareBasic' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_EarningsPerShareDiluted' use='optional' order='6.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure5EarningsPerShareDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' xlink:label='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis' xlink:label='us-gaap_StatementBusinessSegmentsAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementBusinessSegmentsAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentDomain' xlink:label='us-gaap_SegmentDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='us-gaap_SegmentDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LifeInsuranceSegmentMember' xlink:label='us-gaap_LifeInsuranceSegmentMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='us-gaap_LifeInsuranceSegmentMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryAndMortuaryMember' xlink:label='fil_CemeteryAndMortuaryMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='fil_CemeteryAndMortuaryMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageMember' xlink:label='fil_MortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='fil_MortgageMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MaterialReconcilingItemsMember' xlink:label='us-gaap_MaterialReconcilingItemsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementBusinessSegmentsAxis' xlink:to='us-gaap_MaterialReconcilingItemsMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RevenueFromCustomers' xlink:label='fil_RevenueFromCustomers'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_RevenueFromCustomers' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIntersegmentRevenue1' xlink:label='fil_SegmentReportingInformationIntersegmentRevenue1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SegmentReportingInformationIntersegmentRevenue1' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' xlink:label='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_IdentifiableAssets' xlink:label='fil_IdentifiableAssets'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_IdentifiableAssets' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_Goodwill' use='optional' order='5.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnARecurringBasisAbstract' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AvailableForSaleSecurities' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_RestrictedAssetsOfCemeteriesAndMortuaries' xlink:label='fil_RestrictedAssetsOfCemeteriesAndMortuaries'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_RestrictedAssetsOfCemeteriesAndMortuaries' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CemeteryPerpetualCareTrustInvestments1' xlink:label='fil_CemeteryPerpetualCareTrustInvestments1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_CemeteryPerpetualCareTrustInvestments1' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesInterestRateLockCommitments' xlink:label='fil_DerivativesInterestRateLockCommitments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesInterestRateLockCommitments' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosure' xlink:label='us-gaap_AssetsFairValueDisclosure'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsFairValueDisclosure' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' xlink:label='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LiabilitiesAccountedForAtFairValueOnARecurringBasisAbstract' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances' xlink:label='fil_PolicyholderAccountBalances'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_PolicyholderAccountBalances' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities' xlink:label='fil_FuturePolicyBenefitsAnnuities'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FuturePolicyBenefitsAnnuities' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwaps' xlink:label='fil_DerivativesBankLoanInterestRateSwaps'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwaps' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsCallOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsCallOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsCallOptions' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsPutOptions' xlink:label='fil_DerivativesBankLoanInterestRateSwapsPutOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsPutOptions' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' xlink:label='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_LiabilitiesAccountedForAtFairValue' xlink:label='fil_LiabilitiesAccountedForAtFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_LiabilitiesAccountedForAtFairValue' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_NonRedeemablePreferredStock' xlink:label='fil_NonRedeemablePreferredStock'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_NonRedeemablePreferredStock' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TradingSecuritiesEquity' xlink:label='us-gaap_TradingSecuritiesEquity'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_TradingSecuritiesEquity' use='optional' order='16.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsAxis' xlink:label='fil_Level3InputsAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='fil_Level3InputsAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Level3InputsDomain' xlink:label='fil_Level3InputsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_Level3InputsAxis' xlink:to='fil_Level3InputsDomain' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyholderAccountBalances1Member' xlink:label='fil_PolicyholderAccountBalances1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_Level3InputsAxis' xlink:to='fil_PolicyholderAccountBalances1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FuturePolicyBenefitsAnnuities1Member' xlink:label='fil_FuturePolicyBenefitsAnnuities1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_Level3InputsAxis' xlink:to='fil_FuturePolicyBenefitsAnnuities1Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_InterestRateLockCommitments1Member' xlink:label='fil_InterestRateLockCommitments1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_Level3InputsAxis' xlink:to='fil_InterestRateLockCommitments1Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankLoanInterestRateSwapsMember' xlink:label='fil_BankLoanInterestRateSwapsMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='fil_Level3InputsAxis' xlink:to='fil_BankLoanInterestRateSwapsMember' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueBalance' xlink:label='fil_FairValueBalance'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueBalance' use='optional' order='1.0' preferredLabel='http://www.xbrl.org/2003/role/periodStartLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInEarnings' xlink:label='fil_FairValueLossesGainsIncludedInEarnings'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueLossesGainsIncludedInEarnings' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' xlink:label='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueBalance' xlink:label='fil_FairValueBalance_1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_FairValueBalance_1' use='optional' order='4.0' preferredLabel='http://www.xbrl.org/2003/role/periodEndLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansOnRealEstate1' xlink:label='fil_MortgageLoansOnRealEstate1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageLoansOnRealEstate1' use='optional' order='2.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' xlink:label='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnANonrecurringBasis' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' xlink:label='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_AssetsAccountedForAtFairValueOnNonRecurringBasisAbstract' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRights1' xlink:label='fil_MortgageServicingRights1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_MortgageServicingRights1' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherRealEstateOwnedHeldForInvestment' xlink:label='fil_OtherRealEstateOwnedHeldForInvestment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_OtherRealEstateOwnedHeldForInvestment' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='us-gaap_AssetsFairValueDisclosureNonrecurring' use='optional' order='7.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_StatementTable' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FairValueByFairValueHierarchyLevelAxis' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel1Member' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel2Member' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='us-gaap_FairValueInputsLevel3Member' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_FinancialInstrumentAxis' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialMortgageMember' xlink:label='us-gaap_ResidentialMortgageMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_ResidentialMortgageMember' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ResidentialConstructionMember' xlink:label='fil_ResidentialConstructionMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ResidentialConstructionMember' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialLoanMember' xlink:label='us-gaap_CommercialLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='us-gaap_CommercialLoanMember' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageLoansNet1Member' xlink:label='fil_MortgageLoansNet1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_MortgageLoansNet1Member' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_PolicyLoanMember' xlink:label='fil_PolicyLoanMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_PolicyLoanMember' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_OtherLoansMember' xlink:label='fil_OtherLoansMember'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_OtherLoansMember' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ShortTermInvestments1Member' xlink:label='fil_ShortTermInvestments1Member'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='fil_ShortTermInvestments1Member' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementTable' xlink:to='us-gaap_StatementLineItems' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CarryingValue' xlink:label='fil_CarryingValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_CarryingValue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_EstimatedFairValue' xlink:label='fil_EstimatedFairValue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_EstimatedFairValue' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BankAndOtherLoansPayable' xlink:label='fil_BankAndOtherLoansPayable'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_StatementLineItems' xlink:to='fil_BankAndOtherLoansPayable' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfOutstandingCallOptions' xlink:label='fil_FairValueOfOutstandingCallOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfOutstandingCallOptions' use='optional' order='1.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesCallOptions' xlink:label='fil_FairValueOfAssetDerivativesCallOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfAssetDerivativesCallOptions' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesCallOptions' xlink:label='fil_FairValueOfLiabilityDerivativesCallOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfLiabilityDerivativesCallOptions' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesPutOptions' xlink:label='fil_FairValueOfLiabilityDerivativesPutOptions'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfLiabilityDerivativesPutOptions' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfAssetDerivativesInterestRateSwaps'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfAssetDerivativesInterestRateSwaps' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesInterestRateSwaps' xlink:label='fil_FairValueOfLiabilityDerivativesInterestRateSwaps'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfLiabilityDerivativesInterestRateSwaps' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfAssetDerivativesTotal' xlink:label='fil_FairValueOfAssetDerivativesTotal'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfAssetDerivativesTotal' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FairValueOfLiabilityDerivativesTotal' xlink:label='fil_FairValueOfLiabilityDerivativesTotal'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FairValueOfLiabilityDerivativesTotal' use='optional' order='9.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesInterestRateLockCommitments' xlink:label='fil_GainLossOnDerivativesInterestRateLockCommitments'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_GainLossOnDerivativesInterestRateLockCommitments' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesInterestRateSwaps' xlink:label='fil_GainLossOnDerivativesInterestRateSwaps'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_GainLossOnDerivativesInterestRateSwaps' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesSubTotal' xlink:label='fil_GainLossOnDerivativesSubTotal'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_GainLossOnDerivativesSubTotal' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_TaxEffectGainLossOnDerivatives' xlink:label='fil_TaxEffectGainLossOnDerivatives'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_TaxEffectGainLossOnDerivatives' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_GainLossOnDerivativesTotal' xlink:label='fil_GainLossOnDerivativesTotal'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_GainLossOnDerivativesTotal' use='optional' order='5.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_AmountsAccruedForLoanLosses' xlink:label='fil_AmountsAccruedForLoanLosses'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_AmountsAccruedForLoanLosses' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' xlink:label='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims' use='optional' order='2.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CommitmentsToFundNewResidentialConstructionLoans' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoans'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_CommitmentsToFundNewResidentialConstructionLoans' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_CommitmentsToFundNewResidentialConstructionLoansFunded' xlink:label='fil_CommitmentsToFundNewResidentialConstructionLoansFunded'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_CommitmentsToFundNewResidentialConstructionLoansFunded' use='optional' order='2.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' xlink:label='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_BalanceBeforeValuationAllowanceAtBeginningOfYear' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MsrsProceedsFromLoanSales' xlink:label='fil_MsrsProceedsFromLoanSales'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_MsrsProceedsFromLoanSales' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_Amortization' xlink:label='fil_Amortization'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_Amortization' use='optional' order='3.0' preferredLabel='http://www.xbrl.org/2003/role/terseLabel'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' xlink:label='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_BalanceBeforeValuationAllowanceAtYearEnd' xlink:label='fil_BalanceBeforeValuationAllowanceAtYearEnd'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_BalanceBeforeValuationAllowanceAtYearEnd' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_MortgageServicingRightsNet' xlink:label='fil_MortgageServicingRightsNet'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_MortgageServicingRightsNet' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='snfca-20150331.xsd#fil_EstimatedFairValueOfMsrsAtEndOfPeriod' xlink:label='fil_EstimatedFairValueOfMsrsAtEndOfPeriod'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='fil_EstimatedFairValueOfMsrsAtEndOfPeriod' use='optional' order='7.0'/>
	</link:presentationLink>
	<link:roleRef roleURI="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails" xlink:type="simple" xlink:href="snfca-20150331.xsd#idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue' xlink:label='us-gaap_BusinessAcquisitionsProFormaRevenue'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_BusinessAcquisitionsProFormaRevenue' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' xlink:label='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' xlink:label='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted' use='optional' order='4.0'/>
	</link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EKCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfMarch312015Member', window );">AsOfMarch312015Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Schedule of Fair Value Measurements, Nonrecurring</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="94%" style='width:94.02%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Assets accounted for at fair value on a nonrecurring basis</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; &#160;&#160;987,707 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 987,707 </p> </td> </tr> <tr style='height:12.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="12%" valign="bottom" style='width:12.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 320,000 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 320,000 </p> </td> </tr> <tr style='height:26.25pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,307,707 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,307,707 </p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member', window );">AsOfDecember312014Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Schedule of Fair Value Measurements, Nonrecurring</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 3)</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a </b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'><b>nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights</p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,741,381 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,741,381 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment</p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,500 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,500 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a </b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>&#160;&#160; nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,794,881 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,794,881 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19296-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfMarch312015Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfMarch312015Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ESLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Net Investment Income - Additional (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInvestmentIncome', window );">Net Investment Income</a></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome" onclick="toggleNextSibling(this);">$ 7,822,844</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome" onclick="toggleNextSibling(this);">$ 5,642,500</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SecuritiesOnDepositForRegulatoryAuthorities', window );">Securities on deposit for regulatory authorities</a></td>
        <td class="nump"><a title="fil_SecuritiesOnDepositForRegulatoryAuthorities" onclick="toggleNextSibling(this);">9,310,227</a><span style="display:none;white-space:normal;text-align:left;">fil_SecuritiesOnDepositForRegulatoryAuthorities</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_SecuritiesOnDepositForRegulatoryAuthorities" onclick="toggleNextSibling(this);">8,886,001</a><span style="display:none;white-space:normal;text-align:left;">fil_SecuritiesOnDepositForRegulatoryAuthorities</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RestrictedAssetsAxis=fil_CemeteriesAndMortuariesMember', window );">Cemeteries and mortuaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInvestmentIncome', window );">Net Investment Income</a></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome[fil_RestrictedAssetsAxis=fil_CemeteriesAndMortuariesMember]" onclick="toggleNextSibling(this);">$ 92,922</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome<br>/ fil_RestrictedAssetsAxis<br>= fil_CemeteriesAndMortuariesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome[fil_RestrictedAssetsAxis=fil_CemeteriesAndMortuariesMember]" onclick="toggleNextSibling(this);">$ 94,745</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome<br>/ fil_RestrictedAssetsAxis<br>= fil_CemeteriesAndMortuariesMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SecuritiesOnDepositForRegulatoryAuthorities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_SecuritiesOnDepositForRegulatoryAuthorities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetInvestmentIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 16<br><br> -Article 12<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetInvestmentIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RestrictedAssetsAxis=fil_CemeteriesAndMortuariesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_RestrictedAssetsAxis=fil_CemeteriesAndMortuariesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EMEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AverageMarketValueOverAmortizedCost', window );">Average market value over amortized cost</a></td>
        <td class="nump"><a title="fil_AverageMarketValueOverAmortizedCost" onclick="toggleNextSibling(this);">93.40%</a><span style="display:none;white-space:normal;text-align:left;">fil_AverageMarketValueOverAmortizedCost</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_AverageMarketValueOverAmortizedCost" onclick="toggleNextSibling(this);">90.80%</a><span style="display:none;white-space:normal;text-align:left;">fil_AverageMarketValueOverAmortizedCost</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease', window );">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Period Increase (Decrease)</a></td>
        <td class="nump"><a title="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" onclick="toggleNextSibling(this);">$ 30,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" onclick="toggleNextSibling(this);">$ 30,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AverageMarketValueOverAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AverageMarketValueOverAmortizedCost</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change during the reporting period in the cumulative amount of credit losses recognized in earnings related to debt securities held for which a portion of an other than temporary impairment (OTTI) was recognized in other comprehensive income (a component of shareholders' equity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>16
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
M4$L#!!0`!@`(````(0#30?.?=`(``#TN```3``@"6T-O;G1E;G1?5'EP97-=
M+GAM;""B!`(HH``"````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M``````````````````````````````````````#,VD%OFS`8!N#[I/T'Q'4*
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MF(.#Y,A`<N0@.01(#@F2HP#)<0.2XR-(CG2.$@1%U!2%U!3%U!0%U11%U12%
MU13%U10%UA1%5HXB*T>1E:/(RE%DY2BR<A19.8JL'$56CB(K1Y$U0Y$U0Y$U
M0Y$U0Y$U0Y$U0Y$U0Y$U0Y$U0Y$U0Y$U1Y$U1Y$U1Y$U1Y$U1Y$U1Y$U1Y$U
M1Y$U1Y$U1Y%5H,@J4&05*+(*%%D%BJP"15:!(JM`D56@R"I09)4HLDH4626*
MK!)%5HDBJT215:+(*E%DE2BR2A19"Q19"Q19"Q19"Q19"Q19"Q19"Q19"Q19
MB_\EJP_E6&+3Y[\+,HTYT\YT?M>1NW*C:C_TW.9&6:I_>!MJQ%</\'KVF1R5
MZJJ[)O1IK_P2#G-/[0\EWWMK!A?JSI8N#_#29QY/SX8PB*QOZ=!H/M8,/FP,
M5>G+%[ZI)M-8QJZI/K*;3>7OY1\```#__P,`4$L#!!0`!@`(````(0"U53`C
M]0```$P"```+``@"7W)E;',O+G)E;',@H@0"**```@``````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````C)+/3L,P#,;O2+Q#Y/OJ;D@(H:6[3$B[(50>P"3N'[6-HR1`]_:$`X)*
M8]O1]N?//UO>[N9I5!\<8B].P[HH0;$S8GO7:GBMGU8/H&(B9VD4QQJ.'&%7
MW=YL7WBDE)MBU_NHLHN+&KJ4_"-B-!U/%`OQ['*ED3!1RF%HT9,9J&7<E.4]
MAK\>4"T\U<%J"`=[!ZH^^CSYLK<T36]X+^9]8I=.C$">$SO+=N5#9@NIS]NH
MFD++28,5\YS3$<G[(F,#GB;:7$_T_[8X<2)+B=!(X/,\WXIS0.OK@2Z?:*GX
MO<X\XJ>$X4UD^&'!Q0]47P```/__`P!02P,$%``&``@````A`#P<Y^OZ`@``
M-BX``!H`"`%X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<R"B!`$HH``!````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````````````````````````+R:S6K;0!2%]X6^@YA]+<^_
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M-Y_:L.NNAS,MH4.1L[;)5(^KBFGI4B)Y!^6P322AB=2L-9J.XO7349`'BLT#
M!7F@\^\&ZFBCEZAW-#MM-(P;PZ:E@;0T;%H:2$O+GD,MG$,=.W<<S!W'3F4'
M4]FS<\?#W&%W,FYD]E1AX53AV<3RD%C5K(A(XVF?7T5-8^C?:\@$-J&0&,FN
MC82UD6Q72^AJQ<:W@OC6;'QKB&_-#CT-4\^P\6T@OBV;EQ;RTK&=Y;"S9@WA
MM_R*@7.Z81/30&):]NAG\>C'AH2#D/#LWO&P=SP;$AY"@MW)L)'9D0P36;(+
M)6&A%)OF"M)<L6FN(,TUNW4T[!W#IKF!-+=LFEM(<\E.9`D36;,S4,,0-&R:
M&TASRZ:YA31W[-YQL'<<&Q(.0L*S(>$A)#P;$AY"HIK5Z*D-0UQ_&X?\GZ/;
M-SJWR^A="MWF2`R;5Q!7DMW%$G:Q9'>QA%VLV;72L%B:W<<:XXK-!POY8-E\
ML)@/[#'9PS&9/9;"J=3/2H<WO&/R<`QDCUUPZE+LS%$P<Q0[<Q3,',/.'`,S
MQ[`SQ\#,<>S,<5/FE"_^[;WZ`P``__\#`%!+`P04``8`"````"$`EVR5ONH%
M``"(%P``#P```'AL+W=O<FMB;V]K+GAM;)28VV[;.!"&[Q?8=S!TO[5UM%TT
M*9(FV1IHNT'3PR7!2+3-K22ZI)3#VW<H-_)/L5;:JV3L\-<<OIEA].KU0U5.
M[H0V4M4G0?AB%DQ$G:M"UIN3X/.GJW\6P<0TO"YXJ6IQ$CP*$[P^_?NO5_=*
M?[M5ZMN$!&IS$FR;9O=R.C7Y5E3<O%`[4=,W:Z4KWI"I-U.STX(79BM$4Y73
M:#;+IA67=;!7>*E_1T.MUS(7%RIO*U$W>Q$M2MZ0^V8K=R8X?;66I?BRCVC"
M=[L/O"*_'\I@4G+37!:R$<5)D)*I[H7S@6YWYZTLZ=ME/(N#Z6D?Y+6>%&+-
MV[+Y1.$]J5.^HB2*,ON7-A5?I+@WAT/6G#Q\E76A[NV?4FH?>RLF!^Z[K[[*
MHMG2][/9K/_LK9";;?/T(<E/0;_+(#VG^SFIN_">,L*H4NRR;F3SR%;U/OM2
M40EMUE<461A,]$M)O^A5$5K'4>6<E[S.!;NQ?PV'(C@4C1YBUUQ38;:BD3FG
ME/?/C4&B2RT^=T7$5?38AC>4W1H?G<"Y9/CH-ZHBIK:B-O).4+Q'52BQ?=3I
M4*5_K&%J34ZH_-M6E041Q"Z_MQ!#!BI=T3&&7L6*O.%FRZX(,`/'YW!\/G0B
M9.?<R,Z#:RT,):%C&H\OX?QB>#YB'T5.I]A9GJN6`*@W[%JKFG[/104R"\*P
MS\5R*!-3%N^H*VP5T/>%P\UL>"S9I^V6&U$P6Q4JR=#_!5(4>NRE[)+KFMPV
M[%IH0I!`0K<1H-"#,&/GK9&U,(;=B(WG/5(4>OC-V167FGWA92ML]:YD36T@
M>4G),`CC`CD*/1P7[*RDFG<M=*4TNU#M;;-NRWU-,!@D*?2`7+(+H>4=)9"H
MIFQ6TJ\'PA1Z,(8SPD'6IM6=,Z!A!P1Z0N.]IR'TJ0S9>Z6;#=]0=PI])W/+
MU4<[G!PZ$,W08S.,V'NA-[:ASO+OK32R&]?=K+J0X,T2V0P].(_TR$_D0<>.
MVCXJ,@9C[IC.9V/+#SI+I#[RD'6:A;T59=$HVG:MMM/W!G40_<B#U]4YN^.R
MY+>EH.EM>(E-L,0FB#R.79V;?"N*MNR(_EP[S;3$?H@\CET=&`CL#:U0C`O[
M(?(X=G7^I5W/WBGJ4%7;*8,ZV`_[?8JCU=7!N-[S_W&Y+;$K(H_FXSJV;]$?
M[(K(X_FX#M_8^TSGNUVV2^R+R./YN,ZJVG'0H;L!`!U[0!\1^H\6D1;8[N$,
MB8Z?(=K)-(T!QR-$.GX&:10J%<<4A731.O1J[#%]=+,P*^IXA%#''M2_VB^=
M1M<CCA!23?>TP?3XQ:HYZ"!%X0RQCKTA/;YVJ%`]1^$,P8X]L,>5J%*@A&C'
M'MKC2E0J4$*X8P_N<26JU4$I1+H3C^YCZW"?=4<(Z4X\NL>%G(33#>-`9>+A
M'8[L16?RAW3;`"$/[_'5Z+J$?"<>W^X,&"XC5$J0;S(&?+M"PVWD""'?B<>W
M*X0SP*XC1PCQ3CR\7:$+T=""Q#64(--DC`9$5_IN/8O<[FF)(R1!HLD8U1FN
M18PG1:#)&!4:[D5'B(S^(I-Z0+N)^2`:EG.M'^T=C5<XBE+$F8Q1A[!2=L$Z
M#B'.J8>S[]`A36P%K9HBS&2,.M1?0=_1[J`[).H@R^DS+&-@=N,[@2'+Z1^P
M;%>^(X0LI\^PC![9G>\((=7I,U3W0C]WOB.$6*?/8'W35A77C_;?H%7="`VY
MSI!J,D9KUCM$0K9^Z%!&1D\U&;\M9.\.CA!BG7E8'[\[V!F"D2'5F4?U<1T;
MI>,08IUY6(_?01PAY#KSN/ZED#\8,X2:C$&BQV\RCCL(=>9!/;[K*91^UV<(
M-1D#C\:%*)J#$$*=>5"/"U$TO=`<J2;CCSRB:`Y"E+">ZKE']='+1U<VU$&H
MYQ[41W6ZCJ.S!X>0ZKE'];@0G3T((=5SC^KQEPV(T1RI)F.0ZW$A)S0$>^Z!
M/7X]<SQ"L.<>V./7,\<C!'O>@3WM$D@O:NE-:$YOD.V/[A5LDF;[EPG3IY?H
MIS\```#__P,`4$L#!!0`!@`(````(0#_Y2XV5`8``*@8```8````>&PO=V]R
M:W-H965T<R]S:&5E=#0N>&ULG%E;CYLX%'Y?:?\#XGT2WP![-)FJ4'6WTE9:
MK?;RS!"2H(80`=-I__T>8P=\3#-#.@_MA'P^_L[U,YZ'=]_J8_"U;+NJ.6U"
MNB)A4)Z*9EN=]IOPG[\_WLDPZ/K\M,V/S:G<A-_++GSW^.LO#R]-^Z4[E&4?
M@(53MPD/?7^^7Z^[XE#6>;=JSN4)OMDU;9WW\+'=K[MS6^;;85%]7#-"XG6=
M5Z?06+AOE]AH=KNJ*#\TQ7-=GGICI"V/>0_\NT-U[B[6ZF*)N3IOOSR?[XJF
M/H.)I^I8]=\'HV%0%_>?]J>FS9^.X/<W*O+B8GOX,#-?5T7;=,VN7X&YM2$Z
M]UFMU1HL/3YL*_!`ASUHR]TF?$_O,R["]>/#$*!_J_*E<WX/ND/S\EM;;?^H
M3B5$&_*D,_#4-%\T]--6/X+%Z]GJCT,&_FR#;;G+GX_]7\W+[V6U/_20[@@\
MTH[=;[]_*+L"(@IF5BS2EHKF"`3@WZ"N=&E`1/)OP_\OU;8_;$(>KZ*$<`KP
MX*GL^H^5-AD&Q7/7-_5_!D2M*6.$62,<V-OOV5(C:T-H\.]#WN>/#VWS$D#1
MP);=.=<E2._!\,4Q0V-T]9JGX*(V\EY;V81)&(`3':3GZV,B']9?(:*%A:1S
M",6([(+0B0!V(T7PVZ7XXYA?F&BP9J)SH*FEY@'8'JDQ;]\Y(E$C!#&!`"UG
MHL&;$";`N+$DHUG#S4"&NAT>9,X#M+'`&^LL<2CBUT.A%P'.)>"%/#40-62,
M<AGQB$:88X8AE"DADA&"2$(E+X^.!GODO+RD!A+;<F),"C%N;,+E(J)8L(A,
M$4;4XENH:;!'C>.-4P,QU)A,&.-^V#""4Q)/[B%JT#1NU):E5B_R*'JQ20W$
M4!1:+CQ`Y@*HDDI-3B*"6L.\"?%V[>E%'D$O0JF!&()W4215C(.<(0`G\#,"
M$$&%";[>%!KL$?/V30W$$..)9%0Z.YO"<R&,13R)^#3O$#D*;>J&[W5V`]JC
M-W6;&1H68_A13B.23($Q]!`D$3SADX^8G9ZY3G+?8&<F-)HHD]N6G<$8=K$@
M0L5\JGQ+S\6(B$2<)=<(WC3\J1GE4#C3S)U&N25H,,[0M:N&)S@Z>APOCXX9
MWFYTE)>8E!J,B4ZB6`*S8RQJ&QP7$L=))*XU)O54X8WDS>5`^7(P6-R$-GE0
MUMP?&@@!8A'3B3^.W4UJH,]27ENJR;!-G#OM!4V4=/:VL4,0'B="7!EJU%,$
M/78%K'XCAG-I<))C:;J3GU+@H+P2S(;-+V&F@G"0KK$*<!0]=7B#WEP6E)?`
ME**Q+Z,X)HZ>VS`B#(EB(N54*IB@'M++6\2,=-0BOBQ0=^Q3P2GG=!H.EB#"
M4*$2&D^#"!.\21WH7!Y\64HMQLY?06/FMWF&($G""+U2ANPF=1C06!V4KPX6
M8]E)">K@1P]#N.!7NX1Y\K#L<#*L\FA.V3%=8C&&9A2SA'N.9`@!&6;D2H\P
M3R(6DC0R@$K1Z]-TL'SITQAF,?<0&4)PX.B,`U2&3$]UIT\6DC1:X)*D_EDD
M'4Q?6,)AA1,Z-:OI%P2!(WP2RZGM,,^;-(7--842;_/4@JRH$!E%9.H&R\_8
M,1`1J5A$DQ7,3T]X)XZO#T3]<NW)"G7*R):B*QH*WH'$K&%<!)2B=,[2F-T/
M5.7MLS*;JPKU0Y1:T"5$DL4SEJ[P"$68HSN8Y4VBPN:B0HFO*A9D<TQ)1)GP
M6CY#&"$D''WDU$^8X4VJPN:J`@Q&0;59=B4#0B.Y])S(K!WC!(TC):>9A.G=
MI"ELKBGP-NC3,R"S]QVE4(2.Y-HN01B64&<<(7ZZY)8WR8#&XYJ2R7,3/@NR
M-P4RYG!WA5W(,(1+Z50`IO=3JL+-2P.>A5Z-I18$[S_Z#HJLX'"%?J:I8D+J
MXYWAA2G_E,;PN<90,I6\C:P!+:?LX:]2_BG%X3]0'.J_Q5B0;12FN)"S(YJ'
M@3RH:&HX'%Q/<Y:=Q>&Z=S;;?>%++<@RA:92RM=/?6^L#5V\@=J6:IH>AJFY
M&#87IW79[LNL/!Z[H&B>]:4O@VH;GXX7TN^9OH3TGJ=P43W<ZJ['+^">^)SO
MR\]YNZ].77`L=V"2K!(0G=;<-)L/?7,>KFN?FAYNB(=?#_`7@1(N.<D*P+NF
MZ2\?]!7J^#>&Q_\!``#__P,`4$L#!!0`!@`(````(0#A?JS\A@8``,,;```9
M````>&PO=V]R:W-H965T<R]S:&5E=#4V+GAM;)Q976^C.!1]7VG_`^)]$FQC
M/JJFHX(UNR/M2*O5?CQ30A(T(41`IS/_?J^QD]K7;I+.2],XQY=SCR_W&'S_
M\7NW#[XUP]CVAU5(%E$8-(>Z7[>'[2K\Y^]/'[(P&*?JL*[V_:%9A3^:,?SX
M\.LO]R_]\'7<-<T40(3#N`IWTW2\6R['>M=TU;CHC\T!?MGT0U=-\'78+L?C
MT%3K>5*W7](H2I9=U1Y"%>%NN"5&O]FT=2/Z^KEK#I,*,C3[:@+^XZX]CJ=H
M77U+N*X:OCX?/]1]=X003^V^G7[,0<.@J^\^;P_]4#WM(>_O)*[J4^SYBQ.^
M:^NA'_O-M(!P2T74S3E?YDN(]'"_;B$#*7LP-)M5^$CN!(O#Y</]+-"_;?,R
M&O\'XZY_^6UHUW^TAP;4AG62*_#4]U\E]/-:#L'DI3/[T[P"?P[!NME4S_OI
MK_[E]Z;=[B98;@X9R<3NUC]$,]:@*(194"XCU?T>",#?H&ME:8`BU??Y\Z5=
M3[M5R)(%3R-&`!X\->/TJ94APZ!^'J>^^T^!B`ZE@E`=!#YU$,(7,>5I]IXH
M3$>!SU.4Y/U18AT%/D]1Z()FG/#D>D9+I<XLMJBFZN%^Z%\"J&#(?SQ6\GX@
M=Q!9JLQ@K90F9]W?DAWTED$>9915F(8!3!^A5KX]$$K3^^4W6.!:@PH%@K^O
M(!M1>A"49C9(G$"R>"")<R:P1F8F_CHY$99@25C6C<R@4`,F.6I?M_0@N`T1
M+@1DR,\@BRX4@TGW)/QEVG(2+)`I(671^0(J%07*YV6`IL4BCGB6)H(DG$8Y
MBB$48KZ]+=90(N]G+2<YK`EBK4#S%><T2C60S&E\8%D<Q_8,8<RP.,+M;7*\
MK*@$.]S0TA<*I*D0\`'^NJB*K(E@61Y'""`4P!4TL<G>5@9RDD.:V?(4"J1(
MDSRB+$]L1&DBO(4B%,)E#7>Z*;%D'4.&EZ66DQS6:%$+!5*L:<QSCM:B-`&$
MLSA&60D%<#G+C0'J=-<YRTD.9W0[%0JDE4YXXI1J:2&R.$^<^E`(EW5NL[ZL
ML`0[;)$^A0)IMC1-\R1CJ%I+&T,C#JZ)VKE0&)<Q`?O`0DM+N4Q]GN5P1]<L
M-$J7!X_CE*$^4EH0DJ=1DB&(T!`/=>DMJ$9NH*X<"75E9%L%4:B3[IQR2B($
M*A$HBC+J%K@&>>A+_S'H7U%<N95%FZ3X?B0*-5],M3IG1)@C5B<FTD8,0K=U
MMWF64PK(H0J-,HD9IC53%1JC-<]2\I89$^DE[R>J',A2D#+<A^?8J]!+0BMJ
M6AVQ:>I$+B!LQ:7/H$2N=SFYKW8;!VYS&G4I$17G;830,3RU*ZW&('ZE=I4Q
M(>5QIR.FP<5)E*0$;Y9*"\,XR[*4HSA"8SRDI=<8I&^L;^50B#QJ!04QC>XM
M\B;F+?(*XR$O+<<@?T5Q95`6:9(ZM6[8F*YM/"*(,6+7KG04@]"-:BH?LHBY
M>V)B.5I*.#S`H=V0#6%)G,7(?H2&N%K2G_*\>9;3Z)!;%1HU7U1IJD?4;>;=
M&IMS+(TI<KC+BSZC'8)(N$*C-!WO]MB">/?'&N&1%IG:;55!/>;FMF:-TOTJ
M(?`LC2JZM"&^PA$:XJ$.18D+^GHSIG*6(SKV98U2U+T;90OAW2EKA(>XQPYO
M(.ZU0^PBU+(REN0T0A5?VA!XO<$2W)(UQ$,=&>"5`O<:'[I8(5^OP(HHK>%I
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MT?,9SB.=3V'./\`1RK':-E^J8=L>QF#?;&!JM$C!`@=U"*.^3/UQ/CQXZB<X
M/)G_W<%A60/OTJ,%@#=]/YV^R#?UY^.WA_\!``#__P,`4$L#!!0`!@`(````
M(0#R-0O;S`D``!`P```9````>&PO=V]R:W-H965T<R]S:&5E=#4W+GAM;*Q:
M76_CNA%]+]#_8/A]8U$2]1$DN5B1W/8"+5`4][;/CJ,DQMI68#F;W7_?H4A%
M,T/%DH.^W-R</3.:0PYY*(4WO_W<[Q8_ZF.[;0ZW2W$5+1?U8=,\;`]/M\L_
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MV!YJ&&V8)SL#]TWSW5)_?[`0!*^"Z&_=#/SKN'BH']>ON]._F[>_U]NGYQ-,
MMP1%5MCUPR]=MQL844AS%4N;:=/LH`#X[V*_M:T!([+^V?U\VSZ<GF^7278E
M\R@10%_<U^WIV]:F7"XVK^VIV?_7D81/Y9+$/@G\'$ER)C#Q@?#3!^97N8C*
M)(>'GXE+?1S\O.R!D+:3"S]]8'$ETBBS8L/GK=Q@=6.OUZ?UW<VQ>5M`0\-P
MM"]KNSS$-43V@^XRO$_#1[,`PV^3?+59;I?Y<@$#W$+K_+@3<5+>K'[`?&\\
MJ1HA48;J&79R;5[=`SAO7-`HTY-L<X&J=VDPA_\':3:+E=;75/7`4%-,"U(]
MHP_1/8!")(TQ/86+@'["(L870S\-E@QM3Z8AC>B3*D<J_2SE>9D5?*J4XZ3O
MHC4-BB,)JRJGB0T*(O,`K8TEV!9+8'<X+\4&!5($?6+E2%DGY8LH(^BYC%*4
MHR`E)`:V^"22?"Y0#!$"ZP,+.2_`D@,!K%,J1W("8)LJRC1-$Z;`<9`"&A1%
M,HIREMB@("(ANT2")3,)(D]I>94C#>4I#F@.&`20XF#_F#^^ELR*BX->=R0W
MOFD69;E(V')0CC+4KW%,(I.BR"5K*H-BB`![%&&;Z72GVZ!`".]T1^H[O<A%
MS'97Y1A(QV2(02%$1DEEG.]S2P[*9^U8.9*?!UD4410QA<I14/TX)I%Q)+)@
MQT$Q1("`[05/Q'D%'9M)$#E;AI5G#06J`-$!8C!"2[2NA7IEHD3G<;##(H,-
MNETXEAMF&+%4)I*WN^<,,C2-2F09IPD3;W`4E6%]"\F8M[D+YW9,#NN(RK/Z
MIL^$%)(5ICP'RW&Y^ZA<R$*P=C0XBLJQ'H;D3,R*<SPF@SVL$H[E9R5*DTB4
MS#J5YV`9)$H4>9;%;(`,CJ(RK(/-E^'\#LN0$=M>*H%,L3N;J0#1`6(P0BNT
M!C6_0F=GN$(1;O;V90&V(C?0,1QK4FAFZE;*<_!`XZ@DB7)1)L$)TW&Z*"K#
M6AF2,;/]G0$R.6QV*^%8?2/#CBF8]RI/P6HF@PP.HF*LK2$Q$\WO3)")")H?
MNVE<RB*-4W;<4@+9J3_VXZ@D+G-1Q$R[P5%4AK6U^3*<"3(9;)NI!+)*W_T<
MT0''8(26:(UK?HG.YEB);&.O!/9+>/&,X660-S_R2S_0)"A+H,78#!J?-^S]
MF)GLO-[OHIC9QBF;W,JSAL96`:(#Q&"$C'=\D=EV[*!$-IB59[GE.3[>GC*H
MT#1H=+QQ$!7!K/;\\HQ'+98MO<JSA@I5@.@`,1BA)4*/SN_KV+*GQ]FQ^G&.
MTCQAQW'E$PTJM$=\$+RT2,&"#`ZB(IAYSNSKT$3!HMA#JSAPT0#1`6(P0DNU
MOC1['[%?AF:,-_;#.(_+A"U.Y?/@X4;^V&TL!G-HR9]RS'C4,=DIJO*LH3`5
M(#I`#$9HJ=:%YH^N\ZR)73K&SI;#"VEPHO6,080F,6*\F5W:+HAJ8&8XLYE'
M39&=BJJ86Z`*$!T@!B.T5.M%\X?;.=?4<&-_BV64\O-@[`AXM#EB,(=4;-_M
MYU?<L8/MCA54>=90D`H0'2`&([1$YGQV_D5N/Z!/?']+9KUQ>I;;9U.1PW[!
MMCSE*9+.%'\OU223E'#FXY_RS&0FJIS9Y;S.3\9L4_*CN6?A27)Q`Z(#CL$(
M+=5:'.K\^9-D`X.6XB>5Q+'Z28KR(F&"E*=,3A+.)-,L+?EG'#.9B2K_E-<F
M8UXKV<&U\JQA2E2`Z``Q&*&E6H_[U"0Y<X2A._?M)G$L-TE96I3LJ*8\87**
M)O*8R3Q4-;/K\X?.9,RFN<-5GH4GQL4-B`XX!B.T1&;3\U?/+,=.L&/',H7S
M9[!Z'&5R:G`F^`84907+9/S#/LY$E3-SGYB<,5.7['!7)8&I!X@.$(,16J)U
MTT^M&F?#4ZO&L=RJ^6!R'.7C(75OP@G.)*3,X),#?7TVGO)Q)J(\98>#>?[3
M1?$=G?^!JO*L8;VH`-$!8C!"2_WL(2&==4CP+%RMBQL0[3F]1Z5IR0Y&QC/F
MCCYS__-+(QUU?7:2J3QKJ%H%B`X0@Q$ZZM9,T=*8*-%9[\1Z2!W+#6-1"/B2
MSSYE*4\95&@2).`/HIE(F/L8'$55,`>?4#'JW/P]+G6LH405(#I`#$9HB<RY
M)TJ<9=<IMMG1MV3/&$3H`#$8H25?9+OIJ.WRUS7/&@I2`:(#Q&"$EFC=;'[[
M.N^;:E_LD`5\M$GYUJ=21QE4:(^XGB^+.,M3;JLXB(I@#CISDQYU4K9A56G@
MI`&B`\1@A)9J#6K^>#L[FQIO;'I%";</J.6IU!'P:..0-"^3DL48'$,42.:(
MY]=AQ^9.F/%W&\\:"E0!H@/$8(26R)QPHL19]B<=R_6G$`6TJ(R8MRA/&G1H
M%@:??;*RY$<2'$:%7.1_<LS_,K:**L\::E0!H@/$8(26:+UJ=D-;WY]^U?4L
M?XR0>9D*_AE!><X@0Y.H#ZY\X"@JXR(#E&,&F+%IK3QK*%$%B`X0@Q%:XD4&
M*&<9H&?YD88_M";A*ZOG##(TB\HSF84][9[?15$9%YFB'#/%C)V&*L\:2E0!
MH@/$8(26>)$IREFFZ%GNPA[\"15V:<&.9\IS!AF:1"4QW.J`5U>ZNQL<164P
M6YS8!KT=NDNY]MYF)0-(A9`.(4,@6I,U'K1=]%9]X4U5N,$<[B/\:V3E6?:>
M"/IHD[$!5`/M_:IG"-E+T_:1D.S]<J>[!.TNXN[KXU.MZMVN76R:5WO!.8<+
MC>^HNWP-%?6WK]F_P+7LKUUFAE?B6G5WFQFNX1KW&%[%UVHLCXZOS1C^5190
M4=%I>G\$W,=^63_5_UP?G[:'=K&K'T%.=&7O0!_=C6[WRZEYZ:X>WS<GN(G=
M_>\SW+ROH7>B*R`_-LVI_\4.VOM=_KO_`0``__\#`%!+`P04``8`"````"$`
MPK%9D>`#``"$#@``&0```'AL+W=O<FMS:&5E=',O<VAE970U."YX;6R<5\N.
MFS`4W5?J/R#V#3'AD41)JDE&TU9JI:KJ8TW`2:P!C+`SF?G[7G,)&,BX=#9)
M<(X/Q\?W8:\^/F>I]41+P7B^MLED:ELTCWG"\N/:_O7SX</<MH2,\B1*>4[7
M]@L5]L?-^W>K"R\?Q8E2:0%#+M;V2<IBZ3@B/M$L$A->T!S^.?`RBR0\ED='
M%"6-DFI2ECKN=!HX6<1R&QF6Y1@.?CBPF-[S^)S17"))2=-(@GYQ8H6XLF7Q
M&+HL*A_/Q8>89P50[%G*Y$M%:EM9O/QRS'D9[5-8]S/QHOC*73T,Z#,6EUSP
M@YP`G8-"AVM>.`L'F#:KA,$*E.U620]K^XXL=V1N.YM59=!O1B]"^VV)$[]\
M*EGRE>44W(9]4CNPY_Q10;\D:@@F.X/9#]4.?"^MA!ZB<RI_\,MGRHXG"=OM
MPXK4PI;)RST5,3@*-!/75TPQ3T$`?%H94Z$!CD3/U?>%)?*TMF?!Q`^G,P)P
M:T^%?&"*TK;BLY`\^X,@4E,AB5N3P'=-0OR)Y_KA_']89C4+?%]9@M$L#JZK
MLND^DM%F5?*+!;$'RD41J4@F2V"^^H.K:1Q[S3!P2I'<*9:U'=H6>"%@EY\V
MQ`W\E?,$6Q/7H"V"X+,%=1&[&PC7G3<@!S0WPL%,7?CM#;WJ4V"E3VVP$KS%
M`5V+V[RF0NQN(-H%=92`;>.5*#`$D6X""6?==V\1Y#5R=]I`Y]5>]]5J][Q7
MH_MJAIK4D^`&04\"@A;57KJ^YX4STD7L=`3Q_8#,6PL[(D&0[L\XD6K20&38
ME;!%4&`0J2.,(H.AR!E4&W-8J4D#D6V\8J@AJ!;I^0N_M0DC30<0?^9Y[5YT
M?(3T^G\?U:2!Q$7/1P29?-011A]5X]3JB=D_!>Z+"Z<]<0C2DD$;Z/BSZ+YZ
M7)RI27T)@V1`D,D?'6'TAT!0Z0:-4UG-&LCLIT.-,NGL0,Q"53'6=E()_7=&
M$"SAG?KF!OV4J%&&G.@@3$E!>GU@I)]8W7LR^VE1<:]MHY](A!"SGZJ&:WZ:
M,X-@Q=<%^M.!/@1IJ5%/JT8ZN4'>U"FJ68.P:\L3%K@:I<O`WH"N>,3S%JWT
MKJPW]09U@!LF[2`;$*7+TKN!4=:-;O#OODINMH-VY;5;B-)EZ0W`*.M-'8#<
M:@%AKYMO:Y0N2Z_Y1EF]FC\R!6\6_UYOW,+=0&VU+@M'\&1R4Q9>!O"4F]'R
M2'<T3845\[,ZZ!,X+32CS27DSE6'+:?Y`^X`172DWZ+RR')AI?0`4Z>3$"*H
MQ%L$/DA>5&?H/9=P^J]^GN"V1^&,.9T`^,"YO#ZH%S3WQ\U?````__\#`%!+
M`P04``8`"````"$`>5!YDBT$``#'#P``&0```'AL+W=O<FMS:&5E=',O<VAE
M970U.2YX;6R<5]N.XC@0?1]I_R'*^Y#8B7-!P&B@U3LCS4JKU5Z>0S`0-8E1
MG&ZZ_W[*=DAL!YAD7[K!'%>=.BX?VXLO[^7)>:,U+UBU=-',=QU:Y6Q75(>E
M^\_?SY\3U^%-5NVR$ZOHTOV@W/VR^NW3XL+J%WZDM'$@0L67[K%ISG//X_F1
MEAF?L3.MX)<]J\NL@:_UP>/GFF8[.:D\>=CW(Z_,BLI5$>;UF!ALOR]R^L3R
MUY)6C0I2TU/6`']^+,[\&JW,QX0KL_KE]?PY9^490FR+4]%\R*"N4^;S[X>*
MU=GV!'6_HS#+K['EET'XLLAKQMF^F4$X3Q$=UIQZJ0>15HM=`14(V9V:[I?N
M5S3?8.QZJX44Z-^"7KCVV>%'=OF]+G8_BHJ"VK!.8@6VC+T(Z/>=&(+)WF#V
MLUR!/VMG1_?9ZZGYBUV^T>)P;&"Y"50D"IOO/IXHST%1"#/#1$3*V0D(P%^G
M+$1K@"+9N_Q_*7;-<>D&T8S$?H``[FPI;YX+$=)U\E?>L/(_!4)M*!4$MT$"
M8-_^CL<&\10A6=]3UF2K1<TN#C0-I.3G3+0@FD-@45AXMS"H2,SY*B;)J8#F
ML!IO*X3C8.&]@81Y"UH/0=A$;&X@2`?Q@&#'$DK76=Z6_<I.@$%@U]'8!5$7
M6):P5J#T2CY.HR1(3<S&Q&"?P'+%'<8@"-G&$Q1@FV`<=H$5004*90<(T3?:
M@)$ZG)):@.W4`VT4*&JU07Z<!HF]=@8&A83@B/A="09!:*?QV@BP33#NNT)I
MHT":-MJ`D3J:DEJ`[=0#;11(:1/%*`Y)WQ&2W$9'Q,3WP[A'&.3B*>0$V"('
MR3O!E2X*I.FB#1BIQ;FD[?K'^TF`K=1XH(L"*5W"R`=I@KX=E#`Z)"!!DL2D
MWY4&O=2D)TPI`,]^3%-,LFG&?0*ED`)I"FD#!@4$^<9+)-%V\H%&+>JA2`;F
ML4K(\N['\DBT11$-35MYLB90.T^.F`I-,F4TRI5;E%*(8#\D@>8JJHU,3$!2
M'`;]V6-2M&QY7".AF_[<;V+522U*5^J>0Z-)%BW1UD(-]UN+:GN)!"F.D\2T
M@XV)B0CL24U-4RG+I$<J==.M+1IK<5&"G:DKI8V8-"89-AKEV"U**15%!)/(
M/LP,2.QCY"?W.FJ2::.A:Q/?NF6L6Y`NSSW;1I-\6Z)_W4BZ+6.X!H6PI>Q&
MTC%!X,<(;@0=QES!_^7=Z*9Y6S36+4I7ZIY]XTGV+=&_5*I%J48"I5`:1M8)
MO#$P`09S(F&/,93"EGV/VW)REDTUL8[:=8O2E-)'3!J3;!P>6<-3=G#0M2AU
MNX[")+4N<.*M)L(H0`CWR]0623W%U%/EG!WH'UE]*"KNG.@>;@/^+`8+J=5#
M3'UIV%D^2;:L@0>4_'B$!S.%J[,_`_">L>;Z13SUNB?XZB<```#__P,`4$L#
M!!0`!@`(````(0"H*PRJ2P(``#$%```9````>&PO=V]R:W-H965T<R]S:&5E
M=#8P+GAM;)246X_:,!"%WROU/UA^WS@7P@(BK!80[4JM5%6]/!O'22SB.++-
M9?]]QS906+;M]H7$X<R7,V?L3!\.LD4[KHU078&3*,:(=TR5HJL+_/W;ZFZ$
MD;&T*VFK.E[@9V[PP^S]N^E>Z8UI.+<(")TI<&-M/R'$L(9+:B+5\P[^J926
MU,)2U\3TFM/2%\F6I'$\))**#@?"1+^%H:I*,+Y4;"MY9P-$\Y9:\&\:T9L3
M3;*WX"35FVU_QY3L`;$6K;#/'HJ19).GNE.:KEOH^Y`,*#NQ_>(&+P73RJC*
M1H`CP>AMSV,R)D":34L!';C8D>95@1^3R2+#9#;U^?P0?&\N[I%IU/Z#%N4G
MT7$(&\;D!K!6:N.D3Z5[!,7DIGKE!_!%HY)7=-O:KVK_D8NZL3#M'!IR?4W*
MYR4W#`(%3)3FCL14"P;@%TGA=@8$0@_^NA>E;0J<#:/\/LX2D*,U-W8E'!(C
MMC56R9]!E!Q1`9(>(7`]0I+TOR'9$0+7WY!TE"?Y\-]62&C+I[2DELZF6NT1
M[#PP;GKJ]G$R`;*+9_#'>"`75_/HBGPIJ`V,=#=+TE$R)3L8!#N*YK>B]%JQ
M>$61GR4$#)Y=0G"7+E\?WLF=$Q<8SN^%NS@^@WT+\R`:^#&YGA87#ZY>#:%<
MOMH%E,$N_+L%5P2Z*PNC%^W/@VCL\\NS0?S2(QP+1SD)\DM!L!AV?9AG3VO^
MF>I:=`:UO`*;<70/D]1ASX>%5;V?VUI9V*O^MH%/$X<`X@C$E5+VM'"GZORQ
MF_T"``#__P,`4$L#!!0`!@`(````(0""\@9_K`(``/0&```9````>&PO=V]R
M:W-H965T<R]S:&5E=#8Q+GAM;)15R6[;,!"]%^@_$+Q'F[58ANT@<9`V0`L4
M19<S35$684D42#I._KY#THLDIXU[$47IS9LW;T;4_/:EJ=$SDXJ+=H%#+\"(
MM504O-TL\,\?CS=3C)0F;4%JT;(%?F4*WRX_?ICOA=RJBC&-@*%5"UQIW<U\
M7]&*-41YHF,MO"F%;(B&K=SXJI.,%#:HJ?TH"%*_(;S%CF$FK^$09<DI>Q!T
MU[!6.Q+):J)!OZIXIXYL#;V&KB%RN^MNJ&@ZH%CSFNM72XI10V=/FU9(LJZA
M[I<P)O3(;3<7]`VG4BA1:@_H?"?TLN;<SWU@6LX+#A48VY%DY0+?A;-5BOWE
MW/KSB[.]ZMTC58G])\F++[QE8#:TR31@+<360)\*\PB"_8OH1]N`;Q(5K"2[
M6G\7^\^,;RH-W4Z@(%/7K'A]8(J"H4#C18EAHJ(&`7!%#3>3`8:0%[ON>:&K
M!9ZD7I(%DQ#@:,V4?N2&$B.Z4UHTOQTH/%`YDNA``NN!)(S^FV1R(('U3!)-
MDS!)WY?BN[*L2P]$D^5<BCV"R0/AJB-FCL,9,!M[XK_:`[Z8F#L39$,!K:"E
MS\LPFD[F_C,T@AY`]Y>@:(A8O8%(3A`?!)Y4@G%CE1,8A;>;>%1I@J!=&/55
MQJ<$MI1[!\IM$6D69G&2#1&K/B)+@B#.SHB!2,C4%_EO<08\$A=F8PL=*+:S
M9(Q?]1X,4L?#U*:+[_MC@D82HNG8'P=*G3]I$L&PC?SI([(@"H/>)`Q$PEA=
M[X\!#\4E03[,?.\P/7MZ#P:9TV'FZ^PQ04,%,.1C>QSH,#[Q-#_/KQTO.-D,
MB7L?9_DD/Q,XA>[@<I]D1S;L*Y$;WBI4LQ*:&'@9U"3=L>4V6G3VTUL+#<>-
MO:W@[\)@/`(/P*40^K@Q!^/I?[7\`P``__\#`%!+`P04``8`"````"$`4UW;
M4<8"``"N!P``&0```'AL+W=O<FMS:&5E=',O<VAE970V,BYX;6R455UOFS`4
M?9^T_X#\7L`0"(E"JB:H6Z5-FJ9]/#M@@E7`R'::]M_OVDY3/J(V>PG8.??H
MG'.OS>KVN:F=)RHDXVV*L.LCA[8Y+UB[3]'O7_<W"7*D(FU!:M[2%+U0B6[7
MGS^MCEP\RHI2Y0!#*U-4*=4M/4_F%6V(='E'6_BGY*(A"I9B[\E.4%*8HJ;V
M`M^/O8:P%EF&I;B&@Y<ERVG&\T-#6V5)!*V)`OVR8IU\96OR:^@:(AX/W4W.
MFPXH=JQFZL60(J?)EP_[E@NRJ\'W,YZ1_)7;+";T#<L%E[Q4+M!Y5NC4\\);
M>,"T7A4,'.C8'4'+%-WA918C;[TR^?QA]"A[[XZL^/&+8,4WUE((&]JD&[#C
M_%%#'PJ]!<7>I/K>-."'<`I:DD.M?O+C5\KVE8)N1V!(^UH6+QF5.00*-&X0
M:::<UR``?IV&Z<F`0,BS>1Y9H:H4A;$;S?T0`]S94:GNF:9$3GZ0BC=_+0B?
MJ"Q)<"*!YXD$!_]-$IY(9GV2((EP%'\LQ;.V3$H9462]$OSHP.2!<-D1/<=X
M"<PZGAA"OAP/Y*)K[G21*06TA)8^K3$(67E/T(C\!-I,0<$0L;V`&)%D4P@.
M@L69QP,79RN0;M_*^Q8T.$5PR'L6?/],;'QN+&AF>JF-;\<;66]CH`6:U=>B
M8PT_C%47`6Z@*8E'FBQH85(/`HSG23A$;/L(/,<)CD:^LCXBBOPX"M]:,[`!
M$]&W\7ZD&CR1/Q^*VUA0;.3'<3P/WYII,M_V`:$?A3-_Y"^S"-.5@5@XC]>+
MU>")V&0DUH*LV!L\#[$_ZL9V@(B3&;1C/,(6,I4;#^5>-R*Z:")[%.'&@MX;
MD3[B\HCT$9='Q%ZY]C+IR)Y^)V+/6NG4M(1I]]TY&!?VPK4+Q3MS:>RX@HO2
MO%;P7:1PL'P7P"7GZG6AK_3SEW;]#P``__\#`%!+`P04``8`"````"$`6DU9
M1ML"``!U!P``&0```'AL+W=O<FMS:&5E=',O<VAE970V,RYX;6R<E5MOFS`8
MAN\G[3]8OB]GDA"%5$FJ;I4V:9IVN';`@%7`R'::]M_O,PZ40UM%NTF"_?KU
M\QWXLKE]KDKT1(5DO(ZQ:SD8T3KA*:OS&/_^=7^SPD@J4J>DY#6-\0N5^';[
M^=/FS,6C+"A5"!QJ&>-"J69MVS(I:$6DQ1M:PT[&1444/(K<EHV@)&T/5:7M
M.<["K@BKL7%8BVL\>):QA-[QY%316AD304NB@%\6K)&=6Y5<8U<1\7AJ;A)>
M-6!Q9"53+ZTI1E6R?LAK+LBQA+B?W8`DG7?[,+.O6"*XY)FRP,XVH/.8(SNR
MP6F[21E$H-..!,UBO'/7AR6VMYLV/W\8/<O!;R0+?OXB6/J-U122#672!3AR
M_JBE#ZE>@L/V[/1]6X`?`J4T(Z=2_>3GKY3EA8)JAQ"0CFN=OMQ1F4!"P<;R
M0NV4\!(`X!-53'<&)(0\M]]GEJHBQO[""I>.[X(<':E4]TQ;8I2<I.+57R-R
M+U;&Q+N8^$!_V?>N-;$-4!O?'5%DNQ'\C*!GX$K9$-V![AJ,N\`,1A_J>Y%"
MB-IDIUUBO,0(@I!0G:>MZT7.QGZ"G"87T?X-T5AQZ!2Z%,#70T+D0\BWL]ZQ
M:+%FT570<'NS`-X]G#>Y=ZY81KUD1`(INIY$BV,,(Z"_V(77MC<V=$84]+B'
MP<+HZF!\M:[4`AKYXV3H0]!L(X3(G2`84=36;16&03C>/PSW%X'OO>Z/`*&3
MA[G1@,&[[TA7+7UH!CBIS]Z(%BV@YX?.:C$A-((VB2.DQ?\@Z4,S)']\X]Z(
M#%(0^.&4R.S/B>`=&2;IX^II\8PDF)`8D:E>X*^BU6OKMAT&<U&[#%#,F#-C
MH*(BIP=:EA(E_*1'F`=I[E?[Z;KS=(=.UO<P==L99?<;,/4:DM/O1.2LEJBD
M&5@ZUA(J),S<-`^*-^WP.7(%\Z[]6<#?&X47UK%`G'&NN@<]#OH_S.T_````
M__\#`%!+`P04``8`"````"$`?5R41$<"```S!0``&0```'AL+W=O<FMS:&5E
M=',O<VAE970U-2YX;6R4E,ENVS`0AN\%^@X$[Q&U1$XL2`H2&VX#M$!1=#G3
M%"41%D6!I)>\?8>BG7@)6O=BB?(_'V?^&3)_V,D.;;@V0O4%CH(0(]XS58F^
M*?#/'XN;>XR,I7U%.]7S`K]P@Q_*CQ_RK=(KTW)N$1!Z4^#6VB$CQ+"62VH"
M-?`>_JF5EM3"4C?$#)K3:@R2'8G#<$(D%3WVA$Q?PU!U+1B?*[:6O+<>HGE'
M+>1O6C&8`TVR:W"2ZM5ZN&%*#H!8BD[8EQ&*D639<],K39<=U+V+;BD[L,?%
M!5X*II51M0T`1WRBES5/R90`J<PK`14XVY'F=8$?HVR68%+FHS^_!-^:HW=D
M6K7]I$7U1?0<S(8VN08LE5HYZ7/E/D$PN8A>C`WXIE'%:[KN['>U_<Q%TUKH
M=@H%N;JRZF7.#0-#`1/$J2,QU4$"\(ND<),!AM#=^-R*RK8%3B9!>A<F$<C1
MDAN[$`Z)$5L;J^1O+XKV*`^)]Q!X[B%1_-^09`^!YQLDOD^C=/+O5(@O:W1I
M3BTM<ZVV""8/$C<#=7,<94!V]B1@\OOV@"\NYM$%C:&@-M#231G%<9J3#32"
M[45/EZ+X5#%[1_$&(9#@:Y9@W'&6?\_.B0L,Y_<HNS`\W?O)BV['-KF:9D<?
M3K8&4XZWOLX@%P1&GJ003\Y2\**I]V\:QLGT3`'GPF&\`JZ-)$S/_?%S[SLZ
MT(9_I;H1O4$=KZ'Z,+B#(=5^ZOW"JF'LW%)9F-;QM87+B8,%80#B6BE[6+AS
M]7K=E7\```#__P,`4$L#!!0`!@`(````(0`-"2EV[P(``+T'```9````>&PO
M=V]R:W-H965T<R]S:&5E=#4T+GAM;)1576^;,!1]G[3_8/F]`1P@)$I2-4'=
M*JW2-.WCV0$3K`)&MM.T_W[7=J"0=%W[$N+KX\.YYUY?EM=/=84>F51<-"L<
M3'R,6).)G#?[%?[U\_8JP4AIVN2T$@U;X6>F\/7Z\Z?E4<@'53*F$3`T:H5+
MK=N%YZFL9#55$]&R!G8*(6NJ82GWGFHEH[D]5%<>\?W8JREOL&-8R/=PB*+@
M&4M%=JA9HQV)9!75H%^5O%4=6YV]AZZF\N'07F6B;H%BQRNNGRTI1G6VN-LW
M0M)=!7D_!2'-.FZ[N*"O>2:%$H6>`)WGA%[F//?F'C"MESF'#(SM2+)BA6^"
M11IC;[VT_OSF[*@&_Y$JQ?&+Y/DWWC`P&\ID"K`3XL%`[W(3@L/>Q>E;6X#O
M$N6LH(=*_Q#'KXSO2PW5CB`AD]<B?TZ9RL!0H)F0R#!EH@(!\(MJ;CH##*%/
M]GGDN2Y7>!I/HID_#0".=DSI6VXH,<H.2HOZCP,%)RI'0DXD4U!_VB<?)@E/
M)/!\(2%)%$3Q_Z5X+BWK4DHU72^E."+H/!"N6FKZ.%@`<V>/2Z8W[%]^@5&&
MY,:PK/`,([!"08T?UP$A9.D]0F6R$VCS"FB,V'8(4P;#F[J`-=,#P;UJ,'2H
M^O5B=N(,V(CK6#<N`-R]VC.IVTO$;#[6FEY"2-1#1F*AZN\7:\#08P-M`0F2
MGMC:LG&@N35ZEA"2A.$8L1TBHC@DD>^/$:E#A/;R#*V%)ABJ-0TQA5OWML7F
MT+EJ,AV_<>-`L54]GP8^(;,Q8NL05I.K__!(DB2Q[P?]D9''<!>'JM]6:\`7
M:L\<W#C0BY;M>2`=!$9:XH]H,>!S+1?U=B!7[SF9G]^L[6@_G(4OC>AL=/N#
M6KMQZ09!S>2>;5E5*92)@QF%!$K41_LI?4-,KYS%-\$";BW$O7X#IF=+]^R>
MRCUO%*I8`93^9`9V23=_W4*+UHZ?G=`P-^W?$CZ3#.Z]/P%P(83N%N8%_8=W
M_1<``/__`P!02P,$%``&``@````A`.DW==KH`P``-`T``!D```!X;"]W;W)K
M<VAE971S+W-H965T-3,N>&ULE%==;ZLX$'U?:?\#XKT!FT]'2:Y:JNY>::^T
M6NW',P$G006,;*=I__V.,2$V27O)2Q+,\?'QF?%XLOKVWM3.&^6B8NW:10O?
M=6A;L+)J]VOWG[]?'E+7$3)OR[QF+5V['U2XWS:__K(Z,?XJ#I1*!QA:L78/
M4G9+SQ/%@3:Y6+".MO!FQWB32WCD>T]TG.9E/ZFI/>S[L=?D5>MJAB6?P\%V
MNZJ@SZPX-K25FH33.I>@7QRJ3IS9FF(.79/SUV/W4+"F`XIM55?RHR=UG:98
M?M^WC.?;&O;]CL*\.'/W#U?T355P)MA.+H#.TT*O]TP\X@'39E56L`-EN\/I
M;NT^HF6&$M?;K'J#_JWH21B_'7%@I]]X5?Y1M13<ACBI"&P9>U70[Z4:@LG>
MU>R7/@)_<J>DN_Q8R[_8Z7=:[0\2PAW!CM3&EN7',Q4%.`HT"QPIIH+5(``^
MG:92J0&.Y._]]ZDJY6'M!O$B2OP``=S94B%?*D7I.L512-;\IT%HH-(D>"`)
M0/WP'L\E\;2@?G_/N<PW*\Y.#B0-+"FZ7*4@6@*QVE@`]F@9XU8_VREL49$\
M*I:UF[@.3!<0GK<-PBA>>6_@:3&`GFZ`;$1V1JA0@+Y1).S<%'G;];,6!59:
M5!24N"<]`-RC.#Q9]QJ1D!%B*0&+YBM18+#36#A$P<BKQ6D,Z3TC!*<IFHHS
M$4F8QDD4CAR6MM#6=@[EUVZI2;9&B%PR+J!%:E#<BWS`R(](G-J0S(*@-`SQ
M9S(AX>=;J,!7\B9K/VF0EI>D&,/J$W4F(HI!F^^/",O#^!YQ"CP1A_Q+XFCO
M-"@<TS$S!JREX?3,]T6![:6O4TMCM"V(I'Y,)B<R,Q$05@*AOVV+NL>,*O%U
M2BFPK2T(+KS:%8TQ7#$&+%?(/2LKL+WRM2L:HUV)2(@FR929[P."P\M9L'0A
M*)+S+>G1$V7^U),!9)ABCMBKJTHY.R!(U]6O"]$`&M(EC?P83]/%AD011NB3
M8X3NJM@]VG8',G%ZD`:4:8^NV_V(;8^JF?/MT17V)_9HT&!/C(,DG,0O0S8D
M)1&);A\G-"G57Y^G'CVU!U^<UR=J0)GVZ)I\PYZ[2K#J<WYZJ@;0.7O2*+Q*
M'K,&(Y)$QA5B!V]2@^?=8^A&,<9&.1M,,HIO/Y(-\VZ8=%<]AN9SADD:I"_[
M$.,H22\),L@Q(2@E!!D=@[9)-ZFZB6LHW].,UK5P"G94#2B&2WH<'9OC1ZSN
MG\GXDVJ:U;@WOH">M<OW]$?.]U4KG)KN@-)?)!`[KKM>_2!9U[>.6R:A6^U_
M'N#?"85VRU\`>,>8/#^H!<;_.YO_`0``__\#`%!+`P04``8`"````"$`GJ0Z
ML"0%``#J%0``&0```'AL+W=O<FMS:&5E=',O<VAE970T-BYX;6R<6-ENJT@0
M?1]I_@'Q'M,+JV7[ZIHH,U>:*XU&LSP3C&T4`Q:0./G[J5YB>L&.S4L<DU/%
MZ5-]JCJ]^/9>'9RWHNW*IEZZ>(9<IZCS9E/6NZ7[S]]/#['K='U6;[)#4Q=+
M]Z/HW&^K7W]9G)KVI=L71>]`AKI;NON^/\X]K\OW195UL^98U/"7;=-660]?
MVYW7'=LBV_"@ZN`1A$*ORLK:%1GF[2TYFNVVS(O')G^MBKH72=KBD/7`O]N7
MQ^XS6Y7?DJ[*VI?7XT/>5$=(\5P>ROZ#)W6=*I__V-5-FST?8-WOV,_RS]S\
MBY6^*O.VZ9IM/X-TGB!JKSGQ$@\RK1:;$E;`9'?:8KMTO^-Y2I'KK19<H'_+
MXM0IOSO=OCG]UI:;/\JZ`+6A3JP"STWSPJ`_-NP1!'M6]!.OP)^MLRFVV>NA
M_ZLY_5Z4NWT/Y0Y@16QA\\W'8]'EH"BDF9&`9<J;`Q"`GTY5LJT!BF3O_/-4
M;OK]TJ7A+(@0Q0!WGHNN?RI92M?)7[N^J?X3("Q3B21$)H%/F023NY-0F00^
MAR0D#G`0?DW%$\OB*CUF?;9:M,W)@:T'Q+MCQC8RGD-F)@^4XX(\H`N+^<Z"
M>"B@.ZCIVPKCD"Z\-RA$+D%K&T1T1#J"",X0#PB>68)P][-D0;`:UU%9^N<7
M\*6L!2CABXA0$A`R4."(5"!\OLM43I#X?DXLR.)DO'$M0"'G%-*8!LA43B!L
M3OX43BS(XA0:.@F0X`1;/TY\WS<JGNH8A`*$HH&Y5E#PSOWBL2"+:&00%2!!
M]`$GB-#$6$NJ0:`?4Q0,)=!HAE-HLB"+9FS0%""I)Z:(!%&"=$RJ8["/,0WP
M&:,1C72BX]WMT[X,;!%,SHF%,01($(QP',7(L$ZJ(1#&"%\H-INE=_<8%F22
MC`R%U@(D2%(2HR0,C76D*H3`*J*8#!!-PV0*319DT1R*)+04(+DG8TP),:VC
M(<*$^GA`:"0Q-.?[Q>11%LVA7(*F1$DY$QS[)#`43W6,#ZW`)\/>UJE.FRUB
M*D"'.[=MXILFQP(DF!(4$K"YZ7(=$Z$@\9,+-L?&?+EN'XZVQ!SJ)<54Y@9_
MDLHXNVMCUL[O-@B/,FF$A@IKB1)*!03Y`8P3W>JICJ%!0GPZ+$>OJ3%AOE#*
M'BT!&MPGA1(@+HL42GFBOWW2V&#'/<NCME#J5"!)&/L@A"F4BJ$413BAES:_
M,3J^$&IL9D1&PUUC@5*54I[H2AD#X<9SW>ADL+:4VOC]$(41S"]3*15#`QK'
M43#DT:D:X^$+I4;GPN!KN:<$2E5*>:*_?E+;QV-]/[0*IK;U\=.E3&0W!3*I
MT?,HJRF8\DB4:`KC)TP)&>$UJ:L3NZMC'`T[0I1-HI2RJ4^TLA&C9=^VP7F4
M)8]9-HD2\HR738=@.+OAP0(ZT4G-G8@3OCH%02]S#$J4'(-)'"?&R2/5$!2Z
M572AL1.CL=^HI]W@@>;0$F59!4K0?(!S(@JQH7G*W[]T)28F"%\:0>R?W?NG
M)8^R*F\90VWP%XRA0:*`1,H\U2M_UP@@]@B@U"CG6H)4@UR:`&32!.!1EDQ&
ML=82==4@Z@"(KAK$Z/\W[KS1.6`91*"N&41%7#7(I#E!QN:$;1!U3EPRB(:Y
M9A!V?W._07B457G3(!(E[DO&#:)#1@TB;NO$/=0QVQ4_LW97UIUS*+9PZ$>S
M"#S6BKLZ\:5OCOR^Z;GIX8Z-_[J'.]4"+J/0#,#;IND_O[#;P/,M[>I_````
M__\#`%!+`P04``8`"````"$`@0#C(R8(``"T*0``&0```'AL+W=O<FMS:&5E
M=',O<VAE970T-RYX;6R<FMMNXS80AN\+]!T,WV\L4M0I2+)8>[%M@18HBAZN
M%5M.A+4MPU(VNV]?DD.9G"$M6[K)@?I)_9H9?J0.#Q^_[W>S;]6IK9O#XYS=
M1?-9=5@WF_KP\CC_Y^\O'_+YK.W*PZ;<-8?J<?ZC:N<?GW[^Z>&].7UM7ZNJ
MF\D1#NWC_+7KCO>+1;M^K?9E>]<<JX,\LFU.^[*3_YY>%NWQ5)4;W6F_6_`H
M2A?[LC[,883[TRUC--MMO:X^-^NW?77H8)!3M2L[Z;]]K8]M/]I^?<MP^_+T
M]>WX8=WLCW*(YWI7=S_TH//9?GW_V\NA.97/.WG=WYDHU_W8^A]O^'V]/C5M
ML^WNY'`+,.I?<[$H%G*DIX=-+:]`A7UVJK:/\T_L?I6F\\73@P[0OW7UWCI_
MS]K7YOV74[WYO3Y4,MHR3RH#STWS54E_VZ@FV7GA]?ZB,_#G:;:IMN7;KONK
M>?^UJE]>.YGN1%Z1NK#[S8_/5;N6$97#W/%$C;1N=M*`_#G;UZHT9$3*[_KW
M>[WI7A_G<7J79%',I'SV7+7=EUH-.9^MW]JNV?\'(F:&@D&X&43^-H,P/GJ0
MV`PB?]M!>)ZP)+UN90&7I:/TN>S*IX=3\SZ3I2>-M\=2%3*[ER.K\,0RR.'P
MR+BH/I]4)]U5JEN9TV]/C&7%P^*;3,3:B):^B&/%*J!(SI*%-'AV*0,WWJ7J
M)*]F/G-<)NGY!/I2EB`J]$7DL<CS"`M6KJ`HLH3;ZT06Y7G&6U2=J$7J8`FB
M5%N,HT1$+"8>707/XX+%[*Q`)L44DZH3-9G8*$`<021TV:L:63D-R(*<->/C
MI#IY%F@J001Q$C&GU>8>3GB6AR.48GO#\T")J:V4%-`21$YDG`84F0R?^K:I
MJ#I1"UZ1@P@BD\=15-CRT-E;N8(BC^(D"T='K8JC::$Z48LI<;`$D1,EIP%%
MJ9AB076B%KPH@4CH>292&P$($1R%&#*6%R(<(2;A.3Y$NA<UF-$"-RHG2&X+
MBA*;QG4@LL2)@TQGIL!4UV,_SDTH(A:ES`8#@H4D.9?$LLC"/@G9A^<;\Y$>
M.Z@S]D#D1LEIP6=7X!Q=SPQP>RU*H!J,DBL9C!+A]I4HA8"=TPG''$";I#DM
M.$R3F*UV6=<GG5%!F)(TS3(Z\;`BX=R9%]CF*'8S']Z\L-L/4TL]J]4>AWM5
MCH[:]0:[(EB_DKL0SW,[M+&%>!U+6.7$^8JYDBS*69S84;#!25!G(:I[6Q>C
M@NQR(>2R[`41!C(2EG+![;5@HY/0ST+LSRV.3$1[^*L[`+U_,?TT1I`-/HGP
MNA<EO+<$&=5Y-L2,["966"%R5X%MDA5@N.ZX3WY_-A@1K)"<A'"%CUK<8%>$
M][=M<KC/?;D$DTI:&I4#?K<%VU#D'0U^#KR6/YWET<\AJ"[M(\P@D.*X2.TB
MCQV.0C[WD1](7\]W?<-VWKY`N9L1P/6EY$U:!]3-J;<.4%XMC<I-'O0+3,!1
MG.>W<-Z(W+.[;+>3$.>(H%T5LY"NKTRU(.)M&0"0.*A<1TX+MD$`?N7T/K@#
MI0(B4PV)O5<RQ8(.Q_8P]C6)USS$:V\/:E0PBT3*4F%KUGB$<<P\XUF<VUM6
M9%,][G!9,!P^K:8<S\F>96E43O;<%GSZ49R.;^&T$5W*'CY\*7OQ)%+K7C0\
M7O:,:B![2!$/98^0_$KV0@3/;?W"W(M[@I\W`VX+SA[!]&WK6>SCFLG'>!C)
M2Z."*/$T9Q%=<I%"B(0G5H%M$G)?B9)/;!\1<8]G>/R'O:_PT4NN1H$\]D$N
M-P%V4VMR!RH3-'FW(#>4U!N2R!N.Q)F_.&P!P*N)?"5\0<#;-<08!1483:,B
M=?@$!(N1(DNSR%8(MDD6@!N+T%\(U',-'*QEW*/>S@6G!=N8Q/LXQ'M_+K@T
M#SS<,Z/XFP4QBNY:C?'E5[X1T:T2).U\4,8+14<0SM^6)-T+&V*LH+5D5,YR
MX[9@&Y.P+D(;<"])1M4#*\[H0X<54L@T1L*NG-CF**P+'^N!M/54U\`B(5R9
M(4Q2[68"NYI$>Q&B/7T$NS0J-X?0+U#3A.8WEI)/]<"BH_:O<K?NVH`6R&I6
M<+M:XMB,@KGP81[(&(A<+WT+OH7!1B9!6X2@7=#5Q:A<1]`OD*1)4!8A*/L3
MS4&PP0ZT0)(NO]T0!-'#"YE68_@$D@1D=D/2MPPD*2%85B5\_=9)]\*&)`WM
M[@)65J-R'+DMJ%82`N7A>&@U/KT?#R,"D#B3!?*$CUZ`7S*)T;H7=B??RMK9
M:H(#)#>%(O(B(^%;F7%`(0J>";N!PL$CC+X-0XG/:IE#>PICLX?U>=MA^OD3
M+2%0OI)#'\:!'/;D517LYQ`=O93#28Q.0HSV<^@2.0GFT%4,YG`4M1.?VHR^
M9UT:D3O]>FK3/5$R"=6Z%RUTCY%&!64<?+./%$.O]A."\BL5%D*X=Y^BQSR_
M1&-Y6HB([+U72%/D25[$5H*G(N'ZC5,10"VGFO,\TWL'DO0XMU/1:4$VT@#5
MK]\OZ5Y7\VE4!DO^ZWUSW.=#.HKQ6DW-%/;&"_!D5$Z-NRTX)I-@GMZTX3:J
MOL8#+_:18NC-?CH)YKJ7%RV+1!,M#^:F7R!9!.:W%7+J0SVPM34J6)G]%_SF
M,`1SX`U_2L@^3`.M]B)$5V6C<NL)"!Z($"'VC1$*D-M_XB0_Q".;?],"WT<%
M]I7PW1U\478L7ZH_RM-+?6AGNVHKF1+=9?(R3O#5'?S3-4?]Y=AST\FOY?2?
MK_+KR$I^,A3=2?&V:;K^'[5<G+^W?/H?``#__P,`4$L#!!0`!@`(````(0"I
M0(_[S0(``#$'```9````>&PO=V]R:W-H965T<R]S:&5E=#0X+GAM;)1576^;
M,!1]G[3_8/F]?(:F02%5$]2MTBI-TSZ>'3!@%6-D.TW[[W=M!YJ0=NWR$+`Y
M/IQSKGU97C_Q%CU2J9CH,AQZ`4:T*T3)NCK#OW[>7EQAI#3I2M**CF;XF2I\
MO?K\:;D7\D$UE&H$#)W*<*-UG_J^*AK*B?)$3SMX4@G)B8:AK'W52TI*NXBW
M?A0$ESXGK,..(94?X1!5Q0J:BV+'::<=B:0MT:!?-:Q7`QLO/D+'B7S8]1>%
MX#U0;%G+]+,EQ8@7Z5W="4FV+?A^"F>D&+CMX(R>LT(*)2KM`9WOA)Y[7O@+
M'YA6RY*!`Q,[DK3*\$V8Y@GV5TN;SV]&]^KH'JE&[+](5GYC'86PH4RF`%LA
M'@STKC13L-@_6WUK"_!=HI)69-?J'V+_E;*ZT5#M!`P97VGYG%-50*!`XT56
M1B%:$`#_B#.S,R`0\F2O>U;J)L/QI9?,@S@$.-I2I6^9H<2HV"DM^!\'"HVH
MD20ZD,2@_O`\^F^2V8$$KB\DT542)I?O2_&=+9M23C19+:78(]AY(%SUQ.SC
M,`7F(1YG9@SLK;S`HR&Y,2P9GF,$42BH\>,J#!>+I?\(E2D.H/4KH%/$9D"8
M[`QO[B9LF#X('E5#H,>J7R_F(,Z`C;B!=>TF@'M4&TV$G"/F$S?Y.21*1I83
ML5#UCXLUX`Q#\QFUA=`P1F(;R]J!9J.CS70B/YHXT0(E/M9BRAW#F?IW@&81
MX$XUA1--#I1$MOJ!MXAGP?'O)1MK8>/@+Q;RZ?K@ZGAY$(^O._$#9W#J9_;F
MZ1XVA%ETYF>R!=8.M+!V8B-E%.`,O/,<>IIYB37H%+L6Y0X?I[*F&]JV"A5B
M9]J/R6V<'3OC361J/)E?ARF<%)CWQP?0L7I2TWLB:]8IU-(**`-O#B*DZWEN
MH$5OC_Q6:.A5]K:!3Q.%LQ9X`*Z$T,/`O&#\V*W^`@``__\#`%!+`P04``8`
M"````"$`,J)@^TD"```_!0``&0```'AL+W=O<FMS:&5E=',O<VAE970T.2YX
M;6R4E%UOVC`4AN\G[3]8OF^<!$);1*A:$%NE59JF?5P;QR$6<1S9AL"_W['-
M1QC5QK@@,;SGR7O>8V?RM),UVG)MA&IRG$0Q1KQAJA#-*L<_OB_N'C`REC8%
MK57#<[SG!C]-/WZ8=$JO3<6Y14!H3(XK:]LQ(8957%(3J98W\$^IM*06EGI%
M3*LY+7R1K$D:QR,BJ6AP((SU+0Q5EH+QN6(;R1L;()K7U()_4XG6'&F2W8*3
M5*\W[1U3L@7$4M3"[CT4(\G&KZM&:;JLH>]=,J3LR/:+*[P43"NC2AL!C@2C
MUST_DD<"I.FD$-"!BQUI7N;X.1G/!IA,)SZ?GX)WIG>/3*6Z3UH47T3#(6P8
MDQO`4JFUD[X6[B<H)E?5"S^`KQH5O*2;VGY3W6<N5I6%:6?0D.MK7.SGW#`(
M%#!1FCD24S48@&\DA=L9$`C=^6LG"EOE>#"*LOMXD(`<+;FQ"^&0&+&-L4K^
M"J+D@`J0]`"!ZP&2I/\-&1P@<#U#TH<LR4;_MD)"6SZE.;5T.M&J0[#SP+AI
MJ=O'R1C(+IX!A/Q^/)"+JWEV1;X4U`9&NITF:3R8D"T,@AU$+]>B]%(Q>T>1
MG20$#)Y<0G!]EW]WY\0YAO/;=Q>?P+Z%ER`:^C&YGF:]'RX>#:'T'WU;0*X(
M@KRT,/S#0A!EJ0\PCNZSY%(`Q\)1SH+[4=S_G.,,AL,9"--MZ8J_4;T2C4$U
M+R$)]P",=#@!86%5ZZ>X5!9VKK^MX$7%(8XX`G&IE#TNW!D[O?JFOP$``/__
M`P!02P,$%``&``@````A`-GT`V6A!```#!(``!D```!X;"]W;W)K<VAE971S
M+W-H965T-3`N>&ULG%C;;N)($'U?:?_!\OM@=[<O&`&CP5%V1]J15JO=F6?'
M-&`%NY'MA.3OM]K5@;XX0/*28'.JZG2=ZF,W\Z\O]=Y[YFU7B6;ADTGH>[PI
MQ;IJM@O_OW_OOTQ]K^N+9EWL1<,7_BOO_*_+WW^;'T7[V.TX[SW(T'0+?]?W
MAUD0=.6.UT4W$0?>P#<;T=9%#Y?M-N@.+2_60U"]#V@8)D%=5(V/&6;M+3G$
M9E.5_$Z43S5O>DS2\GW1`_]N5QVZMVQU>4NZNF@?GPY?2E$?(,5#M:_ZUR&I
M[]7E[/NV$6WQL(=UOY"H*-]R#Q=.^KHJ6]&)33^!=`$2==><!5D`F9;S=04K
MD&WW6KY9^-_(+*>)'RSG0X-^5OS8:9^];B>.?[35^J^JX=!MT$DJ\"#$HX1^
M7\M;$!PXT?>#`G^WWIIOBJ=]_X\X_LFK[:X'N6-8D5S8;/UZQ[L2.@II)C26
MF4JQ!P+PUZLK.1K0D>)E^'^LUOUNX;-D$J<A(P#W'GC7WU<RI>^53UTOZE\(
M(BH5)J$J"0/VZGMZ:Y(`"0WKNROZ8CEOQ=&#H8&2W:&0(TAFD%@N+'IW8;`B
M&?--!@VA@.Y`C><EH6$\#YZAA:4"K5P0-1'Y".*<)`"")Y:P=)WE>-O?V$DP
M--CWSNS2S"R]0DR&W!FC*0E9:&)R$Q.'9,JB](0Q^$$QG9_L(H,AN\Q3!ED\
M27PN,+1ZA:`$B<8AG<+06)C<PJ1QRM)W&AE]AJ@,LHDFT:D32!1!2#0-LYC2
M,X4!D2,B&C::+BZ,V\>;)X,<3E;%%8*04\*F#/IGLLX1X7)*/L-)!CF<B%EQ
MA:"A(K9%NV',5&I2N#Q+$FR5=F8>,=@--HVS<#HUN>4Z(J()HV%R0AC<Y'/-
M<HWK\RZ#+([NO",(248D#9/0:F!N(.(X23(V3C(S25YNH`3;Y!)K6E8(TK33
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M"4'8C20A:93:^ST?RBI3-OE8%GSC;AJQ8O>U`@[W\DF`![8T85&6:6<QW.8*
MH\F$YWD\[QZ*+?]1M-NJZ;P]W\`[3#A)8;DMGN;QHA>'X5S[('HXA0\?=_"K
M"X=#;S@!\$:(_NU"_EYP^AUG^3\```#__P,`4$L#!!0`!@`(````(0#HT\KI
M>0,``-4*```9````>&PO=V]R:W-H965T<R]S:&5E=#4Q+GAM;)R676^;,!2&
M[R?M/R#?-V`(H40A59.J6Z5-FJ9]7#O@)%8!(]MIVG^_<S"A?+1INUZDP7[]
M^CD?,5Y</1:Y\\"5%K),")UXQ.%E*C-1[A+R^]?MQ25QM&%EQG)9\H0\<4VN
MEI\_+8Y2W>L]Y\8!AU(G9&],-7==G>YYP?1$5KR$F:U4!3/PJ':NKA1G6;VH
MR%W?\V9NP41)K,-<O<=#;K<BY3<R/12\--9$\9P9X-=[4>F36Y&^QZY@ZOY0
M7:2RJ,!B(W)AGFI3XA3I_&Y72L4V.<3]2*<L/7G7#R/[0J1*:KDU$[!S+>@X
MYMB-77!:+C(!$6#:'<6W";FF\S4-B+M<U`GZ(_A1=[X[>B^/7Y3(OHF20[:A
M3EB!C93W*+W+<`@6NZ/5MW4%?B@GXUMVR,U/>?S*Q6YOH-PA1(2!S;.G&ZY3
MR"C83/P0G5*9`P!\.H7`UH",L,?Z_U%D9I^08#8)(R^@('<V7)M;@9;$20_:
MR.*O%='&RIKXC4D`],V\_UX3UP+5\=TPPY8+)8\.-`ULJ2N&+4CG8'P*S&*T
MH;X6*82()M?HDI"(.!"$AO(\+*GOS1;N`^0T;42K%T1]Q?JDP%(`7PL)D7<A
M7\[ZB07%R()50+B5'0#O%LX?[#M61'$KZ9%`BKHDF*X`NND\$2X"70<@B(+6
MWT):35SG+IA-Z>RR+UAW!3`;Q\\./<+I_Q#BHCXAU"_J$ZRL:-HF=MT9Z"%`
M2W>3=#XY*!YM/0A^946S.CN781P/T-9VOD;KD<P^0H+B$<ES']@Z69$EN8BC
M:-#D:SL_)H'?QOMS@N(A"?4&Y;"BAB3PX*\O6)\1])*$+ZG!$?!V3^.B$2+M
M$ZRLJ-,QG8$>0MQ'.-\Q*!YN[0T[QHJ:CHDB?YB<[GP8^.$KOR8*/^YN<LZ3
MU>H1VK"%&E53.>K180\U@G$343P@.Z5Z@\8>I]USA_JC-JH]$]+0^.%E/,*Q
M/B_@?.A<IO:4'>`,CN)5H^KT3'>DUS3PPO](-NP!VM]^U#:U9T+L.>R'$0T&
MU<-K!K:?5=!I&$V?6\OBV5N$?<L67.WXFN>Y=E)YP!N"#X=8.]K>7JY]/%8'
MXRN\U>"XVT[`I:)B._Z=J9THM9/S+5AZDP@.0&6O)?;!R*I^MV^D@>M$_74/
MUT<.[T-O`N*ME.;T@!NT%]+E/P```/__`P!02P,$%``&``@````A`+>U:.MR
M`@``T@4``!D```!X;"]W;W)K<VAE971S+W-H965T-3(N>&ULG%1;;YLP%'Z?
MM/]@^;T8R*V)0JIF5;=*FS1-NSP[Y@!6,$:VT[3_?L=VP[*DG:*]`(;O?)?C
M8Y8W3ZHECV"LU%U!LR2E!#JA2]G5!?WQ_?[JFA+K>%?R5G=0T&>P]&;U_MUR
MK\W6-@".($-G"]HXUR\8LZ(!Q6VB>^CP2Z6-X@Z7IF:V-\#+4*1:EJ?IE"DN
M.QH9%N82#EU54L"=%CL%G8LD!EKNT+]M9&\/;$I<0J>XV>[Z*Z%5CQ0;V4KW
M'$@I46+Q4'?:\$V+N9^R,1<'[K`XHU=2&&UUY1*D8]'H>>8YFS-D6BU+B0E\
MVXF!JJ"WV6(]H6RU#/WY*6%OCYZ);?3^HY'E9]D!-ANWR6_`1NNMASZ4_A46
ML[/J^[`!7PTIH>*[UGW3^T\@Z\;A;D\PD,^U*)_OP`IL*-(D>;`A=(L&\$J4
M]).!#>%/X;Z7I6L*.IHFDUDZRA!.-F#=O?24E(B==5K]BJ#,FQI(\A<2O+^0
M9)-DG$]FUQ>PL.@H!+SCCJ^61N\)#@UJVI[[$<P6R.R33;$_T<>0]:VH:,^3
MW'J6@LXHP7*+V_.XRO)LM&2/V%3Q`EI'$%[_@`8$0SN#)_1Q[.GU+A^D/=A+
M^U9Y+^OXXE@F?UUF]+>,CS["Z/^6\T6(.PZ1I[-!(%J(H'&8J>-@X_]1]$6G
MBMGX1#&"YJ'U.!+SZ1N9<=R.6WM99E]TYF!RXB""HH/K<_UXMN+H*3`U?("V
MM43HG3\W&1H?W@Y'^C8/'1P^X)'J>0U?N*EE9TD+%9:FR0RE33R4<>%T'P9[
MHQT>IO#8X+\3<#K2!,&5UNZP\,=^^!NO?@,``/__`P!02P,$%``&``@````A
M`)\SI=ZJ!```\1$``!D```!X;"]W;W)K<VAE971S+W-H965T-C0N>&ULG%A=
MCZLV$'VOU/^`>%_`)D"(DEPMK+:]4BM553^>6>(D:`%'P&YV_WW'C$/"F&Y#
M7Y(`Q^/C,S/'..MO'U5IO8NF+62]L9GCV9:H<[DKZL/&_O./YX>E;;5=5N^R
M4M9B8W^*UOZV_?&']5DVK^U1B,Z""'6[L8]==UJY;IL?196UCCR)&I[L95-E
M'5PV![<]-2+;]8.JTN6>%[I55M0V1E@U]\20^WV1BR>9OU6B[C!((\JL`_[M
ML3BUEVA5?D^X*FM>WTX/N:Q.$.*E*(ONLP]J6U6^^GZH99.]E+#N#[;(\DOL
M_L((7Q5Y(UNY[QP(YR)1<\VQ&[L0:;O>%;`");O5B/W&?F2KE`>VNUWW`OU5
MB'-[\]MJC_+\4U/L?BEJ`6I#GE0&7J1\5=#O.W4+!KO&Z.<^`[\UUD[LL[>R
M^UV>?Q;%X=A!N@-8D5K8:O?Y)-H<%(4P#M+(90D$X-.J"E4:H$CVT7^?BUUW
MW-A^Z`21YS.`6R^B[9X+%=*V\K>VD]7?"&**U!"$ZR#PK8.PP%GP(%K.B>+K
M*/!]B<(=O@Q8$/XW%Q?7U<OTE'79=MW(LP6U!\S;4Z8JF:T@LM+'!Y5Q-8-B
M_R88+%(%>511-G9D6S"\A2R_;QF/@[7[#JG)-2A!$'Q>06-$>D&HC`*_@20(
M=TMR.GD7+@JLN*@,*'()WKB=EY-Y)Q!7\B,F(-']3!08Y+Q9,&?CF1.$+`:R
MZ<V-T<2+.1,K\'AB2$=(ID90V&<K\/QX$8\!Z0C`>'23T!$U:(3[-5%@@UHT
MGCE!$/-Z;KY#54OI\V'XB%<XAY<"&[R60V"L)`2A9`_+Y8)(FN+S/ILC)M`8
M]RNDP`83DIL$05HA[OBDKE)\;C)1^]I-NW_=20I,F/B>1S1!$&KB1W%LB((`
MDTH\AXH"CZF$(:T:Q`R:1-<6[K.7XG.3"(R8(4J/)E0B8BB)!L5]`?,P#(WF
MTH@)-LH$;U)T<>2O4\70.F^]AOD>J8I$HZ"Q!PL.(R)C.H"H"S-BPW<R0W,E
MS`S!$#5BMB2EEO8$-O:$9LHUYVN&7DN8^:2^&:*PP)D7A4N3%T(F>"D+G<\+
MC9?P6E!>B$)>,9#B1-.4(6*"UBS'5J]+I/>X(1)B^JFPV?2HB<EGV3*;]&7B
MNXE&H19!%`4A<>YTA`AC%L37WAA9-9OEU3UZ;`:PTY*.2C0*6EZ]&7$G-#*%
M=JWM8DCTF-@LZV:3WDT<,=$HU.V!L85',YMJR$0>9_DW,PT<_,G(([%P1HH^
MU6%,-GR6A_=HDC9S9],H5&<1L7A!RC[5B`DZQ,2_-F]NFK>YNVG04$2,)#/5
M@`DR_\NW^:1O7[M&OUM/^'9$FT^'FF"FC'.V/W*T6^*/I*<2C0(/O.YU2T(_
M'4!TK^/*.^<S0\<ES$C5)'WLC8UUQ8*(AP&!I!HRH1BQ[OOV8'4^)!8.W4>:
M*]$H="$6>.'"K+$;GT=WPI,W'BDKT1Q$*LJRM7+YID[5#!QON#N<^!]Y?V8?
M'L"!^Y0=Q*]9<RCJUBK%'H9Z3@23-7ADQXM.GOH#ZXOLX*C=_SS"7RL"#GF>
M`^"]E-WE0B5T^+-F^P\```#__P,`4$L#!!0`!@`(````(0!M+@&F)0,```0)
M```9````>&PO=V]R:W-H965T<R]S:&5E=#8U+GAM;)R676^;,!2&[R?M/UB^
M+]\A$(54*56W2ILT3?NX=L`$JX"1[33MO]\Q3@B0K$N7BP3,Z]?/.<?X9'G[
M4E?HF0K)>)-@UW(PHDW&<]9L$_SSQ\--A)%4I,E)Q1N:X%<J\>WJXX?EGHLG
M65*J$#@T,L&E4NW"MF56TII(B[>T@2<%%S51<"NVMFP%)7DWJ:YLSW%"NR:L
MP<9A(:[QX$7!,GK/LUU-&V5,!*V(`GY9LE8>W>KL&KN:B*==>Y/QN@6+#:N8
M>NU,,:JSQ>.VX8)L*HC[Q0U(=O3N;L[L:Y8)+GFA++"S#>AYS+$=V^"T6N8,
M(M!I1X(6"5Z[BS3&]FK9Y><7HWLYN$:RY/M/@N5?6$,AV5`F78`-YT]:^ICK
M(9ALG\U^Z`KP3:"<%F17J>]\_YFR;:F@VC,(2,>UR%_OJ<P@H6!C>3/ME/$*
M`.`;U4SO#$@(>>E^]RQ798+]T)K-'=\%.=I0J1Z8ML0HVTG%Z]]&Y!ZLC(EW
M,/&!_O#<N];$-D!=?/=$D=52\#V"/0-+RI;H'>@NP%@'%@"2P>A#_5ND$*(V
M66N7!,\Q@ND2JO.\<GUGOK2?(:?9071W0316I$>%+@7P]9`0^1#R<M:/+%JL
M6705--R=&0#O'LZ;K'NNF,>]9$0"*;J>1(L3#$=`O[`+KVUO;.B,*.AQT\'`
M:.G@/4MK,6RRX=)G]3":V)0K"GW8CF.V=*3PHRB(>L$(#3;,,"MZ$_GPCKU=
M)SUI@NA.DV,TH4'T8C^(W+!'Z/*7CB6!X\2SH)>,*,,QY=MT6CRA\YU3^*9V
M1F0R./-G3G1:V<`-!4'HQ8%[&0W>G/<G4$\:(\Z=D[\A-)I#`OT@C./I!DQ'
M$@_V013/+E/J9C8Y*_Y=9CUI3.F>Y=%H7*>KLV.Y4,7A9Q)4.I$/@A[5._X?
M7#UIBGLZ"TQ2C>9JW(G\#-=T'7,JUU1L:4JK2J*,[W1'\2`I_6C?[-:>/C`F
MXW?0!+N68?</H`FU9$N_$K%EC405+<#2L>;PU@C3QLR-XFW7"S9<0?OI+DOX
MMT'A_'0L$!><J^.-/IW[_R^K/P```/__`P!02P,$%``&``@````A`!"J_[QY
M`@``JP4``!D```!X;"]W;W)K<VAE971S+W-H965T-C8N>&ULC)1=;]HP%(;O
M)^T_6+YO'),`!1&J%M2MTB9-TSZNC>,D%G$<V::T_W['-J10.HF;@./7C]_S
ME<7=BVK1LS!6ZJ[`-$DQ$AW7I>SJ`O_^]7ASBY%UK"M9JSM1X%=A\=WR\Z?%
M7INM;81P"`B=+7#C7#\GQ/)&*&83W8L.=BIM%'.P-#6QO1&L#(=42T9I.B&*
MR0Y'PMQ<P]!5);E8:[Y3HG,18D3+'/BWC>SMD:;X-3C%S';7WW"M>D!L9"O=
M:X!BI/C\J>ZT89L6XGZA.>-'=EA<X)7D1EM=N01P)!J]C'E&9@1(RT4I(0*?
M=F1$5>![.E_EF"P7(3]_I-C;D__(-GK_Q<CRF^P$)!O*Y`NPT7KKI4^E?P6'
MR<7IQU"`'P:5HF*[UOW4^Z]"UHV#:H\A(!_7O'Q="\LAH8!)1F-/XKH%`_!$
M2OK.@(2PE_"[EZ5K"IQ-DO$TS2C(T498]R@]$B.^LTZKOU%$#Z@(&1T@&;@_
M[(^3?#2>WEY!(=%1"'#-'%LNC-XC:!JXT_;,MR"=`_GCB"`4K[WWX@)/,0*S
M%JKPO*19.EN09\@=/X@>H@B>;Z)SQ>H#14;3043`VN`/HK[>GQ=[?[X"WO!#
M?''J931<$Q2K2P7-*!U$9UX@/]=[\>("PP?@+0TPM`,X^HNBT+G1SLF+LZOS
M\ZM]`^;_;<!CN?PA:+53"]!Q[RQ$T2Q4,Y]D[[9AJCPC;D_H.)^^":+!.#2Q
MIY0PM5B)MK6(ZYT?"`K<X>TPJ_>C,&[#!LQ*SVKQG9E:=A:UHH*C:3*%"$V<
MMKAPN@\=N]$.IB3\;>"C**#4:0+B2FMW7/AY'CZSRW\```#__P,`4$L#!!0`
M!@`(````(0"I[_"1\@(``%$(```9````>&PO=V]R:W-H965T<R]S:&5E=#<W
M+GAM;)2666^C,!2%WT>:_X#\7O8M44C5I.I,I1EI-)KEV0$3K`)&MM.T_WZN
M<18,;9IY"8$<'[Y[KI<L;E^:VGHF7%#69LBS7621-F<%;;<9^OWKX29%EI"X
M+7#-6I*A5R+0[?+SI\6>\2=1$2(M<&A%ABHIN[GCB+PB#18VZT@+OY2,-UC"
M+=\ZHN,$%_V@IG9\UXV=!M,6:8<YO\:#E27-R3W+=PUII3;AI,82^$5%.W%T
M:_)K[!K,GW;=3<Z:#BPVM*;RM3=%5I//'[<MXWA30]TO7HCSHW=_,[%O:,Z9
M8*6TP<[1H-.:9\[,`:?EHJ!0@8K=XJ3,T)TW7Z?(62[Z?/Y0LA>#[Y:HV/X+
MI\4WVA((&]JD&K!A[$E)'POU"`8[D]$/?0-^<*L@)=[5\B?;?R5T6TGH=@0%
MJ;KFQ>L]$3D$"C:V'RFGG-4``)]60]7,@$#P2W_=TT)6&0IB.TK<P`.YM2%"
M/E!EB:Q\)R1K_FJ1=[#2)O[!!*X'$\__;Y/@8`+7LXF?1EX4?XSBZ++ZE.ZQ
MQ,L%9WL+9AZ`BPZK>>S-P5G%$[X;#^2BQMRI0?U04`MHZ?/2"Q)OX3Q#(_*#
M:#45^:9B_88B.DD<`#Q10G!#RK>;=Z13X@S!^CW3P9H[&?<EK+0H[-ND:EH/
M'ABOAE"&KU8!!3`++R.H0:`;(KCQJ/R5%LWZ_)(T"),P,2'70T68AJ'GGD,V
M($,3\C*<$D_@SL'K?+0H[N%F:9*X8[:A($A"+TC?88/9-`SP,IL23]A2,Y:5
M%FFV&S^:S>+85*P-11*Y27"NSP@N-N&NZZX:-(9,QMW5(@V9PA(-TU$9ZZ%B
MW'\#,C$A+R>HQ"9<&)CIK+3D$MI0<1%-G9*C[>/CU:$&F8B>FXX7J!;IU9'.
M_'BRA.'44#8'19A&L"N?"M7YZ5-![W<=WI+OF&]I*ZR:E+",73N!><+UF:!O
M).OZ?6W#).SE_=<*CFX"&X1K@[AD3!YOU*ES^C.P_`<``/__`P!02P,$%``&
M``@````A`*[_!ZW?`@``SP<``!D```!X;"]W;W)K<VAE971S+W-H965T-S@N
M>&ULG)5=;YLP%(;O)^T_6+XOWX$F"JD:JFZ55FF:]G'M&`-6`2/;:=I_OV.<
M4`C=E"T723#O>?V<<\QA??/2U.B92<5%FV+?\3!B+14Y;\L4__A^?W6-D=*D
MS4DM6I;B5Z;PS>;CA_5!R"=5,:81.+0JQ976W<IU%:U80Y0C.M;"G4+(AFBX
ME*6K.LE(W@<UM1MX7NPVA+?8.JSD)1ZB*#AE=X+N&]9J:R)9333PJXIWZN36
MT$OL&B*?]MT5%4T'%CM><_W:FV+4T-5#V0I)=C7D_>)'A)Z\^XN9?<.I%$H4
MV@$[UX+.<UZZ2Q><-NN<0P:F[$BR(L6W_BI+L+M9]_7YR=E!C?XC58G#)\GS
M+[QE4&QHDVG`3H@G(WW(S1($N[/H^[X!7R7*64'VM?XF#I\9+RL-W5Y`0B:O
M5?YZQQ2%@H*-$RR,$Q4U`,`W:K@Y&5`0\M+_'GBNJQ2'L;-(O-`'.=HQI>^Y
ML<2([I46S2\K\H]6UB0XFH1`?[P?7&KB6J`^OSNBR68MQ0'!F8$M54?,"?17
M8&P2BP#)8@RI_BE32-&8W!J7%"<80;B"[CQO_#`)UNXSU)0>1=MW1%-%=E*8
M5@#?``F9CR'?K_J)Q8@-B^F"@=O:!?`>X,[(LKDB60YH$Q(HT>4D1IQB&`'#
MQCX\MH.QI;.B:,#-1@N3K:/IUJ93(1SDOQ?#!(%NC!`FX1F"%2W[OL61%RWC
M\+Q"8TD4+P)_&<:#RP03#L^X0I=AFJ`99C1L8"ME11;3OXY#>'RFBFRL"*,@
MOGX33!CC_V$T03/&Q91@:T6^U]?2<_S(FWS\J3P[DX\2FO#"@_7O-35!,]ZW
MIMF:6M'%O&?R&:\=H';`-$R6+&-UK1`5>S,<`ZC*L#K,[=O`G/VS]2W,\W[Z
MN<,-F*<=*=DCD25O%:I9`9:>DT#3I9W(]D*+KA]K.Z%ADO9_*WAQ,A@%G@/B
M0@A]NC"#9G@5;WX#``#__P,`4$L#!!0`!@`(````(0#[8J5ME`8``*<;```3
M````>&PO=&AE;64O=&AE;64Q+GAM;.Q93V_;-A2_#]AW('1O;2>V&P=UBMBQ
MFZU-&\1NAQYIF9984Z)`TDE]&]KC@`'#NF&7`;OM,&PKT`*[=)\F6X>M`_H5
M]DA*LAC+2](&&];5AT0B?WS_W^,C=?7:@XBA0R(DY7';JUVN>HC$/A_3.&A[
M=X;]2QL>D@K'8\QX3-K>G$COVM;[[UW%FRHD$4&P/I:;N.V%2B6;E8KT81C+
MRSPA,<Q-N(BP@E<15,8"'P'=B%76JM5F)<(T]E",(R![>S*A/D%#3=+;RHCW
M&+S&2NH!GXF!)DV<%08[GM8T0LYEEPETB%G;`SYC?C0D#Y2'&)8*)MI>U?R\
MRM;5"MY,%S&U8FUA7=_\TG7I@O%TS?`4P2AG6NO76U=V<OH&P-0RKM?K=7NU
MG)X!8-\'3:TL19KU_D:MD]$L@.SC,NUNM5&MN_@"_?4EF5N=3J?12F6Q1`W(
M/M:7\!O59GU[S<$;D,4WEO#USG:WVW3P!F3QS25\_TJK67?Q!A0R&D^7T-JA
M_7Y*/8=,.-LMA6\`?*.:PA<HB(8\NC2+"8_5JEB+\'TN^@#00(85C9&:)V2"
M?8CB+HY&@F+-`&\27)BQ0[Y<&M*\D/0%353;^S#!D!$+>J^>?__J^5/TZOF3
MXX?/CA_^=/SHT?'#'RTM9^$NCH/BPI???O;GUQ^C/YY^\_+Q%^5X6<3_^L,G
MO_S\>3D0,F@AT8LOG_SV[,F+KS[]_;O')?!M@4=%^)!&1*);Y`@=\`AT,X9Q
M)2<C<;X5PQ!39P4.@78)Z9X*'>"M.69EN`YQC7=70/$H`UZ?W7=D'81BIF@)
MYQMAY`#W.&<=+DH-<$/S*EAX.(N#<N9B5L0=8'Q8QKN+8\>UO5D"53,+2L?V
MW9`X8NXS'"L<D)@HI.?XE)`2[>Y1ZMAUC_J"2SY1Z!Y%'4Q+33*D(R>0%HMV
M:01^F9?I#*YV;+-W%W4X*]-ZAQRZ2$@(S$J$'Q+FF/$ZGBD<E9$<XH@5#7X3
MJ[!,R,%<^$5<3RKP=$`81[TQD;)LS6T!^A:<?@-#O2IU^QZ;1RY2*#HMHWD3
M<UY$[O!I-\114H8=T#@L8C^04PA1C/:Y*H/O<3=#]#OX`<<KW7V7$L?=IQ>"
M.S1P1%H$B)Z9B1)?7B?<B=_!G$TP,54&2KI3J2,:_UW99A3JMN7PKFRWO6W8
MQ,J29_=$L5Z%^P^6Z!T\B_<)9,7R%O6N0K^KT-Y;7Z%7Y?+%U^5%*88JK1L2
MVVN;SCM:V7A/*&,#-6?DIC2]MX0-:-R'0;W.'#I)?A!+0GC4F0P,'%P@L%F#
M!%<?414.0IQ`WU[S-)%`IJ0#B1(NX;QHADMI:SST_LJ>-AOZ'&(KA\1JCX_M
M\+H>SHX;.1DC56#.M!FC=4W@K,S6KZ1$0;?785;30IV96\V(9HJBPRU769O8
MG,O!Y+EJ,)A;$SH;!/T06+D)QW[-&LX[F)&QMKOU4>86XX6+=)$,\9BD/M)Z
M+_NH9IR4Q<J2(EH/&PSZ['B*U0K<6IKL&W`[BY.*[.HKV&7>>Q,O91&\\!)0
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MT#B8V@'1`E>\,`U!!7?4YK\@A_J_S3E+PZ0UG"35`0V0H+`?J5`0L@]ER43?
M*<1JZ=YE2;*4D(FH@K@RL6*/R"%A0UT#FWIO]U`(H6ZJ25H&#.YD_+GO:0:-
M`MWD%//-J63YWFMSX)_N?&PR@U)N'38-36;_7,2\/5CLJG:]69[MO45%],2B
MS:IG60',"EM!*TW[UQ3AG%NMK5A+&J\U,N'`B\L:PV#>$"5PD83T']C_J/"9
M_>"A-]0A/X#:BN#[A28&80-1?<DV'D@72#LX@L;)#MI@TJ2L:=/625LMVZPO
MN-/-^9XPMI;L+/X^I['SYLQEY^3B11H[M;!C:SNVTM3@V9,I"D.3["!C'&.^
ME!4_9O'1?7#T#GPVF#$E33#!IRJ!H8<>F#R`Y+<<S=*MOP```/__`P!02P,$
M%``&``@````A`$:P#C\9"P``AV(```T```!X;"]S='EL97,N>&ULS%UM;^/&
M$?Y>(/^!X+5%`L261%&6Y%@.3K+9'G"]!CD'+=`4!4U1-F.^J!1UL1/TOW=F
M^38KDN+26FD=(6>1TLX\,\_,[`N7U-7WSX&O?7'CC1>%,WUPWM<U-W2BI1<^
MS/2?[JRSB:YM$CM<VGX4NC/]Q=WHWU]_]8>K3?+BNY\?73?10$2XF>F/2;*^
M[/4VSJ,;V)OS:.V&\,DJB@,[@</XH;=9QZZ]W&"CP.\9_?Y%+["]4$\E7`:.
MB)#`CI^VZS,G"M9VXMU[OI>\,%FZ%CB7'Q["*+;O?8#Z/#!M)Y?-#BKB`\^)
MHTVT2LY!7"]:K3S'K:*<]J8]D'1]%6X#*T@VFA-MPV2F&\4I+?WDPW*F7^A:
M:O(B6@*(/_]W&R7?_3']\^[;=^_Z__GFNW_]Z"[__?/7U<]^_D;OY6J(3.!@
MO\SS_EZQ\'$JN9=9<'VUBD)BB`%N0F]=/H71KZ&%GT$P@'GXM>NKS6_:%]N'
M,P.$YT1^%&L)L`SVL3.A';CI-Q:V[]W''GYM90>>_Y*>-O`$"XSL>X$'-.')
M7JKAM'KN$4UNTP1A<#8-\0RU*0"3;#RYWR;[EQJ;.%VC=EV'^(_3Q:S8;Y<T
M7=6XJ/CP$%T%5T1/_'`_TRT+:LB@WT>W4L*.I&RZZ(.^DRF[&)W,LJ$UM,92
M+>-BL<H;*AQ:,EW9HM!Z/[XYF3OE*VNR+BO#I\H`3#BY7O0@=??D]]C"URGB
MY,0=FE3&M@U./(9-380=2]<I;8.!</+>]Q["=-BRV:YA9.S$WCK!"*P+4[E6
ML]'0!L89GN\7P\SA$`=B<.;Z"D:\B1N'%AQHV?N[ES4,PT(8G"/$7OJ]EF\_
MQ/;+P&"#$;$&F\CWEHCB8<$&?UGGN[BXM1:W3"]!)HJB0:AE+<9'$'H[GR[D
M(UU,I[*%&A:\)`M]/\*79*$6_+>0YM,LD4Q9(`MY6N+A9*U_/IY.IY/!Q60R
MF9K#@6DR)]]G$>V%2_?9Q?F;-#=5$8P`P70XF5X8`*1O3IBJDR(8`H#Q:#09
M#::&"?^S@=GQ$<CVZ4A7S2I!H(A5@D`1JVR^T)-0^;-,@:43Q;E*$"ABE2!0
MQ.I8<@4>*V>5(%#$*D&@B%6VRB4Q5V%)4G&N$@2*6"4(%+$J;?"95>"I<E8)
M`D6L$@0'L\IF5S"?NX_B)<PD\PL'`Q/F4NFYZRO?724P<XN]AT?\FT1K^/<^
M2A*X(G%]M?3LARBT?7C;RUOD?_>TA&LV<'EFIB>/GO,$RKAUX'2,G:HXEH:B
M.I@XZC;'9G]LCHR+=&(C277@+KUM4+6NT%W+'[@1?=MN./%A6"C)9K[ELE0/
M6<CH$VS!J&9,"S:`F,A#0K"%#!O+)5I1&TD+,1M)`T$;20M1&R%UZI(K]^0R
MVL+EPEV"+6O2[[/94>=XJ1=(@-=$3&N;JC];F]1XM+6-J$]SYT%]J>3&W,`7
M&T766-K2HFIG2X,:*UM:B-K(QTVMQ<44'\MS#9(=?W-??QT,4)0VS/'L%,%R
M'4-JE=\Q1(X601/:_:H:S@$<9)TZC!$<U_<_8Z_]SU4Q4(`UJNNKYQ79"@#[
M,_!:.>XTP+>P$)R]30<%Z0$$25,CN-+?T$BSUVO_Y=,VN'=CBVW:8"K860OT
ME$=S-IHIC]F*>>"R538]%?-#'"6ND[!-)>Q*1Q.>80.>029(!,\A^LT&_>`G
M87\<HA]6<6KY`+\HU0_!):Q?9CS@]IDLJ($"&M3[\,A$`'/U'`&0H`(!;O?)
M?`#AJ0(!S(%R!!"@)0*`LR<J#LF#`:EF$`.E2M!_+)508W(K.95'M+*I_(+^
M/59:7/D]R,VDWD*@EVZ&@ST`#E+95&)5E1A".V1:Z0(XV.,""WI=.5W>H*GF
M*W,(*;J`H?0(E(%]'I$7E:3F@LX2P'Z/S"6.0TA08"E2#0'@*(%`B!@HZG\'
M%(.B'IA&@Z(NF$+@^N`3Y@1E@NLA%6$`/$JRHAPG#+@>XX1N(!!454@2#8:J
M$DDQJ*J1)16&JA))(*BJD)0)52628E!5(PD5JDHD@0`>45(A*1.J2B3%H*I&
MEE0,595(`D%5A21,#(]<(GMTV31=1"7KIR.\T-JT]`@$Y=/_7:Z>5ZT+J8.F
M21/(RINGLZ=TY@A<L+D4F4KC#58V[C;&M5/M,8J]WV"2B3=:.7#"C76\,2_Q
M''KFU]A>W[G/,!5-+TX]KW8,9+/+;(58'"._S)IC/2URY*-U:7O'MXW>+#T'
MEP]TK=5M4I6W:J,DH>9LM0_><M6;CZ-ZCAH]T`H"EX*Z^ELV!N)V\6!5%I;2
M(7:-4JPYJBF#[ETY!A(VPNG3F"BT\/ZRW23>ZN74!:-K'!#[<48J5C]>D3:*
MW$$9P2T$<NC`=3V^HLZS!<2\OQ,*D;QO;JVOM,B+LU1?80_A[H#@DIM<;&_'
MF^)2)B(((@G1)8I(07"U!OS)J](!D2V>D(*IU\4[36F%2^XGC"'"5R,B^$`"
MHKQF'D!8$\(*0+E%'-6VC+A.W:\02-('I+3GS4GK$MF-@*I.XO/JA%VQ\,3]
MH*Y8BM<JP<T[[?2A#G-&B>6@U4=<+_=&>!/"5`UWD6`Z;A*(U(TJ;C[B3H80
MP0JMBC3F0&MP$7\<KHT6SE?-FI0.2*0K/]P=L((O%@!\@#:&P^L0"2RXP$.Q
M=FIB?:J_*G5$IP,"BS)O`B?)N<:A`GR'[V,$&>Z2\-*5ORZ\B#OPDOH;"'B"
MZ(WX2"`%*Q%3GX%"M4$TXP1@5:=S];B.6AD(H4T1-E`XJA/')-%WKYG9B`-5
M32<@Y>NG4-Q7UUDUO*TF?<XEWMY4O=*(+FF9&U>PU+/8B+!+38>'F<BMH'7*
MV?5FN,),[M?A[]8IKD=K^$!">$AH_T_:F?;>P9@K1@H#W)^P]7RXA1XO-.->
M`0>N/$3!/#V97=W=)ZM8*C)P!Q"1!9MQNLHJ\M_`_2-$%@PKNLH"]6GT#<%:
M(@MN9>HL"_;T9+)P=T^)RX3BVQ47-,ED\;X?"?K>K..1[8,K<:')(KBHK))'
MW$5%9(')7665/`)Q5!:8W%56R2,@)+),4-)55LDCL$!E0;AUE57P:`)Q1-9(
MT/<7M3SRL8J;5D1P45DECWRL#@5CE<HJ>>1C%4WNBJOD$:02?YGP05=9)8]\
MG3`%ZP2UL>21]_U(T/>[%96/>$,PXE,I)7?PCO@(GKPGY*-42LD:'^5#P2A/
MI91\\?%M"L9W*J5D"N01BTSX0(3U5$K!T9#WKBGHW;F]S*LN'S#8SXC`@,=)
M.UL?'O,=X4/"V:8LG,82@W`+KI"D1]=YTA9PCVTAB,\'[$9%!-T^KWT[M),H
M?M%P(U8ACB=])"CN+U%4^(B78,"A"*"_PB/5X6GM&O@E]1`?PSB+ZR*FR`7>
M/7A71A<QT#I%P\<?+C1U$0.M4S%\4<7QDXB8#^%Z6S#$UU+LND5$?/3")W?)
M1P[O80-`BDCZY&Z3V"[BCT\I0]`QG_#.[$(&7R+8C=:[8\9/<"-V[D1<NB:Y
M@XN](L#_ODV(&[$5$8*C;A$A=UX"3]G(DY@3@;"$1$2P.;(0L5-1!&7\PXY#
MS!8N=7=BM,&B<JLIC/Z7S^5=^LSO"?[H`+M_OY@/@*.6[LK>^LE=\>%,+]__
MC3V_!H(I^]8/WI<H82)F>OG^(SX8"+(8YF!0;CYNX&$S\%?;QMY,__UV/I[>
MW%K&V:0_GYR90W=T-AW-;\Y&YF)^<V--^T9_\3]P&?Y"PR4\XO^`7T!@O]0`
MFTT'YN7&A]])B#-C,_"?RW,SG1RD\-G30``VS"-S(WJ;XA<DKO\/``#__P,`
M4$L#!!0`!@`(````(0!G(_,K]H```)?=`0`4````>&PO<VAA<F5D4W1R:6YG
M<RYX;6SLG=MN'$>:Y^\7V'=("!HL!13I.I/E=6M`4Y9'/;:LEN3IG<MB59*L
M=K&*70?)[*M^A[U:H`?PL_A1^DGV]_\B(C,R(^L@NZ>GL5CX0+(J,@Y??.=3
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MV_QAN=J`2]G5\OYAO$@&AAWZ#93CWVW&F^VZOM%_SY./_`S_MIQO%YOQZI%#
ML'(R[/6R/I=_\/?Y?'[ZPV+Y<9&]R\=KD'R:O5JOM_FJ_D!QB3&87H*9R6+U
MD?X2&\?^KE-?YVH^7J^S2X'L?LFN-LO)#_4Q`6[1D%;V[FZ\RM?9=]N-42Q@
MKS_FIK[:._67X_EX,<F9#6K-3KY_]R)[^JP^T8M\4M!0O_[EY7J=;Q*@O)S]
M"&AA"=N5R'>=3_3++%^WLKM\/LTVR^++5C:&U.^%.G_BF<ERO:FO\=4?M_59
MQA_&L_GX>IYG,(9L/9[G-D^^WLQ8E7ENQK-5]F$\WR9D]"U+W8YO\VR^'"_6
M&5"'7\TS'N5!8SJ3Y0)^L)UL8#=NE-^VUIHM/C#4R'`!S)8W&>B__"@PKFTS
MFI:G@`N3WV1/.RT87JLW&MK<3[NM=KO7:@\&-EALR3[GEP2V;Z-]&=BJZ[>R
ML($)'',[MW-/<]CO9#:VO=ORG59O>-XZ[W;<^IUVZ^)\T.IW1H<W\&8YGTT>
M[;GEY@X:-Y"5ZU8//EUNKS<WVWDVGABK=\>_Z/1:W6[/+3X<]5BY=WCE=W?<
MTNDF7]U'`$_0['(R66VY[.A.9@BTE(>_7VZXXG)8,M/5>'UG6YSHEQR$`W?R
M18K9->Q9+QTVNZF7*2]ZFT]RY@)3P7WNJX[;;T&FU6PBE(43-)#257Z?`X?'
M["%?/>2;+>>80/H9"(I4WG.D<N7L9K6\!\MGB_5VU<`OBR5@!FR#_V;W#ZOE
M!U9N@,"+_"9'A$RSAQ([P+G31<YGD`[B9P)%3X#A&IJ'A$33"<0+0*[SU8?9
M1')C-;N]VS2#Z<T*36,%*]'N=#T/VELC1/]-1"_*N]ZN9XL<]FI[8<=UV'^]
M7$X_SN;S^N??&:XW7X?#I&:N]\UL?#V;&Y^K3_ER"RN$Y<QNQ*@6"S$T_3+-
M'&%=YXO\9I9"Z?L%\EEB"@C?S[:Z1<$K86I?CA<_1-,YUO8P?A3BU?=27F!Q
M:P''M"&QXJV$:W&7J_Q#OMBFXKC`FQIJ+J_GLUOC0/6E(5AI?.MLQ]8<Y.<E
M'.U,\!,C\_Q'M$W8:GW65T;SV6;\8_J=NZ]HQOK#)G+O(&,(XW]D3M34QUQ.
MIX;)T-[#>#8]G8'3XX<9/"49&;%B=[.P(^[NCHW//N30J]A3P4$;M_PVWZ`O
M<^>Z>N@B.>][!!:4C%R5NB#Y*0K+3K/1Q7FKWS[/@E:Q=DH"VRWDS.ABV.H.
M^\U#$@GDH&?+%"`2]6T2Y<Z-C"C`;NX8X'K5QQ:I@],=Y,N].LS//_W\4_VY
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MF6ERE)8BFIRMY;-)<`%;<[U<+/)4#$UQ\VS0OU*S\"VLT':PTB^KW,R&^B6^
MJ%@1<(]&]:O^%$K:!]8$A62HQ':0T%HFT2[UY4H:8MB,K,.;[4)NJ1KWK2_H
M<"V@2OW;5POT9M3KS`^H?Z]%=0.WJ($.79PJBMTFM?[4$R56J\'+DR5_UB=R
MLB^@EPW>M:>OO$@'@8%1H*%FU<6S-72$72<0Z]BE),3?R78H)+Y4'&?<H#:8
MU\'4A.RDDUC^GSK'*4QG>Z][F\[F6]/]&V;]?2X]/Y^>CD%2&>)!79%FT;2S
M9>GD:-KEI\X'TRPG/&[+T"#,/RAQQ\J;_4_5L4C`WB[@1#7V#C,#*ANG/<HO
MT6B5-3Y]XMP0S\354X])Y):I[\41%N@1G;J9I5?/V#RF$,SF$6C2"7=)[$CQ
M?N,5[ZO#BK?;?75G_LY.OH$+)7A>:-R!/.OP,`JO?QB43/3OV$76JX_[VES+
M,!I3<;/E@P@C82)?_9BO)C.DT*&![]`*-&A3L0+JBSH5[L7L`]K)8IJL=K7$
MC66!`$]]5^*ZGA#K<T4'W:M"1>-B@"2J5C0NGF]07[?`&QW7/#0O\;2M=R&+
MC;BQ$>;PD,<`NH$;X9``$/(_)NJ$Z,9\/G)X`*MI=OW(%:5/UC=77\UI30=6
M>[-=3>Y0-4YO=CE(TV7F<R=_O#=5XN@T._KYL"+/.,-M#]4+LS3YP8'%I,+5
MHSQU;NI/''[RX,&UAH/=2'<XX"I#K;WE!.AQ3OLU/82[3/QF"3V@T6U-'9*W
M#B20`G/4@T$C;GD+*W;J."_,_7B:N&#>C!^=NHVOMEQ0"H=,S3"7:1++TO%:
MQXWX&H[4T#Q`'3@QA@$I1E-]XL!B)(QV##'T+W<?.1AE*M4G;*2RD^T:2,\6
MS[S%4:6=^A1U>KN9+5BI^DQ"W9?.TQ:[LH#W0^IG2P9^G&WNIJOQQ_$\P174
MW`F^3KS].G6%J:.H.2Z>6+I$N]R="_37\M8Y[$`R+Y:;H&)Z[^F!):^7J]7R
MHX[.T^5<=8@50/=PAFFD(&M\R.A(9&2<T6S2`VYQNYVF@?).71-@7<B3I;-#
M500YZ\ON?1X!MOO)U\#`GGYE@1E#",:_+,YZ63#_^J*!=OU52"&?H#$94B(-
M]V!_YUGVY7@],WWFC5RRA",EU>LKO-;55C]<$>-6,/WS]<-X0I`=#<L\ND^>
M=Y[)E97^D[D)>%#_ON%_V\^(?O])X2W"^)TG_#59SN%8L(I[IK1/5B]!)C?D
M"I7R>C73N)OQ_6S^Z#[NZ@,+Y.?N`S3WY4H??F:K;)[O.2.[B(+P[^^(G.';
MM;BOKF"[&&_QF0)*>4@(%$PM.N4Q$*YB?,?QP#OL`'`DEYD)E2BT(`[.=*NI
M^5U$B_8W+%J3/ZS0,V</$E:W^`Q6!.`(#$PF^8,6Y%G@D'V_L.5-A[![(GQ.
MH&5LK'TFTW!V'RB"_<S*#`-CN[:FYL')$F*!:^E(+TEUR#KM['<V[!(K>Z*-
M7-B??`Z*DU"@:)P,X7?9_SK+\/1Q%'8^Q^?/G(_9="FJ9^[)?#L%=/.YGG/+
M@8:(>CTL>IH2I@<G"1[(/L9`$GA0402>OQDX='%SHDP1/,K[.<O>WX&BC=])
M^F^)@%WG;&YLL.>^_[!=N-AI`<3#2."/+Z6=U`$[.A#BT`!EE0-W260!Z!&#
ME[05:6HHF?G]-::M3_#HMP)$"RSP\_WUS_^'*#O"@)MV>0=BG?XJ3_\U.[DA
MD2!;;&VV=KM]VA[U^IUG9Z11V*++A]E"-\(N[\<+1+0P%U'/O8VG?R`0YS#Y
M1.<DET1(RE"HB=P((#/!*Z7/N+056T"=L8%8=IQBP2G6:_GA=$3P4Y%K**%@
M*EE)(!YAIF?9=X6*RLCM'.])`-#F;H5SCFP")<4X0*%E3^X"E(@WXW@0^H65
MQ1%F^%LFH!VDZ*\BS(NS$`?E^%&7++>&Q2K#8N$V=+KZ=0S.'.,J<G6:V1[8
MY0G?83W+-[()B:.E4:F2`?ZV/,%3UCJZ79>C\`-GYCZ54^"T</-P.`L.S``R
MXYL;0&)80A8#)"DZ529,R8H:CR/B%A$7+-/07<S"8KP!^E`Y]#6=L<K**1RX
MVZ'&8E=G7CP<`>7BF6R]78M;SI1``6VM9[>+V0WWC\3`/D&)-AQQ*VV=0,RF
M"D,C(G35(L004W-XV^PX-3J>S,>S^[4XGS;>-)V<H9[EA4B&P^>@$9?*4B24
MW>107.#/?E1#P&3?XH6?DGLS2>Q4^-V[U>$#*+$4G,?88MQ&@Y"NBX6O94YQ
MH7.FVM[>X52\EZ!=^>@F-"=31>P-L#NI%5]L*T;&ZWP^(T!A[%#9,H9GA<DJ
M@A;;@(Z-;QO[$W,2WK*>>-!:E,MV:C3YO/L,CCC1%B2FF%?WBXJ[X'>Y/),,
M`"3_#@6F&RDP_W5*RW&GB?47G>AY='IT!G(@5VCXWS](;\E._OKGOUR^^_ZO
M?_Z/9]GKY9FBJ?W33N?S[,E[?#MK2-,QAW=%*L.IQ$PPMJ"P;T,JE#T@?P1X
MVXH'%0HK'XLWO(@$_\E[!-`DNQBVGSUQ]\>6]:^4P;^#(MC,N+.__OE_N_0Y
MP[??;A>Y0::5`:L`(V0DS,7C;8E@DA^PR0A"H.K6DL7('UFL/80,$M&X\2VR
MS<E:+*W)5DQV#.SCN3RW!8L+]4-\UF.V%G8F]>81F!II%-LHIS_+OEZ*$!C^
M$4PPM0WBK.SMH[%FD1F2T2_!?K0">[*<-_XLC#5H3Z)ND7_,QBYF*IL!>7N[
M13M6%A[\(#=IHD\UC3C-S6Q%F"(HK)K;J3'.CF+I8%N-;Z#U4@AW!I;TVC<=
M9NP3&&S&4J64J)\0*"*26#U:<IJQY=C]RAU*@6+_S?L,7#>/5%X'A`H^N)O<
M!V9MLM"4[3)B@*T/0\SM)$#<P3E]S.E4'LJ#LPS7L:R0J7/O:A.PY[O9M:P0
MW3P?Z.J+R\8-:$J8:%U)2/:':7K`.I+'"LZB7P`[84.LSP85@4OT#DMXBB!<
MZAL/2Y>"Y34QN$5AM/$[3`]"+1A:>_0Y)/T7'PAWRL95\$@X8KK:XN[`CL('
MZUC2L#U\!EO\!V)*IQ%+^A:M5;PZXDCM$<H/=XI2XZ6I#T>#,Y,E:I!97AY_
M'*>!."[?767AP-!5!"6D37@*.#C4*;1)A*=YG:5C^>G_)$O)TJDD\L?91[9H
M>B2)FZ0!.D9I;$8*'U<+%A'^!>%=F)+KE9(R4[8ILY*0["]$L_&O\V/:C*O\
M9BZ9;X@3#`ZG9O'DQ[L9-H'I,B['WNGV-JLT?7TX9UGFS7_T2J'C2=+BDLV(
MS80\"=;B!%I9B@E/R\B%,<I=I@77$_#5F1DUJOAT%AG(U-3I3R/TH5O-DY0H
MEK-J?X!<)IEVF'O5U.N\#YBD``:I$<A25CM/HG:9RM#R<-6YL+`*>PF``]1"
M'>//_VQJ[O0]-1?YIR:OWZ_(TM6]OLBO-^@?3GE&\I)G)K_"%2;I;$,B:W;R
MCG1>TSMZ5"WTV_]X=+[(?CO&I,=R+HF\X&:=/L3@S-^2>CE)*WLB#='GY#YQ
MI#G=(GZGB%U"8AB7P`&C936[>90.\)&XKV@+[%AOKW73#):-IQ0Q2W<0S_7.
M0QPUV9+,KA5JG%'AC%_<#!EI)@;;R&L2R)(+`2>,_<,H7$C@X>YQ;1I*O)*%
M0133,RR,K2&P%K[&[O$%SJ7W*Y"L_8_-V["%;5?3*3B-<0",6"&CV4%N<4NL
M+UT[4TP4XW)*T!>A:7CCTN6XORLE<]7L:CK#F0+1_1V%Z.;Y>T`1.(A$.LQ]
MEG\$3D[)%#PQK2(%E&N*3"O;N)X+UK4006X%0"PGA]<+(H5`OAJG$N@6?J$^
MX.1UX3)XWGL&^PYU#4<[K'N1O>?<UO]U5E^R_5C7J5R3^0)=M+:0[SO#J4FY
MBEU8$B!MRJ[@4A$@#:XW4F3N82Y&3')SR.61!J:)2"K'#'Q0GE+]PKY>*9OJ
M^S)=Y&MT^-K%;9[__%,R3OD/]9"$!G[EO5Q$3N1__+>FRIF=53TIE"A16,W$
M+<#]XB#RD20ANB^7I"<DGWY_]@X.`H]!IXCKAPS\97ZY@=C&?DVYPFJA"\UP
MSQ(>:#KDTWIP)>M0#--NC89)CL+//R6#?_XIZPT[K7;ON,'UM?1W=EJ_R(9U
MLFZKBT=[-+JH#_ZN2*RW@YNOQWD>E+#HTIL140@R2\-KP(?&3;'61;]UWA[5
MUVL:;<?H]L];@_/AL>,Y^$F_U>MVD\R;YA4$@>XYU]*KKW"U7"EI%9],65.&
M8):&*5'W@&Z#HX34L^8RC.IR6:?;;XWZ_5:W?^`H66?8NAAQA&&[OJ/JE`:=
MDXM>N]4>I?ETU;%9IP\VM2]:@[0T-80F3Z_'DQ^@H_*TA]>W/?1:%X-1JWV1
MX%!U#^5?A`>$!T><KWS&5CKI#\^/O==^JP.Y#=M)'>1;S#$*BN6/?L!N<05&
M%EH_[KQN3]FP0WE=-\&:ZHZK?V6]06O4._^49>()LE/]]2E/9T.(9Y0BDLLB
M/5X2I6L6'"OK]"BZ.Q>O:KC/:-@Y6$(]X$7#\8M1.E\&2O<9UVZXZ&)@UF&N
M+B4H[12<1\JA8Z305U9_$E%$H_#%]BHD6ED+FL@9]"?5W1JF)5]20[W%/L+<
MPQ>/.Y;JX?$B7VX=R[6@+3I84CO<Q-(!RF@`4TMRW(K!67=T`8])**,<<,)]
M8K\,._W=MY`-6[V+7FO0[M;1PZ'7<9I+,_#J,P8>]6N#,T<H"=BIP>:I[Z)`
M/\/3`?3?'[1Z@P3OHRG,'@I!H_I\,7&[W[F9UA`!V1N,ZH.%/DKX20O!&J;I
M#UMM*G$[*4U^@QWY.8$B7T=L;L\B+-6DR-1G)RTZ5!DGN.$N7DK8IY8Q.;5.
M3I]27:Y#H``_PG1@,K+?3_COVS*/K&E.4@X7I&&B+<?5RWM6HJ2XS6KGH^26
MWY0UJ5'BW!$8YA^TI*R=*P>P9]PB?.ZBG6B"WXDA.(*HSQ(>+G]FO2YS@%S#
M!+&:,"*IZSJ\@EL+[NV*L'?@AJ]VD0V]%VCU]8J[US)9;P10T*52TFLNYDXO
M9?_\75@?_W5[B:[VOF8(E]AJ+KWC1>JG&G?UC(>^.3Q_B7W7I$+LD)D"=AU2
MS?9;.M*<_LFNW6Q\IW__3B'%YU[:5LWT0M@YQ#6\DHG6:W6:5/0*`KI'LA[L
M_SQ5J)MFQLKH('.'#3*W7+_\#6/QO#=L]2\2:BW'5'_+NEUV/TKX8754_%=V
M@I9P?I$0:CRF_)T=C0;`)N5#Y1C]!F\>M@;HA/V+`WM!AVM=8)8,4BJK3FG3
MGF`O(!8/J?]FZ/0PGX;#1"U)9[69X2-#5-AV0NO-X\5^VHC]BV.O\@1C!X/N
M6#CW6X/!L$7WBI3P=FV(+7511GI'GKAYFB9_0?-(?9H-4=+I+))NLB`4+(,!
M6N1%J]??I_/+WA6N#P;[1MF:)Z,1OH#NJ`&4T:I8!N>#\U;O?-_FPLDD7L\Q
M7CN)>*]0,1('*_>\X4Z*A8')R05"`WMH]_[0F<_1&\]3P>54I]+V;K(T(D]7
MD\51OXMH:VP.XAV,NJU^K^$0`1KA9P;]MK'I1KT&FSX+H\)/KKEW<<&ACJ"@
M[*1H2I-`J=@O/`2G!O?8/D]0.AH$7?7YKS=(*+$8%+;(-;<9VNXD\X41Y<\,
M=]!%F_^ZHSI$RT'5W[(3WVUF]YGT``*C)=6UWTW`6MFQ=M#&I=(?)2CL_*)%
MBL^[HMM1?:M25)R_5\ZJC76%(0KCW<%Q]1\IO[AI%?7?J;V$4*-BK!$25MVM
M!*0WB0\:/2_1`5R\)JH_]#OX2.P'EPP9D"NEB?IZ806K+/(*RF?FCKN9;Y6X
M:'E-;JYP/#1[3`@RN-/)B;--MZYVWE0OGX"+(5"J<-35N!P&!=26M[DIV$5F
M3VG:NWBRXE)SW(-$FW=56"5F?N1%=]YQL[^D@2L4L\C>?\SG).2X-G/U*U6\
MD?V^*J(GV9NPW_K0YG6PHLDK.KB.8T6U*>HK7)9WK9!H@J@5]AFH)3//;'VJ
MQJ%&+SN&A^G*G]E@B#>BB8F78VQ&B?KSXT1WYEVKZ7:K<Z9_9;@I/_TI-T\J
MAMUU)!B=+E#A(>+XP.3\O&$GT<"L.[Q`J6N0"=$@@YSWRM67W1W"*2;(1J@`
M;.4B01(;@@=^@/HR["86KOM:ZM,09IC&#,#!A+G4]]>(7)EIOD<-M;/O&-YP
M\X,^^LX1>-C''F\WZ44-<WK--]UN.C9\DO5P^QXACMUXI.,H%4EAKOK/3!<R
M2BXK`70V0-/I-D5N"LP`2?O84-W!$?CG=;\Z%(JY).(OI`TD(CY@&;30&J3^
MYW*&$2[J"Y2>1.Y?-L17+4\3+8WD!W+8D5D_('V4PA-5-32(!]74?B1>.^J=
M]?])[+PJ1$TV(7>:)[8'VV<7C0_:'A-Z.,M>6,:-HOS\=[!>`X&M#!?V$7)7
M)2_*!BY3ZM;H&(74C/H>(@E5&((H]&E-/CG#$MPXH\M&P5=U4-,01)XJI-5N
MFVC,Q^2-*`&&`+6";J28+Z?U8H_GWRF][8^DYY"*@N9PK7HY=S\A7\+E2N"C
M(5.L)JXC^1^IWT&VHWU0494&`DL/5CT0V#*?;UF:<ZVHL]WK0S7<9#*?&#)"
M&;"-#3R%"N(4&[=MJ2A+]`+-PK_C.<DZ=MNZTVC/S&+;5OF04GS8`^V2E'AL
M>`E(M&NR0OY`KAZ717F3-?VRCT.JX"WUGFA0TK369RH]9*#F$T[ZI9FG2")Q
M27YL1[7'RCYBH$J+_+9\8LE\]D-N*MU$L?,R/4\841S9\CX-$@K&+Q<N1&<W
M;AK7[#XG]0^%C1SE-2J>GS3DL`A*Z(@6E[=L%B'A[M4<?M@&F*V:''4-#=LY
M3%DJD-\]4IR,QSZ21DZ:'D5V]'D%Y(*2:W$$U!PS$,BY-O>I;2ZL&64PU;F:
M#SR]^YNJ]VE`QD!G:G>DU3>9EB(IAP=_W)*72.+0:NRBX."7\++4!EW_8T.I
M!F;T'@`EJDQ6T_P%1<=1=.]P'.$#JX`;D1(^A=,"<EVQXF/^=)X1>S8%!FO%
M_V+[(`5\T2'E%'OE5-4[#2P@L1X:%?,T9A.IYLW-J"NB&F6UTQKV$QNZ.DAZ
MS6BG_P/GH`\7UA$YR-X^J0^]'1J>5T*&"D^D#D\W@]K8XG#J[%<4B'+@^$GG
MJ)ZECQODO+]?@<F\*V?7>3I#7"EIB+70)=!LAN?HO*E7,4#D0D&,7@+V7Z9J
M[,$P$Z.&8=(>S@=G'=,>1&,(!RHZ$`\1YQ2[TG>-BHW-<'XVW#_#+D5$E"A+
MGKPIR%J+!.D,)X62J;TELRP0<B37%!8<>]D?)`&^C!O*"&>:C6?A`,N/=E3-
MZSF_2DTCCG&6_<OR(PGQJZIJH'K3-?'VAH7Q&+BL5J=W:+HRESUB12ZKTA0C
M%2AK*P9#ER'O#]L`;2N8"54QN!Z\4\.J-V[(:B<W.M09:Q\N-;[('2^:SN:+
M#S-2/25<4#X0-CZ'/@*Q92(^2)U03H&_!>"F_/D9#5<S]=QT9PWR[1=JCE(R
M&J6G&'E0';6S"'X'U,<&\8E&DN*\=$>+#/O^UZ?MTY8$B<H12;B>/_Y*Q3$B
M$S"!,N;M$2D;#?LTL?OW5/MPJI%'7JA[Y@8#LWZ])OC_%4'E\/\G*H+O*X1B
MG+5FOD1\4BA55]2\/F08P)6[\H`/OJ/]F?H2U.VA:,(%*>XJCQ3MF,J74YY8
MTBUZ'RN6^J*:8-]Z6R-;7OO6PE:+`['D=%16,8%<O-9,)Q07M1!$8JUB"G2!
M02ZI%$F-Z'`'S^E<(L;&WJN+R:%+HE0HMBS*7T*1M+K(N`Y=;EN4)EC#3C48
MB&SU\<,#:9QF:L`.;0O+[0/L1080W-3J*$R;+:I&/3\ON8'7,F/`2&2E#.K@
M!24,2O??X"$H85XN*K#MP8VZAMZRTA-?/J5F%>%\#M"49&#2F"RCX##T8O!C
MY,20V(Q[!4B2J!(KFDK#KO/)F#K\HO;3U:BJK$\36/V$@&[]V"7(L59I4&)=
M*>AB!!:%_MX86^K-PE?Z25O%VE`SK4"Q\5S-UQ)`7BHKJ<AQ=RIG7;G[%_^^
MB!!>213P%PA*$/5(?S=.N`N"FYU1@R,N4A2]^LM@(MS=-&Q=+CH$/ZFIHKZ?
M'21.JKJ?3O&F7JN'FCEJ)_&FIL'*.VZCU28.M&('W7:T@U2;;YA4T2Z<MT2S
MZL!N&FRQ8I("$D>Q=N"*>;OMH];%]=TY)]'\J)@DBGJO#YA2?ZRSN*S+`[@9
M**1^E$\DTL+X*U7SB.<FIO3_XX3J^N"+58@[FL]D2N<.21(Q!BEOZA>2N:1,
M=0XQKR)OJKAK\`1>!M%FL'V'89T0<6$,RF-\(%,V(.FA7-?T2IMPQ)L[IHOC
MTHB;K\KL<NY1I"'G5D$^:F_A>HK\1S@P5=T:B1\33^XIUXS0L_`0[<4!M;OX
MY[WYA%W$T;W8J@CBUL_P<E><,RG*28#N$LRJAZY/7UQ,`?4+\N5'^P-886S\
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MKN59ZN^N<.UHUVZ;1%!6M.,8TUYDHU<7L7TX0:UO8%E6F"BOWX[_P`1(/KT5
M3WB!JJ]#E`OQZT0]GR1#]S#[G1R\?@T1+U;F)YKI<*\:2Q"_@_^VTTT<FE_5
M:VC2I>KTJ;\SY3]U$OIK&BI%=T1A72(H]E:-[-\&AU:YTK#;H+O'>V"<PMR=
M-.3_MBQ$.+C4L$M62I,+OK84[G&2^!+MN+D28?^J!N,.:7N#IFSG>%TW4IF7
M*3ML3K=O<2,8\&J<B37WF!6O#S$W-+A;JQ`1Z9GZLG_+9`]1U=241U+=KNYN
M!"ZFP0*G!B14<V!9+(,NN=N'<@=1)_N\\>A\D$067A5<S+IT-+U7JCR!,B0[
M)!B/AOM2LU6%<Z%RTD%38G$AI=C3!;DUC$S/6`X:$/\A":>=",37C3S&=X:4
M&]EXCOR*)5/#WUIMG6T>>[A=^5(+YT[!'H<C>F[VE)C,J.O%&^G;Y_W!KY=P
M]3,W'T>^GI)60_!>/95")B(8J\9Y^$A\D#QAT`TW'":JSA-7'9D#UO71L)=S
M(4/X"_,&TT?N+.&)@!?O3J2"75#Z?Q[DUN`(C!M/U3(1Z#,%283%%"XG0/94
M+%"=8\]Z!B7'B=1)IF;/RC.T^T``J]\L[V8M.HN9Z1;UP4*XS<<T'C,%1Z'B
M9?:4###*"2FT3B6GTVB@+VBGW>;-D0U)72$9HL"LV%Y&XGF,M/03=3VTNDER
M34CVV.)SC(O*@*A/9J"]5]$0$^<5KDF%N)4(4/00OO;O++4W#*<^I4*^?*/7
M>]:QK?C6"KT*=."B7)\U727G8.6"'WI'8HT]7D-@')'<%JY=\)%K$H#3/%.H
M8M9@]PS-!TAWVF>#?U([1]_A3CT%W5`"+M9#?/9C:-C*\%[;FMPJL02\`I(&
M6$?,$=J=$:FC$XT<?)9U*VSSGM'5;,UKX?B_)7\HC:7,K*V<`S2BQP]^/_/Y
MK6<TAU9W7<Y/TZF)0E;R'I+M02WMQ*?&N+9WSH&(PD2S"/?60]0GO#%ZCRR/
M%U['V%?(]]><QJV""'*M4]W!HC!:N3S78/VXN(*BBZ9T-&^SLVN`%/KVW*C?
M1/5THD/RK6<64HL:\W)GH9RT>`)=%MSSU9RN@L\N(![+P<!V$IU%W`Z#=$=%
MOZ^R\XZIJSA-H_L2[;M&SFC-H9.0=?&)V(52H?R=2$>.('O'G=`0+'*]$N&`
MB\S4M-633P$Y.D/8FRCQU;J@[FV^O%V-'^CYQ3.WVCXJ>ADV#6@PY8;DYD%S
M!^2I=[H*_"DJ'GC=L?_U^.V"_P00%XO662KWX9TDI;=YOI3Z7"2H^7X6;/G[
MS?BN15MWWI>Y)!UJW,K>YS^.N2)>`+*B6Z);YC7=N?0[5U1&$\U^JBW+<>.+
M\!RDX#JZUF;V8N3G^ZBQ3ZGW[`Y>;Z%M:P2EH()0P7N*]/WN5_XF?D0#5Y*2
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M1NQN#\$(RN;PX8X(XS6Y0$N\PM3#<CQ/<\_"*L3",`;!OH:@G591QKZ,U,0[
M<YC%)#?EUQ1VV9W3^B5UY%0'#06GM!]#E2##7[C,+X0AB<L\#(A_9N0.-A6:
M5"^8'A*)&-UQZ>7D5#M3$]WD:RDO!E\2:86]IL*->-`%]T.RY(XEU61H9SFF
M3;.W%-2-V%?_*0S@`E0,WDU<;M6;4B5SYR*))T>#'("R/HUS^Z-=1](@,3KU
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MD'`#BN&;VC'$3V1]]0`@T2@-(<3#W._9/FW$#ZD^A4O:*ZP-=U0=JK\RXBM]
MXMF=-,(?VU:QJ73,A:8+53]I0OCJB/@O0LK4:38(IGA0_7?:[AT'X_J#N_[^
MM#V[63)4&1I.'@*9.HX-H-E^4PGWKOWH<V?Q8+T=<=FVB!HVI9E=-1:)F-])
MCA&9:UA;.FQ#>"X:QBXA/QCN>5,<KS+0CK2'\M+!"@E1U-+43\,/IE*6>#DJ
MQ2`M`XG.?:3>;B`/UEX#T(M%+96"&TV;HQ6+'E82/1(=5"8#BFA&K#4BI@TZ
M81@4_^0*A[2>[?0;U,-X7/B=\<KH&W0:KCR,*7]2X=V'"D?'"0'W'"OL5%C+
MF>/?J&R_H-W1X=`MC/=\2)AM=,1A]ZKG\>KA=R@QN%P:T"*,BG]F2(L+LAZ'
M:;@^'M;T^VY5O6FT^RSKTV*'IDS[>9'4<W6HP3C=/]!/NL]&2?>BV4>TM+EH
M2A^M$?<^U$R'[L3*:"CH2-\B&>?IT:)A8=ML8+^Q4PZD*1;J"*V6]DP,'P)#
M\#^,FO`O6O]8RVY/$Y^2Q>QIXO.*P)LY8O;KW\6P^^#.=7X<'^[S81%+"]=K
MF5S64I$PJE12ERN*RVOYT3SHWH%.,I.](*Z>C:4@C[T=%&\0KVFPV*6L-X52
MK6(ZN+74/-@%.(L$=XTK'6D6+[*IY/$G`B2WDTO1K"9VAM"F=V-7<A/,8[]=
M`"M5;7-JY5-0X4%KV(E52;CUF-G!93Q?$@\L&M8$B.C+,H^V!(8+)Z@DGRPJ
MA1IX9:@^:ZRYM[WHC*$P4#5VYGF/MBR/?!&H]-D!&L>[;M1=WI?3:1;><\C_
M^,7MW/*]BM/87WNRF`J\^*8A[MIL2/_\4U.DH$8SNQ[]WEW!F^(*OO17<.3S
M;SUJEL;ID0]>JK89%\"OV/NK$#=^Y9(U-)6_CMHFGO]>]14DW06\*3%%=ZB[
M3CR?XD,*D>[L3!LQE\"SZC^;E-LC'F/A9J]]9#S43UA?>O??A^>V@'Z(T-87
M,E!"=4>",.SC>--OEQ_>O"2-UQ36<#\/B_'CM*&,:VCV;#83DX_@O576`.$5
M>Q=NT6/B3;Z"__#66[C;.]Y8MUTGCJWWL`P?DK<T^HIDH)-$",(3J:39MMXN
M!-\I:N+PPA4+X*LK^,\9CB`;K'R*<=6'!T,C.&#]!ZQX+CRDJK\I,?'%'[>$
M+C/CFRO>G$DXQ6;&`:9PJ=6)AJ(%UBQ%A./\_C!,Q:O42-58+!>G?IO:3.5\
M3+?V#'/4_OFGJ9Q[#W+N3?$(L@%BSWJ<**M>_6OOY]RF62MU$$:KB7_OW\`A
MUEP1Z/X-3RH?LVR$.I7L1P;_#OM+U1^F,9EF]/KYIY(9U7%GUQ,1O_@EC\3^
MB6.?;P[F>O3GVNN`0JDZ9+')[=538X.FUS`8.Y7/;8`&W-"PW)0VZSW>(?[1
M^(:2O=JYFY_D7SHVHNGO\/BCAJJYJ9SP[?H)7R\7)1[6OZRRKN/_:F;B\?/4
M]2B:1-CE\)HJ%]()#_6UC>>'.WZ*+^@X0RDLP.;/.X0SFAJGAC'A)YM72*^_
MHQW<7F<?M[O7)GVZIVN]PZQ]IIIF/Q2XW&>7@#FGEY[C5;A/DA'PG>2*VBR)
M*4><DYB&6"E*,!GURCRKBAC?LIR,LASVJ&\#@Q4[#^J5UW9]=I2M(6ZJ!D%2
MU4V]EBA1DK[5_]_Q#GLS$&PVO;BS4-465G8-$Y?-8-F*9-<Y17FS)`UUG3T=
MJ/TN/;*T!G_@I-0?EBY:33"P$4FX\E=E_=1D$CLDZ8]V316QLSO')\DVK=Z:
M3LR=AMF<'E"GSLO*21L+<MV0Z.36UZP^46&N!D+9]7,?IS#VM^O!\/DO8Q_A
MZ?3G)S&6]/'PR6Z6<]2IQ.!V<Z&CIMC-FF3>6?@.`TC-`O+Z[4F5J6`C5$)#
ML94;[?6OD"NM=#DZ7EQ;K;_+D5(RK0@ZF-26YPLS@&2-1B-6@%GM<RPQ92%D
M>\[W&@!C*[OP=5MP#%[8N<)VIS&=>M&HEHD,V(0`=`SC&)7=AVYK>M!U?ZLM
MXMD(J=[&1\@K]`Z+AC75^`&--#Z0G!T8=NX%D&KHAN)-/E!X<VK8KJFI/#KF
M/]YV9LVV5+ZTRIGN\0&5%;BZAWFQR/WX!R4"+^>Y6$QXVS69[<I@9M1"M;SF
ME;%YX6OU.6PA3DK,'+#-)J2;JZ<?K]"=K&;7<$2V[3(2ZZ]RLS<.?%MLP&_*
MX<S?]XT#S:JFO13U,@)1@+E[B:>N"%8J@\$ABEBH!=,%8S%9L!<E"53217&5
M>'7H6^0D5OC.617E-00W%8)M,IX+FLJ"!89"!=>_@5?8"84V'W-FU,=%IZ)=
MOB=R8L7LF:B0?X8[N5Q)U`JZV:W:AWU-*'D+2!^_@\'NZVV!)/^H]U6B<;BO
M[=IET<7W!MQ`6:!<?:4V/2RL,07FW9@.F:V,UXT9+;C"!*D',O/X2.EHYF,T
M3G"S&F]#G\L$9J^JE/2/";CO:$/EW_?N51<P*UB[XCT+BAG)23=T!)&I+Q%'
MT0M)I819_KYY/N&UF-5;L9GR*AR:ZPG5>T`@5)T4="-<5!6*Q`?XARL7-@^K
M\HPWAN?F^>^-ZJ*IPRVSBX(]&E<<L[N4M;IF8OC,R*G$#X#P&.L`KG.G2(W-
M3,8/U&/PQUHB@1.RL2"68+E;?>E$E[IW7:L-3B!5=]`?>$.K;PCF)^`!VJJ(
M`/D@;L)C,B0\K^Q[,>Z(9V8GLV<"**#QW<-;?,1G`565&K^%COF03WDY\8Q7
M:0,]??+A&7C;[(_F:[XM^(%J5%SJ_,D'IL$9/Z/`HL@:=P+C+'/UW0%H!9P$
M-(#("6^V<U,E$4YX0EV3ERW]6/%:_T\[N6\Y4X+3`,##I;`J_#]`"HD3`=-!
M-V`EKGKA"H5M_*?V-^X2,^L')"@;/CRXQ'S^".+-8XQU<V.?PD2`"%<%BGHL
MS,^F0J,A5!3)=/O:*IF%,?!F,0/3&[18;?Y0-MR$A453'*IK_!PF`[0;?[%&
M5-I.H)-&/61_LG^JI02"Q;1QKUX'(5V<@W(1*PRQ^C#N,XB,4)>6>"F]5YU^
M)T6FNE0V:P!;U_P.ZNVX+\^)OO.>P$]\5*&ZMEYAD[@$WH1T<"D@JL10Z"2=
M/6C6AWYF0_5G;\I%//BDNF&239JV;?\%^?#5Q8@EG^LM/VDGANJX^E^\`8/$
M76!^,4ABT,6]RG[^%3>J=RAIA8;,J[V&QDY4:%;3WD<4>XV#EXZ13I])D1\2
ME:U!=[+8LH"%.]R`TJSGF.E;'%S$EYH:5#^YKEGE_"(1I)KT,AJ<H=:[DC5K
M=J!)%E0$GI*3>4_`+NCK,$"8RPP31E5B9BYYQ[>Q+^/C.@?2Q\V)F%%5#CVS
M?4."5+:MSS)?"OKXVI3V\;Q,F8QA@XB!N3W0&MB]+!X6%CB<.!!AD/R69?PF
MD,U-/,QIN9-)_F#]>FE^L[IG!W1\WKT)"0G7*#I:TEXV[]>2`*Q-*17UEI,@
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M0;#-W5J>2V9M\`R2LM6O.0.S2S/IJX,=/,S[",%%RT^:3F2J#`N"MP)([7!H
M"(5;3NO;$7^[!0GL+PLQ/>W*IWDQ=,=7\VA*"<13BNK+^)U$17X&"\+6HNU9
M`WCM02:U%".G3M@)E[S&X!%.VJ@'Z:9$DJ46&31,)PR*):D;E8.W<E!'987:
MB%Y9%"F+J=6'CZ=_V*[%AG5W09\M1`!-.IV!@!<(BE5]DIAMV$X(;Q:KC>F>
M,[N]TWSQ&P#*A_UF_0DMC'HU1Q1DEU:6#$O$336AJAO,<UCTD!/6U$T;D]*7
M`%"M]8NNS/2ZA*/Z^RZWU@`<(P+0TB_B$=YVG_^H%]R"R>S0;2%@3M7YM,@_
M9FNU^#%R,45;-?%8X.P7Z>MDHH*VVQ5,52.#_Z'D#I?U0E9G]X2[B:'C]H(P
MEW1#:7>$!D=AGW4R<4!#;K.16Q2'..?E$$5B+W&F!TEO%<."RN0M)6KRZ^W]
M-2=E[7!K[^R$54:.81NP(&21?!7`2R++)/&EUJ>]RIJG_6Z[D7$S%3&A2Q24
M3"[G#@^[=$7R!-P_I!X2I$P3T",-+NN=[6M$9E-EPQ'9FNDKK.-IZ(F0*/]?
M6PNF:1U687?[?Z;QQ`#2O1.B4\-D>5=\HAG7E\NZ9VDU[)40'`5JQQH%9#49
MKR!$#=^EO!=#66=7/4(QIKXW]W<*@AH^5.GA$)RI`>B1I3ZJCXNO$6QHK.2(
M=IH-]&J?M#U1/$WW+`WR-DFZA-Z^,UT!ANO(1Q9\?;MU6&4]PN"CM(ZLNI^F
M%U169R(X0R9HFL==G2?-W"^[8`8&*LGB_4PT9UAL#IZ@BW$Z3"^FNK_RK^@R
M]&&2F54PHY`^V"03_6;K>Z/7;\QQ]F/8^=G@W/4TJ4_3/1OUFK^);E8L;?\"
MP[-1IWD:B,JW4ZDO?5EVKL-!1AKAFN88UNI4;/R7'!N>DG"3O<=H>H`YK(5%
MT'6VL@WP7YOT)^$4\Y/M/1V<]=#1&J2=Y#V9K1*)M6/55:IFD^(]>IE3*6N/
M9R>N7PAJCG2WD&G+RX3H*G)GGU7[7FO4%AV72)'DDCN!V@(2>;#A'C:2KOY8
MZ`D.\#[$'NB;J`BNRV<Z>54'"5-4\U@/R733HIQ>"PB?]JE&'E%S:5I]^GZ"
MQ'`;/,N^"F]I>H/4-YE<12^,GATFV^`?PF3;M?_46$-MABX$FNELOI4&A';N
MWE"%VNY5/H<,9'`KWA+\W,+;76'!S7-4&_756JX2WEXP4GQ$%WHU9.I2*X8X
M9L=;C25BD]+W%[GZ&"T:5\%<Y5Q!*S\-+'!M:EL6L;?JQ6ZBDD(R8%0UJH;B
M^P?UR?(9I2WHOKJYP8(54AMH1;+6ZLGZ?R5@^>K^8;Y\Q'RL4,#NA2,Y8+DH
M%_VCQO:I=A^E;0]?^,O_E0##04H'B5&J`T:[!:JZ]H:"2'=GZL*3XF#]<&'#
MQXU6W7$ZIV=ROCV62PR*S4)QN+RXQ/%BX3(\9:=97P_YB=SK'#3R4XQ_QD-)
M1DZ\-KWG>O"ID+-_WA7"H"W,3@NLR9M0P]M8=0/=G(TV\8*,ICA"H#W*GMP2
M:Y(/+N`E="P@6@A'),\8,Q7-V(/">8XF8!X.KCO8-?(AWF%=]#P?/LN^](VF
M<-/=VLLDJC>XFX,._R$XZ([M5QGH"TN0<'XMP$FPPL6RQ$[?D3R#V+,HJ0=!
M%0*;Y^^YD:`'R%GF,`@'-RG5%K0*S;K@&PZ&GQ-%Q/6!,K-%HYP0[?,='EU^
M@I)5MO2)<D'`D+I2";B9ZZ$Z29B=FT=)6BL.AQNVLHX,Y/O9]IY@&D=K:)E8
MN,37>J\:SQ=;E)?>0<629<P/71S;=A._IX1XXV)"W'6Y0A'26D)-%SRS."0(
MK6P^IP'YS!GWM3F::/,U>71-B.UI#S?<#JN'^19IA<("R4:`MQTT`K$1++X9
MY?%P&&].%VA$S?=$/[W5!*<%+U5QIU4(P9`&E3CT5^-"0SBO;.>I/I:YFUD0
MMRLK3K%^X`4N;/$&QQ>7ZKH".8K_O^R=Z6Y<U[7G7^7@0FY0`*EP$@<%+8"6
M+4=IR5*+=/*Y2)8DQN)P62S;NN@/>8?^V@WTL_2CY$GZ]U]K3V?O<ZJ*BF(G
MZ(L8$:OJG#VLO>9I;VU^I<0'R_7AE,034L33U30!75\/`][..0-\1?A&3!P$
MJ85@E%40SE8+B/'*'&H)^3'B7+99'#:IQY_>$->2)PN/6)I-(_M)I1"YA(`4
M%][(W\6^G[:YG_$'<=6)788@&!O6^DBAE;6@8XADKB,<GY[.96]34`!=:A6*
M1W.[F!9LG\82T5Z9R\RC[)Q(8!5>J('R<.O)>%IP_.E(?=V:(*APFJA+O)O'
M,FB%-^&4"ZX2#@W(((.TF=D$DC+^0X@?VHI97R'/X?B"XB6ED!%).,HSX-%2
M=5Q`/@,*A21TP_QOYE/5%_+T!C]XX[-2Y`?\C!B4"8M%R9EL=6Z0P=GUC.N+
M1+Q8#Q.ZD7-\YKFT\^/8;^0@A<F\NR#51W#2MH@AFF88'Q9K\QZ`G$<CKI[C
M`%:;S%<YX>$'V6786B_H47IW\4XQJ"E7-;!BR&0V-;;Q-G/J<#:#IQ)8O+TR
M=@R)T\^IB9$D8.=D,$._,5],=S@5XD6;]/P,=32]H9'GG2Z,4E5*\`B/O*A]
M&$?B,5]-?"%V<:6#I%+6U&_V+W,V>WYA0;O6G?M2,N)%E$6U='L&3@.N3[^S
M\*7$4OW$JU!B6G__;3@\T7K]V[-TD*US[CG4HNV=F(%(>9'",-\J#%./\I8`
M,S?P(1`4RIW^PCI%I6>$!!`OM\VLGE)/LZ)#18B&U%LS6;A]://P8'U[IS%5
M0NZ$FJ8?4I0^?I>W4HQI?B&EL%[T(+W4#V5%&\\DFC;Y&`=[2]H#=#O$^`\/
M!Q9=CN9_=[0OWVTO](X/TOJ+C`'J41YO-[Z2R+^<5O&T(^43U[=NS`LW0[,5
M')<'0ZVFXNSZM^/2>KH6#-1FYZ>P/+<XR)W'"[<,^``*I36-9168`LDV*#O#
M[-B6LH>+E&N8,`X'3@!.23>-_0,:90SZ6GT$'/?@R^.A7>->HH6XFB%L[HSU
M+:=Q#ND;3++5^NTS/`Q5;)[]QGM?/C7\=^N?=G(!]3!GALWG1"Z[FT-.Y$@N
M].A_#,D<C-;0JP1+>3F#=][GY7*4FURYN_2R%6[OHIO9*I30;4&H6ZV[.<ZI
MEO+J+,=C#2'$9_0OJ+A#&`>S>1'RZSEZFG"0XT^!#ERI!??9VUPXH\_.^FDJ
M.4S(W1Z8R3#$P@<\'^#M@5J.<+CC>`L'V]D';]N@$UM9HW4"O1DXM8',I;`\
M;H&@?0*=%I;W-H&IJC'_`M`8H)EL&17$N46V;9+8_L,GW7-Z*'1_HLN!&3G/
MD[:'%*0N^5YV[OX_A9V[\H;ZEN]WJ2K!,WVD4V?5$!4IJH9KWQT=O7FHK!LK
MM2U<R.Y:0/C*`J+@GI>P^=Q_80E8IR'Y\R<&5RQ%^I]47RG%E@\K10<S>"8U
MB1JSD/OXJ5OCR>DOY/[8D$J0-;4@K`HYSP"74BLGY\H?QN94\_I+OZ)2,TF)
M2%/E<1F'D:69JCK"I@Z)0S&3/XR!.D85!9TCR%)[U`D"I&.1AQSZ9*!W3(HK
M/4D9P%6*(?BI3![3&JY/91`6O;XOKG#?6(ZN[!<+9[@SASSV#U<7E$4SW^OP
MEEUP;L^O?2`Y@0P!DJNX5O0A>M\[=8J-6[94X/&[0V?D\%A>+9$`QIQ?Q645
M$Q`T'QC?5'04*RFFFAG'`3W<'<[`=W[I83Y\:"(K#\Y<9GO(+122RF8S[`]>
MM7"#G4Y.F4W`:SRJ3LW_JO_?9_3C[K*7`FRW]02^ZJ_PJ/Y3AMBOD1V6>:!1
MC,PTR#4QQD@],D6]`8P=LQ^MY^S@F2"?,#I>_WU.1B/U6^(&"B]0Q&0F&&$'
MITE,6A*!BT1G)TM1(A[V@%W!#4JPPG,1:7B?H)/2U98!=?O)OS!(Q3\2E03:
M8,-I\W=/)P^[_]X`.UX2$0YS`-0EG&>_[Z/IW=/3H4'S"3+>TAFH:Z6?0G&:
M5!U<W]83G3TT.>SL[_*:MA`1P0*3E(6<.=4ZAC1NA3M8D5`*EYM_\O8[L_FI
MPMVZKD&<7:";4WJ(69@2QPP@)>K5-YLOPZ:=?VT2#00)\$3`M=0!9G@LPDT9
M@-?$CGVG8SBE.J$O-\0DRJS<X+-0@AM'4`K'0AZ8XQ8/51A>2<11DBG--*;`
M)9\71Q9%C*]O0#QW'M$@#!\%JAS)A@&)ARUC;`.LI>_<QPNHBT<E]G%8G3)P
MC,"4F<T9KL$-+(\/[>/Q1U"?<7O]H_TAR$6Y6AQ%H`#@:#W6<7Z!PTFJ-AZO
MDY([X(;6Q:[.NDN@61S),A3Z;GN!*D`[02O-!:'-SH@F45\5"FQ@YZS+*U3*
M0\]20L[2H#XW8EQ+I:"?V(/?C^U*0!![)FW\;X)HH)I)%Y31L<BTJ/1IR&V7
M3,II.Q(UQXI>",+UM=1)>/"^B=8+94W_XY.OAY,X?B.Y9$B3SMG(+(=F=#59
M?1>Z(#EP(WMNF181SW`,'(DD[)GUA:80<`I,8I;OT1"ZG>C9UB<\IM>$TG#U
MV852I9/0NAJ9>WU,!7CZEFE1-Z1V'!6^=1WUKWO:3[.<CC/_9CA&9O(-_EE\
ML`'0<,C`"#'N5'?679(CC5868B&#9VTBP&Z?"GI=9,&FWNG>)\RB,!Y4"P&?
M368?C`3M#V$/:(`/WKE3LJP\$`0R]*,]'MNK>@R*#6DOCCWB[;)5+7`@]I5C
M`SS0KQ4*QB!;'^15W>0&%OT+=]99]P+%R3//Q1)+7"-I71SKW=/H&>_(+KJ9
M&@R?:>LGMW-LM!?IYL+@AO[_&P^Q:Y9C8LMDOB#B_6O@E-0F\=LW\[ONM=O5
M"?TB,_F5A-8_%1N3T`H1.-4VS[HA1B3Q8=+&HNZ8F@Y+M-B8*3JJXXVI)CNK
MJR-^EVQ(6P@1UBY4<#K;"]4HX=+9KW&^$>V<;1R1DF399,U)_PIBX^D3$I##
MPD*_IE-?&.Q6&BRP-O-=05,D[`85%EQIZ9FK(7]%&FY(F1'KM^PDF+"K>.HO
M>W=['<N/4&RM>CYHJX;L\'7-16`ZK"`X(2,;5VM9U@##O[DA-<3B-4S-S:)H
MU7;_(?4BC[H`U[!\!WFH94PV#%Y*KKTR339D)T2YQ1QV'K'4$G&F*4Q5D;`A
MJ>KBVC[E2[-CM=;(LD-P'*B%6Y(DIQ3BO0](<8UJP1;BW/U**+['197.S0HQ
M98>D=08JL3AUZ5_QT\B:WH8Z$[#Y>(;(3RNUHJHOJVDHX+ZWF(WCWN%\,.)5
M(3L^`"&!_V]__9^<;D#MAT9'0,*D;*R\0BO1DM/4+-HUAWRZKCV.TNTR"`SM
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M2]A+P/B])>H)T5"0BW`(')662R&YPV8LUM[A_L#54&"65H.&+W80"J\G"&E=
M#BJ??]R:JD2HDZ`6U;_O`TC;5A-N\+Y\*+!>$$[-K]>+RM+YC::E>,0ZNGJJ
M'(R;.OAL\8SN0;UKPV67EKU6GHS(TJ-=B?)5K@%92B`Z0N<"5^054[+-(+B$
M$2%.I<0J;4L#*B$J=)`&#)EEQ#H*$?_(%:?6FMQ#;&:B`_B^F6*#>[:5&C3>
M*O$H.&O8%_*59CTSE]I\QA)2RDPZW8C&(2>4=8QRW&<A5ROR<D>"<C,D/N>1
M*\B&V%AD_!XSY+CC:*!/<DU$UX!!V\M3TH)M6,%5&(CZ06\ZK^]-#*__J/6@
M$V9&_-)[T"G^**&5":%(E\%22&N[QXK$-3WRQ49B?PE5Q=@4_25E=!.S]6I>
MFQIO*,H.67!W]I8U?!>SQ0_JV<):[B#`&.<_IK?7RF97XWYCZ[VW7#MFL`4G
M%!HI3:%#M"MO=41(!K\:?:>,`*3#3;V.U7+X#'P)7&D.?3UV=C"7YXA$*CB"
M0H3,`SL+J`4\"_EV*B`NB[))IK_`^8#?PL*>HB[,`J/5"!D#'AR(>(!W3^J!
M7V@+@.^#%Y$F8B6TB:NO$0!(*72)ON`Z_GER\UM)JR(!,NH33J5];CMCB0B-
MY+,5*SV5XS24"8A;F/OF';AD0H,?0\\,G:TR#4T7[P\+;8N=!)8/#JIS!SS9
MSJ/_J*W@\D*-W7R!HLA(D&A?D/;DDTTA4D=M(=P#P;I6U+NI/;YD,QMS4-,0
MY)P,@Q,6VTX,7P9KU+XQ,O81]Y#\4))AH(NR.C,[J)7PN(AVKNYG-.D>BGM/
M0L:]TXW0YO>/K]L>C'L0:J6#V.#J;<28],W:Q`JO%9OU%PQXL(,`OP%N;MC[
M*@I`8;!!]NT4FOI6%?VA5E=>AU_7?_I/[2T7SD0.@XEK">:]\Z9;I%_$2`CR
M="H6;!G`8FVPT!@V%8J"\A#<-=A/A(:PI]3F^#N-\VGZ)MXH`GID'*9^!%,6
MM1/LQ:HZ"]B<RV4U&_AA_=XB9L$OK8^E4G*#E`.WK?`SZNO+?*S!-[]`5='$
MX.QG>EN3#Z3O;"W0TJ,ZFB7[6--;$55_=;.`LTX-K\0H>DE&[BXG2)UU&Q,\
ME>,9'8X&&2H`0=A9QKQ):FA:7-EU'9P>]+%F?-/B0FB1PR\X-0Q].KD,7IMD
MH,6FN'[N48LK5CU%OGI^D>8Z!<DE4B/J,!-J^)WL.V.;TD+C$O#]",]#7,&9
M/<@+^Q'O*@6Y*(6]@?=R*-C/Y<!R\=OV\I?KY(($@],9H4V:=*OLSQ#(F[>=
MJ/2B6R7)FA?Z!+]%IN;@P7"?D9J+J7Z!G7VD%,O&R,<7P[-NI]MA(CICW:74
M7\`YI:.@$A&X0@D[3B.$!::S2'B;L/WNZ0LZ4E&Z`G@847Q<KX)26G*-(&KE
M@^L@KD:G4"T4#$IZ3PE5/1:1@&-6U<3M[$-TF1[_?/%.=1A2K2UV+30XG5]\
MM.8EAIH75RR(LY&AQ7GZ[L!,P"E]5PPBWO'"T9S/^?0IEUD6YQ:!X3`NUI22
MS$S%\RPCTS<EA4'Q-%>R6J0BP`^M_9N0F-7_A6P1@Z#,!)@2V-=34%4@U:<I
M:\\SP[5SY<T*^@0#K,[)K/VJH(LP15:5XHZ,:'?SL_7I"6XE"RC8`^`61%7V
M!33)IJA<):`)'.8<&9'@#[FEB8&"3H>E]D/^?1BCQF.2JI'L++037<)F!0JF
M2>]I;@05%WXYJ9]>7__8`R_\(R.=@4,]CK%$;7>E'ZK$1Z/N=_-;OO/NOGA>
M)0F9S8@\G[P=Y:!>GC2;8RO&$V6\56^GWTHG/RGH#;]:R%%*'@'H[_@M!PAO
M]$+=Y"G-2%%ID(*8L#?A':_/9M=VGF[F&I`]"T7[AR3=PVM<`P:E$2*]\2J)
MSWXNUW1#E*7GE!W36/2T:]:N?\^495'XBYQ.#*,D^S.O!)=M<QB6L#-Q-8B7
MLFBEDX+;2G(1KSN;2-PX&%B<'O7\,;'0V\DY#W'ZUL]D8T+R0<P21)-Y!K,Q
MKZDJ.?XR/[<R6\F?Q.^AM,CG;=MY>=$!P-Q!@$51&]M6B-2MOV`:629RD0+#
M`B=>8%Y`U`Q7%2H"^HBA:"<%HS_)X+>'E;Y&"%0LJO`CB>T;4-A.RK34/)91
MJ[7IUSZ34AFR9^N9\^WN9_R\RK_E?,/S3WS,T\G9C\XDDI!PS=24T8"G*8$N
M-FDQ0K8UW>_]K<=#'!67NI3<N1IP*M*3NJES(M6JB\(XO%]>&B?,%D=13,H=
ML)RU>\J$+\[L@8=`A@"@E;A@4+C27#E#W%NAK:OL?0J-18P9:=:7@,]4)(^5
M`%X=H5L*6@2:-GK4?SA]>>H,GLCCM_T?C,UFZ@##_#5M5Z.D#`=(0WQM@_NT
M4-8(2'`Z"=>IO-;75L&I6O!&BIPP5&0![F:54T4(+6PQO4!\23LH[]_R>P1-
M3ZU:N4?KIV(`6K+V^([!=<CR*!@PF./.L#]E>_B)K56?@8<][U``J*:$N/`Q
M*:?ZT1B/TQ`.7_F8[`)+6DC2#M605H?CFYF>NT#,6W.FD=RT(%"PYG2UF.)_
MD:*-!K2B:IW@5MBK?'J(Z-"@,(90)H:1U>*:8RD\.+U3\;;:#HI8Z&D\&>U*
M[=-!_<13I1JR%*^#<*#V%B<?^WM\/.*IO#R_U'HC7%Q67_RH:E0&E9P"M1YU
M?Y:Z6<2>SJ=*Z0L_IQ[E/AOOP>OG5Q]]&&`IR(!*J&%3\^JX!BX]TV[[V3A7
MZ_"PR&C_)&@*!TT1CLME?&F"D:^?QV78T+X$=@2EQXBOAAI`C0;Z)[;,Z$&U
M)@[XL.:7<`I=81*2%FG:9U#:*=Q&A03)J49E,#!YAZ70%R)2AP$4\1R(P.'S
MK-Q5-QB=<4&KW8XZD':".%]NC#,-BCV=GT*3P<?-9D/R^!O/U.>0CLXLNL]K
M/U*@;J3_@HGP,:!W'8E>"1$'&#0E:F65>5'!\L)3B<-K`T6E17'Z#V5E2O_%
MM@]@6$^0EX'7+H>MVUW1D:MV056SHEA#1MTHQ8N;317OR`NY3(7+?3[W57*E
MFBYP?N]=;CS$9;*3BX].1-"%=+%Z3V\AC)`/&=!2<@_G@EQ&2%JI.>*FU'3S
ML7Y[X0:[?9K<[`_5H@Z",4,E@'7T]?K)_N=N[S&7LR\N]^V_47\:&^$;0!*#
M>QNH#8`(Z'DTO8[:MI"J9XF?:8B_N4GY\?:2JM#X_'W^'4.1R(%ZRL<7(0@U
MTMJGE_#>P4!U\9)SYZ:J?>I[]X<*H`=?'0?=RZ)F:!G90TD54ZT/[TVOUTR5
MW5(_7-%$M\9E\(^WN!Q\?ZAOZ."^5CWB]GBKR=G:HND',[IFW094WTLV*UE@
MO39N)E##-@I\=U>I1=:*%KS0)[$B3M,C-D6$!GA1O;3^9ZJT]]=WMPX;:=1_
M;.C3PE<!EY3AF#S8HL/0B/D[NBBPK$'<R`\M^VOA("RP2&Z\__JHS-[?WO\,
ML.55=VOW&(14P_I_C:33`^SK2_%@HQ/5C!_<=Y_0U\A[+HQ+M6X9(UK&A@KB
MIJY>=Z7"6C:WVQM!B@<=D@,@]1_6:!>QO=EJ3+T1-!GM4-3?8;O5RLHL`O13
MUX!-R2_,YY5543-0/<\V:<%N%7^TXM<=SEP%9TWI4(]''P4>'1-K:Z0/C,_?
MZ;X..;8@U-$8XWL1&=!;^:V'$\XRF_QZ>;R_?)@[$<ZFS-XT3JK7W3N6<+1K
MNIEX:W-][W"(M07Y`M.E#0-$2%.;`4INI!"M*E!(ACNPM`^O83?L[+?LWTG`
MD@&Z-;^SY6%S<"^*FXVBW=SNVS?;_K\NQMGF/J'M_>64JX8U.ZA:VX^'8-".
M/?Y-*WC+77CJZ-E00I5!8>``RJEH8$+7'1JAC+;<*)^&=='BNU69`NJ#57W3
MK@7MP'FNHK(LE.-#B(I6OH6&M[N*F30J<7\CJYLZY4I'_"T,[_KLDAU>_3"<
M&U':ZM4+3VO;O?Y]%5.^>F=X$86Y7SU/K$J,O?YVU!M0>@!&7FKEVJJ>@/:\
MZRE>Q:28'#JY+4)'F;WW2,$$,:UXZ(0\T":JHL1N],$^`]`G[H_?U"75]3+;
M)Q=_TVWH]_N.,OR6L_]5;<WE("\@J59*FX-0_(T8Q#^(.S0:0>.9*X"23U:7
M1C^6(3Z`#Q62@3KW>3C/,?Q7*QD'%SC\LG\+C0SH^\VRXQ#F9MJ^A_-M_(4X
MY-"_W(CRF&Y_"WO-U>^-OS.PP?IE_XPRL$7'OL=#WJ$*)#3K0@VBS]Q0#_/J
M64Z=/G&TYL;B:8F]>9C'1]=Q'U?+/2P<IERLV?;AM43![3_<_X1:.*R^]A^K
M/QDK1[WZ/.,?FPJ?T.;.D$^HGLD_W_^-X7'BMT.4&G\;_Y<-?[8S03M0A\HE
M^F]_\L]Z">31*"QVH8>@Q?S^W/D3JSC86M_;'^J]&*A%"Z77Y.$V_3R'[(LA
MHL*PWJ>%?JNG)*;IHV[2@'!_I[6]LY)?"XJ==F]I`1#6@72%];V]A?O!9-Q$
MBAQN+WBJ`!&=#5%L#C<'FO.EJ>U4<)G(8ET1#>`\>P=JI7K8;BG/GO_2[MC>
MXQ;-&ANM'G#(9*N?R1.U?W6[7-$Z<)]0^Z2^Z6A[>+B[2$(OX8`55$>XV&^D
M$+7JW)>RF&I4WZUUHF'+8U75OS[P=B/U$XE8.5/"%^#`SD%CNUO2'.$BN8\^
M3,G;M&R)U/^A'7,$:0B0M$V)AW=\/_U[:`7D5]5V;_M80D-M_I`[5-K-/U<0
M^T\+6VEVSW(!Q6O<A;=D$9*CDM^L)SXZ?M8=;#]>[YZGYDTO<IF*[LJ@GP@!
MNEB-2X\B90T4\?0R.75RJBJC'(XO*EXL$<Y61`SURJI]R]0/?LEY-A^F4S)B
M=;3AAB5+<+Y1"GXH22<?(>8B>**"Y2#4*/RTR.T@X8V4"^+IIXHVIO0RC/\P
M4,SV*;86TB-"THZES@SN[?>D6.<"92!D:2]7@%\)9NK-#<*2XL<"E*O.3;Z>
M<FA9?[$/I:65Q7HT[;W?8DW!D<')FWSI"!@J4C@X5D"H7DO1W*Q-L+^B!?]L
M1C":E!-U=CMC>:H[\X2:6)^@,XD)2WX;L_6E43JPE2IK0`N'DR1S2XV%CH<\
MQB8/PL+?+;^Q6J&X6"@YIVC$!0@*?;_;\%!<.<OJ[3J:Y.XF#8WM>$;/!A5T
M9+X0A+<'!0%[F-;XGJ,"A)AJ?D/V<\AKJ,HYR(\C\3'D@"@%,M6.9KHY%E=2
MGI826%)Z(9A*JS#>U]CD#A[IU[,/?FI#NR^2)`?/NQE<N7;6>(AL%DU"SI#*
M84+.GC"05!Y/"(J`]1?8*F>50=20SXE27V+5BE&8IS(,+]MQEOR7P64[_$$I
M)=E0B,,EN0!41)?K,$`HX5R!":E7*:^#NRDQB)4K749Y0TK%U5'W$:5QD(LQ
M6O6-,=":#88<F^&O&U>K/]THARXIOG7:!KC/$[^NQRUDG>DPCS?7=W<V47M7
M,R-=J`V9'DF*^+`[Q#/P:^\U<G18+,9OAT:.O\5_U4?\X$#>LA4&YXI(HEY$
M0K::#28/H"7#KBO->@&T2(RPNP#6=]O[)@N@<O\91@1=M[G/=&0T,VT6/A9W
M6OY+<@6V_OK!9M/AOGS*_U8>V.'A'DL=Z`E>/\ZMM+0(Q_6P,_!P.E4<^H?X
M_^DS/A0G^E>BUD8<-`1;'*>`Q96\ZP?[I,0,]?Y/`/(G<3&!<'M#ETHT<-_!
M-./^TH/ME4Z4D;D>@%[N+5:U(^\9SG-':?MP6C`(#0U!_YO[#9LI(&!XOXG!
MN;\]9A@Z0D,>HX_5*S1@T;@=@WMS:V#V^OD.,UN7!.\.N<:&'M9-#KM##>WS
M]M>V[:I)V$AK'DO\A'Z'L/^B-:DD>5$34"2:WD5MR@651[F'R]4+*8/T&)19
MXS*GPE:*#>Z>)D[V\C\+?%$6_NN_46UR??MOM/W\G34`]0ZO0[I#5#Q+15OI
MDN]I-!_ZKY"CF[*M8RUPS,H..-*KRS!EO1I#&L1[NNNHISH>+2EF:(!H.#1F
MX;:LZ>Q)]W::+LE:+S]8V4NJL1/^L=9P?5;(U`X;BV:$RN.L'"Z4/N;2H77,
M$,M7MS*@4'$H]3Z6@_`GZIN9MRPRUMZ[`B7KP9^S_&QM">M2&?.H7P"<TE"^
MRFJMM'NJ"FD.@ZHO#2WGWP=UKU\H4P"@4U<IT>#8D57@C1>.`5T:LC`5BX=;
MDFO2.SM2K0M0C8-)2)'\CM36NV8MT*LQ5+RU"WWQ,A1\A.J!_!*9]MA\5N&F
MVG'JE=Y-+F7RQ(6CCG_>_E!4M3._2]X,"SX^KC9J$P,)*]AE,['>O#@^:Q>,
M+6'E5@8K[8\_&F_,T_)@9(`D9`RGA(7A`^O\F?72K3O*6^E/PWHC&N$-V]@#
M`KKJB4YAI/CTZFX'S[I_@!PKZ`G@K20NUR$VYD,FD<6HU!_^5\</,/4L$7.!
M&WVI;2P^I#KID-R[\E*LWA_D`?WW:]TB\,10-UEGC647;"D=<-FW=7D9@Y@$
MAPL^C<C$&\I,1SNX)EBDXCL#W+'0<.-$+4=R)X'_!%QR>0Q5+1K@+`>NPK?N
MC7=J2;#^3[P;E&4'#^F6'&K2:--TVWUS/3^]XYZ">"FC*XFB87(1K0)/D'X!
MO>#R//=&("T7&'83'_Q37$Z4]RLR;O:[7@!$#ZRR=9`KT?+(%>X2HC#[&RDG
MI'`@4019NN%%X`NL^L$ZLMEODOMT'C>5)'?E\^S&JF&:B;7UT&#-/IC$93RN
M$559CKM539)9"J@5U*[:,2[VG,ZI1F^+@25,)>EP5\5J5J_JH6J3/4F1H*:'
M/%T4,'?QTD2CU%R+7^R-ZI;@_)ZK(AED",6B#8/6$"!LFBVM`;ANTLK$!,G0
MAT%'JC8&*)ZX<U%T"CW0D%HZ%-<=,1JEJ_%T.`]V64S6AVRA/^;A-%.A2;(V
MFS5VAD/;T8I#!50%J][P:EB5+DLU;_0[K@HCD=<*3:-*!^KHXOHS*\2S/@Q!
M=3N[Y9.*Y:RGFXHU\6AJ86=J-6&%E)9$/7XF;#UIF5(8.^_H*3SSCFHJET1[
ME&?J9\:TFS[-ER\$T"YCFU!?9'W)2?]>B]#C`Y!GZ`N6`?'5=0'W<6^U7+;>
M!KJ8V-N$]LC,1^(K'VX`I:0,L$&@JR-2K3I?4-^/T]J??G=Q2W@D?6MV2DG)
M*Z%8.(;/P&"TEHC`F#)18RXPQE=)<1[.X_XR"P3.1D^D`,4EV+%SCV0Y%1:E
M*[6.TNHX^P-021:GS*J,[7;H@1AERL""O)X>P!<S%R^DPRZI3"<GF3,3448+
MN.^4$'857?T$&3#TE@XE7&WLC&EV1N>U>>"!WZN-V[;QU-BO1*21N\>H2W)J
M91(:VM3M"6$\-Q-P0-UD041-PU(/O>]GU=3D&MY[9<TCSFYY7/P_$9/W+`K&
M,9?-B:!..3=UON#NH8LK:[_0'Q#R...Z8NCX6KN8ZE84",S#`HH[&;S9I&@/
MJ%H3&L2(E\[&-Q2C-"O898S%"EB-M9B&^ZE*(#ZJJG0=A)6.VT$(P05W1!=,
M$ISQXNCRG@(1Q25-,C#DWZ506KA"7J^Z+JZG8C4Q]*8@!3^JKU#>!C78_#1$
MWZQ"A::.[A'9K/>1Q10U3='M94[),`=M;@65B3/H.9Z,6RM:!9;6R)9W+AL;
M[43KC;S(,">SHA78D(<%0PL(IT!.JRI9L<A1Q/!!?'8L"$X,D^$*\<]C*,SI
M%A7`CR:`PP0AC![?1F(:3)[EH0,O/!&V52Z8\W/,NJ)BPCIO$'2.G40S81NF
M>6<#;A6:B'FF5IS6D8$3`:58G#PQY3<F!4%@-3B"P?95R;NGAP^I58G%L.90
MZG5>CAJ)[(!AG?/PGT+G7+2'GO+X5,@6<1GJX*0@;X3HM1P6@%"BM^@[0D/4
M.P!G=\.[2!<Y6O-34_D2JW%'3V`3AFV&.3W\E;!(S:#3*5O#UUY?2N-3^=E(
MZUJD&(5WQ5=,U?MPV0"B1GO/)(O?CQ4TQC13V>'&'AN82(W3)'PL;4%"IP"+
MN`FR6CWY%:/VA@4XM%!T;#BM`175;U:!DLZ`G-RG@.P\(UDU:5"88D^UN,;S
M;NWBT?214^75_/+4.>'BEWWQ#SOT-]&D!;MUX+"I?L?@(`ML4@F/4]BQ;=PZ
MR`621,P-]0O6<9RK>RVR!+6RRXL3)&AMNFX-F2_4>M&N'&4!CC'&K!%01O0)
M,X*+T`+)`KB@B*CH-[7NX1D'??9CT9&>!AU$VU-G2?02M$5D(?@1P;GP`*SY
MF766ZTV#UJ><AG?PYNE5PSF0XL&^"9RS@#$'+G":SG)%;TL8%M12M*;S/4L+
M-#%Z/AU_2-.+BP)U`9YM@9'!LQ@(P/K`*'ED<D<2B!D>5R@U)CF].6=69WUF
MH3'BV>A>\$XT90S=24\HKJ>=A7\!%$HG7B$QPD_W*8F?E(:'UC6S6URCW`JK
M]#2>->[9H"=$O&1.O#_G-$!XAG-77+#X$'PT;YGZ(@,Q[<DP2,P/^:SA>,1[
MAYKXU<RVQK78<5:CDQ=D^5G3AQI/%X!T=J=$M$&*U7F;.[B@^G<A0_LJA-I5
MY9ME=;[*V(I>7UV4*\0IS$LR2NAU([-*5R=(O8,18FO/V25O1_#$!L40(#/\
MK,;Y_(MD)+0"!W>P@9H&`*WZYIJA>DS9)YG*JN+NNS/T->^XF(Y.[Z+I!9PT
M#V6S?NE]I'K9&'%71M694PBZ@?$)V,^$CM"P](8SC"\F7\Z1TIHJ=))O`WU!
MBPC)1#+.KY5A9?=DJKV/WR2LJ>U*Y6CC"M`-H9\4"TQW(J*B6I=+FUM:HHF&
M)-S8@)NB85)KS6PP*,0)ID>O?9W,3C`!E''6,;I!,IB$I^,+$((2AA4DB\6;
M',RJI:\:?-`S?B#$*PSW[,G$.HM'>L@"]_<.+8%I)]'G(_M.=18R-6BG1`,\
MD5XQ'(11I`>FTS?/=Y:8:@0,+NOGX&0I%)#26KNQ[NW&]T>>\,WFH9W,G=]9
M<,MX^>V4K5FO+1%B+.7M?KK^"!%]%!N)G;<X9T%/;@X\*)9ZA_!,;[#58B%Z
M$I[`==<1!L7$"]%.'&-R?NUW+GC_JBGW6#"\K`HM\F]__5]B(@&VA):FG_[V
MU__=*^F0#2<4:UOI#%UWR',%]Z41UQ2)^H@<D!-VP4K,_:)^6H[57+;-(M%1
M#!PJ'S0BGA/PC-I\)/)\&T9[`1HLCFGI\NC(X_==J"WK=*-P%!@:!27%0[MQ
M87&.$F!:4003\"F*/L0>,;VGXD7\XN)<CB;@QGU^\/S`_PT-2,+EY,N>1.25
MFH4*UTR-T[!*U4C*-S"KU^5>%!"`%RX(7I^K&ZFZED<'A(>HF3DA2SQ3A[GQ
MMFP7:?VQ,4.ZUP3V3(*?85K_91=#_>?%%&W0$B[(XMS)#3=`'H\#FD[(+^RG
M._K`Q6-`L^1D@Y,`?![KIPS:2IJ\)&O^_L`;/-@3#T*UB7*CXTU;'S\)V&AE
M@IQ9>SP:,%7*161GH0=>Q)1`NG[/K0K\HZM#3"R"KX^H[DNEFYR>3NA=/N]G
M92WXM)IP=*9N</;SJY77LFCTVI0]829/QQ2Z6ALWNWS6A4#_<#('Y*17/H>&
M1ST78OPI9L-_DVV<(G^]7J95+Q1&=XA`1DO[[FDLP_NTZ*%8+W2L/'5UL3#U
MIIXKKT@:E[S<D!NZ@?RY?B=0D1U?Y1.IY?`=*=NXX4QALKY8DF91\NK`>U*_
MGMU]37(PML7@[O^/I#C0D,S2L[K0DJ4>V7\,A5SUC\]$T8%#U[]M+"G7[+R%
M3_U:3BSK0K%?_<0;"9_R`L=\GOEE_=5Y_YSZ_>HA+Z^K'^H?R&#O)(O5NC(3
M[H*H!^G/Y)V4%C^C)%*:@M0/^2'L'6Z2BMI4=/F/.^I3TG:T6$RIQE:\O89X
M44FJT3'J"FU17&`,&(W7DEFNKHTU0=8IJ"$W+HCHEU`94\%^F%]BH8L>'%%1
M1I"SU;U):Z^?O7CH%H<[DS6H]T'IC1XO>H(CQN?Z2Z<OJ_4,EL9P0W3.H@%J
MW@HWO90E(PYM-_1"85(9\N-8'!+*#??Y'LH_LG>[[\2*UUX20'[8O75E3!>Y
M\27KKP\N<P7**I])TC]'CG//@K.$MU.@(O7FP\5-VYVG2`AU3%K4Y,2PH(]P
MX:7=W</U[;TF,3IA^%OI!<>?TQT,$ML90KJA9;3?44)_\+C)0SV>GW:665^#
MLAV`Z>GZ<D@V[U![E*'GXW=DL^^1V]K4I9],?NF^-=Q9978?K;-\XJV&+.-<
MP_]V6_ODE1\T*VC/7'7LY`N/9K8/C4_J+BVJ=AH^0OTH.(L@FE/`<T9$`]4D
M&9(2.*2:"?_Q<#=R8MPOS:@!%`XUGM1_2HV:_SJWP),N=[]-L;2<Y5"^79][
M,7!W])[\4=.>+>7@>UC+![@"JLC9I'M)#VA4P@#9Z&:HAWM]A1;ZB38"ROJC
M#$\J6U`/]<&#O+*<N&Y('@2/&*F^Z`+]_19WYK%:V<HZ^-XX!WX?S<R=E&@<
MTC?0\"_.-[!F3N7;<=?<.XPEN5Q=U3_#%1.7.4E;RCPPZ<1;MLI-<V0Y?!7C
MO\451LA9V\WCW*C9(RCC_'05R'1KV)'M@UB2])-^,[_5C6QFV`E$PWM:YZ+[
MY@C.IN<"`[AL16IL/?@>AP%G3BUY<>7,5&@I=^B7Y81;DB!%O)902PG08XZX
M9T5GA\[$5LV!L")IR<B\2](6)(PPY0=6#E0U00@G8J\\V*9\GM)PJR)3$^.8
ME&+KJ$<=A$8)@P>DWE._OGVP+5O#K#]M\,$A-2XTJB#DRPK,B8AG77X'->F9
MXN&3],VM0<'3ZY$=-V)S`?4$NKF"']W,":F?K40\SZ>GMY:!@];VCR.A80IA
MV[?W(H,5MFA4T#QG1(!T.Q'J1\HR?0NMZ:>+Z_D,UA#78L&A`71R@@?]!LD]
M7@;PY^M;TI$;OF7KJG[3JHPD!B;#"8[](BT(*('A?YRSPNUMG='F82CKU45M
M(H(Y>J#LYVIXL[QS)27O1X^X[5"H"JO5A<TV20.TZ/^`%"UF/KQOK/.X]1&J
MU43-X+;O4R[2X+ZHS"FUT<F5XZ.CHQ9QI(P*OR6T8!@6YD[LELP\EQL%_I>T
M*KMJ.5<:)41;[LC^[G23C(U];>[\!\BAS4U:9>QOB2^X#2E60!S@=HY)&MW_
MEK>`M_)D^@LG^6QR0YGS1ZYAYT)"/FNK]ORTO0IA`1MX^<>C%OL&I&862H<&
MZ=TO*3M[V#M!(&?!]APRFG5_Y@(YV_Y]=V)TU-NCJ(B@269[P%RPPSDULTNB
M7LSH;,F<Y\J`N_AH^![%->1S@QDC$TQ^LR2\15H9+;\G1<V"N,XC=TEO2L(?
M,LV!5@4._>H[VUP:;TS+D"AC/:!=;TOT4-K\ROU7*K`YE?O"'#U<\^OB-[5&
M%EYIMX60VUW?P1-`9Q5#6HNT29&QI[PEOBA2OC._+"3<-V8K=AY74GH45-E#
M.1/-^GQ<]M=#-]NP[0<#?D2FL2H6C;\=7&\EN:3TGJIB??4\:_2#9_:*:+QG
M&`$2/:;.13R&/:W+FV\Y"`%R<JZ[P&?VJ>#VHSJ%A2<LB`E$2(AE:R1K?55&
M+`@Y`1>++LKD)3[S3AIE\N]%Q7!T#GFT!7YKS:=%,M7DYDYY5OHZOJ^0/%YY
MZ39]L(;D,;MY@HP.I8R1[F%Z!#E+H5Q=B$B,4SX!QD$H>%X/V5VH?<#K%$^!
M\5&TRD:O>!5S;E_&9&Y.[^XNW,-=L8_A9)H3=I*B7N3QP>EN/Q&%)T-URIIS
M+HJ%W4(H"W^#1=BY;8T%`X_RQPF?I[]P0^"E<G%UA8[R$NX$0'D5J,@!!N9#
M!I=X(I!"E%?NS)<`^4/L+E%@T6GO#D0=0S`;+(H>=+50/GG]\9J(C:A&YQ['
MO_%^&H:,X`1XB!&!/B$MSTP)3PQ36EFQ8ALB!_+<W36CA,G<0,F?@HP@(]"1
MKH1)]")YZ9V7(7&-N[C(@#=>E5#N5WJPMY=YPH,=NBBK]1*(6+C@33V*D#U/
M*JI3/B<ZO;S*-WO$`U3D/[A^@+][HR+/D/TBJ,7-*`IHV89\:7%NT')@U4DT
MX;NS8BX73:<3ZU"LZ#B(\8`.NG3YCXSBP18=Y[R?5+6I"GG[9:96MX"O&L0X
M;YS9R`3N0GQC%]9[U0T),O5PH#VKR0TTQ*[,0R;`0-X:0MJ+T-/OO$=7B.T;
M+/'-XO91MTA&:*)(X48F+,<7>P6<GZ*]@?A2/K`A1?DAD:;#,B+,(V3D)P_X
M877D,*S=#B25,(2OD"P3:,N-$QO>H&SG^;.ENJ39)(0L3T5V#*Q(^Y0<Y=25
MQV>F?))\K7;8[E`H(@(<`I8T7"[,,B>BXG+X46Z,V$&=?GW5Q1T!?IX-&F-E
MWI&L@Q?UXI(-#D]C)ZBL5)RVA@T\1\!L_%P`;PB<)AL^G`@C1`@EAEB<FP'6
M3A6V8)>U1<PPKV\D-/)=5)L9;[&6Y`DT5P2P[74;NV'I("9\1QIEU@TR$W9@
M>!I<BZ*>KE0RW!3!C59!X);&X`.W="]!)/:20(>B5-J\B1CS&/3@``6[<]M7
M64_9LNZP`!/1/9`;R)2H?4'<,S`JN=ZY*52.`\][YB,9=D0,`WR%C_$4E"XH
M#P/_]09&JMFML.0^!;(&LU`A)<VNKVRTE,Z;@_9E*CER"1J?JOJAIWJ[R)R?
MJ<,0M5;0:,P!@KX!+KEU-KP#SS0BUT&-\)P!#Z.X<PWC3PP5,$`"I;>S!`6+
M%"R@@!KCAM6"<0*B#-G8A"O,PG:@EV@J4J$.`R:#OF-(U&!PT,(&<%@ZA=W+
MR?90%,874N"3>#FGF&<!2T&NZX_HA5I@I/"2?,88%RA3')>=D465QQ?"S'/'
MG6):HXPPW\"0ZQU20$0.2Q:2HG<C8TGWP`JT)7LX'7;9>PX541QE"%%6`A5*
MC:EVN?C(N)Y)=Q:OL6WA85E.4NBNF$?\_-,%#0/<ZR)>*7J[(\T#8SD@7?&N
MJ+\6NG]\(]IYCW7PC%7(3=Q73ER@UV^)(T:V90M"F5OJ%F[$E90F,Q2@QH"9
M4J_MA(P!U:Q#&2_GZ!A4<RD1F!LSI-3P_X:Z]5;^R^3RYO<L\Y%9NM6OYC'B
ME$^G6+:D:;SKOGWU3*"P5@_KW<N7S^RU\ENWCXVCRK(`^MM;?8J7<8*H*U^*
MB"X-(4@YMHLV-X@QOI-1O([\V\F8H<D8Q::"UM`7!,7WF&\XIT'):("O6[H9
M+:"B>W)[1U#CB@476?D@HT)\ZM=GU#")<]>'$M<2KB4VE4*N6M;3`N/#!,U*
M1LP5IJ]D`VO^./EY1E)17,[74TH@CN_X?X1*/!`8D&<#GIC?A_7O;QR]W>[6
MQ$KPUMO7?CXNH>1V>&<N"@[Y&$X?W`ZV^:TMS:Q7OT$\DD`H(,#AM&7(`%AR
M:W7;-5U8'Q>KEWTMIQ89N4L$USM\Z9-.JL(+L4\!Y:H[P-R&&_IUK?`<?BE[
MC+2`BS(RS[OF0M@PD<6`BJX9!<8*OA5M,&!2HTCUL-1ZD;K4<9F`J+5>$3JP
M$G[)'#$AR1Z4JRI:T,KZVS##)";@1K78S!A0S2JJYKROHT!-]#P^^M'Y-H1M
M1Z(2GI"ERLEH@B@U3E=?)ULOC\0U!-.R4?3):M'ENS/X5POS4PQ2'#LA2%-(
MU.2O<`QPA5+I<R*AU"@RK-$X,M/<L)-L0O2!F>I_)A[(#[OM@Q-SNI=.EG1X
M2H'\QAD-"H22E7A*.LK\2A$J@(S89)^UJO'T!*B.D/0@5XTW=,>3,+#I:$IY
M,(IKEI!<WL\<I^X?4O(0`0@Y"J(Z62;F:LY,C5"7OA@GR:)<*E/(G.`:I03&
MKJ3_&=[+&W(KGYJ5M$0%&@PO=$['%C$9TX#E-%A$8G@DG$!PPC"-+34H(H$1
ME0@IC3U2U(B$60#@9%U&EM%B?SRJI*XMT4$*Q<E]*W$`8=52102D'%]NV+ZK
M5H9+E:!V'P70/[5+4HW62C6-7P(^&53CRB#$\4GM+%W/P9EPE[!-:(86&`**
M8J!FYZ.*B4G!R^E6:KJA\;Y[(N"KP.(;"HP_Y!X(Q,WOPEWLM>;UG#6I2FQ&
MO;DEFD7.2$)VO+X=.PHU6X)A'`1B%2^G'V"\W==DR>-Z<0?3T?SV^I:4`3DO
MCW&_R5J0GA9T#*GT0$^>G.[%B_7N!7*UV\)Y;4?RQHMFF;GUB[[6'#")(HG#
M1`$'%M,\ZKV>%%Q%*C*48\S8@FQG^3VMR/S*7A>?I2HGEKL3N6TOH0)3Z?O*
M>E9C4?OC+,&=9.2P'>PH'+5IZ,)NP`J7N(SG3/\!/1'W#G;MH:3I:&4JI2MW
MXZ[R\Y_,S:,'6)0\/HS:_7Q]^Z-9!*8GL<V;CUS>"F,7<Y?#_WR*[^]<;(18
MD*2OK!7.12X7G^9R0E<<KG;6\N10"@`F@Y/\F>Q'>KSYE8UZP+_L@<H=;A6?
M,94E3?=7'#1U1-R4$9(`C%XR1QXM/PH:3Q=E6;G]Q?97.JF]1_N/F0]CW;9[
MJB`=HHQ(B"68KNT\VN9WCKLY)K(O7E%'I"X(K,$VDR*FLXM?;"_<(R\+T]VY
M#:F59\#24%TA)O<ILC)30M@#9GP4`6[IP>-5#"Z\-@F,VF9KMX95:KI!$=(M
MZ,"*4P0".NT-V8P4?"E>#7@..##;\,WKHEZB#RH']_)-<Z>1GQ^7-/%G0U!-
M[A0+H:2FV2#].1#B>Y;@VI/!LFCP41/:UM;#K&D[U8M[O!VX_XCLI)$28`9)
M]J5RK'[E-*O$18?7W\^J$A[D)'$PH7?/H=!8U]9;#:'RF:)EU":<UI`\DLIF
M+:E5K-_D4L=\[=.I-."B6R0JB==UJP_RZ?3]Q=653@"$^H0A5,_29.*5B78T
MACW8(6:^.]`9U/-QRZ?SWS1ZW]VE56W31!=0F)KC_1",](VQ6.9WN[0\XOA?
M][D)JQQEO!U_`+RY&.^_)KK9TB#T<&_UVUORJKHUKF7B-H_VCI`C+]%V6GPW
M>-JP"'5UP55..IV0;F;-4]VXBAY(F#AB]@:Y#*O)S3SJ;:Z&7,(G).EY_?9B
MG#I8?[RG:PR;EJ\J>RA"="[08#QYF<;'V=@H,?S=&)_/HOZK;1]]%-P43?2I
M?G7XLYU._Z>FEB">`_L"SMJ^\XT:XM\2BA%7)S29*XLD](0%RUY>=ER'7$:"
MEZ2><]EKNUQ^2T?G^K52;F+)PN-D+TL#<N90Y43BK(U=,2U'3"'GV=D<?[FY
M?+Y7<YC]1CAO;2.%E$:EVOFC,PK-9B;'7+?XYH(V[?$+/J@AB]P'_:4N$$_;
MOWDF<+DG7W9?*A6_"VM2&A:^+[7:R1=C]/=\]_2ULMJNIAV91XI3]]19?5@E
M=_?[Y\\Z$MQ3,F]T@![W?W`?6Z&5)J]F[^8%,Y#&-V#^5=Q#W3'U<1]T50BI
MA%<JXD-5!4FR"::9I)<I)7=\///F2D'^PR=HC4ZC-VD&SPB,,XATFTGT93E/
M&L0W*W4`6QKUCAXYUHA'/A9]VXPD9=N6&[5@T[S&U\WAT'$D!C\U+.>ND<NR
MP15FL0262W-QJEX#IP\Z(5\N0B(\;/_W_XPO31;%]$I]CXUF;5'`-L3PL!;,
M/8*+$34E*;W)+LZ^*7:GWBK&!A4LM(1CF3QZ48H5?QMV?[!^3#I$Z5!SBK#)
MKM$::VP_`3Y9>2/,,T??995HZ1KP<H(-8O^:X)7A:)84_C<T?9X3R-T79Z`>
M5)'C.3P+YTDNPMQZ&@L.D\R;%H,8,P[^K_X!FA>6KK=[VIV^*!)0@J00Y,]Y
MHV^EFGTC^I9EQND,[Y<?9G,4#\OP@FD(H.>Q.U9YVTH)@VP;U!LWETQAB*3=
M:&L-,.)6,3Z*JT9L#0JG76%OX4I05T![MYC6YU&!N_=;"'XAKVMN5(?GLJX`
MW8FUS7Z%4^'#K/NV![-N+6'&PQJ#D((=-[!M4GVTM].4^9B,[';W*&XAQWWT
M%@2N+#W@PL7]S9V!X86W_K]N9U<7GC4/J6P+54QJ/D<IU\A'D(R6!JJRQ0"7
M?0\WP9"E?!6\73A)FFSST=;`[0&#!5C=YJ-VZ?==%79Z((SSBX^6-5*O$]/R
MZPEI)T*L-TYVQD.>Q-:GX@-OE$D.D[=_H?OFQ.(/]>A'6=/P,>H'QJ?_P9E2
MU,)FRQ<Q\D8]Y<Y#HJA*4#+WT1,JZCZ>;]Q=;Z#K>7E,\,K)B;%VH@R$=K\+
MWJFG.YJ]?A=#HCO<X;"U^\H$0?U<O:RCG^@;H]DW8)8;,N:BNW#1PA:^M6S*
MX]`B4+CP`Q>1A=N;7N)VE1^C@-HH8)Y?_&*,,;J!ZBE7GZ)^LX9/N1JC32\;
MQ<TO)V:LR7D5#_4;.>W'CO,SQEJVO.^(7L5:SQ5AY[CVNPBB2G6^>SH^Y++%
MQ"%UL*\F?X$[YZL,]!U7Z2"4(TWP)YQM'%J?-=I]EGB4O"V@OGM)8X1)KB`\
M:)SOAO(/\0^&#D-C1ULN]C/&O<^R)[B%S"<D!:FXD6*5I8V\>Y_I7Z#:6C?J
MY&I[:?V+5IE^Y-V5IW]-8!X=BEC-6W7FXV.U"&0,?.'U5??&[Y\P1\0Q:0CS
M<2:;CN[O&;W136H^DF:!#M*B0^!`Z0^T:@3'*!V+;;)&N<B]1UH9O"S-7'JB
M`C2TF:KK8B#[L]*25\&)+SICO=7=A^204.RQX7%?Z?$D<P7-HP0DW:O/?C3F
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M\IX$2IK"=SN,0;^E%1@TY_3EI_TBT,@'$G'`$$@5S\5-N^,H\/J=&?FFN#\>
M5MR'SW_!=%]F8T-T(4\=?AGS97A`_T39;`40QG;:V\1G#5WO:K1G<<%/P9MO
MR.51$1&L/=+NW7T7O&2,SUR9U.W`21"[4!2\(\^T&E4L&:->V<)`;Q]N256I
MXZDKL>C1MYL5?9;3O[_4[`@KZUBR"W`5G%PR1KWL6LE;8*]W:]]8B];9PV[M
MA^-ON@>-<V/!R^MF)Z?KJ?]`I83XIXZ]7M+]1Y'=/33*R76T:K.G(KI)SD7K
M"OHU#JD?CLF^,S;O!7[?*<7C2MRPGH,GI9F#\7).RF_C-V<0?M`5'UY.\LWT
M-%5,X)"HQWAVC5O9$D:6/ABO*K"P?$+,KR=G/\+(\@[K&=Y24$S]DJI9\%N1
M_R3Q;CIE_62-#`M]),O18>'KJLZ/*0;/2#%P':->41H"1^DQGIV\R^7GF""4
M;!0Y:LKK#B3RT90L\:B>^7YO$P*J3'$QPGK,M\7\']H;2.RF7JER)$:1IN0M
M?NLQ7IJIFMXV=]>->QUMG_7S'FYDW]\1/".:],)*,T5[BCU:%IN*2E_'D,AZ
M>PU;[OTV-'E_X^?Q/JC@;FA@</_U^*0HH^%N(E22]D+CMT4.>CRZ&A383M@@
MP)5^/D!QZ&<DUR!EO/#B95[E,B+@1IO6R=64<A6C?$`0RES[G24'R#TA])"S
M<EV'A.%:N!1-+M8K38,T5&'OY]?%&%LTK,F\5&GRNUX'"T!*G]]2$9"6-KR_
M0L'*H>]Z>R_548DXRA57](8$N/J1A3(B3U*_-C!R]S]P@Z[(@L=>_TS&/#S<
M#X^.B8M%`909WFI[^6*(.KRX;[UK[OBJH#T%`A>=W<`C',*7D*7#(Z]\O&.O
M?^;Q#@^WZO$.O_W%CG=X^*7':UT#O]!IQ;%6/I_\PF>>2!Q@U3/H,\KE"D_0
MCVM*/4)_U+TAE]Y*VI*2/6]X<AE5(&59UN^Y86K$=)+2YMP!+6V4SH+N278N
M+W=-T;8SNN?6Y4BF7;X$OY@*T0J";/97H[_W]_ND:]"!!ILQ[PPAFH1!O?"X
M83P"ZIUM6K;TFL`VJ$<`(OA,4)<9)L=3ZG'J]922:.5(UC*CI9Y$$G<L'K5L
MK&<8`Y2Q*N[(=O\?;U?7DUD1@_\*EVL"ZH9HQ`L3]@4-"1&R8KPP7A"^0L+"
MQA>B_'N?IYW/SM<YA^/>K+N^,W,ZG4ZG[3SM).3N$@(!7K@0(>)JF#L3$CH'
MF>6&V@:T(<4!J%H&IDW]_!_(56&RS9]5UPJP\U)R-*9A?[.+PVO]*X1N7FG`
M8O>\`%P`3HLY##A,N)G>:K5`+D20TIUW\R?261YXM%4GN$8B;^=HJ8M81-KL
M;-D5.U/7]XYRF"1M3>AON94:=C-N,T=2'N6:2@47H/0JPIVHBXO7YI:TTHZV
M$85[!YX=MI']25$12$1_?I&4$7K<3X#.Z+5G(;/Z.C)3$!+]@OT6\%Q(42"'
M)5@E3A3$B-HX7D=:"BQWN5K%C!H:LA4QB884@V;P^X@,%329>Q:352(O`2V$
M4J'"L#1M@([")"GG9`@GH(`SV]`2C_-?IZK>55VOMZ@.G1_$&07EE%KO6;O8
M.9C]"`Z!K;F'^##;)SDTKC6,2QV$R36M6^Z1$,.U2.%6EE\X([]FH7!>9.S;
M']U5"U10ZI7F9&9G\^[.AY`*X5#5=LR\-PYHWA'K-''0XWKM[F;OZ?:VD(!N
MOW-?U<1^;<$,@$JCTFV0OV!`V+((DEV_7+*@R3&M(FQ[+6\5C9P5"-^@RB^3
MR^3YWJG?R45\&A4K3F@1S7:/I^J_`9M(3\?Z<188H8KB&I8+I`#1(MB4EBUY
M6T3XLHW+`22H4*HQJM*\LQWZ_!(A0KZ6MB^UDK\[0#6(UV(SU%O!7YD2'@J=
MOY=/_##X1-9*H@C=Z%)]]#>19CIO.M',\/6#;YE-]XE>>HV!?[[_J\EYT]5\
MW2_?PNX]X@$00*#+UUFP'\A_G4A5MU./%G4AA9U'Y=5!_BMH&80<B_93Y+3;
MJ4?[AO#M\A;#_>\QM;'A%#+KK7OT7<":`UH'A_HC\UF1+.&S#_`7VIDP,X*+
M"Z-#K8_/7C.@4`P.$.*IH6<@K)1O"CO,:-C?7GR*;)V>UFR@O<9:,W2LGXN2
M7O#1530+6G)77'BIP!KMRD+</7AMWLB_:_6,<VAO*9?7.L<'A!<TKT2>CQC`
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MCU%[Y.D51<(5`X3_$J]:@=2JSW*EJ%70PO,(+X'R\2EH*(;1B55`:,.5YI=?
M#B4.:26#-ZFA,ZR7`-L-I7B2X!YSP-Q[:\A71*U&R574%QZ0"/,_C.TS;:H!
M#CUC87W!7-CBV1"YLK!$=%8DAS7U@,7CM9.E`L?/XE.ZEA)MDN::-EILB*9'
M-*#P7+&X*A/Z)TH,MUJ>N;=2C_\EE&#+@+[]V!\WK#>");QT%S]729Z-A"0A
M67ZUDP39-XWCWJ"LT7-X!]/X3FP<LZ3<;A,(F39`AP*W0(YG$]C?;/D%@.<C
M/?L+"P>>W7J=(G@1)Q5V!:O4CD7^H!N:!-`:H4G%6!>AR4.`_S6#$3C1)+I\
MG#W&!_L+>.6@Y32230]+;@O3K08LRCUN&NLJ;F7$_(CQ#GZO19M0A>$9!)?5
MUQT`7R'YB%6=Q!QJO70X10#Z@]2MT7_C0;HR(F6>&G.#VO7M?@L[?:MI!(YP
MV]L%[Q5E2`L'H?M7V^BWI)PN3R.X;_)"]`GAZ+;Q(AQ\A,M@G1=D!8R63<?<
M3;'*;>S/$4Y913EO<94B-;7$C(+B0G``,4"!2LI;H3R$`;QJ;+U9`_&YTS7&
M\5:B4BE/S&)7M<K"I7D7#BZ'0P-^%#/L;T,I%;O(L%/W<#W@,9V?`Z93SEG;
M^N+O2XG;1UVPZ^[U;<M4#DXDGP&U)R2_H:BDU&Y:**1%(KE!"&?MU(R1F,8Y
MM6(CL048([=8.^_D%OXKQJ<><"\I5MN-2XSJ\;?372\U:3#:UUOM@(M8&R?1
M2;P8'U%>46A2:4UL>:$I3AK,8)=&A!0VY,_OQ5`_O2(\P(0+!7D'I]!G7=61
MIZ:LPYQ%"1UC;GGWE?[/%J?M^WJ"C-YQLU']=T%*R!CUW^72^P)WWC%ZMFU\
M*HH!+^^9O.0W^SZ"%FD\P]-N&3Q]A#2.,6\4V"D]Q&Z?!$_X@.G]049+TN\]
M6K!^[QG+V<PA&LNFT"`.GG@#T<N"#T1<<_T5\.8'<]<OGL+!M,B3EF9H9?@J
MH@_2W"(*;VH8S'_5/2X!I^^/Y.RQ^B_TD9XU,XG*CA4SJ7]@Y4?XBO77JO-Q
M*LLAD8/V)N_PN-ISHIC)*2P(&'>PXNR)HI=AP.JWW!P@`?TE?9/%%[:<,LN:
M>NE>RZ+8N4X?J?H<.+MS#F>/"0W()ZIR!YZ+OJ2]5^TVA[3J^/.>LAZK&O4B
M@=FIOV1FZ46YN.N0Q8]H"L*#OB>P?NZEH'OWU@YBK'J-H^7([5CSIO*C2X+!
MR?4,ZT2?ZA8"DI4?SS=M#(I9+`R8J'\8#KXGB(WH5WAT(0<)`5C8!Y;T9:/(
MU\I(RSJ)DR.MO:P"8GYT#!(9Q]P/R?Q).4+$-U!<[6<IKM;PRD?=8K#$*0R[
M7J,!CHO""8"'P3*^6F.@(U:O2I?]F^WV^:?_````__\#`%!+`P04``8`"```
M`"$`M44VD\T#```-#@``&````'AL+W=O<FMS:&5E=',O<VAE970S+GAM;)Q7
MVXZK-A1]K]1_0+R?@+F&*,G1@=&T1^J1JJJ79P><Q!K`"'LF,W_?;9L)V+DT
M=!Z&`,O+RVMOKSCKK^]-[;R1GE/6;ERT\%V'M"6K:'O8N'_]^?QEZ3I<X+;"
M-6O)QOT@W/VZ_?FG]8GU+_Q(B'"`H>4;]RA$M_(\7AY)@_F"=:2%-WO6-UC`
M;7_P>-<37*E!3>T%OI]X#::MJQE6_2,<;+^G)7EBY6M#6J%)>E)C`?KYD7;\
MDZTI'Z%K</_RVGTI6=,!Q8[65'PH4M=IRM7W0\MZO*MAW>\HPN4GM[JYH&]H
MV3/.]F(!=)X6>KGFS,L\8-JN*PHKD+8[/=EOW&]H5:"EZVW7RJ"_*3GQR6>'
M']GIEYY6O]&6@-M0)UF!'6,O$OJ]DH]@L'<Q^EE5X/?>J<@>O];B#W;ZE=##
M44"Y8UB17-BJ^G@BO`1'@681Q)*I9#4(@/].0V5K@"/X75U/M!+'C1LFBSCU
M0P1P9T>X>*:2TG7*5RY8\X\&H8%*DP0#"5P'$A3,)@D'$KB.),$R1G'RWU(\
MO2SETA,6>+ONV<F!U@/AO,.RD=$*F*_;`GY([#<)5D-@Q1QJ^;9-LK7W!O:7
M`R2_A`0FHKB"B,\0#V2=M8%=4VVR=-'-TGUJE(.@2*YSUICZ9WJUC%Q#,K4`
ME/E!F"4FHI@B8,.&?GQ#(LQC2PRA1^_;*`=9$I$I(->01$M$89*F@04I#(B_
M3.,(C<4P?(S^CT@YR!)I53+7$.WC$H5!$)JK**:`)`LC-`(,@5#4J8OWW9-@
M4YAM3:XAD=J#LG&+R0-CXF3.Q!)L3IR.Z]&=I2':$<NMXOH[0TXZ1XX$6W(B
MT_]<0W0701NK/Q-2W(48XN0WXL-)(<&6N'$'::\T9&CQ($I\']F669`X"Z)Q
M+QOBLCGB)-@29P5`KB%:7+9,(S^U?#,!29",WAO"$*3!X[8IM"DML6;.!\RD
MNZ=/S,GGI;M.9LB5,3KM!D<:,V2GY<F-EZ8D*]3O[W5T)<U'HW4?#1A=J_AJ
MD]^%F/)DJC[<Y4AGL.&8W>8#!J+P[&JRM(W3/#<PID"9J8\+U`EL"+SH)XVY
M,;GRN$!W,:;`66$NCV+67K2_1?(!,VWX6WF.9@6Z0IN[[2+1!\SU2+_QTO1C
M5JBC!U)]P!BQ;C?4E5@_0TQYLV(=3NIVN=*+AC=2._;3.+&/+@/-D/UA%OF3
M<Z26IP_T^JC:X0/Y@?L#;;E3DSWL(W^10@OT^CBO;P3KU-%TQP0<P]7'(_SL
M(O#U[R\`O&=,?-[('PSG'W+;?P$``/__`P!02P,$%``&``@````A`+B>>HW9
M!P``@"$``!@```!X;"]W;W)K<VAE971S+W-H965T,BYX;6R<6EUOVSH2?5]@
M_X/A]\;\IA0DN;A2T=T+[`46B]U[GQ5;283:EF&I3?OO=ZAA3`YI)]9]:1OW
M:'AX.#-G:.7NEQ^[[>)[>QRZ?G^_Y#=LN6CWZW[3[9_OE__[[Y=/Q7(QC,U^
MTVS[?7N__-D.RU\>_OZWN]?^^'5X:=MQ`1'VP_WR91P/MZO5L'YI=\UPTQ_:
M/?S/4W_<-2/\>'Q>#8=CVVRFAW;;E6#,K'9-MU]BA-OC-3'ZIZ=NW7[NU]]V
M[7[$(,=VVXS`?WCI#L-;M-WZFG"[YOCUV^'3NM\=(,1CM^W&GU/0Y6*WOOWM
M>=\?F\<M[/L'5\WZ+?;T0Q9^UZV/_=`_C3<0;H5$\SV7JW(%D1[N-AWLP,F^
M.+9/]\M?^6VMV7+U<#<)]$?7O@[1OQ?#2__ZCV.W^5>W;T%M."=W`H]]_]5!
M?]NXC^#A5?;TE^D$_GU<;-JGYMMV_$__^L^V>WX9X;@U[,AM[';S\W,[K$%1
M"',CM(NT[K=``/Y<[#J7&J!(\V/Z^[7;C"_W2VENM&62`WSQV`[CE\Z%7"[6
MWX:QW_V)(.Y#81#A@TA@[_]?7!MDA82F_7UNQN;A[MB_+B!I8,GAT+@4Y+<0
M^/R&8"<.^ZL#3X\`UP%.X?N#4'>K[R#<VD.J,Q"*J,\@]`FR`EHG;K#AZ[DY
M\/T2"BYP,Z>P$_T*(6H2U>VGCCX@"X,0\<+NM"7DS/OBN(<`%Q.P"0&$E)-R
M7$IA.9.,8FJ*T8P74H4XA*;Z*S3=0PG-@E*H$&(FFD864C-!$35!6"VL#ML@
M%"&[4R7MQ;IY2S/W4$*QI`0JA"!%J*&B5$I)BJDIAC'-F`T;(31-3M-\>.#N
M(4HS/<P*(9XFETQH6P:EIJRL*88KSJ7FIZT0FO:OT'0/)31#>"P,A"!-6?)"
MB>@\D26!*)!<B9`VA*3SO*L[B@,GY,(1(3F$(#G!C&!")H5=$XAENE3EA992
MSB'GP`FY),<JA'ARQMI"A%I%X0A"%5+H$(/HQB'AKA=N0B?DLE[L(MXOD9U2
MG('CV'!JR,\'\B!I2I@LRB`PI3C/+;#3QQU1AF/!P^6(\:LSJY1AJ8($(UFA
MM12AB"C!69;!L?\3@F'GGB!BD""T.5@^6MQ+&&.,U5(I=HF@:^]75P=',R`$
M$W4JCT&"O!!2<9F44$TQ2@._\E(6)J;RON?QW$UDDF"5QR#!LH!FS9-N7E,(
M^)TMPS;I`;NF'NEWG36[42VMY(1#Y3%(4YA"\$@B?\ZQHP@#.HI+*B:&\H&*
MN9.HD#\^#XE-"&C`,!F<7,+SHQ@FC3"7""96\@'!W$-4ZB$\=@C.8&J)W=83
M3#"J@'(Z;8(>=&(C5QYT[B<J*8:*QVZAP>R4L4G5UQ0#0QI4_B4E9UD*SSTE
MG5LJC\%,++01JLA..G85ZR;$2S.BF.4J$YJZBDI=Q6-\P^&<FR++Q`0#^ED>
MXI"#%K,\94(G!$,&8:EXC-</BB`W90K1RIK(MRF]68XB<D=126Y5'N,;C34:
M7/E4`U@G[T(HO5E^(G(_B?+&JX<8KY[A2MJ0^9Y>#-$P;<GH&DCIS7(3D;N)
M2C*_\ABD9QF'D8N722^J"<C`+<N44$8GD2G%Q%'>[X3NN@Y.`BWD=,U4J9-X
M3'S/Q*>F3^CBLWQ"Y#Z1SNF5QZ`^,`8K#:67B%A3D#566&5"&5&*LYQ"Y$X1
M769\AL4NH(I26Y[42.W#O.W"@!=?&`A$XA,?'%_N#SKDA:<7^X.`Y+9ED1QQ
M/:WZ-EF+D@DFH\&:ZI?XPW5&)G*?B.X-GFAL`AR^2BI-JG7MXZ"0,!@J`05]
MOA#<-QSQ:/6^DA.:-F(=.CP2]!A<7+JE4['K!,*@6$.R$AWE+)^8T`F]D.">
M7GSWT*PP/!KG)DCMPWCY;%'*XD(>RED^,:$3>DD-5!Z#:PLK"\ZB6ZWG%]\\
M!(SUA3$A#M5OEE/(W"ETV+G7+[8!(62IRVAL]P0)AD$.0+>YD'^SO$+F7J%#
MYGB"B$$%#>,"+L#IW%K[0`C25I:V4"88"M5PEE?(W"MTTD@JCXF\(OZ$+C[+
M*V3N%289,RJ/\1EFN(%K5U+#-<7H4L+`%S9!"29.<5VGD[EC1/+[@XP=`TJ!
M21F:F$^T&`(]#N;F2X4PRS%D[AC1).'IQ8ZA=&FD54FSJ7T<U-I]%P,WN.`\
M5,<SCJ$@ESYHR+EC1)<_3S1VC$]""+@W)$532XJ!C@+WW/,5JV8YQH2F/<^$
MP$C08U`E#E_96J'2$:<FH-*RDH.:%Q@FIG%=2BHT!FA=IR$OFHX\T]@\+LVA
M/A!NYX,Y5,TRD`E-Q11!`T\1S2'J+?ZI?`Y5KDU'7ZN\GVH3F@[!66/SF'AQ
MM((SB\]J_"IO_%&E^YW'C5^H$MZ61C>4"5/[.+[Y*?>M=Q$:)"E(5WPSU,&V
M3[(G6)XGB)A8G>@3NOBLMJ^P[4-#.J5N?C2(B1>//J&+)RW]@[PXT\I#$_8[
M1PP<T(F@25N0>A=#"<YJYBIOYNG(5WE,K`X^=29QDT;]@3K86-\_&L3$BT>?
MD)W#Z^X923FA:;_(JL9C\/6D9%QS$1P*BX9`A"T*'GW=B_3P'3J^8SXTS^WO
MS?&YVP^+;?L$)\YNW.N_([Y!QQ_&_C"]4W[L1WCS/?WS!7[3H847M.P&P$]]
M/[[]X-[1GWYWXN'_````__\#`%!+`P04``8`"````"$`$L/KFS\"```<!0``
M&0```'AL+W=O<FMS:&5E=',O<VAE970W-BYX;6R<E-F.VC`4AN\K]1TLWT^<
M!1B(2$:#$.U(K5157:Z-XQ"+.(YLL[U]CVV@+&V%>D/B\)_O_&=)IB][V:(M
MUT:HKL!)%&/$.Z8JT:T*_/W;XFF,D;&TJVBK.E[@`S?XI7S_;KI3>FT:SBT"
M0F<*W%C;YX08UG!)3:1ZWL$_M=*26CCJ%3&]YK3R0;(E:1R/B*2BPX&0ZT<8
MJJX%XW/%-I)W-D`T;ZD%_Z81O3G1)'L$)ZE>;_HGIF0/B*5HA3UX*$:2Y6^K
M3FFZ;*'N?3*@[,3VASN\%$PKHVH;`8X$H_<U3\B$`*F<5@(J<&U'FM<%?DWR
MV0"3<NK[\T/PG;FX1Z91NP]:5)]$QZ'9,"8W@*52:R=]J]PC""9WT0L_@"\:
M5;RFF]9^5;N/7*P:"],>0D&NKKPZS+EAT%#`1.G0D9AJP0#\(BG<9D!#Z-Y?
M=Z*R38&S431\CK,$Y&C)C5T(A\2(;8Q5\F<0)4=4@*1'"%R/D"1]%$*"(5_?
MG%I:3K7:(=@92&EZZC8PR0'L"AO\M3"HR,6\NB`?"FH#P]B6238:3\D66LB.
MHMF]*#TK"&0_6X"TEQ;^W--3:B<N,+Q6OU/#JW`&>W^S(/+[<)4IN\[DBLU@
M%_Z=T06![C)C-IK<9`RBB>_%(!YGP_C"U)6'P?]X<$&W'IYOJPZBX"&=C,:#
M>P]AP<,"]'3%/U.]$IU!+:^A%W'T#*/78;W#P:K>#WJI+*REOVW@*\1A"^((
MQ+52]G1P+]#YNU;^`@``__\#`%!+`P04``8`"````"$`Z"%KX,8"```1!P``
M&0```'AL+W=O<FMS:&5E=',O<VAE970W-2YX;6R4E5UOFS`4AN\G[3]8OB^?
M#30HI&J"NE5:I6G:Q[5C#%@%C&RG:?_]CG&@A'1;=A/"X?7+<\ZQ#ZO;EZ9&
MSTPJ+MH4^XZ'$6NIR'E;IOC']_NK&XR4)FU.:M&R%+\RA6_7'S^L#D(^J8HQ
MC<"A52FNM.X2UU6T8@U1CNA8"T\*(1NBX5:6KNHD(WF_J*G=P/,BMR&\Q=8A
MD9=XB*+@E&6"[AO6:FLB64TT\*N*=VIP:^@E=@V13_ONBHJF`XL=K[E^[4TQ
M:FCR4+9"DET->;_XUX0.WOW-F7W#J11*%-H!.]>"GN>\=)<N.*U7.8<,3-F1
M9$6*[_PD6V!WO>KK\Y.S@YK\1ZH2AT^2YU]XRZ#8T";3@)T03T;ZD)L0+';/
M5M_W#?@J4<X*LJ_U-W'XS'A9:>CV`A(R>27Y:\84A8*"C1/T&%34``"_J.%F
M9T!!R$M_/?!<5RD.(V<1>Z$/<K1C2M]S8XD1W2LMFE]6Y!NHT20XFH1`?WP>
M_+?)]=$$KF\FP<W"7T3_1G%M6GV5,J+)>B7%`<'.`W#5$;./_02<A_+89,:"
M_:E>D*,QN3,N*8XQ@E(HZ/'SV@^CQ<I]AL[0HVCSCNA4L1T4IG;&-[.!OI@N
M`(_44-`I]?O-'.",V,`-KAL;`.^1-IB!G"OBY:DD.Y<$;PF?P$+7+X<UXA3#
M\!G9?!@8I^_>6-'UF-%V'L@F@1,6:/'E+$8,^WW*$D;1C,6*EGW3HRCVYK#;
MJ2",(9E9-ID5]-F<L,+YFK*:K1G"^?][L\VB,^9XQFQ%ECD(3(%G3%NK>*LP
MC"CC:Y?XL7\S76*I[0BRAZMALF1;5M<*4;$WXR6``HW1<?+=!::'L_C&3^`D
M0-P='\!$ZDC)'HDL>:M0S0JP])P8J*2=:?9&BZX_TCNA81;U?ROX]#`X2YX#
MXD((/=R8%XP?L_5O````__\#`%!+`P04``8`"````"$`'@1)6@L#```Z"```
M&0```'AL+W=O<FMS:&5E=',O<VAE970W-"YX;6R,E5MOFS`8AN\G[3\@WS?$
MG(E"JH:JVZ1-FJ8=KATPP2I@9#M-^^_W&2>$0QOEI@WF]>OG._!Y??]:5]8+
M%9+Q)D%XL406;3*>LV:?H#^_G^XB9$E%FIQ4O*$)>J,2W6\^?UH?N7B6):7*
M`H=&)JA4JEW9MLQ*6A.YX"UMX$W!14T4/(J]+5M!2=YMJBO;62X#NR:L0<9A
M)6[QX$7!,OK(LT--&V5,!*V(`GY9LE:>W>KL%KN:B.=#>Y?QN@6+':N8>NM,
MD55GJV_[A@NRJR#N5^R1[.S=/<SL:Y8)+GFA%F!G&]!YS+$=V^"T6><,(M!I
MMP0M$O2`5VF$[,VZR\]?1H]R\-N2)3]^$2S_SAH*R88RZ0+L.'_6TF^Y7H+-
M]FSW4U>`G\+*:4$.E?K%CU\IVY<*JNU#0#JN5?[V2&4&"06;A>-KIXQ7``!_
MK9KISH"$D-?N_Y'EJDR0&RS\<.EBD%L[*M43TY;(R@Y2\?J?$>&3E3%Q3B8N
MT)_>.[>:V`:HB^^1*+)9"WZTH&?@2-D2W8%X!<8Z,!?28S#Z4#^*%$+4)@_:
M)4$ALF"[A.J\;+#KQVO[!7*:G43;=T1C17I6Z%(`7P\)D0\AW\_ZF46+-8NN
M@H;;F@7P[N&<R;ES17B!'Y%`BFXGT>($P0CH#\;PV8[/WAJ1U^.F@X71T=[X
MZ'.EKB=#;X**#A'<8(I@1'%7-\>+PBC&8\ATJ/"\V`G<7C!BA&8>IN<V1KUI
MQC@AV!I1T#&ZL3]YG0Y?!Y%_*?`(+QCC74^=%L^P+L:FMXS(8#E>C"-OHDB'
M"L\/,/;?3QU\/,/476?3XAG;I2:&S8@,6QSB"%]ZNA.D0P$.PRCZ`$U?8H,9
M<1U-BV=H7A^S03,BTW'8AX_"F<##,-<VIYX,(\>]-*TIJ9G59I;55.QI2JM*
M6AD_Z#GL0*/TJ_T5\>#HSVRROH6KHQNT=O\"1G=+]O0'$7O62*NB!5@N%R%T
MF3##WSPHWG83=,<5#.WN9PEW-(6ILUR`N.!<G1_T3.MO_<U_````__\#`%!+
M`P04``8`"````"$`M%@H(:<%``"'%0``&0```'AL+W=O<FMS:&5E=',O<VAE
M970V-RYX;6R<F%V/HS84AN\K]3\@[B=@F\]H,JL%M.U*K515_;AFB).@#2$"
M9F?WW_>8XZ3V,9UE>S,9G(?#Z^/C\Q(_OOO2G;W/<AC;_K+SV2;T/7EI^GU[
M.>[\/__X\)#YWCC5EWU][B]RYW^5H__NZ<<?'E_[X=-XDG+R(,)EW/FG:;IN
M@V!L3K*KQTU_E1?XYM`/73W!Y7`,QNL@Z_U\4W<.>!@F05>W%Q\C;(<U,?K#
MH6UDU3<OG;Q,&&20YWH"_>.IO8ZW:%VS)EQ7#Y]>K@]-WUTAQ'-[;J>O<U#?
MZYKMQ^.E'^KG,\S["XOJYA9[OG#"=VTS]&-_F#80+D"A[ISS(`\@TM/COH49
MJ+1[@SSL_/=L6_'$#YX>YP3]U<K7T?C?&T_]ZT]#N_^EO4C(-JR36H'GOO^D
MT(][-00W!\[='^85^&WP]O)0OYRGW_O7GV5[/$VPW#',2$ULN_]:R;&!C$*8
M#8]5I*8_@P#XZW6M*@W(2/UE_GQM]]-IYXMD$Z>A8(![SW*</K0JI.\U+^/4
M=W\CQ'0H#,)U$`'J]?=BD[(P%^GZ()$.`I^W('S#LYC%R;>E!#BM.4M5/=5/
MCT/_ZD'I@?#Q6JM"9EN(K-(C(,DXF7O"_BM?D"@5Y+V*LO-3WX/;1UCDST],
M,/$8?(:5:314+$`V4=X(M0PJ;H4#<S(#$'Q7#0DU52\OYDV<@I6X6]0"!R#V
M72TG0EPBS6VD<A$>WQ%++*SZ>K$*AB4PM$$FHWO@.2T%0OF<Z"0*HSP1=`8F
M$L5A+'B:V%$J1*)Y^YC)A3(P]=Y*XNTDJYL<W?\F!'4CE,RZ>9YG(B,S*TV"
M)7&>I40T`JYHV$>FZ+?%*M@6FPJ2G0(9U)J&+$TSEC-;3&DR"4_2*(0TVTR%
MC"LX^1[!"K8%1U0O(CJW:1)#C[*5E":1I-#":$F;`)2+%<*J:-CHZY.M8%L[
M5#15C]"<I;E42CI0&0.6%F741@-[>^$5[&@A-5@@I#,9YED<AS25)L*R*.49
MG5&%B+ONN:UWW>Y2-SFZ2:45"&G=&<NRA!"E180)2SF96(6$JYJ!)YAI7B=[
MOLO13;N"IE`X@ST$GD9*UT8$=,2$%J]&%J0K$UE=(0PMQVS`;F_0$"I66RG.
M\Y@FVX;"B"=A3'=MI:$%U<I?UJM&-S)5TT<5#!E='V1[XZ:S$)%#96?V0E2:
M6-"KW&2]7O0>4R\T!?*P@B$U/TP+I".5R5A]@2FG6"\(?84(HIUACKGS,84"
M6@,71'-)D"B,$X)4&EG(H?(*0_+*388.0Z23:BS4.R^T$"V=,7!?>VE+FQ`)
MIT2EB07ARCF^7SCZ#1'N=`?3E:(P9RDA2F82+.-@U?;4*DTL"%>N8@A_VST8
M>I`I>*$W((2)9F$$:E+N]#,;RA*>1BF!*OVX!=7*6]:K1B<R5;N]P7`KO=-P
M1'<+Z,CTY:=BQCWVSE,FLEX>6HXI+V5.]1J^I/71D8H9(Y8>3KSK[46>:<>S
M:"?0E-Y.>9[$64Z8TF*XB$6>Y>0UO=*,N\:<N-:Z7C#?Y8BGV=04BL^@R1.@
MM`"61&"W9$=I8D$W\:V5NEW_`C\@&[W@IH,QEL4B)CN]M)`')J(,;)=JQS`+
MVJ$(UQ<N5[2=:[<;:`A3#;L<7JJ=EQN+B=290)R3J5>:6=#\73;'%VV.O$H5
MFIH?AKO-&:G,$7NW_2\34R<8))E0`*0N"TUA-A\$9[F(R8XJ;8;#X0@4,*T`
M?-I"-HF1?:-5N`:V4`$(X8_U!Q9Q59'.:P,<@:GYWR@1QUS`V0[5C92A&\^]
M\$2GD\-1EO)\'KVF?U%G6AQ^:=]'[^=M[[GZR4_&"[:%XQ<8#^Y?P#'8M3[*
M7^OAV%Y&[RP/$#+<J".K`0_2\&+JK_,YTG,_P0'8_.\)#CPE'."$&X`/?3_=
M+M0#[D>H3_\```#__P,`4$L#!!0`!@`(````(0`51N\]=@4``)$7```9````
M>&PO=V]R:W-H965T<R]S:&5E=#8X+GAM;)R86V_B.!3'WU?:[Q#EO<277!$P
M&JBZ.]*.M%KMY3D-`:*2&"5I:;_]'E\@L1W"Y66FM#\?_CX^/G_;LV^?Y=[Y
MR.NF8-7<Q1/D.GF5L751;>?N/W^_/,6NT[1IM4[WK,KG[E?>N-\6O_XR.[+Z
MK=GE>>M`A*J9N[NV/4P]K\EV>9DV$W;(*_C+AM5EVL+'>NLUASI/UV)0N?<(
M0J%7ID7ER@C3^I88;+,ILOR99>]E7K4R2)WOTQ;T-[OBT)RBE=DMX<JT?GL_
M/&6L/$"(UV)?M%\BJ.N4V?3'MF)U^KJ'>7]B/\U.L<4'*WQ99#5KV*:=0#A/
M"K7GG'B)!Y$6LW4!,^!I=^I\,W>_X^F*4M=;S$2"_BWR8]/[V6EV[/A;7:S_
M**H<L@WKQ%?@E;$WCOY8\U_!8,\:_2)6X,_:6>>;]'W?_L6.O^?%=M?"<@<P
M(SZQZ?KK.6\RR"B$F9"`1\K8'@3`OTY9\-*`C*2?XO]CL6YW<Y>&DR!"%`/N
MO.9-^U+PD*Z3O3<M*_^3$%:A9!"B@E!0K_Y.)Q%&"8VN!O&D(#&_Y[1-%[.:
M'1TH&OC*YI#R$L13",PG%D)ZAB<&,^)COO-!8BC0#:S&QP)3@F;>!Z0P4]#2
MAHA.K`:(X(QX(/"L$J;>5SFNCL.08-?IU&$4G0.+*2PEE`CQ(8UI@$QUDO!%
M7?2U0."^%IXQ>C5C?)"N*4:^(4DRH9`4X2!*L`ZL#(#T)&O9\A]1R`?I"FFB
M?_]2(E)@&/A^$.O`2@.2@-`+RPGE>G\*^2!=8(Q,A9*1"@.$2$(,8M4G",8X
MZ!%:$D-=XWC)<5C7!AO"6+ZEA*0X3*(@#&-CSZPT!)'(CW!XSK$F+[I''H=U
M>3$V-X1DI+JG``<X3*+NN\6F66F,'U",PJ1+L*:/.U^OKXRGC\.&/BM[DE'Z
MPCCV*?'-].E,$/@HB2^48*+KNVT7\T&F3G,72T;IA!7$78)D$C6`8AIUL]`R
MB*&I]%-XFT0Q2M<(I6CTMJ6BE$H*=68NM4Y@'"+:(;K.`0NYWA"Q;/[0TKHN
M30D]%[OLTHI2.GT4$:-L5SJ!<1QVA"[3\)`;TSE@)E!XIDQ)*9E!'."X4R%7
M'6L(CG$8==U3%\K;_,U;!TM3,/+8%;W*HZ240$PP"C`B!K52L4X4=,>$A)=Z
M.#9<9GR'"]HJRZZBE$QI(,)S5=HT2XD":)N7MHMA*E?TV&X"V\18M"4_XL&&
M[^OI^T<XJN<N`\&##M)5B,J/I/IZ>K_1J^@N@\"V0V#[S*0H61_#AR:%V*<F
M;!C"C=MOP!FL<Y,(#<?6RP<GD[AX<L(/V8(8I1>W=792C,K=T.%))T9.3\0P
MAO%*%[0N;N!LHBB5PRB`*X5Q?%EI"/0OVF]R6NV1AQQ!C+*$FLZE*"GT:<BY
M=&+,N<A#EB!&63I-YU*4TCGD7#HQXESD+D,0M"7/:/5+12EY44R0,8&53L!Y
M->DA^G+?Y01$=G3#L$PG4%2OTZG?2,6CG9=?J6\W4$%;^3*=0%%]/3<[`;G+
M"01MZ3$.D4M%]?5<<@)B.,%MG5>,TF78URT%R349OF]IR.B%BQ@.<:6MV<XP
MU-8D-2JPCXP+-,SABD!YSN_7N7WI(MIEX,*M2X?&KUW\X'U[[0O:6&3KXJ4@
MU2HNW+P,:/3J11^R!S'*U&H>Q!6DM`[=OG1BY/I%'S(',4I7"65IR=0N`X/W
M!15(S63LO@#OGO<L.:<M@:8]B)AS5SZ//6&"DHC$YBV2O[CR6"<*3HRA']'.
ML:5+R$=5^>AX2+?YS[3>%E7C[/,-7/W0A#]>UO))57YHV4$\+KZR%IY"Q8\[
M>/K.X>4130#>,-:>/O!'V_-C^N)_````__\#`%!+`P04``8`"````"$`%;&!
M_B,$``!]#@``&0```'AL+W=O<FMS:&5E=',O<VAE970V.2YX;6R45UUOHS@4
M?1]I_P/BO0&;[RC)J*'J[D@STFBT._-,P$E0`2/L-.V_WVM,J&W2B+PDP3D^
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MRN)[V1!P&_(D,K"C]$5`OQ5B""8[D]G/?09^=E9!]MFIXK_H^1]2'HX<TAW`
MBL3"EL7[$V$Y.`HT"QP(IIQ6(``^K;H4I0&.9&_]][DL^'%M>^$BB%P/`=S:
M$<:?2T%I6_F)<5K_D2`T4$D2/)#`]T""@H6/@RB^A\4;6.#[PA+.9G'DNGJ;
MGC*>;58=/5M0>Z"<M9FH9+0$9N&/#RN3JQD=^\PP<$J0/`J6M1W9%DQGD.77
M#?(\=^6\0FKR`;25(/C\`.F(]`H"XW@$.:!Y%`YFJL*O)_2B3X"%/I%@(7@K
M!U0M>`S3(](KB&"$:$K`MOE*!!B*2#$A]HW06XGQ1[6I,J!%]N^)+,!Z9,@1
M&I<D?9&@I$_A@Q]XR`V31,>D.B9VH:.%GR0)*DFU1E27!WOX=K+$I(E0TR,)
M"J70$+LACB)#IPK!89PDX<=*-!M#7>5M=0(\46?:*$&#N@`%*$RBT)"G8296
M:P)A8ZDVWA8HP+K`V/?TV%N)42I,&=`BBW-0:0^W(PNP'OE*A4G0)7%!X+M)
M_+&QY-XS,&Z`D\_:0*(+G%=A8M)$J%EA$C0(A6Z&<6#JU"!^'+O!1PUJ-B(H
M^OD^]NB)/K/&!M3%R1BRC'VCYZ8&R+1;%RG:[^QD(]FL]4[F&W4V@)1"4T?T
MZ'<U="3;LQK]2JT-*&D12C!4FN%BJD/\.$K<3WH9$EU8L6=>J?6S)KDT]^.`
MDD(QJ(B3B5!Y"$B([Z-$V=2ZD7>="FC6L3"@QN!19!Y:J08QO=8%&J?"[:8B
M;FO&9HU]8R-N!Y!:9W):/Z)'OZO;HUGM?D!)>QX\Y$63?:AU^R"&@W7<*KH\
MH]?/K+)ITX?M,*DRB9(RO62Z%]3_<9@HW437>->I`-=[,X'7MJI$#3</'$&!
MCP;)0V'@&1"ZR5*>?`N0U]N:=`>2DJIB5DY/XH:/X*XPCHYO'X]87+.<\0^X
M_+?9@?S(ND/9,*LB>YCJ+B(HITZ^/L@'3MO^\KRC'*[]_<\CO.81N%RZ"P#O
M*>67!Q%@?''<_`\``/__`P!02P,$%``&``@````A`+G3!']A`P``4PL``!D`
M``!X;"]W;W)K<VAE971S+W-H965T-S`N>&ULE)9=;YLP%(;O)^T_(.X;<"`A
M1$FJ)E6W29LT3?NX=L`)5@$C[#3MO]^Q#TDQT#2]*8&^?GE\OO#B]KG(G2=6
M2R[*I4M&ONNP,A$I+_=+]\_OAYN9ZTA%RY3FHF1+]X5)]W;U^=/B*.I'F3&F
M''`HY=+-E*KFGB>3C!54CD3%2OC/3M0%57!;[SU9U8RF9E&1>V/?GWH%Y:6+
M#O/Z&@^QV_&$W8OD4+!2H4G-<JJ`7V:\DB>W(KG&KJ#UXZ&Z2411@<66YUR]
M&%/7*9+YMWTI:KK-8=_/)*3)R=O<].P+GM1"BIT:@9V'H/T]QU[L@=-JD7+8
M@0Z[4[/=TKTC\PT)76^U,`'ZR]E1MGX[,A/'+S5/O_.20;0A3SH#6R$>M?1;
MJA_!8J^W^L%DX&?MI&Q'#[GZ)8Y?&=]G"M(]@1WIC<W3EWLF$X@HV(S&$^V4
MB!P`X*]3<%T:$!'Z;*Y'GJILZ0;3T23R`P)R9\ND>N#:TG62@U2B^(<BTEBA
MR;@Q@6MC0L8?-@D:$[B^FHQG$S*9OH_BX;9,E.ZIHJM%+8X.E!Z`RXKJ0B9S
M<-;A"=\,#\1%K[G3B\Q24$O(Z=.*!$&X\)X@$4DC6O=%8UNQ&5!,SA(/`,^4
M$+B/4^I%D"[7:5.^OL!L98VBV&PBGD61'YT)C&"#`E.A%A+XMI&&Z^D4,"VV
M44*?V"]:HV9J2`*8$KYO"S8HZ).$-HE.80!]<IE(+[*)9M'4?N$:-4A$`G\@
M.*CH(T$%71\<+>ZB=+*P1HUY$:8%'S31BD(2S%[C:>5I^A$4+;91XJ!3M6O4
MM%#P`:),@DDK;Q9(9(-<ER:]R`:"3NOF"44M(GQP"DX<SMX*CO[*M;K_<LEH
M<9=E''=J!D4MEM8#*QRQ_>KK!H]>U$4(NBV-(MS]8$NCP#!:2`2ZYOIP&+4-
MTV_J1M2D8JBK&\4`S<!H?K^O"0Y5F!7GJ==O[$:$5,.=W4@&L#JS^'+-D/X0
MAB';J9E&U"J:YLFI@B^T-]%3\>H2-FH[9_T&;T1MG/9LOM#B<)"Q8*[K<;/*
MAAIH\D;5IL+IB]^N(!IJ<SP6X0>_HGOV@]9[7DHG9SLH#W\4P1BM\5"$-TI4
MYL.^%0H.,^9G!H=7!E]]?P3BG1#J=*./7>?C\.H_````__\#`%!+`P04``8`
M"````"$`2?:N$K8%``",&@``&0```'AL+W=O<FMS:&5E=',O<VAE970W,2YX
M;6R<6=MNVS@0?5]@_T'0>VU>=`WB%+6+[A;8`HO%7IX568Z%6I8A*4W[]SOD
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MICAL_`_\;A<P?_UPKP7ZMRQ>6NMOKSW6+[\UY?Z/\ER`VI`GE8''NOZJH)_W
M:@@FKYW9GW0&_FR\?7'(GD_=7_7+[T7Y=.P@W2'L2&WL;O_C8]'FH"B$68E0
M1<KK$Q"`?[VJ5*4!BF3?]?\OY;X[;GP9K<*820YP[[%HNT^E"NE[^7/;U=5_
M".(F%`81)H@$]N9[,3?(&@GI_7W,NNSAOJE?/"@:6+*]9*H$^1T$5AN+0)[Q
MC<&.U)P/:I*>"N@6LO'M@4L9WZ^_@82Y`6U=D*"(W0@BO$+60/#*$K9NLYQF
MI\`@L.]=V:4!O\;5.]@B)M7<WPGXGD$V*&9',4F:I(PE5PSA!XO-YZ?`E)_@
MT34N\D-,-,F/8B;Y!4OX*3#EQWDL!P01%.@"536QLP:(-%#?\Z518+JTFSK$
MH#0A"R3CZ:#T=@3"DSB*1%\`A%VTA)T"4W9NXA!CV,DHE6G4+ZUSNR.04`1Q
M)&^45;R$G0)3=B%+!UE#C)4U:X#HHAY<EBU,'S@%IBN[64,,ZB+2,`E$T)]U
MU,6&2)'&/!'!E3]AERYAI\"4G9LUQ$RRLR'3[#CXYWSQ-)KR@^/6;QS]P*"L
MS-DC1!P^L/3IW&DT7=Y-G@&A/D&8)(RQ8543C`P%XY'HSR5EN,C.N>OG;@(-
MR#",$Y$FO%\=ZXM@9`08$?6^2QDN,G3N.CH\#_LS;5*(*#N%U@A=?I%?<]>P
M1U*((!0(NHXD#8)@8.H[$^D5Q%C(6-P_M2G'1<:NFJ4W3Z$!F>4EYRQAPN%H
MFSMLA`5)+'JM*<=%]LY=?X<T#BW4H.PTXCP]0I=?Y-_<-?"1-"(()0*'C!,V
ML(J=B6,@#%3DMU*XR.6Y:_,CY]`V\1O\"&22WR*?YZ[1<QD,FKJM0=GIPWEN
M^L0B']?HMXS4@#`WDJ=I%`2]!:%-$8R(.0\"JSTD!2866;U&4X9N`@UHFB$V
M[HAY@^$BJQ>NU4,*!T^:K4%9*;1'J$"+?%RX/NZ>0`,RFV>1`(MR4HB!7@5B
M81JD?;=#&2ZR>N%:_4@*;:L7-Q@23#S)<)'1J_OLP.@YM$O7/@Z?A09EIQ#G
MC9S"11XN7`\?$0A!F)Z;MS\*FKQ>B8'1JUNT?/,6K6?1\PC5WGNUD0H=WY;*
M&J&UM,C/Q1P_-R"4*AR_SU#,Y(5&#!Q]IE"CSCYH#+8Z]L:WA;KE["HW\SMT
MC:9Y<FO*@,R1'[_@$,ST'4(.G'V>4'H690H5-6@0M@9E"66/D(J2B^Q;H^GR
M(T*AQZ-0P7BG;@(A9KI3EP.'GRF4Z_0@5&_1>/1T;%)1]@@5:I&-RSDV;D`H
M`K_1#5/0=#<L!T8^4ZHQ0Q\V+5L=FTIUR]#E(D/7Z#=KRO;J\:[3Q$$UXZFN
M4_Z4F>M9E"=4U.`*NC4H^^C=,G.YR,PUFBX_<O3LSOM&]VD"H4[3O9W\*3/7
MLRA3$*J_P)FC9UFW'MF9>5HZ<O3@=_\%9J[1='E7*`/"GX=O=%`4,]Y!X?L$
M_+W]DCT57[+FJ3RWWJDX0(?`5C&<D0;?)N"'KK[HW]4?ZP[>`N@_C_#6IX`?
M6-D*P(>Z[EX_J/<5U_=(#_\#``#__P,`4$L#!!0`!@`(````(0!^K+^J2`(`
M`"@%```9````>&PO=V]R:W-H965T<R]S:&5E=#<R+GAM;)24VX[:,!"&[ROU
M'2S?;YP#X23":A=$NU)7JJH>KHWC$(LXCFQS>ON.;6"AK%IZD\3)/Y]G_AEG
M\KB7#=IR;81J"YQ$,4:\9:H4[:K`/[XO'H88&4O;DC:JY04^<(,?IQ\_3'9*
MKTW-N45`:$V!:VN[,2&&U5Q2$ZF.M_"E4EI2"TN](J;3G)8^2#8DC>,^D52T
M.!#&^AZ&JBK!^%RQC>2M#1#-&VHA?U.+SIQHDMV#DU2O-]T#4[(#Q%(TPAX\
M%"/)QB^K5FFZ;*#N?=*C[,3VBQN\%$PKHRH;`8Z$1&]K'I$1`=)T4@JHP-F.
M-*\*_)2,9QDFTXGWYZ?@.W/QC$RM=I^T*+^(EH/9T";7@*52:R=]*=TK""8W
MT0O?@*\:E;RBF\9^4[O/7*QJ"]W.H2!7U[@\S+EA8"A@HC1W)*8:2`"N2`HW
M&6`(W?O[3I2V+G#6C_)!G"4@1TMN[$(X)$9L8ZR2OX(H.:(")#U"X'Z$).E_
M0[(C!.YOD'28)WG_WZF04)9W:4XMG4ZTVB&8/$C<=-3-<3(&LK,G`Y/?MP=\
M<3%/+LB'@MI`2[?3).N-)F0+C6!'T?.M*+U6S-Y1Y&<)@03/68)QEUG^/3LG
M+C"<W[?LX,R=P;Z$YR#J^3:YFF87+ZZV!E/NW]J)P<#+K;/\SZV#:.1]&PS3
M.+M.#4Z#@X3O23H870A"9F'80QL[NN*O5*]$:U##*R@YC@8PF3J,>EA8U?EV
M+96%$?6/-?R1.-0=1R"NE+*GA3M,YW_<]#<```#__P,`4$L#!!0`!@`(````
M(0!/3H\+!P,``/((```9````>&PO=V]R:W-H965T<R]S:&5E=#<S+GAM;)R6
M76^;,!2&[R?M/R#N"YAOHI"J2=5MTB9-TSZN'3#!*F!D.TW[[W>,DV!"U[6]
M"2%^S\MS/FRRO'YL&^N!<$%9E]O(\6R+=`4K:;?+[5\_[ZY2VQ(2=R5N6$=R
M^XD(^WKU\</RP/B]J`F1%CAT(K=K*?N%ZXJB)BT6#NM)!RL5XRV6<,MWKN@Y
MP>40U#:N[WFQVV+:V=IAP5_CP:J*%N26%?N6=%*;<-)@"?RBIKTXN;7%:^Q:
MS._W_57!VAXLMK2A\FDPM:VV6'S9=8SC;0-Y/Z(0%R?OX69FW]*",\$JZ8"=
MJT'G.6=NYH+3:EE2R$"5W>*DRNT;M-ADMKM:#O7Y3<E!&-\M4;/#)T[+K[0C
M4&QHDVK`EK%[)?U2JI\@V)U%WPT-^,ZMDE1XW\@?[/"9T%TMH=L1)*3R6I1/
MMT044%"P<?Q(.16L`0#XM%JJ)@,*@A^'ZX&6LL[M(':BQ`L0R*TM$?*.*DO;
M*O9"LO:/%J&CE3;QCR9P/9H@_\TFP=$$KJ.)GT8HBO^/XNJTABK=8HE72\X.
M%DP>@(L>JSE&"W!6Y0G_61ZHBXJY44%#**@%M/1AA8((+=T':$1Q%*WG(G^J
MV#RCB,X2%P#/E%`XD_+YYIWHE#BW8?^.=+#GSL9#"FLM"H<VJ9PVQ@^31T-1
MS$>_KD`J"";%1`BBB_376I0-]8L\S\_\;`JY,14^0B@R%!/(\#V0*F@&&4P1
MUEH4:T@8MC29"C:F`*4H3M*S8(((0W59QP!V\\NM5$$SQ/#\`-U*+=*(01(F
M\71]8ZXC%'O!*)@0QN\A5$$SPG&*-:$6:<+02_S+&IKK"*7QN#X!3-X#J()F
M@&,%-*`6:4`_"='E()KK`0J2<3=-`-4[TSA,7NZM$L_`QLPUF!8=Q^_9/6(J
M7MPCV5O@E'@&-TZVAM,BO8'CS$N]R[*9@B#T,N.,U'73KRU](/=X1[YAOJ.=
ML!I2P>'E.0G,+M<O+7TC63\<O%LFX64S?*WAOP6!$\QS0%PQ)D\WZK5X_K>R
M^@L``/__`P!02P,$%``&``@````A`&&67B3I`P``G0T``!@```!X;"]W;W)K
M<VAE971S+W-H965T,2YX;6R45UV/HS84?:_4_X!X3\`DD`^%K":,IEVIE:JV
MNWUVP"1H`%/L3&;^?>^U@<5FU24O"9CC>X_/_>!R^/1>E<X;:T7!Z]@E2]]U
M6)WRK*@OL?OE[Y?%UG6$I'5&2UZSV/U@POUT_/FGPYVWK^+*F'3`0BUB]RIE
ML_<\D5Y91<62-ZR&)SEO*RKAMKUXHFD9S=2FJO0"WX^\BA:UJRWLVSDV>)X7
M*7OFZ:UBM=1&6E92"?S%M6A$;ZU*YYBK:/MZ:Q8IKQHP<2[*0GXHHZY3I?O/
MEYJW]%S"N=_)FJ:];74S,5\5:<L%S^42S'F:Z/3,.V_G@:7C(2O@!"B[T[(\
M=I_(/B%;USL>E$!?"W87HVM'7/G]E[;(?BMJ!FI#G"0]_\5*EDJ60>1<!R-R
MYOP5MWZ&)1^<"`5`)^+?WLU3@%Z\P<WXNG?YHL+V1^MD+*>W4O[)[[^RXG*5
MX"D$&5"-??;QS$0*80!?RR!$JRDOP03\.E6!^00RTG?-KLCD-797T3+<^"L"
M<.?,A'PIT*3KI#<A>?6/!I'.E#82=$;@_]X9F;]YU6V&_VXS`:[;D(31CREX
M^CA*J6<JZ?'0\KL#>0J$14,QZ\D>+']?#M`!L4\(CMT-!"QV!<3D[>@?O#=0
M/>T0)XV`WP%!3$32(S!PP&$@`IK,)X)@)()Q0F8GO3#V&UA^-2)0K-<!6>V&
MYP8-T&`^#01#(HQ.NQJL:EX:L1XAUB8BZ1&V'K!G/A$$FT1"T\U)(\9$(A.1
M]`B;"&3H?"((-HEL3#<GC0B[./@[6P_]?*T*>YP?T2,T$&S2V%HT-$+K<?Y>
M*B<]PM8#TG^^'@@VB7S+.YTA&K%6%%9D&VVL%$IZ@,T#7V>S*Q?!)@]BEZZ&
M()'\N%B08+&"TLVQR!?$(IWT6)O3[A%."+8X6<WBI"'CK"5V7?<0FPJ!]\I\
M?13:(F,%XM1A##9V]@Z8"1WL>[/#1727''<68E=TAS'HV#4]8"9T'FJW1#=/
M@XY=UQWF_^EH.]/B)M@%YZNC>Z9!QZYO93%V=5T%OJU>,CR?*`,G>(`*HJV\
ML8KE1#1FK$Q@%5\R8"9T'FJ_.-%8=`*[ICJ,"H)J0<EXQ7@9$JOIXM"T@KKZ
MP90P[;Z!5;4G91G#`^?M2.A=D6J$)%A'OC^J=9/60RV83'MP,"GM49/MZ(Q6
M3.=6WYVIR;0!3S49==6.A%[I-`G]31A]BZ9FI8=?/=)5K+VPA)6E<%)^PV&6
M@)K#ZC"==V/S\`#FW(9>V.^TO12U<$J6PU9_N8%D:O6DK&\D;]3`>.82)EQU
M>87/(`8#F+\$<,ZY[&\PCX</J^-_````__\#`%!+`P04``8`"````"$`LF:&
M/!<%``"'%```&0```'AL+W=O<FMS:&5E=',O<VAE970T-2YX;6R<6%MO\D80
M?:_4_V#Y';Q77Q#PZ8,H[2>U4E7U\NP8`U:PC6PG)/^^L]Z%O1A2PTL"YLSX
M[-F9.?;.OWV4!^\];]JBKA8^GB+?RZNLWA35;N'__=?S)/:]MDNK37JHJWSA
M?^:M_VWY\T_S4]V\MOL\[SS(4+4+?]]UQUD0M-D^+]-V6A_S"G[9UDV9=O"U
MV07ML<G331]4'@*"4!B4:5'Y,L.L&9.CWFZ++'^JL[<RKSJ9I,D/:0?\VWUQ
M;,_9RFQ,NC)M7M^.DZPNCY#BI3@4W6>?U/?*;/9C5]5-^G*`=7]@EF;GW/V7
M0?JRR)JZK;?=%-(%DNAPS4F0!)!I.=\4L`(AN]?DVX7_'<_6)/:#Y;P7Z)\B
M/[7&9Z_=UZ=?FF+S6U'EH#;LD]B!E[I^%=`?&W$)@H-!]'._`W\TWB;?IF^'
M[L_Z]&M>[/8=;#>'%8F%S3:?3WF;@:*09DJXR)35!R``?[VR$*4!BJ0?_?]3
ML>GV"Y^&4QXAB@'NO>1M]UR(E+Z7O;5=7?XK05BEDDF(2D*!O?J=C$T22$+]
M^I[2+EW.F_KD0='`+=MC*DH0SR"Q6!@%>:XO#%8D8KZ+H#X4T"WLQOL28\[F
MP3M(F"G0:@@B-F)]!<$OD``(7EC"TDV67[,38%B%[VEV47+)VZ]@)3&)Y$XI
MB3"BR,:L;0Q'.*8LNF`L?G`SD]\X%460PQ-S+8`D*D&A)!K%',6QYM!#UA8D
MC&C(N898--DC-$70@&9XT4'2E"!)<P(ZQ;&KIH5(DH@3O2<626B(^[4400.2
M6@5)4H*4EAR1&!K0P:P=3,0C&ND]L8B&-M&OBU*`!P1C1T4)8GW7BT9;&Q>L
M6T?WW%J`G5L/^D%BE#2@2Q(Z[;QV$!0S70,6-^%Y=T\4$>1P'/:"!$F2-(2.
M=3E:`,8C?&/GDD<HBJ`!1:=\5A(D*1)"<9(X>[RV$3B.0WRI`DM'#&/X?B'[
MJ`%-W6JR$Q3*J#3SBDW#<8BORQS+F0XCZ8OAJT"JVI*80;U=-)`SS8;`3&.Q
MAMC\'&\8-WOQ%9,8%IQ"J>UD,`QTS2N>,L]YPW&<T,M*;)IB2M_=%EC.=DM.
MS!T2*X62)":,DH'1RC0*P$FDB](F^9!!X*L.X7:&0IV5(E$2:JF4F*9'X(13
MC'2'VT0=D_B?HKSF#J%C4"OQ/`<-;O:$<<6^_5VC'U^9_8,!K$!2'DQ8PA@Q
M)JP22&8Z@T).P6FUBC9'QR-&]L45L[C2%Y89A''"J"OG&EL8'C/,J2Y<F^I#
MEH&O>H:^12_92J%4Z<<4H43/6Z6J:1N3)$;TUO,3?L@X^JC!2![TAVD,F&&$
M8F[XEZ+J@&C"PE!WNZ4J><@_^BB7K&%14E6%,GK%O&+3N,L_R!C_4""YIS3F
M"3P47Z:N%,J",!)2@G1EV/P>\@\RRC\42A'%&&K+Y6GZ!T6<QKHZ;9H/^0<9
MY1\*Q?J7C`D+G=)<J]]5#V$PN1MCF3SD'WV46W)&"ZJ2,\V!X0B%2$NE-MV"
M<!Z&M]Q8O'6;;ORU?_1HEZ#1=HJ@X1:*CW'%WLR[_(.,\0\%DGL48H*(]@7%
MQC0/!V&S>\@YR"CG4"C5$3P9O']9`$(0O37='O(,.",:\1"O4/)T(&3PI#)H
M6YE'(2A#QGN[U%(>)<FCEF.ZRW]/FUU1M=XAW\*3,9I&4!N-/$B27[KZV!^I
MO-0='`#U'_=PX)?#:R":`GA;U]WYBSBJNAPA+O\#``#__P,`4$L#!!0`!@`(
M````(0##$62")P4``!P4```9````>&PO=V]R:W-H965T<R]S:&5E=#0S+GAM
M;*Q876^C.!1]7VG_`^)]`H9`$I1DU`1U=Z0=:;6:W7FFQ$E0`4=`FO;?[[W8
M!MO0)JGFI6E.CJ_/_?"]X.77UR*W7FA59ZQ<V63BVA8M4[;+RL/*_O?'XY>Y
M;=5-4NZ2G)5T9;_1VOZZ_OVWY855S_61TL8""V6]LH]-<XH<ITZ/M$CJ"3O1
M$G[9LZI(&OA:'9SZ5-%DURXJ<L=SW=`IDJRTN86HNL4&V^^SE,8L/1>T;+B1
MBN9)`_KK8W:JI;4BO<5<D53/Y].7E!4G,/&4Y5GSUAJUK2*-OAU*5B5/.?C]
M2J9)*FVW7P;FBRRM6,WVS03,.5SHT.>%LW#`TGJYR\`##+M5T?W*?B!1[/FV
MLUZV`?HOHY=:^=^JC^SR1Y7M_LI*"M&&/&$&GAA[1NJW'4*PV!FL?FPS\'=E
M[>@^.>?-/^SR)\T.QP;2'8!'Z%BT>XMIG4)$P<S$"]!2RG(0`'^M(L/2@(@D
MKRO;@XVS77-<V7XX"6:N3X!N/=&Z><S0I&VEY[IAQ4].(L(4-^(+(_`IC)#Y
M9.H%L_D]5J;""GP**YXW\>8!"<+K6ASN5QNF.&F2];)B%PMJ#Y37IP0KF41@
M6<:'>]-%[+V`0:30R`-:6=DSVX)8U)#EES4A@;MT7B`UJ2!M1D@Z8RL9F`>T
M&RN``X([U9".7Z`:K:!JN=U&`KT;GJ%0,N226`$TA9!K5>%XO<GP(7EE0\]1
MPD>F^M8;3O)YE6)TM@,D5A%-#J3V=CE(AGH`UQ0]`3'T<)8?=N';#I!8130]
M<'A4/9\L.[32"I7IV'`$@J1(=T.C$K<=2ZZ+5403&NI"/\XCDG4]'%&#-$!B
M%='VAO,T#-)DALX=L_1YPWCG&='DPQGD)Q-MZ)(X,NW3)BAJS$)BA"P>)?4E
MH>G&X:GTE!%]T+"D0"3K`CD"I=-7GQOV6[5^;26IRZ`":&(6NABL-!_&R,>B
M<)$NBB.&*+,[B&40*U6ZKQ^<>)S5'W=-/@&MMP>S9>O"!60H#W1-6[G0D![J
MM/@=VJRCZ=JQ?=]<"(0W>V@[,J<;`1G:Y]UNO!3D0D/[0J?%X[197^BZ=FSL
MBG:LFVEPY^'#%FK4D8!TEV9F=<N%JDL!,0MIE+7H6;I#.!L,AWSW7H?X@(&-
M^QQQR'#(/!F$LP*H9N5HS'JM8MZ/TL*>IKL$FZHN?7RF";*-L\$AI1<*4H_$
M*J+OCC-C$-!KG04?/DT5'#(BV/<#4>62)2,?"U.M5ET93A1%V96X\/FCY91#
MAJ)!SQ`+U2(E[FS0,Z[1=.U@[0[MR#9RRB%#>]^A1#3%0OCHZG'D@(VQWCU@
M.(&4J'^N8_`QIB5#3K9>*41YT#'$PBL.C;#`6-]1]5S@I#(\(G?W0#'NU);!
M(2-%1K_>$LXR6\:@O*[1-)<\8YSR!\\[NV!K1*\Z`?5]8SM`8A7111ES\G.B
MAN/3XY`:YVG?2OE!$!QX!]?*RZ#%X[3W&K,W,CP)O#?#'OC@^H.=('KBRTU/
ML:U!(^)\MJH1-Y%8+!MV2'37K.R[AV%KQ!#%YY<:<>+.^T<,$7/.,F(^-XXT
MWHM@<S-I_6CE1<3O/OA+?4&K`]W2/*^ME)WQ7F,.#]H=VMVY/+2GT<`W<!?3
M7ER8N`=W-#CP3=R/X(5SB#],HP<0/?QA,XW@C7`$#R)X`1O!PPA>C@!WNIWA
M;N:4'.CWI#ID96WE=`\^\J>8BM_NB$<:46)/K(%;F;;:CG`+1^&UV<4ZW#/6
MR"^X07>OM_X?``#__P,`4$L#!!0`!@`(````(0!!KVN"Z@(``%D(```9````
M>&PO=V]R:W-H965T<R]S:&5E=#$U+GAM;)1676^;,!1]G[3_8/F]?(6D!854
MZ:INDS9IFO;Q[(`!JX"1[33MO]^].%`@_<A>$-P<GW//O?9UUM>/=44>N-)"
M-@GU'8\2WJ0R$TV1T-^_[BZN*-&&-1FK9,,3^L0UO=Y\_+`^2'6O2\X-`89&
M)[0TIHU=5Z<EKYEV9,L;^"67JF8&/E7AZE9QEG6+ZLH-/&_EUDPTU#+$ZAP.
MF><BY;<RW=>\,99$\8H9R%^7HM4]6YV>0U<S=;]O+U)9MT"Q$Y4P3QTI)74:
M?RT:J=BN`M^/?LC2GKO[.*&O1:JDEKEQ@,ZUB9YZCMS(!:;-.A/@`,M.%,\3
MNO7C&S^@[F;=%>B/X`<]>B>ZE(?/2F3?1,.AVM`G[,!.RGN$?LTP!(O=D]5W
M70=^*)+QG.TK\U,>OG!1E`;:O01':"S.GFZY3J&B0.,$2V1*904)P)/4`K<&
M5(0])C0`89&9,J&+E;.\]!8^P,F.:W,GD)*2=*^-K/]:D-\E9;FZU&Z989NU
MD@<"_0:T;AGN'C\&XCXGRS!D^5J2D!V2;)$EH9>4@+Z&RCYLHBM_[3Y`-=(C
MYL9BX#E@GA$N9#.D!&F,4WJY/+TR@E$9RX6IW-C`6"88$IG(+/Y'!L$)A9/X
MG/QJ.?!:98L)NW*/_813(2QQ^&K;>U^X"'H";@;%TY):$#Q'F%?<@N#Y145P
M)SY4]1BQ>VEL;C7E17,1G(RWFX:+IOS'R+AMT=5B*/"D<;#-SK>"X*G4,7)J
M!>?L["@$RW<;A:NF`L?(U$OXLI=HJOEVV1`\E3I&3KWXT(.YF="+G'?M=`NG
M(GUH:NAY]T^:XP-J+/RVHPX]4T,""+W@:388[*QZ=[/A&9J5K0]-':UF+;*#
MW$[+FJN"?^)5I4DJ]SBD`QAS0W2X0+;=_3&/A_$6)/%N&'Z!P=ZR@G]GJA"-
M)A7/@=-S+J%!REX-]L/(%HH!XUT:&.G=:PE7.(=1YV$W<RE-_X$"PY^"S3\`
M``#__P,`4$L#!!0`!@`(````(0!<7GB_K0P``#M&```9````>&PO=V]R:W-H
M965T<R]S:&5E=#$V+GAM;*R<VW+B2!*&[S=BW\'!_1@DP#:$[8DV.I^U,;M[
M36-L$VV,`^CNF;>?+%65I,I?&/#TC;$_Y4&5F764S.WO?ZY?+WXLM[O5YNVN
M9UT.>A?+M\7F<?7V?-?[[Q_>;S>]B]U^_O8X?]V\+>]Z?RUWO=_O__VOVY^;
M[;?=RW*YOR`+;[N[WLM^_S[M]W>+E^5ZOKO<O"_?Z,K39KN>[^G/[7-_][Y=
MSA\KI?5KWQX,KOKK^>JM)RU,MZ?8V#P]K19+9[/XOEZ^[:61[?)UOJ?[W[VL
MWG?:VGIQBKGU?/OM^_MOB\WZG4Q\7;VN]G]51GL7Z\4T?'[;;.=?7ZG=?UJC
M^4+;KOX`\^O58KO9;9[VEV2N+V\4VSSI3_IDZ?[V<44M$&&_V"Z?[GI?K&DY
M&O3Z][=5@/ZW6O[<M7Z_V+UL?OK;U6.R>EM2M"E/(@-?-YMO0C1\%(B4^Z#M
M51DHMA>/RZ?Y]]?]?S8_@^7J^65/Z1Y3BT3#IH]_.<O=@B)*9B[ML;"TV+S2
M#=#/B_5*E`9%9/YG]?ES];A_N>O9X\N;\7AT=7--9KXN=WMO)6SV+A;?=_O-
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MH6)'H^"/^\G-]6W_!XU<"R7S@#*6*3'3$F*8$F8=#EP./`Y\#@(.0@XB#F(.
M$@Y2#C(.<@X*#LH6Z%,VZI10Y?^*E`@S(B4ZF`\:-#FR6?RUA%9Q.'`Y\#CP
M.0@X"#F(.(@Y2#A(.<@XR#DH."A;P(@_C1]&_+NG4EWY0OJN1Z-R7?G6U=B,
MZX.4&<KY5Q3V#(@#Q`7B`?&!!$!"(!&0&$@")`62`<F!%$#*-C$"3X/O&8$7
MTC1J41;KR..8(X6&5W4OF`%Q@+A`/"`^D`!(""0"$@-)@*1`,B`YD`)(V29&
MY&GR,B+_R5E`F*E2H@>0!TFH\MM)NC&[QZP6TFH.$!>(!\0'$@`)@41`8B`)
MD!1(!B0'4@`IV\1(":T)C)1\/`H):3/RDK3''"`.$!>(!\0'$@`)@41`8B`)
MD!1(!B0'4@`IV\0(,RU9C#"+RA]14LY<_P@S9OPEH9&G7?D35OFU4%WY0%P@
M'A`?2``D!!(!B8$D0%(@&9`<2`&D;!,C)>)HHKTD_;CRA;09>4G:8SX0!X@+
MQ`/B`PF`A$`B(#&0!$@*)`.2`RF`E&UBA)DVA$:8/UGYPHP9?TG,RI\,6.77
M0G7E`W&!>$!\(`&0$$@$)`:2`$F!9$!R(`60LDV,E(@]MY&3CTN_$C=CKU"[
M^!$YB%Q$'B(?48`H1!0ABA$EB%)$&:(<48&H-)`9>+$7:X\YG^P,XNB#]0:%
MC.YP?<-V"+-&JNX/B%Q$'B(?48`H1!0ABA$EB%)$&:(<48&H-)"9)+%A:R?I
M2.^0^SO:(.B0/HC-`J7'Z!V`')1R$7F(?$0!HA!1A"A&E"!*$66(<D0%HM)`
M9N#%CJT=>-$[AC16G;E($B=SO'>HS:"Q3)K`N5`MI5/I*%NM5+J(/$0^H@!1
MB"A"%"-*$*6(,D0YH@)1:2`S26)SUT[2D=XA]X*4=!W2!W'XR7L'(`>E7$0>
M(A]1@"A$%"&*$26(4D09HAQ1@:@TD!EXL85K!_ZS<X?<"AH94;M#LW?P4SMQ
M]&SFS4'D(O(0^8@"1"&B"%&,*$&4(LH0Y8@*1*6!S"2)#6`[24=ZAQ!G*RN)
M6@/.3)S;\\`#<E'*0^0C"A"%B")$,:($48HH0Y0C*A"5!C(#+[9Y[<"+WB'R
M=.[<(;>+1N^H=Y"M+?9DR#8:XJ$&3Q(@%Z4\1#ZB`%&(*$(4(TH0I8@R1#FB
M`E%I(#-)8I/83M*1WB'WE$8NVMO,ZMG-S`+D('(1>8A\1`&B$%&$*$:4($H1
M98AR1`6BTD!FX,56L!UXV3LNQ:/W_<MJ\>UA([I+Y].W(3UF4P_?Y(;2R(=$
MHWIVGUEJUTDS.IE4S^@F([.W.(V47A:XB#Q$/J(`48@H0A0C2A"EB#)$.:("
M46D@(T,VWY)_*D.5%7,^4:B5(4VHW[0RQ':*3B-59PB1A\A'%"`*$44:U;44
M:V+>Z9592TDCI>\T190ARA$5B$H#F3GKVLW3>QWG]2H;]_(*M7,FA4:3ZIGW
MR!Y`C](ZDSI\+B)/HUK(UZ2V/&!]-6@D='Q#1)%&M>58D]HRO^>DD="64T29
M1K7E7)/:,K_GHI'0EDL#F7GD&_[/]3T\![`E:N=1$MNL:/8&@P-ZKB*&WM!B
MAYT>Z/E=>I,)\Q>`7MBE!_XBT(N[],!?`GIIEQ[XRT`O[](#?P7HE5UZ;7]F
M?1PZE_AX^6+C,81"YMS('U/60KIT'2`N$`^(#R0`$@*)@,1`$B`ID`Q(#J0`
M4K:)F0-Q0L!7,.)LZ$@.Y,%">\EB2V3F@#\P4T+B?<!ZCK0&`];AG-J63I6K
MR54U4(\'`WMB,^.>EJD'-/\T=P$HAII(=[9E66/N+M(RM;OX@#MV'):`8JJ(
M6.&WP\)."C)0S$_S6(!B><!CL_LRJT0<4;2KY$AU"'&V7)*H71V4=S8ESD1=
MD"(O#UA#:6-->2B/+(!,T5/VFXG#/\UC`(JA(CQES&,$BO$!CU`DO(WI`8]L
MV9:!Q_PTCP4HE@<\-M.<623B[.2,(I%'+<80(A$K$AC'I92XN79G89%W;&VL
M*1+E\5B1<$5?F3KB,0"/H2)'BX1[C`]XA"+ABND!CVRHS.!6\],\%J!8=GML
MK:',(A%G-^TB^=R:4%AA`XQ$9NU8+&`S6TH=R:2CQ)IQPE5$'`5\4'0>*/JG
M>0Q`,=0>Z8X_\!B!8MSMT6*320**:;='JYD3JN.*#!3STSP6H%@>\-A,"V;M
M4/!_0>T(*ZQV)#)JQV;QFHD]`NDU->$`<349?+1*X79\K54O)`(@H2;7E>4#
M"Q)N.=9:M>4$2*J(6"&VZLQBPVD&BCF0`DAYP'@S9YD)/G:<]L?FG3)W='&*
MYVFV.CUKO4B*R$'D(O(0^8@"1"&B"%&,*$&4(LH0Y8@*1*6!C(2(C4!'CSO[
M]+^R8_8YA8SW*JR!U:PMY"ET(Z:G<0>1B\A#Y",*$(6((D0QH@11BBA#E",J
M$)4&,K/T2\[+AGA>IE`SY,V`.(H,C<%S8+%%F]N(Z3QZ!C(;]$L.CH9X<*10
MNT'\*,G1,C28UN/A\)K-!FXCU;1'F;H1HZW9GNZ#CC,/-(=X[J&0.'6I[Y4Z
M$5OMS918TVQ'VQK+Z63`AWL75#Q0.3!+BTHPQHR/]XJ5.!L:A`4QTS:-NADU
MWM3`H(5T_!UMR5PPV>QLP55B33"\`XK-VM%,IMB8_>,5K'BEGJU"%&HWVQK`
M,J26:MJM3+4+EA39LLT%14_?`U-L(FVV6^PUVNT^DE>Y-6EO[\18S_)*]\D6
M&K-:JFF@,L42VRPBJHIP0=%3A&V_[&:.,1LH]@;M!GYJ:S(45E@]2\02RT;(
MF5)LZM+1IEB[6>]V0='K5APV/<%LMU@V_O-V"RNLW1(9[<9ZUD)-NB5A"])A
MTQU5NKFB-^Q6;(9NL]F_9K$YQ,6F0E1]NDTS1`XB%Y&'R$<4(`H118AB1`FB
M%%&&*$=4("H-9"2$_LW>K,./!YA*W"PXA6A<JP./R$'D(O(0^8@"1"&B"%&,
M*$&4(LH0Y8@*1.);#$0'E<&1@9??2B#_GWB]W#XO9\O7U]W%8O-=?.,`3?CW
MMS667X?P8$^F8K]`\>57AH.I6*-V72$=2GO'E1'IT'UU7+&&4_&R9->5$5VI
M1DE^!]:8KE2YARM7=*7JCG#EFJY4_V0+5V[H2K66XU=(I5.#%#KEJ?F=K;>H
M]?1.>U<;Z5LGZ$7JKBLV7:E>^F1W10OQJ5A2HPZM:.E*EPY]N<67+OX@W'=8
M>B#GG?*4K*Y<?1E-OW2GEW+8F4+*8&<"*7]=Z:.W8NA.NX([LP=3\3($AH/>
M?J!6=%V9V=94/-Q''7J:3]:ZKM#3^*EXN(XZ]#2=_%17^G6NZ*L[WN?/RW2^
M?5Z][2Y>ET_4T0;51F`KO_Q#_K%7!QU?-WOZS@X:Y>@_^^E+6I;TO\>#2UKO
M/6TV>_T'N>[77_MR_S<```#__P,`4$L#!!0`!@`(````(0"2["I&#P4``#(8
M```9````>&PO=V]R:W-H965T<R]S:&5E=#$W+GAM;)186V^K1A!^K]3_@'@_
MYK8XL67[*&F4]DBM5%6]/!.\ME&`M0#'R;_OS'`Q#*R!%RN>S,ZWW\S.M^/=
M?/],8N-#9GFDTJWI+&S3D&FH]E%ZW)K__/WZ[=$T\B)(]T&L4KDUOV1N?M_]
M_-/FJK+W_"1E84"$--^:IZ(XKRTK#T\R"?*%.LL4_G-061(4\#4[6ODYD\&>
M%B6QY=KVTDJ"*#7+".ML2@QU.$2A?%'A)9%I40;)9!P4L/_\%)WS.EH23@F7
M!-G[Y?PM5,D90KQ%<51\45#32,+UCV.JLN`M!MZ?C@C".C9]Z85/HC!3N3H4
M"PAGE1OM<UY9*PLB[3;["!A@VHU,'K;FD[-^]AW3VFTH0?]&\IJW_C;RD[K^
MFD7[WZ-40K:A3EB!-Z7>T?7''DVPV.JM?J4*_)D9>WD(+G'QE[K^)J/CJ8!R
M^\`(B:WW7R\R#R&C$&;A^A@I5#%L`#Z-),*C`1D)/K>F"\#1OCAM36^Y\!]L
MSP%WXTWFQ6N$(4TCO.2%2OXKG8B15<:BK;T$1;#;9.IJ0+W!.S\'>'J<-02N
M]U1&:':IVR3L#H,\892M^6`:@)]#9C]VCNUY&^L#TA%63L^E$WS>G!H/"[;3
M[`GVT=[3<'YJ:'1&:,P7[N6Y-+1AW&$8;PX,.F]-:,7;YI=^$[=$+GT$'8(V
M']$%PAQ[<'KN\\)%4!1@<T/LY[3T@L^VDVCVU4DK')+I:45G@F_R6EG*X]2F
MMYP3%YV[<4N+@.2U.=QRV^$`1VPZ!W3N8E66/@?46-8&XR7"1=WXE85Q60[7
M8]7%O'\<T+F+55GZ7!PX6WTRHP>.EG4A:E.[F:"Q'X;Y.-C@K23>)T3>#`X#
M@&F`$I.$:2V$S<.25IM8A1XUC+"CIS-";\:H,@TP&A`%84./C62MD86F+YW*
MQ(JTTE":I0)X/7%*6AUPF!!,+%)?$2@0)+);)&%K&,W2!*<O"K5IH$@#LB#L
MU6*\3'UI<"I3MTS"T9":)0Y.7QUJ4Y^4R^3A_H$C[^ZAKDQ,L87FEG5GJ0)Y
M,SBM*K@#JN`^CA:'EC&,2BE8<6X33.<2<F?)`GDS.*TLN$P61HK35P,*L#5Y
M<30C`0Z.TP6.O!D3K1JX3`U&F/15@`(`&E,!S6#@SE(!\F9,M+.!.Z`"4XY9
M7P,H$L"R8Z:9#]Q9&D#>C))V1,#9IEUWE&K7'^T<6M;%J$V,DF9$\+"7)U^H
MY,W@,`!E$.Z_3E-Z0V(P@5)_1J!(A-&>2(5F1O!FB0%Y,TI:,?"8&$R[4&D5
M@ZAT@K629D3P9HD">3,XK2AX3!2(D?XW</T;CY8QC$HPNN?.U\P(WBQU(&\&
MIU4';T`=/'MTVJ9E#&-P0O`U$X(W2QW(F\%IU4$,J(/W,*H.M*R+49M8E32C
M@IBE#N3-X+3J()@ZW+^-R)N%+G6"W:N^9D)`M^DZ1]X,3BL*8D`4)M2F/RE0
M($!EM=%,"F*6*)`W8Z05!3$D"J,-1*L81*4)79GS-1.#F*4)Y,W@M)H@!C1A
MPO5*RQC&L"9H)@8Q2Q/(F\%I-<$?T`0'?PG<[R1:UL6H3>S<:28&>)"=T4GD
MS>#ZFE"^T);/H(G,CO(7&<>Y$:H+OKZZ\'[96)N7X2<7G_6X7:R?RA=CJ_D/
MO-B>@Z/\(\B.49H;L3Q`3'N!+9J5;[[EET*=8:/P;JL*>*NE/T_P-B_A"=/&
M'Y@'I8KZ"\XZS6O_[G\```#__P,`4$L#!!0`!@`(````(0!28?J#S@4``+X7
M```9````>&PO=V]R:W-H965T<R]S:&5E=#$X+GAM;*Q846_B1A!^K]3_8/G]
M,#88"`).`2OM23VIJJ[MLV,6L&)[D>V$W+_OC&=M[\XZ"41]B</'[.PWW\[.
MF%E]?<TSYT6452J+M>N/QJXCBD3NT^*X=O_^\?!EX3I5'1?[.).%6+L_1>5^
MW?SZR^HBRZ?J)$3M@(>B6KNGNCXO/:]*3B*/JY$\BP*^.<@RCVOX6!Z]ZER*
M>-\LRC,O&(]G7AZGA4L>EN4U/N3AD"8BDLES+HJ:G)0BBVO@7YW2<]5ZRY-K
MW.5Q^?1\_I+(_`PN'M,LK7\V3ETG3Y;?CH4LX\<,XG[UIW'2^FX^6.[S-"EE
M)0_U"-QY1-2.^<Z[\\#39K5/(0*4W2G%8>W>^\LH6+C>9M4(]$\J+I7VOU.=
MY.6W,MW_D18"U(9SPA-XE/()3;_M$8+%GK7ZH3F!/TMG+P[Q<U;_)2^_B_1X
MJN&X0X@(`UON?T:B2D!1<#,*0O24R`P(P%\G3S$U0)'XM7E>TGU]6KO!?!3.
MQQ,?S)U'4=4/*;ITG>2YJF7^+QGYRA4Y"903>"HGD]G-3B;*"3R5$W\QF@;A
M?-%0>6?[J5H)SS:&8!0L0C^<81#V2H]$:#2-XCK>K$IY<2!1(<SJ'&/:^TOP
MUHI)'CIYWU(79$4G]^AE[<Y=!X2K("5>-OXX7*R\%SC'1!EM!XQ,BUUK@8>&
M?B,-\(!PQQID_Q]8HQ=DW6ZW;8$^C(`Q;"W:)9$&&`SA3'6&P\G9RH?&:Q<*
M5"_?+#1WWI+-A#(:Q=E92*0C!ALXV>O9H#&D`T36T[%/DZPFLTZ]G85$.F+P
M@1S5^7PRZ]!+0[0]C2TA0,J@?F=*N>NLVG61CAA$P9-.]/UC1&.3#R&Z2!82
MZ8BQ-UPG?>]/BH1>3%*$0";I(LW&3*3.JA-)1PRBV%FU&O*^2&AL\B%$%\E"
M(ATQ]KXS]R:11G,,[I0F3UM)I7R`TP3J%%4O]&%2(F3:Y[8RT36;^4RR:-#(
M[W0U>/O0]ZX7K;$V*2H(KIAV2V?];DUHN\ZJ.T4=,1EAL=6.$:6<`,L!Z:#'
MM-KY5**A6K0[;!7$F/%*VBZ$K-(#F'1RJ0Z@_#.S:6=FQH#E6(OA`^Y4O`WN
M!#'NK!;OL#9BQC!2LXZ4XCYL-N_,3.Y8O:_G3K7>X$X0X\ZZ\,Y7"QEW5B.C
M8;-YG_(F=]A4YXZY,PUOO(8^.F%)3I`9TMQ*<K50#RGTK4P:LKKKK<R`L"-H
MAT&7X=:`T`D+B"`6D'4WR"J$VZ?=C7G/5>77H-FL-S-#PD:CA?3!W:"V9.07
M05I5]#D2Z8BY.QR.OON5U057,04)8@KV]4#5O=:JK4H17E9PU;`WF6%ON5X7
MZD2&+@0Q1E;-4`N!AGZF5LWXR,SDCBWG>NZJ0>FUFB#&O:]02DVU4.<^<,&&
MK-ZZ8`'K?Y^J&(T3,ST4Q`+B%:-=^'Y`0U;^>-Y75.,L@H'^Z=]:`QLG+"+J
M@"PB5J]W:B$O&3R]/C0S0\(&IJ47'M+M(:DNJ&5=0)!622PDTA&3%.N3GR-E
MM\_`;I_3OI3215`V^-`O,3.+ALW>*LP!'*VE,DP38`]\A?TASZ"Z^G#5^VSC
MD"41[J&JGPJ%(Y%:9E=('"EP@I/QC<VP<<)(4?\R,WO1OV(HHF3%-%^P*QTI
M_]RL;ZUF$K%FR).H%?W])AG835)!^J\9&XH,R"2&;8I=.7P+OW$@$Z`;IC9!
M[,?Q@N7N3JW4`H@,R&2+W4IC^X%<JK?IE8`@;;<=S`Z1N@;A.+&'B`"-!VF4
ME8OR*'8BRRHGD<\X^H.WU\VJ@VDNN0UF,)ALYA76-W/XIID#6=\LVF$F^P:F
MG/=-'`S?PO2S&15R/`!'^!N)XY,EC&UL_'X*_ILI*E\P7<)<Q5ZP#9<PQAC`
M(>K!H"'FP9`AXF9?K]L8IJ?G^"B^Q^4Q+2HG$P>0F.Y_2?-750Q4I7J4-<Q-
MX11@G@AS<@'#JC&6LX.4=?L!B'K=Y'WS'P```/__`P!02P,$%``&``@````A
M`,X423,"!0``G!(``!D```!X;"]W;W)K<VAE971S+W-H965T,3DN>&ULK%A;
MCZLV$'ZOU/^`>#\!AUQ1DJ,0H#W2J515O3RSQ$G0`HZ`;';_?6<P!E_8=+OM
M2P@?,Q_SS=@>F\W7UR*W7FA59ZS<VF3BVA8M4W;,RO/6_N/W^,O*MNHF*8])
MSDJZM=]H;7_=_?C#YLZJY_I":6,!0UEO[4O37'W'J=,++9)ZPJZTA"<G5A5)
M`[?5V:FO%4V.K5.1.U/773A%DI4V9_"KCW"PTRE+:<C26T'+AI-4-$\:B+^^
M9-=:L!7I1^B*I'J^7;^DK+@"Q5.69\U;2VI;1>I_.Y>L2IYRT/U*9DDJN-L;
M@[[(THK5[-1,@,[A@9J:U\[:`:;=YIB!`DR[5='3UMX3/R9+V]EMV@3]F=%[
M+?VWZ@N[_U1EQ^]922';4">LP!-CSVCZ[8@0.#N&=]Q6X-?*.M)3<LN;W]C]
M9YJ=+PV4>PZ*4)A_?`MIG4)&@68RG2-3RG((`'ZM(L.A`1E)7K?V%%Z<'9O+
MUO86D_G2]0B86T^T;N(,*6TKO=4-*_[B1J2CXB1>1P+7CH20R6H^GRU62V!Y
MX#GK/.$J/*77/W`$VC9NN`K'Z1#W`\=%YPA7X;B<D)F[0+VFG\/SU:8_3)ID
MMZG8W8(Q#1FIKPG.$.(#E\@[9^@K\5XAH`)(LD>6K;VT+<AQ#:/G94?<U6SC
MO$#)T\XH&#%2+0["`NN+O*$.1#H02X`#DGI=,!#^!UW(@KI$0($`!J%338.P
M$"ZA#D0Z$$N`H@'&H:QA?"Z($J#QUH;U<"C!8J[&%G`;CT\@3/#!0$(#B0PD
MEA$E8AC_<L2?'$W(`N,1TC)H,8<3M_)@T,I6FN1#;]77PT`B`XEE1!$(DTL6
M^+@D:-SJ$.\.."(7P$!"`XD,))81)3[(AAS?)PN`+&K@'/&T&;Y0Q]>AMQ*"
M0P.)#"26$44,O$T6\SC9:*S&S!$YV082&DAD(+&,*/'AYD-?.UTHS;]</)%&
MC9PC^M!>:MGNK?IL&TAD(+&,*&K6JIK'V49C-6:.0,PBFH.!A`82&4@L(TI\
M!#85>KJ'MOSQ5H4T:N@M,^X8U*5DI>5[,!,20Q.*3"A6(%43MB]I"#U..N'-
M#A9&$4#007+:32@TH<B$8@52P\0.)87)EY4)9K^Y9.ESP&`)AN!&PO=@-]#M
M$7B;4Z+GT*S7<\!%'ZHS(&&'3+7BK-7B1(.9R$VL0*H>;&#_60_O@O`6\<:`
M<&B(_F`@88?`YA:W25.7:!TK,EQBPV786:FRL&U)LD;*`;O#OAZ\R2GQ<PA^
M^Y:Z,F:!L!&J0](1P3K9NQ%W[>H5TAWC=QQ)[ZBJPZ;W<76\12KJ."2K(ZZ^
MJ.*A0QN`'9,F3]OW189CW"%P;%+RXKTC#]N@)`_GF`=KU3\4D3=/12:'5)GK
M8<BTL_%`A-50QHY*"]<8GKICW%'I.H?-@5I&X/^$3O325FT.S6'=D8>=45!N
M-LS)$`-%+KC(CH90W1$/P&..NE!^R.6GK()69WJ@>5Y;*;OA`18&_6[3P_QT
M':Q\Z,M0"1U?^]`/1W#BPG&\/5'K'@0/ZNVQ5GL""RD\:1<K[0F<[?=C>(!4
M8V\'HE%[SX>3@1GM?N;O(77F@V#FPTY[!)_[L,,=P1<^;!9'\*4/FS3`G5X9
M?!NX)F?Z2U*=L[*V<GJ"U+MMQZKXUP5^T[!KV[F>6`-?!=J_%_@*1.%LY$Y@
MXI\8:\0-OJ#_KK3[&P``__\#`%!+`P04``8`"````"$`[/<-*5`"```+!0``
M&0```'AL+W=O<FMS:&5E=',O<VAE970R,"YX;6R45-ENVS`0?"_0?R#X'AT^
M(\-28-=P&Z`!BJ+',TVM),*B*)#T]?==BI7BU`F0O@@B-9R9W1UJ^7"6-3F"
M-D(U*8V#B!)HN,I%4Z;TYX_MW3TEQK(F9[5J(*47,/0A^_AA>5)Z;RH`2Y"A
M,2FMK&T786AX!9*90+70X)=":<DL+G49FE8#R[M#L@Y'430+)1,-]0P+_1X.
M512"PT;Q@X3&>A(--;/HWU2B-3V;Y.^ADTSO#^T=5[)%BIVHA;UTI)1(OG@L
M&Z79KL:ZS_&$\9Z[6]S02\&U,JJP`=*%WNAMS4F8A,B4+7.!%;BV$PU%2E?Q
M8CVA8;;L^O-+P,E<O1-3J=-G+?*OH@%L-H[)#6"GU-Y!'W.WA8?#F]/;;@#?
M-,FA8(?:?E>G+R#*RN*TIUB0JVN17S9@.#84:8+1U#%Q5:,!?!(I7#*P(>R<
MTA$*B]Q6*1W/@ND\&L<()SLP=BL<)27\8*R2OSTH[DQYKL[:AEF6+;4Z$1PW
MHDW+7'CB!1+WGCS#X/(MD^C.D:P<2TKGE*"^P<8>LSA*[I?A$=O!_X+6'H3/
M9]"`"-'.X`E]7'MZO3^]M`,[:=<OYV7M-ZYE1J_+C/]'QH%3BC?QV7R4)`.Q
ME_:@+D(O"IJ\5')-GD1)\.;L^]K<.9SRM6@<1?^(>E!\77`\FP\@;\2'TD]>
M@B[A$]2U(5P=7.!B'-FP.]R%U:A+SO`!L]BR$IZ8+D5C2`T%'HV".9:A?9K]
MPJJVR]5.64QA]UKA3P=P.)&KN5#*]@MW7X;?6/8'``#__P,`4$L#!!0`!@`(
M````(0`&;M&[@`(``.X%```9````>&PO=V]R:W-H965T<R]S:&5E=#(Q+GAM
M;)146V^;,!1^G[3_8/F]&&B2-BBD2A=EJ[1*T[3+LV,.8!5C9#M)^^]WC!.2
M+%W5O2!LCK^;SV%V]ZP:L@5CI6YSFD0Q)=`*7<BVRNG/'ZNK6TJLXVW!&]U"
M3E_`TKOYQP^SG39/M@9P!!%:F]/:N2YCS(H:%+>1[J#%+Z4VBCM<FHK9S@`O
M^D.J86D<3YCBLJ4!(3/OP=!E*04LM=@H:%T`,=!PA_IM+3M[0%/B/7"*FZ=-
M=R6TZA!B+1OI7GI02I3('JI6&[YNT/=S,N+B@-TO+N"5%$9;7;H(X5@0>NEY
MRJ8,D>:S0J(#'SLQ4.9TD63W$\KFLSZ?7Q)V]N2=V%KO/AM9?)4M8-AX3?X"
MUEH_^=*'PF_A879Q>M5?P#=#"BCYIG'?]>X+R*IV>-MC-.1]9<7+$JS`0!$F
M2L<>2>@&!>"3*.D[`P/ASSE-D5@6KL[I]20:W\37"9:3-5BWDAZ2$K&Q3JO?
MH2CI106L7MJ2.SZ?&;TC>-U8;3ONFR?)$/B@*2`,*O\E$M5YD(5'R>D-)<AO
M,=CM/$GB9,:V&(?8%]V'(GP>BX8*AG(&3:CC5-/K^1RH?;&G]GEY+?=AXY0F
M?9WF^G]H?'%.<1*/XN/I=``.U*%HU`=^:FATSA1"QOYYVYD_A=>"?HZ<27PT
M$SCW5:=^D\GM(.PL6&R3]P?KBWOZ(=G]3FBH4W^3<USO+_4]^;8_?^J<8+]S
M[N48<O`2YBLTL0)3P2=H&DN$WOC92;'[AMUAK!>IOY._]T?9HA]W-GS`<>MX
M!8_<5+*UI($2(>/H!KV8,+!AX72'RG'HM,-!ZU]K_*\"]E\<87&IM3LLD)@-
M?^KY'P```/__`P!02P,$%``&``@````A`/%&TICC`P``;@P``!D```!X;"]W
M;W)K<VAE971S+W-H965T-#0N>&ULI%==CZ,V%'VOU/^`>-_P%9()"EDE(>RN
MM)6JJMT^,^`$:P`CVYG,_/M>8TRPH=FI^A+"R3V'>^Z]-L[V\UM=6:^(,DR:
MV/86KFVA)B<%;BZQ_=>?Z:<GVV(\:XJL(@V*[7?$[,^[7W_9W@A]825"W`*%
MAL5VR7D;.0[+2U1G;$%:U,`O9T+KC,,MO3BLI2@K.E)=.;[KKIPZPXTM%2+Z
M$0UR/N,<)22_UJCA4H2B*N.0/RMQRY1:G7]$KL[HR[7]E).Z!8EG7&'^WHG:
M5IU'WRX-H=ES!;[?O&66*^WN9B)?XYP21LY\`7*.3'3J>>-L'%#:;0L,#D39
M+8K.L;WWHM1S;6>W[0KT`Z,;&WVW6$EN7R@NON,&0;6A3Z(#SX2\B-!OA8"`
M[$S8:=>!WZE5H'-VK?@?Y/85X4O)H=TA.!+&HN(]02R'BH+,P@^%4DXJ2``^
MK1J+T8"*9&^Q[<.#<<'+V`Y6BW#M!AZ$6\^(\10+2=O*KXR3^F\9Y/524F39
MB\"U%_%&(@^(\(CNZ7!51/_^]`?$54^$JR*N%][278FLISQ'NNZ*F&0\VVTI
MN5DPF>"+M9F8<R\"+5&]`'H@%89Z_ELYH8Y"9"]48GMM6T!G,`.O.\\+_:WS
M"HW+^Z##3)`><501HDM"-S&!DPFD(\`!2X,O:*?I2TS%?_0E5(0OE=!!`7>C
MALNCBE"4Q`1.)I".`,U#H'N8GVC5`A$<V["KC5K@+?4"'V10(->!J/!Q@B03
MY#1!TC&BI0P+8%SVQRF+8)@[L#_*.0R,G&54L!J:<)P@R00Y39!TC&@YPUB,
M<Y8;R&(-,"]Q_G(@D!V,V8R7`$9=+@"AT5E1;3](9'G/V@02"?BPZN[VW:>-
M;O\T1"GE=(QH1D#I?QL1&KH1B8R,F$#2<\)NX?NN%QH63$)J$NYCJOF!_63L
M9Z8!L-FI#HA@/7&)0-N'\CX]Z9D=58BJ;=*KP&4@>>[&U6DGDY;.T[R!IMD2
M)X_1EOO8E@C6;4ED;,MSU\.3NG$\JIC!5R]C^#+VKI-)2^=I]Q6J^=KHOM2K
MY+$_0=+]243WM[E/B#2H@@:#O8YAT)Q$DY;.TU9#.36#<(S1.O<QAQU+M]A#
M(>PJXS$SN]B'W9=>HK1^8G-"%">PKLX&T30J3UGR@%`C>D%'5%7,RLE5G*#6
ML-@&5)[NDC""_0BZ8.!PZMO[,_A!G`;G<#^"U^!4YQ!$\+*9XOMEM`=/TQ\.
MRPAV>L"=(2,X[;79!?V6T0MNF%6A,WAQNPV>RO.BO.&DA3;!F8]P..=U7TLX
MUR-X3;H+V'3/A'!U(QXP_%/8_0,``/__`P!02P,$%``&``@````A`,'/#:[G
M*0``L/X``!D```!X;"]W;W)K<VAE971S+W-H965T,30N>&ULK)U=;]S(<H;O
M`^0_&+J/K?F29@Q[@_7PFPD0!"?)M=:6U\+:EB%ISY[S[_/V=#>[JMZ29CCP
MS?'9AUT]Y,-BLYJ:8;_[]W]\^_KJ[[</CW?WW]]?+%Y?7KRZ_?[Q_M/=]]_?
M7_S/WYI_VUZ\>GRZ^?[IYNO]]]OW%_^\?;SX]U_^]5_>_77_\,?CE]O;IU?H
MX?OC^XLO3T\_WKYY\_CQR^VWF\?7]S]NOV/+Y_N';S=/^,^'W]\\_GBXO?ET
M"/KV]<WR\O+JS;>;N^\7L8>W#Z?T<?_Y\]W'V^K^XY_?;K\_Q4X>;K_>/&'_
M'[_<_7C,O7W[>$IWWVX>_OCSQ[]]O/_V`UW\=O?U[NF?ATXO7GW[^+;__?O]
MP\UO7W'<_UBL;S[FO@__0=U_N_OX</]X__GI-;I[$W>4CWGW9O<&/?WR[M,=
MCB!H?_5P^_G]Q:^+M^-BM[UX\\N[@Z'_O;O]ZU'\_U>/7^[_:A_N/OW'W?=;
MZ,:)"J?@M_O[/T+3_E-`"'Y#T<WA%/S7PZM/MY]O_OSZ]-_W?W6W=[]_><+Y
MWN"0PI&]_?3/ZO;Q(Y2BF]?+3>CIX_U7[`#^]]6WNY`;4'+SC\._?]U]>OKR
M_F*U>;U87UZA]:O?;A^?FKO0X\6KCW\^/MU_^[_89I%ZBGTL4Q_X-_=Q]7IS
M?;E:S.ADE3K!OZF3Q>;U<KM9;`Z[\L+'KU,D_DV1R^WK]7)SO3U\_@N1.,3#
MP>/?Z3-?/-*K%(!_SS_2Z]0)_LV?NBBZ7MA=7+2'W<6_^=,WKZ\7E[O5-8[@
MA<!="L2_^1-/=+M`0L;\")F9$F3^R5U,:8;_D[I9KE\\26]BHA[ROKIYNOGE
MW</]7Z\PFJ"'QQ\W86Q:O`W]YHR/QS]=`\]=`LC]T,NOH9OW%S@'2.]'7+A_
M_^7Z:OWNS=]QK7U,;3YPFX5NL<\MPH45NJTLJ"UH+&@MZ"SH+1@L&`5X`T^3
M+%R2/T-6Z";(RH?Y(8-B;VG,Y!8YI+*@MJ"QH+6@LZ"W8+!@%$"9P3BCS/@#
M9LZ6T/K]!2Z\*5L65QM]Q!]BFU4<94,R[(E41&HB#9&62$>D)S(0&251,C!T
M*AEG7E.A&UR64#YIXHLJ-EIA"!6-C,O]U&A*'R(UD89(2Z0CTA,9B(R2*',8
M>)6YE],HM#X(RH?U(1+8R&1/I")2$VF(M$0Z(CV1@<@HB3ITG$%UZ"%IUF@]
M<R`.W6@GD9@,N=)7VWYJE,551&HB#9&62$>D)S(0&251FG"+(4VA0INI*72C
M-45B-%T;35.C21.1FDA#I"72$>F)#$1&292F,"/Y";?UT(W6%,D*M8\8;[9&
MT]1HTD2D)M(0:8ET1'HB`Y%1$J4)AZ$TO3S>A-;:1B1RO"%2$:F)-$1:(AV1
MGLA`9)1$'7JH1=6QGWF7.O2CK21DDF1GDJ2TFK*$4<VH8=0RZACUC`9&HT):
M6:@+?\)5%>ILDT@)Z>'G^M(JBX$BWZH2F"W6C!I&+:..4<]H8#0JI)6%@O%G
M*(N%)XJA?)@?0F$$BT8932FF5CFP*H$9U8P:1BVCCE'/:&`T*J25A;KR9RB+
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ME<J.9$XL=%7F4.V[7Q*J&-6,&D8MHXY1SVA@-"JD-7@5\AESJR57R`F9S+&/
MRTJKDCFQ+S7F$&HXL&74,>H9#8Q&A;2R>17RDBODA%2=PQ4RMZH9-8Q:1AVC
MGM'`:%1(:PB%H+R`SJR0E[&@5%=61#ISMO:I80H4:5(QJADUC%I&':.>T<!H
M5$@I"]>54O;RF'-HKBODA&3F,*H8U8P:1BVCCE'/:&`T*J0U_*0*><45<D*Z
M0M[:AZ>EU33F,*H9-8Q:1AVCGM'`:%1(*YM7(:^X0DY(90X5S16WJADUC%I&
M':.>T<!H5$AK\"KD,_Z:O.(*.2$SYMAGR*55R1RND+E5PZAEU#'J&0V,1H6T
MLGD5\HHKY(14YE#17'&KFE'#J&74,>H9#8Q&A;2&GU0AXXL[MD).R(PY]AER
M:54R)_8EQ-;<JF'4,NH8]8P&1J-"6MF\"CD<OYD[)"0.<,^H8E0S:ABUC#I&
M/:.!T:B0UN!5R.>,.5PAKZ:J5LS*M_89<FE5,F<*S*CF5@VCEE''J&<T,!H5
MTLKF5<@KKI`3PEG)![AG5#&J&36,6D8=HY[1P&A42&OP*N1S,H<KY/`'J_@4
M5F:.?89<6F6+%:.:4<.H9=0QZAD-C$:%E++UO`KYT%Q7R`G)S&%4,:H9-8Q:
M1AVCGM'`:%1(:_`JY%!0S_R+YYHKY(1,G6.?(9=64^8PJADUC%I&':.>T<!H
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M&AB-"BEEFWD5\J&YKI`3DIG#J&)4,VH8M8PZ1CVC@=&HD-;PDRKD#5?(">F[
MU<X^0RZMILQA5#-J&+6,.D8]HX'1J)!69BOD\`>;<'.;>;%MN'1.2`_3._OP
MM+0JRJC`KKE5PZAEU#'J&0V,1H6T,EM-O_P'FPT7S0FIBRVV$JCB5C6CAE'+
MJ&/4,QH8C0II#;9"/O/K!1LNG1,RF6,?GI96)7.HP*ZY5<.H9=0QZAD-C$:%
MM+)0\LJ_CA[)G%@ARS^";B(2:;)G5#&J&36,6D8=HY[1P&A42&NP%?*YF<.E
M\V:JDT5IN+,/3TNKDCE38$8UMVH8M8PZ1CVC@=&HD%9FJ^DCF<-%\X9JWSVC
MBE'-J&'4,NH8]8P&1J-"6H.MD,_\>L&&2^>$S)AC'YZ65CE-*D8UHX91RZAC
MU#,:&(T*:65>-;VZ?!W>^_#TY>[C'Q_N<<='P>-DU`HO-XBO/-AP+9U0F9CO
MB52)A.^+3'/\Q=*4`#7%-5[<]<X\CVPIKO/CS-.HGN(&/ZX\BU!&KVRQG8<O
MQR"^:I85'L)TT9U0>'`WZ;G>V8EL;E6>@!"IB31$6B(=D9[(((G6X!7;>/'*
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MANJ:[P7'+M'K6)3+VC`A;=6,Q?NI4;&:>M)6RY@:QWZ*:_(>J#BV:B</G1?G
M6+5Q@Q>W79812%NUDXXC.<J3B^L\N1!7[I*N^-RHV$P]*2M+NN)M7),^3N?H
MDJYX&]=Y<8Y-&S=X<<\6A=?(*96C1VR&YF;\C$CEYJJ,+X<<VQ\^!G\>F^X5
M52+:RLI<N37%-7Z<J2]:BNO\N'+E'O:SI[C!BWO>IC=OF?W4(3P'LI+S%$6D
M[(H&@-RHI&SJ23Y%W*YH`+!Q3=X#%<<#@(WKO#@G96W<X,5M5\\-`*%"YV&U
M%'\GS6.N8YVO1ME4^F-\*K?T%0T,=H)0Y:Y0#XDX&AAL7./'T<!@XSHWCDL!
M&S>X<>MRJ>IA%L,<69:I?%J)?1VZ,0-&1/(O<:F50!6CFE'#J&74,>H9#8Q&
MA;2>,$^P27C&5VVNXWQ#I6%$ZN\IV[49&?<I4"F;`O,`4'.KAE'+J&/4,QH8
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MJ)!6-J\FWG%-G)`XP#VCBE'-J&'4,NH8]8P&1J-"6D,H6T^_\>]BE2O+J(24
MAM@J_)9ORAGZ4F?%@75"X25J4^#6KH74<&#K!MH%`SH.[(\%:EFA%)XA*U;.
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M8P7P24_3%Y=<`&<FY:XOS0T"<E.DG*9N[<LU(3<V4W)3)$:C<E.W+U>$7!L)
MN6ZDF5I`KHV$W!3YW-X:N5[Y//N1P.*2J^?,])?.MF66<QB#83>%JDF;?:47
M[,9FRFY$ZON+:_'5V#C(<R3L.I$K.XC`KOU,V(THO--?G-%G2H/%I:VTSYN[
MQ7[LP!#+<C&VPR4QB".&I;2((0F)P1,Q2"$&*\2PGA8Q+*@EF4G$4#C+8N',
M>=SB,G1D744&5_*LE9MS3L6IV73;R-T)S=!'[:"/&/01@SYBT$<,^HA!GV1&
M7ZB;K;XSKN-8?LL:;'$96;GRD&<6(<TB.O)KMMRL=`9S3B3_GBTW*Y%PZ4::
MFR/TVKV%73>RW"^-W%!ZL]QCW_);7,:27=N,3(V*_+.V'%J.%H;3!&#ZRS@2
M,74V(=BTK9"&MA7,V5:P9%O!DFAEC(3ZVAJ17QTY\9X<RW0M*#*D^C3`TB_<
M%I>YD;A04U_ZOF<*0RBSD5#F1IHT@D8;"8U>)'U-)S<K)Q-JO4CQ@B>C.]3Q
M/T%WZ,8.C9%)W?QCM\5E;B5\I\[TG9!]VTCX=B/9MXV$;R_2\6TCX=N+W)9B
MU?@.DX67?)_VS!5+R#O"(RO)@.'4(ESL%B%S+8))BY"E%L&:1;C8+8(A@;2-
MPSJ8UD9XPG5D.I/6SU17=V(ZW4KYE&[$4ZN2;KDS7#?3N+"U;R?"BI=VMH$5
M+[W9AGT[#5;!M)%8!=.+Y'2C2*R,Z44^>WD?5LT\1W`J]<6SI$5:@5,*IE_#
ME4;"KS?AL"^D@5\[X8!?-]+4^?!K(^'7C339@)5';23\'HDT"1R*=O8[\^ND
M"R0R#9^)2=W\P[@<6:YYK-::.L.X)/+9E*3P'9N52/AV(XTU^+:1\'U*)'S;
M2/AV(\O>&M^AS/\)ON-L`9^=T_3#(BW]J<HG_HW<U&R*A/#4&X8Y(9SN5_D#
MID@(=R/I?D61$.Y%.@-(;%9.,H1[D;OG"M3#2J`O"3_Q?I56%-7&D=OAR0\R
M0'@K=\X\9*=FDS<8MPCI;!'L6H34M0@F+4*:6@1K`IF4#`6_-'3LWA4G"-I$
MGD<($?0SLD5:8K2<3(A(G<E[UXY>OY";E4C(<2+I$0>$Y3W+%PJ$.9%;)_5L
M)"0ZD7)OC=@P1Y@C-LXIM-@\]1!BZ1=EB[1H:=$#L:DS+=8\P$/6Y?ZS'HAU
M(K?B31.'K(98&PFQIT0B.VTDQ#J1._&XT8@-,P0I]K0GYHOP/-86^8GAZBB7
M\-+<,?8Y4@E.G6G!YC$D!,=F)1*"G4A/L(V$X%,B(=A&0K`3N1,Y;P2'*8$4
M?&Q(2%,(=3N*3(K=T:M"%FG1U*('F9LZPQY/IV1W:4X)Q.;^1>:ZD>56G#/7
M1D*L$TFG!&)M),0ZD;O+<N\T8L-,8H[8.//00T*>C4@]YI:+C,VMLAZ(39UI
ML>7&>=`#L382&>M&FAL=A@0;";%.I"?61D*L$_F\V,,2JE)L'!+FUK%I)5;E
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MZT::H@-9:C\38MU(4W1`K(V$6#>R%!U&;)A!S!&;9ASJSI,G)D7/EG[DLTCK
MWY:\0\;FP.P:%[9%D&@1A%D$819!CD60(Y`1$2K].2)">WN=1H;,GO)D2S^"
M680O2B%2B4B=X9\I<B?>MY(SS$9"CAMIYJL09B,AS(FD8@D2;20D'HDT8D.E
M/T=LFAFH#(M,BMW9%[W@TLVM<CHAPRQ"AED$B19!F$409A'D6`0Y`AD1H3*7
M(NQ7-T[["V=:VE8/;;'HUW[,^`T_N97P$Y&J7BD)X,Q&PMDID?!H(^'1B=S9
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M,G;`B$408A%\1!3J@FE4XU^:Y&:E?QBRG4&01?`CD#GL4.S.R814',OB(GR'
M3]5C.&R+<-@6X;`C,H=M!G-DAHW$87N1]`N;W*P(@XHCD49/*'?GZ(GEL;Y0
M1,F<1UZ+H,<BZ(G(Z#&3'^BQD=#C1=+/;'(SI<>-+/-1HR<4LG/TI,)794]D
M92>0/19!CT70$Y'18X9IZ+&1T.-%TF]M<K.R9\B>(Y%&3RAEI9[S"M:T.*].
MJE@E8ZZ:;S30EAC^F481/*_2+ZN%RMBL'!94.I';*U/A0*6-A$HODGZ<DYN5
MSX1*-_+96C14KE+EL3M6JG15ID6F'O#N["L!H3$UF\Q"F4509A'T6`0]%F%X
MM@@J!-(9=%A==\9AI]5X5:HDI@^;WA6XR,W$81.JN57#J&74,>H5,H<=JL$Y
MAQVK1WW8D>'.-UT,VVLS>.X7:2U>_6C*OA"QRLU*_L)$^DR,".4#[)^K82?O
M1KY.8>>42!BSD3#F1.[$WAJ+H0"4%L\;?D+BV$HG,2EWMS(C#>2F2%SIDZ+=
MRDRK(3<V4W*=2)I60ZZ-A-Q3(B'71D*N$RGWUL@-I:25&Z:`1P:FM(2O3M58
MEH8=$)[*33=5#7GU7WF%IL@)(2\M@B:+H,DB*+$(2@0RAQ\J2GOX\L]"ISV+
M22OY:ANI6-4VRHTAVXC-U*Q\)]Y>F69DZ1-4<CF1]`T>6$O[,;F%-2?2^9$2
M1<*D$RGWUM@-1>I+=D]\$I!6_=5Z8P&,$C&/2+A0B>&J)(;<(@9-Q.")&-*+
M&*P0&QPV:F94A8*55<U_$I"6!M:N4FF-W107)M]$IF99*?01@SYBT$<,^HA!
M'S'H(P9]Q*!/,J,O%+12W['A*Q;`VE)D.J.(00DQ*"$&)<2@A!B4$(,28E!"
M#$HD,TI"82J5Q-OF&1D5*USM*K(P01,9928MN""G9B*CB$$?,>@C!GW$H(\8
M]!&#/F+0)YG1%XI9J>]81L7B5UN*3&<4,604,2@A!B7$H(08E!"#$F)00@Q*
M)--*#BL`2R4AH\+8-W/1VD5:2EBY*LL+RXPR<[=]#A5**X?5#FL<UCJL<UCO
ML,%AHV9&7ZAZI;XC&956#]:68N4L#A]*B$$),2@A!B7$H(08E!"#$F)00@Q*
M)#-*0JTJE9P[1J5E@[6K6`CK,4J\L3H58&K%X51M,8.^J;L\ED$?,>@C!GW$
MH(\8]!&#/LF,OE#72GW',BK6P=I29#JCB"&CB$$),2@A!B7$H(08E!"#$F)0
M(IE1$@I4J>2\R6):3%B;LH4T+KV(PM]ZRVW0OFT;[J9F.77@;F(RU,P]H7-J
MED.A<V(RU,Q'87AJED-A>&(RU$S1('UJED,A?6(RM,QGS'D();$\#\=2,Y;0
M6GAD:CXI%O;(UV]J-<T#X-LBZ+8(:BV"68M@T2)(M`C"+((O@8R;4,?.<1/K
M7NTFU<(B\=;\%9.TLG&9-<)-#LQG%FXL@AN+X,8BN+$(;BR"&XO@1B#C)A2T
M<]S$`EB[B0SY.EV42R=O4B3^F9KM[!_OX2MW)GRYD68Z!8<V$@Y/B817&PFO
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MJ+%?>`M%[S;FC_GPGSL3_M-GJC/'PQ)%PO\ID?!O/Q/^O4B[M_!O(^'_2*3)
M_S`)F>,_3EJT_\B4?ULKPW^*5!;MF[3A/W<F_'N1CG\;"?^G1,*_C81_+]+N
M+?S;2/@_$FG\AQG/'/]QAJ3]1R;]\]^ZTEK5YK(T-V_HSWT)_>DCU8ES]-M(
MZ#\E$OIM)/1[D1NSM]!O(Z'_2*31#VFS](?VYEM5M!HV<CTV*\,BQ%I4,\(8
M;EM!HD409A&$600Y%D&.0$9$F-3,R<,X"=)YF"9&N`"F.L'F"=R(Z5.J.0C!
MC6T%-Q;!C45P8Q'<6`0W%L&-0,9-F-3,<1,G0=I-GA@5-4Z)D`+5E;8Q=S*D
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M>3B2FGGI:24\30KD?9@?D]$RUM6"$'3;"4;#"&9MJXX1)-I6`R/X$JU,CH;*
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MOQ\T+8JMGR_9GVC`?^Y,^$^?B7^F#W#^O$"1\']*)/S;SX1_+]+N+?S;2/@_
M$FG\ATG('/]QTJ+]1Z;\\^/5M,*V]F]_<0;_N3/A/WTF#NQ%_S82_D^)A'\;
M"?]>I-U;^+>1\'\DTO@/,YXY_N,,2?N/3/KGQZMI96^CGZNBW)?0GS[RF'X;
M"?VG1$*_C81^+]+^_@[Z;23T'XG4^@\+=L_0GQ?XEL,_+0.^7Q"J&-6,&D8M
MHXY1SVA@-"ID1(1)S1P1<1*D\C`O_XTYP'2=VNH-;L3T*3U>)00WMA7<6`0W
M%L&-17!C$=Q8!#<"&3=A4C/'39P$:3=Y8E34<(G@K0*^LS^K1"KEOLHUZD9R
MB4"14)AV5E_=YD8/K?8SH=6+M'L+U382JH]$&OUAGC-'?YH7J6LT,O'@"XE(
M#&J)(16)(1>)P20Q:",&;\0@B1@L26:4A*F'5'+NX]6T]+A.U=#Y^PO]>-7^
M(A7ZIF8Y#:&/&/01@SYBT$<,^HA!'S'H(P9]DAE]88H@]1TI^M.JY=I2G&;H
MC"(&)<2@A!B4$(,28E!"#$J(00DQ*)',*`E5NU02,BK\&N_CGX]/]]^ZV[O?
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M4*6^8QD5*UIM25:Y.:.((:.(00DQ*"$&)<2@A!B4$(,28E`BF5$2JDZIY.R,
MBN6K=A69'J/LPM+(J*F9R"ABT$<,^HA!'S'H(P9]Q*"/&/1)%O6]>?QR>_M4
MW3S=_/+NV^W#[[?[VZ]?'U]]O/_S.T;CL+"HX*\>;C^_O_B`6\5;=+8*/Q&<
M8J9MZ[#M\`=PWK8)VPXO)^-M5V';X>;(VZ[#MFO_\[9AV];=M@UQF,UY^[D-
M<9BJN-MV8=O.W;:[#)]WZ6];A&T+?]LR;#N44G1\5V%?\,TY;U^NPK[@*V3>
MMFTX#WBBYFX+YP&/B]QMX3S@N8F[+9P'/!3PMJW#ON"-!MZV3?""MPZXVX(7
M_&[=W1:\X$?9[K9P?/AULK?M*IQ;?%G3V[8*?>)%I^ZVT"?>^.EM6P<O>`.#
MNRUXP2M3W&UA7_#N$'=;.+=X,8:S+5Q&SUQ%EV$OL0BW$X7%I<,V_\PNPY%C
M@0HO;AGZQ$H+WK95.$-XVZZS;8,#P(_NG"W7.&S\8=;;@AC\R=#;@A3"7[.<
M+3OL@G_M['!0_I6SP18_=S8X6#]S-M"''U\[>[#!Z<?/C+TM./GXD:VW!0[P
MDU!GRQHQ?KZL$>-GRQK>_%P)EYY_Y84+S[_N-C#J7W5KQ.`U?MY>(P;OD_.V
MP#5^.^YM@6N\$\S;`M>X:7I;X-J_TE:(P9MIG9@58O"B5F\+7,=IN1U;5W"-
MUW-Z,7"-MTUZ6^`:+U]TMBP1@Z_/>EL0@_>H.UM6<(UGSMX6N/:ON3"`^>/7
M"J[]T2M<^OZ5'RY\_[I?PC56#''V;0G7\36BUN@2KK'>@Q<#UWCOJK-E@1@L
MJN=M00S^?.]M@6O\;-;;`M=XP9NS90G76.?*VP+76.+(V;)`#%8!]K8@!NO7
M>EO@.A:(ULX"KK$DJ!<#UUCVTML"UUC+T=D2+A^/(\!M#\VN94AV'4.Q:QB"
M7;^[]=L/;JVUQY:]NZ7"ELK=TF!+XV[IL*5SM_RZ>/NK.P:%4^69"A>%Q\-E
MY/!?UV]_3=7DF^G4/O[R[L?-[[?_>?/P^]WWQU=?;S^C-+X\K$#T$/^"%/_C
MZ?X'2N:+5[_=/^&O2X?_^^7VYM/M0VB-N?#G^_NG_!\XV6_^NG_XXU!^__+_
M`@```/__`P!02P,$%``&``@````A`-P:0X+R"0``BC,``!D```!X;"]W;W)K
M<VAE971S+W-H965T,3,N>&ULK)M=;^)*$H;O5]K_@+@_`=M\)%&2HP1_VRNM
MCL[N7C/$2=``CH!,9O[]J7:W[:YZ^Y`0[<UX\E!OVUU57:XVYN;WG]O-X$>U
M/ZSKW>W0NQ@/!]5N53^N=\^WP__\&?]V.1P<CLO=XW)3[ZK;X:_J,/S][I__
MN'FO]]\/+U5U'-`(N\/M\.5X?+T>C0ZKEVJ[/%S4K]6./GFJ]]OED?[</X\.
MK_MJ^=B(MIN1/Q[/1MOE>C?4(USO/S-&_?2T7E5AO7K;5KNC'F1?;99'NO[#
MR_KUT(ZV77UFN.UR__WM];=5O7VE(;ZM-^OCKV;0X6"[NLZ>=_5^^6U#\_[I
M39:K=NSF#QA^NU[MZT/]=+R@X4;Z0G'.5Z.K$8UT=_.XIADHMP_VU=/M\-Z[
M+H/I<'1WTSCHO^OJ_6#]?W!XJ=^3_?JQ7.\J\C;%247@6UU_5Z;9HT(D'H$Z
M;B+P[_W@L7I:OFV.?]3O:;5^?CE2N*<T(S6QZ\=?8758D4=IF`N_N8Q5O:$+
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MS<?SF]$/6E@K8_.`-AZW6+06*O/5L*$$D02Q!(D$J029!+D$A02E!4;DN,Y[
MY+#_A_?4,,I[[;P?6M"[TQ>N:BU:22A!)$$L02)!*D$F02Y!(4%I`>8J*D#,
M5>[ZV>:3LKX=TL+M\LF;3;D+'K2-KOU-NBR`A$`B(#&0!$@*)`.2`RF`E#9A
M[J%RR]SSQ76HAJ&E3$'H'(<+41N1XVRC2^[=16?491B0"$@,)`&2`LF`Y$`*
M(*5-F"]I8LR7IU--63<N:R?ZH(F=6$!"(!&0&$@")`62`<F!%$!*FS!GT.V5
M.>.+B:6&X5[2)+#7Z'Q\);*H,VJ=&P*)@,1`$B`ID`Q(#J0`4MJ$.8YN9LQQ
MI[-(67/_:!+,NJJ^`!("B8#$0!(@*9`,2`ZD`%+:A#F#HLR<H;*H[Z$^W2:H
M8;B7-"$O6;7(&XLLZHRZ+`(2`8F!)$!2(!F0'$@!I+0)<QQUD,QQI[-(67/_
M:&)G$9`02`0D!I(`28%D0'(@!9#2)LP9JDMFWOAB,6K&X7XRB)<C#QI,=0&W
M0[+J,JD7MBA"%"-*$*6(,D0YH@)1R1#WHNI&[9[]=$ZI[85(*H/LK$(4(HH0
MQ8@21"FB#%&.J$!4,L0]HYI/VS,JOP**^;F[&=W$4AO5YL2#:JE4YO!");OR
MWJH5AH@B1#&B!%&**$.4(RH0E0QQ+ZHFU?;B!_FE>UH:KYWS@V?:7.O>ARA$
M%"&*$26(4D09HAQ1@:ADB'M&M9RV9[Y:OW3KREQFNEFZD?2=NQ>(&Z'76;6^
M#A%%B&)$":(4488H1U0@*AGB7E2]JNW%#_)+M[;,6:;;M?,+4*@>=.DEVSHK
M0A0C2A"EB#)$.:("4<D0]XQJ1FW/?#6_=%/+7*:1J%\3F5^=5>NRT`,4(8H1
M)8A21!FB'%&!J&2(>U%UL;87/\@OW?0R9YD^6#_/54^B%AZ@$%&$*$:4($H1
M98AR1`6BDB'N&=6FVI[1^76A.OGCRWKU_:&FXD/]@L-C`3W5,\_Z=+/+'*;1
MI+L%+#Q)0D-4]EL53CS4B4`7NW4SGKD)Z%*W3CR4S$"7NW7B\4@!NM*MZS?$
M/!*J1[8CX?`X/=GO7*Y;:N9RC>B&T'O3EQLGKS7JE[,D$=C$0!(@*9`,2`ZD
M`%+:A'G(EWN%TQYJS/F6P"`ZJ.?1$W]\)<N=L>C3-@02`8F!)$!2(!F0'$@!
MI+0)=\]YFP`?-P$&\022&Z;.J$N@=B2JAU;BB48X`EWLUHD&)P%=ZM:)2&:@
MRUVZ8"[*1@&ZTJ6;^WV9XE&0&XX/DA3W%;Y&/`KB*A>=41\%,Q*/@BAN$>AB
M0]0MPHJ>*&X)Z%*WKB]NS9TA`UWNU`6B3!6@*UVZV;3/%AZ%\S8L/FY8#&)1
M"&`M:)U=+<Q(S)L!K`6IB]LKX+I^=HTWD^ZBVJBG;AVL!7F^W*4+YB)Z!9RO
M=.GFP=^M!?+>&;<T7YF+@JU1[^"%,>I)""0"$@-)@*1`,B`YD`)(:1.>E&KW
M\?D[O/H:7[I#(YZ44!I:HS9)PG8DGEQ0&J0N=NN@-$A=ZM:)Y,J,51_)W*F;
M0&F0YRO=NGZQ\BBHW<L94=";';O/\C6RHS"!(+0V?1#,0"P($Z@,4A>;L_'Z
M/('*('6I2V?72U.?I2YWZ1R50>I*EVYNS8\'@;QP3A"4N:@,&O79L_`E"8%$
M0&(@"9`42`8D!U(`*6W"W2%W81\T#;C=\MO-E7T3%RMGT1GU2=G*6A*!30PD
M`9("R8#D0`H@I4VXA]0FY8Q5J_<T;-5J1.UST_M[<U\4I(4O-T(AD`A(#"0!
MD@+)@.1`"B"E39A[U!/M,]S3F//U9)!=U.9^7T*;:K'HC-IT"=N1:.WUW>-$
M]!\1Z&*WKN\C=+\#NM2M$]4W`UWNTF'O#[K2I9M/^ELGC\)Y.[``=V`&\2B(
MV2TZHSX*9B0>!7&CCD`7MU?`=6)=)*!+G;JI*#<9Z'*W3F19`;K2I;/O93P*
MY^W``MR!&<2B`+U_9]1'P;4#F\H[/.CB]@I8%*R=C5D+>O3^AI>Z=6+M97"^
MW*7#.SSH2I=N/NW7+(^"VG)\OF`'9M]D?65D4#_A!9`02`0D!I(`28%D0'(@
M!9#2)MP=E$SGN$.9BP*M$4]**`VM49^49B2>7$(7!5(7&\+;SFE?^$Q22EWJ
MUHE2E,'Y<K=.E*("=*53-^M+$8^"VCJ<D91ZIV%W$>H5.0H,3;N[W4'OW]GT
M03`#L2#,1-V+0!<;PH,P$Q4E`5WJTMGUL@E>!KK<I7-4AM8'[?S4V_9-NO+Y
M]7L4'03]0KU^UWA;[9^K1;79'`:K^DV]+$^/?>]N.JS?Y'_PIM?JRS$Z$7PR
MHT^:;_O@DSE]TKPY*S^YNJ8745QCC4G1O/,O%1[]E(!>+G!I?/JDJ5:@">B3
MP*F9T"=-/1,:^L7"O7LL$KA&HI,[[>G4KC/?3Z[O*4:.:=`5N2[H@?SNM">O
M.YU./G>Z_/*:7H2B\XZZ&=,O(5Z7S]6_EOOG]>XPV%1/%/QQ\X737O^60O]Q
MK%\I*>CG$/61?@+1_/>%?O-2T5=OXPO*MZ>Z/K9_J!-TOZ*Y^PL``/__`P!0
M2P,$%``&``@````A`$FW42Q8!@``7AH``!D```!X;"]W;W)K<VAE971S+W-H
M965T,3(N>&ULK)E;CYM&%,??*_4[(-YC&/`5V8[6W!JIE:HJ;9]9C&VTQF,!
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M).U.6QTV[A.*\B!TO>UZ2-`_=?76*3\[W0F_Y6V]_[V^5)!MJ!.IP#/&+\3T
MTYX@</8L[VRHP)^MLZ\.Q>NY_PN__5;5QU,/Y9Z!(B(LVG]+JJZ$C$*823`C
MD4I\A@'`_TY3DZD!&2F^#M>W>M^?X*?59('\5;B`*,]5UV<U">DZY6O7X^9?
M9L1"T2`!"P)7'B2<!,L9FLWAH;<\0^8)5^89SB>SA1\BXGCGXZ<L"%P??#P\
M8U`/5^ZYG$R#V6(Y//^&Y#GSA"OWO%/R@GG"E7O>?J9'2S;,@*3HB^VZQ6\.
MO%90E.Y:D)<411"-EYZ.6DR&[\T%F`0DR!.)LG'!'\K<P03^LITO%VOO"TRZ
MDMGL;!ND6\3<@LPP$C8Q06J"S`2Y`CR0*'3"M'H'G20*T<E'N.-`"@\,4=R"
MNR0F2$V0F2!7@"8*9KPJ:OQ]Y34BQAL7UFQ1(S2?Z8/=49N0ON2D!+%%$HND
M%LDLDJM$TP`OG*KA)R<@B0)3&!(EU-DSD!J!.M5HJ:<@%D:B8!9)+9)9)%>)
M)A@>KPJ^731B/.CBH]E1$L[%'(PMDE@DM4AFD5PEVHAA?5)'_),E(E%T*92`
M%+4>*Z,>PHAG(+%(:I',(KE*-'6P:JGJ;M>#&.LB*%'K89'$(JE%,HOD*M%&
M3/HN:\V>D+VV/]7ERP[3S79$20AK,UVQ20Q=""53.:],D)@@I2"`U(JW+EP8
M"V`FC'@!<Y5HPE;O((S$T(51H@@S06*"E`69#5M9X"-CG<Q,A]QTF(I9K`E$
MT)O9I>/=S?W;+0FCBQPB;UQ]<5OY8AA#U6-IQ8N1,"33DUHDLTBN$ETAV8#_
M[^1$=!>'Y9P/<\>0'&8LB)Q\R#>:CD08\4`ICPT5$Y-VOC):D<SRR\?]Y&37
MLT!V[!M9^(RO4+X?=E5TW]?20)%1YM`LL[#BLA.R-<*4D?E++9)9)%>)+I#L
MYX;`T']P#4*T*8"'\&'N&)+#C`51RR5?+]8HTDC2+>6Q8:U1RFR^QR(X'T`^
M[C<7"=:S0#9Y(PODP^G1[IGV"EH>1/N@#M^8W3$25GS\"4-J)JB1))EEDZM$
M5TB:`D7AR)X"'UE\4R':S76)(OGTF!G!J)3"&%U8(HRXL)3'AEU1\3.ZA<SR
MR\?\%KY<&'6YI$M0Y-)6Y]%I35L-K9P4J5DP28),DEHDLTBN$ET*:1\,*8^_
MH;0'T:10I$KA1!9FX1L+:H*XD2PH)7"PH?K)!75XLS/++V?$\)-+H)X%TFL8
M64`S6=`[%V+:L6AIH$A-@TD29)+4(IE%<I7H6DB3<4/+77T?8IV*NN92I.TI
M"]]88F/F"%:\@@E#,@<I)VAHG/P)FOK:/V-69-Q>Q,PYX1&4B:0E(QCMI!XM
M[!!%;Z08DJ)BBR0622V26217B:[E/7JFP.Z9&#(*:^R!L;02A65(YB#EA)?E
M1X7E]K*PG/`(WRTL:51NS/+[WMB`MCOJ&\N0^J5FH\1&J8TR&^4:TLL[TBM-
M'^\2R()G;*X,:5_0"U\V*[3IEU:RP#26DHO4MLIL1(ZAR2"H(U5)CY7IH6)3
MM<<JKL[GSBGQ*SDRAM5ZNQ:8GF?O@I`?:!MWX*3[:5B9#+Z#$W!$YI+)`P@T
MQN$!PX&Y8?\TA?AC-W;3"$YL1AXPB^!<9(3/(SA1&.&+"+[;1WA`1CHVU'09
MP0?QB`?R(_*]-G8G@#MCL79H"G=&=:`5W%F-10M01-8`>(XGL@6G^]?B6/U1
MM,?ZTCGGZ@"EI.U]2_\^P'I]]AWSC'LXUQ\^:4[P=YP*3@[]"4SQ`\8]_X4\
M0/QE:/L?````__\#`%!+`P04``8`"````"$`21!$40L#```X"```&````'AL
M+W=O<FMS:&5E=',O<VAE970U+GAM;)R576^;,!2&[R?M/UB^;\!\)PJI&JIN
MDS9IFO9Q[8`)5@$CVVG:?[]CG%`@;=7MI@WF]>OG?'"\OGYL:O3`I.*B33%9
MN!BQ-A<%;_<I_O7S[BK!2&G:%K06+4OQ$U/X>O/QP_HHY+VJ&-,('%J5XDKK
M;N4X*J]80]5"=*R%-Z60#=7P*/>.ZB2C1;^IJ1W/=2.GH;S%UF$EW^,ARI+G
M[%;DAX:UVII(5E,-_*KBG3J[-?E[[!HJ[P_=52Z:#BQVO.;ZJ3?%J,E77_:M
MD'170]R/)*#YV;M_N+!O>"Z%$J5>@)UC02]C7CI+!YPVZX)#!";M2+(RQ3=D
ME278V:S[_/SF[*A&OY&JQ/&3Y,57WC)(-I3)%&`GQ+V1?BG,$FQV+G;?]07X
M+E'!2GJH]0]Q_,SXOM)0[1`",G&MBJ=;IG)(*-@LO-`XY:(&`/B+&FXZ`Q)"
M'_O_1U[H*L5^M`ACUR<@1SNF]!TWEACE!Z5%\\>*R,G*FG@G$Q_H3^^]]YHX
M%JB/[Y9JNEE+<430,W"DZJCI0+("XW-@%F,(];5((41C<F-<4AQC!$$HJ,[#
MAA!O[3Q`2O.39ON"9JK(S@I3"<`;&"'P,>/+23^C&+%!,44P;%N[`-X#VXPL
MNU3$RP%M0@(9>C^)$:<8)L!P,"'^X&OAK"88:+/1PN3DX%].-F)HL?');CP[
MV6J6MEA)Y$,S3A791.$G29`,@@D:=/`X*::%?/C"WBZ3V31#),'@;Y-C-9%%
M#&'B>7/$L<*+$\]W!XL)8O0_B&;3'#$<_"VBU5C$*\]+O#":*K*QPH^7[K/#
MA!"^G7$2WTZ>$<_)9N=NK>:4/&])XFC6`=E8X9.(^*^@F3ML-"+>1C/B.=KL
MX*W5V-;S21@&\7/9^K3"*#<N5A&$P3)Y+KS-FIW4=I(U3.Y9QNI:H5P<S!3V
MH&6&U>&"N/',9S9;W\+%T8]99W@!@[NC>_:-RCUO%:I9"9;N(H9FDW;TVP<M
MNGY^[H2&D=W_K."&9C!TW`6(2R'T^<&,M.'.W_P%``#__P,`4$L#!!0`!@`(
M````(0#YA\(L408``!`9```8````>&PO=V]R:W-H965T<R]S:&5E=#8N>&UL
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M>JJ;XN4`O+\Q66PNL?LO1OACM6GJMMYU*PAGZXF:G$,[M"'2\^.V`@9*]D53
M[IZLS^PA9Z%E/S_V`OU3E1_MY/.BW=<?65-M?ZM.):@-ZZ16X*6NWQ3TRU:9
MP-DVO--^!?YH%MMR5[P?NC_KC[RL7O<=++<+C!2QA^WWN&PWH"B$67%71=K4
M!Y@`_%T<*Y4:H$CQK7]^5-MN_V0);^7ZCF``7[R4;9=6*J2UV+RW77W\5X/8
M$$H'X4,0>`Y!.#C,=!:#,SPOSLXJ<%WI!?[\*<@A"CPO4>#CS"G`S_0BP'-P
M_A\B>$,0>`Y!F#][!H#L9P#/B[/X>1%@4_=1X'F)PN<NIJT3H\^SN.B*Y\>F
M_EC`YH65;,^%*@7L`0*K!!.0IK<3##)+^7Q63KTKH%O8%5^?&0L>[:^0R9L!
M$YD8SC!D?0,B,"0V(8R%&)/<P'`'8]);&#*=S,3X'@Z3FQ#&^15C@Z9786&W
M3(6]+Z@"@_#68A24$RDBC0E[N;GPF'1]>?WI?EW6".)YC@C&R?6(&"$$9R[L
M0APDF4(89X$(B0KI%`&CG@=1<)!L"EERCTN/D]_)IY#`]UU(H7%ED92@RWPI
M%9A(Z9#911HC^RJG$GI-#3$U)-20:H.GLU\$@20;(*,>^1T/1!<JVWRZ"DSH
M,K)>D<9,Z%)#3`V)-FAV@GE,D-5+J4=&#?F=$(@NE.7Y=!68T.5D%T0:,Z%+
M#;$V:':>%#0U$^J04D-&#?F/0R*R<'S,)ZO`E"Q9ATAC!BIAR$CA6^OQ48QX
MZK!DH<=(&4RH1TH-&37DTYBNP\,?[&,X_N:35V!*GB:VQHSDUM00:X.6Q_>D
M3S9I0AU2:LBF$9CC"DZ*28X``0N<<8G0TJN>?'+2WC\0%)BR)S\<:<RP1Z4D
MXJSUL.P+U)(L<CSUE4;6)!=?U5&J`IE.\<M`N"/'?CRC#OG$@%0(?T8%!:8J
MD!6,-$:KP"0M!NOI\!+&R:D:Z_';*B67P:L,U)!10SXQ(-X,FJKYR]^C*?-Q
M5_6:1P-(4X>.(`B%2VKA&F/@H`Y=(F",(4)(%M*^)T$8Y@KI"I)1*8*(T`]]
M)R#%*$.8)7=9R$,RG1QA@@#*B>>,OX4U5>W8["W%=/,&I_#89`DRPV@`#9K"
MSH!SG6#6&.,'`1.$1(PA;BC8C;95S^>2N2)P/;*%4Q1&2N;`:QOIZ#*$67(G
M\"3-@AQA8&%"!J&N'1O65+5E\S7531S2U.BVF`9-RK1AB0U+8EC2P3((%G@"
MWF.O)'09,ISRNTZ8N>K/YC/7W1QB;C1>3(.FS*DE-C#)8!EX\I#Y'BG]J>&4
M&9;\;AC,7+5J\YGKQ@XQIV4W8K0=7!N6>+!HGNI*@!PJB>&2&I;,L.1WPF+6
MJF6;SUHW>)@UF7"DKF;@P)JN][0OY#QPZ#$=#S[#:KNA1W(Z,8*FAB5#099<
M2L<AIT4^=<(ZJ.YMO@ZZU\,ZD+H5,=HAK@U+/%@&WD)ZYGL]C9(:43(<Q7%]
M1M8D1P@N'3C@KD4#ZZ`:N?DZZ+8/ZT"V::2NB/I\4%<D-PZ2Z3"IZS'R]3DY
M89+K\+4W&2Q:T"6\N9-S*S-<\JD%:Z':M_E:Z&8/:T$F'#$-&M;;\<95Z$OW
M&HTOF0&(!\"XN1+#DAJ6S+#D4PLFK7JW^:1UIX=(TZ8H@KMAE0##I8T,X?J<
MELHUP@B'N=,KI5Z;&$&XQSSHKHA^"<;X`A*=5)(40:0J-3ZMN1G"+#GGTJ<W
M&^K&>V3%'-AU7+ICMFE1]9VVOFL\%Z_E[T7S6IW:Q:'<0?_EK-3M;Z-OM/67
MKC[W=XHO=0<WT?W'/?SGH837#V<%X%U==Y<OD/3V]7\9S_\!``#__P,`4$L#
M!!0`!@`(````(0"IY[T\&`8``*L7```8````>&PO=V]R:W-H965T<R]S:&5E
M=#<N>&ULG%C;CIM($'U?:?\!\>XQ?05&XXD"4797VI56J[T\,QC;*,98P&22
MO]]JJDU?S$SPO"1C?+KZ]*FN.K@>/GQKCL'7JNOK]K0)R5T4!M6I;+?U:;\)
M__G[\RH)@WXH3MOBV)ZJ3?B]ZL,/CS__]/#2=E_Z0U4-`40X]9OP,`SG^_6Z
M+P]54_1W[;DZP3>[MFN*`3YV^W5_[JIB.RYJCFL:17+=%/4IQ`CWW9(8[6Y7
ME]6GMGQNJM.`0;KJ6`S`OS_4Y_X2K2F7A&N*[LOS>56VS1E"/-7'>O@^!@V#
MIKS_;7]JN^+I".?^1GA17F*/'Z["-W79M7V[&^X@W!J)7I\Y7:=KB/3XL*WA
M!$KVH*MVF_`CN<\9"]>/#Z-`_];52V_]'?2']N67KM[^7I\J4!ORI#+PU+9?
M%/2WK7H$B]=7JS^/&?BS"[;5KG@^#G^U+[]6]?XP0+H%G$@=['[[_5/5EZ`H
MA+FC0D4JVR,0@'^#IE97`Q0IOHW_O]3;X;`)F;P3<<0(P(.GJA\^URID&)3/
M_=`V_R&(Z%`8A.H@#-CK[^G2(&LD-)[O4S$4CP]=^Q+`I8$M^W.AKB"YA\"7
M@R&-Z:BOG12.J()\5%$V81P&<(@>TO/UD3#ZL/X*DI8:D\U@7$1^0:A,`+V)
M(QS<YC@O^H6*`BLJ*@F*6X8/(/;$S6.67R/B=*+F,`&%EC-1X$T(+6#:F#`V
MQ45RB.$3V]QZX.S,W9U5GAA<X[>U4(L`YS#@'@/$I&/28D(2X0%R&T!I3*2,
MQ13#X0A7>;DZ"NRK8^*B.HBQU+$>.#O+6W968%\5.9T(=T:,'%59Q30B,G$1
M.2)&;@X5*`);A&6)4HM\2K&[8888I$0Y983[]]A&$)Y0&^%P5+9D%?W;ETB!
M?6Z>&!EBM%QI'!'J7?3<0=`H3A(630=TR*6WD%-@GYRI7<PE8I`<(40PYF4[
MMQ%22D%-#3C4"%3<<N%&M$>.FT,C.0W2TI&4)BFSE!E!N0OB:2HH,6=P*:HF
MNCBW!%NNTR$XF?*B*2)(WSP1TT0DGL:Y#H08<#4I#,+E=U,S)]B:77[>M<\T
M2$O(XY@SDS\M(,9!2,HC:BZPRTZU7TN]9=5+U"H_T5X!9!JD6<:QX%Z!YRY"
MI$EB+HO+\EUF0&;<@'M"91J$+`F/KY7$*`C@<%5-SW8Y>F:P4$EL\&Z^S0[Z
M/B)(*YE"P4C*KL1T0%`R42*MNG>Y>O:QD.N,CW!3E9JK;22)2(%#XITG)S:&
ML81++DT<EZGG+F]W;C)C*_ZMRS1(J\EBDG#OZN8NA,8BBDP-NOQN<A8R8RW<
M5*96T'$.(E,AF=>A<AU(GX$2EC*KB[D,;[(7,N,OW'0VS="V#^C@'/1Q6VBN
MXR!!0GE,(E-Y#C]ZD\6,:*_S"&_S3(/TYH+`6VCJ*^A@8A9!P9A;X!+T#&99
ML=`9HQ$>B4R#D&@:@X[2J#1JG3N0%>$<2BHQ()?I359#T2+@MIG7=6&N.:9:
M@ZPW4ON)N[MG)6^7*IVQ$&$RH'='$.I#111+/]>YCG.!4+!"<P:7GV<B/^`W
M8Q[^+X6,VMZP8EREQCM#[F$D6$QL+JS+T+.0'S"<L0[AM=I,_=H&I[;S9_N$
MB&AJJMLE\RZ/H#,>(4QOUVFU^_]*1O""Y4%R'0?3NA))`AUD:C$N3\\A%I;G
MC%,(SU(SBB`D0>`=*O&;=>Y`6$1>>PND-_G$B/:[G.\3&G212,;7-N%""`"B
MUVR">C:Q4,89N[`DT.FV[0)>\N"5WU,Z'W??A'@6*:E(K4)WTJUF`+>_L(ZK
M/$&EJ4+DJ4%(@D6)$(QZF-S%)!0&6E;+=IF^RS?8C&](<_4U4P0A4Q[%G$,1
M3>4Q8G(=2&/@QW%*R"N^P3S?6);[<94WT)"F]VJF:#)6_]'+KN<(,,Y\3V9G
M?$1Z/3@;0V]"G/E0-O>+4T,L6C@;Q=EA4W7[*J^.QSXHVV<U]Z0P*9F>3C/9
MCU0-MKSG&<QJQ\'F>OH"1J7G8E_]473[^M0'QVH'(:.[&'ISA\-6_#"TYW%B
M^=0.,"0=_SS`4+R",5]T!^!=VPZ7#VJ(.(W9'_\'``#__P,`4$L#!!0`!@`(
M````(0".:W_QP@(``*P'```8````>&PO=V]R:W-H965T<R]S:&5E=#@N>&UL
ME%5=;YLP%'V?M/]@^;T8*"$-"JG25=TF;=(T[>/9,0:L8HQLIVG__:XQH:&)
MLO0%\.7XG'NN+Y?E[;-LT!/71J@VQU$08L1;I@K15CG^_>OAZ@8C8VE;T$:U
M/,<OW.#;U<</RYW2CZ;FW")@:$V.:VN[C!##:BZI"53'6WA3*BVIA:6NB.DT
MIT6_238D#L.42"I:[!DR?0F'*DO!^+UB6\E;ZTDT;ZB%_$TM.K-GD^P2.DGU
MX[:[8DIV0+$1C;`O/2E&DF5?JU9INFG`]W.44+;G[A=']%(PK8PJ;0!TQ"=Z
M['E!%@285LM"@`-7=J1YF>-UE-U%(2:K95^@/X+OS,$S,K7:?=:B^"9:#M6&
M<W(GL%'JT4&_%BX$F\G1[H?^!'YH5/"2;AO[4^V^<%'5%HY[!HZ<L:QXN>>&
M046!)HAGCHFI!A*`*Y+"M094A#[W]YTH;)WC.`ZB)$P!C3;<V`?A&#%B6V.5
M_.LQT<#D.>*!`^X#QW4:S.;A=?1_$N+SZ>W=4TM72ZUV"'H&)$U'70=&&1"?
M]@-&'';MP#F>8P2Y&CB$IU64)DOR!(5C`^;.8^#ZBAD1!$1'95"[7-F!G;*K
MK$OES@<.9>+3,M?OD7'@',-'^YI\.AMYO;+')'V['/I)WB/DP%!R<'&@]+:4
M`^C09)2F8SJ3:D(;75Y-!^[5QW(.D;[A)KSIE-?U?1(N`L"?;Q6W;RHQ1*9N
MYJ?=0(M=[L:!IU)#Y-B-&\<'W>Z_8A@&Y[VX75.!(3+U<G/:RV*J>5[*@:=2
M0^38"XR[(S.QFP3G%?IM4XE]:&IG\<:.GXU^>$BN*_Z)-XU!3&W=W(MA'(S1
M<2:O8_>9O(TGV=K/:C*^@5G9T8I_I[H2K4$-+X$S#.9@1_MIZQ=6=9`[C$QE
M84SVCS7\%3F,A-`U9:F4W2]`F8S_V=4_````__\#`%!+`P04``8`"````"$`
M1&3&MOH"``#8"```&````'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;)16VV[;
M,`Q]'[!_$/1>R\ZE68(X1;JB6X$5&(9=GA5;MH7:EB$I3?OW(R7'B>->TI<D
MILES>"B*S/+JJ2K)H]!&JCJF41!2(NI$I;+.8_KG]^W%%TJ,Y77*2U6+F#X+
M0Z]6GS\M=TH_F$((2P"A-C$MK&T6C)FD$!4W@6I$#6\RI2MNX5'GS#1:\-0%
M524;A>$EJ[BLJ4=8Z',P5);)1-RH9%N)VGH0+4IN(7]3R,;LT:KD'+B*ZX=M
M<Y&HJ@&(C2RE?7:@E%3)XBZOE>:;$G0_11.>[+'=PP"^DHE61F4V`#CF$QUJ
MGK,Y`Z35,I6@`,M.M,ABNHX6U]&8LM72%>BO%#MS])N80NV^:9G^D+6`:L,Y
MX0ELE'I`U[L431#,!M&W[@1^:I**C&]+^TOMO@N9%Q:.>PJ*4-@B?;X1)H&*
M`DPPFB)2HDI(`#Y));$UH"+\R7WO9&J+F(XO*=D(8V\E0E&2;(U5U3__,FHA
M?/"H#8;O+CB8SL)Q!%SO@#"?B--UPRU?+;7:$6@6H#0-Q]:+%@#\LA!0@+YK
M=([IC!+(U4#U'U?1+%RR1ZA8TOI<>Q_X//AT'@Q(.V9@.Y\9G9$92XJI7'O#
M,<WH99KQ1VC0.:9P6P_)7TX[7,_L?2:N3X[U3/I$V!IC:+"W*XI!4'I0<V`<
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M@=1A02@+F\7]+.`?A(`I&N(]RY2R^P=@9MU_DM5_````__\#`%!+`P04``8`
M"````"$`E:'E>FI4``!M`0(`&0```'AL+W=O<FMS:&5E=',O<VAE970Q,"YX
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M?OKYZS<8[EV\4(WY\MWE.XSTPW<_?40$(>UOOCS^_/W;_UI\^[`Z/WW[[H?O
M=AGZ?Q\?_W@V_W[S_,O3']V7CS]=?_S\B'1#J"#!WYZ>_A%,AY\"@O,[\6YW
M$MQ_>?/3X\_O?__UZ_]Y^J-__/CW7[Y"[U.$%"+[]J=_;Q^?/R"E&.:;Y>XR
M/CS]B@O`_[[Y]#',#:3D_;]V?__X^-/77_"O]3?+B]/%Z1GLW_SM\?EK^S&,
M^?;-A]^?OSY]^O_)*ES5-,HRC8*_:935V3>GYR>KQ8Q!5FD0_$V#+!??+-8G
MNPMYY<77R0]_CW]QQ+K+`_[F%U\?\N)GR0]_L]_9(7[GR0]_L]^J9.R5:+%R
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MDO*?+;++ED'#H&70,>@9#`Q&!E<,KAG<,+AE<,?@GL&#`2[_6,HN__6C+<_\
M8/W]6^R.9>:?G?J\_AAM5O$\#!-[(V0KI!'2"NF$]$(&(:.0*R'70FZ$W`JY
M$W(OY,$2EW@<J"[Q1^Y%81AL9Y"W2"*;432")-;HW.NVF8RF!2&D$=(*Z83T
M0@8AHY`K(==";H3<"KD3<B_DP1*G$E+F5'I]>03KG1@YA3]&LCJ;-J:-D*V0
M1D@KI!/2"QF$C$*NA%P+N1%R*^1.R+V0!TM<FE'@N30?N1C",#[_D2#_=N9?
MT,R?C+)L6R&-D%9()Z07,@@9A5P)N19R(^16R)V0>R$/ECA)4-XX25Z?^<':
M9SX2>PP(V0IIA+1".B&]D$'(*.1*R+60&R&W0NZ$W`MYL,2E.=PKT)+TFU!/
M?_WEXX=__/@4^\-*^E<H/6-!&@;QV8]D7;8=!MOD$UZG5+&7?F4T[-76O"Y.
MO%?'7GW5:^&]!O8:JUZEBG-I1*_ETEA)%YKEG*]@[?.5R-FNFE\O3R[7_NHV
MT:`D=!O!:LIPPQ8M6W1LT;/%P!:CL7#QAE[1!1QVS!7@ZX'OW'SD">$$+//@
M8D713T;3#IF(B5]L6K'IQ*87FT%L1FOCLQ"Z"KMZ]D0?FQ`42SF,'T/GC*G@
MHV?M)Z/LMDW$1I\'RC:MV'0R3B\V@]B,UL9''VIZ&_V!<R"V`BX+$?DL4%V_
M"37F+E4YPFTBH9,V<X<ZX4;\VKH?U:.=^/5U/SK-!_$;ZWYEK_-9#17[$5F-
MA3Y>*J?GQW";A.?6)>V5F\DHNVT3\5F]I-VR$;^V[E?VR]U1T8E?7_>C'6`0
MO['N5]:.SVJHL(_(:G"C_2HB-U<O9:YFHY+5-)*;JY<R5]FO753]9*ZR7U_W
MD[G*?F/=[Z6Y&@IJF]4]^U^LO]T<C0B7,:U@O,G`NW\V*ME,(]EL+D]DCK)?
M&V[_!3V]G\Q1]NOK?C)'V6^L^[TT1T,M;+,9NY"9M=@B5M0NR1'Y),N4S48E
MR6DDU$%&')FR[-?F*_!^,F79KZ_[R91EO['N]]*4A?22Y-7)W"2'46A?B,@E
M>2$S.1N5)*>14&B5)"]D)K-?&Z9PN`+O)S.9_?JZG\QD]AOK?B_-Y%`ZOS:3
M__OI-US[WFHQ5>#V3(O(MG4+05M%C:)64:>H5S0H&A5=*;I6=*/H5M&=HGM%
M#P[YXR_4\:\)<E";%R8;S_J(2E^R24:%;+,;=L=IBB_.R_K<%0:-^+55/VGV
MQ*^O^2T7M-\-XC?6_<I^YS*ZY`;H]:-O9^XWC(3P)[R#4^OYDH5)92*F[A>;
M5FPZL>G%9A";T=KXT$.K82?3GM!C9V(/I"4W*QLAVT1LJ.S5BDTGX_1B,XC-
M:&U\J,>U.$MM<1+RQP.=B9O):#H>$K%9X#:H%9M.QNG%9A";T=KX+'!+LD=P
M;466N17)@6V$;!.QH;)7*S:=C-.+S2`VH[7QH4*@.7,[F-.RCL@+347,9IF-
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M+9EMFNJX1OQ:(9V07L@@9+3$9X0KU3WS02O452XL;61<N$Q&)2-I))\1.O`:
M\6N%=$)Z(8.0T1*?D7E5ZTJKUH3<'%G1D;R9C$I&TD@N(RO:0AOQ:X5T0GHA
M@Y#1$I\11")[A]T^#[H+L`JCT%82D4\4[?V;Y&<VU#P2#H6RF%9E[X\W!L2O
M%=()Z84,0D9+?*)"/<KGS.R;A.'S3IRH7.C:@/DP3WXV46DD=RBO:*]NQ*\5
MT@GIA0Q"1DM\HO95T8<=R.'S,9RI7$;G9;5)1C8M;-.(32ND$](+&82,EO@4
MA`KUS\^5,`HMJHC\HI(3*AOE-&U7:20_5^2$8K\V^97T=D)Z(8.0T1*?J%#[
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MTH:["IRI7+_FA;%)1C8M;-.(32ND$](+&82,EO@4U`K3V17\6NO2A/Q<H>IJ
M,QGE-&WS2'ZNT('=B%\KI!/2"QF$C);X1(5"D$N2(^9*JCK-K=MU1.@=<A8V
MBK:*&D6MHDY1KVA0-"JZ4G2MZ$;1K:([1?>*'ASR@M3+Y/SUQH._)+C6.CFA
MT,J8#4OJIN@(JZS;MCAFU"AJ%76*>D6#HE'1E:)K13>*;A7=*;I7]."0%RE4
MS7;5["EA8Y%M"_AU1";+&T5;18VB5E&GJ%<T*!H572FZ5G2CZ%;1G:)[10\.
MN<2?<N]P5%VX&\77``F5<VPC9)O=<,"5]7/*_8/XM36_A7R01?SZFM_RE*KZ
M0?S&NE^IZGU&Y_4>I]I[)!0^1&'2PC5ULBH)WB92WN-MQ*85FTYL>K$9Q&:T
M-C[\6J.QOR4_U<XB(5L9+.2+#)-1WDBWB=@LQ+%+IEJQZ62<7FP&L1FMC<_"
MO"[B5+N(A'STU!]M)J,2?1S)1A^)C9YM.AFG3Z2,,XC-:&U\]+AJMYO']V[W
MW98Y#6ZTBT3DL\"=1/(K$6[S2.[&Q"EEKQ&_MNY'K]>)7U_S6UQ0-3J(WUCS
M6YZ6CL=G-?0!]HP\,*NQ?;!GY6GN*,K^LI`O,DQ&96ZED7Q6J59OQ*]-Q'](
M_)2RTXE?7_>C\FH0O['J=U:.%9_5>F.S=ZYJ)W,:D9NK\D6&R:AD-8WDLGI&
MAU(C?FTB/JMGY5#:O=G3B5]?]Z/391"_L>Y7UI3/:NA5[%Q]O9X[#>:T\B.R
MV=0O,B0_N_+32/A3SD[^28-&_-I\!=ZOK,24S7Q16;V^[D=K8I#7&^M^94WX
M;-9;F)DW:DZU@4G()YFVN\UDE(/>YI$P8$GR"26K$;^VZG=&"[H3O[[J=UX6
M]$Z<0?S&NE]96C[)W(+$[75NDK4S.8W()5F^R#`9E22GD?"G)/F<UG<C?FTB
MX</7QH_6=R=^?=VOK.^4Y!Q,OLZQ[E<FD4ORV;YVX[#WK';#^/TB(=O_*=HJ
M:A2UBCI%O:)!T:CH2M&UHAM%MXKN%-TK>G#("\+=RE']WYDV,0F5`G*3B-FL
MLQOJBFFJZA<9Q*^M^DG_)WY]S4^_R"!^8]VO['<^H]P`O7[TG6GCD]">_B]9
MV73&H4K*&[%I$RDVG=CT8C.(S6AM?/BAN3C\Y#^+O8BM3A,JE[A)Q(;*+4PC
M-JV,TXE-+S:#V(S6QH>*+=V%>EA!?A;<:/.*R!\15$1LDI_-0G0KF6K$IA72
M">F%#$)&2WP60E<P";[WO?>SU$28&]L)E<`V0K:)V%#C0,6K%9M.QNG%9A";
MT=KX4%VOL#]4[1'.M$=8+DK5MSMC-Y-1/F.WB=CH\T#9IA6;3L;IQ680F]':
M^.A#\3M#Z%@KNY7-Y?/FC,DV$1LJV[1BT\DXO=@,8C-:&Q^J*[@A]'&GHA;<
M9Q'YA4X%\&8RRMIN$PG?1YP.RB7_*E@C?FW=CS:63OSZNA_-TT'\QKI?B<\G
M.922,^93K#S=?.)B='/&9"ND$=(*Z83T0@8AHR4NU'-7]J;Y-/O=T]TH_N!(
MR,TG+H0VD]$TG_)(R-8K\TG\VKH?SR?QZ^M^/)_$;ZS[O3"?SETI6UFTA_46
MNV$HR[&\+4?-)AD5LA72"&F%=$)Z(8.0T1(_SUSMF5(0WM-_O08]UQHT(3>Q
MEJ6IBP?59%0F5ARIY*41FU9()Z07,@@9+?%9<"4HLK`G>BU!SR/RT9=Z/T6?
MC4KT:20<6&59793[#3N_9AH\^[5".B&]D$'(:(G/""*9L=6>!W-:`A'YC-`"
MWB2_HOXVC^0SPC<QQ*\5T@GIA0Q"1DM\1N95K>'GVS@CN?XT6LN7&9*?S4@:
MR6>$;L\TXM<*Z83T0@8AHR4^(US<'E7SG&O-FY";.BN:`IO)*"^*;1[)U3P7
M=#^J$;]62">D%S((&2WQB0KUZ.%URWDPI\4449D5FV14R%9((Z05T@GIA0Q"
M1DM\J*%<M:'&#G?F/='S6/3:RBTA/R=(V\UD5.9$&LG5+1=T+#7BUPKIA/1"
M!B&C)3Y1H>[D1,W_U-=Y+%]=IB(J,V.3C`K9"FF$M$(Z(;V00<AHB4O!!0Y:
M2<'L&G<WBE\M"?FYPH?Q9#3-E3R2GRODUXA?*Z03T@L9A(R6^$2Y.A5;`6^T
MA]6I%WK/-:$R,S9"MD(:(:V03D@O9!`R6N)3X.K4E(+]'Q*YT#HU(3\YN"Z9
MC,KDD#I5;%HAG9!>R"!DM,1G(92+TZ:!++Q>IUZDZM+<.4O(1U_:HUBG3D8E
M^FJ=2FU<(WZMD$Y(+V00,EKB,X)(YF0DF--F$9'+B'QOXR(;E8RDD2""J=QI
M'C7BUPKIA/1"!B&C)3XCKDZM;!8'?4;_0LO7A'RBJ`S=3$8E46DD7Y71E&O$
MKQ72">F%#$)&2WRB7/FZ?S%IG7H1D=T]F6S%IA'2"NF$]$(&(:,E/E1$YU;)
M457911B%%D]$?DY0=;5)?B5-VSR2.VGY\T2-^+5".B&]D$'(:(E/E"M?$=R1
M)ZW6KQ<1E21LA&R%-$):(9V07L@@9+3$IR"4C_:,.6ZNQ"+4UJ47$?FY0D?(
M9C(J^T<:"7_*1BL_ABM^K9!.2"]D$#):XA)UZ<K7H^?*;AB_JA*RGTQ0M%74
M*&H5=8IZ18.B4=&5HFM%-XIN%=TINE?TX)`7I%XFS_[>QJ76R0F%;U:;2<BW
M)(K5-'L5-8I:19VB7M&@:%1TI>A:T8VB6T5WBNX5/3CD1>)"_O42]E(+^(3<
MZHA6!FW5JE'4*NH4]8H&1:.B*T77BFX4W2JZ4W2OZ,$AGWCN'>+1-G]U:%-Q
M&1'2;U<'EX;%JJR.R3&C1JU:19VB7M&@:%1TI>A:T8VB6T5WBNX5/3CD10I=
MA3U\]ZR.8$YG1T1F*6PN!6T5-8I:19VB7M&@:%1TI>A:T8VB6T5WBNX5/3CD
M$U_KFF;?B[K4KBDA4_<)V68W>)O3A6YN-N+7UOVH_.[$KZ_[T8VN0?S&NA^]
MWI7X7=?]2NGGE0@MU(PE$#LN6VA>1A1^3-6DDUKS3;(JPFR%-$):(9V07L@@
M9!1R)>3:$I^BT'79%,42?=_MH,O@1KM%1-@@IDSI]SJ2G\U4&@E_BA]_>Z41
MOU9()Z1/Q']+X9+N%PSB-Q:_W>,X_0,,KL3^NMB7&%;FP0<^X[6^</_MQTOM
M`Q/R&:<EM)F,\K&XS2/9C*_D<0OBUQ:_D)4EG<F=./3%P::%*MU!_,;BMTL_
M?=3^2ARNBX-]H7*!/O^A">09;]\M.>BFUF5J)<W]T(2L'/JED<FHR)%&\G+(
MCAVMRL)I\Q6<[WYQG-[G[^1U^F)ODT3391"_4<B5D.OZV"4&)\#B9%^W>Y`"
M<1B_!V5F-5CQ=T,VQ6H2(:/P4]+3-K0Z*>=*_/1$-C,R9`3/W;(H0>]<\)"J
M$*W]R60\I2HB>C$Z5?#H*O;$LZLFS]W2(-6O\G\OUW>=$;U8V01)FVKCBR>$
M(R_A"7+Y[:'#'R>W.-$>.#.GDWPMI5@9G=)@6`Y%)WW"1GK-D@<\/BQZ%@1I
M&$&:ZOB\9V6S,ABDX<&@!B.H41W_A:UJ<<(=[G'W$.,XO%1BHUM"P+I@M%74
M*$)NV1&Y983<,L(49X0\,D(>&2&/!M$,#HV@W=]?[WL6)[%QM%5?9J[L6RUH
M:2-?T;6D$/EBA'PQ0KX8(5^,D"]&R!<CY(L1\L4(^3*(\H5%Z/)U6`6X.`E^
M/*<BL\M::\#LZ=*6!K.'H'R'&:G,X^<-`:F</,..2+4"TLH>2.OD8;<0/@BS
M6;E*I'KRW.V^5!?F_UP\D/;)P[Y6:8](BGKGN*\87YQHKY@97G_:)Q?RA>!B
ME1.*&9P&LU*L%GH21K,2+*28/'<G(1U.T()=H,7D4BYSQ=])P+1G3V@Q>;YP
M$K(+Q)A<[(N]>!)R\\A[[X%5BC:5BY/(K#9:*18KHTT:S&DCOP.OGM!F\JQ,
M74B3KRB_%J29/$RVEB0JI&%/2#-Y5EX+NQ-[0)G)P[Y6.75IF2!\V;%F5_"+
MDS`,;V"1665J]6.VRMG"JHG(5UG<(V$#8T\H,WGN5DT).M>/[`)I)A>;+CJ>
M(`U[0IK)<R=-J3MV+P9MV`7:3"[VQ<IV2=K4NMO%GZL?M?-=G$3F=*K4C]G*
MZ)0&<_7CLFS(N<YG3^C$"*N&$:2ICD^[)Z1A3TC#"&HP@AK5\4OK0&J$KM'6
M0KR'Y7)^7XT4NT]?(T5F[PXO3H1A90C#,A"&_`I#@H4AP\*03F'(IS`D5!@R
M*NRFPFXK[*["[BOLP3,OT>YQQ"K1[/=2%NFYQDZC_*QC;*]3%;!:EA-O-]LW
MV=5(B6<2QT[3L*;"\%QBL<.3B87AV<3"\'1B87@^L;"K"KNNL)L*NZVPNPJ[
MK[`'STBVT,=9V?:LH/3<9:].[`5-BB&%,$@A#%((@Q3"((4P2"$,4@B#%,(@
MA3!((0Q2"(,4PB"%,$@A[,$SDB*T@E:*W,!\^/WYZ].G@W]C<0%QI"!(#!J9
M%23?M,BN1DK(%H<S#+()@VS"()LPR"8,L@F#;,(@FS#()@RR"8-LPB";,,@F
M#+)91K*%CM3*MF\%Q0X6(^;3',];C\RD&"M(&*00!BF$00IAD$(8I!`&*81!
M"F&00ABD$`8IA$$*89!"&*00!BDL(RE01SDI8IEPQ!D4!J*2.CV#.OR,?CF#
M^`$JD"VZPBS+"]F$039AD$T89!,&V81!-F&031AD$P;9A$$V89!-&&03!MF$
M03;+2+;0S\Y90:G_=2LH,ON[OHOTG&O#((7800IAD$(8I!`&*81!"F&00ABD
M$`8IA$$*89!"&*00!BF$00K+2(K0P%HICCZ#4B?L-(J,SB!J%+&")C.S@H1!
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M=@_:M@F+M=3<>9R>U^WR.#W5VTQ0>1CM8K(JIT`>#*MOFMHK>>*8>K89(=#=
M_4+YW=1L4$3K,PIKW;R:3&JYSM%X[FZ%EKM:Z>ZDN%P;%_MBY7X;B1,ZR[]`
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M/R]I9';RW&W'O#,@S^R#/$\^Y3I7_,@VY)X]D?O)<[<=ETTUGY7L`B$F%_MB
MY3U`$B>T37^!.+'[\N)$9L6IO,LJCZN'.-$QK,!)UE5%G#R^$6?R?$D<]H$X
MDX]]->J[(0Y[0IS)\P5QV`7B3"[VQ5X4)S12(LZ?.RO#D'3O;AF9$ZIR5F:K
MG&X(E09S9Z4\82^;E2T+JX@'P[IA!&FJXU/[`VG8$](PPI[%"&I4QR]E$BV5
MT%*)&D><E:DULS=_EI&YVPO*D'&QPR8E#/D5A@0+0X:%(9W"D$]A2*@P9%38
M387=5MA=A=U7V(-G)%'HV%BB\.-T<]\D6J;6SVD4F;]!MZ8M&37.9&86BC#(
M)@RR"8-LPB";,,@F#+()@VS"()LPR"8,L@F#;,(@FS#(9IF7+7POPLFVIZ+:
MV=,FEIA;0<JV"V5-A;45UE587V%#A8T5=E5AUQ5V4V&W%7978?<5]N`921&:
M.5Y!(6=S5]`J=H6N(DB,5A#U5IM%,2LK2!EDBR]A)(=LPB";,,@F#+()@VS"
M()LPR"8,L@F#;,(@FS#()@RR64:RA:[/RK9O!:4NT>YOJ\A,.B&%,*P@89!"
M&*00!BF$00IAD$(8I!`&*81!"F&00ABD$`8IA$$*89#",I(B-(Y6BF/?)%K%
M#M2OH,AH!='=`\@VF9D5)`RR"8-LPB";,,@F#+()@VS"()LPR"8,L@F#;,(@
MFS#()@RR64:RA?[5RK9O!05[/H,B,V^I0@IA6$'"((4P2"$,4@B#%,(@A3!(
M(0Q2"(,4PB"%,$@A#%((@Q3"((5E)$7H8*T4\8;!$6=0:H7=+A>97T'\0$C(
M-IF9%20,L@F#;,(@FS#()@RR"8-LPB";,,@F#+()@VS"()LPR"8,LEE&LH7>
MULJV;P7%7MCO;Y'Y,T@85I`P2"$,4@B#%,(@A3!((0Q2"(,4PB"%,$@A#%((
M@Q3"((4P2&$921$:6RO%<;?<PJ_7R!X767EX`M8*(^B3/#%;RBT<?@PJ)&-/
M*%;Q7"Y>ZLG#YXU<H/OF7.Q/_9R+#/N1N52Z_X,@4V=K/K@D"`&Q%0(RB%0*
M'9%5:=_%QP[*7WQD_N++_:3TT=]5ZKWLQ:?!D&X3-KU=BX#R^'D;1$!5SW)7
MQ@>YGMG;[>SI7$W,!UFF1`HR6969N5WDP7R0U+(WV<S>H*I[EE:%@@R5^0PE
MU[&2=THFYH.4RBY9N2#38"Y(\RS*77H09#1S058]RY=_*,A0\\X),M;(/LC(
M7)#\0,G-8IVJ:S-=$_)O-Y_11$>0>?PR7>N>9:)3D*%"G!-DK"A]D)'9("M?
M_%JG6M0&F0:S2B[E-QL6R=,I6?5\,4A<F@ORN.-A'8;AI1J9C[WL#7FI1BLW
MB]-@/G9:Y!`XCV\$KGJ6E4,"AP+&"GQD[+$.\KI'ALLI.RH_%Q23.UJYV"-R
M;W@L]>ONR=/I7O5\4?=0,;P6^X%?%%K'RL,';ZN1++,P;,G"(*JPML*Z"NLK
M;*BPL<*N*NRZPFXJ[+;"[BKLOL(>/*/IB?E?D6A^[[,.`_'BC"P4CF:&TAK#
M#)W,\B*#;,(@FS#()@RR"8-LPB";,,@F#+()@VS"()LPR"8,L@F#;,(@FV4D
M6RCR[,K:4\JM8U'H5U`J%,^F$P%2"(,4PB"%,$@A#%((@Q3"((4P2"$,4@B#
M%,(@A3!((0Q2"(,4PB"%921%*$^M%$=N\*G*M?<.UI&5K1L",8(^$84/1$RK
M3!\YFLW*8%"LXOER[W,ZL[+>V=..D)B]U-49U<>;1;(JE[I5U"AJ'?(JG8;2
M\\^KM!N&8\J%;DG_F>QQR=&%5*V&2\F?ZNCD:4_A?!78'R;%5^:ATQ1ZJ%'_
M@M!CJ>NVD--<_IKKX(=80\YHY6*/R%4@JS.-/8^?#P9(7/5\J?HZ#77J:[$?
M6('LQF'=4T%M]\]DAQ,O7S&FKMAA[@I#9,*Z"NLK;*BPL<*N*NRZPFXJ[+;"
M[BKLOL(>/*/I&<IIE6A^!7(:!F*-(O,5R'GI.%/AF%R];)-KEA*R"8-LPB";
M,,@F#+()@VS"()LPR"8,L@F#;,(@FS#()@RR64:RA4Y`99O[B?33V%#X726R
MLN-A"V&$9151^(13V03E8?+&+,L(R297,`HKM`9_05BQP_!A15:V083%"&%%
MA--\]R&ODP4ULYB$[(2`V.FECNPTE)0<7GB[?4_]N//CM17+4TP1DW^Z0X(0
M4Q%K-T1&B(D18C*(-`K%F`UBW\7'XLV+$9F_^)*UO"^DLL]>?!H,5V?"5I'R
M^&;653U+I4!!AMIL3I"QEO-!1N:#U&HK6I5YB4F8!O-!ZO&<QS=!5CU?.I[/
M9I:4.WN:AHFY(.5YL8MD98/,@[D@Y=&6V;/L1FU&_N:@\?1*GG'IN6>Z[NPY
MR%QCYDQO%LG,1<163;9R5V^LZ$I#;35CSIW%6LS-N<2\'/+N1K)R%\^U'BZ>
M$5)O$%U\*)_F7'PLM_S%1^8N_EQVA;-4J)E=(2&:$;09(J`\?I81`:7+\+.P
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M@Q3"((4P2"$,4@B#%,(@A64D1:@=YTB1:DUWBD6&3TSF%8#-3!BD$`8IA$$*
M89!"&*00!BF$00IAD$(8I!`&*81!"F&00ABD$`8I+",I0B%LI8AG[1&;6:RH
M_7*)S-^/OJ0^$;)-9EE*R"8,L@F#;,(@FS#()@RR"8-LPB";,,@F#+()@VS"
M()LPR"8,LEE&LH46P,JV;S.++8-7)S*_@H1!"F&00ABD$`8IA$$*89!"&*00
M!BF$00IAD$(8I!`&*81!"F&0PC*28F;/=5[IN1+SYTJT,PQ2"(,4PB"%,$@A
M#%((@Q3"((4P2"$,4@B#%,(@A3!((0Q2"(,4EI$4H<6:LRI22^;.E<C\JA`&
M*81!"F&00ABD$`8IA$$*89!"&*00!BF$00IAD$(8I!`&*81!"LN\%!=\K_O8
M<V4W$-U?28S.%;E'4<S*N:*L62AK*ZRKL+["A@H;*^RJPJXK[*;";BOLKL+N
M*^S!,Y*-6^\]Y\I%I<=.S*T@9=N%,D@1QS.^D$(8I!`&*81!"F&00ABD$`8I
MA$$*89!"&*00!BF$00K+2(I]=P(.>W;&16S2W<F?6+E+L5DD]/K[R]`LC@:S
MO*2@F6440VC'[(9\W)V<B]C5^1A2IS=="&*(Z,4WDW'Y[(2K9Z>RC5`LH9^Q
ML>Q;&K'_\1<=&?[7-/?TE@+B2)ZH.8P9W91','DP(T75L]S7I(A"6S`GHMA&
M^(@B\Q'16Z>(*'GZB.BN*2+*@YF(*I[KEQX+N;@(%?.<B&*%[2.*S$:TYF\)
M(*+D:2-:G]!]&D24!S,153U+4T0:A<)S3D3!GH_+R'Q$99JG._H7R1-_IEFW
M/J')B8CR8":BJF>9KQ11J-_F1!3K/:]19#ZB,LUS1,G31T23$Q'EP4Q$5<\R
M7RFB4`;9B,(NMS8_77/@3AVK*1]H9"Y0_?&@B^2)JR[2\3<<$&@>S`1:]2S3
MV`=ZR47=GBUP9T^3,3$?49G]2;KLZ:3C7W#;XKEHN]E>#K(F(_?>]-I\K(@B
M"N<O2S?_,4B7\1AWTB7F`RV+(@>:/'V@-)41:#1S@58]R^RF0/^::B(]S]X'
M&L]_&^A%F4$YSE0DX+0U4[2LJ)T9XLQCE2F:D'O_9&V>UT5QAN/\-4$/?/\D
M/1/>!YJJ!WO+,3\[OC`$(7:8EL+:"NLJK*^PH<+&"KNJL.L*NZFPVPJ[J[#[
M"GOPC"3"3'$2[=M%@CWO(I&9FR.;A7N:?)Y/8@<IA$$*89!"&*00!BF$00IA
MD$(8I!`&*81!"F&00ABD$`8I+",I0G5E5\L^*5(U9F^8I*?)FY8-4D0[P[`J
MA$$*89!"&*00!BF$00IAD$(8I!`&*81!"F&00ABD$`8IA$$*RTB*4!9:*8Z]
M89(>4^]WKEASNALF:WX.(62;S/+V"]F$039AD$T89!,&V81!-F&031AD$P;9
MA$$V89!-&&03!MF$03;+2+90^UK9]JV@8,^;661FM4`*89!"&*00!BF$00IA
MD$(8I!`&*81!"F&00ABD$`8IA$$*89!"&*2PC*0(1?L<*5*1[S:SR/RY(@Q2
M"(,4PB"%,$@A#%((@Q3"((4P2"$,4@B#%,(@A3!((0Q2"(,4EI$4H:V8(T5J
M0YP4D?E5(0Q2"(,4PB"%,$@A#%((@Q3"((4P2"$,4@B#%,(@A3!((0Q2"(,4
MECDI\-,(),61YTH<R.]<F=&YPL6_,9O.E0IK*JRML*["^@H;*FRLL*L*NZZP
MFPJ[K;"["KNOL`?/2+;0W1V^@O`[%K!G=2*S*RC;&;:M,$@AOI!"&*00!BF$
M00IAD$(8I!`&*81!"F&00ABD$`8IA$$*RT@*;IU?/^*7)[&'M0589O9<J3!(
M$7V-':00!BF$00IAD$(8I!`&*81!"F&00ABD$`8IA$$*89!"&*2PC*3@[GZ?
M%+'K]E)()[Y9G@B#%,(@A3!((0Q2"(,4PB"%,$@A#%((@Q3"((4P2"$,4@B#
M%,(@A64D1>@J[09U]+D2VU.OT=2RFKM%_"1PR#:9F7-%&&03!MF$039AD$T8
M9!,&V81!-F&031AD$P;9A$$V89!-&&2SC&0+':B5;=\*BAVK5\=VL?'^WO)$
M&%:0,$@A#%((@Q3"((4P2"$,4@B#%,(@A3!((0Q2"(,4PB"%,$AA&4D1NLHY
M4L0NU$MA.],LA3!((0Q2"(,4PB"%,$@A#%((@Q3"((4P2"$,4@B#%,(@A3!(
M(0Q26$92A*YRCA2Q"_52V,XT2R$,4@B#%,(@A3!((0Q2"(,4PB"%,$@A#%((
M@Q3"((4P2"$,4@B#%):1%*&KM%(<?:[$]M1K-+6L]ESAMT*7)Y.9.5>$039A
MD$T89!,&V81!-F&031AD$P;9A$$V89!-&&03!MF$03;+2+;0@5K9]ITKL6/U
MZM@N-J\@85A!PB"%,$@A#%((@Q3"((4P2"$,4@B#%,(@A3!((0Q2"(,4PB"%
M95Z*!7?\>Z38V5/KF)CI0S9+9=L*:RJLK;"NPOH*&RILK+"K"KNNL)L*NZVP
MNPJ[K[`'STB*T%7.6!6+V(6Z59&8Z=@AA>U6=RL%4@B#%,(@A3!((0Q2"(,4
MPB"%,$@A#%((@Q3"((4P2"$,4@B#%):1%*&KM%(<>ZY`'+G3DECX,>+R[O:2
M/CL#V5)G:Y[/7F&03>P@FS#()@RR"8-LPB";,,@F#+()@VS"()LPR"8,L@F#
M;):1;*$#M;+MV\QBQXH1\]']XW*1NMCRH45((0PK2!BD$`8IA$$*89!"&*00
M!BF$00IAD$(8I!`&*81!"F&00ABDL(RD"%VEE2*LH",>_[1<Q/;4:S2UK'8%
M\<=ELJLYER#;Y)HEAVS"()LPR"8,L@F#;,(@FS#()@RR"8-LPB";,,@F#+()
M@VR6D6RA`[6R[5M!L6/UZJ0NUJT@89!"&*00!BF$00IAD$(8I!`&*81!"F&0
M0ABD$`8IA$$*89!"&*2PC*0(':B5XN@S*+:R7J.IO;4KB#Y)AHUO,LNK!;()
M@VS"()LPR"8,L@F#;,(@FS#()@RR"8-LPB";,,@F#+()@VR6D6RA6[6R[5M!
ML;OUZJ2.UZT@89!"&*00!BF$00IAD$(8I!`&*81!"F&00ABD$`8IA$$*89!"
M&*2PC*0(':B5XN@5%%M9KU%J;]$_F2JN?*(RM:2+R<RL(&&031AD$P;9A$$V
M89#-,DI+Z`9M6O;-T-@]^N@C*Q\QQ5[!"/.3$>)DA#`9(4I&")(18C3(A[A[
M;KT-,2H_\Q<8E[MAJ-E-S$:>4'C@IID*_''5/%KQ;#+RGJL3_Q,C;38KGEU&
MY%E^*&0W_?IL5CR'C,BSO`U/F0Q-DLWDGLF2GD#O)DM^*OWE[G<;U[@=(3?1
MDDFYSNU2$-(5.[9BA=0P0FH8(0V,D`:#*.308,P).38D/N3(4&B5&;'B#ZXO
MY3'RB#H[YNT"43-"U(P0-2-$S0A1&T11AUI^3M2Q]O=11^:C5JV3)S9NDQSJ
M?Y&)/)C)1-63ZGYDASV1G:HGU3O(&'LB8U7/LL]3%D-I/2>+L13W68S,9Y%V
MD\TR/>0]'']3%I?\`]/(8A[,9#&]YJN>R")[(HL5S_6:MBMDD3V1Q8JGO5K*
M8JB*<Q:QR1^Y>\?:VN<V,ES-E+0U/\X<N4V>KV8(N<V#F=Q6/-?\>'GDECV1
MVXJGS5#>T-D3N:UXVM>DW(;2]<_G-A;`/K>1^=SJGA>MPK(J$JQT]>?!3&YK
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MR(:QHLA##4R1'S&K8B7M`\_5M9&.G[2)694\K<*R;R`_>3`SJP[Q1,[8$SD[
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MT%SH(I.,,*L8(6N,D"%&R!`C9(,1LF$010XY.?(C9E48A6X)3P]FMK.*1$<N
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M]USDJ=4(.CN6@UP0@F8K!,T(03-"T`91T*$@G!%TJA_=1,YEI@GZC-X&A-+)
M$Z7"M$M4;F3(4ZVA?LV3'Q./Y.3+R"E$<FJ>>M-5/)&PFJ=YP#PE,=21,Y(8
MRTX_<W(I:K-#YRN2F#QM$N4./693'BRG`DFL>*[/:#TBB>R))%8\Y34QZ]@3
M2:QXVM>D)(8BTB3QN'=<TE.9?6YC>8HU4&:>ON.2/??E-@]F<AN1>Q]LS8]Z
M1V[9$[FM>-9RRY[(;<73OB;E-I2D?SZWL;#UN<W%KLFM/%]WF1[0O.\=EV16
M"BW,VS@^>5+YB-SFR\BJ(+=5S]+J[HX;S%OV1&ZKGJ6:IMR&,O65W![8)*>G
M/?OD<E&,'8`15CLC9(T1,L0(&6*$;#!"-@SRD;M'3L,JK-CYA6?E0=3+RH.H
MU]HD9T^\]+2PI7S<EL'RW&@R<H7GFI]TW6:S,A^[C)RGO.;_L':VRVWDUA9]
ME:F\0$12%"57DJJQ_/WM1YCD.I/43>+4S*3NZ]]U&@WB8.\C4V3\QY.LQFFR
M]P+0`$F1KWJS4?FZHZDR/Z9D&\O4_[Y7]=^BSO=K^\GJ^ZTA4M.E,ZDI(B%%
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M\XBX]L^='4^6`EI7S7.E[%4)K34;:1-:62F>"%(K";*L'.\C2;BQ]OQ6N(]<
M3N[;&G;N:KK493`IHE\I8C`I(B)%1*2(.!011T)RZ5BQ2[]@CH[3R,OCZR]F
M3_VJ6$^NE;EWV$Q+0*W9Z!T$5%1>ZT\3$YI6$EI9*6\"$J16$F19.79&<[C+
MSVE_AW[5?Y8[3](K&X'<;PT]<_3<T0M'+QV]<O1Z0G+IL=342S^_7Q4__+U=
MV=RO;$79*Q$VIC6?KXXG&_-572E[6$)+B^EE[45H#4WKC>N#/#6"U$J"+"O'
M2U$2;JP_-=P+;O[K+X=/\U7^-?%U26F(?J7+:?J5(B)21$2*B$,1<20DEQZ+
M3;WT"_I56[/.5][7L:G#^)JR_SAY[E?%?&4_:TY`ZV-^LY+0^M/H/9+0'E-)
MD%I)D"<J)=Q8@6JXE_2K.(_<#?J/I^>_;7-&SVJU?$J@7S_)&2,F8^1DC%",
MD8JQ-P5[6[!W!7M?L`\%^UBP3P7[/#-1%,MB5W3V3S%NUU]KGT=`6W/')S3&
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M'+UV],;1VPE)9+&AR</@Q`WOL&Z`\F2ZLG$]]UM#SQP11#O9*"0(102AB"`4
M$80B@E!$$`E)$+&5.2>(MO69)L9#WPZ-0<Y??<Q_Y$0V:R5S]Y@+[N3>0UYE
M,YDRR+!L)E,&N9;-9,H@Z[*93!GD7S:3*0,G93.9,O!4-I,I`W=ELS%EB,_8
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MKE@;F\:!(L:!(F0I0HPB)"@B<$6$JX@@%1%:0A)0[.`\H/-?!CBTK>`\$AH;
M:WK_$/9:1I.TID^[RJ7C$IDB(E-$9(J(3!&1*2(R1426D$06FZ8<V:DU?=MD
MS<DTEN>(:BF[5F+O.)5<%TO9QS0CP[*9#%=R+9O)<"7KQS0C_Z+9?CON6HM?
MG)3-9#;$4]'L^DZ:X:YHMD\WWMGGK6YK3_A<VLM<L++)IR]E>V7VN=<=S+-M
MW4QFZ></-)-9^L4#S43[RP>:B?97#S236?KU`\W&++UH?_-`,^D=;Q]H-K2+
MS]B$GC$^;]NF=1J?*\L^BZ5LKYQ\^E+V4<WPN3Z/^6SNLVJVDQ4!/JMF_F5%
M=3/I:_@LSR;/#9]5,U_*ELVN1Y<4G[$QS3XO6\K>KOO;<:=YNEU9OH4;8CRV
MRM$*5XH89XIPH(CQHXAL%9&C(L9`0I)/;/2^0S[K?G'*I[$\#(JE[&UK-2]E
M]9N)B+%L)E,'T9;-9.H@[K*93!TH*)N-J6.9B-!2-I-!A:JJ6?J.D3ZME<UD
M4*&T;#8&E6C&PC<U/W(I>QOGT=M78]-[:FN[Q%!H[?!E##G&,&&,V(V1L3'&
M@S'2,_:N8.\+]J%@'POVJ6"?9R:*8KOI(_'\Q?1MV[?.MZ3&XB^\CXO!O7]`
M<2VEV5A0.T/;\72]'=J,H<T8VHRAS1C:C*'-&-J,H<T8VHRAS1C:C*$M,]$6
M6\JL[=0"L&U!9SN-I=%RO[TUQ@@RA@ICJ#"&"F.H,(8*8Z@PA@ICJ#"&"F.H
M,(8*8Z@PAHK,1`6+GTE%W.OC;>2__.?7W[[^\]67O_^\W/U_]\,I1W$BG>4:
MPU$>0;+$1=NQ61\9:#.&-F-H,X8V8V@SAC9C:#.&-F-H,X8V8V@SAC9C:#.&
MMLQ$6VR6SQE!;7,]CZ#&YA%D#!7&4&$,%<9080P5QE!A#!7&4&$,%<9080P5
MQE!A#!7&4)&9J(B][U$%Z_&V6KY@!*V;Z&D]V-CTN8[]7I9PC*!CLS2"C*'-
M&-J,H<T8VHRAS1C:C*$MLSF^N^G%`.([,<\L[66>6=G8+]QO#3US]-S1"T<O
M';UR]-K1&T=O)R1!Q%;.^]&Y'W"Y6W>$N1>M;,JG-8MOADR+&UGTDUEK-BK)
MK*R4?0`Y:B4YEI6V-;!*LBTK9;=`WOJ8Y%U5/OB],G>QY\L.3G7&MD><IM7E
M''_\W?@B#/]<Q=IDI$K0:;>Y;&H(6A&A*B)4171.102HB+`4$59"TCECYW1.
M,&VG-0?3&+N(T>/\JR/N>JLQDQDB&VU%-HK(1A'9*"(;162CB&P2DFQB7W1.
M-FT?-6?3V)S-V)@N/8));:UD79`B'"_C+,WH2_UD/4+R*BME)4:&6DF&9:4\
M)KEJ);D^II*LM9*LR\KQ;"7_V&B<DW_;F,SY-\;CIF#M-GNW5N;\=U?2C/S[
MR5+^1>5>OSJ!_+62_(M*>TSRUTKR?TPE^6LE^1>5^=E*_K&[."?_MAN9\V]L
MSE_N*?3_M?)4_OUD*?^B,E_1,G+(7RO)OZBL\M=*\G],)?EK)?D7E?G92OZQ
M33@G_VBO*ZC&QAV)L!71L14QL2@B1$6$J(@.JXC`%!&.(L))2(*(1?HY0;1%
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M$I(@8A]Q3A!MWS'?I!H;KX/:9U%W5VF[LO0;@E%$,(H(1A'!*"(8102CB&`4
M$4Q"$DPL^L\)9MTD3".T[R7R"/6[=V_5AQ[9*"(;162CB&P4D8TBLE%$-HK(
M)J$YF\V96YREO8R>E<UW#[M[]TKZ;[K)R)WTV>YXLA[A\XZFQ?G>OAFW-QN#
M^&5'4BF/^:HW&Y6O._IVY9O>;%2^[4@J'[I[;V)!?D;?7-IK_GV=GX.5V\+]
MKE?F_&TF)_]^LI3_B4W#>O>P2O(O*NTQR5\?D_P?4TG^6DG^1>7#=P]FO_/R
M;WN$:=)<SC'_),]>OZJ4_-?*G/_^(,.$_-,F9`F6_O^8RA>]V>B+Y%]45OGK
M8Y)_46G/EORUDORKRO2JN<P_L:\XI_^W?0@/TOOGT]TF[4V6R`A;$<$J(EA%
MA*B($!718141F"+"440X"4D0L>@_)XAUDS`%T=@\$>OKH+M-;]43)!M%9*.(
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M[`9C!!E#A3%4&$.%,5080X4Q5!A#A3%4&$.%,5080X4Q5!A#16:SBOC[O4G%
MI?>@Y40RRZUL_AM!_?6'^]UHUE4^*]CS@KTHV,N"O2K8ZX*]*=C;@KTKV/N"
M?2C8QX)]*MCGF8FVV+7F$72QMG7[FY<.\=W)L4&B:Z2)3SX"A;9CLZ3-&-J,
MH<T8VHRAS1C:C*'-&-J,H<T8VHRAS1C:C*'-&-HR$VVQV<W:3DQ\?!>:+1U6
M-EXWP81NJQD_BO"@"`V*L*`("8IPH`@%BC"@"`&*R%\1\2LB?46$KXCL$Y+H
M8P>=HV\CYLP_8MWMVD9\NA6M;#*R[M?9AXTAI+\;@:5CLSZ$T&0,3XV-1\#3
ML5E^!/FP#NZ.S?HC(,\8]O01L'=LEA]!7D?"Z+%9?P24&L.I/@).C\WR(\BK
M=G@^-NN/@.C,Q'1L?K^#Z;:'GDTWQIZN/Y/[W:XQGM`#WU:.YM9DZ,.R5NEG
MT)"N54C7*OT+7H1K%;ZU2A\+_5J%?JW2QT*]5F%>J_2QZ`A:14?0*GTL.H%6
MT0>T*CV6=(G8A.<N<6K>;9OVV7UC0R+J%:%:$:H5H581:A6A4A$J%:%.$>H4
MH4H1JA2A1A%J%*%"$2H2DNAC(WU.]&WC/4??&+K39"IO"V!CK62[>&QVO9=F
M&.HGZT,80T7E_E9>;<2:5F*MK)1763"IE9@L*V5WB5VMQ&Y9*9^`P;A68KRL
ME(4=O4`KZ0559?IUB.75)'J&5M(SRLIQGY+>$GO]<WI+>VU@[BV-3;WE3FY;
M]):UDO\<>\M^(_<>>DL_6>HM5>6=5-);M)+>4E9*#Z6W:"6]I:R4'DIOT4IZ
M2UDI/93>HI7TEK)2>BB]12OI+66E]%!ZBU;26\K*T4.EM\1+#+FW7+BF:Z]4
MS)VHL6FV5T3O4,1<HHB>H(B>H`CKBK"N",.*,*P(FXJPJ0ASBC"G"$N*L)20
M&(E7&KZ#D?:"Q6RDL3RL_0LH=[O6*MXO.P[KZB;03Y:&=5%9W02T$IE%Y8W^
M+`6"M1+!9>68')=I%>E:B?2R4F8Y.H)6TA'*2IF^Z!Q:2><H*V7ZHL-H)1VF
MK!S3U]R)KNO7I,96[7%?;[E;SB,O2:V,]4HW?]_;)?:L8,\+]J)@+POVJF"O
M"_:F8&\+]JY@[POVH6`?"_:I8)]G)HKB-0X?YV=_M=CNNKU8,HWTE<6]X#B&
M;Z[DEH6V]766PU$EVHRAS1C:C*'-&-J,H<T8VHRAS1C:C*'-&-J,H<T8VHRA
M+3/1%B^/9&TG]D'7[>64V4YCK.O2"#*&"F.H,(8*8Z@PA@ICJ#"&"F.H,(8*
M8Z@PA@ICJ#"&"F.HR$Q4Q`L86<6EK^!>MU="9D?KJR.LO=,(DJ4;(^C8K*M$
MFS&T&4.;,;090YLQM!E#FS&T&4.;,;090YLQM!E#FS&T92;:XC6'K.W4"(KV
M>@]J;!Y!QE!A#!7&4&$,%<9080P5QE!A#!7&4&$,%<9080P5QE!A#!69B8IX
MS2&KN'@$M1<OYA'46+RND4:0;&$80<=F:0090YLQM!E#FS&T&4.;,;090YLQ
MM!E#FS&T&4.;,;090UMFHBU>$,C:3HV@]06$_`[5=6-IQ88*8XP@8Z@PA@IC
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M%UJ\/K,\`;Z#EA56,BI[.RZTGVS,`'7E6-.*T5C"?>M"'_D:PKXM!><K79>'
M>>RM[:;9PMGSG;,7!7M9L%<%>UVP-P5[6[!W!7M?L`\%^UBP3P7[/#-1%$L[
M5W3^:PC[.)'.+XW%*Y6IG_FX.S;K'8V^9PQMQM!F#&W&T&8,;<;09@QMQM!F
M#&W&T&8,;<;09@QMF8FV6-IE;:=F_[84G$?0NCS,KR'LC:'"&"J,H<(8*HRA
MPA@JC*'"&"J,H<(8*HRAPA@JC*'"&"HR$Q6QM,LJ+EV_[=L:<7:TKAOY3QI!
MXZV8=9FTEJ;-+-J.I7U4H<T8VHRAS1C:C*'-&-J,H<T8VHRAS1C:C*'-&-J,
MH2TST19KV:SMU`B*]CJ_-99BO]_MC:'"&"J,H<(8*HRAPA@JC*'"&"J,H<(8
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ME82;]96$O`]RQ@BR=J@PA@ICJ#"&"F.H,(8*8Z@PA@ICJ#"&"F.H,(8*8ZC(
M3%3$;C4O!RZ^![5M[[2*NUFWPO,]:+R2V.]!QV9]M*#-&-J,H<T8VHRAS1C:
MC*'-&-J,H<T8VHRAS1C:C*'-&-HR$VVQL\W:3HV@MA.>[>3=<5=A#!7&4&$,
M%<9080P5QE!A#!7&4&$,%<9080P5QE!A#!7&4)&9J(C=:E81(RC>ISGSQS9W
M-VW;.SLZ;H7S*DY>W.8>=&R61I`QM!E#FS&T&4.;,;090YLQM!E#FS&T&4.;
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MCCU2>>PFCBTOT_@Y#W%L^2L$/W8;QV[+<Q[BN3`VJ\?;1QUO@)3'[N+8\JJ<
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M.OZICU&WX8>,RSH\;/@=W_(8'C;\CFUY#`\;?G>U.+:]"@_\RFIQ;'.(<Q[J
M<Q[BG(?RG)M;SLD_Y3EO<;2Y+1UM[O#`/V7='1XV_,!Y]3RO(Q<^@UT>BVO@
M4]#5L7T\7GT/V.SC\>I[P.9`7^*?\IR'.">+]>KQ=E''LJ`\%G5\34MY+)X+
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MNH^,RF-/^8I-CM6S`=_Y&,>JZWNVV>^?O."?XMKO-[?;)\_YISCV=+NY??*:
M?\IC-P?RK'=!V\/5DWO^*>NX`W*L/.<F=DC\4]5M8I?'/_6QF%T/I??-(6;7
MPS(>?W^<LG_]TQ_^_=//7][_],O/?__7KS_\X\M?V5Y>+2_%_?+WG^.%N?9_
M?OOZ[^7%X#]__>VWK_]<_N??OOST/U]^B09L7__Z]>MO_?_0>7__?U]_^=]E
M"_NG_Q<```#__P,`4$L#!!0`!@`(````(0!Z5I%TF`D``.PP```9````>&PO
M=V]R:W-H965T<R]S:&5E=#$Q+GAM;*R;;V_;.!+&WQ]PW\'P^XTMRW\2(\FB
MED11Q!UP6.S>O78=)3%J6X'E-NVWOZ$I2IQYM$[2W3=U\\O,4/-P2(YJ]O;7
M[_O=X%MYK+?5X6X878V'@_*PJ1ZVAZ>[X1^_JU^NAX/ZM#X\K'?5H;P;_BCK
MX:_W__S'[6MU_%(_E^5I0!$.]=WP^71Z68Y&]>:YW*_KJ^JE/-!O'JOC?GVB
M'X]/H_KE6*X?SD[[W6@R'L]'^_7V,'01EL?WQ*@>'[>;,JTV7_?EX>2"',O=
M^D3/7S]O7VH?;;]Y3[C]^OCEZ\LOFVK_0B$^;W?;TX]ST.%@OUD63X?JN/Z\
MH[R_1]/UQL<^_P#A]]O-L:JKQ],5A1NY!\6<;T8W(XIT?_NPI0RL[(-C^7@W
M_!0MS70\'-W?G@7Z[[9\K8._#^KGZC4_;A_^M3V4I#;-DYV!SU7UQ9H6#Q:1
M\PB\U7D&_G,</)2/ZZ^[TV_5JRZW3\\GFNX996036S[\2,MZ0XI2F*O)S$;:
M5#MZ`/ISL-_:TB!%UM_/GZ_;A]/SW7"RN%I$XYMX05$^E_5);6W(X6#SM3Y5
M^_\YHZ@)Y8),FB#TV02)YU>SQ3B.:,SW!IDV0>C3/TE\=3V;3>?7]E$N##]O
M/.G3#S_N<KC@2(O@G#Q]=D.VR5]PC&B>G&QVPIPD\<4Q1T[W\S2FZ]/Z_O98
MO0YH;9"R]<O:KK1H:</Z"72CMU/Z9S-*4VFC?+)A[H:+X8`FJZ8R_'8_CV]N
M1]^H=#:-S0IM(FZ1>`M;)S9L*D$F@9(@ET!+4$A@`C`B65IMJ)[^#FUL&*N-
MSVKE02?61`CA+;Q+*D$F@9(@ET!+4$A@`L"$B(40_:O;UX*UOAM24;>U$,UG
M/,&5LXG=EF"G.@&2`LF`*"`Y$`VD`&)"PE*G[>#OJ`$;AI88"=R*@@O$&<6T
MCW1&TS%7+FF-VMH`D@%10'(@&D@!Q(2$Z41;)-/I<HE8Z[,</HF5(Y2[)PF0
M%$@&1`')@6@@!1`3$I8HS0Y+U&Z84[+^X(9IPW`%'!&S+W?(ULC+E`+)@"@@
M.1`-I`!B0L)$H8V?B7)Y]JTUS]V1</:!I$`R(`I(#D0#*8"8D+!$;=\JC\N?
MF'T;ABO@B)A]>2RT1NWL`\F`*"`Y$`VD`&)"PD2Y$:)<GGUKS7-W))Q]("F0
M#(@"D@/10`H@)B0L4=L@P?3;=O>#B_\<AVO0(%$`L=C\.ZNV`A!EB!2B')%&
M5"`R#'%];"<5+H_+E1"YQHM.19_-JD%A+2!*$66(%*(<D494(#(,\9QMTQ3F
M[#KH*_O2<'K>;KZL*CHA*-,>+6+JE)O^V;5>3`J'IJTXB6T?:.ET)&V(+<&@
M99CRJLG`3_7[B28M[ZS\_.@.A0/.^8`%#&CZ_;H!N:2V&PLE[9&.WNQ:[5SS
M1D/XQUQ%#G5*)4!2(!D0!20'HH$40$Q(>*JVH?I`JJ[_8JDZ1'\&%;#@$Y)$
MWL@KE#8DHI,N\+OF?AGXJ7X_\:J7@Y_N]9N)YK8`/]/OU[5%7$U:!Q]1TYJ+
M;=@AIN9,'L-VN8EUV$1B:L[$[IV!GVH(S8*?F!R,=&<43)4,7H"?Z?PH.-?)
M-G(?J#K7][&J<XCK)/:=)/)&/KFT(;SJ9"H9^"D@.1#='[O;8LX;;0%^IM^O
MV]*X<K8S#)7[N=W>]9=,4(>XH+",O5$G:!.)/KIE/(-E+/V4G0%;^MP/EK'T
MT[U^<UC&TL]T?E"+MJW\ZXJZYI0IZA!3=-YM'.=R2")OU"GJR(1.D$[1N=@"
M,O!3#>&*SL46D(.?;H@83RRE`OQ,_WA=N?.RM2WM)9%_KU[^K$D)3UK7&3.5
M'0I/6DG22)(,B`*2`]%`"B`F)$R"B>S=+S<59W-^-C2(%U2W3[B":HW:@@*2
M`5%`<B`:2`'$A(1G+SOSG]JW)MBP-XB+(O>MUJ@3I8E$E1&L,KEO@9_R3\#V
MK;G<M\!/>S\VWD+N6^!GO!\;;]'M(ESDMUX%WK?*)O@NT*!@E0%)@61`%)`<
MB`92`#$AX1)\K'6WNY[HP!K$"PI6F>SOT];-EU@&1`')@6@@!1`3$IX]/?7%
M;?9=[X(3&T5L/0XQ41;B3$H:OZY(4A^)5[TXDS+P4T!R(+H_MCRWP,^$A(MG
M>^B_?D;9K_RD>K)?3QJC4"IIDX&-`I(#T4`*("8D7`+9E]M=.J:#ZXVS"OOS
MB6^]@^UUT34'S5GEC?R:25LW3S(@"D@.1`,I@)B0<!5L]Q@6PAO9NV8S;$HF
M#O'E`GN(-_*YIHT;;^$6XC#+VN#>3P')@>C^V.+`*\#/A(2K9/O4#ZCDVEJF
MDNQ]DXDD*9`,B`*2`]%`"B`F)#Q5VS^&J;YS65@WL8\ZQ`L#EH4W\A.<3B3)
M@"@@.1`-I`!B0L)4L/L`4^'RLCB;\^P;Q+,7O5/2&K79^TBT7KI>[5KT3AGX
M*2`Y$-T?N^NOW$L[^)F0<)5DH_N&2MC1Q@YU9T,")`62`5%`<B`:2`'$A(2G
M*MO--U+%MC)VB!7$M6PK6J.N(+R;)QG8*"`Y$`VD`&)"PK.7G>9/O='$V(`V
MB(LB>J:D-?(2I)Z,S[=?HO%B?HUK1+:MRGMU__X'1'O21)XM)G/Y3V:%MVGC
MF)!PX2@SMH](X=[WEA+;,&)_<2A<.9*DC5MGDP%10'(@&D@!Q(2$2R!;S3=6
M#K:4='/%9D_I!5LBK!QOU!6))%D;R-LH(#D0#:0`8D+"L^_K,J/9![^QLM]4
MROGW_60HBG@C2!J_K@!23UQ]W]"RF0@E,V_2EK<"D@/1GOB%,YY/(W'8%]ZF
MC6Q"PG6S#:-L0T+=WKEP7-\9=F*Q;$43("F0#(@"D@/10`H@)B1<`METVKW#
MWG]X8P%A\QG[5C.L%3$Y26OD%T<*)`.B@.1`-)`"B`D)5\&V@V$AO)&]ZQ[9
MA#M$I>8S2V)`*:(,D4*4(]*("D2&(98S72+F.?L>_(-7'\YQ^+'1(+ON@LU4
MOJYU5EZR%%&&2"'*$6E$!2)[E=IN>F[>G#[N:K2[4[LOCT]E4NYV]6!3?;77
MGND[N/O;%KL[V:N;)5TQH2PDC\9+>[FB[S=TC9NN(/3\)J9@-&L]OYE2-'I>
M_`W="?]T_JX<QJ=!>NQ7DR7=#,4XJYB&[N&?ILM/O0.OIO1$/0ZKV9+NV_4,
M,%_2E;,>OEC2#:T>?KVD2TK$1VUF=-?\9?U4_GM]?-H>ZL&N?*1)H9O2M&4=
MW6UU]\.I^?[C<W6B6^8T;W03FOY704DW4\=79/Q852?_@QV@_7\*]_\'``#_
M_P,`4$L#!!0`!@`(````(0#XIV8'E`P```A'```9````>&PO=V]R:W-H965T
M<R]S:&5E=#(S+GAM;*R<6V_;2!*%WQ?8_R#H?2R+DGQ#G$%,LF_8!1:+V=UG
M199M(99I2,IE_OUTJYOLJCJ,+0;[,IY\.552%:N[CVB%'W[_L7T>?5OO]IOF
MY78\/3L?C]8OJ^9^\_)X._[/'^JWJ_%H?UB^W"^?FY?U[?C/]7[\^\>__^W#
M]V;W9?^T7A]&/L/+_G;\=#B\WDPF^]73>KO<GS6OZQ?_-P_-;KL\^#_N'B?[
MU]UZ>7\,VCY/BO/SB\EVN7D9QPPWNU-R-`\/F]6Z:E9?M^N70TRR6S\O#_[]
M[Y\VK_LVVW9U2KKM<O?EZ^MOJV;[ZE-\WCQO#G\>DXY'V]6-?7QI=LO/S[[N
M']/Y<M7F/OX!TF\WJUVS;QX.9S[=)+Y1K/EZ<CWQF3Y^N-_X"D+;1[OUP^WX
MT_3&713CR<</QP;]=[/^OB?_/]H_-=_U;G/_C\W+VG?;7Z=P!3XWS9<@M?<!
M^>`)1*OC%?C7;G2_?EA^?3[\N_ENUIO'IX._W`M?42CLYO[/:KU?^8[Z-&?%
M(F1:-<_^#?C_CK:;,!J^(\L?M^/"O_#F_O!T.YY=G"TNSV=3+Q]]7N\/:A-2
MCD>KK_M#L_U?%$U3JIADGI+XGRE)>`LG!E^D8/\S!1?3P>_`C_.Q#/^S35*<
MS8O%Y=60.J:^_<<TX7_:2JY/SC.)O3U>JFIY6'[\L&N^C_S\^^[M7Y=A-4UO
M0NKV(L66=I?M9U?-7ZZ0Y5-(<SN^'(_\!=G[4?OV<3H]O_@P^>;G8Y5$=STB
MKBA;11B&D+>2H)9`2:`E,!)8"1P!$]^7KCE^\OX?S0EI0G/:JNY:D+M5B$:T
MBC:DDJ"60$F@)3`26`D<`:P1,]&(_B7<#D-0^WGRR>@T7/(2[Z)J%E=^N-@E
MD`I(#40!T4`,$`O$4<**]UM'SQ2<7?I]Y/"T67VY:^(NU-.4F5\*<8&$),>>
MM%?T+I)Y-Q6E!%6*":_3K:K+:][&6D:IOJBK<QZE993IB2JF"QYE993KC<K+
MGK71E\':V-,NOZ^W_0IJWJ](BO/C[C(OSJ_G_-V549`;6D4PZSI<2X62"BT5
M1BJL5#BB8/7Z0V-`O4'-ZXTDEU-*4$5`ZI,*)15:*HQ46*EP1,'J\YL]JR^<
M'#-_@KQ]74,4KS,2/TG=D!=3L5>4K:9=/%4$I'2I4%*AI<)(A94*1Q2L].!0
MZ:'Y=LE!S4N.A%Q:":H(2'U2H:1"2X61"BL5CBA8?=>#Z@MJ7E\D_))>B=7:
M:KI+&@$I62J45&BI,%)AI<(1!2LY>)\!U_0HYT4G1*XJD"H14B1H%&@T:`QH
M+&@<U?!2@]VAXQL]W\`#;1I-DS_EVRMXEQ"_[N*\*CM1&U:UF?PTYBV@$"=6
M#7&J/V[*YTQ#G.F/$P[,0ISKCYMUK\>;'*P4;?+;>T0P2V(1)43G*8HRJ4!3
M`U%`-!`#Q`)QE/!2@W.BI<:38.@\1?_E7Z4=C+MI1&R>"GGJ=Z(VK$IDZI?Z
M6_/4)F_C5'\<S).,,_UQ,$\RSO7'_6R>?!>@R=-%;O(?S:O?C]X[?J<AC=BW
M(LI35291)A60&H@"HH$8(!:(HX3/67!:<L[F'KZSM*)!8X,5$1\L87;+<)_`
MMXIV09(:-`J(!F*`6"".$MZ%X,=H%]ZI/MHW5GUK\>CRR*;]^'FEG+:B=GE4
MB4R]*2++2CBU&N(4$`W$`+%`'"6\(\&F#>A(='6L(Q'Q>9"&)10NYB%E\C](
M1\2!5T.<`J*!&"`6B*.$=R08NP$=B3Z0=20BUI&9.)++:2O*,Y(RL8[,Q!9:
M0YP"HH$8(!:(HX1W)/@^VI%?\SS1/;)&1<0;)?;^,AQ%8G12)M^O/#JSO/<?
M%V$-<0J(!F*`6"".$M8H__D:&S4[S^?,27<[CEGX,9,0;Y0\S#M1-U%M)M\O
MTBBQ5]<0IX!H(`:(!>(HX8UZST6?=B`7:*,3R@=/":0"4@-10#00`\0"<93P
M%DB/^TO&KT#KFQ"?%7E"=:(\*RD3GQ5Y0D&<`J*!&"`6B*.$-RIXO[=VGQ-G
M)5I(NOT4TE660"H@-1`%1`,Q0"P01PEO@;^8T(+W;Q<5(4QL)!'QX9"'=8K+
M:Z@"4@-10#00`\0"<93P+@0'20?A;?,6?L\EJV\]*-T.A>4H4QRM/F5B!_-<
M'.@UQ"D@&H@!8H$X2GA'AMG9`NUL0FP>YL)RE)TH;Q8I$^^(.+EKB%-`-!`#
MQ`)QE/".^'?$9N27K$H1LHB%$Q%OE+`<98JCHY,R,:LR%R=W#7$*B`9B@%@@
MCA+>J&`V!RRFY$W)#88BHEQL":0"4@-10#00`\0"<93P4H-=I*7^VDF;3"?M
M0$1\)H2[*HM6E!=/RN1_9%<V%R=T#7$*B`9B@%@@CA+6J'"B0*.&WR8YIN&K
M)R$R*T`J(#40!40#,4`L$$<);T&?,1WLX&?H2Q/BLR+<5=F)NEEI,_%9$0=V
M#7$*B`9B@%@@CA+>J#[[^@NS$EVG-V+=4O#??1!KZ&Z65/37W8`J5-6(%"*-
MR""RB!Q#O#W2M+[M56:=.65]$/-QEV2SB^XV;XFH0E0C4H@T(H/((G(,\3[X
M@7]S2SGI$_$L9!$[2D3YET%E$N4]IFK#O'W+TP7?`8`XU1L'WP*`.-,7A]\#
M@#C7'Y</!-[18$;I:?;.9"7O2HXM_ZV1T,WPR;1K2[&07B:I:#MC7&YY#1J5
M2-9HT!C06-`XJN'E#[.\?JG`Y$24WV*91+14J:E!HQ+)>31H#&@L:!S5\%+[
MO&PXN=ZYXFA>9SWF%;XFT(GRX1/#<H4U:!00#<0`L4`<);P+PXSJ#(UJ0OGR
MED"J1&BITMXJT&C(8T!C0>.HAI<:C.&`I9U\)%W:$3&7,15NH9RUHGRA(Z'5
M2XU*45FC(8\!C06-HQI6_5RZS[?'_"CG9T)"Y$(#J1+)9=2@4:#1H#&@L:!Q
M5,-+[7.9U#R=="K.T64FQ*^_O,'1B;KKWV;R(Y]/A,M\`,4;ZA"G^N.$:]$0
M9_KCQ)Q:B'/]<;D^WF3I4-^9IV@HZ?W!>41TGB2I0%,#44`T$`/$`G&4\%*E
MV_RE3[CSSH2V@W&7$)LG:83*3M2&56TFOXF\-4_Q]7)[57\<S).,,_UQ,$\R
MSO7'_6R>@N.DN[.\M73:?>AY2"/VK8AR(\HDRJ0"4@-10#00`\0"<93P.9/>
M,[3@_2\1!(4L.2(V6(7XV%>F.-J%-JP=M1HT"H@&8H!8((X2WH5A%G2.%C0A
M7KW8;LM.U-9:M9F\+<O+ZDK<K:TA3@'10`P0"\11PCL2C")=&N]LM=%7LJTV
M(MX1L8#+>2O*'4F9_`_2$7D?&N(4$`W$`+%`'"6\(\-<ZQQ=:T*L(_`E@DZ4
M.Y(R\8Z(#W<UQ"D@&H@!8H$X2GA'@J.D,R*WS],\3_2E;'1:JTI&8"9&H)RW
MHMRHE(EYGBMY9Q[B%!`-Q`"Q0!PEK%&+83[X*.?G24)YWRR!5$!J(`J(!F*`
M6"".$EYJGP\>?+=U@3XX(;YXQ+4M.U$W$VTF/QID.Q''4@UQ"H@&8H!8((X2
MWBCI9>7B.<U[+-#C)D1G!3PN:&H@"H@&8H!8((X2WH+@WN3^,7Q6H@>D^\>B
MM87DFL_D8=R)\JRD3'Q61%P-<0J(!F*`6"".$MXH/_70*/KA\L19"6G$OA(1
MG15)JH4D-1`%1`,Q0"P01PEO09]/??_.V0)]:D*^J+PAS*0OZ41Y.,"G@D8!
MT4`,$`O$4<*[,,RG+M"G)L2KSQ^/XI==.U&N/F7B'D1\C*LA3@'10`P0"\11
MPCL2["+=0][VJ8L@%TL@(M81^+Y$BLOKI&HS\8Z(.:HA3@'10`P0"\11PCLB
M?:H\6$YR90NTKPGQ1@D;6G:B/#HI$W=E8N1JB%-`-!`#Q`)QE/!&!;LX8'22
MNR3W9A<1Y:DH@51`:B`*B`9B@%@@CA)6ZH4TH&$F!I^TQRQ\\23$9T*XJ[(3
M=3/19F(G[;7\^A7$*2`:B`%B@3A*>*/Z[.OPD_8"_6M"9%:`5$!J(`J(!F*`
M6"".$MZ"/F,Z?%;0E_IG:X2]E\^*.$+*3I1G)67BLR)OD4"<`J*!&"`62'@D
M2'S;_AW%1L4G?,3'1FS7N\=UN7Y^WH]6S=?P](XK_P^R.YJ>+#*;W7SR>7P&
M\3?^]_\WX7?M^#?^:22?>B/\4TJ.C_20F8H;_[B"GCS^I?U7/O`O[L(K]W*?
MR7\-PD=,NM?PSR%Y73ZN_[G</6Y>]J/G]8.O-'X+?A>?9)*^$I_^U=7GYN"?
M0.+W"O\$#?_$F;5_G,'YF7=0#TUS:/\07J![ALW'OP```/__`P!02P,$%``&
M``@````A`+]<TR"9!P``Q"(``!D```!X;"]W;W)K<VAE971S+W-H965T,C(N
M>&ULK%K?;^)&$'ZOU/\!\7Z`38"`0JH`_JE6JJIK^^R`"58`(]NYW/WWG?7N
M>G=F-@D7]>5R^3+?>.?;F=E9S-UOWT_'WK>\JHORO.Q[@U&_EY^WY:XX/RW[
M?W\-O]SV>W63G7?9L3SGR_Z/O.[_=O_K+W>O9?5<'_*\Z8&'<[WL'YKFLA@.
MZ^TA/V7UH+SD9_C+OJQ.60._5D_#^E+EV:XEG8Y#?S2:#D]9<>Y+#XOJ&A_E
M?E]L\TVY?3GEYT8ZJ?)CUL#ZZT-QJ;6WT_8:=Z>L>GZY?-F6IPNX>"R.1?.C
M==KOG;:+Y.E<5MGC$>+^[MUD6^V[_86Y/Q7;JJS+?3,`=T.Y4![S?#@?@J?[
MNUT!$0C9>U6^7_8?O$7J3_K#^[M6H'^*_+6V_M^K#^5K5!6[WXMS#FK#/HD=
M>"S+9V&:[`0$Y"%CA^T._%GU=OD^>SDV?Y6O<5X\'1K8[@E$)`);['YL\GH+
MBH*;@5S&MCS"`N#?WJD0J0&*9-^7?1\>7.R:P[(_G@XFL]'8`_/>8UXW82%<
M]GO;E[HI3_]*(T\LJG-RHYS`3^7$FPR\F]'T)WQ,E0_XJ7SXWD\O!+*ZC09^
M:B?CP<P;S<>SZZ/Q8!-:+^(_VLWH6C=#*7"[7YNLR>[OJO*U!T4`$M:73)24
MMQ">]4Y)7;N]>VOK0&[AY4&X6?9G_1[L2@WY]NW>\T;CN^$W2)*M,EHYC+#%
M6EN(;11^-Q0(*!!2(*)`3(&$`JD%#$&73AQ(O_]#'.%&B*.C6FG`J.43(;2%
MIFPH$%`@I$!$@9@""052"T!"C(D0[CK6R2"L(9_`F9T--SC$E;0:MUVHW>PU
M0S8,"1@2,B1B2,R0A"&IC:#@H7\XLF`@:K<Y%-OG52E;D4.4,92"+!#AI-5$
M[^A*(C==5JPIL%$<\9RNJF9S+&-`6:&+=3O"K(BR8B?+PZR$LE(GR^0RDA'"
M0#(ZY(+&K/42UE@OA4S;[G+CC^8DH=;2P`BZD<"X4SB@%B&UB*A%3"T2:I%:
M%BA>.#)0O**SCJ'#OA^W8.&X)0)*FR2X)9UUK6UT<FTD8(5.+4)J$5&+F%HD
MU"*U+%#H<`Z@T-\/65CCD"6"0Z:[K6VZD"5@A4PM0FH148N86B34(K4L4,AB
M<J7GZ,>[+5@X=(G@T">X#-?:I@M=N8&U63DRQ:R`LD(G:X99$67%3M8M9B64
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M,X=.Y*_E!?K`1R.@)]S`K&A)`Y=IDK@K;67=GSBTX5#`H9!#$8=B#B4<2A&$
M#R,Q*=LY^$';E(.U2/,N14`'HWU[JJ[$QTI"K6F7DVL.;3@4<"CD4,2AF$,)
MAU($81W$V&SK\+F&)X=O5(MT0%][%-DH1*RN4]6?D((-&"]T\3QVK62\V,7S
M)Z30$\9+W3Q3Z%A1.!"1HA]DEC`G![*$?"A.2Q;2']:>M++[F$2L6P>S"15B
M;")F$S.;A-FDM@T.7TS7-*$^OGQX:BBWN[F$[&[NL<NFXMDJ2)J),&`VH4*,
M3<1L8F:3,)O4ML$JB,'85N&#)%!SM!V]A'#TI-^L/6VDC\"-0DQD`;,)F4W$
M;&)FDS";U+9!T?N?F_1;&BX%!6$5R.FS[HPZ%;0G*`BK@HAZ`>.%;AYY7L1X
ML8OGW=*QB?%2%\^?F/$.JTHG_>L^Q!%MA#08!2%5V6VT,S*J*D]853)4!HP7
MZA5@'E$G8KS8S3-#97OF)HR7.GE3<ZQ@5<4L:U?JE:K*$=@^\7P]%9N<\^8D
M=]:=D5%5>4+J3,FA%#!>J!#1B$V.3\VA)._YC!>[>>1T21@O=?-,36%5Q?!J
MJ_I^__/EK(O4U..O%1V[E2J>U?VU)ZP*V86`\4(WSU2B4E,O2N]>[.:1FDC8
M\U(WS]0$5A,J%:GYJ2'-%UY(>Y60W0A\.MRO%<\667F"D]:D'KN5,EZH5X!X
M4U+0$>/%3M[,%+1J!#H8O3FIFV=*"XM,;P2R$9@+TU6O5L3K7"JRA)#([%:J
M>+;(RA,<\4;D&:GO@/%"O0+,(_4=,5[LYIGZ5B+K8(S(SG6:BI,BR[?S\FWO
M*:^>\G5^/-:];?DBWKS?PGN4#M7?"I@L'F!-\!SR%[AE+<2-AO\%ODGPT(Y0
MC`$$A_W*AV\>./"'\>(!+MO\`:OQ`E[-.7#O!I[0;MZP>S9\A^"2/>5_9-53
M<:Y[QWP/D<I/.2KY+03UD8>ZB#^6#7Q[H+V3'^#;(CF\<AX-0-Q]63;Z%WCT
ML/O^R?U_````__\#`%!+`P04``8`"````"$`0J2M'5,%``!G%```&0```'AL
M+W=O<FMS:&5E=',O<VAE970R-2YX;6RL6-N.HT80?8^4?T"\KS%@X[%E>V4,
M)"LE4A1MDF<&MVTTAK:`&<_\?:KH"WUA9IW=[,,R/E2=KE-5?:'7GU^KB_-"
MFK:D]<;U)U/7(75!#V5]VKA_?<T^/;A.V^7U(;_0FFS<-]*ZG[<__[2^T>:I
M/1/2.<!0MQOWW'77E>>UQ9E4>3NA5U+#FR-MJKR#G\W):Z\-R0^]4W7Q@NDT
M\JJ\K%W&L&KNX:#'8UF0A!;/%:D[1M*02]Y!_.VYO+:"K2KNH:ORYNGY^JF@
MU14H'LM+V;WUI*Y3%:LOIYHV^>,%=+_ZL[P0W/T/B[XJBX:V]-A-@,YC@=J:
ME][2`Z;M^E""`DR[TY#CQMWYJ\Q?NMYVW2?H[Y+<6N5OISW3VR]->?BMK`ED
M&^J$%7BD]`E-OQP0`F?/\L[Z"OS1.`=RS)\OW9_T]BLI3^<.RCT'12AL=7A+
M2%M`1H%F$LR1J:`7"`#^=ZH26P,RDK_VSUMYZ,X;-XPF\\4T],'<>21MEY5(
MZ3K%<]O1ZA]FY',J1A)P$GARDB":/,SGL^AA<3_+C+/`D[/XT=TA@&6O`Y["
M>3F9!?/%PQU"/):4/L=)WN7;=4-O#C0NR&ZO.4X#?P7,(KDL%3+=[V4;THPD
M.V39N`O7@42VT"(O6Q_^K;T7J&O!C>(1(]UB+RRPB,B;F$!J`ID">"!)ZH)"
M_0^ZD`5UB8!B`0Q"`T.#L!`NB0FD)I`I@*8AU#6,-[PH`1I#:VLEF,[TX&)N
MQ*8)9GAO(8F%I!:2J8@6,G2VFO:/0T9CZ#N0K[:-D="86861+,+>0A(+22TD
M4Q$M9IB_:LQL"DQP6G?GLGB**5L=1K2$T.IL`B!'+T64/69(.$1M`@GW@8>4
M'\Z-29.:7MF(5^!'LLZ:,IC0JK(1!;`$"@EHK$M@".1-B<^HSI[9##(3$TA-
M(%,`+5I8/NZ/%HWU:!FB1QO*O/1EVC,;)5I.`P]%HS%K4L$L:IN->LWE6)HJ
M/(8H"^S'-4!C715#=%5#M9DJ9J.HXC2ZJH6,K_=*!;-4->KU(+TT5<O_H@J-
M=54,T54MY4A,%;-15'$:354TU;U2P2Q5C7H-LTQ3Y</AY/YB]=:Z+@YIPB)S
MRG`C19E@TJ49S9M*<JEMW&]H7UT<;I5W=Z+/-E98G,5H,8=4<7`4UO._YT:J
M.,ZDB@NF0P58-TIR,5PF(M#]WA.'>Z@B[KL6<=R)C$;ED*YYF.FL4[F1JIDS
MZ;$;\S:5Y(/F4;]A9N@%Q5WXAS6SK1Q"$4'$/H-4S6%D:>9'`.F6<+<`7LBU
M-#`/@:DD%\-EXW[OU1FB^DCS5WJ%&?G-XRJR6(<E8X&,?6ZEG)9L*+&AU(8R
M#=*KB!NZ4L6/-PC\\&$M.B093MK&$A-S,_709$.)#:4VE&F0'CKNY$KHWS?I
MV'%`:T#EA,!GF(DD^.$$B0C4+O47PTSAJXKIEXWYO7M^\F'^J@*_41NT-O8#
M!JE!AI'19_M^%.Q&,242"TDM)%,1O2JXC_]P5?AA0%T6Q(%AZ+S(6-'V/K-1
MI7`B=24,H^%4P>LDN$4*,LZ$*N5J$D9#?77)N,G_L&1^4E`EB].$$L/"VO&8
MD:J9(=I*.*)9D`^:1_U,S>RBA'W$5Z0YD3VY7%JGH,]X";*$\[Q$V04-+&1P
M0S/#]C+>[/SY:L?N;HPWL(*`3[_R&6_@NF?7I\C`8[P&&ADC#E;P@6N/'8<K
M^(RT\=T,0AI[$8.*7H0G1X9KGFM^(K_GS:FL6^="CI"!:?_IUK"+(O:CX[O"
M(^W@@J??(,YPH4?@`W@Z@17U2&DG?D!$GKPBW/X+``#__P,`4$L#!!0`!@`(
M````(0#[CW6A0`<``!HB```9````>&PO=V]R:W-H965T<R]S:&5E=#,V+GAM
M;)2:VVZC2!"&[U?:=T#<CVW`A\2*,XK-&59:K?9P33".T=C&`C*9>?NMIFGH
MKNJ='6[&\3?]%_!7=763SM/G;]>+\;6HF[*Z[4QKMC"-XI97Q_+VMC/_^M/_
M]&`:39O=CMFENA4[\WO1F)^??_WEZ:.JOS3GHF@-B'!K=N:Y;>_;^;S)S\4U
M:V;5O;C!_YRJ^IJU\+5^FS?WNLB.G>AZF=N+Q7I^S<J;R2-LZY^)49U.95ZX
M5?Y^+6XM#U(7EZR%^V_.Y;T1T:[YSX2[9O67]_NGO+K>(<1K>2G;[UU0T[CF
MV^CM5M79ZP6>^YNUS'(1N_M"PE_+O*Z:ZM3.(-R<WRA]YL?YXQPB/3\=2W@"
M9KM1%Z>=^6)M4]LVY\]/G4%_E\5'(_UL-.?J(ZC+8UK>"G`;\L0R\%I57]C0
MZ,@0B.=$[7<9^+TVCL4I>[^T?U0?85&^G5M(]PJ>B#W8]OC=+9H<'(4P,WO%
M(N75!6X`_C6N)2L-<"3[UGU^E,?VO#.=]6RU63@6##=>BZ;U2Q;2-/+WIJVN
M__!!5A^*!['[(/`I@CB3@RS[(/#9![&<V=)>;1ZFW,JZCP*?(LKC]"@P.SI7
MX%-$<6;VP\I:K2?88D$VN;DLK;UQTXVQA+WL!Q'&GCVL5LOUP^9_LS3G&>\*
MR,W:[/FIKCX,F)60T^:>L3EN;5EH5CH.W"E/]%!,_U5+4$0LR@L+LS,WI@'R
M!B;`UV?+<I9/\Z]0M7D_:*\9I(XXB!&L1%E<%P,/`Q^#`(,0@PB#&(,$@U0"
M<W!NL`\<(_:QF3?1/A:&V2>>>R_`Z*>-K!(CA,3%P,/`QR#`(,0@PB#&(,$@
ME8!BE8.LTC<G45!L],Z$J2<5E(4+B@]R>$MC]7(@Q"7$(\0G)"`D)"0B)"8D
M(225B>(/M#REE'[L#QL-<Q;,E@QR5FJ1[/DHV2!"7$(\0GQ"`D)"0B)"8D(2
M0E*9*`;!M%(,XJO<C#6_]ESF7_856`$356.<`RV)-RH6I/--S)L])\MA[ATP
M<'L-?`Q>;RQDM8=5OE:U5A,48%6H56U45815L5;UH*H2K$JUJL=!I9@/2ZEB
MOL9D6!2%RVRTZC(GD-O10GLQ7*K+S4&,$:EQ,?`P\#$(,`@QB#"(,4@P2"6@
MF`+KW013V&C5%$[L1;=@+NW%(VIP!SY@K$T7`P\#'X,`@Q"#"(,8@P2#5`**
M(^R-0MY._+A,V&C5$4[4,K%0F8@Q0YGT8>">I.)"ZZ6'5;Y6Y:C7"K`JU*I0
MVB*LBC4J9X-Z08)5J4:UL<>^HQC_.,EX-EHUGA/5>'2#!S%F,+X/HQJ/FI6'
M5;Y6A9I5@%6A5C4VJZZ#1%@5ZU0.ZCL)5J4:U7HUEH9B/-O?3RCY;KAJ?8\4
M[QU<],.@P7P127'?P65/=+Y>-SY=YV1`=*%>ATN?Z&*=SMF@S"5$E^IT&VF'
MHV:!;=!_OO%8?#\/VR=AY[Y'8Z\]$.(2XA'B$Q(0$A(2$1(3DA"2RD2U@VW"
M)]C!]^R*'1RI18D;`MM^0A\9/7-[8JE%B5L"T?EZ'6X*1!?J=:BX(J*+M;HE
M;@Q$E^IUXV15L\#V^A.RP%\-X!)C47(D9V%)DB#&")5K]8&4)"Q)9\`Z7Z\C
MG0'K0IU.[I>\-_>CQF*)=3I-9\#72W6ZC?1\:A+`O"E)8,-1?^9HO/&#A8E+
MB$>(3TA`2$A(1$A,2$)(*A/5#K;IGU"3_3N"7)/B/4+>;:&9<V"_`T&=`1./
MC/$)"0@)"8D(B0E)"$EEHCK$=OL3'.(O!\JLY4CLZZV-C1K2P9+>*+K9X1+B
M$>(3$A`2$A(1$A.2$)+*1+4'NLH4>]AP-)\X@CDD;=?'%MKY<6`K""J@/A)\
MC+HEVG]X1.?W1%V2EN,VNM_OX.N%>AWJOA&Y7JS3T<T^T:4ZW68Y+IUJ%MB[
MP80B[5\EY&DL7C<D-VWT=`=+#!K7ECZ2F@6T4'M$Y_>$/:24/30O`J(+M;H5
M:C<1T<5Z':JRA.A2G4Y>R]0LL!>%"5GHWROD+(AW#\D5NO<7@\8L])$4-U=D
MA<<ZW]+JR`J/=:%>A^9>U(\:%\I8I].L\/AZJ4ZW68US5LD"]-DI6>B&JQVI
M1^.-'PAQ"?$(\0D)"`D)B0B)"4D(266BVC'M5<BFKT(]4AJT@UO#,&@H2A%)
M+4JD\XC.U^O&QL<;--&%>AUJ11'1Q7H=:D4)T:5:W7IL16H6IKV!P>DP7B9[
M)&>![/V',6,2^D!*$M:H[WE$YXL;4'6HHP1$%^IT<K_LDA<17:S3T<Y`=.P8
MO3-*O<^Q@_$D\)-R?M!Y+>JWXE!<+HV15^_L%'P-OV\=Z'!"_]*U9<3W<'+?
M'7-C;L.)/GM/P]S9P@D/Y2_+[0O<.OV/_7(+)Q[`YT,D.)F_9V_%;UG]5MX:
MXU*<X)X7W3E'S<_V^9>VND,;@_/YJH4S^>[',_P-1@'G8(L9[+9/5=6*+^P"
MPU]U//\+``#__P,`4$L#!!0`!@`(````(0":!U?5E0H``/HU```9````>&PO
M=V]R:W-H965T<R]S:&5E=#,W+GAM;*Q;VV[C.!)]7V#_P?#[Q):4BQ4D&<26
MJ`MV@<5B9O;9<93$:-L*+*?3_?=3%$F1=4G'[MZ7=O?I.B7RL*I8U.7F]V_;
MS>AKL^_6[>YV')U-QZ-FMVH?U[OGV_&??ZC?9N-1=UCN'I>;=M?<CK\WW?CW
MNW_^X^:]W7_I7IKF,`(/N^YV_'(XO%Y/)MWJI=DNN[/VM=G!_SRU^^WR`/_<
M/T^ZUWVS?.Q)V\TDGDXO)]OE>C<V'J[WQ_AHGY[6JR9K5V_;9G<P3O;-9GF`
M\7<OZ]?.>=NNCG&W7>Z_O+W^MFJWK^#B8;U9'[[W3L>C[>JZ>MZU^^7#!N;]
M+3I?KISO_A_,_7:]VK==^W0X`W<3,U`^YW223L#3W<WC&F:@91_MFZ?;\7UT
M72?I>')WTPOTU[IY[X*_C[J7]KW8KQ__M=XUH#:LDUZ!A[;]HDVK1PT!><+8
MJE^!_^Q'C\W3\FUS^&_[7C;KYY<#+/<%S$A/[/KQ>]9T*U`4W)S%%]K3JMW`
M`.#/T7:M0P,467Z['<=PX?7CX>5VG%R>75Q-DPC,1P]-=U!K[7(\6KUUAW;[
M/V,465?&R;EU`K_6271Y%L\NHHO+$[Q<6B_P^_-#@;CNYP._SLG%V54T39.K
MX^<3P3+T7O1?G)NC99D8B?L5RY:'Y=W-OGT?01J`B-WK4B=5=*T]Z[4ZAU$9
M98?5^VCQ8-6TEWOMYG9\-1X!O8.(^WH71<GES>0KA,G*&LT%(VRQ<!8Z)K3?
MC`(Y!10%"@J4%*@H4`?`!'09Q($`9.+H0#Y1'.U&B^-F-7>`5RLF0C@+1\DH
MD%-`4:"@0$F!B@)U`"`A$B*$G,DN&+0UY"P.ABL\P[DU,OFOUWK!D(PA.4,4
M0PJ&E`RI&%*'")H[%!`6!,GT3*?NX66]^C)O32T2-$D@$TQ^:">08J!OF"`S
MHHFQ.A\"94&!S``Q5!+O)R;!DU.6$EA7*<G.@K)*D466L:*L6F3YB2)I04)!
MVL]JC6;U6KKDF!OD/%3W*DVQN`MK-(B;42"G@*)`08&2`A4%Z@!`<X<=A<T]
M@FT![(\/*^T$2V$06(0A/B[)0B^<B9,OLU["ZCV;3K%\.64ID15A5D%9I<@B
M`5Q15BVPSM/SX5I(6)C&KPNKG6!A#1(*.YLFPPCZ+%\XFT%9`\106X;EX,I2
MEA)95%G**D4659:R:H'UH;*Z/Z>]0ABR?[2OH-EGZ:N]8&D-$I0]"F04R"F@
M*%!0H*1`18$Z`%!$I<*\$^B5A(H/K:4K^9J%YVD0'$(^B$T(.9LAA*P;6*<@
MA"YPX.64I406*00%994BBX809=4"Z\,0TBTFBZ'/M>QI6$P+A6HFM.0/-H.:
MSA&6DVQJ.>,IF>>WM7[Q"L8K)=[E!:D;%>/5$N\B]3P4GY'N7VEBGMRB]%Z(
MQJ8Q#C6>39G(SLB+;)`(B1S1#<5>SZ>]<B/`/%KX&*^4>(+(=)RUQ)L%X\0B
MZ][XUT4V'38T@DZMN6X*H5"@[F46D:Q;.*N!EUD$;RZ1#Y$^)'/&4S*/U*&"
M\4J1-R7CK!BO%GF1KV!89=V&4Y5/WV,BT\W#I;W,!O+AMK!&'LD8DC-$,:1@
M2,F0BB%UB&`)(-V8!$>42$TCZ6L@$EED%UA$UFJ0*F-(SA#%D((A)4,JAM0A
M@F70C7,8"3_>;?6QG$[?M=[!SAF14K^PO#`(K"=<A4BISQE/N1%@'JF6!>.5
M(H_GE9N,"^A:Y,6^RF(U=0=]@IJVX0[SQS7E@9HQJ<V+R!FY4686P7L!.[$R
MGA)Y$;E>P7BEQ!/V`CK.6N+-8E]-L9JPQDA-?=?LB!35-)*B!H(4]-U=3&KQ
M0HNG=X@@0ZTG^`EXOJ;:VD]YRGK"J\%5I;Q2X@FJ4EXM\6:QKT!85=U_GQ"C
MIEU'-=YU\*$J+..=D8]1ZPFKR3*>\E0D\EC&4UXI\00U*:^6>!\WA;HM/T%-
MV\6'&>\Z_4#-Q-<7<UZ)G)%7TWI":B8D<W/&4Q;!L9F0_J)@O%+F^<SMQUDQ
M7BWQ/E0SELXM85]RU%W`W@LN`!9"!2"A!6`P&D1VGB!&?`%(:`%@/"7R6`%@
MO%+B\9!EO%KBS8('`Z@`Q+I##T/6E-43[XGU7HC(MO4/;Q#.$EH8+#$HL\X5
M1'2@,BT,C*=D'BT,C%>*/-8*,%XM\LY]JF*5I8-,&,K'W<:)S;$EO+4515,2
M@7-G%=SFYU#&H9Q#BD,%ATH.51RJ$83ED4X@)Q^F]:G,;/4^<N")&`F=N37S
M(;=@2&:13^[Y,YZ2>/RN/^.5,H\D2\5XM<SS,\8JZT,'3_7/[JG%YJP2[OD6
M0H<<?O/?6?D6RB+)@.3,1C&;@MF4S*9B-G5H@V7073V5(<S%X[85>V()]F[]
MB+MO&7WXL><`@XW?5:PCM*O,?+MFVDK&4Q;1_8FODS,2,@7CE2*/USLW%S?.
M6N3-/@HUW>O_NL;FQ(`BSQTB@DFS1P*Q,W*#SRRBVX]`+"8RY2F9QT2FO%+D
M<9$IKQ9Y,[^)X4#6K?^/1#YR4S$G"*2R@<(229$LIDC.$,60@B$E0RJ&U"&"
M)=#].I7@\T.AKNOD4&@AU!-.64]H>%Z7S'D",7Q@I;X+L-E+>4KFD8:]&`;E
M`KD4>3RPZ/5JD?=A]NK3Q$^H:@\A84DT4*@J>V`0.QLWR<PB^%22DE-)SGA*
MYI%32<%XI<PCBU\Q7OT9#X6JCDI!U!,;[=X+;K0M%&K,'Q@,1H/(SA.$2A"Y
MI)?,&4_)/")6P7CE4;R*\6J9Y\>)1?Z_G&82<W0)*Z*%4,?#'Q@XJZ&_R9PK
MB/%`9;KQ,)Z2>73C8;Q2Y+'ZP'BUR$L_V-T3Z303MNO';3R]&Q++YH"#969O
ME5AB4(89DC-$,:1@2,F0BB%UB.#@HZ>8']\]3X;CBLO)N850*K.[YX.1HV7.
M4[@)I>QE$L93$N\\>.#9;UX%XY42;\:#S,S/KU(M\<)Q8C5!!50O/U%3FY-@
M,A!2D]T]3YR15]-ZPFJ2K3EG/&41LFNQPDBO5Q[%J]CU:HF73OTXL9JZGS]]
M2T_LX238TBV$526S7`Q&7E7K":M*]W3&4VX$(6\6O(9D8Y0>5\JC>!6[7BWQ
MTB"VL:JZ@0]5_21&3;^/]A5W!/#;0\K.,XDS\FI:3Z$J*6U7<\93%D$QFM(;
M2`7CE1*/K4+%>+7$2Z=^^\-JPFQ.45.;DXPW4!B;Z91LFHO$&7DUK2?X&3;I
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M\(U5`Z_N3\]@SWMJVX/[!XQU,GRU=?<W````__\#`%!+`P04``8`"````"$`
MJ\%"E!X'```Y(```&0```'AL+W=O<FMS:&5E=',O<VAE970S."YX;6RLF5UO
MHS@4AN]7VO^`N)\DD-"2J.FH"=_:E5:KV=UK2DB#FH0(:#OS[_<8VV"?X^DT
MH[GIQQ._!\YK^_@0[CY_/1VMU[)IJ_J\MIW)S+;*<U'OJO/3VO[G2_3)MZVV
MR\^[_%B?R[7]K6SMS_>__W;W5C?/[:$L.PLBG-NU?>BZRVHZ;8M#><K;27TI
MS_#)OFY.>0?_-D_3]M*4^:X7G8Y3=S:[F9[RZFSS"*OF(S'J_;XJRJ`N7D[E
MN>-!FO*8=W#_[:&ZM#+:J?A(N%/>/+]</A7UZ0(A'JMCU7WK@]K6J5BE3^>Z
MR1^/D/=79Y$7,G;_#PE_JHJF;NM]-X%P4WZC-.?E=#F%2/=WNPHR8+9;3;E?
MVP_.*G,7]O3^KC?HWZI\:Y6_K?90O\5-M?NC.I?@-LP3FX''NGYF0],=0R">
M$G74S\!?C;4K]_G+L?N[?DO*ZNG0P71[D!%+;+7[%I1M`8Y"F(GKL4A%?80;
M@)_6J6)+`QS)OZYM%RY<[;K#VI[?3+S;V=R!X=9CV791Q4+:5O'2=O7I/S[(
M$:%XD(4(`K]%$->?+%SOUK\FRHV(`K_EK3@3U_<<[^:*>X&%W2<$OV64V?7W
MXL!$]&'8'V-.'[V;*7>YG[0@[_+[NZ9^LV`G@(_M)6?[REFQT&RZ%F`T-W>8
MP._-'TP<B_+`PJSM6]L">0N+[O7><>;+N^DKK)1"#-H8!NDCMG($6Q8L;H!!
MB$&$08Q!@D&*0::`*?@RF`-KD)C#UO*5YK`PS!R9U4:"T2T7&2%'2$F`08A!
MA$&,08)!BD&F`,V(.3+"O)GE8F"C8=OJB^%6SW`C!O$2P.9Z2TA`2$A(1$A,
M2$)(2DBF$BUWJ"&_8A&P,+#)P&%EBRQFR!4^:@X59QCE+QQ]T'88-*P.0D)"
M(D)B0A)"4D(RE6A&P<;0C'I_D;#1O1\RB0TG<V5%$!(0$A(2$1(3DA"2$I*I
M1$L49D=+E!]QDUL0=(>J>-[4,'E04PP&S*$V\HK)@NCY<](?S?V0+0:!T+#K
MR#+K+U#I"+$J,JKF^IJ*L2HQJA:Z*L6JS*CR!I5F(YP6FHT&N^"8E7ZQT;I?
MG"A^81!@$&(081!CD&"08I`I0,N/=;3JT?I^?FRTGA\GL-V4R;X9K.1+1(Z1
MFR@08>">%!6JO2%614:5KU\KQJK$J$*'?HI5F4GEC750LW!YE85LM&XA)\H2
MP2#`(,0@PB#&(,$@Q2!3@)8?Z[BN6"/]<#U#@;15XN$#8Q@T+!-"0D(B0F)"
M$D)20C*5Z-FSONOC.\3A;1H<H3*-C4#*!!,2$!(2$A$2$Y(0DA*2J41/E756
M5Z3*&S$M58[TB4:U?\O:"]@"HQ^!((Y6$#Q4_4.BB\PZ5/]CHDM,.L\9MW=?
MME*BRTPZW_O.R>&P9NT*-WEO!Y<8%PY'HU';/J9N'1X3DC$1(3$A"2$I(9E*
M](7#VBTU5=9LS&=7-AL.BX(*!T?Z>L+'B]"--@4R$E3QX8`A\QL27632S6?C
M_/;K(B:ZQ*3S/72@I427F77CD::;S%H]U>3WCVKV"(C=Y&@T:BL&C20@)"0D
M(B0F)"$D)213B9XJZ]#45'^J>75$GZ?N*-D+CNO"]U`SL!4ZU101"4[(83WY
M-ZA>A$07R3O0=>C@BXDN,>M0'4V)+C/KQCJJF\Q:PO=,_E)?8#<:GQ"4EI<5
M;5AG4(8&:QP'[YF-'*4\-U$44!12%%$44Y10E%*4:4BWA[6`[]GSH0<H1S22
M<.0I]I`G:C%L7');0@(9ZOT'*Z*+S+IQ48BBQF]TO(/$K$.':TJNEYEU8Q'5
M769-I^KR#XH:[U&U0Y(C]8A8.N/5^!.((P?)LS40A,W_,#%+!QTM(=%%9ATJ
M]3'1)6;=6.I%RX'O,S/KQI*EN>E>UZGWP_4#5R#53?@J67_&V@Z#!C<)"0F)
M"(D)20A)"<E4HF=_7:?NTDY=(#U[5':WPZ`Q>Q%)6TLN/AZ(+I)WH.N0VS'1
M)2:=O\0[D^BR'^ET-UF7_O&=Z?*F7MV9`JEN+EWB)GD8&&32WY"0B)"8D(20
ME)!,)7KVK*U6L_^I#L3ES;EFBNS7E;+CHF*\%;JQ&`<RDMK1DBD/B2[ZD"XF
MNL2D6[IDB<EDY%1E9MU8CG6386G\`I-9%%3%.%)7GK]`M7T+[Q>93C591((B
M/)X)+M*%1!<)PDKUH/,7J+;'1)>8=6-MYV<"T;$WHWW&ZO66[G@&<9/YRT_^
M'NU4-D_EMCP>6ZNH7]B+S25\9SE0_M(5FK05:XA@,M$G#XZ_>H"KFCZ!#PQ\
M`R]P^[>=*-+&A1>[IO'S%;S<,,1?K!Z@JZ4?;!8K^)+?P+T5?"<.?#I<&5[<
M7O*G\L^\>:K.K74L]Y`_?SAM^*M?\:0J^MW'NH-7MGWK>X!7]"6\]IE-H.O:
MUW4G_V$7&%[ZW_\/``#__P,`4$L#!!0`!@`(````(0#7_>N;70<``%LA```9
M````>&PO=V]R:W-H965T<R]S:&5E=#,Y+GAM;)Q:VV[C-A!]+]!_,/2^MB7Y
M*L0I8MV!%BB*;?NLR+(MQ+8,2=GL_GV'(BF1,\Q&Z4N<',T9<0Z'PZ&9A]^^
M7R^3;T7=E-5M9]G3N34I;GEU*&^GG?7WU^C+QIHT;78[9)?J5NRL'T5C_?;X
MZR\/;U7]TIR+HIV`AUNSL\YM>_=FLR8_%]>LF5;WX@9/CE5]S5KXLS[-FGM=
M9(>.=+W,G/E\-;MFY<WB'KQZC(_J>"SS(JCRUVMQ:[F3NKAD+8R_.9?W1GJ[
MYF/<7;/ZY?7^):^N=W#Q7%[*]D?GU)I<<R\]W:HZ>[Y`W-_M199+W]T?Q/VU
MS.NJJ8[M%-S-^$!IS-O9=@:>'A\.)43`9)_4Q7%G/=E>ZJRLV>-#)]`_9?'6
M*+]/FG/U%M?EX??R5H#:,$]L!IZKZH69I@<&`7E&V%$W`W_6DT-QS%XO[5_5
M6U*4IW,+T[V$B%A@WN%'4#0Y*`INILZ2><JK"PP`?DZN)4L-4"3[OK,<>'%Y
M:,\[RUU-E^NY:X/YY+EHVJAD+JU)_MJTU?5?;F0+5]R)*YS`IW!B.].U/=^Z
MZ_%.P+(;"7Q*)^/):T&&3TFV/QW&5CB!3^G$'>MDQG7MIBG(VNSQH:[>)I#[
MH%QSS]A*LCUPS.;'A5GF:O8S]MZ$P4PQ)T_,R\Z"Z(#>0)9]>[3MA?TP^P:I
MD0NCO<%(M_"E!<L#YC?`0(B!"`,Q!A(,I`HP`Q5Z*2#'L!0L53\I!?/"I)`Q
M["4P:..@L*6%I`08"#$082#&0(*!5`&TL&%5J&&;5Z:<:&8,&:)/-(IG+XSX
M>F;SZ!,D($A(D(@@,4$2@J0JH@6Z^$R@S!C6!(BFIK2KS]R>6[E*I`0)"!(2
M)")(3)"$(*F*:)%"UHZ?4F;<12K3;\\1-2J!0&$8U'#0M`>$%G+$4>O"9K74
M-8P(+3;1UG.=EA!:^@%-4VCU&868L:X01U2%!-+MAKQV$9N0(TB.E1Y71&BQ
MB;9&Q34AM-1(6_1OT^2`&1J?,,Q8EX,CJAP"4>0@-B%'D!SK?H"=BA&AQ2;:
M&N5B0FCI!S1-#M9]*IOBSTLB,];EX(@JAT`4.8A-R!$DQP;)06BQB;9&=2HA
MM-1(&Y:F)@?T!>/E8,:Z'!Q1Y1"((@>Q"3F"Y-@B.0@MYLBBWWX38I(J)EJ8
M-I0W-4[9"_U\^CN6'K"`H#SWU7*S1NO<[XUDV0T($A(D(DA,D(0@J8KH(;->
M:'2FV[QS@DU1CGDO(#U4M(9]R8,EJ`B"4COH74GGH8FWM-%&$!%>;.*Y:Y0[
M">&E)MY&X>G2L7Y*D8Z?;*;L1-&>R_QE7T&L()@A>USHD$7?S)LR35$.J8HN
MYJC:^ZPO8:L,5O&@Z`8I$PBK83&$DJ?-Q`9YCP@O-O-PT26\5/+>&Z>N*.O<
MD*+N_+.*\O8/7BS3:&]S:`&:*6*A$ND+*QNJ@V(U[)?B0")\]=Y#P7/@0<];
M;)'W2(ZAY\4FGHNK1$)XJ4#>':<N*6L1D:3V<I#T:W5_+TGA?-UG*?."N_[Y
ML%ETTNQM8:4TPQ0**!12**)03*&$0JD&Z5*P]E"1PK`NU9!Y,\GRMY]5.-*B
M:=VS\R%31HV90`&U"BD442BF4$*A5(/TF%D/.#YFWC%J2X=#0P7Q;8P$!`D%
M@O9NE"\1X<4$20B2JH@>*VOPQL?*VT$M5@ZIL6(DL#$2"@3%BC;[B/!B(X\<
M<@@O_8BG:\*ZO/&:\)Y0TX1#JB88"=@F!&M@L`D%@C1!74%$>+&11TXZA)>:
M>4/IUC5A[=]X37BSJ&FB](]=Y?-9+=84"`@2"@1I@GJ@B/!B(X\<=P@O_8BG
M:>(8.E]UFQC5RW1.]$980%!7Y6;L2PB29BBLY*L$8:7DE(FW6:&>+B*\V,@C
MYR/"2\V\H8;I^GVJC79H&RT@K479.B@Z7UKU:@8$"0D2$20F2$*05$7T6%GK
M.7K].*)15=HQ`>FQNJAW]:65$BMWI>8$1B+"B@F2$"15$3U6UNV-CY7WAFJM
M8%UA5QF&9-^L42'TA1&K[/V2V+JH*0]Z5W(IA2;>9CN4O:XX1807C^(EA)>:
M>.HX=>D^Z#S'E13>4FJ*<@A^*EJA@XCO")Y:9+8N:MX"8:4FE(%G4%0.0<Y$
M;'H?X27D?:F)IXY35Q0UL..^GH#:RS)0DY!#:`&BO/$%<5`G($A(D(@@,4$2
M@J0JHL>,&MC_=<B&^TTB@>ABH8`H:314=[ZO2R)L[XH5ZNT"834(%9IX]$A(
M>+&)1X^$A,<N<+L`WQLGEY3?T?++OVM1GPJ_N%R:25Z]LOM7.#@]/O0POQS>
M+SRX8X`LQ[@-#X!`GSS92^\)AD.?P%$).%TC@+TMO?W6P/"7GF_"@Z47F/!H
MZ44F/%EZ\"4@'1%<?3]UVQ(>#UR)=_?'&'?@JMS@9^]Z<.=D\+_PGN"P#@]F
MO2>XVKYGI^*/K#Z5MV9R*8X@/?^*H^:7X^+[#G$N?ZY:N-3NCNAG^">&`N[2
MYE-8OL>J:N4?[`7]OT4\_@<``/__`P!02P,$%``&``@````A`$!0ZK%)"0``
M,C```!D```!X;"]W;W)K<VAE971S+W-H965T-#`N>&ULG)I;;]LZ%H7?#W#^
M@^'WQI%\21PD.4BLNV:`P6`NSZZC)$9M*["4IOWW9U.\B-R+C:V^5,T7+I):
MW+QLA;=__=CO1M^K8[.M#W?CX.)R/*H.F_II>WBY&__W/\F7Z_&H:=>'I_6N
M/E1WXY]5,_[K_L\_;C_JX[?FM:K:$=5P:.[&KVW[=C.9-)O7:K]N+NJWZD"_
M>:Z/^W5+/QY?)LW;L5H_=:+];A)>7BXF^_7V,)8UW!S/J:-^?MYNJJC>O.^K
M0RLK.5:[=4O];UZW;XVN;;\YI[K]^OCM_>W+IMZ_415?M[MM^[.K=#S:;V[R
MET-]7'_=T7O_"&;KC:Z[^P&JWV\WQ[JIG]L+JFXB.XKOO)PL)U33_>W3EMY`
MV#XZ5L]WXX?@IIQ.QY/[V\Z@_VVKC\;Z_ZAYK3_2X_;I']M#16[3.(D1^%K7
MWT31_$D@$D]`G70C\*_CZ*EZ7K_OVG_7'UFU?7EM:;CG]$;BQ6Z>?D95LR%'
MJ9J+<"YJVM0[Z@#].]IO16B0(^L?W?-C^]2^WHVGBXOYU>4TH.*CKU73)EM1
MY7BT>6_:>O]_62A05<E*0E4)/74E)/Y$,%4">BI!L+R8A?.KZZ[93Y0SI:2G
M5@9]?S\14H>Z%Z6G$7[:QX42T-,(SFKI2@GI:82?MD1SL>L:/8W@K):62DA/
M+3S3QH`"38Z[B#@UIN<9&9B0H?\HZ32X"&:7"Q$R.`03&7)=!$?K=GU_>ZP_
M1K0LD+YY6XM%)K@1M8K8G5)_9!4FFG\5S!3%HI8'4<W=F-PF>4,S\/M]$,QF
MMY/O-&TVJM"CIY!;8J5+B#DBZHTXB#E(.$@YR#C(.2@X*"TP(:.,6S2YP"TQ
MTP>Z):H1;NG7?-2@MR]DSN@26A)Q$'.0<)!RD'&0<U!P4%K`<896$<<9_]JG
MPT64OAO37+/")>#A(@M-Y8HIHF$%)`(2`TF`I$`R(#F0`DAI$\<-6AD'N"%*
MT_PC:RT[9G,W`AYEJ>G"1,T*2`0D!I(`28%D0'(@!9#2)HX=-$,<.^0&>7%%
MO'W=;KX]UO3B-.<\03.EQ40N,:*2SB4]!1XEF?6&2!#:<;6<!:Z/D2FDZXD-
MZ?U?SM@$3$PA+4L-L653M[7,%-*RW!!;QF*_,(6TK#3$EO4QXOA-VZ7CM\=7
MVB:TL:*T:ZPD,SL@PX7[8BM5QI@?<1!SD'"0<I!QD'-0<%!:P/&`]J(!'HC2
MK@>24$B;.3F;LYA8Z3)ZD"(.8@X2#E(.,@YR#@H.2@LX'M!$&."!*.UZ((GM
M00AQH%34!6/4<L:")=(5::-BK^K*#;&$J])S5!E7Y5[5M=M6P57E"97C,YW]
M!O@L2KL^2^+ZS#JX4BK;YWG`'(MT1<9GCVHY6[KOGG!5>HXJXZK<HX(>%EQ5
MGE`Y/HL3LV/T;VTD72WN`"CDC,#TTK5II744&7VHSUFIR%1EQL"K@T$`77J6
M+@-=[M7-V398@*X\I7.'0AR1[<3A\SU&I!8LZ!6R/5_""JMU=M@OYVR3C4Q5
MO>>J/4<W8],E`5WJ;8_K,M#E7MV<[^J@*_VZ7VSKXH0XQ'-Y5B>5MN6QJ^%N
M;'L>3MERL%*%`L>[.5_2356Z\MBKPSB7O>I/;>E9N@S:R[TZWL\"=.4IG1OG
MXHP_(,YE2D!-:%L>`XD<S_FA=*4*,<]9O$:F*EUY[-6AY[H+6I>>I<N@O=RK
MF[-^%J`K3^E<S\FK(9Z+XFP]E\CV?,H/;X&2N6'.MMU(E>K#-?;JT'+=@]YR
M7WM<ET%[N;>].>MG`;KRE,ZU7*07`\)<9B-.F$O4&[42'T9H7'H2`8F!)$!2
M(!F0'$@!I+2)^_(BAQCP\C+E<%Y>92%VQL2'=A58J8KZNL5)#&42("F0#$@.
MI`!2VL3U@Z;$$#]$<3;_)++G'V[M2D8/ZSC%-J-(K(A.$,6*N$LEWZ(3T*5G
MZ3+0Y5[=G/6S`%UY2N=:+M*-`2&HLA-[FY'(_CX4`(H0Q8@21"FB#%&.J$!4
M.LBU060#M@WZ3RD#/[`&*JNP_9&(_+'";<%.[RLEM%R,$,6($D0IH@Q1CJA`
M5#K(L2SD.='G!_&NN#M9%;+>>84H0A0C2A"EB#)$.:("4>D@UP:>C_Q6:AAB
MFJ)0OXNM%#GQF;$OI4\`<8^L$(0/C7TI+4Q[9`M9%I3UI;0P[Y$MY&E)7TH+
MRQ[9PE_D)>&PO*0KSD)0)07V_@E?FI2N'XD(2`PD`9("R8#D0`H@I4W<6!R6
M,X28,RAD[Y_X]=$4TJ,6`8F!)$!2(!F0'$@!I+2)ZX<X^=JK^HDE2AV4K<4[
ME,CV`[]$JD)BW^T/%`OVW2,R56G78J\.#A2@2\_29:#+O;H%2T\*T)6G=*[G
MPP[TXJ_&[`RGD.LY2SM66N=ZSE:FR%35>Z[:<W3\Q)R`+O6VQW49Z'*O;L'Z
M68"N/*5S/1?'>3O.?V\/DDF!G5Z$.D_H`SN$SY.JD#A<6>'/UOK(5-4/A6K/
MT7%+$]"EWO:X+@-=[M4M^JVE2XT*T)6G=.Y0B+3!'HH32XXHSK8DB>SPQ\^3
MH=+1P_*<?RI3I?J-*_;J<,G17=!CE9ZERZ"]W*M;\,\VH"O]NGX1<#T7Z<8`
MSV5VXL2Y1+;G^'E2G+O$6+F>LWPL4J5LSWTZ'J\)Z%)O>UR7@2[WZA:LGP7H
MRE,ZUW.>,)V(<\R+0HD<S^'SI"KD>G[%DJ?(5*7C-?;JN'<)Z-*S=!GH<J^.
M][,`77E*YW@NKD<-B/.NN+NV*&1[#I\GM<P)\RM^FC$U&<N].K`<=.E9N@QT
MN5?'^UF`KCRE<RWGV=WG83[%-$ZA?CU8`8F`Q$`2("F0#$@.I`!2VL1]^6'I
MU53F4O:ZJI!SH8.'Q$H7,G^YB(#$0!(@*9`,2`ZD`%+:Q/5C6'I%-W_YWJZ0
M/?_@\Z26N?./G=(C4U,__U1SC@ZV=M"EWO:X+@-=[M5=L7X6H!,7HG$;M732
M<GGG6=X8W5?'EVI5[7;-:%._B_O,2[I#9*BY:_W0)6Z,/](=[.[",N?A#=TI
M)/<XG]*=;0]_F-T\4-<]@MD-74#S\.":6K[V_F9)OUGZ?A->4J_DI6_3+[JQ
M_;9^J?ZY/KYL#\UH5SV3`Y?=);:CO/,M?VCK-UKMZ=YVW=)=[>Z_KW0WOZ(+
MC)<7E/8\UW6K?Z#N3LQM__N_`0``__\#`%!+`P04``8`"````"$`E31ZW]8&
M``!E'P``&0```'AL+W=O<FMS:&5E=',O<VAE970T,2YX;6RLF5USHDH0AN]/
MU?D/%/<;08VN5,Q6HO(A(G#J?%P3Q$BMB@5DL_OO3P_#C-"-&Y/=FZA/NM\>
MNGMF&+C[\OVP5[XE>9%FQZFJWVBJDASC;),>GZ?J/W^;GSZK2E%&QTVTSX[)
M5/V1%.J7^S__N'O-\J_%+DE*!12.Q53=E>7)Z/6*>)<<HN(F.R5'^,\VRP]1
M"3_SYUYQRI-H4SD=]KV^IHUZAR@]JES!R*_1R+;;-$[F6?QR2(XE%\F3?53"
M^(M=>BJ$VB&^1NX0Y5]?3I_B['`"B:=TGY8_*E%5.<2&\WS,\NAI#]?]71]&
ML="N?A#Y0QKG69%MRQN0Z_&!TFN>]"8]4+J_VZ1P!2SM2IYLI^J#;H3Z4.W=
MWU4)^C=-7HO&=Z789:]6GFY6Z3&!;$.=6`6>LNPK,W4V#(%SCWB;506"7-DD
MV^AE7_Z5O=I)^KPKH=RW<$7LPHS-CWE2Q)!1D+GIWS*E.-O#`."O<DA9:T!&
MHN]3M0^!TTVYFZJ#T<WM6!OH8*X\)45IIDQ25>*7HLP._W$CO9;B(H-:!#YK
MD;Y^,]:UR6!\O0A85B.!SUI$U]X]DG$M`I\?'\FD%H'/CX]$%YEE7SX^%EWD
MEGV1H[FZ,JP5JJRR+[\P"I%7_9Q8J(X^U$9OMTF/MUS5P?.HC.[O\NQ5@64!
M$E.<(K;(Z`83%KW+.TUV\Z5FABYF*@],9JJ"/_1I`3/PV[VN#T=WO6\P;>+:
MZ+'#J&TQ$Q9LCC#=.08+#$P,+`QL#!P,EABX&*PP\#!88^!C$&`0-D`/RB%K
M`NO`[Z@)DV$U$<E\%.!<I#[*O[`0+G,,%AB8&%@8V!@X&"PQ<#%88>!AL,;`
MQR#`(&R`5OYAEK?RW[V.B]9GUE,5]O)&Z^O#=F(?N=&`K_ZLLV>$S`E9$&(2
M8A%B$^(0LB3$)61%B$?(FA"?D("0L$E:F1^^*_/,&M8M*&,C]<,Q2CVW&HSD
M/)@1,B=D08A)B$6(38A#R)(0EY`5(1XA:T)\0@)"PB9II1[VIE;3\XW@AMT\
ME+LT_OJ8\5N0CLDP@`6?;P-,I*J(6$`>.:ENOBJ3&0<#&(<LVF2"ILM<&@F=
M!2$F(18A-B$.(4M"7$)6A'B$K`GQ"0D("9ND58_1[Z@'$VG7@Y-&/6K07+\F
MD]OV')I+(UD/0DQ"+$)L0AQ"EC61T]65)LV.0?<6*VDD1N@1LB;$)R0@)&R2
M5H7@;N?79PP3:5>(DT:%:C"I;JN&?8W,%FD@KGU!B(E5+6G";M9`54-ST)8&
M0M4A9(E576E2J^*QKJ2!4/4(66-57YI<&&L@#81JV"2MJK%#-[WA?><ZQT3:
M5>.D434.^O#16.?0WC3'7HL.KX&NM6>CB;VL#J_)!,6RL9?3X45B+;&7V^%%
M8JVPE]?A16*ML9??X45B!=@K[/!JQFIU`QPO23<,X`%`QRX'ARRQS3&O=ODY
M:6]JG]MEFPD;T:-S#!88F!A8&-@8.!@L,7`Q6&'@8;#&P,<@P"!L@%;&=<CN
M!U)>N;5S7J-VTB<HZ;41.R'+>:AK&II2<ZDEBK,09%0MN[>:UI_TD;@I;.1>
M95T7SB:.CB`\7%_7]5L<;BEL9#CW0CB]G805<?1JPD[\S;2@\^":./K710R(
M8W@AXD`.M=TE[&S<7*9_/B'9\QTT(VO4[`ZH.]KD9K45;@]\_R/%SNU11T0)
M1(XF<;2NBV@31Z<FN&0HXI(XNA<BDB;A5W3>PKP+$=&MUYI$]*^+&!#'\$+$
M\U;6;A)V@']'D_#S/IP7114?V=D1^@8U"5ZX:ZLWFT2("?E%[?A&R4PY"N%H
M71?1)H[.=1&7Q-&]$)$T";Y&[T)$M%2N243_NH@!<0R[(S;NDMI-PAXV-)OD
M0P=;]N07+S`<M7M'1PF;U8YO]HX0$RVP$!'A;J:Y0J/I;M9FYUEK71?1)HZ.
MB/CS)6U)'-WNB#K:3%;$T>N.J)_WA.J1P9HX^M=%#(AC>"'B>5MH]PX4]S?T
M#E-!MRX<M7JGC_(U@U=6?'$2/3$G9"&(]K.[%*QC"2^Y$-J$.(*,*^4+-R18
MV15>4GE%B%>3/K1\H[-UU-EKXN@3$A#"WO.QI&'Q\Y[%"\S?Y?$W(8<D?TYF
MR7Y?*''VPM[309?<WTDL7R(^5#L'XH_LY2*[7,S[1MAI/S#"08?]P]!X@,%W
M"`V-L(O/;@UX>D3M9R,#GJI0[HX,>)9!^6QLP/,"RJVQ`2=^RMVQ`6=VROVQ
M`:=NX#V9"7C)>8J>$R_*G]-CH>R3+217J\[:.7]-RG^4V0F2#B_4LA)>;U9?
M=_`Z.X'GY/#Z456V65:*'RR`?$%^_S\```#__P,`4$L#!!0`!@`(````(0"\
MK##&:P0``%L/```9````>&PO=V]R:W-H965T<R]S:&5E=#0R+GAM;*Q7VZZC
M-A1]K]1_0+P/8"ZYH"2C<&M':J6JFID^$^(DZ`".,#F7O^\VQ@3;G'1&IR^'
MP\K>RUY[+V-[\_FUKHQGW-*2-%L368YIX*8@Q[(Y;\UO7[-/*].@7=X<\XHT
M>&N^86I^WOWZR^:%M$_T@G%G`$-#M^:EZZZA;=/B@NN<6N2*&_CE1-HZ[^"U
M/=OTVN+\V"?5E>TZSL*N\[(Q.4/8_@@'.9W*`B>DN-6XZ3A)BZN\@_G32WFE
M@JTN?H2NSMNGV_530>HK4!S*JNS>>E+3J(OPR[DA;7ZH0/<K\O-"</<O&GU=
M%BVAY-190&?SB>J:U_;:!J;=YEB"`E9VH\6GK;E'888\T]YM^@)]+_$+G?QO
MT`MY^:TMCW^4#89J0Y]8!PZ$/+'0+T<&0;*M96=]!_YJC2,^Y;>J^YN\_([+
M\Z6#=@>@B`D+CV\)I@54%&@L-V!,!:E@`O#7J$MF#:A(_KHU71BX/':7K>DM
MK&#I>`C"C0.F758R2M,H;K0C]3\\"`U4G,0?2.`YD"#?\MU@N>I9'F3"&/WP
M\!PRUY:["E"P8,,_2%P,B?`40P86\IUW\FPNNZ]BDG?Y;M.2%P.L"<+H-6=&
M1R%PB?+QD<>"OE=/*"0CV3.6K;DT#2@5!1,\[Q#R5QO[&3I7#$'13)`<$8L(
MUB;&FZA`J@+9!+!!TJ@+^OD_Z&(L3)>84"2`NU!7T2`B1$JB`JD*9!-`TN#)
M&N8M+5K`@K<F?-8F+4"^/+F(!WE\(;`*QQJ2:$BJ(=D4D:8,*T`ON[4$+W>7
MLGB*"%]+,U(\L`TW$^,`.T)5)E+\M2*%1_EC:V(52#C@P>/.XR#%E>D8)1J6
M31%)'*CXL#C&T8L3PT4<F0A1@60`IKWUEHKOTC%($&=31-(!ZUS5X3D_V23&
M(>O@B"NUS4%*VV(>=5>;#$1!_]5P'13(?4[5A$Q-N'M<$@D?HZG(&<?!%U98
MC@7+:C@R]<[*OX_4&S46,:+BR4`#CXGC7$=1I*9E\VEH3)-TL8.+]L'^R>8Q
M#EDN1Z9RD>,J%HM%T*AWX(''5*\W3KPO4ZJF9?-I]^I*>M>RWL=]9,&R,(XH
MPA2/Q2)H%#;P*(U<*,+4M&P^;3FF2<(0G'4^W,F>1%8\0(IDY;,7CU&C9D&E
MB%86<*HE9O.)WMWVLFRV8W_4P(AO^[!'B.E'`R3)UAP\!HFT9$!<V-$F'O;N
MBX][6$O,WDF\KQE9-=OC'ZC^2J[0Q?\\9O&3@B2;0]YBK$3,=DY8!1,HT:%4
MAS()DJ?/-OS)]!^O0CCOJ\MP@*8G#QU*="C5(7:=Z/7UIQ@^37X]X`?;&K=G
M'..JHD9!;NSHOX;O_(CR:TGBA[#/@PM4/`AAW]1QN,;L>[,I\1&[WLS$1VX(
MQSJ=)_)".#SI^-X/]Z!+_R%"P`2-F?L%N'B./<X*KC;7_(S_S-MSV5"CPB?0
MS_?VEE^.AHU^\-N!='"IZ:UW@4LLAB.A8\'!X41()UY@:'N\%N_^!0``__\#
M`%!+`P04``8`"````"$`!__3T<,)``"P+P``&0```'AL+W=O<FMS:&5E=',O
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MMLO]E^>GWU;M]HE<W*XWZ^./SNEXM%W-BX==NU_>;NB^OP>SY<KZ[OX`]]OU
M:M\>VOOC";F;Z`O%>SZ?G$_(T]7%W9KN0,D^VC?WE^/K8%Y'P7AR==$)]+]U
M\^W@_#XZ/+;?LOWZKE[O&E*;XJ0B<-NV7Y1I<:<@(D^`G781^.]^=-?<+Y\W
MQS_:;WFS?G@\4KA/Z8[4C<WO?L3-846*DIN3\%1Y6K4;N@#Z.=JN56J0(LOO
ME^.0%E[?'1\OQ]'9R>FG:120^>BV.1S3M7(Y'JV>#\=V^W]MU-U1[V1FG-#G
MSSLY,T[HTS@)STZ"V?3L`Q="6=W=#7W^_(4$%(3.B_KEIR\E($6U%Y8VI%]?
MEW2BP]-%.UX>EU<7^_;;B+80!>#PM%0;,I@KUS;..BI]Y%\*/$5<>;E6;B['
MG\8CBNF!LO7K51!,/U],OE**K8S1S8"1;[&P%BJ?E-]8`HD$4@ED$L@E4$B@
ME$`E@=H!)J1<+Q\I]D_(I]PH^>Q]WUB`]0R%5-;"4F())!)()9!)()=`(8%2
M`I4$:@?PI(J$5,,GB4TH94UGAI]0Y[X&-\9(GS\J7Q:`Q(`D@*2`9(#D@!2`
ME(!4@-0NXNE#AYR72J_KHZQISY+8SHX+ID(@;16=]8FU`"0&)`$D!20#)`>D
M`*0$I`*D=A%/(*H;GD#JJ(JF)Y\(/SZN5U]N6EU0!H2+Z$C2!Y5RTNEF]\V-
M1F8LD01BPZ&/7NOP?.9+G4A6.L@Z]5F99.6#K#.?54A6.<@2:U6250^R/O5K
M>>)3]?3$'Q"9ZJE565G[*FM$%2I'0U$@%MJ(0Q%+()%`*H%,`KD$"@F4$J@D
M4#N`IPH5/$\5G9)O%4O%\M71"&5^+TYP+O;RPMK8Q(V-&_I@UF<A:2)9J00R
M">0:".BC]QN>BZ.WD*RR9W7%OT^B;M=5TKKNK7F-:,IW[(FL1@K9HD340KV>
M@HKEBZP17V2Q1Q;6IA?9N*'K[<6(IH%_>XEDI3U+B1%&OGDFS?/>W%U$%/Q"
MLLJ>U2G.XFG)I7G=F[N+\*5YDI\/2!Z<?O"H54[\"&C$C0!-=;XX"VO31\"X
M\2,@3U_)2GO60#IFTCKOK5UM1&X4DE5*H))`/>B7K]W37$T%D.<?%KWSXJMN
M(%?V:"I*RJ(WZG4W2$@-BY/Z7!ZZ-$N`ES*O2WZ^VXZ0`2%G@KN0.,@*X)7,
MZV(L-F4%A)H)[D)\LOGA4"V_/'8"FF%)#M5M_-D^D<SFCW>U'H$>(JAGLQK?
M&,@+C6SB%KV1I<76$Z47AR80`B3`2P')`,F'?<O#"'@E(!4@];#O%\X@U=MB
M`)Q#R$;@]3K0N1$;0H\HW&<LC!$C,2`)("D@&2`Y(`4@)2`5(+6+^'FJ!@HW
M3]^00\\?Y,YFTTV@(:\WBP*Q;Q?&RI5(\QA)P"8%)`,D!Z0`I`2D`J1V$5\B
MVE^>1.]KTP)%$YFC(7>_8J-F>*Q+;#VY-2R`5@UX*?/4"2<J90;V.=N[YX*L
M8\`KF3=0+2NPK]G>78=+BJ^^&C/<!'VG^F8Z<1-50[[ZXNX6ZB$E1<U5WWAR
MU8\"*&22EQI/U`AWA4P<KQDLE#/!E04*F5RH9-YP(9.$F@GN0B\5,C6\2/T_
MWE?H$<@[-^Q4Q!>![5Q@C>QQ$QO$FR^B4"1W`KR4>0-)FH%]SO9\?5$HHE@`
MKV3>P#H5V-=L[Z[#!=/?#)2$_T`PE!=Q,FG(W1L#39XUXF!HQ&_RY,"2J%AY
M>RHU"/&ZO<%W:YH\2<B9X*HDBDP!"Y7,ZZ+!O8*><H!0,\%=B$\)/QQJ*(*]
M\4M-GAFSW&/+CF+.!6&39XTX-,:3U^2%?,B:_EORTD`B&2"Y00+?MS@2"^"5
M@%2`U,.^^13T`Z`F)`C`QYL\Y<9_7!Q%8JO?J+M51L[C8H1BA!*$4H0RA'*$
M"H1*A"J$:@_R-`SEX/AZ!]B9=X<'YV-`W];X<_B-,7.?'2,4(Y0@E"*4(90C
M5"!4(E0A5'N0K];07/?AQ\@ASG(&XL9C`4AL:531^\$-'R4#+QWF\:&F3UW@
MY<,\<884P"N'>6*]"GCU$"^*^-#V(R$'O#?R5D]M;@>B1A;:T?[D$HFBLC!6
M')@8D`20%)`,D!R0`I`2D`J0VB!4NNCT]S62TYUJGC_<O*GR3CIYTMGAS4G$
M@#O(+J$6AN<J9SQ1?>\3.(I$8B3`2^T5Z%XZ..5R8%+77HXM?SDSW)4@=26O
M9%[7F8B%*KBTF@GN0EP+_7BH`?"U>O6N)T&A\B+BH:'7^S?#<^.A:>H>7HN'
M=6[538TGXG5M%<9#,G)FN"M!/"2O9-YP/"2A9H*[T$OQ4+,1Q.-7&CCU5HB,
MC1W`G`N2]7)A>&YLC">OR8I$0B;`2P')`,D-HIH")^YB_Q;`*P&I`*D'?<^X
M/_`WQ%O3Y?N>TH4X7AJ(!5T`$@.2`)("D@&2`U(`4@)2`5*[B"^3&HC</'VC
MUNGYR3NP-:1*!4<<GM*%VHI%BP%)`$D!R0#)`2D`*0&I`*E=Q)=(S2VN1#]7
MZLS4Y,Q?H1V(6+@02YTULD=D;&AJGF3!9V*H2'KGEI<R3T^L8L-GP,B9X:XD
M9NH">"7SNJ.5C\BNIE9`J)G@+O12>Z;&I5^/AQZZO$S6$!W\K"M\'Q5:(ZMK
M;!"_U&$\)"]EW@OQD(R<&<X5SB`>DE<R;S@>DE`SP5WHA7BHK[PQ'K]2ZCJ/
M?AMB("\V4.IZHSXVUA/=(<=T)AKQ!'@I(!D@^;!OT7(6P"L!J0"IAWUS4^,=
M4/2Z[4``/ORLHG,C5-?3I#MK&RL'BA%*$$H1RA#*$2H0*A&J$%*O(:N.25^J
M5DR_5JQ?--TV^X=FT6PVA]&J?5:O#-/WL%<7/:S?9Z:G,W/UC(-22OSG.IS.
MKVD-_`\]HYBK27_@/U'_>K3T%LRON]H@\!LB#*]!2PRN0.]?#^#7L_DU/0$;
MN*39G%YM(WS2KTSO2S\M'YK_+/</Z]UAM&GN21S]0MM>OW%MWFXS7S7?MD=Z
M4YKTH]=TZ<WXAEYXG*KOH^_;]FC_4`OT[]I?_0T``/__`P!02P,$%``&``@`
M```A`.'G)WV@!0``"Q8``!D```!X;"]W;W)K<VAE971S+W-H965T,S4N>&UL
MI%C;;N,V$'TOT'\0]+Z6:/D2"[87L6Y=H`6*8ML^*S)M"Y%$0U+B[-]W*)+B
M34V==!_6R=',R9R9X6C,[=>WNG)><=N5I-FY:.:[#FX*<BR;\\[]\WOZY<%U
MNCYOCGE%&KQS?^#._;K_^:?MC;3/W07CW@&&IMNYE[Z_AI[7%1=<Y]V,7'$#
M3TZDK?,>?FW/7G=M<7X<G.K*F_O^RJOSLG$90]C>PT%.I[+`,2E>:MSTC*3%
M5=Y#_-VEO':"K2[NH:OS]OGE^J4@]14HGLJJ['\,I*Y3%^&W<T/:_*D"W6]H
MD1>">_C%HJ_+HB4=.?4SH/-8H+;FC;?Q@&F_/9:@@*;=:?%IYSZB,$,;U]MO
MAP3]5>);I_SL=!=RR]KR^&O98,@VU(E6X(F09VKZ[4@A</8L[W2HP.^M<\2G
M_*7J_R"W7W!YOO10[B4HHL+"XX\8=P5D%&AF\R5E*D@%`<#_3EW2UH",Y&_#
MYZT\]I>=&ZQFR[4?(#!WGG#7IR6E=)WBI>M)_3<S0IR*D02<!#X_3P)_;H@$
M/CD)FL_6R-\$Z_LC67,2^/PPB<=2,V0ZSOM\OVW)S8'V!?'=-:>'`85`3%.\
M@)!80L:D_UO.(=F4Y)&R[%SP!_<.&N5UCU`PWWJO4-V"&QTFC'2+2%C04E+>
MV`02$TA-(%,`#S2.0N>V4-I+'Q1*6:A0$>%!`%*Y(3L2%L(E-H'$!%(3R!1`
M$P5-J59O^F"((E'CG0O#42D26N@E.#"C@!TG6H/(0F(+22PDM9!,1301"UV$
M..4?K`QE@2:&3"GR@L"0QZR"E6*U>MCH1M%H-);,0A(+22TD4Q%-,?3=_66C
MQH,P$<V!(2!"()&%Q!:26$AJ(9F*:!%#PM2(68UF='CUE[)X/A!(.IR\B08,
M8!RP(4$Y="$,64@=)A";0,*`.7R,90[6QI%+1R.1H$Q%-&$PL_ZW,,JA"V.(
M(LP$8A-(.,ERF)YS'RWUIDQ-A\QTD"=9$TB7(6/`?V+N419=(D-@4,A"K#:^
M'G0T&HE"Q`R1F4E,(#6!3`$T99LI91_L2<JAZV*(##`2@-2)_+6N,Q8V0F;"
M>>%C;-/5!NE>J>F537K)YM;4(UBG[,)*^=_)%81-'DG8?L29'%CT!'#(J*PQ
M2"-I)33'')*I2RPDM9!,172!]$UN=&[@2X%WS1S$U@%X+8@P#QR2848CHA9+
M'B>^BC`FZ98(;NA/I<CFN1W)10#9M-]J;`X]"_35;V3A$^>7OA>-1N>046>C
MLR-I)>*/.:1F@K%+)+5L,A71%=+%0%$X\0Y1&Y:M$<`FXCD@!LF_'HV(6IB'
M,<&\H*9;PMT03%:EH,9VD([D(H!LRF_MRUFHRZ5;@2+W4Z]2Q%8++0L,4K-@
M(C%WDS:)A:06DJF(+H6N"X:4CY]0MG-H4A@DPXQHQT/[@J"Q,&O?&*?Q:"0*
MDW!D#I56_.1`'1HAM?RR:3\Y`O4LT-W"R`):RCEUYR!F&XJ6!@:I:3"1&)E(
M8B&IA60JHFNA2\4[6NZ;N7PS48\H@[19L_:-$1O1@P=5!BM1P9A#,@>)0-"P
M*/DSM/"U?T97I,)^Y,P$(AB41M*301>/=Y)Q9V'9^J(55MEHAA:,D(G$%I)8
M2&HAF8KH6NAJ\8Z6^PK+]Q.UL`PR"FN\`R.X)+(*RR"UL!P19?G/PIH,]"YJ
MF!*"P2HLNVEB]Q\U;L\XPE75.05YH;=(,,;WVQ$>K[@>![D&?J!77[2E3'P>
MPI?U"3P(X0NPC3\NPD=VA682+4+X_F@[')8A?$NS\605PI<<&S\\A+"%3^#(
M#^D2-_5D#D\F1:`U/!DN/\QHT0:>#%>!WO@(KN*N^1G_EK?GLNF<"I\@R6R!
M:]EE'M_F^*;Z1'JXA!N6U@M<NF*X?/!G,/A/A/3B%PC7&Z]Q]_\```#__P,`
M4$L#!!0`!@`(````(0":!Y!^?0,``(D*```9````>&PO=V]R:W-H965T<R]S
M:&5E=#,S+GAM;)Q6WV^;,!!^G[3_`?%>"!!(BI)424BW29LT3?OQ[(`3K`!&
MMM.T__W.&!-,J-;NI83KW>?[OKLSMWAX+@OK"3-.:+6T/6=B6[A*:4:JX]+^
M]?/Q;FY;7*`J0P6M\-)^P=Q^6'W\L+A0=N(YQL("A(HO[5R(.G9=GN:X1-RA
M-:[@/P?*2B3@E1U=7C.,LB:H+%Q_,HG<$I'*5@@Q>PL&/1Q(BA.:GDM<"07"
M<($$Y,]S4G.-5J9O@2L1.YWKNY26-4#L24'$2P-J6V4:?SE6E*%]`;R?O2E*
M-7;S<@-?DI113@_"`3A7)7K+^=Z]=P%IM<@(,)"R6PP?EO;:BW=SVUTM&GU^
M$WSAO=\6S^GE$R/95U)A$!O*)`NPI_0D7;]DT@3![DWT8U.`[\S*\`&="_&#
M7CYC<LP%5#L$0I)7G+TDF*<@*,`X?BB14EI``O#7*HGL#!`$/3?/"\E$OK2#
MR`EGD\`#=VN/N7@D$M*VTC,7M/RCG+P62H'X+0@\6Q`_<N9A.(WFL[>C!"T*
M/%L4;^Y,_7`V?T\N<%Y#")XZ%]_QYZ$71O]FY"IU&K$3)-!JP>C%@@8&_KQ&
M<AR\&)"ER@'42FG2Z?Z:[*"W!%E+E*4]LRT(Y]`J3RO/\^<+]PD*G+9.FQ$G
MTV.K/60U)6XR-.QZ!A<8=#2@0$,:LEG>24.B2!KZ_(TV7'GY@Y2UAPY)AH9=
MSV"D#-W03WF\K[7`TGEIP]76$]B;FKELE%.@ID'JM[VQ)#>67=]B)#@U$U0#
MZ,B^%SE)3QNJQF<D\0!:0#6&Q(#6`@UZB?OW@\25U[33?=N&R:-T0T7>Q(Q*
MAE&[T2BOBS+(`?3;U9?.#0M=Y8VRP('7_/RH.ZGAOFVC^E,1^3/3*=%`&GDW
M&G4=)8-$]!X2TMDDH2PFB4%IMFV402(85D(#=21&HUZI!$#W*_%?;28Q3&[*
M8G`+AK/;1L'C6L4@&!1(`W7<1J.NHV@42.XB@]O5"]\Y0A+#Y*8L)K?03'NK
M?'P8[AZW08<F&JCC-AIU;5G%37VRU5>DQ.R(M[@HN)72L_P<AS#[G;7;%-:^
M'.Z!?0,;1/.]'=K]&&[-$?\@AMOJUKZ>QNMF$W$[(-@$:G3$WQ`[DHI;!3Y`
M:I-&>:9V"?4B:`W:PCY`!>P`S<\<5CX,E^?$@5$\4"KT"QSL=DODZB\```#_
M_P,`4$L#!!0`!@`(````(0#1X](%*P4``#T4```9````>&PO=V]R:W-H965T
M<R]S:&5E=#(V+GAM;*Q876^K.!!]7VG_`^+]AIA\-DIRU038O=*NM%KMQS,E
M3H(*.`+2M/]^QXP-'D-O4]U]:9+3F>,Y,V,/>/WU-<^<%UY6J2@V+AN-78<7
MB3BDQ6GC_OU7]&7I.E4=%X<X$P7?N&^\<K]N?_YI?1/E<W7FO':`H:@V[KFN
M+RO/JY(SS^-J)"Z\@/\<19G'-?PL3UYU*7E\:)SRS//'X[F7QVGA(L.JO(=#
M'(]IP@.17'->U$A2\BRN(?[JG%XJS98G]]#E<?E\O7Q)1'X!BJ<T2^NWAM1U
M\F3U[52(,G[*0/<KF\:)YFY^].CS-"E%)8[U".@\#+2O^<%[\(!INSZDH$"F
MW2GY<>,^LE7DCUUONVX2]$_*;Y7QW:G.XO9+F1Y^2PL.V88ZR0H\"?$L3;\=
M)`3.7L\[:BKP1^D<^#&^9O6?XO8K3T_G&LH]`T52V.KP%O`J@8P"S<B?2:9$
M9!``_'7R5+8&9"1^W;@^+)P>ZO/&G<Q'L\5XPL#<>>)5':62TG62:U6+_%\T
M8HH*2::*!#X5"6.CY6PVG2\7][/,%0M\?I[%0UU-FH*XCK?K4MP<Z#V(O+K$
MLI/9"IAU?E!-F['W$@:9DB2/DF7C+EP'<E%!E5^VC+')VGN!TB3*:#=@1"WV
MVD+60?(&-A#:0&0`'DAJ=4'!_@==DD7JT@'M--`)]2T-VD*[!#80VD!D`$3#
MA&H8[EE=`FF\<>'<,DLPI<'MT&B"G2XSO.\A00\)>TAD(B1D:/%^VD>RR^MS
MFCSO!&Z6`2D3:!ML)LD![0A9,:7,+"EH-6U+L[>!``$?NKKEF2RL<H6MD:Y7
M9")$&XCX86V2H]&FE]LA,NETV$"`@#]M]I4_9E8F0MLALAVZ+B!Z(#&VG@D<
ML`.U@;-.%T<Z40&(0-:,+%M;?X\VG<C`!D(;B`R`1`V'C!GU]Z.5QC1:1&BT
M77Z:!MRCC1&MHH$/0Z-=!LVL*QL->LW;-B:JY/.&<0Q_7Y4TIJH0H:H6[4JH
M"FT,58J&JEI2KU`SMZH&O1Y:+Z+JX3.JI#%5A0A1M1RW*Z$JM#%4*1JB:LFH
M5ZB96U4?>!%5##;)_<5JK*DN!1EGET(,&3V;L(=$)D(CE%/Q[G9B.$/AP-7I
MV"F(IMXZ.O?*R`P:F3IA84NDJ2,3H4'+,7A_T#@T2=`(D:`7]MZ68P7:S`Q:
M,=&.L4ZP4/EUTB*%,.K7K4?%R8EYOSB<KT0<0E2<O<69FLMM(0.%6$':1Y>R
M,L6I"(BXQ3O;G$%4GQ`GK:T-@1`1U]OIS2JT<HJ)!+GL3MCFA`B5GRENR.]=
M<7*:WE\YG+VD<@AUZ^_E"XC5@[9-J&PZK\A$:&_)47E_A#A8280(T?3W>LL8
MR$UB`Z;=]-X.>TAD(C1H*-HG@I;65L\@1(+N[W8T,G>[8H*/;I8O[:DG]PNL
M9V9_T.^]#2&'Y/T542/5/'_UV#6"7/0J@D:F.,5$Q!F-K3:$)M=UB]@'?K1R
M<E8:XO"5\9//^$P-7%.S'LJ&YOXA@$:F9L7T@69-WFG^P(]HABN*']?<D-`F
M5I#9Q,RWYZPR,C0KQ(=#NFOB!^O1*&S)6\W#?MW#$6K&RQ2\)<AY>>)[GF65
MDXBKO"B9PZM`B^(E3C!=P5L3K&+A<+GSV!38PG=PZ=/<D-BX#Y=!`SR[R0K>
M.`?XI\"/]S\M$US>7.(3_STN3VE1.1D_0LSCICM+O/[!'[6X0"G@"D?4<&W3
M?#W#-1V'=^+Q"$[CHQ"U_@$K>^W%W_8_````__\#`%!+`P04``8`"````"$`
MJCL\BK($``"+$```&0```'AL+W=O<FMS:&5E=',O<VAE970R-RYX;6RD6-N.
MHT80?8^4?T"\KZ$!WY#ME6V89*5$BJ+=Y!GCMHT&:(O&XYF_3S7=35]@9\>;
ME_6Z7'6Z3M7I2\WJ\VM5.B^XH06IURZ:^*Z#ZYP<B_J\=K]]??JT<!W:9O4Q
M*TF-U^X;IN[GS:^_K.ZD>:87C%L'$&JZ=B]M>XT]C^877&5T0JZXAE].I*FR
M%KXV9X]>&YP=NZ"J]`+?GWE55M0N1XB;CV"0TZG(<4+R6X7KEH,TN,Q:R)]>
MBBN5:%7^$;@J:YYOUT\YJ:X`<2C*HGWK0%VGRN,OYYHTV:$$WJ\HRG*)W7T9
MP%=%WA!*3NT$X#R>Z)#STEMZ@+19'0M@P,KN-/BT=K<H3M',]3:KKD#_%/A.
MM?\[]$+NOS7%\8^BQE!MZ!/KP(&09^;ZY<A,$.P-HI^Z#OS5.$=\RFYE^S>Y
M_XZ+\Z6%=D^!$2,6']\23'.H*,!,@BE#RDD)"<"_3E4P:4!%LM>U&\#"Q;&]
MK-UP-IG._1"!NW/`M'TJ&*3KY#?:DNI?[H0$%`<)!0A\"A`43H+%%$UG#Z#`
M>ETJ\/DXBL=Y=65*LC;;K!IR=T![D#F]9DS)*`9D5I\0JLS9]!7[7L&@4@QD
MRU#6[MQU()Q"EU\V"*'9RGN!UN3":3?B9'KLI0?K`\--;$.J&3Q@T-.`_M@T
M6)L?I,%0&`VY_DX:%*_`2EEZR)#$-J2:P4@9U*"G/*Y(66#FO';A5-(+')FY
M[+A3R'7,ZK<?6)*!)=4M1H*1F2#?.I,YE+6]%/GSCG#ACR0>@@2X,!@&2`MJ
MH"<^MQ+G7E%?]STW!#,M+)Q;I4]Z)UG[5+<85"!GO=8_185A=%3D<CMN"57:
MW!!$W0X(?#0U>29V0&H'J(X:Z4,=]/1'*@[GB"PY<S;SY!8H3M^#<&FEMA=1
M^A8.E]8.3B20K$`Z&J6Z:Y``Z(^38,XF"6XQ22S,^NY%%'QH3)>F4R*!>A(C
M49'O]U$&"?8NT([+]SO!G$T2W**3B'S4K]1MF;V(TDE$OJU]"=23&(T*>VB#
MQ/(1$LS9),$M)@DE7$Y"1)DD+,TE$J@G,1JE1&B00'!+?;P5G;=)0YA,'DJ[
MG(>,,XE8NDMZJ)[)>)R2HDF%W6J:JMCQ%$T?/&D1OQKAJ)5)[(3)8(B4L`5#
M$0<"ZC=-A"Q1)CV4!$_E>F:<TJG)D%V"&L/W]PV[+BS-"9-)1<E;4!%Q1K.0
M)<VDAU)41N.46DTJ[+[4J/S478+XI6LTBYM,ADK[@J&(,QE:HDT$NKI/4[F>
M&:=D;#*$'/X_0P9B;3ANTADNE%X$0>X3`$]-C6K?=%X)DDBJA6-Q@=*Z29!=
MN^^T\"NY0N8_?//RR]OHH;C@M1<8>X5"';1'63(TI8;)S)5=L5JN/]@YXD+6
M#P%N"KLA2Q1Y8$I@!NO25%YL+%,FGA,?L_C\4.'FC/>X+*F3DQL;H1;P!.FM
M?+S;1S$\RJ!+EAW&OFV7HV7?L7%PQ'\7Q/".'N+LPAC>KT/[-HJW?*P<+#"%
M%;K^#'Z9R5'4ZW^"4?":G?&?67,N:NJ4^`0\_>YD;O@PR;^T0C$'TL(0V(GG
M`D,_AC>X/P$%G`AIY1?(UNO_C+#Y#P``__\#`%!+`P04``8`"````"$`VXIH
M,A@(``"))@``&0```'AL+W=O<FMS:&5E=',O<VAE970S-"YX;6RLFM]OHT80
MQ]\K]7^P>#_;X%^)%>>4`,N"6JFJKNTSL4F"SC86D,O=?]]9EH6=&6H[I[[4
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M8@\O`/\='7)5&J!(^GWC>/#@?%>_;IS9<KQ836<NF(^>LJH6N0KIC+9O55T<
M_M%&349=D'D;!#[;(-YL?+-8S)<WJ^NC+-LH\&E>93I>N=/;V0>"0%TW^<!G
M_RH?#>+",C11U#\^_"X3+7&S8D%:I_=W9?$^@C8`$:M3JIK*7:O(9JVTLMWJ
M_=?BP:JI*`\JS,99.2-8EPHJ[MN]Z\ZF=Y-O4";;UNAQP`A;^,9"U82*&U`0
M4B`HB"B0%,04)!:8@"Z=.%"`_X<X*HP2QV3U:$"OED>$,!;&):`@I$!0$%$@
M*8@I2"R`A)@1(88[V12#LMXX4.U6,;ASG.&C-IKI_E=K[3,2,!(R(AB)&)&,
MQ(PD-D&YPP:"BN!\[LH:>@F$M)*?N21Y;35;=B7A,Q(P$C(B&(D8D8S$C"0V
M0<G#3HF2U]O#6&U^]6N^_?I8Z(UX0)09;`-Z<U!!&DU,-3]J,N_3IR!H?>"C
MTW$Y)S444B\QZ+7`XD>=D7D=V1'[84OL%M.')8->_<.0CG!^(!T'](*SS0BF
MK+%@FEB"41!0$%(@*(@HD!3$%"060/G!SO^!_)0USD\3*$-KM5=X`7QC8Y8M
M:,/`A^5U@[U"ZB4&O6ZQ5T2]Y)#7@AQP,?5*!KWZS0!)J*9?^R0^7R+*&DNH
M"9)P08\58]-)V(:!]^PE7,RP&"'U$IV7B1-1$]F9G`D<4Z^D\X+`2)S;#XFC
MK+$XFF!QR&[B&QN35-"&.2\.]1(41!3(P;C]QM%LFC'U2@:]^DT*R:4F.51,
M/[5O-U&PCBW"0M)&[8PZ)4TD+"5M5>8GAOUHLS(_.>BWI.W*_)+>CQ:@JV9$
MNSU_3E$]:<)X8*1Y;`)O'*3HLM\BFF+P.R/C%K3$@[&E[]PEZ?>0^8F6N&@E
MEJ3C(^8GAY]'6BAF?LGP\_IBQV6KYL]S(G\I3E"/%[^,Z#$6J:R1=8"J$0TV
MB9X$C(2,"$8B1B0C,2.)3;`$:@ZU)3A_#+AZ;(5PIC(>6X0+JM\GVH+2?G;V
ME(1=(!-:,!(Q(AF)&4EL@K.'MT;9_UR7J2ADW]((B\+V+6-D$@[<-A+LO5:7
ML7V+^@GCA[N,[5O43QH_]+P5V[>H7V+\T/-6_2Z"15:#JUUB5.0KNZR=?^W2
MHS.RKW[M0[J,DI#9"$8B1B0C,2.)3;`$:HZU);C097KL15UF)F&[,%B7&:.^
MH"@)74H$(Q$CDI&8D<0F.'LH$Y0]+8"KOM6I(X1VF490GGVWK,B9Y+=^]M;3
M1L)53\ZDD/D)1B)&9$M<')N=6^;%S4(E=B0LGII1[=*AXEW9/>VH:W</'8=]
MEY*`D9`1P4C$B&0D9B2Q"98`Q&02S&#DO-!%RHULRQKA@NF'@_:L,D9F<0*U
MFFA7"1D1C$2,2$9B1A*;(!4\.F.?S[XQQ]FW"&=/]Y#.J,O>1(*:M=J,'&8A
M\Q.,1(S(X=CDP(N97V(3K!*=FR^HQ`=D3Z-^O_`9"1@)&1&,1(Q(1F)&$IO@
M5(>FU\MMX?%IM46X,&A;=$9]8="1-F0V@I&($<E(S$AB$ZS"QP98]06&;`HM
MPMF3V<GOC/KLVTBH+6[([!0R/\%(Q(ALB3H4^I:[Z><K_96=^24VP2I!=F@+
MO=`6RIQL'AK9;4%)X%$2,B(8B1B1C,2,)#;!J:J!SSXP+Z2JYT-[UE)_]6NV
M>UM\.E9T1GU!&#=#0F8C&(D8D8S$C"0VP=FK\<[.GHX+5\U:GAX2D2AF;K1%
M(3.3W_KU11(8,M5_I)NNEC>\1TQH(YPP7MVWS(@1:4@;>;'REO0WB;&QZ>(D
M-L'"J9'LG'#7S5F>"D,Z1Z->%+\UZDG`2,B(8"1B1#(2,Y+8!$M`1\T+G<-'
M2L\,D':1L,XQ1F:Y@\[-D)`1P4C$B&0D9B2Q"<Y>#7GG"N"ZSM&C(NH<,SW:
MHI!O!+YGC(P$@2&ZOF^A;3RB9&A,NO(6C$2,2$-,XTR7<Y<<]K&QZ2(G-D&Z
MJ8GCK&[7-4X3!C=.B_HV\1D)&`D9$8Q$C$A&8D82FV`)Z-"I-MTY'`?G&PCN
MQ-"]HD5PCEKG/ED<OS/J:H61D!'!2,2(9"1F1-WDT:<C/%VKH"_FZ&L>AZQ\
MR?QLOZ]&V^)-7;I9PL[?T>Y"T$/S193P1[@HU-RJH=Q;PU4!>![E,[A8-,`?
MYNL'>,T!A_D:_O:L7KR+!!>!3NE+]GM:ON3':K3/GN&=X<X-K%ZIKQ+I'^KV
M5\%/10U7@*!0X>X*7/G*X";!=`S&ST51FQ_4`[I+9/?_`@``__\#`%!+`P04
M``8`"````"$`&U(0N_P*``#(.P``&0```'AL+W=O<FMS:&5E=',O<VAE970R
M."YX;6RLFUMOX\@1A=\#Y#\(>E_+$BGY`MN+,<F^`!L@"#;)LT:F;6$LT9`T
ME_WWZ69WDUUU>C3D3%[6ZV_Z%%G%ZN*A9-[]_FWW-OE2'X[;9G\_G5]<3B?U
M?M,\;?<O]]-__RE^NYY.CJ?U_FG]UNSK^^E?]7'Z^\/?_W;WM3E\.K[6]6EB
M(NR/]]/7T^G]=C8[;E[KW?IXT;S7>_,OS\UAMSZ97P\OL^/[H5X_M:+=VVQQ
M>;F:[=;;_=1%N#T,B=$\/V\W==EL/N_J_<D%.=1OZY,Y_^/K]OT8HNTV0\+M
MUH=/G]]_VS2[=Q/BX_9M>_JK#3J=[#:W^F7?'-8?WTS>W^;Y>A-BM[]`^-UV
M<VB.S?/IPH2;N1/%G&]F-S,3Z>'N:6LRL&6?'.KG^^F'^:U>7DYG#W=M@?ZS
MK;\>H_^?'%^;K_*P??ICNZ]-M<UULE?@8]-\LDOUDT5&/`.U:*_`/P^3I_IY
M_?GM]*_FJZJW+Z\G<[F7)B.;V.W37V5]W)B*FC`7BZ6-M&G>S`F8_TYV6]L:
MIB+K;_?3A3GP]NGT>C_-5A?+J\ML;I9//M;'D]C:D-/)YO/QU.S^ZQ;-?2@7
M)/-!S$\?9+ZXN%XN\]7UU?`H9F5[*N9GB))=Y(OEU?68<[GR4<Q/'V61C4[H
MQ@<Q/\>?RLR5N+UBY?JT?K@[-%\G9AN8(A[?UW93S6]-9'NI,G/!76&[B_>]
M:V<NF@WRP4:YGYKTC/QH&N[+PWP^O[Z;?3%=LO&+'A.+Z(HBK+`M8>.6'%0<
M"`XD!XH#'8&9J4)7"M-NO!2V:T>6PD:QI0@Y/`;0UV;!T@XK@J3DH.)`<"`Y
M4!SH")"TS0:)TTYOTG"A[>+[J1G4\87.:3Z/;E'FMK:]C@60$D@%1`"10!00
M'1.2:#XF4;O8[`E3M#C3&Y:I6Y6MNJM=`"F!5$`$$`E$`=$Q(9F:KHTO:9B_
M(SO91FE+$/KRT1$['[JBY`NVS8MN49"50"H@`H@$HH#HF)`*K&@%SC>U74P3
M=23O+RL')0<5!X(#R8'B0$>`9&,&*U[/"WL;.[UN-Y\>&W,YS%1+9)F98>Q&
MM(U!DW0D2M*!1;R[\P5K^9*KJI0JNZ0;17"53*KF5*6X2B=5_3@E1;-N,KJS
M)8ICW$2HCEU,J^/(XJ:]F^6+RQLVY0JWH"]?R4'%@>!`<J`XT!$@V9E[]?#L
M[&*:G2-F@/0;.<MH]8NPIMO''%0<"`XD!XH#'0&2X-Q,F>$9MJMIBA[1'/E%
M##K36%$EEK0291<JE*)*ZU94)T`GT[HKJE.@TVE=/WIIZ:S#&=SZ<^>'S*TN
M9/?H$2T=&P1%T,6E6URQC5]VH4+P:I!.@$ZF='G.CJ=`IU.Z^#QIZ:Q+BDKG
M;ITC1ZUU#6R_>40JFK-Q5P3=#RKJHO>#ITKI\KP?B^T-0'2G$*Z$3.GBRK0Z
M!3J=TL7'HQ6U?NR7*^I,G3EP./G'N4.THGR$^44+L_;<]@ZA0O`JJ<O9\!#=
M*02=3.HRV-[\>#JIR_LQ1"MJ<CY7T3^;=S,)DW8@NN/-;10V,1WJ.ZOPBWI2
M`JF`""`2B`*B8T+SM2Z/=5!V.79/.JM(.L@AVD%LA!?V"="6R=RFN@Z:7_>#
MUS^GAE"A$ZJ4+L]9)PB_JJ^O3.G@>`IT.J6+CT<K:HTFJ^A\V5=T8`<YNTI*
M&CG8MC+%G),22`5$`)%`%!`=$YJO]8TLW_$=9(.P#>,0[2#6&\7<Z^(.RK-^
M;_L."J'Z#DKI<G87%CYZW$$I'<X@?CR=/,]E?W^E%;6^E%7T)SK(N5O209'A
M]1W$23GGI`(B@$@@"HB."<W7VE26[_@.<EZ7I.L0Z:`E^`*O,S_.S:`0JN^@
M(3IA1YOIZ[B#AN@4Z+0GWYV5I*(+YN^YTQHV@]HH=%-ZU.=3`"F!5$`$$`E$
M`=$QH?F.,N4+-.4>T59A)J_H%H4F*(%40`00"40!T3&AJ?X_3/0"3;1'M`+<
M\@6=Z>%NL^1+9MW*+E2H4Y76L3$M0"?3.F8C%.AT6M<;!%I1ZQC9^!D_;JT-
M9G<PC^+-PLUI"6LJ(`*(!**`Z)C0?,TUYOF.'K<+&X3-!H=(!^7L6A5!%W<0
M6+#2K^HK5Z5T^9+9`0$ZF=+!\13H=$H7'X]6U#K47^\@[X:CYS#[E1RY?11`
M2B`5$`%$`E%`=$QHO@F+.[Z#T.$N@I^-IDO.KG'A%Y$;86(&A5#]#/+'BSLO
M7W++UYU"T,GT\5A?*]#II&[U'<NWL([QUSO(N].X@[@5+=I#Q9:D!%(!$4`D
M$`5$QX1VD'69+-_Q'>2L:FSY[.?K[8:).@@LGU]$.@AF0MF%"IU0#=()T,E!
M.@4Z_2,=K:CUE:RB/W$7LU'86'>HG\6%^=R>3J422`5$`)%`%!`=$Y*O_:(L
MSO?\5Q#M:IJ71^8`]BMU\R7$)?,QA5_19UX"J8`((!*(`J)C0O,<96TSM+8>
MD=LR?!W1+0K-7@*I@`@@$H@"HF-"4V76]@>7%#ULYA!)=<4?^/PB^T3>>UCX
MR*`+%0I2)74K]HP@0">3.OC(`'0ZJ5OUCIR6CGG8'Y0.O6H6G&E<%'9S+/PB
M4CKX3+OL0O6E\\<C)5^Q[29`)P<=3X%.IW1Y=#Q:.FM;SPS.05\`9S8(FR\.
MD6:$;R6"+JY,HJ(A5%]1?[Q8EZ_X`Y6/W@\P.>AX"G0ZI8N/1ROZ`SL\K*+H
MALT?O<#-?<6,6.$7V:>?<]L[A.HKZ@C3L>BB.X6@D^GC]8^:[>=L"G0ZK>O-
M+JVH]:YG>G38YSGF3VF@2;E-+ORBOF=*(!40`40"44!T3&B^IJ]YOJ/M86:#
ML#WI$-V3[!H706=<3M=!:`_]JKY.54J7KU@G"-#)E`Z.IT"G4[KX>+2B"<,]
MWAYFZ+@]ZNM0`"F!5$`$$`E$`=$QH?E:C\IVS/@.<D8W?L#(@O?M>R.'1U2_
MB#Q@X+<27:@P2ZJD;M7/A':6"-#)I`XM1CCU<#R=U*WZNSZI:,X,]\]]IMQ&
MH9O2HZB#@)1`*B`"B`2B@.B8T'R9\;;YCNZ@'/VX1V0&P2-JT)E+=F8&=:'"
M%:T&Z03HY""=`IW^D8Y6E/G[G^P@]/UY\/VA#@60$D@%1`"10!00'1.:K[6]
MT0PZ;\IS;Y*C#V\\HJW"GCB*;E%(O@12`1%`)!`%1,>$IFK]:)0JO[2#+%]N
M@[#9X!"M0/\,Y+[$#+IXL^3PQU)^53]FJK2./2\*T,FTCET7!3J=UO79T(I:
M/WJFHL,L7^Y<;7P'\ZBO0P&D!%(!$4`D$`5$QX3FF["XX\<M.MP\.-Q^D.;P
MK81?1&[88,'*+E38:55*EU_Q!UO0R;2./;XIT.FTKC>PM*()$SW>\N7HHCV*
M.RCXZE"9$M940`00"40!T3&A^28L[O@.0H>;.T1F$%@^OXAT4&(&A5"A3E5:
MQQ\:NE,(.IG6,:NH0*?3NN]9/NL8?WT&.=])9I!#<0=Q4N:<5$`$$`E$`=$Q
M(1UDWMN#?$=W4!N$WL4\(AT$EB_H3-IG+%\7*G1"-4@G0"<'Z13H[,N-[5WZ
M>^?I*NK>7W1OP^WJPTM=U&]OQ\FF^6S?3;PRG[EWU+TW^;@T[TW:OT!EW+Q/
M^:&U1(P_FO<LVY<2.5_<FK>Q,,YC=FO>7D+^(;_]8%+"?WC,;\U+0(;/NB.8
M]RC?UR_U/]:'E^W^.'FKGTTN[H\E#^Y-3/^7D_Z/1#\V)_,&I>D%\^Z?>6.V
M-F]K75Z8._)STYS"+_8`W3NX#_\#``#__P,`4$L#!!0`!@`(````(0!=S*,V
MQ`D``*<T```9````>&PO=V]R:W-H965T<R]S:&5E=#,P+GAM;*R;7V_CN!7%
MWPOT.QA^W]BR8V=B)%G$UC]*+5`4N^VSQU$28VPKL#R3F6^_ER(IDO<P@53T
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MD1[NGO8T`VG[Z%P]WX\?HU4Y_S*>/-RU!OUG7[TWSK]'S6O]GIWW3__8GRIR
MFYZ3?`)?Z_J;;"J>)"+Q!-1I^P3^=1X]5<_;[X?+O^OWO-J_O%[H<2]H1G)B
MJZ=?<=7LR%$*<S5;R$B[^D`#H/^.CGN9&N3(]F?[^;Y_NKS>C^?+J\7-=!Y1
M\]'7JKFD>QER/-I];R[U\;^J4:1#J2`S'80^39#KJ^AZNAP08ZYCT*>.,8N&
MQJ`1MY.A3Q-C\#AN=`SZU#&B+U<WT?1V?M/?D%L=A#[-0&Z'3B;J'@W]PT2A
M47W^3";J^;;I$F\OVX>[<_T^HC5(09JWK5S1T4J&-HFB'FN7.A]E#J6,C/(H
MP]R/:1B4%`VE^X^'*)K-[B8_*$=WNM$ZT,AOL3$M9$+*N#$'"0<I!QD'.0>"
M@X*#T@$3,JISBS+Y_^&6#"/=,M-<&V#M8]YM3`LCB3E(.$@YR#C(.1`<%!R4
M#O"<H?7I.1/>:$RZR-;W8RHV3KI$UWXRK%6CN=J>9#9L@,1`$B`ID`Q(#D0`
M*8"4+O'<N![DAFQ-ZX^L=>R8S9D=JM5\V67-!D@,)`&2`LF`Y$`$D`)(Z1+/
M#MHAO>3X'S<9&:;UR2R"M2)S*H^=<XO%PC=NTS4RLAA(`B0%D@')@0@@!9#2
M)9Y-2V;3YVM(MO;=4.3:)@@',0<)!RD'&0<Y!X*#@H/2`=Z$J5X$\N)*5M3+
MZW[W;5W38Z6].&#$G(J,*CTRB.^#(HX/"LS<_6:Q6/II$G-5$E3=^*J4J[*@
MZHNORKE*!%6WOJK@JC*D6DX[E>>U/-F[A3[@*1W+C*FRM6^J(K/;MKA?SZ:W
M;+O>J`;6]9B#A(.4@XR#G`/!0<%!Z0#/`#IT#3!`MO8-4(3V.+O5+*/.ZS87
M-Z9-M]-PD'"0<I!QD',@."@X*!W@>1#13CG`A+:Y[X)&O@W\L&)TE)^.6:R@
MQ5THXU82UK%$2T&7A76LOQQTHI>N`%T9UMEQ^I[+PV3_E2</X2SS-/(]YU7.
MZ%S/YU/6*NY"6<]U?ZYNL62;8PJZK%=_.>A$+UT!NC*D<\?I>RZ/J0,\5Z=:
M.H$96];R-$:/P?><;?X;W2ARO0MX;D*9X$E(Y\ZEW4S2;@A&EX5TT%\..M%+
M5X"N#.G<<?J>R]/P`,_5X9FZ,--;1PK9$K(!$@-)@*1`,B`Y$`&D`%*ZQ)\\
M)<J0R<OF;&-5R$\X=F[81*:1\2P&D@!)@61`<B`"2`&D=(GOASSD#D@&=2;V
MDD$AWP\H-%KG+L#%DFW\L?S%5[N6C6N))M["72SM!JX7(-=E81WK+X?^1"]=
M`;HRK+/C]#V7Q^P!GJM3N>>Y.:B[99N5D$VD=;[G[*P:ZU9V+2>]="GHLJ#N
MQIYRVV>5@TX$=4LVS@)T95AG"Z+O.;DPQ'/9G*U[A?P\AT*C=?31':A@XX]E
M.K,\#^C<#5SG.==E.I*W/J"_'/H3O70%Z,J0SAVG[[D\X0_(<W4A\/+<N2.T
M%FPB3F(@"9`42`8D!R*`%$!*E_B3ET?[`9-7-P%O\N9R8%-I<<,O,I%I9+;,
M&$@")`62`<F!""`%D-(EGA^S83>:MKF_`#7R%R`O-$;G+D`L-%THXUH2UMD-
M7"U`T&5A'2\TH!.]=`7HRK#.CM/W?-B-9H8W&HU\SWFA,3K?<[:!QUTHZWGP
M1L-T*>BR8']0:$`G@CHH-*`KP[H/"LULV(VF;<[RW%Q#G'6_Y(7&Z%S/8>./
M=2NGN(=T[@:N\]P,P3RK+*2#_G+H3_32%:`K0SIWG'Z>#[O1S/!&HY$U:@,D
M!I(`28%D0'(@`D@!I'2)/WE:G`,*S4PV9PFGD/V5X=3N)ZKJ:I&U)P:2`$F!
M9$!R(`)(`:1TB6^&O`GTK[KR[]O<#'.7<%<?K[I:Y_IA9&;%)-`F!9(!R8$(
M(`60TB6^'\.N&C.\:FCD5P"HNL&K!JN"<1?*>A34L>Q+09>9<;J['U3Y''2B
MEZX`71G6V7'ZGM.HAN2@;,X6I$*^YU!UM8X^/KEJS$PHZWE`Y^ZLN@)P7:8C
MR1O`Q_WET)_HI2M`5X9T[CA]SX==->1?F+CGYF)A9[?`JJMUK@>+&[8:8AW=
M[@Z)Z>]370JZ+*0+5%TS=/.,14@'XRR@OS*H<W['['L^[(9#Y04\YY>7C6YD
MK8N!)$!2(!F0'(@`4@`I7>)-7OXI>\`B;YO[BUPC?Y'SWR-VC<RCC8$D0%(@
M&9`<B`!2`"E=XOLQ[*HQQZN&1KX?;&EMC,Y;2/![Q"Z4<2T)Z^P&KC8]T&5A
M'2ML.>A$+UT!NC*LL^/T/1]VU9BK0[W[*P:-?,]YH3$ZS_,;YD'<A;*>Z_X^
MU:6@R\+]60_:9Y6#3H1U;)P%Z,J@[J--;S[LJM$V9^O>_/'DLT)C=*YWL/''
MNI7=+9.0SBV:.L_-$,RSRD(ZZ"^'_D0O70&Z,J1SQ^GG.>7GD+U6-F>>*V2-
MVLPYB8$D0%(@&9`<B`!2`"E=XD]^V(V&OH4'DS=7$R?AX/>(6F<=BH$D0%(@
M&9`<B`!2`"E=XOLQ[$9#7\,#/Q2B!.C.L8LE%)K@S81M)K&.;EU+3'_NPL4_
M6($N"^M8?SGH1"]=`;HRK+.;K.\YS6;(`I3-V0)4R/<<"HW6T8=],EAH3"BS
M>27S/KI4M[+/*@OKK`>ZT/#^1%C'GE4!_95!W8>%1A[J^_\F@]Y1`,_-M<!Q
M$VXT1N=[SE9#K%M9[Y)>NA1T64@7*#1FZ.89BY`.;S30GWQWH_7%FQ]XKE[/
M4-^W/U;GEVI3'0[-:%=_EZ]>W-!7Z3JJ7@M9+U;T]5`:'>/TNLAC^T4)QM?T
M&DG[S@7GLQ5]4QOCK.?TVDF`/UZO'FE*`<'UBK[62WS2]4"OB;QM7ZI_;L\O
M^U,S.E3/-)=I^Z7-LWK11/UPJ=]HL=*+"?6%7A!I__E*+P15]$7NZ175CN>Z
MOI@?9`?=*T8/?P$``/__`P!02P,$%``&``@````A`!_H`QO&`P``Z0L``!D`
M``!X;"]W;W)K<VAE971S+W-H965T,S(N>&ULK%9=CZ,V%'VOU/^`>%^^$DB"
MDJR2D&E7VDI5U6V?/>`$:P`CVYG,_/M>8_#8P+8SJ[X,P\GUX9Q[+Y>[_?Q2
M5\XS9IS09N>&7N`ZN,EI09KKSOWVY\.GM>MP@9H"5;3!._<5<_?S_N>?MG?*
MGGB)L7"`H>$[MQ2B37V?YR6N$?=HBQOXY4)9C03<LJO/6X91T1VJ*S\*@L2O
M$6E<Q9"R]W#0RX7D.*/YK<:-4"0,5TB`?EZ2E@]L=?X>NAJQIUO[*:=U"Q2/
MI"+BM2-UG3I/OUP;RM!C!;Y?PB7*!^[N9D)?DYQ13B_"`SI?"9UZWO@;'YCV
MVX*``YEVA^'+SCV$Z3D,7'^_[1+T%\%W;OSO\)+>?V&D^$H:#-F&.LD*/%+Z
M)$._%!*"P_[D]$-7@=^94^`+NE7B#WK_%9-K*:#<,3B2QM+B-<,\AXP"C1?%
MDBFG%0B`OTY-9&M`1M!+=[V30I0[=Y%X\2I8A!#N/&(N'HBD=)W\Q@6M_U9!
M84^E2**>!*X]211YZSA>)NO5^UD6/0M<>Y9PXRVC>+7^B!9X7F<(KF]:HG4<
MQLE_._)5=KID9TB@_9;1NP,=#/YYB^3[$*;`/&19Y43G_7MIAWQ+DH-DV;DK
MUX&,<NB5YWT81LG6?X8"YWW0<2;(CC@-$;*:DC<;`V<#\,&!M@$%^A]L2!9I
M8WC^<0#>?$4CR4/$<"0;`V<#L"1#-YB2Y_MZ2+`,WKDPVXP$ATM;RU$%+=3;
M(/-WFB#9!#F;B"5P^1&!,AAZ",P:"J/52*&*,A5.D&R"G$W$4@@-:Z;P!YM7
MLG32AQH>%;+4?7!2P`*&F':7!!O;7*:#!IZSB5C"$UOXO]=>!MOZ%&+H4X"1
MUVR"G$W$$@.O[32+GIQOHB3YTY&"9WCO9D0NX%57`T!RV!H5TH_FKAG[&,D[
M3(DD#$9)5$%OULZSIT)]RG(BO_W&,)M1#'H&R3+8EJP0Z#:M+QH/L5-_"E3I
MH"0<#85L(-*-,'MJ,6]B8YM03?W!<D@.VYM";&]K+:`KXJD_97L;#9EL(-+>
M9D_%FMHJ$"P,5H5^R%Q'8KOK(=->&(VJ<NJ#(AAX1NU&7ZE,4VF#\^?>1IMR
MJ!89]6VM,;OB$ZXJ[N3T)I>4-;2=1M4"=8I3&!#PE#&>I/"N3G%8N`[1#'Z4
MB]@<'J7P[9GR'!<IS/PI?EBF![`Z_>&X3&$$`^YKI;!HM>B*?T/L2AKN5/@"
M'H.N29E:U=2-H"T4"M8M*F#%ZOXM8:7&\&T*/!@$%TK%<",?H)?T_3\```#_
M_P,`4$L#!!0`!@`(````(0"/!OO7%@<``)4A```9````>&PO=V]R:W-H965T
M<R]S:&5E=#,Q+GAM;*2:6W.B6!2%WZ=J_H/E^ZAX2[2B7?'"14!@JF?FF2B)
M5%0L($GWOY]]N,G9B^Z*W2^M?MEK`7OO<S@'^N'+M].Q]1[$21B=9VVETVNW
M@O,NVH?GEUG[GZ_J7_?M5I+ZY[U_C,[!K/T]2-I?YG_^\?`1Q:_)(0C2%CF<
MDUG[D*:7:;>;[`[!R4\ZT24XTU^>H_CDI_0S?NDFESCP]YGH=.SV>[UQ]^2'
MYW;N,(T_XQ$]/X>[8!7MWD[!.<U-XN#HIW3^R2&\)*7;:?<9NY,?O[Y=_MI%
MIPM9/(7',/V>F;9;I]W4>#E'L?]TI.O^I@S]7>F=_0#[4[B+HR1Z3CMDU\U/
M%*]YTIUTR6G^L`_I"D3:6W'P/&L_*E-/&;>[\X<L0?^&P4=2^]Y*#M&'%H=[
M*SP'E&VJDZC`4Q2]BE!C+Q")NZ!6LPJX<6L?//MOQ_3OZ$,/PI=#2N4>T16)
M"YONOZ^"9$<9)9M.?R2<=M&13H#^;9U"T1J4$?];]OD1[M/#K#T8=T9WO8%"
MX:VG($G54%BV6[NW)(U._^5!2F&5F_0+$_HL3)1AYWXT&H[O[S[O,BA<Z//J
M<J?T)H,;3.APV?70Y]6D?S]21N,;+NBN<*'/TF7048:]6SPFA0=]7CUNS:Q2
MU8>^7&UN/!6E3*WX4KKT.[?F5O15WBQ2=H?]T=W]+>VBE.D57\K3&7RVZ[IY
M!V<#8N6G_OPACCY:-,M0AI*++^8L92J<Q5`8T(#*&[<:'#\:&S0HA,NCL)FU
M24_RA`;T^UQ1^L.'[CN-PET1M&@(DB.69808<L)WQ<&:`Y4#C0.=`X.##0<F
M!Q8'-@=;#AP.7`Z\&NA2.:J:T(P`-1%M=&--A(VH29G,10FN1>JS_)<1I63%
MP9H#E0.-`YT#@X,-!R8'%@<V!UL.'`Y<#KP:D/)/XUW*?_-MH6Q]$3UKT]*@
MUOH*;_T\:)#?3$1G+X&L@*R!J$`T(#H0`\@&B`G$`F(#V0)Q@+A`O#J1,C]D
MF2]OS#=VOK"A"8WJ6ZM)?R0W^R*/HII<HT9W=W+0L@JJA@20-1`5B`9$!V(`
MV0`Q@5A`;"!;(`X0%XA7)U*9*&4W#!`1G56C3.$B)_71`&0%9`U$!:(!T8$8
M0#9`3"`6$!O(%H@#Q`7BU8F4YC%+\R^.!F$CYS\GXC9?C0]:C;#.KX+*LJV`
MK(&H0#0@.A`#R`:("<0"8@/9`G&`N$"\.I%*0BL<J?-_L23"1BY)3EA))JPD
M55!5$B!K("H0#8@.Q`"R`6("L8#80+9`'"`N$*].I)*(37E]!?OSN[6(EC.?
MDV&U3%IRL.)@S8'*@<:!SH'!P88#DP.+`YN#+0<.!RX'7@U(::4=F)36O-,[
M8E>9'L+=ZR*BN8-6L`WI'M`&(-\6"!,YVSFI93L'`[K77.>B^Y[<^*LJJ&S\
M-1"5.VM52-U9D9WU*JAT-H!LN+-9A=2=V5K:JH)*9QO(ECL[54C=>2"?LUL%
ME<Y>G4A55&B.__TR9BYR'0M4/![)5K0%&HCRO\^'_=Z$K8)71<2U^FO0])A&
M!8T&&GX<'30&:/AQ-J`Q0<./8X'&!@T_SA8T#FCX<5S0>*"I'4=N`+')_/ST
M*!Z=L!%;H&O1ED!60-9`5"`:$!V(`60#Q`1B`;&!;($X0%P@7IW(B1:[R1L2
MG6\^:8]2#N*%V*]0[N69D`V'91$D'M54\^5PQ*)6E55IOF[2C>[9ED@%G=:L
M&\LSD@XZHUG'=E<;T)G-.K8VM4!G-^O8`FH+.J=1-V'W'Q=T7K/N>G>1>T-L
M>&_HC7Q_3(<HR[<0SR!Y;TS8'6=9!$F],5+8W6-5697FZT;=A.E4T&G-.M:+
M.NB,9AWKQ0WHS&8=ZT4+=':SCO7B%G1.LX[UH@LZKUEW[46Y-\0NN]X;O[30
M4O*]NM0R.:K/VYRL"MDU9@U$!:(!T8$80#9`3"`6$!O(%H@#Q`7BU8F<?[']
M_OW\YYMX*?\YHIQ7$[72AR&;!_5I>%=1#=-Y:74=L@VZANF<ZS3Q&)GF$>EX
MXQZ;[O0BZMH61K/N.MUER_T-Z,QF'<N"!3J[6<>FI"WHG&8=FY)<T'G-NNN4
M)+>,>#SPLY;Y&EU^M#>B!7.Y.:(WG+#6*AX\U)X3%U&UAV4K1&M$*B(-D8[(
M0+1!9"*R$-F(MH@<1"XB\498Y"O/1%Z0_`UO_D+K%,0OP3(X'I/6+GH3;V]I
MS,\?*ER]6G[,[JN,+\0K9W&_Y;P_]1KC!U-OT!#_.)P^THDV&`VG7C:@^`%&
M4R\K-^?*N'P)SO]"?V@\PMV4GI+@D9>3*6V7D6N3*6UVD9N3*6U5D3N3*6TT
MB7>K$Z*7XA?_);#]^"4\)ZUC\$QI[V4/">+\M7K^(RT&Q%.4TNOP;&P<Z+\_
M!/0BI->A*>DYBM+RASA`]1\JYO\#``#__P,`4$L#!!0`!@`(````(0#_B9+=
M1P<``!0C```9````>&PO=V]R:W-H965T<R]S:&5E=#(Y+GAM;*R:6W/:5A#'
MWSO3[\#H/8"$A($Q[@1T5SO3Z:3MLRP$:`R(D>0X^?;=HZ/;V=TFX.0EQ#__
MM=;9V]DC]/C;E_-I]#DMRBR_K#5]/-5&Z27)=]GEL-;^_N1^6&BCLHHON_B4
M7]*U]C4MM=^>?OWE\2TO7LICFE8CL'`IU]JQJJZKR:1,CNDY+L?Y-;W`;_9Y
M<8XK^+$X3,IKD<:[^J+S:6),I_/).<XNFK2P*FZQD>_W69+:>?)Z3B^5-%*D
MI[B"^R^/V;5LK9V36\R=X^+E]?HAR<]7,/&<G;+J:VU4&YV357"XY$7\?()U
M?]'-.&EMUS\0\^<L*?(RWU=C,#>1-TK7O)PL)V#IZ7&7P0J$VT=%NE]K'_55
M9.C:Y.FQ=M`_6?I6#OX_*H_YFU=DN]^S2PK>ACB)"#SG^8N0!CN!X.()N=JM
M(_!G,=JE^_CU5/V5O_EI=CA6$&X+5B06MMI]M=,R`8^"F;%A"4M)?H(;@']'
MYTRD!G@D_E)_OF6[ZKC69O.Q]3"=Z2`?/:=EY6;"I#9*7LLJ/_\K1?6*.B-&
M8P0^&R/&;*R;T_D=-F:-#;.SH2_OM0%W7"\&/M]]'_/&!GPV-O2'FQT!ROH&
MH+K:B\WQPK+,^>+A=G<N&ROPV2YC.C8-ZV%Q3U!TR"496I%4,FS&.^Y&[U($
M_M.N:CDV%I9NW1#@B4RX.G_MN(J?'HO\;01-`:R5UUBT&'TE_D:;N3+/NES^
MOU2&'!96/@HS:PT<#UE:0OU]?M)U8_HX^0Q%DS2B#2-2%=M6(2I$V+4Q<#!P
M,?`P\#$(,`@QB`9@`H[JO`6E]3.\)<P(;[7+W+2@=Y^!/-,JVDML#!P,7`P\
M#'P,`@Q"#*(!4#P#C4/Q#-_YVG01ZK4&]3E(%]U4E[R1HIGLER(;MH38A#B$
MN(1XA/B$!(2$A$1#HG@#VN<=WA!JJ#]P[<`=AH[<(56S>9<U6T)L0AQ"7$(\
M0GQ"`D)"0J(A4=P!35=QQSN;C#!3^ZDM@HTD,VBMG>?,!7+<MA.UE]F$.(2X
MA'B$^(0$A(2$1$.BN`DV.\9-8[%G5<<L>=GDL$IH34QMS:#GRDXLC*A.DL3L
M\P8#&P,'`Q<##P,?@P"#$(-H`!0_P#;RXWX01E0_2#+P@P0S\.@@>U#CM5G1
M3*U-AQ6A?N:R(DNUY+&BN2KR6=&#*@I8T4(5A:QHJ8HB3K3L-W<E=N)$\Q/F
M"6%&C9XD,Z,>+DQCND3NW7:"KLPEZ0/N8.!BX&'@8Q!@$&(0#8#B&A@D%=<P
M90R3>EO'0JUZ0))^.5L,;`P<#%P,/`Q\#`(,0@RB`5`6+&;?.U9<R]4E-P@V
MEJY"C5F?>77'V[;709IV*G.)=@&;5Z%J=W@5*G>75Z&$]'@5*GB?5Z&*#W@5
M*OF05Z&:CWA57_1J#,4H/"SH;V>M.$*@M&V0$D,#K6_;7C>,H35%D;9Y%8JT
MPZM0I%U>A2+M\2H4:9]7H4@'O`IY(N15*-(1K^HCK<90#.UWQ%#.^#"/MIUT
M(V93".LPAM:TSYBF#IOKE!CJ)(:LBL2059$8LBH20U9%8LBJ2`P9E6$@3X2-
MN\0CBZXC63J*=,2K^DBK,11GC6$,Y0Q]YW"HRQ.+$EJ)!MM*(^J)38A#B$N(
M1XA/2$!(2$@T)*I/Q('CQWTBK*!M1Z)ANNL&2KZM+D4&^&\0Y+X$FP<8K`HE
MC,/:PL]/7%Z%2L?C5>CN?5Z%2B?@5:AT0EZ%2B?B57U1J*$5AZ1OA?93?H68
ML6>AP1`EGL'BV$K49_>V$?7$)L0AQ"7$(\0G)"`D)"0:$M4IXL!$G=(^%+[]
M89T\>"E=0*)^O)ZB(&_U3M'N"G:#>L<YA+B$>(3XA`2$A(1$0Z*Z"=JNXJ;O
MC"Q"CNI?HF'],V-G<QU\=/7/C)VWJ!RQ4XA[4&VA:G1Y%0J4=Y/*YU26T6\^
M=?<*>!7J<2&G,I=(%7$J:[!UJC$4AZAAJG\GAO+,I61T>PSKHV/0L;.Y;NAW
M"Q\P;)U5H;[K\"K4=UU>A2+M\2H4:9]7H;X;\*J^[]:1#GD5RH>(5_615F,H
MSH5WQ%`>(Y48MB?+/H;,V-E<I\20CIVWJ!R=59$8<JH9VM,]UI:)QF&?5Z'<
M"G@5NJ^05=&QD[M[L\]`)88&/L*_:^RLK:@MMD']WK$EQ";$(<0EQ"/$)R0@
M)"0D&A+5)_A(_#Z?T).R(=%PVZ%C9R-2QTX3M0:;5Z'6X/`JU!I<7H5:@\>K
M^M90MQF?5Z'2"5B5A4HGY%6H=,37_F)K5?UE]:4C0RN_V9??C)[3XI!NT].I
M'"7YJ_C6?@E/Y3HJWRC86"MXD`^C$.:+%3R)9+@^7XD9BOX&WDWX6!^UL25X
M9Z'^@A]S`]YE8.QL9BOX0HJQ;X)]UI"Y@J]LX())]Q?@G81K?$C_B(M#=BE'
MIW0/JY_6A\Q"OM4@?ZB:Z?LYK^!MA'H0/\+;)RE\23<=PX"]S_.J_4'\@>Y]
MEJ?_````__\#`%!+`P04``8`"````"$`X&$M,S(!``!``@``$0`(`61O8U!R
M;W!S+V-O<F4N>&UL(*($`2B@``$`````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````G)%!3\,@&(;O)OZ'AGM+Z:PQI&6)FIU<8N*,BS>$;RNQ4`)HMW\O
MZ[HZHR>/Y'UY>+Z/:K[3;?()SJO.U(AD.4K`B$XJLZW1\VJ1WJ#$!VXD;SL#
M-=J#1W-V>5$)2T7GX-%U%EQ0X)-(,IX*6Z,F!$LQ]J(!S7T6&R:&F\YI'N+1
M;;'EXIUO`1=Y?HTU!"YYX/@`3.U$1"-2B@EI/UP[`*3`T((&$SPF&<'?W0!.
M^S\O#,E94ZNPMW&F4?><+<4QG-H[KZ9BW_=9/QLTHC_!Z^7#TS!JJLQA5P(0
M.^RGY3XLXRHW"N3MGNW>7)MXWU3X=U9),=A1X8`'D$E\CQ[M3LG+[.Y^M4"L
MR$F9YF5*RA4IZ55.B]EKA4^M\3Z;@'H4^#?Q!&"#]\\_9U\```#__P,`4$L#
M!!0`!@`(````(0"Z8@GVE0```*D````0````>&PO8V%L8T-H86EN+GAM;#R.
M00H",1`$[X)_"'-WLWH0D20+"KY`'S!DQTT@F2R9(/I[X\5+0]-0U69ZYZ1>
M5"46MK`?1E#$OLR1%PN/^VUW`B4-><94F"Q\2&!RVXWQF/PU8&35"2P60FOK
M66OQ@3+*4%;BOCQ+S=AZK8N6M1+.$HA:3OHPCD>=.P"<\:I:N'15[!]`I5]J
M9_1?XKX```#__P,`4$L#!!0`!@`(````(0``*U2M400``"`2```0``@!9&]C
M4')O<',O87!P+GAM;""B!`$HH``!````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````)Q877/B-A1][TS_`\/[QD"R29HQ[!`(#3-)EUF2]%&CR!=0(TM>
M279#?WVO[`1L*KN&-W_HW'MT[]&1Y?#;>RPZ&6C#E1QV^V>];@<D4Q&7ZV'W
M^6GVY;K;,9;*B`HE8=C=@NE^&_WZ2[C0*@%M.9@.AI!FV-U8F]P$@6$;B*DY
MP]<2WZR4CJG%6[T.U&K%&4P52V.0-ACT>I<!O%N0$41?DEW`;A'Q)K.G!HT4
M<_S,R],V0<*C<)PD@C-J<9:C1\ZT,FIE.W?O#$08E%^&R&X)+-7<;D>],"C?
MADM&!4PP\&A%A8$PV#\([X&ZHBTHUV849O8F`V:5[AC^#Y9MT.V\4@..SK";
M4<VIM$C+#2MN\FN1&*M'?RK]9C8`UH0!#B@>YI?EL>5K?C&ZNLY'X%5UI(M0
M,,$758Y/W`HPWU<+JJV'\A5V?L\Y9U$P+@A]=I&@-LB=M%@O,I=%M[DJ,]_-
MX98**AF0I9O<_X\@2`QEL@&+G<,V[>*XLA4DYBC5&`-::L%)RCMHHN)$PP:D
MX1D@QQ:074!#U`K#*_:V42+"94+N?J;>+#N(0TRHV9"94']76KBCW2>WU/`\
M]D*#0>*Y,KUQ!^0',!Q!QHRI%.LLUP2U+?&:0>R%G.,D,S#65<1/X**8DVMO
M1%Q]L#CU%+Z2.ZHE)C9D`1K;AWWQ)KXDMZGA$HPA2UC7I[\B,UPFY(6*%%RY
M9ERB,#@52-SXFWA-Q@+KF>MGIC29JO35KE)1E,7+YC<R!<TSG!>V'2<9\X:*
M]'M89RY-JO,4I>%.X-[X_3YY5-JNZ1H5"#KCS/7F!U]O:JK>'Y!'T&NGHC'[
MF7+#G1^9?`5-N3^'7RD?8C@*\FQ<K;V0BF#(/8C(*C3MW`3)L@5DG%$NZ*L`
M7/\&/;(%9(G;1)2*O/_/LD9056(E59.)H'YI5R&_4R[)@T)!*NE6Q9'$'NE?
M?BNK9BG/Q<GTR"QTS>61D'F<T&,@W]&3-/AU7#\7)^]CLN!2%HKZYU)K.<15
MSYO%YSOYZ%PW7HC'@?8(?U^:S:CO3=.,&9R`.3\!<^'%U-E>48<3(/X2-+E?
MC6<T^Y\_356<A];4!G/H36TPY07MS*D-9@H63;"-*>$GA/M:^OC,Y'[Q5R=^
M:'UM"!UZ7QO,'V`)HUIOW59&8_^*J5(KU\KY9=LT^RF1N5>5U32[K?8!'08W
MT!:0,C-GRVV8E3'.EX_%.&,^"O/AS*TP:1Q3O75?3'-I01]9`E?!5FE*.[.S
M<S^FWL_=0O!2JX>XJOO3-.\!1V":EF?SKN%/TKP%?/46H!ES>0+FZ@1,<5+\
M.%;NSB2UVT9>.&^:6DB^B/R[8#/&OPLV?YO[V].,\7-KWM)J\C1^TU?R5([B
M!X?O!R[?S'/RI*9XDOW\NU!]&.;GK@C/W9_O]P_">_RQH(4+,ME0N8;H<\Q_
M7[A_(2_%#Y]1_^*L=][#WQRE9V&P_[4S^A<``/__`P!02P$"+0`4``8`"```
M`"$`TT'SGW0"```]+@``$P``````````````````````6T-O;G1E;G1?5'EP
M97-=+GAM;%!+`0(M`!0`!@`(````(0"U53`C]0```$P"```+````````````
M`````*T$``!?<F5L<R\N<F5L<U!+`0(M`!0`!@`(````(0`\'.?K^@(``#8N
M```:`````````````````-,'``!X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L
M<U!+`0(M`!0`!@`(````(0"7;)6^Z@4``(@7```/``````````````````T,
M``!X;"]W;W)K8F]O:RYX;6Q02P$"+0`4``8`"````"$`_^4N-E0&``"H&```
M&``````````````````D$@``>&PO=V]R:W-H965T<R]S:&5E=#0N>&UL4$L!
M`BT`%``&``@````A`.%^K/R&!@``PQL``!D`````````````````KA@``'AL
M+W=O<FMS:&5E=',O<VAE970U-BYX;6Q02P$"+0`4``8`"````"$`\C4+V\P)
M```0,```&0````````````````!K'P``>&PO=V]R:W-H965T<R]S:&5E=#4W
M+GAM;%!+`0(M`!0`!@`(````(0#"L5F1X`,``(0.```9````````````````
M`&XI``!X;"]W;W)K<VAE971S+W-H965T-3@N>&UL4$L!`BT`%``&``@````A
M`'E0>9(M!```QP\``!D`````````````````A2T``'AL+W=O<FMS:&5E=',O
M<VAE970U.2YX;6Q02P$"+0`4``8`"````"$`J"L,JDL"```Q!0``&0``````
M``````````#I,0``>&PO=V]R:W-H965T<R]S:&5E=#8P+GAM;%!+`0(M`!0`
M!@`(````(0""\@9_K`(``/0&```9`````````````````&LT``!X;"]W;W)K
M<VAE971S+W-H965T-C$N>&UL4$L!`BT`%``&``@````A`%-=VU'&`@``K@<`
M`!D`````````````````3C<``'AL+W=O<FMS:&5E=',O<VAE970V,BYX;6Q0
M2P$"+0`4``8`"````"$`6DU91ML"``!U!P``&0````````````````!+.@``
M>&PO=V]R:W-H965T<R]S:&5E=#8S+GAM;%!+`0(M`!0`!@`(````(0!]7)1$
M1P(``#,%```9`````````````````%T]``!X;"]W;W)K<VAE971S+W-H965T
M-34N>&UL4$L!`BT`%``&``@````A``T)*7;O`@``O0<``!D`````````````
M````VS\``'AL+W=O<FMS:&5E=',O<VAE970U-"YX;6Q02P$"+0`4``8`"```
M`"$`Z3=UVN@#```T#0``&0`````````````````!0P``>&PO=V]R:W-H965T
M<R]S:&5E=#4S+GAM;%!+`0(M`!0`!@`(````(0">I#JP)`4``.H5```9````
M`````````````"!'``!X;"]W;W)K<VAE971S+W-H965T-#8N>&UL4$L!`BT`
M%``&``@````A`($`XR,F"```M"D``!D`````````````````>TP``'AL+W=O
M<FMS:&5E=',O<VAE970T-RYX;6Q02P$"+0`4``8`"````"$`J4"/^\T"```Q
M!P``&0````````````````#85```>&PO=V]R:W-H965T<R]S:&5E=#0X+GAM
M;%!+`0(M`!0`!@`(````(0`RHF#[20(``#\%```9`````````````````-Q7
M``!X;"]W;W)K<VAE971S+W-H965T-#DN>&UL4$L!`BT`%``&``@````A`-GT
M`V6A!```#!(``!D`````````````````7%H``'AL+W=O<FMS:&5E=',O<VAE
M970U,"YX;6Q02P$"+0`4``8`"````"$`Z-/*Z7D#``#5"@``&0``````````
M```````T7P``>&PO=V]R:W-H965T<R]S:&5E=#4Q+GAM;%!+`0(M`!0`!@`(
M````(0"WM6CK<@(``-(%```9`````````````````.1B``!X;"]W;W)K<VAE
M971S+W-H965T-3(N>&UL4$L!`BT`%``&``@````A`)\SI=ZJ!```\1$``!D`
M````````````````C64``'AL+W=O<FMS:&5E=',O<VAE970V-"YX;6Q02P$"
M+0`4``8`"````"$`;2X!IB4#```$"0``&0````````````````!N:@``>&PO
M=V]R:W-H965T<R]S:&5E=#8U+GAM;%!+`0(M`!0`!@`(````(0`0JO^\>0(`
M`*L%```9`````````````````,IM``!X;"]W;W)K<VAE971S+W-H965T-C8N
M>&UL4$L!`BT`%``&``@````A`*GO\)'R`@``40@``!D`````````````````
M>G```'AL+W=O<FMS:&5E=',O<VAE970W-RYX;6Q02P$"+0`4``8`"````"$`
MKO\'K=\"``#/!P``&0````````````````"C<P``>&PO=V]R:W-H965T<R]S
M:&5E=#<X+GAM;%!+`0(M`!0`!@`(````(0#[8J5ME`8``*<;```3````````
M`````````+EV``!X;"]T:&5M92]T:&5M93$N>&UL4$L!`BT`%``&``@````A
M`$:P#C\9"P``AV(```T`````````````````?GT``'AL+W-T>6QE<RYX;6Q0
M2P$"+0`4``8`"````"$`9R/S*_:```"7W0$`%`````````````````#"B```
M>&PO<VAA<F5D4W1R:6YG<RYX;6Q02P$"+0`4``8`"````"$`M44VD\T#```-
M#@``&`````````````````#J"0$`>&PO=V]R:W-H965T<R]S:&5E=#,N>&UL
M4$L!`BT`%``&``@````A`+B>>HW9!P``@"$``!@`````````````````[0T!
M`'AL+W=O<FMS:&5E=',O<VAE970R+GAM;%!+`0(M`!0`!@`(````(0`2P^N;
M/P(``!P%```9`````````````````/P5`0!X;"]W;W)K<VAE971S+W-H965T
M-S8N>&UL4$L!`BT`%``&``@````A`.@A:^#&`@``$0<``!D`````````````
M````<A@!`'AL+W=O<FMS:&5E=',O<VAE970W-2YX;6Q02P$"+0`4``8`"```
M`"$`'@1)6@L#```Z"```&0````````````````!O&P$`>&PO=V]R:W-H965T
M<R]S:&5E=#<T+GAM;%!+`0(M`!0`!@`(````(0"T6"@AIP4``(<5```9````
M`````````````+$>`0!X;"]W;W)K<VAE971S+W-H965T-C<N>&UL4$L!`BT`
M%``&``@````A`!5&[SUV!0``D1<``!D`````````````````CR0!`'AL+W=O
M<FMS:&5E=',O<VAE970V."YX;6Q02P$"+0`4``8`"````"$`%;&!_B,$``!]
M#@``&0`````````````````\*@$`>&PO=V]R:W-H965T<R]S:&5E=#8Y+GAM
M;%!+`0(M`!0`!@`(````(0"YTP1_80,``%,+```9`````````````````)8N
M`0!X;"]W;W)K<VAE971S+W-H965T-S`N>&UL4$L!`BT`%``&``@````A`$GV
MKA*V!0``C!H``!D`````````````````+C(!`'AL+W=O<FMS:&5E=',O<VAE
M970W,2YX;6Q02P$"+0`4``8`"````"$`?JR_JD@"```H!0``&0``````````
M```````;.`$`>&PO=V]R:W-H965T<R]S:&5E=#<R+GAM;%!+`0(M`!0`!@`(
M````(0!/3H\+!P,``/((```9`````````````````)HZ`0!X;"]W;W)K<VAE
M971S+W-H965T-S,N>&UL4$L!`BT`%``&``@````A`&&67B3I`P``G0T``!@`
M````````````````V#T!`'AL+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+`0(M
M`!0`!@`(````(0"R9H8\%P4``(<4```9`````````````````/=!`0!X;"]W
M;W)K<VAE971S+W-H965T-#4N>&UL4$L!`BT`%``&``@````A`,,19((G!0``
M'!0``!D`````````````````14<!`'AL+W=O<FMS:&5E=',O<VAE970T,RYX
M;6Q02P$"+0`4``8`"````"$`0:]K@NH"``!9"```&0````````````````"C
M3`$`>&PO=V]R:W-H965T<R]S:&5E=#$U+GAM;%!+`0(M`!0`!@`(````(0!<
M7GB_K0P``#M&```9`````````````````,1/`0!X;"]W;W)K<VAE971S+W-H
M965T,38N>&UL4$L!`BT`%``&``@````A`)+L*D8/!0``,A@``!D`````````
M````````J%P!`'AL+W=O<FMS:&5E=',O<VAE970Q-RYX;6Q02P$"+0`4``8`
M"````"$`4F'Z@\X%``"^%P``&0````````````````#N80$`>&PO=V]R:W-H
M965T<R]S:&5E=#$X+GAM;%!+`0(M`!0`!@`(````(0#.%$DS`@4``)P2```9
M`````````````````/-G`0!X;"]W;W)K<VAE971S+W-H965T,3DN>&UL4$L!
M`BT`%``&``@````A`.SW#2E0`@``"P4``!D`````````````````+&T!`'AL
M+W=O<FMS:&5E=',O<VAE970R,"YX;6Q02P$"+0`4``8`"````"$`!F[1NX`"
M``#N!0``&0````````````````"S;P$`>&PO=V]R:W-H965T<R]S:&5E=#(Q
M+GAM;%!+`0(M`!0`!@`(````(0#Q1M*8XP,``&X,```9````````````````
M`&IR`0!X;"]W;W)K<VAE971S+W-H965T-#0N>&UL4$L!`BT`%``&``@````A
M`,'/#:[G*0``L/X``!D`````````````````A'8!`'AL+W=O<FMS:&5E=',O
M<VAE970Q-"YX;6Q02P$"+0`4``8`"````"$`W!I#@O()``"*,P``&0``````
M``````````"BH`$`>&PO=V]R:W-H965T<R]S:&5E=#$S+GAM;%!+`0(M`!0`
M!@`(````(0!)MU$L6`8``%X:```9`````````````````,NJ`0!X;"]W;W)K
M<VAE971S+W-H965T,3(N>&UL4$L!`BT`%``&``@````A`$D01%$+`P``.`@`
M`!@`````````````````6K$!`'AL+W=O<FMS:&5E=',O<VAE970U+GAM;%!+
M`0(M`!0`!@`(````(0#YA\(L408``!`9```8`````````````````)NT`0!X
M;"]W;W)K<VAE971S+W-H965T-BYX;6Q02P$"+0`4``8`"````"$`J>>]/!@&
M``"K%P``&``````````````````BNP$`>&PO=V]R:W-H965T<R]S:&5E=#<N
M>&UL4$L!`BT`%``&``@````A`(YK?_'"`@``K`<``!@`````````````````
M<,$!`'AL+W=O<FMS:&5E=',O<VAE970X+GAM;%!+`0(M`!0`!@`(````(0!$
M9,:V^@(``-@(```8`````````````````&C$`0!X;"]W;W)K<VAE971S+W-H
M965T.2YX;6Q02P$"+0`4``8`"````"$`E:'E>FI4``!M`0(`&0``````````
M``````"8QP$`>&PO=V]R:W-H965T<R]S:&5E=#$P+GAM;%!+`0(M`!0`!@`(
M````(0!Z5I%TF`D``.PP```9`````````````````#D<`@!X;"]W;W)K<VAE
M971S+W-H965T,3$N>&UL4$L!`BT`%``&``@````A`/BG9@>4#```"$<``!D`
M````````````````""8"`'AL+W=O<FMS:&5E=',O<VAE970R,RYX;6Q02P$"
M+0`4``8`"````"$`OUS3()D'``#$(@``&0````````````````#3,@(`>&PO
M=V]R:W-H965T<R]S:&5E=#(R+GAM;%!+`0(M`!0`!@`(````(0!"I*T=4P4`
M`&<4```9`````````````````*,Z`@!X;"]W;W)K<VAE971S+W-H965T,C4N
M>&UL4$L!`BT`%``&``@````A`/N/=:%`!P``&B(``!D`````````````````
M+4`"`'AL+W=O<FMS:&5E=',O<VAE970S-BYX;6Q02P$"+0`4``8`"````"$`
MF@=7U94*``#Z-0``&0````````````````"D1P(`>&PO=V]R:W-H965T<R]S
M:&5E=#,W+GAM;%!+`0(M`!0`!@`(````(0"KP4*4'@<``#D@```9````````
M`````````'!2`@!X;"]W;W)K<VAE971S+W-H965T,S@N>&UL4$L!`BT`%``&
M``@````A`-?]ZYM=!P``6R$``!D`````````````````Q5D"`'AL+W=O<FMS
M:&5E=',O<VAE970S.2YX;6Q02P$"+0`4``8`"````"$`0%#JL4D)```R,```
M&0````````````````!980(`>&PO=V]R:W-H965T<R]S:&5E=#0P+GAM;%!+
M`0(M`!0`!@`(````(0"5-'K?U@8``&4?```9`````````````````-EJ`@!X
M;"]W;W)K<VAE971S+W-H965T-#$N>&UL4$L!`BT`%``&``@````A`+RL,,9K
M!```6P\``!D`````````````````YG$"`'AL+W=O<FMS:&5E=',O<VAE970T
M,BYX;6Q02P$"+0`4``8`"````"$`!__3T<,)``"P+P``&0``````````````
M``"(=@(`>&PO=V]R:W-H965T<R]S:&5E=#(T+GAM;%!+`0(M`!0`!@`(````
M(0#AYR=]H`4```L6```9`````````````````(*``@!X;"]W;W)K<VAE971S
M+W-H965T,S4N>&UL4$L!`BT`%``&``@````A`)H'D'Y]`P``B0H``!D`````
M````````````688"`'AL+W=O<FMS:&5E=',O<VAE970S,RYX;6Q02P$"+0`4
M``8`"````"$`T>/2!2L%```]%```&0`````````````````-B@(`>&PO=V]R
M:W-H965T<R]S:&5E=#(V+GAM;%!+`0(M`!0`!@`(````(0"J.SR*L@0``(L0
M```9`````````````````&^/`@!X;"]W;W)K<VAE971S+W-H965T,C<N>&UL
M4$L!`BT`%``&``@````A`-N*:#(8"```B28``!D`````````````````6)0"
M`'AL+W=O<FMS:&5E=',O<VAE970S-"YX;6Q02P$"+0`4``8`"````"$`&U(0
MN_P*``#(.P``&0````````````````"GG`(`>&PO=V]R:W-H965T<R]S:&5E
M=#(X+GAM;%!+`0(M`!0`!@`(````(0!=S*,VQ`D``*<T```9````````````
M`````-JG`@!X;"]W;W)K<VAE971S+W-H965T,S`N>&UL4$L!`BT`%``&``@`
M```A`!_H`QO&`P``Z0L``!D`````````````````U;$"`'AL+W=O<FMS:&5E
M=',O<VAE970S,BYX;6Q02P$"+0`4``8`"````"$`CP;[UQ8'``"5(0``&0``
M``````````````#2M0(`>&PO=V]R:W-H965T<R]S:&5E=#,Q+GAM;%!+`0(M
M`!0`!@`(````(0#_B9+=1P<``!0C```9`````````````````!^]`@!X;"]W
M;W)K<VAE971S+W-H965T,CDN>&UL4$L!`BT`%``&``@````A`.!A+3,R`0``
M0`(``!$`````````````````G<0"`&1O8U!R;W!S+V-O<F4N>&UL4$L!`BT`
M%``&``@````A`+IB"?:5````J0```!``````````````````!L<"`'AL+V-A
M;&-#:&%I;BYX;6Q02P$"+0`4``8`"````"$``"M4K5$$```@$@``$```````
M``````````#)QP(`9&]C4')O<',O87!P+GAM;%!+!08`````6`!8`!$8``!0
%S0(`````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4IAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights', window );">Assets accounted for at fair value on a nonrecurring basis - Mortgage servicing rights</a></td>
        <td class="nump"><a title="fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights" onclick="toggleNextSibling(this);">$ 987,707</a><span style="display:none;white-space:normal;text-align:left;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstate1', window );">Mortgage loans on real estate</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstate1" onclick="toggleNextSibling(this);">320,000</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstate1</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis', window );">Assets accounted for at fair value on a nonrecurring basis</a></td>
        <td class="nump"><a title="fil_AssetsAccountedForAtFairValueOnANonrecurringBasis" onclick="toggleNextSibling(this);">1,307,707</a><span style="display:none;white-space:normal;text-align:left;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasis</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageServicingRights1', window );">Mortgage servicing rights</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_MortgageServicingRights1" onclick="toggleNextSibling(this);">3,741,381</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRights1</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherRealEstateOwnedHeldForInvestment', window );">Real estate held for investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_OtherRealEstateOwnedHeldForInvestment" onclick="toggleNextSibling(this);">53,500</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherRealEstateOwnedHeldForInvestment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosureNonrecurring" onclick="toggleNextSibling(this);">3,794,881</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosureNonrecurring</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights', window );">Assets accounted for at fair value on a nonrecurring basis - Mortgage servicing rights</a></td>
        <td class="nump"><a title="fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">987,707</a><span style="display:none;white-space:normal;text-align:left;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstate1', window );">Mortgage loans on real estate</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstate1[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">320,000</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstate1<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis', window );">Assets accounted for at fair value on a nonrecurring basis</a></td>
        <td class="nump"><a title="fil_AssetsAccountedForAtFairValueOnANonrecurringBasis[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">1,307,707</a><span style="display:none;white-space:normal;text-align:left;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasis<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageServicingRights1', window );">Mortgage servicing rights</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_MortgageServicingRights1[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">3,741,381</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRights1<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherRealEstateOwnedHeldForInvestment', window );">Real estate held for investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_OtherRealEstateOwnedHeldForInvestment[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">53,500</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherRealEstateOwnedHeldForInvestment<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosureNonrecurring[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">$ 3,794,881</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosureNonrecurring<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasis</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AssetsAccountedForAtFairValueOnANonrecurringBasisMortgageServicingRights</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansOnRealEstate1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansOnRealEstate1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageServicingRights1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageServicingRights1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OtherRealEstateOwnedHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_OtherRealEstateOwnedHeldForInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosureNonrecurring</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Mortgage Loans - Additional (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses', window );">Mortgage loans on real estate balances, net of allowance for losses</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses" onclick="toggleNextSibling(this);">$ 1,902,396</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses" onclick="toggleNextSibling(this);">$ 2,003,055</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansOnRealEstateBalancesNetOfAllowanceForLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EDGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaRevenue', window );">Business Acquisition, Pro Forma Revenue</a></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionsProFormaRevenue" onclick="toggleNextSibling(this);">$ 64,049,632</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionsProFormaRevenue</span><span></span></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionsProFormaRevenue" onclick="toggleNextSibling(this);">$ 46,521,936</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionsProFormaRevenue</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss', window );">Business Acquisition, Pro Forma Net Income (Loss)</a></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" onclick="toggleNextSibling(this);">$ 1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss</span><span></span></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" onclick="toggleNextSibling(this);">$ 342,683</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic', window );">Business Acquisition, Pro Forma Earnings Per Share, Basic</a></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic</span><span></span></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.03</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted', window );">Business Acquisition, Pro Forma Earnings Per Share, Diluted</a></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted</span><span></span></td>
        <td class="nump"><a title="us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.03</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pro forma basic net income per share for a period as if the business combination or combinations had been completed at the beginning of a period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(2)-(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56956515&amp;loc=d3e1392-128463<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pro forma diluted net income per share for a period as if the business combination or combinations had been completed at the beginning of a period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(2)-(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56956515&amp;loc=d3e1392-128463<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pro forma net Income or Loss for the period as if the business combination or combinations had been completed at the beginning of a period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(2)-(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56956515&amp;loc=d3e1392-128463<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The pro forma revenue for a period as if the business combination or combinations had been completed at the beginning of the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 805<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(2)-(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56956515&amp;loc=d3e1392-128463<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaRevenue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EOVAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Available-for-sale Securities (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost" onclick="toggleNextSibling(this);">$ 7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateAndConstruction', window );">Mortgage loans on real estate and construction</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction" onclick="toggleNextSibling(this);">125,894,443</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction" onclick="toggleNextSibling(this);">120,050,072</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses', window );">Mortgage loans on real estate and construction, allowance for losses</a></td>
        <td class="num"><a title="fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" onclick="toggleNextSibling(this);">(1,902,396)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses</span><span></span></td>
        <td class="num"><a title="fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" onclick="toggleNextSibling(this);">(2,003,055)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateInvestments', window );">Real estate held for investment, net of depreciation</a></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestments" onclick="toggleNextSibling(this);">113,025,790</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestments" onclick="toggleNextSibling(this);">111,411,351</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansHeldForSalePolicyLoans', window );">Loans held for sale policy loans</a></td>
        <td class="nump"><a title="fil_LoansHeldForSalePolicyLoans" onclick="toggleNextSibling(this);">7,187,804</a><span style="display:none;white-space:normal;text-align:left;">fil_LoansHeldForSalePolicyLoans</span><span></span></td>
        <td class="nump"><a title="fil_LoansHeldForSalePolicyLoans" onclick="toggleNextSibling(this);">7,011,012</a><span style="display:none;white-space:normal;text-align:left;">fil_LoansHeldForSalePolicyLoans</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleOther', window );">Disposal Group, Including Discontinued Operation, Other Loans</a></td>
        <td class="nump"><a title="us-gaap_LoansHeldForSaleOther" onclick="toggleNextSibling(this);">32,809,669</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansHeldForSaleOther</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansHeldForSaleOther" onclick="toggleNextSibling(this);">27,807,829</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansHeldForSaleOther</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts', window );">Loans held for sale allowance for doubtful accounts</a></td>
        <td class="num"><a title="fil_LoansHeldForSaleAllowanceForDoubtfulAccounts" onclick="toggleNextSibling(this);">(813,223)</a><span style="display:none;white-space:normal;text-align:left;">fil_LoansHeldForSaleAllowanceForDoubtfulAccounts</span><span></span></td>
        <td class="num"><a title="fil_LoansHeldForSaleAllowanceForDoubtfulAccounts" onclick="toggleNextSibling(this);">(693,413)</a><span style="display:none;white-space:normal;text-align:left;">fil_LoansHeldForSaleAllowanceForDoubtfulAccounts</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNet', window );">Disposal Group, Including Discontinued Operation, Loans Receivable, Net</a></td>
        <td class="nump"><a title="us-gaap_LoansReceivableHeldForSaleNet" onclick="toggleNextSibling(this);">39,184,250</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansReceivableHeldForSaleNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansReceivableHeldForSaleNet" onclick="toggleNextSibling(this);">34,125,428</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansReceivableHeldForSaleNet</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ShortTermInvestmentsAtAmortizedCost', window );">Short-term investments at amortized cost</a></td>
        <td class="nump"><a title="fil_ShortTermInvestmentsAtAmortizedCost" onclick="toggleNextSibling(this);">20,620,236</a><span style="display:none;white-space:normal;text-align:left;">fil_ShortTermInvestmentsAtAmortizedCost</span><span></span></td>
        <td class="nump"><a title="fil_ShortTermInvestmentsAtAmortizedCost" onclick="toggleNextSibling(this);">27,059,495</a><span style="display:none;white-space:normal;text-align:left;">fil_ShortTermInvestmentsAtAmortizedCost</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateAndConstruction', window );">Mortgage loans on real estate and construction</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">52,045,350</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,592,433</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateAndConstruction', window );">Mortgage loans on real estate and construction</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,684,359</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">33,071,938</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansOnRealEstateAndConstruction', window );">Mortgage loans on real estate and construction</a></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoansOnRealEstateAndConstruction[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansOnRealEstateAndConstruction<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember', window );">Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember]" onclick="toggleNextSibling(this);">7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CommonStockMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember]" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CommonStockMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember', window );">Industrial, miscellaneous and all other equity securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">7,179,010</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump"><a title="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">298,891</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">393,873</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="num"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">(1,010,614)</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
        <td class="num"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">(820,133)</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember', window );">Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">7,179,010</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump"><a title="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">298,891</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">393,873</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="num"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">(1,010,614)</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="num"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">(820,133)</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">$ 6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">$ 6,752,750</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AvailableForSaleSecuritiesEstimatedFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoansHeldForSaleAllowanceForDoubtfulAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LoansHeldForSaleAllowanceForDoubtfulAccounts</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoansHeldForSalePolicyLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LoansHeldForSalePolicyLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansOnRealEstateAndConstruction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansOnRealEstateAndConstruction</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ShortTermInvestmentsAtAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ShortTermInvestmentsAtAmortizedCost</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount classified as other loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LoansHeldForSaleOther</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount classified as loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of real estate investments, net of accumulated depreciation, which may include the following: (1) land available-for-sale; (2) land available-for-development; (3) investments in building and building improvements; (4) tenant allowances; (5) developments in-process; (6) rental properties; (7) other real estate investments; (8) real estate joint ventures; and (9) unconsolidated real estate and other joint ventures not separately presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RealEstateInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses', window );">Schedule of loan loss reserve which is included in other liabilities and accrued expenses</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="28%" valign="bottom" style='width:28.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of March 31 2015</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="28%" valign="bottom" style='width:28.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of December 31 2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, beginning of period</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,718,150 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,506,532 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Provisions for losses</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 666,739 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,053,403 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Charge-offs</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (173,106)</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (6,841,785)</p> </td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, end of period</p> </td> <td width="28%" valign="bottom" style='width:28.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,211,783 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="28%" valign="bottom" style='width:28.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,718,150 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpenses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	word-wrap: break-word;
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EYKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments', window );">Fair Value of Asset Derivatives, Interest rate lock and forward sales commitments</a></td>
        <td class="nump"><a title="fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments" onclick="toggleNextSibling(this);">$ 5,002,929</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments" onclick="toggleNextSibling(this);">$ 2,111,529</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments', window );">Fair Value of Liability Derivatives, Interest rate lock and forward sales commitments</a></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments" onclick="toggleNextSibling(this);">585,187</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments" onclick="toggleNextSibling(this);">181,678</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfLiabilityDerivativesCallOptions', window );">Fair Value of Liability Derivatives, Call Options</a></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesCallOptions" onclick="toggleNextSibling(this);">37,476</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesCallOptions</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesCallOptions" onclick="toggleNextSibling(this);">116,036</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesCallOptions</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfLiabilityDerivativesPutOptions', window );">Fair Value of Liability Derivatives, Put Options</a></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesPutOptions" onclick="toggleNextSibling(this);">40,727</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesPutOptions</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesPutOptions" onclick="toggleNextSibling(this);">11,867</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesPutOptions</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfLiabilityDerivativesInterestRateSwaps', window );">Fair Value of Liability Derivatives, Interest Rate Swaps</a></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesInterestRateSwaps" onclick="toggleNextSibling(this);">27,419</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesInterestRateSwaps</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesInterestRateSwaps" onclick="toggleNextSibling(this);">31,370</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesInterestRateSwaps</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfAssetDerivativesTotal', window );">Fair Value of Asset Derivatives, Total</a></td>
        <td class="nump"><a title="fil_FairValueOfAssetDerivativesTotal" onclick="toggleNextSibling(this);">5,002,929</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfAssetDerivativesTotal</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfAssetDerivativesTotal" onclick="toggleNextSibling(this);">2,111,529</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfAssetDerivativesTotal</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfLiabilityDerivativesTotal', window );">Fair Value of Liability Derivatives, Total</a></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesTotal" onclick="toggleNextSibling(this);">$ 690,809</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesTotal</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfLiabilityDerivativesTotal" onclick="toggleNextSibling(this);">$ 340,951</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfLiabilityDerivativesTotal</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfAssetDerivativesInterestRateLockAndForwardSalesCommitments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfAssetDerivativesTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfAssetDerivativesTotal</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfLiabilityDerivativesCallOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfLiabilityDerivativesCallOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfLiabilityDerivativesInterestRateLockAndForwardSalesCommitments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfLiabilityDerivativesInterestRateSwaps">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfLiabilityDerivativesInterestRateSwaps</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfLiabilityDerivativesPutOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfLiabilityDerivativesPutOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfLiabilityDerivativesTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfLiabilityDerivativesTotal</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EO3BI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of aging of mortgage loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod" onclick="toggleNextSibling(this);">$ 127,796,839</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod" onclick="toggleNextSibling(this);">$ 122,053,127</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansAllowanceForLoanLosses', window );">Mortgage Loans, Allowance for Loan Losses</a></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses" onclick="toggleNextSibling(this);">(1,902,396)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses" onclick="toggleNextSibling(this);">(2,003,055)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetMortgageLoans', window );">Net Mortgage Loans</a></td>
        <td class="nump"><a title="fil_NetMortgageLoans" onclick="toggleNextSibling(this);">125,894,443</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_NetMortgageLoans" onclick="toggleNextSibling(this);">120,050,072</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansAllowanceForLoanLosses', window );">Mortgage Loans, Allowance for Loan Losses</a></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">(187,129)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">(187,129)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetMortgageLoans', window );">Net Mortgage Loans</a></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">45,880,001</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,201,627</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">52,045,350</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,592,433</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansAllowanceForLoanLosses', window );">Mortgage Loans, Allowance for Loan Losses</a></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">(1,615,153)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">(1,715,812)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetMortgageLoans', window );">Net Mortgage Loans</a></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">50,430,197</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">51,876,621</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,684,359</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">33,071,938</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansAllowanceForLoanLosses', window );">Mortgage Loans, Allowance for Loan Losses</a></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">(100,114)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num"><a title="fil_MortgageLoansAllowanceForLoanLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">(100,114)</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansAllowanceForLoanLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetMortgageLoans', window );">Net Mortgage Loans</a></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,584,245</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_NetMortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">32,971,824</a><span style="display:none;white-space:normal;text-align:left;">fil_NetMortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember', window );">Past due 30 to 59 days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember]" onclick="toggleNextSibling(this);">1,092,140</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue30To59DaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember]" onclick="toggleNextSibling(this);">1,631,142</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue30To59DaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember', window );">Past due 30 to 59 days | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,092,140</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue30To59DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,631,142</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue30To59DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember', window );">Past due 60 to 89 days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember]" onclick="toggleNextSibling(this);">1,004,736</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember]" onclick="toggleNextSibling(this);">1,174,516</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember', window );">Past due 60 to 89 days | Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">272,934</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember', window );">Past due 60 to 89 days | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">706,753</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,174,516</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember', window );">Past due 60 to 89 days | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">25,049</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue60To89DaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember', window );">Past due 90 or more days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember]" onclick="toggleNextSibling(this);">4,172,726</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember]" onclick="toggleNextSibling(this);">5,529,796</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember', window );">Past due 90 or more days | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">4,107,831</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">5,464,901</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember', window );">Past due 90 or more days | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">64,895</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">64,895</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_PastDue90OrMoreDaysMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_InForeclosureMember', window );">In Foreclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_InForeclosureMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_InForeclosureMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_InForeclosureMember]" onclick="toggleNextSibling(this);">1,970,681</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_InForeclosureMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_InForeclosureMember', window );">In Foreclosure | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_InForeclosureMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_InForeclosureMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_InForeclosureMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_InForeclosureMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_InForeclosureMember', window );">In Foreclosure | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_InForeclosureMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_InForeclosureMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_TotalPastDueMember', window );">Total Past Due</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember]" onclick="toggleNextSibling(this);">8,814,333</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember]" onclick="toggleNextSibling(this);">10,306,135</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_TotalPastDueMember', window );">Total Past Due | Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">272,934</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_TotalPastDueMember', window );">Total Past Due | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">8,451,455</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">9,826,741</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_TotalPastDueMember', window );">Total Past Due | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">89,944</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_TotalPastDueMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">479,394</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_TotalPastDueMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_CurrentMember', window );">Current</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember]" onclick="toggleNextSibling(this);">118,982,506</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember]" onclick="toggleNextSibling(this);">111,746,992</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_CurrentMember', window );">Current | Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">45,794,196</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_CurrentMember', window );">Current | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">43,593,895</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">43,765,692</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AgingOfLoansAxis=fil_CurrentMember', window );">Current | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansDuringPeriod', window );">Mortgage Loans during period</a></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 29,594,415</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump"><a title="fil_MortgageLoansDuringPeriod[fil_AgingOfLoansAxis=fil_CurrentMember;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 32,592,544</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansDuringPeriod<br>/ fil_AgingOfLoansAxis<br>= fil_CurrentMember<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">There was not any interest income recognized on loans past due greater than 90 days or in foreclosure.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansAllowanceForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansAllowanceForLoanLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansDuringPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansDuringPeriod</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NetMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_NetMortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_CurrentMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_CurrentMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_InForeclosureMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_InForeclosureMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_PastDue30To59DaysMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_PastDue60To89DaysMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_PastDue90OrMoreDaysMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AgingOfLoansAxis=fil_TotalPastDueMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AgingOfLoansAxis=fil_TotalPastDueMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E6F">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>10) Reinsurance, Commitments and Contingencies: Other Contingencies and Commitments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CommitmentsToFundNewResidentialConstructionLoans', window );">Commitments to fund new residential construction loans</a></td>
        <td class="nump"><a title="fil_CommitmentsToFundNewResidentialConstructionLoans" onclick="toggleNextSibling(this);">$ 40,835,000</a><span style="display:none;white-space:normal;text-align:left;">fil_CommitmentsToFundNewResidentialConstructionLoans</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CommitmentsToFundNewResidentialConstructionLoansFunded', window );">Commitments to fund new residential construction loans funded</a></td>
        <td class="nump"><a title="fil_CommitmentsToFundNewResidentialConstructionLoansFunded" onclick="toggleNextSibling(this);">$ 29,684,000</a><span style="display:none;white-space:normal;text-align:left;">fil_CommitmentsToFundNewResidentialConstructionLoansFunded</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CommitmentsToFundNewResidentialConstructionLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CommitmentsToFundNewResidentialConstructionLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CommitmentsToFundNewResidentialConstructionLoansFunded">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CommitmentsToFundNewResidentialConstructionLoansFunded</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E1IAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear', window );">Balance before valuation allowance at beginning of year</a></td>
        <td class="nump"><a title="fil_BalanceBeforeValuationAllowanceAtBeginningOfYear" onclick="toggleNextSibling(this);">$ 7,834,747</a><span style="display:none;white-space:normal;text-align:left;">fil_BalanceBeforeValuationAllowanceAtBeginningOfYear</span><span></span></td>
        <td class="nump"><a title="fil_BalanceBeforeValuationAllowanceAtBeginningOfYear" onclick="toggleNextSibling(this);">$ 4,844,101</a><span style="display:none;white-space:normal;text-align:left;">fil_BalanceBeforeValuationAllowanceAtBeginningOfYear</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MsrsProceedsFromLoanSales', window );">MSRs proceeds from loan sales</a></td>
        <td class="nump"><a title="fil_MsrsProceedsFromLoanSales" onclick="toggleNextSibling(this);">987,707</a><span style="display:none;white-space:normal;text-align:left;">fil_MsrsProceedsFromLoanSales</span><span></span></td>
        <td class="nump"><a title="fil_MsrsProceedsFromLoanSales" onclick="toggleNextSibling(this);">3,741,381</a><span style="display:none;white-space:normal;text-align:left;">fil_MsrsProceedsFromLoanSales</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Amortization', window );">Amortization</a></td>
        <td class="num"><a title="fil_Amortization" onclick="toggleNextSibling(this);">(259,966)</a><span style="display:none;white-space:normal;text-align:left;">fil_Amortization</span><span></span></td>
        <td class="num"><a title="fil_Amortization" onclick="toggleNextSibling(this);">(750,735)</a><span style="display:none;white-space:normal;text-align:left;">fil_Amortization</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BalanceBeforeValuationAllowanceAtYearEnd', window );">Balance before valuation allowance at year end</a></td>
        <td class="nump"><a title="fil_BalanceBeforeValuationAllowanceAtYearEnd" onclick="toggleNextSibling(this);">8,562,488</a><span style="display:none;white-space:normal;text-align:left;">fil_BalanceBeforeValuationAllowanceAtYearEnd</span><span></span></td>
        <td class="nump"><a title="fil_BalanceBeforeValuationAllowanceAtYearEnd" onclick="toggleNextSibling(this);">7,834,747</a><span style="display:none;white-space:normal;text-align:left;">fil_BalanceBeforeValuationAllowanceAtYearEnd</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageServicingRightsNet', window );">Mortgage servicing rights, net</a></td>
        <td class="nump"><a title="fil_MortgageServicingRightsNet" onclick="toggleNextSibling(this);">8,562,488</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRightsNet</span><span></span></td>
        <td class="nump"><a title="fil_MortgageServicingRightsNet" onclick="toggleNextSibling(this);">7,834,747</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRightsNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfMsrsAtEndOfPeriod', window );">Estimated fair value of MSRs at end of period</a></td>
        <td class="nump"><a title="fil_EstimatedFairValueOfMsrsAtEndOfPeriod" onclick="toggleNextSibling(this);">$ 8,926,200</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValueOfMsrsAtEndOfPeriod</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValueOfMsrsAtEndOfPeriod" onclick="toggleNextSibling(this);">$ 8,485,570</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValueOfMsrsAtEndOfPeriod</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Amortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Amortization</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_BalanceBeforeValuationAllowanceAtBeginningOfYear">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_BalanceBeforeValuationAllowanceAtBeginningOfYear</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_BalanceBeforeValuationAllowanceAtYearEnd">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_BalanceBeforeValuationAllowanceAtYearEnd</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EstimatedFairValueOfMsrsAtEndOfPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_EstimatedFairValueOfMsrsAtEndOfPeriod</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageServicingRightsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageServicingRightsNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MsrsProceedsFromLoanSales">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MsrsProceedsFromLoanSales</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EEEAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="num"><a title="fil_CarryingValue" onclick="toggleNextSibling(this);">$ (29,410,570)</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue</span><span></span></td>
        <td class="num"><a title="fil_CarryingValue" onclick="toggleNextSibling(this);">$ (28,989,008)</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="num"><a title="fil_EstimatedFairValue" onclick="toggleNextSibling(this);">(29,410,570)</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue</span><span></span></td>
        <td class="num"><a title="fil_EstimatedFairValue" onclick="toggleNextSibling(this);">(28,989,008)</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">50,430,197</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">51,876,621</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,693,961</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">55,247,638</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,584,245</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">32,971,824</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,584,245</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">32,971,824</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">45,880,001</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,201,627</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">47,829,817</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">36,829,266</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member', window );">MortgageLoansNet1Member</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">125,894,443</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">120,050,072</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">131,108,023</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">125,048,728</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember', window );">PolicyLoanMember</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,187,804</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,011,012</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,187,804</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,011,012</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember', window );">OtherLoansMember</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">31,996,446</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">27,114,416</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">31,996,446</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">27,114,416</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member', window );">ShortTermInvestments1Member</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CarryingValue', window );">Carrying Value</a></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">20,620,236</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
        <td class="nump"><a title="fil_CarryingValue[us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">27,059,495</a><span style="display:none;white-space:normal;text-align:left;">fil_CarryingValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">20,620,236</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">27,059,495</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="num"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(29,410,570)</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(28,989,008)</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,693,961</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">55,247,638</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,584,245</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">32,971,824</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">47,829,817</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">36,829,266</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | MortgageLoansNet1Member</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">131,108,023</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member]" onclick="toggleNextSibling(this);">125,048,728</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_MortgageLoansNet1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | PolicyLoanMember</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,187,804</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember]" onclick="toggleNextSibling(this);">7,011,012</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_PolicyLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | OtherLoansMember</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">31,996,446</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember]" onclick="toggleNextSibling(this);">27,114,416</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_OtherLoansMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 | ShortTermInvestments1Member</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValue', window );">Estimated Fair Value</a></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">$ 20,620,236</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
        <td class="nump"><a title="fil_EstimatedFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member;us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member]" onclick="toggleNextSibling(this);">$ 27,059,495</a><span style="display:none;white-space:normal;text-align:left;">fil_EstimatedFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ShortTermInvestments1Member</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CarryingValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_EstimatedFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_MortgageLoansNet1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_OtherLoansMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_PolicyLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ShortTermInvestments1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EKCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Investments Classified by Contractual Maturity Date (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_HeldtomaturitySecuritiesMember', window );">Held-to-maturity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="42%" valign="top" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost&nbsp;&nbsp;&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Held to Maturity:</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="top" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="top" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2015</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,816,196 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,880,262 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2016 through 2019</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,339,908 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,890,422 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2020 through 2024</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 25,469,059 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 28,347,845 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due after 2024</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 66,174,756 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 76,349,947 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,859,088 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,170,601 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 647,960 </p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total held to maturity</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 133,271,030 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,287,037 </p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AvailableforsaleSecuritiesMember', window );">Available-for-sale Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="48%" valign="top" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="20%" valign="top" style='width:20.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Amortized Cost </p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="23%" valign="top" style='width:23.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Estimated Fair Value </p> </td> </tr> <tr style='height:12.75pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Available for Sale:</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="23%" valign="top" style='width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="bottom" style='width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 7,095,225 </p> </td> <td width="3%" valign="bottom" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="23%" valign="bottom" style='width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:13.5pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total available for sale</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="20%" valign="bottom" style='width:20.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 7,095,225 </p> </td> <td width="3%" valign="bottom" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="23%" valign="bottom" style='width:23.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AvailableforsaleSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AvailableforsaleSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_HeldtomaturitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_HeldtomaturitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ECQAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Investments Classified by Contractual Maturity Date (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" onclick="toggleNextSibling(this);">$ 133,271,030</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" onclick="toggleNextSibling(this);">$ 135,018,347</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">150,287,037</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">150,757,375</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost" onclick="toggleNextSibling(this);">7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">3,859,088</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,263,206</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,170,601</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,556,693</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember', window );">Redeemable Preferred Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">612,023</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">612,023</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">647,960</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">634,055</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember', window );">Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesAmortizedCost[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember]" onclick="toggleNextSibling(this);">7,095,225</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesAmortizedCost<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CommonStockMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEstimatedFairValue', window );">AvailableForSaleSecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember]" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CommonStockMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ContractualMaturityAxis=fil_DueIn2015Member', window );">Due in 2015</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[fil_ContractualMaturityAxis=fil_DueIn2015Member]" onclick="toggleNextSibling(this);">3,816,196</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2015Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[fil_ContractualMaturityAxis=fil_DueIn2015Member]" onclick="toggleNextSibling(this);">3,880,262</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2015Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ContractualMaturityAxis=fil_DueIn2016Through2019Member', window );">Due in 2016 through 2019</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[fil_ContractualMaturityAxis=fil_DueIn2016Through2019Member]" onclick="toggleNextSibling(this);">33,339,908</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2016Through2019Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[fil_ContractualMaturityAxis=fil_DueIn2016Through2019Member]" onclick="toggleNextSibling(this);">36,890,422</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2016Through2019Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ContractualMaturityAxis=fil_DueIn2020Through2024Member', window );">Due in 2020 through 2024</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[fil_ContractualMaturityAxis=fil_DueIn2020Through2024Member]" onclick="toggleNextSibling(this);">25,469,059</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2020Through2024Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[fil_ContractualMaturityAxis=fil_DueIn2020Through2024Member]" onclick="toggleNextSibling(this);">28,347,845</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ fil_ContractualMaturityAxis<br>= fil_DueIn2020Through2024Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ContractualMaturityAxis=fil_DueAfter2024Member', window );">Due after 2024</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[fil_ContractualMaturityAxis=fil_DueAfter2024Member]" onclick="toggleNextSibling(this);">66,174,756</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ fil_ContractualMaturityAxis<br>= fil_DueAfter2024Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[fil_ContractualMaturityAxis=fil_DueAfter2024Member]" onclick="toggleNextSibling(this);">$ 76,349,947</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ fil_ContractualMaturityAxis<br>= fil_DueAfter2024Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AvailableForSaleSecuritiesEstimatedFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_HeldToMaturitySecuritiesEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_HeldToMaturitySecuritiesEstimatedFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ContractualMaturityAxis=fil_DueAfter2024Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ContractualMaturityAxis=fil_DueAfter2024Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ContractualMaturityAxis=fil_DueIn2015Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ContractualMaturityAxis=fil_DueIn2015Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ContractualMaturityAxis=fil_DueIn2016Through2019Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ContractualMaturityAxis=fil_DueIn2016Through2019Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ContractualMaturityAxis=fil_DueIn2020Through2024Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ContractualMaturityAxis=fil_DueIn2020Through2024Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommonStockMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfGainsAndLossesOnDerivatives', window );">Schedule of Gains and Losses on Derivatives</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:26.25pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Net Amount Gain (Loss) Recognized in OCI</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>Derivative - Cash Flow Hedging Relationships:</u></p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Lock Commitments</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,487,891 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 449,263 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Swaps</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,951 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,852 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Sub Total</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,491,842 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 456,115 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Tax Effect</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 971,819 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 177,885 </p> </td> </tr> <tr style='height:13.5pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,520,023 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 278,230 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfGainsAndLossesOnDerivatives">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfGainsAndLossesOnDerivatives</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ECEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>10) Reinsurance, Commitments and Contingencies (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AmountsAccruedForLoanLosses', window );">Amounts accrued for loan losses</a></td>
        <td class="nump"><a title="fil_AmountsAccruedForLoanLosses" onclick="toggleNextSibling(this);">$ 667,000</a><span style="display:none;white-space:normal;text-align:left;">fil_AmountsAccruedForLoanLosses</span><span></span></td>
        <td class="nump"><a title="fil_AmountsAccruedForLoanLosses" onclick="toggleNextSibling(this);">$ 372,000</a><span style="display:none;white-space:normal;text-align:left;">fil_AmountsAccruedForLoanLosses</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims', window );">Funds reserved and accrued to settle investor related claims</a></td>
        <td class="nump"><a title="fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims" onclick="toggleNextSibling(this);">$ 2,212,000</a><span style="display:none;white-space:normal;text-align:left;">fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims" onclick="toggleNextSibling(this);">$ 1,718,000</a><span style="display:none;white-space:normal;text-align:left;">fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AmountsAccruedForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AmountsAccruedForLoanLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FundsReservedAndAccruedToSettleInvestorRelatedClaims</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EKCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member', window );">As of September 30, 2014</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:51.0pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:13.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:5.45pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,791 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,791 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 654,458 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 654,458 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> </tr> <tr style='height:26.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 12,756,680 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,753,751 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> </tr> <tr style='height:5.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> </tr> <tr style='height:25.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a&#160; recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (68,843,240)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (68,843,240)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - call options</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (37,476)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (37,476)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:35.85pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - put options</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (40,727)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (40,727)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (585,187)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (585,187)</p> </td> </tr> <tr style='height:26.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (121,051,025)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(78,203)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (120,972,822)</p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member', window );">AsOfDecember312014Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:65.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:15.0pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;- </p> </td> </tr> <tr style='height:6.0pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,202 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,202 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 695,235 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 695,235 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 10,274,716 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,163,187 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (65,540,985)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; - call options</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (116,036)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (116,036)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - put options</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,867)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,867)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; - interest rate lock commitment</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (181,678)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (181,678)</p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (111,192,635)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (127,903)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (111,064,732)</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19190-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EOBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Net carrying amount of held to maturity securities (Details) (Categories of Investments, Marketable Securities, Held-to-maturity Securities, USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top">
          <div class="a">Categories of Investments, Marketable Securities, Held-to-maturity Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetCarryingAmountForSalesOfSecurities', window );">Net carrying amount for sales of securities</a></td>
        <td class="nump"><a title="fil_NetCarryingAmountForSalesOfSecurities[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">$ 257,962</a><span style="display:none;white-space:normal;text-align:left;">fil_NetCarryingAmountForSalesOfSecurities<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NetRealizedGainRelatedToSalesOfSecurities', window );">Net realized gain related to sales of securities</a></td>
        <td class="nump"><a title="fil_NetRealizedGainRelatedToSalesOfSecurities[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">$ 8,962</a><span style="display:none;white-space:normal;text-align:left;">fil_NetRealizedGainRelatedToSalesOfSecurities<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NetCarryingAmountForSalesOfSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_NetCarryingAmountForSalesOfSecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NetRealizedGainRelatedToSalesOfSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_NetRealizedGainRelatedToSalesOfSecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ENVAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RevenueFromCustomers', window );">Revenue from customers</a></td>
        <td class="nump"><a title="fil_RevenueFromCustomers" onclick="toggleNextSibling(this);">$ 64,049,632</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers</span><span></span></td>
        <td class="nump"><a title="fil_RevenueFromCustomers" onclick="toggleNextSibling(this);">$ 45,053,276</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1', window );">SegmentReportingInformationIncomeLossBeforeIncomeTaxes</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1" onclick="toggleNextSibling(this);">2,998,384</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1" onclick="toggleNextSibling(this);">165,987</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IdentifiableAssets', window );">Identifiable Assets</a></td>
        <td class="nump"><a title="fil_IdentifiableAssets" onclick="toggleNextSibling(this);">701,778,191</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets</span><span></span></td>
        <td class="nump"><a title="fil_IdentifiableAssets" onclick="toggleNextSibling(this);">626,740,327</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump"><a title="us-gaap_Goodwill" onclick="toggleNextSibling(this);">2,765,570</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill</span><span></span></td>
        <td class="nump"><a title="us-gaap_Goodwill" onclick="toggleNextSibling(this);">677,039</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill</span><span></span></td>
        <td class="nump"><a title="us-gaap_Goodwill" onclick="toggleNextSibling(this);">2,765,570</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember', window );">Life Insurance Segment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RevenueFromCustomers', window );">Revenue from customers</a></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">20,985,500</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">18,472,816</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIntersegmentRevenue1', window );">SegmentReportingInformationIntersegmentRevenue</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">2,818,867</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">2,061,720</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1', window );">SegmentReportingInformationIncomeLossBeforeIncomeTaxes</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">1,403,851</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">1,331,469</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IdentifiableAssets', window );">Identifiable Assets</a></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">677,059,957</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">604,260,546</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump"><a title="us-gaap_Goodwill[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">2,765,570</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_Goodwill[us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember]" onclick="toggleNextSibling(this);">391,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_LifeInsuranceSegmentMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember', window );">Cemetery and Mortuary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RevenueFromCustomers', window );">Revenue from customers</a></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">3,098,238</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">3,040,568</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIntersegmentRevenue1', window );">SegmentReportingInformationIntersegmentRevenue</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">311,998</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">336,298</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1', window );">SegmentReportingInformationIncomeLossBeforeIncomeTaxes</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">409,175</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">182,778</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IdentifiableAssets', window );">Identifiable Assets</a></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">104,778,721</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">108,627,471</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_Goodwill[us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember]" onclick="toggleNextSibling(this);">285,191</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_CemeteryAndMortuaryMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember', window );">Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RevenueFromCustomers', window );">Revenue from customers</a></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">39,965,894</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_RevenueFromCustomers[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">23,539,892</a><span style="display:none;white-space:normal;text-align:left;">fil_RevenueFromCustomers<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIntersegmentRevenue1', window );">SegmentReportingInformationIntersegmentRevenue</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">88,487</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">164,146</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1', window );">SegmentReportingInformationIncomeLossBeforeIncomeTaxes</a></td>
        <td class="nump"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">1,185,358</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="num"><a title="fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">(1,348,260)</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IdentifiableAssets', window );">Identifiable Assets</a></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">62,765,551</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember]" onclick="toggleNextSibling(this);">49,375,595</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= fil_MortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember', window );">Significant Reconciling Items</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SegmentReportingInformationIntersegmentRevenue1', window );">SegmentReportingInformationIntersegmentRevenue</a></td>
        <td class="num"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember]" onclick="toggleNextSibling(this);">(3,219,352)</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_MaterialReconcilingItemsMember</span><span></span></td>
        <td class="num"><a title="fil_SegmentReportingInformationIntersegmentRevenue1[us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember]" onclick="toggleNextSibling(this);">(2,562,164)</a><span style="display:none;white-space:normal;text-align:left;">fil_SegmentReportingInformationIntersegmentRevenue1<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_MaterialReconcilingItemsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IdentifiableAssets', window );">Identifiable Assets</a></td>
        <td class="num"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember]" onclick="toggleNextSibling(this);">$ (142,826,038)</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_MaterialReconcilingItemsMember</span><span></span></td>
        <td class="num"><a title="fil_IdentifiableAssets[us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember]" onclick="toggleNextSibling(this);">$ (135,523,285)</a><span style="display:none;white-space:normal;text-align:left;">fil_IdentifiableAssets<br>/ us-gaap_StatementBusinessSegmentsAxis<br>= us-gaap_MaterialReconcilingItemsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_IdentifiableAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_IdentifiableAssets</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RevenueFromCustomers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_RevenueFromCustomers</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_SegmentReportingInformationIncomeLossBeforeIncomeTaxes1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SegmentReportingInformationIntersegmentRevenue1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_SegmentReportingInformationIntersegmentRevenue1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Goodwill</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fil_CemeteryAndMortuaryMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fil_MortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=us-gaap_LifeInsuranceSegmentMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=us-gaap_MaterialReconcilingItemsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EVLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Mortgage loans on a nonaccrual status (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</a></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" onclick="toggleNextSibling(this);">$ 6,717,457</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" onclick="toggleNextSibling(this);">$ 7,500,477</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</a></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">6,652,562</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">7,021,083</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</a></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 64,895</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 479,394</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E64CI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Unrealized Loss on Investments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" onclick="toggleNextSibling(this);">$ 834,880</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" onclick="toggleNextSibling(this);">$ 997,529</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" onclick="toggleNextSibling(this);">3,054,013</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" onclick="toggleNextSibling(this);">2,839,131</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">US States and Political Subdivisions Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">4,322</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">5,278</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">830,091</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">980,357</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">467</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">11,894</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember', window );">Industrial, miscellaneous and all other equity securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">1,010,614</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember]" onclick="toggleNextSibling(this);">820,133</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember', window );">Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">1,010,614</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">820,133</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">566,777</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">552,276</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">24</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">22</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity Securities, Fair Value</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">9,346,785</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">7,081,352</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">2,444,324</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure[fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">2,162,425</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months | Corporate Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">566,310</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">548,310</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">23</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">21</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months | Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">467</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">3,966</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">1</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">1</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months | U.S. Treasury Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_USTreasurySecurities1Member;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">0</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_USTreasurySecurities1Member<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months | Industrial, miscellaneous and all other equity securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">158</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">138</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">461,641</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">327,389</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember', window );">Less than 12 months | Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">158</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">138</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">461,641</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_LessThan12MonthsMember]" onclick="toggleNextSibling(this);">327,389</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_LessThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">268,103</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">445,253</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">11</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">13</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity Securities, Fair Value</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">2,522,624</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">2,777,587</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">609,689</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure[fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">676,706</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | US States and Political Subdivisions Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">4,322</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">1</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | Corporate Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">263,781</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">432,047</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">10</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">11</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">7,928</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">1</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | U.S. Treasury Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_USTreasurySecurities1Member;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">5,278</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_USTreasurySecurities1Member<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_USTreasurySecurities1Member;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">1</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_USTreasurySecurities1Member<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | Industrial, miscellaneous and all other equity securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">28</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">27</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">548,973</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">492,744</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember', window );">More than 12 months | Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NoOfInvestmentPositions', window );">No. of Investment Positions</a></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">28</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_NoOfInvestmentPositions[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">27</a><span style="display:none;white-space:normal;text-align:left;">fil_NoOfInvestmentPositions<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2', window );">AvailableForSaleSecuritiesGrossUnrealizedLosses</a></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">548,973</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
        <td class="nump"><a title="fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember;fil_TimeDurationAxis=fil_MoreThan12MonthsMember]" onclick="toggleNextSibling(this);">492,744</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_MoreThan12MonthsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_TotalMember', window );">Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">834,880</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">997,529</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity Securities, Fair Value</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">11,869,409</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesFairValue[fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">9,858,939</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesFairValue<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_TotalMember', window );">Total | US States and Political Subdivisions Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">4,322</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_TotalMember', window );">Total | Corporate Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">830,091</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">980,357</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_TotalMember', window );">Total | Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">467</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">11,894</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TimeDurationAxis=fil_TotalMember', window );">Total | U.S. Treasury Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_USTreasurySecurities1Member;fil_TimeDurationAxis=fil_TotalMember]" onclick="toggleNextSibling(this);">$ 5,278</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_USTreasurySecurities1Member<br>/ fil_TimeDurationAxis<br>= fil_TotalMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AvailableForSaleSecuritiesGrossUnrealizedLosses2</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NoOfInvestmentPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_NoOfInvestmentPositions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:pureItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TimeDurationAxis=fil_LessThan12MonthsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_TimeDurationAxis=fil_LessThan12MonthsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TimeDurationAxis=fil_MoreThan12MonthsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_TimeDurationAxis=fil_MoreThan12MonthsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TimeDurationAxis=fil_TotalMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_TimeDurationAxis=fil_TotalMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_IndustrialMiscellaneousAndAllOtherEquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>2) Recent Accounting Pronouncements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted', window );">2) Recent Accounting Pronouncements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>2)&#160;&#160;&#160;&#160;&#160; <u>Recent Accounting Pronouncements</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Accounting Standards Update (&#147;ASU&#148;) No. 2014-11: &quot;Transfers and Servicing - Repurchase to Maturity Transactions, Repurchase Financings, and Disclosures (Topic 860)&quot;</font></u><font style='letter-spacing:-.1pt'> &#150; Issued in June 2014, ASU 2014-11 aligns the accounting for repurchase to maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The new authoritative guidance is effective for the first interim or annual period beginning after December 15, 2014. In addition the disclosure of certain transactions accounted for as a sale is effective for the first interim or annual period beginning on or after December 15, 2014, and the disclosure for transactions accounted for as secured borrowings is required for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is prohibited. This new guidance has not and will not have a significant impact on the Company&#146;s results of operations or financial position.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>ASU No. 2014-09: &#147;Revenue from Contracts with Customers (Topic 606)&#148;</font></u><font style='letter-spacing:-.1pt'> - Issued in May 2014, ASU 2014-09 supersedes the revenue recognition requirements in ASC Topic 605, &#147;Revenue Recognition&#148;, and requires entities to recognize revenue in a way that depicts the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Insurance contracts are excluded from the scope of this new guidance. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2016. The Company is in the process of evaluating the potential impact of this standard, which is not expected to be material to the Company&#146;s results of operations or financial position.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>ASU No. 2014-14: &#147;Receivables &#150; Troubled Debt Restructurings by Creditors (Subtopic 310-40)&#148;</font></u><font style='letter-spacing:-.1pt'> - In January 2014, ASU No. 2014-14 amended ASC Topic 310, &quot;Receivables&quot; to reduce diversity by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2014 and did not have a significant impact on the Company&#146;s results of operations or financial position.</font></p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>The Company has reviewed other recent accounting pronouncements and has determined that they will not significantly impact the Company&#146;s results of operations or financial position</font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for a new accounting pronouncement that has been issued but not yet adopted.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 5<br><br> -Subparagraph (SAB TOPIC 11.M)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26874127&amp;loc=d3e31137-122693<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 11<br><br> -Section M<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4IAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoanLossReserve', window );">Loan loss reserve, balance at start of period</a></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 2,211,783</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 1,718,150</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 5,506,532</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoanLossReserveProvisionsForLosses', window );">Loan loss reserve, Provisions for losses</a></td>
        <td class="nump"><a title="fil_LoanLossReserveProvisionsForLosses" onclick="toggleNextSibling(this);">666,739</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserveProvisionsForLosses</span><span></span></td>
        <td class="nump"><a title="fil_LoanLossReserveProvisionsForLosses" onclick="toggleNextSibling(this);">3,053,403</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserveProvisionsForLosses</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoanLossReserveChargeOffs', window );">Loan loss reserve, Charge-offs</a></td>
        <td class="num"><a title="fil_LoanLossReserveChargeOffs" onclick="toggleNextSibling(this);">(173,106)</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserveChargeOffs</span><span></span></td>
        <td class="num"><a title="fil_LoanLossReserveChargeOffs" onclick="toggleNextSibling(this);">(6,841,785)</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserveChargeOffs</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoanLossReserve', window );">Loan loss reserve, balance at end of period</a></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 2,211,783</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 1,718,150</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
        <td class="nump"><a title="fil_LoanLossReserve" onclick="toggleNextSibling(this);">$ 5,506,532</a><span style="display:none;white-space:normal;text-align:left;">fil_LoanLossReserve</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoanLossReserve">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LoanLossReserve</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoanLossReserveChargeOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LoanLossReserveChargeOffs</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoanLossReserveProvisionsForLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LoanLossReserveProvisionsForLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>39
<FILENAME>Financial_Report.xls
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xls
M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O
M;VL-"D-O;G1E;G0M5'EP93H@;75L=&EP87)T+W)E;&%T960[(&)O=6YD87)Y
M/2(M+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D
M,&4P,3=E,3@B#0H-"E1H:7,@9&]C=6UE;G0@:7,@82!3:6YG;&4@1FEL92!7
M96(@4&%G92P@86QS;R!K;F]W;B!A<R!A(%=E8B!!<F-H:79E(&9I;&4N("!)
M9B!Y;W4@87)E('-E96EN9R!T:&ES(&UE<W-A9V4L('EO=7(@8G)O=W-E<B!O
M<B!E9&ET;W(@9&]E<VXG="!S=7!P;W)T(%=E8B!!<F-H:79E(&9I;&5S+B`@
M4&QE87-E(&1O=VYL;V%D(&$@8G)O=W-E<B!T:&%T('-U<'!O<G1S(%=E8B!!
M<F-H:79E+"!S=6-H(&%S($UI8W)O<V]F="!);G1E<FYE="!%>'!L;W)E<BX-
M"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T
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M;V9T+6-O;3IO9F9I8V4Z97AC96PB('AM;&YS/3-$(FAT='`Z+R]W=W<N=S,N
M;W)G+U12+U)%0RUH=&UL-#`B/@T*/&AE860^#0H\;65T82!N86UE/3-$(D5X
M8V5L(%=O<FMB;V]K($9R86UE<V5T(CX-"@T*/&UE=&$@;F%M93TS1%!R;V=)
M9"!C;VYT96YT/3-$17AC96PN4VAE970^#0H\;&EN:R!R96P],T1&:6QE+4QI
M<W0@:')E9CTS1")7;W)K<VAE971S+V9I;&5L:7-T+GAM;"(^#0H-"CPA+2U;
M:68@9W1E(&US;R`Y73X\>&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX
M.D5X8V5L5V]R:W-H965T<SX-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^1&]C=6UE;G1?86YD7T5N=&ET>5]);F9O<FUA=&EO/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0F%L86YC95]3:&5E
M=#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O
M<FMS:&5E=',O4VAE970P,BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE
M970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D)A;&%N
M8V5?4VAE971?4&%R96YT:&5T:6-A;#PO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970P,RYH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/DEN8V]M95]3=&%T96UE;G0\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,#0N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y#;VUP<F5H96YS:79E7TEN8V]M
M95]3=&%T96UE;G0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@
M2%)E9CTS1")7;W)K<VAE971S+U-H965T,#4N:'1M;"(O/@T*("`@/"]X.D5X
M8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z
M3F%M93Y3=&%T96UE;G1S7V]F7U-T;V-K:&]L9&5R<U]%<74\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T,#8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y3=&%T96UE;G1?;V9?0V%S
M:%]&;&]W<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F
M/3-$(E=O<FMS:&5E=',O4VAE970P-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/C%?0F%S:7-?;V9?4')E<V5N=&%T:6]N/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`X+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^,E]296-E;G1?06-C;W5N=&EN9U]0<F]N;W5N
M8V5M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#`Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U])
M;G9E<W1M96YT<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,"YH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/C1?4W1O8VMB87-E9%]#;VUP96YS871I;VX\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3$N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93XU7T5A<FYI;F=S7U!E<E]3:&%R93PO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970Q,BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C9?0G5S:6YE
M<W-?4V5G;65N=',\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@
M2%)E9CTS1")7;W)K<VAE971S+U-H965T,3,N:'1M;"(O/@T*("`@/"]X.D5X
M8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z
M3F%M93XW7T9A:7)?5F%L=65?;V9?1FEN86YC:6%L7TEN<W0\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T,30N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XX7T%L;&]W86YC95]&;W)?
M1&]U8G1F=6Q?06-C;W4\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,34N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93XY7T1E<FEV871I=F5?0V]M;6ET;65N=',\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,38N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC
M96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XQ,%]296EN<W5R86YC95]#;VUM
M:71M96YT<U]A;F0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@
M2%)E9CTS1")7;W)K<VAE971S+U-H965T,3<N:'1M;"(O/@T*("`@/"]X.D5X
M8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z
M3F%M93XQ,5]-;W)T9V%G95]397)V:6-I;F=?4FEG:'1S/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#$X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,3)?365R9V5R<U]!8W%U:7-I
M=&EO;G-?86YD7T1I/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#$Y+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^,5]"87-I<U]O9E]0<F5S96YT871I;VY?06-C;W5N/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#(P+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,5]"87-I<U]O9E]0<F5S
M96YT871I;VY?57-E7V]F/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#(Q+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^,U]);G9E<W1M96YT<U](96QD=&]M871U<FET>5]3/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#(R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT
M<U]!=F%I;&%B;&5F;W)S86QE/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#(S+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]O9E]5;G)E/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#(T+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M
M96YT<U]);G9E<W1M96YT<U]#;&%S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#(U+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]'86EN7TQO<W-?;VY?26YV
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#(V+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E
M<W1M96YT<U]38VAE9'5L95]O9E]-86IO/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#(W+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]O9E]!
M;&QO/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#(X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U])
M;G9E<W1M96YT<U]38VAE9'5L95]O9E]A9VEN/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#(Y+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]O
M9E]);7!A/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#,P+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^
M,U]);G9E<W1M96YT<U]38VAE9'5L95]/9E]#<F5D/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,Q
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]38VAE9'5L
M95]O9E]-;W)T/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#,R+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]O9E]L;V%N/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#,S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^-%]3=&]C:V)A<V5D7T-O;7!E
M;G-A=&EO;E]38VAE/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#,T+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^-5]%87)N:6YG<U]097)?4VAA<F5?4V-H961U;&5?/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#,U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^-E]"=7-I;F5S<U]396=M
M96YT<U]38VAE9'5L95]O/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,V+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^-U]&86ER7U9A;'5E7V]F7T9I;F%N8VEA;%]);G-T,3PO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970S-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C=?1F%I<E]686QU
M95]O9E]&:6YA;F-I86Q?26YS=#(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,S@N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93XW7T9A:7)?5F%L=65?;V9?1FEN86YC:6%L7TEN<W0S
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#,Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^-U]&86ER
M7U9A;'5E7V]F7T9I;F%N8VEA;%]);G-T-#PO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T,"YH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/CE?1&5R:79A=&EV95]#;VUM:71M96YT<U]3
M8VAE9#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970T,2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/CE?
M1&5R:79A=&EV95]#;VUM:71M96YT<U]38VAE9#$\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-#(N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93XQ,5]-;W)T9V%G95]397)V:6-I;F=?
M4FEG:'1S7U,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T-#,N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93XQ,E]-97)G97)S7T%C<75I<VET:6]N<U]A;F1?1&DQ/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#0T+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U](96QD
M=&]M871U<FET>5]3,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T-2YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/C-?26YV97-T;65N='-?079A:6QA8FQE9F]R<V%L93$\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-#8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XS7TEN=F5S=&UE;G1S
M7U-C:&5D=6QE7V]F7U5N<F4Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#0W+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]$971A:6QS/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#0X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]%<75I
M='E?4V5C=7)I=&EE/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#0Y+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^,U]);G9E<W1M96YT<U]);G9E<W1M96YT<U]#;&%S,3PO>#I.86UE
M/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O
M4VAE970U,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C-?26YV97-T;65N='-?
M1V%I;E],;W-S7V]N7TEN=C$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713
M;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-3$N:'1M;"(O/@T*("`@
M/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@
M("`@/'@Z3F%M93XS7TEN=F5S=&UE;G1S7TYE=%]C87)R>6EN9U]A;6\\+W@Z
M3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE
M971S+U-H965T-3(N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*
M("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XS7TEN=F5S=&UE
M;G1S7U-C:&5D=6QE7V]F7TUA:F\Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#4S+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U].971?26YV97-T;65N=%])
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#4T+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,U]);G9E
M<W1M96YT<U]-;W)T9V%G95],;V%N<U]!/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#4U+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]O9E]!
M;&QO,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970U-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C-?
M26YV97-T;65N='-?4V-H961U;&5?;V9?86=I;C$\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-3<N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93XS7TEN=F5S=&UE;G1S7U-C:&5D=6QE
M7V]F7TEM<&$Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#4X+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^,U]);G9E<W1M96YT<U]38VAE9'5L95]/9E]#<F5D,3PO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970U.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C-?26YV97-T;65N='-?4W5M
M;6%R>5]O9E]);G1E<CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970V,"YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/C-?26YV97-T;65N='-?4V-H961U;&5?;V9?36]R=#$\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-C$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XS7TEN=F5S=&UE;G1S
M7U-C:&5D=6QE7V]F7VQO86XQ/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#8R+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^-%]3=&]C:V)A<V5D7T-O;7!E;G-A=&EO;E]$971A/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#8S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^-%]3=&]C:V)A
M<V5D7T-O;7!E;G-A=&EO;E]38VAE,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970V-"YH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/C5?16%R;FEN9W-?4&5R7U-H87)E7U-C:&5D=6QE
M7S$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T-C4N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XU7T5A
M<FYI;F=S7U!E<E]3:&%R95]$971A:6QS/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#8V+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^-E]"=7-I;F5S<U]396=M96YT<U]38VAE9'5L
M95]O,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970V-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C=?
M1F%I<E]686QU95]O9E]&:6YA;F-I86Q?26YS=#4\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-C@N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93XW7T9A:7)?5F%L=65?;V9?1FEN86YC
M:6%L7TEN<W0V/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#8Y+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^-U]&86ER7U9A;'5E7V]F7T9I;F%N8VEA;%]);G-T-SPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970W,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C=?1F%I<E]686QU95]O9E]&
M:6YA;F-I86Q?26YS=#@\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S$N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93XY7T1E<FEV871I=F5?0V]M;6ET;65N='-?1&5T86D\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-S(N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93XY7T1E<FEV871I=F5?
M0V]M;6ET;65N='-?4V-H960R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#<S+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^.5]$97)I=F%T:79E7T-O;6UI=&UE;G1S7U-C:&5D,SPO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970W-"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/C$P7U)E:6YS
M=7)A;F-E7T-O;6UI=&UE;G1S7V%N9#$\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S4N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93XQ,%]296EN<W5R86YC95]#;VUM:71M96YT<U]A
M;F0R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#<V+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^,3%?
M36]R=&=A9V5?4V5R=FEC:6YG7U)I9VAT<U]3,3PO>#I.86UE/@T*("`@(#QX
M.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970W-RYH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/C$R7TUE<F=E<G-?06-Q=6ES:71I;VYS
M7V%N9%]$:3(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T-S@N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`\+W@Z17AC96Q7;W)K<VAE971S/@T*("`\>#I3='EL
M97-H965T($A2968],T0B5V]R:W-H965T<R]R97!O<G0N8W-S(B\^#0H@(#QX
M.D%C=&EV95-H965T/C`\+W@Z06-T:79E4VAE970^#0H@(#QX.E!R;W1E8W13
M=')U8W1U<F4^1F%L<V4\+W@Z4')O=&5C=%-T<G5C='5R93X-"B`@/'@Z4')O
M=&5C=%=I;F1O=W,^1F%L<V4\+W@Z4')O=&5C=%=I;F1O=W,^#0H@/"]X.D5X
M8V5L5V]R:V)O;VL^#0H\+WAM;#X\(5ME;F1I9ETM+3X-"CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`\<#Y4:&ES('!A9V4@<VAO=6QD(&)E(&]P96YE9"!W:71H
M($UI8W)O<V]F="!%>&-E;"!84"!O<B!N97=E<BX\+W`^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O
M<FMS:&5E=',O4VAE970P,2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U1044^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^1&]C=6UE;G0@86YD($5N=&ET>2!);F9O<FUA=&EO
M;CQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0Q/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA>2`Q-2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YT:71Y
M(%)E9VES=')A;G0@3F%M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^4T5#55))5%D@3D%424].04P@1DE.04Y#24%,($-/4E`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1O8W5M96YT
M(%1Y<&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/C$P+5$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1O
M8W5M96YT(%!E<FEO9"!%;F0@1&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^36%R(#,Q+`T*"0DR,#$U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;65N9&UE;G0@1FQA9SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^9F%L<V4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET>2!#96YT
M<F%L($EN9&5X($ME>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M,#`P,#,Q.#8W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0W5R<F5N="!&:7-C86P@665A<B!%;F0@1&%T93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^+2TQ,BTS,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YT:71Y($9I
M;&5R($-A=&5G;W)Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y3
M;6%L;&5R(%)E<&]R=&EN9R!#;VUP86YY/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;G1I='D@0W5R<F5N="!297!O
M<G1I;F<@4W1A='5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y9
M97,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D5N=&ET>2!6;VQU;G1A<GD@1FEL97)S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#Y.;SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^16YT:71Y(%=E;&PM:VYO=VX@4V5A<V]N960@
M27-S=65R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y.;SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&]C
M=6UE;G0@1FES8V%L(%EE87(@1F]C=7,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/C(P,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1O8W5M96YT($9I<V-A;"!097)I;V0@1F]C=7,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/E$Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;&%S<R!!($-O
M;6UO;B!3=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M;G1I='D@0V]M;6]N(%-T;V-K+"!3:&%R97,@3W5T<W1A;F1I;F<\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0V,"PP,3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-L87-S($,@
M0V]M;6]N(%-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5N=&ET>2!#;VUM;VX@4W1O8VLL(%-H87)E<R!/=71S=&%N9&EN9SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU,#<L-38Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q
M7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X
M+U=O<FMS:&5E=',O4VAE970P,BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N
M8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O
M:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-
M"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0]
M,T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T
M97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E
M(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@
M("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14%70D<^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0Q/CQS=')O;F<^0F%L86YC92!3:&5E="`H55-$("0I/&)R/CPO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L
M(#(P,34\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY!<W-E=',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1FEX960@;6%T=7)I='D@<V5C=7)I=&EE<RP@:&5L9"!T
M;R!M871U<FET>2P@870@86UO<G1I>F5D(&-O<W0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,3,S+#(W,2PP,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$S-2PP,3@L,S0W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M<75I='D@<V5C=7)I=&EE<RP@879A:6QA8FQE(&9O<B!S86QE+"!A="!E<W1I
M;6%T960@9F%I<B!V86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-BPS.#,L-3`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-BPW-3(L-S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L;V%N<R!O;B!R96%L
M(&5S=&%T92!A;F0@8V]N<W1R=6-T:6]N(&QO86YS+"!H96QD(&9O<B!I;G9E
M<W1M96YT(&YE="!O9B!A;&QO=V%N8V5S(&9O<B!L;V%N(&QO<W-E<R!O9B`D
M,2PY,#(L,SDV(&%N9"`D,BPP,#,L,#4U(&9O<B`R,#$U(&%N9"`R,#$T/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C4L.#DT+#0T,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,"PP
M-3`L,#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y296%L(&5S=&%T92!H96QD(&9O<B!I;G9E<W1M96YT+"!N970@
M;V8@86-C=6UU;&%T960@9&5P<F5C:6%T:6]N(&]F("0Q,2PS-C<L-S(Q(&%N
M9"`D,3`L.#<U+#0Q.2!F;W(@,C`Q-2!A;F0@,C`Q-#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3$S+#`R-2PW.3`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3$L-#$Q+#,U,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&]L
M:6-Y(&%N9"!O=&AE<B!L;V%N<RP@;F5T(&]F(&%L;&]W86YC97,@9F]R(&1O
M=6)T9G5L(&%C8V]U;G1S(&]F("0X,3,L,C(S(&%N9"`D-CDS+#0Q,R!F;W(@
M,C`Q-2!A;F0@,C`Q-#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,SDL,3@T+#(U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,T+#$R-2PT,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H;W)T+71E<FT@:6YV97-T;65N=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#8R,"PR,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPP
M-3DL-#DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!8V-R=65D(&EN=F5S=&UE;G0@:6YC;VUE/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#8W-RPX,C<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#0X,RPR-3,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;"!I;G9E<W1M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#0Q+#`U-RPP-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT,S8L.3`P+#8Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!A;F0@8V%S:"!E<75I=F%L
M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#`L-S0T+#8P
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,P+#@U-2PS,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS('-O;&0@=&\@:6YV97-T;W)S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-2PP,#@L-3(P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C<L
M-3,T+#0P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5C96EV86)L97,L(&YE=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3@L,C,T+#$S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$T+#4T-"PP.3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<W1R:6-T960@
M87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#@R-2PX
M,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XY+#,T-RPW.3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-E;65T97)Y('!E<G!E='5A;"!C87)E('1R=7-T(&EN
M=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8X
M,BPQ.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#8T-2PT,C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E8V5I=F%B;&4@9G)O;2!R96EN<W5R97)S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPQ,C4L,#$X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L,#,V
M+#(V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V5M971E<GD@;&%N9"!A;F0@:6UP<F]V96UE;G1S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PX,S0L,#<R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L.#0X+#`X-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1&5F97)R960@<&]L:6-Y(&%N9"!P<F4M;F5E9"!C;VYT<F%C="!A8W%U:7-I
M=&EO;B!C;W-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3$L
M.#0T+#8W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C4P+#,P-RPU,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E('-E<G9I8VEN9R!R:6=H=',L
M(&YE=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PU-C(L-#@X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-RPX,S0L-S0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y0<F]P97)T>2!A;F0@97%U:7!M96YT+"!N970\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#$Q-BPX,3@\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,2PS,#<L-S$T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y686QU92!O9B!B=7-I;F5S<R!A8W%U:7)E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^."PS-C(L.#(W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PU-#<L-C(W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW-C4L-3<P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW-C4L
M-3<P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y/=&AE<B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C@L-C$T+#,W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C4L-3DT+#,R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($%S<V5T<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S`Q+#<W."PQ.3$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-S$L,#8Y+#4V
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY,:6%B:6QI=&EE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y&=71U<F4@;&EF92P@86YN=6ET>2P@86YD
M(&]T:&5R(&)E;F5F:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT.34L-#4W+#<Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0W-BPW,C<L-#8U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;F5A<FYE9"!P<F5M:75M(')E
M<V5R=F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L.#DU+#<Q
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L.38Q+#DS-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0F%N:R!A;F0@;W1H97(@;&]A;G,@<&%Y86)L93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDL-#,W+#DX.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y+#`R,"PS
M-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1E9F5R<F5D('!R92UN965D(&-E;65T97)Y(&%N9"!M;W)T=6%R>2!C
M;VYT<F%C="!R979E;G5E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3,L,3(Y+#8U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$S+#(T,BPQ-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-E;65T97)Y('!E<G!E='5A;"!C
M87)E(&]B;&EG871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,L-#(Q+#0U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,L-#`V+#<Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06-C;W5N=',@<&%Y86)L93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PP.#8L,3(S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PW.#DL,S@W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!L:6%B:6QI=&EE<R!A;F0@86-C<G5E9"!E>'!E;G-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L,S@Q+#`Y-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T+#0P."PV-C8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DEN8V]M92!T87AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C(L,SDU+#DY-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(P+#0R,2PW-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L:6%B:6QI=&EE<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`Q+#(P-2PW-#$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-S,L.3<X
M+#0V,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY3=&]C:VAO;&1E<G,G($5Q=6ET>3PO<W1R;VYG/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I=&EO;F%L('!A
M:60M:6X@8V%P:71A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C8L,38W+#DW-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(U+#DS,2PQ,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R
M96AE;G-I=F4@:6YC;VUE+"!N970@;V8@=&%X97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L-S,P+#,S,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#,X+#4V-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5T86EN960@
M96%R;FEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U+#DV
M,RPW-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT-"PQ,#$L,C4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y4<F5A<W5R>2!S=&]C:R!A="!C;W-T("T@.3@W
M+#0P-R!#;&%S<R!!('-H87)E<R!I;B`R,#$U(&%N9"`Y.#8L,C8T($-L87-S
M($$@<VAA<F5S(&EN(#(P,30\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(L,C(T+#<T."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@R+#`X-BPT-30I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@<W1O8VMH;VQD97)S
M)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P,"PU
M-S(L-#4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^.3<L,#DQ+#$P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L($QI86)I;&ET:65S(&%N9"!3=&]C
M:VAO;&1E<G,G($5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-S`Q+#<W."PQ.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV-S$L,#8Y+#4V,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VQA<W,@02!#;VUM;VX@4W1O
M8VL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY3
M=&]C:VAO;&1E<G,G($5Q=6ET>3PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(T+#DR,"PP,C0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-"PY,3@L-#@P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;&%S<R!"
M($-O;6UO;B!3=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/E-T;V-K:&]L9&5R<R<@17%U:71Y/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!S=&]C:SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB<W`[
M)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;&%S<R!#($-O;6UO;B!3=&]C:SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-T;V-K:&]L9&5R<R<@17%U:71Y
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O
M;6UO;B!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S
M+#`Q-2PQ,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(L-S@X+#$S.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E
M,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T
M7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T
M,#,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5'6D%%/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG
M/D)A;&%N8V4@4VAE970@4&%R96YT:&5T:6-A;"`H55-$("0I/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P
M,34\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL
M;W=A;F-E(&9O<B!L;W-S97,@;VX@;6]R=&=A9V4@;&]A;G,@;VX@<F5A;"!E
M<W1A=&4@86YD(&-O;G-T<G5C=&EO;B!L;V%N<RP@:&5L9"!F;W(@:6YV97-T
M;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#DP,BPS
M.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(L,#`S+#`U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^06-C=6UU;&%T960@9&5P<F5C:6%T:6]N(&]N(')E
M86P@97-T871E(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$Q+#,V-RPW,C$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PX-S4L-#$Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;&QO=V%N
M8V4@9F]R(&1O=6)T9G5L(&%C8V]U;G1S(&]N('!O;&EC>2!A;F0@;W1H97(@
M;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.#$S+#(R
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@-CDS+#0Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0VQA<W,@02!#;VUM;VX@4W1O8VL\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N(%-T;V-K(%!A<B!686QU93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@
M4W1O8VL@075T:&]R:7IE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C`L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!3=&]C:R!)<W-U960\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0V,"PP,3(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPT
M-3DL,C0P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4<F5A<W5R>2!3=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.3@W+#0P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/CDX-BPR-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-L87-S($(@0V]M;6]N(%-T;V-K
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!3=&]C
M:R!087(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V]M;6]N(%-T;V-K($%U=&AO<FEZ960\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4L,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,#`P+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N(%-T
M;V-K($ES<W5E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^)FYB
M<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^)FYB<W`[)FYB<W`[/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@4W1O8VL@3W5T<W1A;F1I
M;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/B9N8G-P.R9N8G-P
M.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/B9N8G-P.R9N8G-P.SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0VQA<W,@0R!#;VUM;VX@4W1O8VL\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N(%-T;V-K(%!A<B!686QU
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM
M;VX@4W1O8VL@075T:&]R:7IE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,BPP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@4W1O8VL@27-S=65D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4P-RPU-C$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,Y
M-"PP-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A
M,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#`T+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%0TU!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY);F-O;64@4W1A=&5M
M96YT("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y-87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/E)E=F5N=65S.CPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G-U<F%N8V4@<')E;6EU;7,@86YD
M(&]T:&5R(&-O;G-I9&5R871I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#$S+#@U,RPU,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$S+#$R.2PT-#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!I;G9E<W1M
M96YT(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPX
M,C(L.#0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-2PV-#(L-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.970@;6]R='5A<GD@86YD(&-E;65T97)Y('-A
M;&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@W,BPR,S4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#@S,2PP-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E)E86QI>F5D(&=A:6YS(&]N(&EN=F5S=&UE;G1S(&%N9"!O
M=&AE<B!A<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0R
M,"PP-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ.3@L.3DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/=&AE<B!T:&%N('1E;7!O<F%R>2!I;7!A:7)M96YT
M<R!O;B!I;G9E<W1M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-34L.#DV*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#,P+#`P,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E(&9E92!I;F-O;64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W+#@R,2PX,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPU,S<L-3,X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y/=&AE<B!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L,S$U+#`W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<T,RPW,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!R979E;G5E<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-C0L,#0Y+#8S,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U+#`U,RPR-S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^0F5N969I=',@86YD(&5X<&5N<V5S.CPO<W1R;VYG/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$96%T:"!B96YE9FET<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPY,C<L.#<R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPV-S4L-#DS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y3=7)R96YD97)S(&%N9"!O=&AE<B!P;VQI8WD@8F5N969I=',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8U,RPW,S0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,34L-C$R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F-R
M96%S92!I;B!F=71U<F4@<&]L:6-Y(&)E;F5F:71S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT+#$W.2PX,3(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#,V-RPT-#,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA
M=&EO;B!O9B!D969E<G)E9"!P;VQI8WD@86YD('!R92UN965D(&%C<75I<VET
M:6]N(&-O<W1S(&%N9"!V86QU92!O9B!B=7-I;F5S<R!A8W%U:7)E9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ-C<L-#DY/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT,#,L-C0R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#;VUM:7-S:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3@L-38V+#`T-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$P+#4V,"PX.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!E<G-O;FYE;#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,30L,S$S+#,Q-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#0Y-RPQ-C@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D=F5R
M=&ES:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0Q-BPR
M.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XW-S(L,#$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296YT(&%N9"!R96YT(')E;&%T960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L.#@U+#`W-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S0S+#0T,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P<F5C
M:6%T:6]N(&]N('!R;W!E<G1Y(&%N9"!E<75I<&UE;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4V,BPW,S<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.3<L,C`R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VX@
M9F]R(&QO86X@;&]S<V5S(&%N9"!L;W-S(')E<V5R=F4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8V-BPW,SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-S(L,#DS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W-T<R!R96QA
M=&5D('1O(&9U;F1I;F<@;6]R=&=A9V4@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L,3@S+#`Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,CDW+#8X-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@97AP
M96YS97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,#@U+#4P
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L-3DV+#0U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26YT97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.3@U+#,T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y-RPX-C0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O<W0@;V8@9V]O9',@
M86YD('-E<G9I8V5S('-O;&0M;6]R='5A<FEE<R!A;F0@8V5M971E<FEE<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4X+#(V-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y,"PR.3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!B96YE9FET<R!A;F0@97AP96YS97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8Q+#`U,2PR-#@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-"PX.#<L,C@Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16%R;FEN
M9W,@8F5F;W)E(&EN8V]M92!T87AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPY.3@L,S@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,38U+#DX-SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE('1A>"!E>'!E;G-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#$S-"PV.#$I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C<L
M,3,Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!E87)N:6YG<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q+#@V,RPW,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$S."PX-#@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!E87)N:6YG<R!P97(@
M0VQA<W,@02!%<75I=F%L96YT(&-O;6UO;B!S:&%R92`H,2D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XQ-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XP,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&5A<FYI
M;F=S('!E<B!#;&%S<R!!($5Q=6EV86QE;G0@8V]M;6]N('-H87)E+6%S<W5M
M:6YG(&1I;'5T:6]N("@Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`P+C$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`P+C`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"UA=F5R86=E($-L87-S($$@97%U
M:79A;&5N="!C;VUM;VX@<VAA<F4@;W5T<W1A;F1I;F<@*#$I/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPY,S0L.#$V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L-#`P+#DU-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5V5I9VAT960M879E<F%G92!#;&%S<R!!(&5Q=6EV86QE;G0@8V]M;6]N('-H
M87)E<R!O=71S=&%N9&EN9RUA<W-U;6EN9R!D:6QU=&EO;B`H,2D\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S+#0V.2PY,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPX-C,L.#DU
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
M#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P145(
M04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^0V]M<')E:&5N<VEV92!);F-O
M;64@4W1A=&5M96YT("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;7!R96AE;G-I=F4@26YC;VUE
M(%-T871E;65N=#PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.970@96%R;FEN9W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,2PX-C,L-S`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q,S@L.#0X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@=6YR96%L:7IE9"!G
M86EN<R!O;B!D97)I=F%T:79E(&EN<W1R=6UE;G1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#4R,"PP,C,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-S@L,C,P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@=6YR96%L
M:7IE9"!G86EN<R`H;&]S<V5S*2!O;B!A=F%I;&%B;&4@9F]R('-A;&4@<V5C
M=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C(X+#(U
M-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS-RPY,#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PR.3$L-S8W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$V+#$S-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O
M;7!R96AE;G-I=F4@:6YC;VUE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#,L,34U+#0W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-#4T+#DX,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?
M-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B
M,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S
M+U-H965T,#8N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$552T%)/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\
M<W1R;VYG/E-T871E;65N=',@;V8@4W1O8VMH;VQD97)S)R!%<75I='D@*%53
M1"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y#;&%S<R!!($-O;6UO;B!3=&]C:SQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y#;&%S<R!#($-O;6UO;B!3=&]C:SQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y!9&1I=&EO;F%L(%!A:60M:6X@0V%P:71A
M;#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y!8V-U;75L871E
M9"!/=&AE<B!#;VUP<F5H96YS:79E($EN8V]M92`H3&]S<RD\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^4F5T86EN960@16%R;FEN9W,\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^5')E87-U<GD@4W1O8VL\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^5&]T86P\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R8SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4@870@1&5C
M+B`S,2P@,C`Q,SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R
M,RPV,30L-3<T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`R+#8V,"PS.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(S+#(Q-2PX-S4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L,C$X+#,Y-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,SDL-C8V+#4X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^)"`H,BPV,C0L-C(U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.#<L-S4Q+#$X.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&5A<FYI
M;F=S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,S@L.#0X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,X
M+#@T.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,Q-BPQ,S4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,38L,3,U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F%N="!O9B!S
M=&]C:R!O<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M-"PS,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XV-"PS,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5X97)C:7-E(&]F('-T;V-K(&]P=&EO;G,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8Y+#DQ,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$Y+#8Q,2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,"PR.3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-A;&4@;V8@=')E87-U<GD@<W1O8VL\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<V+#0W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$P-2PS,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#$L.#`U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&]C:R!$:79I9&5N
M9',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-#0V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#DQ
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#@L,S4U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]N=F5R<VEO;B!#;&%S<R!#('1O($-L87-S($$\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#(T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PT,C,I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M8SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N
M8V4@870@36%R+B`S,2P@,C`Q-#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C,L-C@Y+#,U-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L-C4X+#DU.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S+#,T,2PY-S8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4S-"PU,S$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M.2PW.3<L,#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,BPU,3DL,CDX*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C@X+#4P,BPV,#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R8SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4@870@1&5C
M+B`S,2P@,C`Q-#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0L
M.3$X+#0X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(L-S@X+#$S.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(U+#DS,2PQ,3D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0S."PU-C8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-"PQ,#$L,C4R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,BPP.#8L-#4T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/CDW+#`Y,2PQ,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!E87)N:6YG<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX-C,L-S`S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX-C,L-S`S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE
M<B!C;VUP<F5H96YS:79E(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,2PR.3$L-S8W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,2PR.3$L-S8W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F%N="!O9B!S=&]C:R!O
M<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-2PU-#4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX
M-2PU-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D5X97)C:7-E(&]F('-T;V-K(&]P=&EO;G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(R."PP-#8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2PY-C,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-#0L,#`Y*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V%L
M92!O9B!T<F5A<W5R>2!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3,T+#8Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$P-2PW,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR-#`L,S,T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&]C:R!$:79I9&5N9',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0X,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,C@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#(Q,"D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-O;G9E<G-I;VX@0VQA<W,@0R!T;R!#;&%S<R!!/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#`V-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#8T*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')C/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0F%L86YC92!A="!-87(N
M(#,Q+"`R,#$U/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(T
M+#DR,"PP,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#,L,#$U+#$R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,C8L,38W+#DW-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPW,S`L,S,S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T
M-2PY-C,L-S0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XD("@R+#(R-"PW-#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,#`L-3<R+#0U,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T
M,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7
M;W)K<VAE971S+U-H965T,#<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5624%'/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,CX\<W1R;VYG/E-T871E;65N="!O9B!#87-H($9L;W=S("A54T0@
M)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@
M8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@
M,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q
M+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D-A<V@@9FQO=W,@9G)O;2!O<&5R871I;F<@86-T:79I=&EE<SH\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T
M(&-A<V@@<')O=FED960@8GD@;W!E<F%T:6YG(&%C=&EV:71I97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-S$Q+#@U-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C(L-S$V+#8W
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY#87-H(&9L;W=S(&9R;VT@:6YV97-T:6YG(&%C=&EV:71I
M97,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E!U<F-H87-E+69I>&5D(&UA='5R:71Y('-E8W5R:71I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#<R,"PQ-C@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#86QL<R!A;F0@;6%T
M=7)I=&EE<R`M(&9I>&5D(&UA='5R:71Y('-E8W5R:71I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#(S+#$T,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#@R+#$T,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4'5R
M8VAA<V4@+2!E<75I='D@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH.3<P+#$R,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@R+#`W."PX,S`I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y386QE<R`M(&5Q=6ET
M>2!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#$Q-2PS,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV-C8L-3(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y0=7)C:&%S92!O9B!S:&]R="UT97)M(&EN=F5S
M=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q.2PR.#DL
M,S,P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#0L.3DU+#(Q-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-A;&5S(&]F('-H;W)T+71E<FT@:6YV97-T;65N
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U+#<R."PU.#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M,3(L-C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y386QE<R`H<'5R8VAA<V5S*2!O9B!R97-T<FEC=&5D(&%S<V5T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#<W+#0S-"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY-"PP
M,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-H86YG97,@:6X@87-S971S(&9O<B!P97)P971U86P@8V%R92!T<G5S
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<W+#4T-RD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U.2PX
M.#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!;6]U;G0@<F5C96EV960@9F]R('!E<G!E='5A;"!C87)E('1R=7-T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L-S,T/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,L,S`U
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y-;W)T9V%G92P@<&]L:6-Y+"!A;F0@;W1H97(@;&]A;G,@;6%D93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3@L.3,V+#(S-RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T.2PY,#@L
M-C,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4&%Y;65N=',@<F5C96EV960@9F]R(&UO<G1G86=E+"!P;VQI8WD@
M86YD(&]T:&5R(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XX-2PY-C,L-C@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S,L.#0V+#0V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4'5R8VAA<V4@;V8@<')O<&5R='D@
M86YD(&5Q=6EP;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,S<Q+#@T,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@R-S4L,#`R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4'5R8VAA<V4@;V8@<F5A;"!E<W1A=&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L-CDU+#8S,2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#$S.2PS
M-#$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y386QE(&]F(')E86P@97-T871E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#DR-"PU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(T-RPQ,#0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A<V@@<F5C96EV960@
M9G)O;2!R96EN<W5R86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,34L,3$S+#,Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<L,S`T+#DY,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!C87-H('!R;W9I9&5D(&)Y
M("AU<V5D(&EN*2!I;G9E<W1I;F<@86-T:79I=&EE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.2PW-#4L,#8T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,30L-#4Y+#8X-"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^0V%S:"!F;&]W<R!F<F]M(&9I;F%N8VEN9R!A8W1I=FET:65S.CPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;FYU:71Y
M(&-O;G1R86-T(')E8V5I<'1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#4P-RPV-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#4R-"PS-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%N;G5I='D@8V]N=')A8W0@=VET
M:&1R87=A;',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L-#DV
M+#@T,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@S+#8T-RPS-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y0<F]C965D<R!F<F]M('-T;V-K(&]P=&EO;G,@
M97AE<F-I<V5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,"PR
M.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E)E<&%Y;65N="!O9B!B86YK(&QO86YS(&]N(&YO=&5S(&%N9"!C;VYT
M<F%C=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8P-RPR.#8I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-3@X+#0W,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@8F]R<F]W:6YG(&]N(&)A;FL@;&]A
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#(X+#@T.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,P
M+#$U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!C87-H('5S960@:6X@9FEN86YC:6YG(&%C=&EV:71I97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4V-RPV,S$I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PV,S$L
M,#0Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!C:&%N9V4@:6X@8V%S:"!A;F0@8V%S:"!E<75I=F%L96YT
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PX.#DL,C@W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPV
M,C4L.34P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#87-H(&%N9"!C87-H(&5Q=6EV86QE;G1S(&%T(&)E9VEN;FEN
M9R!O9B!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,P
M+#@U-2PS,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS."PR,#,L,38T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&%N9"!C87-H(&5Q=6EV86QE;G1S
M(&%T(&5N9"!O9B!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0P+#<T-"PV,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-"PX,CDL,3$T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DYO;B!#87-H($EN
M=F5S=&EN9R!A;F0@1FEN86YC:6YG($%C=&EV:71I97,\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@;&]A;G,@
M9F]R96-L;W-E9"!I;G1O(')E86P@97-T871E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(L,S@Y+#,S,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?
M-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B
M,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S
M+U-H965T,#@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T
M<F]N9SXQ*2!"87-I<R!O9B!0<F5S96YT871I;VX\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY.;W1E<SPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XQ*2!"87-I<R!O
M9B!0<F5S96YT871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;BUT;W`Z,&EN.VUA<F=I;BUR
M:6=H=#HP:6X[;6%R9VEN+6)O='1O;3HP:6X[;6%R9VEN+6QE9G0Z+C5I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[;&EN92UH96EG:'0Z,3$U)3MM87)G:6XM
M;&5F=#HT-2XP<'0[=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M:6YD96YT.BTT
M-2XP<'0^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XQ*29N
M8G-P.R9N8G-P.R9N8G-P.R9N8G-P.R9N8G-P.R9N8G-P.R9N8G-P.R9N8G-P
M.R9N8G-P.R9N8G-P.R9N8G-P.R`\+V9O;G0^/'4^/&9O;G0@<W1Y;&4],T1L
M971T97(M<W!A8VEN9SHM+C%P=#Y"87-I<R!O9B!0<F5S96YT871I;VX\+V9O
M;G0^/"]U/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XM=&]P.C!I;CMM87)G:6XM
M<FEG:'0Z,&EN.VUA<F=I;BUB;W1T;VTZ,3`N,'!T.VUA<F=I;BUL969T.BXU
M:6X[;&EN92UH96EG:'0Z,3$U)3MM87)G:6XM;&5F=#HT-2XP<'0[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
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M(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$T+"!I;F-L=61E9"!I;B!T:&4@0V]M
M<&%N>28C,30V.W,@06YN=6%L(%)E<&]R="!O;B!&;W)M(#$P+4L@*&9I;&4@
M;G5M8F5R(#`P,"TP.3,T,2DN($EN('1H92!O<&EN:6]N(&]F(&UA;F%G96UE
M;G0L(&%L;"!A9&IU<W1M96YT<R`H8V]N<VES=&EN9R!O9B!N;W)M86P@<F5C
M=7)R:6YG(&%C8W)U86QS*2!C;VYS:61E<F5D(&YE8V5S<V%R>2!F;W(@82!F
M86ER('!R97-E;G1A=&EO;B!H879E(&)E96X@:6YC;'5D960N($]P97)A=&EN
M9R!R97-U;'1S(&9O<B!T:&4@=&AR964@;6]N=&AS(&5N9&5D($UA<F-H(#,Q
M+"`R,#$U(&%R92!N;W0@;F5C97-S87)I;'D@:6YD:6-A=&EV92!O9B!T:&4@
M<F5S=6QT<R!T:&%T(&UA>2!B92!E>'!E8W1E9"!F;W(@=&AE('EE87(@96YD
M:6YG($1E8V5M8F5R(#,Q+"`R,#$U+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL
M93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
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M9F9E<B!F<F]M('1H;W-E(&5S=&EM871E<RX@/"]F;VYT/CPO<#X@/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HU
M+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
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M;B!A;&P@;6%T97)I86P@<F5S<&5C=',N(#PO9F]N=#X\+W`^(#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F
M,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q
M."]7;W)K<VAE971S+U-H965T,#DN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#(^/'-T<F]N9SXR*2!296-E;G0@06-C;W5N=&EN9R!0<F]N;W5N
M8V5M96YT<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N
M(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C(I(%)E8V5N="!!8V-O=6YT:6YG(%!R;VYO=6YC96UE
M;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XR*28C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`\=3Y296-E;G0@06-C;W5N=&EN
M9R!0<F]N;W5N8V5M96YT<SPO=3X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z-2XP<'0^)FYB<W`[/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M
M:&5I9VAT.C4N,'!T/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ:G5S=&EF>3X\=3X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C
M:6YG.BTN,7!T/D%C8V]U;G1I;F<@4W1A;F1A<F1S(%5P9&%T92`H)B,Q-#<[
M05-5)B,Q-#@[*2!.;RX@,C`Q-"TQ,3H@)G%U;W0[5')A;G-F97)S(&%N9"!3
M97)V:6-I;F<@+2!297!U<F-H87-E('1O($UA='5R:71Y(%1R86YS86-T:6]N
M<RP@4F5P=7)C:&%S92!&:6YA;F-I;F=S+"!A;F0@1&ES8VQO<W5R97,@*%1O
M<&EC(#@V,"DF<75O=#L\+V9O;G0^/"]U/CQF;VYT('-T>6QE/3-$;&5T=&5R
M+7-P86-I;F<Z+2XQ<'0^("8C,34P.R!)<W-U960@:6X@2G5N92`R,#$T+"!!
M4U4@,C`Q-"TQ,2!A;&EG;G,@=&AE(&%C8V]U;G1I;F<@9F]R(')E<'5R8VAA
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M9',@8F5G:6YN:6YG(&%F=&5R($UA<F-H(#$U+"`R,#$U+B!%87)L>2!A9&]P
M=&EO;B!I<R!P<F]H:6)I=&5D+B!4:&ES(&YE=R!G=6ED86YC92!H87,@;F]T
M(&%N9"!W:6QL(&YO="!H879E(&$@<VEG;FEF:6-A;G0@:6UP86-T(&]N('1H
M92!#;VUP86YY)B,Q-#8[<R!R97-U;'1S(&]F(&]P97)A=&EO;G,@;W(@9FEN
M86YC:6%L('!O<VET:6]N+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z-2XP<'0^)FYB<W`[
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU
M/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^05-5($YO+B`R
M,#$T+3`Y.B`F(S$T-SM2979E;G5E(&9R;VT@0V]N=')A8W1S('=I=&@@0W5S
M=&]M97)S("A4;W!I8R`V,#8I)B,Q-#@[/"]F;VYT/CPO=3X\9F]N="!S='EL
M93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/B`M($ES<W5E9"!I;B!-87D@,C`Q
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M('!O<VET:6]N+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z-2XP<'0^)FYB<W`[/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU/CQF;VYT
M('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^05-5($YO+B`R,#$T+3$T
M.B`F(S$T-SM296-E:79A8FQE<R`F(S$U,#L@5')O=6)L960@1&5B="!297-T
M<G5C='5R:6YG<R!B>2!#<F5D:71O<G,@*%-U8G1O<&EC(#,Q,"TT,"DF(S$T
M.#L\+V9O;G0^/"]U/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ
M<'0^("T@26X@2F%N=6%R>2`R,#$T+"!!4U4@3F\N(#(P,30M,30@86UE;F1E
M9"!!4T,@5&]P:6,@,S$P+"`F<75O=#M296-E:79A8FQE<R9Q=6]T.R!T;R!R
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M8VEA;"!P;W-I=&EO;BX\+V9O;G0^/"]P/B`\<"!A;&EG;CTS1&QE9G0@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L
M:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIL969T/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
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M;VX\+V9O;G0^/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?
M-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,3`N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXS*2!);G9E
M<W1M96YT<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N
M(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C,I($EN=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE/CQF
M;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^,RDF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@/'4^26YV
M97-T;65N=',\+W4^/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.FIU<W1I9GD^5&AE($-O;7!A;GDF(S$T-CMS(&EN=F5S
M=&UE;G1S(&EN(&9I>&5D(&UA='5R:71Y('-E8W5R:71I97,@:&5L9"!T;R!M
M871U<FET>2!A;F0@97%U:71Y('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S
M86QE(&%S(&]F($UA<F-H(#,Q+"`R,#$U(&%R92!S=6UM87)I>F5D(&%S(&9O
M;&QO=W,Z/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\=&%B
M;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P
M('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D97(M8V]L
M;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,S<E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S<N.#(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDR)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY!
M;6]R=&EZ960@0V]S=#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDT)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY'
M<F]S<R!5;G)E86QI>F5D($=A:6YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-S@E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.T=R;W-S(%5N<F5A;&EZ960@3&]S<V5S/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.T5S=&EM871E9"!&86ER(%9A
M;'5E/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,W)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,W+C@R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQU/DUA<F-H(#,Q+"`R,#$U/"]U/CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G
M=VED=&@Z(#$S+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,3(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,BXW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+CDR)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,W+C@R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^1FEX960@;6%T=7)I='D@<V5C=7)I=&EE<R!H96QD('1O
M(&UA='5R:71Y(&-A<G)I960@870@86UO<G1I>F5D(&-O<W0Z/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@,3,N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED
M=&@Z(#$R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I
M9'1H.B`Q,BXW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,3,N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S-R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`S-RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY";VYD<SH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXY,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXY,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#,W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,W+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E4N
M4RX@5')E87-U<GD@<V5C=7)I=&EE<R!A;F0@;V)L:6=A=&EO;G,@;V8@52Y3
M+B!';W9E<FYM96YT(&%G96YC:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#@W,"PY-C0@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S-C$L,#,T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#(L,C,Q+#DY."`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S<N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M3V)L:6=A=&EO;G,@;V8@<W1A=&5S(&%N9"!P;VQI=&EC86P@<W5B9&EV:7-I
M;VYS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$L.3@T+#<P.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXY-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,C0W+#4W-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#(R-RPY
M-C,@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,W)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,W+C@R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D-O<G!O<F%T92!S96-U<FET:65S(&EN
M8VQU9&EN9R!P=6)L:6,@=71I;&ET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.3(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R
M-"PY-#0L,C0V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-BPX.30L,S8P(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H.#,P+#`Y,2D\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,30Q+#`P."PU,34@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#,W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#,W+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO<G1G
M86=E+6)A8VME9"!S96-U<FET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,L.#4Y+#`X."`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S$Q+#DX,"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#0V-RD\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-"PQ-S`L-C`Q(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S-R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`S-RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW
M+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY2961E96UA8FQE('!R969E<G)E9"!S=&]C:SPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+CDR)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#8Q,BPP,C,@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.30E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,S4L.3,W(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<X)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("TF(S$V,#LF(S$V,#L@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-C0W+#DV,"`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S<N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,3`N,'!T.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M5&]T86P@9FEX960@;6%T=7)I='D@<V5C=7)I=&EE<R!H96QD('1O(&UA='5R
M:71Y/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3,S+#(W,2PP,S`@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N.30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,3<L.#4P+#@X-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW."4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`H.#,T+#@X,"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY,B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-3`L,C@W+#`S-R`\+W`^
M(#PO=&0^(#PO='(^(#PO=&%B;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF;F)S
M<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E
M.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0T
M-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^06UO<G1I>F5D($-O<W0\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY'<F]S<R!5;G)E86QI>F5D($=A:6YS/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,#(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D=R;W-S(%5N<F5A;&EZ960@3&]S<V5S/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^17-T:6UA=&5D($9A:7(@5F%L=64\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\
M=3Y-87)C:"`S,2P@,C`Q-3PO=3X\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N
M8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1T;W`@
M<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S
M='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S
M='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1'1O<"!S
M='EL93TS1"=W:61T:#H@,3(N,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1T;W`@
M<W1Y;&4],T0G=VED=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D5Q=6ET>2!S96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L92!A="!E
M<W1I;6%T960@9F%I<B!V86QU93H\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H
M.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H
M.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H
M.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M;6]N('-T
M;V-K.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1T;W`@
M<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1T;W`@
M<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1T;W`@
M<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P
M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY);F1U<W1R:6%L+"!M:7-C96QL86YE;W5S
M(&%N9"!A;&P@;W1H97(\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`W+#`Y-2PR,C4@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,"4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@,CDX+#@Y,2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXP,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@
M*#$L,#$P+#8Q-"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R`V+#,X,RPU,#(@/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^5&]T86P@97%U:71Y('-E8W5R:71I97,@879A:6QA8FQE
M(&9O<B!S86QE(&%T(&5S=&EM871E9"!F86ER('9A;'5E/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE
M('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#`Y-2PR,C4@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N,"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R`R.3@L.#DQ(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q+#`Q,"PV,30I/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U
M8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R`V+#,X,RPU,#(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A
M9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4@86YD(&-O;G-T<G5C=&EO;B!L;V%N
M<R!H96QD(&9O<B!I;G9E<W1M96YT(&%T(&%M;W)T:7IE9"!C;W-T.CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E<VED96YT:6%L/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`U,BPP-#4L,S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/E)E<VED96YT:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#(Y+#8X-"PS-3D@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS
M-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#0V+#`V-RPQ,S`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY,
M97-S.B!!;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`H,2PY,#(L,SDV*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4
M;W1A;"!M;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T92!A;F0@8V]N<W1R
M=6-T:6]N(&QO86YS(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q
M,C4L.#DT+#0T,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^4F5A;"!E<W1A=&4@:&5L9"!F;W(@:6YV97-T;65N="`M(&YE="!O9B!D
M97!R96-I871I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,3,L,#(U+#<Y,"`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4&]L:6-Y(&%N9"!O=&AE<B!L
M;V%N<R!A="!A;6]R=&EZ960@8V]S=#H\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C(P
M+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/E!O;&EC>2!L;V%N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@-RPQ.#<L.#`T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W1H
M97(@;&]A;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,BPX,#DL
M-C8Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3&5S<SH@06QL;W=A
M;F-E(&9O<B!D;W5B=&9U;"!A8V-O=6YT<SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#@Q,RPR,C,I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L('!O
M;&EC>2!A;F0@;W1H97(@;&]A;G,@870@86UO<G1I>F5D(&-O<W0\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`S.2PQ.#0L,C4P(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY3:&]R="UT97)M(&EN=F5S=&UE;G1S(&%T
M(&%M;W)T:7IE9"!C;W-T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C`L-C(P
M+#(S-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\+W1A8FQE/B`\<"!S
M='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#Y4:&4@0V]M
M<&%N>28C,30V.W,@:6YV97-T;65N=',@:6X@9FEX960@;6%T=7)I='D@<V5C
M=7)I=&EE<R!H96QD('1O(&UA='5R:71Y(&%N9"!E<75I='D@<V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4@87,@;V8@1&5C96UB97(@,S$L(#(P,30@
M87)E('-U;6UA<FEZ960@87,@9F]L;&]W<SH\+W`^(#QP('-T>6QE/3-$;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T/B9N
M8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E
M;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N
M,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS
M1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C4V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT
M,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^06UO<G1I>F5D($-O<W0F(S$V,#L@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^1W)O<W,@56YR96%L:7IE9"!'86EN<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#M'<F]S<R!5;G)E86QI
M>F5D($QO<W-E<R9N8G-P.R9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF;F)S<#M%<W1I;6%T960@1F%I<B!686QU929N8G-P.R9N8G-P
M.SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S-24@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S-2XU-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.FIU<W1I9GD[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\=3Y$96-E;6)E<B`S,2P@,C`Q-#PO=3XZ/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H
M.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0S-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S-2XU-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/D9I>&5D(&UA='5R:71Y('-E8W5R:71I97,@:&5L9"!T
M;R!M871U<FET>2!C87)R:65D(&%T(&%M;W)T:7IE9"!C;W-T.CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED
M=&@Z(#$T+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I
M9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I
M9'1H.B`Q,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`S-2XU-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY";VYD<SH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,S4N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^52Y3
M+B!4<F5A<W5R>2!S96-U<FET:65S(&%N9"!O8FQI9V%T:6]N<R!O9B!5+E,N
M($=O=F5R;FUE;G0@86=E;F-I97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#$L.#<S+#$T-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,S0U+#<Q-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R+#(Q."PX-C$@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,U+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D]B
M;&EG871I;VYS(&]F('-T871E<R!A;F0@<&]L:71I8V%L('-U8F1I=FES:6]N
M<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q
M+#<S-BPT.#D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,C(Q+#@Y,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
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M9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#DU,RPQ,#0@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C4V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D-O<G!O<F%T92!S96-U<FET:65S(&EN8VQU
M9&EN9R!P=6)L:6,@=71I;&ET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R-BPU
M,S,L-#@S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$U+#@T,2PU,S8@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Y.#`L,S4W*3PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q-#$L,SDT+#8V,B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N
M-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A9V4M
M8F%C:V5D('-E8W5R:71I97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-"PR-C,L,C`V(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,P-2PS.#$@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q,2PX.30I/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0L-34V
M+#8Y,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N-38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4F5D965M86)L92!P<F5F97)R960@
M<W1O8VL\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V,3(L,#(S(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,C(L,#,R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C(T)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-C,T+#`U-2`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,S4N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M,3`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^5&]T86P@9FEX960@;6%T=7)I='D@<V5C=7)I=&EE<R!H
M96QD('1O(&UA='5R:71Y/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3,U+#`Q."PS-#<@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`Q-BPW,S8L-34W(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("@Y.3<L-3(Y*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$U,"PW
M-3<L,S<U(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,BXP<'0^
M)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@
M8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P
M,"XP)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H
M/3-$-#8E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/D%M;W)T:7IE9"!#;W-T/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^1W)O<W,@56YR96%L:7IE9"!'86EN<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3$N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D=R;W-S(%5N<F5A;&EZ960@3&]S<V5S/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XV)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY%<W1I;6%T960@1F%I<B!686QU93PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.FIU<W1I9GD[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\=3Y$96-E;6)E<B`S,2P@,C`Q-#PO=3XZ/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I
M9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D5Q=6ET>2!S96-U<FET:65S(&%V86EL86)L92!F
M;W(@<V%L92!A="!E<W1I;6%T960@9F%I<B!V86QU93H\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY#;VUM;VX@<W1O8VLZ/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,3$N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,3`N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YD=7-T<FEA;"P@
M;6ES8V5L;&%N96]U<R!A;F0@86QL(&]T:&5R/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ
M-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPQ-SDL,#$P(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#,Y,RPX-S,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#@R,"PQ,S,I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XV)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R`V+#<U,BPW-3`@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN
M9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY4;W1A;"!S96-U<FET:65S(&%V86EL86)L92!F
M;W(@<V%L92!C87)R:65D(&%T(&5S=&EM871E9"!F86ER('9A;'5E/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#$W.2PP,3`@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`S.3,L.#<S(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3$N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@*#@R,"PQ,S,I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-S4R+#<U,"`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A9V4@;&]A;G,@;VX@<F5A;"!E<W1A
M=&4@86YD(&-O;G-T<G5C=&EO;B!L;V%N<R!H96QD(&9O<B!I;G9E<W1M96YT
M(&%T(&%M;W)T:7IE9"!C;W-T.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$T+C,U<'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-3,L-3DR+#0S,R`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4F5S:61E;G1I86P@8V]N<W1R=6-T
M:6]N/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S,L,#<Q+#DS."`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M;65R8VEA;#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.S,U+#,X."PW-38@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E
M;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^3&5S<SH@06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E
M<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(L,#`S
M+#`U-2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;"!M
M;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T92!A;F0@8V]N<W1R=6-T:6]N
M(&QO86YS(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C$V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,C`L,#4P
M+#`W,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY296%L(&5S
M=&%T92!H96QD(&9O<B!I;G9E<W1M96YT("T@;F5T(&]F(&1E<')E8VEA=&EO
M;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#$Q,2PT,3$L,S4Q(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E!O;&EC>2!A;F0@;W1H97(@;&]A;G,@870@86UO<G1I
M>F5D(&-O<W0Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4&]L:6-Y
M(&QO86YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L,#$Q+#`Q,B`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY/=&AE<B!L;V%N<SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W+#@P-RPX,CD@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^3&5S<SH@06QL;W=A;F-E(&9O<B!D;W5B=&9U;"!A8V-O
M=6YT<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@*#8Y,RPT,3,I/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V+C<T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^5&]T86P@<&]L:6-Y(&%N9"!O=&AE<B!L;V%N<R!A="!A
M;6]R=&EZ960@8V]S=#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S0L,3(U+#0R
M."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY3:&]R="UT97)M
M(&EN=F5S=&UE;G1S(&%T(&%M;W)T:7IE9"!C;W-T/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,C<L,#4Y+#0Y-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF
M>3ML:6YE+6AE:6=H=#HQ,BXP<'0^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4^/'4^1FEX960@36%T=7)I='D@4V5C=7)I=&EE<SPO=3X\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/E1H92!F
M;VQL;W=I;F<@=&%B;&5S('-U;6UA<FEZ92!U;G)E86QI>F5D(&QO<W-E<R!O
M;B!F:7AE9"!M871U<FET>2!S96-U<FET:65S+"!W:&EC:"!A<F4@8V%R<FEE
M9"!A="!A;6]R=&EZ960@8V]S="P@870@36%R8V@@,S$L(#(P,34@86YD($1E
M8V5M8F5R(#,Q+"`R,#$T+B!4:&4@=6YR96%L:7IE9"!L;W-S97,@=V5R92!P
M<FEM87)I;'D@<F5L871E9"!T;R!I;G1E<F5S="!R871E(&9L=6-T=6%T:6]N
M<RX@5&AE('1A8FQE<R!S970@9F]R=&@@=6YR96%L:7IE9"!L;W-S97,@8GD@
M9'5R871I;VX@86YD(&YU;6)E<B!O9B!I;G9E<W1M96YT('!O<VET:6]N<RP@
M=&]G971H97(@=VET:"!T:&4@9F%I<B!V86QU92!O9B!T:&4@<F5L871E9"!F
M:7AE9"!M871U<FET>2!S96-U<FET:65S.CPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QT86)L92!B;W)D
M97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@]
M,T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC
M;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R."XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+CDT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY5;G)E86QI>F5D($QO<W-E
M<R!F;W(@3&5S<R!T:&%N(%1W96QV92!-;VYT:',\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#(E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/DYO+B!O9B!);G9E<W1M96YT(%!O<VET:6]N<SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW
M,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^56YR96%L:7IE9"!,;W-S97,@9F]R($UO<F4@=&AA;B!4
M=V5L=F4@36]N=&AS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<X)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY.;RX@;V8@26YV
M97-T;65N="!0;W-I=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L
M(%5N<F5A;&EZ960@3&]S<SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/CQU/D%T($UA<F-H(#,Q(#(P,34\+W4^/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M."XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D]B;&EG871I;VYS(&]F('-T871E<R!A;F0@
M<&]L:71I8V%L('-U8F1I=FES:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#,R,B`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-"PS,C(@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]R
M<&]R871E('-E8W5R:71I97,@:6YC;'5D:6YG('!U8FQI8R!U=&EL:71I97,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-38V+#,Q,"`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C,\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C8S+#<X,2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@.#,P+#`Y,2`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,C@N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G92UB86-K960@<V5C
M=7)I=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T-C<@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3$N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V
M-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY4;W1A;"!U;G)E86QI>F5D(&QO<W-E<SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT
M)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R
M+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U-C8L-S<W(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Q+C@R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD
M96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/C(T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#(V."PQ,#,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S@E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3$\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O
M=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N
M93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@.#,T+#@X,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY&86ER(%9A;'5E/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#DL,S0V+#<X
M-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[
M)B,Q-C`[(#(L-3(R+#8R-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#$Q+#@V.2PT,#D@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R."XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQU/D%T($1E8V5M8F5R(#,Q+"`R,#$T
M/"]U/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3V)L:6=A=&EO;G,@;V8@<W1A=&5S
M(&%N9"!P;VQI=&EC86P@<W5B9&EV:7-I;VYS/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXP/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3$N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U+#(W."`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-2PR-S@@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]R<&]R
M871E('-E8W5R:71I97,@:6YC;'5D:6YG('!U8FQI8R!U=&EL:71I97,\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-30X+#,Q,"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C$\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-#,R+#`T-R`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^,3$\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@.3@P+#,U-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C@N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G92UB86-K960@<V5C=7)I
M=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`S+#DV-B`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#DR."`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,2PX.30@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@
M=6YR96%L:7IE9"!L;W-S97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[(&)O<F1E
M<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-34R+#(W-B`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XX,B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HR,"XP
M<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXR,CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<R)3L@8F]R9&5R+71O<#H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R
M+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`T-#4L,C4S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<X)3L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R
M9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$S/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,30E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE
M('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#DY
M-RPU,CD@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^1F%I<B!686QU93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#`X,2PS-3(@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C<R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R`R
M+#<W-RPU.#<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$T)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Y+#@U."PY,SD@/"]P/B`\+W1D
M/B`\+W1R/B`\+W1A8FQE/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3Y!<R!O9B!-87)C:"`S,2P@,C`Q-2P@=&AE(&%V97)A
M9V4@;6%R:V5T('9A;'5E(&]F('1H92!R96QA=&5D(&9I>&5D(&UA='5R:71I
M97,@=V%S(#DS+C0E(&]F(&%M;W)T:7IE9"!C;W-T(&%N9"!T:&4@879E<F%G
M92!M87)K970@=F%L=64@=V%S(#DP+C@E(&]F(&%M;W)T:7IE9"!C;W-T(&%S
M(&]F($1E8V5M8F5R(#,Q+"`R,#$T+B!$=7)I;F<@=&AE('1H<F5E(&UO;G1H
M<R!E;F1E9"!-87)C:"`S,2P@,C`Q-2!A;F0@,C`Q-"!A;B!O=&AE<B!T:&%N
M('1E;7!O<F%R>2!D96-L:6YE(&EN(&9A:7(@=F%L=64@<F5S=6QT960@:6X@
M=&AE(')E8V]G;FET:6]N(&]F(&-R961I="!L;W-S97,@;VX@9FEX960@;6%T
M=7)I='D@<V5C=7)I=&EE<R!O9B`D,S`L,#`P(&9O<B!E86-H(')E<&]R=&EN
M9R!P97)I;V0N/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ
M=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
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M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3X\
M=3Y%<75I='D@4V5C=7)I=&EE<SPO=3X\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU
M<W1I9GD^5&AE(&9O;&QO=VEN9R!T86)L97,@<W5M;6%R:7IE('5N<F5A;&EZ
M960@;&]S<V5S(&]N(&5Q=6ET>2!S96-U<FET:65S('1H870@=V5R92!C87)R
M:65D(&%T(&5S=&EM871E9"!F86ER('9A;'5E(&)A<V5D(&]N('%U;W1E9"!T
M<F%D:6YG('!R:6-E<R!A="!-87)C:"`S,2P@,C`Q-2!A;F0@1&5C96UB97(@
M,S$L(#(P,30N(%1H92!U;G)E86QI>F5D(&QO<W-E<R!W97)E('!R:6UA<FEL
M>2!T:&4@<F5S=6QT(&]F(&1E8W)E87-E<R!I;B!F86ER('9A;'5E(&1U92!T
M;R!O=F5R86QL(&5Q=6ET>2!M87)K970@9&5C;&EN97,N(%1H92!T86)L97,@
M<V5T(&9O<G1H('5N<F5A;&EZ960@;&]S<V5S(&)Y(&1U<F%T:6]N(&%N9"!N
M=6UB97(@;V8@:6YV97-T;65N="!P;W-I=&EO;G,L('1O9V5T:&5R('=I=&@@
M=&AE(&9A:7(@=F%L=64@;V8@=&AE(')E;&%T960@97%U:71Y('-E8W5R:71I
M97,@879A:6QA8FQE+69O<BUS86QE(&EN(&$@;&]S<R!P;W-I=&EO;CH\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[
M/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A
M9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB
M;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,S(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S(N."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY5;G)E86QI>F5D
M($QO<W-E<R!F;W(@3&5S<R!T:&%N(%1W96QV92!-;VYT:',\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY
M."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I;VYS/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N.#@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/E5N<F5A;&EZ960@3&]S<V5S(&9O<B!-;W)E('1H
M86X@5'=E;'9E($UO;G1H<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+CDX)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY.;RX@;V8@
M26YV97-T;65N="!0;W-I=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O
M=&%L(%5N<F5A;&EZ960@3&]S<V5S/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#,R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#,R+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX\=3Y!="!-87)C:"`S,2P@,C`Q-3PO=3X\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M:6YD96YT.C$T+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DEN9'5S=')I86PL(&UI<V-E;&QA
M;F5O=7,@86YD(&%L;"!O=&AE<CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T-C$L-C0Q(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$U.#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`U-#@L.3<S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/C(X/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R`Q+#`Q,"PV,30@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#,R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,R+C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY4;W1A;"!U;G)E86QI>F5D(&QO<W-E<SPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N.#@E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE
M('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V,2PV-#$@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XY."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N
M=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXQ-3@\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@8F]R9&5R
M+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`U-#@L.3<S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C@\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,RXW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#L@,2PP,3`L-C$T(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`S,BXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1F%I<B!686QU93PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#(L-#0T+#,R
M-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`V,#DL-C@Y(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$P+C@X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R`S+#`U-"PP,3,@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,R+C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C<X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQU/D%T($1E8V5M8F5R(#,Q
M+"`R,#$T/"]U/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DEN9'5S=')I86PL(&UI<V-E;&QA
M;F5O=7,@86YD(&%L;"!O=&AE<CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,C<L,S@Y(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$S.#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`T.3(L-S0T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/C(W/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`X,C`L,3,S(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S,BXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@=6YR96%L:7IE
M9"!L;W-S97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@8F]R9&5R+71O<#H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I
M9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`S,C<L,S@Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3,X/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XX."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#DR+#<T-"`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$P+CDX)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P
M+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/C(W/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#@R,"PQ,S,@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#,R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,R+C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY&86ER(%9A;'5E/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^("0F(S$V,#LF(S$V,#L@,BPQ-C(L-#(U(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#8W-BPW,#8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#(L.#,Y+#$S,2`\+W`^(#PO=&0^(#PO
M='(^(#PO=&%B;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU
M<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/D%S(&]F($UA<F-H(#,Q+"`R,#$U+"!T:&4@879E<F%G92!M
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M('1H<F5E(&UO;G1H<R!E;F1E9"!-87)C:"`S,2P@,C`Q-2!A;F0@,C`Q-"P@
M86X@;W1H97(@=&AA;B!T96UP;W)A<GD@9&5C;&EN92!I;B!T:&4@9F%I<B!V
M86QU92!R97-U;'1E9"!I;B!T:&4@<F5C;V=N:71I;VX@;V8@86X@:6UP86ER
M;65N="!L;W-S(&]N(&5Q=6ET>2!S96-U<FET:65S(&]F("0R-2PX.38@86YD
M("0M,"TL(')E<W!E8W1I=F5L>2X@/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C0N,'!T/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M96YT(&QO<W,@:7,@<F5C;V=N:7IE9"X@/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C0N,'!T/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3X\
M9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/E1H92!F86ER('9A
M;'5E<R!O9B!F:7AE9"!M871U<FET>2!S96-U<FET:65S(&%R92!B87-E9"!O
M;B!Q=6]T960@;6%R:V5T('!R:6-E<RP@=VAE;B!A=F%I;&%B;&4N($9O<B!F
M:7AE9"!M871U<FET>2!S96-U<FET:65S(&YO="!A8W1I=F5L>3PO9F]N=#X\
M9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/B!T<F%D960L(&9A
M:7(@=F%L=65S(&%R92!E<W1I;6%T960@=7-I;F<@=F%L=65S(&]B=&%I;F5D
M(&9R;VT@:6YD97!E;F1E;G0@<')I8VEN9R!S97)V:6-E<RP@;W(@:6X@=&AE
M(&-A<V4@;V8@<')I=F%T92!P;&%C96UE;G1S+"!A<F4@97-T:6UA=&5D(&)Y
M(&1I<V-O=6YT:6YG(&5X<&5C=&5D(&9U='5R92!C87-H(&9L;W=S('5S:6YG
M(&$@8W5R<F5N="!M87)K970@=F%L=64@87!P;&EC86)L92!T;R!T:&4@8V]U
M<&]N(')A=&4L(&-R961I="!A;F0@;6%T=7)I='D@;V8@=&AE(&EN=F5S=&UE
M;G1S+B!4:&4@9F%I<B!V86QU97,@9F]R(&5Q=6ET>2!S96-U<FET:65S(&%R
M92!B87-E9"!O;B!Q=6]T960@;6%R:V5T('!R:6-E<RX\+V9O;G0^/"]P/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE/3-$;&5T
M=&5R+7-P86-I;F<Z+2XQ<'0^5&AE(&%M;W)T:7IE9"!C;W-T(&%N9"!E<W1I
M;6%T960@9F%I<B!V86QU92!O9B!F:7AE9"!M871U<FET>2!S96-U<FET:65S
M(&%T($UA<F-H(#,Q+"`R,#$U+"!B>2!C;VYT<F%C='5A;"!M871U<FET>2P@
M87)E('-H;W=N(&)E;&]W+B!%>'!E8W1E9"!M871U<FET:65S(&UA>2!D:69F
M97(@9G)O;2!C;VYT<F%C='5A;"!M871U<FET:65S(&)E8V%U<V4@8V5R=&%I
M;B!B;W)R;W=E<G,@;6%Y(&AA=F4@=&AE(')I9VAT('1O(&-A;&P@;W(@<')E
M<&%Y(&]B;&EG871I;VYS('=I=&@@;W(@=VET:&]U="!C86QL(&]R('!R97!A
M>6UE;G0@<&5N86QT:65S+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R
M/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$
M,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D97(M8V]L;&%P<V4Z8V]L
M;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE
M/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(U+C`E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%M;W)T:7IE9"!#;W-T)FYB
M<W`[)FYB<W`[)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^17-T
M:6UA=&5D($9A:7(@5F%L=64\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY(96QD('1O($UA='5R:71Y.CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S
M+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(U)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#(U
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXX."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M-24@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`R-2XP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1U92!I;B`R,#$U/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G
M=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,L.#$V+#$Y-B`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-2XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPX.#`L,C8R(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0T,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`T,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY$=64@:6X@,C`Q-B!T:')O=6=H(#(P,3D\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-2XP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S,RPS,SDL.3`X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#,V+#@Y,"PT,C(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1U92!I;B`R
M,#(P('1H<F]U9V@@,C`R-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(U
M+#0V.2PP-3D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C@L,S0W
M+#@T-2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1'5E(&%F=&5R(#(P,C0\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-2XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`V-BPQ-S0L-S4V(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(U+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#<V+#,T.2PY-#<@/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#0R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/DUO<G1G86=E+6)A8VME9"!S96-U<FET:65S/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPX-3DL,#@X(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(U+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0L,3<P+#8P,2`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^4F5D965M86)L92!P<F5F97)R960@<W1O8VL\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-2XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`V,3(L,#(S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8T-RPY-C`@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$T
M+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY4;W1A;"!H96QD('1O(&UA='5R:71Y/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C4N,"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,3,S+#(W,2PP,S`@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C4N,"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,34P+#(X-RPP,S<@/"]P/B`\+W1D/B`\+W1R
M/B`\+W1A8FQE/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T
M:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
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M:69I8V%T:6]N(&UE=&AO9"X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E
M<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS
M1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O
M;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#0X)2!V86QI9VX],T1T;W`@<W1Y
M;&4],T0G=VED=&@Z(#0X+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED
M=&@Z(#,N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@,C`N,S0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B!!;6]R=&EZ960@0V]S="`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`R
M,RXX)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX@17-T:6UA=&5D($9A:7(@5F%L=64@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0X+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^079A:6QA8FQE
M(&9O<B!386QE.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$
M=&]P('-T>6QE/3-$)W=I9'1H.B`S+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX],T1T
M;W`@<W1Y;&4],T0G=VED=&@Z(#(P+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@,RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,R4@=F%L:6=N/3-$=&]P
M('-T>6QE/3-$)W=I9'1H.B`R,RXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#@N,C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M;6]N('-T;V-K/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z
M(#,N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C`N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R`W+#`Y-2PR,C4@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C,N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L,S@S+#4P,B`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#@E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-#@N,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N
M,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/E1O=&%L(&%V86EL86)L92!F;W(@<V%L93PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S
M+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(P+C,T)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R`W+#`Y-2PR,C4@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N.#(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C,N."4[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPS.#,L-3`R(#PO<#X@
M/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN
M9SHM+C%P=#Y4:&4@0V]M<&%N>28C,30V.W,@<F5A;&EZ960@9V%I;G,@86YD
M(&QO<W-E<RP@;W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N=',@9G)O
M;2!I;G9E<W1M96YT<R!A;F0@;W1H97(@87-S971S+"!A<F4@<W5M;6%R:7IE
M9"!A<R!F;VQL;W=S.CPO9F]N=#X\+W`^(#QT86)L92!B;W)D97(],T0P(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T
M>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@
M/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-#(E(&-O;'-P86X],T0S('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N-#8E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1H<F5E
M($UO;G1H<R!%;F1E9"!-87)C:"`S,3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`U
M-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3DE('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3DN
M-C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O
M=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/C(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A
M;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C`Q
M-#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D9I>&5D(&UA='5R:71Y('-E8W5R:71I97,@:&5L9"!T;R!M871U<FET>3H\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G
M=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^1W)O<W,@<F5A;&EZ960@9V%I;G,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#@U+#DY-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M:6YD96YT.C$T+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY'<F]S<R!R96%L:7IE9"!L;W-S
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#DL-S<V*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^3W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N
M=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,P+#`P,"D\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#,P+#`P,"D\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4V5C=7)I
M=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C8T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D=R;W-S(')E86QI>F5D(&=A:6YS/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#@W+#<R,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-3,L,C4S(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1W)O<W,@
M<F5A;&EZ960@;&]S<V5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@Q+#`Q-BD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N,S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D]T:&5R('1H86X@=&5M<&]R
M87)Y(&EM<&%I<FUE;G1S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@R-2PX.38I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D]T:&5R(&%S<V5T<SH\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS
M-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^1W)O<W,@<F5A;&EZ960@9V%I;G,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,C4W+#$S.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,30U+#<T
M,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D=R;W-S(')E86QI>F5D(&QO<W-E<SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS
M-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^3W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N=',\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C$N-7!T
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,V
M-"PQ-C@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-C@L
M.3DS(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
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M(&UO;G1H<R!E;F1E9"!-87)C:"`S,2P@,C`Q-2!A;F0@,C`Q-"P@<F5S<&5C
M=&EV96QY+B`\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1T97AT+6%L:6=N
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M/"]P/B`\<"!S='EL93TS1'1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^
M(#QP('-T>6QE/3-$=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE/3-$
M;&5T=&5R+7-P86-I;F<Z+2XQ<'0^36%J;W(@8V%T96=O<FEE<R!O9B!N970@
M:6YV97-T;65N="!I;F-O;64@87)E(&%S(&9O;&QO=W,Z/"]F;VYT/CPO<#X@
M/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG
M/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R
M+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#0T)2!C
M;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T
M+C@R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY4:')E92!-;VYT:',@16YD960@36%R8V@@,S$\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@,C`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C`Q-3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H
M.B`S+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,C`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^,C`Q-#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D9I>&5D(&UA='5R:71Y('-E8W5R:71I97,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q+#DX,"PV.38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPQ,#DL,3(Q(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5Q=6ET>2!S96-U<FET
M:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U
M.2PT,3@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`S.2PR-#<@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^36]R=&=A9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#$L.#4P+#8R-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXR)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-34R+#$Q
M,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY296%L(&5S=&%T93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PV,C,L-S0Q(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`S+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,2PV.#DL-3DU(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/E!O;&EC>2!A;F0@;W1H97(@;&]A;G,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$X."PU-#8@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`Q.3<L-38X(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E-H;W)T+71E<FT@:6YV97-T
M;65N=',L)B,Q-C`[('!R:6YC:7!A;&QY(&=A:6YS(&]N('-A;&4@;V8@;6]R
M=&=A9V4@;&]A;G,@86YD(&]T:&5R/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#0L,C(U+#<X-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXR)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PX.3DL,3$S
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D=R;W-S(&EN=F5S=&UE;G0@:6YC;VUE/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Y+#DR
M."PX,3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#0X-BPW-30@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4U+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YV97-T;65N="!E
M>'!E;G-E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#(L,3`U+#DV."D\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXR)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q+#@T-"PR-30I/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3F5T(&EN
M=F5S=&UE;G0@:6YC;VUE/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R
M9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`W+#@R,BPX-#0@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@8F]R9&5R+71O<#H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R
M+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U
M+#8T,BPU,#`@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/B`\<"!S='EL93TS
M1'1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HT+C!P=#XF;F)S<#L\
M+W`^(#QP('-T>6QE/3-$=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE
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M86YD(#(P,30L(')E<W!E8W1I=F5L>2X\+V9O;G0^/"]P/B`\<"!S='EL93TS
M1'1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HT+C!P=#XF;F)S<#L\
M+W`^(#QP('-T>6QE/3-$=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE
M/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^3F5T(&EN=F5S=&UE;G0@:6YC;VUE
M(&]N(')E86P@97-T871E(&-O;G-I<W1S('!R:6UA<FEL>2!O9B!R96YT86P@
M<F5V96YU92X\+V9O;G0^/"]P/B`\<"!S='EL93TS1'1E>'0M86QI9VXZ:G5S
M=&EF>3ML:6YE+6AE:6=H=#HT+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
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M=F5S=&UE;G0@86-T:79I=&EE<RX\+V9O;G0^/"]P/B`\<"!S='EL93TS1'1E
M>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HT+C!P=#XF;F)S<#L\+W`^
M(#QP('-T>6QE/3-$=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE/3-$
M;&5T=&5R+7-P86-I;F<Z+2XQ<'0^4V5C=7)I=&EE<R!O;B!D97!O<VET(&9O
M<B!R96=U;&%T;W)Y(&%U=&AO<FET:65S(&%S(')E<75I<F5D(&)Y(&QA=R!A
M;6]U;G1E9"!T;R`\+V9O;G0^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN
M9SHM+C%P=#XD.2PS,3`L,C(W/"]F;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R
M+7-P86-I;F<Z+2XQ<'0^(&%T($UA<F-H(#,Q+"`R,#$U(&%N9"`\+V9O;G0^
M/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XD."PX.#8L,#`Q
M/"]F;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^(&%T
M($1E8V5M8F5R(#,Q+"`R,#$T+B!4:&4@<F5S=')I8W1E9"!S96-U<FET:65S
M(&%R92!I;F-L=61E9"!I;B!V87)I;W5S(&%S<V5T<R!U;F1E<B!I;G9E<W1M
M96YT<R!O;B!T:&4@86-C;VUP86YY:6YG(&-O;F1E;G-E9"!C;VYS;VQI9&%T
M960@8F%L86YC92!S:&5E=',N/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1T97AT
M+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIJ=7-T:69Y/CQU/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P
M86-I;F<Z+2XQ<'0^36]R=&=A9V4@3&]A;G,\+V9O;G0^/"]U/CPO<#X@/'`@
M<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H
M=#HT+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I
M9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN;VYE/CQF;VYT(&QA;F<],T18
M+4Y/3D4^36]R=&=A9V4@;&]A;G,@8V]N<VES="!O9B!F:7)S="!A;F0@<V5C
M;VYD(&UO<G1G86=E<RX@5&AE(&UO<G1G86=E(&QO86YS(&)E87(@:6YT97)E
M<W0@870@<F%T97,@<F%N9VEN9R!F<F]M(#(N,"4@=&\@,3`N-24L(&UA='5R
M:71Y(&1A=&5S(')A;F=E(&9R;VT@<VEX(&UO;G1H<R!T;R`S,"!Y96%R<R!A
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M(&)U<VEN97-S+CPO9F]N=#X\9F]N="!L86YG/3-$6"U.3TY%/B`\+V9O;G0^
M/&9O;G0@;&%N9STS1%@M3D].13Y!="`\+V9O;G0^36%R8V@@,S$L(#(P,34\
M9F]N="!L86YG/3-$6"U.3TY%/BP@=&AE($-O;7!A;GD@:&%D(#PO9F]N=#XS
M.24\9F]N="!L86YG/3-$6"U.3TY%/BP@/"]F;VYT/C$Y)2P@,3,E+"`X)2P@
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M/3-$6"U.3TY%/B`\+V9O;G0^/&9O;G0@;&%N9STS1%@M3D].13YA;F0@/"]F
M;VYT/CQF;VYT(&QA;F<],T18+4Y/3D4^)#PO9F]N=#XR+#`P,RPP-34\9F]N
M="!L86YG/3-$6"U.3TY%/B!A="`\+V9O;G0^36%R8V@@,S$L(#(P,34\9F]N
M="!L86YG/3-$6"U.3TY%/B!A;F0@1&5C96UB97(@,S$L(#(P,30L(')E<W!E
M8W1I=F5L>2X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE
M:6=H=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF;F)S<#L\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^5&AE(&9O;&QO
M=VEN9R!I<R!A('-U;6UA<GD@;V8@=&AE(&%L;&]W86YC92!F;W(@;&]A;B!L
M;W-S97,@87,@82!C;VYT<F$M87-S970@86-C;W5N="!F;W(@=&AE('!E<FEO
M9',@<')E<V5N=&5D.CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG
M:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\=&%B
M;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P
M('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D97(M8V]L
M;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,3`P)2!C;VQS<&%N
M/3-$."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P,"XP)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S(&%N9"!296-O<F1E9"!)
M;G9E<W1M96YT(&EN($UO<G1G86=E($QO86YS/"]B/CPO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^($-O;6UE<F-I86P@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CX@4F5S:61E;G1I86P@/"]B/CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\8CX@4F5S:61E;G1I86P@0V]N<W1R=6-T:6]N
M(#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^(%1O=&%L
M(#PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX\8CY-87)C:"`S,2P@,C`Q-3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY!;&QO
M=V%N8V4@9F]R(&-R961I="!L;W-S97,Z/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0F5G:6YN
M:6YG(&)A;&%N8V4@+2!*86YU87)Y(#$L(#(P,34\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,3@W+#$R.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-S$U+#@Q,B`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#$P,"PQ,30@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#`P,RPP-34@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[($-H87)G92UO9F9S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@4')O=FES:6]N/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$P
M,"PV-3DI/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("@Q,#`L-C4Y*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B86QA;F-E("U-87)C:"`S
M,2P@,C`Q-3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#$X-RPQ,CD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#$L-C$U+#$U,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3`P+#$Q-"`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY,#(L,SDV(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T
M+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A;&%N8V4Z(&EN9&EV:61U86QL
M>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C0U+#DU,B`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#(T-2PY-3(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T
M+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
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M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,3@W+#$R.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#,V.2PR,#$@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3`P+#$Q-"`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U
M8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#8U-BPT-#0@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T
M+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY%;F1I;F<@8F%L86YC93H@;&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO
M<F%T960@8W)E9&ET('%U86QI='D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G
M92!L;V%N<SH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@-#8L
M,#8W+#$S,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R`U,BPP-#4L,S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#(Y+#8X-"PS-3D@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0@,3(W+#<Y-BPX
M,SD@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
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M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#4T-"PW,S$@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#4T-"PW,S$@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
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M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@-#8L
M,#8W+#$S,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R`T.2PU,#`L-C$Y(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#(Y+#8X-"PS-3D@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0@,3(U+#(U,BPQ
M,#@@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY%;F1I;F<@8F%L86YC
M93H@;&]A;G,@86-Q=6ER960@=VET:"!D971E<FEO<F%T960@8W)E9&ET('%U
M86QI='D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY$96-E;6)E<B`S,2P@,C`Q-#PO
M8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N
M.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY!;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,Z
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^0F5G:6YN:6YG(&)A;&%N8V4@+2!*86YU87)Y(#$L
M(#(P,30\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3@W+#$R.2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$L,S8T+#@T-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$P,"PQ,30@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#8U,BPP.3`@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T
M+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[($-H87)G92UO9F9S/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@*#,X+#0T-"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,X
M+#0T-"D\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#L@4')O=FES:6]N/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S@Y+#0P
M.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,S@Y+#0P.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY%;F1I;F<@8F%L86YC92`M($1E8V5M
M8F5R(#,Q+"`R,#$T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<BUT;W`Z
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,3@W+#$R.2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,2PW,34L.#$R(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R
M+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,#`L,3$T(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#`P,RPP-34@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-3,L
M-#0V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,34S+#0T-B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D5N9&EN9R!B86QA;F-E.B!C;VQL96-T:79E;'D@979A;'5A=&5D
M(&9O<B!I;7!A:7)M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q.#<L,3(Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-38R+#,V-B`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,#`L,3$T(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#$L.#0Y+#8P.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
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M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO
M<G1G86=E(&QO86YS.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B86QA;F-E/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R`S-2PS.#@L-S4V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[(#4S+#4Y,BPT,S,@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@,S,L,#<Q+#DS
M."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"`Q,C(L
M,#4S+#$R-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B
M86QA;F-E.B!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-34V+#$X
M,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,30L-#DY
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L.3<P+#8X,2`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/D5N9&EN9R!B86QA;F-E.B!C;VQL96-T:79E;'D@979A
M;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`S-2PS.#@L-S4V(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#4R
M+#`S-BPR-3$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#L@,S(L-C4W+#0S.2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O
M=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"`Q,C`L,#@R+#0T-B`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
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M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#PO=&%B
M;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#MT97AT
M+6%U=&]S<&%C93IN;VYE/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD[
M;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO;F4^/&9O;G0@
M;&%N9STS1%@M3D].13Y4:&4@9F]L;&]W:6YG(&ES(&$@<W5M;6%R>2!O9B!T
M:&4@86=I;F<@;V8@;6]R=&=A9V4@;&]A;G,@9F]R('1H92!P97)I;V1S('!R
M97-E;G1E9#PO9F]N=#XZ/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE
M:6=H=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM;&5F=#HM
M.2XP<'0^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN
M9STS1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$-S`P('-T>6QE/3-$=VED
M=&@Z-3(T+CDU<'0[;6%R9VEN+6QE9G0Z-2XT<'0[8F]R9&5R+6-O;&QA<'-E
M.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#<P,"!C;VQS<&%N/3-$,3`@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,C0N.35P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M06=E($%N86QY<VES(&]F(%!A<W0@1'5E($UO<G1G86=E($QO86YS(#PO8CX\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-C4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-C4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V."!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<U
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N,S5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#<S('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N-G!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0W,"!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V
M+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0W,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M("XW-6EN.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T.2XP-7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LS,"TU.2!$87ES(%!A<W0@1'5E(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.S8P+3@Y($1A>7,@4&%S="!$
M=64@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUR:6=H=#H@;F]N
M93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[1W)E871E<B!4:&%N(#DP($1A>7,@*#$I(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U-BXS-7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#M);B!&
M;W)E8VQO<W5R92`H,2D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[5&]T86P@4&%S="!$=64@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4P+C5P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[0W5R
M<F5N="`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUR:6=H=#H@
M;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[5&]T86P@36]R=&=A9V4@3&]A;G,@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4V+CDU<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.T%L;&]W
M86YC92!F;W(@3&]A;B!,;W-S97,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W
M,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#M.970@36]R=&=A9V4@3&]A;G,@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#$S,2!C;VQS<&%N
M/3-$,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DX+C%P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^36%R8V@@,S$L(#(P,34\+V(^/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4P+C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-38N.35P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<R('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@+C<U:6X[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V-2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P
M.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-30N-G!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#8W('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-B!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W,BPY,S0@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#<U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N,S5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#<S('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N-G!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`R-S(L.3,T(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0U+#<Y-"PQ.38@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,"!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V+#`V-RPQ,S`@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V
M+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q.#<L,3(Y*3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@-#4L.#@P+#`P,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L,#DR+#$T,"`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<P-BPW-3,@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#$P-RPX
M,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,BPU-#0L-S,Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@."PT-3$L-#4U(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M-#,L-3DS+#@Y-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,BPP
M-#4L,S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R@Q+#8Q-2PQ-3,I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,B!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#4P+#0S,"PQ.3<@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^4F5S:61E;G1I86P@0V]N<W1R=6-T:6]N/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#(U+#`T.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8T+#@Y-2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#<U('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-38N,S5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
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M=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,CDL-3DT+#0Q-2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R.2PV.#0L,S4Y(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("@Q,#`L,3$T*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M-S(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R.2PU.#0L,C0U(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y
M+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4P+C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-38N.35P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<R('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@+C<U:6X[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@8F]R9&5R+71O<#H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R
M+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`Q+#`Y,BPQ-#`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V
M."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q+#`P-"PW,S8@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@
M8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE
M9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#$W,BPW,C8@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4V+C,U<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,BPU-#0L-S,Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@."PX,30L,S,S(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M,"XU<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#L@,3$X+#DX,BPU,#8@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0W,"!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C(U<'0[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,3(W+#<Y-BPX,SD@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0W-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@*#$L.3`R+#,Y-BD\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#<R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U
M:6X[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#L@,3(U+#@Y-"PT-#,@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-3`N-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,3,Q(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@.3@N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY$96-E;6)E<B`S,2P@,C`Q-#PO
M8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S(@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY#;VUM97)C:6%L/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y
M+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$-S,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@,S4L,S@X+#<U-B`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,S4L,S@X+#<U-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<V('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#$X-RPQ,CDI/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W
M,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S-2PR,#$L
M-C(W(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0V-2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/E)E<VED96YT:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V-2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,2PV,S$L,30R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,2PQ-S0L-3$V(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-2PT-C0L.3`Q(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-34V+#$X
M,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-30N-G!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#DL.#(V+#<T,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0S+#<V-2PV.3(@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0W,"!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-3,L-3DR+#0S,R`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-38N.35P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,2PW,34L.#$R
M*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,2PX
M-S8L-C(Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0V-2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/E)E<VED96YT:6%L($-O;G-T<G5C=&EO;CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q
M+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0Q-"PT.3D@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`T-SDL,SDT(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S(L-3DR
M+#4T-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,RPP
M-S$L.3,X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q,#`L,3$T*3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,BPY-S$L.#(T(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V-R!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<P
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#<V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#<R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U:6X[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#DN,#5P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#8S,2PQ
M-#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#$W-"PU,38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@8F]R9&5R
M+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`U+#4R.2PW.38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W
M-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY-S`L
M-C@Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S,@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@
M;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,3`L,S`V+#$S-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N-7!T.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$Q,2PW-#8L.3DR(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#$R,BPP-3,L,3(W(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S8@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("@R+#`P,RPP-34I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,B!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!B;W)D97(M
M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B
M;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R
M,"PP-3`L,#<R(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N
M.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO
M;F4^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ
M,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93X\=3X\9F]N="!L86YG/3-$6"U.
M3TY%/DEM<&%I<F5D($UO<G1G86=E($QO86YS/"]F;VYT/CPO=3X\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG
M:'0Z-"XP<'0^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE
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M<R!W97)E(&EM<&%I<F5D('=E<F4@87,@9F]L;&]W<SH\+V9O;G0^/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,BXP<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS
M<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE
M/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R
M/B`\=&0@=VED=&@],T0Q,#`E(&-O;'-P86X],T0Q,"!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^26UP86ER960@3&]A;G,\
M+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)B,Q-C`[4F5C
M;W)D960@26YV97-T;65N="`\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/B8C,38P.U5N<&%I9"!0<FEN8VEP86P@0F%L86YC92`\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3$N.30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B8C,38P.U)E;&%T
M960@06QL;W=A;F-E(#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^/&(^)B,Q-C`[079E<F%G92!296-O<F1E9"!);G9E<W1M96YT(#PO8CX\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXS-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)B,Q-C`[26YT97)E
M<W0@26YC;VUE(%)E8V]G;FEZ960@/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^36%R8V@@,S$L(#(P,34\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^5VET:"!N;R!R96QA=&5D(&%L;&]W86YC92!R
M96-O<F1E9#H\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@0V]M;65R
M8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#L@4F5S:61E;G1I86P@8V]N<W1R=6-T:6]N/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5VET:"!A;B!A;&QO=V%N8V4@
M<F5C;W)D960Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[($-O;6UE
M<F-I86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#L@4F5S:61E;G1I86P\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#4T
M-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L-30T+#<S,2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,C0U+#DU,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPU-#0L-S,Q(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R
M."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[(%)E<VED96YT:6%L(&-O;G-T<G5C=&EO
M;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O
M=&%L.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!#;VUM97)C:6%L
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[(%)E<VED96YT:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPU-#0L-S,Q
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R+#4T-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#(T-2PY-3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L-30T+#<S,2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;"!C;VYS=')U8W1I;VX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY$96-E
M;6)E<B`S,2P@,C`Q-#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY7:71H(&YO(')E
M;&%T960@86QL;W=A;F-E(')E8V]R9&5D.CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R!#;VUM97)C:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[(%)E<VED96YT:6%L
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;"!C;VYS=')U8W1I
M;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,30L-#DY(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,30L-#DY(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,30L-#DY(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY7:71H(&%N
M(&%L;&]W86YC92!R96-O<F1E9#H\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#L@0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$L-34V+#$X,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q
M+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`F(S$V
M,#L@,34S+#0T-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[(%)E<VED96YT:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L.CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R!#;VUM97)C:6%L/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M(%)E<VED96YT:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#4U-BPQ.#(@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("8C,38P.R`Q-3,L-#0V(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#4U-BPQ.#(@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@4F5S:61E;G1I86P@8V]N<W1R
M=6-T:6]N/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#PO=&%B;&4^(#QP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG
M;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN
M;VYE/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M:G5S=&EF>3X\=3Y#<F5D:70@4FES:R!0<F]F:6QE($)A<V5D(&]N(%!E<F9O
M<FUA;F-E(%-T871U<R`\+W4^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
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M92!L;V%N<R!A<R!L;V%N<R`Y,"9N8G-P.V1A>7,@<&%S="!D=64@;W(@;VX@
M;F]N+6%C8W)U86P@<W1A='5S+B`\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4^5&AE($-O;7!A;GDF(S$T-CMS('!E<F9O<FUI;F<@86YD(&YO;BUP97)F
M;W)M:6YG(&UO<G1G86=E(&QO86YS('=E<F4@87,@9F]L;&]W<SH\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E
M('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S
M93X@/'1R/B`\=&0@=VED=&@],T0Q,#`E(&-O;'-P86X],T0Q-B!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P,"XP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^36]R=&=A9V4@
M3&]A;B!#<F5D:70@17AP;W-U<F4\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#$P,"4@8V]L<W!A;CTS1#$V('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY#<F5D:70@4FES:R!0<F]F
M:6QE($)A<V5D(&]N(%!A>6UE;G0@06-T:79I='D\+V(^/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C,X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#DN,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@.2XS-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-R4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R,B4@8V]L<W!A;CTS1#,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R,BXY-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)B,Q-C`[0V]M;65R8VEA;"`\
M+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E(&-O;'-P86X],T0S('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N-"4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^)B,Q-C`[4F5S:61E;G1I86P@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(P)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(P+C`V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXF(S$V,#M297-I9&5N=&EA;"!#
M;VYS=')U8W1I;VX@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(Q)2!C
M;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q
M+C(V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CXF(S$V,#M4;W1A;"`\+V(^/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\8CY-87)C:"`S,2P@,C`Q-3PO8CX\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XS."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^/&(^1&5C96UB97(@,S$L(#(P,30\+V(^/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C$X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY-87)C:"`S,2P@,C`Q-3PO8CX\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#DN,S0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D1E8V5M8F5R(#,Q+"`R
M,#$T/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@.2XQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^36%R8V@@
M,S$L(#(P,34\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C`E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D1E
M8V5M8F5R(#,Q+"`R,#$T/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XY-"4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^/&(^36%R8V@@,S$L(#(P,34\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C0T)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\8CY$96-E;6)E<B`S,2P@,C`Q-#PO8CX\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Y+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@.2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XT-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^4&5R9F]R;6EN9SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[(#0V+#`V-RPQ,S`@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"`S-2PS.#@L-S4V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[(#0U+#,Y,BPW.#@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C,T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#L@-#8L-3<Q+#,U,"`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R`R.2PV,3DL-#8T(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XP)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0@,S(L-3DR+#4T-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R`Q,C$L,#<Y+#,X,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R`Q,30L-34R+#8U,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY.;VYP97)F;W)M:6YG/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C,X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPV-3(L
M-38R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@.2XS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPP,C$L,#@S(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-C0L.#DU(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`T-SDL,SDT(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-BPW,3<L-#4W(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XT
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-RPU,#`L-#<W(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#DN-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#DN,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Y+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY4;W1A;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N-R4[(&)O<F1E<BUT;W`Z('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H
M=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@-#8L,#8W+#$S,"`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XS."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0@,S4L,S@X+#<U-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,3@E.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#4R+#`T-2PS-3`@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C,T)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R`U,RPU.3(L-#,S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ-B4[(&)O<F1E
M<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0@,CDL-C@T+#,U.2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN,"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#L@,S,L,#<Q+#DS."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN.30E.R!B;W)D97(M
M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B
M;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#$R-RPW.38L.#,Y(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XT-"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#L@,3(R+#`U,RPQ,C<@/"]P/B`\+W1D/B`\+W1R/B`\+W1A
M8FQE/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4^/'4^3F]N+4%C8W)U86P@36]R=&=A9V4@3&]A;G,\+W4^/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3Y/
M;F-E(&$@;&]A;B!I<R!P87-T(&1U92`Y,"!D87ES+"!I="!I<R!T:&4@0V]M
M<&%N>28C,30V.W,@<&]L:6-Y('1O(&5N9"!T:&4@86-C<G5A;"!O9B!I;G1E
M<F5S="!I;F-O;64@;VX@=&AE(&QO86X@86YD('=R:71E(&]F9B!A;GD@:6YC
M;VUE('1H870@:&%D(&)E96X@86-C<G5E9"X@26YT97)E<W0@;F]T(&%C8W)U
M960@;VX@=&AE<V4@;&]A;G,@=&]T86QS("0U,S0L,#`P(&%N9"`D-3,U+#`P
M,"!A<R!O9B!-87)C:"`S,2P@,C`Q-2!A;F0@1&5C96UB97(@,S$L(#(P,30L
M(')E<W!E8W1I=F5L>2X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.FIU<W1I9GD^)B,Q-C`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4^5&AE
M(&9O;&QO=VEN9R!I<R!A('-U;6UA<GD@;V8@;6]R=&=A9V4@;&]A;G,@;VX@
M82!N;VYA8V-R=6%L('-T871U<R!F;W(@=&AE('!E<FEO9',@<')E<V5N=&5D
M+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.VQI;F4M:&5I9VAT.C4N,'!T/B9N
M8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E
M;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N
M,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS
M1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#8T)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#8T+C@T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^/&(^36]R=&=A9V4@3&]A;G,@;VX@3F]N86-C<G5A
M;"!3=&%T=7,\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#8T)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#8T+C@T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,S4N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,Q+C$E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B!!<R!O9B!-87)C:"`S,2`R,#$U(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`S+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,P+C,R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@07,@;V8@1&5C96UB97(@,S$@
M,C`Q-"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,S$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S$N,24[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-C4R+#4V,B`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,RXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S,"XS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L,#(Q+#`X,R`\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY2
M97-I9&5N=&EA;"!C;VYS=')U8W1I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#,Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Q+C$E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8T+#@Y-2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,RXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S,"XS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-#<Y+#,Y-"`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S4N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,S$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,S$N,24[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
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M9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C0R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P
M+C,R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`W+#4P,"PT-S<@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[;&EN92UH96EG:'0Z-2XP<'0^)FYB<W`[
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU
M/DQO86X@3&]S<R!297-E<G9E/"]U/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.VUA<F=I;BUL969T.BXU:6X[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N
M8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF
M>3Y4:&4@;&]A;B!L;W-S(')E<V5R=F4@86YA;'ES:7,@:6YV;VQV97,@;6]R
M=&=A9V4@;&]A;G,@=&AA="!H879E(&)E96X@<V]L9"!T;R!T:&ER9"!P87)T
M>2!I;G9E<W1O<G,@=VAE<F4@=&AE($-O;7!A;GD@:&%S(')E8V5I=F5D(&$@
M9&5M86YD(&9R;VT@=&AE(&EN=F5S=&]R+B!4:&5R92!A<F4@9V5N97)A;&QY
M('1H<F5E('1Y<&5S(&]F(&1E;6%N9',Z(&UA:V4@=VAO;&4L(')E<'5R8VAA
M<V4L(&]R(&EN9&5M;FEF:6-A=&EO;BX@5&AE<V4@='EP97,@;V8@9&5M86YD
M<R!A<F4@;6]R92!P87)T:6-U;&%R;'D@9&5S8W)I8F5D(&%S(&9O;&QO=W,Z
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N
M8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA<F=I;BUL969T.BXU:6X[
M=&5X="UA;&EG;CIJ=7-T:69Y/CQI/DUA:V4@=VAO;&4@9&5M86YD/"]I/B`F
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M(&9E97,L(&QE<W,@=&AE('-A;&4@<')O8V5E9',N/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M:6YD96YT.BXU:6X^
M)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R9VEN+6QE9G0Z+C5I
M;CMT97AT+6%L:6=N.FIU<W1I9GD^/&D^4F5P=7)C:&%S92!D96UA;F0\+VD^
M("8C,34P.R!!(')E<'5R8VAA<V4@9&5M86YD('5S=6%L;'D@;V-C=7)S('=H
M96X@=&AE<F4@:7,@82!S:6=N:69I8V%N="!P87EM96YT(&1E9F%U;'0L(&5R
M<F]R(&EN('5N9&5R=W)I=&EN9R!O<B!D971E8W1E9"!L;V%N(&9R875D+CPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA<F=I;BUL969T.BXU:6X[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA
M<F=I;BUL969T.BXU:6X[=&5X="UA;&EG;CIJ=7-T:69Y/CQI/DEN9&5M;FEF
M:6-A=&EO;B!D96UA;F0\+VD^("8C,34P.R!/;B!C97)T86EN(&QO86YS('1H
M92!#;VUP86YY(&AA<R!N96=O=&EA=&5D(&$@<V5T(&9E92!T:&%T(&ES('1O
M(&)E('!A:60@:6X@;&EE=2!O9B!R97!U<F-H87-E+B!4:&4@9F5E('9A<FEE
M<R!B>2!I;G9E<W1O<B!A;F0@8GD@;&]A;B!P<F]D=6-T('1Y<&4N/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M;"!B86QA;F-E+"`H=BD@:6YT97)E<W0@<F%T92P@86YD("AV:2D@=F%L:61I
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M9R!T;R!M86ME(&%N>2!P87EM96YT<R!T;R!T:&4@:6YV97-T;W(N/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3Y4:&4@
M9F]L;&]W:6YG(&ES(&$@<W5M;6%R>2!O9B!T:&4@;&]A;B!L;W-S(')E<V5R
M=F4@=&AA="!I<R!I;F-L=61E9"!I;B!O=&AE<B!L:6%B:6QI=&EE<R!A;F0@
M86-C<G5E9"!E>'!E;G-E<SH\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS
M<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE
M/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R
M/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S.2XV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C@N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^07,@;V8@36%R8V@@,S$@,C`Q-3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(X+C`E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D%S(&]F($1E8V5M8F5R(#,Q(#(P,30\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,SDN-C@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86QA
M;F-E+"!B96=I;FYI;F<@;V8@<&5R:6]D/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
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M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C4R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C`E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U+#4P-BPU
M,S(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^4')O=FES:6]N<R!F;W(@;&]S<V5S/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V-C8L-S,Y(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(X+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,L,#4S+#0P,R`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,SDN-C@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY#:&%R
M9V4M;V9F<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C@N."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#$W,RPQ,#8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N,"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#8L.#0Q+#<X
M-2D\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY"86QA;F-E+"!E;F0@;V8@<&5R:6]D/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XX)3L@
M8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE
M9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#(Q,2PW.#,@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C@N,"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,2PW,3@L,34P(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
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M='D@:6YV97-T;W)S+B`\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN
M,7!T/E-E8W5R:71Y3F%T:6]N86P@36]R=&=A9V4@8F5L:65V97,@=&AE<F4@
M:7,@<&]T96YT:6%L('1O(')E<V]L=F4@86YY(&%L;&5G960@8VQA:6US(&)Y
M('1H:7)D('!A<G1Y(&EN=F5S=&]R<R!O;B!A8V-E<'1A8FQE('1E<FUS+B!)
M9B!396-U<FET>4YA=&EO;F%L($UO<G1G86=E(&ES('5N86)L92!T;R!R97-O
M;'9E('-U8V@@8VQA:6US(&]N(&%C8V5P=&%B;&4@=&5R;7,L(&QE9V%L(&%C
M=&EO;B!M87D@96YS=64N($EN('1H92!E=F5N="!O9B!L96=A;"!A8W1I;VX@
M8GD@86YY('1H:7)D('!A<G1Y(&EN=F5S=&]R+"!396-U<FET>4YA=&EO;F%L
M($UO<G1G86=E(&)E;&EE=F5S(&ET(&AA<R!S:6=N:69I8V%N="!D969E;G-E
M<R!T;R!A;GD@<W5C:"!A8W1I;VX@86YD(&EN=&5N9',@=&\@=FEG;W)O=7-L
M>2!D969E;F0@:71S96QF(&%G86EN<W0@<W5C:"!A8W1I;VXN/"]F;VYT/CQF
M;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^(#PO9F]N=#X\+W`^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
M#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N
M/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C0I(%-T;V-K+6)A<V5D($-O;7!E
M;G-A=&EO;CQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N
M(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C0I(%-T;V-K+6)A<V5D($-O;7!E;G-A=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4],T1L
M971T97(M<W!A8VEN9SHM+C%P=#XT*28C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`\=3Y3=&]C:RU"87-E9"!#;VUP96YS871I;VX\+W4^/"]F;VYT
M/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF
M;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I
M9GD^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#Y4:&4@0V]M
M<&%N>2!H87,@9F]U<B!F:7AE9"!O<'1I;VX@<&QA;G,@*'1H92`F(S$T-SLR
M,#`S(%!L86XF(S$T.#LL('1H92`F(S$T-SLR,#`V($1I<F5C=&]R(%!L86XF
M(S$T.#LL('1H92`F(S$T-SLR,#$S(%!L86XF(S$T.#L@86YD('1H92`F(S$T
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M;F1E9"!-87)C:"`S,2P@,C`Q-2!A;F0@,C`Q-"P@<F5S<&5C=&EV96QY+B`\
M+V9O;G0^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#Y!<R!O
M9B!-87)C:"`S,2P@,C`Q-2P@=&AE('1O=&%L('5N<F5C;V=N:7IE9"!C;VUP
M96YS871I;VX@97AP96YS92!R96QA=&5D('1O('1H92!O<'1I;VYS(&ES<W5E
M9"!I;B!$96-E;6)E<B`R,#$T(&%N9"!*=6QY(#(P,30@=V5R92`\+V9O;G0^
M/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XD,C,U+#`X-CPO
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M/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
M=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE
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M(')A=&AE<B!T:&%N(&9R;VT@=')E87-U<GD@<VAA<F5S+CPO9F]N=#X\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3X\9F]N="!S='EL93TS1&QE='1E<BUS
M<&%C:6YG.BTN,7!T/D$@<W5M;6%R>2!O9B!T:&4@<W1A='5S(&]F('1H92!#
M;VUP86YY)B,Q-#8[<R!S=&]C:R!I;F-E;G1I=F4@<&QA;G,@87,@;V8@36%R
M8V@@,S$L(#(P,34L(&%N9"!T:&4@8VAA;F=E<R!D=7)I;F<@=&AE('1H<F5E
M(&UO;G1H<R!E;F1E9"!-87)C:"`S,2P@,C`Q-2P@87)E('!R97-E;G1E9"!B
M96QO=SH\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P
M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4]
M,T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^
M(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C8R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY.=6UB97(@;V8@0VQA<W,@02!3:&%R
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY796EG:'1E9"!!=F5R
M86=E($5X97)C:7-E(%!R:6-E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
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M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DYU;6)E<B!O
M9B!#;&%S<R!#(%-H87)E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/E=E:6=H=&5D($%V97)A9V4@17AE<F-I<V4@4')I8V4\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY/=71S=&%N9&EN9R!A="!$96-E;6)E<B`S,2P@,C`Q
M-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`U,3(L-SDU(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RXR,"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@)B,Q-C`[)B,Q-C`[(#8Y,2PU.3$@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+C`P(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D=R86YT960\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY%>&5R8VES960\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3$T+#`R
M,RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+C$T(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D-A;F-E;&QE9#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H."PX-#8I/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#(N,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W5T<W1A;F1I
M;F<@870@36%R8V@@,S$L(#(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4P,RPY-#D@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S+C(Q
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`U-S<L-38X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,BXV,B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY!<R!O9B!-87)C:"`S,2P@,C`Q-3H\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W!T:6]N
M<R!E>&5R8VES86)L93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`S-SDL.30V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,BXW-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#0W,2PY-#,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+C$U(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D%S(&]F($UA<F-H(#,Q+"`R,#$U.CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY!=F%I;&%B;&4@;W!T:6]N<R!F;W(@9G5T=7)E(&=R86YT/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXV,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(V-BPV-#D@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E=E:6=H=&5D
M(&%V97)A9V4@8V]N=')A8W1U86P@=&5R;2!O9B!O<'1I;VYS/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6EN9&5N=#HQ,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SYO=71S=&%N9&EN9R!A="!-87)C:"`S
M,2P@,C`Q-3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^-RXU-R!Y96%R<SPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/C(N.3,@>65A<G,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY796EG:'1E9"!A=F5R86=E(&-O;G1R86-T=6%L('1E<FT@
M;V8@;W!T:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,3`N,'!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^97AE
M<F-I<V%B;&4@870@36%R8V@@,S$L(#(P,34\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/C8N.3$@>65A<G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXR+C,P('EE87)S
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^06=G<F5G871E9"!I;G1R
M:6YS:6,@=F%L=64@;V8@;W!T:6]N<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$P
M+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/F]U='-T86YD:6YG(&%T($UA<F-H(#,Q+"`R,#$U("@Q*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0Q+#`W-BPX.#`@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0Q+#4W,BPV-3,@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^06=G<F5G871E9"!I;G1R:6YS:6,@
M=F%L=64@;V8@;W!T:6]N<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$P+C!P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/F5X97)C:7-A8FQE(&%T($UA<F-H(#,Q+"`R,#$U("@Q*3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0Y.#@L,#(R(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C8R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXD,2PU,#8L-#$U(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B@Q*2!4:&4@0V]M<&%N>2!U<V5D(&$@<W1O8VL@
M<')I8V4@;V8@)#4N,S0@87,@;V8@36%R8V@@,S$L(#(P,34@=&\@9&5R:79E
M(&EN=')I;G-I8R!V86QU92X@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
M=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
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M=&5R+7-P86-I;F<Z+2XQ<'0^(&%N9"`\+V9O;G0^/&9O;G0@<W1Y;&4],T1L
M971T97(M<W!A8VEN9SHM+C%P=#XD+3`M/"]F;VYT/CQF;VYT('-T>6QE/3-$
M;&5T=&5R+7-P86-I;F<Z+2XQ<'0^+"!R97-P96-T:79E;'DN(#PO9F]N=#X\
M+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B
M8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?
M-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970Q,BYH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C4I($5A<FYI;F=S(%!E<B!3
M:&%R93QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q
M+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/C4I($5A<FYI;F=S(%!E<B!3:&%R93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/C4I)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#QU/D5A<FYI;F=S(%!E<B!3:&%R
M93PO=3X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C8N,'!T/B9N8G-P.SPO<#X@/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3X\9F]N="!S='EL93TS
M1&QE='1E<BUS<&%C:6YG.BTN,7!T/E1H92!B87-I8R!A;F0@9&EL=71E9"!E
M87)N:6YG<R!P97(@<VAA<F4@86UO=6YT<R!W97)E(&-A;&-U;&%T960@87,@
M9F]L;&]W<SH\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L
M;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y
M;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\
M='(^(#QT9"!W:61T:#TS1#<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-RXT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U,BXU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0S-R4@8V]L<W!A;CTS1#,@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S-RXQ)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4:')E92!-
M;VYT:',@16YD960@36%R8V@@,S$\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`W
M+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4R+C4E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$W+C`V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXR,#$U/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3<E('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C`Q-#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U.24@8V]L<W!A;CTS
M1#(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U.2XY-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/DYU;65R871O<CH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#<N-#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N-24[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DYE="!E87)N:6YG<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$W+C`V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#@V,RPW,#,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$S."PX-#@@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#4Y)2!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4Y+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1&5N;VUI;F%T;W(Z/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$W+C`V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`W+C0V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C4E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"
M87-I8R!W96EG:'1E9"UA=F5R86=E('-H87)E<R!O=71S=&%N9&EN9R`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`Q,BPY,S0L.#$V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R+#0P,"PY
M-30@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4Y)2!C;VQS
M<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Y+CDV
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^169F96-T(&]F(&1I;'5T:79E('-E8W5R:71I97,Z
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`W+C0V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#4R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C4E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY%;7!L;WEE92!S=&]C:R!O<'1I;VYS/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4S-2PP.#0@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V,BPY-#$@/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-RXT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U,BXU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0W)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#<N-#8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N-24[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D1I;'5T960@=V5I9VAT960M879E<F%G92!S:&%R97,@;W5T<W1A
M;F1I;F<\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<BUT;W`Z('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H
M=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,RPT-CDL
M.3`P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R+#@V,RPX
M.34@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#<E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-RXT-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0U,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXU)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0U.24@8V]L<W!A;CTS1#(@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U.2XY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A<VEC(&YE
M="!E87)N:6YG<R!P97(@<VAA<F4\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)#`N,30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0P
M+C`Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0W)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#<N-#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N-24[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$-3DE(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-3DN.38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY$:6QU=&5D
M(&YE="!E87)N:6YG<R!P97(@<VAA<F4\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)#`N,30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B0P+C`Q(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4],T1L
M971T97(M<W!A8VEN9SHM+C%P=#Y.970@96%R;FEN9W,@<&5R('-H87)E(&%M
M;W5N=',@:&%V92!B965N(&%D:G5S=&5D(&9O<B!T:&4@969F96-T(&]F(&%N
M;G5A;"!S=&]C:R!D:79I9&5N9',N($9O<B!T:&4@=&AR964@;6]N=&AS(&5N
M9&5D($UA<F-H(#,Q+"`R,#$U(&%N9"`R,#$T+"!T:&5R92!W97)E(#PO9F]N
M=#X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/C0L-C,R/"]F
M;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^(&%N9"`\
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M/"]F;VYT/CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#$S+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^-BD@0G5S:6YE
M<W,@4V5G;65N=',\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY.;W1E<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#XV*2!"=7-I;F5S<R!396=M96YT<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/C8I
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#QU/D)U<VEN97-S(%-E
M9VUE;G1S/"]U/CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93ML:6YE
M+6AE:6=H=#HV+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI
M;F4M:&5I9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN;VYE/CQU/CQF;VYT
M(&QA;F<],T18+4Y/3D4^1&5S8W)I<'1I;VX@;V8@4')O9'5C=',@86YD(%-E
M<G9I8V5S(&)Y(%-E9VUE;G0\+V9O;G0^/"]U/CPO<#X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU
M<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO;F4^
M)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,BXP
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M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T
M;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE
M+6AE:6=H=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93X\=3X\9F]N="!L
M86YG/3-$6"U.3TY%/DUE87-U<F5M96YT(&]F(%-E9VUE;G0@4')O9FET(&]R
M($QO<W,@86YD(%-E9VUE;G0@07-S971S/"]F;VYT/CPO=3X\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C
M93IN;VYE/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG
M:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO;F4^/&9O;G0@;&%N9STS1%@M
M3D].13Y4:&4@86-C;W5N=&EN9R!P;VQI8VEE<R!O9B!T:&4@<F5P;W)T86)L
M92!S96=M96YT<R!A<F4@=&AE('-A;64@87,@=&AO<V4@9&5S8W)I8F5D(&EN
M('1H92!3:6=N:69I8V%N="!!8V-O=6YT:6YG(%!R:6YC:7!L97,@;V8@=&AE
M(&9O<FT@,3!+(&9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q
M-"X@26YT97)S96=M96YT(')E=F5N=65S(&%R92!R96-O<F1E9"!A="!C;W-T
M('!L=7,@86X@86=R965D('5P;VX@:6YT97)C;VUP86YY('!R;V9I="P@86YD
M(&%R92!E;&EM:6YA=&5D('5P;VX@8V]N<V]L:61A=&EO;BX\+V9O;G0^/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,BXP<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI
M;F4M:&5I9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN;VYE/CQU/CQF;VYT
M(&QA;F<],T18+4Y/3D4^1F%C=&]R<R!-86YA9V5M96YT(%5S960@=&\@261E
M;G1I9GD@=&AE($5N=&5R<')I<V4F(S$T-CMS(%)E<&]R=&%B;&4@4V5G;65N
M=',\+V9O;G0^/"]U/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HU+C!P=#XF;F)S<#L\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
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M=&EO;G,N/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE/B9N8G-P.SPO
M<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
M:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R
M9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^3&EF92!);G-U<F%N8V4@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-30E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D-E;65T97)Y+R!-;W)T=6%R>3PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY-;W)T9V%G93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY%;&EM:6YA=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^0V]N<V]L:61A=&5D/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^1F]R('1H92!4:')E92!-;VYT:',@16YD960@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N
M.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\=3Y-87)C:"`S,2P@,C`Q-3PO=3X\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E)E=F5N=65S(&9R;VT@97AT97)N86P@8W5S=&]M97)S
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R`R,"PY.#4L-3`P
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@,RPP
M.3@L,C,X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#L@,SDL.38U+#@Y-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`V-"PP
M-#DL-C,R(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/DEN=&5R<V5G;65N="!R979E;G5E<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#@Q
M."PX-C<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,Q,2PY.3@@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#@X+#0X-R`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,L,C$Y+#,U,BD\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY396=M96YT('!R;V9I="!B969O<F4@:6YC;VUE('1A>&5S/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L-#`S+#@U,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#`Y+#$W-2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,2PQ.#4L,S4X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#DY."PS.#0@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,3(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DED96YT:69I86)L92!!<W-E
M=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@-C<W+#`U.2PY
M-3<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[(#$P-"PW-S@L-S(Q(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V
M,BPW-C4L-34Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R`H,30R+#@R
M-BPP,S@I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#<P,2PW-S@L,3DQ(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/D=O;V1W:6QL/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,S0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L-S8U+#4W,"`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,BPW-C4L-3<P(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY&;W(@=&AE(%1H<F5E($UO;G1H<R!%;F1E9"`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQU/DUA<F-H(#,Q+"`R,#$T/"]U/CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C,T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M4F5V96YU97,@9G)O;2!E>'1E<FYA;"!C=7-T;VUE<G,\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#$X+#0W,BPX,38@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`S+#`T,"PU-C@@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`R,RPU,SDL.#DR
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#0U+#`U,RPR-S8@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YT97)S
M96=M96YT(')E=F5N=65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L,#8Q+#<R,"`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,S,V+#(Y."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXU,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,38T+#$T-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@*#(L-38R+#$V-"D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY396=M96YT('!R;V9I="!B
M969O<F4@:6YC;VUE('1A>&5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,S0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L,S,Q+#0V.2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,3@R+#<W."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXU,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$L,S0X+#(V,"D\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,38U+#DX-R`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^261E;G1I9FEA8FQE($%S<V5T<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R`V,#0L,C8P+#4T-B`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#L@,3`X+#8R-RPT-S$@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0Y+#,W-2PU
M.34@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[("@Q,S4L-3(S+#(X-2D\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#L@-C(V+#<T
M,"PS,C<@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^1V]O9'=I;&P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,SDQ+#@T
M."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C@U+#$Y,2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-C<W+#`S.2`\+W`^(#PO=&0^(#PO='(^(#PO=&%B
M;&4^(#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R
M7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,30N:'1M;`T*0V]N=&5N
M="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N
M="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M
M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M
M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C
M<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@
M1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^
M#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$
M,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXW*3H@1F%I<B!686QU92!O
M9B!&:6YA;F-I86P@26YS=')U;65N=',\8G(^/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY.;W1E<SPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XW*3H@1F%I<B!686QU92!O
M9B!&:6YA;F-I86P@26YS=')U;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y/C<I)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#QU/D9A:7(@5F%L=64@;V8@1FEN86YC:6%L($EN<W1R=6UE;G1S/"]U/CPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE
M+6AE:6=H=#HT+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD^1V5N97)A;&QY(&%C8V5P=&5D(&%C8V]U;G1I
M;F<@<')I;F-I<&QE<R`H1T%!4"D@9&5F:6YE<R!F86ER('9A;'5E(&%S('1H
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M<'5T<R`H;&]W97-T(&QE=F5L*2!R969L96-T(&EN=&5R;F%L;'D@9&5V96QO
M<&5D(&UA<FME="!A<W-U;7!T:6]N<RX@1F%I<B!V86QU92!M96%S=7)E;65N
M=',@87)E(&-L87-S:69I960@=6YD97(@=&AE(&9O;&QO=VEN9R!H:65R87)C
M:'DZ/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y
M.VQI;F4M:&5I9VAT.C0N,'!T/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I
M9GD^/&D^3&5V96P@,3HF(S$V,#L@/"]I/D9I;F%N8VEA;"!A<W-E=',@86YD
M(&9I;F%N8VEA;"!L:6%B:6QI=&EE<R!W:&]S92!V86QU97,@87)E(&)A<V5D
M(&]N('5N861J=7-T960@<75O=&5D('!R:6-E<R!F;W(@:61E;G1I8V%L(&%S
M<V5T<R!O<B!L:6%B:6QI=&EE<R!I;B!A;B!A8W1I=F4@;6%R:V5T('1H870@
M=V4@8V%N(&%C8V5S<RX\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM
M;&5F=#HR-"XP<'0[=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M:6YD96YT.BTR
M-"XP<'0^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R9VEN+6QE
M9G0Z,C0N,'!T.W1E>'0M86QI9VXZ:G5S=&EF>3MT97AT+6EN9&5N=#HM,C0N
M,'!T/CQI/DQE=F5L(#(Z(#PO:3Y&:6YA;F-I86P@87-S971S(&%N9"!F:6YA
M;F-I86P@;&EA8FEL:71I97,@=VAO<V4@=F%L=65S(&%R92!B87-E9"!O;B!T
M:&4@9F]L;&]W:6YG.CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA<F=I;BUL
M969T.BXU:6X[=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M:6YD96YT.C8N,'!T
M/F$I(%%U;W1E9"!P<FEC97,@9F]R('-I;6EL87(@87-S971S(&]R(&QI86)I
M;&ET:65S(&EN(&%C=&EV92!M87)K971S.SPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.VUA<F=I;BUL969T.BXW-6EN.W1E>'0M86QI9VXZ:G5S=&EF>3MT97AT
M+6EN9&5N=#HM,3(N,'!T/F(I(%%U;W1E9"!P<FEC97,@9F]R(&ED96YT:6-A
M;"!O<B!S:6UI;&%R(&%S<V5T<R!O<B!L:6%B:6QI=&EE<R!I;B!N;VXM86-T
M:79E(&UA<FME=',[(&]R/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R9VEN
M+6QE9G0Z+C<U:6X[=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M:6YD96YT.BTQ
M,BXP<'0^8RD@5F%L=6%T:6]N(&UO9&5L<R!W:&]S92!I;G!U=',@87)E(&]B
M<V5R=F%B;&4L(&1I<F5C=&QY(&]R(&EN9&ER96-T;'DL(&9O<B!S=6)S=&%N
M=&EA;&QY('1H92!F=6QL('1E<FT@;V8@=&AE(&%S<V5T(&]R(&QI86)I;&ET
M>2X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM;&5F=#HN-S5I;CMT
M97AT+6%L:6=N.FIU<W1I9GD[=&5X="UI;F1E;G0Z+3$R+C!P=#XF;F)S<#L\
M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
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M;&EA8FEL:71I97,N(#PO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT
M('-T>6QE/3-$8F%C:V=R;W5N9#IW:&ET93Y4:&4@0V]M<&%N>2!U=&EL:7IE
M<R!A(&-O;6)I;F%T:6]N(&]F('1H:7)D('!A<G1Y('9A;'5A=&EO;B!S97)V
M:6-E('!R;W9I9&5R<RP@8G)O:V5R<RP@86YD(&EN=&5R;F%L('9A;'5A=&EO
M;B!M;V1E;',@=&\@9&5T97)M:6YE(&9A:7(@=F%L=64N/"]F;VYT/B`\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
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M<G5M96YT<SH\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^/&9O
M;G0@<W1Y;&4],T1B86-K9W)O=6YD.G=H:71E/E1H92!I=&5M<R!S:&]W;B!U
M;F1E<B!,979E;"`Q(&%N9"!,979E;"`R(&%R92!V86QU960@87,@9F]L;&]W
M<SH\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
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M;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
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M(&9A:7(@=F%L=65S+B`\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
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M87!P<F]X:6UA=&4@=&AE:7(@9F%I<B!V86QU97,N(#PO9F]N=#X\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
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M;VYS+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y/E1H92!I=&5M<R!S:&]W;B!U;F1E<B!,979E;"`S(&%R
M92!V86QU960@87,@9F]L;&]W<SH\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQI/CQU/E!O;&EC>6AO;&1E<B!!8V-O
M=6YT($)A;&%N8V5S(&%N9"!&=71U<F4@4&]L:6-Y($)E;F5F:71S+4%N;G5I
M=&EE<SPO=3X\+VD^.B`F(S$V,#L\9F]N="!S='EL93TS1&QE='1E<BUS<&%C
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M<W5R86YC92!P<F]D=6-T<R!R86YG960@9G)O;2`T)2!T;R`V+C4E+B!4:&4@
M9F%I<B!V86QU97,@9F]R('1H92!#;VUP86YY)B,Q-#8[<R!L:6%B:6QI=&EE
M<R!U;F1E<B!I;G9E<W1M96YT+71Y<&4@:6YS=7)A;F-E(&-O;G1R86-T<R`H
M9&ES8VQO<V5D(&%S('!O;&EC>6AO;&1E<B!A8V-O=6YT(&)A;&%N8V5S(&%N
M9"!F=71U<F4@<&]L:6-Y(&)E;F5F:71S("8C,34P.R!A;FYU:71I97,I(&%R
M92!E<W1I;6%T960@8F%S960@;VX@=&AE(&-O;G1R86-T<R8C,30V.R!C87-H
M('-U<G)E;F1E<B!V86QU97,N/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
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M('5N9&5R(&EN<W5R86YC92!C;VYT<F%C=',N/"]F;VYT/CPO<#X@/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
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M:6]D(&]F('1I;64L(&=E;F5R86QL>2!U<"!T;R`S,"!D87ES(&%F=&5R(&EN
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M<&5R871I;VYS+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M<FUS(&]F('1H92!C;VUM:71M96YT<RX\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y
M/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
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M87`@=V%S(&1E<FEV960@9G)O;2!A('!R;W!R:65T87)Y(&UO9&5L(&]F('1H
M92!B86YK(&9R;VT@=VAO;2!T:&4@:6YT97)E<W0@<F%T92!S=V%P('=A<R!P
M=7)C:&%S960@86YD('1O('=H;VT@=&AE(&YO=&4@:7,@<&%Y86)L92X\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
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M;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF
M>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM<FEG:'0Z
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M(')E;G1A;"!A;F%L>7-I<RX@/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R
M9VEN+7)I9VAT.BTQ+C!P=#MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
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M979E;B!Y96%R<RX@5&AE($-O;7!A;GD@=7-E9"`V,"4@;V8@=&AE('!R;VIE
M8W1E9"!C87-H(&9L;W<@86YA;'ES:7,@86YD(#0P)2!O9B!T:&4@<F5P;&%C
M96UE;G0@8V]S="!T;R!A<'!R;WAI;6%T92!F86ER('9A;'5E(&]F('1H92!C
M;VQL871E<F%L+B`\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM<FEG
M:'0Z+3$N,'!T.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
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M:6]R871I;VX@:6X@<F5A;"!E<W1A=&4@=F%L=65S+CPO<#X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
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M9W,N(#PO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF
M>3Y4:&4@0V]M<&%N>28C,30V.W,@<W5B<V5Q=65N="!A8V-O=6YT:6YG(&9O
M<B!-4U)S(&ES(&)A<V5D(&]N('1H92!C;&%S<R!O9B!-4U)S+B!4:&4@0V]M
M<&%N>2!H87,@:61E;G1I9FEE9"!T=V\@8VQA<W-E<R!O9B!-4U)S.B!-4U)S
M(&)A8VME9"!B>2!M;W)T9V%G92!L;V%N<R!W:71H(&EN:71I86P@=&5R;2!O
M9B`S,"!Y96%R<R!A;F0@35-2<R!B86-K960@8GD@;6]R=&=A9V4@;&]A;G,@
M=VET:"!I;FET:6%L('1E<FT@;V8@,34@>65A<G,N(%1H92!#;VUP86YY(&1I
M<W1I;F=U:7-H97,@8F5T=V5E;B!T:&5S92!C;&%S<V5S(&]F($U34G,@9'5E
M('1O('1H96ER(&1I9F9E<FEN9R!S96YS:71I=FET:65S('1O(&-H86YG92!I
M;B!V86QU92!A<R!T:&4@<F5S=6QT(&]F(&-H86YG97,@:6X@;6%R:V5T+B!!
M9G1E<B!B96EN9R!I;FET:6%L;'D@<F5C;W)D960@870@9F%I<B!V86QU92P@
M35-2<R!B86-K960@8GD@;6]R=&=A9V4@;&]A;G,@87)E(&%C8V]U;G1E9"!F
M;W(@=7-I;F<@=&AE(&%M;W)T:7IA=&EO;B!M971H;V0N($U34B!A;6]R=&EZ
M871I;VX@:7,@9&5T97)M:6YE9"!B>2!A;6]R=&EZ:6YG('1H92!B86QA;F-E
M('-T<F%I9VAT+6QI;F4@;W9E<B!A;B!E<W1I;6%T960@;FEN92!Y96%R(&QI
M9F4N/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y
M/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
M=&EF>3Y4:&4@0V]M<&%N>2!P97)I;V1I8V%L;'D@87-S97-S97,@35-2<R!F
M;W(@:6UP86ER;65N="X@26UP86ER;65N="!O8V-U<G,@=VAE;B!T:&4@8W5R
M<F5N="!F86ER('9A;'5E(&]F('1H92!-4U(@9F%L;',@8F5L;W<@=&AE(&%S
M<V5T)B,Q-#8[<R!C87)R>6EN9R!V86QU92`H8V%R<GEI;F<@=F%L=64@:7,@
M=&AE(&%M;W)T:7IE9"!C;W-T(')E9'5C960@8GD@86YY(')E;&%T960@=F%L
M=6%T:6]N(&%L;&]W86YC92DN($EF($U34G,@87)E(&EM<&%I<F5D+"!T:&4@
M:6UP86ER;65N="!I<R!R96-O9VYI>F5D(&EN(&-U<G)E;G0M<&5R:6]D(&5A
M<FYI;F=S(&%N9"!T:&4@8V%R<GEI;F<@=F%L=64@;V8@=&AE($U34G,@:7,@
M861J=7-T960@=&AR;W5G:"!A('9A;'5A=&EO;B!A;&QO=V%N8V4N/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M92!V86QU871I;VX@86QL;W=A;F-E+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.VUA<F=I;BUR:6=H=#HM,2XP<'0[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA<F=I;BUR:6=H=#HM,2XP<'0[
M=&5X="UA;&EG;CIJ=7-T:69Y/E1H92!F;VQL;W=I;F<@=&%B;&5S('-U;6UA
M<FEZ92!,979E;"`Q+"`R(&%N9"`S(&9I;F%N8VEA;"!A<W-E=',@86YD(&9I
M;F%N8VEA;"!L:6%B:6QI=&EE<R!M96%S=7)E9"!A="!F86ER('9A;'5E(&]N
M(&$@<F5C=7)R:6YG(&)A<VES(&)Y('1H96ER(&-L87-S:69I8V%T:6]N(&EN
M('1H92!C;VYD96YS960@8V]N<V]L:61A=&5D(&)A;&%N8V4@<VAE970@870@
M36%R8V@@,S$L(#(P,34N(#PO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P
M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4]
M,T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^
M(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-2XR,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^/&(^5&]T86P\+V(^/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N
M,30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O
M=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/CQB/E%U;W1E9"!0<FEC97,@:6X@06-T:79E($UA<FME
M=',@9F]R($ED96YT:6-A;"!!<W-E=',@*$QE=F5L(#$I/"]B/CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+C8R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY3:6=N:69I8V%N="!/8G-E<G9A
M8FQE($EN<'5T<R`H3&5V96P@,BD\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^/&(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H
M3&5V96P@,RD\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CY!<W-E=',@86-C;W5N=&5D(&9O<B!A="!F86ER('9A
M;'5E(&]N(&$@<F5C=7)R:6YG(&)A<VES/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U
M+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q."XQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M
M;6]N('-T;V-K/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`V+#,X,RPU,#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`V+#,X,RPU,#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^5&]T86P@<V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-2XR,B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-BPS.#,L-3`R(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X
M+C$T)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V+#,X,RPU
M,#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!B;W)D97(M=&]P.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z
M(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY297-T<FEC=&5D(&%S<V5T
M<R!O9B!C96UE=&5R:65S(&%N9"!M;W)T=6%R:65S/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,34N,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`W,34L-SDQ(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-S$U+#<Y,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY#96UE=&5R>2!P97)P971U86P@8V%R92!T<G5S="!I;G9E
M<W1M96YT<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V-30L-#4X(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`V-30L-#4X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY$97)I=F%T:79E<R`M
M(&EN=&5R97-T(')A=&4@;&]C:R!C;VUM:71M96YT<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U+#`P
M,BPY,CD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3@N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-2PP,#(L.3(Y(#PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@87-S971S(&%C8V]U
M;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!B87-I<SPO
M8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@
M;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,3(L-S4V+#8X,"`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ
M-"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
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M>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4L
M,#`R+#DR.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,34N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,:6%B:6QI
M=&EE<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@828C,38P.R!R
M96-U<G)I;F<@8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,34N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY0;VQI8WEH;VQD97(@
M86-C;W5N="!B86QA;F-E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#4Q+#4Q-BPY
M-S8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3@N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#4Q+#4Q-BPY-S8I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P
M+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY&=71U<F4@<&]L:6-Y(&)E;F5F:71S("T@86YN
M=6ET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@V."PX-#,L
M,C0P*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@V."PX
M-#,L,C0P*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^1&5R:79A=&EV97,@+2!B86YK(&QO86X@:6YT97)E<W0@<F%T92!S
M=V%P<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,C<L-#$Y*3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@R-RPT,3DI/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-3`N
M,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[("T@8V%L;"!O<'1I;VYS/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,34N,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("@S-RPT-S8I/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N
M,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("@S-RPT-S8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
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M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,S`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,S`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HS-2XX-7!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[("T@<'5T(&]P=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#0P+#<R-RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#0P+#<R-RD\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M:6YD96YT.C4P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R`M(&EN
M=&5R97-T(')A=&4@;&]C:R!C;VUM:71M96YT<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U
M+C(R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("@U.#4L,3@W*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-2XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("@U.#4L,3@W*3PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@;&EA8FEL:71I97,@
M86-C;W5N=&5D(&9O<B!A="!F86ER('9A;'5E(&]N(&$@<F5C=7)R:6YG(&)A
M<VES/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q,C$L,#4Q+#`R-2D\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q."XQ-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LH-S@L,C`S*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H
M,3(P+#DW,BPX,C(I/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/B`\<"!S='EL
M93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[;6%R9VEN+7)I9VAT.BTQ+C!P=#MT97AT+6%L:6=N.FIU
M<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/D9O;&QO=VEN9R!I<R!A('-U;6UA<GD@;V8@8VAA;F=E<R!I
M;B!T:&4@8V]N9&5N<V5D(&-O;G-O;&ED871E9"!B86QA;F-E('-H965T(&QI
M;F4@:71E;7,@;65A<W5R960@=7-I;F<@;&5V96P@,R!I;G!U=',Z/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[;&EN92UH96EG:'0Z-BXP<'0^)FYB<W`[/"]P
M/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I
M;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D
M97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N,S8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^(%!O
M;&EC>6AO;&1E<B!!8V-O=6YT($)A;&%N8V5S(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U
M+C0T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX@1G5T=7)E(%!O;&EC>2!"96YE9FET<R`M($%N;G5I
M=&EE<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^($EN=&5R97-T
M(%)A=&4@3&]C:R!#;VUM:71M96YT<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^($)A;FL@3&]A;B!);G1E<F5S="!2871E(%-W87!S(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4@+2!$96-E;6)E<B`S
M,2P@,C`Q-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#0U+#,Q
M,"PV.3DI/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,34N-#0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R`H-C4L-30P+#DX-2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#$L.3(Y+#@U,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@S,2PS-S`I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C,V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,34N-#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$U+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T
M86P@9V%I;G,@*&QO<W-E<RDZ/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY);F-L=61E
M9"!I;B!E87)N:6YG<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`H-BPR,#8L,C<W*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$U+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H,RPS,#(L,C4U*3PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+CDX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,30N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW
M+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY);F-L=61E9"!I;B!O=&AE<B!C;VUP<F5H96YS:79E(&EN
M8V]M92`H;&]S<RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-2XT-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HQ,"XP<'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-2XY."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6EN9&5N=#HQ,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPT.#<L.#DQ(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C,V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C$P+C!P=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`S+#DU,2`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,C8N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$X+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XT-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,34N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY"86QA;F-E("T@36%R8V@@,S$L(#(P,34\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q."XQ."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U
M8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-3$L-3$V+#DW-BD\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XT-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R`H-C@L.#0S+#(T,"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`T+#0Q-RPW-#(@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(W+#0Q.2D\+W`^(#PO=&0^
M(#PO='(^(#PO=&%B;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93ML:6YE+6AE:6=H
M=#HV+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0^5&AE(&9O;&QO=VEN9R!T86)L97,@<W5M;6%R
M:7IE($QE=F5L(#$L(#(@86YD(#,@9FEN86YC:6%L(&%S<V5T<R!A;F0@9FEN
M86YC:6%L(&QI86)I;&ET:65S(&UE87-U<F5D(&%T(&9A:7(@=F%L=64@;VX@
M82!N;VYR96-U<G)I;F<@8F%S:7,@8GD@=&AE:7(@8VQA<W-I9FEC871I;VX@
M:6X@=&AE(&-O;F1E;G-E9"!C;VYS;VQI9&%T960@8F%L86YC92!S:&5E="!A
M="!-87)C:"`S,2P@,C`Q-2X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R
M/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$
M.30E('-T>6QE/3-$=VED=&@Z.30N,#(E.V)O<F1E<BUC;VQL87!S93IC;VQL
M87!S93X@/'1R/B`\=&0@=VED=&@],T0T,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T,"XR-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R/CQB/E1O=&%L/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C$E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\
M8CY1=6]T960@4')I8V5S/"]B/CPO<#X@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/FEN($%C
M=&EV93PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY-87)K971S(&9O<B`\+V(^
M/"]P/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^/&(^261E;G1I8V%L($%S<V5T<SPO8CX\+W`^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CX\8CXH3&5V96P@,2D\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX\8CY3:6=N:69I8V%N=#PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY/8G-E
M<G9A8FQE(#PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY);G!U=',\+V(^/"]P
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97(^/&(^*$QE=F5L(#(I/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX\8CY3:6=N:69I8V%N=#PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY5;F]B
M<V5R=F%B;&4\+V(^/"]P/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^26YP=71S/"]B/CPO
M<#X@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R/CQB/BA,979E;"`S*3PO8CX\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$-#`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-#`N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY!<W-E=',@86-C;W5N=&5D(&9O
M<B!A="!F86ER('9A;'5E(&]N(&$@;F]N<F5C=7)R:6YG(&)A<VES/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-2XQ)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0P+C(V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^36]R=&=A9V4@<V5R=FEC:6YG(')I9VAT<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C
M,38P.R8C,38P.SDX-RPW,#<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,24[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
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M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@.3@W+#<P
M-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#`N,C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY-;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T93PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,C`L,#`P(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$U+C$E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("TF(S$V,#LF(S$V,#L@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("TF(S$V,#LF(S$V,#L@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXW-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,C`L,#`P(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`T,"XR-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E1O
M=&%L(&%S<V5T<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!N
M;VYR96-U<G)I;F<@8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXT)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L,S`W+#<P
M-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-2XQ)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C@V)3L@8F]R9&5R
M+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M-S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,2PS,#<L-S`W(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#XF;F)S<#L\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0^
M5&AE(&9O;&QO=VEN9R!T86)L97,@<W5M;6%R:7IE($QE=F5L(#$L(#(@86YD
M(#,@9FEN86YC:6%L(&%S<V5T<R!A;F0@9FEN86YC:6%L(&QI86)I;&ET:65S
M(&UE87-U<F5D(&%T(&9A:7(@=F%L=64@;VX@82!R96-U<G)I;F<@8F%S:7,@
M8GD@=&AE:7(@8VQA<W-I9FEC871I;VX@:6X@=&AE(&-O;F1E;G-E9"!C;VYS
M;VQI9&%T960@8F%L86YC92!S:&5E="!A="!$96-E;6)E<B`S,2P@,C`Q-"X\
M+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D
M9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O
M<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0S.24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C8X)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\
M8CY4;W1A;#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M475O=&5D(%!R:6-E<R!I;B!!8W1I=F4@36%R:V5T<R!F;W(@261E;G1I8V%L
M($%S<V5T<R`H3&5V96P@,2D\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-#8E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/E-I9VYI9FEC86YT($]B<V5R=F%B;&4@26YP=71S("A,979E
M;"`R*3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^4VEG
M;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H3&5V96P@,RD\+V(^/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M07-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(')E8W5R
M<FEN9R!B87-I<SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3(N.#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0V]M;6]N('-T;V-K/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3,N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-S4R+#<U,"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXX-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPW-3(L-S4P
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/E1O=&%L('-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S86QE/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPW
M-3(L-S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#8L-S4R+#<U,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("8C,38P.RT@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E
M<W1R:6-T960@87-S971S(&]F(&-E;65T97)I97,@86YD(&UO<G1U87)I97,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#<Q-2PR,#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`W,34L,C`R(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0V5M971E<GD@<&5R<&5T=6%L(&-A<F4@=')U
M<W0@:6YV97-T;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-CDU+#(S-2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-CDU+#(S-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1&5R:79A=&EV
M97,@+2!I;G1E<F5S="!R871E(&QO8VL@8V]M;6ET;65N=',\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXV."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`R+#$Q,2PU,CD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.#8E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXW-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`R+#$Q,2PU,CD@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@87-S971S(&%C8V]U;G1E9"!F
M;W(@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!B87-I<SPO8CX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXV."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,"PR-S0L-S$V(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C@V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#@L,38S
M+#$X-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#(L,3$Q+#4R.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,SDN-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,:6%B:6QI=&EE<R!A8V-O=6YT960@
M9F]R(&%T(&9A:7(@=F%L=64@;VX@82!R96-U<G)I;F<@8F%S:7,\+V(^/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E!O;&EC>6AO;&1E<B!A8V-O=6YT(&)A;&%N8V5S/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H-#4L,S$P+#8Y.2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@*#0U+#,Q,"PV.3DI/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1G5T=7)E('!O;&EC>2!B
M96YE9FET<R`M(&%N;G5I=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H
M-C4L-30P+#DX-2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@V-2PU-#`L.3@U*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D1E<FEV871I=F5S("T@8F%N:R!L;V%N(&EN=&5R
M97-T(')A=&4@<W=A<',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,Q+#,W,"D\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q
M+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@S,2PS-S`I/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C
M,38P.R8C,38P.R`M(&-A;&P@;W!T:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3$V+#`S-BD\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@*#$Q-BPP,S8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXW-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
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M+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN-S0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
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M.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H,3$L.#8W*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3$L.#8W*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M-S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P
M.R`M(&EN=&5R97-T(')A=&4@;&]C:R!C;VUM:71M96YT/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#$X,2PV-S@I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.#8E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXW-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`H,3@Q+#8W."D\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,SDN-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY4;W1A;"!L:6%B:6QI=&EE
M<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!R96-U<G)I;F<@
M8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#L@*#$Q,2PQ.3(L-C,U*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C@V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q,C<L.3`S
M*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#L@*#$Q,2PP-C0L-S,R*3PO<#X@/"]T9#X@/"]T<CX@
M/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL
M93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI
M9VXZ:G5S=&EF>3Y&;VQL;W=I;F<@:7,@82!S=6UM87)Y(&]F(&-H86YG97,@
M:6X@=&AE(&-O;F1E;G-E9"!C;VYS;VQI9&%T960@8F%L86YC92!S:&5E="!L
M:6YE(&ET96US(&UE87-U<F5D('5S:6YG(&QE=F5L(#,@:6YP=71S.CPO<#X@
M/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG
M/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R
M+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#(Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Y+C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C@T)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@4&]L:6-Y
M:&]L9&5R($%C8V]U;G0@0F%L86YC97,@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XU)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX@1G5T=7)E(%!O;&EC>2!"96YE9FET<R`M($%N;G5I=&EE<R`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$V+C$R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@26YT97)E<W0@4F%T92!,
M;V-K($-O;6UI=&UE;G1S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.3(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B!"86YK($QO86X@26YT97)E<W0@4F%T92!3=V%P<R`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,CDE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,CDN,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4@+2!$96-E
M;6)E<B`S,2P@,C`Q,SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N.#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`H-#@L,#`P+#8V."D\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$U+C4E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R`H-C4L,#4R+#DR."D\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$V+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PT.#<L.3`X(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H-3@L,S$P*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0R.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R.2XR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@9V%I;G,@*&QO<W-E<RDZ/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-2XX-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$V+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,CDE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,CDN,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY);F-L=61E9"!I;B!E87)N:6YG
M<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,34N.#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L
M-C@Y+#DV.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C4E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@T.#@L,#4W*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,38E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,38N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#(Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(Y+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,3`N,'!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YC
M;'5D960@:6X@;W1H97(\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C@T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C4E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,38E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,38N,3(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R.2XR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$T+C,U<'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SYC
M;VUP<F5H96YS:79E(&EN8V]M93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N.#0E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-24[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-BXQ,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`T-#$L.30S(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C8L.30P(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R.24@<W1Y;&4],T0G
M=VED=&@Z(#(Y+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86QA;F-E("T@1&5C96UB97(@
M,S$L(#(P,30\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('-T>6QE/3-$)W=I
M9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,34N.#0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@*#0U+#,Q,"PV.3DI/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XU)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[("@V-2PU-#`L.3@U*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,38E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,38N,3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY,CDL
M.#4Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,Q+#,W,"D\+W`^
M(#PO=&0^(#PO='(^(#PO=&%B;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M;G-O;&ED871E9"!B86QA;F-E('-H965T(&%T($1E8V5M8F5R(#,Q+"`R,#$T
M+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE/B9N8G-P.SPO<#X@/'1A8FQE(&)O
M<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T
M:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E
M.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E%U;W1E9"!0
M<FEC97,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^:6X@06-T:79E/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C(V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^4VEG;FEF:6-A;G0\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX\8CY3:6=N:69I8V%N=#PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^/&(^36%R:V5T<R!F;W(@/"]B/CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C(V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^3V)S97)V86)L92`\+V(^/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\8CY5;F]B<V5R=F%B;&4\+V(^/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/DED96YT:6-A;"!!<W-E=',\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY);G!U=',\+V(^/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,30N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CY);G!U=',\+V(^/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW-"4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^5&]T86P\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-3@E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/BA,979E;"`Q*3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXR-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^*$QE=F5L(#(I/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\8CXH3&5V96P@,RD\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^07-S971S(&%C8V]U;G1E9"!F
M;W(@870@9F%I<B!V86QU92!O;B!A(#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XU."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E
M;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^/&(^;F]N<F5C=7)R:6YG(&)A<VES/"]B/CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXR-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,30N,S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/DUO<G1G86=E('-E<G9I8VEN9R!R:6=H=',\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPW
M-#$L,S@Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,L-S0Q+#,X,2`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY296%L(&5S
M=&%T92!H96QD(&9O<B!I;G9E<W1M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW-"4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPU,#`@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,30N-3@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C(V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS
M,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPU,#`@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^5&]T86P@87-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O
M;B!A(#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPW.30L.#@Q(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C4X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,C8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XS,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S+#<Y-"PX.#$@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T
M:69Y/CQB/D9A:7(@5F%L=64@;V8@1FEN86YC:6%L($EN<W1R=6UE;G1S($-A
M<G)I960@870@3W1H97(@5&AA;B!&86ER(%9A;'5E/"]B/CPO<#X@/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L
M:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3Y!4T,@
M.#(U+"!&:6YA;F-I86P@26YS=')U;65N=',L(')E<75I<F5S(&1I<V-L;W-U
M<F4@;V8@9F%I<B!V86QU92!I;F9O<FUA=&EO;B!A8F]U="!F:6YA;F-I86P@
M:6YS=')U;65N=',L('=H971H97(@;W(@;F]T(')E8V]G;FEZ960@:6X@=&AE
M(&)A;&%N8V4@<VAE970L(&9O<B!W:&EC:"!I="!I<R!P<F%C=&EC86)L92!T
M;R!E<W1I;6%T92!T:&%T('9A;'5E+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^
M)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3Y-86YA9V5M96YT('5S97,@
M:71S(&)E<W0@:G5D9VUE;G0@:6X@97-T:6UA=&EN9R!T:&4@9F%I<B!V86QU
M92!O9B!T:&4@0V]M<&%N>28C,30V.W,@9FEN86YC:6%L(&EN<W1R=6UE;G1S
M.R!H;W=E=F5R+"!T:&5R92!A<F4@:6YH97)E;G0@;&EM:71A=&EO;G,@:6X@
M86YY(&5S=&EM871I;VX@=&5C:&YI<75E+B!4:&5R969O<F4L(&9O<B!S=6)S
M=&%N=&EA;&QY(&%L;"!F:6YA;F-I86P@:6YS=')U;65N=',L('1H92!F86ER
M('9A;'5E(&5S=&EM871E<R!P<F5S96YT960@:&5R96EN(&%R92!N;W0@;F5C
M97-S87)I;'D@:6YD:6-A=&EV92!O9B!T:&4@86UO=6YT<R!T:&4@0V]M<&%N
M>2!C;W5L9"!H879E(')E86QI>F5D(&EN(&$@<V%L97,@=')A;G-A8W1I;VX@
M870@36%R8V@@,S$L(#(P,34@86YD($1E8V5M8F5R(#,Q+"`R,#$T+B!4:&4@
M97-T:6UA=&5D(&9A:7(@=F%L=64@86UO=6YT<R!F;W(@36%R8V@@,S$L(#(P
M,34@86YD($1E8V5M8F5R(#,Q+"`R,#$T(&AA=F4@8F5E;B!M96%S=7)E9"!A
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M;B!T:&4@86UO=6YT<R!R97!O<G1E9"!A="!P97)I;V0M96YD+B`\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^
M5&AE(&-A<G)Y:6YG('9A;'5E<R!A;F0@97-T:6UA=&5D(&9A:7(@=F%L=65S
M(&9O<B!S=6-H(&9I;F%N8VEA;"!I;G-T<G5M96YT<RP@86YD('1H96ER(&-O
M<G)E<W!O;F1I;F<@<&QA8V5M96YT(&EN('1H92!F86ER('9A;'5E(&AI97)A
M<F-H>2P@87)E('-U;6UA<FEZ960@87,@9F]L;&]W<R!A<R!O9B!-87)C:"`S
M,2P@,C`Q-3H\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A
M8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$
M,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O
M;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY#87)R>6EN
M9R!686QU93PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)FYB
M<W`[/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,979E;"`Q
M/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXF;F)S<#L\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#DN,C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/DQE=F5L(#(\+V(^/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B9N8G-P.SPO8CX\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C<E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/DQE=F5L(#,\+V(^/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/B9N8G-P.SPO8CX\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C<E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/CQB/E1O=&%L($5S=&EM871E9"!&86ER(%9A;'5E
M/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/D%S<V5T<SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G92!L;V%N<SH\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4P+#0S
M,"PQ.3<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T
M+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`U,RPV.3,L.38Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPV.3,L.38Q(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E
M<VED96YT:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,CDL-3@T+#(T-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(Y+#4X-"PR-#4@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,CDL
M-3@T+#(T-2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY#;VUM97)C:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#0U+#@X,"PP,#$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,30N-R4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T-RPX,CDL.#$W(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#<L.#(Y+#@Q-R`\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-
M;W)T9V%G92!L;V%N<RP@;F5T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3(U+#@Y-"PT-#,@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`Q,S$L,3`X+#`R,R`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[,3,Q+#$P
M."PP,C,@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^4&]L:6-Y(&QO86YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`W+#$X-RPX,#0@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`W+#$X-RPX,#0@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPQ.#<L.#`T(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D]T:&5R(&QO
M86YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,2PY.38L-#0V(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S$L.3DV+#0T-B`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`S,2PY.38L-#0V(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E-H;W)T+71E<FT@
M:6YV97-T;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(P+#8R
M,"PR,S8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R,"PV,C`L,C,V
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(P+#8R,"PR,S8@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,:6%B:6QI=&EE<SPO8CX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY"86YK(&%N9"!O=&AE<B!L;V%N<R!P87EA8FQE/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(Y
M+#0Q,"PU-S`I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,CDL-#$P
M+#4W,"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#(Y+#0Q,"PU-S`I/"]P/B`\+W1D/B`\+W1R/B`\+W1A
M8FQE/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ
M=7-T:69Y/E1H92!C87)R>6EN9R!V86QU97,@86YD(&5S=&EM871E9"!F86ER
M('9A;'5E<R!F;W(@<W5C:"!F:6YA;F-I86P@:6YS=')U;65N=',L(&%N9"!T
M:&5I<B!C;W)R97-P;VYD:6YG('!L86-E;65N="!I;B!T:&4@9F%I<B!V86QU
M92!H:65R87)C:'DL(&%R92!S=6UM87)I>F5D(&%S(&9O;&QO=W,@87,@;V8@
M1&5C96UB97(@,S$L(#(P,30Z/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S
M<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E
M.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0R
M-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^0V%R<GEI;F<@5F%L=64\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/B9N8G-P.SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^3&5V96P@,3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M)FYB<W`[/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,979E
M;"`R/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXF;F)S<#L\
M+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,979E;"`S/"]B
M/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXF;F)S<#L\+V(^/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY4;W1A;"!%<W1I;6%T960@
M1F%I<B!686QU93PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CY!<W-E=',\+V(^/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A
M9V4@;&]A;G,Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^4F5S:61E;G1I86P\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`U,2PX-S8L-C(Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-34L,C0W+#8S."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-34L
M,C0W+#8S."`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY297-I9&5N=&EA;"!C;VYS=')U8W1I;VX\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#,R+#DW,2PX,C0@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S,BPY-S$L.#(T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#,R+#DW,2PX,C0@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V
M+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`S-2PR,#$L-C(W(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M.2XR-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S8L.#(Y
M+#(V-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,V
M+#@R.2PR-C8@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^36]R=&=A9V4@;&]A;G,L(&YE=#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R,"PP-3`L,#<R
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3(U+#`T."PW,C@@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[("8C,38P.R8C
M,38P.S$R-2PP-#@L-S(X(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/E!O;&EC>2!L;V%N<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPP,3$L,#$R(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPP,3$L,#$R(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L,#$Q+#`Q
M,B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY/=&AE<B!L;V%N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C<L
M,3$T+#0Q-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W+#$Q-"PT
M,38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C<L,3$T+#0Q-B`\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY3
M:&]R="UT97)M(&EN=F5S=&UE;G1S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R-RPP-3DL-#DU(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,C<L,#4Y+#0Y-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R-RPP
M-3DL-#DU(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^3&EA8FEL:71I
M97,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V
M+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0F%N:R!A;F0@;W1H97(@;&]A;G,@<&%Y86)L
M93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("@R."PY.#DL,#`X*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@*#(X+#DX.2PP,#@I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@R."PY.#DL,#`X*3PO<#X@/"]T9#X@
M/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M=W,Z/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,C`E/B9N8G-P.SPO<#X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
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M86QL>2!F;W(@:6UP86ER;65N="X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[;6%R9VEN+6QE9G0Z+C5I;CMT97AT+6%L:6=N.FIU<W1I9GD^)FYB
M<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R9VEN+6QE9G0Z+C5I;CMT
M97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN
M9SHM+C%P=#Y297-I9&5N=&EA;"`F(S$U,#L@5&AE(&5S=&EM871E9"!F86ER
M('9A;'5E(&]F(&UO<G1G86=E(&QO86YS(&]R:6=I;F%T960@<')I;W(@=&\@
M,C`Q,R!I<R!D971E<FUI;F5D(&)Y(&5S=&EM871I;F<@97AP96-T960@9G5T
M=7)E(&-A<V@@9FQO=W,@;V8@:6YT97)E<W0@<&%Y;65N=',@86YD(&1I<V-O
M=6YT:6YG('1H96T@=7-I;F<@8W5R<F5N="!I;G1E<F5S="!R871E<R!F<F]M
M('-I;F=L92!F86UI;'D@;6]R=&=A9V5S+B!4:&4@97-T:6UA=&5D(&9A:7(@
M=F%L=64@;V8@;6]R=&=A9V4@;&]A;G,@;W)I9VEN871E9"!I;B`R,#$S+"`R
M,#$T(&%N9"`R,#$U(&ES(&1E=&5R;6EN960@9G)O;2!P<FEC:6YG(&]F('-I
M;6EL87(@;&]A;G,@=&AA="!W97)E('-O;&0@:6X@,C`Q,R!A;F0@,C`Q-"X\
M+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R9VEN+6QE9G0Z+C5I
M;CMT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(P)3XF;F)S<#L\
M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM;&5F=#HN-6EN.W1E>'0M
M86QI9VXZ:G5S=&EF>3X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN
M,7!T/E)E<VED96YT:6%L($-O;G-T<G5C=&EO;B`F(S$U,#L@5&AE<V4@;&]A
M;G,@87)E('!R:6UA<FEL>2!S:&]R="!I;B!M871U<FET>2`H-"TV(&UO;G1H
M<RD@86-C;W)D:6YG;'DL('1H92!E<W1I;6%T960@9F%I<B!V86QU92!I<R!D
M971E<FUI;F5D('1O(&)E('1H92!N970@8F]O:R!V86QU92X\+V9O;G0^/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M
M:&5I9VAT.C$R,"4^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;6%R
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M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD[;&EN
M92UH96EG:'0Z,3(P)3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
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M9F%I<B!V86QU97,N/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H=#HQ,C`E/B9N8G-P.SPO<#X@
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
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M<R!A<'!R;WAI;6%T92!T:&5I<B!F86ER('9A;'5E<RX\+V9O;G0^/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3X\:3X\
M=3Y"86YK(&%N9"!/=&AE<B!,;V%N<R!087EA8FQE/"]U/CPO:3XZ(#QF;VYT
M('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^5&AE(&-A<G)Y:6YG(&%M
M;W5N=',@<F5P;W)T960@:6X@=&AE(&%C8V]M<&%N>6EN9R!C;VYD96YS960@
M8V]N<V]L:61A=&5D(&)A;&%N8V4@<VAE970@9F]R('1H97-E(&9I;F%N8VEA
M;"!I;G-T<G5M96YT<R!A<'!R;WAI;6%T92!T:&5I<B!F86ER('9A;'5E<RX\
M+V9O;G0^/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R
M,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,34N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXX*2!!;&QO=V%N
M8V4@1F]R($1O=6)T9G5L($%C8V]U;G1S(&%N9"!,;V%N($QO<W-E<R!A;F0@
M26UP86ER960@3&]A;G,\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY.;W1E<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#XX*2!!;&QO=V%N8V4@1F]R($1O=6)T9G5L
M($%C8V]U;G1S(&%N9"!,;V%N($QO<W-E<R!A;F0@26UP86ER960@3&]A;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S
M='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4^."DF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@/'4^06QL;W=A;F-E(&9O<B!$;W5B=&9U;"!!8V-O=6YT<RP@06QL;W=A
M;F-E(&9O<B!,;V%N($QO<W-E<R!A;F0@26UP86ER960@3&]A;G,\+W4^/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M
M:&5I9VAT.C0N,'!T/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
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M=&EN9R!P<FEN8VEP;&5S+B`\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
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M;"!E8V]N;VUY+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
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M3F]T92`R(&9O<B!A9&1I=&EO;F%L(&EN9F]R;6%T:6]N+B`\+V9O;G0^26X@
M861D:71I;VXL('=H96X@82!M;W)T9V%G92!L;V%N(&ES('!A<W0@9'5E(&UO
M<F4@=&AA;B`Y,"!D87ES+"!T:&4@0V]M<&%N>2!D;V5S(&YO="!A8V-R=64@
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M('1O('-E;&P@=&AE;2X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
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M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U
M83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE
M971S+U-H965T,38N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SXY*2!$97)I=F%T:79E($-O;6UI=&UE;G1S/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3F]T97,\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^.2D@1&5R
M:79A=&EV92!#;VUM:71M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4^/&9O;G0@
M<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XY*28C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`\=3Y$97)I=F%T:79E($-O;6UI=&UE;G1S/"]U
M/CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93ML:6YE+6AE:6=H=#HT
M+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
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M97)E<W0@<F%T97,@:&%V92!F86QL96XN/"]P/B`\<"!S='EL93TS1&UA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3Y);B!G96YE<F%L+"!T:&4@<')O
M8F%B:6QI='D@;V8@9G5N9&EN9R!I;F-R96%S97,@:68@;6]R=&=A9V4@<F%T
M97,@<FES92!A;F0@9&5C<F5A<V5S(&EF(&UO<G1G86=E(')A=&5S(&9A;&PN
M(%1H:7,@:7,@9'5E('!R:6UA<FEL>2!T;R!T:&4@<F5L871I=F4@871T<F%C
M=&EV96YE<W,@;V8@8W5R<F5N="!M;W)T9V%G92!R871E<R!C;VUP87)E9"!T
M;R!T:&4@87!P;&EC86YT)B,Q-#8[<R!C;VUM:71T960@<F%T92X@5&AE('!R
M;V)A8FEL:71Y('1H870@82!L;V%N('=I;&P@;F]T(&)E(&9U;F1E9"!W:71H
M:6X@=&AE('1E<FUS(&]F('1H92!M;W)T9V%G92!L;V%N(&-O;6UI=&UE;G0@
M86QS;R!I<R!I;F9L=65N8V5D(&)Y('1H92!S;W5R8V4@;V8@=&AE(&%P<&QI
M8V%T:6]N<R`H<F5T86EL+"!B<F]K97(@;W(@8V]R<F5S<&]N9&5N="!C:&%N
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M="!T:&4@;6]S="!C=7)R96YT(&1A=&$N(#PO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ
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M=&UE;G1S+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N
M,'!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ
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M;B!T:&4@=F%L=65S(&]F('1H92!C;VUM:71M96YT<RX\+W`^(#QP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S
M='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/E1H92!#;VUP86YY
M(&AA<R!A9&]P=&5D(&$@<W1R871E9WD@;V8@<V5L;&EN9R`F(S$T-SMO=70@
M;V8@=&AE(&UO;F5Y)B,Q-#@[(&-A;&P@;W!T:6]N<R!O;B!I=',@879A:6QA
M8FQE(&9O<B!S86QE(&5Q=6ET>2!S96-U<FET:65S(&%S(&$@<V]U<F-E(&]F
M(')E=F5N=64N)B,Q-C`[(%1H92!O<'1I;VYS(&=I=F4@=&AE('!U<F-H87-E
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M86YD($1E8V5M8F5R(#,Q+"`R,#$T('=A<R`D-S@L,C`S(&%N9"`D,3(W+#DP
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M9V%I;B!F<F]M('1H92!S86QE(&]F('1H92!O<'1I;VXN/"]P/B`\<"!S='EL
M93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@
M<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3Y4:&4@9F]L;&]W
M:6YG('1A8FQE('-H;W=S('1H92!F86ER('9A;'5E(&]F(&1E<FEV871I=F5S
M(&%S(&]F($UA<F-H(#,Q+"`R,#$U(&%N9"!$96-E;6)E<B`S,2P@,C`Q-"X\
M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB
M<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
M;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP
M)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$.#8E(&-O;'-P86X],T0Q-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#@V+C<V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY&86ER(%9A;'5E(&]F($1E<FEV
M871I=F4@26YS=')U;65N=',\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#0S)2!C;VQS<&%N/3-$-R!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0S+C,V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY!<W-E="!$97)I=F%T
M:79E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#0Q)2!C;VQS<&%N/3-$-R!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Q+C$V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY,:6%B:6QI='D@1&5R:79A=&EV97,\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,C`E(&-O;'-P86X],T0S('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C`N-30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUA<F-H(#,Q+"`R
M,#$U/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E(&-O;'-P86X],T0S('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N-38E.R!B;W)D97(M
M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY$96-E;6)E<B`S,2P@,C`Q-#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Y)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Y+C4T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-87)C:"`S,2P@,C`Q
M-3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Y)2!C;VQS<&%N/3-$,R!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C,X)3L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^1&5C96UB97(@,S$L(#(P,30\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`X+C4V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY"86QA;F-E(%-H965T
M($QO8V%T:6]N/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M1F%I<B!686QU93PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB
M/D)A;&%N8V4@4VAE970@3&]C871I;VX\+V(^/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CY&86ER(%9A;'5E/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XW
M,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^0F%L86YC92!3:&5E="!,;V-A=&EO;CPO8CX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#@N-38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D9A:7(@5F%L=64\+V(^/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`X+C8T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY"86QA;F-E(%-H965T($QO
M8V%T:6]N/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XT."4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^1F%I
M<B!686QU93PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY$97)I=F%T:79E<R!D97-I9VYA=&5D(&%S(&AE9&=I;F<@
M:6YS=')U;65N=',Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C4V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XW,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C4V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XT."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C@N,'!T.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M26YT97)E<W0@<F%T92!L;V-K(&%N9"!F;W)W87)D('-A;&5S(&-O;6UI=&UE
M;G1S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SYO=&AE<B!A<W-E=',\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^("0U+#`P,BPY,CD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C4V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^;W1H
M97(@87-S971S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D,BPQ,3$L-3(Y(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@."XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D]T:&5R(&QI86)I;&ET:65S/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`X+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#4X-2PQ.#<@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X
M+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^3W1H97(@;&EA8FEL:71I97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-#@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F
M(S$V,#LF(S$V,#L@,3@Q+#8W."`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY#86QL(&]P=&EO;G,\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M."XU-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X
M+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N
M-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY/=&AE<B!L:6%B:6QI=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S<L-#<V
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@."XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D]T:&5R(&QI86)I;&ET:65S/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`X+C0X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q
M,38L,#,V(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/E!U="!O<'1I;VYS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXM+3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXM+3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/BTM/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C<R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W1H97(@;&EA
M8FEL:71I97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0P+#<R-R`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#@N-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY/=&AE<B!L:6%B:6QI=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XT."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3$L
M.#8W(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/DEN=&5R97-T(')A=&4@<W=A<',\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/BTM
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Y+C<T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("TM(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M."XU-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X
M+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^0F%N:R!L;V%N<R!P87EA8FQE/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C4V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LR-RPT
M,3D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`X+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0F%N:R!L;V%N<R!P87EA8FQE/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`X+C0X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`S,2PS-S`@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX@)#4L,#`R+#DR.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW-"4[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D,BPQ,3$L-3(Y(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@."XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`X+C4V)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V
M,#LF(S$V,#L@-CDP+#@P.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XT."4[(&)O<F1E
M<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#,T,"PY-3$@/"]P
M/B`\+W1D/B`\+W1R/B`\+W1A8FQE/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ:G5S=&EF>3Y4:&4@9F]L;&]W:6YG('1A8FQE('-H;W=S
M('1H92!G86EN("AL;W-S*2!O;B!D97)I=F%T:79E<R!F;W(@=&AE('!E<FEO
M9',@<')E<V5N=&5D+B!4:&5R92!W97)E(&YO(&=A:6YS(&]R(&QO<W-E<R!R
M96-L87-S:69I960@9G)O;2!A8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS
M:79E(&EN8V]M92`H3T-)*2!I;G1O(&EN8V]M92!O<B!G86EN<R!O<B!L;W-S
M97,@<F5C;V=N:7IE9"!I;B!I;F-O;64@;VX@9&5R:79A=&EV97,@:6YE9F9E
M8W1I=F4@<&]R=&EO;B!O<B!A;GD@86UO=6YT<R!E>&-L=61E9"!F<F]M(&5F
M9F5C=&EV92!T97-T:6YG+CPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P
M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4]
M,T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^
M(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#0T)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C(V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY.970@06UO
M=6YT($=A:6X@*$QO<W,I(%)E8V]G;FEZ960@:6X@3T-)/"]B/CPO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0T-"4@8V]L<W!A;CTS1#,@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XR-B4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^5&AR964@36]N=&AS($5N9&5D($UA<F-H(#,Q/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\=3Y$97)I=F%T:79E("T@
M0V%S:"!&;&]W($AE9&=I;F<@4F5L871I;VYS:&EP<SH\+W4^/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3DN.#0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/C(P,34\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XR
M."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,C`Q-#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXV
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DEN=&5R97-T(%)A
M=&4@3&]C:R!#;VUM:71M96YT<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C@T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,BPT.#<L.#DQ(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+C(X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#0Y+#(V,R`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY);G1E<F5S="!2871E(%-W87!S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN.#0E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,RPY-3$@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N,C@E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPX-3(@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E-U8B!4;W1A;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C@T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R+#0Y,2PX-#(@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N,C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#0U-BPQ,34@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&%X($5F9F5C=#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Y+C@T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`Y-S$L.#$Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+C(X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-S<L.#@U(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT
M.C$T+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY4;W1A;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C@T)3L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#4R,"PP,C,@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,C$N,C@E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE
M('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W."PR,S`@/"]P/B`\+W1D
M/B`\+W1R/B`\+W1A8FQE/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
M+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P
M,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?
M,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970Q
M-RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I
M;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M
M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q
M=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R
M<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C
M/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO
M<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$
M<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C$P
M*2!296EN<W5R86YC92P@0V]M;6ET;65N=',@86YD($-O;G1I;F=E;F-I97,\
M8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L
M<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY.;W1E<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#XQ,"D@4F5I;G-U<F%N8V4L($-O;6UI=&UE;G1S(&%N9"!#;VYT:6YG
M96YC:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X
M+2T^/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQF;VYT('-T>6QE/3-$;&5T
M=&5R+7-P86-I;F<Z+2XQ<'0^,3`I)B,Q-C`[)B,Q-C`[)B,Q-C`[(#QU/E)E
M:6YS=7)A;F-E+"!#;VUM:71M96YT<R!A;F0@0V]N=&EN9V5N8VEE<SPO=3X\
M+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T
M:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M:G5S=&EF>3X\8CY296EN<W5R86YC93PO8CX\+W`^(#QP('-T>6QE/3-$;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU/E)E:6YS=7)A;F-E($%G
M<F5E;65N="!W:71H($YO<G1H($%M97)I8V$@3&EF92!);G-U<F%N8V4@0V]M
M<&%N>3PO=3X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU
M<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/CQF;VYT(&QA;F<],T1%3BU#03Y/;B!-87D@."P@,C`Q-2P@
M=&AE($-O;7!A;GDL('1H<F]U9V@@:71S('=H;VQL>2!O=VYE9"!S=6)S:61I
M87)Y+"!396-U<FET>2!.871I;VYA;"!,:69E+"!S:6=N960@82!P86ED+75P
M(&)U<VEN97-S(&]F9F5R('5N9&5R('1H92!C;VEN<W5R86YC92!A9W)E96UE
M;G0@969F96-T:79E($1E8V5M8F5R(#$L(#(P,3`@=&\@<F5I;G-U<F4@8V5R
M=&%I;B!L:69E(&EN<W5R86YC92!P;VQI8VEE<R!F<F]M($YO<G1H($%M97)I
M8V$@3&EF92!);G-U<F%N8V4@0V]M<&%N>2`H)B,Q-#<[3F]R=&@@06UE<FEC
M82!,:69E)B,Q-#@[*2X@4'5R<W5A;G0@=&\@=&AE('!A:60M=7`@8G5S:6YE
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M=6YT(&]F("0R.#$L.3`X+B!!<R!A(')E<W5L="!O9B!T:&4@8V5D:6YG(&-O
M;6UI<W-I;VXL($YO<G1H($%M97)I8V$@3&EF92!T<F%N<V9E<G)E9"`D."PY
M,#`L,C@R(&]F(&-A<V@@86YD("0Y+#$X,BPQ.3`@:6X@<W1A='5T;W)Y(')E
M<V5R=F5S+"!O<B!L:6%B:6QI=&EE<RP@=&\@4V5C=7)I='D@3F%T:6]N86P@
M3&EF92X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3X\=3Y296EN<W5R86YC92!!9W)E96UE;G0@=VET:"!!
M;65R:6-A;B!297!U8FQI8R!);G-U<F%N8V4@0V]M<&%N>3PO=3X\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P
M/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQF;VYT
M(&QA;F<],T1%3BU#03Y/;B!&96)R=6%R>2`Q,2P@,C`Q-2P@=&AE($-O;7!A
M;GDL('1H<F]U9V@@:71S('=H;VQL>2!O=VYE9"!S=6)S:61I87)Y+"!396-U
M<FET>2!.871I;VYA;"!,:69E+"!S:6=N960@82!C;VEN<W5R86YC92!A9W)E
M96UE;G0@=&\@<F5I;G-U<F4@8V5R=&%I;B!L:69E(&EN<W5R86YC92!P;VQI
M8VEE<R!F<F]M($%M97)I8V%N(%)E<'5B;&EC($EN<W5R86YC92!#;VUP86YY
M("@F(S$T-SM!;65R:6-A;B!297!U8FQI8R8C,30X.RDN)B,Q-C`[(%1H92!P
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M;F0@8F5C86UE(&5F9F5C=&EV92!O;B!*86YU87)Y(#$L(#(P,34N)FYB<W`[
M($%S('!A<G0@;V8@=&AE(&-O:6YS=7)A;F-E(&%G<F5E;65N="P@06UE<FEC
M86X@4F5P=6)L:6,@=')A;G-F97)R960@86QL(&-O;G1R86-T=6%L(&]B;&EG
M871I;VYS(&%N9"!R:7-K<R!T;R!396-U<FET>2!.871I;VYA;"!,:69E(&%N
M9"!396-U<FET>2!.871I;VYA;"!,:69E('1O;VL@8V]N=')O;"!O9B`D,34L
M,#`T+#<W,2!O9B!A<W-E=',@:6X@82!T<G5S="!A8V-O=6YT(&AE;&0@8GD@
M5&5X87,@0V%P:71A;"!"86YK(&%S('1H92!T<G5S=&5E+CPO9F]N=#X\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU
M/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^4F5I;G-U<F%N
M8V4@06=R965M96YT('=I=&@@3$I!($EN<W5R86YC92!#;VUP86YY/"]F;VYT
M/CPO=3X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I
M9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ
M=7-T:69Y/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ<'0^3VX@
M1&5C96UB97(@,3DL(#(P,30L('1H92!#;VUP86YY+"`\+V9O;G0^/&9O;G0@
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M=V%S(&5F9F5C=&EV92!.;W9E;6)E<B`Q+"`R,#$T+B!5;F1E<B!T:&4@=&5R
M;7,@;V8@=&AE(&9U;F1S('=I=&AH96QD(&%G<F5E;65N="P@4V5C=7)I='D@
M3F%T:6]N86P@3&EF92!C961E9"!T;R!,2D$@26YS=7)A;F-E(#$P,"4@;V8@
M=&AR964@8FQO8VMS(&]F(&1E9F5R<F5D(&%N;G5I=&EE<R!I;B!T:&4@86UO
M=6YT(&]F("0T+#,S-RPP,#`@86YD(')E=&%I;F5D('1H92!A<W-E=',@86YD
M(')E8V]R9&5D(&$@9G5N9',@:&5L9"!U;F1E<B!C;VEN<W5R86YC92!L:6%B
M:6QI='D@9F]R('1H92!S86UE(&%M;W5N="X@3$I!($EN<W5R86YC92!A9W)E
M960@=&\@<&%Y(%-E8W5R:71Y($YA=&EO;F%L($QI9F4@86X@:6YI=&EA;"!C
M961I;F<@8V]M;6ES<VEO;B!O9B`D-C`L,#`P(&%N9"!A;B!A<W-E="!M86YA
M9V5M96YT(&9E92!O9B`D,38L,#`P('!E<B!Q=6%R=&5R('1O(&%D;6EN:7-T
M97(@=&AE('!O;&EC:65S+B!396-U<FET>2!.871I;VYA;"!,:69E('=I;&P@
M86QS;R!R96-E:79E(&$@.3`E(&5X<&5R:65N8V4@<F5F=6YD(&9O<B!A;GD@
M<')O9FET<R!F<F]M('1H92!B=7-I;F5S<RX@4V5C=7)I='D@3F%T:6]N86P@
M3&EF92!H87,@=&AE(')I9VAT('1O(')E8V%P='5R92!T:&4@8G5S:6YE<W,@
M8GD@9VEV:6YG($Q*02!);G-U<F%N8V4@.3`@9&%Y<R!W<FET=&5N(&YO=&EC
M92P@;W(@:70@;6%Y(&)E('1E<FUI;F%T960@8GD@;75T=6%L(&-O;G-E;G0@
M;V8@8F]T:"!P87)T:65S+CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQB/DUO<G1G86=E($QO86X@3&]S
M<R!3971T;&5M96YT<SPO8CX\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
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M)B,Q-C`[($AO=V5V97(L(&UA;F%G96UE;G0@8F5L:65V97,@=&AA="!T:&4@
M0V]M<&%N>28C,30V.W,@<F5S97)V92!M971H;V1O;&]G>2!A;F0@:71S(&-U
M<G)E;G0@<')A8W1I8V4@;V8@<')O<&5R='D@<')E<V5R=F%T:6]N(&%L;&]W
M(&ET('1O(&5S=&EM871E(&ET<R!L;W-S97,@;VX@;&]A;G,@<V]L9"X@5&AE
M(&%M;W5N=',@86-C<G5E9"!F;W(@;&]A;B!L;W-S97,@9F]R('1H92!T:')E
M92!M;VYT:',@96YD960@36%R8V@@,S$L(#(P,34@86YD(#(P,30@=V5R92`\
M+V9O;G0^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XD-C8W
M+#`P,#PO9F]N=#X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T
M/B!A;F0@/"]F;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ
M<'0^)#,W,BPP,#`\+V9O;G0^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN
M9SHM+C%P=#XL(')E<W!E8W1I=F5L>2X@5&AE(&5S=&EM871E9"!L:6%B:6QI
M='D@9F]R(&EN9&5M;FEF:6-A=&EO;B!L;W-S97,@:7,@:6YC;'5D960@:6X@
M;W1H97(@;&EA8FEL:71I97,@86YD(&%C8W)U960@97AP96YS97,@86YD+"!A
M<R!O9B!-87)C:"`S,2P@,C`Q-2!A;F0@1&5C96UB97(@,S$L(#(P,30L('1H
M92!B86QA;F-E<R!W97)E(#PO9F]N=#X\9F]N="!S='EL93TS1&QE='1E<BUS
M<&%C:6YG.BTN,7!T/B0R+#(Q,BPP,#`\+V9O;G0^/&9O;G0@<W1Y;&4],T1L
M971T97(M<W!A8VEN9SHM+C%P=#X@86YD(#PO9F]N=#X\9F]N="!S='EL93TS
M1&QE='1E<BUS<&%C:6YG.BTN,7!T/B0Q+#<Q."PP,#`\+V9O;G0^/&9O;G0@
M<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#XL(')E<W!E8W1I=F5L>2X@
M/"]F;VYT/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
M=&EF>3ML:6YE+6AE:6=H=#HX+C!P=#XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH96EG:'0Z,3(N,'!T
M/CQB/DUO<G1G86=E($QO86X@3&]S<R!$96UA;F1S/"]B/CPO<#X@/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP
M('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^/'4^/&9O;G0@
M<W1Y;&4],T1L971T97(M<W!A8VEN9SHM+C%P=#Y4:&ER9"!087)T>2!);G9E
M<W1O<G,\+V9O;G0^/"]U/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
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M;"!I;G-T:71U=&EO;G,N)B,Q-C`[($%S(&$@<F5S=6QT(&]F('1H97-E(&-L
M86EM<RP@=&AI<F0@<&%R='D@:6YV97-T;W)S(&AA=F4@;6%D92!D96UA;F1S
M('1H870@4V5C=7)I='E.871I;VYA;"!-;W)T9V%G92!R97!U<F-H87-E(&-E
M<G1A:6X@86QL96=E9"!D969E8W1I=F4@;6]R=&=A9V4@;&]A;G,@=&AA="!W
M97)E('-O;&0@=&\@<W5C:"!I;G9E<W1O<G,@;W(@:6YD96UN:69Y('1H96T@
M86=A:6YS="!A;GD@;&]S<V5S(')E;&%T960@=&\@<W5C:"!L;V%N<RX\+W`^
M("`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3Y4
M:&4@=&]T86P@86UO=6YT(&]F('!O=&5N=&EA;"!C;&%I;7,@8GD@=&AI<F0@
M<&%R='D@:6YV97-T;W)S(&ES(&1I9F9I8W5L="!T;R!D971E<FUI;F4N)B,Q
M-C`[(%1H92!#;VUP86YY(&AA<R!R97-E<G9E9"!A;F0@86-C<G5E9"`D,BPR
M,3(L,#`P(&%S(&]F($UA<F-H(#,Q+"`R,#$U('1O('-E='1L92!A;&P@<W5C
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M;&%B;&4@:6YF;W)M871I;VXN)B,Q-C`[($UO<F5O=F5R+"!T:&4@0V]M<&%N
M>2!H87,@<W5C8V5S<V9U;&QY(&YE9V]T:6%T960@86-C97!T86)L92!S971T
M;&5M96YT('1E<FUS('=I=&@@;W1H97(@=&AI<F0@<&%R='D@:6YV97-T;W)S
M('1H870@87-S97)T960@8VQA:6US(&9O<B!M;W)T9V%G92!L;V%N(&QO<W-E
M<R!A9V%I;G-T(%-E8W5R:71Y3F%T:6]N86P@36]R=&=A9V4N/"]P/B`\<"!S
M='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
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M;&5T=&5R+7-P86-I;F<Z+2XQ<'0^)B,Q-C`[(#PO9F]N=#X\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\
M<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQU/DI0($UO
M<F=A;B!#:&%S92!);F1E;6YI9FEC871I;VX@1&5M86YD/"]U/CPO<#X@/'`@
M<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^5&AE($-O
M;7!A;GD@86YD(&ET<R!W:&]L;'D@;W=N960@<W5B<VED:6%R>2P@4V5C=7)I
M='E.871I;VYA;"!-;W)T9V%G92P@<F5C96EV960@82!N;W1I8V4@;V8@8VQA
M:6T@9F]R(&EN9&5M;FEF:6-A=&EO;B!D871E9"!$96-E;6)E<B`R,2P@,C`Q
M,2P@9G)O;2!*4"!-;W)G86X@0VAA<V4@)F%M<#L@0V\N("@F(S$T-SM*4"!-
M;W)G86X@0VAA<V4F(S$T.#LI(&]N(&)E:&%L9B!O9B!%34,@36]R=&=A9V4L
M($Q,0R`H)B,Q-#<[14U#($UO<G1G86=E)B,Q-#@[*2P@<F5L871I;F<@=&\@
M,C$@;6]R=&=A9V4@;&]A;G,@=&AA="!%34,@36]R=&=A9V4@86QL96=E9&QY
M('!U<F-H87-E9"!A<R!A('1H:7)D('!A<G1Y(&EN=F5S=&]R(&9R;VT@4V5C
M=7)I='E.871I;VYA;"!-;W)T9V%G92XF(S$V,#L@5&AE(&YO=&EC92!A;'-O
M(')E9F5R96YC960@82!G=6%R86YT>2!A9W)E96UE;G0L(&1A=&5D($9E8G)U
M87)Y(#(S+"`R,#`V+"!B>2!T:&4@0V]M<&%N>2!F;W(@=&AE(&)E;F5F:70@
M;V8@14U#($UO<G1G86=E+B8C,38P.R!4:&4@:6YD96UN:69I8V%T:6]N(&YO
M=&EC92!A9&1I=&EO;F%L;'D@<W1A=&5D('1H870@14U#($UO<G1G86=E(&AA
M9"!B965N(&YA;65D(&EN(&$@;&%W<W5I="!B>2!T:&4@0F5A<B!3=&5A<FYS
M($UO<G1G86=E($9U;F1I;F<@5')U<W0@,C`P-RU!4C(@*'1H92`F(S$T-SM4
M<G5S="8C,30X.RDL('=H:6-H('=A<R!F:6QE9"!O;B!397!T96UB97(@,3,L
M(#(P,3$@:6X@=&AE($1E;&%W87)E($-O=7)T(&]F($-H86YC97)Y+B8C,38P
M.R`\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^
M)FYB<W`[/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T
M:69Y/E1H92!L87=S=6ET('1H92!4<G5S="!B<F]U9VAT(&%G86EN<W0@14U#
M($UO<G1G86=E(&-O;G1E;F1S('1H870@;6]R92!T:&%N(#@P,"!R97-I9&5N
M=&EA;"!M;W)T9V%G92!L;V%N<R!T:&%T($5-0R!-;W)T9V%G92!S;VQD('1O
M('1H92!4<G5S="`H:6YC;'5D:6YG('1H92`R,2!L;V%N<R!A;&QE9V5D;'D@
M;W)I9VEN871E9"!B>2!396-U<FET>4YA=&EO;F%L($UO<G1G86=E*2!C;VYT
M86EN960@8G)E86-H97,@;V8@<F5P<F5S96YT871I;VYS(&%N9"!W87)R86YT
M:65S('=I=&@@<F5S<&5C="!T;R!T:&4@;6]R=&=A9V4@;&]A;G,L(&%S('=E
M;&P@87,@9&5F875L=',@86YD(&9O<F5C;&]S=7)E<R!I;B!M86YY(&]F('-U
M8V@@;&]A;G,N)B,Q-C`[($%S(&$@<F5S=6QT(&]F('1H92!A;&QE9V5D(&)R
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M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N
M8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF
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M8G)O=6=H="!A9V%I;G-T($5-0R!-;W)T9V%G92X\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/B`\<"!S='EL
M93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/CQB/DUO<G1G86=E($QO
M86X@3&]S<R!,:71I9V%T:6]N/"]B/CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^1F]R(&$@9&5S8W)I<'1I;VX@;V8@
M=&AE(&QI=&EG871I;VX@:6YV;VQV:6YG(%-E8W5R:71Y3F%T:6]N86P@36]R
M=&=A9V4@86YD($QE:&UA;B!"<F]T:&5R<R!A;F0@075R;W)A($QO86X@4V5R
M=FEC97,L(')E9F5R96YC92!I<R!T;R!087)T($E)+"!)=&5M(#$N($QE9V%L
M(%!R;V-E961I;F=S+CPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.FIU<W1I9GD^/'4^3W1H97(@0V]N=&EN9V5N8VEE<R!A;F0@0V]M
M;6ET;65N=',\+W4^/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN
M,7!T/E1H92!#;VUP86YY(&AA<R!E;G1E<F5D(&EN=&\@8V]M;6ET;65N=',@
M=&\@9G5N9"!N97<@<F5S:61E;G1I86P@8V]N<W1R=6-T:6]N(&QO86YS+B!!
M<R!O9B!-87)C:"`S,2P@,C`Q-2P@=&AE($-O;7!A;GDF(S$T-CMS(&-O;6UI
M=&UE;G1S('=E<F4@/"]F;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I
M;F<Z+2XQ<'0^)#0P+#@S-2PP,#`\+V9O;G0^/&9O;G0@<W1Y;&4],T1L971T
M97(M<W!A8VEN9SHM+C%P=#X@9F]R('1H97-E(&QO86YS(&]F('=H:6-H(#PO
M9F]N=#X\9F]N="!S='EL93TS1&QE='1E<BUS<&%C:6YG.BTN,7!T/B0R.2PV
M.#0L,#`P/"]F;VYT/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z+2XQ
M<'0^(&AA9"!B965N(&9U;F1E9"X@5&AE($-O;7!A;GD@=VEL;"!A9'9A;F-E
M(&9U;F1S(&]N8V4@=&AE('=O<FL@:&%S(&)E96X@8V]M<&QE=&5D(&%N9"!A
M;B!I;F1E<&5N9&5N="!I;G-P96-T:6]N(&ES(&UA9&4N(%1H92!M87AI;75M
M(&QO86X@8V]M;6ET;65N="!R86YG97,@8F5T=V5E;B`U,"4@86YD(#@P)2!O
M9B!A<'!R86ES960@=F%L=64N(%1H92!#;VUP86YY(')E8V5I=F5S(&9E97,@
M9G)O;2!T:&4@8F]R<F]W97)S(&%N9"!T:&4@:6YT97)E<W0@<F%T92!I<R!G
M96YE<F%L;'D@,B4@=&\@-BXW-24@;W9E<B!T:&4@8F%N:R!P<FEM92!R871E
M("@S+C(U)2!A<R!O9B!-87)C:"`S,2P@,C`Q-2DN($UA='5R:71I97,@<F%N
M9V4@8F5T=V5E;B!S:7@@86YD('1W96QV92!M;VYT:',N/"]F;VYT/CPO<#X@
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\
M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
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M;W(@<F5S=6QT<R!O9B!O<&5R871I;VYS+CPO9F]N=#X\+W`^(#QP('-T>6QE
M/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB<W`[/"]P/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?
M,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q
M-V4Q."]7;W)K<VAE971S+U-H965T,3@N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SXQ,2D@36]R=&=A9V4@4V5R=FEC:6YG(%)I
M9VAT<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q
M+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/C$Q*2!-;W)T9V%G92!397)V:6-I;F<@4FEG:'1S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4]
M,T1L971T97(M<W!A8VEN9SHM+C%P=#XQ,2DF(S$V,#L@/'4^36]R=&=A9V4@
M4V5R=FEC:6YG(%)I9VAT<SPO=3X\+V9O;G0^/"]P/B`\<"!S='EL93TS1&UA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S
M=&EF>3ML:6YE+6AE:6=H=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF
M;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93Y4:&4@9F]L;&]W:6YG(&ES
M(&$@<W5M;6%R>2!O9B!T:&4@35-2(&%C=&EV:71Y(&9O<B!T:&4@<&5R:6]D
M<R!P<F5S96YT960N/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE:6=H
M=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93ML:6YE+6AE:6=H=#HV+C!P
M=#XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$
M,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z
M,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED
M=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M,BXR)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY!<R!O9B!-87)C:"`S,2`R,#$U/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R,2XY."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^07,@;V8@1&5C96UB97(@,S$@,C`Q-#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%M;W)T
M:7IE9"!C;W-T.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^0F%L86YC92!B969O<F4@=F%L=6%T:6]N(&%L;&]W
M86YC92!A="!B96=I;FYI;F<@;V8@>65A<CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L.#,T
M+#<T-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[-"PX-#0L,3`Q(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DU34G,@<')O8V5E9',@
M9G)O;2!L;V%N('-A;&5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,BXR)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Y.#<L-S`W(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#,L-S0Q+#,X,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N.#(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY!;6]R=&EZ871I;VX\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("@R-3DL.38V*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("@W-3`L-S,U*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D%P<&QI8V%T:6]N(&]F('9A;'5A=&EO;B!A
M;&QO=V%N8V4@=&\@=W)I=&4@9&]W;B!-4U)S("8C,38P.R8C,38P.R!W:71H
M(&]T:&5R('1H86X@=&5M<&]R87)Y(&EM<&%I<FUE;G0\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
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M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N.#(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY"86QA;F-E(&)E9F]R92!V86QU871I;VX@86QL;W=A
M;F-E(&%T('EE87(@96YD/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,BXR)3L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
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M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`W+#@S-"PW-#<@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E9A
M;'5A=&EO;B!A;&QO=V%N8V4@9F]R(&EM<&%I<FUE;G0@;V8@35-2<SH\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D)A;&%N8V4@870@8F5G:6YN:6YG(&]F('EE87(\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R
M+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%D9&ET
M:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
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M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%P<&QI8V%T:6]N(&]F
M('9A;'5A=&EO;B!A;&QO=V%N8V4@=&\@=W)I=&4@9&]W;B!-4U)S("8C,38P
M.R8C,38P.R!W:71H(&]T:&5R('1H86X@=&5M<&]R87)Y(&EM<&%I<FUE;G0\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[+2`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-34N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86QA;F-E(&%T(&5N9"!O9B!P
M97)I;V0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!B;W)D97(M=&]P.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C$N.3@E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-34N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G
M92!S97)V:6-I;F<@<FEG:'1S+"!N970\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#@L-38R+#0X."`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q
M+CDX)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#@S-"PW-#<@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U
M-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/D5S=&EM871E9"!F86ER('9A;'5E(&]F($U34G,@870@96YD
M(&]F('!E<FEO9#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@."PY,C8L,C`P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!B;W)D97(M
M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B
M;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#@L-#@U+#4W,"`\+W`^(#PO=&0^(#PO='(^(#PO=&%B
M;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#MT97AT
M+6%U=&]S<&%C93IN;VYE/B9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ:G5S=&EF>3Y4:&4@0V]M<&%N>2!R97!O<G1S('1H97-E
M($U34G,@<'5R<W5A;G0@=&\@=&AE(&%C8V]U;G1I;F<@<&]L:6-Y(&1I<V-U
M<W-E9"!I;B!.;W1E(#<N(#PO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
M"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T
M9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P
M.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O
M4VAE970Q.2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T
M960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E
M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/C$R*2!-97)G97)S+"!!8W%U:7-I=&EO;G,@86YD($1I<W!O<VET:6]N
M<R!$:7-C;&]S=7)E<SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/DYO=&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/C$R*2!-97)G97)S+"!!8W%U:7-I=&EO;G,@
M86YD($1I<W!O<VET:6]N<R!$:7-C;&]S=7)E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.FIU<W1I9GD^/&9O;G0@<W1Y;&4],T1L971T97(M<W!A8VEN
M9SHM+C%P=#XQ,BDF(S$V,#LF(S$V,#LF(S$V,#L@/'4^06-Q=6ES:71I;VYS
M/"]U/CPO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF;F)S<#L\+W`^
M(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93X\=3Y!8W%U:7-I=&EO;B!O9B!!;65R:6-A
M;B!&=6YE<F%L($9I;F%N8VEA;#PO=3X\+W`^(#QP('-T>6QE/3-$;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93XF;F)S<#L\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU
M<W1I9GD^3VX@2G5N92`T+"`R,#$T+"!T:&4@0V]M<&%N>2P@=&AR;W5G:"!I
M=',@=VAO;&QY(&]W;F5D('-U8G-I9&EA<GDL(%-.1D,@4W5B<VED:6%R>2P@
M3$Q#("@F(S$T-SM33D9#(%-U8G-I9&EA<GDF(S$T.#LI+"!C;VUP;&5T960@
M82!P=7)C:&%S92!T<F%N<V%C=&EO;B!W:71H($%M97)I8V%N($9U;F5R86P@
M1FEN86YC:6%L+"!,3$,L(&$@4V]U=&@@0V%R;VQI;F$@;&EM:71E9"!L:6%B
M:6QI='D@8V]M<&%N>2`H)B,Q-#<[06UE<FEC86X@1G5N97)A;"!&:6YA;F-I
M86PF(S$T.#LI(&%N9"!(>7!E<G-H;W`L($Q,0RP@82!.;W)T:"!#87)O;&EN
M829N8G-P.R9N8G-P.VQI;6ET960@;&EA8FEL:71Y)FYB<W`[)FYB<W`[8V]M
M<&%N>2`H)B,Q-#<[2'EP97)S:&]P)B,Q-#@[*2P@=&AE('-O;&4@;W=N97(@
M;V8@86QL('1H92!L:6UI=&5D(&QI86)I;&ET>2!C;VUP86YY(&EN=&5R97-T
M<R!O9B!!;65R:6-A;B!&=6YE<F%L($9I;F%N8VEA;"P@=&\@<'5R8VAA<V4@
M86QL(&]F('1H92!O=71S=&%N9&EN9R!L:6UI=&5D(&QI86)I;&ET>2!C;VUP
M86YY(&EN=&5R97-T<RP@;W(@;65M8F5R<VAI<"!U;FET<RP@;V8@06UE<FEC
M86X@1G5N97)A;"!&:6YA;F-I86PN)FYB<W`[)FYB<W`[06UE<FEC86X@1G5N
M97)A;"!&:6YA;F-I86P@:7,@96YG86=E9"!I;B!T:&4@;W!E<F%T:6]N(&]F
M(&$@9F%C=&]R:6YG(&)U<VEN97-S('=I=&@@=&AE('!R:6YC:7!A;"!P=7)P
M;W-E(&]F('!R;W9I9&EN9R!F=6YD:6YG(&9O<B!F=6YE<F%L(&AO;65S(&%N
M9"!M;W)T=6%R:65S+B9N8G-P.R9N8G-P.SPO<#X@/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QP('-T>6QE/3-$
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
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M('1H870@=VEL;"!O8V-U<B!I;B!T:&4@9G5T=7)E.CPO<#X@/'`@<W1Y;&4]
M,T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QT86)L
M92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@
M=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL
M87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0V,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`V,2XW-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,S8E(&-O;'-P
M86X],T0S('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S8N,#0E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/D9O<B!T:&4@5&AR964@36]N=&AS($5N9&5D($UA<F-H(#,Q
M("AU;F%U9&ET960I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#8Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#8Q+C<T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-BXU
M-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,C`Q-3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C(X)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXR,#$T/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#8Q+C<T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^5&]T86P@<F5V96YU97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-BXU-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD(#8T+#`T.2PV,S(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R`T-BPU,C$L.3,V(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0V,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`V,2XW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/DYE="!E87)N:6YG<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$V
M+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@,2PX-C,L-S`S(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$W+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,S0R+#8X,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-C$N-S0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY.970@96%R;FEN9W,@<&5R($-L87-S($$@97%U:79A;&5N
M="!C;VUM;VX@<VAA<F4\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-BXU-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#`N,30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`P+C`S(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0V,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`V,2XW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MM87)G:6XM;&5F=#HN,C5I;CMT97AT+6EN9&5N=#HM+C(U
M:6X[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY.970@96%R;FEN9W,@<&5R($-L87-S($$@97%U:79A;&5N="!C
M;VUM;VX@<VAA<F4@87-S=6UI;F<@9&EL=71I;VX\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#`N,30@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N
M,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`P+C`S(#PO<#X@/"]T9#X@/"]T
M<CX@/"]T86)L93X@/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
M97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-
M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T
M,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970R,"YH=&UL
M#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE
M#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB
M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C$I($)A<VES
M(&]F(%!R97-E;G1A=&EO;CH@06-C;W5N=&EN9R!0;VQI8WD@*%!O;&EC:65S
M*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C
M;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R
M,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/E!O;&EC:65S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D%C8V]U;G1I;F<@4&]L:6-Y/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
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M(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$T+"!I;F-L=61E9"!I;B!T:&4@0V]M
M<&%N>28C,30V.W,@06YN=6%L(%)E<&]R="!O;B!&;W)M(#$P+4L@*&9I;&4@
M;G5M8F5R(#`P,"TP.3,T,2DN($EN('1H92!O<&EN:6]N(&]F(&UA;F%G96UE
M;G0L(&%L;"!A9&IU<W1M96YT<R`H8V]N<VES=&EN9R!O9B!N;W)M86P@<F5C
M=7)R:6YG(&%C8W)U86QS*2!C;VYS:61E<F5D(&YE8V5S<V%R>2!F;W(@82!F
M86ER('!R97-E;G1A=&EO;B!H879E(&)E96X@:6YC;'5D960N($]P97)A=&EN
M9R!R97-U;'1S(&9O<B!T:&4@=&AR964@;6]N=&AS(&5N9&5D($UA<F-H(#,Q
M+"`R,#$U(&%R92!N;W0@;F5C97-S87)I;'D@:6YD:6-A=&EV92!O9B!T:&4@
M<F5S=6QT<R!T:&%T(&UA>2!B92!E>'!E8W1E9"!F;W(@=&AE('EE87(@96YD
M:6YG($1E8V5M8F5R(#,Q+"`R,#$U+CPO9F]N=#X\+W`^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O
M<FMS:&5E=',O4VAE970R,2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/C$I($)A<VES(&]F(%!R97-E;G1A=&EO;CH@57-E(&]F
M($5S=&EM871E<R!0;VQI8WD@*%!O;&EC:65S*3QB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E!O;&EC:65S/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5S92!O9B!%
M<W1I;6%T97,@4&]L:6-Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
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M(#PO9F]N=#X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU
M<W1I9GD[;&EN92UH96EG:'0Z-2XP<'0^)FYB<W`[/"]P/B`\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
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M87)E(&9A:7)L>2!S=&%T960@:6X@86QL(&UA=&5R:6%L(')E<W!E8W1S+B`\
M+V9O;G0^/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R
M,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,C(N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5.2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXS*2!);G9E<W1M
M96YT<SH@2&5L9"UT;RUM871U<FET>2!396-U<FET:65S("A486)L97,I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M
M;6%T=7)I='D@4V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF;F)S<#L\+W`^
M(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN
M9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E
M<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0S-R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S-RXX,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D%M;W)T:7IE9"!#;W-T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.30E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D=R;W-S(%5N<F5A;&EZ960@1V%I;G,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW
M."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)FYB<W`[1W)O<W,@56YR96%L:7IE9"!,;W-S97,\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXY,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[17-T:6UA=&5D($9A
M:7(@5F%L=64\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S<E
M('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,S<N.#(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIJ=7-T:69Y.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/'4^36%R8V@@,S$L(#(P,34\+W4^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3,N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I
M9'1H.B`Q,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R
M+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N.3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,S<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S<N
M.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY&:7AE9"!M871U<FET>2!S96-U<FET:65S(&AE
M;&0@=&\@;6%T=7)I='D@8V%R<FEE9"!A="!A;6]R=&EZ960@8V]S=#H\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`Q,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,3(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1T;W`@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE
M/3-$)W=I9'1H.B`Q,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,W)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,W+C@R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D)O;F1S.CPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+CDR)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3(N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+CDR
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,S<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,S<N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^52Y3+B!4<F5A<W5R>2!S96-U<FET:65S(&%N9"!O8FQI9V%T:6]N<R!O
M9B!5+E,N($=O=F5R;FUE;G0@86=E;F-I97,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#$L.#<P+#DV-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#,V,2PP,S0@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPR,S$L.3DX(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S-RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY/8FQI9V%T:6]N<R!O9B!S=&%T97,@86YD('!O;&ET:6-A;"!S=6)D
M:79I<VEO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,2PY.#0L-S`Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`R-#<L-3<V(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-"PS,C(I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N.3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L
M,C(W+#DV,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S<E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S<N.#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]R<&]R871E('-E8W5R:71I
M97,@:6YC;'5D:6YG('!U8FQI8R!U=&EL:71I97,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,3(T+#DT-"PR-#8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$V+#@Y-"PS-C`@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@X,S`L,#DQ*3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q-#$L,#`X+#4Q-2`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S<N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M36]R=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,3$L.3@P
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-#8W*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#$W,"PV,#$@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,W)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,W+C@R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD
M96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/E)E9&5E;6%B;&4@<')E9F5R<F5D('-T;V-K/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N.3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-C$R+#`R,R`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXY-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`S-2PY,S<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-S@E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+28C,38P.R8C,38P.R`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXY,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`V-#<L.38P(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S-RXX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ,"XP<'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY4;W1A;"!F:7AE9"!M871U<FET>2!S96-U<FET:65S(&AE;&0@=&\@
M;6%T=7)I='D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY,B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,S,L,C<Q+#`S,"`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXY-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`Q-RPX-3`L.#@W(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<X)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("@X,S0L.#@P*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDR)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$U,"PR.#<L,#,W
M(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%S3V9$96-E;6)E<C,Q,C`Q
M-$UE;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD
M+71O+6UA='5R:71Y(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P=#XF;F)S<#L\+W`^(#QT
M86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS
M1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC
M;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0S-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S-2XU-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D%M;W)T:7IE9"!#;W-T)B,Q-C`[(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D=R;W-S(%5N<F5A;&EZ960@1V%I;G,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXR-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)FYB<W`[1W)O<W,@56YR96%L:7IE9"!,;W-S97,F
M;F)S<#LF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB
M<W`[17-T:6UA=&5D($9A:7(@5F%L=64F;F)S<#LF;F)S<#L\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,S4N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/'4^1&5C96UB97(@,S$L(#(P,30\+W4^.CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$T
M+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S
M<#L\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N-38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY&:7AE9"!M871U<FET>2!S96-U<FET:65S(&AE;&0@=&\@;6%T=7)I='D@
M8V%R<FEE9"!A="!A;6]R=&EZ960@8V]S=#H\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$T)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$T+C0R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,S4N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^0F]N9',Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX]
M,T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX]
M,T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C4V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E4N4RX@5')E87-U<GD@
M<V5C=7)I=&EE<R!A;F0@;V)L:6=A=&EO;G,@;V8@52Y3+B!';W9E<FYM96YT
M(&%G96YC:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#@W
M,RPQ-#8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,T
M-2PW,34@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,BPR,3@L.#8Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0S-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S-2XU-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY/8FQI9V%T:6]N<R!O
M9B!S=&%T97,@86YD('!O;&ET:6-A;"!S=6)D:79I<VEO;G,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-"XT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PW,S8L-#@Y(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(R,2PX.3,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("@U+#(W."D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY-3,L,3`T(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`S-2XU-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U
M<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY#;W)P;W)A=&4@<V5C=7)I=&EE<R!I;F-L=61I;F<@<'5B;&EC
M('5T:6QI=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,C8L-3,S+#0X,R`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q-2PX-#$L-3,V(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H.3@P+#,U-RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,30Q+#,Y
M-"PV-C(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,U)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C4V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO<G1G86=E+6)A8VME9"!S96-U
M<FET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,30N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#0L,C8S+#(P-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`S,#4L,S@Q(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3$L.#DT*3PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#4U-BPV.3,@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT
M.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E)E9&5E;6%B;&4@<')E9F5R<F5D('-T;V-K/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,30N-#(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-C$R+#`R,R`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#(R+#`S,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C0R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8S-"PP-34@/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#,U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,U+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C$P+C!P=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/E1O=&%L(&9I>&5D(&UA='5R:71Y('-E8W5R:71I97,@:&5L9"!T;R!M871U
M<FET>3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C0R)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$S-2PP,3@L,S0W(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,38L-S,V+#4U-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`H.3DW+#4R.2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XT,B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-3`L-S4W+#,W-2`\+W`^
M(#PO=&0^(#PO='(^(#PO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
M+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D
M,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y
M-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE
M970R,RYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M
M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB
M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14Y(/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/C,I($EN=F5S=&UE;G1S.B!!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I=&EE
M<R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-
M87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I=&EE<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG
M/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED
M=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@
M=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^06UO<G1I>F5D($-O<W0\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,"XP)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY'<F]S<R!5;G)E86QI>F5D($=A:6YS/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,#(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D=R;W-S(%5N<F5A;&EZ960@3&]S
M<V5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^17-T:6UA=&5D($9A
M:7(@5F%L=64\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\=3Y-87)C:"`S,2P@,C`Q-3PO=3X\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3(N,#(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/D5Q=6ET>2!S96-U<FET:65S(&%V86EL86)L92!F;W(@
M<V%L92!A="!E<W1I;6%T960@9F%I<B!V86QU93H\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,BXP
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3`N
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE
M/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE
M/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$=&]P('-T>6QE
M/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M0V]M;6]N('-T;V-K.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$R+C`R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY);F1U<W1R:6%L+"!M:7-C
M96QL86YE;W5S(&%N9"!A;&P@;W1H97(\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`W+#`Y-2PR,C4@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M,"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@,CDX+#@Y,2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXP,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#L@*#$L,#$P+#8Q-"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R`V+#,X,RPU,#(@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@97%U:71Y('-E8W5R:71I97,@
M879A:6QA8FQE(&9O<B!S86QE(&%T(&5S=&EM871E9"!F86ER('9A;'5E/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#`Y-2PR
M,C4@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N,"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R`R.3@L.#DQ(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q+#`Q,"PV,30I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R`V+#,X,RPU,#(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^36]R=&=A9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4@86YD(&-O;G-T<G5C
M=&EO;B!L;V%N<R!H96QD(&9O<B!I;G9E<W1M96YT(&%T(&%M;W)T:7IE9"!C
M;W-T.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N
M-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E<VED96YT
M:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`U,BPP-#4L,S4P(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E)E<VED96YT:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(Y+#8X-"PS-3D@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN
M9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#0V+#`V-RPQ,S`@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HR,"XP
M<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY,97-S.B!!;&QO=V%N8V4@9F]R(&QO86X@;&]S<V5S/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,2PY,#(L,SDV*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY4;W1A;"!M;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T92!A
M;F0@8V]N<W1R=6-T:6]N(&QO86YS(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q,C4L.#DT+#0T,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^4F5A;"!E<W1A=&4@:&5L9"!F;W(@:6YV97-T;65N="`M
M(&YE="!O9B!D97!R96-I871I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,3,L,#(U+#<Y,"`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4&]L:6-Y(&%N
M9"!O=&AE<B!L;V%N<R!A="!A;6]R=&EZ960@8V]S=#H\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXP,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0U+C8V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/E!O;&EC>2!L;V%N<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-RPQ.#<L.#`T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^3W1H97(@;&]A;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`S,BPX,#DL-C8Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3&5S
M<SH@06QL;W=A;F-E(&9O<B!D;W5B=&9U;"!A8V-O=6YT<SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M*#@Q,RPR,C,I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,#(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0T-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M-2XV-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3,N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-2XV-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/E1O=&%L('!O;&EC>2!A;F0@;W1H97(@;&]A;G,@870@86UO<G1I>F5D(&-O
M<W0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,RXT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S.2PQ.#0L,C4P(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C`R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C`E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C`R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#4N-C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY3:&]R="UT97)M(&EN=F5S
M=&UE;G1S(&%T(&%M;W)T:7IE9"!C;W-T/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-"4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,C`L-C(P+#(S-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXP,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,#0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\+W1A
M8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^07-/9D1E8V5M8F5R,S$R,#$T365M8F5R/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3ML:6YE+6AE
M:6=H=#HQ,BXP<'0^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL
M93TS1'=I9'1H.C$P,"XP)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT
M<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T
M:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%M;W)T:7IE9"!#;W-T/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^1W)O<W,@56YR96%L:7IE9"!'86EN<SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3$N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D=R;W-S(%5N<F5A;&EZ960@
M3&]S<V5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY%<W1I;6%T960@
M1F%I<B!686QU93PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M-B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.FIU<W1I9GD[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\=3Y$96-E;6)E<B`S,2P@,C`Q
M-#PO=3XZ/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P
M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z
M(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#0V)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#0V+C<T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$S+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$Q)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$P+C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5Q=6ET>2!S96-U<FET:65S
M(&%V86EL86)L92!F;W(@<V%L92!A="!E<W1I;6%T960@9F%I<B!V86QU93H\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1T;W`@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY#;VUM;VX@<W1O8VLZ/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q
M,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q
M,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q
M,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q
M,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3$N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,3`N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M26YD=7-T<FEA;"P@;6ES8V5L;&%N96]U<R!A;F0@86QL(&]T:&5R/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPQ-SDL,#$P(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3`N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,Y,RPX-S,@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XS
M-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@*#@R,"PQ,S,I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R`V+#<U,BPW-3`@/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;"!S96-U<FET:65S
M(&%V86EL86)L92!F;W(@<V%L92!C87)R:65D(&%T(&5S=&EM871E9"!F86ER
M('9A;'5E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`W+#$W.2PP,3`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S.3,L.#<S(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3$N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#@R,"PQ,S,I/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XV)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-S4R
M+#<U,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A9V4@;&]A;G,@
M;VX@<F5A;"!E<W1A=&4@86YD(&-O;G-T<G5C=&EO;B!L;V%N<R!H96QD(&9O
M<B!I;G9E<W1M96YT(&%T(&%M;W)T:7IE9"!C;W-T.CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD
M96YT.C$T+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-3,L
M-3DR+#0S,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4F5S:61E;G1I
M86P@8V]N<W1R=6-T:6]N/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,S,L,#<Q+#DS."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M;65R
M8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[("8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.S,U+#,X."PW-38@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3&5S<SH@06QL;W=A;F-E(&9O
M<B!L;V%N(&QO<W-E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#(L,#`S+#`U-2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY4;W1A;"!M;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T92!A;F0@
M8V]N<W1R=6-T:6]N(&QO86YS(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q,C`L,#4P+#`W,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY296%L(&5S=&%T92!H96QD(&9O<B!I;G9E<W1M96YT("T@;F5T(&]F
M(&1E<')E8VEA=&EO;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$Q,2PT,3$L,S4Q(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3`N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0V)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E!O;&EC>2!A;F0@;W1H97(@;&]A
M;G,@870@86UO<G1I>F5D(&-O<W0Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C`N,'!T
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^4&]L:6-Y(&QO86YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L
M,#$Q+#`Q,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-BXW
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY/=&AE<B!L;V%N
M<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W+#@P-RPX,CD@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3&5S<SH@06QL;W=A;F-E(&9O<B!D
M;W5B=&9U;"!A8V-O=6YT<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#8Y,RPT,3,I/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#0V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#0V+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@<&]L:6-Y(&%N9"!O=&AE
M<B!L;V%N<R!A="!A;6]R=&EZ960@8V]S=#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C`E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,38E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,S0L,3(U+#0R."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXP)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0T-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T-BXW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#8E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#8N-S0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY3:&]R="UT97)M(&EN=F5S=&UE;G1S(&%T(&%M;W)T:7IE9"!C;W-T/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C<L,#4Y+#0Y-2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM
M+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P
M93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV
M-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E
M=#(T+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%2T-!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@;V8@56YR96%L:7IE9"!,;W-S
M(&]N($EN=F5S=&UE;G1S("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9I>&5D($UA='5R:71I97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@56YR96%L:7IE
M9"!,;W-S(&]N($EN=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS
M<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE
M/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+CDT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY5;G)E86QI>F5D($QO<W-E<R!F;W(@3&5S<R!T
M:&%N(%1W96QV92!-;VYT:',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#(E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DYO+B!O
M9B!);G9E<W1M96YT(%!O<VET:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW,B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M56YR96%L:7IE9"!,;W-S97,@9F]R($UO<F4@=&AA;B!4=V5L=F4@36]N=&AS
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+C<X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY.;RX@;V8@26YV97-T;65N="!0;W-I
M=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L(%5N<F5A;&EZ960@
M3&]S<SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQU/D%T($UA<F-H(#,Q(#(P,34\+W4^/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B9N8G-P.SPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D]B;&EG871I;VYS(&]F('-T871E<R!A;F0@<&]L:71I8V%L('-U
M8F1I=FES:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`T+#,R,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI
M;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-"PS,C(@/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]R<&]R871E('-E8W5R
M:71I97,@:6YC;'5D:6YG('!U8FQI8R!U=&EL:71I97,\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-38V+#,Q,"`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,C8S+#<X,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z
M,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,3`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@.#,P+#`Y,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY-;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T-C<@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3$N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V-R`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C@N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;"!U;G)E
M86QI>F5D(&QO<W-E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@8F]R9&5R+71O
M<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R
M9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`U-C8L-S<W(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q
M+C@R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C(P+C!P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/C(T/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(V."PQ,#,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S@E.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3$\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXQ-"4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@.#,T+#@X
M,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY&86ER(%9A;'5E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#DL,S0V+#<X-2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N-S(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#(L-3(R
M+#8R-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q
M-C`[)B,Q-C`[(#$Q+#@V.2PT,#D@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R
M."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQU/D%T($1E8V5M8F5R(#,Q+"`R,#$T/"]U/CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3$N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^3V)L:6=A=&EO;G,@;V8@<W1A=&5S(&%N9"!P;VQI=&EC
M86P@<W5B9&EV:7-I;VYS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C@R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXP/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`U+#(W."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E
M;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-2PR-S@@/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]R<&]R871E('-E8W5R:71I
M97,@:6YC;'5D:6YG('!U8FQI8R!U=&EL:71I97,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-30X+#,Q,"`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C$\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@-#,R+#`T-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N
M,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^,3$\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@.3@P+#,U-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-S@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY-;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`S+#DV-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N
M,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C<R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`W+#DR."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XW."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E
M;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^,3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`Q,2PX.30@/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@=6YR96%L:7IE9"!L
M;W-S97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[(&)O<F1E<BUT;W`Z('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H
M=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-34R+#(W-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX,B4[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXR,CPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C<R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T-#4L,C4S
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C<X)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/C$S/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,30E
M.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M
M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#DY-RPU,CD@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1F%I<B!6
M86QU93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`W+#`X,2PS-3(@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+C<R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R`R+#<W-RPU.#<@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3$N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Y+#@U."PY,SD@/"]P/B`\+W1D/B`\+W1R/B`\+W1A
M8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^17%U:71Y(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4V-H961U;&4@;V8@56YR96%L:7IE9"!,;W-S(&]N($EN
M=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM
M96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF
M;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C
M96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P
M+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@]
M,T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,BXX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E5N<F5A
M;&EZ960@3&]S<V5S(&9O<B!,97-S('1H86X@5'=E;'9E($UO;G1H<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+CDX)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY.;RX@;V8@26YV97-T;65N="!0;W-I=&EO;G,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XX."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^56YR96%L:7IE9"!,;W-S97,@9F]R($UO
M<F4@=&AA;B!4=V5L=F4@36]N=&AS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DYO
M+B!O9B!);G9E<W1M96YT(%!O<VET:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C<X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^5&]T86P@56YR96%L:7IE9"!,;W-S97,\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQU/D%T($UA<F-H(#,Q+"`R,#$U
M/"]U/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,"XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S,BXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YD=7-T<FEA;"P@;6ES
M8V5L;&%N96]U<R!A;F0@86QL(&]T:&5R/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0V,2PV-#$@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,34X/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#4T."PY-S,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z
M,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,C@\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[(#$L,#$P+#8Q-"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L('5N<F5A;&EZ960@;&]S<V5S/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D
M;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#8Q+#8T,2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+CDX)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M:6YD96YT.C(P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/C$U.#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#4T."PY-S,@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXR
M.#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`S+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C@X)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`Q+#`Q,"PV,30@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,R+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY&86ER(%9A;'5E/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#L@,BPT
M-#0L,S(T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N.3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8P.2PV.#D@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,"XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N.#@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[(#,L,#4T
M+#`Q,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S(N."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`S,BXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/'4^070@1&5C96UB
M97(@,S$L(#(P,30\+W4^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S,BXX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YD=7-T<FEA;"P@;6ES
M8V5L;&%N96]U<R!A;F0@86QL(&]T:&5R/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,R-RPS.#D@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z,C`N,'!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,3,X/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#0Y,BPW-#0@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E;G0Z
M,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,C<\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#@R,"PQ,S,@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,R+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;"!U;G)E
M86QI>F5D(&QO<W-E<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N.#@E.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#,R-RPS.#D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XY."4[(&)O<F1E<BUT
M;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O
M<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HR,"XP<'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXQ,S@\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C@X)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T.3(L-S0T(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N.3@E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U
M8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UI;F1E
M;G0Z,C`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^,C<\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E
M<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@.#(P+#$S,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,S(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,S(N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D9A:7(@5F%L=64\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C@X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R`R+#$V,BPT,C4@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XX."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-C<V+#<P-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+CDX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XX
M."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O
M=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#L@,BPX,SDL,3,Q(#PO<#X@/"]T
M9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ:G5S=&EF>3XF;F)S<#L\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
M+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D
M,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y
M-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE
M970R-2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M
M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB
M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14M#04,^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^,RD@26YV97-T;65N=',Z($EN=F5S=&UE;G1S($-L87-S:69I960@8GD@
M0V]N=')A8W1U86P@36%T=7)I='D@1&%T92`H5&%B;&5S*3QB<CX\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS
M($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y
M(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YV97-T;65N=',@0VQA<W-I9FEE9"!B>2!#;VYT<F%C='5A;"!-871U<FET
M>2!$871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X
M+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF;F)S
M<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E
M.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0T
M,B4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`T,BXR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S
M)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^06UO<G1I>F5D($-O<W0F;F)S<#LF;F)S<#LF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R-2XP)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY%<W1I;6%T960@1F%I<B!686QU93PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DAE;&0@=&\@
M36%T=7)I='DZ/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T
M;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G
M=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^1'5E(&EN(#(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A
M;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R-24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-2XP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,RPX,38L,3DV(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S+#@X
M,"PR-C(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0R+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1U92!I;B`R,#$V('1H<F]U9V@@
M,C`Q.3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T
M>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,S+#,S.2PY,#@@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S8L.#DP+#0R,B`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z
M-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^1'5E(&EN(#(P,C`@=&AR;W5G:"`R,#(T/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z
M(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,C4L-#8Y+#`U.2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXX
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M-2XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R."PS-#<L.#0U(#PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0T,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`T,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY$
M=64@869T97(@,C`R-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8V+#$W
M-"PW-38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-S8L,S0Y+#DT
M-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N,C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A9V4M8F%C:V5D('-E8W5R:71I
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R-2XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S+#@U
M.2PP.#@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@-"PQ-S`L-C`Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0T,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,BXR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY2961E96UA8FQE('!R
M969E<G)E9"!S=&]C:SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(U+C`E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8Q,BPP,C,@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#,N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,C4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C4N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@-C0W+#DV,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L(&AE;&0@=&\@
M;6%T=7)I='D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O
M<"!S='EL93TS1"=W:61T:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R-2XP)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,S,L,C<Q
M+#`S,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,RXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R-2XP)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-3`L,C@W
M+#`S-R`\+W`^(#PO=&0^(#PO='(^(#PO=&%B;&4^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R
M+7-A;&4@4V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y);G9E<W1M96YT<R!#;&%S<VEF:65D(&)Y($-O;G1R86-T=6%L($UA
M='5R:71Y($1A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CPA
M+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y
M/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P
M(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ
M,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T
M:#TS1#0X)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#0X+C(R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V
M86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A
M;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,C`N,S0E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B!!
M;6]R=&EZ960@0V]S="`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXX,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,R4@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`R,RXX)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@17-T:6UA
M=&5D($9A:7(@5F%L=64@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0X+C(R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^079A:6QA8FQE(&9O<B!386QE.CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S
M+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(P)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#(P
M+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXX
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`R,RXX
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#@N,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^0V]M;6]N('-T;V-K/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N.#(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N,S0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R`W+#`Y-2PR,C4@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N.#(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C,N."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#8L,S@S+#4P,B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#@N,C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L(&%V86EL
M86)L92!F;W(@<V%L93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N
M/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S+C@R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C,T)3L@8F]R9&5R+71O<#H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R
M+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R`W+#`Y-2PR
M,C4@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C,N."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@
M;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@-BPS.#,L-3`R(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT
M.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D
M,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#(V+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@26YV97-T;65N=',Z($=A:6X@
M*$QO<W,I(&]N($EN=F5S=&UE;G1S("A486)L97,I/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^5&%B;&5S+U-C:&5D
M=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y'86EN("A,;W-S*2!O;B!);G9E<W1M96YT<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQT86)L92!B;W)D97(],T0P(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T
M>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@
M/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-#(E(&-O;'-P86X],T0S('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#(N-#8E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1H<F5E
M($UO;G1H<R!%;F1E9"!-87)C:"`S,3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`U
M-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3DE('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3DN
M-C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O
M=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/C(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A
M;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L
M:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C`Q
M-#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D9I>&5D(&UA='5R:71Y('-E8W5R:71I97,@:&5L9"!T;R!M871U<FET>3H\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS
M1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G
M=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^1W)O<W,@<F5A;&EZ960@9V%I;G,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@
M,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#@U+#DY-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M:6YD96YT.C$T+C,U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY'<F]S<R!R96%L:7IE9"!L;W-S
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#DL-S<V*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^3W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N
M=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL
M93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#,P+#`P,"D\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#,P+#`P,"D\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`S
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4V5C=7)I
M=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Y+C8T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D=R;W-S(')E86QI>F5D(&=A:6YS/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0S)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#@W+#<R,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-3,L,C4S(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1W)O<W,@
M<F5A;&EZ960@;&]S<V5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@Q+#`Q-BD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N,S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D]T:&5R('1H86X@=&5M<&]R
M87)Y(&EM<&%I<FUE;G1S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI
M9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@R-2PX.38I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C,X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XS
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D]T:&5R(&%S<V5T<SH\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3DN-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS
M-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^1W)O<W,@<F5A;&EZ960@9V%I;G,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,C4W+#$S.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,30U+#<T
M,"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UI;F1E;G0Z,30N,S5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D=R;W-S(')E86QI>F5D(&QO<W-E<SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$
M)W=I9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Y+C8T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U-"XS."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS
M-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^3W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N=',\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W
M:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q.2XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-30N,S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,C$N-7!T
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,RXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XV-"4[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,V
M-"PQ-C@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3DN-C0E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-C@L
M.3DS(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H
M=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X
M-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#
M.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H
M965T<R]3:&5E=#(W+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z
M('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C
M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R
M/CQS=')O;F<^,RD@26YV97-T;65N=',Z(%-C:&5D=6QE(&]F($UA:F]R(&-A
M=&5G;W)I97,@;V8@;F5T(&EN=F5S=&UE;G0@:6YC;VUE("A486)L97,I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M5&%B;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!-86IO<B!C871E9V]R:65S(&]F
M(&YE="!I;G9E<W1M96YT(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/"$M+65G>"TM/CQT86)L92!B;W)D97(],T0P(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$
M=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\
M=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0T-"4@8V]L<W!A;CTS1#,@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5&AR964@36]N=&AS
M($5N9&5D($UA<F-H(#,Q/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#4U)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#4U+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(P)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/C(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1'1O<"!S='EL93TS1"=W:61T:#H@,RXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI9VX],T1T
M;W`@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C(P,30\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY&:7AE9"!M
M871U<FET>2!S96-U<FET:65S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY.#`L-CDV(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L,3`Y
M+#$R,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY%<75I='D@<V5C=7)I=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-3DL-#$X(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,SDL,C0W(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U-2XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO<G1G86=E(&QO86YS(&]N
M(')E86P@97-T871E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#@U,"PV,C8@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`Q+#4U,BPQ,3`@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4U+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^4F5A;"!E<W1A=&4\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(P+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L-C(S+#<T,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXR)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-C@Y+#4Y-2`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY0;VQI
M8WD@86YD(&]T:&5R(&QO86YS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`Q.#@L-30V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3DW+#4V
M."`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY3:&]R="UT97)M(&EN=F5S=&UE;G1S+"8C,38P.R!P<FEN8VEP86QL>2!G
M86EN<R!O;B!S86QE(&]F(&UO<G1G86=E(&QO86YS(&%N9"!O=&AE<CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C`N."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`T+#(R-2PW.#4@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M,"XX)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#$L.#DY+#$Q,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-34N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY'<F]S<R!I;G9E<W1M96YT(&EN8V]M93PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C`N."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@.2PY,C@L.#$R(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C`N."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPT
M.#8L-S4T(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/DEN=F5S=&UE;G0@97AP96YS97,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(P+C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@R+#$P-2PY-C@I/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#,N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R,"XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`H,2PX-#0L,C4T*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XQ."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/DYE="!I;G9E<W1M96YT(&EN8V]M93PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C`N."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-RPX,C(L.#0T(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,C`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C`N."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W
M=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-2PV-#(L-3`P(#PO<#X@/"]T9#X@/"]T<CX@
M/"]T86)L93X@/'`@<W1Y;&4],T1T97AT+6%L:6=N.FIU<W1I9GD[;&EN92UH
M96EG:'0Z-"XP<'0^)FYB<W`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C
M9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT
M.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H
M965T,C@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@;V8@06QL;W=A;F-E(&9O<B!L
M;V%N(&QO<W-E<R!A<R!A(&-O;G1R82UA<W-E="!A8V-O=6YT("A486)L97,I
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P
M,34\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^5&%B;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!!;&QO=V%N8V4@9F]R(&QO
M86X@;&]S<V5S(&%S(&$@8V]N=')A+6%S<V5T(&%C8V]U;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M86QI9VXZ:G5S
M=&EF>3ML:6YE+6AE:6=H=#HQ,BXP<'0[=&5X="UA=71O<W!A8V4Z;F]N93XF
M;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C
M96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P
M+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@]
M,T0Q,#`E(&-O;'-P86X],T0X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3`P+C`E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CY!;&QO=V%N8V4@9F]R($-R961I="!,;W-S97,@
M86YD(%)E8V]R9&5D($EN=F5S=&UE;G0@:6X@36]R=&=A9V4@3&]A;G,\+V(^
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX\8CX@0V]M;65R8VEA;"`\+V(^/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B!297-I9&5N=&EA;"`\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B!297-I9&5N=&EA
M;"!#;VYS=')U8W1I;VX@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX\8CX@5&]T86P@/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/DUA<F-H(#,Q+"`R,#$U/"]B/CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<SH\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY"96=I;FYI;F<@8F%L86YC92`M($IA;G5A<GD@,2P@,C`Q-3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`Q.#<L,3(Y(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PW,34L
M.#$R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3`P+#$Q-"`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(L,#`S+#`U-2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@0VAA<F=E+6]F9G,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!0<F]V
M:7-I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H,3`P+#8U.2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$P,"PV-3DI/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A
M;&%N8V4@+4UA<F-H(#,Q+"`R,#$U/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O
M<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3@W+#$R.2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PV,34L,34S(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,#`L
M,3$T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#DP,BPS
M.38@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
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M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R-#4L.34R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C0U+#DU,B`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B86QA;F-E.B!C;VQL96-T:79E;'D@
M979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q.#<L,3(Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L,S8Y
M+#(P,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,#`L
M,3$T(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-C4V+#0T-"`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
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M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/DUO<G1G86=E(&QO86YS.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B
M86QA;F-E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R`T-BPP-C<L,3,P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#4R+#`T-2PS-3`@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@
M,CDL-C@T+#,U.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"`Q,C<L-SDV+#@S.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N
M.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D5N9&EN9R!B86QA;F-E.B!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I
M;7!A:7)M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(L-30T+#<S,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#(L-30T+#<S,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N
M9&EN9R!B86QA;F-E.B!C;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A
M:7)M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R`T-BPP-C<L,3,P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#0Y+#4P,"PV,3D@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@
M,CDL-C@T+#,U.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"`Q,C4L,C4R+#$P."`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N
M.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
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M,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D1E8V5M
M8F5R(#,Q+"`R,#$T/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%L;&]W86YC92!F;W(@
M8W)E9&ET(&QO<W-E<SH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"96=I;FYI;F<@8F%L86YC
M92`M($IA;G5A<GD@,2P@,C`Q-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q
M.#<L,3(Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,2PS-C0L.#0W(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,3`P+#$Q-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-C4R+#`Y,"`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#0N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@
M0VAA<F=E+6]F9G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,S@L-#0T*3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H,S@L-#0T*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!0<F]V:7-I;VX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`S.#DL-#`Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S.#DL-#`Y(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B
M86QA;F-E("T@1&5C96UB97(@,S$L(#(P,30\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R
M+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q.#<L,3(Y(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#<Q-2PX,3(@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U
M8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$P,"PQ,30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L
M,#`S+#`U-2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#0E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#0N.#8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5N9&EN9R!B
M86QA;F-E.B!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R
M+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#$U,RPT-#8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-3,L-#0V(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A;&%N8V4Z(&-O;&QE8W1I
M=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$X-RPQ,CD@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,2PU-C(L,S8V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$P,"PQ,30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PX-#DL-C`Y(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A;&%N8V4Z(&QO86YS(&%C
M<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L:71Y/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^36]R=&=A9V4@;&]A;G,Z/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD
M:6YG(&)A;&%N8V4\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[(#,U+#,X."PW-38@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@-3,L-3DR+#0S,R`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R`S,RPP-S$L.3,X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD(#$R,BPP-3,L,3(W(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^16YD:6YG(&)A;&%N8V4Z(&EN9&EV:61U86QL>2!E=F%L=6%T960@
M9F]R(&EM<&%I<FUE;G0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#0Q-"PT.3D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PY-S`L-C@Q(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A;&%N8V4Z(&-O
M;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#,U+#,X
M."PW-38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#L@-3(L,#,V+#(U,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`S,BPV-3<L-#,Y(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C$V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD(#$R,"PP.#(L-#0V
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T-"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T-"XX-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#0T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#0T+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^16YD:6YG(&)A;&%N8V4Z
M(&QO86YS(&%C<75I<F5D('=I=&@@9&5T97)I;W)A=&5D(&-R961I="!Q=6%L
M:71Y/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q
M-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q
M-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#(Y
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@
M26YV97-T;65N=',Z(%-C:&5D=6QE(&]F(&%G:6YG(&]F(&UO<G1G86=E(&QO
M86YS("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^5&%B;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!A9VEN
M9R!O9B!M;W)T9V%G92!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT
M.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN;VYE.VUA<F=I;BUL969T.BTY+C!P
M=#XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$
M,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0W,#`@<W1Y;&4],T1W:61T:#HU
M,C0N.35P=#MM87)G:6XM;&5F=#HU+C1P=#MB;W)D97(M8V]L;&%P<V4Z8V]L
M;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$-S`P(&-O;'-P86X],T0Q,"!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R-"XY-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY!9V4@
M06YA;'ES:7,@;V8@4&%S="!$=64@36]R=&=A9V4@3&]A;G,@/"]B/CPO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S,@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V
M-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#<R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U
M:6X[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#0Y+C`U<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.S,P
M+34Y($1A>7,@4&%S="!$=64@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@8F]R9&5R
M+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[-C`M.#D@1&%Y<R!087-T($1U92`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-3$N,7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#M'<F5A=&5R(%1H86X@.3`@1&%Y<R`H,2D@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V
M+C,U<'0[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O
M<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.TEN($9O<F5C
M;&]S=7)E("@Q*2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-30N-G!T.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I
M9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#M4;W1A;"!087-T($1U92`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#8W('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-3`N-7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B
M;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#M#=7)R96YT
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT.B!N;VYE
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#M4;W1A;"!-;W)T9V%G92!,;V%N<R`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N
M.35P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[06QL;W=A;F-E
M(&9O<B!,;V%N($QO<W-E<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<R('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U:6X[(&)O<F1E<BUT
M;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.TYE="!-;W)T9V%G92!,;V%N<R`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,3,Q(&-O;'-P86X],T0R
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.3@N,7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX\8CY-87)C:"`S,2P@,C`Q-3PO8CX\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N
M,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3`N-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-C4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB
M<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$-S,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-"XV<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S`@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<V('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,B!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S
M<#L\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-C4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY#;VUM97)C:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V-2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,C<R+#DS-"`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXS-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S,@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#(W,BPY,S0@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#4L-SDT+#$Y-B`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-#8L,#8W+#$S,"`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#<V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$X-RPQ,CDI/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0W,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M("XW-6EN.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`T-2PX.#`L,#`Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/E)E<VED96YT:6%L/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,2PP.3(L,30P(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-S`V+#<U,R`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0L,3`W+#@S,2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<U('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-38N,S5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`R+#4T-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`X+#0U,2PT-34@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,RPU
M.3,L.#DU(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4R+#`T-2PS
M-3`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M*#$L-C$U+#$U,RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<R('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U:6X[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M-3`L-#,P+#$Y-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY297-I9&5N=&EA;"!#;VYS=')U8W1I;VX\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,C4L,#0Y(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-C0L.#DU(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$-S4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`U-BXS-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`X.2PY
M-#0@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V-R!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R.2PU.30L-#$U(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(Y+#8X-"PS-3D@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4V+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@*#$P,"PQ,30I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,B!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(Y+#4X-"PR-#4@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N
M,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3`N-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-C4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY4;W1A;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP-7!T.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#$L,#DR+#$T,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!B;W)D97(M
M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B
M;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#$L,#`T+#<S-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!B;W)D
M97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@
M;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T
M.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0L,3<R+#<R-B`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#<U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N
M,S5P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#4T
M-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`X+#@Q-"PS,S,@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0V-R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P
M=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R
M+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R`Q,3@L.3@R+#4P-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<P
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N,C5P=#L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q,C<L-SDV+#@S.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<V
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N.35P=#L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H,2PY,#(L,SDV*3PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$-S(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@
M8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE
M9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R`Q,C4L.#DT+#0T,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP
M-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T
M.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#<U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-38N,S5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-30N-G!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-C<@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U,"XU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,"!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,B!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Q,S$@
M8V]L<W!A;CTS1#(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M."XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/D1E8V5M8F5R(#,Q+"`R,#$T/"]B/CPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0V."!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<U('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-38N,S5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-30N-G!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-C<@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,"!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C(U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W-B!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,B!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z("XW-6EN.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D-O;6UE<F-I86P\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
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M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W
M-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W
M,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
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M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8W
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R`S-2PS.#@L-S4V(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S
M-2PS.#@L-S4V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`H,3@W+#$R.2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<R('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U:6X[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,U+#(P,2PV,C<@
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M4F5S:61E;G1I86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#8S,2PQ-#(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V."!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q+#$W-"PU,38@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`U+#0V-"PY,#$@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0W-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M/3-$)W=I9'1H.B`U-"XV<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M.2PX,C8L-S0Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C<@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#,L-S8U+#8Y,B`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#<P('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-3(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPU.3(L-#,S(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$-S8@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U-BXY-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@Q+#<Q-2PX,3(I/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0W,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z("XW-6EN.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4Q+#@W-BPV
M,C$@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^4F5S:61E;G1I86P@0V]N<W1R=6-T:6]N/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0V-2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0Y+C`U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0V."!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4Q+C%P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`V
M-"PX.34@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#<S('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-30N-G!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#0W.2PS.30@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0V-R!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4P+C5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S,BPU.3(L-30T
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,S+#`W,2PY
M,S@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-B!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$P,"PQ,30I/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0W,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M("XW-6EN.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,R+#DW,2PX,C0@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8U('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-#DN,#5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-C@@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`U,2XQ<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W-2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+C,U<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4T+C9P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8W('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3`N-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S`@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-S8@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-BXY-7!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M-S(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`N-S5I;CL@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T.2XP-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$-C4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T.2XP
M-7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D
M97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E
M>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-C,Q+#$T,B`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-3$N,7!T.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L,3<T+#4Q-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#8X('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3$N,7!T.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#4L-3(Y+#<Y-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<U('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-38N,S5P=#L@8F]R9&5R
M+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#DW,"PV.#$@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,R!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4T+C9P=#L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q
M,"PS,#8L,3,U(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$-C<@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,"XU<'0[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3$Q
M+#<T-BPY.3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W,"!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C(U<'0[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,3(R+#`U,RPQ,C<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0W-B!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4V+CDU<'0[(&)O<F1E<BUT
M;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O
M<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@*#(L,#`S+#`U-2D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#<R('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@+C<U:6X[(&)O<F1E<BUT;W`Z
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@,3(P+#`U
M,"PP-S(@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P
M7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K
M<VAE971S+U-H965T,S`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@;V8@26UP86ER
M960@36]R=&=A9V4@3&]A;G,@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY486)L97,O4V-H961U;&5S
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C
M:&5D=6QE(&]F($EM<&%I<F5D($UO<G1G86=E($QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I
M9GD[;&EN92UH96EG:'0Z,3(N,'!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB
M<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
M;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP
M)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$
M,3`P)2!C;VQS<&%N/3-$,3`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,#`N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/CQB/DEM<&%I<F5D($QO86YS/"]B/CPO<#X@/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/B8C,38P.U)E8V]R9&5D($EN=F5S=&UE
M;G0@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXF(S$V
M,#M5;G!A:60@4')I;F-I<&%L($)A;&%N8V4@/"]B/CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+CDT)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\8CXF(S$V,#M296QA=&5D($%L;&]W86YC92`\
M+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B8C,38P.T%V
M97)A9V4@4F5C;W)D960@26YV97-T;65N="`\+V(^/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/CQB/B8C,38P.TEN=&5R97-T($EN8V]M92!296-O
M9VYI>F5D(#PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQB/DUA<F-H(#,Q+"`R,#$U/"]B/CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/E=I=&@@;F\@<F5L871E9"!A;&QO=V%N8V4@<F5C;W)D960Z/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[($-O;6UE<F-I86P\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#L@4F5S:61E;G1I86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[(%)E<VED96YT
M:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E=I=&@@86X@86QL;W=A;F-E(')E8V]R9&5D.CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!#;VUM97)C:6%L/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[(%)E<VED96YT:6%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPU-#0L-S,Q(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R+#4T-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(T-2PY
M-3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#(L-30T+#<S,2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R!297-I9&5N=&EA;"!C;VYS=')U8W1I;VX\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;#H\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#L@0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!2
M97-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L-30T+#<S,2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M,BPU-#0L-S,Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R-#4L.34R(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`R+#4T-"PW,S$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#L@4F5S:61E;G1I86P@8V]N<W1R=6-T:6]N/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^1&5C96UB97(@,S$L(#(P,30\
M+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^5VET:"!N;R!R96QA=&5D(&%L;&]W86YC
M92!R96-O<F1E9#H\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@0V]M
M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#L@4F5S:61E;G1I86P@8V]N<W1R=6-T:6]N/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-#$T+#0Y.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5VET:"!A;B!A;&QO=V%N8V4@<F5C
M;W)D960Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[($-O;6UE<F-I
M86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#L@4F5S:61E;G1I86P\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#4U-BPQ.#(@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L-34V+#$X,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@)B,Q-C`[(#$U,RPT-#8@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L-34V+#$X,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!297-I
M9&5N=&EA;"!C;VYS=')U8W1I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X
M+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY4;W1A;#H\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3$N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(X+C<E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#L@0V]M;65R8VEA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C<R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XY-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C,V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C@N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R!297-I9&5N=&EA;#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#$L-34V+#$X,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXW,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXS-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$Q+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`F
M(S$V,#L@,34S+#0T-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXS,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PU-38L,3@R(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R."4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XW)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[(%)E<VED96YT:6%L(&-O;G-T<G5C=&EO;CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0Q-"PT.3D@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#0Q-"PT.3D@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0Q-"PT.3D@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P
M/B`\+W1D/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C
M9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT
M.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H
M965T,S$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@3V8@0W)E9&ET(%)I<VL@3V8@
M36]R=&=A9V4@3&]A;G,@0F%S960@3VX@4&5R9F]R;6%N8V4@4W1A='5S("A4
M86)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@
M,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^5&%B;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!/9B!#<F5D:70@4FES
M:R!/9B!-;W)T9V%G92!,;V%N<R!"87-E9"!/;B!097)F;W)M86YC92!3=&%T
M=7,Z/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^
M/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE/E1H92!#;VUP86YY)B,Q-#8[<R!P97)F;W)M
M:6YG(&%N9"!N;VXM<&5R9F]R;6EN9R!M;W)T9V%G92!L;V%N<R!W97)E(&%S
M(&9O;&QO=W,Z/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P/B`\
M=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<]
M,T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D97(M
M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,3`P)2!C;VQS
M<&%N/3-$,38@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,#`N
M,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/DUO<G1G86=E($QO86X@0W)E9&ET($5X<&]S=7)E/"]B/CPO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Q,#`E(&-O;'-P86X],T0Q
M-B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P,"XP)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M0W)E9&ET(%)I<VL@4')O9FEL92!"87-E9"!O;B!087EM96YT($%C=&EV:71Y
M/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XS."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,S0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C`E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XY
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Y+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,C(E(&-O;'-P86X],T0S('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N.38E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/B8C
M,38P.T-O;6UE<F-I86P@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(P
M)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(P+C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/CQB/B8C,38P.U)E<VED96YT:6%L(#PO8CX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@8V]L<W!A;CTS1#,@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XP-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)B,Q
M-C`[4F5S:61E;G1I86P@0V]N<W1R=6-T:6]N(#PO8CX\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R,24@8V]L<W!A;CTS1#,@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R,2XR-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)B,Q-C`[5&]T86P@
M/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N-R4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^36%R8V@@,S$L(#(P,34\+V(^
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N,S@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D1E8V5M8F5R(#,Q
M+"`R,#$T/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ."4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^36%R
M8V@@,S$L(#(P,34\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C,T)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\
M8CY$96-E;6)E<B`S,2P@,C`Q-#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,38E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/DUA<F-H(#,Q+"`R,#$U/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XP
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CY$96-E;6)E<B`S,2P@,C`Q-#PO8CX\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN.30E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/DUA<F-H(#,Q+"`R,#$U/"]B/CPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@.2XT-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^1&5C96UB97(@,S$L(#(P,30\
M+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C,X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,3@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XS-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+CDT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN
M-#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#DN-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E!E<F9O<FUI;F<\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`T-BPP-C<L,3,P(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C,X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0@,S4L,S@X+#<U-B`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R`T-2PS.3(L-S@X(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@.2XS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#0V+#4W,2PS-3`@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Y+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#L@,CDL-C$Y+#0V-"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#DN,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD(#,R+#4Y,BPU-#0@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@,3(Q+#`W.2PS.#(@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Y+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#L@,3$T+#4U,BPV-3`@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@.2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3F]N<&5R9F]R
M;6EN9SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
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M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XS."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
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M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#DN,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#8L-C4R+#4V,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,S0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#<L,#(Q+#`X,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8T+#@Y-2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#<Y+#,Y-"`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-S$W+#0U-R`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#DN-#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L-3`P+#0W-R`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N,S@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XQ."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C,T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XP)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN.30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XT-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M.2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^5&]T86P\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR
M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#0V
M+#`V-RPQ,S`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N,S@E.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD(#,U+#,X."PW-38@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C$X)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R
M9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R`U
M,BPP-#4L,S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q+C@X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XS-"4[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#L@-3,L-3DR+#0S,R`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,2XX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN,38E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD(#(Y
M+#8X-"PS-3D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C`E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#,S+#`W,2PY,S@@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+CDT)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R`Q,C<L-SDV+#@S.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,2XX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-#0E.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#$R,BPP-3,L,3(W(#PO<#X@
M/"]T9#X@/"]T<CX@/"]T86)L93X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE/B9N8G-P
M.SPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A
M,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#,R+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%3$4^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@26YV97-T;65N=',Z
M(%-C:&5D=6QE(&]F($UO<G1G86=E(&QO86YS(&]N(&$@;F]N86-C<G5A;"!S
M=&%T=7,@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY486)L97,O4V-H961U;&5S/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F($UO
M<G1G86=E(&QO86YS(&]N(&$@;F]N86-C<G5A;"!S=&%T=7,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CPA+2UE9W@M+3X@/'`@<W1Y;&4],T1M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.VQI;F4M:&5I9VAT.C4N,'!T/B9N8G-P.SPO<#X@/'1A8FQE(&)O
M<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T
M:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E
M.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#,U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8T)2!C;VQS<&%N/3-$
M,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#8T+C@T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M36]R=&=A9V4@3&]A;G,@;VX@3F]N86-C<G5A;"!3=&%T=7,\+V(^/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,U+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#8T)2!C;VQS<&%N/3-$
M,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#8T+C@T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,S4N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Q+C$E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B!!<R!O9B!-87)C:"`S,2`R,#$U(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C0R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C,R)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT
M97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SX@07,@;V8@1&5C96UB97(@,S$@,C`Q-"`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,S4N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY297-I9&5N=&EA;#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,S$E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,S$N,24[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#8L-C4R+#4V,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXT,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#<L,#(Q+#`X,R`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,S4E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,S4N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY297-I9&5N=&EA;"!C;VYS=')U
M8W1I;VX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,Q+C$E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#8T+#@Y-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXT,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0S,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XS,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
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M-#<Y+#,Y-"`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S4E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S4N,38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY4;W1A;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,S$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S$N,24[(&)O<F1E<BUT;W`Z
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E
M<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
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M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C0R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C,R)3L@8F]R9&5R+71O<#H@
M<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R
M+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#4P,"PT
M-S<@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U
M83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE
M971S+U-H965T,S,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@;V8@;&]A;B!L;W-S
M(')E<V5R=F4@=VAI8V@@:7,@:6YC;'5D960@:6X@;W1H97(@;&EA8FEL:71I
M97,@86YD(&%C8W)U960@97AP96YS97,@*%1A8FQE<RD\8G(^/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY486)L97,O4V-H
M961U;&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-C:&5D=6QE(&]F(&QO86X@;&]S<R!R97-E<G9E('=H:6-H(&ES(&EN
M8VQU9&5D(&EN(&]T:&5R(&QI86)I;&ET:65S(&%N9"!A8V-R=65D(&5X<&5N
M<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^
M/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG
M/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R
M+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C8X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XX)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY!<R!O9B!-
M87)C:"`S,2`R,#$U/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C@E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N,"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^07,@
M;V8@1&5C96UB97(@,S$@,C`Q-#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M.2XV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4L(&)E9VEN;FEN9R!O9B!P97)I
M;V0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#<Q."PQ-3`@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,C@N,"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#4L-3`V+#4S,B`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,SDN-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY0<F]V:7-I;VYS(&9O<B!L;W-S
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#8V-BPW,SD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N-3(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,C@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C@N,"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,RPP-3,L-#`S(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M.2XV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D-H87)G92UO9F9S/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M."XX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3<S+#$P-BD\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R."XP)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H-BPX-#$L-S@U*3PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`S.2XV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4L(&5N9"!O9B!P97)I
M;V0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(X+C@E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO
M;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#(L,C$Q+#<X,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXU,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R."XP)3L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`Q+#<Q."PQ-3`@/"]P/B`\+W1D/B`\
M+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?
M-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,S0N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXT*2!3=&]C
M:RUB87-E9"!#;VUP96YS871I;VXZ(%-C:&5D=6QE(&]F('-T;V-K(&EN=F5N
M=&EV92!P;&%N(&-H86YG97,@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY486)L97,O4V-H961U;&5S
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C
M:&5D=6QE(&]F('-T;V-K(&EN=F5N=&EV92!P;&%N(&-H86YG97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS
M1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A8FQE
M(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W
M:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA
M<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY.=6UB
M97(@;V8@0VQA<W,@02!3:&%R97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY796EG:'1E9"!!=F5R86=E($5X97)C:7-E(%!R:6-E/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N.#@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/DYU;6)E<B!O9B!#;&%S<R!#(%-H87)E<SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3`N-S@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/E=E:6=H=&5D($%V97)A9V4@17AE<F-I<V4@
M4')I8V4\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY/=71S=&%N9&EN9R!A
M="!$96-E;6)E<B`S,2P@,C`Q-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,3(L-SDU
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,RXR,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[(#8Y,2PU.3$@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R+C`P(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/D=R86YT960\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY%>&5R8VES960\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H,3$T+#`R,RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R
M+C$T(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D-A;F-E;&QE9#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H
M."PX-#8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#L@
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(N,S$@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)FYB<W`[/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^3W5T<W1A;F1I;F<@870@36%R8V@@,S$L(#(P,34\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C8R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4P
M,RPY-#D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`S+C(Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@8F]R
M9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`U-S<L-38X(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BXV,B`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY!<R!O9B!-87)C:"`S,2P@,C`Q-3H\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^3W!T:6]N<R!E>&5R8VES86)L93PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-C(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`S-SDL.30V(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N
M-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^("0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BXW-2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXV,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#0W,2PY-#,@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX@)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`R+C$U(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%S(&]F($UA<F-H
M(#,Q+"`R,#$U.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY!=F%I;&%B;&4@;W!T:6]N<R!F;W(@
M9G5T=7)E(&=R86YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#(V-BPV-#D@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/E=E:6=H=&5D(&%V97)A9V4@8V]N=')A8W1U86P@=&5R;2!O
M9B!O<'1I;VYS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ,"XP<'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SYO=71S
M=&%N9&EN9R!A="!-87)C:"`S,2P@,C`Q-3PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M-RXU-R!Y96%R<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/C(N.3,@>65A<G,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P+C<X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY796EG:'1E9"!A=F5R86=E
M(&-O;G1R86-T=6%L('1E<FT@;V8@;W!T:6]N<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@-#,N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E
M;G0Z,3`N,'!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^97AE<F-I<V%B;&4@870@36%R8V@@,S$L(#(P,34\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/C8N.3$@>65A<G,\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$P
M+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXR+C,P('EE87)S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^06=G<F5G871E9"!I;G1R:6YS:6,@=F%L=64@;V8@;W!T:6]N<R`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M:6YD96YT.C$P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/F]U='-T86YD:6YG(&%T($UA
M<F-H(#,Q+"`R,#$U("@Q*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B0Q+#`W-BPX.#`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B0Q+#4W,BPV-3,@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^06=G
M<F5G871E9"!I;G1R:6YS:6,@=F%L=64@;V8@;W!T:6]N<R`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$P)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$P+C<X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXX."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0S+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M:6YD96YT.C$P+C!P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/F5X97)C:7-A8FQE(&%T($UA<F-H(#,Q
M+"`R,#$U("@Q*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-C(E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B0Y.#@L
M,#(R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C@X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C8R)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXD,2PU,#8L
M-#$U(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXV,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,"XW."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.#@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/"]T<CX@/'1R/B`\=&0@=VED=&@],T0T,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`T,RXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B@Q*2!4:&4@0V]M
M<&%N>2!U<V5D(&$@<W1O8VL@<')I8V4@;V8@)#4N,S0@87,@;V8@36%R8V@@
M,S$L(#(P,34@=&\@9&5R:79E(&EN=')I;G-I8R!V86QU92X@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,"XW."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N.#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3`N-S@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H
M=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X
M-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#
M.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H
M965T<R]3:&5E=#,U+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z
M('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C
M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R
M/CQS=')O;F<^-2D@16%R;FEN9W,@4&5R(%-H87)E.B!38VAE9'5L92!/9B!#
M86QC=6QA=&EO;B!/9B!.=6UE<F%T;W(@06YD($1E;F]M:6YA=&]R($EN($5A
M<FYI;F=S(%!E<B!3:&%R92`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E1A8FQE<R]38VAE9'5L97,\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H
M961U;&4@3V8@0V%L8W5L871I;VX@3V8@3G5M97)A=&]R($%N9"!$96YO;6EN
M871O<B!);B!%87)N:6YG<R!097(@4VAA<F4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIJ=7-T:69Y/CQF;VYT('-T>6QE/3-$;&5T=&5R+7-P86-I;F<Z
M+2XQ<'0^5&AE(&)A<VEC(&%N9"!D:6QU=&5D(&5A<FYI;F=S('!E<B!S:&%R
M92!A;6]U;G1S('=E<F4@8V%L8W5L871E9"!A<R!F;VQL;W=S.CPO9F]N=#X\
M+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.FIU<W1I9GD^)FYB
M<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
M;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP
M)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$
M-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`W+C0V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C4E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#,W)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,W+C$E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1H<F5E($UO;G1H<R!%;F1E9"!-87)C
M:"`S,3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0W)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#<N-#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-3(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N-24[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/C(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@<W1Y;&4],T0G
M=VED=&@Z(#$W+C`V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXR,#$T/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#4Y)2!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4Y+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3G5M97)A
M=&]R.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-RXT-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U,BXU)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^3F5T(&5A<FYI;F=S/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B`D)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L.#8S+#<P
M,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3,X+#@T."`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-3DE(&-O;'-P86X],T0R
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3DN.38E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY$96YO;6EN871O<CH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#<N-#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N-24[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A<VEC('=E:6=H=&5D+6%V
M97)A9V4@<VAA<F5S(&]U='-T86YD:6YG(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$R+#DS
M-"PX,38@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3(L-#`P+#DU-"`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-3DE(&-O;'-P86X],T0R('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3DN.38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY%
M9F9E8W0@;V8@9&EL=71I=F4@<V5C=7)I=&EE<SH\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-RXP-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0W)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#<N-#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@-3(N-24[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D5M<&QO>65E
M('-T;V-K(&]P=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@-3,U+#`X-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@-#8R+#DT,2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`W+C0V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C4E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W
M+C`V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-RXP-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#<E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-RXT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`U,BXU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^1&EL=71E9"!W
M96EG:'1E9"UA=F5R86=E('-H87)E<R!O=71S=&%N9&EN9SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$W+C`V)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$S+#0V.2PY,#`@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3<N,#8E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,3(L.#8S+#@Y-2`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`W+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4R+C4E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4Y
M)2!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#4Y+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^0F%S:6,@;F5T(&5A<FYI;F=S('!E<B!S
M:&%R93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXD,"XQ-"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)#`N,#$@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#<E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@-RXT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`U,BXU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-RXP-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N.38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3<N,#8E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U
M.24@8V]L<W!A;CTS1#(@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`U.2XY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1I;'5T960@;F5T(&5A<FYI;F=S('!E
M<B!S:&%R93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+CDV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C`V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXD,"XQ-"`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXY-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-RXP-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)#`N,#$@/"]P/B`\+W1D
M/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W
M93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W
M9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,S8N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXV*2!"
M=7-I;F5S<R!396=M96YT<SH@4V-H961U;&4@;V8@4F5V96YU97,@86YD($5X
M<&5N<V5S(&)Y(%)E<&]R=&%B;&4@4V5G;65N="`H5&%B;&5S*3QB<CX\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E1A8FQE
M<R]38VAE9'5L97,\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4V-H961U;&4@;V8@4F5V96YU97,@86YD($5X<&5N<V5S(&)Y
M(%)E<&]R=&%B;&4@4V5G;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/"$M+65G>"TM/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4^)FYB<W`[/"]P
M/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I
M;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP)3MB;W)D
M97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C,T)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY,:69E($EN<W5R86YC92`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^0V5M971E<GDO($UO<G1U87)Y/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-3(E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/DUO<G1G86=E/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/D5L:6UI;F%T:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C$R)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SY#;VYS;VQI9&%T960\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY&;W(@=&AE(%1H<F5E($UO;G1H<R!%;F1E9"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/CQU/DUA<F-H(#,Q+"`R,#$U/"]U/CPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^4F5V96YU97,@9G)O;2!E>'1E<FYA;"!C=7-T;VUE<G,\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[(#(P+#DX-2PU,#`@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`S+#`Y
M."PR,S@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R`S.2PY-C4L.#DT(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#8T+#`T
M.2PV,S(@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^26YT97)S96=M96YT(')E=F5N=65S/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L.#$X
M+#@V-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S$Q+#DY."`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@.#@L-#@W(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,RPR,3DL,S4R*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/E-E9VUE;G0@<')O9FET(&)E9F]R92!I;F-O;64@=&%X97,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXS-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,2PT,#,L.#4Q(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T,#DL,3<U(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`Q+#$X-2PS-3@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L.3DX+#,X-"`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-3(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^261E;G1I9FEA8FQE($%S<V5T
M<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R`V-S<L,#4Y+#DU
M-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L@,3`T+#<W."PW,C$@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8R
M+#<V-2PU-3$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[("@Q-#(L.#(V
M+#`S."D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#L@
M-S`Q+#<W."PQ.3$@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^1V]O9'=I;&P\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPW-C4L-3<P(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`R+#<V-2PU-S`@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N-30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,30N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/D9O<B!T:&4@5&AR964@36]N=&AS($5N9&5D(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N-3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^/'4^36%R8V@@,S$L(#(P,30\+W4^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N,S0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY2
M979E;G5E<R!F<F]M(&5X=&5R;F%L(&-U<W1O;65R<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C,T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#L@,3@L-#<R+#@Q-B`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#,L,#0P+#4V."`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[(#(S+#4S.2PX.3(@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@-#4L,#4S+#(W-B`\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY);G1E<G-E
M9VUE;G0@<F5V96YU97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPP-C$L-S(P(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S,S8L,CDX(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q-C0L,30V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H,BPU-C(L,38T*3PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E-E9VUE;G0@<')O9FET(&)E
M9F]R92!I;F-O;64@=&%X97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXS-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PS,S$L-#8Y(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`Q.#(L-S<X(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C4R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,2PS-#@L,C8P*3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`Q-C4L.3@W(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N.30E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SY)9&5N=&EF:6%B;&4@07-S971S/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,3(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N,S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[(#8P-"PR-C`L-30V(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R`Q,#@L-C(W+#0W,2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXU,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#DL,S<U+#4Y
M-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q,RXY-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#L@*#$S-2PU,C,L,C@U*3PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R`V,C8L-S0P
M+#,R-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SY';V]D=VEL;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C,T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S.3$L.#0X
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`R.#4L,3DQ(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C4R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+CDT)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T
M+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`V-S<L,#,Y(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L
M93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B
M,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T
M9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#,W+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M2T-!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXW*3H@1F%I<B!686QU92!O
M9B!&:6YA;F-I86P@26YS=')U;65N=',Z(%-C:&5D=6QE(&]F($9A:7(@5F%L
M=64L($%S<V5T<R!A;F0@3&EA8FEL:71I97,@365A<W5R960@;VX@4F5C=7)R
M:6YG($)A<VES("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%S(&]F(%-E<'1E;6)E<B`S,"P@,C`Q-#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!&86ER(%9A
M;'5E+"!!<W-E=',@86YD($QI86)I;&ET:65S($UE87-U<F5D(&]N(%)E8W5R
M<FEN9R!"87-I<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/"$M
M+65G>"TM/CQT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E
M.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0S
M,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/CQB/E1O=&%L/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\
M8CY1=6]T960@4')I8V5S(&EN($%C=&EV92!-87)K971S(&9O<B!)9&5N=&EC
M86P@07-S971S("A,979E;"`Q*3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^/&(^4VEG;FEF:6-A;G0@3V)S97)V86)L92!);G!U=',@*$QE
M=F5L(#(I/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E-I
M9VYI9FEC86YT(%5N;V)S97)V86)L92!);G!U=',@*$QE=F5L(#,I/"]B/CPO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M07-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(')E8W5R
M<FEN9R!B87-I<SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,30E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,S`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,S`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D-O;6UO;B!S=&]C:SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPS.#,L
M-3`R(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPS.#,L-3`R(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,S`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L('-E8W5R
M:71I97,@879A:6QA8FQE(&9O<B!S86QE/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E
M.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M
M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#8L,S@S+#4P,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[(&)O<F1E<BUT
M;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O
M<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-BPS.#,L-3`R(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+C8R)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG
M:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^4F5S=')I8W1E9"!A<W-E=',@;V8@8V5M971E<FEE
M<R!A;F0@;6]R='5A<FEE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-S$U+#<Y,2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q."XQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<Q
M-2PW.3$@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V5M
M971E<GD@<&5R<&5T=6%L(&-A<F4@=')U<W0@:6YV97-T;65N=',\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-2XR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@-C4T+#0U."`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M."XQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-C4T
M+#0U."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^1&5R:79A=&EV97,@+2!I;G1E<F5S="!R871E
M(&QO8VL@8V]M;6ET;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
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M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#4L,#`R+#DR.2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,S`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQB/E1O=&%L(&%S<V5T<R!A8V-O=6YT960@9F]R(&%T(&9A
M:7(@=F%L=64@;VX@82!R96-U<G)I;F<@8F%S:7,\+V(^/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,34N,C(E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#$R+#<U-BPV.#`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,30E.R!B;W)D97(M=&]P
M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@
M8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D
M97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L-S4S+#<U,2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XV,B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XW)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U+#`P,BPY,CD@/"]P/B`\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^3&EA8FEL:71I97,@86-C;W5N=&5D
M(&9O<B!A="!F86ER('9A;'5E(&]N(&$F(S$V,#L@<F5C=7)R:6YG(&)A<VES
M/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N-C(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^4&]L:6-Y:&]L9&5R(&%C8V]U;G0@8F%L86YC
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@U,2PU,38L.3<V*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$X+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@U,2PU,38L
M.3<V*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S,"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S,"XW)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^1G5T=7)E('!O;&EC>2!B96YE9FET<R`M(&%N;G5I=&EE<SPO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$U+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`H-C@L.#0S+#(T,"D\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q."XQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XV,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-C@L.#0S+#(T,"D\+W`^(#PO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S`E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1E<FEV871I
M=F5S("T@8F%N:R!L;V%N(&EN=&5R97-T(')A=&4@<W=A<',\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@*#(W+#0Q.2D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
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M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XW
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H,C<L-#$Y*3PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\
M=&0@=VED=&@],T0S,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S,"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C4P+C!P=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R`M(&-A;&P@;W!T:6]N<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C(R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`H,S<L-#<V*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,S<L-#<V*3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$Q+C8R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$U+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,P
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,P+C<E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UI;F1E;G0Z,S4N.#5P=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R`M('!U
M="!O<'1I;VYS/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N,C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@T,"PW,C<I
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3@N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("@T,"PW,C<I/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M-C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.RT@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,34N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,S`E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N
M=#HU,"XP<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#L@+2!I;G1E<F5S="!R871E(&QO
M8VL@8V]M;6ET;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XR,B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-3@U+#$X
M-RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q."XQ-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C8R)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-R4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`H-3@U+#$X-RD\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,S`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,S`N-R4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQB/E1O=&%L(&QI86)I;&ET:65S(&%C8V]U;G1E9"!F;W(@
M870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!B87-I<SPO8CX\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-2XR,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@
M9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`H,3(Q+#`U,2PP,C4I/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,30E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[*#<X
M+#(P,RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XV,B4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C<E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$R,"PY-S(L.#(R*3PO
M<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%S3V9$96-E;6)E<C,Q,C`Q-$UE
M;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L
M92!O9B!&86ER(%9A;'5E+"!!<W-E=',@86YD($QI86)I;&ET:65S($UE87-U
M<F5D(&]N(%)E8W5R<FEN9R!"87-I<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/"$M+65G>"TM/CQT86)L92!B;W)D97(],T0P(&-E;&QS<&%C
M:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$
M=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\
M=&0@=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`S.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S
M+C8X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CY4;W1A;#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX
M-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^475O=&5D(%!R:6-E<R!I;B!!8W1I=F4@36%R:V5T
M<R!F;W(@261E;G1I8V%L($%S<V5T<R`H3&5V96P@,2D\+V(^/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,3$N-#8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E-I9VYI9FEC86YT($]B<V5R=F%B
M;&4@26YP=71S("A,979E;"`R*3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[
M(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X
M="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N
M=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^/&(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H
M3&5V96P@,RD\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^07-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V
M86QU92!O;B!A(')E8W5R<FEN9R!B87-I<SPO8CX\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q,RXV
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1'1O<"!S='EL93TS1"=W:61T:#H@,3(N
M.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$Q)2!V86QI9VX],T1T;W`@<W1Y;&4],T0G=VED=&@Z(#$Q
M+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$=&]P('-T>6QE/3-$)W=I9'1H.B`Q
M,RXW-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V]M;6]N('-T;V-K
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#8L-S4R+#<U,"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@-BPW-3(L-S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S
M.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/E1O=&%L('-E8W5R:71I97,@879A:6QA8FQE
M(&9O<B!S86QE/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-BPW-3(L-S4P(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#8L-S4R+#<U,"`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,2XT-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$S+C<V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.RT@/"]P/B`\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E)E<W1R:6-T960@87-S971S(&]F(&-E;65T97)I97,@
M86YD(&UO<G1U87)I97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<Q-2PR,#(@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N.#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W,34L,C`R
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXW-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0V5M971E<GD@<&5R
M<&5T=6%L(&-A<F4@=')U<W0@:6YV97-T;65N=',\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@-CDU+#(S-2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-CDU+#(S-2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,2XT-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.RT@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^1&5R:79A=&EV97,@+2!I;G1E<F5S="!R871E(&QO8VL@8V]M;6ET
M;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`R+#$Q,2PU,CD@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M.#8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O
M=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#$Q,2PU,CD@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@87-S
M971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN
M9R!B87-I<SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXV."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`Q,"PR-S0L-S$V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@8F]R9&5R.B!N
M;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[(#@L,38S+#$X-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@
M,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(L,3$Q+#4R.2`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,SDN-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY,:6%B:6QI
M=&EE<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!R96-U<G)I
M;F<@8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XT-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`S.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E!O;&EC>6AO;&1E<B!A8V-O
M=6YT(&)A;&%N8V5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-#4L,S$P+#8Y.2D\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M-#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#0U+#,Q,"PV.3DI
M/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M1G5T=7)E('!O;&EC>2!B96YE9FET<R`M(&%N;G5I=&EE<SPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$S+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H-C4L-30P+#DX-2D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("@V-2PU-#`L.3@U*3PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`S.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1E<FEV871I=F5S("T@
M8F%N:R!L;V%N(&EN=&5R97-T(')A=&4@<W=A<',\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#,Q+#,W,"D\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N
M-S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("@S,2PS-S`I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.R`M(&-A;&P@;W!T:6]N<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$S+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`H,3$V+#`S-BD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXX-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@*#$Q-BPP,S8I/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N
M-#8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
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M,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN
M-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
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M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3$L.#8W*3PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$R+C@V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`H,3$L.#8W*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C<T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[("8C,38P.R8C,38P.R`M(&EN=&5R97-T(')A=&4@;&]C:R!C;VUM:71M
M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3,N-C@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#$X,2PV-S@I/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N.#8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,3@Q+#8W."D\+W`^
M(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,SDN-S0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY4
M;W1A;"!L:6%B:6QI=&EE<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@
M;VX@82!R96-U<G)I;F<@8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-C@E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T
M97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@*#$Q,2PQ.3(L
M-C,U*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C@V)3L@8F]R9&5R.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("@Q,C<L.3`S*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C0V)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,30E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N
M,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@*#$Q,2PP-C0L-S,R*3PO
M<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F
M8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y
M-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3
M:&5E=#,X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E
M9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T
M/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT
M='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[
M(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP
M="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT
M("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA
M<W,],T1R97!O<G0@:60],T1)1#!%2T-!0SX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T
M<F]N9SXW*3H@1F%I<B!686QU92!O9B!&:6YA;F-I86P@26YS=')U;65N=',Z
M(%-C:&5D=6QE(&]F($-H86YG97,@:6X@=&AE(&-O;G-O;&ED871E9"!B86QA
M;F-E('-H965T(&QI;F4@:71E;7,@;65A<W5R960@=7-I;F<@;&5V96P@,R!I
M;G!U=',@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^07,@;V8@4V5P=&5M8F5R(#,P+"`R,#$T/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F($-H86YG97,@:6X@
M=&AE(&-O;G-O;&ED871E9"!B86QA;F-E('-H965T(&QI;F4@:71E;7,@;65A
M<W5R960@=7-I;F<@;&5V96P@,R!I;G!U=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CPA+2UE9W@M+3X\<"!S='EL93TS1&UA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIJ=7-T:69Y/D9O;&QO=VEN9R!I<R!A('-U;6UA<GD@;V8@8VAA
M;F=E<R!I;B!T:&4@8V]N9&5N<V5D(&-O;G-O;&ED871E9"!B86QA;F-E('-H
M965T(&QI;F4@:71E;7,@;65A<W5R960@=7-I;F<@;&5V96P@,R!I;G!U=',Z
M/"]P/B`\<"!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[;&EN92UH96EG:'0Z-BXP<'0^)FYB
M<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@8V5L
M;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P,"XP
M)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H/3-$
M,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ."4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^(%!O;&EC>6AO;&1E<B!!8V-O=6YT($)A;&%N8V5S(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$U+C0T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX@1G5T=7)E(%!O;&EC>2!"96YE9FET<R`M
M($%N;G5I=&EE<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^($EN
M=&5R97-T(%)A=&4@3&]C:R!#;VUM:71M96YT<R`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XS-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^($)A;FL@3&]A;B!);G1E<F5S="!2871E(%-W87!S
M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4@+2!$96-E
M;6)E<B`S,2P@,C`Q-#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M*#0U+#,Q,"PV.3DI/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R`H-C4L-30P+#DX-2D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#$L.3(Y+#@U,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("@S,2PS-S`I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W
M:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V
M+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q."XQ."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,34N-#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$U+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^5&]T86P@9V%I;G,@*&QO<W-E<RDZ/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U
M+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,30N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N,3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C0T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XY."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HW+C$U<'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY)
M;F-L=61E9"!I;B!E87)N:6YG<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$X+C$X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-BPR,#8L,C<W*3PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$U+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`H,RPS,#(L,C4U*3PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$U+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C,V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@]
M,T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3@N
M,3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$U+C0T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,30N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXS-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN
M9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY);F-L=61E9"!I;B!O=&AE<B!C;VUP<F5H96YS
M:79E(&EN8V]M92`H;&]S<RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q."XQ."4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
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M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XT-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HQ,"XP<'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XY."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6EN9&5N=#HQ,"XP<'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,BPT.#<L.#DQ
M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$T+C,V)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M:6YD96YT.C$P+C!P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S+#DU,2`\+W`^(#PO=&0^(#PO
M='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C8N,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$X+C$X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XT-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N.3@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C0R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,V)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N
M,S8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY"86QA;F-E("T@36%R8V@@,S$L(#(P,34\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q."XQ."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-3$L-3$V
M+#DW-BD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXT,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XT-"4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R`H-C@L.#0S+#(T,"D\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXT
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-2XY."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I
M;F1O=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`T+#0Q-RPW-#(@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,30N,S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O
M=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(W+#0Q.2D\+W`^
M(#PO=&0^(#PO='(^(#PO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!<T]F1&5C96UB97(S,3(P,31-96UB
M97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@
M;V8@0VAA;F=E<R!I;B!T:&4@8V]N<V]L:61A=&5D(&)A;&%N8V4@<VAE970@
M;&EN92!I=&5M<R!M96%S=7)E9"!U<VEN9R!L979E;"`S(&EN<'5T<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQT86)L92!B
M;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED
M=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S
M93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@],T0R.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R.2XR)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XX-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O
M='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^(%!O;&EC>6AO;&1E<B!!
M8V-O=6YT($)A;&%N8V5S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-24[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M($9U='5R92!0;VQI8WD@0F5N969I=',@+2!!;FYU:71I97,@/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-BXQ,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^($EN=&5R97-T(%)A=&4@3&]C:R!#;VUM
M:71M96YT<R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDR)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@0F%N:R!,
M;V%N($EN=&5R97-T(%)A=&4@4W=A<',@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#(Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(Y+C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86QA;F-E("T@1&5C96UB97(@,S$L
M(#(P,3,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C@T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@*#0X+#`P,"PV-C@I/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XU)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#L@*#8U+#`U,BPY,C@I/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L-#@W+#DP."`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$R+CDR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#4X+#,Q,"D\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,CDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,CDN,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/E1O=&%L(&=A:6YS("AL;W-S97,I.CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,34N.#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,34N-24[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-BXQ,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,BXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Y+C(E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI
M;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^26YC;'5D960@:6X@96%R;FEN9W,\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$U+C@T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#8X.2PY-CD@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-2XU)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H-#@X
M+#`U-RD\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$V+C$R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,BXY,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R.2XR
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M:6YD96YT.C$P+C!P=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DEN8VQU9&5D(&EN
M(&]T:&5R/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XX-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-2XU)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$V+C$R)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDR)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$,CDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,CDN
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^8V]M<')E:&5N
M<VEV92!I;F-O;64\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C@T)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$U+C4E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,38E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,38N,3(E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@-#0Q+#DT,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+CDR)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(V+#DT,"`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,CDE('-T>6QE/3-$)W=I9'1H.B`R
M.2XR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^0F%L86YC92`M($1E8V5M8F5R(#,Q+"`R,#$T
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!S='EL93TS1"=W:61T:#H@,BXV
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U
M+C@T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN
M9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("@T-2PS,3`L-CDY*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,34N-24[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R`H-C4L-30P+#DX-2D\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$V+C$R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B
M;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L.3(Y+#@U,2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+CDR)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M
M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("@S,2PS-S`I/"]P/B`\+W1D/B`\
M+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?
M-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T,SDN:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5+0T%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C<I.B!&
M86ER(%9A;'5E(&]F($9I;F%N8VEA;"!);G-T<G5M96YT<SH@4V-H961U;&4@
M;V8@1F%I<B!686QU92!-96%S=7)E;65N=',L($YO;G)E8W5R<FEN9R`H5&%B
M;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q
M+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M<T]F36%R8V@S,3(P,35-96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4V-H961U;&4@;V8@1F%I<B!686QU92!-96%S=7)E;65N=',L
M($YO;G)E8W5R<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$.30E('-T>6QE/3-$
M=VED=&@Z.30N,#(E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\
M=&0@=VED=&@],T0T,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`T,"XR-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B9N8G-P.SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R/CQB
M/E1O=&%L/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$U)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C$E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY1=6]T960@4')I
M8V5S/"]B/CPO<#X@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/FEN($%C=&EV93PO8CX\+W`^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CY-87)K971S(&9O<B`\+V(^/"]P/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^261E;G1I8V%L($%S<V5T<SPO8CX\+W`^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CX\8CXH
M3&5V96P@,2D\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY3:6=N:69I
M8V%N=#PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY/8G-E<G9A8FQE(#PO8CX\
M+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\8CY);G!U=',\+V(^/"]P/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1&UA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97(^/&(^
M*$QE=F5L(#(I/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY3:6=N:69I
M8V%N=#PO8CX\+W`^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY5;F]B<V5R=F%B;&4\+V(^
M/"]P/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^/&(^26YP=71S/"]B/CPO<#X@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R/CQB
M/BA,979E;"`S*3PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$-#`E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#`N,C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY!<W-E=',@86-C;W5N=&5D(&9O<B!A="!F86ER('9A
M;'5E(&]N(&$@;F]N<F5C=7)R:6YG(&)A<VES/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXT
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXQ
M-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-2XQ)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q,2XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,RXW-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#0P)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#0P+C(V)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36]R=&=A
M9V4@<V5R=FEC:6YG(')I9VAT<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("8C,38P.R8C,38P.SDX
M-RPW,#<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,34E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,34N,24[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
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M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,2XX-B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXS)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$S+C<V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@.3@W+#<P-R`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-#`E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@-#`N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G92!L
M;V%N<R!O;B!R96%L(&5S=&%T93PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-"4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`S,C`L,#`P(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$U+C$E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("TF(S$V,#LF(S$V,#L@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3$N.#8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[("TF(S$V,#LF(S$V,#L@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,R4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXW-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`S,C`L,#`P(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0T,"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`T,"XR-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E1O=&%L(&%S<V5T<R!A
M8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!N;VYR96-U<G)I;F<@
M8F%S:7,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXT)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$L,S`W+#<P-R`\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXQ-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-2XQ)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C$V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$Q+C@V)3L@8F]R9&5R+71O<#H@<V]L:60@
M=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C,E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3,E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3,N-S8E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,2PS,#<L-S`W(#PO
M<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%S3V9$96-E;6)E<C,Q,C`Q-$UE
M;6)E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L
M92!O9B!&86ER(%9A;'5E($UE87-U<F5M96YT<RP@3F]N<F5C=7)R:6YG/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y
M;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L
M;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y
M;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\
M='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/E%U;W1E9"!0<FEC97,\+V(^/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-S0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C4X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^:6X@06-T:79E/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C(V)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^4VEG
M;FEF:6-A;G0\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S(E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY3:6=N:69I
M8V%N=#PO8CX\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,SDE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N-S0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C4X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^/&(^36%R:V5T<R!F;W(@/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C(V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^3V)S97)V86)L92`\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CY5
M;F]B<V5R=F%B;&4\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R
M+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XU."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQB/DED96YT:6-A;"!!<W-E=',\+V(^/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CY);G!U=',\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N,S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX\8CY);G!U=',\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)FYB<W`[/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW-"4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T
M86P\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,30N-3@E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/BA,979E
M;"`Q*3PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXR-B4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^*$QE
M=F5L(#(I/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@8F]R9&5R.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX\8CXH
M3&5V96P@,RD\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,Y+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^/&(^07-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V
M86QU92!O;B!A(#PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,C8E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z-RXQ-7!T.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^/&(^;F]N<F5C=7)R:6YG(&)A<VES/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N
M-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q,BXR-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,30N,S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0S.24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S.2XR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO
M<G1G86=E('-E<G9I8VEN9R!R:6=H=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C<T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPW-#$L,S@Q(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C4X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.RT@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3(N,C8E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS,B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#,L-S0Q+#,X,2`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,SDN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY296%L(&5S=&%T92!H96QD(&9O
M<B!I;G9E<W1M96YT/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q,BXW-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPU,#`@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N-3@E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I
M;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LM(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$R+C(V)3L@
M8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS,B4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U,RPU,#`@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#,Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@87-S
M971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(#PO8CX\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#$R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$R+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XU."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,3(N,C8E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C,R)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,SDE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,SDN,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
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M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPW.30L.#@Q(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$T+C4X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@
M=VEN9&]W=&5X="`R+C(U<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3(N,C8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W
M:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XS
M,B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O
M=W1E>'0@,BXR-7!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S
M+#<Y-"PX.#$@/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T
M,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7
M;W)K<VAE971S+U-H965T-#`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#(^/'-T<F]N9SXW*3H@1F%I<B!686QU92!O9B!&:6YA;F-I86P@26YS
M=')U;65N=',Z(%-C:&5D=6QE(&]F($9I;F%N8VEA;"!);G-T<G5M96YT<R!#
M87)R:65D(&%T($]T:&5R(%1H86X@1F%I<B!686QU92`H5&%B;&5S*3QB<CX\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N
M/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E1A
M8FQE<R]38VAE9'5L97,\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4V-H961U;&4@;V8@1FEN86YC:6%L($EN<W1R=6UE;G1S
M($-A<G)I960@870@3W1H97(@5&AA;B!&86ER(%9A;'5E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%L:6=N.FIU<W1I
M9GD^)FYB<W`[/"]P/B`\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H
M.C$P,"XP)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I
M9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N
M-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF;F)S<#L\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/D-A<G)Y:6YG(%9A;'5E/"]B/CPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SX\8CXF;F)S<#L\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/DQE=F5L(#$\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/B9N8G-P.SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M/&(^3&5V96P@,CPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^
M)FYB<W`[/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[(&)O<F1E<CH@;F]N93L@
M8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^3&5V
M96P@,SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[(&)O<F1E<CH@;F]N93L@8F]R
M9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)FYB<W`[
M/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,30N-R4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^5&]T86P@17-T
M:6UA=&5D($9A:7(@5F%L=64\+V(^/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^07-S971S/"]B/CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/DUO<G1G86=E(&QO86YS.CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E<VED96YT:6%L/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@-3`L-#,P+#$Y-R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4S+#8Y,RPY-C$@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#4S+#8Y,RPY-C$@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^4F5S:61E;G1I86P@8V]N<W1R=6-T:6]N/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`R.2PU.#0L,C0U(#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG
M:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,CDL-3@T+#(T-2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R.2PU.#0L,C0U(#PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D-O;6UE<F-I86P\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C<E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#4L.#@P+#`P,2`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#DN,C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M(#0W+#@R.2PX,3<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`T-RPX,CDL.#$W(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/DUO<G1G86=E(&QO86YS+"!N970\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`Q,C4L
M.#DT+#0T,R`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$S,2PQ,#@L
M,#(S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`F
M(S$V,#LF(S$V,#LQ,S$L,3`X+#`R,R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@
M/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY0;VQI8WD@;&]A;G,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I
M9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L,3@W+#@P-"`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L,3@W+#@P
M-"`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W
M+#$X-RPX,#0@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P
M:"UO=&AE<B<^3W1H97(@;&]A;G,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#,Q+#DY-BPT-#8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`S
M,2PY.38L-#0V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,Q+#DY
M-BPT-#8@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^4VAO<G0M=&5R;2!I;G9E<W1M96YT<SPO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#L@,C`L-C(P+#(S-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#(P+#8R,"PR,S8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@,C`L-C(P+#(S-B`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H
M/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N
M-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/DQI
M86)I;&ET:65S/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D)A;FL@86YD(&]T:&5R(&QO86YS
M('!A>6%B;&4\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`H,CDL-#$P+#4W,"D\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("@R.2PT,3`L-3<P*3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG
M:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q
M-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R`H,CDL-#$P+#4W,"D\+W`^
M(#PO=&0^(#PO='(^(#PO=&%B;&4^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y/B9N8G-P
M.SPO<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%L:6=N.FIU<W1I9GD^5&AE(&-A<G)Y:6YG('9A;'5E<R!A
M;F0@97-T:6UA=&5D(&9A:7(@=F%L=65S(&9O<B!S=6-H(&9I;F%N8VEA;"!I
M;G-T<G5M96YT<RP@86YD('1H96ER(&-O<G)E<W!O;F1I;F<@<&QA8V5M96YT
M(&EN('1H92!F86ER('9A;'5E(&AI97)A<F-H>2P@87)E('-U;6UA<FEZ960@
M87,@9F]L;&]W<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q-#H\+W`^(#QP('-T
M>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M;&EG;CIJ=7-T:69Y/B9N8G-P.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L
M;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y
M;&4],T1W:61T:#HQ,#`N,"4[8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\
M='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB<W`[/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\8CY#87)R>6EN9R!686QU93PO8CX\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXV."4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L
M:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^)FYB<W`[/"]B/CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX\8CY,979E;"`Q/"]B/CPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C8X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SX\8CXF;F)S<#L\+V(^/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN,C0E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/CQB/DQE=F5L(#(\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/CQB/B9N8G-P.SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!B;W)D
M97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP
M<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/CQB/DQE=F5L(#,\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!B;W)D97(Z
M(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/CQB/B9N8G-P.SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!B;W)D97(Z(&YO
M;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB
M/E1O=&%L($5S=&EM871E9"!&86ER(%9A;'5E/"]B/CPO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D%S<V5T<SPO8CX\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$
M,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY-;W)T9V%G92!L;V%N<SH\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY297-I9&5N
M=&EA;#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#4Q+#@W-BPV,C$@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`U-2PR-#<L-C,X(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`U-2PR-#<L-C,X(#PO<#X@/"]T9#X@/"]T<CX@/'1R
M/B`\=&0@=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[
M=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/E)E<VED96YT:6%L(&-O;G-T<G5C
M=&EO;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S(L.3<Q+#@R-"`\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,R+#DW,2PX,C0@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,S(L.3<Q+#@R-"`\+W`^(#PO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY#;VUM97)C:6%L
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XW)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T
M=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,U+#(P,2PV
M,C<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M
M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C(T)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[(&)O<F1E
M<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS
M1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`S-BPX,CDL,C8V(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#L@,S8L.#(Y+#(V-B`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY-;W)T9V%G92!L;V%N<RP@;F5T
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@,3(P+#`U,"PP-S(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`Q,C4L,#0X+#<R."`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE
M/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T
M;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V
M,#LF(S$V,#L@)B,Q-C`[)B,Q-C`[,3(U+#`T."PW,C@@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^4&]L:6-Y(&QO86YS
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`W+#`Q
M,2PP,3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`W+#`Q,2PP,3(@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,30E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@-RPP,3$L,#$R(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M-BXW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D]T:&5R(&QO86YS/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R`R-RPQ,30L-#$V(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,30E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,30N-R4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#L@,C<L,3$T+#0Q-B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q
M-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`R-RPQ,30L-#$V(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED
M=&@],T0R-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R-BXW
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/E-H;W)T+71E<FT@:6YV97-T;65N=',\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#(W+#`U.2PT.34@/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R`R-RPP-3DL-#DU(#PO<#X@/"]T9#X@/'1D('=I
M9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T
M+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[(#(W+#`U.2PT.34@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#(V)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(V+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@.2XR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX\8CY,:6%B:6QI=&EE<SPO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#$T)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XR-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N-C@E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXV
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,C8E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C8N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86YK(&%N9"!O
M=&AE<B!L;V%N<R!P87EA8FQE/"]P/B`\+W1D/B`\=&0@=VED=&@],T0Q-"4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q-"XW)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(X+#DX.2PP,#@I/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N-C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Y+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@
M+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#DN,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C8X)3L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$T)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$T+C<E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R`H,C@L.3@Y+#`P."D\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXV."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0Q-"4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Q-"XW)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@*#(X+#DX
M.2PP,#@I/"]P/B`\+W1D/B`\+W1R/B`\+W1A8FQE/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P
M7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K
M<VAE971S+U-H965T-#$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5,13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SXY*2!$97)I=F%T:79E($-O;6UI=&UE;G1S.B!38VAE9'5L
M92!O9B!$97)I=F%T:79E($%S<V5T<R!A="!&86ER(%9A;'5E("A486)L97,I
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P
M,34\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^5&%B;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!$97)I=F%T:79E($%S<V5T
M<R!A="!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\(2TM96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S
M=&EF>3XF;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG
M/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED
M=&@Z,3`P+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0X-B4@8V]L<W!A;CTS1#$U('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@.#8N-S8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB
M;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D9A:7(@5F%L=64@
M;V8@1&5R:79A=&EV92!);G-T<G5M96YT<SPO8CX\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$-#,E(&-O;'-P86X],T0W('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#,N,S8E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D%S<V5T
M($1E<FEV871I=F5S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$-#$E(&-O;'-P
M86X],T0W('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-#$N,38E
M.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@
M86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T
M=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E
M;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/DQI86)I;&ET>2!$97)I=F%T:79E<SPO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@8V]L<W!A;CTS1#,@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XU-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E
M<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^36%R
M8V@@,S$L(#(P,34\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,"4@8V]L<W!A
M;CTS1#,@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,"XU-B4[
M(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL
M969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D1E8V5M8F5R(#,Q+"`R,#$T/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE(&-O;'-P86X],T0S('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN-30E.R!B;W)D97(Z(&YO;F4[
M(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@
M<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X
M="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUA<F-H
M(#,Q+"`R,#$U/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE(&-O;'-P86X]
M,T0S('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN,S@E.R!B
M;W)D97(M=&]P.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F
M=#H@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P
M=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY$96-E;6)E<B`S,2P@,C`Q-#PO<#X@
M/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T
M=&]M('-T>6QE/3-$)W=I9'1H.B`Q,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D)A;&%N
M8V4@4VAE970@3&]C871I;VX\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@8F]R
M9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N
M,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX\8CY&86ER(%9A;'5E/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[(&)O
M<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q
M+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^/&(^0F%L86YC92!3:&5E="!,;V-A=&EO;CPO8CX\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN-S0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED
M('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQB/D9A:7(@5F%L=64\+V(^/"]P/B`\+W1D
M/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T
M9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`X+C<R)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SX\8CY"86QA;F-E(%-H965T($QO8V%T:6]N
M/"]B/CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@."XU-B4[(&)O<F1E<CH@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN
M(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^/&(^1F%I<B!686QU
M93PO8CX\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#@N-C0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E
M<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II
M9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/D)A;&%N8V4@
M4VAE970@3&]C871I;VX\+V(^/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C0X)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX\8CY&86ER(%9A;'5E/"]B/CPO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D1E<FEV871I=F5S(&1E<VEG;F%T960@87,@
M:&5D9VEN9R!I;G-T<G5M96YT<SH\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#@E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$
M.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C<R
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N
M-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M."XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`X+C0X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z."XP
M<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY);G1E<F5S="!R871E(&QO8VL@86YD(&9O<G=A<F0@<V%L97,@
M8V]M;6ET;65N=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/F]T:&5R(&%S<V5T<SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@.2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA
M<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M
M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SX@)#4L,#`R+#DR.2`\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N
M-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SYO=&AE<B!A<W-E=',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0R+#$Q,2PU
M,CD@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`X+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W1H97(@;&EA8FEL:71I97,\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#@N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#L@-3@U+#$X-R`\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#@N-C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY/=&AE<B!L:6%B:6QI=&EE<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M."XT."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SX@)"8C,38P.R8C,38P.R`Q.#$L-C<X(#PO<#X@/"]T9#X@/"]T<CX@
M/'1R/B`\=&0@=VED=&@],T0Q,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`Q,RXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D-A;&P@;W!T:6]N<SPO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`X+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#@N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SXM+3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#DE('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@.2XW-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXM+3PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO
M=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@."XW,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM
M8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N
M.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O
M9W)A<&@M;W1H97(G/D]T:&5R(&QI86)I;&ET:65S/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X
M+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`S-RPT-S8@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C8T)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^3W1H97(@;&EA8FEL:71I
M97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#@N-#@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#$Q-BPP,S8@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T
M:#TS1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C(T
M)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS
M1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S
M<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^4'5T(&]P=&EO;G,\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C
M96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E<CMT97AT
M+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G
M/BTM/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`Y+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M
M97)I8R!I9&5O9W)A<&@M;W1H97(G/BTM/"]P/B`\+W1D/B`\=&0@=VED=&@]
M,T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H
M/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C4V)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E
M;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M
M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^
M+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS
M1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@]
M,T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-S(E.R!P
M861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N
M=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA
M=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY/
M=&AE<B!L:6%B:6QI=&EE<SPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XU-B4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#`L-S(W(#PO<#X@
M/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`R+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@."XV-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L
M:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/D]T:&5R(&QI86)I;&ET:65S/"]P/B`\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`X+C0X)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A
M;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O
M;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H
M=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`Q,2PX-C<@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#$S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#$S+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^26YT97)E<W0@<F%T92!S=V%P<SPO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X
M+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG
M;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ8V5N=&5R
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O
M='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!B;W)D97(Z(&YO;F4[(&)O
M<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SX@+2T@/"]P/B`\
M+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`X+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI
M9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED
M96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Y)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#DN-S0E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^+2T\+W`^(#PO
M=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#@N-S(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN
M+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG
M;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E
M;V=R87!H+6]T:&5R)SY"86YK(&QO86YS('!A>6%B;&4\+W`^(#PO=&0^(#QT
M9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#@N-38E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^("8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.S(W+#0Q.2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#@N-C0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$
M)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P
M86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E
M;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY"86YK(&QO86YS('!A
M>6%B;&4\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O
M;2!S='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#@N-#@E.R!P861D:6YG.B`P:6X@-2XT<'0@
M,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#,Q+#,W,"`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$,3,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,3,N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R
M87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4;W1A;#PO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`X+C4V)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Y)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#DN-S0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L
M92!W:6YD;W=T97AT(#(N,C5P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B`D-2PP,#(L.3(Y(#PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M."XU-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@
M/'1D('=I9'1H/3-$.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`Y+C<T)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD
M;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0R+#$Q,2PU,CD@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#(N,C0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`X+C<R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,BXR-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0X)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#@N-38E.R!B;W)D97(M=&]P.B!S;VQI9"!W:6YD
M;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R+6)O='1O
M;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M<FEG:'0Z(&YO
M;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SX@)"8C,38P.R8C,38P.R`V.3`L.#`Y(#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R+C(T)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#@E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@."XV-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C0E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$."4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`X+C0X
M)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R
M+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ(&1O=6)L92!W:6YD;W=T97AT
M(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^("0F(S$V,#LF(S$V,#L@,S0P
M+#DU,2`\+W`^(#PO=&0^(#PO='(^(#PO=&%B;&4^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO
M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?
M.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O
M0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS
M:&5E=',O4VAE970T,BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG
M.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@
M8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\
M345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X
M="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA
M=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@
M0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A
M8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14Q%/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/CDI($1E<FEV871I=F4@0V]M;6ET;65N=',Z(%-C:&5D=6QE
M(&]F($=A:6YS(&%N9"!,;W-S97,@;VX@1&5R:79A=&EV97,@*%1A8FQE<RD\
M8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L
M<W!A;CTS1#$^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY486)L97,O4V-H961U;&5S/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F($=A:6YS(&%N9"!,;W-S97,@
M;VX@1&5R:79A=&EV97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CPA+2UE9W@M+3X\=&%B;&4@8F]R9&5R/3-$,"!C96QL<W!A8VEN9STS1#`@
M8V5L;'!A9&1I;F<],T0P('=I9'1H/3-$,3`P)2!S='EL93TS1'=I9'1H.C$P
M,"XP)3MB;W)D97(M8V]L;&%P<V4Z8V]L;&%P<V4^(#QT<CX@/'1D('=I9'1H
M/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N-B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$-#0E(&-O;'-P86X],T0S('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-#0N,C8E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/CQB/DYE="!!;6]U;G0@1V%I;B`H
M3&]S<RD@4F5C;V=N:7IE9"!I;B!/0TD\+V(^/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#4R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$
M)W=I9'1H.B`S+C$T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#0T)2!C;VQS<&%N/3-$,R!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#0T+C(V)3L@8F]R9&5R.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY4:')E92!-
M;VYT:',@16YD960@36%R8V@@,S$\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D
M('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M-3(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/CQU/D1E<FEV871I=F4@+2!#87-H($9L;W<@
M2&5D9VEN9R!296QA=&EO;G-H:7!S.CPO=3X\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0Q.24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XX
M-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W
M=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^,C`Q-3PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,R4@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`S+C$T)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(Q)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+C(X)3L@8F]R9&5R
M.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$
M8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC96YT97([=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXR,#$T/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4R)2!V
M86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4R+C8E.R!P861D:6YG
M.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP
M:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[
M=&5X="UI;F1E;G0Z-RXQ-7!T.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^26YT97)E<W0@4F%T92!,;V-K($-O
M;6UI=&UE;G1S/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN.#0E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G
M;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A
M8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G
M<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`R+#0X-RPX.3$@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C$N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`T-#DL,C8S(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M,BXV)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M:6YD96YT.C<N,35P=#MT97AT+6%U=&]S<&%C
M93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DEN=&5R97-T
M(%)A=&4@4W=A<',\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q.24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q.2XX-"4[(&)O<F1E<CH@;F]N
M93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT
M('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E
M>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S
M<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`S+#DU,2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XR."4[(&)O<F1E<CH@
M;F]N93L@8F]R9&5R+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I
M9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U
M=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R`V+#@U,B`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-3(N-B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q
M<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN9&5N=#HQ-"XS-7!T.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^4W5B(%1O=&%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX]
M,T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@
M-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN.#0E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[(#(L-#DQ+#@T,B`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#,E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[('!A9&1I;F<Z(#!I
M;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XR."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@-#4V+#$Q-2`\
M+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-3(E('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@-3(N-B4[('!A9&1I;F<Z(#!I;B`U
M+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G
M:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6EN
M9&5N=#HW+C$U<'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SY487@@169F96-T/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3DE('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN
M.#0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#DW,2PX,3D@
M/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S
M='EL93TS1"=W:61T:#H@,C$N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN
M(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT
M97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#$W-RPX.#4@/"]P/B`\+W1D/B`\+W1R
M/B`\='(^(#QT9"!W:61T:#TS1#4R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#4R+C8E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P
M,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UI;F1E;G0Z,30N,S5P=#MT
M97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H
M97(G/E1O=&%L/"]P/B`\+W1D/B`\=&0@=VED=&@],T0S)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#,N,30E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I9'1H/3-$,3DE('9A;&EG;CTS
M1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3DN.#0E.R!B;W)D97(M=&]P.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R
M9&5R+6)O='1O;3H@9&]U8FQE('=I;F1O=W1E>'0@,BXR-7!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[(#$L-3(P+#`R,R`\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#,E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,RXQ-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XR
M."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X
M="`R+C(U<'0[(&)O<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,C<X+#(S,"`\+W`^(#PO=&0^(#PO='(^(#PO
M=&%B;&4^(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN
M,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIJ=7-T:69Y
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)FYB<W`[/"]P/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I
M;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T
M;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)FYB
M<W`[/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X
M-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-#,N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$5,13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXQ,2D@36]R=&=A9V4@
M4V5R=FEC:6YG(%)I9VAT<SH@4V-H961U;&4@;V8@36]R=&=A9V4@4V5R=FEC
M:6YG(%)I9VAT<R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/E1A8FQE<R]38VAE9'5L97,\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@
M;V8@36]R=&=A9V4@4V5R=FEC:6YG(%)I9VAT<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/"$M+65G>"TM/CQP('-T>6QE/3-$;6%R9VEN.C!I
M;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI
M;F4M:&5I9VAT.C$R+C!P=#MT97AT+6%U=&]S<&%C93IN;VYE/B9N8G-P.SPO
M<#X@/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
M=#MT97AT+6%U=&]S<&%C93IN;VYE/E1H92!F;VQL;W=I;F<@:7,@82!S=6UM
M87)Y(&]F('1H92!-4U(@86-T:79I='D@9F]R('1H92!P97)I;V1S('!R97-E
M;G1E9"X\+W`^(#QP('-T>6QE/3-$;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA;&EG;CIJ=7-T:69Y.VQI;F4M:&5I9VAT.C$R+C!P
M=#MT97AT+6%U=&]S<&%C93IN;VYE.VQI;F4M:&5I9VAT.C8N,'!T/B9N8G-P
M.SPO<#X@/'1A8FQE(&)O<F1E<CTS1#`@8V5L;'-P86-I;F<],T0P(&-E;&QP
M861D:6YG/3-$,"!W:61T:#TS1#$P,"4@<W1Y;&4],T1W:61T:#HQ,#`N,"4[
M8F]R9&5R+6-O;&QA<'-E.F-O;&QA<'-E/B`\='(^(#QT9"!W:61T:#TS1#4U
M)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D
M9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS
M1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!B
M;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ('-O;&ED('=I;F1O=W1E>'0@
M,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.F-E;G1E
M<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D%S(&]F($UA<F-H(#,Q(#(P,34\+W`^(#PO=&0^(#QT9"!W:61T
M:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX
M)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T
M97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP
M(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIC
M96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SY!<R!O9B!$96-E;6)E<B`S,2`R,#$T/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^06UO<G1I>F5D(&-O
M<W0Z/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/CPO=&0^(#PO='(^(#QT<CX@/'1D('=I9'1H/3-$-34E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N.#(E.R!P861D
M:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H
M+6]T:&5R)SY"86QA;F-E(&)E9F]R92!V86QU871I;VX@86QL;W=A;F-E(&%T
M(&)E9VEN;FEN9R!O9B!Y96%R/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,BXR)3L@<&%D9&EN
M9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T
M>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M
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M93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R`F(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LT+#@T-"PQ,#$@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^35-2<R!P<F]C965D<R!F<F]M(&QO
M86X@<V%L97,\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!P861D:6YG.B`P:6X@-2XT
M<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R
M9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z
M;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#DX-RPW,#<@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@,RPW
M-#$L,S@Q(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D%M;W)T:7IA=&EO;CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E
M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A
M8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@*#(U.2PY-C8I/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L
M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z
M(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL
M93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U
M=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z
M:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#L@*#<U,"PW,S4I/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M
M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C
M93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G
M<F%P:"UO=&AE<B<^07!P;&EC871I;VX@;V8@=F%L=6%T:6]N(&%L;&]W86YC
M92!T;R!W<FET92!D;W=N($U34G,@)B,Q-C`[)B,Q-C`[('=I=&@@;W1H97(@
M=&AA;B!T96UP;W)A<GD@:6UP86ER;65N=#PO<#X@/"]T9#X@/'1D('=I9'1H
M/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R
M:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P
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M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#L@+2`\+W`^
M(#PO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R`M(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@=VED=&@],T0U-24@
M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I
M;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M
M;W1H97(G/D)A;&%N8V4@8F5F;W)E('9A;'5A=&EO;B!A;&QO=V%N8V4@870@
M>65A<B!E;F0\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(R)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E.R!B;W)D97(M=&]P.B!S;VQI
M9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M;&5F=#H@;F]N93L@8F]R9&5R
M+6)O='1O;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@8F]R9&5R+7)I9VAT
M.B!N;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R`X+#4V,BPT.#@@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L:6=N
M/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[(&)O<F1E<BUT;W`Z
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B
M;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M
M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[(#<L.#,T+#<T-R`\+W`^(#PO=&0^(#PO='(^(#QT<CX@/'1D('=I
M9'1H/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@-34N
M.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,C(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\
M=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H
M.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@
M<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T
M;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E
M.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^5F%L=6%T:6]N
M(&%L;&]W86YC92!F;W(@:6UP86ER;65N="!O9B!-4U)S.CPO<#X@/"]T9#X@
M/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,C(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\
M+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P
M86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^0F%L86YC
M92!A="!B96=I;FYI;F<@;V8@>65A<CPO<#X@/"]T9#X@/'1D('=I9'1H/3-$
M,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY
M."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX]
M,T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X
M="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R
M)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\
M+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^061D:71I;VYS/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R,BXR)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I
M9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R`M(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C$E('9A;&EG
M;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N.3@E.R!P861D:6YG.B`P
M:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4]
M,T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O
M<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED
M96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^
M(#QT9"!W:61T:#TS1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED
M=&@Z(#4U+C@R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN
M=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^07!P;&EC871I;VX@;V8@=F%L=6%T
M:6]N(&%L;&]W86YC92!T;R!W<FET92!D;W=N($U34G,@)B,Q-C`[)B,Q-C`[
M('=I=&@@;W1H97(@=&AA;B!T96UP;W)A<GD@:6UP86ER;65N=#PO<#X@/"]T
M9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@,C(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@+2`\+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(Q)2!V86QI9VX],T1B
M;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(Q+CDX)3L@<&%D9&EN9SH@,&EN(#4N
M-'!T(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA
M<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E
M.FYO;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A
M<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R`F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#LM(#PO<#X@/"]T9#X@/"]T<CX@/'1R/B`\=&0@
M=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`U
M-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@<W1Y
M;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA
M=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/D)A;&%N8V4@870@96YD(&]F('!E<FEO9#PO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C(N,B4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E
M>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S
M;VQI9"!W:6YD;W=T97AT(#$N,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A
M9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H
M="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT
M97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O
M<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V
M,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY
M."4[(&)O<F1E<BUT;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E
M<BUL969T.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W:6YD;W=T97AT
M(#$N,'!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P
M="`P:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[("T@/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS
M1#4U)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@
M<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T
M:#TS1#(R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(R+C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C$N
M.3@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0U-24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`U-2XX,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DUO<G1G86=E('-E<G9I
M8VEN9R!R:6=H=',L(&YE=#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A
M;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,C(N,B4[(&)O<F1E<BUT
M;W`Z('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE
M.R!B;W)D97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O
M<F1E<BUR:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
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M-7!T.R!B;W)D97(M<FEG:'0Z(&YO;F4[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ
M,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE
M.W1E>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[(#<L.#,T+#<T-R`\+W`^(#PO=&0^(#PO='(^
M(#QT<CX@/'1D('=I9'1H/3-$-34E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@-34N.#(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,C(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,C(N,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`R,2XY."4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX\+W1D/B`\+W1R/B`\='(^(#QT9"!W:61T:#TS1#4U)2!V86QI
M9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#4U+C@R)3L@<&%D9&EN9SH@
M,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^17-T:6UA=&5D(&9A:7(@=F%L=64@;V8@35-2<R!A="!E;F0@;V8@<&5R
M:6]D/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R,BXR)3L@8F]R9&5R+71O<#H@<V]L:60@=VEN
M9&]W=&5X="`Q+C!P=#L@8F]R9&5R+6QE9G0Z(&YO;F4[(&)O<F1E<BUB;W1T
M;VTZ(&1O=6)L92!W:6YD;W=T97AT(#(N,C5P=#L@8F]R9&5R+7)I9VAT.B!N
M;VYE.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`X
M+#DR-BPR,#`@/"]P/B`\+W1D/B`\=&0@=VED=&@],T0R,24@=F%L:6=N/3-$
M8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R,2XY."4[(&)O<F1E<BUT;W`Z('-O
M;&ED('=I;F1O=W1E>'0@,2XP<'0[(&)O<F1E<BUL969T.B!N;VYE.R!B;W)D
M97(M8F]T=&]M.B!D;W5B;&4@=VEN9&]W=&5X="`R+C(U<'0[(&)O<F1E<BUR
M:6=H=#H@;F]N93L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\
M<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O
M='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA;&EG;CIR
M:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I8R!I9&5O9W)A
M<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V
M,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF(S$V,#LF
M(S$V,#L@."PT.#4L-3<P(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T
M7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P
M,3=E,3@O5V]R:W-H965T<R]3:&5E=#0T+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3$4^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^,3(I($UE<F=E<G,L($%C<75I<VET:6]N
M<R!A;F0@1&ES<&]S:71I;VYS($1I<V-L;W-U<F5S.B!38VAE9'5L92!O9B!P
M<F\@9F]R;6$@9FEN86YC:6%L(&EN9F]R;6%T:6]N("A486)L97,I/&)R/CPO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X]
M,T0Q/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^5&%B
M;&5S+U-C:&5D=6QE<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!P<F\@9F]R;6$@9FEN86YC:6%L(&EN
M9F]R;6%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM
M96=X+2T^/'`@<W1Y;&4],T1M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P
M,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ:G5S=&EF>3XF
M;F)S<#L\+W`^(#QT86)L92!B;W)D97(],T0P(&-E;&QS<&%C:6YG/3-$,"!C
M96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E('-T>6QE/3-$=VED=&@Z,3`P
M+C`E.V)O<F1E<BUC;VQL87!S93IC;VQL87!S93X@/'1R/B`\=&0@=VED=&@]
M,T0V,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`V,2XW-"4[
M('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,S8E(&-O;'-P86X],T0S('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,S8N,#0E.R!B;W)D97(Z(&YO;F4[(&)O<F1E<BUB;W1T;VTZ
M('-O;&ED('=I;F1O=W1E>'0@,2XP<'0[('!A9&1I;F<Z(#!I;B`U+C1P="`P
M:6X@-2XT<'0[)SX@/'`@86QI9VX],T1C96YT97(@<W1Y;&4],T0G;6%R9VEN
M.C!I;CMM87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N
M93MT97AT+6%L:6=N.F-E;G1E<CMT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/D9O<B!T:&4@5&AR964@36]N=&AS
M($5N9&5D($UA<F-H(#,Q("AU;F%U9&ET960I/"]P/B`\+W1D/B`\+W1R/B`\
M='(^(#QT9"!W:61T:#TS1#8Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G
M=VED=&@Z(#8Q+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG
M/CPO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS
M1"=W:61T:#H@,BXR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[
M)SX\+W1D/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`Q-BXU-"4[(&)O<F1E<CH@;F]N93L@8F]R9&5R+6)O='1O
M;3H@<V]L:60@=VEN9&]W=&5X="`Q+C!P=#L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1&-E;G1E<B!S='EL93TS1"=M87)G
M:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN
M;VYE.W1E>'0M86QI9VXZ8V5N=&5R.W1E>'0M875T;W-P86-E.FED96]G<F%P
M:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE<B<^,C`Q-3PO<#X@/"]T9#X@/'1D
M('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`R
M+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/CPO=&0^(#QT
M9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#$W+C(X)3L@8F]R9&5R.B!N;VYE.R!B;W)D97(M8F]T=&]M.B!S;VQI9"!W
M:6YD;W=T97AT(#$N,'!T.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^(#QP(&%L:6=N/3-$8V5N=&5R('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R
M9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA
M;&EG;CIC96YT97([=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@
M:61E;V=R87!H+6]T:&5R)SXR,#$T/"]P/B`\+W1D/B`\+W1R/B`\='(^(#QT
M9"!W:61T:#TS1#8Q)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z
M(#8Q+C<T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P=#LG/B`\<"!S
M='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT
M+6%U=&]S<&%C93IN;VYE.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE
M<FEC(&ED96]G<F%P:"UO=&AE<B<^5&]T86P@<F5V96YU97,\+W`^(#PO=&0^
M(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T
M:#H@,BXR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D
M/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I
M9'1H.B`Q-BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@
M/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB
M;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ
M<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R
M87!H+6]T:&5R)SXF(S$V,#LD(#8T+#`T.2PV,S(@/"]P/B`\+W1D/B`\=&0@
M=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N
M,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D
M('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@
M,3<N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L
M:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M
M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT
M.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO
M=&AE<B<^)B,Q-C`[)"8C,38P.R`T-BPU,C$L.3,V(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0V,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`V,2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%U=&]S<&%C93II9&5O
M9W)A<&@M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/DYE="!E87)N:6YG<SPO
M<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`R+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U+C1P
M=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$V)2!V86QI9VX],T1B;W1T;VT@<W1Y
M;&4],T0G=VED=&@Z(#$V+C4T)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I;B`U
M+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I;CHP:6X[
M;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO;F4[=&5X
M="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M;G5M97)I
M8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#L@,2PX-C,L
M-S`S(#PO<#X@/"]T9#X@/'1D('=I9'1H/3-$,B4@=F%L:6=N/3-$8F]T=&]M
M('-T>6QE/3-$)W=I9'1H.B`R+C(R)3L@<&%D9&EN9SH@,&EN(#4N-'!T(#!I
M;B`U+C1P=#LG/CPO=&0^(#QT9"!W:61T:#TS1#$W)2!V86QI9VX],T1B;W1T
M;VT@<W1Y;&4],T0G=VED=&@Z(#$W+C(X)3L@<&%D9&EN9SH@,&EN(#4N-'!T
M(#!I;B`U+C1P=#LG/B`\<"!A;&EG;CTS1')I9VAT('-T>6QE/3-$)VUA<F=I
M;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T.W1E>'0M875T;W-P86-E.FYO
M;F4[=&5X="UA;&EG;CIR:6=H=#MT97AT+6%U=&]S<&%C93II9&5O9W)A<&@M
M;G5M97)I8R!I9&5O9W)A<&@M;W1H97(G/B8C,38P.R0F(S$V,#LF(S$V,#LF
M(S$V,#LF(S$V,#LF(S$V,#L@,S0R+#8X,R`\+W`^(#PO=&0^(#PO='(^(#QT
M<CX@/'1D('=I9'1H/3-$-C$E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W
M:61T:#H@-C$N-S0E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^
M(#QP('-T>6QE/3-$)VUA<F=I;CHP:6X[;6%R9VEN+6)O='1O;3HN,#`P,7!T
M.W1E>'0M875T;W-P86-E.FYO;F4[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H
M+6YU;65R:6,@:61E;V=R87!H+6]T:&5R)SY.970@96%R;FEN9W,@<&5R($-L
M87-S($$@97%U:79A;&5N="!C;VUM;VX@<VAA<F4\+W`^(#PO=&0^(#QT9"!W
M:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,BXR
M,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX\+W1D/B`\=&0@
M=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W=I9'1H.B`Q
M-BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT<'0[)SX@/'`@86QI
M9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN.VUA<F=I;BUB;W1T;VTZ
M+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E>'0M86QI9VXZ<FEG:'0[
M=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R:6,@:61E;V=R87!H+6]T
M:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q
M-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#`N,30@/"]P/B`\+W1D/B`\=&0@=VED
M=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4],T0G=VED=&@Z(#(N,C(E
M.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^/"]T9#X@/'1D('=I
M9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=W:61T:#H@,3<N
M,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T.R<^(#QP(&%L:6=N
M/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT+6%L:6=N.G)I9VAT.W1E
M>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC(&ED96]G<F%P:"UO=&AE
M<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P
M.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`P+C`S(#PO<#X@/"]T9#X@/"]T
M<CX@/'1R/B`\=&0@=VED=&@],T0V,24@=F%L:6=N/3-$8F]T=&]M('-T>6QE
M/3-$)W=I9'1H.B`V,2XW-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX@/'`@<W1Y;&4],T0G;6%R9VEN.C!I;CMM87)G:6XM8F]T=&]M.BXP
M,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MM87)G:6XM;&5F=#HN,C5I;CMT
M97AT+6EN9&5N=#HM+C(U:6X[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU
M;65R:6,@:61E;V=R87!H+6]T:&5R)SY.970@96%R;FEN9W,@<&5R($-L87-S
M($$@97%U:79A;&5N="!C;VUM;VX@<VAA<F4@87-S=6UI;F<@9&EL=71I;VX\
M+W`^(#PO=&0^(#QT9"!W:61T:#TS1#(E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,BXR,B4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@-2XT
M<'0[)SX\+W1D/B`\=&0@=VED=&@],T0Q-B4@=F%L:6=N/3-$8F]T=&]M('-T
M>6QE/3-$)W=I9'1H.B`Q-BXU-"4[('!A9&1I;F<Z(#!I;B`U+C1P="`P:6X@
M-2XT<'0[)SX@/'`@86QI9VX],T1R:6=H="!S='EL93TS1"=M87)G:6XZ,&EN
M.VUA<F=I;BUB;W1T;VTZ+C`P,#%P=#MT97AT+6%U=&]S<&%C93IN;VYE.W1E
M>'0M86QI9VXZ<FEG:'0[=&5X="UA=71O<W!A8V4Z:61E;V=R87!H+6YU;65R
M:6,@:61E;V=R87!H+6]T:&5R)SXF(S$V,#LD)B,Q-C`[)B,Q-C`[)B,Q-C`[
M)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[)B,Q-C`[(#`N,30@/"]P
M/B`\+W1D/B`\=&0@=VED=&@],T0R)2!V86QI9VX],T1B;W1T;VT@<W1Y;&4]
M,T0G=VED=&@Z(#(N,C(E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N-'!T
M.R<^/"]T9#X@/'1D('=I9'1H/3-$,3<E('9A;&EG;CTS1&)O='1O;2!S='EL
M93TS1"=W:61T:#H@,3<N,C@E.R!P861D:6YG.B`P:6X@-2XT<'0@,&EN(#4N
M-'!T.R<^(#QP(&%L:6=N/3-$<FEG:'0@<W1Y;&4],T0G;6%R9VEN.C!I;CMM
M87)G:6XM8F]T=&]M.BXP,#`Q<'0[=&5X="UA=71O<W!A8V4Z;F]N93MT97AT
M+6%L:6=N.G)I9VAT.W1E>'0M875T;W-P86-E.FED96]G<F%P:"UN=6UE<FEC
M(&ED96]G<F%P:"UO=&AE<B<^)B,Q-C`[)"8C,38P.R8C,38P.R8C,38P.R8C
M,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R8C,38P.R`P+C`S
M(#PO<#X@/"]T9#X@/"]T<CX@/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R
M7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B
M8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T
M<R]3:&5E=#0U+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%15!!1SX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^
M/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@2&5L9"UT;RUM871U<FET>2!396-U
M<FET:65S("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q-#QB<CX\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3,S+#(W,2PP,S`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$S-2PP,3@L,S0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y(%-E8W5R:71I97,L(%5N
M<F5C;V=N:7IE9"!(;VQD:6YG($=A:6X\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$W+#@U,"PX.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPW,S8L-34W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R
M:71Y(%-E8W5R:71I97,L(%5N<F5C;V=N:7IE9"!(;VQD:6YG($QO<W,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@S-"PX.#`I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3DW+#4R.2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DAE;&14;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34P+#(X-RPP,S<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3`L
M-S4W+#,W-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^55,@5')E87-U<GD@86YD($=O=F5R;FUE;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#<P+#DV-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#<S+#$T-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L
M9&EN9R!'86EN/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-C$L
M,#,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S0U+#<Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^2&5L9%1O36%T=7)I='E396-U<FET:65S17-T:6UA=&5D
M1F%I<E9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#(S
M,2PY.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#(Q."PX-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E53(%-T871E<R!A;F0@4&]L:71I8V%L(%-U8F1I
M=FES:6]N<R!$96)T(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L.3@T+#<P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-S,V+#0X.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM871U
M<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!'86EN/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-#<L-3<V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C(Q+#@Y,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L
M9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T+#,R
M,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@U+#(W."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DAE;&14;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A
M:7)686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPR,C<L
M.38S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PY-3,L,3`T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;W)P;W)A=&4@1&5B="!396-U<FET:65S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IE9"!#;W-T/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C0L.30T+#(T-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-BPU
M,S,L-#@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y(%-E8W5R:71I97,L(%5N<F5C;V=N
M:7IE9"!(;VQD:6YG($=A:6X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$V+#@Y-"PS-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-2PX-#$L-3,V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y(%-E
M8W5R:71I97,L(%5N<F5C;V=N:7IE9"!(;VQD:6YG($QO<W,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#@S,"PP.3$I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.3@P+#,U-RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&14
M;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30Q+#`P."PU,34\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#$L,SDT+#8V
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0V]L;&%T97)A;&EZ960@36]R=&=A9V4@0F%C:V5D(%-E8W5R:71I97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O
M<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.#4Y+#`X.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L
M,C8S+#(P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G
M;FEZ960@2&]L9&EN9R!'86EN/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS,3$L.3@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S`U+#,X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET
M:65S+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@T-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,3$L.#DT*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9%1O36%T=7)I='E3
M96-U<FET:65S17-T:6UA=&5D1F%I<E9A;'5E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT+#$W,"PV,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#4U-BPV.3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E9&5E;6%B;&4@
M4')E9F5R<F5D(%-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%M;W)T:7IE9"!#;W-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XV,3(L,#(S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C$R+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET
M:65S+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!'86EN/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XS-2PY,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPP,S(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&14;TUA='5R:71Y
M4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`V-#<L.38P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V,S0L,#4U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O
M<FMS:&5E=',O4VAE970T-BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14]604<^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0Q/CQS=')O;F<^,RD@26YV97-T;65N=',Z($%V86EL86)L92UF;W(M
M<V%L92!396-U<FET:65S("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA
M8FQE+69O<BUS86QE(%-E8W5R:71I97,L($%M;W)T:7IE9"!#;W-T($)A<VES
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<L,#DU+#(R-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE1F]R4V%L95-E8W5R:71I97-%<W1I;6%T961&86ER5F%L=64\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,S@S+#4P,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R
M=&=A9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4@86YD(&-O;G-T<G5C=&EO;CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(U+#@Y-"PT-#,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C`L
M,#4P+#`W,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^36]R=&=A9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4@86YD(&-O
M;G-T<G5C=&EO;BP@86QL;W=A;F-E(&9O<B!L;W-S97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$L.3`R+#,Y-BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#`P,RPP-34I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296%L
M(&5S=&%T92!H96QD(&9O<B!I;G9E<W1M96YT+"!N970@;V8@9&5P<F5C:6%T
M:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3,L,#(U+#<Y
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Q,2PT,3$L,S4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;V%N<R!H96QD(&9O<B!S86QE('!O;&EC>2!L;V%N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPQ.#<L.#`T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPP
M,3$L,#$R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y$:7-P;W-A;"!'<F]U<"P@26YC;'5D:6YG($1I<V-O;G1I;G5E
M9"!/<&5R871I;VXL($]T:&5R($QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS,BPX,#DL-C8Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L.#`W+#@R.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:&5L9"!F
M;W(@<V%L92!A;&QO=V%N8V4@9F]R(&1O=6)T9G5L(&%C8V]U;G1S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X,3,L,C(S*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8Y,RPT,3,I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M:7-P;W-A;"!'<F]U<"P@26YC;'5D:6YG($1I<V-O;G1I;G5E9"!/<&5R871I
M;VXL($QO86YS(%)E8V5I=F%B;&4L($YE=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,SDL,3@T+#(U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,T+#$R-2PT,C@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H;W)T+71E<FT@
M:6YV97-T;65N=',@870@86UO<G1I>F5D(&-O<W0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(P+#8R,"PR,S8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPP-3DL-#DU/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297-I9&5N
M=&EA;"!-;W)T9V%G93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y-;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T92!A;F0@8V]N<W1R=6-T
M:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,BPP-#4L,S4P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-3,L-3DR+#0S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5S:61E;G1I86P@0V]N<W1R=6-T:6]N/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS(&]N(')E
M86P@97-T871E(&%N9"!C;VYS=')U8W1I;VX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(Y+#8X-"PS-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,RPP-S$L.3,X/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L
M($QO86X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A
M9V4@;&]A;G,@;VX@<F5A;"!E<W1A=&4@86YD(&-O;G-T<G5C=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L,#8W+#$S,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,U+#,X."PW
M-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O;6UO;B!3=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I=&EE<RP@06UO<G1I>F5D
M($-O<W0@0F%S:7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L
M,#DU+#(R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^079A:6QA8FQE1F]R4V%L95-E8W5R:71I97-%<W1I;6%T961&
M86ER5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,S@S
M+#4P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26YD=7-T<FEA;"P@;6ES8V5L;&%N96]U<R!A;F0@86QL(&]T:&5R
M(&5Q=6ET>2!S96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S+"!!;6]R=&EZ
M960@0V]S="!"87-I<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-RPP.34L,C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-RPQ-SDL,#$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I
M=&EE<RP@1W)O<W,@56YR96%L:7IE9"!'86EN<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CDX+#@Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y,RPX-S,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L949O<E-A
M;&5396-U<FET:65S1W)O<W-5;G)E86QI>F5D3&]S<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q+#`Q,"PV,30I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.#(P+#$S,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL
M86)L949O<E-A;&5396-U<FET:65S17-T:6UA=&5D1F%I<E9A;'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#,X,RPU,#(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#<U,BPW-3`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5Q=6ET>2!396-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S+"!!;6]R=&EZ
M960@0V]S="!"87-I<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-RPP.34L,C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-RPQ-SDL,#$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I
M=&EE<RP@1W)O<W,@56YR96%L:7IE9"!'86EN<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CDX+#@Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y,RPX-S,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L949O<E-A
M;&5396-U<FET:65S1W)O<W-5;G)E86QI>F5D3&]S<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q+#`Q,"PV,30I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.#(P+#$S,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL
M86)L949O<E-A;&5396-U<FET:65S17-T:6UA=&5D1F%I<E9A;'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8L,S@S+#4P,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-BPW-3(L
M-S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B
M8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?
M-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970T-RYH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M138T0TD^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^,RD@26YV97-T;65N=',Z
M(%-C:&5D=6QE(&]F(%5N<F5A;&EZ960@3&]S<R!O;B!);G9E<W1M96YT<R`H
M1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T=7)I='D@4V5C=7)I
M=&EE<RP@56YR96-O9VYI>F5D($AO;&1I;F<@3&]S<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`X,S0L.#@P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y.3<L-3(Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B
M;&4M9F]R+7-A;&4@4V5C=7)I=&EE<RP@1F%I<B!686QU92!$:7-C;&]S=7)E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#`U-"PP,3,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#@S
M.2PQ,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E53(%-T871E<R!A;F0@4&]L:71I8V%L(%-U8F1I=FES:6]N<R!$
M96)T(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@
M2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M+#,R,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4L,C<X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y#;W)P;W)A=&4@1&5B="!396-U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T=7)I='D@4V5C
M=7)I=&EE<RP@56YR96-O9VYI>F5D($AO;&1I;F<@3&]S<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^.#,P+#`Y,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDX,"PS-3<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;&QA=&5R
M86QI>F5D($UO<G1G86=E($)A8VME9"!396-U<FET:65S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T=7)I='D@4V5C=7)I
M=&EE<RP@56YR96-O9VYI>F5D($AO;&1I;F<@3&]S<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#8W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L.#DT/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F1U<W1R:6%L+"!M:7-C
M96QL86YE;W5S(&%N9"!A;&P@;W1H97(@97%U:71Y('-E8W5R:71I97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE1F]R4V%L
M95-E8W5R:71I97-'<F]S<U5N<F5A;&EZ961,;W-S97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,#$P+#8Q-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@R,"PQ,S,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!3
M96-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V
M86EL86)L949O<E-A;&5396-U<FET:65S1W)O<W-5;G)E86QI>F5D3&]S<V5S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`Q,"PV,30\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,C`L
M,3,S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,97-S('1H86X@,3(@;6]N=&AS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T=7)I='D@4V5C=7)I=&EE<RP@56YR
M96-O9VYI>F5D($AO;&1I;F<@3&]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-38V+#<W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4U,BPR-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO+B!O9B!);G9E<W1M96YT(%!O
M<VET:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!&86ER(%9A;'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#,T-BPW.#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#`X,2PS-3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S+"!&86ER(%9A;'5E($1I
M<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#0T
M+#,R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L,38R+#0R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&5S<R!T:&%N(#$R(&UO;G1H<R!\($-O<G!O<F%T
M92!$96)T(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ
M960@2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU-C8L,S$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-30X+#,Q,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I;VYS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,97-S('1H
M86X@,3(@;6]N=&AS('P@0V]L;&%T97)A;&EZ960@36]R=&=A9V4@0F%C:V5D
M(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L
M9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-C<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+#DV-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I;VYS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5S<R!T:&%N(#$R(&UO;G1H<R!\
M(%4N4RX@5')E87-U<GD@4V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.;RX@;V8@26YV97-T;65N="!0;W-I=&EO;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQE<W,@=&AA;B`Q,B!M
M;VYT:',@?"!);F1U<W1R:6%L+"!M:7-C96QL86YE;W5S(&%N9"!A;&P@;W1H
M97(@97%U:71Y('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I;VYS/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,S@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L949O<E-A
M;&5396-U<FET:65S1W)O<W-5;G)E86QI>F5D3&]S<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT-C$L-C0Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(W+#,X.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5S<R!T:&%N
M(#$R(&UO;G1H<R!\($5Q=6ET>2!396-U<FET:65S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYO+B!O9B!);G9E<W1M96YT(%!O<VET:6]N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I
M;&%B;&5&;W)386QE4V5C=7)I=&EE<T=R;W-S56YR96%L:7IE9$QO<W-E<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8Q+#8T,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R-RPS.#D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DUO<F4@=&AA;B`Q,B!M;VYT:',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G
M;FEZ960@2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR-C@L,3`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#0U+#(U,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I
M;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD
M+71O+6UA='5R:71Y(%-E8W5R:71I97,L($9A:7(@5F%L=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3(R+#8R-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-S<W+#4X-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A
M:6QA8FQE+69O<BUS86QE(%-E8W5R:71I97,L($9A:7(@5F%L=64@1&ES8VQO
M<W5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`Y+#8X.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8W
M-BPW,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DUO<F4@=&AA;B`Q,B!M;VYT:',@?"!54R!3=&%T97,@86YD(%!O
M;&ET:6-A;"!3=6)D:79I<VEO;G,@1&5B="!396-U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T=7)I='D@4V5C
M=7)I=&EE<RP@56YR96-O9VYI>F5D($AO;&1I;F<@3&]S<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS,C(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO+B!O9B!);G9E<W1M96YT
M(%!O<VET:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M36]R92!T:&%N(#$R(&UO;G1H<R!\($-O<G!O<F%T92!$96)T(%-E8W5R:71I
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM
M871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!,;W-S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-C,L-S@Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,R+#`T
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F\N(&]F($EN=F5S=&UE;G0@4&]S:71I;VYS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)E('1H86X@,3(@;6]N=&AS('P@
M0V]L;&%T97)A;&EZ960@36]R=&=A9V4@0F%C:V5D(%-E8W5R:71I97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM871U<FET
M>2!396-U<FET:65S+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!,;W-S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#DR.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F\N(&]F($EN=F5S
M=&UE;G0@4&]S:71I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y-;W)E('1H86X@,3(@;6]N=&AS('P@52Y3+B!4<F5A<W5R>2!396-U
M<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M
M=&\M;6%T=7)I='D@4V5C=7)I=&EE<RP@56YR96-O9VYI>F5D($AO;&1I;F<@
M3&]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PR-S@\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO
M+B!O9B!);G9E<W1M96YT(%!O<VET:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^36]R92!T:&%N(#$R(&UO;G1H<R!\($EN9'5S=')I
M86PL(&UI<V-E;&QA;F5O=7,@86YD(&%L;"!O=&AE<B!E<75I='D@<V5C=7)I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;RX@;V8@
M26YV97-T;65N="!0;W-I=&EO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%V86EL86)L949O<E-A;&5396-U<FET:65S1W)O<W-5
M;G)E86QI>F5D3&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU-#@L.3<S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#DR+#<T-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^36]R92!T:&%N(#$R(&UO;G1H<R!\($5Q=6ET
M>2!396-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYO+B!O9B!);G9E<W1M96YT(%!O<VET:6]N<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE1F]R4V%L95-E8W5R:71I
M97-'<F]S<U5N<F5A;&EZ961,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4T."PY-S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT.3(L-S0T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y(%-E8W5R:71I
M97,L(%5N<F5C;V=N:7IE9"!(;VQD:6YG($QO<W,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@S-"PX.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY.3<L-3(Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R
M:71Y(%-E8W5R:71I97,L($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$Q+#@V.2PT,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#@U."PY,SD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L('P@55,@
M4W1A=&5S(&%N9"!0;VQI=&EC86P@4W5B9&EV:7-I;VYS($1E8G0@4V5C=7)I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O
M+6UA='5R:71Y(%-E8W5R:71I97,L(%5N<F5C;V=N:7IE9"!(;VQD:6YG($QO
M<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,S(R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;"!\($-O<G!O<F%T92!$96)T(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S
M+"!5;G)E8V]G;FEZ960@2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XX,S`L,#DQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^.3@P+#,U-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@?"!#;VQL871E
M<F%L:7IE9"!-;W)T9V%G92!"86-K960@4V5C=7)I=&EE<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y(%-E8W5R
M:71I97,L(%5N<F5C;V=N:7IE9"!(;VQD:6YG($QO<W,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#@Y-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@?"!5+E,N(%1R
M96%S=7)Y(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^2&5L9"UT;RUM871U<FET>2!396-U<FET:65S+"!5;G)E8V]G;FEZ
M960@2&]L9&EN9R!,;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#4L,C<X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P
M7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970T."YH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14U%04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@26YV97-T
M;65N=',@*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5T86EL<SPO<W1R;VYG/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(&UA<FME
M="!V86QU92!O=F5R(&%M;W)T:7IE9"!C;W-T/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY,RXT,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XY,"XX,"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R('1H86X@5&5M<&]R
M87)Y($EM<&%I<FUE;G0L($-R961I="!,;W-S97,@4F5C;V=N:7IE9"!I;B!%
M87)N:6YG<RP@4&5R:6]D($EN8W)E87-E("A$96-R96%S92D\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S`L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S,"PP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
M;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W
M9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@
M9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E
M,3@O5V]R:W-H965T<R]3:&5E=#0Y+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M
M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X
M="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D
M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%-$<^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0Q/CQS=')O;F<^,RD@26YV97-T;65N=',Z($5Q=6ET>2!396-U
M<FET:65S("T@061D:71I;VYA;"`H1&5T86EL<RD\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$T/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E
M=&%I;',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^079E<F%G92!-87)K970@5F%L=64@;V8@4V5C=7)I='D@;W9E<B!I;FET
M:6%L(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<U+C$P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C<W+C8P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?
M-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-3`N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5#44%'/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/C,I($EN
M=F5S=&UE;G1S.B!);G9E<W1M96YT<R!#;&%S<VEF:65D(&)Y($-O;G1R86-T
M=6%L($UA='5R:71Y($1A=&4@*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R
M=&EZ960@0V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M,S,L,C<Q+#`S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3,U+#`Q."PS-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&14;TUA='5R:71Y4V5C=7)I
M=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,34P+#(X-RPP,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-3`L-S4W+#,W-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+69O
M<BUS86QE(%-E8W5R:71I97,L($%M;W)T:7IE9"!#;W-T($)A<VES/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#`Y-2PR,C4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L
M949O<E-A;&5396-U<FET:65S17-T:6UA=&5D1F%I<E9A;'5E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#,X,RPU,#(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;&QA=&5R86QI
M>F5D($UO<G1G86=E($)A8VME9"!396-U<FET:65S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IE9"!#;W-T/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#@U.2PP.#@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(V,RPR,#8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&14
M;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PQ-S`L-C`Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PU-38L-CDS/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M961E96UA8FQE(%!R969E<G)E9"!3=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!;6]R=&EZ960@0V]S=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C$R+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8Q,BPP,C,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&14;TUA='5R:71Y
M4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C0W+#DV,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8S-"PP-34\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UO;B!3=&]C:SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R
M+7-A;&4@4V5C=7)I=&EE<RP@06UO<G1I>F5D($-O<W0@0F%S:7,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L,#DU+#(R-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE
M1F]R4V%L95-E8W5R:71I97-%<W1I;6%T961&86ER5F%L=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,S@S+#4P,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&EN(#(P,34\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O
M<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.#$V+#$Y-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9%1O36%T=7)I='E396-U<FET:65S17-T:6UA=&5D1F%I<E9A;'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#@X,"PR-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1U92!I
M;B`R,#$V('1H<F]U9V@@,C`Q.3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!;6]R=&EZ960@0V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S,L,S,Y+#DP.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9%1O36%T=7)I='E396-U<FET:65S
M17-T:6UA=&5D1F%I<E9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS-BPX.3`L-#(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y$=64@:6X@,C`R,"!T:')O=6=H(#(P,C0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F5D($-O<W0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U+#0V.2PP-3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE
M;&14;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A:7)686QU93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@L,S0W+#@T-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&%F
M=&5R(#(P,C0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO
M<G1I>F5D($-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8V
M+#$W-"PW-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DAE;&14;TUA='5R:71Y4V5C=7)I=&EE<T5S=&EM871E9$9A
M:7)686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W-BPS
M-#DL.30W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
M=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R
M=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E
M;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U
M83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970U,2YH=&UL#0I#;VYT
M96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT
M96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH
M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P14Y+044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L
M(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@26YV97-T;65N
M=',Z($=A:6X@*$QO<W,I(&]N($EN=F5S=&UE;G1S("A$971A:6QS*2`H55-$
M("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M(&-O;'-P86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L
M(#(P,34\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S
M,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEX960@;6%T=7)I='D@<V5C=7)I=&EE<R!H96QD('1O(&UA='5R:71Y.CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S-C0L,38X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-C@L
M.3DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#871E9V]R:65S(&]F($EN=F5S=&UE;G1S+"!-87)K971A8FQE(%-E
M8W5R:71I97,L($AE;&0M=&\M;6%T=7)I='D@4V5C=7)I=&EE<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F]S<R!296%L:7IE9"!'86EN
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#4L.3DW/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F]S
M<R!296%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#DL-S<V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3W1H97(@=&AA;B!496UP;W)A<GD@26UP86ER;65N=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,P+#`P,"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,"PP,#`I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#871E9V]R:65S(&]F($EN=F5S=&UE;G1S+"!-87)K971A8FQE(%-E8W5R
M:71I97,L($%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R;W-S(%)E86QI>F5D($=A:6YS
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-RPW,C`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,RPR-3,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D=R;W-S(%)E86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,2PP,38I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!T:&%N(%1E;7!O<F%R>2!);7!A:7)M
M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C4L.#DV*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3W1H97(@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D=R;W-S(%)E86QI>F5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(U-RPQ,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$T-2PW-#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R
M7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B
M8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T
M<R]3:&5E=#4R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%3T)!0SX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^
M/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@3F5T(&-A<G)Y:6YG(&%M;W5N="!O
M9B!H96QD('1O(&UA='5R:71Y('-E8W5R:71I97,@*$1E=&%I;',I("A#871E
M9V]R:65S(&]F($EN=F5S=&UE;G1S+"!-87)K971A8FQE(%-E8W5R:71I97,L
M($AE;&0M=&\M;6%T=7)I='D@4V5C=7)I=&EE<RP@55-$("0I/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q
M/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A=&5G;W)I97,@;V8@
M26YV97-T;65N=',L($UA<FME=&%B;&4@4V5C=7)I=&EE<RP@2&5L9"UT;RUM
M871U<FET>2!396-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYE="!C87)R>6EN9R!A;6]U;G0@9F]R('-A;&5S(&]F('-E8W5R
M:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C4W+#DV
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F5T(')E86QI>F5D(&=A:6X@<F5L871E9"!T;R!S86QE<R!O9B!S96-U
M<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@L.38R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
M#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14(Q
M044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^,RD@26YV97-T;65N=',Z(%-C
M:&5D=6QE(&]F($UA:F]R(&-A=&5G;W)I97,@;V8@;F5T(&EN=F5S=&UE;G0@
M:6YC;VUE("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R/C,@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1W)O<W,@:6YV97-T;65N="!I;F-O;64\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.2PY,C@L.#$R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W
M+#0X-BPW-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DEN=F5S=&UE;G0@26YC;VUE+"!);G9E<W1M96YT($5X<&5N
M<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,3`U+#DV."D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q
M+#@T-"PR-30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.970@26YV97-T;65N="!);F-O;64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C<L.#(R+#@T-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L-C0R+#4P,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEX960@
M36%T=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'
M<F]S<R!I;G9E<W1M96YT(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,2PY.#`L-CDV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPQ,#DL,3(Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<75I='D@4V5C=7)I=&EE
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F]S<R!I;G9E
M<W1M96YT(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-3DL-#$X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,SDL,C0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L;V%N<R!O;B!R96%L(&5S=&%T93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'<F]S<R!I;G9E<W1M
M96YT(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX
M-3`L-C(V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PU-3(L,3$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y296%L($5S=&%T93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y'<F]S<R!I;G9E<W1M96YT(&EN8V]M93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV,C,L-S0Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV.#DL-3DU
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0;VQI8WDL(%-T=61E;G0@86YD(&]T:&5R(&QO86YS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R;W-S(&EN=F5S=&UE;G0@:6YC;VUE
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#@L-30V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3DW+#4V
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4VAO<G0M=&5R;2!I;G9E<W1M96YT<RP@<')I;F-I<&%L;'D@9V%I;G,@
M;VX@<V%L92!O9B!M;W)T9V%G92!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y'<F]S<R!I;G9E<W1M96YT(&EN8V]M93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T+#(R-2PW.#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L.#DY+#$Q
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P
M.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F
M8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-30N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$53
M3$%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C,I($EN=F5S=&UE;G1S.B!.
M970@26YV97-T;65N="!);F-O;64@+2!!9&1I=&EO;F%L("A$971A:6QS*2`H
M55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L
M(#(P,34\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S
M,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.970@26YV97-T;65N="!);F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@-RPX,C(L.#0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U+#8T,BPU,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I97,@
M;VX@9&5P;W-I="!F;W(@<F5G=6QA=&]R>2!A=71H;W)I=&EE<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PS,3`L,C(W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PX.#8L,#`Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M96UE=&5R:65S(&%N9"!M;W)T=6%R:65S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYE="!);G9E<W1M96YT($EN8V]M93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y,BPY,C(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DT+#<T-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F
M,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q
M."]7;W)K<VAE971S+U-H965T-34N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4T1SX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#$^/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@36]R=&=A9V4@3&]A
M;G,@+2!!9&1I=&EO;F%L("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY$971A:6QS/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DUO<G1G86=E(&QO86YS(&]N(')E86P@97-T871E(&)A;&%N8V5S
M+"!N970@;V8@86QL;W=A;F-E(&9O<B!L;W-S97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,2PY,#(L,SDV/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#`P,RPP-34\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
M;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W
M9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*0V]N=&5N="U,;V-A=&EO;CH@
M9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E
M,3@O5V]R:W-H965T<R]3:&5E=#4V+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M
M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X
M="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D
M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5DA"1SX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@4V-H961U;&4@
M;V8@06QL;W=A;F-E(&9O<B!L;V%N(&QO<W-E<R!A<R!A(&-O;G1R82UA<W-E
M="!A8V-O=6YT("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N=&AS
M($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@@8V]L<W!A;CTS1#$^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q-#QB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$S/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA;F-I;F<@
M4F5C96EV86)L92P@06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S+"!"96=I
M;FYI;F<@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`R+#`P,RPP-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$L-C4R+#`Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;W=A;F-E(&9O<B!C<F5D:70@
M;&]S<V5S+"!#:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,S@L-#0T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S+"!0
M<F]V:7-I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$P,"PV
M-3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S@Y+#0P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC92!F
M;W(@0W)E9&ET($QO<W-E<RP@16YD:6YG($)A;&%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L.3`R+#,Y-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#`S+#`U-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC
M:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<RP@
M26YD:79I9'5A;&QY($5V86QU871E9"!F;W(@26UP86ER;65N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0U+#DU,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,RPT-#8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N
M8VEN9R!296-E:79A8FQE+"!!;&QO=V%N8V4@9F]R($-R961I="!,;W-S97,L
M($-O;&QE8W1I=F5L>2!%=F%L=6%T960@9F]R($EM<&%I<FUE;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C4V+#0T-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#0Y+#8P.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M36]R=&=A9V4@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$R-RPW.38L.#,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3(R+#`U,RPQ,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8VEN9R!296-E:79A8FQE
M+"!);F1I=FED=6%L;'D@179A;'5A=&5D(&9O<B!);7!A:7)M96YT/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#4T-"PW,S$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#DW,"PV.#$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9I;F%N8VEN9R!296-E:79A8FQE+"!#;VQL96-T:79E;'D@179A;'5A=&5D
M(&9O<B!);7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ,C4L,C4R+#$P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$R,"PP.#(L-#0V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L($QO86X\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I
M=F%B;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<RP@0F5G:6YN:6YG
M($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X-RPQ
M,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D9I;F%N8VEN9R!296-E:79A8FQE+"!!;&QO=V%N8V4@9F]R($-R961I
M="!,;W-S97,L($5N9&EN9R!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ.#<L,3(Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3@W+#$R.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X-RPQ,CD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8VEN9R!2
M96-E:79A8FQE+"!!;&QO=V%N8V4@9F]R($-R961I="!,;W-S97,L($-O;&QE
M8W1I=F5L>2!%=F%L=6%T960@9F]R($EM<&%I<FUE;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$X-RPQ,CD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#<L,3(Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L
M;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L,#8W+#$S
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,U+#,X."PW-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D9I;F%N8VEN9R!296-E:79A8FQE+"!#;VQL96-T:79E
M;'D@179A;'5A=&5D(&9O<B!);7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-BPP-C<L,3,P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L,S@X+#<U-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S:61E;G1I
M86P@36]R=&=A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO
M<W-E<RP@0F5G:6YN:6YG($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-S$U+#@Q,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,S8T+#@T-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;W=A;F-E(&9O<B!C
M<F5D:70@;&]S<V5S+"!#:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,S@L-#0T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S
M<V5S+"!0<F]V:7-I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$P,"PV-3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,S@Y+#0P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W
M86YC92!F;W(@0W)E9&ET($QO<W-E<RP@16YD:6YG($)A;&%N8V4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C$U+#$U,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-S$U+#@Q,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO
M<W-E<RP@26YD:79I9'5A;&QY($5V86QU871E9"!F;W(@26UP86ER;65N=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0U+#DU,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,RPT-#8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9I;F%N8VEN9R!296-E:79A8FQE+"!!;&QO=V%N8V4@9F]R($-R961I="!,
M;W-S97,L($-O;&QE8W1I=F5L>2!%=F%L=6%T960@9F]R($EM<&%I<FUE;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S8Y+#(P,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-38R
M+#,V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^36]R=&=A9V4@;&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C4R+#`T-2PS-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XU,RPU.3(L-#,S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA;F-I;F<@4F5C96EV
M86)L92P@26YD:79I9'5A;&QY($5V86QU871E9"!F;W(@26UP86ER;65N=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU-#0L-S,Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU-38L
M,3@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&:6YA;F-I;F<@4F5C96EV86)L92P@0V]L;&5C=&EV96QY($5V86QU
M871E9"!F;W(@26UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#DL-3`P+#8Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4R+#`S-BPR-3$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L($-O;G-T
M<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&:6YA
M;F-I;F<@4F5C96EV86)L92P@06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S
M+"!"96=I;FYI;F<@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3`P+#$Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC
M92!F;W(@0W)E9&ET($QO<W-E<RP@16YD:6YG($)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$P,"PQ,30\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#`L,3$T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`P+#$Q-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1FEN86YC:6YG(%)E8V5I=F%B;&4L($%L;&]W86YC92!F;W(@0W)E9&ET($QO
M<W-E<RP@0V]L;&5C=&EV96QY($5V86QU871E9"!F;W(@26UP86ER;65N=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`P+#$Q-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P,"PQ,30\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DUO<G1G86=E(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR.2PV.#0L,S4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S,L,#<Q+#DS.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I=F%B;&4L
M($EN9&EV:61U86QL>2!%=F%L=6%T960@9F]R($EM<&%I<FUE;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q-"PT.3D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8VEN9R!2
M96-E:79A8FQE+"!#;VQL96-T:79E;'D@179A;'5A=&5D(&9O<B!);7!A:7)M
M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(Y+#8X-"PS
M-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#,R+#8U-RPT,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q
M.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q
M7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#4W+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%3S-"23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SXS*2!)
M;G9E<W1M96YT<SH@4V-H961U;&4@;V8@86=I;F<@;V8@;6]R=&=A9V4@;&]A
M;G,@*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ,B!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^36%R+B`S,2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,CY$96,N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$R-RPW.38L.#,Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C(L,#4S+#$R-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,L($%L;&]W86YC
M92!F;W(@3&]A;B!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#$L.3`R+#,Y-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R
M+#`P,RPP-34I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@
M36]R=&=A9V4@3&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$R-2PX.30L-#0S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(P
M+#`U,"PP-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UE
M<F-I86P@3&]A;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R:6]D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-BPP-C<L,3,P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L,S@X+#<U-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,L($%L;&]W86YC
M92!F;W(@3&]A;B!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#$X-RPQ,CDI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3@W
M+#$R.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!-;W)T
M9V%G92!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4L
M.#@P+#`P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,U+#(P,2PV
M,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L
M($UO<G1G86=E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DUO<G1G86=E($QO86YS(&1U<FEN9R!P97)I;V0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4R+#`T-2PS-3`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,RPU.3(L-#,S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<RP@06QL;W=A;F-E
M(&9O<B!,;V%N($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,2PV,34L,34S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L
M-S$U+#@Q,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!-
M;W)T9V%G92!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-3`L-#,P+#$Y-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4Q+#@W
M-BPV,C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT
M:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R
M:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.2PV.#0L,S4Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S,L,#<Q+#DS.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,L($%L
M;&]W86YC92!F;W(@3&]A;B!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$P,"PQ,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,3`P+#$Q-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE
M="!-;W)T9V%G92!,;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,CDL-3@T+#(T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R
M+#DW,2PX,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W0@
M9'5E(#,P('1O(#4Y(&1A>7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,@9'5R:6YG('!E
M<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PP.3(L,30P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV,S$L,30R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-T(&1U92`S,"!T;R`U.2!D
M87ES('P@4F5S:61E;G1I86P@36]R=&=A9V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,@
M9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PP.3(L,30P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV,S$L
M,30R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-T(&1U92`V
M,"!T;R`X.2!D87ES/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E($QO86YS(&1U<FEN9R!P97)I;V0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#`T+#<S-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3<T+#4Q-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4&%S="!D=64@-C`@=&\@.#D@9&%Y<R!\
M($-O;6UE<F-I86P@3&]A;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R
M:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-S(L.3,T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y087-T(&1U92`V,"!T;R`X.2!D87ES('P@4F5S:61E
M;G1I86P@36]R=&=A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,@9'5R:6YG('!E<FEO
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S`V+#<U,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3<T+#4Q-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4&%S="!D=64@-C`@=&\@.#D@9&%Y<R!\
M(%)E<VED96YT:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D
M=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-2PP-#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A<W0@9'5E(#DP(&]R(&UO<F4@9&%Y
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT+#$W,BPW,C8\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L-3(Y+#<Y-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\<W5P/ELQ73PO
M<W5P/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-T(&1U
M92`Y,"!O<B!M;W)E(&1A>7,@?"!297-I9&5N=&EA;"!-;W)T9V%G93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-
M;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT+#$P-RPX,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4L-#8T+#DP,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-T(&1U92`Y,"!O
M<B!M;W)E(&1A>7,@?"!297-I9&5N=&EA;"!#;VYS=')U8W1I;VX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R
M=&=A9V4@3&]A;G,@9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C0L.#DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV-"PX.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26X@1F]R96-L;W-U<F4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R
M=&=A9V4@3&]A;G,@9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPU-#0L-S,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#DW,"PV.#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26X@1F]R96-L;W-U<F4@
M?"!297-I9&5N=&EA;"!-;W)T9V%G93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I
M;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#4T
M-"PW,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L-34V+#$X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);B!&;W)E8VQO<W5R92!\(%)E<VED96YT:6%L($-O
M;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N<R!D=7)I;F<@<&5R:6]D/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT,30L-#DY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(%!A<W0@1'5E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G
M86=E($QO86YS(&1U<FEN9R!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@L.#$T+#,S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$P+#,P-BPQ,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1O=&%L(%!A<W0@1'5E('P@0V]M;65R8VEA;"!,;V%N/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E
M($QO86YS(&1U<FEN9R!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(W,BPY,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(%!A<W0@1'5E
M('P@4F5S:61E;G1I86P@36]R=&=A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@3&]A;G,@9'5R
M:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PT
M-3$L-#4U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PX,C8L-S0Q
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!087-T($1U
M92!\(%)E<VED96YT:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N
M<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XX.2PY-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-SDL,SDT
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#=7)R96YT/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO
M<G1G86=E($QO86YS(&1U<FEN9R!P97)I;V0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$Q."PY.#(L-3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3$Q+#<T-BPY.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-U<G)E;G0@?"!#;VUM97)C:6%L($QO86X\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@
M3&]A;G,@9'5R:6YG('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#4L-SDT+#$Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,U+#,X."PW-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U
M<G)E;G0@?"!297-I9&5N=&EA;"!-;W)T9V%G93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N
M<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT,RPU.3,L.#DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#,L
M-S8U+#8Y,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0W5R<F5N
M="!\(%)E<VED96YT:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!,;V%N
M<R!D=7)I;F<@<&5R:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(Y+#4Y-"PT,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#,R+#4Y,BPU-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT9"!C;VQS<&%N/3-$-3X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1&EN;F5R1F]O=&YO=&4^#0H@("`@("`@(#QT9"!V86QI
M9VX],T1T;W`^6S%=/"]T9#X-"B`@("`@("`@/'1D(&-O;'-P86X],T0T('9A
M;&EG;CTS1'1O<#Y4:&5R92!W87,@;F]T(&%N>2!I;G1E<F5S="!I;F-O;64@
M<F5C;V=N:7IE9"!O;B!L;V%N<R!P87-T(&1U92!G<F5A=&5R('1H86X@.3`@
M9&%Y<R!O<B!I;B!F;W)E8VQO<W5R92X\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R
M,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-3@N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5'54%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C,I($EN=F5S
M=&UE;G1S.B!38VAE9'5L92!O9B!);7!A:7)E9"!-;W)T9V%G92!,;V%N<R`H
M1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L($UO<G1G86=E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($9I
M;F%N8VEN9R!296-E:79A8FQE+"!W:71H(%)E;&%T960@06QL;W=A;F-E+"!2
M96-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(L-30T+#<S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,2PU-38L,3@R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!&:6YA;F-I
M;F<@4F5C96EV86)L92P@=VET:"!296QA=&5D($%L;&]W86YC92P@56YP86ED
M(%!R:6YC:7!A;"!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#4T-"PW,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#4U-BPQ.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($9I;F%N8VEN9R!2
M96-E:79A8FQE+"!296QA=&5D($%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C0U+#DU,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$U,RPT-#8\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($9I;F%N
M8VEN9R!296-E:79A8FQE+"!W:71H(%)E;&%T960@06QL;W=A;F-E+"!!=F5R
M86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(L-30T+#<S,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-34V+#$X,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@4F5S:61E;G1I
M86P@36]R=&=A9V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26UP86ER960@1FEN86YC:6YG(%)E8V5I=F%B;&4L('=I=&@@4F5L871E9"!!
M;&QO=V%N8V4L(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L-30T+#<S,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-34V+#$X,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M1FEN86YC:6YG(%)E8V5I=F%B;&4L('=I=&@@4F5L871E9"!!;&QO=V%N8V4L
M(%5N<&%I9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPU-#0L-S,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU-38L,3@R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!&:6YA
M;F-I;F<@4F5C96EV86)L92P@4F5L871E9"!!;&QO=V%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(T-2PY-3(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3,L-#0V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E
M9"!&:6YA;F-I;F<@4F5C96EV86)L92P@=VET:"!296QA=&5D($%L;&]W86YC
M92P@079E<F%G92!296-O<F1E9"!);G9E<W1M96YT/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#4T-"PW,S$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4U-BPQ.#(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT
M:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y);7!A:7)E9"!&:6YA;F-I;F<@4F5C96EV86)L92P@=VET:"!296QA
M=&5D($%L;&]W86YC92P@4F5C;W)D960@26YV97-T;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-#$T+#0Y.3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@1FEN86YC
M:6YG(%)E8V5I=F%B;&4L('=I=&@@4F5L871E9"!!;&QO=V%N8V4L(%5N<&%I
M9"!0<FEN8VEP86P@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#$T+#0Y.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26UP86ER960@1FEN86YC:6YG(%)E8V5I=F%B;&4L
M('=I=&@@4F5L871E9"!!;&QO=V%N8V4L($%V97)A9V4@4F5C;W)D960@26YV
M97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$T+#0Y
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^26UP86ER960@1FEN86YC:6YG(%)E8V5I=F%B;&4L('=I=&@@3F\@4F5L
M871E9"!!;&QO=V%N8V4L(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q-"PT.3D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($9I;F%N
M8VEN9R!296-E:79A8FQE+"!W:71H($YO(%)E;&%T960@06QL;W=A;F-E+"!!
M=F5R86=E(%)E8V]R9&5D($EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-#$T+#0Y.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C
M9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT
M.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H
M965T-3DN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$554T%'/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R
M;VYG/C,I($EN=F5S=&UE;G1S.B!38VAE9'5L92!/9B!#<F5D:70@4FES:R!/
M9B!-;W)T9V%G92!,;V%N<R!"87-E9"!/;B!097)F;W)M86YC92!3=&%T=7,@
M*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,C<L-SDV+#@S.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(R+#`U
M,RPQ,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!E<F9O<FUI;F<@1FEN86YC:6YG(%)E8V5I=F%B;&4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,2PP-SDL,S@R/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$T+#4U
M,BPV-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DYO;G!E<F9O<FUI;F<@1FEN86YC:6YG(%)E8V5I=F%B;&4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@;&]A;G,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L-S$W+#0U-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-3`P
M+#0W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^0V]M;65R8VEA;"!,;V%N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT-BPP-C<L,3,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L,S@X+#<U-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!,
M;V%N('P@4&5R9F]R;6EN9R!&:6YA;F-I;F<@4F5C96EV86)L93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L;V%N<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8L,#8W+#$S,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,U+#,X."PW
M-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E)E<VED96YT:6%L($UO<G1G86=E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XU,BPP-#4L,S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3,L-3DR+#0S,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S:61E;G1I
M86P@36]R=&=A9V4@?"!097)F;W)M:6YG($9I;F%N8VEN9R!296-E:79A8FQE
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DUO<G1G86=E(&QO
M86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-2PS.3(L-S@X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#8L-3<Q+#,U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5S:61E;G1I86P@36]R=&=A9V4@?"!.;VYP97)F;W)M
M:6YG($9I;F%N8VEN9R!296-E:79A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV+#8U,BPU-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#`R,2PP.#,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L
M($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y-;W)T9V%G92!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,CDL-C@T+#,U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,S+#`W,2PY,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L($-O;G-T<G5C
M=&EO;B!\(%!E<F9O<FUI;F<@1FEN86YC:6YG(%)E8V5I=F%B;&4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y+#8Q.2PT-C0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,BPU.3(L
M-30T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y297-I9&5N=&EA;"!#;VYS=')U8W1I;VX@?"!.;VYP97)F;W)M:6YG
M($9I;F%N8VEN9R!296-E:79A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DUO<G1G86=E(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#8T+#@Y-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@-#<Y+#,Y-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U
M83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE
M971S+U-H965T-C`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4T1SX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^
M/'-T<F]N9SXS*2!);G9E<W1M96YT<SH@4W5M;6%R>2!O9B!);G1E<F5S="!N
M;W0@86-C<G5E9"!O;B!N;VXM<&5R9F]R;6EN9R!M;W)T9V%G92!L;V%N<R`H
M1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5T86EL<SPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!N
M;W0@86-C<G5E9"!O;B!N;VXM<&5R9F]R;6EN9R!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U,S0L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U,S4L,#`P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q
M-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ
M(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W
M93$X+U=O<FMS:&5E=',O4VAE970V,2YH=&UL#0I#;VYT96YT+51R86YS9F5R
M+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E
M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P159,04,^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0Q/CQS=')O;F<^,RD@26YV97-T;65N=',Z(%-C:&5D=6QE
M(&]F($UO<G1G86=E(&QO86YS(&]N(&$@;F]N86-C<G5A;"!S=&%T=7,@*$1E
M=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A;F0@3&5A<V5S(%)E8V5I=F%B
M;&4L($YO;G!E<F9O<FUI;F<L($YO;F%C8W)U86P@;V8@26YT97)E<W0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-BPW,3<L-#4W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`W+#4P
M,"PT-S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E<VED96YT:6%L($UO<G1G86=E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DQO86YS(&%N9"!,96%S97,@4F5C96EV86)L92P@
M3F]N<&5R9F]R;6EN9RP@3F]N86-C<G5A;"!O9B!);G1E<F5S=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPV-3(L-38R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPP,C$L,#@S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M97-I9&5N=&EA;"!#;VYS=')U8W1I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3&]A;G,@86YD($QE87-E<R!296-E:79A8FQE+"!.;VYP
M97)F;W)M:6YG+"!.;VYA8V-R=6%L(&]F($EN=&5R97-T/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#8T+#@Y-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-#<Y+#,Y-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F
M,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q
M."]7;W)K<VAE971S+U-H965T-C(N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4T24%#/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,3X\<W1R;VYG/C,I($EN=F5S=&UE;G1S.B!38VAE9'5L92!O
M9B!L;V%N(&QO<W,@<F5S97)V92!W:&EC:"!I<R!I;F-L=61E9"!I;B!O=&AE
M<B!L:6%B:6QI=&EE<R!A;F0@86-C<G5E9"!E>'!E;G-E<R`H1&5T86EL<RD@
M*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,SQB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$971A:6QS/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@;&]S<R!R97-E<G9E
M+"!B86QA;F-E(&%T('-T87)T(&]F('!E<FEO9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`R+#(Q,2PW.#,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-S$X+#$U,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-2PU,#8L
M-3,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,;V%N(&QO<W,@<F5S97)V92P@4')O=FES:6]N<R!F;W(@;&]S<V5S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-C8L-S,Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPP-3,L
M-#`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,;V%N(&QO<W,@<F5S97)V92P@0VAA<F=E+6]F9G,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$W,RPQ,#8I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-BPX-#$L-S@U*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A
M;B!L;W-S(')E<V5R=F4L(&)A;&%N8V4@870@96YD(&]F('!E<FEO9#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#(Q,2PW.#,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-S$X
M+#$U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-2PU,#8L-3,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM
M/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E
M,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F
M,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970V,RYH
M=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A
M8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C
M:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV
M/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T
M/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$
M4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R
M:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P
M;W)T(&ED/3-$240P141&04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^-"D@
M4W1O8VLM8F%S960@0V]M<&5N<V%T:6]N("A$971A:6QS*2`H55-$("0I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\
M8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q
M-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY$971A:6QS/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D5M<&QO>65E(%-E<G9I8V4@4VAA<F4M8F%S960@0V]M<&5N<V%T
M:6]N+"!!;&QO8V%T:6]N(&]F(%)E8V]G;FEZ960@4&5R:6]D($-O<W1S+"!#
M87!I=&%L:7IE9"!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@.#4L-30U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`V-"PS,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5C;V=N:7IE9"!C;VUP96YS871I
M;VX@97AP96YS92!R96QA=&5D('1O('1H92!O<'1I;VYS(&ES<W5E9"!I;B!*
M=6QY(#(P,30\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S-2PP
M.#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E5N<F5C;V=N:7IE9"!C;VUP96YS871I;VX@97AP96YS92!R96QA=&5D
M('1O('1H92!O<'1I;VYS(&ES<W5E9"!I;B!$96-E;6)E<B`R,#$S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-"PS-38\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&EN=')I
M;G-I8R!V86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T
M,S@L.3@Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
M=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R
M=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E
M;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U
M83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970V-"YH=&UL#0I#;VYT
M96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT
M96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH
M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P135'04<^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L
M(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^-"D@4W1O8VLM8F%S
M960@0V]M<&5N<V%T:6]N.B!38VAE9'5L92!O9B!S=&]C:R!I;G9E;G1I=F4@
M<&QA;B!C:&%N9V5S("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#$^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VQA<W,@02!#;VUM;VX@4W1O8VL\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4VAA<F5S+"!/=71S
M=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3`S+#DT
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4Q,BPW.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-H87)E<R!O=71S=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`S+C(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S+C(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H87)E<R!#86YC96QL960\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@L.#0V*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R(%-H
M87)E(%-H87)E<R!C86YC96QL960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,BXS,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3W!T:6]N<R!%>&5R8VES86)L93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S<Y+#DT-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W!T:6]N<R!E>&5R8VES
M86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+C<U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M=F%I;&%B;&4@;W!T:6]N<R!F;W(@9G5T=7)E(&=R86YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(V-BPV-#D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D(&%V97)A
M9V4@8V]N=')A8W1U86P@=&5R;2!O9B!O<'1I;VYS(&]U='-T86YD:6YG/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XW+C4W('EE87)S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG
M:'1E9"!A=F5R86=E(&-O;G1R86-T=6%L('1E<FT@;V8@;W!T:6]N<R!E>&5R
M8VES86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^-BXY,2!Y
M96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06=G<F5G871E9"!I;G1R:6YS:6,@=F%L=64@;V8@;W!T:6]N<R!O
M=71S=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PP
M-S8L.#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!9V=R96=A=&5D(&EN=')I;G-I8R!V86QU92!O9B!O<'1I;VYS
M(&5X97)C:7-A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY
M.#@L,#(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;&%S<R!#($-O;6UO;B!3=&]C:SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y3:&%R97,L($]U='-T86YD:6YG/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-S<L-38X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-CDQ+#4Y,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4VAA<F5S
M(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#(N-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-H87)E<R!%>&5R8VES960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$Q-"PP,C,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y097(@4VAA<F4@4VAA<F5S($5X97)C
M:7-E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+C$T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M<'1I;VYS($5X97)C:7-A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT-S$L.30S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/<'1I;VYS(&5X97)C:7-A8FQE/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(N,34\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D(&%V97)A9V4@
M8V]N=')A8W1U86P@=&5R;2!O9B!O<'1I;VYS(&]U='-T86YD:6YG/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XR+CDS('EE87)S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E
M9"!A=F5R86=E(&-O;G1R86-T=6%L('1E<FT@;V8@;W!T:6]N<R!E>&5R8VES
M86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,BXS,"!Y96%R
M<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^06=G<F5G871E9"!I;G1R:6YS:6,@=F%L=64@;V8@;W!T:6]N<R!O=71S
M=&%N9&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU-S(L
M-C4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!9V=R96=A=&5D(&EN=')I;G-I8R!V86QU92!O9B!O<'1I;VYS(&5X
M97)C:7-A8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L
M-3`V+#0Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X
M-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-C4N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$562T%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/C4I($5A<FYI;F=S
M(%!E<B!3:&%R93H@4V-H961U;&4@3V8@0V%L8W5L871I;VX@3V8@3G5M97)A
M=&]R($%N9"!$96YO;6EN871O<B!);B!%87)N:6YG<R!097(@4VAA<F4@*$1E
M=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y-87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/D1E=&%I;',\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&5A<FYI;F=S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L.#8S+#<P,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3,X+#@T.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5V5I9VAT960M879E<F%G92!#;&%S<R!!(&5Q=6EV86QE;G0@8V]M;6]N('-H
M87)E(&]U='-T86YD:6YG("@Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3(L.3,T+#@Q-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$R+#0P,"PY-30\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=R86YT3V9%;7!L;WEE95-T
M;V-K3W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U
M,S4L,#@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`T-C(L.30Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y$:6QU=&5D('=E:6=H=&5D+6%V97)A9V4@<VAA
M<F5S(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ,RPT-CDL.3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3(L.#8S+#@Y-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&5A<FYI;F=S('!E<B!#;&%S
M<R!!($5Q=6EV86QE;G0@8V]M;6]N('-H87)E("@Q*3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`P+C$T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@96%R;FEN9W,@
M<&5R($-L87-S($$@17%U:79A;&5N="!C;VUM;VX@<VAA<F4M87-S=6UI;F<@
M9&EL=71I;VX@*#$I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#`N,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#`N,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q.`T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#8V+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%4D@^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^-2D@16%R;FEN
M9W,@4&5R(%-H87)E("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C,@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A
M;CTS1#$^.2!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y397`N(#,P+"`R,#$S
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D1E=&%I;',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06YT:61I;'5T:79E(%-E8W5R:71I97,@17AC;'5D960@9G)O;2!#
M;VUP=71A=&EO;B!O9B!.970@26YC;VUE+"!097(@3W5T<W1A;F1I;F<@56YI
M="P@06UO=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L
M-C,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`V,34L-#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
M97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@-
M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P.30Y-C1?,3=F,5\T
M,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O4VAE970V-RYH=&UL
M#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE
M#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB
M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P14Y604<^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^-BD@0G5S
M:6YE<W,@4V5G;65N=',Z(%-C:&5D=6QE(&]F(%)E=F5N=65S(&%N9"!%>'!E
M;G-E<R!B>2!297!O<G1A8FQE(%-E9VUE;G0@*$1E=&%I;',I("A54T0@)"D\
M8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L
M<W!A;CTS1#(^,R!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q-3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$T
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,30\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E=F5N
M=64@9G)O;2!C=7-T;VUE<G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-C0L,#0Y+#8S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-#4L,#4S+#(W-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5G;65N=%)E<&]R=&EN
M9TEN9F]R;6%T:6]N26YC;VUE3&]S<T)E9F]R94EN8V]M951A>&5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#DY."PS.#0\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C4L.3@W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M9&5N=&EF:6%B;&4@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XW,#$L-S<X+#$Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8R-BPW-#`L,S(W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW-C4L-3<P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C<W+#`S.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-S8U
M+#4W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&EF92!);G-U<F%N8V4@4V5G;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y2979E;G5E(&9R;VT@8W5S=&]M97)S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,"PY.#4L-3`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@L-#<R+#@Q
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4V5G;65N=%)E<&]R=&EN9TEN9F]R;6%T:6]N26YT97)S96=M96YT4F5V
M96YU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPX,3@L.#8W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPP-C$L-S(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y396=M96YT4F5P;W)T:6YG26YF;W)M871I;VY);F-O;65,
M;W-S0F5F;W)E26YC;VUE5&%X97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L-#`S+#@U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L,S,Q+#0V.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^261E;G1I9FEA8FQE($%S<V5T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C<W+#`U.2PY-3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M,#0L,C8P+#4T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1V]O9'=I;&P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(L-S8U+#4W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,Y,2PX-#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-E;65T97)Y(&%N9"!-;W)T=6%R
M>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2979E;G5E(&9R
M;VT@8W5S=&]M97)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+#`Y."PR,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS+#`T,"PU-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E-E9VUE;G1297!O<G1I;F=);F9O<FUA=&EO
M;DEN=&5R<V5G;65N=%)E=F5N=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,Q,2PY.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS,S8L,CDX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396=M96YT4F5P;W)T:6YG26YF;W)M
M871I;VY);F-O;65,;W-S0F5F;W)E26YC;VUE5&%X97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0P.2PQ-S4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#(L-S<X/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)9&5N=&EF:6%B
M;&4@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#0L
M-S<X+#<R,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$P."PV,C<L-#<Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C@U+#$Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5V96YU92!F<F]M(&-U<W1O;65R<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SDL.38U+#@Y-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S+#4S
M.2PX.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-E9VUE;G1297!O<G1I;F=);F9O<FUA=&EO;DEN=&5R<V5G;65N
M=%)E=F5N=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@X+#0X
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$V-"PQ-#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-E9VUE;G1297!O<G1I;F=);F9O<FUA=&EO;DEN8V]M94QO
M<W-"969O<F5);F-O;65487AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PQ.#4L,S4X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,2PS-#@L,C8P*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^261E;G1I9FEA8FQE($%S<V5T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C(L-S8U+#4U,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0Y
M+#,W-2PU.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-I9VYI9FEC86YT(%)E8V]N8VEL:6YG($ET96US/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E9VUE;G1297!O<G1I;F=)
M;F9O<FUA=&EO;DEN=&5R<V5G;65N=%)E=F5N=64\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#,L,C$Y+#,U,BD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#4V,BPQ-C0I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)9&5N=&EF
M:6%B;&4@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@
M*#$T,BPX,C8L,#,X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^)"`H,3,U+#4R,RPR.#4I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A
M,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO
M8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E
M=',O4VAE970V."YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P135104<^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q
M/CQS=')O;F<^-RDZ($9A:7(@5F%L=64@;V8@1FEN86YC:6%L($EN<W1R=6UE
M;G1S.B!38VAE9'5L92!O9B!&86ER(%9A;'5E+"!!<W-E=',@86YD($QI86)I
M;&ET:65S($UE87-U<F5D(&]N(%)E8W5R<FEN9R!"87-I<R`H1&5T86EL<RD@
M*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8L,S@S+#4P,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S
M=')I8W1E9"!A<W-E=',@;V8@8V5M971E<FEE<R!A;F0@;6]R='5A<FEE<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S$U+#<Y,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q-2PR,#(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-E;65T97)Y('!E<G!E='5A;"!C87)E('1R=7-T(&EN=F5S=&UE;G1S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV-30L-#4X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-CDU+#(S-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1&5R:79A=&EV97,@+2!I;G1E<F5S="!R871E(&QO8VL@8V]M;6ET;65N=',\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,#`R+#DR.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,3$Q
M+#4R.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^07-S971S+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#<U-BPV.#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PR-S0L-S$V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0
M;VQI8WEH;VQD97(@86-C;W5N="!B86QA;F-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-3$L-3$V+#DW-BD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T-2PS,3`L-CDY*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1G5T=7)E
M('!O;&EC>2!B96YE9FET<R`M(&%N;G5I=&EE<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-C@L.#0S+#(T,"D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V-2PU-#`L.3@U*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5R:79A
M=&EV97,@+2!B86YK(&QO86X@:6YT97)E<W0@<F%T92!S=V%P<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C<L-#$Y*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,Q+#,W,"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV
M871I=F5S("T@8F%N:R!L;V%N(&EN=&5R97-T(')A=&4@<W=A<',L($-A;&P@
M3W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S<L-#<V
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$Q-BPP,S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y$97)I=F%T:79E<R`M(&)A;FL@;&]A;B!I;G1E<F5S="!R
M871E('-W87!S+"!0=70@3W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-#`L-S(W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#$Q+#@V-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV871I=F5S("T@8F%N:R!L
M;V%N(&EN=&5R97-T(')A=&4@<W=A<',L($EN=&5R97-T(')A=&4@;&]C:R!C
M;VUM:71M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-3@U
M+#$X-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q.#$L-C<X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&EA8FEL:71I97,@86-C;W5N=&5D(&9O<B!A="!F
M86ER('9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,C$L
M,#4Q+#`R-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q,3$L,3DR+#8S-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;BUR961E96UA8FQE('!R969E<G)E
M9"!S=&]C:SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPW-3(L
M-S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4<F%D:6YG(%-E8W5R:71I97,L($5Q=6ET>3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-BPW-3(L-S4P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!);G!U
M=',L($QE=F5L(#$\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE(%-E8W5R:71I97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C8L,S@S+#4P,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S=')I8W1E9"!A<W-E=',@
M;V8@8V5M971E<FEE<R!A;F0@;6]R='5A<FEE<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-S$U+#<Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q-2PR,#(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-E;65T97)Y('!E<G!E
M='5A;"!C87)E('1R=7-T(&EN=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV-30L-#4X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-CDU+#(S-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^07-S971S+"!&86ER(%9A
M;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<L-S4S+#<U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@L,38S+#$X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1&5R:79A=&EV97,@+2!B86YK(&QO86X@
M:6YT97)E<W0@<F%T92!S=V%P<RP@0V%L;"!/<'1I;VYS/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@S-RPT-S8I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3$V+#`S-BD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV871I
M=F5S("T@8F%N:R!L;V%N(&EN=&5R97-T(')A=&4@<W=A<',L(%!U="!/<'1I
M;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T,"PW,C<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3$L
M.#8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&EA8FEL:71I97,@86-C;W5N=&5D(&9O<B!A="!F86ER('9A;'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@W."PR,#,I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3(W+#DP
M,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYO;BUR961E96UA8FQE('!R969E<G)E9"!S=&]C:SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-BPW-3(L-S4P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F%D:6YG(%-E8W5R
M:71I97,L($5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-BPW-3(L-S4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5R:79A=&EV97,@+2!I;G1E
M<F5S="!R871E(&QO8VL@8V]M;6ET;65N=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C4L,#`R+#DR.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,3$Q+#4R.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^07-S971S+"!&86ER
M(%9A;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4L,#`R+#DR.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L,3$Q+#4R.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&]L:6-Y:&]L9&5R(&%C8V]U;G0@
M8F%L86YC97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4Q+#4Q
M-BPY-S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH-#4L,S$P+#8Y.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9U='5R92!P;VQI8WD@8F5N969I=',@+2!A
M;FYU:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8X+#@T
M,RPR-#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH-C4L-30P+#DX-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV871I=F5S("T@8F%N:R!L;V%N(&EN
M=&5R97-T(')A=&4@<W=A<',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(W+#0Q.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@S,2PS-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y$97)I=F%T:79E<R`M(&)A;FL@;&]A;B!I
M;G1E<F5S="!R871E('-W87!S+"!);G1E<F5S="!R871E(&QO8VL@8V]M;6ET
M;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4X-2PQ.#<I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,3@Q+#8W."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DQI86)I;&ET:65S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V
M86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q,C`L.3<R
M+#@R,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B0@*#$Q,2PP-C0L-S,R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E
M,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T
M7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T
M-CDN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5"6$%%/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/C<I.B!&86ER(%9A;'5E(&]F($9I;F%N8VEA;"!);G-T<G5M96YT<SH@4V-H
M961U;&4@;V8@0VAA;F=E<R!I;B!T:&4@8V]N<V]L:61A=&5D(&)A;&%N8V4@
M<VAE970@;&EN92!I=&5M<R!M96%S=7)E9"!U<VEN9R!L979E;"`S(&EN<'5T
M<R`H1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XS($UO;G1H<R!%;F1E9#PO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO
M;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!O;&EC>6AO;&1E<B!!8V-O
M=6YT($)A;&%N8V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9A:7(@5F%L=64@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XD("@T-2PS,3`L-CDY*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^)"`H-#@L,#`P+#8V."D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64L
M($QO<W-E<R`H1V%I;G,I(&EN8VQU9&5D(&EN(&5A<FYI;F=S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@V+#(P-BPR-S<I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV.#DL.38Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M86ER(%9A;'5E($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#4Q+#4Q-BPY-S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-#4L,S$P+#8Y.2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9U='5R92!0;VQI8WD@0F5N
M969I=',@+2!!;FYU:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F%I<B!686QU92!"86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@V-2PU-#`L.3@U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#8U+#`U,BPY,C@I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E
M+"!,;W-S97,@*$=A:6YS*2!I;F-L=61E9"!I;B!E87)N:6YG<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPS,#(L,C4U*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0X."PP-3<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M86ER(%9A;'5E($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#8X+#@T,RPR-#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-C4L-30P+#DX-2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(%)A=&4@3&]C
M:R!#;VUM:71M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&86ER(%9A;'5E($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L.3(Y+#@U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-#@W+#DP.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92P@3&]S<V5S
M("A'86EN<RD@:6YC;'5D960@:6X@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O
M;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-#@W+#@Y,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0T
M,2PY-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D9A:7(@5F%L=64@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-"PT,3<L-S0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PY,CDL.#4Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"86YK($QO86X@26YT
M97)E<W0@4F%T92!3=V%P<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&86ER(%9A;'5E($)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#,Q+#,W,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@U."PS,3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!,;W-S97,@
M*$=A:6YS*2!I;F-L=61E9"!I;B!O=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPY-3$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-BPY-#`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D9A:7(@5F%L=64@0F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XD("@R-RPT,3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XD("@S,2PS-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
M"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P,C!?.#5A,E\T
M9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO8F(P
M.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O<FMS:&5E=',O
M4VAE970W,"YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T
M960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E
M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P131)044^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS
M=')O;F<^-RDZ($9A:7(@5F%L=64@;V8@1FEN86YC:6%L($EN<W1R=6UE;G1S
M.B!38VAE9'5L92!O9B!&86ER(%9A;'5E($UE87-U<F5M96YT<RP@3F]N<F5C
M=7)R:6YG("A$971A:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q-#QB<CX\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^07-S971S(&%C8V]U;G1E
M9"!F;W(@870@9F%I<B!V86QU92!O;B!A(&YO;G)E8W5R<FEN9R!B87-I<R`M
M($UO<G1G86=E('-E<G9I8VEN9R!R:6=H=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@.3@W+#<P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@;&]A;G,@;VX@<F5A
M;"!E<W1A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R,"PP
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%S<V5T<R!A8V-O=6YT960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!N
M;VYR96-U<G)I;F<@8F%S:7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L,S`W+#<P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^36]R=&=A9V4@<V5R=FEC:6YG(')I9VAT<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW-#$L,S@Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296%L(&5S
M=&%T92!H96QD(&9O<B!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU,RPU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D%S<V5T<RP@1F%I<B!686QU92!$:7-C;&]S
M=7)E+"!.;VYR96-U<G)I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,L-SDT+#@X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1F%I<B!686QU92P@26YP=71S+"!,979E;"`S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%S<V5T<R!A8V-O=6YT
M960@9F]R(&%T(&9A:7(@=F%L=64@;VX@82!N;VYR96-U<G)I;F<@8F%S:7,@
M+2!-;W)T9V%G92!S97)V:6-I;F<@<FEG:'1S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY.#<L-S`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!L;V%N<R!O;B!R96%L
M(&5S=&%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(P+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^07-S971S(&%C8V]U;G1E9"!F;W(@870@9F%I<B!V86QU92!O;B!A(&YO
M;G)E8W5R<FEN9R!B87-I<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PS,#<L-S`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y-;W)T9V%G92!S97)V:6-I;F<@<FEG:'1S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#<T,2PS.#$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E86P@97-T
M871E(&AE;&0@9F]R(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4S+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^07-S971S+"!&86ER(%9A;'5E($1I<V-L;W-U
M<F4L($YO;G)E8W5R<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`S+#<Y-"PX.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q
M.`T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B]B8C`Y-#DV-%\Q-V8Q
M7S0P,C!?.#5A,E\T9F-D,&4P,3=E,3@O5V]R:W-H965T<R]3:&5E=#<Q+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%145!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SXW*3H@
M1F%I<B!686QU92!O9B!&:6YA;F-I86P@26YS=')U;65N=',Z(%-C:&5D=6QE
M(&]F($9I;F%N8VEA;"!);G-T<G5M96YT<R!#87)R:65D(&%T($]T:&5R(%1H
M86X@1F%I<B!686QU92`H1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A<G)Y:6YG
M(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#(Y+#0Q
M,"PU-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XD("@R."PY.#DL,#`X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^17-T:6UA=&5D($9A:7(@5F%L=64\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(Y+#0Q,"PU-S`I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C@L.3@Y
M+#`P."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E<VED96YT:6%L($UO<G1G86=E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D-A<G)Y:6YG(%9A;'5E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XU,"PT,S`L,3DW/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3$L.#<V+#8R,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17-T:6UA
M=&5D($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4S+#8Y,RPY-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU-2PR-#<L-C,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297-I9&5N=&EA;"!#;VYS=')U8W1I
M;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%R<GEI;F<@
M5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y+#4X-"PR
M-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS,BPY-S$L.#(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y%<W1I;6%T960@1F%I<B!686QU93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,CDL-3@T+#(T-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R+#DW,2PX,C0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O
M;6UE<F-I86P@3&]A;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#87)R>6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-#4L.#@P+#`P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,U+#(P,2PV,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5S=&EM871E9"!&86ER(%9A;'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-RPX,CDL.#$W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8L
M.#(Y+#(V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^36]R=&=A9V5,;V%N<TYE=#%-96UB97(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-2PX.30L-#0S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(P+#`U,"PP-S(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,S$L,3`X+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$R-2PP-#@L-S(X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0;VQI8WE,;V%N365M
M8F5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A<G)Y:6YG
M(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#$X-RPX
M,#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XW+#`Q,2PP,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW+#$X-RPX,#0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#`Q,2PP,3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R
M3&]A;G--96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0V%R<GEI;F<@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,Q+#DY-BPT-#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR-RPQ,30L-#$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<W1I;6%T960@1F%I<B!686QU93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$L.3DV+#0T-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W+#$Q
M-"PT,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-H;W)T5&5R;4EN=F5S=&UE;G1S,4UE;6)E<CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87)R>6EN9R!686QU93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`L-C(P+#(S-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W+#`U.2PT.34\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,"PV,C`L,C,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C<L,#4Y+#0Y-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92P@26YP
M=71S+"!,979E;"`S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@R.2PT,3`L-3<P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#(X+#DX.2PP,#@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!)
M;G!U=',L($QE=F5L(#,@?"!297-I9&5N=&EA;"!-;W)T9V%G93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<W1I;6%T960@1F%I<B!686QU
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3,L-CDS+#DV,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4U
M+#(T-RPV,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9A:7(@5F%L=64L($EN<'5T<RP@3&5V96P@,R!\(%)E<VED
M96YT:6%L($-O;G-T<G5C=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y%<W1I;6%T960@1F%I<B!686QU93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,CDL-3@T+#(T-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R+#DW,2PX,C0\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L
M=64L($EN<'5T<RP@3&5V96P@,R!\($-O;6UE<F-I86P@3&]A;CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%<W1I;6%T960@1F%I<B!686QU
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<L.#(Y+#@Q-SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,V
M+#@R.2PR-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9A:7(@5F%L=64L($EN<'5T<RP@3&5V96P@,R!\($UO<G1G
M86=E3&]A;G-.970Q365M8F5R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,S$L,3`X+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R-2PP-#@L-S(X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A
M;'5E+"!);G!U=',L($QE=F5L(#,@?"!0;VQI8WE,;V%N365M8F5R/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5S=&EM871E9"!&86ER(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#$X-RPX,#0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M+#`Q,2PP,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9A:7(@5F%L=64L($EN<'5T<RP@3&5V96P@,R!\($]T:&5R
M3&]A;G--96UB97(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M17-T:6UA=&5D($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,Q+#DY-BPT-#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-RPQ,30L-#$V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!);G!U
M=',L($QE=F5L(#,@?"!3:&]R=%1E<FU);G9E<W1M96YT<S%-96UB97(\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17-T:6UA=&5D($9A:7(@
M5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,C`L-C(P
M+#(S-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,C<L,#4Y+#0Y-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W
M93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W
M9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-S(N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$4T1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SXY*2!$
M97)I=F%T:79E($-O;6UI=&UE;G1S("A$971A:6QS*2`H55-$("0I/&)R/CPO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L
M(#(P,34\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY$971A:6QS/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D9A:7(@=F%L=64@;V8@;W5T<W1A;F1I;F<@8V%L;"!O
M<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<X+#(P
M,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,3(W+#DP,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R
M,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-S,N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$592T%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/CDI($1E<FEV
M871I=F4@0V]M;6ET;65N=',Z(%-C:&5D=6QE(&]F($1E<FEV871I=F4@07-S
M971S(&%T($9A:7(@5F%L=64@*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q
M-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$T/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D1E=&%I;',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1F%I<B!686QU92!O9B!!<W-E="!$97)I=F%T:79E<RP@26YT
M97)E<W0@<F%T92!L;V-K(&%N9"!F;W)W87)D('-A;&5S(&-O;6UI=&UE;G1S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4L,#`R+#DR.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,BPQ,3$L-3(Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y&86ER(%9A;'5E(&]F($QI86)I;&ET>2!$97)I=F%T:79E
M<RP@26YT97)E<W0@<F%T92!L;V-K(&%N9"!F;W)W87)D('-A;&5S(&-O;6UI
M=&UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.#4L,3@W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3@Q+#8W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1F%I<B!686QU92!O9B!,:6%B:6QI='D@1&5R:79A=&EV97,L
M($-A;&P@3W!T:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S<L-#<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3$V+#`S-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1F%I<B!686QU92!O9B!,:6%B:6QI='D@1&5R:79A
M=&EV97,L(%!U="!/<'1I;VYS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT,"PW,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,2PX-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64@;V8@3&EA8FEL:71Y($1E
M<FEV871I=F5S+"!);G1E<F5S="!2871E(%-W87!S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR-RPT,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,2PS-S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64@;V8@
M07-S970@1&5R:79A=&EV97,L(%1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU+#`P,BPY,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#$Q,2PU,CD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64@;V8@
M3&EA8FEL:71Y($1E<FEV871I=F5S+"!4;W1A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`V.3`L.#`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S-#`L.34Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV-%\Q-V8Q7S0P
M,C!?.#5A,E\T9F-D,&4P,3=E,3@-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z
M+R\O0SHO8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X+U=O
M<FMS:&5E=',O4VAE970W-"YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D
M:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M
M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14-(04,^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0R/CQS=')O;F<^.2D@1&5R:79A=&EV92!#;VUM:71M96YT<SH@4V-H
M961U;&4@;V8@1V%I;G,@86YD($QO<W-E<R!O;B!$97)I=F%T:79E<R`H1&5T
M86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXS($UO;G1H<R!%;F1E9#PO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/DUA<BX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^1&5T86EL<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y'86EN("A,;W-S*2!O;B!$97)I=F%T
M:79E<RP@26YT97)E<W0@4F%T92!,;V-K($-O;6UI=&UE;G1S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L-#@W+#@Y,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-#0Y+#(V,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1V%I;B`H3&]S<RD@;VX@1&5R:79A=&EV97,L($EN=&5R97-T(%)A=&4@4W=A
M<',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L.34Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPX-3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D=A:6Y,;W-S3VY$97)I=F%T:79E<U-U8E1O=&%L/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR+#0Y,2PX-#(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-38L,3$U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y487A%9F9E8W0M
M1V%I;DQO<W-/;D1E<FEV871I=F5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY-S$L.#$Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3<W+#@X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V%I;B`H3&]S<RD@;VX@1&5R:79A
M=&EV97,L(%1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$L-3(P+#`R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,C<X+#(S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E
M,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T
M7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T
M-S4N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5#14%#/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/C$P*2!296EN<W5R86YC92P@0V]M;6ET;65N=',@86YD($-O;G1I;F=E;F-I
M97,@*$1E=&%I;',I("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^36%R+B`S,2P@,C`Q-3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y-87(N(#,Q+"`R,#$T/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,30\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5T86EL<SPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]U;G1S(&%C8W)U960@
M9F]R(&QO86X@;&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#8V-RPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#,W,BPP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9U;F1S(')E<V5R=F5D(&%N9"!A8V-R
M=65D('1O('-E='1L92!I;G9E<W1O<B!R96QA=&5D(&-L86EM<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#(Q,BPP,#`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L-S$X+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P
M.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F
M8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H965T-S8N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4V
M1CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SXQ,"D@4F5I;G-U<F%N8V4L($-O
M;6UI=&UE;G1S(&%N9"!#;VYT:6YG96YC:65S.B!/=&AE<B!#;VYT:6YG96YC
M:65S(&%N9"!#;VUM:71M96YT<R`H1&5T86EL<RD@*%531"`D*3QB<CX\+W-T
M<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R
M,#$U/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D1E=&%I;',\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]M;6ET;65N=',@=&\@9G5N9"!N97<@<F5S:61E;G1I86P@
M8V]N<W1R=6-T:6]N(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#0P+#@S-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UI=&UE;G1S('1O(&9U;F0@;F5W(')E
M<VED96YT:6%L(&-O;G-T<G5C=&EO;B!L;V%N<R!F=6YD960\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,CDL-C@T+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T
M,#(P7S@U83)?-&9C9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7
M;W)K<VAE971S+U-H965T-S<N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4Q24%#/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S
M<&%N/3-$,3X\<W1R;VYG/C$Q*2!-;W)T9V%G92!397)V:6-I;F<@4FEG:'1S
M.B!38VAE9'5L92!O9B!-;W)T9V%G92!397)V:6-I;F<@4FEG:'1S("A$971A
M:6QS*2`H55-$("0I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/DUA<BX@,S$L(#(P,34\8G(^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q-#QB<CX\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$971A:6QS/"]S=')O;F<^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V4@8F5F;W)E
M('9A;'5A=&EO;B!A;&QO=V%N8V4@870@8F5G:6YN:6YG(&]F('EE87(\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-RPX,S0L-S0W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T+#@T
M-"PQ,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DU34G,@<')O8V5E9',@9G)O;2!L;V%N('-A;&5S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY.#<L-S`W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW-#$L,S@Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R
M=&EZ871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(U.2PY
M-C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-S4P+#<S-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)A;&%N8V4@8F5F;W)E('9A;'5A=&EO;B!A;&QO=V%N
M8V4@870@>65A<B!E;F0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C@L-38R+#0X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C<L.#,T+#<T-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^36]R=&=A9V4@<V5R=FEC:6YG(')I9VAT
M<RP@;F5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#4V,BPT
M.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XW+#@S-"PW-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5S=&EM871E9"!F86ER('9A;'5E(&]F($U34G,@870@
M96YD(&]F('!E<FEO9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`X+#DR-BPR,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#@L-#@U+#4W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-
M"BTM+2TM+3U?3F5X=%!A<G1?8F(P.30Y-C1?,3=F,5\T,#(P7S@U83)?-&9C
M9#!E,#$W93$X#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+V)B,#DT
M.38T7S$W9C%?-#`R,%\X-6$R7S1F8V0P93`Q-V4Q."]7;W)K<VAE971S+U-H
M965T-S@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D
M+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970]
M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T
M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@
M8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T
M('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@
M*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S
M<STS1')E<&]R="!I9#TS1$E$,$5$1T%#/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/C$R*2!-97)G97)S+"!!8W%U:7-I=&EO;G,@86YD($1I<W!O<VET:6]N
M<R!$:7-C;&]S=7)E<SH@4V-H961U;&4@;V8@<')O(&9O<FUA(&9I;F%N8VEA
M;"!I;F9O<FUA=&EO;B`H1&5T86EL<RD@*%531"`D*3QB<CX\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXS($UO
M;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$U/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,30\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5T86EL<SPO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"=7-I
M;F5S<R!!8W%U:7-I=&EO;BP@4')O($9O<FUA(%)E=F5N=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-C0L,#0Y+#8S,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-#8L-3(Q+#DS
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0G5S:6YE<W,@06-Q=6ES:71I;VXL(%!R;R!&;W)M82!.970@26YC;VUE
M("A,;W-S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#@V
M,RPW,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#,T,BPV.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D)U<VEN97-S($%C<75I<VET:6]N+"!0<F\@1F]R
M;6$@16%R;FEN9W,@4&5R(%-H87)E+"!"87-I8SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`P+C$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"=7-I;F5S<R!!8W%U:7-I
M=&EO;BP@4')O($9O<FUA($5A<FYI;F=S(%!E<B!3:&%R92P@1&EL=71E9#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C$T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]B8C`Y-#DV
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M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`Q+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970P,BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,#,N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`T+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970P-2YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T,#8N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#`W+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970P."YH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#DN:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#$P+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970Q,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3(N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$S+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970Q-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T,34N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$V+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q-RYH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,3@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#$Y+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970R,"YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C$N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#(R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970R,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C0N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(U+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970R-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T,C<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(X+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970R.2YH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T,S`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#,Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S,BYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S,N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#,T+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970S-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S8N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,W+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970S."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T,SDN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0P
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T,2YH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T-#(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#0S+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T
M-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-#4N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0V+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970T-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M-#@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0Y+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970U,"YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T-3$N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#4R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970U,RYH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-30N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#4U+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970U-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-3<N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#4X+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970U.2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T-C`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#8Q+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970V,BYH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T-C,N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#8T+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970V-2YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-C8N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#8W+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970V."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-CDN:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#<P+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970W,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T-S(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#<S+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W-"YH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T-S4N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#<V+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W-RYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-S@N:'1M;"(O/@T*/"]X
M;6P^#0HM+2TM+2T]7TYE>'1087)T7V)B,#DT.38T7S$W9C%?-#`R,%\X-6$R
17S1F8V0P93`Q-V4Q."TM#0H`
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfMortgageServicingRights', window );">Schedule of Mortgage Servicing Rights</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The following is a summary of the MSR activity for the periods presented.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:30.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="22%" valign="bottom" style='width:22.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of March 31 2015</p> </td> <td width="21%" valign="bottom" style='width:21.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of December 31 2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Amortized cost:</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance before valuation allowance at beginning of year</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,844,101 </p> </td> </tr> <tr style='height:13.9pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>MSRs proceeds from loan sales</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 987,707 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,741,381 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Amortization</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (259,966)</p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (750,735)</p> </td> </tr> <tr style='height:45.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Application of valuation allowance to write down MSRs &#160;&#160; with other than temporary impairment</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance before valuation allowance at year end</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,562,488 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> </tr> <tr style='height:7.15pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Valuation allowance for impairment of MSRs:</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance at beginning of year</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Additions</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:45.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Application of valuation allowance to write down MSRs &#160;&#160; with other than temporary impairment</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance at end of period</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights, net</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,562,488 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Estimated fair value of MSRs at end of period</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,926,200 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,485,570 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfMortgageServicingRights">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfMortgageServicingRights</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of aging of mortgage loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAgingOfMortgageLoans', window );">Schedule of aging of mortgage loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;margin-left:-9.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="700" style='width:524.95pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="700" colspan="10" valign="bottom" style='width:524.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Age Analysis of Past Due Mortgage Loans </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:27.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;30-59 Days Past Due </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;60-89 Days Past Due </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Greater Than 90 Days (1) </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;In Foreclosure (1) </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Total Past Due </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Current </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Total Mortgage Loans </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Allowance for Loan Losses </p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Net Mortgage Loans </p> </td> </tr> <tr style='height:12.75pt'> <td width="131" colspan="2" valign="bottom" style='width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 272,934 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 272,934 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 45,794,196 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 46,067,130 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (187,129)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 45,880,001 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,092,140 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 706,753 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,107,831 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,451,455 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 43,593,895 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 52,045,350 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,615,153)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 50,430,197 </p> </td> </tr> <tr style='height:18.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential Construction</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 25,049 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 89,944 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,594,415 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,684,359 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,114)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 1,092,140 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 1,004,736 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 4,172,726 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,814,333 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 118,982,506 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 127,796,839 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (1,902,396)</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 125,894,443 </p> </td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="131" colspan="2" valign="bottom" style='width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 35,388,756 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 35,388,756 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (187,129)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 35,201,627 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,631,142 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,174,516 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,464,901 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9,826,741 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 43,765,692 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,592,433 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,715,812)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 51,876,621 </p> </td> </tr> <tr style='height:18.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential Construction</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,592,544 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,071,938 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,114)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,631,142 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,174,516 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 5,529,796 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,970,681 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 10,306,135 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 111,746,992 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 122,053,127 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (2,003,055)</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 120,050,072 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfAgingOfMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfAgingOfMortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1', window );">Schedule of Allowance for loan losses as a contra-asset account</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="8" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Allowance for Credit Losses and Recorded Investment in Mortgage Loans</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:18.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Commercial </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential Construction </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Total </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2015</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,715,812 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,003,055 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Provision</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,659)</p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,659)</p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance -March 31, 2015</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,615,153 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,902,396 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,369,201 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,656,444 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 52,045,350 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 127,796,839 </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,544,731 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 49,500,619 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 125,252,108 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2014</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,364,847 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,652,090 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (38,444)</p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (38,444)</p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Provision</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 389,409 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 389,409 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance - December 31, 2014</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,715,812 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,003,055 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 153,446 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,562,366 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,849,609 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 53,592,433 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 33,071,938 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 122,053,127 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,970,681 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 52,036,251 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 32,657,439 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 120,082,446 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EVHBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Beginning Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses" onclick="toggleNextSibling(this);">$ 2,003,055</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses" onclick="toggleNextSibling(this);">$ 1,652,090</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForCreditLossesChargeOffs', window );">Allowance for credit losses, Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="fil_AllowanceForCreditLossesChargeOffs" onclick="toggleNextSibling(this);">(38,444)</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesChargeOffs</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForCreditLossesProvision', window );">Allowance for credit losses, Provision</a></td>
        <td class="num"><a title="fil_AllowanceForCreditLossesProvision" onclick="toggleNextSibling(this);">(100,659)</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesProvision</span><span></span></td>
        <td class="nump"><a title="fil_AllowanceForCreditLossesProvision" onclick="toggleNextSibling(this);">389,409</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesProvision</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Ending Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses" onclick="toggleNextSibling(this);">1,902,396</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses" onclick="toggleNextSibling(this);">2,003,055</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" onclick="toggleNextSibling(this);">245,952</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" onclick="toggleNextSibling(this);">153,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" onclick="toggleNextSibling(this);">1,656,444</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" onclick="toggleNextSibling(this);">1,849,609</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans" onclick="toggleNextSibling(this);">127,796,839</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans" onclick="toggleNextSibling(this);">122,053,127</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" onclick="toggleNextSibling(this);">1,970,681</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" onclick="toggleNextSibling(this);">125,252,108</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" onclick="toggleNextSibling(this);">120,082,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Ending Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">187,129</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Beginning Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,715,812</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,364,847</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForCreditLossesChargeOffs', window );">Allowance for credit losses, Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="fil_AllowanceForCreditLossesChargeOffs[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">(38,444)</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesChargeOffs<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForCreditLossesProvision', window );">Allowance for credit losses, Provision</a></td>
        <td class="num"><a title="fil_AllowanceForCreditLossesProvision[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">(100,659)</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesProvision<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_AllowanceForCreditLossesProvision[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">389,409</a><span style="display:none;white-space:normal;text-align:left;">fil_AllowanceForCreditLossesProvision<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Ending Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,615,153</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,715,812</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">245,952</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">153,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,369,201</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,562,366</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">52,045,350</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,592,433</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">49,500,619</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">52,036,251</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Beginning Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Financing Receivable, Allowance for Credit Losses, Ending Balance</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLosses[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLosses<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">100,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,684,359</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">33,071,938</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 29,684,359</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 32,657,439</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AllowanceForCreditLossesChargeOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AllowanceForCreditLossesChargeOffs</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AllowanceForCreditLossesProvision">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AllowanceForCreditLossesProvision</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfProFormaFinancialInformation', window );">Schedule of pro forma financial information</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="36%" colspan="3" valign="bottom" style='width:36.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended March 31 (unaudited)</p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total revenues</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 64,049,632 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 46,521,936 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,863,703 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 342,683 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings per Class A equivalent common share</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.03 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.25in;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'>Net earnings per Class A equivalent common share assuming dilution</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.03 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfProFormaFinancialInformation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfProFormaFinancialInformation</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Impaired Mortgage Loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfImpairedMortgageLoans', window );">Schedule of Impaired Mortgage Loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="10" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Impaired Loans</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:32.25pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Unpaid Principal Balance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Related Allowance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Average Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Interest Income Recognized </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; &#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; &#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfImpairedMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfImpairedMortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1', window );">Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status:</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The Company&#146;s performing and non-performing mortgage loans were as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loan Credit Exposure</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Credit Risk Profile Based on Payment Activity</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:11.25pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="22%" colspan="3" valign="bottom" style='width:22.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Commercial </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Residential </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Residential Construction </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="21%" colspan="3" valign="bottom" style='width:21.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Total </b></p> </td> </tr> <tr style='height:20.45pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="10%" valign="bottom" style='width:10.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:9.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Performing</p> </td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 35,388,756 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 45,392,788 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,571,350 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 29,619,464 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 32,592,544 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 121,079,382 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 114,552,650 </p> </td> </tr> <tr style='height:9.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Nonperforming</p> </td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,652,562 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,021,083 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,717,457 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,500,477 </p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:10.5pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="10%" valign="bottom" style='width:10.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="10%" valign="bottom" style='width:10.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 35,388,756 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 52,045,350 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 53,592,433 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 29,684,359 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 33,071,938 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 127,796,839 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 122,053,127 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>1) Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccounting', window );">1) Basis of Presentation</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:45.0pt;text-align:justify;text-indent:-45.0pt'><font style='letter-spacing:-.1pt'>1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><u><font style='letter-spacing:-.1pt'>Basis of Presentation</font></u></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:.5in;line-height:115%;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10 Q and Articles 8 and 10 of Regulation S X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2014, included in the Company&#146;s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects. </font></p> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccounting">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BasisOfAccounting</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Mortgage loans on a nonaccrual status (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfMortgageLoansOnANonaccrualStatus', window );">Schedule of Mortgage loans on a nonaccrual status</a></td>
        <td class="text"><!--egx--> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loans on Nonaccrual Status</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="31%" valign="bottom" style='width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of March 31 2015 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="30%" valign="bottom" style='width:30.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of December 31 2014 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,652,562 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,021,083 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> </tr> <tr style='height:13.5pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="31%" valign="bottom" style='width:31.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,717,457 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="30%" valign="bottom" style='width:30.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,500,477 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfMortgageLoansOnANonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfMortgageLoansOnANonaccrualStatus</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue', window );">Schedule of Financial Instruments Carried at Other Than Fair Value</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Carrying Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 1</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 2</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 3</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total Estimated Fair Value</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 50,430,197 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 53,693,961 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 53,693,961 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 45,880,001 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 47,829,817 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 47,829,817 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans, net</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 125,894,443 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 131,108,023 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;131,108,023 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> </tr> <tr style='height:.05in'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Bank and other loans payable</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of December 31, 2014:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Carrying Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 1</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 2</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 3</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total Estimated Fair Value</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 51,876,621 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 55,247,638 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 55,247,638 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 35,201,627 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,829,266 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,829,266 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans, net</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 120,050,072 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 125,048,728 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;125,048,728 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> </tr> <tr style='height:3.0pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Bank and other loans payable</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EB1AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Major categories of net investment income (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome" onclick="toggleNextSibling(this);">$ 9,928,812</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome" onclick="toggleNextSibling(this);">$ 7,486,754</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInvestmentExpense', window );">Investment Income, Investment Expense</a></td>
        <td class="num"><a title="us-gaap_InvestmentIncomeInvestmentExpense" onclick="toggleNextSibling(this);">(2,105,968)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InvestmentIncomeInvestmentExpense</span><span></span></td>
        <td class="num"><a title="us-gaap_InvestmentIncomeInvestmentExpense" onclick="toggleNextSibling(this);">(1,844,254)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InvestmentIncomeInvestmentExpense</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInvestmentIncome', window );">Net Investment Income</a></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome" onclick="toggleNextSibling(this);">7,822,844</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetInvestmentIncome" onclick="toggleNextSibling(this);">5,642,500</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetInvestmentIncome</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member', window );">Fixed Maturities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member]" onclick="toggleNextSibling(this);">1,980,696</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_FixedMaturities1Member</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member]" onclick="toggleNextSibling(this);">2,109,121</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_FixedMaturities1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember', window );">Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">59,418</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember]" onclick="toggleNextSibling(this);">39,247</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_EquitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_MortgageLoansOnRealEstate2Member', window );">Mortgage loans on real estate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_MortgageLoansOnRealEstate2Member]" onclick="toggleNextSibling(this);">1,850,626</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_MortgageLoansOnRealEstate2Member</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_MortgageLoansOnRealEstate2Member]" onclick="toggleNextSibling(this);">1,552,110</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_MortgageLoansOnRealEstate2Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_RealEstate1Member', window );">Real Estate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_RealEstate1Member]" onclick="toggleNextSibling(this);">1,623,741</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_RealEstate1Member</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_RealEstate1Member]" onclick="toggleNextSibling(this);">1,689,595</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_RealEstate1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_PolicyStudentAndOtherLoansMember', window );">Policy, Student and other loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_PolicyStudentAndOtherLoansMember]" onclick="toggleNextSibling(this);">188,546</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_PolicyStudentAndOtherLoansMember</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_PolicyStudentAndOtherLoansMember]" onclick="toggleNextSibling(this);">197,568</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_PolicyStudentAndOtherLoansMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember', window );">Short-term investments, principally gains on sale of mortgage loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossInvestmentIncome', window );">Gross investment income</a></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember]" onclick="toggleNextSibling(this);">$ 4,225,785</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember</span><span></span></td>
        <td class="nump"><a title="fil_GrossInvestmentIncome[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember]" onclick="toggleNextSibling(this);">$ 1,899,113</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossInvestmentIncome<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GrossInvestmentIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GrossInvestmentIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInvestmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expenses related to the generation of investment income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InvestmentIncomeInvestmentExpense</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetInvestmentIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 16<br><br> -Article 12<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetInvestmentIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_MortgageLoansOnRealEstate2Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_MortgageLoansOnRealEstate2Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_PolicyStudentAndOtherLoansMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_PolicyStudentAndOtherLoansMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_RealEstate1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_RealEstate1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_ShortTermInvestmentsPrincipallyGainsOnSaleOfMortgageLoansMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>9) Derivative Commitments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueOfOutstandingCallOptions', window );">Fair value of outstanding call options</a></td>
        <td class="nump"><a title="fil_FairValueOfOutstandingCallOptions" onclick="toggleNextSibling(this);">$ 78,203</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfOutstandingCallOptions</span><span></span></td>
        <td class="nump"><a title="fil_FairValueOfOutstandingCallOptions" onclick="toggleNextSibling(this);">$ 127,903</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueOfOutstandingCallOptions</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueOfOutstandingCallOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueOfOutstandingCallOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EAWBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Balance Sheet (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Fixed maturity securities, held to maturity, at amortized cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecurities" onclick="toggleNextSibling(this);">$ 133,271,030</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecurities</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecurities" onclick="toggleNextSibling(this);">$ 135,018,347</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecurities</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesEquitySecurities', window );">Equity securities, available for sale, at estimated fair value</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesEquitySecurities" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesEquitySecurities</span><span></span></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecuritiesEquitySecurities" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecuritiesEquitySecurities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet', window );">Mortgage loans on real estate and construction loans, held for investment net of allowances for loan losses of $1,902,396 and $2,003,055 for 2015 and 2014</a></td>
        <td class="nump"><a title="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" onclick="toggleNextSibling(this);">125,894,443</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" onclick="toggleNextSibling(this);">120,050,072</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateInvestmentPropertyNet', window );">Real estate held for investment, net of accumulated depreciation of $11,367,721 and $10,875,419 for 2015 and 2014</a></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestmentPropertyNet" onclick="toggleNextSibling(this);">113,025,790</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestmentPropertyNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestmentPropertyNet" onclick="toggleNextSibling(this);">111,411,351</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestmentPropertyNet</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PolicyAndOtherLoansReceivableNet1', window );">Policy and other loans, net of allowances for doubtful accounts of $813,223 and $693,413 for 2015 and 2014</a></td>
        <td class="nump"><a title="fil_PolicyAndOtherLoansReceivableNet1" onclick="toggleNextSibling(this);">39,184,250</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyAndOtherLoansReceivableNet1</span><span></span></td>
        <td class="nump"><a title="fil_PolicyAndOtherLoansReceivableNet1" onclick="toggleNextSibling(this);">34,125,428</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyAndOtherLoansReceivableNet1</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermInvestments', window );">Short-term investments</a></td>
        <td class="nump"><a title="us-gaap_ShortTermInvestments" onclick="toggleNextSibling(this);">20,620,236</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShortTermInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_ShortTermInvestments" onclick="toggleNextSibling(this);">27,059,495</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShortTermInvestments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Accrued investment income</a></td>
        <td class="nump"><a title="us-gaap_AccruedInvestmentIncomeReceivable" onclick="toggleNextSibling(this);">2,677,827</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccruedInvestmentIncomeReceivable</span><span></span></td>
        <td class="nump"><a title="us-gaap_AccruedInvestmentIncomeReceivable" onclick="toggleNextSibling(this);">2,483,253</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccruedInvestmentIncomeReceivable</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Investments', window );">Total investments</a></td>
        <td class="nump"><a title="us-gaap_Investments" onclick="toggleNextSibling(this);">441,057,078</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Investments</span><span></span></td>
        <td class="nump"><a title="us-gaap_Investments" onclick="toggleNextSibling(this);">436,900,696</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Investments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="nump"><a title="us-gaap_CashAndCashEquivalentsFairValueDisclosure" onclick="toggleNextSibling(this);">40,744,607</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashAndCashEquivalentsFairValueDisclosure</span><span></span></td>
        <td class="nump"><a title="us-gaap_CashAndCashEquivalentsFairValueDisclosure" onclick="toggleNextSibling(this);">30,855,320</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashAndCashEquivalentsFairValueDisclosure</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableMortgageWarehouseLending', window );">Mortgage loans sold to investors</a></td>
        <td class="nump"><a title="us-gaap_LoansReceivableMortgageWarehouseLending" onclick="toggleNextSibling(this);">75,008,520</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansReceivableMortgageWarehouseLending</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansReceivableMortgageWarehouseLending" onclick="toggleNextSibling(this);">67,534,400</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansReceivableMortgageWarehouseLending</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNet', window );">Receivables, net</a></td>
        <td class="nump"><a title="us-gaap_AccountsReceivableNet" onclick="toggleNextSibling(this);">18,234,132</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccountsReceivableNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_AccountsReceivableNet" onclick="toggleNextSibling(this);">14,544,093</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccountsReceivableNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedInvestments', window );">Restricted assets</a></td>
        <td class="nump"><a title="us-gaap_RestrictedInvestments" onclick="toggleNextSibling(this);">9,825,819</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RestrictedInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_RestrictedInvestments" onclick="toggleNextSibling(this);">9,347,797</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RestrictedInvestments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CemeteryPerpetualCareTrustInvestments', window );">Cemetery perpetual care trust investments</a></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments" onclick="toggleNextSibling(this);">2,682,193</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments</span><span></span></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments" onclick="toggleNextSibling(this);">2,645,423</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ReceivableFromReinsurers', window );">Receivable from reinsurers</a></td>
        <td class="nump"><a title="fil_ReceivableFromReinsurers" onclick="toggleNextSibling(this);">12,125,018</a><span style="display:none;white-space:normal;text-align:left;">fil_ReceivableFromReinsurers</span><span></span></td>
        <td class="nump"><a title="fil_ReceivableFromReinsurers" onclick="toggleNextSibling(this);">12,036,263</a><span style="display:none;white-space:normal;text-align:left;">fil_ReceivableFromReinsurers</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InventoryLandHeldForSale', window );">Cemetery land and improvements</a></td>
        <td class="nump"><a title="us-gaap_InventoryLandHeldForSale" onclick="toggleNextSibling(this);">10,834,072</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InventoryLandHeldForSale</span><span></span></td>
        <td class="nump"><a title="us-gaap_InventoryLandHeldForSale" onclick="toggleNextSibling(this);">10,848,085</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InventoryLandHeldForSale</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredPolicyAcquisitionCosts', window );">Deferred policy and pre-need contract acquisition costs</a></td>
        <td class="nump"><a title="us-gaap_DeferredPolicyAcquisitionCosts" onclick="toggleNextSibling(this);">51,844,676</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredPolicyAcquisitionCosts</span><span></span></td>
        <td class="nump"><a title="us-gaap_DeferredPolicyAcquisitionCosts" onclick="toggleNextSibling(this);">50,307,503</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredPolicyAcquisitionCosts</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageServicingRightsNet', window );">Mortgage servicing rights, net</a></td>
        <td class="nump"><a title="fil_MortgageServicingRightsNet" onclick="toggleNextSibling(this);">8,562,488</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRightsNet</span><span></span></td>
        <td class="nump"><a title="fil_MortgageServicingRightsNet" onclick="toggleNextSibling(this);">7,834,747</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageServicingRightsNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
        <td class="nump"><a title="us-gaap_PropertyPlantAndEquipmentNet" onclick="toggleNextSibling(this);">11,116,818</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PropertyPlantAndEquipmentNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_PropertyPlantAndEquipmentNet" onclick="toggleNextSibling(this);">11,307,714</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PropertyPlantAndEquipmentNet</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValueOfBusinessAcquiredVOBA', window );">Value of business acquired</a></td>
        <td class="nump"><a title="us-gaap_ValueOfBusinessAcquiredVOBA" onclick="toggleNextSibling(this);">8,362,827</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ValueOfBusinessAcquiredVOBA</span><span></span></td>
        <td class="nump"><a title="us-gaap_ValueOfBusinessAcquiredVOBA" onclick="toggleNextSibling(this);">8,547,627</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ValueOfBusinessAcquiredVOBA</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump"><a title="us-gaap_Goodwill" onclick="toggleNextSibling(this);">2,765,570</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill</span><span></span></td>
        <td class="nump"><a title="us-gaap_Goodwill" onclick="toggleNextSibling(this);">2,765,570</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Goodwill</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump"><a title="us-gaap_OtherAssets" onclick="toggleNextSibling(this);">8,614,373</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherAssets</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherAssets" onclick="toggleNextSibling(this);">5,594,324</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherAssets</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total Assets</a></td>
        <td class="nump"><a title="us-gaap_Assets" onclick="toggleNextSibling(this);">701,778,191</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Assets</span><span></span></td>
        <td class="nump"><a title="us-gaap_Assets" onclick="toggleNextSibling(this);">671,069,562</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Assets</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense', window );">Future life, annuity, and other benefits</a></td>
        <td class="nump"><a title="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" onclick="toggleNextSibling(this);">495,457,718</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense</span><span></span></td>
        <td class="nump"><a title="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" onclick="toggleNextSibling(this);">476,727,465</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnearnedPremiums', window );">Unearned premium reserve</a></td>
        <td class="nump"><a title="us-gaap_UnearnedPremiums" onclick="toggleNextSibling(this);">4,895,716</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_UnearnedPremiums</span><span></span></td>
        <td class="nump"><a title="us-gaap_UnearnedPremiums" onclick="toggleNextSibling(this);">4,961,937</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_UnearnedPremiums</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansPayableToBank', window );">Bank and other loans payable</a></td>
        <td class="nump"><a title="us-gaap_LoansPayableToBank" onclick="toggleNextSibling(this);">29,437,989</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansPayableToBank</span><span></span></td>
        <td class="nump"><a title="us-gaap_LoansPayableToBank" onclick="toggleNextSibling(this);">29,020,378</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LoansPayableToBank</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenue', window );">Deferred pre-need cemetery and mortuary contract revenues</a></td>
        <td class="nump"><a title="us-gaap_DeferredRevenue" onclick="toggleNextSibling(this);">13,129,651</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredRevenue</span><span></span></td>
        <td class="nump"><a title="us-gaap_DeferredRevenue" onclick="toggleNextSibling(this);">13,242,143</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredRevenue</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CemeteryPerpetualCareObligation', window );">Cemetery perpetual care obligation</a></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareObligation" onclick="toggleNextSibling(this);">3,421,452</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareObligation</span><span></span></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareObligation" onclick="toggleNextSibling(this);">3,406,718</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareObligation</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableCurrentAndNoncurrent', window );">Accounts payable</a></td>
        <td class="nump"><a title="us-gaap_AccountsPayableCurrentAndNoncurrent" onclick="toggleNextSibling(this);">5,086,123</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccountsPayableCurrentAndNoncurrent</span><span></span></td>
        <td class="nump"><a title="us-gaap_AccountsPayableCurrentAndNoncurrent" onclick="toggleNextSibling(this);">1,789,387</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccountsPayableCurrentAndNoncurrent</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities and accrued expenses</a></td>
        <td class="nump"><a title="us-gaap_OtherLiabilities" onclick="toggleNextSibling(this);">27,381,095</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherLiabilities</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherLiabilities" onclick="toggleNextSibling(this);">24,408,666</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherLiabilities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Income taxes</a></td>
        <td class="nump"><a title="us-gaap_DeferredIncomeTaxLiabilities" onclick="toggleNextSibling(this);">22,395,997</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredIncomeTaxLiabilities</span><span></span></td>
        <td class="nump"><a title="us-gaap_DeferredIncomeTaxLiabilities" onclick="toggleNextSibling(this);">20,421,767</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredIncomeTaxLiabilities</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump"><a title="us-gaap_Liabilities" onclick="toggleNextSibling(this);">601,205,741</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Liabilities</span><span></span></td>
        <td class="nump"><a title="us-gaap_Liabilities" onclick="toggleNextSibling(this);">573,978,461</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Liabilities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump"><a title="us-gaap_AdditionalPaidInCapital" onclick="toggleNextSibling(this);">26,167,974</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdditionalPaidInCapital</span><span></span></td>
        <td class="nump"><a title="us-gaap_AdditionalPaidInCapital" onclick="toggleNextSibling(this);">25,931,119</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdditionalPaidInCapital</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income, net of taxes</a></td>
        <td class="nump"><a title="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" onclick="toggleNextSibling(this);">2,730,333</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</span><span></span></td>
        <td class="nump"><a title="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" onclick="toggleNextSibling(this);">1,438,566</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump"><a title="us-gaap_RetainedEarningsAccumulatedDeficit" onclick="toggleNextSibling(this);">45,963,745</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RetainedEarningsAccumulatedDeficit</span><span></span></td>
        <td class="nump"><a title="us-gaap_RetainedEarningsAccumulatedDeficit" onclick="toggleNextSibling(this);">44,101,252</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RetainedEarningsAccumulatedDeficit</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock at cost - 987,407 Class A shares in 2015 and 986,264 Class A shares in 2014</a></td>
        <td class="num"><a title="us-gaap_TreasuryStockValue" onclick="toggleNextSibling(this);">(2,224,748)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TreasuryStockValue</span><span></span></td>
        <td class="num"><a title="us-gaap_TreasuryStockValue" onclick="toggleNextSibling(this);">(2,086,454)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TreasuryStockValue</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders' equity</a></td>
        <td class="nump"><a title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" onclick="toggleNextSibling(this);">100,572,450</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" onclick="toggleNextSibling(this);">97,091,101</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</span><span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total Liabilities and Stockholders' Equity</a></td>
        <td class="nump"><a title="us-gaap_LiabilitiesAndStockholdersEquity" onclick="toggleNextSibling(this);">701,778,191</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilitiesAndStockholdersEquity</span><span></span></td>
        <td class="nump"><a title="us-gaap_LiabilitiesAndStockholdersEquity" onclick="toggleNextSibling(this);">671,069,562</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilitiesAndStockholdersEquity</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassAMember', window );">Class A Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="nump"><a title="us-gaap_CommonStockValue[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">24,920,024</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockValue<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockValue[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">24,918,480</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockValue<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassBMember', window );">Class B Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassCMember', window );">Class C Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="nump"><a title="us-gaap_CommonStockValue[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">$ 3,015,122</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockValue<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockValue[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">$ 2,788,138</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockValue<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CemeteryPerpetualCareObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CemeteryPerpetualCareObligation</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CemeteryPerpetualCareTrustInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CemeteryPerpetualCareTrustInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageServicingRightsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageServicingRightsNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PolicyAndOtherLoansReceivableNet1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_PolicyAndOtherLoansReceivableNet1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ReceivableFromReinsurers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ReceivableFromReinsurers</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AccountsPayableCurrentAndNoncurrent</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, the amount due from customers or clients for goods or services that have been delivered or sold in the normal course of business, reduced to their estimated net realizable fair value by an allowance established by the entity of the amount it deems uncertain of collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.9)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AccountsReceivableNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AccruedInvestmentIncomeReceivable</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Assets</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesEquitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of equity securities categorized neither as held-to-maturity nor as trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesEquitySecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsFairValueDisclosure</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Deferred Tax Liability<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510232<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph b(2)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredPolicyAcquisitionCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of deferred policy acquisition costs capitalized on contracts remaining in force as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 825<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6487548&amp;loc=d3e32546-158582<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=51660407&amp;loc=d3e11446-158418<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6481648&amp;loc=d3e11198-158413<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 16<br><br><br><br> -Article 12<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DeferredPolicyAcquisitionCosts</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred revenue as of balance sheet date. Deferred revenue represents collections of cash or other assets related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 13<br><br><br><br> -Section A<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 605<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1 Response)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012821&amp;loc=d3e214044-122780<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DeferredRevenue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Goodwill</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryLandHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of parcels of land held for sale, and on which the entity has no intention or no further intention to perform construction activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.6(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InventoryLandHeldForSale</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Investments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Investments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Liabilities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of policy reserves (provided for future obligations including unpaid claims and claims adjustment expenses) and policy benefits (liability for future policy benefits) as of the balance sheet date; grouped amount of all the liabilities associated with the company's insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 235<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34713774&amp;loc=d3e574960-122915<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 16<br><br><br><br> -Article 12<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 40<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a),(b),(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6482485&amp;loc=d3e14764-158437<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.13(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansPayableToBank">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of loans from a bank with maturities initially due after one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19, 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LoansPayableToBank</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableMortgageWarehouseLending">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of revolving credit lines for to originate and purchase financial assets including, but not limited to, mortgage loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LoansReceivableMortgageWarehouseLending</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance represents the amount of loans that are secured by real estate mortgages, offset by the reserve to cover probable credit losses on the loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1(c))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherAssets</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInvestmentPropertyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of real estate investment property, net of accumulated depreciation, which may include the following: (1) land available-for-sale; (2) land available-for-development; (3) investments in building and building improvements; (4) tenant allowances; (5) developments in-process; (6) rental properties; and (7) other real estate investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RealEstateInvestmentPropertyNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Investments which are not defined as or included in marketable (debt, equity, or other) securities whose use is restricted in whole or in part, generally by contractual agreements or regulatory requirements. For use in an unclassified balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RestrictedInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Investments which are intended to be sold in the short term (usually less than one year or the normal operating cycle, whichever is longer) including trading securities, available-for-sale securities, held-to-maturity securities, and other short-term investments not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph g<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ShortTermInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4568447-111683<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4568740-111683<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 4I<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736750&amp;loc=SL4590271-111686<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnearnedPremiums">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of premiums written on insurance contracts that have not been earned as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 16<br><br><br><br> -Article 12<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),13(a)(2))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_UnearnedPremiums</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValueOfBusinessAcquiredVOBA">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The remaining unamortized carrying amount as of the balance sheet date of expected future earnings from insurance contracts acquired (also known as present value of future profits).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 20<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27015749&amp;loc=d3e569990-122904<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ValueOfBusinessAcquiredVOBA</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassAMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassAMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassBMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassBMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassCMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassCMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EEPAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Held-to-maturity Securities (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" onclick="toggleNextSibling(this);">$ 133,271,030</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" onclick="toggleNextSibling(this);">$ 135,018,347</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" onclick="toggleNextSibling(this);">17,850,887</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" onclick="toggleNextSibling(this);">16,736,557</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" onclick="toggleNextSibling(this);">(834,880)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</span><span></span></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" onclick="toggleNextSibling(this);">(997,529)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">150,287,037</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue" onclick="toggleNextSibling(this);">150,757,375</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember', window );">US Treasury and Government</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">1,870,964</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">1,873,146</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">361,034</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">345,715</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">2,231,998</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember]" onclick="toggleNextSibling(this);">2,218,861</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USTreasuryAndGovernmentMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">US States and Political Subdivisions Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">1,984,709</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">1,736,489</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">247,576</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">221,893</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">(4,322)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">(5,278)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">2,227,963</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember]" onclick="toggleNextSibling(this);">1,953,104</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_USStatesAndPoliticalSubdivisionsMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate Debt Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">124,944,246</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">126,533,483</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">16,894,360</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">15,841,536</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">(830,091)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">(980,357)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">141,008,515</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember]" onclick="toggleNextSibling(this);">141,394,662</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_CorporateDebtSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">3,859,088</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,263,206</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">311,980</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">305,381</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity Securities, Unrecognized Holding Loss</a></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">(467)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="num"><a title="us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">(11,894)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,170,601</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember]" onclick="toggleNextSibling(this);">4,556,693</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_MortgageBackedSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember', window );">Redeemable Preferred Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Amortized Cost</a></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">612,023</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">612,023</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity Securities, Unrecognized Holding Gain</a></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">35,937</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">22,032</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_HeldToMaturitySecuritiesEstimatedFairValue', window );">HeldToMaturitySecuritiesEstimatedFairValue</a></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">$ 647,960</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
        <td class="nump"><a title="fil_HeldToMaturitySecuritiesEstimatedFairValue[us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember]" onclick="toggleNextSibling(this);">$ 634,055</a><span style="display:none;white-space:normal;text-align:left;">fil_HeldToMaturitySecuritiesEstimatedFairValue<br>/ us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis<br>= us-gaap_RedeemablePreferredStockMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_HeldToMaturitySecuritiesEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_HeldToMaturitySecuritiesEstimatedFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_RedeemablePreferredStockMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasuryAndGovernmentMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EUKAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Statements of Stockholders' Equity (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Class A Common Stock</div>
        </th>
        <th class="th">
          <div>Class C Common Stock</div>
        </th>
        <th class="th">
          <div>Additional Paid-in Capital</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss)</div>
        </th>
        <th class="th">
          <div>Retained Earnings</div>
        </th>
        <th class="th">
          <div>Treasury Stock</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2013</a></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 23,614,574</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 2,660,382</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">$ 23,215,875</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">$ 1,218,396</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">$ 39,666,587</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="num"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">$ (2,624,625)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity" onclick="toggleNextSibling(this);">$ 87,751,189</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net earnings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">138,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">138,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">316,135</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" onclick="toggleNextSibling(this);">316,135</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrantOfStockOptions', window );">Grant of stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_GrantOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">64,325</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_GrantOfStockOptions" onclick="toggleNextSibling(this);">64,325</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfStockOptions</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ExerciseOfStockOptions', window );">Exercise of stock options</a></td>
        <td class="nump"><a title="fil_ExerciseOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">69,910</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="fil_ExerciseOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">(19,611)</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_ExerciseOfStockOptions" onclick="toggleNextSibling(this);">50,299</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued', window );">Sale of treasury stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">76,478</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">105,327</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" onclick="toggleNextSibling(this);">181,805</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockDividend', window );">Stock Dividends</a></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">3,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="num"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">(1)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">4,910</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">(8,355)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionClassCToClassA', window );">Conversion Class C to Class A</a></td>
        <td class="nump"><a title="fil_ConversionClassCToClassA[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">1,424</a><span style="display:none;white-space:normal;text-align:left;">fil_ConversionClassCToClassA<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="num"><a title="fil_ConversionClassCToClassA[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">(1,423)</a><span style="display:none;white-space:normal;text-align:left;">fil_ConversionClassCToClassA<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="num"><a title="fil_ConversionClassCToClassA[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">(1)</a><span style="display:none;white-space:normal;text-align:left;">fil_ConversionClassCToClassA<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Mar. 31, 2014</a></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">23,689,354</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">2,658,958</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">23,341,976</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">1,534,531</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">39,797,080</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="num"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">(2,519,298)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity" onclick="toggleNextSibling(this);">88,502,601</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity</span><span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2014</a></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">24,918,480</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">2,788,138</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">25,931,119</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">1,438,566</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">44,101,252</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="num"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">(2,086,454)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity" onclick="toggleNextSibling(this);">97,091,101</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net earnings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">1,291,767</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" onclick="toggleNextSibling(this);">1,291,767</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrantOfStockOptions', window );">Grant of stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_GrantOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">85,545</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_GrantOfStockOptions" onclick="toggleNextSibling(this);">85,545</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfStockOptions</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ExerciseOfStockOptions', window );">Exercise of stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_ExerciseOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">228,046</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="fil_ExerciseOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">15,963</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="fil_ExerciseOfStockOptions[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">(244,009)</a><span style="display:none;white-space:normal;text-align:left;">fil_ExerciseOfStockOptions<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued', window );">Sale of treasury stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">134,619</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">105,715</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" onclick="toggleNextSibling(this);">240,334</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockDividend', window );">Stock Dividends</a></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">480</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">2</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">728</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num"><a title="us-gaap_StockIssuedDuringPeriodValueStockDividend[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">(1,210)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockIssuedDuringPeriodValueStockDividend<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionClassCToClassA', window );">Conversion Class C to Class A</a></td>
        <td class="nump"><a title="fil_ConversionClassCToClassA[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">1,064</a><span style="display:none;white-space:normal;text-align:left;">fil_ConversionClassCToClassA<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="num"><a title="fil_ConversionClassCToClassA[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">(1,064)</a><span style="display:none;white-space:normal;text-align:left;">fil_ConversionClassCToClassA<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Mar. 31, 2015</a></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 24,920,024</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 3,015,122</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember]" onclick="toggleNextSibling(this);">$ 26,167,974</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AdditionalPaidInCapitalMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember]" onclick="toggleNextSibling(this);">$ 2,730,333</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_AccumulatedOtherComprehensiveIncomeMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember]" onclick="toggleNextSibling(this);">$ 45,963,745</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_RetainedEarningsMember</span><span></span></td>
        <td class="num"><a title="us-gaap_StockholdersEquity[us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember]" onclick="toggleNextSibling(this);">$ (2,224,748)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity<br>/ us-gaap_StatementEquityComponentsAxis<br>= us-gaap_TreasuryStockMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_StockholdersEquity" onclick="toggleNextSibling(this);">$ 100,572,450</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_StockholdersEquity</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ConversionClassCToClassA">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ConversionClassCToClassA</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ExerciseOfStockOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ExerciseOfStockOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GrantOfStockOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GrantOfStockOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4569643-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockDividend">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued to shareholders as a dividend during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockDividend</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of treasury stock (units) reissued during the period, excluding reissuance of shares (units) held in treasury used to satisfy equity-based compensation obligations exercised by the holders of such rights. Upon reissuance of shares (units) from treasury, either the common or preferred stock (unit) reissued is outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EUSAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans" onclick="toggleNextSibling(this);">$ 127,796,839</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans" onclick="toggleNextSibling(this);">$ 122,053,127</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member', window );">Performing Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member]" onclick="toggleNextSibling(this);">121,079,382</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member]" onclick="toggleNextSibling(this);">114,552,650</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member', window );">Nonperforming Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member]" onclick="toggleNextSibling(this);">6,717,457</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member]" onclick="toggleNextSibling(this);">7,500,477</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember', window );">Commercial Loan | Performing Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">46,067,130</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember]" onclick="toggleNextSibling(this);">35,388,756</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_CommercialLoanMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">52,045,350</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">53,592,433</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage | Performing Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">45,392,788</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">46,571,350</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage | Nonperforming Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">6,652,562</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">7,021,083</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,684,359</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">33,071,938</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction | Performing Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">29,619,464</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">32,592,544</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_PerformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction | Nonperforming Financing Receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoans', window );">Mortgage loans</a></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 64,895</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
        <td class="nump"><a title="fil_MortgageLoans[fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member;us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 479,394</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoans<br>/ fil_CreditQualityIndicatorAxis<br>= fil_NonperformingFinancingReceivable1Member<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CreditQualityIndicatorAxis=fil_NonperformingFinancingReceivable1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CreditQualityIndicatorAxis=fil_PerformingFinancingReceivable1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommercialLoanMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock', window );">Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The basic and diluted earnings per share amounts were calculated as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:27.0pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="37%" colspan="3" valign="bottom" style='width:37.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Numerator:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 1,863,703 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160;&#160; 138,848 </p> </td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Denominator:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic weighted-average shares outstanding </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,934,816 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,400,954 </p> </td> </tr> <tr style='height:12.75pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Effect of dilutive securities:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Employee stock options</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 535,084 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 462,941 </p> </td> </tr> <tr style='height:5.45pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:13.5pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted weighted-average shares outstanding</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 13,469,900 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,863,895 </p> </td> </tr> <tr style='height:6.2pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.01 </p> </td> </tr> <tr style='height:6.2pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.01 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the numerators and the denominators of the basic and diluted per-share (or per-unit) computations for income from continuing operations, including the effect that has been given to preferred dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EVKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net earnings</a></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 138,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average Class A equivalent common share outstanding (1)</a></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" onclick="toggleNextSibling(this);">12,934,816</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</span><span></span></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" onclick="toggleNextSibling(this);">12,400,954</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrantOfEmployeeStockOptions', window );">GrantOfEmployeeStockOptions</a></td>
        <td class="nump"><a title="fil_GrantOfEmployeeStockOptions" onclick="toggleNextSibling(this);">$ 535,084</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfEmployeeStockOptions</span><span></span></td>
        <td class="nump"><a title="fil_GrantOfEmployeeStockOptions" onclick="toggleNextSibling(this);">$ 462,941</a><span style="display:none;white-space:normal;text-align:left;">fil_GrantOfEmployeeStockOptions</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted', window );">Diluted weighted-average shares outstanding</a></td>
        <td class="nump"><a title="us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted" onclick="toggleNextSibling(this);">13,469,900</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted" onclick="toggleNextSibling(this);">12,863,895</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net earnings per Class A Equivalent common share (1)</a></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareBasic</span><span></span></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.01</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareBasic</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net earnings per Class A Equivalent common share-assuming dilution (1)</a></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareDiluted</span><span></span></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.01</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareDiluted</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GrantOfEmployeeStockOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GrantOfEmployeeStockOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average number of shares or units and dilutive common stock or unit equivalents outstanding in the calculation of proforma diluted earnings per share (earnings per unit), which is commonly presented in initial public offerings based on the terms of the offering.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProFormaWeightedAverageSharesOutstandingDiluted</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ENH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Held-to-maturity Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesTextBlock', window );">Held-to-maturity Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:31.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,870,964 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 361,034 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,231,998 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,984,709 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 247,576 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (4,322)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,227,963 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 124,944,246 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 16,894,360 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (830,091)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 141,008,515 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,859,088 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 311,980 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (467)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,170,601 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 35,937 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 647,960 </p> </td> </tr> <tr style='height:13.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 133,271,030 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 17,850,887 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (834,880)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,287,037 </p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member', window );">AsOfDecember312014Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesTextBlock', window );">Held-to-maturity Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Gross Unrealized Losses&nbsp;&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Estimated Fair Value&nbsp;&nbsp;</p> </td> </tr> <tr style='height:15.0pt'> <td width="35%" valign="top" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2014</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,873,146 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 345,715 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,218,861 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,736,489 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 221,893 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (5,278)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,953,104 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 126,533,483 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 15,841,536 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (980,357)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 141,394,662 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,263,206 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 305,381 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,894)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,556,693 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 22,032 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 634,055 </p> </td> </tr> <tr style='height:13.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 135,018,347 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 16,736,557 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (997,529)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,757,375 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of all investments in certain debt and equity securities for which the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5086-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6435544&amp;loc=d3e41834-113960<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfRevenuesAndExpensesByReportableSegment', window );">Schedule of Revenues and Expenses by Reportable Segment</a></td>
        <td class="text"><!--egx--> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:31.5pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Life Insurance </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="bottom" style='width:12.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Cemetery/ Mortuary</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Mortgage</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Eliminations</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="14%" valign="bottom" style='width:14.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Consolidated</p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 20,985,500 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 3,098,238 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 39,965,894 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 64,049,632 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,818,867 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 311,998 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 88,487 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; (3,219,352)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,403,851 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 409,175 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,185,358 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,998,384 </p> </td> </tr> <tr style='height:10.9pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; 677,059,957 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; 104,778,721 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; 62,765,551 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; (142,826,038)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; 701,778,191 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,765,570 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,765,570 </p> </td> </tr> <tr style='height:4.5pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 18,472,816 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 3,040,568 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 23,539,892 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 45,053,276 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,061,720 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 336,298 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 164,146 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; (2,562,164)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,331,469 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 182,778 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (1,348,260)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 165,987 </p> </td> </tr> <tr style='height:10.9pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; 604,260,546 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; 108,627,471 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; 49,375,595 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; (135,523,285)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; 626,740,327 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 391,848 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 285,191 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 677,039 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfRevenuesAndExpensesByReportableSegment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfRevenuesAndExpensesByReportableSegment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EKCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Unrealized Loss on Investments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member', window );">Fixed Maturities</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Schedule of Unrealized Loss on Investments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for Less than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for More than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Total Unrealized Loss</p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At March 31 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,322 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,322 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 566,310 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>23</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 263,781 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>10</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 830,091 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 467 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 467 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 566,777 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>24</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 268,103 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>11</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 834,880 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 9,346,785 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,522,624 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 11,869,409 </p> </td> </tr> <tr style='height:6.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At December 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>0</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,278 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,278 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 548,310 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>21</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 432,047 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>11</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 980,357 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,966 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,928 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11,894 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 552,276 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>22</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 445,253 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>13</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 997,529 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 7,081,352 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,777,587 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 9,858,939 </p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember', window );">Equity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Schedule of Unrealized Loss on Investments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for Less than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for More than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Total Unrealized Losses</p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 461,641 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>158</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 548,973 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>28</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,010,614 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 461,641 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>158</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 548,973 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>28</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,010,614 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,444,324 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 609,689 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 3,054,013 </p> </td> </tr> <tr style='height:6.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At December 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 327,389 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>138</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 492,744 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>27</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 820,133 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 327,389 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>138</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 492,744 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>27</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 820,133 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,162,425 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 676,706 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,839,131 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=fil_FixedMaturities1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E5QAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available-for-sale Securities</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecurities" onclick="toggleNextSibling(this);">$ 6,383,502</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecurities</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RestrictedAssetsOfCemeteriesAndMortuaries', window );">Restricted assets of cemeteries and mortuaries</a></td>
        <td class="nump"><a title="fil_RestrictedAssetsOfCemeteriesAndMortuaries" onclick="toggleNextSibling(this);">715,791</a><span style="display:none;white-space:normal;text-align:left;">fil_RestrictedAssetsOfCemeteriesAndMortuaries</span><span></span></td>
        <td class="nump"><a title="fil_RestrictedAssetsOfCemeteriesAndMortuaries" onclick="toggleNextSibling(this);">715,202</a><span style="display:none;white-space:normal;text-align:left;">fil_RestrictedAssetsOfCemeteriesAndMortuaries</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CemeteryPerpetualCareTrustInvestments1', window );">Cemetery perpetual care trust investments</a></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments1" onclick="toggleNextSibling(this);">654,458</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments1</span><span></span></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments1" onclick="toggleNextSibling(this);">695,235</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments1</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesInterestRateLockCommitments', window );">Derivatives - interest rate lock commitments</a></td>
        <td class="nump"><a title="fil_DerivativesInterestRateLockCommitments" onclick="toggleNextSibling(this);">5,002,929</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesInterestRateLockCommitments</span><span></span></td>
        <td class="nump"><a title="fil_DerivativesInterestRateLockCommitments" onclick="toggleNextSibling(this);">2,111,529</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesInterestRateLockCommitments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure" onclick="toggleNextSibling(this);">12,756,680</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure</span><span></span></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure" onclick="toggleNextSibling(this);">10,274,716</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PolicyholderAccountBalances', window );">Policyholder account balances</a></td>
        <td class="num"><a title="fil_PolicyholderAccountBalances" onclick="toggleNextSibling(this);">(51,516,976)</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderAccountBalances</span><span></span></td>
        <td class="num"><a title="fil_PolicyholderAccountBalances" onclick="toggleNextSibling(this);">(45,310,699)</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderAccountBalances</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FuturePolicyBenefitsAnnuities', window );">Future policy benefits - annuities</a></td>
        <td class="num"><a title="fil_FuturePolicyBenefitsAnnuities" onclick="toggleNextSibling(this);">(68,843,240)</a><span style="display:none;white-space:normal;text-align:left;">fil_FuturePolicyBenefitsAnnuities</span><span></span></td>
        <td class="num"><a title="fil_FuturePolicyBenefitsAnnuities" onclick="toggleNextSibling(this);">(65,540,985)</a><span style="display:none;white-space:normal;text-align:left;">fil_FuturePolicyBenefitsAnnuities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwaps', window );">Derivatives - bank loan interest rate swaps</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwaps" onclick="toggleNextSibling(this);">(27,419)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwaps</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwaps" onclick="toggleNextSibling(this);">(31,370)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwaps</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsCallOptions', window );">Derivatives - bank loan interest rate swaps, Call Options</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsCallOptions" onclick="toggleNextSibling(this);">(37,476)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsCallOptions</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsCallOptions" onclick="toggleNextSibling(this);">(116,036)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsCallOptions</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsPutOptions', window );">Derivatives - bank loan interest rate swaps, Put Options</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsPutOptions" onclick="toggleNextSibling(this);">(40,727)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsPutOptions</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsPutOptions" onclick="toggleNextSibling(this);">(11,867)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsPutOptions</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments', window );">Derivatives - bank loan interest rate swaps, Interest rate lock commitments</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" onclick="toggleNextSibling(this);">(585,187)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" onclick="toggleNextSibling(this);">(181,678)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LiabilitiesAccountedForAtFairValue', window );">Liabilities accounted for at fair value</a></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue" onclick="toggleNextSibling(this);">(121,051,025)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue</span><span></span></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue" onclick="toggleNextSibling(this);">(111,192,635)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonRedeemablePreferredStock', window );">Non-redeemable preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_NonRedeemablePreferredStock" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">fil_NonRedeemablePreferredStock</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TradingSecuritiesEquity', window );">Trading Securities, Equity</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_TradingSecuritiesEquity" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TradingSecuritiesEquity</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available-for-sale Securities</a></td>
        <td class="nump"><a title="us-gaap_AvailableForSaleSecurities[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">6,383,502</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AvailableForSaleSecurities<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RestrictedAssetsOfCemeteriesAndMortuaries', window );">Restricted assets of cemeteries and mortuaries</a></td>
        <td class="nump"><a title="fil_RestrictedAssetsOfCemeteriesAndMortuaries[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">715,791</a><span style="display:none;white-space:normal;text-align:left;">fil_RestrictedAssetsOfCemeteriesAndMortuaries<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="nump"><a title="fil_RestrictedAssetsOfCemeteriesAndMortuaries[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">715,202</a><span style="display:none;white-space:normal;text-align:left;">fil_RestrictedAssetsOfCemeteriesAndMortuaries<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CemeteryPerpetualCareTrustInvestments1', window );">Cemetery perpetual care trust investments</a></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments1[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">654,458</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments1<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="nump"><a title="fil_CemeteryPerpetualCareTrustInvestments1[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">695,235</a><span style="display:none;white-space:normal;text-align:left;">fil_CemeteryPerpetualCareTrustInvestments1<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">7,753,751</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">8,163,187</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsCallOptions', window );">Derivatives - bank loan interest rate swaps, Call Options</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsCallOptions[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(37,476)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsCallOptions<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsCallOptions[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(116,036)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsCallOptions<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsPutOptions', window );">Derivatives - bank loan interest rate swaps, Put Options</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsPutOptions[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(40,727)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsPutOptions<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsPutOptions[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(11,867)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsPutOptions<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LiabilitiesAccountedForAtFairValue', window );">Liabilities accounted for at fair value</a></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(78,203)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">(127,903)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_NonRedeemablePreferredStock', window );">Non-redeemable preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="fil_NonRedeemablePreferredStock[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">fil_NonRedeemablePreferredStock<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TradingSecuritiesEquity', window );">Trading Securities, Equity</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_TradingSecuritiesEquity[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member]" onclick="toggleNextSibling(this);">6,752,750</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TradingSecuritiesEquity<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesInterestRateLockCommitments', window );">Derivatives - interest rate lock commitments</a></td>
        <td class="nump"><a title="fil_DerivativesInterestRateLockCommitments[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">5,002,929</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesInterestRateLockCommitments<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="nump"><a title="fil_DerivativesInterestRateLockCommitments[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">2,111,529</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesInterestRateLockCommitments<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets, Fair Value Disclosure</a></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">5,002,929</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="nump"><a title="us-gaap_AssetsFairValueDisclosure[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">2,111,529</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AssetsFairValueDisclosure<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PolicyholderAccountBalances', window );">Policyholder account balances</a></td>
        <td class="num"><a title="fil_PolicyholderAccountBalances[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(51,516,976)</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderAccountBalances<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_PolicyholderAccountBalances[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(45,310,699)</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderAccountBalances<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FuturePolicyBenefitsAnnuities', window );">Future policy benefits - annuities</a></td>
        <td class="num"><a title="fil_FuturePolicyBenefitsAnnuities[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(68,843,240)</a><span style="display:none;white-space:normal;text-align:left;">fil_FuturePolicyBenefitsAnnuities<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_FuturePolicyBenefitsAnnuities[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(65,540,985)</a><span style="display:none;white-space:normal;text-align:left;">fil_FuturePolicyBenefitsAnnuities<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwaps', window );">Derivatives - bank loan interest rate swaps</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwaps[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(27,419)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwaps<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwaps[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(31,370)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwaps<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments', window );">Derivatives - bank loan interest rate swaps, Interest rate lock commitments</a></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(585,187)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">(181,678)</a><span style="display:none;white-space:normal;text-align:left;">fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LiabilitiesAccountedForAtFairValue', window );">Liabilities accounted for at fair value</a></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">$ (120,972,822)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
        <td class="num"><a title="fil_LiabilitiesAccountedForAtFairValue[us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member]" onclick="toggleNextSibling(this);">$ (111,064,732)</a><span style="display:none;white-space:normal;text-align:left;">fil_LiabilitiesAccountedForAtFairValue<br>/ us-gaap_FairValueByFairValueHierarchyLevelAxis<br>= us-gaap_FairValueInputsLevel3Member</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CemeteryPerpetualCareTrustInvestments1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CemeteryPerpetualCareTrustInvestments1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DerivativesBankLoanInterestRateSwaps">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_DerivativesBankLoanInterestRateSwaps</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DerivativesBankLoanInterestRateSwapsCallOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_DerivativesBankLoanInterestRateSwapsCallOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DerivativesBankLoanInterestRateSwapsPutOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_DerivativesBankLoanInterestRateSwapsPutOptions</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DerivativesInterestRateLockCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_DerivativesInterestRateLockCommitments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FuturePolicyBenefitsAnnuities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FuturePolicyBenefitsAnnuities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LiabilitiesAccountedForAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_LiabilitiesAccountedForAtFairValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_NonRedeemablePreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_NonRedeemablePreferredStock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PolicyholderAccountBalances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_PolicyholderAccountBalances</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RestrictedAssetsOfCemeteriesAndMortuaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_RestrictedAssetsOfCemeteriesAndMortuaries</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TradingSecuritiesEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in trading equity securities and other forms of trading securities that provide ownership interests.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26626-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Trading Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),1(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TradingSecuritiesEquity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.4.0.3
 *
 */

var Show = {};
Show.LastAR = null,

Show.hideAR = function(){
	Show.LastAR.style.display = 'none';
};

Show.showAR = function ( link, id, win ){
	if( Show.LastAR ){
		Show.hideAR();
	}

	var ref = link;
	do {
		ref = ref.nextSibling;
	} while (ref && ref.nodeName != 'TABLE');

	if (!ref || ref.nodeName != 'TABLE') {
		var tmp = win ?
			win.document.getElementById(id) :
			document.getElementById(id);

		if( tmp ){
			ref = tmp.cloneNode(true);
			ref.id = '';
			link.parentNode.appendChild(ref);
		}
	}

	if( ref ){
		ref.style.display = 'block';
		Show.LastAR = ref;
	}
};

Show.toggleNext = function( link ){
	var ref = link;

	do{
		ref = ref.nextSibling;
	}while( ref.nodeName != 'DIV' );

	if( ref.style &&
		ref.style.display &&
		ref.style.display == 'none' ){
		ref.style.display = 'block';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '+', '-' );
		}else{
			link.innerText = link.innerText.replace( '+', '-' );
		}
	}else{
		ref.style.display = 'none';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '-', '+' );
		}else{
			link.innerText = link.innerText.replace( '-', '+' );
		}
	}
};
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EVIAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Statement of Cash Flows (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump"><a title="us-gaap_NetCashProvidedByUsedInOperatingActivities" onclick="toggleNextSibling(this);">$ 711,854</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInOperatingActivities</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetCashProvidedByUsedInOperatingActivities" onclick="toggleNextSibling(this);">$ 22,716,675</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInOperatingActivities</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchase-fixed maturity securities</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" onclick="toggleNextSibling(this);">(720,168)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Calls and maturities - fixed maturity securities</a></td>
        <td class="nump"><a title="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" onclick="toggleNextSibling(this);">2,423,142</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" onclick="toggleNextSibling(this);">1,482,142</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity', window );">Purchase - equity securities</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" onclick="toggleNextSibling(this);">(970,123)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity</span><span></span></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" onclick="toggleNextSibling(this);">(2,078,830)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity', window );">Sales - equity securities</a></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" onclick="toggleNextSibling(this);">1,115,336</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" onclick="toggleNextSibling(this);">666,524</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireShortTermInvestments', window );">Purchase of short-term investments</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireShortTermInvestments" onclick="toggleNextSibling(this);">(19,289,330)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireShortTermInvestments</span><span></span></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireShortTermInvestments" onclick="toggleNextSibling(this);">(4,995,216)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireShortTermInvestments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments', window );">Sales of short-term investments</a></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments" onclick="toggleNextSibling(this);">25,728,589</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments" onclick="toggleNextSibling(this);">312,659</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireRestrictedInvestments', window );">Sales (purchases) of restricted assets</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireRestrictedInvestments" onclick="toggleNextSibling(this);">(477,434)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireRestrictedInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_PaymentsToAcquireRestrictedInvestments" onclick="toggleNextSibling(this);">94,028</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireRestrictedInvestments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ChangeInAssetsForPerpetualCareTrusts', window );">Changes in assets for perpetual care trusts</a></td>
        <td class="num"><a title="fil_ChangeInAssetsForPerpetualCareTrusts" onclick="toggleNextSibling(this);">(77,547)</a><span style="display:none;white-space:normal;text-align:left;">fil_ChangeInAssetsForPerpetualCareTrusts</span><span></span></td>
        <td class="num"><a title="fil_ChangeInAssetsForPerpetualCareTrusts" onclick="toggleNextSibling(this);">(59,880)</a><span style="display:none;white-space:normal;text-align:left;">fil_ChangeInAssetsForPerpetualCareTrusts</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AmountReceivedForPerpetualCareTrusts', window );">Amount received for perpetual care trusts</a></td>
        <td class="nump"><a title="fil_AmountReceivedForPerpetualCareTrusts" onclick="toggleNextSibling(this);">14,734</a><span style="display:none;white-space:normal;text-align:left;">fil_AmountReceivedForPerpetualCareTrusts</span><span></span></td>
        <td class="nump"><a title="fil_AmountReceivedForPerpetualCareTrusts" onclick="toggleNextSibling(this);">43,305</a><span style="display:none;white-space:normal;text-align:left;">fil_AmountReceivedForPerpetualCareTrusts</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment', window );">Mortgage, policy, and other loans made</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireLoansHeldForInvestment" onclick="toggleNextSibling(this);">(98,936,237)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireLoansHeldForInvestment</span><span></span></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireLoansHeldForInvestment" onclick="toggleNextSibling(this);">(49,908,636)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireLoansHeldForInvestment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment', window );">Payments received for mortgage, policy and other loans</a></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" onclick="toggleNextSibling(this);">85,963,685</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" onclick="toggleNextSibling(this);">33,846,466</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of property and equipment</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" onclick="toggleNextSibling(this);">(371,843)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</span><span></span></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" onclick="toggleNextSibling(this);">(275,002)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireRealEstate', window );">Purchase of real estate</a></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireRealEstate" onclick="toggleNextSibling(this);">(1,695,631)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireRealEstate</span><span></span></td>
        <td class="num"><a title="us-gaap_PaymentsToAcquireRealEstate" onclick="toggleNextSibling(this);">(2,139,341)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PaymentsToAcquireRealEstate</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesOfRealEstate', window );">Sale of real estate</a></td>
        <td class="nump"><a title="us-gaap_SalesOfRealEstate" onclick="toggleNextSibling(this);">1,924,500</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesOfRealEstate</span><span></span></td>
        <td class="nump"><a title="us-gaap_SalesOfRealEstate" onclick="toggleNextSibling(this);">1,247,104</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesOfRealEstate</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CashReceivedFromReinsurance', window );">Cash received from reinsurance</a></td>
        <td class="nump"><a title="fil_CashReceivedFromReinsurance" onclick="toggleNextSibling(this);">15,113,391</a><span style="display:none;white-space:normal;text-align:left;">fil_CashReceivedFromReinsurance</span><span></span></td>
        <td class="nump"><a title="fil_CashReceivedFromReinsurance" onclick="toggleNextSibling(this);">7,304,993</a><span style="display:none;white-space:normal;text-align:left;">fil_CashReceivedFromReinsurance</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="nump"><a title="us-gaap_NetCashProvidedByUsedInInvestingActivities" onclick="toggleNextSibling(this);">9,745,064</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInInvestingActivities</span><span></span></td>
        <td class="num"><a title="us-gaap_NetCashProvidedByUsedInInvestingActivities" onclick="toggleNextSibling(this);">(14,459,684)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInInvestingActivities</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionsToContractHoldersFunds', window );">Annuity contract receipts</a></td>
        <td class="nump"><a title="us-gaap_AdditionsToContractHoldersFunds" onclick="toggleNextSibling(this);">2,507,650</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdditionsToContractHoldersFunds</span><span></span></td>
        <td class="nump"><a title="us-gaap_AdditionsToContractHoldersFunds" onclick="toggleNextSibling(this);">2,524,342</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdditionsToContractHoldersFunds</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WithdrawalFromContractHoldersFunds', window );">Annuity contract withdrawals</a></td>
        <td class="num"><a title="us-gaap_WithdrawalFromContractHoldersFunds" onclick="toggleNextSibling(this);">(3,496,843)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WithdrawalFromContractHoldersFunds</span><span></span></td>
        <td class="num"><a title="us-gaap_WithdrawalFromContractHoldersFunds" onclick="toggleNextSibling(this);">(3,647,370)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WithdrawalFromContractHoldersFunds</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromStockOptionsExercised" onclick="toggleNextSibling(this);">50,299</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromStockOptionsExercised</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfBankDebt', window );">Repayment of bank loans on notes and contracts</a></td>
        <td class="num"><a title="us-gaap_RepaymentsOfBankDebt" onclick="toggleNextSibling(this);">(607,286)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RepaymentsOfBankDebt</span><span></span></td>
        <td class="num"><a title="us-gaap_RepaymentsOfBankDebt" onclick="toggleNextSibling(this);">(588,471)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RepaymentsOfBankDebt</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromBankDebt', window );">Proceeds from borrowing on bank loans</a></td>
        <td class="nump"><a title="us-gaap_ProceedsFromBankDebt" onclick="toggleNextSibling(this);">1,028,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromBankDebt</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProceedsFromBankDebt" onclick="toggleNextSibling(this);">30,159</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProceedsFromBankDebt</span><span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num"><a title="us-gaap_NetCashProvidedByUsedInFinancingActivities" onclick="toggleNextSibling(this);">(567,631)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInFinancingActivities</span><span></span></td>
        <td class="num"><a title="us-gaap_NetCashProvidedByUsedInFinancingActivities" onclick="toggleNextSibling(this);">(1,631,041)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetCashProvidedByUsedInFinancingActivities</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net change in cash and cash equivalents</a></td>
        <td class="nump"><a title="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" onclick="toggleNextSibling(this);">9,889,287</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</span><span></span></td>
        <td class="nump"><a title="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" onclick="toggleNextSibling(this);">6,625,950</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td>
        <td class="nump"><a title="us-gaap_CashEquivalentsAtCarryingValue" onclick="toggleNextSibling(this);">30,855,320</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashEquivalentsAtCarryingValue</span><span></span></td>
        <td class="nump"><a title="us-gaap_CashEquivalentsAtCarryingValue" onclick="toggleNextSibling(this);">38,203,164</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashEquivalentsAtCarryingValue</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td>
        <td class="nump"><a title="us-gaap_CashEquivalentsAtCarryingValue" onclick="toggleNextSibling(this);">40,744,607</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashEquivalentsAtCarryingValue</span><span></span></td>
        <td class="nump"><a title="us-gaap_CashEquivalentsAtCarryingValue" onclick="toggleNextSibling(this);">44,829,114</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CashEquivalentsAtCarryingValue</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Non Cash Investing and Financing Activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageLoansForeclosedIntoRealEstate', window );">Mortgage loans foreclosed into real estate</a></td>
        <td class="nump"><a title="fil_MortgageLoansForeclosedIntoRealEstate" onclick="toggleNextSibling(this);">$ 2,389,330</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageLoansForeclosedIntoRealEstate</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AmountReceivedForPerpetualCareTrusts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AmountReceivedForPerpetualCareTrusts</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CashReceivedFromReinsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CashReceivedFromReinsurance</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ChangeInAssetsForPerpetualCareTrusts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ChangeInAssetsForPerpetualCareTrusts</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageLoansForeclosedIntoRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageLoansForeclosedIntoRealEstate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionsToContractHoldersFunds">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a segregated fund account during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AdditionsToContractHoldersFunds</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49171198&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CashEquivalentsAtCarryingValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire equity securities classified as available-for-sale securities, because they are not classified as trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with purchasing loans held for investment purposes during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLoansHeldForInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from the acquisition of a piece of land, anything permanently fixed to it, including buildings, structures on it and so forth; includes real estate intended to generate income for the owner; excludes real estate acquired for use by the owner.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireRealEstate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireRestrictedInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire investments (not to include restricted cash) that are pledged or subject to withdrawal restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireRestrictedInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for securities or other assets acquired, which qualify for treatment as an investing activity and are to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PaymentsToAcquireShortTermInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromBankDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from bank borrowing during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromBankDebt</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale and maturity (principal being due) of other investments, prepayment and call (request of early payment) of other investments not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from Sales of Loans Held For Investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfBankDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to settle a bank borrowing during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RepaymentsOfBankDebt</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesOfRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue from the sale of commercial, industrial, or residential property during the period. This element is more likely than not relevant to an entity for which real estate operations are a principal activity. If real estate operations are not a principal activity, the reporting entity would likely use a gain (loss) on sale of property, plant, or equipment type element.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1(e))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_SalesOfRealEstate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WithdrawalFromContractHoldersFunds">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for a segregated fund account during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_WithdrawalFromContractHoldersFunds</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EGZAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Balance Sheet Parenthetical (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Allowance for losses on mortgage loans on real estate and construction loans, held for investment</a></td>
        <td class="nump"><a title="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate" onclick="toggleNextSibling(this);">$ 1,902,396</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AllowanceForLoanAndLeaseLossesRealEstate</span><span></span></td>
        <td class="nump"><a title="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate" onclick="toggleNextSibling(this);">$ 2,003,055</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AllowanceForLoanAndLeaseLossesRealEstate</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation', window );">Accumulated depreciation on real estate held for investment</a></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation" onclick="toggleNextSibling(this);">11,367,721</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation</span><span></span></td>
        <td class="nump"><a title="us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation" onclick="toggleNextSibling(this);">10,875,419</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables', window );">Allowance for doubtful accounts on policy and other loans</a></td>
        <td class="nump"><a title="us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables" onclick="toggleNextSibling(this);">$ 813,223</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables</span><span></span></td>
        <td class="nump"><a title="us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables" onclick="toggleNextSibling(this);">$ 693,413</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassAMember', window );">Class A Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common Stock Par Value</a></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">$ 2.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">$ 2.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common Stock Authorized</a></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">20,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">20,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock Issued</a></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesIssued[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">12,460,012</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesIssued<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesIssued[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">12,459,240</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesIssued<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury Stock</a></td>
        <td class="nump"><a title="us-gaap_TreasuryStockShares[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">987,407</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TreasuryStockShares<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_TreasuryStockShares[us-gaap_StatementClassOfStockAxis=fil_ClassAMember]" onclick="toggleNextSibling(this);">986,264</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_TreasuryStockShares<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassAMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassBMember', window );">Class B Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common Stock Par Value</a></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassBMember]" onclick="toggleNextSibling(this);">$ 1.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassBMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassBMember]" onclick="toggleNextSibling(this);">$ 1.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassBMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common Stock Authorized</a></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassBMember]" onclick="toggleNextSibling(this);">5,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassBMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassBMember]" onclick="toggleNextSibling(this);">5,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassBMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock Issued</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common Stock Outstanding</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fil_ClassCMember', window );">Class C Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common Stock Par Value</a></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">$ 2.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockParOrStatedValuePerShare[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">$ 2.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockParOrStatedValuePerShare<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common Stock Authorized</a></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">2,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesAuthorized[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">2,000,000</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesAuthorized<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock Issued</a></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesIssued[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">1,507,561</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesIssued<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_CommonStockSharesIssued[us-gaap_StatementClassOfStockAxis=fil_ClassCMember]" onclick="toggleNextSibling(this);">1,394,069</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CommonStockSharesIssued<br>/ us-gaap_StatementClassOfStockAxis<br>= fil_ClassCMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance as of the balance sheet date to reduce the gross amount of receivables to estimated net realizable value, which would be presented in parentheses on the face of the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 310<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6873192&amp;loc=d3e21338-158488<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesRealEstate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of depreciation for real estate property held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassAMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassAMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassBMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassBMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fil_ClassCMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fil_ClassCMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>10) Reinsurance, Commitments and Contingencies<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">10) Reinsurance, Commitments and Contingencies</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><font style='letter-spacing:-.1pt'>10)&#160;&#160;&#160; <u>Reinsurance, Commitments and Contingencies</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><b>Reinsurance</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Reinsurance Agreement with North America Life Insurance Company</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font lang="EN-CA">On May 8, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a paid-up business offer under the coinsurance agreement effective December 1, 2010 to reinsure certain life insurance policies from North America Life Insurance Company (&#147;North America Life&#148;). Pursuant to the paid-up business offer, North America Life ceded and transferred to Security National Life all contractual obligations and risks under the coinsured policies. Security National Life paid a ceding commission to North America Life in the amount of $281,908. As a result of the ceding commission, North America Life transferred $8,900,282 of cash and $9,182,190 in statutory reserves, or liabilities, to Security National Life.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Reinsurance Agreement with American Republic Insurance Company</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font lang="EN-CA">On February 11, 2015, the Company, through its wholly owned subsidiary, Security National Life, signed a coinsurance agreement to reinsure certain life insurance policies from American Republic Insurance Company (&#147;American Republic&#148;).&#160; The policies were previously reinsured by North America Life under a coinsurance agreement between World Insurance Company (&#147;World Insurance&#148;) and North America Life entered into on July 22, 2009 which was commuted.&nbsp; World Insurance was subsequently purchased by and merged into American Republic.&nbsp; The current coinsurance agreement is between Security National Life and American Republic and became effective on January 1, 2015.&nbsp; As part of the coinsurance agreement, American Republic transferred all contractual obligations and risks to Security National Life and Security National Life took control of $15,004,771 of assets in a trust account held by Texas Capital Bank as the trustee.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Reinsurance Agreement with LJA Insurance Company</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>On December 19, 2014, the Company, </font><font lang="EN-CA">through its wholly owned subsidiary, Security National Life,</font><font style='letter-spacing:-.1pt'> entered into a Coinsurance Funds Withheld Reinsurance Agreement with LJA Insurance Company (&#147;LJA Insurance&#148;), a Republic of the Marshall Islands domiciled insurance company. This agreement was effective November 1, 2014. Under the terms of the funds withheld agreement, Security National Life ceded to LJA Insurance 100% of three blocks of deferred annuities in the amount of $4,337,000 and retained the assets and recorded a funds held under coinsurance liability for the same amount. LJA Insurance agreed to pay Security National Life an initial ceding commission of $60,000 and an asset management fee of $16,000 per quarter to administer the policies. Security National Life will also receive a 90% experience refund for any profits from the business. Security National Life has the right to recapture the business by giving LJA Insurance 90 days written notice, or it may be terminated by mutual consent of both parties.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><b>Mortgage Loan Loss Settlements</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-.7pt;text-align:justify'><font style='letter-spacing:-.1pt'>The mortgage industry has seen potential loan losses increase. Future loan losses are extremely difficult to estimate, especially in the current market.&#160; However, management believes that the Company&#146;s reserve methodology and its current practice of property preservation allow it to estimate its losses on loans sold. The amounts accrued for loan losses for the three months ended March 31, 2015 and 2014 were </font><font style='letter-spacing:-.1pt'>$667,000</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$372,000</font><font style='letter-spacing:-.1pt'>, respectively. The estimated liability for indemnification losses is included in other liabilities and accrued expenses and, as of March 31, 2015 and December 31, 2014, the balances were </font><font style='letter-spacing:-.1pt'>$2,212,000</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$1,718,000</font><font style='letter-spacing:-.1pt'>, respectively. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:8.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'><b>Mortgage Loan Loss Demands</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Third Party Investors</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>There have been assertions in third party investor correspondence that SecurityNational Mortgage sold mortgage loans that allegedly contained borrower misrepresentations or experienced early payment defaults, or that were otherwise allegedly defective or not in compliance with agreements between SecurityNational Mortgage and the third party investors consisting principally of financial institutions.&#160; As a result of these claims, third party investors have made demands that SecurityNational Mortgage repurchase certain alleged defective mortgage loans that were sold to such investors or indemnify them against any losses related to such loans.</p>  <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The total amount of potential claims by third party investors is difficult to determine.&#160; The Company has reserved and accrued $2,212,000 as of March 31, 2015 to settle all such investor related claims.&#160; The Company believes that the reserve for mortgage loan loss, which includes provisions for probable losses and indemnification on mortgage loans sold to investors, is reasonable based on available information.&#160; Moreover, the Company has successfully negotiated acceptable settlement terms with other third party investors that asserted claims for mortgage loan losses against SecurityNational Mortgage.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>SecurityNational Mortgage disagrees with the repurchase demands and notices of potential claims from third party investors. Furthermore, SecurityNational Mortgage believes there is potential to resolve the alleged claims by the third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.<font style='letter-spacing:-.1pt'>&#160; </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>JP Morgan Chase Indemnification Demand</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company and its wholly owned subsidiary, SecurityNational Mortgage, received a notice of claim for indemnification dated December 21, 2011, from JP Morgan Chase &amp; Co. (&#147;JP Morgan Chase&#148;) on behalf of EMC Mortgage, LLC (&#147;EMC Mortgage&#148;), relating to 21 mortgage loans that EMC Mortgage allegedly purchased as a third party investor from SecurityNational Mortgage.&#160; The notice also referenced a guaranty agreement, dated February 23, 2006, by the Company for the benefit of EMC Mortgage.&#160; The indemnification notice additionally stated that EMC Mortgage had been named in a lawsuit by the Bear Stearns Mortgage Funding Trust 2007-AR2 (the &#147;Trust&#148;), which was filed on September 13, 2011 in the Delaware Court of Chancery.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The lawsuit the Trust brought against EMC Mortgage contends that more than 800 residential mortgage loans that EMC Mortgage sold to the Trust (including the 21 loans allegedly originated by SecurityNational Mortgage) contained breaches of representations and warranties with respect to the mortgage loans, as well as defaults and foreclosures in many of such loans.&#160; As a result of the alleged breaches of representations and warranties by EMC Mortgage, the complaint requests that EMC Mortgage be ordered to repurchase from the Trust any loans for which it breached its representations and warranties, in the amount of the mortgage loans&#146; outstanding principal balance and all accrued but unpaid interest.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The indemnification notice from JP Morgan Chase further alleged that the Company and SecurityNational Mortgage are required to indemnify EMC Mortgage for any of its losses arising from the lawsuit that the Trust brought against EMC based upon allegedly untrue statements of material fact related to information that was provided by SecurityNational Mortgage. To the extent the claims in the complaint relate to the 21 mortgage loans that SecurityNational Mortgage allegedly sold to EMC Mortgage, the Company believes it has significant defenses to such claims. The Company intends to vigorously defend itself and SecurityNational Mortgage in the event that JP Morgan Chase were to bring any legal action to require the Company or SecurityNational Mortgage to indemnify it for any loss, liability or expense in connection with the lawsuit that the Trust brought against EMC Mortgage.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><b>Mortgage Loan Loss Litigation</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>For a description of the litigation involving SecurityNational Mortgage and Lehman Brothers and Aurora Loan Services, reference is to Part II, Item 1. Legal Proceedings.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Other Contingencies and Commitments</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company has entered into commitments to fund new residential construction loans. As of March 31, 2015, the Company&#146;s commitments were </font><font style='letter-spacing:-.1pt'>$40,835,000</font><font style='letter-spacing:-.1pt'> for these loans of which </font><font style='letter-spacing:-.1pt'>$29,684,000</font><font style='letter-spacing:-.1pt'> had been funded. The Company will advance funds once the work has been completed and an independent inspection is made. The maximum loan commitment ranges between 50% and 80% of appraised value. The Company receives fees from the borrowers and the interest rate is generally 2% to 6.75% over the bank prime rate (3.25% as of March 31, 2015). Maturities range between six and twelve months.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company is not a party to any other material legal proceedings outside the ordinary course of business or to any other legal proceedings, which, if adversely determined, would have a material adverse effect on its financial condition or results of operations.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51674963&amp;loc=d3e12565-110249<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 440<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EMQAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document and Entity Information<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>May 15, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">SECURITY NATIONAL FINANCIAL CORP<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-Q<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Mar. 31,  2015<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0000318673<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Smaller Reporting Company<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2015<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">Q1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Class A Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="dei_EntityCommonStockSharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">12,460,012</a><span style="display:none;white-space:normal;text-align:left;">dei_EntityCommonStockSharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember', window );">Class C Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="dei_EntityCommonStockSharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">1,507,561</a><span style="display:none;white-space:normal;text-align:left;">dei_EntityCommonStockSharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_AmendmentFlag</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gMonthDayItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_DocumentType</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityFilerCategory</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityRegistrantName</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>11) Mortgage Servicing Rights<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageServicingRightsDisclosure', window );">11) Mortgage Servicing Rights</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>11)&#160; <u>Mortgage Servicing Rights</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The following is a summary of the MSR activity for the periods presented.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:30.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="22%" valign="bottom" style='width:22.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of March 31 2015</p> </td> <td width="21%" valign="bottom" style='width:21.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of December 31 2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Amortized cost:</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance before valuation allowance at beginning of year</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,844,101 </p> </td> </tr> <tr style='height:13.9pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>MSRs proceeds from loan sales</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 987,707 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,741,381 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Amortization</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (259,966)</p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (750,735)</p> </td> </tr> <tr style='height:45.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Application of valuation allowance to write down MSRs &#160;&#160; with other than temporary impairment</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance before valuation allowance at year end</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,562,488 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> </tr> <tr style='height:7.15pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:7.15pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Valuation allowance for impairment of MSRs:</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance at beginning of year</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Additions</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:45.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Application of valuation allowance to write down MSRs &#160;&#160; with other than temporary impairment</p> </td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance at end of period</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights, net</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,562,488 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,834,747 </p> </td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="22%" valign="bottom" style='width:22.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.82%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Estimated fair value of MSRs at end of period</p> </td> <td width="22%" valign="bottom" style='width:22.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,926,200 </p> </td> <td width="21%" valign="bottom" style='width:21.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,485,570 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company reports these MSRs pursuant to the accounting policy discussed in Note 7. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageServicingRightsDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageServicingRightsDisclosure</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ECMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Statement (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenuesAbstract', window );"><strong>Revenues:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsEarnedNet', window );">Insurance premiums and other considerations</a></td>
        <td class="nump"><a title="us-gaap_PremiumsEarnedNet" onclick="toggleNextSibling(this);">$ 13,853,515</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PremiumsEarnedNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_PremiumsEarnedNet" onclick="toggleNextSibling(this);">$ 13,129,447</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_PremiumsEarnedNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeNet', window );">Net investment income</a></td>
        <td class="nump"><a title="us-gaap_InvestmentIncomeNet" onclick="toggleNextSibling(this);">7,822,844</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InvestmentIncomeNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_InvestmentIncomeNet" onclick="toggleNextSibling(this);">5,642,500</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InvestmentIncomeNet</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesRevenueGoodsNet', window );">Net mortuary and cemetery sales</a></td>
        <td class="nump"><a title="us-gaap_SalesRevenueGoodsNet" onclick="toggleNextSibling(this);">2,872,235</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesRevenueGoodsNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_SalesRevenueGoodsNet" onclick="toggleNextSibling(this);">2,831,062</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesRevenueGoodsNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments', window );">Realized gains on investments and other assets</a></td>
        <td class="nump"><a title="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" onclick="toggleNextSibling(this);">420,064</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments</span><span></span></td>
        <td class="nump"><a title="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" onclick="toggleNextSibling(this);">198,993</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Other than temporary impairments on investments</a></td>
        <td class="num"><a title="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" onclick="toggleNextSibling(this);">(55,896)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</span><span></span></td>
        <td class="num"><a title="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" onclick="toggleNextSibling(this);">(30,000)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageFeeIncome', window );">Mortgage fee income</a></td>
        <td class="nump"><a title="fil_MortgageFeeIncome" onclick="toggleNextSibling(this);">37,821,800</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageFeeIncome</span><span></span></td>
        <td class="nump"><a title="fil_MortgageFeeIncome" onclick="toggleNextSibling(this);">22,537,538</a><span style="display:none;white-space:normal;text-align:left;">fil_MortgageFeeIncome</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncome', window );">Other income</a></td>
        <td class="nump"><a title="us-gaap_OtherIncome" onclick="toggleNextSibling(this);">1,315,070</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherIncome</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherIncome" onclick="toggleNextSibling(this);">743,736</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherIncome</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="nump"><a title="us-gaap_Revenues" onclick="toggleNextSibling(this);">64,049,632</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Revenues</span><span></span></td>
        <td class="nump"><a title="us-gaap_Revenues" onclick="toggleNextSibling(this);">45,053,276</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_Revenues</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BenefitsLossesAndExpensesAbstract', window );"><strong>Benefits and expenses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PolicyholderDeathBenefits', window );">Death benefits</a></td>
        <td class="nump"><a title="fil_PolicyholderDeathBenefits" onclick="toggleNextSibling(this);">7,927,872</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderDeathBenefits</span><span></span></td>
        <td class="nump"><a title="fil_PolicyholderDeathBenefits" onclick="toggleNextSibling(this);">6,675,493</a><span style="display:none;white-space:normal;text-align:left;">fil_PolicyholderDeathBenefits</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherPolicyholderBenefits', window );">Surrenders and other policy benefits</a></td>
        <td class="nump"><a title="fil_OtherPolicyholderBenefits" onclick="toggleNextSibling(this);">653,734</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherPolicyholderBenefits</span><span></span></td>
        <td class="nump"><a title="fil_OtherPolicyholderBenefits" onclick="toggleNextSibling(this);">515,612</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherPolicyholderBenefits</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense', window );">Increase in future policy benefits</a></td>
        <td class="nump"><a title="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" onclick="toggleNextSibling(this);">4,179,812</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense</span><span></span></td>
        <td class="nump"><a title="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" onclick="toggleNextSibling(this);">4,367,443</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1', window );">Amortization of deferred policy and pre-need acquisition costs and value of business acquired</a></td>
        <td class="nump"><a title="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1" onclick="toggleNextSibling(this);">1,167,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1</span><span></span></td>
        <td class="nump"><a title="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1" onclick="toggleNextSibling(this);">1,403,642</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesCommissionsAndFees', window );">Commissions</a></td>
        <td class="nump"><a title="us-gaap_SalesCommissionsAndFees" onclick="toggleNextSibling(this);">18,566,047</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesCommissionsAndFees</span><span></span></td>
        <td class="nump"><a title="us-gaap_SalesCommissionsAndFees" onclick="toggleNextSibling(this);">10,560,881</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SalesCommissionsAndFees</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Personnel', window );">Personnel</a></td>
        <td class="nump"><a title="fil_Personnel" onclick="toggleNextSibling(this);">14,313,316</a><span style="display:none;white-space:normal;text-align:left;">fil_Personnel</span><span></span></td>
        <td class="nump"><a title="fil_Personnel" onclick="toggleNextSibling(this);">11,497,168</a><span style="display:none;white-space:normal;text-align:left;">fil_Personnel</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising</a></td>
        <td class="nump"><a title="us-gaap_AdvertisingExpense" onclick="toggleNextSibling(this);">1,416,290</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdvertisingExpense</span><span></span></td>
        <td class="nump"><a title="us-gaap_AdvertisingExpense" onclick="toggleNextSibling(this);">772,013</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AdvertisingExpense</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesRentExpenseNet', window );">Rent and rent related</a></td>
        <td class="nump"><a title="us-gaap_OperatingLeasesRentExpenseNet" onclick="toggleNextSibling(this);">1,885,076</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OperatingLeasesRentExpenseNet</span><span></span></td>
        <td class="nump"><a title="us-gaap_OperatingLeasesRentExpenseNet" onclick="toggleNextSibling(this);">1,343,443</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OperatingLeasesRentExpenseNet</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment', window );">Depreciation on property and equipment</a></td>
        <td class="nump"><a title="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment" onclick="toggleNextSibling(this);">562,737</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment</span><span></span></td>
        <td class="nump"><a title="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment" onclick="toggleNextSibling(this);">497,202</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses and loss reserve</a></td>
        <td class="nump"><a title="us-gaap_ProvisionForLoanLossesExpensed" onclick="toggleNextSibling(this);">666,739</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProvisionForLoanLossesExpensed</span><span></span></td>
        <td class="nump"><a title="us-gaap_ProvisionForLoanLossesExpensed" onclick="toggleNextSibling(this);">372,093</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ProvisionForLoanLossesExpensed</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CostOfFundingMortgageLoans', window );">Costs related to funding mortgage loans</a></td>
        <td class="nump"><a title="fil_CostOfFundingMortgageLoans" onclick="toggleNextSibling(this);">2,183,011</a><span style="display:none;white-space:normal;text-align:left;">fil_CostOfFundingMortgageLoans</span><span></span></td>
        <td class="nump"><a title="fil_CostOfFundingMortgageLoans" onclick="toggleNextSibling(this);">1,297,685</a><span style="display:none;white-space:normal;text-align:left;">fil_CostOfFundingMortgageLoans</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherExpenses', window );">Other expenses</a></td>
        <td class="nump"><a title="us-gaap_OtherExpenses" onclick="toggleNextSibling(this);">6,085,503</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherExpenses</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherExpenses" onclick="toggleNextSibling(this);">4,596,451</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherExpenses</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump"><a title="us-gaap_InterestExpense" onclick="toggleNextSibling(this);">985,346</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InterestExpense</span><span></span></td>
        <td class="nump"><a title="us-gaap_InterestExpense" onclick="toggleNextSibling(this);">497,864</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_InterestExpense</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfGoodsAndServicesSold', window );">Cost of goods and services sold-mortuaries and cemeteries</a></td>
        <td class="nump"><a title="us-gaap_CostOfGoodsAndServicesSold" onclick="toggleNextSibling(this);">458,266</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CostOfGoodsAndServicesSold</span><span></span></td>
        <td class="nump"><a title="us-gaap_CostOfGoodsAndServicesSold" onclick="toggleNextSibling(this);">490,299</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_CostOfGoodsAndServicesSold</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BenefitsLossesAndExpenses', window );">Total benefits and expenses</a></td>
        <td class="nump"><a title="us-gaap_BenefitsLossesAndExpenses" onclick="toggleNextSibling(this);">61,051,248</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BenefitsLossesAndExpenses</span><span></span></td>
        <td class="nump"><a title="us-gaap_BenefitsLossesAndExpenses" onclick="toggleNextSibling(this);">44,887,289</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_BenefitsLossesAndExpenses</span><span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Earnings before income taxes</a></td>
        <td class="nump"><a title="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" onclick="toggleNextSibling(this);">2,998,384</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</span><span></span></td>
        <td class="nump"><a title="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" onclick="toggleNextSibling(this);">165,987</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="num"><a title="us-gaap_IncomeTaxExpenseBenefit" onclick="toggleNextSibling(this);">(1,134,681)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_IncomeTaxExpenseBenefit</span><span></span></td>
        <td class="num"><a title="us-gaap_IncomeTaxExpenseBenefit" onclick="toggleNextSibling(this);">(27,139)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_IncomeTaxExpenseBenefit</span><span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net earnings</a></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 138,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net earnings per Class A Equivalent common share (1)</a></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareBasic</span><span></span></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareBasic" onclick="toggleNextSibling(this);">$ 0.01</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareBasic</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net earnings per Class A Equivalent common share-assuming dilution (1)</a></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.14</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareDiluted</span><span></span></td>
        <td class="nump"><a title="us-gaap_EarningsPerShareDiluted" onclick="toggleNextSibling(this);">$ 0.01</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EarningsPerShareDiluted</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average Class A equivalent common share outstanding (1)</a></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" onclick="toggleNextSibling(this);">12,934,816</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</span><span></span></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" onclick="toggleNextSibling(this);">12,400,954</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted-average Class A equivalent common shares outstanding-assuming dilution (1)</a></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" onclick="toggleNextSibling(this);">13,469,900</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</span><span></span></td>
        <td class="nump"><a title="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" onclick="toggleNextSibling(this);">12,863,895</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CostOfFundingMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_CostOfFundingMortgageLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_MortgageFeeIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_MortgageFeeIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OtherPolicyholderBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_OtherPolicyholderBenefits</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Personnel">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Personnel</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PolicyholderDeathBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_PolicyholderDeathBenefits</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The decrease in accumulated depreciation, depletion and amortization (relating to property, plant and equipment) as a result of reclassifications of property, plant and equipment during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsOfPropertyPlantAndEquipment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 720<br><br> -SubTopic 35<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AdvertisingExpense</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BenefitsLossesAndExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of expense recognized during the period for future policy benefits, claims and claims adjustment costs, and for selling, general and administrative costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.5,6,7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BenefitsLossesAndExpenses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BenefitsLossesAndExpensesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BenefitsLossesAndExpensesAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfGoodsAndServicesSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.2(a),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_CostOfGoodsAndServicesSold</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred policy acquisition costs and capitalized present value of the future profits (PVFP) expensed. Acquisition costs are costs that are related directly to the successful acquisition of new or renewal insurance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 20<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27015749&amp;loc=d3e569990-122904<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35755530&amp;loc=d3e11264-158415<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the net total realized and unrealized gain (loss) included in earnings for the period as a result of selling or holding marketable securities categorized as trading, available-for-sale, or held-to-maturity, including the unrealized holding gain (loss) of held-to-maturity securities transferred to the trading security category and the cumulative unrealized gain (loss) which was included in other comprehensive income (a separate component of shareholders' equity) for available-for-sale securities transferred to trading securities during the period. Additionally, this item would include any gains (losses) realized during the period from the sale of investments accounted for under the cost method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (b)(7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20187-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InterestExpense</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accretion (amortization) of discount (premium), and investment expense, of interest income and dividend income on nonoperating securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InvestmentIncomeNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense (income) recognized due to changes in the accrued obligation to policyholders that relates to insured events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 403<br><br> -Paragraph 04<br><br> -Subparagraph b<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6482485&amp;loc=d3e14764-158437<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesRentExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41499-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OperatingLeasesRentExpenseNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents a sum total of expenses not separately reflected on the income statement for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4,6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherExpenses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the sum of all other revenue and income recognized by the entity in the period not otherwise specified in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=SL6284393-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsEarnedNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums earned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 235<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.12-17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34713774&amp;loc=d3e574992-122915<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 605<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6486672&amp;loc=d3e27261-158547<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PremiumsEarnedNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to loss from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_Revenues</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenuesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_RevenuesAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesCommissionsAndFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Primarily represents commissions incurred in the period based upon the sale by commissioned employees or third parties of the entity's goods or services, and fees for sales assistance or product enhancements performed by third parties (such as a distributor or value added reseller).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_SalesCommissionsAndFees</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesRevenueGoodsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate revenue during the period from the sale of goods in the normal course of business, after deducting returns, allowances and discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_SalesRevenueGoodsNet</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>5) Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">5) Earnings Per Share</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>5)&#160;&#160;&#160;&#160;&#160; <u>Earnings Per Share</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:6.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The basic and diluted earnings per share amounts were calculated as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:27.0pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="37%" colspan="3" valign="bottom" style='width:37.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Numerator:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 1,863,703 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160;&#160; 138,848 </p> </td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Denominator:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic weighted-average shares outstanding </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,934,816 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,400,954 </p> </td> </tr> <tr style='height:12.75pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Effect of dilutive securities:</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Employee stock options</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 535,084 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 462,941 </p> </td> </tr> <tr style='height:5.45pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:13.5pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted weighted-average shares outstanding</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 13,469,900 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 12,863,895 </p> </td> </tr> <tr style='height:6.2pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.01 </p> </td> </tr> <tr style='height:6.2pt'> <td width="7%" valign="bottom" style='width:7.46%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="52%" valign="bottom" style='width:52.5%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:13.5pt'> <td width="59%" colspan="2" valign="bottom" style='width:59.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.01 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Net earnings per share amounts have been adjusted for the effect of annual stock dividends. For the three months ended March 31, 2015 and 2014, there were </font><font style='letter-spacing:-.1pt'>4,632</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>615,472</font><font style='letter-spacing:-.1pt'> of anti-dilutive employee stock option shares, respectively, that were not included in the computation of diluted net loss per common share as their effect would be anti-dilutive.</font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EarningsPerShareTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>4) Stock-based Compensation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">4) Stock-based Compensation</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>4)&#160;&#160;&#160;&#160;&#160; <u>Stock-Based Compensation</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company has four fixed option plans (the &#147;2003 Plan&#148;, the &#147;2006 Director Plan&#148;, the &#147;2013 Plan&#148; and the &#147;2014 Director Plan&#148;).</font><font style='letter-spacing:-.1pt'> Compensation expense for options issued of </font><font style='letter-spacing:-.1pt'>$85,545</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$64,325</font><font style='letter-spacing:-.1pt'> has been recognized for these plans for the three months ended March 31, 2015 and 2014, respectively. </font><font style='letter-spacing:-.1pt'>As of March 31, 2015, the total unrecognized compensation expense related to the options issued in December 2014 and July 2014 were </font><font style='letter-spacing:-.1pt'>$235,086</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$44,356</font><font style='letter-spacing:-.1pt'>, respectively, which are expected to be recognized over the vesting periods of one year.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><font style='letter-spacing:-.1pt'>The Company generally estimates the expected life of the options based upon the contractual term of the options adjusted for actual experience.</font><font style='letter-spacing:-.1pt'> </font><font style='letter-spacing:-.1pt'>Future volatility is estimated based upon the a weighted historical volatility of the Company&#146;s Class A common stock and three peer company stocks over a period equal to the estimated life of the options.</font><font style='letter-spacing:-.1pt'> </font><font style='letter-spacing:-.1pt'>Common stock issued upon exercise of stock options are generally new share issuances rather than from treasury shares.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>A summary of the status of the Company&#146;s stock incentive plans as of March 31, 2015, and the changes during the three months ended March 31, 2015, are presented below:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.8in'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Number of Class A Shares</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="10%" valign="bottom" style='width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Weighted Average Exercise Price</p> </td> <td width="2%" valign="bottom" style='width:2.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Number of Class C Shares</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="10%" valign="bottom" style='width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Weighted Average Exercise Price</p> </td> </tr> <tr style='height:3.95pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Outstanding at December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160; 512,795 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 3.20 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; &#160;&#160; 691,591 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.00 </p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Granted</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Exercised</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; (114,023)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2.14 </p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cancelled</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160; (8,846)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160; 2.31 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Outstanding at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 503,949 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 3.21 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; &#160;&#160;&#160;&#160;&#160; 577,568 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.62 </p> </td> </tr> <tr style='height:7.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>As of March 31, 2015:</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Options exercisable</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 379,946 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.75 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 471,943 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.15 </p> </td> </tr> <tr style='height:8.45pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>As of March 31, 2015:</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Available options for future grant</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 266,649 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:6.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Weighted average contractual term of options</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>outstanding at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>7.57 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>2.93 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:3.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Weighted average contractual term of options</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>exercisable at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>6.91 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>2.30 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:4.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Aggregated intrinsic value of options </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>outstanding at March 31, 2015 (1)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,076,880 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,572,653 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:5.45pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Aggregated intrinsic value of options </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:13.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>exercisable at March 31, 2015 (1)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$988,022 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,506,415 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> </tr> <tr style='height:6.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:27.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>(1) The Company used a stock price of $5.34 as of March 31, 2015 to derive intrinsic value. </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The total intrinsic value (which is the amount by which the fair value of the underlying stock exceeds the exercise price of an option on the exercise date) of stock options exercised during the three months ended March 31, 2015 and 2014 was </font><font style='letter-spacing:-.1pt'>$438,989</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$-0-</font><font style='letter-spacing:-.1pt'>, respectively. </font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51659978&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>71
<FILENAME>0001096906-15-000546-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001096906-15-000546-xbrl.zip
M4$L#!!0````(`*)<KT8W<@6RUX`!`"6P(P`2`!P`<VYF8V$M,C`Q-3`S,S$N
M>&UL550)``.?$E95GQ)6575X"P`!!"4.```$.0$``-1=67/;2))^WHW8_X")
MC6WO1#0EU(5#[IX)6D>WMFU)+<E]Q,;&!$0414R#``>';,ZOWRR`%`M`$<1)
M>_QBD00RO\JJR@M9B>_^^GGI:R\\BKTP^/X-.M'?:#R8A:X7/'__QHO#B64Q
M>X+>_/4O__'OW_UI,M'NHM!-9]S5GM;:0Y@FB\ASG[GVP*,7;\9C+8WA5NWR
MXH?I?9QZ"=?B<)Y\<B+^K39U7YQ`W'H>+E=IPB/M.@C"%R<!WO&W\&%V\BW\
MMEI'WO,BT?[[_,\:UG5K@G7$M/^]N_OM_`81=/,_YCF]^='XX>JGG_[O1/OT
MZ=,)=Y^=*.-V,@N7VF0BP'Y^BGP-1A?$9T$8!.GR^S>+)%F=G9Z*6\2O)V'T
M?.HFT6FR7O%3N&@"5_'(F[W)[U/?`)#(J1?$B1C+YLJS-)X\.\[J]8ZY$S]E
M5V]^.!5CF.AH0M#V%D'0]5[OD.D;I_F/VTM=7KHNYK.3Y_#E%'X0E&F1\MSS
M7R^'*]/(2]9!)F7'%P+*P.A$@N)[P1^%T7XB&19DV_9I]NOK0)-HKUCL4_AU
M>V$#@1>$?5;!4)2X^/G)B5\E#FN38F36S5%^Q>L@8T\U1+@4G?[VX?W#;,&7
MSJ0\L8*DUV0AP)+[M^\$R+,XHW3/YUHFN3,QV._?Q-YRY0NRV7>+B,_ANV`^
M<R;;V3CY'+MOM-.,T&;9G/W(??<Q_.`DV20^Y)/IP39S^<Q;.CZLT>N;JS?:
M+`P2_CFY%U0O$?L9IC8-O/SSQX>+-W]!A&`3Z43_[O00[0$`T"I[IB.+4+,E
M^^F+X_G.D\^OPNC!\?GNLLM_I/TD8A`+0.$=H.:\1H%8D9EA,FPRO3?`#V&4
M/#O/_'WH!/%M<,\=_Q(6;<)!#<,.G'F./PW<<]#!8D/>\*3]XL+,LBFE9(>U
M-=,Q(5>7(^Q=INLF'@KP[O+KX(7'R9('"5C*%8^2=2>)(J)C9MK2[!]@,1R<
MJK00H@"(H79@P`R=W86^-UN#X&Z3!8\RV=[S&?=>Q#*&"U%KR1`;612+;=&(
M_E!(*D(A%%8]Q58;'%OI/2Q@L3WR:+D37GO]A74#ZY@8NTE1D>W)MS)L;.K,
MIC9KP74ZFT4I=W<_@Z,7+OE./NV';IBFA25;<I#%D("J,J$6P8QTA=-G$5"*
M=&;JIK5COF\:NL\Y)88-3JEM'&9R[L0+H2;A/V&37L!*P257CA?]XO@IO_#B
MF1_&:=1^SJEN4FKHTJ0WYC4&PJH^T"W&"-;[XBOICJU9^A4BJ$68QOP]#T1P
MUEI^X$D`0AE?0T[#HU-Y.H12O2<VV'5A"A(N*-[VEM?"H-H)+NSF*MV^G*M&
MEC(0@4W:\+V'/0@15"*KFO8ZQ+;`?4.V;-P59/LRK@S8AFC`M,TF;(6%/>=+
MGO!H?<>C%4]2QS^'M?`8I7'2RX@:%D9"Z(U9#`FH:DD,6`6X$YS=*KF*PN4]
MA\`45$O4(5+$X-A`L):#V$>V)U^51TX,;)`&7&4;%"1AM'[O!*Z()C=A4?L1
MZQ"9%H*!?:0'X%\=N6Y1"U1S2^X7?,ZCB+L;SW,&%B;V1([G/(P[;`0&7C4U
M3,G$US,8#$M%'DPG.A@KT@G)-@:Y\YT@`>,K#.]*;)1N01A"AH4DWZJ._$`X
M%-$7R,-$M`.*S,^XG;\3.5D>QYGD0(Z_W+Z;MA:&!=NSX'/7$!\&1$42%J.F
MT07"#V'H?O)\OW6L8S!PKG?\MG0*Q+.(;QK'O,.NLPQ$B2DM=8E8-R;5[03A
M&L'T,(N.0S!U!,$8LJ7D0$?B"K<00=3!#%Q+^KWG/'F^EZQ!2UZE"=B)7$^\
MXP&?>TD,&^1CL'(\]]QWO*7XN/G#_7N:&]'+SRL>Q!U"$IM1!EM34A"#@?D2
M0ZP&?J9A8I,:;.P!?@RX$P6@X2.^]-)EASC8LIF)).M5IMB#754LM@$^H]F0
M61;*W#EKX<T\AN^<X(_V7BIL8=.V[%)\5"#:BV=5]=DZ.&1R6N$`QZV-ON?@
MNZ0=?#""L&W(*<82Q>[<%`\C,,6(*CP,F==>%_SVR?>>L\=I[9.7@B_#-?[]
MCO@P(!1Y2]TPM]Y]$PCE<'2S!LY3$%CF?MR$P2S_T-[KU,$"8D7,6\-D6%#5
MQ6%:-K',[I#R#/!&379Y,(5-8B%=3K&62?;@ITA>4I@$PVC(;;M3\HSFH_.Y
MUT@QL9DMYP#JR`^$HRH!73PF-KJ@Z#-X0X>8EYD458UK9S95[\\DMFE1HP&3
MJ>MZ>8W`'9COZ^#<67F)<\!G5J94D&':IN1Q[J'<GWMU*IE-(&BS6_*>S=)E
MZCL)SQ_?B/*4B"_`2_%>>+X&WH=Q#-'5[1P60Y<-K1-2U')M&(X'5I&%)!:3
ME4$?J/<\<2`P<R_!.?*"YUBB!3O,FWGM#09EMD%,*NG&PTP&Q51U!BF"C<QP
M9T2/$7?B-%H_).'LCRRB[:!',36IY*Q5:?9BJ5"9ELA4-F:8?;T(?9='FUH%
M6#I^*E+X=V$D]N<T22+O*4UR]U*85D`0A;X/EUP#EHC''1(X.BA83.4:BF&0
M''UPU>RYJ=L(5MZH(Y-,!?@[509#)`L.\1@04),$0RLXHC0D#%ILW+\]).=^
M=OT$PN(XGE:],1OKNIRN*?/H`8`V88]$-KHK^\^Q=Q:(ZL,D2GF#\;\K`2A5
MO[6C7QE>6^IM9^^\^@P8,83Q<2:OPAV;EH6(U9#[U/?#3Z)R\2K,ZE5@M;\'
M'9Y9<Q[OZGO:*UU;![=>=B$:<AH!GL)PZ41GK">XNNJG@K4'5VGF=4L5($0,
MT\0-:Z[V<!T7M>I1ELEH\5%R/\SR]%R$Z5,R3_W7@'R3;=M67>T>&G9(Q"."
M"WF(;GS'QUZU8;8H5Q@6N:0X[ISH-GH0$^AF.N2.1P\+IU`=@]L:NMC=4H$-
M>:*KK<T^QD,"K3>(H\#,?HRG:;(((^^?W.WE,N3$,JV6_5,B+',<!EFMZ$;`
M=1W'Z4#20I@:.L1L-:AR;OT1-9(2X&$VIG524N`I1%SY58-(Q[9,*E?9*?CT
MP]%()K9E8&-??*E`,;S&>K=/%:"O2F.-#[.WQGJGF%_VY176N+`VVJ%/0+0!
MM3]J:<ZIR>`/\;E-$W'4*2OO/,*P&K/K-[:!M,7YOX9_,S[,WMKB?+\?\26U
MQ;BP.GHW*E"(Z2:3G_<<S[E1PB$VU0V['9QMG'*9554<*)G[75U.8#'"D!3H
M5VCVX4CW%#!0^8!C/<?RX9`NHS0MC"TJN4D*HOV8*@;*#''\2F_.5)2NQIO*
M"E%!%W<9*K9,"-#E8T<*JCW9*@:++8)T.3]\D.T/CA>(Y-%M(%5I7W[>9.*S
ML/MQX02/?+D*(R=:7R]7CA<=+!97"H6*L^+2]/?@?9PQJ/:-;=GRJ8>AQE!W
M99[<D^AO'I#<\UGX'`AU?1ULG]YU6:R,67:YH&(8*%]FB(II(T7+-_0017'2
M]M#/%=\\:&X]#P04)++TS5G1"KVNG%1Z`C-B,F+5<2K(JN.(P,J`?2\+O@\3
MQ6!,49-<7K\*'ALUV%YO&52GMD$*S\QS4AWH*P9`F<X(E@\S%.CO#NSFC_8N
MN),LM@6L[8VPC4W+Q/(Y8`79OHP5HS0,D]'MV:7#C+-9E"_K/&(#UCJA.=^]
M5/OR57D>"!Q;W(1O^6GNOFIEB&:\T&U0'*TVO\BT+:1X>-R(W5A`5?N!&&:A
M.T-WH/5G<::!J(&.0<EOCF9LB$=A5AN^%(K_G]E3GMKC]FK5AV`0MA1)#`;E
M2PQ0Y0E1G8!O/?8`,P]61&%>+)H^"3I@I]IK`20*Q70YX-E#N3]WE;!T9NB6
MA9IQSS0DC^(P"'AM3:%ZI)0@0L3I@@*=MI15HT#4-I%AJ2CO*AA?.$RE:*O5
M55$AB@PL]Q*ITNS%4N5#F%@O/):LYWB[XA&LU>`Y>_@.`=;K.9%.T;]E@9<D
M>S!UY(<"HDP*4%)0O,V!['DZ#G_[/"OF"EQYCX,S+5(PWMR;Y?W4;N=[CPFV
MCV<,;))B2?Q8V+X.&:ALJ`TK&A]?!G#5BR<4VJ9`)8^F-HNF-D.G]MW`:R2V
MG*2J(S\8$E4$"?*4`_\&2+(C*V#[A*W+G@P4FC:USRDAB^@(;8["[*7;F[5*
M,6#;-,29[P:L"V'81AX=G';1GT0O'S7=DNO*2!E\V0:5#W+M9[0M.NUJUVR+
M$5KH2E.@UYV7>O];!FW&*Y_0+#THBD@WK3$?($YI'V,P"\OU^/M)#X)`.7`=
MVW9K!-M0(M_&0KUU7KG@ZR$LE[?OI3T$`I4(J`41OGS^LAF"W?D(T<;B'-AX
M02JRF+D7`%;@'9^'$7\]9\3C#UX01EGM=KZ\@'212EZ&_($GB[!I\Q6U\K-M
MBUB%!7TTL%^GD%1JVF"V?!;PR\H(Z&V6V6;Y=8BA05_*0=,>POV9JW*D)I(]
MCR:L?^6B$S!WIQ`\@$V\29=//+J=7WA^"M]6"P5:R&/W@)(:MBWGLELR'0\P
M50/&ED$L^7AH'\#[#G5]#"+N^"(YOWL@<\$C3W1KAC4ZC;)0[B*-Q/&2+%O4
MY,29>E$R<>2A[)D,BNF+#EFY%2Q,REG\XX]8$-S?5';7LJ'SU$XPMC`K/TH8
M`,D7&)XRA+'U\C'MH0>GH-=Y.@ABC)K%@I5]Q(<!H8P/*'@>[3&T/>U%_O:0
M7/Y#4(\G>=')GC-/Q$"4R>>5#YSZ&@A(]?R.8>C$PD?!,77=U_/058%@Q"R3
M'0>(ZGQQO@JJ,3/$Z_)S]1%AE<_P5G:2;1@&DUW#$<$4BI^K*M;`U,`CSE;E
MK(QI,H3D:.@`1]C..T5X4%^TF`5$+$N."PN,&IN(K;91GI*]<P[U$"F#;K&B
M"3(0:6A`&J`\ZHB/,1:1'/LA<@*X.EMBMZLLQFHU&S6*SJ`$;U)P"BZ]$'1D
M=?E9=)J/>??QUEDZB'/0IA9&S6A`''5RGR#;V*9=QP%2[3.4I;`.,"RHL[PL
M57:ML\>L!5U\S[V#=;)M!&,:5&ZYU1K'\491:Y)05GWS]8ZC^K@067K9@(Z"
M-_OMPGOQ7!ZTDG?=MB:4EIVB)NR/"KKB[$[*G2N^#LAUNY-FVO,K!'W(39I8
MA#5<WE7D^0.J8/.*L'PR'\-\)0ZU@A'%=/LH3,UI+"B*=;GKOWT,+/5VL@&0
MKFY]\]F!`-FR"1LO0&X^.QAB+IN53>182.J#9$*1;8X7C78.*A`CE)':QD`#
M`CL<*)NVJ5NU'9@&A',@5&;(QO:HRZ<2+%O@>QKU?9KZ\6RZBRNM?8X#Y'";
MFA%QU.[@2J_`,8&TV+_E%GPCPCJT>ZO-[48$<V#OEEO.#8VD4ES2H,-:US07
M:Y?FL@QBRJ4[7RC/Q3J;)&P7&ZS^RR2ZE.]'&6$PG?),K+&W8C%&Q\ATJ3HI
M-6/5);'#FON)V-*I,5J&J;G@D>A7>B0<!_2G>,'6%\N!M9`8H4;%*'\MR:,6
M`A?OY4-'22IU&T?5/]0)*9O7+YT$V[OC*^YMU;/]4KF9%EKJJT1<FZ#&#=/3
M1\9\,`.&</?<7?=43_/EB[)S_"-FG9JORDE#+%T=[>9"J3;#'=CG;RZ42F?7
M49'4AJV5]OKC0FGNY5?:W(\*[&#H6ND4/RJ<`\Y7N4'[\%BJ&J5![_-R_"K>
M59N=PW&Y^V[],1:M&5Z/K$UG":C%0R^A4)^11\B28_?FK$9!J&S@8")QH+XW
MQCMGG=5O/X:;U]&)%S@^AA^<1-3[K7=U?^V%B/7LJ&AK3N537#/.W:ST?',I
M7'(7\=6&7/;*8M^/;^>#(<<4$R2?;!X`Q'$'I3RN;>%Q!U6>W_TUI(=UA/K\
ME*D7WK[4FN.8>%6;5#<M2ZZ;[@E8FC!Q\>U\<`DCA!B1>ZFTYSDJ9&5;$8-A
M.ASB\A0]+,(H>>31LL_I)61CRR:U2T'%9VADRN-R-L/RFP@[`"M)'/3&5E7<
MSC?->'H<_`*WP&*6O7^&:_F-A5194H@--@S.\ART?H&Y^G"F:5(Y9]*,S>#(
M%**;V%3'=;["@9>M+YS@F5\'^>M689M7WT'>P7\QF>@6TI3^@&!4%8&V9>D=
MP$R7HI-^WCB?NP-)!M'7?DI-Z`\(1MDLB.BL)9B]RRP[Q;YYA?ENH74XZ&T3
M`\LM*!IR&AZ=6N7KED'J='X3=!4[.Y#P+!$)&Q:K,^E'PZ=2\\2B!C5JG:0N
MLSM<_Q-B(HO6^<D-6WD,A%!YH)#I<G>2H1`V>]&.6JF)-VO)=4@UQ(<!H9(+
M(N+]*.U!9-VD;N=]QF^+[(N<?BF3[,-0V5.$FDBGAQAF)L^)%Z]J'3;9/?>"
M.(W$:V,Z'-]%B!![6ZNXGW)_[JH^4T2G]K8)XB'F!U([N6+IE^FR39ATXW"J
M2\%K%(@JWQ!1D1RU^H/<OEP5=I/HA1`YL^3'/+THFMET"4UTTV"%/F6U#(8#
MHU(=$`43.;_3!LRO7K)P(^>3XV\;1?06#J%BSB0K=)C'H)!4EML`QU4^3]P2
M4L'.2Y4(V_J$]D<Y6+%7S4$&!3CWKYFZV[EXP?T%?VKO*Q@ZA->%SK-5HCVY
MJL9M6:#\6W"5)=-YK`ABS,(!3!75GFR5O:?1OK2`DND>[7;E!6`9^JG["3/,
M@I/3G-<H$)7J'@#JM#]&<4^6PHX7PGM\`>\BV+:*O0YFX@$8O^#Y_QTB/,O&
M\GGJ-MQ&@JE,CF)FRQ:J%TSICBE,212M0?I=WL=,1',W@DNX]I,?#$GE<#BQ
ML$Z0[``="8DJ/:>;E!JZ>70LZA9BV$:HG5SD7O)9!`S1+Y_Y8;9=D[!'<(+)
M)GW>F$4&R.7>V44X2X5E>5RON((1&(7)S]^=EJ^LW+YI,1VX%P*_@@X&+3_1
MR41HU[TWOI*=PD^N^/G*=YY5Y.8@'9Y3*ES[2N$R2+QD?<^?O3@1A:LWSE*)
MZ^'R_./]]>/OVLWT\?KV9OI>N[J^F=Z<7\-?Y[?W=SD/%;42JW,NW"/_.G#Y
MYY_X6L5+O&2!(,LPB4RU=.,KV?,T$@7%5UX\<_S?N1/52'<R0?A5M/MN+`.N
M>T=7S0J\1DQGB,FO"U)7_53?T-B,^3%PUKYKJ1/,*\_GT3F(^3F,E+/_`#CA
M$@V<.5$^#N!%K8D3K&6&!2IE0>3S^GJ_>(]7&JM8_<[CPBB4-Y:H_Q+Z:9`X
M40Y!2?8FE*F6;BB1^Y7[_D]!^"EX`%L9!J!_1(%>=)CLGALK&F>WO*_@&R5>
MH7.*VJ9TTQZBN4[:2_9GI"(JW52P/.^<V`.W??/27C'M"I+?^,G;/TTF_/GS
M9/+-<_)6?%YI<;+V^???.*LP?KMTHF<OF"3AZDSW@NW'2+2*D[]X"I,D7,K?
M^'R>G)VPRB4GH(S0*GGK>P&?++*><V<(L?\JW$?9B0[7"+@3Q_>>@S/1W<J;
MK_.O/-!907(VR2_+@6[ASV&4A1'X/$EX-(E7CO!*SR8G2+X%_?D;9[EZ&SS%
MJ[?'^$L3&$\%R"W@M"/R;(*U<*YM^O=GG2,KU$]?R9^NQ%]:WRE&>C8UE5GN
M-I_2W.V$=1BL`M=V7>4\TB048N-G`6SE>K[M)?^XX)H#^RK3HF)GI8&3NE["
M7;''XM#W7%'IJ,WS4,CQM<SWR9_!+IP7KCUQ'F@K4=,3P75>D)&+W"QW^<E+
M%MGGS;9=11X068EW>C_S@(/)]M?B=[Y*\GL3@/,QR-AGKUC,%@5X)Y$W<[1Y
M&,$U,!AO*>'Q`OA^F;^<':Q*SE/0\0)P--)9?FHD"37PXY8:TK6?L\NFH,9G
M`HB5?83O@1-X)Z*R4Y!ZT'X[T:;94`"YO_Y6T%QK;J@%80*TQ>NW0'2^+^[+
MV15QN*#2P&M,Q>M_(YYEUEWM:3VL.,3$P01SY?R<:#"[L?HW+5Z$J0^`.(!S
M,F8PWW]/@TQ>.R$>7@2;X6\,<39TD!!`%>4''.0N<(HKUF`R-/`S@1#$?URT
MY-0(^E8#$T._W4KT==@;>ME6^D]$C;>Q-OU_]OZTR6TCR1_''^]&['NHC1C_
M1XJHIG'RD&<G0I;M6>U7LCV29H]'OT"#Q29&(,#!T:V>5__/+``DR`9)\`!1
M`#-B/4LU02"1^<FSLK*"((5G9SZ8`96Y1._^'WL%4;M@@9SSR4![[C1<Y'@]
M8.^SNX5++\#W`F(73@"1/=+.I?B<U;3!F+W"U_5D@1<O#5"@/C#(!>^/?P/9
M1$!"_%KRQ9L*E&D`+Q/'X,3EFX)<'"]"A5@9LI*>%&\Y8*NN2;A]G/KP\()/
MR3P2@D',E,SCG%\?G<B=%\RR&1YRBB@LGNP!;,"/R$'Z\*1<(L5]D[F3P%L_
MHZS%MZ5PI2BWA(*$;$O%'KPTP=>S9=VRH9D!S,0-_*_4E$S'T$I@%]IE;6-N
M8>(2O-'F+9RO('1XQ87\`2HG1.[I(M]+)Z'AS&:`"7E[1[8WH+U"%5L_MO)U
MY,W*KD.J/1I-[(=8P<^5=F;JP5,B-HO"!=P1DNDU58.7<433XM[P\-N!5[>`
MMQ9NG,8(%N\>+"&(/H:GR,,UX):N;.B1=B-C?AIGPIV"[P`XXGX!*6B_.`9+
M&HB9/#^)+>5I2V`^\E/*4/"N[WB+F.^YW:/CI[DW]/WP">.!S,8M\N(*\^5!
M$7`!CO3%%\',7-X\7+ON_*JY\*=Y`%#T.NQ[./X(_B=&*,<B>A1<WGC_RQ>L
MG!8O[N*I4O*IH-YW@8!O8EQ!!HS[<*OT8<YB/$[P$4QPP3</]1P]7Y#DVE/&
M.B_KY[WP/?&8><J5ZBWS&K04%KH2L`*2,UEL!0X+;Q1YF8:A-=^C0*7Q_-LI
MU$:"]9.(W<B31N&WV:_B:7W9[U$8P$<WT_E?P^3_1/)V&B[S`/'4).R">F.\
MSF.$H?9#W4]LE:S@XCB(HI1:;K[Q47E'C^R2.I1L6LA3,\R2@#]C\<F)IC'[
MVQ+C6O:J"#)'/[S]_+?B'^,?7K-?PX$,3^]T_0V37_PC#<'N1F"29ECA0:.2
M'?B!=[[#V#2%4`T74L`$%[VX3/[`R5(17KYHM<(49P;JIU+2\.H+1*TN&P^U
MU^M'[TF*C^0(RU_4!G7(#S<'`_-?:2#RB!QX4;P\DQ+)#=6:DV@9HXTW7A1O
MG)3>6+Y9Z3KG`0+<+(80WR"V1EOBP%7E:V8%8]:IR-:#0\PO6/(,/)*VL.+V
M`_:7,+_\"03.<VN\0=N3#$_0KMZO'I''QT!3C*$_YFUA%(5/*">95$'D_<2<
M["C[)`NZ'U(ORWG!`0@94>%?BS![YD5QLDI>\=Y9+K.4%2]X-*B']$/.#"Y9
M1^*ZG>5',I%Q\G8+><=U>HEAH"LBW/RWQ?;MMW&D^SJ30@QPHUUT%FYV@S[Y
MB+V$O60S$KG*FF?;Y,2'.9914KS/KI]EB57^&WO`?G;0WSKHX)#1GO3'<^\>
MHVZ4//P!1;\2-@!.9F)9X0%`A/^0Z9ZS$8!Y$"2[,F?=D=L6T3+(,EP=G8*,
M7H?>H+A2_-?/RGKG#,"RK4R[-GG#U@X@/Q8Y2U2*=ITX,T+O@`8(]Z*5:1YJ
MP]=K=W%!TWQ7LL@?(7/?,LC:!()]0`G$L7GT&.5D1]D)XA*\N?JL<L^WG]^Q
M@FX`_,MW_K3^\?JM>&Z]\_12X`(#-EV`L8^*X\I7C\<(E3T!P3*QG`IX6)(1
MF.0N$P$.*K60O4P/>&06@CS.S\S"N[HK+N/=@CPPSNX8B9DOBEL6)9@LR8!?
M/LT]-W,5DLKGO-HA[WJ?_]'/F"J^Y2E19OXP*WA!#-K<H@G372$!PW+X=5:K
MRM-9P6(7M#8KO&R9B./]16&S9'Y]G-4;9D\K:G$R%Y'T+;$C*);F1>2)69[T
M+"%I!\9@(36W4?E+Q'F8Q'.^>IFE6U60,J:NDA'X)YDVQ4R;;FV:-NP#QEV*
M<3GV^Q*%Z;TOB[+W"9.[H"#SED-`8JQ7OP,/["4A6KW/Z7TB#8BI:W>6UICM
M@S#4`=Q'9<-7>BDP"5E9=&W1@"!>"M!+K[K^8V:RIBGV5'MRB@>8"'A!UX?T
M?28K6$]S(6T.:$V<WJ,&N$(6P_!,N]C+0I]9W@\B0R\7`A=9!@'KY,4\OP-S
M<Z:5RNREBC$0(F.$*._,9LOY<RS#V/*39J@Y.'0ER9+]=8UDF6]=@'OZ.(@B
MPA.1I%603TG!>FY66>!MI&5TLC*?_%.TXE&)2*0O-^K352A7^>CU=5>U<%:^
MMC)5(-*2ZOL?_S\)+EP:S#Z=8AMV6B3=*"TV[K0@\N'7,%MG5RL+SX1Q,P0-
MGG@"G&697)158C8JXN5*C!0\_JXHVZ$BY8A^7@??)2S@JDB&AO.AL`,)Y:/I
M3RBA;13A2MM.WP=HC.5NWNBKD,,1LXWDI4.R@NF[+.G[$CFX?)-MUEP7$+Z`
M^'[T0_?K]>IT9\'#/*&.5[?*5V+M5D'OMA:WOE3K@5?:5PVN;^9]`]U:E7+B
M]400684OEWE0)T4V5:%TF5.,0Y#67M8<'*EE%>N8X*W@W3)_@[5V7"N(WS1I
MN7;Q7JH9EB#`">967<M-NBM\/X=MQ3=++,R\^.;)FR;S_&^ZIGU7X1WD)6_@
MRX'VW0_9@^^D2U_&XDWQH5RQ0RJCC5OD?L*<;(:NV:73#2+,44'#8]ES9;S;
M29TY&HR-[W[(WQ&9SNR!M4S8ZM,N&B1[D^DN<HQ3J#$&^K`)8G3S%&IT<S`Q
M"LEEVI=+,0>D;)V`!P73\`E!R73ISD^@OR+D0'<IHM.#CIUF([OQ]E40B88/
MD;.<WP6I7'1FZ[](#UY*0C#XE"J-1V-OJ5EG('$2-1"P32R"Q`M(_"7"Q=CU
MZ:T,CV^-;PT:HS%!XP4TU@[Y!4BRP^2[BA+R*8V@Y.=5F\8OV&DG-P?M@<CW
M270@>-+MDX.G)%Q>('*J)*"9<N<9`BB2J<T@?F>#1&MJNLW-T]1TGV1S'6U=
MLN?I45?E54W-7GEE01G)JSORPDB)Y$7V4`UY'8XA3'U@MUZ`J:*A5>;^4K^2
MZ#I1Y&$1,,$5_[Q\@`VXV[7`]L+_+?:VJ4='TJ(68YITX+?'F)J>LM.,:5.5
M&LT?+V;[&W6L^1[ET4"W7UYVA#OX,0RF+]9V*"XZGA:U&'/-A*S_C#DQ\^D4
M8]I4I</VW+#;C^4K:5#-GO]M\'G`BG-^-AH`@BD+[X$O14O-C,EK_Q(^BBB0
MF]^<!Q&XGCK%_6V&-UG</UW^Y6?)J18-E.KE?<_-J&4#SA\NWM&C\_%(XY.A
MQ;J*FW-6E0DWYR/('.I<,V\//S7#"L)/^Y_876?125ZQ#:]H<,/4^60RWH>;
M&G4,L!*M![[51*@6^?ZV&=S&R6J\"@[+2.1>CCB]GWJ/'F[F4";*?<'=EA5Z
ME[2[I=%7<0J@X&.+C[2),L[A:#`U'/L2F$[Q'=:(VZ/A[8&J;IV-0'4.O%Y9
MW#2,UYU%%_D_1="%0:XQXI.A24'NE8+<=V&T#"/<]5LJ[683+.7VS!2"8)>E
M"0X^4ZB22SJNFHXSW;#XQ+*X8=U@H$'1:VV8#/EX`@'#4+L]E%`X>E:8.38U
MKDUT"C0)-SNMBZ5S31MS6[<IA+Q2"%D<I'1W[[A?<7SN*I`D125%/7<IEX_M
M"=?&>Y<]U`83Q92*@*D,*QU+[12"$JA:J9<.1Q3$$O+.Q9'%]9'&AYI.H>Z5
M0MU/8BK$0LZ06D9B)B*<]!CCL8<WJ<Y-#+`@_;^0=1CJ!M>,O2LI:B-3M=E,
MA,Q+!=\VGYBCVP-F4Y.A")CM?V)WE7_M+,8I+.@GQMG0P@:+O96/&BF#V?[N
MN4H:+IPPY(<'GR[Z+V'B^$<,VU7&7IC7VQ.PVUQ,Y:D%97MA#`R[IL&HAD>W
M[$7M;01,-TUNC'#;DT)%S2-!U$S`3R"J#Z(1']L:'X\5"LZOA*']L3EAZ+R"
M]]BT`%6:.D5O<F^=0A73P2P9XQ&XM[VFJ1RY?B]G_5\P,MQZ@UL\7L"R3U$$
MRQX,&YF^?**1T&J.&;O2*&@:)=_ZZ0(-(4(["1$E529$K(AMZ7"!AI!Q:IBJ
MT=CX&M"XTI$"BED-.G?B)31:.4>@Z2A)P0'+?MOG!M34Q:L,L:,Q]&V)J]IT
M[A67C+9(7*V(ZZ39F9H"PW)O5%XGJ5>O#WDX'#`,:S17-ATP;-/0*NB.)*9)
M%]QIOC3HZSK-ER:=2J<9TZ#U/D0*Y54GIJ^UCEU.F%BEN3-,<Q\QS6U^!G_W
M<ZY.\>6*R4VG^'+-+*)3C+EBN$YQ,<7%BO"%XF**BWL4%]?9G-EX8-SHYLP3
MY]8M%F&0[;U4)]*]S"Z+RX2Z1]*B&&>:#':[S9E&P]UNLZ;)@/<0+13Q4L3;
MI0"&(EZ*>-6,>*D27!'OO@^F:9Q$GN-SMO!B[!EW`A&FV8$DCN^S[`>J1,(7
MJ?FVUCN]0_X]W5U1>Q?&B&L3FQO&WMF:2N-,L8[L6\`9,R9C/I[L'5*E-&94
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M-<VZADZSIF'7T&G>-.L:#E%#NQ-*D^"M@7GNV5&QA[?R'%\5`W^U4R'Z?Y(E
M.V]"LFUPS;*Y:5]A>OMUN^\OY>,ZOC6A82_7<>XTZ^<NL'>#'-U)CFXC!^JL
M82.O=_V3C9@QX<.Q!1YQ0AZQES:?/")YQ!OQB+A9740N97[D`X_R@=:0:\,1
MUZ]QII=JAHQ\(/E`\H&J^$#CW(,P/X@X?L/>^G[XY`1NUO:*:V+P/RJ=U7!-
MOTC'Y%[-D;[2^40SN#D9JM-U1HZ4'*GBT+F:(S6&LMFQY1Z32B(4V#ZRN%"K
MB2JF[P6C6W&RYW3<[H)*%]QL_95*IALV'T\L;EFF,@GHT>!IN/7F2'(48T[3
MS3?=YD[#[3>'R*%N=NIF[UY;,G6SGVLU.\T;U;O9*P].OW;)KOKP]A83C4^E
MA**J2?V.!2)AX8Q-Q3(2KN<HU=!A7JU/O:$-?-5XZ%LVH9M<@XQB-%%H.>M(
MZ#1<A#N.&K58TW0)KLN\:;@`=X`:RB,HC^A>0$AY!.41*N<1_5_[/RD@_#WT
M/?=9KDK(;_+E"'5WN:K>"M<MYM`J-:U2]W65^@9,_J7:O7(O(&T_&?K>M6J=
MM]MUQQQ"?3SB8\U2IS9$OH]\G^+0(=^GGN_[;9WV=-:4D>MKH4O9-,#_3?AP
M2%M>^VGER0>2#[P-'UBUW0=7R)-9ZC/'=<,T2&[2.]*FGVNYTT-;@L:ZR0W#
MI`U!O70FY&H[[6H'FNT%[3K:+1):%?!QM#2<O768,<V:S`XSIF%SV6'.-&LJ
M#Q!#[<SG[)M<UFQ%4"8"I#[FCJYH,7/"];'%#97FMU)K,[4VJPL;:FWN2",F
MM3:W9#([S1IJ;>YP:S/E%!41XN<YY`QWB8@6I8V1E$U0-G'Y;,+0^!#^,\PA
M91/]BY@IF^A"-O%]@L>S7]#U;*UY!O?Q\H<M[;Z8?Y-&[.]IG'BSYQ]\+Q!W
MZZ49K<R!+W/!WH6+I1,\Y_;'&OX0;S@X8.+,^P;.;>$D>'S]QCGV<E9`$JZ_
MPV);O>/N8QPG\)-PQ>)>1,S4.9@]W6).)%B<+N"-I4>%RV8AMA'$VQN&KL^L
MG7*34&&9Y\LAJ^5H=87OXQ,!F17?Y)C=^F93(U8J407\TBGF=R[PR5G&XDWQ
M83N"JPSVS,GF2U:II7E2L&?:`[M>L+=-0S,FRZAGLHXD1K=.,EG6P-I[D/CI
MW2"5`MT,FUQ0;`A7+A\W93<^(W!ZNPJEWV$HO0Z)&H^#&D*'8JU"G0;'7Z(P
MCMG?`IQ^*3'R%\>[0H^U8L@P"!H[VLBD:WX!D@_9@/&U[][EQ3N#'/(XC2#G
M9X@`(8X%R/SB>!'[;\=/Q9&PJ5%;LT\.MY)P>8%8JY*`9F+I,X0"-*7XX45^
M(+DLOVI^@$!-]=WFZ&GJNT^ZN>ZV+MWS]*NK\JIVU'OE57LC%(E+#7&=2`O)
MB\QA`_*J<6""?7B)KNFJ324-K3+WE_IU2M>)(@_KB]>?2U13C[;9VZ8>'4F+
M6HQIT'_?'E^:H44MQK2I28UFD!<S_8WZU7P/ZFB@VV?M0?TQ#*8O5HTH+#J>
M%K48<\5TK/]\:886M1C3IB91)'\Q<_ZWP><!^Q())TZCS>8"W-]S#WR1AQ+(
MM@)Y[5_"1Q$%\O@"YT$$KG>%8T:O&I'4J_B?+O\N=-JMEX@O/Y).Y^.1R77K
M"EUX5PWQ+]6[3[`YM"O,LOE(MV\./B>20_AI80[*76?124ZQ#:=H<$,?\_%0
MWX>;"\W2:KR,<8U96F<'OK]MQK;RD*XLZL4-[HGG.CZ+T_NI]^C%>)$J^GST
M5)J&%9K&9!T1^8[,(;?&5QA$V128:(*I&E@JNPX#,JK)%8Z25@U3I])#H#IJ
MHI_-C=&X^7E^Y/YZCBYP?Q/;Y/K^LP@HQKU@C/LNC)9AA*?/E@J[7N#Z*;X?
M6Z80`[LL33Q??D4Z3CJ^2W>-(;=-$X+7&PPT*,ZHBQ*;CRT=@*).;9^B4=50
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M\9$]XN:H=N!Z\4,AZ`B"FD<06,.CIWA8P\&HD0',IQZ9HM08<7U(PZ`/'3_0
MM&=I!A&GGJ%#B%#GS(%FD*&?A`Q]8!(R:B`C/VB@F]`XU6@0,EXBH_(@@;,J
MHS5&/C8:(-&A`1=6SZL,]],5&.:I^E#S9L15;4WWBDLC<;4FKNJX:*^XLJ"(
MQ-49[>JUM`Z'$-NG@E\]A+C2B>V-'-C>I/?M,E^:='-=YDN3_J3+?&G0<!\B
MI=$DZP`[5<FS3LIE:YWEG#"QRGEGF/,^8LY+R59;D]2O&7?5*RSWG#7G5%9[
MSIHS*HM7&<!_1F1\,;O?9:=.P3$%QQ0<4W!\@\'QNW"Q"(-LJR8%N[<0MC13
MPN\27ZY9*^\27ZY8E*88EV)<-?A",2[%N(H8R0O$N'4FEC0>Y#8ZL>2D*/=]
M,$WC)/(<G[.%%V/3N!.(,,W.('%\GV4_4"3^O=;&^Z;:9?NQ*?GR!P^-N#Z:
M<$W7FM]'UA#25&O,OEFD,7-BXMF.G462:HW<MXND5V-#X[II-K\-43&C1$@Z
M'4ELR$>V`?_M]664UK>3UM<+_7K.FH;7^KO,FH;7^KO,FF;7^B^0XD\&D[8-
M9B4-JHTDS48,[>_Z<ITH\L1T5_>7*@'1%KO;*0><-9:A&C"]BHAZ40\X$FG-
ME`,(:3VH!QR)I&;*`82D/M0#KF24"$E4#^A\^D+U`*H'4#U``=1<JQY@V(='
M#C=M,"MI:'7!OSA*C_FA$\0L#!C.N,$D'P]HQD5_-PSB)$K=Q(,OLZODT&&L
M#7C!(URY$$&"E0%G-5'+#>-$E2;9;9ZW[!B.)$<IUC3L&+K,FH8=0Y=9TZQC
M.$0-[7=8S:*W!N:YAU?%'M[*<WQ%C/ME=D!<S+CO$&,7$EAVWHAFV^3VQ."6
MJ4YAC78\-[L/A'8\=V#'\PTT.C?AWC:R'E4,VC6[G6^F?>OB:Y6FR;61SB?F
M6!E/>,WFY0;H48LY33O#3C.G87=XB!SRAY?TA[CE742N0MD>><`&/""[M`LT
M;6Z.QWQD#\D#]M'(DP<D#]@%#VB<>_CF!Q'';]A;WP^?G,#-VF%Q!0S^1Z'C
M'V@7K!)N].*)Y"N#:YJ)9^TJTV!&;I3<J-K(N9H;'6BV%[3K1+=(:%.^QY'2
M=%[67<8T;#"[RYB&C65W&=.LH3Q`3(VNNZ'L_F[74%83T6K?7;;I;G&A[CM%
MXL,7?&XG$SEG"\(NJ'0A%ZG?PL%T0X/$`OX;&:K4Z(X&3]/=B$?2HQ9SFNY'
M[#1S&NY(/$1.G<T]P[9]YA8);<KW.%*:W]G35<8TOJ^GJXQI?%=/5QG3])Z>
MO<34ZMQ68"FCDHA6DXM/I22B:J_.'0M$PL(9FXIE)%S/4:G+;9N=W<LA=B&B
M;SF$KG,+_C-M794<XFCP--_TK5`-_ECF--_VW6'F--[X?>X"Q:3]74T3=?KZ
MCR.EZ1RBNXQIV&!VES$-&\ON,J990WF`F!HYQ$B!!8IJ(EK-(7X/?<]]EFL0
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ML5T!.Q<`34R"(&9QNH"[@Z-G:8`3UJ3+SX8XX]"UF63>HF!>O&(>9T]SSYTS
M)Q+,=:+(@\M>A`T<__31B>`Z4^?,T'1;%BU_$JY8W(NH^*LU8$C<2PJ>!-Q^
M&7E(HO_,(N$["7R;A!"N0-0"`0N+<)3#S$_=))7#&N+L7L7KB01;-))YQ<WO
MG]DTC>2/)%7@_Y"F<%8>"`',\^1M.3SU0<AJZY,']TN0FXX7H4*G`G^%?RDH
MW,FW[4UA;6%-\H=E<4UNC+3<#KG"]_'V@)**;W)KM/7-IJU;&;LJDZ:AB<T#
M*A?@Z"QC\:;XL!VA5Q<]S!K1O#$^R?Z/!Z-QO9QDFXAFW%'=S+&2):WF%J48
ML':T=W(,,;&::4':Q=<R=:Y`6]1`O)[=^`P1_&UM\SYD-@_;U;"%#8R5$[`O
M3\)_%.QC&"3SYIO6",JUH#PV",HO1?!K.$`?^W[MF7\O/#,!5PW@C@BXM6WP
MQQ`"6[+!RD)Y3%`F&]PB<$_BDFX,=(J#=W9-;5GB/=*XT([1IE/09G>,G@;V
MHNKV=EWXD76?G<6VUDS%U7:X3538_WNZZ:JJ'O5?:)B%D=`Z)K01":V#0NNN
ML^N^T,Z),WLLM!JG-]F#UN._2AI:9>YO]_">V3(<9HIRSGHL%]=PRT+BN1"&
MQ^G]U'OT8I72QFU.MAP*[A!L%WJ$UMGNQ6=H77DG]5WS74J*H;-FS'LD.?W@
M3<W0DC3W@%99W#2N,`-/-?2<Y="OC)Y+C4K1NRKEAH-B-:2LKHTXS6Y0R'Z:
M2-^%T3*4373K)C7F!:Z?XKNP90HAO<O2Q//739,=U&F*V-L<5<3LX9";NG9S
MCO_$D+K;CM\P;TW,MY0=7&H>Z-#DH_$5SD=3#2HWF0IH714SY0*MQ@UC4^/:
M9*^5H&:-4R7X,8R2!^=!W-T[[E<Q+24`JFAK5WHT2%\OF^P/1\K$!5WI..EJ
M9'!S<CZS285,S4VN`2K?CM,M[K34]T+*>\TXH49F8+:_)%!)@P)#1E]LF%?&
M%)K7*_WG^R>2<+EK\T1^A2]FR5&S@O++I+9F/SP=*]TR*Q=:.I1K"J.10IG"
ME7"YWB!,N&QF_<*Z-4B-"%*JF#IF#,=<U\R;,VOK/;>$P69*+>K46HZ$U/F[
M80E2*D9P8]/BX_'>KI`:.9RU=?!Y*TE<)1&M9G&_X'"R_\;A9,JH_3:3FL_<
M+CZ^=8><NZ"_]<>WL@DW+4BNQE>8U*H:=NHNPQQ)3T^XLW_&#VG69B3/;</@
M0\.Z/2TZU6UVBSO-3&DA+=K0(EWGX^&$6]K>@\/K')72?A/0-@VMPOU(8IKN
MK;E)WM2,-FZ2-S4;)6Z3-S=@;QI>HS]$#O657F((V(M1[Y*U-`BLOZTUU^Y_
MO`WNG-HU>"/<H::U\QWB07IHBS5-1:(]UDHLG5%'-&WA;K)7H+/[-6D'=[OS
MG6QNC*YP4KQJZ+G)3=U=E3+MZ58N3CEL-RCYH/E.E'LHNI^+V=:8YCNI#I^+
M[8_HK.>G[.!J\YTLT^":I<[N+$H%;F)K`>4"JEJ$ZD;CL<9-^]Q=W+0.3_.=
M:+Y3ZXL#);TV^60X5,;W*]_#T''O?W-RIAE.S9F.$9\8ZJP@*-_"0J;C-IIQ
MR'0<-AVX562R=[<5C82BD5`T$DHY.W&QD5"VP8V10HD'C83J1YQB&+<&*1H)
MI8RI8Y9E<\.FD5"$P4NG7\J<U$,CH6[.K%4O"$U&W#;.W.I/(Z%H)-3.S(U&
M;I1(K3\2:L2UL<Y-6YW#>VDDE!+<H9%01XV$&HW`P8W5Z8NBD5`T$JIC6E0=
M./*Q/>83LW;H^'WB`$\O'YC)%_][&B?>['DK4@[NX^7VV(N&G_M6;CG^Z$3N
MO!C!87,&7&;.HXB<!\'@.5]%@GA-!5Z+WT7"=Q(Q93/O&_SOPDF*C0-/3LPF
MYL#Z#J]T%F&4R-4`-XP3N:%YYXWE#[7!N/*'DL87DT(&["=X;/`@;YK,(P&W
M#(-D'C,!Z>]TZZ7DX_%G\(%)&,%OX&,B%KC_(7IF4^'Z7B`8*,@,`^&,L$C$
MJ8_O"G_.7MT-'P(/=VLC56XDIEZ2+W<P^-L&2Y[+FRK@ZC_@<86:QF9AQ(0#
MU$5BB:^*&RT`Z>%T<%WIMX6ZWP+FL'^D3I2(R']F]T[LQ1GJWH6+I1,\`V,>
M/?$4,R^)MUGJ!8\B3A8B2,K<+2"9A`":BBTM*/Y,[-M;6CC\(``"I!A`2/=A
M,,VWWT=B)J((6^.2T/T:(V(`CI'$B".%SN"5)!@&[(M$!Y*-)(;^HWPJ_)_C
M/\/M"]W9V&:3D8U8`KKG0$,8R>W^$GM`649%^'?AXKL))PJ`R(PX>)0(`*`/
M$9A\0!(.#1BP'YT8+@PSK!:/AOL`NH'7"R_(G@;D+)PIJ-U<2)XX!5G/X$1\
MG_G>5^$_2["#MK)9%"[D'3=>&2Y-YI(3D7#B,$![F>-8OJRW$`/V?@8RQ.>E
M07Y3R42\64F0\J'[G\;7?X*[29&!!\PD?B\J59J7&?Z,/WN"#XD(&+A)R7))
M!B#.PQME"H^\A9MD?Y7$%<_,51_LTF#;B?143_$1<A;3S_](D8.?-SM$J\8T
MG4]1^Z^-FCP+?3]\DNX%<1VS.%W`W4'Z+Y>Y4=]$QJ&2=DN</P%$F>M$D0=7
MP[\!\-XB\YUK'W-?*"U&6(CHR,DVWX$Q0".25/FR"G^(=+\D3I(`MT+JI?H5
M3@V5%)P>*F]FC$HD3>$_T`_41P=4,W^[W&7GGC+.GECP![X`OP:FZ"4)]^!=
MTR@S/4@[!'9(.3R_9`,*14=/$#YD=@DMC*2X1-I6#/*2\<ZCX_E(U!W0<Q<[
M?I6]?J.(!DONL2R<SZ-M+8^T7>'[>'N`0L4W>6B_]<U&LJ%IW^W.*31MH*UJ
MW2Z@W5G&XDWQ8;LV6CTRU:S16&^>E/*8QJ#F",-*&MJ=;[=+UI=/4VN.P%24
M1UF.5IM'NG92\@Q9Q7A?\KQCC><,OI:I<\&TP8M?/G?.;GR&"/ZV-M,?,C.-
M:<D'$<=9&/7E24`,RS[*G(J0K`22)X3D"A'\&@XP*GB_CB5^+V()PJT2N"4+
M7-\"?PPC01985223!6[,`ILG)0JU9YW?.'#)!._>N/#"$)_77E1GOWG#:;&"
MV\U7Q<2WV_6LG<7$MIS<T;N]SE'*CDI3M2+'U60V(9EU3F:D9]V3V6WI6;/!
M;U<4K9U]$KHU,.VS-DK4DCA%CB=R]WTP3>,D\AR?LX47X^J7$X@PS1HA<'TR
M^\&-&<ANZ5H;^^*&.A]:>O.]M(H!XTS/V=7-:O;XU@1-%J#&W.')Z`H[8Q4#
MQFU:`.,(`T#Q=D\L`-.YIFM\J%]AL$_3H3?-]3G.G!ZY*?S\I1/:%-ZV1U<M
MIK\2!"<$P9O)'LBJW9Q54RU/(:O6#ZNF4$9$5JU_5NUBN5>=@3Q-)U\W/8^G
MF1$F#36KT;B#K:$AEF5QT]BKA+V$2=TRYW5FABC&'-*A\T:&E#1LJ$WX<+QW
M=$@O(=20?C4<:9*"J:=@S.2:;4&TN#?'/1PI#MMOD-DFH4U+<"0M32\SW2)K
M:MK(6V0-H>;*J&EX!U6W8$/MEA?8J/-BRHSD+.W5N1P]_6#.J0U'-\$<0L[U
MD7/C_5WD#&GO@8JX[%`AX[P5?=,8<5.ADJ'JYKS;Z^RZJ4SW$%D`12R`-3'X
MR%)G48XL0*.=-B-E.FW(`BAB`<:&QG7SS!4/VI=`^Q*HUTUY75<MWJ<.WG[$
M%0IE%F35;LZJJ9;#D%7KAU53*%LBJW9S5NTR>1GM6:`]"]4:3NV@)5)W[5G0
MAP:W#%N9T*+C/=7]8`[IT.7V+(R&?*0-2;]HSP(IV*E.:FQ.(%+<.VV$S@RN
M=V;PGG/ZY+$G\IP^/`9X9`_T[XI?A2!:+W#\\D&!!P\2'HT&P_UWV'6B\!=Y
M+&F"U^0_+PZD]6(\#S$2B>-5'?:(;^!L'7[*XG0V\UP/[P:_=?!`27EA<8XP
MT/^\>>[B@/UG^"3@[YNGX2X<?-CZ',;2@Z?9&<BK9\/MGN:>^^+4Q#F\<WYN
MXY3="R1%\G`1INN7K>#5@+T/F"LB^=ZQEZ3R%,>8!0+>Q7&3,(HY7.[ZJ3RR
MTIT[P4-VFB3>\#Z-\:!(/)+YT8O"`._(F>L$^87EM\P5SQK^$./)NX\>-EGE
MPI"G^@:)AP?>SD-_FKUR<;+KB2=!\SI'06^Q\<!QT!4'QU:>#8IG01LV'T^&
MDIH_W&EW'.^]%&[B/0K_^3HGS/Z`;WF7&W`+*Q#M6Y?CSH8N*35(Q*O7K+?K
ML-9KGNPLSW9=G^@L#T>5?S[WL&<ZZ[F+9SVKJ(GXB%F(QZR7GN(+8&ITEY]+
M^^9NH)=)_;)A+:5F;)W>7O;_T<NCCW-?GIU\S!&SP3I.&+!?P'ONOF$0@@[G
M!E2R"JD_\4WD(<QBRC=>!RE>G^",ONUA]:;WZ"'Q7&=$--;)ET(6R^6[X(6Q
MB!ZSMX*7R-V'"Z^/3()K'O'`^J4/DD$@XIGM&P_#(Y3!HJ&WQIN);\O,3,Q2
MX(.\T9S-P*O'.5D.`[9$^/R-\,A9+GVP0ZB]N4K`+9?`?S0IX)E!-[PLPEHQ
M.+=N:PW.SWTN,P:CFHH`[Y"`!R^DU`2Z+SK07TV=@S`N2F0CC!O&F?PJ3QK?
MKX_;YS)Q1!W&71%H50K.J_A5!LYXCI95QI(#]G,!R/P:O"&&K5-O-BOL?,6M
M\+)[X3HIZ$$194)."FY.1-D-YA#F9Z$6VD89"4I''F&0N(0+PGM@91Z5RO/"
MP^S<\#!-MB[-CAD7X"CQN=<!WY&I6Y>/`S?LPYUJ5G61*0F7.TFSC(%AU:JB
M;!-P4DEG'REFW9['(RDQ[)-*;_9:9)<]TZ]2DETYTN_MRA:^`UM8TK2J3V>N
M0A-8.@Z6GU=>LM;"Y86VT>VP@@=$6-\0*KB/[C^%+].WCWD(\48)U3MZRVVU
M[NVC)5.\;@I-,4-)TE+F$+)N6["\C6TTT,\[]NVG5!8,5V?8]D1!:H42M//G
MU$_,Y&-]R/7),8OS)ZX_$W!Z!IRQQHVA<6;K(EGXXRW\$%<6P_1ACO^8D+GO
MJ]9>7FE-;IH3/M'&9.X).,<`9\C'$XU;!IG[JYM[0RN9>\,B<T]:6U-K#9M;
MPPG7[&/V`I.Y)^`88VY:(SZV]NZ)('-_87/OS!(1D9$G73UJ<\60ZR.+CVPJ
MX1!PC@'.:`A&'I)!:T1&_DI&_F,8)0_.@[B[=]RO8EKJ>"*#3WI[7C76AD!_
M3'4=PM*Y6+(@GM#X4*N]U8S<PIENX9.8"K'(]C%$8B8BW!80)Z'[E=P"J7)S
MF8-N<,TXYJ1G<AF$LQ-P9HWX9*B=Z4YJS!YMW)LT.7PT=R:Z-3#/\R;90-)Y
MWN18[)-0PY,<-^'J_/9B&G#52A<)TTV3&R.=:^9>M;^N>R'PW0CX;(T;XQ&`
MKW9EZS:F9>`CFMW15S%'XX9W];&?<1]JL?U4,JG8JBMWB,,+>;,,_4&"G[)=
M\@L!]Y[2GL"26;W:GL#Q\7L"QP.CWMRI';N35&_3OT1X>!J##GGHZLE3>_=4
M:`/3HKUG+Z=.;>Y4/#MF:P4.QY-BF(.]0\AN%0U56Q&O40VNMKZ'\O?:!EC!
MC5)O-P*FSQ`P-;T;L9DCFDZWQ5<[<+,=OIQJE!0Z:;/;:GFI19IWX6(!P?DU
MEF6NJJ*'"AJG:VD?RPQLQ+6)S8VCID6?6M>ZJDDZA(.3K5(?85!_[8.;8Y/;
MVKG[)NJL?C1MICNT^O&R#J6&R3ZR!'V.Q:8:-#F'XQ%WAF\@P/7(#=&"R)X%
MD8HIT:O3/Q\<+\@&Y6;G@/+JL<[K.:]Q,:9S-=-2_CK[E0.W*`9PQND"WEH^
MQ,$QESC#.WZS;Y6@R]7Z6IFI;9UBKFP(,IKI2#K1ENO#1JA9M\,`YT'8!3WF
M*6&B,;"&S91*ZR0,ZM9*O\@9[Q^S&>\_;\QX/R_BMS<G+Q\!_WVAZA'8WR*@
M@:BY+NZ/HT2?'$V*/AD,&UH6JI1C5\#=_#0I@H#Z$-BW&[510W8Y/UXM@1;7
M?7[9.?IZNW&SX?4@U120/%-#7"%-O5R1\2\1GLVQF?/U2$T/G=UV,B9ON@8S
MMOEDLK<C];K9)$%%5:A<?`?.W9FK3^083G,,60F0/$-/U;U!C7TUX:/1\#4Y
M"T)/^Y_(?US+?_QV8*V(7`D9@[UNP]0XD$Y^@Z!R`:@<MNSCJH/6KVS9MVEH
MSS`>24G3:+\(8RYE"3K&&PIJ3C-3GTN[?5_T8/9I*:,QGT3^FM8T%"A=T9H&
MQ9"G+7.,^,BXPM070D\?T6.;W+#WCJ0CFT_+%:2VBJGM*YUK.BU7$'I4^$3+
M%;1<0<:@`\:`O3)L/IZ0WR"HJ/#I7+\Q5&#'VC8-[9G=(REI6I<NPIA+V9F.
M\89"IG/"HVP/+ZU]T-H'K7THFL?0V@<%I,<&BX8]XKIYA9-U"2I=AXINV7QD
MG7L`"EES6M4@'>UM?8&<!0%1"2"2*Z(%$C(&9`S(*Q$0U0%B+:_4_OI+-1$7
M]DN&/KC`D&15?,_UED)4FU"[`RM=,##LA%$7S!Q:7!]>X8QZ`A^![T41;CCF
MDTGMUF(:@+QG`'(@\.3#*'K&HPR=19C"'<+9B]%UY;%V@'F`O!-GS"T/+#[R
M^7_`POMD:)Q['SEE^6QB[K2[LPG![7%X'F0B1\DNLE&R8F.4;'9<IB09!S)R
M%@D\/3+Q'H7_/"BAO)#.QEH6_,N7IWF!;.!!L9"[\>++B&-,PM@0QLO74.#<
MSLWG7MXB1."7\'^"L#S(G#/GX2$2#Q)[]\_,B^-41!PN8>*;*^(8C8:N?8?_
M+YX[D9B#D1!1G./9&O[`!)Z@^LQ>W0L03`;M--@Y;)V%P?XC:%]7G4%;&M!>
MGL(NJ9WBX:X/J1,Y02*RMT!T_"WP\)T^)_!J,?M+^"BB`']UQ*&MZLGQH_-W
M>%D77NDAC-!F@UB0X6NFP$<W7`@YCOX69M!;=<8;G'1.N&T/])H9Y381!X)4
M:Y7A7F#JNR7/&6ED*'(E;[LR%;G5J>_5@-L[];T^VHXKP9UV[&-#9ZYV?<YV
MPZ/6:QX81`#H\Z#UIIV5<CVX.P>MUU>VDX]A.XMG72C$K!//VA49IO/)6./#
MR;#Y,N`U+1ZAX20T&%S7)EPW]"MT)-R<[?LY2Y[)YG5W:979$V[I5U@R(5O9
M9Q29$VY8>\\>(!M[FB`_AE'RX#P(YH=.(`N06)UD(L;2(-E;530%PLZQ#6&G
M06$G`60'0&P;HE']&MLT;LY*?B*;J"3DAX;)1];>Y(MLXDT#9#SA]F3O>?9D
M$T^3T>^A[[G/I<.^901)YE$5]%=KQ'C,;8N"2(),?<A,1MS>W_5ZV(2:6OLF
MM)*&=J?-SR'[ODM$M-AH.RHQ?QEY@>LM'=]_SKN%($.734'AC"TV<_>5);Z.
M#6YB!72'B&Y'`YG%#</FH_'>D.6:)GI;)(2HCB%*Y^/)A.OZ-:92WUP0G,UJ
M>-%A2%&P,O"?\(DQYF/=4,6@4LRK%D!&W!H/^<BVR#Y>WCZ^7UM&\6TI@J,F
MV1#T+P=]]@I;56P^&8Z;'U=,AE!Y-$!4:$&N85OG':!8;]-Z\V:OP4WK)XGD
MUZI])]?,RVFC;DL=@2,^-@Q4+H7BS:-VB1/V.HL]FP\M@]M:[1Z`O;O$7V[/
M^\'W`G&7,]?:\MZM[/FKM+/X__QT*N+BW\*)@O7FQPBN!M;C!LALMC764O$+
M5RP$/$L>_AE,97DU=8J=A/*MSMG=.S$@$U5DI_'$XB/+/IN6\W=^;U-P!&ZZ
M`L;-ECKFAD'LQ0"Z9>2!8?'\9T17!#^`:R+Q*()4](PO%4E@P89-+DS%,A*N
MYR1>&'#X*ER**`&E=;Z)F#/\%WP5/*SO(CFWYBVBS`GP7W!3U.\EJ##<"Z]S
MI@LO@"?B+1[%^A9RM@#>-"GO_68.0E0VG?=,&*43CH$QP/$P]A*IR9%X2($7
M8?3,P&/-P^(<9.31/U(ORBRH[SSE(S.R@0SGVR)NZAHWC-'YIG%[;_QEC.68
MC\=##D[_$@3^),#+W(NHH-$:R)D7)9]4&CJ"^]1S7S;%J0./H"EA&A=N*P5+
M&VWL^0>)HCUV7+`\2R>0\TU`TZ8(]:G4.8S*LGD&CN\$KF#Q7,"]KKOQOY$Y
M,.F)4EEU0']8]:]L\"$]R)$+O<X%;$5-2G8^53=DD%Y!;X7-`?P4XPW^]^[7
MWW[].?N\P=-L9;HP]F"&9UX$'U`O`>=A'F7AI7&F"%MKVO<0N@'"07P"?Y:P
M2$ZLB.#1B.U9%"X@0]"^0TND:P/[.[[>*SE=72JR"V/O6Q&DP.6FQI[A[EFL
MAYHF%2\S<B6G,F#OP@!WQT;2+4F?X\)E8#0C+_X*O_1B2%CF(F`.@Z@>=7M[
M;1[,[#W8U9C-'7`]L;?P?'@M?/]P`3F`.W<B\#<0>8)$W!A'>23L*4Q]4%DG
MC3&^$E[$G'O/Q_?""44")QB%2)0+,:K/PGN0:4X@?'^_>@HX5F<V$VX^P@0>
M!>R(Y0B3U>-!#)[\Z8"]]<'PIP]S:4;>948$J`8FL2FXS2CV9IZ8;KT=>MD9
M&):P$#2*1KKFV,.!?QX0N!(SAXL6D/NX^-=UXT+Y6KQ+$J6N=-WE2Z070CCY
M.`\HPO<&KOO^1A``GCV,09`XOH7%Z3W\-;MM*1CPP%;F,LG3)QS64F+P''@3
M;7#5DZ&"Y^"HJ,S*KA@(3\A_F2<2#WE.!]^!4\5G`K^?X)\97PLT3$%0:0SJ
M%U?8WT,JML.O[?G%VV3S-YN^LLX=^!8LMIRK.?FNWETV?J5/0&EU$_YG#/^A
MH(>U;E/(<<MB2$V_#Z,H?`*XPA]=Z>Z\3&9Q-O$&?OJWQ)ES]@YL(<0^@>=L
MT,39%_'-B3-*#Q'RBP^ATG3[!O@BOXI'9^KP6F^S.82IPA1NY1&Y_U[Y_-W.
M71JW2,S\S`K@2!R,AZ7FA$_R.@S_I"H7<XBV\MT_Z'RB&=R<#)N!YNXX;<^/
M_K#Q"P,B-)-K=BT@HR<Y4Q>D@%]$<R?GMU?QW"U%9PCF;-82.@8OEG9YL<!9
MXKG!W(U$Z7HR3W<GPUX9W.+`OJ+X`%FA%TXQGQ8Q#K&8;A]5IA"C.SU-RJBQ
MU%.B8G-\T_B$FG).=9U";R5M71F=@K3>2P^]H0;OLBCS0ZX(8&X^0<@182[X
MOEQE8A49S'V%P;G\::#62=.H<2I7,^=,&B?-MS4:.O;R)&J,NHN>Q!OBS0WP
MID8+PE@!2U5-1*LM"#N#D*:DW<A(M!U\[9ACQYRYJ'G4\L]7-0DOF$PH:0<E
MGTI%,(()P:0&3-Z5:Z6$&<+,#LS((W/J`:1&R%6G%-!XR+4CYV\SY"K8_;*<
M>*Q:-AUWO^!>NV;B2&J(.\2=SG*'[.NI]G6S/IJOPF<+!=M%?Y4!0.I!W"'N
MD&E5R;3^*.`1`:[/%KT#=^R_G"#%1=IR&*NFA>WWOHZ#,YU&7#<F1^PWNG&K
MT6^T@+J.=/O(B0>$B!XCXA!>-(WK^C'[%0DM/48+6W72U=U%2)'6N;OUV;LY
M/%G<A;/9$?,Q"/BJ'%!PW4\0FI.M)LAVZ1-!EB![23A=XR$$68)LMS[MM[(4
MLE\T9/\]"A^]V`L#"MA)+RGZ(<A>$C"OL"@WM"='S&HDW!!NVO]$IHX@>WE3
M5R-T-0?M1ZY5-+1[@G(PW5C2K^A+O=:^('6&0E9+J5M:V-O>@2WA$"Y[BDL\
MFT^WN6[O/9:$L$?8HWX(PN5MX)*MIBR=6<95,!9N._<ZCIS^*#3QAGC3$F^Z
M::A42]K?,'"EWJ,W3>4AH`*XD,H9?[@%RELL'2_".5!7S>6/<OSDYCOQ2:7"
M[=4#7@)T@_F48=E\8BNT&X'@U2-XD;TD0/<*T'7L93=#:\7SE=[J+/&&>$,U
M@$[7`'!2=S%5GFH`O0\!:%F>X'7F2I(YG'!#TPE"!"%:)"=XJ08O[/^QA]S:
M?TYV-\-'Q6/RWNHE\89X0WENI_/<_+1'-S]O^,E+YFPJ#V4/(YGQYD,__Y$Z
M>.`B9;R=<?AJ?J)5'`(T`9H`38!6]1,!F@!]0X"F@SE/R,[H@$7B#?'FNKRA
M:5*G>K+5<<VRV$$'EUR(&N(.<:>SW*'Z\27JQU0.5C(W8]:0:\,1UTV-<GG"
MRV&\V`;7+)N;-N&%\%(#+\:$#\<6X(4Z)@DOFWAANC'BH\F0C\V]X*"Z&]5/
MB#?$&^5Y0YDB3=6X)0?>_H(=K5X3H-LYA\^V+#XR:0\/08AL(@&:`%W3)AX.
MD4?M1\@CI?8W'$=-LTI)G"'.])HSE,+34(Q;]^ZT)DQX.0XO$V[C04$ZK?$1
M7FA-F/!RUIJPS0W;X+HV/B^/'$O.M1NG;=/0<NQ[)#G-:ASQAGAS`[RAA)*F
M3]RF*V]_-8-60@C0!&@"-`&:`$V`)D`K_NG<Z1.T<DZKH,09XHRR*^<T=*+:
M@0$!]_CA)^&*Q;V(F*ES9FBZ)?EZO^(V3:(XFQKB#G&GL]PA$WNJB7WK^^$3
M%I)E!U)>*O;#.!8TY*<WZD'<(>Z0:;VV:?U1P"."TEH=NV/_Y02I$SVS<ABK
MIH6]Y3J7>D>9J6XU^HT6>3*9Q<?6B!!!B*B#%]4.&B.TM'YNF,&UR=YM`Q1I
MG2^2$L_?S>')XBZ<S6(*LRX+_/Y]4FG)G&QU1R'+7IEC/!SR-4&)H-2E3V3]
M"+)7L7X4XEXTQ/T]"A^]V`L#"G"[IR]DXLG$=P*RS!Q/N*51-9P`U*U/9/,(
ML@W:/-K`>HD-K*"DU=V=U]JC>I>$RS=QZ'O3\@81?:`MD^(*7\R2H_:5Y)=)
MI&<_I)TFQ^F?<BOP5]_(1+AL:ZUNI-M\K!N$/<*>6C91M:X"PN5MX)(97--,
MKMDV[<.\:!I&>^J(,\09=?9A4KY.AQ#=G'=7\Y-*Q5L:8M(C0#/=-KEE#0E>
M!"^REP1H`O3Y]I*&3I^0KM#P8.(-\>:ZO*$:`)UB1"$`K<83O*Z]J&X/#6X.
M*>LF"-':.,%+.7B!A1I;$SX\M^63\ES*5X@WQ!O*<WN1Y]+A2GUU^&I^HE4<
M`C0!F@!-@%;U$P&:`'U#@*:F?FK0)LX09U3E#$V4.M6!?0RCY,%Y$%F-@P[[
MN!`UQ!WB3F>Y0V7C2Y2-J0JL9$K&3)N;XS$?V=2%0GBI@1?;Y/;$X)9I$EX(
M+S7LB\FUD<XGYICP0GC9P`O3#8-K8%!T8^\90E1NH]()<88XHRIG*$&D&1JW
MY+?;7YZCM6H"=$L[=NPAU\>W/`:3(-2<3626;G%K0GL*"5XG6ZC)2./#L4X)
M-25'Q!GB3!<Y0PDU#:2X=>]."[.$E^,69@VNF4-NV'M#/\(+X26W+P8?VB-N
MF91M$EY>+,QJ7!L;YT\XI#R2<@+B#'&&\L@NYY$T\*%K'KS]959:HB5`$Z`)
MT`1H`C0!F@"M^*?Z`Q^^3QR0]'F!NN3]W],X\6;//_A>(.[6FQ&U:JEM\3RX
MCY<_;%'<`BGPU%D8)`P2A8<<JO][]^MOO_Z<?<9KOLP%FX6^'SYA3N%!'L'B
M=`$D/;-PQ@!.S'G`;^`?BXW=UW*="K]?8J(QC=DR$K$((-^0[XW/Q?MO;]*^
M%A>*^\FS5>\F>%D-&4GPL,QVY`S3<KUVA>_C[;T5*\O?Y'9DZYNR91MIVD[[
M91O68(+FJ$QT9H1R.X9KA<XR%F^*#]M)\>ES!-:$P;WA#0NCIFLG6.+5FYPQ
M8*#\.!<1%35@6K,;GV-;@=9[_/`6-.)MX/C/,6@/J,GO3IRPGU+!5M,*/DA]
MD5"[7_G`4VNVM60ZM$^IB8"6G"JZ`VY=.7K&IV!;'^@W0<[H%&G9PX'9D+1&
MYBGT6(-A0](:G4*.-FB*.Z?9Z?KQ[['T#$]#S\ENXQ`]Q@GTP"/`LUQG/H4Q
M4L"B5Q/1:IU[9Y36E*/)8ZTD7+Z)0]^;EO-%70::^14R/JM(,_?_2F9SV<_.
M$$A'HJ-5ZF9J=_:$_>0\Q^O(Z`AYGN$929P-B'.HW8U)G+T1YU\BX<"]V)>Y
M$[")E@GVE?[Z")F>%2V24!L0ZON`_1)&PO7#.(W$L>(\(]@F:38@S2]AXO@G
M&=LS\A229`.2?)=&$=SM&&4\)[<C&3:FC56EO7H"/2<Y)H$V(-"WN/:!C51R
M00/E"?\3Q^(HJ9Y>8B"9-B#37T5RA(I>J.:NFWKE.LHIV)B,3Z[M*E"W*59&
M/CJ1.V>FSIFAZ7:M]0^U"^.*D4-U>JK34YW^:G5Z-5=>%;#WUZ[3WQ";KNQP
MB$O]Y=+5HX6.LNG*04PWN73MV*J;7+IZR-=1-ET[$NTHFZX;('>$212WG\K>
M=^$"KG`]QU<_;J?=%LI\.FIS44NA^8W#A1DC@T],BP2EN*#4_'24AK>55A)R
M.O+I.#2UDWT3F"[B0]HI"O14>,RR^6AB<7URS(C)MDH./15"M6"&7!N.N&YJ
MU^K\(<%<U+2]TL<@/F/R6O7BRPT)#\W=>*QQH/D*S3HW6.[Y)&+X+DBHWG-Q
MX#=HJG2N30RN6\>X&LKE6Y59I1Q'VI"/[&-.Y24I*B)%!C&X-N)C\YC1W506
M445\Y926VY;%1\<)DBH2RLEQS"U;A_]L*DZH(T=FX=GS)A]/CA$+U2O:T"]Y
M'`4D7*9-)8SKRHI=1H"O=#[4;:[;)M4PE-:TLLYIW#(UKD]&9Q8XQBH4."J)
M4*7`P=Z%09Q$J9MX8:!0M6,'TTA%NO%)J=87PM*%DD(;0J%C3EDBP79"L"41
M#ZUCLY*FJS<DXQY_4JKCA9!V#8F/)WQBJ=0K0V(O>?@)MR<6MW2E"E,DH1VR
M&HXM;MK'1&2-%Z9(5I>6\RM=T[BN6^J4KTC&NVPGZ*-A[;6=7>W*:;L>U.WY
M,XJ10^-PE%H`;3N^HG$XYU!SF<-9&S>@RAW.*N=#7FG%X>S9@3N/13MI>B`=
ME';U;DU"@!((0+EKV%AVS$X=DGOGY5Y"@,7UD<%'QE%[M5J=G$\0N"P$JM/G
M*W><$BJZ@(HQ'^L6-\VCM@.T.<V?4'$L*IBNC_ED#/JO76W[+HFYS>W:NC'B
MH\F0C\VK+5V0P)6P]NR5SB>:P<W)\#K+&23W%NRY8?,QKB);>[UV-^MF;:^#
M'$E.P^L.7::F\460(\EI>`WD2%$UO`1R)&^:7@$YDIRF%T".)*?9]8\#Q-"9
M,)==%D$"Y-DO/PE7+.Y%5!P+8TENT[$PM`Y.Z^"T#M[)=7`E.YO:-_DT7EJA
M$D5W/BFUQX[@HOHG@@O!I7G@T#0G0LX%T40CI0A,%_-I--?J_,4=T^;F>,Q'
M-HW:5D"/3Q0'3:=2Q:S2@&T%A8=:96@Z'QKGSI^B@A<-V.[VMM9*_0#5,'6N
M6P95%#HI/7UD<5N_UA8,DM[Y,K.Y-;3X9/^)#U2*44IH!]70MH=<'Q]C1*D>
MHIQ$V82/C2$?6<>H)I4BKC!B>S2T^7!RE'I1G:*5$=LX#MW@UE&[?*B(H8HM
MQ*;^D6[SL6Y0%:-[TK-U/AX-^=`X]S0Q&K9-P[9[KBQJ?E*JLX.PU.E/A*4^
M8XGF>_=?QN4D6+>X-3EJDS7-V.Z"M)DUFG!S0F.T%9(L,PU9QK"/FFY.P[-;
M7EDQ3:Z-=#XQQRH5GTAJEY8SC='NF(S1GDY`,\?&7GO:U2Z<MFL^W=ZYJQ@Y
MM)%8J>7.MF,NVDC<\$9B!0<#M;_00`.UNQU*7:CA_.K=F80%E;%PW5Y/PH(2
M6&`VMXT)#MF\5JF?!*^$X(\P#).1QH=C&K=]H_A@NL9-;<AU\YCE0)JMW5$(
M,%W7^<@:\LGU.F))X$KH/-,-@VNVR?7]^QEIWG9/1,]>@;PU$V1NTY3MGDH;
ME%H#`<-_H[WVO%Q,^SYQ@,OG%:OD6_X]C1-O]OR#[P7B;EW6TZKYL_5VP7V\
MW)Y@V@(I\-2T^#`+@X3Y3O"0H^-_[W[][=>?L\]XS?O%TO$B,64?PRAY<!X$
M^Q`Z02Q?`G^[JF*N[GCNN^T$6-7[6OBZRG*Y-G,7!7-]9"[S`M=/I\6_GKQD
MSAP6"=])X-IX*5QO!IH$QBIUL)T:U-L/GYS`%2R,BA_-PU@PUXFB9S`9S%F$
M*=`R=V)V+T0`-YNF+MPL"1EH(1/?X*9X<S?T??CDH4G*?W,O7">%>^%UGB1X
M(<JW<L,`N[SQ-:1&PX5.P!*Q6(:1$ST/V!?X821<-&=3>+5'$2?R#F"[G&#*
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M[NB#B74+W.F'9C4DJ]8UZ[`Y-[/LME5S_H*&)D&712U5F?^.>L$I+]#->&&=
MTG\J8NWWZUB[5OQP54=W-=R8A)MZN/E;ECO^OLH=?\QSQRN"IZ:G.QH\Y\0!
M!)Y:1B<K'[Q=%0QZ@!IR50VCYFU>'FK99=6,(,EEJ8:?]T7Y\'U6/ORT+A_V
MN6+2?H_P2A8?G<B=%T?+V:?H;$^R4*KO4'U'->[T0[-NM[Y#SJ?2^?P/KED&
MX6K)<KU(62PSOB'WTQ,E4=O`DOOIOV:1^R'W<W!H`3OE[-6K*T@?&QA5^G34
MT+L;=_2$Q3ZALB\!%J&2L$C>FK!(R0-A44544M)VR:3MI/,#R0]T;6:CFJZ!
M$CF"9R>`2KD=`?4&X4ENGN!)&2#!4X5/E!2VDA3*[?C'G[-&KJ/_NDD9(L&S
M$Y^Z'()3AMA[H'89GN3F"9Z4(1(\5?C4RPQ1-0-,87Y_FM.I=;__FM47S]H3
M<]Y^P4_N'',"VC%&;H?<CH+<Z8=FD=LAMT,[QJCO5Y'Z4E\</6&Q3ZCL2X!%
MJ"0LDK<F+%+R0%A4$964M-&.L4[HW@G`-[AM67QD'G/X+"51!(UN1(^4R5RM
M?X,9ELTG]C$GVBH&%G(QG;<C%/EW"AIJ?J)D@'8*D6ZJ](F6>`B>G?C4Y4H[
MY4J]!VJ7X4ENGN!)&2+!4X5/O<P053/`%.;WIRF96K;[KUE]\:P],>?M%_R^
MA(GCTZ:@ONB!VC:4/$S_-8L\#'D8VA1$K9V*E)+ZXN@)BWU"95\"+$(E89&\
M-6&1D@?"HHJHI*2--@5U0O=.`#YM"B)HM`\-RF0Z!8UJN-"F(`)+RW:$(O].
M04/-3Y0,T*8@TDV5/M$2#\&S$Y^Z7&FG7*GW0.TR/,G-$SPI0R1XJO"IEQFB
M:@:8POS^-"53RW;_-:LOGK4GYER!@A\0<(\??A*N6-R+B)DZ9X:F6Y*M]RMF
MJUGG(__3'PM+_J?_FD7^A_S/R^/K@I!%PG<2,:5C[,C]D/M1D#O]T"QR/^1^
M:,<J[3M09)VC+XZ>L-@G5/8EP")4$A;)6Q,6*7D@+*J(2DK::,=J)W2OVY\H
MD2-X=N)3E^-IRNUZ#]0NPY/</,&3,D""IPJ?*"FDG<NDFP=TQ-(M;DTFE+D1
M;)2$#>51/8*-2OY?;7B2,^RU5:/\ID>P4=.^=32_4<TP4C#<G]9J:CSOOV;U
MQ;/VQ)RW7ZZ2^YZ<@/8[D=LAMZ,@=_JA6>1VR.W0?B?J6E6D+-D71T]8[!,J
M^Q)@$2H)B^2M"8N4/!`6540E)6VTWZD3NE<;[CJW[2'7QU<X3XM2)P($92U=
M`T0)&F64V":WK&%W,4)>I*-&@T+Z#@!"]4\4Y=,&%M)-E3[1V@W!LQ.?NEQ"
MI\2H]T#M,CS)S1,\*4,D>*KPJ9<9HFH&F,+\_G0;4R]V_S6K+YZU)^:\_8+?
MES!Q?-KMTQ<]4-N&DH?IOV:1AR$/0[M]J&=3D5)27QP]8;%/J.Q+@$6H)"R2
MMR8L4O)`6%01E92TT6Z?3NA>;;C3;A\"1%N`H*RE`X`H0:.,$MKM0QAIQ6A0
M2-\!0*C^B:)\VNU#NGE`1^BX&H*-RK"A]*%'L%')_ZL-3W*&O;9JE-_T"#9J
MVK=R?O-]XMS[XKST00KA[VF<>+/G'WPO$'=K4&C5XMMB?G`?+W_8HOABF4R9
MO$U]2?'#NTA,O81]\N*O[/<HG'F^8#\ZL9BR,&"_BV@61@MYEL'GQ$G2..-:
MNE*YZQ'<$J.^S`6VURV=X#D'F#7\(6:+,$H>G`?!_-`)V!+^-0M]+V0>?A5X
M20AL9?<%'Y<E/H8S!OHG?Q</V,?L8C`OS-FZJ1>XD8`[Q.QI+H+5C_`14P$X
M^T<*:24+(R:<R/=$Q#QYYTC@%?+W4\]U,-?$9WKP"EZT@)\,6.F=X%8S@&S,
M@!%W.9E(S`8I<+LX_S#1UH*8.L\Q6SIQPJ:I0$+@27@;QW6C%-+=6")FL*V+
MW07*0524&.@$TP,\?4)1`6,!.'[X%&_O&K@DN3MY(LT?N\=#2J+<36FYBW*%
M[^.]@/**;W*?N/7-ALO5M.]V>U9-&VC?_9`]^,X%#CC+6+PI/FQ7EDZO0I6H
M@)O#^Q3>6!^>$A!D9%\H('!!&<$17SXBR&Y\3D@`M-[CAX\%9#^@Y<E]Q<_?
MX+HT$A)+]Q6NH(%J(LGQ+#GN]_+.,_H%]M9-O$<O>;Z07(<UQ#HY)2R?U"P1
M;Q-P*$?03LH1M(:H.8F8P7BL%&O,9LA1B3<G0E@GSNS@C%FO!'"#G*E9P[I!
MSM1SYC?(F)KUM!ODC'49SM2(;_6!T6X@](*"0[5;HSK6-D\IZ1J#R;#(]+((
M-\_Z\E@X#GT/'Q],PR>,=)DNJV:GO%8W8_-UW7*]C9/5BL&OJI5'@VA'PG82
MB+2!11BJA:%ROPF!:`M$&EFBXU'TKM2UU`=(Z1>$%#R;(%4/4G(T3CW\'(ZI
MT"&T&U-54]`9^>Q:$&BH/M:$AG1<`JL2NQ.Y<V;JG!F:;JMG7U^PN<E:(>%D
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M4WV%8'\S8*<:TY6@SH80V4`N,[RU>/:6JE,7!\V(:Y@(C<T;`\TMU;7:_\2&
M%A]/[!O#V`V5TJX"(@O+-1,JU1&,SHR31OJ(6_;HQH!T2W6_!N(D6].X-=H+
M&NK2IBYMZM)N/.F_0<Y0E_:9B=P-<H:ZM,^+J&^0,]<;'*D-6IX;645`JTNH
M<HC4=99.\RV92;C<M1\SO\(7LZ1J%^<T3/%PA=+/##G2J[A,!O+9#T^71;<R
MCLXT@V]SN\DPEX!V(XWG1X+J[.E(!*FFNJ1L@VO8Z*Y0I_-UP+4>JD3@:@Q<
MINRWM4QUEANO9+F&!*YFG"$VZH\ML%?'G.#9!TAIA*BFS95I<FVD\XFISH:O
MZV!K0KZP^79T8\1'DR$?F[=FN2Q"UQ70!7$\A%N`LKHKEI<X,/CZ1P%O@E6>
MWOMK&-R]S0]JW3CE,99/OZ$3?G_#4WF=U=FZJP-M)QK#$VXY\Q+\>[+CR%=0
M3/>9)2$3P51>5!Q_BX?NXD`T`??S`C=<"#QL<76,+QX0^Q1Y"9X(/&-X%&]^
M43)W$C9WINQ>B""[FY@.V/OB7D&8%'_-;Q@71\HF6!Z-V1]LT^+`#?D,^(>=
M_2-&DC8'\,DK7DQ;XPP>M!1X'*3PGP<MP"`K$3:G!GA^;W;N+A[,B^<ELSA=
MP(V>D4=;!_4"DQT\RW?S7&/X?22EN033$TX!"<`TG(`W;8!AY6/%;;3\-=2F
M]V?[FO8IKM6TZRZ'OB#B@*<?6I<[661H#<;UUIEZ<D+MI@]"G?MUK7'9V?.2
M_=<9`MDTM(Y<J6P'6>>O8!KVX17,IEE=24-GU&.7<=\#%O.D],?4!WI#,VF[
M+`#V=B-JRH*F(V1QDB@&EG$2M`\1<](JI:D-3(.0L0L9I>!9QL[GM;ZJ&?>T
MW_=1.H_N.H;P0H%7I^HA7?QTTH;.9JWRL6G#66:9<*KRIWH[1\DM7,`M0&:T
M/J:4?(32&X6Z^.GXW;GD90CI:GZJLTFXAE,RVR_N5-+0I0[U\XLUZBP/5\NB
M6P:@DV'F1CIT_+[MAAV5>>TB%6G$S6O$\5O1+][8<=*:;=-KZT7W!RZRL0]A
M'#-(H43T*)IL^LBOE#HWL.&G*G:!8$?`QKH__`^P)\K8(UL$`B;@1PM'MFRP
M913>RQ5VO$[`UXGL!KAW?`<;2N*Y$`F;XL6RH:/4/@+FQ??ASD#)/^'.64_(
M+$W22':(;'4?@"&;8GM),O>B*5LZ48*=(H]`2AC%@VUX][1'Y\N\2BA.X/C/
M,8@&^!'ZP))MWN6M-'"I[*79RTKV!`90;,AI[N"S7.$]BBESV%0LL%UF%H4+
M>5GQTP'[(G_JP'\/(A"1X_O/<$4DX';/2R'7";(?QV_8POD*#F8>^@+;;)9I
MY,)CX',8P0WAJL";>:Z#50QYW_CE/>2#X$V%?`7/37TG@@=.1>Q&WCV2&N?-
M+?&;_L#C."L"S_1D6\&*VSGW)&%>1ECF+FQP%V]+8BGD'+INFL$"F[56TL:^
M'^$"#D7>&02&8"D02D[6``8XP_::K#<H_TZ*LOP,9Q&F@>PK<QT?)9AD<L,?
M3;W9#/"$5N1>)$^(7/QS"#[=`\2S-%@Z$-LL(R]PO27\(;<Y?-46MNH[DW@5
M(N;,%W%V]]CQ)5VN$-/X*KU=V9\0W$$F.I4!\VFED@<`$VU?R-(XE9I?!DXB
M+4/68`8/EKH-<E\ZSPO@!OQRYJ1^PIF((FD`0+@09V)?(#:FP9^F(A$N@D.:
MOUGDI$WTERGCHD\3VOM-P[E7<K\%S`65=+Q@Y20V+7X@'L+$RQ025#E!!<H\
M"7:!AJ"33.H?WL`3*1KF-18R1<=?/#J1!R;B?NUBI#;"OZ4D00.GJ9M(X]Y&
MAV4+3OQ_I"6M4!ROY&:E=W4J7327HHJ$+QY1AR"V<K*?/GKB":4%MW*=)<91
M4_#UF<Q*4=NT"+)D$`%ZB*)<F]],=%_%,YLYKHP(LAO`#])8&E7Y_/7=\MMD
MOT?8X:4EW\M>>:\1(B#L,/;P"@Y_@K\5VI\UDLH_PE]=W_$6$@_XE\?7>^S\
M*_AV9>,C((;+EW_U"+?!M'GJ);*157H3R>,!^PU-T8II*S[E_(<WG*6^[&F%
MRR&"D@2"H);HZ'[(&YL3;,;;8@#\>!WTW#MQN2NYQ,R,NX6>N6&`Z(=?PW_A
M4Y`+D:7+O$5:X@%R:GB)"L1@-S32B=@`)@)/8KZAQVAP,38'=04>86R816QQ
MG`I$#`H,[*N,!44%(N^?Y1=5*(3H/9F'J8PK\WM(OXZ/S04;%S=>18BWH>#[
MNZJ3RAB^,*R`<3^=9FHF:Q&@.<Z]YX/>8'(%,BF"&_%M*0(`Y79LV^5^YUJ-
MDB?M)#(G@V&]?4T[NK%:K*7OQ/&>^J$Q/H5+QG@PIAZW%P*H:'YLO*QL-]+[
M>#(L-(+%#EAL=SY>H<.E80NH8(?+CT7(=R_@68%,"F?YEJ/K&,6;6?M7=*&#
MZ7RDC[E^U*R99FWOL;TGYQA?@E\KH+.YK0VY;>YMJR6S?JK8?X_"1R_VPB#;
M1IHM(9$]IUZNRIZ.X9"/CAJ`0>:?T'II%)IR5(:E7:65_?8\PKLY/$3<A;,9
M^8';TJQ*;7NECTRN:\/79/0)FE>"W)"/+4@VQ_8^T%VH+[QI`Z]<7_BJD(-C
M@JY<PJ&VV)ZGZR4M-KBAHQ(?,SRV8<]Q7`/X^95Z`GIO@5ZO&-K]@7T'E]F+
M1H=[X7L".U^K5]<CD4\EB\O]ROE50JZZIU&4M1[F2_0O&Y@'[&W6^;&^/Z[!
M1YYL473#U)\R=^X$#^#=\B:90#B@AB):\'6[K(A1%![<=[JB+^L7D5T?LOTE
M[[G)[GF/W31P';::R(:,G0W0LU!VTZQY[HL$GGZ7K_F_N1OH93W\+."MO>3Y
M5]FV4QZ`6&9GUK>W#)-\@W&IEP0Y[_B^>`#*<KIW$2A[1%U7++/V!.0)$/U^
MQG83@>TXP7;[2IRZ\^)9%;?$!L\'N(DC]S^SA?,,@4:<"MDI([G_B`T](..-
MZ^Z?Y;M4=UO58).7R):Y<FOC5,QD>P82C_>6A.>/D\U&`3!T*K]^]!["*$QC
MV;P\P\#(2V+ASYCSX&!C3_FW60L-"KKP(4<*G;VX0::Q?_H^C>\>'&?YYKU\
M<]G`\S[X2=PG;X/I1R?Z*B2??_Y'"KS(>>*)&+Y\E_41?HD<]`1O`:M)_),7
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M1A%G2\S`";[CH1KPL?`<B;-IV90S9T]S#UT]<`OY[N8,OQ=E=(6/(H,3NFGL
MA"DF[X*$P52R9P@Z7YJ%KKJ!1DS^NE.[Z.+.,H<5TWUO)HI,H(!Z*4C'/V,$
M$N6]X!A[;E_N3)'JW!H4/>.K?*&!..[(&_R2;0)X#+$)W,=.>0BXUTWM6V_K
M@`YC+@U_FWL8%T.4ZY=_G+]]Q6CP=SZD+^PMFA4P?4`AQF^9FT-SN!0`9S<7
MC/PRSB#NY,!FXA]IEG=L[3MX*:/VN?JN_)*Y<91,%-]$Y'JQI#C[=@64C?V2
M@7B"G-.)LBY]V=./6QOF4N?EUB?,(R/A0.S\G%U9\=H-:5UW`KRWVRWW^;3R
MW3#-119@6RA8X]QU5TV+YZL@+4OW8S:%9`CW0-3Q\5P*?#4E'9/(\.F-BO:Z
MRSL)!N/R_LJJ`JMU4KG7,@=ZO7KO)@6'JKTG%7L']098'T6)?A(INC$8-C0=
MMT*276D0_S65`3$8D,('RI+&,9T-ZN#BY#.$&]I1TF%<_$\12KV%.`<+B3\7
MP<'O\#O1.#S&)))+[+$B4]F<J7Q'II)P<9:I/-RA8PXF!SMTFHX2MVEH$^1'
MTG*6^>LY:\ZQ`,JPIN9!D`2;OL"F1E/CU@2_-DQF)0VM-C7^EB8X?@,)Q_EW
M+PX25"2(V69<RXJZ0X[=:@NK7JZONZYOZP8?'35-72F`-&RN.@P0=D*[(#,'
MQC&;FYOUZF0LVMOG4&E`V'"B<WNBD['H&T!.,A8&$'?F%D2*Y2J$\9?(P66Y
MCBH96>%N[3:KK>YW9/9[B<ACQ[I1S-<=V2IB.\C:D+6I:6TH:#R-N<6B%(6-
MO50;1<PR&?+&##F%73>OK>R5KEM<,\PC9LW<LLK<""QV%-_T<T\-I3BJ:OH7
M[G?P?8JC;DP%:Z^85AON,1];QXP(4PHS9+:;7F4W!N855LTHV.LF/"@C(SNE
M2FGM\$C8*\2$JHV$W>JNV]Q-J8XR'346]`);1]09[[8#,IU1W4N:=ULS^<0Z
M9DBY6KALWLIW%BNG]O0I%7N2E>H@\BX4WS)[-.+V<$S&J7\0.;&'<'CFP3:C
MP:3MB'6+A#8!?1PI3:?VW65,PWI^%<;4=,D$F3Y`AM9[+G&P:I;1;Y]GW)7Z
MV)4+M5UB#35S$&RZ!QNJV)Y<L<TG&^8S#^7)`\H8]6M70(XJ;?0\2[UXN=4<
M3?C$&E)%HW]8.;&B,;K";GIURZUD;!HT-M9(!V-SS(E29&PZ@I43C8V^U]@<
M#B#'`ZOU^'&;AC8A?20M32=/769-P\I^'=;4=+0$F[[`A@JI5$BEBIBJ%3$J
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M,0W#_BJ,J6GL"3)]@`PE)B=NA'EXB,2#@V4H+T@B+XCA:GCY5)2J3PHU,JL<
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MW:]L"3^5!:\_V`/38D[%S'N6A`SB'.]1;!?*!JJX_&VFMZSA1Y*C%&L:UO'K
ML*:F7R#8]`4V9=_P?2(/Q[RX[97ITM_3./%FSR5*<.AO<!\O?]BRA4T_%QXQ
M"X-DXRF^2!+(2/$6R-"[@5YF&CJ!)$P<_\6"QZNGN0<6WXL9N`[F+,(4;GS_
MS+(_X]]FCA>M5T?P+VD`3L%_QA:RS)6(;ZX0T^P6>8U-K/V+$^1K*@S^;^.2
MJ9.(UWA)=IMP\Z!3\%73-,*GX(^2>20$6\![S^$*H&"Z[:R<8(H?+/;DY*LW
MR*43.?8'RQSSR7AR[GTD56<3<Z?=G7L/SB(1+X6;@#?WGP<O:<H`_*?OT_CN
MP7&6;W[R8M</XS02O\TP@!!![*!\/@D?E\[>A7$2?YX[D?C1`5'][CPO1)#$
M7P"X/_H@S3__V[_^RY^*>_WL1`'0%/\N(OF3U55R_`'\XY.8_<<?_T^W_ZK_
M\<](S+_?W8F';W=W!7'GJ]19^F._/F6@.#PGQ5\7;\_@]9E\?\GO=,7YEV)H
MSH[\X'N!N-L1=W?+HMT[:,=0P::>G^)RKB@XO01.Q\CIW*3%[$G`/US'=U,)
M7XQW9Z'OAT_QFZO+H`;'I2=C69TQ=ZE:[DU=X?LY5RJ^R5WJUC>;'GOELJL<
MLS;0BF+GG0L<<I:Q>%-\V,ZP3D[&1J=$#:.!-6PBAK%/"JAL8V`K%-U-&F&-
MN1(40`!05Y!CGD"C.1KH^^KH<>A[TW(979?K?:>GWF7:7/!.D!M?OHR>W?B,
M+/V+C&P^9I'-SQN1S9XDN\:RL%%C5T2S>OB"A'85\5ARFM7$8ZG13Y*5#JHQ
M;$;KJ@'6%;6[RL25QJ%``C]&X%;S!M6>5#M,XQ3#-CD90.T7GW_%"YPDC)H_
M.55%@TONJ&GNU&J,:SL`VJ*@Y?BGBA_M&@F1K))V9<S$<3)K*"P[LZFHJSOI
MV!]JU]=T/AZ:?*1=8<\=(:=/R#F$*W/,Q]9X'ZHNXWI:"A65<P(_B2!<>(%:
ML>(55?GRY!!OJ%)VV4I9^U;B1[G:\R3I$].[8GZZ7.6)67FNB3(VY!8*?*J&
M`Z<X?H-/3(N/]2%!B"!T*H0L3>,3VSHS?*12XQ&"^GDV$VZ"C42R$0#[56/A
MII&7>")6)Z3L6H&-N$-A9>_#RI\72S]\%F*S!Y%L!KGSDXI'MFES;;S7^Q.`
M"$"[`60-(0NQ]//"1[O&J+1F'<\V!>WZG2.I:58ECR2F:8TDWIQ.#BU!=W\)
M^J>\=[Q&95$9IW[U=<:[)%SNJ@+E5_ABEARU')E?)KUR]L-^+U">M!3)K>&$
M3[0KC&$F[!'VMDJ9V%\QGNP=[U)GAHG1K@/<(J!=_W<<,<VJ\G&T-!UK$6=.
MI(::42Z_S!R4^A+7FPEOUP=3G]F*U#]H`UVA^AY!H54H:&=6ZB@ZHAB`.$/1
M44>BHZ)81O$1.46*CP@*%XR/:'C7CE$WOU;:VM5@F[GS*-B]$`%SIO@XL,ZS
M,,H&;:WZXIP@2!T_[W&9>H\@LF`:#]@O^97UIVMQO!X>+^?I2-Z=,93*XD/3
M./<F%QFQ-=1M;HW.IT7R.O'N5HV(HJJ_*%];VIS)A9QUDHRQ09@P+W#]="H/
MJ9$R<L/%,DV<;)+:;#7S"%VQ'\89-.":17%[''$$O_.B`@=/8>I/`2J;%`Y>
MO//V)+"=T[LV9GQ]%@\X`>R36(91`I>OYX=U;=K7\*QI7S^FL1<(D$?.D*R7
M[!K#OJXVV6OG/#'=J#JAXZ5`T@W)^,YJ7M7_WOWZVZ\_9Y]EO"EB-_*6!>9_
MC\)IZH+10Y7_+*)'SQ4QCBO,>?V2P>FE6'W>.ZO%_D-<+\\,GDLK@MXADIJ=
MS24K,![G&'_#?&^&4X)!WYW`%9RY8B%`QYZEJ!;PP]2)P,05_WIP'L2@/)PX
M5R5K^$.\=:_B(6@]8B].Y*#BK4N6D5AXZ2(#1KC$P1.X$TA\P[&%`)%9%"ZD
M$8T=7PZE+/\TQU0<HG5\EI=5$(6'T"R%/(F&`?&!^XQ^UA7RD6B$O>!1Q(FD
M%$QWN!#Y[.1I]O3L:Z1J&?J>^SR'QX'%QE\7+P@D+?T4J$VE<][!G4K.5C(I
M$H\B2$5]KCC)72"`X.I'0+3GSK$3(A8YV;D"@M?RX(GYA5[^P/PF'OHYD$]V
M9WR2I&WU"`E2^,4LD?[+]]$?9NJN:]\Q"%#@OJO9H\L4:5B-%\7GX)^K^;_%
M]^/87*"T&GZA$["9$,63D(Z7;`TA@,9]K7*JJ91'C(%7XD$H)CD$WAI'G<(_
M5T_#.V?\\W#>#9`N@S^<6+CQMXV'/8%7GH>HE`^2U1+*V9WNQ0S9)R>YXOLR
MC`PBX8HU,F=`8R"I`*U(O"1%@N6_D'-A%.\*$<B:'N7,/@H'PR$))D!#[K/0
MJ<V\!('^`<.XS+5E7[V-8Y$'$.35+N'5'-?%K&EEA;W,&*%VE-Q;X=6DKF3V
M<9&'TR&.+99!R?TZ,O\,I'LSSW509.LG_!Z!=?"6_OH9H(H+L&K_;Y6A/8-N
MY_G63Z"3BWNP@7G*90W8>]3VPORLC7FFP%A@F*+I=4.P!]*@@4UR'B(TL^D2
M+*@T%F[NQY<299D#QCL(WY-[[HN+T;IACXVT5J3P%U'X7QP7S2>DT@&8=BG%
MO^%8ZR1D[Z4?F&71QL\H*'!H.%]U[8`^K0&YD4HT8PF.FAN\?61A=XHI.YS]
M+N5?!;II@!&.3-!#R*8C2+_Q_Z%(E^6D!'^TD.+&^&CI0,@%J3V;ICB`70I[
MQP^S*"8#1T9-\8-'"*G`M\-?'W!V<0@QT]]3`,O4DX%2`][Y6#7L\K!B4S^\
M^F/H)]6H]<&DWAD'VS0T4S&O>8S-D<3H)YVJHYL#TVIFQWFE0+LRH_(#IK7O
M5[EIXZLH#6'BU.-2;,+$2TR\RS/E[]G'/!/O*BQ.-17VWN,W;Q06'_.*P:V!
M84(VHF(7>Y[-767O>D.`L$X"A"7)(4!L.XU5.B^F-1?@=W1'V8</\V@Z/JZD
MH=4^J&+=O.+L!E74;YMI3<;QER='+=Z<$\_VG3?G!'7$F]TQ3M]Y<XZ[OP`Y
MY/E.W$E:%,`W^\-V%J,[@T?R?^3_R/^IP1OR?PKX/U-KW_]5TM"J__M4+,/+
MUAFXC8BP5\9-8WBFB-2IOFA*N;\=@NS"+H9UDV_IA`D(>OAD;'/[&J-9&A)Y
MPUZ];R(O"=_DVF3,#7/O(2%*R[[AJ*7/LI_PR=#FX\D5-KDI)OR:85E_A=_^
M)W;76=0U'/#V%W5L:''-FN!>N?.&35!%JXK[E5VVJBB9XE6L3BK9"5;7X&-]
MS,?#D3+65_$2WHT`HQP7ZCJ?3-3)"!2O8]X<0`[`9SSFUKB[YN7*E=X>HH>]
M,KFA3[AI&Z^[BH(KU[1[B`(U/^W/.FDIX31,%+L\LZUYQ4[=?$=QXGQ3)PNA
MQ005[`#3N:69?&SOG:FD-#!HR:'A+,32)EP?[1W9KC1`:%VB(<NACVT(+=5)
M3VG-0@5@J!E0*@U$6L9HJ,(ZF8RYN?_HQ!I+'-I@TG:FL4U#NRG\<<0TOH#0
M9=XT74/O,F^:+A_?(F_J%D>[S)NF2X8'R*%%\Q,7S;/Y19Z<_%(:4Z9`0$=+
MYDT&=&PX&G'-GO")W=W5*EH,/RQRIFL6'XW&?&2H4V^D1>VK+TL.#3X:VMQ6
MJ.I,B],-J/LKW3+XV!ARS1S3`G2/)5VIY2--E\9>GYQYH!F%RU7<_TL83I\\
MW^^J7E&,W%#14[K6D3I[R"B25@$8-[L80_'][<&/('ESR49W/G48B)0+M1>S
M'<Z3K/;'CEL*31T_CI:F\Y$.<Z;A@+S#G&DX5KQ!SM0,63K,F89]Z`%JJ-I&
MTWG;*<!UBC<TG5"9`LE-\(:F$UX\>23/U^1T7DNRE*;S]E17R?^1_R/_=V/^
MC[;4TW1>VE"_:SJO/N;6"(=V#97)^&FK_!6G\UH:MX>WM]GYEG;!5\O>,+EM
M3OAXLG=49B^%?TL[W6DZ+VUK5P1US+*Y9IO<&.V--:BB1=-YJ8VZJ98<;:CS
MD4%MU`2,'1`QS2$W:#HO`>08T.A#B^N6.B4$Q0N\/00->V5P>VAP0`+MB;Q9
M%*CYB8;RTE!>A9*/7F3XIP0)W#1U;@TGRH0)M-*@`C`V5J,,W%S?68#0<L3E
M`,)>@<&PQMP8:LI$E+1"H9;!4"F.5!J(M&C12E7$YI/]1Q71G%YE9XK2G-[S
MJ^E=Y@W-Z:4YO:?PAN;T=G/YG.;TWN;B.1MJ%B:9W.[P`A8MB]>:TSOF0V/$
MK='M36BEY>UU&]J$FR.;VQ-U#O^B]>I&YO2:(&7#Y,;85J:"2&O25YK3.S2&
M?&1IW#3.+<!0N$QS>F\\1CZOHW"B\[&ESJ(>Q=9J086!?SXT3EUI@%!,WJ=5
M/B77^RA!N&5(=AB(E+^TL/`L3QXS]_;9E?.>[Q,L>LM__NG[-+Y[<)SEF[R]
M\Y-8AE$"4OC)BUT_C--(?(%7_M$/W:]__K=__9<_%=?_XGC1?SM^*M87QJLK
MF1L&R*E/8O8??_P_W?ZK_L<_XY/__>Y./'R[NRN0=+&41DKH[VF<>+/G-<M'
MKT]@)M(E)T+A&S+YBBR<L5^\P`E<S_'9^R!.HA29E:T85(V/:N3%?O"]0-RM
M)F1NZB6^0'`?+Z]"22DO%(&('-]_9H[KBF4BIO@A3`/$$%M&'O!LZ8N8O?K+
MV[>_OV93,8.7B-D,F?LHF>O$<B:E^.;.G>!!X(]<`7]R$O84IOZ4W0L6"5=X
MCW#S61@Q)X#?Q")A\'GI>%.6A"R)G"">"?B2^9YS[_E>\LQ>P97BFY=DMWS-
MP)K@DW*J0)1P@T48)\R9/CI!XCR(,(T9,.8KW'R6S\I</6I]7[@/W#F,IB*"
M%Y>/=MS$"P,@-7D2(BCNL71`E_!1@)4!0PZ`J8I#%B^%Z\T\X(-3YL3<`UY&
M[OR9W3LQO&RZ##.*P_M81(_%XP&-7K!,DYBE>!50@S]W)`&)<.>!]X]4P/-^
MRW_EB^+Z5W/`CH`7]L6C\%\#6V>^<)."W*F3./"LQ`$13;-),5XP%4L1X&(9
MB\,T<D7,V=/<@WNF0?CR`7[X5'%_+\CFS0"WIOA-N(3[YP\%_J:+)1(/)/^R
M9L9".&A4I)XQ)Q+,]>%2Y!HP!@C*I#,+?7@D8FW%O#=*Z*(BH01]HD_TJ;;C
MOY[CQ$=X^.$#&D2FO]FF1'ZYCCJD&P)#&(!A7OVQ<$GH29[F82PRVYG9R\R'
M@$](`V>*SX=_85@,_T_ZPUBZ.$_V0;CK)Y0\'=XV\W7HWAY%8;(SWPP667X#
M=XH'EV=>?J4O9LD;0UK8*C,L_^1)__3FSKAB4'0)\C8A8+RYM.`W'&0#;K',
M@X$-/SW`@>'F^SNOV5]?X#'V%I[O1'O06(9BW+!D!Z,:KW6G&YLO=E_U8FM%
MJ_.60,G=UIO"52J^K/M:)DE9^+D(I\(O()G'A`C)=:3(V=2#:#Z!4!"9$A3_
MXIGTT_LX@6C9D[&BQ&_J^Q#51@L,>ZOC\8:-SVEL:2LAVS(J9H-^)0=W&%7F
M'YF7B,0_4B]:84'^3=XD3.:;&012$,,K080/?B6121VF/H\RORRG2:7,8,"^
M0#ZSNOW">5[E')"L,$A%O(63()$K\!3)1D9+1:*69YVIO*U\)*87$HNUN3:X
M=C1Q4;3M1M8LQ#RP=,=[Q_WZ$$&^/WT#66$BUI>#8-B[<`$L?69I`GSYITQW
MW7!Q#QR38)%"\:*I9/]S"44("BP"+*/P$>QF!#GG?11^E1^0YT4^6?I);GD`
M-5.!Y@+2LQ)F,A.!U*^K8!T5SG&FX(7`?)$`>^[P%A@4W`WTLM7ZLI%2+T0R
M#Z<9S,N:\R1`@V7MX3XSTH6<05]RE5NIS%IMI^M"(2BI[Z!_!''),NF&YJ\U
MREN7VMYL2+#+`KR8=L$?%C&+Y^%3D%=$\EQ""BP/*J6UE0)`&>;";8";[7+.
M*SZD)P+_LW#3*'-X;Q\=B,W0)6%$\MG)?=-_"E_B]:.3X)7/+SFX+@1[+^@Z
MDIP\%=BX_:GW^K*AAG%6/GP$/<U*:Z"S,^^;K,=E+R;?%MTV?(S7;''\$'3Z
MR0._7=@%:0*`)86;A?#-G9=#A5SELR+EKQ`1,[/PQ/@O::[?A1A!X37P*0Y]
M;RHMP^<$_I^D<-!)K)X0L9V#WT\@`PC'D'.ES0R-P?-RZ'P)]"-O\);)%:LB
MG,!H,(_.O,#UTRG$BVF2@C.9@8V,=X!;QH)S![*MO$)2Q(4RQ!VPMUBUS^\W
MS:K13CR7-Y,?\(Z`^ZQ6'4S7\63F,#V,3Z+DP7D0S`\=K'2C5KI.%#VCIW06
MN&*";A'?)5,7&:ZZ;N99\2*WK![WC@\^$C1N+M9K%;&H]IW,64(D]2W34;@.
M;$')(`PJ;$U'7>N5E>X=&"CX^IG]+J*ED"![A]CX$L'CV/NUD>V*,I9RQ<-J
MU:@6D8+T0D$P<T?Q_IXF[+<L>^B*+K"-!#8&>%>!&B.8++WQ`$9N\;Y+>-\P
M7]2\0?#LRT[,?1E)[SGS4JU^!Y/E/L]#'UGT-NN=8#]FUBL+)GZ!^`58EEW(
M?A2!F`'8[MX&02KM;I4200*Q7N,Z'OSY(Y?9(^^S1X+UQ<),4<_&&@PXN+L8
MHG=/5JK!HJ:1M+I@3:>I6RS<@Q*ER6K9WH'[)%&(/1#R5U.PZ7"#/*N0;PQF
M'I^%T^8R"O*>DL*JQ\7X.;#;\+U,UN#1D9`/<.<@*C3;OV^0GS'3]1UO42I$
M9A=G:<RW)28B*P=7O';^$_@S/F+E>Y8B\D+Y+_$-U\#0419UC1UD#]C[G&O,
MA3MYLDP2R0)E?99&V"63MV=8WR'APX']7>8PRWE>T<"2V[`<#];PAWBCOIL)
M99T1WB7/R_)SL94K<O#!K];I'.CMLHS;%_*1E=$J$,4%,&T(,IP"PJ^E+(H\
M<KJYA+6B8/T*6;RP%GGNJ&_0U%Z@(+`'*%4PR`IVH$#!"]2L+T)Q!N&J_B_U
MZ[Y4$!BP_PR?P!]$?*M,*-7H)3[1L581@\])G*\":8%'8`B(!>.L)IPK:L5[
M%:L*"R>`G$S.M91ED5PY4259Y,5?>5;2D-9BQZW`:LBB)KZA[&!#G=ZX$[`Q
M9@LO\!;>/Y$3\RA,'^;R?H!V=XX_V"C*%*48N?R"!9<B_)VF8J6O+WC1'_37
M=9TK8_H)Y?4!&T]!0`LOJ6K.S-WBEVHIKM+S>R?X*C,.=$Z9"(0\:2$#V"9$
M\E[7U2,S:2TA3)1+F.P^C"*`>93;PS!Z<J+IQ@_@EK$`(,JJ0+;FY473NVQ!
M)$-$&.794!&,RA9";['TB^8X-A=3"3M(:("LA^=2OE/J3L0,;+,.42*%W7M8
M'BE7\X$:R,6F>>$$_N5`"`S"D2UXQ:LQ]*.KAL;I%H/PM9$GN&Y?NBAWG9A9
M>@O!V<.JBS1=XH-,C4V=9WBS62*QCIVEZU1TYSL,V,<=W^3E2-E\NK)%0,2C
M@UZV,#(/=9M9Y8)()-M2PX=`:C6PH;36L?9<NS)2B92LXS7.#=5FUBEO'DUS
M9PMXP+?/;"\&5)&88Y#PN!K!*^.!%S`.E[DQO$R+3GO:7U:`];+NUA(3<,C9
M@_"-H")K-EZO6&%(M7$GO$KBPI?5A<W;(@*R7N+PONC+77F)S4MQVZS4H4(3
M\!)<HERM2I<1_&6#MB,H0A^3+8SGL2%>/<T+&KN9XJ%WBE/TR/#H2(;5G.4O
M@MHI71-<@=C-G'4EP^`^_Q11.&"_K)8/-W]51T+84`::*3P)<YD6(,+!F`7B
MP2FR!;!)>/M5=_2:7;4X)=N,@<:T\,[2$)2Y5N$?L`$=")Q[:(]E%X]8++WL
MDVR;=HHET?)Z"-X,3";8CZQM>Y..O(_N"'AT1XG/R8A_!-L%WARPL.G@/S\Y
MRQU>_>,ZCBM"P,PX;+JC&.ZP4??+/`%N$YC-\G149A8S@+#TJO#E@X._R#$<
M>7F[>_FVV/B/-&<^$0`7LQB=UBX*%AY<EQ-8;FT*<(5LZ3RO^F$@MO1PN3P'
M^FJ%3JIU_B/YY,P")!G)>;CP\L&9%W1*GF]'.13KKE[FU#!C*_51;&69!1$5
M+_GD;&F6@\82G*A(G.@YZ]?8>`=YT=,\U\$==URF$:B[3$$#J6NK'TCF>7'!
MOP::PKJA/2<DA*NHZ8,T2X"V3P(0\7.,:["=7>?>K"BD<45>)@LZ`?8BWHLL
M"YN)*-]E5+1HKB+S=3`O8[?B^ZR0@S=$Q1_D/-R\9.Y@A@;*`.2XN18^/$3H
MT_*G`:[A/=:-:N!7W-3/([?3UD+R5?7&5D5ZDVY6MG[*[9YO[O0=G=T77[Y?
MZ5O6:(*B62\@UM+!\U2O'%_?"]\3C\6"WN9NMVSU@Y=]@(Q@MK""Z/2!I[E+
MCI,L\IMCIE+$SJAZ$G$R?\E[_62/X,H%`Q:%L\B+HZOR"#A[_SGVMM+B$M6X
ME2[;Z(;/NL</V,Z9ZQ:Z(1%E32V1W'^X)F&:NE+'LJ7.S(M[,DK>62'#9!_M
M`Y9"7]P_+MYR_4>^KOIDCFZ=OF7_7KTG</[%KS/+DG5&8UJ^*K`AC_**Z]KJ
MY;77K((]D,L+$0;/V&^]W9Z7MTUFI3,I4PB-GN0.-USUPG+[7#B/'C9FA[*0
M41+B6B0*:*1"UN%]@DM@^2[60*X?2J5":6VK"&ZL%,%*$!4ME.44H@RH<M5&
M+E5^=*)X7BQ&?G[R9G!S9]5.B_>Y3SU_FGF*&)$&!"WR%NXP%RPF.9E)0A\"
M7L'-JZI3>,OH&5.]:!NR!0Y>T#3=V&1:VM_J25>V?M:J8B'78R!<1!64:ZI1
M^'?A9AS$U\\6B#;"T$`D6U8%"[TLQM-1V;-PMBMIDJZA]EW),N2/6)N@XHTD
M#=;ZVA<&#@MD)2/X,DAV(3.&;R+'[[N6[-4(<"=37/HJH"99F_,8!(Y`?-%9
MO`FG*2X/0K2"(=QOLE1PP'^BU+UX_3M\-MC,U,V]Q7T8?MV05;QIQ4'ROHAQ
M52[?JKXN^9?IDC9\ED:2)*G&7KA>BBB#O!Q"]2)J.BY"6B4<GV6C/YJA3XC;
MPS5[8*27[PY:%5_!W'W^%.<U*R^JK$]55'G06*S4'%UU'$I,3=<N-EZ1MUIE
MD48Z$AMRE[WQ.93">V#"RI`6&QGPFRQ'SV+U&+N*2Z7YS"Q)=,;;ID.^G.L$
MN)PF1R$X4T]NI,^W.:!K<1V,;S(VY"MOV>ZQ;#[!-,L2<&O5]`X;>5>[R@:R
MZU8NF6'1X>_I]*$H"Y:7[C8J6EN+=1O-845L)[Z)2+X+7""7T%9WQAI?J=L?
MB^VR]K)S?<V)@BRSNGX/2P4YN$,-&"-]W7IM`,V-Y#[P;;/,C$,+"BEN.I\Y
M!I[Y%'+D\E.872U6U[_)[HF[`#*+N%4_E#C-%6)52#*US--)49SP>]VN\I13
M3%V#A]2#S#%>C;G(1+]%M5RES"PCX&3J84XM%Z?RIH:\5S!\4;?-!X&`8T]]
MF2^4ED<RN$($*U>$LFQ]TQ1D2R7E51A^X/5E\)_),(^?LR*!3*;Q6N^?^=XB
MV9DRP-MM?B%]REH-GXMOB[NLTFW00;1O=S@U(HM)G/+"0X!_1JXSWYO=2NFJ
M#*]L01"KZ;XTIT("2HI/YGYPE1=EGOS]ZC,+73?%<LQ<Y,J6E7,J0B^4W`QN
MCM#%H"XI-I*657M58<E^^FKKWWD.F(M85E:PD"3#B$SXP?.J`6B],0V7&IX0
M!:^!]MG:1F?O)*99:+-^P\STKM85`?OY:]WEJZ:%05S9VBTZUZ\LS=%J[W_1
M=^!4$=<CS!T;")?6#C9@&(E'3SS%J\(_S@:2/ERNLCN;6PT!@WE;C*@2`RY_
M/WB8A<@?IPNY[I8C((LOO:_268=2^&`A!NQ_YG*2T(JZJ<".ROSKY^(!V=.R
MA8PTR&_C%9O_,4L2V68F61O`-/`I\A)Q-\7&S%5FDA5H5@1GE4$G69&+K0_@
MWM<F*R=#WGJE'Z5FNH*TYG&F4N)S+"U?-O9;RKEL&&(LX#Z@_<5^/H[;^``C
MYA$[D->+P2\Z$[`!$VT*/A*"%0Q9GG-O7<Q8<C<:J&H5D^$Q'W'^$C.17DVW
M7P1L\O6PC`[19CZL3\L'];D";'-6IZSX)A\,N/7-QMQ!3?MN]WA!31MHW_V0
M/?A.9N'+6+PI/FSM1:J>"F[KAZ>"F]HIPP]-;3"J-?NPDH16AX+OU*0&QE4.
M3^+1`6)T^Z1QE?;`,`H\93S,L95S6ZH(/"@`&XO<99DA.%W&9>)<V8[6P(#+
M[,;GP`%HO9=6+4R<;%+\?<7:4&?`,3X)'..!;A$X=H,CGXSS>[9]!M[Q;=9W
M\3$K2&25N]6LG&PS*WN5>\+7W4?524='Z/I@2"9G#ZH^E^9'E.9>OL_'4N;#
M$'H`GU,]UHC04P\]?RL/)=K$CUD//X?/F#'L@=UR-%E)0KO19"&-W.9OEN8.
M9S'JZ?8VCYN,1B]/CEJ\.2<8ZSMOS@DI^LZ;,_SE!:BI<=R8,1BU[0NJ:6C5
M&>`^+AP$EX3N5U7,^0LVM6S/=XFM6Z=A_.$JPYV'W!R;W-:,*YRLTA":&O:`
MA";"7YM1!N'O.DB\QME2BOG3\Z(@`F!'/NV'=HU0W&R]*E-)0JN!N%S+V9@#
MNC$>%1L9E;$GYO7*+7G]-`F7NXJG^15RA'Q%R74:ILC#TL^,@6&O?Y>U$,@?
MGHX;,EV=B,2.Q.WYZY*$V\[A]B:1?OY:*2']!I"N9G9SI6AD1%"_2:BKFT<!
M&-K.H[9):+?%XSABFEXVZ#1O&BZ"=YHW#1=H.\V;9DN'AZBA9>`3_7'I6)/B
MJ,09<[-C%XJ=V;@?*W6B8A"V"J$?+13W,R)C(]WFHXFN3I)!B\C]1-HM8I,6
MF/N`395*,+3`?(,`5+<P0D%^=:]G<8S:<G6,FBO/=9#'J'E;QZC=DEVYJ?A>
MS4]L:%O<LL?==6H4\G<6?+<(5\H">@I72@P(D[?SB7*%1G*%GTJ'-MT=.(WK
MYJP-I0O74&R;:YK!)\:DN^Z,4@*%`=:73UV.]R@)Z:F"=!F4E(2HB\EZ44&-
MR4!#V7C;:MA?38,:LX&R[6A.;R8$;;.ZR=1`L3;Q73#KEL&Y^'(HTPT^LH=\
M.-:4<55'P[1'6]0(IDVZS1%@W83_U&E;.AKK/=JD1EB_M23D:@&(>MO4".Q7
MSV[L]I.;;1):U;XCB6E^9UB'>=/XSK`.\Z;QG6$=YDW3.\/V4T.SHL^K!WTH
MG7ASJ!Q4\F?J%X9H=/3%>$.CHVET]#5UBD9'M^H;?I=GWL]#'T\ZSWU"<589
M]03U>O7OK&28O;)U;NM#/AD-7W<6)]3:HTK1I"^?%*I64A_/36I#EQ%(33M7
M`V!=!TZ1]8D2^T4>(<V6,L!F]R(0,SP4^HXY09#*&LS-J>E-A=<7M^NOAF,^
MMDQN6!I%W`0=^M3+$(B"\)XJ2)=!27%YFYBLZ_DI5+_(/ME[)_C*_-`)MG;,
MQD_.DF)VTN'K>XY7QHA;^H2B?@(??>IE@$51?T\5I,N@I*B_^YBL$SM0WI#<
M><%4!,D;6Y-;*RZ+#+`!KN/[+%PF7AA0"D$&H04S8((9H%8=`E_'/G4?N!3:
M]Q2X%-H3)F_G$XWHK)E"F/9@;#>10RS3A%((,CSM16*6QD?&J+N1&*40G07?
M;0.74HAV^R^:NS6E$(3)F_E$*43+JQ!T`L"+I"(;AE4U/VO'U"VR75<,W.RQ
MS?5QAR.W\T=[$C15A&:W/W6Y<GW^`%'2J'YH5)=1?/9@4`*QVB"N%;O0"0>7
M.>'`/V*N70>FV5W_F(.CY@?3M."7RJX;.M=L^,^PE4E66CB'@'!T%HX.H*PM
M7_9J-.:&9G87V,WD#`1LFH6DH%??FR(09D_`++IWC4]&!A\;1MUX_OO$`4Y?
M,ES.K\S.;;C32TL$DD5_3^/$FSUOO7-P'R^W(]N+A>[5S_TE]/WP"0-L#\)Q
M%J<+N.\S"V?,G3O!`\3H@"P0#W-#7.Z((52'3S)Y=3!NSZ>/LG@N1`*Q?2"8
MEXA%S!;"B=,(KDACO+LO'H7/3+C;,DWB-Y=_27ST70[^(;*[!F^EU%FF=+E.
M:+D^N,+W\>Y`>\4WN0)N?;-A$;15GE>A^)HVT%:GAK@@`F<9BS?%A^T$LC+9
MM.S-EZPTDL.3K.1P8-8SDY4TM)MK[A+UY5V)5:]?8YM'C<7UXV:J33MD7";.
M%;A4V8`CR6Y\!AS8QL3DM_G$Y!_SB<G-AQL-8>34:,-J:*&JVQC)9_]E4&$_
MKF?_O2UF_]T<4"9D3"J`\K[HR/B$'1D?L"/CW;HCH[,@L4X"B26#!`+)-DA^
MQ(%$'W`@T29</N-`HO-:JNR!WG;$MT5"JS@_CI:S`JM^<^:<<((XL\M_]ILS
MYSB-\ZFY4/MIT]92P>EY>>X#T>U/PA6+>TB+3)TS0],M5>*7Z_7MU=/2?O1;
M7/XT]U>6S4U=X\/)%8;=-86=AGW?36"'O1K:W+8T/AE?84%=-234]/4W@803
MK(B.9R_SL:TKDS\?C9R&8R%"S@ZK`X&+.3ISR#+EU)13JY0Y4DY-.37EU-W*
MJ;.^Y@?'"V+VR@_C6,2OMSL<NA/-7#N;[A9WKITOW@9W3LVANL6=:^<)%`U3
M-*P&9R@:IFB8HN'.1</YA)/10#]O1N+[P/73J9AB+[%PH@!>JOD!)GV)CSM9
M[6MO)^^0&QK\-[K"'!+5HNB;6I.Z6!&9FYK!#9M6K@@O_?QTC7UU?4F9"=J*
M?3IW#"%5-*BBH5+>3A4-JFBH6M$P[$'K!8U*&E2N9\BO<#+K,A)S$<3>HX`_
MP[]%MA:H3%JQS=DF;7\3VX)V(./*H5H.(;V)H;^W]DFAQ.18Y5!M!RXIAXJ?
M;A#@3>T<)H!7P,O@UGC$QQ-U>J>/A9EJ>X\)9F?`T>23_6W\5*ZA<DVWBA)4
MKJ%RC:KE&MULOUQ328,B&YP_.I$[+W8WVZI$2-L<:Z<,<\YHR1TR[]::60/;
MT6R=V_J03ZYQ_GE#8&NFK$%@.P2=X9B/+9,;UM[=C+V$SOZ"`4'GXG;*XI8^
MXB/+4*9H<"S4FBD:$-0N[Q*-$8!M[W209J<PGS(4^+C'KF_X92[8;#5-6;Y*
MG,]3]OXIV`<Y`!F#4>8$4V:RF1=`H.HY/G/B6"2Q_//ZC^5C4E:SE"M.2('W
MW#HDA=T_X\1FN,SUX=;>S',=/(C^J$G.\*3-^'EP(3;MY'N#PY@G*XOQTBY,
MK(%FG#F+>6C6V`I@G73PCZ4-C'JI6#41G9O&K)_D:W1P-F=QZ8K3)3<=W?ID
M),D8I0XW>L&LIH)`O2NRN\0Q6'\%VL#>_@Y7B]TG6G7NM4!:;]W$>Q3]>27P
M@%_1,^/A9/UYJ_>XN`0Q@<_>RL!#C3>K(/15'C.][H%E//54H_%YSK]CT/P,
MMY/Q:I"H@<I+O-1O][&('F5TVY^7>B_/<5'C?7:;#N.:IL-LQG*8)UD.>`I9
MCJXKV=^"<&4[^O-6W3`=9CW3<9FN^J9K`XUVU9^$AK=YS>O0`<`ORUO*E!*.
M['5K^,3"*_5WULO4.\V:AD/UZ_"F7C!R+&L:CD4.D7.AH2Q-6UL%1Q1^#*/D
MP7D0#,,)#POI3"X<J6--^[$5^Y0#2ZO^.!F/^$@;-;]$6].&7FTF13W_T@^P
MW.XGA8YZ/AK9#8<'!.W^0;%>,'8T$AN.QOJ!Q`MUM;`:'IG"T[/#4S]T@A@S
M_T@X/A-QXB3B.B%J$[O)^J%!3>X8,S0.K]/=8(#"W#[%`N?%$=7)75>136%N
M9Z'=%A05#'/)JZOIU6LLFPUE]WW+ZV:51+3;4UNL4V:GSCCGK:,=V1G13(!]
MSLZ+71+JEC+63E*9SDU-K=+P"PDT&#/GN$G"Y2[[G5_ABUER%-3RRZ1(LQ\2
M^/KU2:&:\]$J<TXP3CIS.SJC3C'[:(@W$^53:''AT.)B^S6W:.W!3LR&MF'^
M)%RQN!=1L1/3VMZ)V>#&25U;)5@5RJ=I`^W<G9-VC2S/G)QB&\S)8%1S3V`E
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MXQ^QS:IAPW/D-/!F4@&:!GY;N<"1H&LF%2#0$=2NE`H0U-H/=;J3"US))3?7
MRTF0[<ZGTD"D,W.!8?M+P%4D4&?A/A8U&>]?G!JE.'-.4-IOSIP30_6;,TU/
MEZ95W&;,^"<1)W`!=N[DFQ;"&7/%0B3P.Y%M85B$49(Z^$]53/U5UWFI1MQX
MI#;2;6YH5SA)4,4E7<(7H:J5<(-0=7,%&!H->8L(O"ZB*1@_N:4RB[N?V5)$
M2P$QM\]<)Q(LB=(X85[P",'Z0@3'3%OOB3VYJ3A<I4]L.($@RK2[Z\(H-.\$
MY+H/-(K6:P"-8N$;EB]%AJ<R^"?X^M'!'?@Q!-\>;J:%6)!%3H*SSMVOS`T7
M"^^&@T/J_%7#M3.#Z[K.;6/274-/^W/(\],N&@($[5$A3W6A`>--AZS]&3"N
M_*"0JTTD;6YCR8U-)#U@!W2-&R.+C_2A,@[I:(RIMX^$,%:-MC'7AR;7Q]<8
MO-\0V-3;24)@4V#=5VW0JK>7A$!+$;H:$?J'TF1R"M`OW91P+#V*<:?A]?..
M<Z?A1=^.<Z?A)=.#]-""XZF^X??0]]SG>>A#L%/XA.),B=M<8;R9,NP)$1U[
M9=G<U#4^G$Q>=Q8=U"G6AR2U=ZDN-:+=)(Z[C$!JE6O7SU+<>ZIX?DF3-!)L
M*<-?=B\",?,2[+ES@B"5%9*;4\J;"GXO9+M?#6UN6QJ?C&V*AWL-F`Y[:8H3
M^RU?BL*4,_@4F%UF!\2]$WQE?N@$6WLAXB=G21$:*>RU<O17IL[-D48Q7J\A
MU^$8@&*\?LN78KP>N@R*$GLF\QWU?=?Q?18N$R\,*&@E"]2(M='U(=?,(46H
MA"]"%<7%%!=37-RZ5U+I$\TRO*5(_"`6EFE"$3G9ONO'4WP\''4WG*(@O1.0
MZS[0*&ZGN)WB=OI$<?M-Q>V[*NA[)V'>G!&D09@JXAF"KK'.AZ-Q=Z,NFHA)
M8=H51@`1(#H+")J(>7,NBP;O7&@TID_C=RX?[=)DK@/[2[$6J'-]8O"AJ<XF
M-9I\V0WTG.E=C!&?:&9W44<C,#N'NFN4'=4&+8W`;-'1:D.+CTRC;D#]?>(`
M5\\+5^5K_CV-$V_VO$5W<!\OMR/&"S[CE]#WPR<,4CT(:5F<+N`>S_)H^;D3
M/$"<"T@`=C(W#*8BB"'<A4\RVW,P]LT'C;%X+D0"\7$@F)>(1<P6PHG3"*Y(
M8[R[+QZ%STRXVS)-XC=;+R19R#*TYF#2<B"YPO=1XG"3BF]RY&Y]LZ%+FO;=
M;I71M(%6J,R="[QPEK%X4WS83H<J4R=S7"-U,DY*G8S)P*AE8*II:']UH@J\
ME[?"]1847_#HD!&V3S+"]F!L-5,HV27D,G6NP&66!FQP=N,S\,`VYA2^S><4
M_IC/*6S>52L&$ILP4H&1?*9/!A7VXWJFS]MBID]G@3(\"2C#`:3-A)272'E?
M+"=_PN7D#[B<_&Y]L&)G47)JC61"**E"R8\X?.(##I_8Q,MG'#YQA:Z4AL,^
M!9M2<H<.)OLGX8K%/?AZ4^?,T'13$9T\>L'LG#CP9M:_:I>#V"MKS($Z/AQ>
MH<U",4C8A(@U#H8VUVR#3XSNXN"<H(Z`<')E5^?6&)<EQJK$>5=KTYH0<&K[
M&7N,`WC/G-YA8Z3<;I!714*K,5[6"_'@>$',7OEA'(OX]79%MS5-W.)6V\'=
M<>3T@C4U@YP.<Z9IM]]AUC3MV`Z00WE[<N?A0EWR9C30[9>7'6'FWP>NGT[%
M%%<`A1,%\%+-[[16+&&[J1S^*ET9!A^.)WPRW'M29"^Q=$O)_W5:GZWQF&OV
M%?9(4_F@UULM*,E75+P4SJW".5V3:W:7">>RKSJJ5M>.Y6Z".2<&)YWBS;7=
M;:>8<VUG1:9^MZFW!N9YJ;L;+I:1F(L@]AX%&'SXM[A%<T_[5?L752O6<4EP
MZ*Y3)SRHMIV]5-VQ+)U/++.SP%2ME9.`6;]&/03D:6<6)LS!$<'J.2%IU8,4
M[0&U3E#F,U1VBS/M1)KG[+K<(=MNJ>PQK:&USLR^JMF_$H;V1J<$H1J]I%<[
MQ+D9X#03QQ)R&F@^G1@3/K9U92+3(Y'63&!*2#MO+?NXL^:Z,G1@)]]?//?+
M7+#9:AB!?+TX'T?@_5.P#W)^`$:1S`FFS&0S+X`@TW-\YL2Q2&+YY_4?RY.Z
M5J,(*H9T`5U;<[K8_3,./(#+7!]N[<T\U\%3)HX:A`!/>A'[#B[.T!I2Z_)D
MA68'/QN*36`]=1!U,Z['./&$D4/<L4[BCC6P+W?BB;K[59%6.2'PKT`;V)3?
MX6IQS<&!34G]5)TPFJG-*<:=4W7"5&OIE2SQ3:#NMBPQO-9;-_$>!5GA&Y'X
M9[B=#/KS8RFZ+?-K^Y;;D#EY3/*8Y#&K=>FC$WW%>@Q.1>^!`26G64?HO]W'
M(GJ4M:8>R)R<9AV9_RT(5U(GKTE>D[SF&<KT'CN_(0#UV5NYG-$#*TJ>LY;@
MY4#L'HB;G.:%Q=U5=]DMP9PPIOPLA]]6:Z_"(BAT0\Z5NF%+:+=X*&P'X/$J
M[P%YW0.(G!,;$40.0<3H`T3.B:<((H<@8M:#2,=CL!8W@:P8_C9OSSMT7.8I
M*DNE%Z5*+]WB#C4EJ93.D^5M<)3CRAB_;'<FLZN,ZI#9);-+9E<!LWN2C?T8
M1LF#\R`8KHEZN*N"R<U%1\S,O;I=[?=&*V;RD:5S<WR%K7JJV8,+KIZJCX@K
M3*_IBS<D^79#?R^X*JJ^?"]LT2F&.54DGX3C,Q$G>$;B7/A9K<X+'N%/>*YF
MSY=(U5>4*\]!LDUN:WOG(/73^+:Y$*L^"#OLC;NX[$J`4-!"M+G(JCX@E'-3
M%!%>ICEK-6N%%G,[8ZIH58%6%3JPJE!C7&KCYE>Y2:HKZUOI]Q18S*5Y<)<I
M:DTL/E9IF>+(D8+-)-H$H?;'L%\E@%<H@;S2+,W]!04"?ON@[!E0FRET$%`O
MZ^2[..)UQS.*R/47K`S\=U89F+%?5@-:WP=Q$J6XJA2S=P[$L-E\UM^0T^S+
MW`G8^I<[P]J.,>7MYW=L;-B\F@V<1>(?J1>)F$V]V/5#'%J+3"L55[Q@%D:+
M;!ZM<Q^F26GDK5>^U=-<2$Z&$:0)"=S9#1\"[Y_9\8\XQG9C7BV7=9RGN>?.
MF9<P+V;+R'%Q/SJJ=Q+BFJ"WP%7!9`Y"DK1<9)QM>[+XZ`3.@T!NL30&EGN`
MPWMX3?;W=/H@_PR,RE];3B3&^<2E*M=,_N5=N%@ZP7.NY];PA[A:(#^P>?@D
M'D7$\6<@5B="8>)'>)+O+;Q$"C7&I\(-5T\&.2?"G0?>/X#CH!?P`Q"5R`06
MI_=QX@0)/,Q_!LOI[T+#%O&%-%',(A:RD(=WQF<#70B80+@BCIW(@QN#=9<S
MD!]7K^TLL/P7EUG`W##UX38.7!4)8'J.-8?%#HYR3B(GB!%3B-R$?70BP%H^
M&MF6PYM?#DS&]UT1.RV_04$`<J'.K3*Z[H4(2M.@8WR=)9CZ<'HG@BF7/Y47
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M]D>X#1PJTE!S2S_$LJ4@1XKDI`6*;'V"1+)+)/G8!U(11>1!*J*<2/*Q%Z0B
MBLCC/!6A@*LY'3%)1Q21!^F(>C+)FOQ^7E5#:I3@&VBS;#HM5[G-\O3IK^=H
MA#H=<,-F.N#.B#J)-S?,&U(JA9E#[N;L615^Z`3Q]M*"PB)76A_(D!)ONFA'
MB3GD9!H9)A![\E2+?*BWD@ZFWUV'U=LE-6Z9&M<GH^:[6?OA36X/)*IW21.N
M"%<=PA5YM>:]FLF'$Y-/AE?814<HZ3=**.:_0,S/W%`VR\J6;TH`E!ZPPHP)
MM\<6-RR[L]:38C?5!O/T-IPCJ!'4*";L+];ZX`X)..H"A_*+4T7W+ES`%>[5
MEA1HQN/55,>R^7BL<7B-SMI<Q?8V$-`HD"1L$C:5QR9YZ"Z`DUDC/H8`=ZQW
MMW&`D-8CI%$:=9G^7\X"<<S9+E19N.1@.-V`Q&=B<<LR.VM6J2!.?3.$*\)5
M5W!%+NRR+LS4N:Z-N69TUX41)$Z%!*OZ8TU(4`A_JE!^AYS3?<X">(K=E4YG
M*Y5FQ/4Q9+F:U5F+2<&9&E"Z@7B-H$90HSCPMK#6`P])6.H4EB@9.56:V:D=
ME(NHKQTX3WXR&7++&G;6K%(TJ(95O8%HD*!&4*-@L;]8ZX,[)."H"QQ**4X5
MW>=Y&"5WB8@6S`L>19S(0Y<HNU!;*PR-#^$_P^RN.:60CT(^@AI!K5]0(W=(
M[I"`TS/@',XN!IKM!>WF%ELDM`NWXXAI5A./HZ796('XTC>^D"(IR1@J")U]
M1-('S[GW?"_Q!)V3U/&,E'C3$]Z04BG,'/(YI_J<'YW@*W."*0O7#4YLZ3P[
M][Y0U^-T,H6NO]OLE3'AEJYQ>Z2][FI5A2J_M+&5<$6XZ@JNR(61"R-(*`")
M<BS_?2+CT+,B9?F^?T_CQ)L];[W`^FSV91//^#(7S'6BZ!F`@!!*12Q#;;$Z
M?7R&IX_GW\Q"2%Q2=\YF7N`$.`"6>?)X"=D6Q.4O00CP`S>,(A$OPP`1QI8^
MR`ZO@<OQ@M)-V=P3D1.Y\V?X>23@]@MX"^^?\&0''^C[X5.,'\,9^TG`7>XA
M!3!US@Q-M[;/3+T&\Z6X639Z+-<`+4>_*WP?80JO7/%-KFY;WVPHLZ9]MUMG
M-6V@%?//[EQ@C+.,Q9OBPW;66)EA&O:@]02SDH9V:YJ[1-VA$78[N%JFS07]
M@]>^O*'.;GR)HO*[PA+]-YJ&4^K*9WAG$LLNL6PIR)$B46SF;3]$\D$\"I_I
MI"**R(-41#F19"IBD(HH(H_S5(0"KN9TQ"0=440>I"/JR>1+F#@^^WE5$/D%
M:Q?U$Q1:]SU;`F_C6"349M3Q92KB34]X0TJE,'/(W5SF.(;MI06%1:ZT/I`A
M)=YTT8X2<\C)-.!D/HD8O@N2JYV=2DT>M1H_;)V/1T,^-&[RW%,""74=$JX(
M5[T.8FX/6,RVN6&-^-`<$TH()>>AA&+^"\3\S`UEOZR;>&%`"8#:XU],@T]&
MD!<8W3W[@&(WFFU&4".H]0MJY`[)'1)P>@8<RB].%=V[<`%7N%=;4FBB59!4
MIUIU(#77=#XT1IVUN8KM;2"@42!)V"1L*H]-\M!=`"<SAQ#83K@QO,WAXH0T
MQ9!&:=1E^G\Y"T1"*S0MS>'1#8UK-OPW,CIK5JD@3GTSA"O"55=P12[LPB[,
MYIHUYB.#FJ]N#Q*LZH\U(4$A_*E"^1UR3O<Y"^`I=E<ZG:U4FA'7=!W^HZ"?
MH$3Q&D&-H*8&U,A#*H*U'GA(PE*GL$3)R*G2_&U]6A'E(DIK!S-&7-<M;NG=
M7<2E:%`-JWH#T2!!C:!&P6)_L=8'=TC`41<XE%*<*KK/\S!*[A(1+9@7/(HX
MD><N47:AO%9H]H1;$[NSYI1"/@KY"&H$M7Y!C=PAN4,"3L^`<SB[,'$C2KNY
MQ18)[<+M.&*:U<3C:&DV5B"^](TOI$A*,H8*0F<?D?3!<^X]WTL\0><D=3PC
M)=[TA#>D5`HSAWS.J3[G1R?XRIQ@RL)U@Q-;.L_.O2_4]3B=3*'K[S9[98SY
M9#SAFC9^W=6J"E5^:6,KX8IPU15<D0LC%T:04``2Y5C^^T3&H6=%RO)]_Y[&
MB3=[WGJ!]=GLR_.>L9//+Y\+CYB%0;+Q%%\DB8CN\!:(F;N!7H;%E[E@"Y',
MPVG,F1/'Z6*)!T[$,FR/X2G>S',=N"6@-'7P*Y8(=QYX_TA%=I$7+-,D9FDL
MIBP)F<A//V<@4S;#`]#QEX*%,S;S`B?`X;/P&SS:0K8D,2<2#!X+'/#^";=P
M8C8+?3]\RL]5Q?>IJ%`UPLD??"\0=RL-TKY30Z1>\2$]4<BK>54?9`8&,OPD
MLH/J05`ON;QZS/?>"Q*.?/(;]O+VI]X+H5J@:[H%+03;NW"Q=(+GW"A8PQ]B
MMM@8U,6\F$T%]L2!F*>`6'@(W"+RPC0NE&#`OM2Z%:+V(0K3I4`-`-PG\T@(
MY@)M#V'DB?@-*QWFPLO_@+NO3W:1*K0>RSQ@_S,70?&:2!^^F?BV%*Y\Z31)
M(WQ*/&<SU!'.O`1?2VHN*N#<2<#&^SF53QY\O!=L+GRIG'#/-/*29RX?"V^8
M7Y?]#.X,>+Q;BF@6(H\>Y)]$IOGR/:?>HS=-X?[/H*01\X!+7H1J/&A85_,K
M?3%+W@QL^&E;YO<X0HX'>1DG.?QL<&_[L+^%3$`?4"BO6P*T(Y2[H>GF%OKO
MG\LHVXTP?`(`7$1P-=9N<J,-\)EZL1NF08'21:Y0;AI%<,WZ1Q'0`D8]"A<,
M+_#1+2P\@%!!>*YTQ[\?!#WX9AS_UY(TP0=[ZT7E@X$3R&V\7>S!PYVHC/PG
M@3XH]%=W+.YE*8#KEIS2-8&^81`W41^7#2Y($<,$@$Z,[<THK<*BL5?6W1"@
M$B3S^#5S7#>,,$3VP=0EN["UB1-0D_LL:@E$PN[#\&MV6=,0N!F)K[U<+<O6
MLKD"P^FN"5Z;JEM!0^-!:3Z!"463[7_^L-K_?"@:/3H(19"Y3A0]RZ!F@3"(
M6226(-7,C:#:H]&089^$11B`=<*<!L_APP'%$I_WC@\I##B+N0`C@2!)I(W:
MD=HLEU'X;94.`;37^"8D70Q)V5Z7+[C7Y?W67A="4M,"5`8XJ\7&DC5AOY<6
M&[?$GZ6F)^2@71'_G[Y/X[L'QUF^^04N_F^\]B?P@7X8@\N,OP!S?_1#]^N?
M_^U?_^5/Q95OL?*"A/T21N\B,?62#V$<EZ[&MT"Y?!*S__CC_^GV7_4__AD?
M^>]W=^+AV]U=0<+YXE\S??SZA,6"%2Y6KR2Y_%.8WB>SU&=O71D-0`:]>0'B
MAF4O+='T7N:X(+&U>TI;,=C65F=<MVJ,>44%=`4C<V0MEBEROB.?\8N'P/NG
M9+L,\((XD\@R3/(\P<_$(C.ZQ=8,]G*+07X_X3VB\L>HEUE&()_VY"5S]B`"
M$<E"!GPCEJB2CKN*#R'1`"5<^IB:WJAQ/3J=6[,;4S6T@V!E4C_!B-P5"PSE
MLV@/)9<Z\(]P"2*0U6:^*<[2-_(7OC<3:`_32`IP_6U6.%@#"7*&>P=M;;H,
M@UU%P;D7)V'DN0`HA%GDB4+WW=#W(:_P'@7@HE3W6I>Y<N>R>F+VLJ5G;L*N
M5"];WVZK<@8DRJ=F79G/136SFF4;MX_+!7IXA!?,P,8#53)=*A(;T*L@7'BN
M]$1>B6TNY,V2"UX<8S%?ED*0,#>1VOB(3]^NOVR()A*;:1.+O/@KSZY+P>U%
M3_B(X`%/2'B">SZD?DFJ^);X$"Q79D0^WV(D4[:.X.4!,(BJ-<`0+KGA`WQY
MR8M2M"SN2E"M@E^L1H?IPWS3S&9W@C]EMQN<&@!MZ!N&.B!VP!P"]RF4?X!W
M!M>:P6SF10"/U5]EM7J;JH.*EX/S=/4&%U`\!.Q[40,LJ5-&;(Q`G&Y26WKD
M6J,+*K%B!2^^549_45;R\BABP/Z&]RF^1UHV7G(-!9`DT.5!?"CY57IRZ0=K
M+I:(1.ZB?&-Y26Y.7BZ72`7U\QC5!\5$31RPSR(SWK$[%],T]YZ_@@MFAA05
M+CWC6\L(%=<))`^VW.3[8'4=9T^XHN%LF1$/&P$!%U,@"+[!9\)?)QJ;.L\Q
MW^#$-`0B@C!!!QVE0BY;K,P.^.EP(?)E$R>[][W`OV'Y".*G?X!%3#9O"%KF
M"@%!",@&WD!@2"Q8CJ@(5\:$7!G+%DE\OXA&,ETL?H%U)[D^DGTI5RZ!&K2Z
M(.;?<FAG-Y]R*94I*K^42A[P`[U/X$[00X;P,F&T50!;.%/!F3<#^PFF(`8/
MP%>F,\L^I`KZ(&]P`QD-62!4?HWP"8%892;@7['CBXU%KVS1*"KP",P")<+=
M`@R#(S]?<)H*@>M-8*N\"/4'>1D+^"&6U@:W8[FWK6MAIVO8:(@VX8\NX/ZA
MT%_X8?;ON,@E#ZMLANU\T2[+*4'J:5S\J(B/HUT&$_P]FI7"/(9!R6[F`59V
M1?YV9;IY06<@P)RB4>-9>)X7W7,3-EWSB6^;\-#-(A4,["*Y`%G^RRS/B\5C
MYE&JTMN#2>M&BOL3O-JC@[[F_3K#?AM,_U-,`1,/;]$-R=TQZV2YA>RW+<"?
ME01,SDK4UX*1"^)>J8RWSKB;BPT5S+7+5AEL+JAEF'?9X'IF%FY+#RK[#T0I
M4\[#>'0L:WNRM<01EBQ,_#+0=]<R6*MTXBW`'(#97XEJZ]K":R%)Z/*62S_K
M'\I)E#<HS%*^^BKM29XLKHW'-UQZB7,3`)=5/&B&!A&<[4<G<![RO+U@2QZ:
MXM.3+"'*PB`WCR6E/?7S7B4P=R[<$]\='K?[[8KUXKRMHJ!QREYY`S'(+'&0
M+NXSG[[_QQGQKQGD;&A>DR($!8=[7^2"64"9W4C^#L.@U6]E)2.WOVAZ5R9_
MDTM3>!L(CH`#3HDXY$08@6-8.N#=7<C,P+-DORXL^PQ#+6GA5\@H%L?0XA;=
M*1#TB&41"&=_*.>$:#<'[#\AT(%<#Q)]!/-]&$48^<32H'I!!N&5R/<)`!U!
M%E)NP7GN/*)\P8D%-Q)_0)2=E[%X$:K=EZH("!*98`0N1(/HN;W9MB0Q<\M6
M1\7NBY"IB$TOZZ!*RPOQN5I'PL_DY21)Y,A,+H"`51J@O`ZQ=5-9(H\R:R;#
MV<)2E$.33/"HO_BCB^G'+D,'44H<XCMN5E)D.A2FT2H>*8C-:AFO(I$X'LC@
M/@J_HG)A/@OO'"]EZ3^1"A4(/W[-65;&EZ2':_5`R^YE516X)(W0S)=2!*#Q
M%?P5;A/+&"D2V2J!>(WWFZ9HTIZ78IT9K*G+5@[`Q.=!X6:D#S<$P4/2'2[E
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MP-'G+R)#,VR?@2NR3&U?Y]0_110.V"^K2&#S5W4DY,I2#1.>+%B`Z#WI03`)
M%`^9-YF*I<B<V"I=7+.K%J?`XOV2VX7,8LC8HLRUBHP8RX)`8+F2N``#O3:!
M.PW+/X`'2>Y_MTH`Z^"O)CSBBX0Q9^FAHB8A34`'_YG5XYZ<:)I!"RM9\:83
M"5>K']+BSB'%%[DFKQ(%)XY#UY,(ERN#6&$'N("_S)"WT[H/V-O]!*"]2#(W
M4B)>`F]=*,I^5*[5`+H\Z7CEE9MY4(6/@0`E%N`WBG!\E=1D=\[>-`OQ?$^N
MZ4@[47YBGD$)2?3*]4FGN@[%\V[R4DV]E%J63==2JK*,Z'=<D3UZ3Y0OC4@D
M[G'!"^(;V?+G1%@NC]ECB*&FM,$RZER'D/D2LHQ[T-07O]C,@C=SWB943OW,
M83L(=*9AM@0.CT4S^2`-&-9SD?6%:1S]@&9T%?0$8F4TQS\P5\9_^>:A?*'*
M>82X6%:'9WFEF8E_I"BY#+&RJHR/+X77$29XV'6[KA`AM<6='Q`N4H/S@#@+
MDN66,QFMI<\O3#N+`=%9?;SB\9A`Q"+)%25=RLH%_$O<E59QI,KDX,EZ3K<)
MK&*G3!QR)L*K+9%[Q?8J?&MPX5D@G*5Q<FE*MK)BUT/V?A+Z541G*P=RU625
M83G1U^)%XEWT94M>^:+28B&FGBR`9)VR4E5D+VV>?&PH;$:[M"4;JU/,]XJH
MJ/C=2VW/?IR%/)O72^3(+*#$'UPEE,LEF7J7[@?O+AQWGG==(7^FJ]QP\[%E
M*U[Y$$<R_Z,#G&:FSK/=`WC13\`DF2'D?[78$US[A]&8&UJV.>`/NC'B$\WD
M6+A:%FN79::_S]`B"]=,+IQGABE>EXTVEZ7*'3#LP0&TY2&/5)R<C9M8R+H#
M\JM7L"]?7[#]_88(9;XI5W1JT[+O[K=C-$N5+VG7XCGVG+]$?-EMUD>9*HS,
MWNT^C.`U\KW"6KY/V`5SEE?_*[[)-R9O?;.Q[5G3OMN]NUG3!MIW/V0/OI-+
M7,M8O"D^;&UFWCF+Y^#,3MT\:>^U><2@AV-&ZHU7DX'@38&Y!3VZ?0*5X^%@
M-"QXF&$@YV>.%MF#"L\/IN$3HH/I,O@^X;4JMI1CWB2B!O:49S>^Q/P[;(9E
M_UTH:FG1J;0<*`5V:#!>K;E07<.B959C<70"D98Y,`F*+Z'X-L9X<XV\(X[E
M.'&&14-8T2^(%7V@$U9>8N7#*E2NAY=>&B5#JP::>8HR:`/;(J"]`-IF?-I1
MBW1IH*PLTET2+G<A([]"[INMCZ?\(EFXR'[6=X2]2'<Z"C)]<CF0Z1.R1KVU
M1A<&BCDF:]2.-:IQ4`A@Z.`$X*:CJA=$'*H[G$+.N.05+VNPJGG8%3RMZ@L_
MYCM[/\N=O1_"K!&G5D7AJL;L6+2<.!MUU)![ZPE:UM6H[B.$[`G9$[(G9$]:
MMB=X7@(AY.;L"7D?LB>-(&1('H?L26VT6&-"R^7L28W*BUGC[*7&*R^51+1Z
M]E)IN5#NTG_(1N8ZL>R"SO:%K?H=WM17TC/<["F,;-=D'$G-&2E-[WE#N"'<
M7!$W=4_7OD7>W(1.G1'L$V]VA[:7H(:".OB;)_>&`U<K=KX=$>:]?S%K0;:6
M%_O27NR)4S;0ZU0ZD\W8PBEKQW!4+2-PY:"C0KZJGC_&_F!S33/XQ)AL;\'O
MC'1)>TE[;U5[#:[K.K=O3WM/37HZI;W9!.9B"ZFGSNZ)[IEH=56X<E*@/;:Y
M/A[=FE:?FI*25G=(R*?FUMW7:GVL\^%HO$^K#Q<,#&/0>KV@DH96UX#>E69R
MJ)+X[^!2-ZS4W9TJ9FF;C:VF"S5DJJI1ZJQ$24O[)U/2TKY)M-E$OM-:JFS$
MWS5#K*K2'G\60&5^8(ZX-1HJD_1?!QTU<WXR`-T5<<V,_Z8,`-/U(=?,O=I.
MQ8#3I/'[>O`AU0(HRZ`LHS\2)2WMGTQ)2_LF4:H%4"I`M8"S:@&6QD>&.@T`
M5`L@`T"U@&L:`%WGX^%>`T#E@4ML)(B?G"65"2@!.2T!:6+_>X=M'[N[N[&0
MA11;89E29:%O$J7*PDZ9_N@$7_-C]9;.,YYK<ULR[G]I@5TFM3!&W-+5V3%$
MI06R`%1;N&ZCD<[-D79>;4$W%!A<4$U$J]6%+V'B^*K4$U[PIU4K<"PUC>3E
MTS#%(_]*B7DV;NX<N'7!=*BXU?]80)"R-*@L9QRUL5.G3CULH\-:IMZ6_"MI
M6<T<N]M:=O;H9=*RYO;7#B<:'VLWIW@U4]N;5#SK$B=)D>(=4#S3TOC$UNLF
ME-_+4[<OGZ[)5^S((>KRI/E7?AC'KUD8;)RB/@LC><D2_A9.8[:,1(REH>F`
MP3TC`"+^3Q#*>\0,KL;;P`\CX?I.''LS3TRS4^P=UTT7J2_G(6>SH-QP`?>;
MBR#&@Z"]`/XMV*O?WKU_#?](PN(O<-.*NX</@?=/N!607ERW2;H7B-E,N/*0
MZ64880L^WL$)GIFS"-,@B9GXYOKIM"!P?7DB@'_!P_;!\%T^H-T8UC@JS3[)
MSMK&H&:Y>YN&`W;VI(*-.=!KU@&/I,:R+G>NH&4-C(9.P*@6=%?*QDBKG$[_
MJTC86ZFF["_2/'V0YNG3AN*#J9!"N\B9\8<KB`VKQ[%A2+/J<2PU'5&/.A&/
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MD7E*&CX:<\.LO67Z&AWNYW*TT9;XBU'UI^_3^.[!<99OUOU@[X,XB5+94O`V
MF.8-86^QC5P.5/S)BUT_C--(?`%:?L23XO_\;__Z+W\J;E3J2("?OPL#[#L7
M@5O]4^;"!?"/3V+V'W_\/]W^J_['/R-]_WYW)QZ^W=T5=J3UIKD9T+E!@R^2
M!.Q$WB+_YFZ@EPV`KKT^@/E5)]XGX07`$R=P!2_W<S`GF+(-_FVUX2%)%3UY
M/=WP@8^XW^*7I*"J5;K'/-C&#'O[$`F!B`%GELS9KV$$__M60MIA'[R98.]7
MUP*\ED[PO+.?L\=\DPKL.ZL]*S__>O?N;?81+_DM8!^=9S;F#'L;N=PBE',+
M_Q&%Z<.<>:"53_/0]Y]9^!2(*8O3^]B;>DX$%WT6;AIYR3/[57;..KYD/F<Q
MD`27.FSI>-.[=,GNT]@+1!RS<#83$4LA3<FV)+GA6JK.2JKK33P_"5<L[N%B
M75*IL21D488$^+&($MQ6X*/$U_=90G2$MB/;$%0''.Q5;J6LT0\OKR^^&__P
M>L!^3Z,X=8!&($3NJ:I\0U[U6%=@JS>:N`2>'L-E$?P;[E/-1H8GD**OB!PW
M2>&/X3V(.FM1EG>)O/AK_)*7<,^"`X-=MT:J03Q`$78^NVB!XQCW5@$U%90#
MC_$!V8XK>$/V!V.L\XDV'K"W0`M()$Y]^86D8_NNE=PH\^`/8[B9QHVQ@?=P
ML34;7_`/$ZZ/#:Y/-*0@3IP$\!\]X^-$]"AB+C>3K0<?\]W,'-RH^SAD.G.1
M!.R36$)V`"$!6<Y:EO,7<1^E8`1QK')S]K/:/!YM`VM(N6P"7UQ>MH"E>`XW
MI*X>)/>0+B/QZ(5I[#^O*)RR^^<J_<_LUJY7O!?)DQ`!^Y\P\J?[J=VZI$2K
M-"(5CY;]WW+S&7`2C-Y_I4"O8:`<M0E(RW/G[,F)I05+<9OL&HHO",+K4*3B
M'RG<%NZS3"-W[L39>R,!\.2'XF$O.%N^-;(3\!#A^U=SQ8M7C-GE,^"!+Z6-
M?[T7KK,0)=>*+^X$&88S")>)>8LCWZ*U3:^BAU<\JFS6ZSFP/0X0KMGQ51*&
M62(5A;YT2#H.([+X:*3C/YTX%@GN'@:`0687)[AQ63JON?"E9"`=`\F]<Y9>
M`O>4@^Z<;".UO%[<ML<X(?W;XV0^_-?;'6YE@[VWZ&/J\Q=\SCH8GDB%M;9\
MS@N6'G!CY_BHZF?5?YU-(^S`2ZSA\POXAIC]#T!':NNQR"H[AXT+2JZ!PR-7
M-BNW<1^=*)ZCS7H?`\^`@FFX`-_F2R*+9[C9,W!R`ECCM6E&/["VK;^&C^6T
MQ1JPOZW"='CM15P\<R9?]:EXU9)IW6'XLB0"6+;YZCAZ(+LG[BV]QSJ3?,94
M%+8X"%(9)%<$\Q8WS1&83RVSR@(#"GP(7I49TNSO+M:),2S)J)849VZ\[!Z*
M@/QY-7<B1L>3/6^P1;=\8?D^2TA%=_H!(!J(AW^_S%CP!8;:BGJX5M+,%D[@
M/&2RF0%+I(\8RLN60/`_P.\E*!#`WG0!=X^37#P'<Z<G#R#B^#$&8:Y`:3ML
M`MP7WW"^AL"WB@1R2+X_XG$9A3/4,1F+X3.*9''G,^:Y+Y*5[BS><YUE@@%?
M^??HR!Z\1^3()ELA8YHZSP`LN'<"T4(0)A[6VH`@#UGS#.&`!*(7R%$><!^(
M=-!'@T_%V2#(+[!Q<QD$(#=NU!O*2MM'""$?`$SL0PCPPAD&(+<D\<5Z$UK/
M*G+YE=F*T-U@M+KL8NX,@]U%P5<OF,(M(1!%W,<8WBY#@*W4>!P_7$R,\0(W
M$A!;#\!%2&4H?^G`OX'&"*0"CFSJS6:>BU4)T!Z<!+,`H'/XM!0NW!:NR.U@
M$7'#*W\523F]^<_P23QB+:=D2NZ%[PD<3)/,G:3L?0O?,OPA+NH3$/DG\W`:
M^N%#E@F@#2@>M\2@&'02%0WL`YB.Y#D;S!,]2E.`T7/XA.I:>@%YB_Q]PR`?
MS1R'?C;)9S42!X+=*!69`2JSJ##(F9=89!,(Q,8$@BP3D.2BX\K2NG.=_1^&
M0^E?S@X:D*RSB3%'QB6(X2CG9>;P_>=,`(6<IEM>$/LR%H$'B,QD6^!90CJ;
M7@1P#+=/\LH\6BY,]"]!G/V18[("R*F0VBI(S/^:!XGWCH^>(;Z00`UNZ!?A
MXF5$JO.1/FY"J%=W>S_XX-GO\C7V,2[KM^4(-RC1C2U2]OC&G\0"P^<^^L6F
MDF=()J(I^]U!)_`^`/^2A%%\TQER-IAN[H`;O<>``(/Z*"L=2<>-_%I*?GDY
MOR!TC5!Y0^R!<T7FH8OX>A5>K_"*7G,=@62>5/X$_*YX$%.($+"^E*5"]W!K
MB`8B!EE')/+Y>7DE"YZ\#OW!3#L15@&=9QDO0/[E0!"2+57(VTO[*RW]DQ>+
MTM,P5<LK<Q$&[/B>F&V"/Y"%1LQW5_GART+@RS>4*TW2V[]D5BP#?4].R(.P
M`[R0MY11$3B5&20%`09)F/8F7I+*]RQ'1B\7?>!-7-_Q%K@&4_DX*<F%,Q7P
MGM(\')(/L#FOI*YJW#FO2IRJDI]DL)0N!$YQ"OYQ347)%3\CV0O@*$XE3&2>
MMII+F,TW+'XN[UT>(]ASO8,7QYKHND"P#L8S&6.Z6"UE"&@V`N^IR)),L;UL
M4)1J,.#/P^7I1K2SCC"J0QT4CLS!9)5Y0\PK`6;4[GKTRU"^B-LQ8MM`ED0&
MSU<&\H@-QVB&CUXL;0#^`OYY+V=+%OD(1OQ;<1_\WQ9D"Z"N>,B1B9CE@#K(
M295R+0'S@4?'\^6?O`">MY!W++\<J(X(9<*2;'$8V`.A7SQ+4<,#\1"",)%!
MP&RQS`>)KA+:O$`E[4T6D5;+.C.6TBRO>+V#=<B-7,]V*OSVG,Z>ZM=N@S?U
M8FG><]9G@%S9P,)J(JJR:DY<J9IYC:E"8)@T1RA/D(_@>RQO23'0E`(<UT^1
MI2C`[&-6B"HL<MDN['(X".$UWB3(!NS];`\A'G8W9%>O'RM5/7]>Q2TY`XK0
M>KE2X;#4!5E3*N!16;X/;Y99M8WKY%I=M56KQ2I(TZ6B@<REMF>N/\O7L,8(
M]Y:$YX_+;`,P=2J_?O0>PBA;-I6_DJ4"X<]66E/Z[>"$\'*K!^\&ZW@R<OZO
MWU%R#V"4WDF=>K]EG;/$Y08C[96S**I4!U>#7J@"+ZKAN#Z0&2C9RX.*6ED"
MF4H/M*I6&)ECA_^5%FQ;5)(Y^!^0.B@O\&Q=6%[]1[46<P?4"`CY^>.[$JT?
M/KPKWZ3\Y<8BD8PDY+3M$"BL##?+ORU%\^LV``>#Y<J$1;[I'H>X&;?D3,U7
M'F9@FF6^X;"'U(G`X#R75X\R[JZ:5`Q3-C<,>6&B"X$7%<%[$8B9EVQS:IN&
M;2$6-$VG7D8]O#GV:<G5HVWFS)UIELL%SB(K>#G,=Y[B%)Z;D_4C9$_L<P+_
M"^Q=_1#7`U$(7^1*/KS'Z.[M)X.]PE^LA2B_W9#>NI-C)E?Q0LR6EDF^,F=F
M@"OJP#^!J)^PAOPN3+.^!P`4<#AZ'FR;SYLP"85DD#<9X^_E:G&R<DH;PI5-
M[:NT#D,,_!2P,03PX+J]:1Y`'%2A(B!>/_=5%G%+-80_@AYFOUTK6QAY#^N5
MK)T:];J<T4.([<ZS(&H[HT<K"%!`I?**<"PO"Q:4;;Z&+,<^"5P7C%<IO[P-
MZ)?(-P#(PL4"E0X>64XL]^75JPCK"'J!!9O6+FO@62S!%D/8$&&K4IQ4\?X>
M:P]3D;>EEJ+/U<IE)I$L67;RQ"=/BY*"QLR%[">2OUR&?LG6]9H*"],$[$IF
M!E;EBJ*HG26.R/T\>;Q/$X@<99.KE\\*NY'T8H^1KO2KLRPE6,%L>UEKHP>K
MHL04"8DG+X?,NKBR@:MB(1RD7%K`<B+(GD&>*W"M38YSR.YD67&Z#(.2&0`@
M@?@S!Y05R>"!N!P3H>690?Q<KNV4LNB\<.3D.?WT@!T9L"^9%0!!R(1Y7E2_
M5HN*)6W#!Q9F8T<,L8?!JY<K[.)+U7Y1T#B0C)0RJ,%&1:161K(7#UXYQY*O
MM@TX69V#!]Q'*'II2,IYF#0[$D\;KP;XV?W0#=S!NQ=HRXHVZX6XO%`+;,A*
MJT$@LH>N\NTC`'AC98M]ZST?(/;+VCIO;<GG%T0:*$CL1MXRR;N1))!6+,%H
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M+K)E@+4H&:0`#V*]@&EKW\F[CK,.5F>YC!P/H[M'QT_%)L5YC2G&ELYR/V6^
M/!NOUCR+L!\>ED@["69`1+(^87R'@!T.1C8\[S'O^KS'#0"06"Q$]HM7YL"`
M[ZN6GEX/X`\)6G(T*_)E5N\2>]\R$B`9?"PZK&ZU=_(,<P,"PQ5P)Z^8Y17T
M;#5J%=!G@>-R[>9DE@C61TH4$EDOP-J7&Z91+(N1ZSV:T>8M7]PIKQU!ECI#
M!0%DR9["8C5S"M^'*<3C<E7;69.47YMW@F/!2?;]KA;4P2)FE3(FEREC62<`
MRK#_S\F7V=4"RWI<PG%3#N2`A)GGORF"G"Q^@9]\PH:BTD^N/@^A\YJBZZ^W
M2I+I1FB^8C7+>+T5ZUP27`<:QJJX<166;YJ5]:F9N&<#$N#%`BU#L>_C\R>9
M?CZ6]RR\/"NS)79M7#:LV1#8Y4,N36WS)2MGM-DGS6BS!^-Z9XIOTR#9NV>N
MTVE'&QL#HYEQZ)4L[,KI2IL9`CONW*V3)VQ-&II,WP-1E#K*V?E'7]GM:W<E
M#:V.6WJ+56%Y(*H;QLF;(_!^AN4Y@5--:M\%R"'XG0:_'_-UM'N!ZY4R\2[M
M0<J6V'#O$Q`28!0%1N%9.)&R,*59A"=.)1SQL6GQD34Z8L+FM96^/\)EUY6N
MQ<>6Q75M[[E#M68H3UHWH54TM&I"(8F,BPI27IF4=<_8\<41IY,U;2BK^=8M
M7>KB)S89C_A(4\JN$A8:D[8)/E3GYOA<4TO1ZNYD:=UQH(1E[4.4HOHG]LJP
M)WPR'+Y6R(R2X*\A^)&M\9%I[Q/\87MJ*6!/*VEHUYXNE_YJ@^*L,OM/0CE*
M2+!I^!0P&>M6BFECTR!$OXE8+,,(UUJ\Q=+Q(EP]5,9D[Y`$:6X?/K$[A4)M
M0EKO/NW'%X7V31:BL?:,8ZNNXTG./G=G_Z^./'6G#Y9$A4KWF-M#@UOC\;7<
M!,&HCS"JM6!RV!MD)[ZVZPVV:6@W.#^6FH8CN$/DD,,_39O_N\+#RVD!JW11
M-@-!PDE-$=04T4HL2IT/-^#(V_^D5,&"8-673U2G:*1DG@^\4:BSHP\:2Y_(
M-Q#25,,7K:O2NBJMJ](G]5P1(:TM%#1W:\I7FJUEX2PO'!PM]S?3"FHW;0:5
M-J[JB@C`!&`%TRX5?9U:53#%2B4GB7C4>F=`-1'M;K=;C8M>S;J1QBGF+!!7
M2H7/]@K3,,4Q+:6?P7WM,_Q"I93(,1QKEKO7&T9(4A-)%VH/4],+M.[JCR.G
M>5^_GYZNBKE]9__SZE3=F>-%V5S0HBVLJR4-LMAJ6NPQGQA#;F@:^7Y"TIE(
MLL8VMT=[D51V"M_+J8WGF5Q5YW'N'8&Z.>%Y":E=G$_6SJ:JI%&<XB$6^2$:
MCNOBF3'R*!C0&/<9CTYTTSC.#I7Z-4P$&PVVN=[*[-Q:`W#EJ-QBRNY'$3V(
M*'[K_B/UXJS'Z&TPA8OA0=D_US^,OXA\VJXJ,W3]XV?9&J\/Z!'>5`ZO+?-$
M,KF9D;9M#JNM>E<,;=Y*R^<$>!0:CC%GOQ0CI;<8T;EWWXNGWP+V7_#"S)*3
MUZV-<P+P'_)<E@,'%O[ZRSOVN?2'K:/_MKXOOI#GQY6FWJ_.\V-)Y`2Q4SHX
M9K=LY,,X_/ASF,*%[YP(S%7@,-];>'C7]=$T;F[]2H3M$?F:1CEL_C^?(?*-
MY^%R];Q?P>2LGU>2WNK3"Q*J+JJ@:O6L#4:A6"!X$9+_D9SB[_OY02B[7K68
MT!_OQS='J[]B/MXVG]I</A&LQE/D`>P+.<<TGGM+E@:>_..^9P^JF++[<APN
M+0(T]=/B(*357'?)$WD$52@//EJ-HE^=/;0^U0S>%A1`9CC9<53RD*S\#$3<
M'#/+GSP/%_G!)C@1)W4B3\25-+?O"J\51JPG?:>!DTXE*H")3![UM7'DU^IL
MBR6$'$Y^?ED^[;LX#?SE>/X"?:OCT>(X710G$SIUC;8\EB-TW33"Y^9G36UL
M,LF.48Y$?H;$:APY'KDQW3X+'1&`]A'/RO#B'>_KX3'@RV5VQC<>50`_FH8B
M.V@A$'@^.``(3RXM\6#WBV<GIJT/05B]#;[:"V847\JCUA#;>#YI#EWG69(0
MB9DO#UC<?&SV'#RH1-ZD4*Q9FD``M+TGK"U@=WK<^N3P(N+PI`1WJ`]&5KUQ
MZY/CENU.2K<'1LW9[\<18PX+:H#M(.F"'/,$&LWA0+,:FD->)>:NS"'_)3^4
MX8NTB!_EJ3KLYPU3R%ZM#/YY,Z+J+*HWK0_'+F,WJ@]'$J,/3Z%&'P[LAI!?
MHU]&7>0?>?J!4D`8G02$T<!HZ"B&K@.A^8,7KFW7VE]:^A)B+!SA@;7I47.:
ME=*T<TSNS70<LJ'%-6O"AZ9QS-J.4H(^QZ3>C*!+M6-KR&U#YQ-SV'RGY>T9
MSU]%PH038<V"3.=M:%1)MW0^'II\I)ED36]-]@=6[$S+X,/Q7ER0R3W?Y&)1
MF+WSG3AF;YGX1^H!$[!PBT<MAP&+YTXDNJJ:9)9;;7)AVD"WR*X3>,Z&T?[P
MX+;=0'ZE;.P;&#;\5E[E!5,PXV_N2G^ZBJ]8+V9./3\]\G05I0P`>0_R'N0]
MN@F>$[U'J7GV3]^?UTRYT8_YHQ-[\6^SMZN>T]]ERVGVOSWHO_R2-]3*KH[-
MOAEX)[G8DNV\6/6NQ`G\`9M(XJSS8[.)!N".MXNF<MZ$[&XJ]^MF34Z^B-F#
MD$TQ_C-^+Y;)NFGJ;X%\_.=$]HBL&VFRP<"XCN(M2O24FURPH6354>4%<1*E
M;MY'$K)?X#*F:^RO\K*W4>*Y2,A8_A/^#D_Z)!Y2/[O59_:_`_96O@I0[LM^
M0_',IJ'L5H'7\-/I1D/:-AW3-;18A"X7V7/_?%EV%"V*E?+!?B#LHJZ473R7
MS3OWV.CDR(>!O/^>!J7.1GSZ81!L=T3!JP.'A&SACD0B>Y'D%<6Q#7"CTI'B
M16MGSM'5:^?W*_H,AS]`Y!($*3S[DVP1QUZB7*)W_X^]FGF^8&#!\*:@/7?:
MQ+3TUP/VOFC$\X*\+6OA!,Z#I)U+\3E3U*/L75[AZWIQDG=A!2A07!["]B7\
M&\@F`A+BUY(O8"A1ID7SU+-\4R?;I)1W416]9H6>%&\Y8+]E/4ZX<3EO-"OX
M5.K[VM7P!<':=ML61(URV-BC*"12W%>V4&&;%<A:?%L*5XIR2RA(R+94[,&.
MYNJUA:UG'C<LZM]B\=NLV-(5=]MR9F9OU>%9J1^99J%MP,;4RUK$W*[$)5"C
MI5LX7T'4*Q:C2LK8?EGJJ7-FLZ+=SED@-7&^]V+]V,K7D3<K.PRI[&@JDU3J
M2@8Z5UJ7J0=/B;+C<+/&OQ55^0:-QCKW#VV(V8X*VVJ6/0UX:^'&:8Q@\;`#
M$40?PU.\&;:=0G(W=X('(:U%QOPTWR(S!8\!<`R*QM5UWW367HR]E<7>FGM`
MY<S+!>_ZCK>(^9[;54PYS"S;HIC8@,<BQVB]P>_X^"+P&MG-P[7#SJ^:"W^:
MN_U'D1GI?0^7)RZ#ST4HXV`(P>6-][^\6.\NS5[<#>/<&H-ZWP4"=Q3@*<Z`
M<1]NA5L.XG"!IQ-%*[YYJ.?H[X(DUYXRUGE9/^^%[XG'S#^N5"]K],9F8"``
M'0A8`<F9+*("-X4WBKQ,P]"&[U:@M77>-+4;5O@_@;-?PH\.O#'0_QD]'$3$
MK6PIH@;;'\R3DDYS5'=3]W4:;/5A$\3HYDD)N3F8&-1*N^OP9+`K[\#,-5ZC
M:0@2)U&C&X,)=5>_A,1?(O28?PO0'TMD_,7QCIILWPMHC!KJ.NTT--8.^05(
M/L"_K]`Q23ZE2RA93VKY!8L@>+K7OA:$RRS_[0B>DG!Y@<BIV1:0C>ST#`'X
M^;;QS3J19''5WO#6U/38M9AJ-=TGV5Q'6Y?L>7K457E54[-77EE01O+JCKQ&
M9RUTDKS('EY27H=C"%,?')RJUW@!IHJ&5IG[B_=-X.[[K`#(XE4%,"NZRE6$
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MVPQNXV35`X\=S8GG8C][>C_U'KUX-4I>`7U^P=V6%7J7M+NET5=Q"J#@8XN/
MM(DRSN%H,#4<^Q*83O$=UHC;H[VCR_H)JKIU-@+5.?!Z97'3,/9-2U8;7>3_
M%$$7!KG&B$^&Y\YZH2"WKH#?A=$RC'#G7*FTFVTNEKM*4PB"798FN#M-H4HN
MZ;AJ.LYTP^(3R^*&=8.!!D6OM6$RY.,)!`S#HP[&[`=**!P]*\P<FQK7)CH%
MFH2;G=;%TKFFC;FMVQ1"7BF$+,XEO;MWW*\XXV`52)*BDJ*>NY3+Q_:$:^.]
MRQYJ@XEB2D7`5(:5CJ5V"D$)5*W42X<C"F()>>?BR.+Z2.-#3:=0]TJA[B<Q
M%6(A9T@M(S$3\BS:.`G=KS>ISHT<KD?Z?QGK,-0-KAE7.%1'M1"GJ=E,A,Q+
M!=\VGYBCVP-F4Y.A")CM?V)WE7_M+,8I+.@GQMG0P@:+O96/&BF#V?[NN4H:
M+IPPZ)K$Y^FBSXX%GM4>D:&,O3"OMR=@M[F8ABFF6B5[80P,NZ;!J(9'M^Q%
M[6T$3#=-;HQPVY-"1<TC0=1,P$\@J@^B$1_;&A^/%0K.KX2A_;$Y8>B\@O?8
MM`!5FCI%;W)OG4(5T\$L&>,1N+>]IJGZ(*_U.08'#RO8.-K@[:/C^7B37\+H
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M]TA:%.-,D\%NMSG3:+C;;=8T&?`>HH4B7HIXNQ3`4,1+$:^:$2]5@BOBW??!
M-(V3R'-\SA9>C#WC3B#"-#L.Q?%]EOU`E4CX(C7?UGJG=\B_IWL[:N\!&7%M
M8G/#V#O94VF<*=:1?0LX8\9DS,>3O2.RE,:,:KW:-P&:5SK7=(T/=:OY+8N*
MV9JF9M3<`FR&W!R;W-:,NGL4*56_8JI>*Y[K.VO."$'ZSIIS/&W?>7.&-[E6
MVCYLVV16TM!JVIY-'Q)GM'$I%/T,6\_HSYK74`V.7L4_?<GICT):(SD](:U[
M6?U1J&DFJR?8=#*OOXJ]:6Z^U2T`AS)[-?(0RNPILZ?,7@787"NS-^S#HX:;
M-IF5-+2:V1=G[C$_=(*8A0'#\3.8PN-1SK@H[X9!G$2IFWCP97:5'#:,&;\7
M/,*5"Q$DF/<[JVE7;A@GRK2S;C.]7==P)#5JL:99U]!IUC3L&CK-FV9=PR%J
M:'=":0Z]-3#//;DJ]O!6GN.K8N"O=B9%_\_19.?-9[8-KEDV-^TKS(Z_;O?]
MI7Q<Q[<F-.SE.LZ=9OW<!?9ND*,[R=%MY$"=-6SD]:Y_KA(S)GPXML`C3L@C
M]M+FDT<DCW@C'A$WJXO(I<R/?.!1/M`:<FTXXOHU3A13S9"1#R0?2#Y0%1]H
MG'L,YP<1QV_86]\/GYS`S=I><4T,_D>ELQJNZ1?ID-ZK.=)7.I]H!C<G0W6Z
MSLB1DB-5'#I7<Z3&4#8[MMQC4DF$`MM'%A=J-5'%]+U@="M.]IR.VUU0Z8*;
MK;]2R73#YN.)Q2W+5"8!/1H\#;?>'$F.8LQINOFFV]QIN/WF$#G4S4[=[-UK
M2Z9N]G.M9J=YHWHW>^6Q[=<NV54?'=]BHO&IE%!4-:G?L4`D+)RQJ5A&PO4<
MI1HZS*OUJ3>T@:\:#WW+)G23:Y!1C"8*+6<="9V&BW#'4:,6:YHNP769-PT7
MX`Y00WD$Y1'="P@ICZ`\0N4\HO]K_R<%A+^'ON<^RU4)^4V^'*'N+E?56^&Z
MQ1Q:I:95ZKZN4M^`R;]4NU?N!:3M)T/?NU:M\W:[[IA#J(]'?*Q9ZM2&R/>1
M[U,<.N3[U/-]OZW3GLZ:,G)]+70IFP;XOPD?#FG+:S^M//E`\H&WX0.KMOO@
M"GDR2WWFN&Z8!LE->D?:]',M=WIH2]!8-[EAF+0AJ)?.A%QMIUWM0+.]H%U'
MNT5"JP(^CI:&L[<.,Z99D]EAQC1L+CO,F69-Y0%BJ)WYG'V3RYJM",I$@-3'
MW-$5+69.N#ZVN*'2_%9J;:;69G5A0ZW-'6G$I-;FEDQFIUE#K<T=;FVFG*(B
M0OP\AYSA+A'1HK0QDK()RB8NGTT8&A_"?X8YI&RB?Q$S91-=R":^3_!X=OSG
MG[Y/X[L'QUF^>5N<VOY+&'UV?/%Y=:#[%S`5/_JA^_7/__:O__*GXOK_%/[T
M2_C12?"JYXJK<7`76IE/8O8??_P_W?ZK_O]]3CZ[(G`B+[Q[&_\V^TFX8G$O
M(E,W--WZXY^1M'^_NQ,/W^[NBE>XF%N4MN_O:9QXL^<??"\0=^L5'6V#<6BK
M@OMX^<.6?9),8YD/R(6GY7)SA>_C$T%&%=_DTMOZ9A,;*W!40:!TGO>=&_J^
MLXS%F^+#=BQ3&?:8D\V7K`*H>5+88]H#NU[8LTU#,\IKU%/>(XG1K9.4UQI8
M>X_4/KTOHE*@FP$$J!I$=`U$$-F-SP@AWJZ"RG<85*Z#@\8C@H;0H5C33*?!
M\9<HC&/VMP#G0$J,_,7QKM!MK!@R#(+&CH8JZ9I?@.1#-FI[[;MW>?'.((<\
M3B/(^1DBP(63`&1^<;R(_;?CI^)(V-2H,MDGAUM)N+Q`K%5)0#.Q]!E"`9I2
M_%`D`LS4.<-<0')9?M7\5OJ:ZKO-T=/4=Y]T<]UM7;KGZ5=7Y57MJ/?*J_:6
M(!*7&N(ZD1:2%YG#!N15X^@`^_!B5=-5FTH:6F7N+]XWB-X6>>61Q:O28S;=
M,PG7W[E.%'EP<0L3>FKJT:%SZJ^I1T?2HA9C&O3?M\>79FA1BS%M:E*C&>3%
M3'^C?C7?C3D:Z/99NS%_#(-IK(PY5SDLZA1CKIB.]9\OS="B%F/:U"2*Y"]F
MSO\V^#Q@7R+AQ&FT$=O+G2[WP!<YGC_&>?WRVK^$CR(*Y"!_YT$$KG>%`S>O
M&I'4J_B?+O\N])RMEX@O/YQ-Y^.1R77K"OUH5PWQ+]7%3K`YM#_*LOE(MV\.
M/B>20_AI82+(76?124ZQ#:=H<$,?\_%0WX>;"TV5:KR,<8VI4F<'OK]MQK;R
MN*HLZL6MWHGG.CZ+T_NI]^C%>)$J^GST?):&%9H&1AT1^8[,(;?&5QC)V!28
M:):G&E@JNPX#,JK)%0Y55@U3I])#H#IJMIW-C=&X^<EVY/YZCBYP?Q/;Y/K^
MJ?P4XUXPQGT71LLPPG-82X5=+W#]%-^/+5.(@5V6)IXOOR(=)QW?I;O&D-NF
M"<'K#08:%&?418G-QY8.0%&GMD_1J&HHJ8XR)V.-F_:(XDS"S4[K`J;%G%A\
M.#0H@KQ2!/DQC)('YT'<W3ON5S$MQ9&DJ*2H9RJTQ8VAR0WM!J,%"A8:0Y6I
MV=P<[UU(ZR>F*`*]>%2J8VG=HJ"4H'2^K[/M(1_N7Z>AT/6"H>LG,15B(6=(
M+2,Q$U&$\6L2NE]O4IWIL"@UXI-*ZS#4#:X9MUE:)6`J#$P#<&GN+;?T$Y=-
MC8,B8*KY2:&&78H*".-Y5&!:7+/W;G2XS`#VQA.&)@>PY_F"?NXQL]DY3[/:
MPRZ4L1='CD5NQES<Z'#VM;;6WA/`=-/FFC[FIC52Q^G0@/]N86@H>\EM^_8@
MM#\T)PR=5_&>3$;<-B;JE+S)NW4*54RW-3ZR1]P<U0Y<JXY'.'C<P<;A"#4.
M4Z#C$8IO.G(\@C4\>L*(-1R,&AD.?>K!)DJ-.->'-*CZT-$(37N]9A!QZDDW
MA`AUSD-H!AGZ2<C0!R8AHP8R\D,0N@F-4XT&(>,E,BH/.3BK:EMC'&6C`1(=
M:'!A];S*X$%=@4&CJ@]<;T9<U=9TK[@T$E=KXJJ.B_:**PN*2%R=T:Y>2^MP
M"+%]=O?50X@KG:O>R+'J37K?+O.E23?79;XTZ4^ZS)<&#?<A4AI-L@ZP4Y4\
MZZ1<]A_I5N>+4ZRNL%D(C'3@@Y,PL<IY9YCS/F+.2\E66U/>KQEWU2LL]YPU
MYU16>\Z:,RJ+5SD<X(S(^&)VO\M.G8)C"HXI.*;@^`:#XW?A8A$&V392"G9O
M(6QIIH3?);Y<LU;>);Y<L2A-,2[%N&KPA6)<BG$5,9(7B''K3%-I/,AM=)K*
M25'N^V":QDGD.3YG"R_&IG$G$&&:G8_B^#[+?J!(_'NMH0!-M<OV8\/TY0]%
M&G%]-.&:KC6_QZTAI*G6F'VS2&/FQ,1S)SN+)-4:N6\72:_&AL9UTVQ^BZ1B
M1HF0=#J2V)"/;`/^V^O+**UO)ZVO%_KUG#4-K_5WF34-K_5WF37-KO5?(,6?
M#"9M&\Q*&E0;EYJ-/]K?]>4Z4>2)Z:[N+U4"HBUVMU,..&MD1#5@>A41]:(>
M<"32FBD'$-)Z4`\X$DG-E`,(27VH!US)*!&2J![0^?2%Z@%4#Z!Z@`*HN58]
MP+`/CT-NVF!6TM#J@G]QS!_S0R>(61@PG'&#23X>'HV+_FX8Q$F4NHD'7V97
MR8'(6!OP@D>X<B&"!"L#SFJBEAO&B2I-LML\;]DQ'$F.4JQIV#%TF34-.X8N
MLZ99QW"(&MKOL)J3;PW,<P_6BCV\E>?XBACWR^R`N)AQWR'&+B2P[+SQT;;)
M[8G!+5.=PAKM>&YV'PCM>.[`CN<;:'1NPKUM9#VJ&+1K=CO?3/O6Q=<J39-K
M(YU/S+$RGO":S<L-T*,6<YIVAIUF3L/N\!`YY`\OZ0]QR[N(7(6R/?*`#7A`
M=FD7:-K<'(_YR!Z2!^RCD2</2!ZP"Q[0./=@T`\BCM^PM[X?/CF!F[7#X@H8
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M)NKT]1]'2M,Y1'<9T[#!["YC&C:6W65,LX;R`#$U<HB1`@L4U42TFD/\'OJ>
M^RS7(.0W^>*#LMO\7["P91-_+#UJ,:?IN+C3S&DZ+NXT<QJ.BP^10_VO%^Q_
MS7V`M/RJF'G:`G*Q6D\3<UHU78?_E%E4IH[52S*'.E:[W+%*CJ^V9?QMG?%T
MU9"1WVMCSX8QXF,-_C,FY`'[:.3)`W;:`][(I+=&-C[BBG@R2WWFN&Z8!HDR
MGO&*(^`:V?W8W9EQS3G20ULCAQ.36[HZD_=IUMRE6$.SYMIK.3AS*<V2)U&U
MZUZW:6A3OD?2TG3*UF76-&PPN\R:A@UFEUG3K,$\1`WU+Y^W.7)9LP-!G1B0
M&I<[NIC%3(OKALTM0YVAG=3*3*W,:B/G:JW,P_;+=D-UTL;C2&E^.V17&=/X
M=LBN,J;Q[9!=94S3VR'/;66F=*(R-/P\AW3A+A'1HK0)DA()2B2:.`C'&''-
MGG!K8E,FT<=@F3*);F02WR<.F"_\YY^^3^.[!\=9OGG[Z'@^_OF7,/KL^.*S
M<-/(2SP1?P%S\:,?NE___&__^B]_*J[_[,[%-/7%;[._!3B8"SW%AS".?PO>
MK_W(%[SAZO<XL`MMSR<Q^X\__I]N_U7__SXZ?P^C+\]+$?\V^TG<)V^#Z<__
M@$??_>)]$]./3I+3H/_QSTCXO]_=B8=O=W?%"U[,=4KK^/<T3KS9\]8:;G`?
M+W_8,E>2?RSS";D@M5R&KO!]O#W(J^*;7));WVSB9`64*CAH",_<&;FA[SO+
M6+PI/FQ'-]4)HUDC$C+&)^G.>#`:UXOGMHEH1I7K1MV5+&DU+BOYS]J>\F3[
M.[&::=_8Q=<R=2[8"7CQR\<ZV8W/$,':KK$/<J:Y;/7!]A^6S)V`?7D2_J-@
M'\&HS9MO^"$HUX+RV"`HOQ3!K^$`1]JL/3/[/8P]G&Q#P%4$N",";FT;_#&,
M!-E@=:$\)BB3#6X1N"=Q23<&.L7!.SM.MBSQ'FE<:+==TREHL[OM3@,[$)#B
MA[<)^^A$[IR9.C,TW99L35=YL@*FXFJ[@R8J[)T\W71558_Z+S3,PDAH'1/:
MB(360:%UU]EU7VCGQ)D]%EJ-DV_L0>OQ7R4-K3+WMWMX3SEO.L9,4<ZHCF6/
M-[9[)YX+87B<WD^]1R]6*6W<YF3+H>`.P7:AOV*=[5Y\_M"5=Z'>-=_AH1@Z
M:\:\1Y+3#][4#"U)<P]HE?7_9^_:>ALWLO3S###_H>9AD0Y0<E@W7CJ9`(X[
MF<V@G<YT>A>8IP4MEVPEM.B05"?^]TM*OJC=DLQ;D47R>YB!@O:E?,YWOCKW
MHH)WL#_,-O0TNM`[1D];:R;84+5LV"FV0\OV<D0]WH#+7D^E9W%R&R?%6S+I
M8[\<6:[FT;KX6\CM.G?IYV2=+:/-/PW5IN&Q][GFA2C7I8(YD[OX:[K4P[[X
MN9B:FJ<4';2U2]$5U/,[>%O*-JA,,A1PAJIFQ`*]^@V^<*@3'&4)-&O4U>#Y
M_?OTLXMP_IN^W`D`;+'6H?1HP%[;#?9=SQJ_8"@=)T/U#":GYX9-*J":2=8`
MK6_'&99T>NI[@?%VZ2>4B`Q$_R6!O6>P8$'C^JE=/MH,+EE#A:*[U/_]_$06
MWQX:GKC_BD@OLDI[5NZ_;&.MVV^LCY5AT4I+I<--3<'S+(H4.L+ETX`P<&FF
M?B&G!BD/D+*%Z@AW?<H<,3E:>YJY!0;-I%KLR;54A%3S:5A`RD8/SA>2^O[1
MKI`2,9Q\]FAT+T'<WD/T&L7]$"X3\K]AM-;6F/US(9F/W%I??7E`ST.PW_*K
M+TE`A<R#*[^#+9>V8:=L&:;B>48BG>,[?F!9GWKR5'%.72ZG9T5UK\UA2<?,
MEA98T2=6Q!CUW8!*Y^BCRV6>F>B_">CY&7J%>\7#F.ZMF:1L2GH;DY1-R4:)
M:<IF`GQCN$;_TG'05]K&$K`W>JYO+G1"!*/%(K!M:06+P,;;6M-U_^,TI%.W
M:W`BTD'36O,+\<7S8,0:6Y$P8VU%Z0P=T1CA-MDK,-AY34QP][O?25'N=?#*
MMFWHF>10]U"UC)ENZ_R4EWD#P0?V.R'VL'2>BRCI8[^3[?!I;3YBL#<_HH/.
M]CM)P:DC[9G.0B@PB=$"Q`*V,L+^1F/?H4(UG>)&'1[[G;#?J??BP(Y="QJX
MKC5WO_4]#`.__2>G9^QP,D<='@VX/14$ZUM80!W3:,8!=;Q,'<6H2'!TV@HK
MH;`2"BNAK..)UE9"*4ZY9U'@@950X_!3.)\:I+`2RAJJ(U(JRA560@&#;8=?
MUKS4@Y50DZ.U_06AP*.*-QSUQTHHK(0Z&+EAY<;.4<NOA/*HXS,JE#V/]V(E
ME!72P4JH2BNA/"^_X'Q[^J*P$@HKH09F1?L=1^HKGP:BM.OX51;F,BW^\YNO
MUNGL*@QO7_\RO]:7ZTB_6_S/8ZK[;9RF[U8_KC[J-+O)HZ[T0_%]'_*_Z;LH
MGO_V[=_^^I=O&GP_F<>K0D#O]>(?7_R'J7^S_SL/?XV3#W>W.GVW>*,OLM/5
MY?>__Z+GL\W_?_%M<?J_SV;ZZL_9[`&3K?F5&[W]NDZSY>+NF:._NDAOGV_M
MV`B1;-%Z#R;G'DAS'47%C\_QN>=?[I'[[%\^L27'^:_#)N/DL>]C*#>/HRB\
M3?7KAP_/7?_]&\%$B;XQ4<NB!3\IN:%G[QGZ7=]R2-?MLW#)#4^6RFA+0:5E
MQ)Q:=X-SXOO'[H8#*8P&<MT]W3QGK/P/;_]JV/[@!BIX8ECR=E.,)(LX(6]U
MFI+L.ER1#W_HZ*,FYSF]7ILO5`+)99`<`,E[5/!3?%+L!7ER$<C/<;K,.ED%
M`MR"@=MEX/,XT6!@6Y$,!C;&P*)6H%!ZE>?$@0L*/MR7]QD1-ZN>E1FG,AP6
M6SA-51S@8:OI>9C,KQ]6FJJ-6+M9:6IF"V0CHQRH-FU+<G2FLP`Z&YS.8&?#
MT]FT[,RL\SL40^NG#9#)$Z$:]0&6TC@\QYK2_7%UN4ZS9!E&E-PLTZ+Z%:YT
MO-[N``ZCB&R_86($.2Q;ZZ/MVV74E<Q\JXAEP&AX<PZU%UOY4U,T&*#$6KW`
MZV#PPS)@3),!>`4"@+\]$@8@C#K,H2[K8&[=M.N-L?5J=%IQYJEYZ00S3WW?
MZ+;Y]!U!,``$)Q,]@-4FQVJVQ2E@M7&PFD41$5AM?*S66NQ59M[<=/`UZ7%S
M,Q.ZAIK5,,WW;"962DD%/VJ$HX1)V31G-R.QE@D'-M1L(G;'PEPGH*Y_=#)V
ME!`R9%^&/4T8F'T&1@1UE,R]Q:,Q[LN>HMM_@\SS(_3)!!7/8KK,-$71E.3(
M*8H&J.D8-88GJ(8%&[1;MC"H\T;/]<V%3AYF=>1&LIC5:>\\XQ!.W8:C20@'
MR.D>.1/O[\)EB-D#&W$YH$1&LXJ^X!X5%J4,;:?S8=?9F;"F>P@,8`D#R(!3
M3]I3E`,#&.VT\:SIM`$#6,(`/G<H$PTK'IA+P%P">MVLMW7;_'UT\([#K[`H
ML@"K38[5;(MAP&KC8#6+HB6PVN18K9VX##,+F%G8;^%H!]TYZJ&9!>9R*KFR
MQK48>$_U.(0#&VIO9L%SJ>>XL"_,+,#`ZEY2O@AR3_'HMI']3^*UZXAM_LA2
M;\JU]Q3?SE>=16&:+A=+??G=W5F\RI)PGJW#Z#S,ULDRNWL39KK^FWS_K:/+
M7`KW/POO\[7X/A]7+Y>.Y'[6SV/4@T>3.2G(4K3V_`"U./;84439(F3%DW!5
MZRY43RIK]Y&-O9H<RAL;IS=QDFVJ=&=QFNU8VKY/#=-"`,O`P?)]3LSY99"#
MI50FH:6^U@,L^((*RQ.AA8VMQ;U+LI@\W.*OK3"]RCWP^VWOV%FVAC=,I5E&
ME-"6-:\"#)O![NM*W@EK]@[#F[4F^<D?'Y4:B8&4<B70BE?W$Q'49RYE095L
M6<V$$(`S,N#X#N4N;UA+!,-79WB79-=)O+ZZ+OXC`-V/U6K;-UI!A0AHX/B@
M>P"G"G!<Z@<.E1QTWSG=<V>'[KD$W<-J2UHM5U2Z`754E>9\T#V`PWTJI$=]
M>;1)"73?,MV'BTPG('G8:J5N)Y<R3U)/(84#X%0!CN?F))\'@](#R7=$\N=Q
MDEV%5WIV$<Y_TY<DU?.B`KFL,K\+PI^VW1[*QJK<T?>1UP&6FF))YOZ$0UVG
M=.\GKH6&U\)[?:GUS:;=\C;1"YTDQ=V0Q?/?<"W`E,U%#HQ3AU=Y>@U7!G!6
M`V?2HX'K-+Q.2BP#,GZ;F-P&='^9,'DBFMTFVPU!U_=-C@_C!7;<)-5&SINW
M%V/BO)<N$L*$H-QCU!%'S;[;ZP7@FPCXE$.Y[^7@*YW9>AI?>QHC:S(&ULL\
MV>G'19RD8:0Q2M;U*)E??93,/^'EYH</#+78WMW=AE=13T`O$?O^">*CK?C.
MB9`86?I\>OC3`;?&5WTO<*A^%"Y.C@Z33Q4-^R;8ND@B[F??E\*^T@1LX7S-
MZ<=P&6TNU?S*)[_D=[[I(38SJ[;K<W%G#Z?T(Y>ZI&31BRG#-LNV<OMG\<U-
MO.HDF]^IB;X4!]>WTC%&IR2/1@-%>:6M7W73(9U2TDLXJ,U*8X1!^90Y%;Z@
MRFG:;E\F:6Z:I@>4-`\_<:N*5(H=E%TQ<]F$L9&ZQ.50'7$-[@8`;D37D-$\
M^C_#Y>KS/6Z',^7[<^!#SD67BKN4K&.,*K]"K7J/E+E&3O/4(Y!+/E?VPWE$
M'2>(GTC73"*PC#ML;R;PPW6B-3G/#?(Z)=_G/MHE.0^3^341K)D_JPKYU8+_
M,4>L`O:?'<"`3U@6]]5.PH+*1V'!B6NHZ+%7CT,!M_D5.X"`_1`X-J)GE,C:
MN\?W:Z#'JL8/RS_SF^*A8VUG.N:S;C;#U0[;#!`WDR&IP%+;2Z'],\EC,_+X
M+N55'JT9'FOK%)`O;9BOC<E)9QA\18/@:)M>M]$DH&(K5%H?2Y@UK*W@8JAW
M,51]L!@WPZ#,W:#%O@JHY[E?XK(`>OK_A/NCJ_OC7?&?)+L.5R33-[=Q$B9W
M9'ES&RZ330D(5PG(X.BU(1R:'QWW!J#2`E1>9G:_Q/.XIIG]^1GZ(\:*)S&-
M]E8$TQ83#$PV<&KJT=0O3X6,SSL,QU3*,'8GX;Y&3<."U!5J&O`AZY4Y/.KQ
M#E9A`#UC1(\2E*NC>[K`^2A7P&PM,]M7C#H,Y0J@QX9/*%>@7`$R&``9D%=<
M43_`O0&HV/"IZ;WA6C"Q]OP,_=%NQ9.8MJ56!-,6SPQ,-G"9FKA'81Y49REJ
M'ZA]H/9A:1R#V@<<TJK.(E<>9:*#YT8!E:%#A4E%/=GT50BP.:H:L-'1YA=P
M60"(5@`15Q$*)"`#D`%N)0#1'B"6NI7ZK[_L/T3+]Q)G)RVL`+;E[NFN%&+;
M_M4#6!D"P9`:JRZ(<"5E;@</=P-\`-]G23C7IT%0NK5XWWK?XUMY-PM\%\OH
M]2_S:WVYCO2[Q>;]NK,PTU=QLBP>L?M)9T_?^N-J'M_H22SSE67F1&N]0JG4
M"2MY-3\_Q`O6+A]=A1;6Y\K-.G(CVR7WRG8HZR5[79^['W!'U^>61UNU6*;>
MZU"&GF8;^L)2PSMK2[XK``",>6.MZ<O*NF:F@QMKRQM;[==:&LEL"![MDY]:
MX>UG&O@.=0/7?#S5)>,!#;70P"ES`LHXZZ"T,SGN^_[W-3AOV#EJH@(J60>Y
M)W#EF%$D`LKET27.X-AZBCR/D^PJO-(DBL-52N+5IH.+Z#0+LPIO$\)2S%I*
M[G;Z*G<[.=Q.`.0`0)3*O5'61;_KY%CR/3C12LB[7%!/'@V^P(F3!H@?4!4<
M??86G%A/1S_'T7)^1\+5)=G\R]:#!#W:@O[]%N'[5$DXD8!,><@$'E7'VX=>
MIE#A]$^A>\_0[]K>ZSSZGF4ZN2'+I]86NB/\VV2YFB]OPRBZV\['%A%ZL=27
MQ`MR\VGL_LC$W7"PB0KH`15-QP*)I)PKZOE'798N*?JY2H"H@2&*43\(*&-=
MK/><G!.\'7I](N_\8]%=""_8&O@'-.`^]1FWA5#A\]H%$(]*WZ6>DN#']OGQ
MJ>V:Z#]O]:K22@!`OSWHDU=%JXJB@>N;W_L((K0>#;E7*/-80\EF+U&5F_XS
M3WL&I_]JJ>0GG?7E%6+BJ=>.0(_ZG!?&99&_66G<#M@;+/84=26GRBG=`_`T
M;K>',G?^F%_7:;9<W'T=+5=Z=B]<^>SV+HZQNDAOOW[ZW=]\57TP;\\\WVD4
MQ7^$J[G^(4[>QN%F&%"GI^GI6;S*DO"TV/1Y.I_'ZU7&RL[UU;H=#LJ"\0VX
M]T#BN("V]C?D$4->XO[?.<6G,WU^#:*Y/W49Z]][MJ',TQ1GO2@^/*)_\Z#?
M6:(OEQG9FL`FY?]>SPL-7I(?=_T-\MC8]_:Q+'OQR/XF=VW+6KL>BE%-,UN<
M>:WI<6YHJ72MT_"RGC!D`]E,0#8EXE+?`J;:?XA>X]*#3H@I;1N9DST@UX%=
M[.0LOLF_=KX,(U+J?NZ4$CX3,E#2#TK>ZW19[)\"3`"3DC#)X^(T2];S;!FO
M@!E@YA!F-@OIR@&DA,M5)A5@W.4Z$//WZ7(]B/MAPPXEC\M2*IJE:;_[,^GU
M2Q,53P/I0#J#E0[XM2Z_?IH?G6_SH]O7)RJ\_M4[`&`>D`ZD`VJUB5J_T_FO
M6.7G)A=AM*'8&?E7N%H7SRGLNK%V,NRXB_TO#OIYE/$J[Z1-G#7&C9;<7#VF
M*K;!`Q$C1L1+>'$<REB5)C:@9<1H(9PZCJ".:KI*`9Y6Z19N<G:=_V8]BQ>+
M"D,3`+XM6^NZ_53I02EP-2#;_R=`%I!M$TY=_!)`%I`=UJ?&#_S!92_OLO^<
MQ!^7Z3)>P6&'7<+[`63;!,RK(BGGJJ#"`#]P`]ST_PE4!\BV3W4E7%=QTK_G
MNN\,_3ZKL[K\I*2_IR^UJ[D@>S8%[-?2L*QPM+T#SY0#7(X4E\7"=J8H4T=W
M50)[P![Z(8#+:>"R>'#4X50<?W!TF+YPW[%7M>.,QZ`A&\BF)]D,DZAL"]I?
MD_PJ77Y<7JXW+T/H7`KK,-.7FQ&HY<UMN$R*/5"=QO*5+GY<\X/X9%/BMG.'
M%X`V&$]QJ6B@+)I&`+Q&!"_P)0`]*D"7X<MANM:6QRNCM5G(!K)!#F#0.8!B
M4[>>9\N/&CF`";@`*,L#7@TK2<(-*'<8(`0(H4@.>-D&KZ+_1[E4'G\\:9CN
MH^4^^6CM$K*!;!#G#CK.C8H7C$@X_WV]3'0AG.R:7.HL_R%QLHEX[Y=^_K[.
M!93=(>(=S(5OYR=4<0!H`!J`!J!M_01``]`3`C0>YJP1G>&!1<@&LNE6-M@F
M5?<F>WRN>9/LP,,E+9T&TH%T!BL=Y(_;R!\C'6QE;$:D2QW7HTPXB.6!EY?Q
MHCAUI*)"`2_`2PF\\("ZOLSQ@HY)X.53O!#&/>H%+O7%47`@[X;\"60#V5@O
M&T2*V*HQI0N\_X(=JM<`=#_O\"DIJ2<PPP,(@1,!:`"Z)">^[")[_7O(GE7S
M#=5.8]8H(1E(9M2200B/I1A3O]U1$P9>JN$EH*IX*(BAQ@>\H"8,O#2J"2O*
M%:?,\9O%D?Y&<OWZ:<_/T+/O6_$X9BT.LH%L)B`;!)38/C'-J[S_:@8J(0`T
M``U``]``-``-0%O^J>GV"53.406%9"`9:ROG6#JQ_P++#W!1?'BCY_KF0B=$
M,$JXP^1&KA>/TL8FBL:G@70@G<%*!Q1;EV)/HRC^HT@D;SJ0[E/%49RF&DM^
M1F,>D`ZD`VKMFEJ_T_FO6.W4ZLB,_"M<K</DCNRZL78R[)3S7/8]968[:XP;
M+9N7R23UI0=$`!%E\&+;0V-`2^_OAG'J!$?'!N!I-5?)CLS/KO/?K&?Q8I'"
MS6H7^./[9%/)'%P]4,B25\(O'H?\$E`"E(;T">P'R';"?G!Q6W5Q?T[BC\MT
M&:_@X`[/7D#QH/A!0)8(/Z#2038<`!K6)W`>(&N0\S#`VL8`:VZD^[L[NYI1
MG67Q[>LTCI:7NP,B[,2YS1Z^(M*+K-)<R?V7;9"^_49,FE2S/^LJ\)T/,@&7
M?=7J/*:HSSBP!^S9Q8FV=14`E]/`)>'4<01UE,(<9JMA&&;J(!E(QIXY3,3K
M>(1H<K>[G9]L2MYBB<F(`$V8$E1*%_`"O,"7`#0`W9POL72Z1KB"Y<&0#633
MK6R0`\`K1G`!4(T'O+HNJBN74^$BZ@:$4!L'O*R#5\Y0O@RHV[3E$W$NXA7(
M!K)!G#N*.!>/*XWUPK?S$ZHX`#0`#4`#T+9^`J`!Z`D!&DW]:-"&9"`96R6#
MC5)U+[#S.,FNPBN]S7'@L8^63@/I0#J#E0[2QFVDC9$%MC(D(T)1X?O44^A"
M`5Y*X$4)J@).I1#`"_!2@E\$=3Q&`^$#+\#+)W@AC'/JY(3"^-$WA)!N0^H$
MDH%D;)4,`D3LT)C2O=U_>0ZU:@"ZIXD=Y5+F3WD-)B!DCA.)9)+*`#.%@%=M
MA@H\A[H^0T"-X`B2@62&*!D$U%A(,?7;'859X*5:89931[B4JZ.N'_`"O-SS
M"Z>N\J@4B#:!E\\*LPYU?-Y\PR'B2,0$D`PD@SARR'$D%CX,[0;OO\R*$BT`
M#4`#T``T``U``]"6?RJ_\.&K+,PU7?SG-U\MEM'K7^;7^G(=Z7>+TRB*_R@\
MYA_BY&WN,K^-TU2GI^GI6;S*DO`T_Z_L=#Z/UZN,??NWO_[EFV??GJOOZMWB
M803Y[<;IGN??FFOGO5[\XXO_,/5O]L6WQ2'^/IOIJS]GLP?`UPH7-@CX=9UF
MR\7=U]%RI6=/(Y'.`>S<_[S-@Z*SH/BR9V!87:2W7S\3Y49B9&LP]X!V[L$\
MUU%4_/C\3]_S+_?&\^Q?=LW9<YR#1JNX/`D*&]P]]-;R[HVW*)"%MZE^_?#A
M>218?WC^Z6#YS\[_P@=+9DX-^GG\2QI,U>_^NKG.4948X)/M#VY"*/E9+XH/
MIU>:G*["Z"Y=IB1>D)_#-"-OUIH\CNAO#60#M8M'XJ^;J"RE4U?5203D5E)7
M=2_<9=:=QZ^#;7;")G$<KXZVE'LB#&G+$W7.(T]<0]KRZAS'.3$EG7H\7=[I
MJWH>MQYZ:E\;+YV'USA/_BORFZ6;I0S<LX#1]Q^BU^3N02_-U$73^)7ZX]]5
M[8WZ0PH9B'?T&*\(9Z8"\B:\2Y\\HPKZ;'`S0IT&U.DZ,Q_J'(TZ_YGH,/]9
MY,-UN"*!LU7L*_9E!9TV\A:A5`-*_7%%?H@3/8_B=)WHJNILX&Q#FP:T^2'.
MPJ@6V3:(4Z!)`YH\6R=)_M.J&&.3V`XZ-&:-^U)[Y13:)#B&0@TH]+$6LIDV
M*?1)MN60*EJMGV*`3@WH]">=53#1EG+N3+"]=90ZV`C\VKE="_(V#Y61\S"9
M7Q/!*.$.4Z7J'W8GQBT[#O+TR-,C3]]9GM[.RJL%?-]UGGY"8NKXPH&4QBNE
MSKV%@8JI8R=FF%+JVK<:II0Z=_D&*J:N/=&!BJE;!WD@0H+?7E>\9_%-_A7S
M91C9[[=CQ,":3Y4F:GIRS2<.%\(]3@,AH2C+%67GITH6WE=8">0,Y%,U-/43
M?0-,K=PA_20%1JH\(A7U`DE94&6O8E\IAY$J8;]B7.JX'F7"Z:KS!XIIE=I>
M,3]7'P^^M#WY,B'E%73G^P[-S]Q!L\X$TSWO=9K_VRI#OJ=UX!ND*D:=@%,F
MJUPUB.5[U=E>/7J.2SU5Y2E::-$2+9+<!W<\ZHLJ^ZJ1%K%%?;LA+5524J^:
M(I&1L$Z//I6*Y?]32$[8HT<BBP?7!?6#*FI!OJ(/^]J\P9`'7$(AA=&MKD@[
M"GS%J,L494H@AV&UI>W:G$.E<"@+&KXASWP;$AQ[#V%+@H.<Q:LT2];S;!FO
M+,IV'!`:3&08GZQJ?0&66@H*5>X*57E:"(H=A&)W5.S*JE&)Z>P-=#SB3U9U
MO`!I76C<#V@@;>J5@=IW;OB`JD!2R:Q*3$%#!W3E^I(*5<4C,YZ8@J[:UO,K
MYCB4,6E/^@HZ/L2=N3UR>90[A]J5TW<^:-C[9RP[#M;A6%4`[=N_PCJ<)J=I
MYT52XP1JW8NDF_V0'54<&N\.//@66*WM@7@=K/-N32#`"@04>G>*QK(JDSK0
M^^#UOH,`29G'J<<KS6KUNCD?$&@7`OO#YXX[3H&*(:#"ISZ35(A*XP!];O,'
M*JJB@C#FT\#/[=_I;'P7:NYS7)MQCWJ!2WW16>D""K>"[<DK1@.'4Q&XW90S
MH/<>^)PKZA=59'GTUAYFWJSO.DC%XQBN.PSY-,:+(!6/8[@&4E%5ADL@%65C
MN@)2\3BF"R`5CV.V_O'"8?`F3+MED>(`F[=?WNBYOKG0R<.S,'(C;3P+@SHX
MZN"H@P^R#FYE9U/_E(_UTA:E*(;SR:H9.\#%]D^`"^!B'CC8Y@3DM(@FK)0"
MF%J[T[#7JGEQ1R@J?)]Z_\_>M?:VC23;S[O`_H=>X`XF`[05OA_9V0&<S,Q%
M@,PF$V?W8C]=T%++Y@Y-"B3E&=]??YN4;,N*;/&A)KN;YT,`.I:E5O6IJE/5
M5=4N1FU+H,<=MP/3J60QJQBP+>'F55IE&2;UK+[SIY#PPH!MM=M:#^H'5PW;
MI*9C(:.@Y.Z9OD-=<Z@6#.Q>_SUSJ>,Y-'SYQ@>D8J3:M*-JZ+H>-8,V1A3Y
M$.EVE(0TL#SJ.VU4$ZF(`49L^YY+O;"5>B%/,<J([6H<ND6=5ET^2&+(8@NK
MHG[?=&E@6LABJ+=[KDD#WZ.>U?<V,0S;QK!MS95%SB>I*CN`):6?@"6=L83Y
MWOKO\6X0;#K4"5LU66/&M@J[31P_I':(,=H2[2RQK3J-X;::;H[AV2.?K-@V
M-7R3AG8@4_()NW;J?<88;<7VN+*G(=?,P'K1GJI:A3-VSD?MSEW)EH-&8JF.
M.\?F7&@D%MQ(+.%@H/$/&C!06VTJ=:*"\\&K,X$%F;$P;*TGL"`%%HA+72NL
MAFP.E>K'QDNQ\2T,0^@;U`LP;GNB^""F06W#HZ;=YC@0L[45A0`Q39/ZCD?#
MX2IBL>%2Z#PQ+8L:KDW-E_L9,6];DZTGK_A^&S;?<Q=3MC7=;:[4!M]@_L]_
MT9[O)M->EQ&7<O7C]Z^7<?+F8G[-%NN$?5R>\V]Z]7'Y2Y:75]$5^Y!%:?'#
M7_[\I^^?ONS]S2J*<[9X\CHRS]+J"W]FR[]_^V_3_=7\]H?JT_YZ=L:N_C@[
MNT_Q=<J-U4+]S[HHX^7=WY(X96>/643C\';L"3.]+%;[`U-K.9`-MK:`N/=S
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MT-.U!D\?'@#P-#(Z251RFW.>)-GONJ`&KDHP:LYO61Y=,3*RRVK((.&R9,//
M^^HM.6`X;N;9S09'5VG\?QQ).F=,QJ_S>]B+7Z)\?GU_/93;16<UB4*1WT%^
M1S;IZ*%9T\WOP/D<=#[_$Y?7),U(OHTYHH>8(]_RR#=P/YHHB=P&%NY'?\V"
M^X'[.=IX3+K<GSBX@NA8A"334ZO!51-W],"B3JC4A6`!E<`BO#6PB.`!6)01
ME0C:3AFT=;H##'Y`M;EK<KH&!'*`IQ)`16P'H$X0GG#S@"<B0,!3AB<$A:,$
MA55;>8>[DN`Z]-=-1(B`IQ)/*E-P1(C:`U5E>,+-`YZ($`%/&9ZTC!!E,\"@
M^?H4IZ-T7W_-TL6S:F+.QT_XU9UC48J.,;@=N!T)I:.'9L'MP.V@8PQUOY+D
MEW1Q],"B3JC4A6`!E<`BO#6PB.`!6)01E0C:T#&FA.YU`+Y%7<>AOMWF`DD$
M48"&&NP1D<Q@]1O$<EP:NFUNI90,+'`QRML1,'^EH"'G$X(!=`I!-V5ZPA$/
MX*G$D\J9=L1*V@-597C"S0.>B!`!3QF>M(P093/`H/GZ%"6C9%M_S=+%LVIB
MSL=/^'W)RBA!4Y`N>B"W#86'T5^SX&'@8=`4A-).25))NCAZ8%$G5.I"L(!*
M8!'>&EA$\``LRHA*!&UH"E)"]SH`'TU!@,;XT$`DHQ0T#L,%34$`R\AV!,Q?
M*6C(^81@`$U!T$V9GG#$`W@J\:1RIAVQDO9`51F></.`)R)$P%.&)RTC1-D,
M,&B^/D7)*-G67[-T\:R:F',)$GY\`9?5PX]LSFXN64YLDQ++,)U:K)</PI8S
MSP?_HX^%A?_17[/@?^!_OKZ^+LU(SI*H9`M<8P?W`_<CH73TT"RX'[@?=*RB
M[T"2<PY='#VPJ!,J=2%80"6P"&\-+")X`!9E1"6"-G2L*J%[:C\AD`,\E7A2
MF4\CMM,>J"K#$VX>\$0$"'C*\(2@$)W+T,TC.N*8#G7"$)$;8",E;!!':00;
MF?R_W/"$,]3:JB&^T0@V<MHW1>,;V0PCR+`^I=4H/-=?LW3QK)J8\_'3577?
M4Y2BWPEN!VY'0NGHH5EP.W`[Z'="U:HD:4E='#VPJ!,J=2%80"6P"&\-+")X
M`!9E1"6"-O0[*:%[C>%N4M?UJ!D,<)\60B<``E&+:H#8@<8N2ER;.HZG+D;@
M110U&J#T"@!"]B>P?#2P0#=E>L+9#>"IQ)/**70$1MH#565XPLT#GH@0`4\9
MGK2,$&4SP*#Y^E0;HQ9;?\W2Q;-J8L['3_A]R<HH0;>/+GH@MPV%A]%?L^!A
MX&'0[8.:34E22;HX>F!1)U3J0K"`2F`1WAI81/``+,J(2@1MZ/910O<:PQW=
M/@#$6(!`U*(`(':@L8L2=/L`(Z,8#5!Z!0`A^Q-8/KI]H)M'=`37U0`V,L,&
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M*S_PFZT.[_WFB8DPC&^>MP2&,3.^^=OF@\_F7`+1JF!O[A_V(^'N4?/.*OB;
M\^]S;SU,KXL!VRS[1`9LSL-8;CA.;\$V;]S'A/&U7E8/]QI(*A4D&]TD/_W!
M7[?.68VERP=O(33[@7WLM8_;G:O,*OF49]SD,E(;5)*EY%-T=\,_B9S/R_@V
M+N].M*]>@VT-N]"(L&%*:W\!QSB-T8G3&()6TVDQLR"02C2VF.7())N.$#8A
MF6<D8S<+628HF88Q]P0ET\R93U`P#>/_"4K&.8UD&O!;<V:-2X2^6L&Q7)-U
MF&O;75)0UBST[B.]#</=1GU;+EQD25Q]?+K(?J^8+C%G!E]ZEZ^E)C=_S+,\
MMIV11AQ\4*UL#:)G`K9.(#)F#C#4"$.[Y^,`T1Z(#%BB]BAZMU-EH0.DS!-"
MBG\V(-4,4O4HCV;X.<ZI*H<P+J<ZO`)E]N>Y`P%!^3$1&J+X#CRDV*-\?DUL
MDQ++,%WY[.M78A:9*P1.GL7)CVS.;BY9?@\51WVH]$B=`BB3,2@]TLA`"<Q)
MHZPZ@`)S<O2$`2"!-6ETX`*@P)H</WP"2DYL3E"2A)(DE"3UBZLA&90DH20)
M)4DH2=*Y)"D<FP<=7,"HPP8^/?3I#',BUEU(:O7`'1S;1QR/&IY/3=MHT0(I
M5L7WI3TR_]1C\XGM4CL(J.^V&>XDU4:+)=-Z;/.N9O,-#RWJ!\'$-KQAC*#;
MAC\UZJYO4MM5UJB+#8)TVWIBA=0S0^IXSL0VO%ELI\=^$]NB+K?HKC.U76X8
MJ.JQS8<',5HF-?R04[@VHQAUV/N&H;AN>T],TZ&N:U'O92>.%$,'B?\C2U?(
M,F#2CC23>V2VV\BO`/:3`3MR3`-!G7B<V?!8QIL:GYU2=NKDH/&I405"@3TQ
MT$PIKS7^$_$<&H3NQ#`VH53:("!RJG1-B%0=8-23)_FF3QW7GQB0II3W$\"3
M7,.@CO\B:%"EC2IM5&D+#_HG*!E4:?<,Y"8H&51I]V/4$Y3,<(,CC=G(<R,/
M+6#4(]1ZB-0P1Z?;ELPR6SW7C[E]1<*6Y:$NSD6VKBY7V/DSJQ[I=?^RFLAO
M_K#[7J@5<2A3#+XO;9$T%T";2.%Y2U#UGHX$2(FJDG(M:E2%[A)5.@\#KL>A
M2@"7,'#9=;VM8\MSW#B0Y?(`+C'.L"K4#QQNK]K<.*@#I`P@2K2YLFUJ^"8-
M;7D:OH;!5@A?*+X<W?*I'WHTL*=FN1R@:P!T<1[/Z19'6=,3R\<+3D^4#-M;
MX]Y,[OU;5-O?CGK@BM4G?_@Q/?]'ED;S>;Z.DLW?-+E0]52IP"1.V=D67VX%
MZ9?EL5$PW2\MM=TN-L-V.U_*?<2$><[IKDSPG%EPNIOM%9AE]^0*U:*Z;_-1
MW\A&X6KQ#S/=3C2T6A[!C(.L_D<SEGO\:$:TJ`^N01GU>,ZXOP`6NQ.OL\V9
M*6C8ILH;0,ZY+5J2^WFL]3C6%A3;[K05,\?J!.UCB^ET_&(;,]L",IY#QLX,
MUGH$:[^:/CEYS_@'VCL7;0UC"$]$O)0*]%1\ZM2I)M8JMPT;>IEEX%3FIV8M
M<7`+)W`+53;FX?Y%^`BI.R!4?&K?=@@O`Z3+^=2D^[&!4[+'3^X<7(-*I;?]
MDS7RG'L=W@NU#("2-/-).-2^(56PH[*'3E)!(R:O$>U[;!]/K/</DX^=`Q\X
M.JY>^B$K"AZ?L/R6_<]U/+]^7[Q/Y\EZP1;OTX^5L#_$T66<Q&7,BO-T<5Z]
M)5O\],>*I05K=+BL^B%OH].A3G4A=CCS&EYD=C@%/2*!J$'<\LC'"KI(R0IF
MHJX(5CFQ?^#$1[@O=84<^'2&A:A;/-6'Q?YQSP!I/<$64,*TWMLHJ4JS*+ED
M_+-2_@4JT:_X'V6+88SB9!(>DK([8O(X)J!FJ\XAL;:W;<*MC_$%_$8!G<N#
M!H^Z]HMGB3#K7;?]4Y[=QD6<I0599CE)>(#$"MAS)+`/)K(\C_JMVAE@_H'6
M4Z/0KAL?'&.0\_OI>81WU_Q#V%FV7,(/3$NS#FK;*].WJ6EXW\'H`YH#0<ZC
M@<.#S<!]"70G.@P7;>"E.PQ_2.2P=#%T"@=G@9J'ZSM:;%'+K)2XS2@0P9ZC
MW:EW_TP]@*XMT)LE0YL=9O<_F:Z/N]?%V544K7;>^()3>5:W5[_+;JI71E4A
M[D69S7_[N*H>B_-Y&=_&Y=V7:FU?^":]3?@OFQYTG\R/U4CYS[HHX^5=@U-7
ME0_89T&<ODQ)G$Y6T+%G9C,S^'0%QXQ@)QLX:];,VFHE9J>E<'KN">J4.["3
MJIR;_F-=GY=R]O<NB8J"G)/:5+0)^.7!1>=!J8(*+13&Q?_4WX`MR/DMRZO&
M_Y_^8/D\+ACYQ/^."8='@"TY1>D13*4X4_D.IA*XZ&4JCR>N[%EX-'$EFB7N
MKV%,D+=<2R_SI[EH^E@`:433<-H=8*,+;!KD^O<FL(UA,@^N8=1<_\=U6911
M6BV<1.5NH2P]5BD[)!KW!3>RHCZSCVIE2P\F+9M7W9D6]5MU5DL%$,'F2F&`
MD`Y9=&+/K#8UOV*].HS%>,?_!PT(\4*3NJ$)8Z$;0#H9"XLOKF=E'KC<@<WX
M[SQ*2]:F4$,F)8,55JL(J[&ZG\'L:XG(MMW.X'SJ[*TDM@/6!M:FH;4!:>PF
MW/M#*=!&+=5&$K,,0R[,D(-V35Y;R2O3=*AAV2U:L*:L,A.!Q3/)M]ZW'8!'
M'6J*K5JFD@0\:F(JV/C$]+#A#FC@M.F<E0HS,-NB3]FMF3W`J1G(GIKP0$0&
M.R5+:NWXI)0!.*%LDU+VJNONIY/2EN-)12M3JVD9)V@=D:?K^1G(**.ZIS3O
MKF'3T&DSNTLN7(JW\LIBI6M-GU3<$U9*0>2=B-\2U_>IZP4P3OI!I&,-X<MW
M1Q[GK/XL')NQ[BUA3$"W6XKHT%Y=P0C6\T$$T]`E`S(Z0`;G/:>X;V03T;^1
MAYW(G*A5230HY@!LU(,-,K:=,[:;J7>$;<HBZX%\TACUH3,@K5(;FD>I)T^W
MVGY(0\=#1D,_K'3,:/@#=-/+FVZ%L1%H;!S?Y,:FS:!E&!M%L-+1V)@O&IOC
M!#*8.:/SQ_TUC`GIEFL1'3RI+!K!RCZ,:!HZ6L!&%]@@D8I$*C)BLF;$D$@%
M;)!('=*LWT9Q4M_"D6U3JM7ML<MUN<X9N:HF%<ECXY'JT"C587D>]5#&>JKU
M(,\(Y3N]DI[F;61J2%)+R8_S&F_\6-63A[:V6XIH0J^N8`3C?A#!-'1M@(P.
MD$%6K^?E-]'V\IOJPL@\FI?K*"$ERV^JI-\V,I3'B<NDL<C:(-D'V$B7[-/;
MUO,`F*5E)5/CZY>U,/^9&HWO,BNN0FD$?^;ZY(Y%N:JN'/X*L&\/>VL6VH"]
M2']KC^]N;7GH5+NEB+^L4%7!"+^J4!YC#\CH`!D$)DA"R<'.5!(-2#U@HQYL
M8.M/EH3:Z>%%$DK[:-R;A2:B\;%MLA[^2B'86S/;`.Q%^EMG_$%QCCS#K=HM
M1;3BJBL8P;`?1#`-C3T@HP-D$)AT;(2YNLK9552EH>*TS..TX*_F7W[-=K)/
M$A4RR\S+5!(-Z#Q@HQYLT/`X5!44>65*=.\7NK#&"^'_RZ2&[]$@,"2B`6KU
M,Z%I<5+JXOH6]5R,,^NZGN->WI5@O-?^&L;<XI9K$<UP51:-8/`/(YJ&K@*P
MT04V2'\A_84\AC3JBO37V++1$C8-K+P]_G'PP37(EOQZL?I*IN27/=SQI*!@
M_C`<E(CEPR"@AO7B57XR@T&TN6JW',%>#HHR;M++\*CS\MAVJ$H/SXZ)5]V7
M@O%%(\$>$Z\`F=-"YKBAM/SQ+>7!-8R:Z.(1#?ERS<B[[&85I7=D752-AWQ%
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MQ/E;2!M;-,]9DFRE<N`W6TCO_>:IQCRHS"'%,&;&?;+A;,XE%*T*]N;^89_A
M="9#?A>M]6>.)\*&N)T,FFO-7(FL:RA$-/;#1G$(<-3=+\?NL$;;GYDOY;&*
M+(D7NVDLL\ZW=Z>^NVN;,V[I<@%IK,T;]V#)7ZYSQL@OW/Y<%^2G=,&-TST-
M?H'D-CB6L1I4)8O5PZ^6,*XBMEV.6$ULNQJSTUZ97#4\,5IW&&"JJ-T@$P^$
M0P$;WF;#'?$&U0T/.TRKBV$+.P-H_.3/0T@B_N9"&0TNW)%HZ30J3!F;`.VM
M8&3^<T@>XQH)5CX$[=*8B79[)HB6]3S45[63I?G5[<2D@6=3WQB@YP7(T0DY
MQW!E!S1P@I=0=1K7,Q)5E,X)["2LY>&*`ZKRZ9<#V2!3=MI,V?A6XFU]VO-[
MO3ZV.+N?7UR?\A1D=ZZ`-#9D"@D^6>E`%\=OT=!V:&!Z@!`@U!5"CF'0T'5Z
MTD>D&EMLU$_+)9N75?U870A0U8L5;+[.XS)FA3R44K4$&Z0#6JD]K?SI9I5D
M=XQMJU*'NOI"%ZW0VIUW(`"N[5(C>-'[`T``T/,`<CP>A3AF/_KH-AA5)-;Q
M[*]@7+_3<C5B5;+E8D1K)&33?3DX@E;_"/K';>UX@\RB-$Y]\'/&LS);/9<%
MVKXB8<NRU7'D]F6U5][\H=X'E)V.(JGCA30T!AB#"NP!>WNIS*J^(@A?'*_0
M9(:`-:X#W%O`N/ZOW6+$JG*[M8CF6I!,Q]6@&.7TQ\SI3EWB8S/A='TPZLP>
MEOI?QLR4*+\'*(P*!:-GI@[L"!P`D@$[4H0=W2?+P(_@%,&/`(43\J.7A^><
M8MI-/4AG&2<[;_N9W;)TS0K^1C_]4<WD8<7;N\]LE>7U:B[8U0U+RR9C<DYD
MF_=2=KJ-AK'-X[[6,CM9!',6-IOHM+\&,?:IX="^EHLQ.\T0Y";$=L34]Q[<
M4%4F`GR(EXR\3XMU'J5S)MYG"<)$U^%P+C#Q-2;>L1O&W^'N-?F%.X%UE-^I
M"HNNIL)]<=CX1&%1@>$JNA(?XD@&AA`VXD#-<!+7E'.02F%!@'`Z`<*IEP-`
M[#L-#H3JFU>3)7NE@YM<F"::'\MW8=K/64[X_Y`#D_)D4;^VESKUX?'2W'<E
M2#9]^*SNLNE#ZB";YSF.[K+IX^Z'N40.GN]0W1Y?P+J./YY<C%"+=/T@:/@_
MK705_@_^#_YO8O[/-L;W?P?7,*K_NS^?(\L\NR'\;5B>1@F9KPO^F2R7)_MB
M2.7^GME(%<Z,'SL0=N;Y<=)#P\"E[A"-,(*V7+!7UVW+=S;?ID884,M^<22C
MU'LOF+7HO/<A#3V7!N$`)462;7Y#6J;OYH__1,Z419U@PJLOZHCG4,,)J6>_
M>`4[,EK=I/^^.FHKMG5U^9;>RZ)DDF>QE%2R#E;7HH$9T,#SI;&^DJ?P)@*,
M75YHFC0,Y8D(),]C3@X@1^`3!-0)U#4O`V=Z-40/>653RPRI[5K?J8J"@7/:
M&J)`SJ>7HTX<)73#Q'TOSRK/EG%)+MDRRQF)TWEVPT@9_2%/%(+#!!GL`#&I
M8]@T<%_L8),:&#AR$!R%.$9(3?_%`5E2`P3G$H(LAQFXG%K*$Y[BS$(&8,A)
M**4&(HXQ!&58PS"@]LN#ZAL<<1BS<.Q(8W\-XX;P[18C_`!!9=F(SJ&K+!O1
MZ>,IRJ9I<E1EV8A.&1Y9#@[-.QZ:+UA:QLNXGOQR7A2LE"99A2-SD82.>+Y/
M#3>DH:ON:14.PX]O.3$-A_I^0'U+GGPC#K4'/Y;T+.I[+G4ERCKC<%J`NK\R
M'8L&ED<-.\`!M,8[?5#+?<.LC;T9]AP?#;I\2/K_G66+W^,D456OP)$%)3UK
MU^K+TT,&)BT#,"9[&`-^/SWX`9*3"S;4>5(8B(B%QN-LQ^,D9_RQXXY$4\?;
MK45T/**P9`03<H4E(Y@K3E`R#2F+PI(1[$./K`;9-DSG'2<!IY1L,)U0F@3)
M)&2#Z80G#Q[A^41.YW5JD6(ZKZ:Z"O\'_P?_-S'_AY9Z3.=%0_USTWG-@#I^
M-;3+DR;B1ZO\@--Y'8.ZWO2:G:?4!7]X[RV;NG9(@_#%49E:;OZ4.MTQG1=M
M[9*@CC@N-5R;6OZ+7`,9+4SG11FUJ)(<PS.I;Z&,&L!X!B*V[5$+TWD!D#:@
M,3V'FHX\*03)$[P:@H:\LJCK690C`3V1DT6!G$\8RHNAO!(%'UI$^%U(`K5M
MDSI>*`U-P$F##,!X<AIE5<WUR@($QQ&G`PAYQ0V&$U#+,Z1AE#BAD,M@R,0C
MI08B#BU&R8JX-'SYJB+,Z95VIBCF]/;/IJLL&\SIQ9S>+K+!G%XUC\\QIW>:
MA^?$,YPJR*2NP@=8.!9O-*<WH)[E4\>?WH16'&\_EJ&%U/9=ZH;R7/Z%\VHA
M<WIMOLN63:W`E2:#B#/I@>;T>I9'?<>@MM4W`0.ZC#F]$^?(_2H*0Y,&CCR'
M>N#6<D&%</]\;)RZU``!)]?IE$_*\SX$"%.&I,)`1/PRPL%S??.8_6*=W6[<
M\[JLDM[5C]^_7L;)FXOY-5NL$_9Q>3\EXCQ=_/3'BJ4%*][>?6:K+*__9%L"
M^L-?_ORG[]?%V544K7;^^.<HSO\5)6NVR:;S]_@01Y=Q$I<Q*WYA4;'.V>)C
M^IG-UWG.]_EM5,3%E^I]OW"AODVR^6]DGJ65A#^SY=^__;?I_FK^[T5Y,6=I
ME,?9V7GQ<7G!5B6[N62Y;53SF[[]H?I"?ST[8U=_G)W=`[1>++G,\@7+MZ@P
MMHB8LR2IMHY__H'?;!&X]YLG`#>,;Y['L6',C&_^MOG@LWF6)-&J8&_N'_9C
MRH/AIVL>#S]MHXN6V<;,;Z1D!Y<P[O2N"NOI9;$:8$R7UTE&Q^RBV\DNNC/+
MNL?31H9;;&VE761)7'U0NLA^KZ1+ZE7UV./=Q7&U*_DFG-Z2;MZXYS"WR^KA
M2U9&FY3$Y<,F*`B.H!,X@AGWM@#'L^#XE:^-+<@G_FI6$/X=S^=E?,O(+U'^
M&_=/9)GE9',*/(^2[1$P>?6!N\"$F-^ICZI..4K3G'DP.2^@ZH*_7;SDD$E+
M\O&R8/EM33;>IZOU(WPL#>#3U6/Y0$\S]/PSS9[#C]T,/\</,RSW^&T:@MGD
MP26,/@NV%NW6YD?S>;9.*U]1N82H)$L>R53"6#.2I20B^7W(0BZKF$4^W=Z7
ML4@V>OKER"6;/F1,=]GTH12ZRZ:'OSS!:AJ<:ULS?VQ?<'@-HSJ#=]G-#3?R
M19G-?Y/%G'\EII'M^7/;IE;:=9#1>,2C=F!3UQABS*(@-`GV@$`3\#<FRP#^
M]#G$E,R?]F-!`*`B3WT'#%6U0&,S\4-+&)6(UV<YI*A2+?6),8ENHSBIDV-5
M6J:($B:-/;&'2[=L\Z=EMGHN>;I]1<*6Y:&4ZR);5S+<^3-K9KF/?U=;A,T?
M=L<-3)<23*PE;ON?2P*WRN%VDDCO?U8*I$\`Z7)&-P.Q$1]0GR34Y8VC.!C&
MCJ/VES!NB4>[Q8@^-E!:-H*3X$K+1G""5FG9B$T='EL-CH$[^N//K"CY"ZHB
MH&A3%90MR9S=L)+_796,2A?D)LO+=53]*`WUPT&QGHR,^*9+_4%Z9'&(/&FD
M31&;.&#6`9LRI6!PP#Q!`,J;&`')/USKN>'S=V3%\A7C7#XA\RAGI,S714GB
M])8'`56#,_B]UH9%SB?BN0YUW"'F)H'R`WR`*Z(`3>&*P`"8G,X38@4AL<*/
M_->W434PHN`2CJL&<!X=D#PJ&=F.*KJYB1$NP-P(4VR7&H9%0VN("S01$DP/
M8+H\J<SW$(1HJB`J@Q)!B+R8;,8*&DP&\NK"VU%I_^$UR#$;:-..%FDS(6A?
MU")#`\G*Q)^#F5H&Y^3'H<2TJ.]ZU`L,:5Q5:YAJU*(&F(ITFS['NLW_R5.V
MU!KK&C6I`>M3"T(&(R#RM:D![(-'-^[XP<W^$D;5OI:+$=\9IK!LA'>&*2P;
MX9UA"LM&=&?8RZO!K.A^^:"=NVR.IH-V_)G\B2&,CCZ9;#`Z&J.CA]0IC(X>
MU3=\XK'E_.XZ2WA(>.\3N)E/HG2.%F&]3_]Z!</DE6M2U_1HZ'L#7%2/TAY%
M<3*U)XFRE:CCF:0VJ(Q`%.T,!L"F#AS,NN.._;PNUSDCJYI@DTN6LF5<5G7X
M49JNZQS,Y-1T4O3ZY';]E1?0P+&IY1A@W(`.GK2D0"#AFBJ(RJ`$+Q\3DTT]
M/ZCZ2?ID+Z/T-Y)D4;K7,5O\'JW`V:'#PWN.5Y9/'3,$ZP?X\*0EP0+KUU1!
M5`8E6+_ZF&S"'1`WE&=QNF!I^<8UZM:*TR*#VX!YE"0D6Y5QEB*$@$$8P0S8
MW`R@5`?@4^Q)?>""VFL*7%![8'(Z3QC1V3"$L-U9X(J((5;K$B$$#,]X3,PQ
MJ&_YZC(QA!#*@F_:P$4(,6[]A;BW1@@!3$[F"2'$R*<0N`'@JZ!B,PSKT/RL
M9Z9NP78-2-S<P*5FH#!SZS_:$]"4$9IJ/ZF<N>X_0!0:I8=&J8SBWH-!`6*Y
M0=R(N^"&@]/<<)"TF&NGP#2[X:\Y:#4_&-."OU9VTS*IX?)_EBM-L#+"/03`
M42\<'4'96+[LE1]0R[#5!;:8F`'`QBPD";WZBR$",-L!LY5[-VCH6S2PK*9\
M_G49<4E7/W[_>EV<7471ZLW%_)HMU@G[N/R9D])_59STO+Z<ZSQ=[,QF_H5%
MQ3IGBX_IYWNN^K:BJE^J=_S"9?"V2MW_\)<__^G[99SLO.N[ZRB]8L7[],LU
M>Y>E=3P8<2K\=C//\^*:L?)#G++W);MY^)1_%OS]/[!;EMCOT]6Z+,@\2RM)
M?V;+OW_[;]/]U?S?B_)BSM(HC[.S\^+C\H*M^#M<LMPV+,-TOOVA^L)_/3MC
M5W^<G=UC^V0!0@V`_ZR+,E[>/>[HSUF29+]7-#[FI)\4ZQO^OG<D6Y+Y1@J$
MXY>#H/HV"Y86/""8[XCD?L8I*2JA\`@B922NQ$)NMG(AZTHP)*DD0VS^;I5L
MWNSM_@F^9/719UL5\ZJ`?0^UZ66QVH]-:FR1C6IO-<_8:MV<)4GU[GSM!WZS
M5?.]WSRQ.\9#-'G`O!C&S'BXFV3.MR!:%>S-_<-^F'HPI'7<IU_RH"GV.MEB
M;V8W,\8'US!N1/O<5I_>83G-JD+V920L>@C$Y+2>V>/=Q7&;5O)-.+V[VKQQ
M#SB0)W.9S[=SF;=VO!!/:@1AI"NG<00=AZF-D>V$P0U4R-O'"8/G]Q,&)P>4
M$,;D`%#>W]=]?*[J/CY4=1_O'NL^E`6)TPDD3DT2`))]D+RMQAY]J,8>/87+
M137VJ%_AECLSQV9\>TL8%>?MUM*+6.DMF3YT`I)YSG_J+9D^3J/_:DY4Y"K:
M6DHXHV\;^W!V^R.;U\DG8IN45/DG6?C+<-6!S;14CZJ.T]\9_\IQJ6T:U`L'
M&*DG"CN"?=\DL$->>2YU'8.&P0#']K(AH:&OGP02.E@1L[KAF0:N*4W\W!HY
M@KD0D/.,U>'$Q?9[CG)&3(V86J;($3$U8FK$U&K%U)OJZ:LH3@OR*LF*@A7?
M[5<XJ,-FAHZFU9+.T/'B-*33-8922SI#QPE@PV##<D@&;!AL&&Q8.3:\G:/B
MS\Q^DQC?I_-DO6"+JI:817G*OY3X,2FZ\&,ELWWC]0M[U#+X/W^`:2>RL>A)
MG4F=+(E,;<.BEHN3*^!%SZ<ANO=T"9D!;<F>^@X[1$8#&0V9XG9D-)#1D#6C
M8;FST1,:!]<@<SZC_E4U_W65LVN6%O$MX__-?V:;LT!IPHI]R8JT_2+:@IY!
MQL!4;0LA4\1HX:D]2128M%4.V3IPH1PR/DT0X*(ZAP'P`_"RJ!/X-`CEJ9UN
M"S/9>H\!LQYPM&GX<AD_TC5(UZB5E$"Z!ND:6=,UICU^NN;@&B1I</XERN?7
M]]W-KBP,:5]BXZ1A^@RP?&;/U3HS$]".YIK4-3T:#G'+NB"PB4EK`&S'H.,%
M-'!L:CDO=C-J"9V7$P:`SLGME$,=TZ>^8TF3-&@+-3%)`T#M]"[1\CG87IP.
M\MRL9Q$3F>M1S_=#I/=&1S\.B_Y'EN9/YT7?CXH^/M&YIIRV6?'-4TQSWMNE
M@4<8AP]Z]K4VA<[,L'I.,/;L!@7T3J=+>1QC9C4+8`XO0KD9QF8G"VUR$]U+
M2@/.9'SJ'AYO+:H%(]7%0U\)2Q1U,E79NU-<4?4K7QM;D$_\U>SYVZ:4^UI\
MM\[G97S+]/E*W`G^QCUJ?7&8/M_J?74D$\^CA&P(@QS?[,!"7]64AYC?:6`9
MN]XX%/1S_HI!\X*_7;SDV$Q+.5!YBB_U\;)@^6W-;O7Y4ILX1([O\[SIL(8T
M';88RV%WLAS\4V`Y5%>R?Z;9@^W0YUNI83KL9J;C-+7HHG,#0FO1.Z%A0SV/
M7\Z;[N2P=N[GE2&5T+)"3/!M@@-513:+U)46C6"J/HQLFI&1MJ(1S$6.+>=$
MHTQ$6UL)!_O]DN7E573%2$4GXBJ13NKC%GFLJ1X-S%TN$SWTGV'@4]_PQ1]L
M-K2A@TUR:.9?]`#+=)\DNH:Y-;(%TP-`6S\H-B-CK9$HF(WI@<03U8*0!AX9
M]+0W/4VR*"VJR#]G44)8448E&X:BBNC!TD.#1/9960;E7T==,@":JQ,7Z,<C
M#@=WJB(;-%=9:(\%10EI+KRZG%Z]P;&95]>LCWQN=G`1X];4WI]3;NYJB?J=
MH[6LC!!#L/OT*SRW0VHI8^,@E9C4-N1*#7^U`P(Y\Q8W9;9ZSGYO7Y&P9=D*
M:MN7U5NZ^4.`3Z\GB7+.K56F#QF'SDQ'9^1)9K>&N!B6#VIQ8FKQ7)=CCV;$
M)\V,CYV2>^]TGBX^Q-%EG,1ES';>]_/3-ZU6U*+-\4<V9S>7+*\['9W#G8X"
M&Q--XR&`.0!NPY@9?3L3W091E!UVT3T[G/D->^X.+D*YSL2NG*"CD$093$_0
M7,/G=EFQZN3!6S$%P:-KI!X(RIII`H]?USO-F^2AYY'LM@KN-]B141K9!.&J
M:RCB`%<-^U?(3L/8IE>"C-'.))O?$I7.UQ!`NWU#>Q`Z65N+Z58"'I=8'ER#
M'-GYIOTM)TC*B]7O?1EW4^\R6QWCI*=?BUR".;R:%P5C-3Y-5UDPAQG%BX+9
MT`G=!=-)E9H6=QY9RXEJ&85[`/EJ&=]E-S?<M!=E-O]-&B,^5,V%J.2"'C47
M`D\-B$=]U^+_ABBF%`0ZV5(6`)VV4),MBP&H:7,^*IM+1AFDTI`=5@5.<U>#
M<-8OW5T-FV+,HDKFU.?3)+J-XJ3.OU6)GR)*6K0Q"38\+6=4BPD%,*-Z6K%`
M2]")"04`.D!MH%``4!N?ZJ@3"PSDDL752@*RZCSM#!SJ&0MXXQ\!'UH"*@M?
M$I%(OG_RU4@EF3ZD5&_)].%0>DM&]/1FG.**,>.?65'R%U25.]L6VVQ)YNR&
ME?SOJOQ.NB`W65ZNH^I'64S]H.>\R!$+9VJ^Z5++&.!^.QF/=($OH&H4N@%4
M32X!@]&+4T3@L(@&&>]<4KGAW7=DQ?(5XYP[(?,H9Z3,UT5)XO26D_4;EK:9
M9JZ)/9D4#Y?IB7@A)U&VJZX+`S57`G+J`PULO0'0P(4GO+]@AET%_"/_]6U4
M=>`7G'S'53,MYX(DC\IJEG@]`>;F)IXP.43EKQRNG5C4-$WJ6J&ZAA[].?#\
MZ*(!(-"C`D]UH@'>HBFK/@.\I1\4,MC$3W&-)1.;^'G$#I@&M7R'^J8GC4-J
MC3'Y^DB`L<-H"ZCIV=0,AAAL+PAL\G62`&P2G/O*#5KY>DD`6C!T.1CZSL!Q
M$/23%R6T78]DTA%\?JZX=`0?^BHN'<%'ID?7@P/'KK[A4Y;$\[OK+.%DY]XG
M<(.?1.D<;2!ZIV$[,#KRRG&I;1K4"\/OE$4'*L5T"%*U"W51B#9)'*N,0)3*
MC>MGP7N[;L_/ZW*=,[*JZ2^Y9"E;QF55<Q>EZ;K.D$Q.*2=%?D]DNU]Y+G4=
M@X:!"SZL-6`4]M+@B7KO+UB8=`8?Q.PT'1"74?H;2;(HW>N%*'Z/5F!H4-BA
M8O17MDEMWP#'TQIR"G,`<#R]]Q<<3T.7`9:HV9X_D]^?1TE"LE499RE(*RR0
M$&MCFAXU;`\,%?@"JL"+P8O!BT?W2C(]89;AE)CX42RLUB48.6S?\'R*!IZO
M+IT"25<"<NH##;P=O!V\'4_@[9/B[<]ET%^<A#DY(XA!F#+BF9.NP*2>'ZC+
MNC`1$S1M@!%``(2R@,!$S,FY+`S>.=%HS`3C=T[/=C&9ZTA_:94+-*D96M2S
MY6E2P^1+-=#3T[M8/@T-6UW4802F<J@;(NTH-V@Q`G-$1VMX#O5MJRFA?EU&
M7*K5C]^_7A=G5U&T>G,QOV:+=<(^+G_FI/!?%2<\KZ>JGZ>+G1&.O["H6.=L
M\3']?,\5WU94\4OUCE_X]WU;Y4E_^,N?__3],DYVWO7==91>L>)]^N6:O<O2
M.OB*.!5]NQG[=7'-6/DA3MG[DMT\?,H_"_[^']@M2^SWZ6I=%F2>I954/[/E
MW[_]M^G^:O[O17DQ9VF4Q]G9>?%Q^2.;LYM+EMNF99C.MS]4W_>O9V?LZH^S
MLWL<UU^?;)"V!8*Q!<&<)4FU6_QS#_QFB[J]WSS1`\/XYGFX&\;,N(?[V3Q+
MDFA5L#?W#_NAS,&PQPX:A#U6I[#'"F=6(^-P>`WCGRRDE\5*?*C2[##P*QD=
M,Z!N)P/JS@)'3)+CN4W>71U7O)+OPNGMY^:->^"!/)DQ>+Z=,;@U-H5X-RL9
M2%Q@Y`!&MO-X-E`A;Q_G\9S?S^-1%BA>)Z!X,Q[R`BE?(^7]_5'PY^HH^$-U
M%/SN\5)$95'2-;\1`B6'4/*V&ASQH1H<\10O%]7@B`$J2@33/@D+2K8.G9OL
M>]Y/;),23OUM272R]6%7'QXXF;.KQJD<\LH)*%\=];P!2B0D@X0+1#SBP'.I
MX5HTM-3%01]2!R!TSLJ:U`FJ(X5`%IXW6(E5".`T]C-N4`W/[3EYPZV8\K@D
M[]`21N5XFSJ&JRA."_(JR8J"%=^]D443]Z0U-KEKMQPM1-.0Y"@L&=%N7V'1
MB'9L1Y:#N+T\B],%2\LW_LQTOWY9"S/_/ITGZP5;$+Y\%N4I_U+BNZ0E"]@F
M%<,/4E%A42\(:>B]>,NCEEB:4O`_3-FR$P34<`?H;T;Z0.LV"03YDFXOZ-P#
MG3.-^LSN-'1N\RM%U6IH+C<)X70D)TK)9FAWJY1PAG96,/7/FWIG9O<+W>?9
MS2IGURPMXEO&#3[_F4W1W*/75#]6+5G%)>"@KE,''F1K1=_)[CB.24/'5A:8
MLI5R`IC-<]0>1Y[1,S%ASUJ0U3Z4]-`'25H#ZG10YAXJNR>9<9AFGX[)9_96
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MK8$!A=-LLND?+PN6W]:Y)@WV'$ZSR9[_,\T>=AU>$UX37K.',KVO:J,Y`4W(
MYAA"`RL*S]EHX^L3*0VV&T[SQ-NMJKM4:V,Z#/+NY?#'*GZ5>`ON=:.>O#1A
M2^B.>.6I`O!X59=P$/,[#2#2AQL!(L<@8ND`D3Y\"A`Y!A&[&404YV`CMDD\
M"'P3SQZ_#+*+RB+U(E7J12WIH"A)IG`>EE?@L,,'8YSNU#1WOW079A=F%V97
M*NS`[(Y->'_)\O(JNF*D.A.-JZX*4K??M)@J.[A=U;L5B=C4=TQJ!P,TL\EF
M#TYX>BH_(@:8[Z*+-\3^JJ&_)SP5E7]_3VS1P6&Z;LEG%B6$%65UB^`U2S:Y
MNCB]Y?]5W3RI^1&I_(HR\*0@UZ:N\>*D(#V-[Y@'L?*#4&%OK.*Q*P`AH848
M\Y!5?D!(YZ;`"$]3G$4B'.:J9JIPJH!3!05.%1H,%!5N?J6;-?I@?0_Z/0D.
M<S$Q[31)K="A@4S'%"V'[HD)M`&A\0>5#T+@)0H@!YHV^7)"`<`?'Y2:`55,
MH@-`/:V3?VX(:H]9I?6LTZ=#5'^.TRB=QU'R/BW*?%V=[!3O(OZW;'%>?JR^
MZI?K*'WXK*^GG9YPGFF]'_]9%V6\O-L3L&[C3"VWP9T)G09E6][,;Q:I'5S#
MN"%.EP;,KM;,%Y.U?4:JBG7&5";@K@HE:ZWO$DIV'00NZ+A-CVW94Y"66](I
M9;+)F&!+GMN2;2,J5$22_8"*2+<EVT9<J(@D^]%/14"XQ.F(#1V19#^@(_+M
MR:;LX*>BC&^J>UY(E95H$:"<ZMYMP6&YS(4?W>?1]=$(><[D/3%G\CU8)V0S
M8=E`J206#MQ-[^[9)(O2X@V<#`PI9#-9.PKAP,D(:6\LXGK.]G;,J)0.1N\Z
MB,,-'`9U;(.:H2^^OD8/;S(]D,A>MP5<`5<*X0I>3;Q7LZD7VC3T!JCK!TKT
M1@DX_PDX?U7(6A6\SLLX2Q$`2-WR3:R0NH%#+<=5UGJ"N\DV*D!;.@>H`6K@
MA/IB30=W".#("QS$%UVW[EUVPU\Q'^Q(`5.G!E,=QZ5!8%#^-92UN9+U-@!H
M()+`)K`I/3;AH54`)W%\&G""&YCJ%@X`:1HA#6'4:>I_*4E9FVGSR"R<<E2-
M:?'`)W2HX]C*FE4DQ%$W`UP!5ZK@"B[LM"[,-JEI!-2PU'5A@$172)!#_]D0
M$J#P73?E$X\YYW<;`@_N+G4X>U!I?&H&/,HU'&4M)LB9'%":`%\#U``U\,!I
M84T##PDL*84E!"-==[,>8XY81`'M(#PN#T./.HZGK%D%&Y3#JDZ`#0)J@!K(
MHKY8T\$=`CCR`@<A1=>MN[C.\O*L9/D-B=-;5I3UQ4F(+N36"LN@'O]GV>J:
M4U`^4#Y`#5#3"VIPAW"'`(YFP#D>7<P,-T['C2WVEC`NW-HM1JPFMEN+6*X`
MN>@F%RB2E()!0JCW%4D?XN@R3N(R9K@G2?&(%++11#90*HF%`Y_3U>>\C=+?
M2)0N2/98X$16T5UTF3!Y/8Z2(73S;K-75D@=TZ"N;WRG:E8%F5\TM@)7P)4J
MN((+@PL#)"2`Q"Z7?UW6/+074ZZ_[W_611DO[_:^P./=["L1G_'EFI%YE.=W
M'`@5A-:LJ*DV>[A]?%G=/K[]S3+C@<MZ?DV6<1JEU0!8$M?72]1E0;3^2[X)
M_`_F69ZS8I6E%<+(*N%[5[V&O[QZP<Z;DNN8Y5$^O[[C?YXS_O8W_%O$_\<_
M.:H^,$FRWXOJ,5N2'QE_ETL>`M@F)99A.OMWI@XA_'J[R6;TV%8#C"WZ_Y^]
MJ^UMW$C2G^^`^P\\X!:3`)33K^QFD`W@\<PD!F;B.=L)L)\6'*D]YD8BO23E
MB>_77S<E6;)(B>]D4^X%%M'(DEC=]=1K5U=-Q7RN8"J7G/.7M;CM_>6%,`/P
MM\,R"\`9V/0_FTSEQG@/L?AQ\V(_:LR-,!$]&SS`S*5AV)SF(5:/J(7=@5W=
MI6TJY4\NNWU%O?KA-I+*%QM-](=2#77RR@VLLV'+(;;L"4A%EFC6\_8T6/)1
M/(JY!8V(:,(/(R+:L60E(LB(B";\:"8BQN'J3D:PD1%-^&%D1#^>W(:)-[?>
M/R=$/JC<1?D`Q9S[-N;`>1R+Q)09C?R8RNS-B>R-$2J--\>8FW;&,>P?+6C,
M<JWEP2A2LS=CU*-F<XR1Z<#(7(M8_BU(>IN=:HH\2A5^4&ASYM@.>I5S3PU(
M3-6AP97!U4D[,:\/6!:E-B+,=C`W*#$H:882X_.WX/-;TS"MEYTF?AB8`$#O
M]B\8V2Z3<0$:[^P#X[N9WF8&:@9JIP4U8PZ-.33`.3'@F/BB+NLNPH7\Q+2W
M(X4N2@6-Z.2+C@S-`;0=Q$:K<S6[VV"`9AQ)@TV#3>VQ:2ST&,!I84<ZMJZ-
MG-?97-P@33.DF3"JG?I?VPI$8DYH!NK#`Q&P`97_9VBT:M4DQ$W=C,&5P=58
M<&5,6,LFC-J`<)LA4WSU^B!AY;U9$A+&A:_+E,\RYIP^K1QXX[MK'<[F"@VS
M`83R_\;I-U`R_IJ!FH&:'E`S%E(3K)V`A318&A663#!2EYM7VVE%)A;16CHL
MQ&P(B4W@>`]QC3>HAU9]!=Z@@9J!FG$63Q=KIV`.#7#T!8X)*>JR[N8^C)))
M(J*%Y0>/(D[2N4LFNM!>*@!U;>+2T:I3X_(9E\]`S4#MM*!FS*$QAP8X)P:<
MXN@"JXLHP\86>R0,"[=JQ'0KB=5HZ=97,/MR:OMB!$G+C3$)H<8CDC[ZWA=_
M[B>^,'.21AZ1FKTYD;TQ0J7QYAB;4]?FO/6"/RTOF%GAML#)>O">O"]SH:_%
M&64(7?ZVV7>(VRYW;0#X]V/-JIC,K[G8:G!E<#467!D39DR8@80&D-CUY7](
M4C]4_O.G'^[\^8\WTWLQ6\[%U=T'/_`"U27U,AW!D);.7'A1Y(O9>9(6Z]_>
M>X&:[IT.]_[YO_[S/WY:QI.OGO>P\ROOY"H?O<1_%*NIU.?)\S=NU9-OY0:]
MG8?3/]6H![5;U^+N[V_^`>G_PC<_*P+_>S(17_^:3#9H:LV73[GTKV6<^'=/
M>]N^G2B_W<!TGZQ5SZXU=,`:-E,QGZN?EVC,^<L:IWM_>2$%`/SM,-@!.`.;
MQF&3:3B?>P^Q^''S8C_<.A2:%1[A0%Q+%'$%NU\EP\J?`T6Y4KFY&WH@K4$E
ME_&CTUGSM>S6OM0P4RDY4K+;5S&K'VXC':IDTDJ%T@KOK*W,6CNR7RI/6BI-
M,#8L$IR/15:#2(+/L(%B%HJI==A!7H4JS9HN34=8@2UB!9Y!@Y4L5C:'-T\E
M\7*22@F!?*#A.L(`SFAW/9K'"[1/7C2]MS"T+02DXS%.C=0V4)XUTB0)'PXA
M8_V)N;A+*N!I_:$T=%I][=01]DY,Q>*+B#8@(R,%&73;`QETC38Z66W4,E`P
M-]IH&&U4HFY48JCP0+AKKRI#1%'>H0XY?,<JMJNP\O=P+'AZSB^\]>9>,!76
MS;V04=['<.H]#W2M6'G5K3*KBI::1V6L(_-V(FC99J/&CQ"C3XP^,?K$Z).!
M]8DJGS,(>77ZQ%@?HT\Z08AC+([1)Z710KA!2WOZI$3F!9<HQ>\\\Y)+Q*"E
M^#O'A=9,Q'+17B)FEA=;]V(FG_[5\K?U#C^6%](&9K;.1@ZK,BI2TR"D.?F]
M,;@QN.D1-V6;+;S&O7D5,M7`V3=[<]BU;8,:X]3)]V0((#TON:L@^ZD*;MZE
M<LQ%G%B1=.^LM+A<W;^\"Z-O7C2S8F\N_;]IN%CX51M"]JQ<1A7.K*ZW>FF5
MOS;QK=Y.QXBNHUC_0VT`D.TBM_L+:'JI>".](^&OD=[#THML"*%-7Y_TU@UZ
M1B6]Z]DY>TV-7@^36U31^HIP[I5/RJD-.7MM4ETW)#52/2(FUXVMQR_5D$/;
M80VG7B-T-GB^()>&0<^`+KSYW`H?U'FL-H'_@5T:AY::3'112_O;.&BX4(*G
MNBJET7+42.GI\=1(Z:EQM-M`?M12JJW'/S9%K*O0MM0$#C.;L!ZF#6J%CI(Q
MOU$`XV5QR8C_52D`"T+'!KCAB$B3#,CCQN=E8G(!)LHP4<;I<=1(Z>GQU$CI
MJ7'4Y`),*&!R`8UR`038#.E3`&!R`48!F%Q`GPH`0IL[1Q6`20^T<9$@_N8]
MF#2!"4#J!2!=W'\?L>ZS)CT,LM'*GAG!UIBG)K-P:APUF87C$REKSJ$\!1Z?
M?FK!:B>T0,PF4)\;0R:U8#2`R2WT6V@$;<Q`L]Q"J<'0/4Q7T:T;U6V8>'-=
M\@D]34?O:)!])W'Y+%RJD7\[@?FJW=RI3Y[4\:I_54`88>E06!J,VC@H4W6'
M;8Q8RO2[DM^3E)6,L<<M98U;+QLIZ^Y^K>,"FX-7)W@E0]M7*7BDC4E21O`*
M!`\38+L4E@TH=Z>3-Y@MGLXF?SG=_!?/#^+S8/8QE%^-KX+=UL`E)Y&/>2(X
M<DK,YJ*U!)NBLY+YU7T:"@2[5H8`G\&2B:>*U!#2WB`[0LY01R,7\AD]ECRE
MHC5MA_Z;2*SS1;@,$DM)KO6=DMOOK6LQ#;\&_O^)F27?O+JX3)G6RI#RXI15
MQ^)1U>YU*QY5J1F)>)0QL?J*Q^U])(3U29JK^]AZ'\RD&&R&A)X>_(=/V"H"
MENK%UEFP)M:%%]];'^;A-^O7]1"!:S%/YWW$]_[#>HS`LD`E:2W+L%;&"+IG
MO+LQOB.6VFK3>_6"`H*U8CUXACH:`3-Z*#2;L7OZFGK=$YR=09K]6)U:WFM5
MR_M1-06_J-,"7"]Y;*2:3SP%L4T[Y.8B:IR&(YMP9G/W:/Y":[PTTM\&+UV_
ML@AQ;>3@'@HNC%'(&(6;:A<\])+L43KI^JL"W5]9N"B?KC5J1QE/&-1V@F3'
MYA09RU?*\D%RAIN9OIOE%ZMB!:)>JL.$/L-J`A4-N=#FY*C,:@TA$PV-S9A8
MA#HVA-28B7X"I%OO+^O]W9V8)F.5<6,F=)9QRV72A%2Z8Z87O(P)T1E>N9"#
MC-F<-S4AN+AA2M<6)(\$[>(,O6(,7.EV80LY-7V*2?/1,BX]TM9!CKIV`6R`
MCB;:=49F"WDS@TP-D5DG#&?<1KCT'=UM276[!57I?OYK&2?^W5/3'0V^Q`_[
MU5+#5G[E4/73#Z4KRG/JSS^%4?+5^RIN1/3HJSKQ:P7%TK7GM7;C!8OF?B`F
M6R<S9^*ZVK->&+-;T"BLNW`^#[^I.CH_MCPK7B[D#SU9X9TE>6)]NKFVO*G<
M53]Y4A/=TS<?Y%:'L]AZB$2L2G)F9VW06&.[7GS,49\JL8%COD>`P<M%YKK!
MM)8;3,]XR=&]>S04F<YZUY6DA>OFQ"EW"\=2P'8>*\'<%!U;U4H;:SLQ;D>'
M?R?`BG=B*A9?1+3F1L/J0CJ\=.?2,*@S<+Z0MCN]<S(-X^3'"GAOH'EJ[%27
MTM<".09^=7LWS;U@*AT&(=T?H9:]3&\;2#4E_:;T3UXB_RH)"907)97"D_`B
M;6%JPKV:@1^S.28V(Y5ZO_<L]*?#W)9:ZI5]16Q.B`U!Z:O2!]/4[N`J-(^&
M056H#")5L!A.A9!1XUT4+M)F>%;LS2MUV>]84>;OV[AD:8RO+)<SFP&M]*K!
M0F?<QM*&0AOSIJK6>*N'@Z740]5'LYZ"EZ+[*^L[1%W;=9SO-5*CAO%],)Y1
M8#-,CS&^6)\2#?1I+@W#ZM.'A[D_707\,K+/B_Z3T/H6^8FP9N&WP$I]W5PV
M??.3>RO]>2NYE]YO(A8/8:3.6OS%@^='ZF*L-BK[`">,Y)["*ZO2+)B.;81!
MVLF].HXOX]IWF8A6N6=+!+-^+$GCTJ;CWZI8V'0*FD2'3#>WJ:-Z+_"^S(2!
MT2G"J-2!2;$U6%VJ&=8:[-,PK'->E9J./;@B<HS!KR?-?^18>%6"MPT7TV(@
M&7":H@A3%#&(+VHJ'UZ!(1_^E58)"P.K4WEE\A2=I,PES6D[7F,(3(IQ:"$V
MML$@;5@C8<Y5S;FJ.>UZ%:^T,D4&:4.AH+N?-O%*M[DL$<R4-5K=;S8GJ./4
M&2:UT:LI,@`V`-8P[-+1UNF5!=,L55*+Q27:BG;/8]WFIFUZW5CQIMF-E2JG
MV+8"T5,HK%O/JP-<,H:AJEH>7VV809*>2&JI/$Q/*S"XJ>^GJVYY6W^<GK&R
M>7AC_SY._(67B)EUY_E1FD@7F[*PL:8TC,;64V-SVT6.C<#1YI?&]ALDE4`2
MX=2FK$8;U?T^H`<Z>^;T`/T<A1_":.%]\`,OF/K>_#*X4_].SQV[;`1:U+]U
MCTLGU[32+4[%.+74A`//6+E^S_LT%&FM6DKK#)7LH%F-&.QLJ)';+CF](0?7
MH!$[9Z"C`82Y;!Y+-\</Z]:VM_>1$-8GJ0SN8^M],)-^U7.WS>^6@;><^=+7
M:G;3ODQJLFMYJ)H,[%0>*A(#G3K40.>,=C5ZL_C405_D5^PAJQ406"T@L.ZF
M68X<"-VWK^U;KPT?H*<#6:Q(/(I@6:G;G5:2UD3EOIIS6\LA-B"N[>`J,QKU
M8G03E?IJ&+T3R1+'I@C:+G:Z/Z]^?<KS-Y%8PHO4]4*C.E^'1.W(%K2Y@VT&
MJHR-THOW1IMVDH^T,$&VPX_BPJC<YBI7'1M9%W,OCJUS2_Q[Z<M-4&T'IN%B
M$096?.]%8JRB:=3RH$<%%CB#Q.AU`Y[&,#KN'KQN,[#^9'H\>H:H_&[ZJ?6T
MV<G.6[W8"DO^=;E0!8DS?[ZLV*-:*P5@K(>Q'L9ZC!,\-:W'X1*$8X4%:1W"
M,IY\];R''W\5\]EM^,E+EI&?/-V(J?JO+^+G$6<789R\3?M[7JF-N;WW@MO-
M=>;+;=NOF9CZ"V\>__W-Y6\?WKRH77BO:A?^^<G[5QC=/CV(^.KNG?B2G`>S
M]_^6SYO\?G,;"2]>1D_RK5_"QS?6,O!7W_S]YMV;GR%GP'7(3S^T3')F&R2H
M,K_Y>Q"):?@U4#_[:SA7.%=37CM<+G8@P'NKK4#9<Y')H5UZKL[[(/?AC[0V
MK[O%((2AZ_(5.LM3I!U";Q))GQKM^SF<RX=/O?G-\LO,?_1CU54F@UB7$XG9
MTT%LM>4CPBASFB&X:.=ROJNF+O>X2H(1*N;P`3K[EM**#$2(N0X>N=1>A)'Z
MM42H=^4;&2E%Q"4$$>=4Y+1PP0YW"7;`V"2S:%T<`^#"D<AB(9,(!(!32!M+
M7S^@V]2ZOO6F?XI9SH(PE.9P=)@K7!9Q6#/$]<^J:S$38J$BAL^1N+M)PNF?
M&691%[/V>-7FNC*"PC@%G+=(;9O(RNHHPO>EH"YBSA\]?Z[8*".\&V\N#MBI
M!DBY#&;+.(EDV/C)CU7)MA>(<*G\A_/Y/+5\Z>?V%RE]7HH0W:ZR)*7YJY-6
M-G[QG5\BN1-J@V1@+[_94!IJKA&YG.\:FTKD/IN:PQO3JK&IN48'<TP!6EF@
M*J3V#-/Q@W#\$.L`0.I+&_O[,?2"^"JXEBN4GY:?E0^^D"%+$BVGZ2690LIW
M,F#R6]((QIO?WJ>:(D"HI'M%=ED*>B'Y0KW(XL3A1%ILW>B]6$13]:-9EPDX
M#.*N]_=\TZY1XDW93E'=6D,7(.PZU0C-/K?]K<[&L%3&=(3@&GNZ42_;3UT&
MCR).5`1;8\LD8Q%E[HZ/D_O#SWN2TJC<H+5:4)F)Z5/Z;N6',\@9!V2U"4=^
M^,6Z]S^7VL/*C\:(`]=Q=I)]N;][<-F[J'D7+K\D=\OY^70:+NLP8<(A1@CG
M[\.Q)V4WYEI,A?^HU/;.3ZC#U<H;Y$).$`5[&W3H][>7).\EF&]%M-@!SWE2
MS77(:$S@("G9:\$N\83^4UJDT4$)AJ-*9S58+":40:K/,4F#I2`$.7>@_NG6
MHVNL>$3"L$/XF(Y(6ER\8KB+-4Q<M+A&BAC7)R7;)G)=BN'&UQBIM!8?C3@4
M8\+Q:<AGX7(I)Y!B'8\L&ZS*Y0#3ADGJGF2PQ*$(=HGCH%%+7?&9`G*P=%%/
M0^B*#X8`Q1R.2^8*%P6E92]1JJ2!S!6CD5(9UXZ@"N#((DL<>3E0A82G(7,E
MEHL0P&@485,9WF$":/.3\NX1FE$3F`+(,2EAGO7!7;:>1`9Q=-_%T$.%9YPA
MEU%4(MSL33%G?5#`*,.L&9I;.7,[(I-U#X8A<P$$VIS)M;]"[&+.L#YG=NVO
MT)$"Q#:'8\,>"A]9W-CA-W9P=0"=]@[02)7#8$Q=1'"=@[5N"<X]"L88,"A1
MHA>UAPZ"L0S\.*,5SU<[/PC.V&0$`'[V+[4Y!LZZ#I)."@!#_1X"9^F`D$#I
MV<+.CX`SCV8`0@!1YP?`68@P#AA'`QS_9DB9R&"=P`$/?S,427(0)8CW?O2;
MPR9`7>+2=@]^:Y<=W_H+\6X9I;?Q5")&J&`.HD^A;M=3?@NO[K:;]#F,5V.T
MAU[AYV4DI+Y9<?,`C3UR,.VGIQ/K^EGV1Q''Q6PMRNU3Q\&P865T>U!MO*85
M-#<U.,-CLYSL%3$).9CMY^IUUR>%3()`%R85*)`^+D#II#*ZOWS3M\(XMJ)Q
M&;-^+T;U@\0<D\28E@C+&AJB"VYVE7+6?'`(2IRQ]6\^LG*HER!V>8_LT'<K
M7`LI+5(R-'48I\6$5SNEJTOJ4;!2A!Q4XA"_'U)S80`A=UQ2IL5$-I=:2XA(
M':NW+7R5_X(941O*_2+UHM,#:VFQVK$-SC1<S;#."*D85W?+DCZ6V%(,3?AP
M,73;*UH[-II@L)WXF6`$RA1[Z*,ABJ-G31C4,'9NHTI6'T517'3I.B7J2_71
M$_H&SK6DJI`_S$6C<B1&PY^F:8T6"GO[5A,9+T$&-OM]V720_JSM1WI@YEB4
M2`A%=*B41CDZU_(WU%%$G@!V49;94N!=09`8X!#3$F=TG60(*H`4,<;H?HND
MH0C-!P"GW,6U\ACGCR*2&ON3%_TIDO1/5_*=VA?$USF),Q>3YTJUP@>T1PS)
M(P7PBJ1L=O%8A?A%)&9^LBI-NGZ6JLO@_;IK^N=T+OME,%7!M72;5_\]1OT_
M<N_]`_F_+5_;IVC0!9.A%GR\A'*O_G/U!-3)D5;-,F+B0(?`HE+0_'4,<G17
M?9UKNTMYL>'M@9OE_/B:W*2$NPQKP<VNUKEV20=C9MLL@P`"!Y*&/--"!9V&
M@CD%]7$:RF$THM^18!=?CWGVPM])E3,/8[E!+1X2(]7);/?DM1(AO2WA6,3E
M`-?9;6NCRPIR+M\3`//N%)4FM'W,U\H0U[VPAQCF[A#*J:=5;K(_@VBO6KGD
MNA&%BQAIZL_TES&O[8&R81C9-KLXDGJGJ5>@@=XY!:TR?IUQ"AIA)/+>C31W
MX.Y4R.0CZ"!2KEEXC_Y:A0R_PQRVVS%*#_HSV\RQ"W%>2_.*WF8F"WZW_N:3
MRH=?RH>FEX\WTE(G_\\H/)QT/_ZXK@C-.QM@S&E$9J_];U0(=2'?B;QILI3^
MPOIIDW=+<1E(#4(S=I1#![H==4)KLX]+C95Q@,;0R*YH9<[M?;24_W6SO0@P
M=EU0HHQ%=^8=7J*,\0%!X^<B`JLEHJS*IL1Q`>VH0V^/7#RR1-6`BY,1]`\[
MLL3SNT1$>:MS',A(VF1CQ`P\N#KF8.*ZA(V#=PWJ-3F5JG0DNK3!I4$HO5@P
M@A;H30>L==EMLC=VEEDG8>[&0=6<G]G>C!@Q"'")^Q0:<"FGCR#B#.!FFK'[
MV5T7X6(1!KG8:33!J]U.9W67H-<$-;TWN-V]4U]*TTW7.SWPCF;MTNJU?ZJ/
MJ;S452`#Y;=/%_*7OX;1TV3]PE?<EW]91=F*($E)1K@RV3'JNFM!S-*43VYQ
MH[(.Z749<W+(W6MC=DS%#47Y9%U]5TA?&ZL@^JRB+ZB?/VX%,(-RQA"HAO(2
ME-;=Y&.44IS6[.LBC\=(A0#J*8K'B)ZH<73.4/A-GW@N]R>)LY._*(/8[16D
MQ\B!A#)2+#,?_+_$+.N\O=0CU2NS'0*=]1%?J2>T24].X;2:2[^9,U"-GM]$
M<N%%T9,??)6.RC)(UM",GS/@_F"V5`U#W.1Y2]&YNZI=.%R+N7)S;D-=5L9W
MUU6.TI<"MCV*N`RFX:+X;L%A'WP7+_(Y.9,\.7#<74VZ__`FI)$FI"$(7+BY
MYMXZ:=7K!ZE+(!]BHP[TO$:$#;$W^>US4098G`('#0*LLA12BB`$0^SAFJ0<
M38\P(UU!_NBF'2:)NW33&+;?75KU);Y)EC/Y:_+=U&%(F9H%&Z=D$*Q5H-%E
MU.E*?QS=Q]UVOI\C/YCZ#]Y\_I2Z4E=!VH/Y[H7,9++/2!IKWA4&CNYO8]JA
M])T@Q-WM>_;*+N)\TVJ[B\W*9*L(=Q@E10_<Y++V_[C]]_N_'D10XR:C--34
M=7;.8`H?T29!>0XS)P114I<@Z;4U1@'C"'&R0T+.CS9[:,ZZJ:,&28,.'ZKT
MS+505:U3Z<BN@K?)A5B(1"AG68JM$L:EI_Z1$0SD[O9M[F)#ZM-&&*'%M"D)
MVSKM5\$[\:#J#66T<BV^+J5S+V.'\V4B=59A_)&;VG4Q!&A3V%CA0>T3ESE0
MYIP[8',"68>T@V,7WGISU7@_EIM^=5=U)D7>"8\+$':+AF<4/+5CLFN.TBA+
M].Z?=N]2?X["54_U8BDO/PEF`@%PZ*:HN^C)+=+8`B$;@5^O-OBZG;UPZ`>*
M#\1*3GF!G,'=WAX5:.B-]B-LAPZD<+?#BZ;TY\X#DDB!D.A%^T$]UB.1EX&:
MNC!;*A_[_:,W7_X_>]?6W#:.I9_W7_1;GI0`!,#+5#I5MAQW>S>)L[%[I^8I
MQ4APS&V:=).4$\^O'X`B95J\"``!7MR:K9J=R!+PG0L.#LXY.,@3B''R%)J&
M.G7(PNQH:2E1*(!T3";,@])E'(9TE04/M&WH*5B[PR@G1'^7Q42V9P'XM^"!
M;JL[:?KK6R,[B>&Q"#UL+[2:<(*Q@[J5^C"B`6@:!_B`%A;;P'9@M2Q/"<\(
M%'6H%_8(<^IA]\8Q5:(:C:#EV2Y&9`84U<R:1=C_P>K-%2/0U3QH--MS5PUY
MMP^!W6JG[$FBG\>9"S7LVQ;PN@UH)\2NP,/RUD^^T\N;FT,E,Q+:@%R\N\=]
M<%I]",W"$`P`R?%I^QC(H!&J!C;)HM"N\L)/$$_.2,J(&SJ0Y"FX2:.?AY%L
MCU3/*2PEI3T$8:P6=IMR4*K^'/4DZ>SKMPYAX:8;C)#3<]M"MIH"S(L#?Y]@
M5'V1N]BSP5AJWC=L(Z?.Q(9N]Z8_?B!*6#TQQ-CKEML$J&DH<@.V._6@FO`>
M@0ARW6<]`B89JY%9)NR$BVR+=(MHFB0UKA-DV<3!:.KAM/I*87ZT:QURP`2!
MUXI&SC8)&V?;)O]PK<?)=_;ERYO\EXO/?IJ=;:@-KF/7._,?4]'%8CF6AW!#
M!4L5C':X^:L9!>9I(UUNDH0)3#B<3QP/P\8Z)MTPI1,,"HB>5ROYD>B]04%L
MB]*=%YRX>IGHV=?U<8NX+MA5S.U/8VK9(K9L2>.R[7*=@&=!K"97DY:F`S)S
M,YSRJFH?Q,'ZUU?L&U];O_&U';@'+A/>>_``]*_!^I4:9P0GJ+N.P'$1'(DY
M%Q%;:+1H3:B7+:)#MZ9ZI[,U=:!U,8&XL11TC.VI2\\0\9#K#8%4RK_%!)%1
M-ZG.8MFR;'+PC:J+:0`C`,M6'$/M59V&OSEWSH`V[?'3,?HY;&,6OY$I-AYF
M#<K8MD:@KN?AJ7C=[=49A(&$X]BT`_4BHQJT1FR+,H@ZAC%KDY^+K;)GY?!>
M]U1=ZX;H-W.)-!PNM=E2+3:SH6\B.^R/1>9S?[6GOSM!I[9^1PQBA#2<RI1,
M?$W%H>NYS&,8(()2#^XY#C/;:%"C73?.K1?A=%OGADI!U^./59DQP[A78.TI
MJ&]4+122#`/IBC"R@8)J$ISB3<<M0\<4K#&@9B/F%EG&-4Q;.`U"!Q,XT#[9
MC%M;-*W7\+63,;:Q!P:*I6%3D33%@5M3[$.JM6(4C6W]]JZ5SE!856)HCDUL
MSSQ/)52>'38MK.C&:=F/.N-G96WGP'M2%\/8-FG;EGJFQYC1%(Q&J8]M*!9E
MP%BJL4)HU+;2G0E9R6:<CH<\TP$Y80O94MW!;!$Q'C44KS9!P(%>^?[?2+9Q
MS%"<1%V.YS!?`8_CJT_3(9^ZUZUAHZCMC83I@8XBEMY;0B_3WUKG.):-K\=S
M$;`A,IVW:+;F=;UFBFU[YKW:>MS)`@3!,D(PA'VNV>'V3DYZ#7%302$!P+$Z
M+.ZN'UY>/DC7#16'_PRRVZ)/\0XO^VN<K.E:XN'(/AT$>J/K0^L?$?OZ>M=J
MLNBX-25ZFQ&*TKP_FLEV/A(P^HBL>.!33DME2R3Z2JT5Y,@+,]]4_FZKTS31
M(R_1@^3-?9V:EI^6Q?HI[KM<E2\+:4#6CU)%40]'\"3,<:_K;;.SPT-2.Z0!
M[G.W?-J6=TB)37-!'MIH7N"J-$WRJ$OS,'&S7I^F93?-1:K)29C!VC1$:;\E
M:7C#,4%PMQ[7`G>'#V#;M@G_N_'#('OD%]Q7O`_^XC--;N+DCN&I`GO0<>-2
M!2DVA;.CA&TDCG:57!#D68[;E,,;A:E=4&W^+&/C9:;Q^-IV2P%ZV&[*/X[%
M5-F$\D`<K<?M(7`\U%A6-0CKZMD;3(AE#Z%UG^+HOO\JL6UB$=LX__2`=0#O
MH-I47#4J;Z6J>49DJUPARW`LK;'.X;G]ICSD4,RK*1[A5WYT(=+3-D*-%^,Y
M)5JN(6LA6JU^4Q_=LE<5=1$M6Y6E2+',A1XETF0J%W837+`A$G92^11G)ZM5
MLJ'KRXA9@*>-78TX@C``A::*3:$548T7?-THX"G/@MM:BVC]@?HI32M]QXHS
MXC.;R?[A\W']D#_TO)U+IQW8^2;:T`U)JXS9V3DVLZ14PLH57M$LR10/L!0N
MU2RI;+!Q.W]LE@353.3.F=-+#K>X964:TPR:/!R(4-9:Z!,";(**L]C>4&U3
M['J>I^?*CS[:MNV4N_/AX;4AJ?=X!WPW17V!B+7B;W95'`3+.\^MH_:=MT8W
M<_S@[HEHZ6FEB;0LR*9K9K/:)'6/S($N+!WXIBG*I??^[CZ,'RF]8G\)5O2*
M44M/V2I<+^,[_KBPGS&1\]#S*O]?ES<\[/P]"OY-U]MJU&6<9NG2OP\R=KIC
MGY[<Q1N!HIC:[7M"JF_8&H(U/ND-#Q_;&%D#D<ZUX8\HV?V@.F3QF'21;;B.
MKV_IY3W_0WJ1IAN>9_CO3?AH`8CE%9[YQ&ZQJOM/KX&2,[;%W'VC"1L.25.#
MV2FQ-S%5!,^T,I=W>KG)TLR/UFR_.^03767+\"J+5W\N&(*[.%J&?IJ>5$!O
M1^0W_2RGZOO59JKCJ.M=DOC1=\JS3:>/3U_Y[#_RCTY^^,FZ(+0R[C]I\/V6
M9["VB:OW/VFR"E*VHP2'<X@'J?LCY6J?0V$;V&L+[!%HG@0#XELVB,_V(/'@
M2Q#?LDU\UFLPDOCX8MXRM/R;0!\78=$M(,3`*C;\O6EVTY=LT`]CC\?E/;N6
M"??XL>0IYS!4!M)DB1:NB^TJ-W:3M'!#)X@];I1-B%HF[+.XI7A"`#NR>K-:
MWO+L9O9YWX)-VSY++7/B.,1V7X8(.^Q'-2`XM(TN?E;\D<<(-"Y!Y'A>:9?J
M$VD57F7<(=>?]=K9=P#-$Z%?>$V+#SO0*UMVS5IX73OWB,([>?"#D'^[^/UY
MG)QOLDU"?V,S"ER".:RH^4G1MNVR26[WC#M@>^B7;.;$7V4;/[RFR=WE3?'K
MN&+RA=&]<UX3YY='ZB?I%I/\9`/@7'+=\-"P.&EE%8OSTW[M006<=&\EF\69
M\Q,!33A/OG]/Z'<>![A@/PJB-%C]GQ]NZ.Y'>OW)XD*]8[MN$?Z3`3`DZF4-
M-7$LN^PN;@:U7L>AZ-7E`LL2!+V_)0T$NH'5P-XUBE9"G5?K/_^^=-`7(]=S
M"VO?,-ZS3?L3S2ZB57Q'>21;OJ>G:R,'5/*[SX93G:@AF`L1.]NZ(O/LF91/
M&QX.O+RI'1K8!AZL9`@N/2+(WPER8>5"B-24IL#B%K`8`(_@/F"Y&N6^P>7-
M+HC.5T*AQ=)*PTLYW")8TC%N_[D;]`C;EE<V`#PT=\FQSTG,?*0[?X]S-8Z=
M!>$F$XBE-(D)\=8HU2B=Y*3F`+?I%5OYSTH>^@!^[R<1^U-:.N7[ZFX=T*JJ
M.P]>5Q_P;!RYW]RX:VX`^\Q=%X@^RD7X+C"_,O5-\Y]$6;#FGP</](JN-DF0
M!3QDN@HW:[H^3^([?@C;9$5&;F?TV9@5C?J#H:GE"&48AVU4B;WH!C42Q6<0
M`0C@5_;_/`3:2+<AP8YIXKFQ_4(?:+2A^0B;-&,_200>>+C*3C=I=$6_+SX$
M-_0B2C<)CR"S#VHG7."YA)05@DVS:8.RI'<TH\GC2;3F=6\;/WFL5WQXKE76
MGAH%TU9YASS/YOW634&H9]L!]NRRR*=S/@:;1TV^T'N&G6G+1<1+D'*-R@N/
MTO+O^1B=+YA+:XD+7=<NZFDE<0R!7T2U(/0\=[(4M.DC=]^GR_>/[)26!/R:
M-/O6*@CYZ!F]JW4N7"`+>HA8!@DI#S6GE'U(M_^^]G_25.M"@!@@ET`!.MKQ
M#$F/P,+`P(,.F0U%K=?QH<L.2"(+?$0ZZI<\/!>59[J^H"_6[-?!39`_0Y^F
M-!.XC"*N^;;C`.)YY36L^F2:<`AH+.3ENJY3-@DW!J7U'H+EV(00X].+&E>(
M+=>R0>DWZ054OYH`&?.AUTU]Z1?_%L?K'T$8ZM3$G/M.Y<Q?3J(VL]SP:HX?
MEMMD7':V<,M>QII]4"SODV.0UQ$8!]/:@0X1Y+F>B(^L!*'>U``0Q-1@:)]<
M3DLL8$/'`A/R#>55"]G6I'QR,7V$-H:[@K$)PA;=-_AE.FB+>!]#.^62]A(A
M)@]OPJZ?],J`KL5VV=E0U/["#,+<-9DV(?7U33RA0[<!IUQ.\VV`&7=):8PT
M>G[R&@M<YA=C1[]7+*9JV$,.(66+#7/3"SOEB!`+6:X10/43B>U@@*SNPYF<
M:RRGB<B#SQ+-/7QR:=5C3(;5JPC]YFXZ^"+OP.B[XK#S.+GRPTH.0/[V)7(1
M`=7<0NO8NB!\/7\X?3Q_^#V@B9^L;A\_L$T^7)P_7$3WFRS-_]4;YM:53K,D
M6/$L9ZZ5ES>%=-F7GN2KPC0'$J<\D@K/8@"7"B?[82_7QV>:W%->`;;T$WJ=
ML)/*4R>^[CVP60L)QF4T36P*W8B4E%(=]1GC\8//\W=I>8W["[/U'^+5G[QR
M*=A^7[X?"`"65S[[*C:';D@"C*Q?/5>$O3,&N?:>^T&2ETZ=!6GQ^(]*MQAB
MVVXE'M,ZMB8$2FO8(<S]@),"V2Y4,9#Y-:0X#%:/MW&XILG):L53TT5'4_FE
ML""00-LKXRH=0VN97H5#"A"W->#;;Y[2B-X$&;/4T49M\U_8KHN1A8L34^?@
MFB`H\4D%9L6,G/K1G[P-0-6<7/WP[Q48QLX<L&ZG6B?0BT:)=R81+_TP%*CQ
M:V8E8L<W6QQ892YC&%5L\5!T?-YDRJS&P"D/:W)3F4*HQ.AAJ-#ICBV(RU\8
M%L<LZ:<9(4)M)S-`Z(?`_Q:$N54OMD.Z9J>]DVSG0L@+A+?L)1!89;N;@U/H
M1*.D]8YK[9H230UM70^@!3S'<LLK(1*(=Y]LVRO]Y@<1TY)M1>-%5-:I'J[=
MV`+;@ESLN50[?ZK!$[*`;94]5L6PF(7>Z>4T[$((6%;Y=J56_)?9+4UX/6E"
M;VF4LF6]#3U+TM.QXNM)<>PZ;AFD4$,W+'&M=JX>N"2:R1)^2$]Q83P_H^Q/
MJPN/I+;O'0@,@9)168RAXY3/5)L")*QF5:^_%<SV/-YBER^CDT\Q;_"T29+B
MGM&N?^BV.1?O5LTOD<B[19[K.*`PM;I`#$^5ROYHE/)GG8<OHR_4#]^G&5,1
M^7@LLL"NCV_[L#IF5N&B)#II1LM'#1'H(5>#0%6XJXD8]I<O=$WI'4_2?$[H
M#4T2NLZO[\DVJ'2(Y93M'#N&U3"U4A9`!EX9"[U.?'X%IW)YYR^VUSVJ<N;`
ML!JF[L49$7@:,V/UGKN06&!7T#=2ODZ)A?V0Z\B-U97.(Q8BH^7JU#11';..
MM%B-AQ:$3+#CY>E$F%C;&%1!]TP_U=O[@KSRQQXH_:6D<"ZT41X0FPS$=G$.
MD)^KR7"!">]U[7D#9.>4N*,`L$=BK,X?FQ#,+\L.E)E3XY$*R/Z9L#JS$$0.
M&"4KI\8WDWB%\UUU-D)H`S2EE)R2Z1V,#-%\5Q.C=]>;)Y"/4^7R$#3H<[D6
MD.W)99'[+')Q:K;%!)E]LTE-*P!"S[+1\'DX16VW'&^$-)RB"D#FN6`']4C"
M"<6GD6I.`;L``+N\Y:<I6H[Z910(8,ZP91223#X!8I=IG%$XXMD$XC)?6!1*
MCR0H5E0HRW8]S][/=PR7O,6]5`^[+B`F,L]JR4W<*PFV:T,\P;0M5M1_R_9J
MJ<8ALK:JRV'O[*K)>O13\KVCHA%(4O;5LSRWEHO7"D?<OE;.@ZU06K)_LM%;
MY&"(7/@\>;8_9M])E9)Z4L#RE?:4[+O\$='U[S3D?LU3%%>2-?GCI44/=9'A
MM8)1JK!7`7PPVE=-Z4DKE\<V,Y%["=5)M,-24S]EZ'E2P4^21_:!:&F=^)/0
M`",`O<(]>#;-;G(F<S8=]^JU%O=)/5QM>\BSB]5;Q],/JGX8O<75\H@V<;&%
MR31D)0#1N*#Z8>@GI=9'[8G+CY]P`E)JA>BXS#N!SA!2ZHVAGY2>U>]\HEG#
MC3S>(!.7QXI1Y748+((0N+O7SLQ*3B.:?C+<'@*:E,B!KN,"/`'1"6(T*['^
M(/H)*O<2<W6IN3_0\VQ<=O8855*B(,V*2@.*?K*ZNF7+F[^OPOSW>L`+V!9;
MUU,0EP1.LQ+3`T1.:/6Z:P]#0,K#_*"".8!%+_/5)Y-@,)9Q_9D!M6U+JU<G
M=)"4P4@L[-AEXTR-`I%BE"B(GH)J=/V1Y;&=SM+J$*A*20"@81'U0]!'/FU.
M/R(6@+:E-=J@))]6@#8[E5BV_@U%G$6B"/K(1^!4!``!P+%&EY3(`0Y@U[$&
M,'L:L?217H>;#]B)#(XO-$&$)F75'T(?$;6[]Y8#(<90JVNM)"-1B":%I`%#
M'REUN_2\0SSVM$9;E00E@=*DK/3`D!%7_1#`7S0$9=7*@"(Y@$0GV]6G>KHW
M=U-YA:E/#YU*;XB#@^N"4;^.42F-4T*19]HZ[I.<1#R-R5]OYHT>4VW]\;1`
M&)*@[FM$QL@IZP<?!Y)1I96,-A1#TU5?)96RW,&IZF-C*NVMQ&?1#JS.STJ1
MOWY</9IM5;I4"4^B&U8#MW;%^MI!]>^JU]2L0G`N0R#KE2T-%5H](.X;Z/S]
M9V.[63ZZ)AC*>U`KB"8FJO'#]H`+Q!1)-YJZPF!0;_4C@H67E/+BTLNH_T7?
MYE?`JLV59&<S!+/I61S,[X>81GG0%C2R\*F+D]@$6O$T-8UWR\<.=>"YVGP[
MJ/$MFL7;\G<A*8?6`:#Q*26;&2.9^:_]G^]O;N@J:_RZ-`=XZ+[<RKJ'UH*@
MZ341QW'+*FM!!(U_5=,`WJUB5V_2/F[OJ1L(M]AA&`'AF;</'_,+4<DFOP[%
MHUS;HGYIJFW;V?4CZABW_]P-9"/'DIK[?!.MTR\TI<D#7;.31?'EZ_B*9EE(
MM\7"<?*%ACR(L0S]X$[!H;/@$RJ5&0W"K?O&;,WJ`5O9@:YC/M(G^H.-%>3O
MH_CA,N9QNLV*>]=Y3%7A;,%?P2BQRDZGC)-_Y=E[\X):X-DN5D:[G72'N;@.
ML7W[B#M3^:-()V$8_^"?GV2G]'L0\=M1ES?_HGZB$$M#F!UUMV!E9S,$LZ:K
MV,48EJ6KRB`_IDGZ.8E7E*Y3_M`@YW<>6I!F6K6?7>NH?><]<(?EX+3,+"99
M\.^<.PJ%+<3SRFQO=22%X>NQ8X<`I[P#W3CX01ESP;Z/Y!>G2VQV$'`%-:F8
M13.L>I\NJ36X#ZKETM`G>N#NS2'NM(_;>^IN#@A,7$\W7-[P%7&2,<Y<WGQF
M[D^LH!SLZ&6!UEJNABET`JHQQ<4NZ2@M:X-3WN0YW:1!1%/F%_VU"=(@#VXQ
MBW'.7]8K'IB4=_DPP)Z-*@]2"<RB%U73^<<F_.5[VPPJIG=/CQ#*'PU<&SD\
M3R0]E0F`39XTMFS7!+[R1^7M;::B5[=^0GF_S)44']-U^=M7[\!KB#O!=DYK
M$#/NPGQ``8Q@/@O"3=;MOYKA=#&Q4=PFN%W%7<SV2[`NN<0__J^WW&O?=NYD
M_PB*%R!I\DNZNJ5W]-=7MUEV_X\W;W[\^/$ZI:O7W^.'-\N+_V&@V'\0ST8P
M:$\_VX[YIC+HV_N=(6?_2#,_R<Z8U7]G`4@6`"ZX$_STZ?9;-%I7OH,6"/(A
MU[MOO'WS-.C;-P5E-2K?CT9E$/&,>?8,?_F9./X+2`"!Y.M5M@SSQK,+?O2*
M(W989=(W1QB3TO;UVG=O?WY+PG7P#_KS/F1^2_:1WGUC8Z^#.]X4(8Y^?54J
MY16_K,Q_DX.[O,GQGOP,TE?ORJ]4P6\'>ONF<?QW3"$*`%)\)@L>,M3,Y^6<
M^;R<%)^Y0SCR:L0+:"FNQNWUC8J.S&L5YI$;<VM/U<;QLK`C3P?0U-/Y<?5T
MZIIZY*D)39W/CKOCJIE]5J.F'GG:4U.WY[/13TQ8X,2$U4],.95,=][_Q7N?
MI7,X;VP?GN!PXXBGI(R?.28BCZFN:&%YZ%K?8\KC9+W^[`?KBVCIW\]2'HR`
M/(#DASLZ@LP/7X)H5JO-W29/[C\U<]R&>N<IJ29ZGC>G?`%2^T(S/XCHN@QD
MSE)4^T2\`+E<)]1/-\EC[JC-4BC/*)BA1'C3YZ-C)NCHHSY'TA8^'QTN@WP^
M.E+#L_SH($U(&D?'9UA^'QT:HYP>.\_7"_TQ!B;!:=PK3GV,;HW"Z:.[-0;3
MCP[7I.1Q=+F&YOC1Z3+,Z['=KA[X_U64`AS=KFD4SW;(X^B<34`>1Q=NNJ(Y
M.GHSE-K1'9RF7(Y.X]@2V=83'ATS\]6P+7P^.EP&^7QTI(9G^=%!FI`TCH[/
ML/P^.C3F+Y0<G17SETR.\:%Q.'UT6,9@^M%EF90\CD[+T!P_NBWF>+V->7WT
M_S].KA_O:7IY<T:_92?1^OU?5W2U.`]^TO5'/]LDS&[2U&":3X7[C;"Y'!CT
M`O'3U<Y]4F88#CL@K/R_9RJA\@?[?WUY4OJ=ANLLOMLJXN/\)5:CY\5*[N3A
M)DY2/Z3S%]K)@Q^$_K>0/E$T=[%=95<K&OGLZXL3?K&?WF<Y9@3XP7Y:\MJY
M#27DIVVJ`?M+$<E'_O8:@GSD68FC@ONEB.*,KK8*!F>W.)Y#GZ%`WG?O,G]<
ME:<%]M%O\<.TA".]T^R30Y.(3SFI0]!!B>0JF;(/^(NS6;#RPZO-MW7P$'#F
M3"P"H""A;O+F)*IEG-S'":.&?SI_-VV?'+T^VB`2*1N0G_JK/^EZ_B*IT3-#
MF7RA:TKON/O_.:$W$PRK24OE.44T29AH)A=K.R"5BVB]2;,D\,./0;JB8>A'
M--YPLWP2AGFH?,X!'NZ^B5!H)/PSB/SF+!W#X3>=L>J])\N_,)"%29X6[Y_C
MW/!?[]NLW<M%)06S/<T<A3+R&ECR_S$37O.MH.79KA>T`(X2&4C[EW?)BK_8
M-1->5ZM^:,*_P<&_%,4_"L-$3^5CL'!*A9Z=\CB&"F<AJ&.@<%KR.(8)IR:1
M8Y!P>C(YA@B'"!&:DMZ<93-<@+`G]X^1J%&9?8QZ#,+IXS';S/V]:T;4V2;)
MGPE??*!I>GWK1]#Z&$^#T5QCJQ"?]+B*-<INIY6X:>`M,VET+KRM8IT#;Z_C
MS`^GSM0<Y-0Y697\W(,^VO3[/^U=6W/BN!)^/O^"JO.0)R8DD#TG6S-312#L
MH2HS9(?,5NU32F,$N.+(*=EFE_/K5[)-P%P-V%:WIE\2,+YT]_>IN]62)9O*
M2R4T/'MYDJ?)$CGR9!/8ZI*%Y1T65$!-1!ALK``349"RXD`@P48'LX$#*0?R
MQ0N@XR8(`@:BB=S'^`9TA##K')"PH'6*;UC.IE#?@"S=`-@Q:"$R)BMXI8CB
MBL$GU2@P<<%X_HB4"P<+$)A(8"8P($6>J@MV]"&JCPS8.&$\-J#F!%46?G8&
M4%W!EAYE];$"'2O`!`N<K*!:$W&`9D%5X7.A6[;\.5"%^RWH)BUI!E1Y<R`M
M>2\!<`X)Y0T($W,<+.&0\8S33@[E\T,H&&+<RZ!8[.=D/X*"`\:]!!(.G%2[
MLB22&/<34"))]74N2QADW,O8R"#*1#!&H>I]"`H&&/<02!B@<]&..B*9$T;*
MDZ6[G=2[$>\+.!L::$BWB+G$^UU>8'G>(?O^\C25D?I_B\S.6FX_FDRUZ+A,
M?MU(3'X-9'>(O":/Y4Y,?MW"8_+V..02E[7?109HY3T37/1>JS:L9K2B"2@`
MDC4Z?V.N>/"#8"#Z8G8W[["03WPYKZ<?7*VF^N4+DR\\U$LR*37U3F)/_A>H
M.Z-E5.)!J"\/EJJMH9/5<W%Z1M\4U@VUL>_$=0KV[5G/ET.(>ZN5!?O[%FQ+
MQ6T%/N[EMX.`A]!V$,T%KHYWJRJ@Q*=%3AFJ4V[EP+YU+O:TQ:\-8`$J*D$K
M]52+4JX]K_0B9\HS?>/,NP_":Z2XI77"+1HIHUVC#8:$7DGHF6U[J7*8P]@2
M'[RI)N&#M/WHM;6<^3",M%'5T;CC$SL.Q(CM5LJ^!D8`(F^!PZD*UT]<OJHN
MZJ-TA>.^,<^;ZYZN"MZZ5#089R(Z8EQ7=5UTQW/I;%^[)=@-P5Y):__&]1PH
M)^2CI(A8[RAP0JYK4<I26L>(Z2\P0$U71L](O$1OA^AHFR1A`['=W%\U:=7[
M7(.US7-F-FT8F7;,J-;8M&-&\996?KT\BQ;K'U,=3XI=U'1+"5EG0*)3O?;$
M%9/!.,Y7ZX\L"+L1;S:>_)O;+IL#2B)6Y5SI::\+C#*MVX7#+TJM_V+"82FP
M53C<-@92SSU'A,2JR'9@T1<]I8_C^4$D@02,W2ADA+7#_O$"$"F[H)M_558[
MK-^)I%2R03=\*J8=-M\(:K![^,5%9^#%!$".$"LCCG"01(8<?ADK#_+Y:Z+`
M49UF\(6.XOK3Z&HJ`+,(?/0PD$C83H_5_CI^@AQ1?2"*'%?Y0$R.8XHB1(NS
M^B&(6&&D*V(M*7;T1Q#QH>HNB;54R)-X`AK.AY1UEC]S``8W#F2=F-A1:<II
M/3\.Y!8HB%%I8F$](W8G%BC(4%5681L/-F9MP:IL`RH\5S"!CD8>B``T[H"R
M^V>('#3J0.3820X:<R"";"<(C3@0*39(0>,-1(E\?1!$;+!TM,'(VUR`"D'0
MZC0P,SQ`@,%*[RQGQZ'T#@4OJLWM+&<$C?<0'VBTAUA`KX.#18%>!H>``KT*
M;AP)>A$<2J8(W?AEOP9N*"N#;O827P(OV>+)=EQK26_,(G`ES5RYZ4+T\A<:
M.WL++C(ZP/E?]YMU7@(F1VLX8_?6+:5U,CF,V-!Z'H8=+][#,-V9L>.Q(&C#
MPF.HE_K7U\3"#<:QO-LV8TR$!T7^G3;N8+9Q!Y2-DW!+3(807_=@08RO/->A
M=E%^LK_'RL3XPJS<O6HVKAI7S^K?;;-A?G'A9HZFJ\ZYK3<;Y[C1NR@00SZI
M/[ACKK+12*K$E*L#0(FEQ'4%#X)A<HNUC0?7E7@MJ:1248A;8),N^3]?+O@_
M1P7/RK8%JSI8@`S,[F4..!`76#8P8'H[#-UE5F<YKN>*25^I#V2HZ4@/MDL9
MA#C=4X0QF"Q2[#!G<XH*I5J7_'WEHTTM\N1`-]%:QX;\/51D*"H`P(!B!TB<
M[BG"G#ZL=49F1;'#M,TI*I1J7?+WE2,0STR;W<U[L_\IHS#I3.</?,:]>F_6
M%V]1&,3?KF!!T&.N_(-Y$5=R+SYFQ<]B\7[2JDJ@.FUY@6C:!T03%!!)O3H1
M+!&R_N@K>>93WQMQV7:<\(YY.D<(@#0*[=Y7Y5UY/2(KN!^)I>P(2]1;H.E%
M821YHN<=%WSL*OV%B.+][<'CLU]Z.Q#JJU\E#\)OZDX/OO.B9Q2X81POP>.S
M3W8[T+ECXD6_V["JZ?`O]@8DY=H-S4[!$>*BYX12P*E\&BX%$A"6IP!APNKD
M^$NV-_4B#/6AR:T#L3TY=C-V)]=>LL5;5#"%$&'SP$#ETM)A:%*:<X+)FP6:
MG)(<4Y:G%,>$U2G!*=7>?U(Y$N;Z#!O`D..'C0^%![C84!`!@$KN62_@]U^H
MLH=W_L)%Y>_54/&L*-C+..,B1_E+/ALF!ZP-)'&1H]3-)@OE11;SA7N+%_+\
MRD,@^5>NQK@A.T1S']\,H4."HCVBX4<6^Z37!]`)[[/S4FB(!CZ^`8(%`4W+
M@\V(+-J#<,IE["*`H;W/P$NA(1KX^"8'%@0T30XV([)H#Z<J,C]Q^=H7,VC9
MS3X;K\K-`[C37DYH@)`A0=,&,?`CU^P0*BOB+2N6/W>(BHI(BXK54X-*BO!+
MBN>R`E?URG#!J/HF"!T0%&T1"3N0U+%,E8ZJ;WQ@(4#3ZB#S`4D-RU39J/KF
M!A8"-,T-,A_P5*P`%(FJ;WR0`4'3_N"S(UF,]#?FB@<_"`9""7HW[["03WPY
MKZ<?7!X,QNJ7+TR^\)#]\/B0.^U9SY=#%G^&Q8^,-@NS+[5:ZX]G55R<GE$U
MDO%L[?:,N9X^M%0\_<7<I-0S5Z'=!7P<.-I!P,',X3X*W/?8EZJ`$)]D[*<C
M^<@-?X^8IR3JBY'KL-!7'1$NQ[Y\=<4D=3]B\HT[LXVA.5@%NW@IU*T*K700
MMFK&W9EN=X=PQ%.E.W/0AVAA)RW.7HOE3&*`&QE$Q`WX;QF<[3>('L#I`<!_
M`!H[1L`./&^A%.$\B!M@N5&UY_A)6`"^E1(.5;>(K[YXLSG?VJF?G2E7.<V5
M2&(526#X$F3IEWF.6)"=$T/L88@!+_+S<`%#BR4TBFL=D7`3*+X/NZE=7SD+
M(LD_NX'?NK[ZSZ_JEX^7BX/Q#?1%V:N'4R9YL':#(#YX\-KOP4AU:N([I#<8
MN3,%3*J;/N^K\C52FS8Y=EC&?Z5/6KLPOEF7"U_AL>UV6R1>W&G]JH^72RFW
M:?48O:NSN-N;^K/+&IXK7GX=^WXH_)`_J"^UO^-#X?Q-45FAQ<6(CR[2H]+W
ML@37_/G@R\GEM>+VI?[Y4I^8"A!?X_E.YI[JNU9F<4N/_>!>S.KGS)S@;B05
M91]C^CPGF\JT)^K(8!S_7']D0=B-^&UC(-5UO,OFP9[4_%D]9O'$J>3C3Q?_
M+ON)KK+:9?EVZ(N>$L;Q?`UNR1;(_:R*=,^'2)Q554>`Y'$&+5"2ID;X7#AI
MR]&B5;%O.N]YE=B@1+]TZI,`87^J3SKC82!0+TCO?(\QAG<IN!K`KV"<UC58
MI)UMF=6$2>>BYLL1EY\NKCXT%B*,I?]:::(8^NIQJ8S/-S<WK;O>3?=='"7E
M@70X/>-RS)RPOKB1"1.<XHNM4?Y$AVRU_C;JN=-U8=6PL*32$@/\3%ZLF*32
M$NV/3BHMT=M2SYTWY:Q0OXQRD@=^)!V^GDGO%"5/573Y_+]?/75+,?ETP47]
M^_#B\].42U[[BP4U=4*-B7G-35?=5Q\<_Y77E'G\B7#_ST<U7]0\;;;:FR)'
M;13QVD1RIDZOA5,F:K>-VDC11&&CKJV-EX;]\/$RHW%2!MZH_JK#R:"`^O`/
M4$L#!!0````(`*)<KT9$B#Y_2`@``)9<```6`!P`<VYF8V$M,C`Q-3`S,S%?
M8V%L+GAM;%54"0`#GQ)659\25E5U>`L``00E#@``!#D!``#=7%%SVS82?DYG
M^A]XZ8/:F="RXJ:-/?%U9,5*?'4LC:0DG;FYR4#D2D(#`CH`E*S^^@*D:-,2
M0%*6'$%]L4QR%\"W'PCN+I9\\]MM1+P9<($9/:\UCHYK'M"`A9B.SVM8,/_U
MZU>G?J/VV[^__^[-OWS?ZW(6Q@&$WG#A]5DL)QR'8_#ZP&<X`.'%0JEZEV_?
M-7LBQA(\P49RCCB\\)KA#%&MVF+1-);`O2M*V0Q)U;=XH0Z"HQ?JVG3!\7@B
MO1];/WDOCX]?^R^/&Z^\_W:[?[1N&B>-F__\VOKYYOTO[]J___Z_(V\^GQ]!
M.$8\Z>TH8)'G^WJP!-.O9_K/$`GP%$PJSI]/I)R>U>M:Z7;(R1'CX[KJXZ2>
M"3[__KMGSQ+ALUN!'RC,3S+Q1OV/#]?]8`(1\C$54J-*%04^$\GY:Q8DN"IT
MZ5DE])&?B?GZE-]XZ9\TCFY%F!OH").[;@0$,<=R09/>$=$&J6L#'I^<-'(Z
MNM4-S;&FLC1(X_3TM)Y<S4NKYD)Y)YYO_54]O;@BC0N&<V=D1>RSE%G."/1@
MY.G?C[VK:@:H:^DZ#OF7"T1T@_T)@'SN):,_DXLIG#\7.)H2R,Y-.(S4.3H*
MD)^UHLW_PUHC]?NQ!8@$,4D&<*V.'S0/MQ)H"&'6@1[15H/7W2[[)2S(]U4C
M>A(R7LMCJ>49&2$Q3*P<"W^,T#3IJPY$BNQ,`MH_;BQGW0_+TU^:0H`46<L$
M#8&<UU8NUO<TM"#@,817=`9"1D"E6EA8I"9+`'B&A@1LHR[5RP/*<=SD#[$A
M'F1=J'\3@FO6J;V4J(LXBI+6?+6,19G^B+-HS:Y99VR3L:N%60V#3=.)5?,8
M#X$O5_PYZ`4W/=@3:2TD)DT:ZI_+_\=JS$2!$&V$^2=$8GB+14"8B+F-O.KZ
M[I*X@0W,9+YTA$P]#:EJ>W&-:/@>2-AFO(^L-YY5W%VJ[`C-S)QLS8SA$:2>
M^U]:$('RI!9=X%.0,2(MY6H->"SD_5JPNDQ7UW./@`TPFYGXV9%[Y"V,@',(
MNXS@8-$,U`TOL!YKBPGK@[5$R3VZJJ(U<_7*$:Z:,X2)?HHN[_)^ZJ9A$'J=
MEHO[8YMK4;T!=SG<Q`IF/G]QA$^]8`_8!R039[N4/:NXNUS9$9J9^=419MXQ
M%LXQ(18F[BZ[:_E[!&9+OW;$TA\8EV,TAFN&J.C0'B!RJ8)L"2T61<`#C(CV
M11E5Y@!^`])"R>;MN,O=(VQB)OG4$9(3(/=!8(;OL_*7)DP-_1JHSO19J*VJ
M[2ZAE?%;@N/CIW+;LY&D:5,UA)[N0ZS?9B7"[IF^#)W%TJ[D(3IR`KPPN967
M<,_\1AP6FV^?+K#,[J673\-D%"LWH9H%#<,D+]=QS]@5L5K,OWU.8#=3OLO9
M%+A<=`FB4@'1WOQ4Q]#VAWZABGL\54-JH<F5A,&]-W*?Y<@`V9DJTW*7K%*\
M%KZV3QI85K7[V[JM(/0`4YV+Y:;LFE74/7,7([/8V)5`OAD$+*;RX8IKW]XQ
MR+I'2`DV"R.N!/`]=:=R',C\7I3-DS++NLN(!9N%$5<"_?Y$>>,#X%$Y(491
M=_DP([/0X4I(GFSE=487NDX&A$A2X1S"3YV+IH65(@UWR2G$:=F^W#[<WE':
M!*,A)D4IX;S$GI]]7;30#X=6S#DD7NT-HT%Z4/(D+-+<]\0R4&!Z.!:"=[OB
M(0D5E^,?L`M$OQ:EX1X*.LZ."=I352QLLB_>&1(\3K!5W1'/:3AJ\TI@GZHH
M8;=;X3V8`8UM52*K4H[R807E=CE"AF;19KP=2Q7^I8FM"Z`PPE*HI?4CG2(<
MM@C"D3Y<_A/^&:>NU^7M%*BPL;>[]AWG?8>&=+LH(IO@::7A`-V6>TV%*H[S
M6@S7[7J'-#5=2L^:F..4K,-RN[CA(P7$*81=#A&.(QL-:V*.T[`.R^W*AQP<
MM?KV)0N^3AA10US6,96'?&8UAV@JQ/4/BZ,4A#C2MH9T"TZ_7,1AHAZA>`;I
M:GW-A-Y\[HS4LFV/B3=JY4#)WLQ2;E>9-\,0IT/K*G?JBK;0%$MD*QVS21\D
MD3;DCXCS#@5S]9Q"84CE.MPMPGE7`@-=+,=H`C-)`EMNR#6Q0Z+)CO41D<"A
M@*V8TBATMP\%ZY.'\87>\*%8Z3%!<>%&W*$`KQIZ[J""=%?[\A)A%:1=JE`-
MT['(^8**1!Q@>P%1J>(A$EC%'H\I53T4_%6#]AT4B>YF`@\X(!'S1:E?81`\
M1(),>*L4DOIW'+VIKP*^5L<[^X)"NN;W=8&>?MP]^B,*J^U\P^\HK':]KZ4Y
M<:?L55++RWLK#TY7B,MDO2BJ"5Z5V_=MMVK8AZ7`:ZB>*LU5\@I(&Y:Y%\.>
M]+J,BS:UH'$[>[3ZJ0S[Q#9)NDA#(3*W*P#TZ\1BB4F_0&EX$:I0U&4ZS-C<
MK@9(PAOCJF22<-GZ#Y"XG3=[IP(2G7_OT%P]Z^5M0&+]CF("9#!!=`#1E''$
M%U?1%&%>5,^[38LND[J5I0Y@J]XR>`T91`YR5SUT%8P>!&Q,\5\Z#Y/%L_8%
M=)<]N#Q)=FK)"IG.;Q9XW<4KG9'^5%2;L+EX=/1E;.P;AF#&_O=SZRFB]1"Z
MG,VP0G6Q^"CT/&ACBJA^B;D92#PKJI_9H($];YF*`6LQ*CD*Y/LT$=&.:6C]
M>DV)UKY7@<V),VVF6FWB=OF#0AT`A$*_N:=W1=_"L."MW771PR;/C-[MR#,_
MYB2[UTE&JAP8_8D1A;X"?6:]?PZ7%KNX'<5^QG(2<C1'1$/88(&MH'C8U%:Q
M3(6(V-_K!MH4+1)?L3,J66>-HH=-H!E]A7BZ@E>\O*#_Z$].JS-_`U!+`P04
M````"`"B7*]&[^:)MWXK```T>P,`%@`<`'-N9F-A+3(P,34P,S,Q7V1E9BYX
M;6Q55`D``Y\25E6?$E95=7@+``$$)0X```0Y`0``[7UM<]NXEN;G.U7S'[QW
M/F2GZKH3YZ4[Z9K>*5FVTYZ;6%I9N3U;6UM=,`E)G%"D&B2=:'_]`"0E4A(`
M@B(@'JCQI3NV\7+.\X`DS@L._NW?OR_#BV=,DB".?GEQ]<.K%Q<X\F(_B.:_
MO`B2^/+]^W<?+J]>_/O_^N=_^K?_<7EY,2:QGWG8OWA:7SS&6;H@@3_'%X^8
M/`<>3BZRA':]N+WY.)@D69#BBR2>I=\0P7^[&/C/*&)=A_%RE:687-Q'4?R,
M4CIW\C?Z@_?#W^C?5FL2S!?IQ?\<_NO%ZU>OWE^^?G7U[N+_CL?_.7RX>G/U
M\!\_#=\^_/KCQ[N___W__7#Q[=NW'[`_1R2?[0<O7EY<7C)APR#Z^C/[SQ-*
M\`55,TI^^>LB35<_OWS).GU_(N$/,9F_I'.\>;EI^-=__J>__"5O_//W)-CI
M\.W-IOG5R__\_.G16^`EN@RB)&5:%1V3X.<D__VGV,OU4ICR0MB"_72Y:7;)
M?G5Y]?KRS=4/WQ._)N@L"+?3)-C+2)"NHWQV%#)`7C(`7[UY<U7KPT9M"<=!
MEQ*0JP\?/KS,_UIO38?STVWS^NCO7A9_W&L=2,39@DR)_4O!+"(>B4,\P;.+
M\I]?)O>'\P51^M(/EB_+-B]1&/[U(A?VYW2]PK_\-0F6JQ!O?K<@>":48R,X
M8^(=X^!?V&@O.\NTH((0+WO"E_2W.&*/HD89>:-WEWD[UJ6/9R@+4XT2'XZM
M5=YXB0*=`!\,K4':?*#+)5X^8:)3U)UQ:W)NA-R74/HZ>9G+&OCD]YO8RR@(
MZ>;_@\B_C5+:[SZ:Q629=VY6(XEF'KK<C)X+K#QX31>Z:((H8+_]1'_<F15_
M3W'D8W\S+U/`B*Y,FE*<,/;J,KP(V9<A)B_JJK^H+X@92IYR"K/D<H[0*I?A
M)0[39/.;'*/+5U?EI^!?RE___IBB%#.9IN@IQ)L90O2$PU]>"!J][%G488B2
M9#1[3&/OZ^![D#1)?="^KD!%_8#LJD*?K,W(Y4.VJXGB>WDSQHS$2R&DFXEC
M%?'IAHF*$J^*-??B(B8^)N5.K'A\?_;B**4K]S;,1_CE18+G[!]]45=7X29_
MH0@XXS0T1];^6[B!*=&RJY/&4U3,EGUL_'YU&CZ*C[@10J@*%CY`\7(91[DR
M@\_YIUA$V6%#@X35]P9\LL1K;8<ECGKP'IM*R*$J!T,K.1C*.7C='P?;9Y_N
MT_`]_6?CQ[]JV$EDNM/[81X_O_1QP*1]R_[!A'Q;$Y+^ZO=B7S?!\R!)"8K2
M![3<WU4)F_6Z2,3(LD4B5LW08ZJ*]V9+/:7#<G#>^3-P?'=5,?3HM<5UC$D0
M4VO%OZ'B2P#>;6<)TGO*\2%_<RK(!U0DGXEU%Z(Y!^K=OP.'>$\9/K1O3P5M
M\>H:4G$("N^I.?_][W@M?"WOMP,.M4`Y/N3O3@7Y,".$T1\D'@K_#T9$_`X1
M-@4.O%A%/O8_GG:YWP4A)D,JSSPFXL6^VPHXXES%^&#_=.)W2[$6)G@5DS2(
MYDR7;']SVMC<"OA%JO)Y>']:'OX1AUF4(E(L$C$!^^VL0/Y`.3[D'TX+^6\X
M#/\>Q=^B1XR2.,+^?9)D!\9Q<WLK*!`J*["#7IUZPUY]C>[H;W@/@*@E</R%
M"@J0/[D)6@A6V!1JV-?;6H7^CI("_$]FJI9?I=Q]E?NX'A>(X&24I2P#@*6E
MB#_#LD[`&5%16T#-ODFK5SL4AL?H)(J,E4*_^N%=Y9P/XP3[O[Q(288;/?9[
M(!11WY=[>E.)OFH+;5^CD&6>/"XP5LAQ$(2P=P8Y7:AZ9UH7DG8A:1>2=B%I
MT&RXD'1;RCA?G%D0_BZ)+A_\&7`\\U`5C:M=!MVU'+IKBZ"[-A``ED''CZ<?
M_-D&Z!IBYYVC21;&SH\7>9`D.$T&3RS@[*4"<?<:`3;;1&J!^QS?1\\X29D>
M3>#S6O;*`'_)U-'G*@>.@E]QZ$_CSRC-K;;'PGH+L.B9%38'3H9837"Y1X-G
M%(3,-+J+R2,*<27L[1^9"D<M!@#.6ALHP'T'/\<DG:,Y_A2C*!E%$XS"VX2]
MMYDOC9K*`0H'D3^,HR2C/SY@T:NO_3C`63T"&$-Y'<>36PE=O>;')%YADJ[%
M5#;U`DY<H](:<T$$V_AQ'`;>FBZ/4;K`)%]!$^SAX)F]):@,5YR]?7,?H+@K
M*FPH"Z2#!;"@3_@4DV5M"R2R`7A-@=(A5\]0>DB'?83GD0S[E9#WD1<O<;5Z
M1-N'QG[`^5%0W%`.B19+J-D"@DZ`PG/1.7>D@P\8)0NVOZ#_8[O(9[JOI(+>
MH8#\`X49O@D2%O?+B.CY4.\/G*860)C*.CF>Q;TOX69/^1LB>!%3<3]A7DB^
M;6_@#"J#8"IWI=/7*<[H<MO9S(B_2)RVP+D1*&@JBZ6+*4.5"+RT_L44?83X
M;8$S(5!0,6FE4]`!+W&*R7J,R0JG&0J'],F<DBQ)Q5"K]P,*>PO%!10<9=<+
M**@>OSLJ_P0'$?NB'63L2IL"!EJLG@#;S@<SNNUQ(SKV^A.*?.:0+;UZD@TO
MMSE0.IK5%%#2HZ5^@V>8$.R77@:/;@.3',UAG`@_`@V=@-/3I+*`I*,,><$[
M:;-/*RJ3T0W:A%452PXW0`V-@2+=I*(`X1ZM[XT3<QRBHFH.710K]HT2[TFE
M78`2HZ:N@)X>+?;<'!W-KED!/YPD^3-+G^!_C*X'`G9D/8"3(U56$*SLT0[_
M&,?^MZ!*Q=XC8OMGX*A7:@@@[M%4SCW_A0H"E.LM@`.]HXP`ZSZ#[S*8[4"X
M`=P>(^*?`O04A'F\GGYU\@RW11Q2L<IP?D,.D')W"U*SU*$`EY]2%UV=,$NY
M::`!P,.TIN;E7992J[^P:*YQ1&%-V;+Z$JU0X`]#%"S9C^4__/_*"@?,[?<5
MCA*1^:UO_%XIEZQ6'N<:T`27XO<EPHA$U.(E>!EDPG3<@V8V\':H&[SW)0O2
MC-&:.>FF\36*OLJ"4KL-;:"`IQ^XM^7&ZS/!SSC*1.^\_58VP'^@F<9<N39A
MC=%3&,SS0Y^J`8U:#\A`*VELJ`I2]_AJ^6"6Q53H=^LACKSBAX9HJZPG9+Y:
M(0`N=ZY(\ZLTE%G\]68V,'*H&[BDN<W;M$@9FZ+OS51(N]A`BUQG<*ERS8S8
M1H`"WCUZWUO[:>SVS+3WQ?1X#*%6EB6/&P@8.6C6,P]-"^JP7G1=17`&]L#W
M@T*:,0KH:W2(5D&*1"$146N+.!$J#,[XIIO`;)F%],$O#E"P^[T(7K!B"\^X
M^.!]BA,6EQ[-Z)=/O"5N-8I-5+8%")QI/\$IA03[MXA$031/:AK1G4W@!>+3
M6(T=+2)2!09PWZ\IP2C)R+KQ"\9I:!$W/#7!>0P.5:*/?YBQ!/(QJ\!*L4U3
M$CQE:>'I8V9T'*44,2K*_#Y*,<&)^I[PJ,$MXEP7G.`\%$VARR.CMS9QVPR!
MFF/#%42D$IDIB#A&S,&WP&G@(85[-16J(^Z.V$^IQ%T97-U$55%=W417-U'+
ME\35371U$UW=1%<WL5_H7-W$HZ%S=1-U>E?#,/[&-J=W<5Z:AAI#GS!*<H\A
M3JIR02*WJFIW"\)&ZE"`^[C+RCKM>!%7!'L!+\6GRT@6<'L40/!"(;45>A-G
M3^DL"[<Y,F7ZY*;.5'6L6'@6XLC1+*#[:*#`?5)JL=,Q(B.2Z^_G#N@Q)OE%
M'LT18V%/"ZA4`@!<5.3@LI5!EBYB$OQ_[#?3==##+IH.%087*#F0-K^;2YF:
MLK6-M&P4!1>3:'$KDU(7&\E1N)&IQ\3*G1!H(;!*J+=L:0$?7`75DB==&(A*
MI"\,5&2M;/4X.OBS/\[I0CZ2F3MBPTGOZ0Z4=-#3H:8J1D<(MV-NO$T[H=^C
M06P8]G0P-@CB@HZJHA:`L5491_DM$`J!1VX?NX*/?+6M"T#NJ2&->O';@@E#
MRA9BG4*!RN`<EIVI`163[,3.B4.31O/EN4$FM3Z]V@?2Y:B0-F\@#GJRY'DY
M9\K]+>%/'0]PWO_]]'`I<8+&=K`DTA2<=W['8R#E@]?2#C*X.@)UN$L2;"0-
M[>"!IR%0Q[HDXT32T#H:&A)1^KR^Q[Y$%.53"/#.'1QW)AG@;O$!I]5Y00'\
MNVTL0'Y/*7#;.I4SF]SC1L5)`@%-74>U@-C.P&G<3@I2+S\2%*6E#W:43\2[
MM8#7"C#^0L7,EZUB%;)(@HL`W2H,TBG)\)<5!U-12^"X"A4T?R_C[7=V<6>"
M&Y>KH"%P9$7J`=R[4?&*-(V;C+"SII@$<9'QM&.+37`@RUII/PY@!CN``RZ/
M0J9#D?L>/`<^CHXA=K>_Y83N@:&QC)7HI$0<L==OL+'OIG%A;G->@L*F@#&7
MJZA6M<HENE")]"6Z;#48S=@ECG=A_"WIGG]0'ZR'K`/!]!VAJBZSO+I&29",
M9F."$SI=WNUHT!J&/1U\ZH)H`_(URWV/TC(SGKU\21S1?WI%\H@&3)MFZ`/>
M%C)I0_I-[=(\#;#N#-<'AB(!M`'V-O_XTP<!^\S$I_:]KL=<-'(?,"K(H@W1
M=YMHVN;8A`8L#\?L`T6I%-KP^W%SG]-CL5O0\1P?CMD'?E(IM.'WT_9:ZM'L
M+HA0Y`4HO(\2NC/3!6?C%'V@VT8H;6"_EYV`8P=;8Q05YUKI#_?+%6(7E.77
M`&B@H</D?1"D1UQMU'VXH1;P,VW]C%FL,="V:1`,W`?DS:+H,Q9>E5?J,H)K
MD['[7^)\^X?I$XEU`*P\52]&Q1'"Z2/A2G";J`[4A6/W`K.*-/IP??T9DSDF
M2>T27,8H;;&*RQ^KUEK0;CEC+QP<+Z-1'T7-XLQOILK_J^G5TV8Z*#X-%0&-
M$O*%A8-NDS18HA0G)R%%.B448E2%-.(>8?>M3^//*,V'>"R&HA/G/E[=SI.&
MR?IVK32(YPYRJ8KZZ.$(D2!6.<"UT]:N@UN[:EIWJF0C_I<H66$OF`78EYX,
M$K<'<W"+M_!VJ!.K#"X]4!L]H`YO'<T0C)J2`_KMOL%>'A1^<T7__%98Z4_8
MM-^8==.JVH2NQ9K">U+LR[\6;C7HXKVF\XJN/&WN!S@CHH7R:FO,I4>PW;%A
M"V'PC(*0J707DT<48L,V0N-T?5L)C0(Z.\'9"<Y.<':";?0X.\'9"<Y.@&4G
M2#8;#9:"2D\+;`4E`)RU`,9:>/06V,]"/)I]B0A&(2M)R](Y1E&MD1'#H<W,
M?=L0;61UYD2#J)_1?\5D2F?)OT1/Z2#RBS/?U;M"8F"H]K;"Y%"&PCHC1$$S
MZ:Y7O7_?1DK+Y=R2?K!FS,D(AF#FG()C*RO=[:LBK6HC:-SKKK;U,CZL6'BH
MO?D+O^Z"[]@O/?)TXBNAM2IH:!_F,JW!52VQT')5W^(V6;+'C&2!97L40,[2
M!6/IUOZ9'^K.?637:Y;>S:[!SE"XB7#>4`",F+Q'B="W[7N4T,X(=D:P,X*=
M$>R,8&<$G[T1S/*C4BK^?GZ4U!ANZ&2?@::*!KB'>!NRFL4DV0E9R8N_-W6S
ME\)F1)S%W5WD(S;63:9WIR$ML,&[0>:,<3#&^$>Z'DX39I;-U+=IK2B;X<!_
M_JD8TG4VCTG`OA=Y3>A-PZ)JL.$,@!8B],U95Z$-DUFOUE$KS9$,BG?D@/ZT
MJ>UEF-/VDL"AMI/LIAF>!]&<KKZRD$)>:L4TE>(I`7&F)*1A<C8%<$[)CFQ.
M./0H2FF8GR&5($@G0?)U;Z7D5>9&T1@3:O,LV://MEZ9:>Z.E0<.KQHT,+V_
MJ4LUB@8/="S/(]18.`G%BM/#8;2]P(8)W'R!)SC!Y!G_M@B\Q7U"-UAA1J&X
MC_*K+CX%Z"D("R]DY`^8P-B__<ZJ1AHZ^69`0#B+P(1*VI:)H#!H)7U1-YWJ
M%;$B:N,01<,%BN8:%T)G$0`55#U*:&UD'M0GK7U;4.BQZRCI0-2ZRI:8,%\<
MJU6%HW@91.RG^VB_OS:.34D&H@JL?EVTK8B#BJN5K.P&F"C+7S>;]\SU>H)7
M])/%Y"D[:%L!NB0!4;>VN^S:&&ZJ^EJ)NFV8V]QYP='JH_,YO]*$[3(G3`)V
M049>KTL;_Z>1$V+=73V:N30@=[3>':UW1^MMHP="NHT[6N^.UK=#^1&OTF+R
M5XTP\]O:@[-`5Y>7HO,DR/%;/_4S(CKFL"!S13.H+I6EUU06=>NI])_=1],%
M'L91$H>!3W'PKU&8AT06&%>P;=C_0@WW^2=JI(=O[J-5IC$SIB?!85NX6E5U
M)J\S>9W)ZTQ>V^AQ)J\S>9W)"QEG9_*JKPW=FSO.DM(^!6`KU@RDSHBUQ(C=
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MPNS\V;X2M8<:@GNNOCQ.2>[57%.-/L;/F$2,8&DQ87D?^VA2Q`)<Q.'+8_[)
M9_OZ<<R.Y'@H?,R>_.`Y8.\8>45HQ<XVLZF&#I_6-_W1.HS)*B94=*:R8GUO
M>1][26S`@L_=VQZW*:5?Y1IY7[&O2%Y#)WO9:T*#3]^[_NB;8!_C)3.?QG14
M3`B5FE69DM+7T,E>^IK0X-/WHPO!M[R.@^?>&2SIL\-N;1O&27K-[C;`V]C8
M%"_92Y&LBS*E1<25JZ>NT2T(U6L#$MP6771'";O9SXOG$5/NUSCT@VC^46P`
MMQW%$LI;`0-N!R]:M!P-6.BMY5,N&L42:EL!HW$7+W!5B$2Z3=)@R4Z4;$/<
M'$=&B\Z`V6D+@]KVW&5"48E,WV&RO27I+B:/.[<DF0FK-<_7=V"M64(76G.A
M-1=:<Z$U%UISH37`H34]JV!?%:G+2]#87E>72'MP#RM+SXRC9J?D83M[R>'H
MK-&2%YA[]Y&?)2D)4/B9;A]Q&*((QUE^=408YAXDI2>FTU#V4=8-.7"A.,Y9
M!<F&5M3:B@VL4%7QHP;T2S8E*$IF+/<U\K?YS?QS)^7RYOU)NN71.D7?V]Z&
M15Y?)'JA!?=QM6SE0-A/][1XK-QB3W`2^'1^]F4L(^,-@651^UXW!B:>DMVP
MLQ`F\R?J:Y.S:E%46H_-)MS;R=N?)4\*,($+M#$3@NZ4J+CLKKA&R^F@Z5D2
M*0<'W&;<PNP.<8QA)RU!H(=J;\`1P]9`@-L3;B6?Q239D?PCB9,\((U")K\D
M]Z+=&#;1J0:*>6^->'WM"52<8'[-^9*W'@(P3\=!8CZ'0BR34A9%J^[6TG-\
M)D47:O8N4I[0Q4$%H6+034=]B\>A1;DK<$K4(="8N-R1CD$8QM]8(5NZC(H'
MN0-!G,'.A#(>3.#2EROI:VDJ0M\`KRU@MAJ4Y)/QD\8G*E\B+'NM?.&R0T'>
M.O\MYY&1M0:,<J.B?)S?][?H]Z7-`T2"1<]O"YB.!B7Y9'PPN.CK[\&;.'M*
M9UDX\+PX.WS3M.X.F(?V4`CLT%<]/R@3[.'@F6T;:YH\8)$'0=X',&&*2@M8
MTND0?ES0+<84DV4]=325N6]4>P&&7UEQ`0'[IKU+\:82F4[QKHHX[=KVHZC6
MR$RV=ZNI^T[\;B7L&>>`"UYXTV");S*2(\M)=N$V`9WAPE>J_]HG=9FX.0."
M1GWEB\@6!P]G`VD>>I'L,W_B.#!A%.WYA).$'9^]>OV9SK00)SX*&O:R\9&O
MDZV1(%#-_!K^'!.L!*J@(6!01:J9#PM-XQ2%0B3K?P4,WXX2X*+R[@R8KC-@
M@%-JW1DP=P;,G0%S9\#<&3`(#ZNK^V>N[E^O.:JN[I\B%O!VP:[N7^>Z?SJS
MF=SI32BG-W4F154%>JO9Q<6C9:WMY$:J/[AT)@OS]5T]-K/UV'0Z3!_BT:P*
MV(TWM]IP7@2BEH!QERH(;N<J6AVB7&[U?H`I:J%\GXGU[OQ#Q_,//583%ZNP
M75Q5BH/@&6LW!F!.CP1%;5?J$I2H1*83E,SD'D%)*^+(803%`U>U[P?%,&;P
M;9ZO;^1;26B$D]H_AR%*DOPZ^^OUD#Z0!'EI1HWI<G]PD_NT3/!TG`Q]<W><
MU'^^K#P.((+D/%%+T"%TJ8K]9SSQEJ,HSTS<ML_$O8;U(^'@=&E\6E#N.ZFO
M*]`P4OQN,GP?L=\*O:O[+7I+H&I<-1O(#W0ROZ(W4_XX79`XFR_H/S\T(LII
M;`^X/$W-Y_F5L[]^M9W]]=LFG'F-K<&9JZEY-Q.=?3!+,6G"=[^1%;@>:`;.
M'^1R+5VNI<NU=+F6+M?2_EQ+ES'4/6.HQX?8W13:_:;0GNN!NFL4X.51GE'.
MD+O!55,B19\WN+J[(&4I%MWO@NSQ$^!J\[8%PM4'!9&^Y&Y:!9WEPDH>GZCL
MCG2JOB/[4N'..("O1U0N>M?K(95M'A->[+]-3RM<O$H06.?WX6IU'WEAQI+G
M/R/RE3XB3SM?X<BO-65[KD'*/L@E$`$S!NN/F,QW>*K9^W8MMWA\&I><"7+`
M^;/^%,L2@D,<]LJ$D7V2F_>#),&IY'@?IU&O6_H3/T$;.X&'%;BWBT`C'B@B
MGX+<3:MM_#_;$C+`$#A/3PO=Q%:WKO77.(-;@1I8^G,'-@2?U?S<VZ1V,Q,O
M?9S3"+BGC*>6^1#`SJS"FU=XK6R"4WY7BLX43EE(AX>LO#UPC!N4->]HOPN^
M8__P$[[[:>>@KM8/./J*RCN?.AB?^@.F^PE"UG0/,EBR&SI&,]$NU(RG_0@!
M^O:_'R&R\\H[K[SSRI^M^]-YY9U7'N"R=%YY8%YYY_-U'C<M/M\>WYP0_&T'
M._#274GAKA#D&-EJ_8`;V8K*GZ!.($[KSL$)#EGNW#169$*Q+WPV5$%0<_4Y
MM\<)W![5377YP8_Z^YH26C6DGXMX::BLT'$R].W\.$YJY_]H.K3H#J"WAL*Z
MC;L[@.X.H+L#Z&=_`-U=]F/8D%4(O0:R^PL$#>W#7*:U^<2"36F!_"KY4<3,
MH-N$?=Y?RZ[8E'>QDX-F),PG'E23BA?^81L[\>;H:O[F&W;GE;=^3#.??ENH
MJ'FJ2<ZX$._&+G;"WXR$^1MK'A?TF9MBLJS9IF,21%ZP0F&XSK/51A'SPE!+
MM?YX"LGJ.J*=7';&\<]].XXLAW'?&2+*8CQH!]SE*5`.G#6V+V+U\^WW%;5P
M1!ZAYGZ`"6JA/+CC!!P'HH`B7DL+2.$JJ+8U=&$!*M$)LB'W^3%]"832E'T[
M_96$/&,?O]#D8O<Y>BGVBV."@GL#N,U`N^+%RO5_A'5?+F$A>T'#/N\*D"T8
M$>ZGNR6@([)]WP]P/+@PSF8/Z;@I)D4>$C.U,D1$WN/F]KT5!I>OHNTM#7)E
MP=D2%I9/=+MI,Z_)RJ,RBF[PBMT>>A>3"9YG(1MC/<C212Q,?&K3&S`'K8%P
MR4]@K)P=-YYI^Z9ALKXM&W7Q#.>A#<(P_H8BCYV\9\(4YX,'R:"X:"/_E@X\
MC^5[FDY'.T*4OFGL)/P9&ZYZ1+T+(HIH@,+[B.[M,B:/)!E-U!JTQ=NHJG59
M*%-"WV@S3-@&^Q&3Y\`+HOEHQE$P*>-&O#])TY6T3M%WREK#(J\O$KW0@K-U
M+%LY$'+A>EH\5J;'37`2L,0!JM!F]]5PMX>H?:_VD8FG9/?F#R%,)W$%;B:G
M^R8FK<=FDR06R=J?)4\*,($+L+*+2NA.B8K+ML:-][,<-#U+(N7@_+GKG6FU
M'Z+Y!'LX>&9[[[J9-B28VMW<2E_'C`#8:W84(.;?]J*YAPM$YM2FGO$<F0J=
M`#.AJK;Y+&J1%&,2/P=U4U8!^ZJ/I=#7E`;WXFWQT-Y'?O`<^!G+H+Q]1F&6
M7RH2DZH6W57W%YW*)("7@2E8P=TMW$+!81R&F&XAG[%(P>[+1F&.\UHU*J!J
MS%<_^:(9>']D`?WYMR!=W.1!]9@P%8LV_YL^+8<5)XU-<UY+1Q%:C2GP*D>M
M.!N"W;\#)H&C#!^]GT`]>\U?'O4'3&$LP`1V!(E/]GM09.O\"I_MU_;XK^H'
M4&3K_GJ>\U>RR]?PZI5+]=G3FTITNCI'@WGN+=WY]AI/))',"2AC1"+E&:>&
MB-Q1!1I%/A3_/,-!$]"9'7RE^D_WKLLDS+3G-.KS_()H<?!P/MVYA2.1[/N\
M0GLP89Q3&*,DO<GPFU?3^-V'&[26E#\0M.SM;()XI6Q+&XB4,[^,RZE_I%._
M5\+UH"5\7`^5,Q]@*:?^\&I$Z#<>JR#+:0L?6YZ"YLO.W$?4Z,/E!DN(*Z\5
M8$2Y2IFO,#.-4Q26;`JAY#0"C"1/)?/%8889(?23)SXZM_-WP/#M*0*NUHK+
M#)=]P8`F8%J6W^LRPUUFN,L,=YGAAVO%98:[S'"`/+G,\#,ATF6&=TM4N<D(
M)6+,`H5^4]+*3EO`\=$&)<V_@'=/K'-/.S=A+>AE$^HBQ<V[$Q]PVI2-==`$
M.+*'*KF:A`!#^$5J#?9/&L.73@HGB"\5\XRC^,Z-YPH\V.&,<6X\Y\9S;CSG
MQG-N/.?&LX*GT[KQ9"D!J@^40H>S9:H)J#^WMT[3A1JED<4Y&\#.!)1W'V]=
M,_2O#.;:G>H"#;N/"]C!HA$\<!O)ECI]B6AS?WN[T#4*V6_U+`K!V.>W,$0@
M@@LI2?3:UZG]$C@8P6ZB#P$!][UJN4P'SYC0SZ^I;X!X>+L70DLHP16[:%#M
M(3:U25`:V?ZUH08@N'(6K;72_/IH,\$Y+I+6KY#]G&(7ZJ,2G2[45QRIG@3)
MU[V#J=>(JC6*QIC,8K)DU#(P,N-AP*,%@A,B/%H%%SYTX4,7/G3A0Q<^M'+E
MN/"A72\F%SYTX<,SX,F=`C@3(D]V"D!TF+E>7HO5V,N["FKS2!J#WE\W*7K"
M0[:M:!#6FY$V[[.&3_-RDO-QNKH^&A'ON]:/'M"!U/\I_"3TY<IQ/UZ)2ZNH
M=.NM%(/*6MO66U$"P/SS\1!'J^.X4.UI!1W*,(#;;H$[L,=9*E8=9%(ZQ;3_
M"+K0!I7(>&@C6RX168]F]U1.0G_[$+-K6*D*_BBB3W#U3CW%Z:9NPO0>TM`F
MON$HUL[THVA`94-,3A2>)FBE.G_OA+:6V(6D7$C*A:1<2,J%I*Q<.2XD9=>+
MR86D7$CJ#'BR,21EX3&IHD!-Y'_"*,%)[7ZD,FMSQV%5[?`K>TZ@8?=Q`;MO
M-(+GW#YPW#Y;RW93I(F^?^@;#?^V"+S%?7(?>6&6)R2/T@4FGP+T%(14.,R6
M0.G3N/V^HOL9;-Q;H$]"./X$(SII6REO']/8^YJGWP[C)9LO[ZF/Z(8)^N!)
M7233,%>K)/\[6S\1N\]M'*)HN$#17.<CUUT&0&2UD-HYZE1%'88H24I$):XZ
M<7LKG'42=:VSBNLJ2%TGG(9]N\X:E]U.YA='47`NL`YL0'!'=23$2K<2RRB,
MHUR906.RY5[#7DTY\5K;3YC<5P_>8U,).53E8&@E!T/GX]$H\@(1G(RR-$E1
MY`?17"3Q03L+?#`<Y<`]M[F,!SOS`2%L^\TTO%Y73<9HG<<WOB'BCW(EZMK]
MAH/Y@IV6+@Y)WWYG6=X)'I-`6)GD5+/;LEA.083Y8FO%NO]():="<$(&NW\'
MS`U'&?/G%,:8Y',VH<AO!QQ-@7+F[P0L)MP\"N)56;4`CN2!0N:O`]PE3X:E
MJ"5P3(4*:KPP4+H^AZQJ0AA*UF?5`CB6!PKQ,?S)V/J482EJ"1Q3H8)\;-]K
MQ+;<993/!,<=*F@$'%&>6GPP/]B[1Z]IU\,>775VP"OEY$0(S,17&A_HP3,*
M0B9)*=M=3.ZR-",XWY1Q'NZ&#H#I4U%7@+C.S*H]RH=QE!+DI1D*IY@L1[-2
MLECH##ER$.#,'`.+@"V=1JRB6%CZ03QBD/-@"S=_4*]T&LV#^9S@.:O5=T\%
M"J(D\/Z!P@QO!1*[&%MW!\Y0.R@$W.@TO1L%DF\J6W6WG1N%C>C5ODGO,O"H
M1"8R\-[=(A+1IR39VEU5$404>EF8#S2:/61+^C)DA0@B_P9'\3*(V$_WT7Y_
M?7E`QD3K(SWH%,J86Q0&205%BDE0?[S.$OI629+'XK&OI5Y.\#..LCRE<I-+
M>;V>X%5,4O:&*3OH(T&;*'V0IDUXEV^G*NH^XBHY=]P^=N7=\=6V+G5HL^QE
MB5Z[;<!DW,D6W@YENRK"RT!H2P&H-+NC6(!1@&I(QTTQ6=,O`CMFF"&R%I[R
M$[?MU^+BK9UM"3"Q?J>[7EZ(**0#K5(8U8Z@]ICV]BF8X?N(;G_RDO.%*M(4
M1$D'F#2H:`KNHJ//]`U)`G:9('V1>0$=?YY[#:34-'2"34^3QN!N&8)0.*VT
M2^XHU,,L26-JXO/JIW&;`??V\54S_^TI%VIAW+%%&.47<K`9\].]R>;ON7A7
MO%R3EB,`)Z(U("?(D92)1,U\S(Z;7F/Z2US\/$7?<=*:*\E(-G,F`\A\AN9]
M7OAA%C`C>9`D..6]L#B-@"/.4PO<)^MC'/O?@BI&L?>AVOX9,-:'JJBE;KHX
M#Y7(1)SGISL4D#(.QZL`4SE1MPV+YX/5UZ@._7_&B(WFCZ()DX#0E]8U2@*-
MI[]/)&@?GNL3J>;\V@VB;M&]7F__^6N`"7UM+-:?Z`8IE-5_5.MLA:=;%0CK
M7-Y;;<IG)7^\#E64^F/;C=&WR[S=FN8N`C6LP/G63\XU!-_\B>BV\JC\5IG[
M:)6E28X&_WX#E1Z];K*/6MM<MGE8P'V4:]*^;LW<Z[-E[C78^`1/VC>MF7MS
MMLR]`1O"@.`?+ZT<SXLS=E;V+B:#M+*5HL&NG3-X2O)\;%X>[7$#`7:D=($'
MW/M]>T"%JO"(6$)6;D%3FU:PYB0=`'.FHJYY[_L$TW40>.P<0[Y^1K,R6:"H
MW5BF"QQBWZXO8!I:@G""VQG+9(TQ)BO,CI,,$<%3DB5IK2`G+_RAV!$X%ZKJ
MFR^4<$/Y?T:L#&.R*04\H=)_BKVOK`A24(C"(4*Q(W`B5-776&U!T_<C?X:W
MG[[*LRKZ?`C;`V9(05GSI1KJ=7Z[;\NZC`:8J<Y`G:!<1!P&WGH1AW3D4KYK
M%++4*M[K3=8:.`]21<V7CBC.61="7..(XL.B-E'&V]PVMP>.=8.R&FM+-'^_
MKU'TE54NKW_('K^A5</76]P-./9JJI^@MH**($,4AN6ASR/IJ(]P!LSL`'*"
M<@PJ,HVSM!M'M0'.@*(Z'"<HP:`BTM$VRE$CG@&'1U@U6BLU-&\*C]HD0Z=&
M1>T3U&)XB*,)]C%>,M?;F+;$A&`_+W[,@5W6&CC>4D45"RN<T'J?$L3J<51>
MT-L_Z)9Q+;#=1:T!<]*HJ("3?</=)4%2B?I-@BRO9KF/I@M6_R>AMH[/2IJ4
M-N7C`N,*MDU"WI>$LEZ$^XK07Q]9D7HEAYTFJ5?7,\Z;%.U3:BAP4AZY34`G
M-O*5ZO\8\LYRXR6B"1KUE54H6QP\G`TD!^I%LL^<O>/`A'%^7F))\5/J%#OU
MLHN3KY_M$2$%E<VO<Z%M*T2]J0=@R!N5-9\M(8D?B!>Z0B?`J*NH;#XI0AI,
M$$.OU`TP^&IJ@SN:""%;L,I]+U8K;W7L-P'L->"K9/X+LYV3'3+&R4>J1>VV
MWTUE/!FX\HZV0-Z@OOE/CUR2_-IE5HJ=X`7;93Z71\%;$R,<R&JBQ/"H?;J<
MKZUW7QLWX?XACL@F:Z;7P\5-0L'VD"FK<<;.+W=HV!T:!GF0U!T:[O^\FCLT
M[`X-NT/#[M"P.S0,@SEW:-@=&M9S:+ANY>3G+C9%?A\Q>0X\^ML)N^:)Y^'2
M-C1PUXH^"$]7;)K%B1)6^@J%MPG3D'=@4M(8."4R-<V[(ELO"!T/#W1*C@#%
M?-BL0:@\-51/T03Q4';S)H'(_`EDP8M4]BX[:`H<?K&*YF]QSZ,"U;MS]"W"
M_J\X9&N@.FO.P5JM'W#@%977>(C8\.GN^@M6L,]4ZPN8N)8@J)T<=L$M*E'/
MP2W.7X>(LHC]09H_J=,%BBJ^^PAU'2<B\,#7<4JY,)@+@[DPF`N#N3"8"X.Y
M,)@+@[DPV+DPY\)@MC('-PS&,3)DNU]!:SNVNR)5Q8\3T$_<E*`HF6'"ZG]N
M?9-\@W%*94GX?Y)NB;1.T?ON6+[(]PH?:(06W"?6LI4#8J_=S^*Q<N\]P4F0
M7T^'0NG-RLWM>]T#F'A*ZNM$`I/Y+(3:Y*S@!)768[,)CRG*VY\E3PHP@=N"
MLS/>=*=$Q65Y%]*GCMOT+(F4@V,^Q6$G%>8!I^+#P**69TF+%!KSF0O%D67A
M8\)M<K8\'()QHMR&G'@A`0=-SI:`0S#,UT9_7-"G;XK)LGYM@9`+6>NSI44*
MD<:JY^>3S<QBTVM*@*@ZZ.[?`2>R<)0QORV_3=)@R2J_R0JL<AH!QY&GEODD
M8%:-A[X3JE?K&*TY>0G2IL"!%:OHJ@;TFECUH2KO7*N[I2\K2CY^'RE-RA(9
MQKA*G:K^7&905UG3IHEH)00<MHX5^V24YD53V"WR>0F5450KHGXZ2A6$@$AI
M.[&U47KU:H+IQ!EA]:!J@E%)AO3%37=7F.[%=?+7=L8^R.H@X\F9*4L3U7Z3
MMS#P5=,M$61FC]!!'_-7@D,MU=M"T$`CUYUEZ(5=G5+KX_/U9TSFS`7B_9$%
M20X$6TZTQ2HN?ZQ:UV0=D_@N)DM4\XC,V,^LAT:J38K7RRHPK5!IIK#_/*$$
MT]_\-U!+`P04````"`"B7*]&??DAS,E;```':`0`%@`<`'-N9F-A+3(P,34P
M,S,Q7VQA8BYX;6Q55`D``Y\25E6?$E95=7@+``$$)0X```0Y`0``[7UM<^0X
M<N9G.\+_`;=V>*8C2M.M[IG9Z;7W'"6I-2.[6R5+:H\=%Q<;5!%510^+K.6+
MU+4.__=#`GP!BP`),E$LM.,B[%FU!"(3B0?OF4_^XS]]V8;DF29I$$=__.;\
MNS??$!HM8S^(UG_\)DCCLY]^^N']V?DW__2__^:O__%_G9V1NR3V\R7UR=.>
M/,1YMDD"?TW)`TV>@R5-29ZR3\F'JY_G]VD>9)2D\2I[\1(Z(W/_V8O@T\MX
MN\LSFI";*(J?O8S)3F?L'\OO9NQONWT2K#<9^?;R%7G[YLU/9V_?G/]`_L_=
MW;]?WIZ_.[_]Y]]??G_[RX\_7__+O_S?[\C+R\MWU%]["9?VW3+>DK,S4#8,
MHM_^`/]Y\E)*6#.C](^_VV39[@^O7\-'7YZ2\+LX6;]F,MZ]+@O^[F_^^J_^
MBA?^PY<T:'SP\JXL?O[ZWS]]?%ANZ-8["Z(T@U:)#]/@#RG__<=XR=ME())H
M2\"_SLIB9_"KL_.W9^_.O_N2^I*BJR"LQ*1TF2=!MH^X="\$@[P&`[YY]^Y<
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M\XB_\-)@B<>[J&9*M#<4GQKK7/A7C/2&\1`X5W2["<K3:+7TSLH-*H<NV\[^
MZ=H+DG_SPIPN5A\#[RD(V9;VBJW\<%AXINE-Q$X/-,WNV7KU\.+MT@,@C:IB
M-&0Q"F/@"C()%TKB%:G$$DDNG*J$9`*B"9?M"EHQ=BN1BN_IZ>;BQ\2#<_6#
M.*(%-/W`1E6VUTRYNM+HF;5'#0PBBZI)7?>,B-I=P9RA$0XG0J/.P,QW>98G
M]"X.@^7^@D9T%63I/(IR+DLUN766Q\UD)JJ@IBTN@.RX!/)4B"!GQ"NEN`(6
M8W,T9B/SKD$`YE<*=V34GS_3Q%O3RSC*$F^9Y5[(#IO;Q6JQX[=J<9[!S0E@
M5X&B$96@H#5>:0S>2JG$$V+)LI9+V-*PA=4S%J*))-LE%(ZWG`Q-;']/MU3R
M+66ZT*)77PZ]/&I%8S`H*IV1A7OPZFWWX5K88W/$I';/=FE)L`2$IBEET^:7
M0+7X*8NA)J8NP9ANK^LEHF)7.KVOT?*LT6]N1)?_G,1I>D^],/@+]7_V@DC5
MX8I"J.[6"\5T-J^5E-427J]+_:UOM=S;?;9&]+6TWGSR,OY,=15OF0A%E^O+
MHGJ^5P4,`*3*25D[^:_S_^X"P>3*9]5;A&$+7()PKP5D)!M""`'H7VCH/\9E
MY=+A,,V"+3RE5#<3"H0/^!@%^>%*8L:`N327<#7<1C+0QO8D`GG@?.#G(5VL
M;K8[5COU/\5)MF:;^H^QIUQ#^[Y`8<Q0'=0.NA`!A[52""FE$"[&)4096D2&
MT:`>FNXH=A,]LPW@ED99>A-=T:=L'OF?O.0WFGE/(17W8#7FV1\O:9*Q6;:X
M,A-[QJL@789QFB?TD7[)+IBZOVE.=$<3ASX8'ML0F-'Q[A61U'-E($QEN<,3
MZC08FFX(WGE[WIC'F#_$)?0NB7=,Y?T=`P$T#IJT@R*:036@`O0P&:XL!OAW
M3)L-.-&Q96%7"")>Y!-:2K&Q^SY2VQ3N8]:;>(KQ/MQ,AR-X+&!1-Q&LYL7J
M(6,#O;@(55Y%M$LA[R*T8G&7$:Q:0$P*%9?7VZX`I:?AS?N('H-/-PV#VW)"
M-S1*@V=Z$RWC+;VE3+='[XMFWNWZ`CW1&JB#N\V0JB<!K]_F7&I)_:SR5K30
MAE-,E@9V.)P=C6$UW=@8XDQV)(^QH[F%,=L26KI^L56(7(8>.(EQUX9G+V2K
M$&%]L(TCDH)@\NWY*]=0-LCMRY)OEZWS)^#[8YRFUZQ%<*D71#G3;L%Z0H2.
M7-!5G!3C@`T!FGX*HABN8DK/'[9?:-8BC@"?:+:)?>FPH#V23J>!A5/JY.;"
MC*W*I?*):U7,T20#O6RN-HZ:I7/U&FN;TQSQ)[=O^]1_HF&*.'0LL@U-A*_0
M)@Y9EY4>0XJCA[XLZ@#2JP+JUC9/$@@025)^8HU!UJ'GERM0-C*&?#0Q[)`)
M[XD2N@WR;0H3!_79MD5W'=0JA[_UT8G&H.<F2O,$XO[(KJA>0A'KR33PRZ'M
M"HAZ[=&ZZ>CNB^G`<T_A"I3ZY:HS7R[S;1["S=050_4RT*')X$,TO,R5P[GK
M""G5;M\U5)F;X1!F0SMI.MS-?3\0L<IW7L`6V4MO%[!-D09LNM)HA/6H@8%5
M7379L;K/@H@L1>VNX:O'"(>@,NJ,:5\J(U;W_B-;)>!1_CI.'MCQO..E45G<
MRDMAER*H:SFZI6RSNB<A+(7P_\%VE\3/U-F7ORY+J%[N^OMDRD71"S^D&9LF
MZ]U_^12AWU_U?65A.312"[<6LNF*<AEDPSJ"L*,3.X&6TF8DHOQ]P:L7$N)3
MMD];!GQ'!G_[N_/SV;L??S_[_=MSCM2_.W\S^^GW/\R^/W_/J^/$'O`']L/W
MKD'7T,;MA79`WT\'Y(8KR2*JM;R,MUN:L$X+X1V<[:1S]D\]M(?7@P;[:-4Q
M\*\\BT*02AB>$VE``&;A_)$E^9*#G9>:J09*-4[",'Z!LTS*"\`'[#]IRO[-
M1\KL_9NWLW?O?Q0#Y>V,:3A[\\,/[H^3T=US.'*0T#II3'U:AD7?4[:`M?P]
MAWQYC,AYG7K'#)8O1+D&UP'6,8B&[^X]Q,7@?,M&0_`7OI0J[@(;?T9=_ZD$
MH0X[4GTVG=_'ZMGI[RY7Z@I0=8V5;Q[UW8]Q@/&"".Z]%Y$F>/YCO/P-YN)`
M^5HVJ@J<Z\Q(A5%^-4PF^1:DOH)-00?5`@@GDG27\#76<@W''%1?(W!J%%UA
M.XKB.-$25:VDYO)P"2=F\0]'C'-H[`G9EN_\$]T^T431X;J2J%[O$6_C@'%0
MM4N]W]-Z&0)&UI]NAUX!\1/UP(.;3T#5+W\):,),L%%''XZK`[UK'Z6R'?:@
M&9%ESJ2YB%1R7<$ERER'&WI$%V-BM^@:!-W3'6SBHO5-M((3!.SE:N>#EJO"
MN6+.&UL3+M8+IS[*FV"4:%>@:\%XC7`Q&YT_I6^"."@?<)"TR"2Z>3>'UF+!
MKV&4VAB4%U61ET+D6<E;PYU+G:2H05JK[1.!Z&7$S`R[EX^<_B"ER3.]9/+6
M=+%:J8ZZ^K*HV;57!0RR/I:7SB01U<^($'`6,PFV;FIP33"+B1K?DJEG_%YK
MR'.Z(:@0$+^-HQU-8*5@X^<ZB+QHR7ZXITO*CO!/(=4?L$R_1,%_H'HHKWY9
M%*EDD5J82S`::!@95*,Z;D*OC2+87:'9KT&VN8WO*7]=GI</:,5JP(I!!TAN
MN3H_#WL"\)XAUAN+\J\L>114Z)^1%Z81N8U)H1.IE)J10BU2ZB5%G[LR:HYG
M\I;3RI$`AJ%:XG[7F78R;_X=1ZFD$H7R<!(5NH(C;1L;7$-Z>Z)N"DJ.`KAD
MW\5ID+%]\3U=@[]-G.SG>;:)$QU'[)"OD3<"@]7$W0*4XN`%QA<"N9]$4HDD
M7BW3)2"-,%7SS#^R2[$,??44)>X25&]_RG)XGCZ=:%QT/!P=)"<=MT*#>]O>
M(NSKMCNB]V\B/P?Z1R_\%*1+&C(STC@'SA2VFO$`F$,Z%>V:,[HJ%(:P#<#%
MKY2R9V0K2^?.7%X8%J$LE&M`TDH%EX"(-:",53L0L,*;QL[6T1H>K!\W0(2<
MQF'@PR;MP@MAB_:PH33[&$3T)J/;M'@?\#]#<KN/])F&[VZB7:[T@;`NPA(S
MF]T&VZ)R*[1B$S!AW<^=*DO%R)/0C*2@&F%B*0E`.;(MM"N2#8:@'WG'Z@`-
M71H[Q[*^FC;N&'B;T$/9^\\X>612TL6JX.PZG`PZWVO-O\=[)`]5%>4H`,((
MEP8#!N3QY4-(E%)MV/*V.VHK.]WQC)OJRA@?;:J6[_,X\$[Z?+>DU.=!\1"0
MLUAQ5X\B1*?W#L[X<QL/=H,419'/%2QE[.`)%SY4^/YO"U^861GH7L<LAR[1
ME(ZUF.*U;D3?3@?=6YI=>NF&J?D<^&PUW'].X<ZMH(6(UO-E%CRK+E%&5("&
M[W!EL<Q&2R8.>`6Y/,CJ')>RB%<)<PVSP\UTB-JQG3IA#A2@O!/$$MV9PA0%
M\5E0M,)1,2-B)VISEX)3='>03?CKT;G,W#Q.XU.,67VK6QEF>@`]9?PO#^O1
MK0S5GRU$]#8%84893^#,]B2B1IO`':-E)\65N:JG"0%N-K<=ZZOJ_NG066:[
MU&]=Y!)HC"K$X6$:UI7:1.I(70W`:JCP*?"J:/0A9+6`F`ZU1:K61C1E0OU_
M6US,-2CN^@*-:@-U,"BO\O,^E?&R7B'!-?08&.(03<8=,R&=T'(9Y^Q,7OM@
MZ,D,U&7Q5$)=*N`X.<H*4\Z_X1J".AO>(@_J-S[BH><J7N9PZ0`7:5'&*1XK
M]_CY4\H30RD>;XP^0SW(#%$,Y45>R!$7J%P2D42Y`IVA)I%?/H9W%BIY717)
M^AA?YY%_2U_N*3`0,M%>>"FQ@?#K+RC2"F-`5(1,>X=1'N7,54LF64Q6K&(V
M<[V`VW8I7<&DPLNYLT+B3=C,2X<'@.TP?[ZU58"UH[#]T/V&$L<*TN="7`)6
MOREZH^X5'8+)15\&0"Y6/!.2)KS_X<7;*5/3#_D<EZE^A*)V(F9A/\]%=A%`
M<+DN(6V,O1J9[4?W+(8(1^0<%IM%"B]*\ZQ6))K?QE$";Z1)$*TA3X$*DL/K
MP%'JC%49Q;O#A0(=GY#*GR*]C*P`M,\"M!'Q2"0))T\@W26(CC9=@QT'U]TH
M;TDM_8D^L,K@(Z0'I*E2.%_'KX7\QMP>3=?%8;V$.;N.I5^:@G1I.JHE21(Y
M(T&)KP3P!=D8><X=!_$UGE+I6$1*EDE5A)\@]QE\JYS53+ZP1YBB5\<6/8J0
M,"-<!GGK"M@&6$++?-+7,XAIK,P>)<+V+^%).@R55R*ZDJB)JD<\RN^+)H17
M*_Z;DF59NRO0,#"`//$8=0`""OR`RJ8TMN-*@Z6.LTU5"@6!#K'XA\N@K%?L
MKEWJ^8YVR[W>:V];Q&U7.6RU[[C?BJ+?]67MD;>I5$!Y93<RSQ.?5T^$:XY+
M4.@U@I;%3=\1$VXYVA'551`U.]9=)M0/LH^<1;M\>X2(ZRO(D!#$L%/T19E_
MS;U0[T!G70Q^<W.DAJ-V1$J2@$HM?N$@A!*AV8R4N@DJ`5F[LF2AGTW7CU/:
MKM<W[U1&/,F^]$@=T=K,'G7X(A;!FL)>?_O3+H-:]+0B<7X';+\C:G4%8YUM
ME=>T'OM.MY;5+S=2(LF+_273;`VA^U]:5]=#OD2O.`/4PUT35I5#K$%9O2NP
M&F&-P]EH<&]A'D<$D<PG+_F-9L733!$QME^PO]U$`3PI:\.SQM6!>QP9JS+J
M<:2@*Q)2ZS>\4C")60%VHN.B)5X(5V"),ESC:037V1.Z\3U[00@K>9$`K(Z#
MK*ZNKH)T&<80Q*R9-X?5@7?[&Z,R#M6%P#.V:SQ+F4@I1+9!XUS+=071**.U
M7`G'=S2&2V+#CLN/--E*\_P\*U)SL"UEG*JF6Y.O<(P/YFJA2!Q`S!G;06^E
M^3*%%V>O%$663)8K@!MHF@;#PM`N0[D[P(2\R_A6]=T;2/BE/3KHRR+=%WI4
MP+DIB'6WJ)Z\>S-S*JN9D0&:S@9&G3#=RODY96MZF9)#=Z0X*(1>^]1",4!A
M-0)2JCJ)2+3N"DZZ&WZX0'69>T(.AX*NX#$NKD&&43@8?HUG<!BFIHU;_)*J
M87;(U4"VGF\U]-=FX\RHLO%M/`DIQ3`[M3@IQH!UNI'(J<XNX^TNH1L:I<$S
MK5,VZ#>S<_\_<Z'W+<T6JT?OBV:H6JL>/99M-Q1+=I%'D,:5;T[77L"P_ZW(
MP<K]Q+U2(7X+S\]3[E'R'<NRAR/H.!B:,$DKC>@JR-+BWC_R/WS9L79H=T3Z
M\OB$K'VJX)T1G@H1?&ZG1?4VURTK;3"(KA[<D%.,O5YCM#+'FH%KX@7H<>-%
MCW2[BQ,OV0L2<QBY0DGIK'L'!]TX`KKR=01SYTWTP4NB(%JG^MA:FQ+L+$-V
MFXL9LUP=DC%]2%8J1()*(\YK+5VJV!S'4UO";(]JT2`G6XOM&E6Y'!]C."'N
MJF1>T3L/^.\W-`N67M@18-W_#>KNRE@E"RQ6A$LA#3&N('.0+>3KK('],]V*
M!0[P<709>FS[V>ETKBB(7C_TPE&QT5`?F1-1.^&L5ZX`J+_EAS-4G]TGW/K+
M="1I`%-A6J:48_-??8[1'06,O\<?#8:JBIJW2@8:2=J,,'&$RR-P0!82B^!I
MU\`XV%JM??BXGCU.,+4NYK[WDV,%35N+O^\-E'8N"-_4*H;AT'8#\OG>K_9C
M6[Q$U.^[M3?_#H6F0:JA71`I%T(V3`"_HG/346>0361`C>BOTT;_O1L<_??N
MF-%_[Z:(_GOG"M0&6,(D^D_9,\?*<LZS`!1_YQ2:@[.;*VHX7E9SO;HH#YI!
M(EV!'<)8QMG+^SIW2@YN-A&#(N7.L=`[[7#7[O[&`C.W@4I6C@EEQ:Y`;Y`%
MVIS2QKV"F/4.,I9?QA&_-,F]$/S'%JO%CI\YZ!>:+(,4GM`4$]^(2E!SWWBE
M,3`KI9(RO?VREDNX7R$[.\1"-)%DNX)&G.7DN1#;WQ-.AQ`??N&EX/2XA1<L
MP;68))!XB@^N?5VD\,&8OWB)7S3A0]V$@T87?Z%W2=#"Z=32\5/TM&9"/46Y
M.\!.9,W6PG$*U-F*O&=51\M@YX7S+9!A72EY%_J^L!>%KU?'8BQ^)80(*<1W
M:_=L:!%M8'Y?#V%(;N4PV)O(#_BGBKUN3V$<66VO$JA'ET;(-*GJ=PDA_19H
M\,D:]L-TVP3Q-$U]16`V!%[?QO<T!'>`*DH;7JJ9??U>)V0;-:.7=XO-0X72
M%FH0-:<`9PNXC4FA3,TQ,".E/N3&N0O4(]CX<$&WCB$,1Y:7P@3^XYO'^*?W
M5]Y>GSU;5Q+'D=4M'L61Q:J&E9?\^`:(OW]Z3WQ6ORLP,VA\@Q_+Q/BV]FR+
MJ'X#4//K&7UB;]?6H9"5;9N(0H@CDM2//"X!Q=08VAU;;_=@R$)S.E]E-'G[
MYJT^4E!1"$<"JA6*`02KE7A0+8%Z74*`OKT-^LX>*T_I+)7L.+$-Y!*NO?-[
M_*:ZOK'@0F6@$FIC7PH0>:/=319M9(FV=Y5Q[TP'LT?Z);L`*EZ-PZ>^'!I.
M6M&H"8AF7A`Z!QAM6P]!TF-GS&ON<D/]''([\TSE!9E-`.G*N=]4N3$6'E2J
MQ]QA%>#><D<IBWK*+23"DX5(8K^LA,+O(II)SBKL1Q#L"LS&FZSQH(OHX.EF
MK$\T6=.DX?\WC_RK(-W%Q3]KHI"T&DZ::6UD9>BY#]<(#,[/W[XBA?29[$4J
MPK5D#23*&>?F4YS]#B==&RBP=72\CA,*HN"N(HOK0T??^5'[G;U#9)]J%D^2
MJTH4D#3'7\6QLL\\VK.E6==->/3PTLUU&+_<LL:S'\7$'T1K-B:J"[?Y,@N>
M^?ZU'AH]6TATM?@#C*6&H4+8XXB`'J22SB?>^@*X5L`5I-LV7^M@9!48TXX3
MIB/\#Z2X?_9"'KG'^8/9'HG-62D[ZXG_[1@3QE58P?]0A;%T#<L-/+*S69Q`
MWW*L\Q]HK8#-X-AC-;$S[MU".T\UGH?:2C5VQP%X0M*D)%Y2ZJ?7K/7`=<'T
M_>1E@C!SQ3WVI<!;S4`=5@>>0&F,RJCC+Q/"S[FIDA30->B.LD^+86A\GTX=
M-,L#2U5)5[3%+`7,M@7C+GAYF&SJ;IALN[WJ(%F=I2>DUUTNDUQ^T1;7,O5+
MN`8I_=_A:71-5<-@J1#B[J7<8&NT.'&']=24/L1M-E4-VI1%+7CGZA5`K8)?
MQ>+7U?JVZVN?_2?T*9.X=[NO"E0E\3Y?>O$H'ZZZVC^XAI2.)K=<JOI,/A0G
M*5U^MXZ?7_LT`(A\#S\`,KZ7D,%^]:>K>)F#V&MVKO="<7*X9K\[G%&ZRXY&
MAY$*J!?)HG(B:B>B>L+K=P4O1D8H$3.@(Q"7XG4.CH')ZPT_1%V+#U,.@QZ0
M5%!Y@'O5UY2K?IB1Y-OQ,5UHA^#C8^`]!>"$W9''%ZXEXP3"0_BAN3N?L[VZ
M;5&&V&FB/6Z12A\-N.MDT7"GMA)J<6K7U-7TT=:MK>$LL8DHQ/@1Y`."B$`3
M:-(J@D*S3B`&E`4U1$$5X1*:=*V50=%MW^FV^!^#%;V)TCSA#'0B/+O39;'C
M`_2&OU\9%&!8[:2JOHRT=P4XYC8X/`B8]@@F0\IZG0@VT6;JXBI.^D-G</V@
MSW%Y5$8HBKK3JN0=YJ;^"B+IQQBKD89E=+=:RW#_,P-]9I#?OBQG,;O]@6A4
MW,YA;ONB;I?`TMEX?5Y[I>$Q,Y$FR>Q=$C\'*0.=:OKI_08WYYBJA)IH&MF*
MER*@-BRR%5>27`*,L5D:4\JPKG(R*[IFXS2DABESF5LY(`[/L'U!UT$$]-BD
MH#\^43KR(<T7F<8?,B_)/OY_2]C.N<YJ,S3"22C_AAL2D3/]]"\^XNFR_G>1
M/:/W_4?WG<77H![5[+P-%:S,,RE>GQ2";(Y/.ZTRR_B`;MQI7\1Z#*1_'S."
M)&)/RIF'M7'`\E]1^TR%&`S4G>.#5K1/WAIJ[8@+Y*"0X./\[:<XRC9Z)@A-
M06RH1H=P9&P&%9E=SM^2+:_<I8[N;OA!U$6OV3'WX%*"0NY/**W&5W'^E*WR
M<+Y<`N.3\HY\R.>X^_,1BJ*N2GE,3\7YS=/R>8V]FU]()5XAUB6`C3%7XW)^
M=,=.MU,#];)X6[B_UM'IGZ.D2D'T2QS"EAI>9S7[MJ&UH'=Q(]7&@!E$GF7Q
M62E4HBF8$5DN*003_H;_7^?_;7.C=\2&<^IFW:9O7.M=&<U(ZQWN"5%PGS"=
M^`-G3H:85LC`S7-!/>1/?B#NP+HY10P_QJ<?'Z0D9@!_?B!"%'<HJ(0169KK
M!"3#K-7*93ZB3ZTP3Y2)>HJK"R^4..,5.R+##RTQ39@H9XMA8I?$A%=.5J4T
M$M3B7(';<`.I^23,NV]"'@G@N'AD4M+%"D8[I'3]<]Z8QSLR!)A^C6>*&*8F
MZIS':4^X+,`HGP)ABA3R')X-!]JH1?\PIB^G`^HMS2"\DK]9^=2_V'_F3`&*
MT.@>K_H1%:'A.UYY5)P91-ZNV"DK)8"4<I*%6/M*GG/.^N--=0AH;$=/A^T#
M.O7;'#8>BY5X[%_D69IY_!GGPDN#I0;6P^I`(WJ4RA@PEP+/RBP;9=+1.K2<
M.\)"8"7W^HAK)<BWY\ZE@!QEP$.((SI]2F](X9\;\*TV#QG=L.,@.U^+]44#
MZ-[/+'A&FBF&?A`@DB2^EY!E_;VWB]-_*+87-B]';#:OD_C!8AM/XQQJ9J>V
MB^@0@$XWWGZ.8_\E"`\SLK;^C!X_AX)0$3Y%7:Z!X["-AR!06W/:&^O'^%/K
M\JWC:EI9W,H==)<B.$^H+]0GU65K*EVV\N>4+*[^.",>.ZYM(1<?7+\NX]0Y
M9_0^2ZGN5_O[#),L19^+OO5G7$*4"?+.VWIBP.C;^7:@4MH5B.H:W<C2HH7#
ML6*C/T09`_Z_Q6$>95ZROPY"9M^#+M.70\5$=XK&0%=43*J:B:C:%2#TMET.
M@S:P^PD2G7X,(GK#?NS-;EH7M)?2M"4<=65>UFK[^12G;N<L5U7M"J+[VZQ-
MM*H!"&+%O8VC>^I3N@5WU3M6DB8)%4<(Q0+<51JU'ANH@<$MJ_XLJ>HGNU*`
M6\Q7AH:0ET#C#L&D0ZF#F2^\Z#?PGC'A?3#Z#)<R98!B*,:06@XY(T],%&=%
MAI!`*20^=8WO88AY&CE7!G?<UY,M5[J)/$&V7%/I)\^6.]!,J"V%"(F4[LA=
M&4,G,J;M9+FC0(<YPS.EV&PA[B*!5SWW$EVBI/[RN%.^B2JH8W\E@%\T;RL1
MKF#8V`J-<[5YCR!P<L_6$P8\@&.:TBR]BK=M1]:.@BAD=`O'0**NF8BJ;5X#
MX=7N/"JU='<)QMUME_%K`A@,$UH2IREDA8![765,L*X4CN-,+Q;UW`'5DK+>
M(EK3%E['ZFP6\#98]<D9U_3-;]"K]4$%E\OR)H+?=B6R;)3`9K%4B4.=OG+.
MX@^5NM2WFI8>)*_46Q9#DO'L!2$<^(OXE?HAAB,)O-UE++U5=/K@*G`4&B,5
M1C%J#)-I:\8[2E/-ID.++9Z<3&2DU1K<(BA(3QG]\0C9-_)DSW;7/\?L*!;U
MLK)U?V,AUL-`)62(1RF!'Y1J&:Z@<)`IVO$;QMUC)V%HD:WL@2;/`6><@'.]
M:A?:_XVMM*#=*MF*TZC2TE5RB!#D"HX&6463[-.DIZS@2%"2W`?I;[54'AS+
M[Y(6T1U->%@($`]F7I:GYYT0&U&=)?2-;X@58"Y6)=D-J`#_K'`J0JVY&F01
M$4D1(C1QQNW=ED75H,9B`W,A&4=L1H9`.NXP<OD8"\<1U5VDKBCN&K)'`=0-
M9%5WX89^"3YHA6>/2]#J,T+C`M*H&T[@R2'<:>$>/HYX9@9]0%KW-_;\.[I4
MLN+J,2OCS6H9KN!JD#&T3A7]'82:?-)LL;K.^?M+8^)33C_:PL@)J$\)W!24
M9BE):,AY<MGLLQ*"^'-(G4/8%="8&:0Y'9EURW034GG<X(X>X@55,PVI2J(G
MGP[QJ`B5\HCHE">J0:,/IY9>HT^8E4[BM@'(L@/J1\C]*2Y!M.G,!W^.SU$W
M4%'4W6"#ZTC0[$(VE^:$!;^1\IR+%+)QE&9)OH27=5%J5O,HU2G*7,/N4..V
M,M^-@L%T*+\J'-\$%>"C]T6*B-(@N_,3-)I-%,(@6-1+,N^+.Q>Y0]I^"##S
MWI@P6A2&]YVWASOEQQA<X3104A3$1X1JA6-@`_7P>2R&;+K%-+<34ER#D=X"
MK?#''OM/N-IR?P/=6BK^B%\I&T+P(<']KA['U]`@JM<MCQ1U4UOKIJ++IT-C
M[0?3GQ=671:-U4X5++E9>4X"H[/EAS@QL#[&7V"W"X,E=QM=K""%B_`@+?=T
MC_&O29#1J_@E^I0FZ:]!MN')UH&9]9%N=W'B)?N;[<X+$M!+Y4U@5P#.U^`H
MC46=-FJ-X`GKN=1)HES-8O(":A&?Z44^/=RGY(5I5BS3G.HW*Y4C0:6=*Y@_
MGMT;#_Q'1!EB=,%^@YV'N"QY)Z(8)]JB*,3W*7"L#:--QU8;;>AT;?T:=KXF
MAI`'A!F<,,FX8C;@]E"UUGNP5027@DLC$`/APSI=ZFU=>QL)MSHM;"/-;I&2
M1=&[K2)VDMX>"$01<M2Y:RVFU\%J:Y))R&'%NQ+_#%)[ZO&D:[HR7Z\2TQ/>
M%6C]%77W!_H/\'<*O<I8\<4]6\7)&4\WX"YY:;\I6J=\PXXY9H96*<I/=4`;
M\OEQ,[0J%$5!RRA#JX/1I6.--2A#J[9;K65H+6-(^W.TUB4M9FEMB4?M%`_S
MM%:UNP2:'@/H<[5J.@`!!3FO@AR<7&3@NA<N(8_QXX86@+Q)TQS0^L]YN`=^
M)05J+%2*`IB]1J$\YN74'4M)#4*%'K+##3L`5E-=P)6!B"E0!\*FOG<)O?:L
M*P/=-F:PV>+NO#2[RFEWTKAF(7SN.*50_/,05$M8O2ZA2-_>5DJY#BN?-+WP
M91R&%'B_:;C_(.Z$*22DTEZTX^HZ1LIA\R:@3OC*5+.R;%()YVXX-T;WX\ZU
M?V3.7;0A3G'&0AG3(._NT`&!RS%9^X,NHMH7JKA>2&]IME@U':@TE`&CJ\+F
MJ40U`#.V/W4ZW#T5"LQ(1#,XSGD*OSU7H&W#E`>Y,2V`X1C`GD=LCU6[00X!
M\N&GQP&N1L'C`?70,_2KP*3&2D88[.Q''"=0X+/9.?!"N7[M/KJ[/)8AJ%\5
MI`=+*8!<.@H>(R,<4.^8=LB4?E!JALS.D/N>CRQX1IDHA0-817A:B7`SM,+,
M%FVG*?,>FO"H5SXO"=^_3SP2!")<;V.XI,B3I,B"DS[2+]E%V";:Q=2$/^:-
M5]]6C+_TQ%B(Y^YP,R*KX!J$$79KG6>P_3YA8&P5WZUFJ>3CL;AQ*Y*<[1^Y
MFW8/]BU4C`^QM=8X6R.#LU7S,*,(SK9DQTJ2Y0:(0)TY!]FW7BMPUS(VK%!I
M'$9(B</8/)VS;5"6>'PH%SGENTDT!E5DB3YCC/*V,'T8B^=%94">Q_X/CE5,
M@S/NXTT\H8,K4,<;4<V5,1X"+GBO]$WM)E\>T9_%ZN3<Z=AB.T>&Y39UNLO^
M#_'8Z5U+!H/Q-)';@CU'S`.]XZOW.ZNQVIVJ8<;63Z^DM8$)(E=Q_I2M\I`4
M<Y_@W(8)LJ!^Y?\65_Q4_,$]J)I:KBL"VZ!7IX-IP3B?/L;SY9]S9GG]D.I,
MLCJ\'C2,1ZN.<C)B2FW8EI6<\7S!C22"-E>+XS3.C(ET;!M/,2)'V^EPA"(!
M/"6;%9LNA/_+50YW"7?\Y9E?.?"_7060ICPZ=.D;_KT%EJN!JN(8K^!T7=;H
M'%`'VZ)->#6JW]P`9H-2YYX*+[<1`%77<U2@=JJ.`JPGCM!9R9OD5#8SM&F&
MX->@6R?<N?ML>Q;$$3B?!?Y-=.GM@LP+.Y^;NK_![]A-5$*=A"L!!"2<!1$I
M9+B&1R-3M+;?YMTS'<X$+QWD_>9IWSE=,$T?XE`W,79\@$98OS(8>$'M,-6M
MH7Y^SDL+"21E(L[JS$O"&:/*8.0:^OK-=`@]TTZ;#G>+'4V\C$W`G`,LO0<.
M3>%H?4MU7JO=WZ#19Z02[C$]RCBT$OBA\+UW#5Q&5CC$UX">F7`KR+8V*>0E
M9RLY?\>)_&NJC8S4E<9OZ[K5P,UH5:VNP:BGU:U]F8GU3W-O6EX9EC>&=PG=
M!ODV+5D3:H]A;=#MR-JLWK&.:`9J+]=XDO/+:U>OO':-([+CI`2'A!JN`1EI
MPZX[V-%8F-+MK737K$FE[I*83??9GJF=;W.^B%W174*7@:?PY<749,%!;K3Z
M*/#751-?JOO0Y_<K8'U%6+#M:X=$P(2[4TZ'T\O_VBJ&WX-J!&/0N!"3:UTI
MGW+93)Q`D&<1"NK<O*NS1&OKV=D'^!S$^SN:["@[&(:77D(?DSS-]$R(YM_9
MR$ELIAIJ@UD((KM2$EE";'L&LJ19RQGT#+:.(F?QD)Z;;DKJI]^T2KII&4@B
M#-@0,!/I:L`7ZR#".QI].#4>A0=TR[>J<[%Z-)S+%'-A5VD<14R_&J@-W+9P
M#BD6R0.W0E>P8&B)!MV+:8\@V2RAVIN(S:8,@?=L6_?PXNU2;0Q6WQ=H;DL#
M=3!XX<R0W(NH%$)`"N%B7$*+H2T.&2*-^P:!&FD/5QR(.3[G617+L(CF]XW8
MA?E3FB7>4D4GC*D-A38+S<`@\:.\S2_E\_G+R\@*HF(*8JN(>*2*!"%/H(=+
M0+5@1AG$UN"``/C/B1=EB]6'[2Z,]Y3*(08*`'>51@'40`T,`#NJ=PE?!E:0
M\6/<&PA\%/45%%L:^F=%(10:]$)15PX%D914K4N=KV^TW.=]IK;%BZ`.U5#T
MO<E7]M@0NM6R0H3P422_:KX52,[8+F%F@&VT]`<F?8:FVG[(<HB>;Y!Z]U!O
M=WQB@8J[7R&4+S27,2.%%%>?DX:8H\W<;=I!$_H-L5/`.@;OF,5*NF?XY"6_
MT0SFRMI36>_#W.G-9E,"WC/)?G-1][*5.N#0)"DT([5*4K05FV._IF"L(UB[
MY1%U+'0AYN_;6-;E+DX#W>%`5Q(U6_>(Q^#U-OZN"5125>\*]@PL(,_+1CTP
MW73\"PW]Q_B3EP$R]S5"95+37^(02)QATZ&9<H?6@IY61ZJ-@2*(/,OBLVTA
MM#%+-AAS"\%\+VH[#O<8#3>+JQK7?M?;;A*/;+_EIU@;1UKO</U##?4ID_(F
MP;,'1"4WG`F,+])L&_P+]==,M8*:@^E]%:3+,`:2F[[89E25%I+ZXAN$F?[>
MOR*U"H1[7+KYOFG#4.T,P;:Z?KH1<$NS2R_=W"4Q!-;Y%_O/*7".B[U'0VD-
MW@=4@$;W<&51NTJ:D2431W:%//*T)]_F*:>N?U4\WL,\[E5B;:YCQVELIU>"
MY1:?8EP/M]KA*!X+:!>(;30OE@,^/"*MC<UW2(G"QBL%\NM=N'KX@VN@-+>)
M.?G+^/=#6Y'0[!@`*]QB!</E.HQ?^N#7^8F%^.9^A7"Q]T7]<-4`$@@7X1K6
M3,S0#ELV[9@I'1*7\98^>E^*2*\+&M%5H(.6KK0%1\5.-3"`$E63S/M2>DG;
M]5H<K[C947^8_J=Q8NRT0=NAT0!$N+1D:1Q%M;;R2UGU-VSJL:8(U-M769DK
M_:ILX4$V,945I[Q0$"S/XEV-L^R(JUL(D8:SX!WK0#;1%CGPKO.,'0+95I/!
M+)U#A'CP%QZ9<DC`:;]^"U<-EIN*]*BM*H3UV2_)Q*4HP%U"SR)*(3:ETI4L
M05G^YRHCXU.>!A%-4U$N<2^&VKKEVQ<91T&9!8^6:TK%+-WAOU*7L>*MTA)I
MQ3=E12D[3T.UKJ"KL\TJGQ.-G:?>(E:;UY[3AZZTI2VB5@T+6\2J;E>P8MAT
M]0:KIPNF)*?9;@LN;I%^5)^AV.@3"P0U_0IA"1W8FB=8Y!;N)1P>8H<V!XUI
MSPP%6$J7WZWCY]<^#0!;W\,/`*GO)4BQ7_WI0Y0%V?Z>K@.`=93=>JUE2EML
M-'3Z!&/@(NHE=<4$:G8%+'TM+P%B9G/$WJ3V\5^5<0#[^BDHY:%^BNV*T6>H
M'<P0Q3`XD;*AL.US)4IZ"4QGA$MS!3M#K2-O?X;W&P);4L7:0"GY%Q_9]">]
MNBI@AZT1A4A+S<&`55*!G)$GB*SCH9=!&5F70&1="IK,ZG`[_DMXIX5$UZZ]
M:5NTK`QTJT@Y07:KBWWUXR\!39@A-_N/])GUS9=`]YIM^+&]'%9&2MJ9G&>D
MDN`*<L>90YN-:D"G38?'3Q[0/'KA/05#L.4B6M^P\T^W=WK/1VC\F2F%>BX+
MUE&P"I:P;92D$"[&-?R9F>,0=T,Z:4+O`+;7]8,PAXE;XG/_L@QSG_K7K-V0
MB2K/^`W=8G5+,W$LOZ.)=&3Z'`69".;7^1+8%H/W/#A2PU'WTI).<MZ=4BL"
M."227K"#!C<<H=J,,.7DDSH!]69$*.C:*#I6![2<(HX*/0S'0!%T=T^!^E=U
M1WU8`L<%H!:'BN\O64A((BJ=E2G.(<"?F2[A[@\[3FMNX[D:V0ZAR`/HI7NF
M_CJ;]"'2OKMW-XA"@*))<R:G7%";I$&CT#4Z,%QK/!O1O^8>G-5OV.CGGU[%
M6R]0Y8;O+(YC5C-0!'7!R^LGA0!22;`57V*S#9W!%+J&N`1H$T,T^-^,837A
M$UJ1BNPZB-@$PE;%FA3VUR#;W`L2\2JP?/[,3E5K"AM>9FB_CE#3O;G9JA[_
M2&>YH:A7O3+_6Z4,J;69D1>F#RD4JLD+(,:6ZT1*I:1X1U>&Q;&LW7I(/`JN
MG!UVQQIO#@PTIT;8_[R1=;0A96,LZ=PDO32[RNG[-XOD4YS0*V_?03"B+8MS
MH^Q3`>56R2HG?D[)^S<,/F3+!!"?27`%:D8&:'A=FG7"A$\`;0S#?NLY\-GF
M*]Q_`%<_3U"T"=AW3*GCZL(_$&":@'HO4,Z8LFQ2"><1-[5XF^[K1V]_[S'[
M2(8XR?,*QIBMUQ;\@#CI3*!+4WP9AR&%V#Z*GR$0,HXQ<^";;']&:;*R%>=]
MH=:,R(J=:KJ9QF@CIZ'C6L^1.0K?`P9SEZVABB%F@HCC)-E#<#%_D"B"/=/%
MJG[>4&Q^S;[#D38-40T?;"\D$8^+JN)Y.0N9>^FY!]NG0?`TO.\0"/O\4&6?
MK2H_UQZJNDJCT&2@!@9#G[][^(Z4$ASDGS,T@0P3XZ[`Y%S0)X%/LV#+Y[W2
MK4:!ED&?X[(RC%`4]7@_0)Y+&!MCIT82A]$]BD#APW)#_3R$<#*Q2'NAQ*(#
M<V5`_7G&"4H?-U[4!<GQ=:'PB6X"RM^J$`YK926>2/))H0`\$HN<7:`#J?T#
M78(PVI0RGBW!84)NC4IAX$OS0F!+@UWI(I*X1!]AA/:QD8VI"<_$,5Y]6R.@
M%BSX%>-(IK%U!>D6#-:B\L!V."80)OA"_8+SKW.#J2F("W;I%(Z[OV`UD[IJ
M5]#3W^I&V(J!S:><X6CD)4'\.4IW=!FLV`2L=,?I+V]AMNI1!3<GB<J!`;2J
MWA4`&5N@/<D8]<8)8CYJ9L6T;VGL_L9>A$>72AAH_?[5'T@S\DZY[7,-;$9V
MT49X]/?5Z4FQK^A35D^T/:P$`RLY&B5VM]*6J/IX0NHL)B5%LG-$?>.L8TI^
M;-*GT\&WNEB"D/G.8"152300.\1CT%9?_W&2`\N\ZDBE.UU>FYJ[-C(Z6GX(
M_UZX3(?Q*D#[.DX*EB).:50PNZ5WXO5-T+UIT#^L#O2X&*4RDF,&.@SHB,B*
M"RQ)LYX*D:YA<92)#E&*Z-939.46$4RW5,]NU"YI,4MW2SSVK:].?>T8#99!
MV_6)L#6VGS#X4V0?3>^\/=SQ7.9)(A)[W;(6BW]H`&3R)3Y$TUP]U,--(8;L
MA!S7L#7`#*W8QZ'=-!WV^/WY/$UIBW=$50*-)84X#&;$DXC'ZW,-+XJF'N)"
M:]J3,()7-Q%EYBIS9G#]IS89PGL5Q$#IHHC&?-A0ZIR?U1`C=/"$&W;3L;C6
MBGGO.DB77O@?U$L^1/X54^Z@]SN+HCC7^A1`17&*NHFHG$#MA%5/H'Y7X&1B
M`YF!S:P7,.G/O2`2#UT2;]%#_J2C7^LNCTN!;J(*!B"=`EQ!B+$E&HG0S7OE
M>(Q]=WEVD*M=?KLT_O:8W'UM%8].X,=$DD*F2Q`;;*@!7'ZZSK0#/;Y;DZ1=
M>F%HA+NN#VV!SD`Y>XCCPIIH`WF.P\W`1!JL&7<@QJN3GP6*XR+W7)]GM0K1
MG)T7$WB92()H?>&E05K2>C_0Y#G@/O+!>J.DD+16-<X;U'(#41<.7!?BE<IP
MUW4O(RN`>9%8("(>B22=R!,H1<Y(Q0F?EHJ1A&OF$NYM6[OA;WH4/&$BD/E-
M\"8.F7T+M8HS78=3D\%'N)AD8Z50P<F2%%*((:4<EP!I;HY&J/+`3IKPYI8/
M`H6C@^Z^5EL>?TO;IPI^JIS)KBNU`%<`9FR)UO6L6:\@YJ9[FF9)L`0N!BYK
ML;JD6PI$E!0RL\#4F'N).F#,_%O43#5810R>:F'%Y2UL*)>5/)[:9UM)=`5@
MH\PD3V0CNQ(3H,&S*GSX0I-ED%)?`:_#$KA@"K4XE"<2KY)4=;H$!DUS&V$,
M7>:UD%L)V/=4LT;S[U9R*C5$8;JTVCL#A[N5],LH-7NCN<WUG1J`RC:KTCXI
M8("A9HPC_FR0>V'I,*>@9^\JB2-D[!:/NL6OJRZ#!YSA73=H>H.YT,3TIW>\
MU84$FG]W-/=:JZ%^(.0LB\]*-UHIU'GF8#S?8-N8^M.>/$X/LEW`:NR%,"EV
M^M`JBUI)&*93`#=WE?42J-@U)'4U6Y47K-OP4[I<LZ5S11/8H5=W5^JHU$>F
M2ZK^4V>@E%41%IR\[3<8Y1T.0KZ:4)EC6*_MK'TLO*#>+A:K3\Q0FW?G\#?M
ME:NZ'/)5H4,T[MY+4;$KB.MM>?.ZOM?JTTVI'[PD8H@%=VU^/NZ+^M.71T]V
MO:I@X//#*U+6SW."<`FNP,?8`H>SCV%O3)F_/5TFP:Y,'/)2O!$P'>^2.&(_
M+KG_6WH;9_]!L[D?[[+651BN+@MYV1%-P$#T[2M.41=EI!9)FC)=`RS*5NVL
MZ>C^GO"YR?>YVV;Z&)>G^U_XJUAZG4>^SH&[[RO\TY.96JB%.(IR.#0OB_I)
M`ER`._?`:6B+UA/4D#Y"/40]0SBCR+B\"X/L,<GIYYWRV4E=$OG(U"D>]Z3$
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M8I[1M;?AF*"U[+$"3S]$&>R(133C/=W!O!VM(3`V/[PTZ2V."D`U401UCN'U
MDS(6M9)`A`A74&)J"CD6U;Q3)G0E`"0O5GP$=IZ'%07Q;@1:X?C))5X=AXH+
MIW-W\MF&XJX@O;_A+=>''J@@5KPB:.*"KN*$_AO/C@+;URKA9G9!UT$4\;=D
MB/96K(J#JT"MG&,5ML$#\<2%DN=2*O&J[#U>QOY:"`;$[9EH5P"',9N\2.,Z
MVH$('#G^3/<P8O3M\2)S5"H>+4IG1F1QKL!UE(V,XW?T_7B\&%TF\[X1]ZBY
MAD)5=<P8W-X&'#_F-HJCLX.06U<`:\.``\)H#2&`@+,4T7[A1;^!O^4-TX1A
M*+OW,OKPXNUZ2`Z&UH`"[TAU,9B51)(SAL;H-QX(0H)"+DF88)*"9'<I$$;:
M388JJI^=3=,N;IWNV`!;!CLO+/8]FAV#G;JG3M?>W43,T!B9LETH1"J-REAU
M5P;,4>R,S-UN@B7,KF;-M_(\3DQYE:$IA-N):(6B]ACKXES&Z[5UA8'7M_/Z
MHJFT*P.AN]&-?4P/-"Q!4Q-FV"IB#9:V`@N_CO[5Q1)VVQ?1MU7ZMD>ZW<6)
ME^SK5+VJCNXNC^IU(U7PC^L9Y.^K1$BYG9T"A9$Q9(0,Z!C,826G-Q'[[8^/
MFR3.UQOVXWOM"UY'8=P1I%<)U&DCYZ3^4#_#"A<`_WCO$CKZ+=`X-QCVPX29
MI]K14(J%I:\T/MM4MQHH/P1%J)PK"#)LOB8-?'<W6,EEVR!-$%1FWG*9Y%ZH
M?#(>^+&E;+6F2J*X5Z3DG$T2C(H9KY!)4J<>F,>92IU^=EB'3OCR429\7L5)
MVDCXW.ECV_L9_KW#4#'4=KJ4<<:$G($4B4^!_-=;JZ_6-AO4?0CL:I4K8VNH
M55JO-8,`.&$48?5L5`4T]G@0=WV!CPCL5P<S@&[CS#U(&;2Y%;]GV@<3>@5Y
MZ09B,)X9N-GA9YY!LO(].T!WT=ST?(3W%C)2"N4YQ"1P3]<E_$!K62U_"4&X
M9=6OR%KKA&YL94\RW2S]/ZFA':QGG<VDX-%LTL"3.%L9&:GE>#5@!$XWF=PE
M\9)2/[UF+>0^8<7KFH[2T?P[])1BK!IF5BF%$.CB(K@S%G((->&$/&FKGFGR
M%.OW>^C&G6)T&1OH<(`-A.1T8PR>V_S$>_%"4&U`9+W!A^A19JZ<U?CZETJL
M%8).RZUY+UH3T36\D6J/4R,;=8I196Z8PV$U%(28D)D-,R^]B0J'NSBYH\F.
M`L/D)?#`)'FJ?+0Q^@P78C-`,=0>E\M)X8*^X*T&_[5=*8QME1(*K`-I]VO.
M29IF-F8LM7#RF*,!5FK$(@V&YH1;/V\O*-SB^9+M2Q/ZL(F3[)$FVSIWK6YE
M,OL6OP4<HB)J&\@4V4"^:W;H2$'&6<:$2`F)K:Y2]IIE-NAPK3O))G"(A5H;
MP>'@1"Q:Y?:RB*G1^[%J"J(6IF[AJ%"_HF:.&?GDX`I4^ILO3\0FQI\RA;OP
M:^T.@C\L92%UNU(LRD.S=%*FHDY7T-'3Y':V]@Y33YJI/=_FW#'3A"!"]P0W
ML!8;&=S'J(TZ4-8B"^H#%:O(C$0T@QDL\[ZX]QPQTFR*[._CNWO*3.!LWA5)
MME)!(=6;_UO[@86LWWW*H/P:I-K_WMO%Z3\0(<0U!/:;H9WMVZQ33I!A7HYL
M[G"WTI>WETM>IXJ]R'GWD-33=&W:^.YN.`&.'L%YH`\\HI`]Q#2$XN:>HD9G
M$=)HJA86"@,?DYJ@R#ZO.+89?WI<*H(#!8]/00"L`_`.ZPJ.QEAI$..`LA_M
M9/5>Y%F:>9$?1&OCA-Z:;VSE\NY6">4;+,5:KTA<RR%+"%YU\!K!V"R:U-TF
M784-8N'NH=I8A%81?*B*0B`Z.D6JTZ7^U[6W%8"BM;"-:0(.:33]V0NBE)W:
MPMRG_DU4,J5VS17=']J9,(R40\\:7-2,"&'D6R[N%9SEN4!X-**.\>`.-Y)R
M#AG0A4?F8KC+,QP5@U3!T9D8VLI.1L3`1'^M/`QMJPVE8=#U,0*;-S[;]`>K
M`+;]XK54@3]%(13&]$)1=^)2K414ZQ)$](V68=!G:HR;ATA*O:]34N_U-*G:
MLCB'CCX54#<U1>7<N[6LWB4$]+:^X<)@U@,(/'P&%JUX'05_H3Y<7M,HY6>S
MXC&F8*IXC!\WM)AU;M(TAQ7RBBZY*JS*=PKP6*H8A32[C</`4M:$OY:4JI1O
M=R0IJ%2RF+#=;N4J&G"%8/=5J@01P^]<0K1=*\OP/P:&)N1IYXP*D?^1>FQ_
M63/`E.0PMW&TH\DJ3K9LHUE''BY6Y9*ON0?%UXOG9;?5-,R8$A0P,,\+-1KT
M1`T-^#_+:-9X14HM7!E%ULW:8FBW"QG,5K.H\#;.YB"$^IP([ZZ2WDAW+V\_
MS3[$;4D'*6?%=2.*,^()624[8MT3(A[;%90.MU!C3SNB_Q`X>PRV]"I/Q#VS
MFEBH502%'9U`#$J@3E)6ZA(,=(V5.[S;O(BN/0C:OZ=>^`$H"B@DEH@Y@<2R
M\;QP'2?BCD<!`D1E*+C@&X$!5IOP(6$*$,HU$(&!D@XSZ7$*/,9#KH<M)_@C
M6\+,2_?8!IEZ@.*-*@]E6X/$!0*-GQ.F&!PLO!".%3_K$SL,J^.(U!H=*A^-
M9V-&N%12BR7\AMP5D*.L9DY;T=O3TT&Z'(07WO(WZALRPO1\A`:MF5*H"[TX
MA%-^4H"PFJB%1(<Y5,Q,<PC%(1TV8;@2S^=ERIVB*XT/2>I6`Q6$!%4[B**>
M)K?";TQ,?_HLG\T9%;8*BTAZ^YHG0<I.A.ST`+G:.0]%C]O]$00=+?<GOO$H
M<B":D;Q>U->PJ,-^UZ\T($%%PN?<<#B>34V3A-I"U(3)O0M7!J;-P\9+Z%40
MYIF67$17&I_@NUL-+*9+YQ2(9R;"7WM.:LX7>'2!C(HIB#YC?\WY!9L/2L`S
MS+?GKUS#>H_!6JG!33IN.M2Q/JGC7S18:Y9!(TPITA:N;,8@CU8TBS,OU-UA
M.*=M#T..J;ZG&'O*-A^.N`[X3A@Z04-6Y_IG&L$9:1[Y<Y_-;`'L^V!!*IY*
M^\*]AE6"#[T8I30J-$-(G)&UD,GO]+R&U/(I/G4N'_HX<[7".Q"=/!V>[^DS
MC7*J2ZVF+8;&I$XP!G5EG<XA2M?80\QTFWE"WDV^>^-Q:G=>LDAXJ)+/W7?+
M_8X&*"9?XADXS=7#W8756<$)$R1\MEW#U@!CM'@:AW;6=`C\',%>A?IW"=T&
M^5:WI6T50V-+)QCGCB;J)#M1*6%ZT.39.2CIVGZ(FVZK3\KHR8Z?V?Z.63MC
M*RR</W=PD<*VBKK+TJY/;/!X]BJ$NC8MZN?;*5I6SJD?7,.2B2D4M):&G8/P
M9ZC=L8#D[YX&$5!>)RIO!6U1E"]"GP*X'5!9MR!"3:K:7<&'B07DQW"S/I@Z
M2W;/=OF@D*6\UT?('FPIHQ]>S^YD#DX%EG0W5IU1VWJN8<Y&>B^V$3X<+H63
MWV/\0+,LI(+]+4X*G^W+T`M:>ZC1U>#"+!&*HX(N06ZY\?+%?43A")K%).7"
M"YK`.*G"`Y9<OBO(P]JO$8^)[GD$>L6[J>#6*1)V%YP%*I!VE49AT4`-]"-W
M47V9IYT\%0)<PI2!'63H&/?'E->R:]@G*M/MJLM8N%15B,3=F:Z=)+-1M;-]
MV:FU+29=;>DH5H0;7<?)=9ZQ[=_/"3L@*&:*G@]PJ6R-E+'B(5B%HX&WZXH+
M(6N0X@HVS.W12'T[H'<F?*_?[L)X3^D#6PF#)>6W7A=>V@R!`U?;)?]IL;JO
M@N2$P\%EG&;II;<+,N&H,-_"C*A[[S^2-+R_P''-@!D7I6JDT(UPY<Z>0#LB
MJS<CM8(0>%:K2(2.A"LY(Y*:1.CIRLB:J#M:W@Q3P!*Q$MS2K.$5KYC[6T50
ML[U.(-:_H7*H=2YYN:[%\@S>;>/)LPY'Z_IV2`Z&N$RH'V0B).(F\H/GP,^]
M,-Q_$/QOU&=EZIS:YYJIVK(06SF.+3<:=:8N-6K$`L\;P3I"K8+G:$9DS4BE
M&B]9*V?S2NIT5NM-"W<*\YUB+3M.%VB26A]EN$[LQU=F;A#N3IKI2572CD^?
M6CQVY:OK):)BUV#:T7:E*UJ7[3')TQ49/.Z2@$%[!WCE86&+Z,%K)=36$@MA
M:\2E6;?3'-3%BC(/S(SL:C5JQWP>F,?.#MM&B*HK6+5HT4:*=IL(F6ZRK$,"
M)+T%J2!;!SYYR6\T@W6@CNN:1[Y4]!<:^O,,CBZ7;`58QPDK`20<58'.^\2I
MI*,G]8G-A!FJH"KY%I1]!8/Q1AZNE<:D5EE.50]/.M('!-0&=F=0'([\I>J"
MDL;9?%`3]];ATG825$\<(O>X\:)'NMW%B9?LZTV?O$6L[S=J<E)QT\%LD0"O
MSQ45_ZN9'8X@R$Z(W%$:CQGS7"N2,;5(I9=TFIDUST#RI1Z;*TKU9N4-7ZDA
M^;;4T;E(H^-U@S*J[H@@1+WMT(3M(L2$(LC%V6_FL.T2_',M0C;3KY"O/,9J
MX9YZN!BRY7)*"OEG>"<N19%E[`YEVD#3-%]]!G:9)1HJY=Y-4\@:%96]G5"#
MC,J6GQ9>W4X_K:^"0$N]_3$!QL1<EO4]%NRIKN,$SE]ZS^;N;^QP4/:IA`'\
M59#N8G;Z!B:<?"=O]]E?(.]X$(&SUF)'D^*Q3S!2-F@HW?.#-K*;DD#2K"\Q
M-TW+#?5S.--7<4>17\2EI1?[>\JV#,5>GWMWJ*Z6AE:!NTL:J3#J\JB0*=Z3
MA51^U"SEDJ<]J243Q[QX,&9KW!"A.OK$5T(50<N0FYSZH^-<P+24.LZ]B6T7
M;WMMZ=Q*Z!ODRL@:9A"C:Q8-Y*8;/;#09&SGD\'5SMZ0]*SG(_3H,5,*,WI`
MPED6GY4RY%O%_WIK=?C8:TSG\.EHD6OCQ\PBA^-G".@F]"7D:6(-QXVF,-Z3
MKU,)E",>K]EA+'4WO>7T9M`!%HB3A4\=."8$ZTV6PFDFC"&(3;&?[O_&"@UR
MKTH8E)R?OZK=W"I)1(AR!3&#K*$BYS7LH6DY&P*QCQ`\P>S`O*81L"S6RO7M
MA`=68H7)8;C2*'2^>46**%+P#)H1205^KFLHX0I<<?92\3Z,[>4)H_N]O=@5
MQ_,EFZD36A-A:]#;]04^MK]?'52P&!._@7>K>"63H=O<>V);8,;M/J(A)^$G
MZ#=&BY[`%%Z3,F`L*?53B(W_)#;#;!#?)717Z`KCVPO#=+&"'?-C_*FU8]:-
M)0LUV^#3L-4\%!$0B."+P[92@IR15?"%5K_:D]39;;%%,RHH.^S"9%)7VTLO
MW;`6/`<^]2_VGU-X_Q;W,6Q!G"^SX)EK*%;(G/VN>GWH8X"P5+D-AUZ+C<0-
MHG1#5F'\D@IJDJ!4@7B5#LX1M]DUG\*-V#I()HRYAH4/QCBX=X$+--]+MAB<
M^[@P!]:"C]L>IS:22*ZNOO!^)Y4>KF%^I(%:(>&8CIV0S\=_IDG&6<2+YRP-
M4!4%\;P^6N$HYZ*Z5M>PI6]PBS>GQ]R6V$>NJ)=M+FA$5X$R#;>^K#7F$:4*
M*$\*J)`\%36Z`@&C9NMH1CI,/^&"YX7@*LF?OW^.8S_5.^,HB^*7K@X%L.%9
MVR+AM<B^5J;UAF@89Q!D8H;6*M3;$>B)A*UKW,_VP&F'"3J,+#;[QL+$8J`2
MGMB((R7FSML\1HK34,*M3Y6M3Q"8^''^E*WRL*1`X@$8?_?3^;O9V[?O>"5_
M]^/[=[/OS]_QXF!E_EOVP_>N0&^0:=N3F'%W#YW,4KK\;AT_O_9I`//8]_`#
MX/1[:?IBO_K3!W9\R/:7;#>6>.%-Y-,O_T+W!Q#2EQN-R%[1J-=(7C$I:B:\
M:L+J=@4SO8TO<6)H^&-AXRI>\NQ#=V6\^E7[AEU?#H6-3M&H+5!1<1D5PJHF
M5P[=0O<V7L:&@>&/C8U'5FT')/B?K2!!%F0%`%"AB[TN-U35V6V33DW_S[,Z
M77:ZL"@*6B+W5PE'7<'P%%671.;T=P46_2U7$_?K[8[Q6DF35+[4ART+WT0K
M]K+ZLC@OE3X5,$#X]'"?DEU1N[B)AMVK6R<=(RLTO%+,>@*!BTLO2?9!M.81
M7`HL-/^.ZG^E*-S3@ZC0K00>VJ;*'=MA5D1G?@R\IR`4T=OB4,;Y;^;9M1<D
MNAXV^`C5[>9*8;`@22D/I`6!DI>1%9,D@C%=`HFY863D#.TN#)S8;`/.[`6=
M-'_/2@N&SV::>QE._1_AX&2L%`I.L':$D+J]H!:?D5H2AU7(93F%)V/+-/`T
ML+\P]VHT89:#C*$*4J]S+<^1T6>XV[4!BJ$NV"HY1$42YQ*8AIBD<3$VN+,0
M@+J)&$AIX=BHQ8^J%`HN'6(QZ+B)B%2O2V#H:+#<][V&QC'%WDL9HXO\!8\Q
MWPTO5EJ_MV'?8KEEAZF(?=MII!^O<EM`V@N0"-?Q[OFNC3+4`5?MF,Z<.,A?
M"NWF+P2:BQ9U63M!_3H5I@WF%RQ`3K$B&UE)&;K?W5-39G=-`Y\R:WMA&;?2
M>9^G+V\AWVN/*ABX2957H4>NH:C7`.UDL$:=@5@K+^+(3_7[Z<:?42N>2A"F
MOWE]KG2PKH'R8J0WI17^#D[0.8]\<0Y;1%<T81MI2#.MVN:8?6>)J<-`-5OT
M'%P4=QTHJ.+BB$CB7,++(/NH>3B,^VZZY>81SFY5W-A#OMN%W`.TQP6X]S/T
MXF.J&`:)7$;ZNNP@9^`VU`:'R]"PWID.;!=>&K!]?'&WR;:6&G2URZ'AI!6-
M"DQ]17B],)/=P65BE#G%H];;^$/@]!@>]1:5;L1E$?6EK+#@<J9\F=*71KY3
M]:J!#IA)BOH;Z7Q!@BNP,#1$\TW+L$,F=NT%;JN>".-V.3M.O2K1J&U1P6+O
M<`"NMMU*%UZ]S4\:D,Z6P&"949D`6X,<PX^/$:;>H2068RGY=E?$>P-1%P"N
ME$:\WJS-)VR;62P[OHF.A+9WF,D@RKT7J*<)>!?Y**JLDL6%6WVQ*_A]=.-Q
M>$56P]F'*8\?IV>$"O8F]Z[Z\>;IBDH?T[DG#T(O+L:/$X0^M/)C!:&/;*3-
M(/2X5.$K#$(?:3[#('042";.YZ$(*X9;,=:RQ>K1^W('5/-Q-,_8,O:4<Y;:
MQ_C.2]J4QK9JM9.I`]\LS%`1#W++1NAZT)NXS>&&9G'FA;J=WKC6GF(VL&0Q
M9:H06Y"?.E2!N_/SI,7I39KFU->,:UUI2T$+6C60Y!%5Q`(1U;H&R9[6JZ,7
M>GIA0@:(GJUA+U76@`KPC!&#E46%6!X>&6;$*Q7@SJW@0#0#SVD@K-F*7+3.
M^5"/MUV+E&)D3Q\K/&_.SN(^G,>O0^_P_:/]=U2`GE(4BJ6DK)!`C:Y@1=M4
M.4:OPZR8Y$7>EP^K%5UF-3=\]SM^SP>XI$9&RN#>2PL)9TH1K@#"W!B-5$(#
MN@8!F2J48[$JPSWVDAP@WEOL^#E-`9\!'Z.@-%Q)#*Q`FHCS@KO:2J#L"`+)
M0,.0%$)=`MIP4\F@&]NA%CC.N=?C(JK?:%34)QV%K;":ZY5`!8PV$D&#3Y'T
MJ&8S,9N=9G2FA>ALBTL#H=\6*D[V/F!A9MH\RQ,JV%Q*'JIY%.5\LZ=WH33Z
M##>[#E`,-:]R.:2@_BDED3-2"7,)/T.LTIA"!_<7QHVE8-FZH\F.9KD77K+#
M\&.2IYGTT*::2`T_Q#FW#%(.=<%1DHWM2E%DR621#(05-+%64UD=IWF=$Z]Q
M&UT:1,-LU/#P&0%0C",TOT6Z!`>B,&Q=_JE*X)R;U>)0;[2\2E+5Z1(,-,UM
M>"5WF7>ZFSR1W)KZBHC2(OQK7E+3::[RAM2`OLL;H2XJ;+00IPPIGI%")*ED
MNH)!A+D.[^]&=R_F6@>>G4P#L0P^P%WK&"F#NM8!"<3E@"QS.S1N=`;TRG0S
MG@+(A=>6_VN0;:Y@%0[B!)!]R7X79/_*%F.]4]3HZM!S(;8AJ*.-<CXLQ9,7
M)I_("A"A`2E4L/D</H49=B6-H&ZS>D1[G&+=P-KT<!&Q,T@0*PI_JI]SUU/]
MS8.B$&KET`O%.YF(:FT>[W#:=A[E9)5=@7IWD^5EK`\6$WINL`&RCI,`?/NE
M4^$G+_F-%IG$R\=47>:@;FY*:_7CO4-L-Q7G`EDJ`P\DDCHS4BLDY7B=D:\H
MF;!U2[=\5XZ#JBDI(<K+\?Z8%759"U00'2K@:"#JAYD-LSYW4:DOURJ">I_N
M$KH,G`RO[#1.FR*BMX-.XHIG0!HLE[/I?F=QHG2>*EC1X`Y?N]/..S5Q0?5,
M+;8A0&%04U5^HAZ0@OGPBL<FS(1MLWD<<3,*78,LNS+PD9W':+(MLHS:3V)6
M[K\Y<X9$CUHJ!N_$E6HB2-VU\7`44[<"48\'+RLL,/,UA&:L&J_AJK>0[@\L
M\;YT*6,+PQ[(@!^V#;\&5\!I;A`UPTM_]TSXM%+O+SCM?+`*(%8(0H(@_"?W
MPG*C"\DIC&9K5)7XQQ<+#4*]QDCOVK4"Y&E/)!5(J8-3R4MLFK#U0F,-%(@I
M=<X.=U=TR?=+[\[![UI[S:8MBII&^Q1`^5UKZG8%72;ME^=+LQZ8,)QDN<RW
M.7],U,54=1Z/S+_'!Y,,516%NUI80?:I3(O[+7A+OW(%C*,MU8H<&=>K)\GF
MS$^+(N]F$==BGL.YXUN;F9O[543M,4M!_(I4EO7WWBY._X$(D:Z!=)!].M(U
MF_;AA%QOA2NFX#IDQZTB)7`?`4+_=W@N.%/5,("LW&WAB$X+`<[Q%!B;HL44
M-ZR;)B2T3/A9?L]'A"HO3D=!/&FE5CC*/Z>HE:0\H-C+R#).,W)&WO_T^]GW
M;WXO#B-D3E+ADAA$=4;6]S_].'O[X_?J(IVY6B=JNQFKTVE,<!+.3ZT96RR?
M/0">;LQ=T15-$NH729LU`^ZP%'JT:<1BAEI9)6$[O;.(4BFO-D"IRKB]+`ZW
M)!&RG;G`ZK'-(88Z^V3"O`I2XJON[8&J)#ZG@EX\!DSRQ;PE1QE+&G=ZRTAU
MNX;JCF:WDCKT`>4TZ([\P4<UX\^MC@,316T-#IA:OYHCVU`C=0'3O#LGSG%3
M^TF63QF_LDW3)L[9M$$C7T_=;?JUG3PXYFI:#"=.66]!)B;AI1(G[LV2PTRC
M3(<SM`NG=$),-VS@P/_`@'GV0KCUJ9YW(5F1R%*F\V4Q_MZ"$^%`57%.@NF&
MSZ1+^('6\ER#YV"KM!WZ1O4@)NQ7GU>]]6=<".\$.=2MQN2.U+<[\M;AQ.^Z
M1C=":5%)WL>02GV(,K9SN`Y"FA3>KH?A0KI2*(*I#K$8T(IJ":^7E!6[`H">
M=LN<4[WVML#B\D"3YX!'M@3KC9IZ0%O4"H.+3@$K&ZZTK)PDO'970&!B`!7;
M27<78-)YTV<:OKN)=GF67L5;+X@40%`4PJ7KU@I%'0RA5O*.B'IM+E8X?;OO
M3!I*NP13?:,;F<)[H#%A>&RYC1/*<,74(7,F7^"#7/O50<6Q2BZ]0L*,""R=
MNP*B`99HA5V:]@QBYBMNKB%MP&7.CN-;-DP5<Y^R&&KVZQ*,BXCA]0JR^V59
MLRMHZ&NY/*GTVQS1[W=>FEWE]-V;Q_B']U?>7AU9V%42U?L]XC$`@*J)SQ#P
M[@U<,_WPGOBL?I<`T--X&0-&QL>0O`5?J-\.V&L&\BE`8?8=CN9MB&HX,@0F
MB%2AGC7ULXBH8Q@J_^:,_\E@^S08WX;W'0)A5[!\O7WS]LWC)HGS]8;]J/<M
M[BB,PE*_$JA7[YP*=XBW;,81`N`?SOA&F%E`AHAI/[A`63\'KX+@+]2_C%/=
M&Z#IUT<DJU>JB?(N+D6=K>+D#&CI&R'LE3P"`MV,81MH+7-N^HY>G0ZRNFCX
MAG(7E/4>Y0[2CQLO>J3;79QXR5[P=FWU"7MLU8Z&O.5FHH9$`_.NH=VRH0Y'
MPU$`<8IHZ9K`NX@US:J#\,"8:/.:+$8^#U;?5FQH+;@*;\ZDH&?7A@/"8OHP
MY9$]?@J87WKA$L)C@CA:K&[S+>27BY-YY%_1*-X&$?SK)OK@)5$0K=,[FG#*
MT8$CP(H0BX/#9J.MC)O%BD@ZP3\KK0A3BTAZD9N(E)H1IAKANKD[K&S:6C_B
M["/,"C,`>.%`<,4]A4<P^NLF6&YNTIMH&>8^3_8(2V#3EVR^7"8YK2(Q%,=3
MJ]5;8AVPUU!;ZQ"X>;'_I"GDC0:=R`LH10((&A!JP7$YYA&1X8$?HR=TJT)^
M7!E>QS*ZF@?!-KQ.?^CI6[+ZOSO:0<7JPM+!'&?;B=UJ>SJ?9[\B.CQCHY@>
MGTZ_8RS#5!^6-/*2()Y_"73T=>JR]L*052K@E@U1GVLHZFRP-HY8;_0)XX;A
MGF^Q8JM!G$/NZK7(["+^VS<)&WZ,CR`>I"22@J$04>3Q<0UIPTS1"B,>T6$3
MSEQT#</BGN[@!BI:UY[%O0=8@R_QLYJY>A@(_OB*7.1I$%&V(2Y$.K=J#C!%
M:_8;VE43QM56JK!C:KR%C3$_IQ:)+^`^-.6G43:,J'_G[7G?]&$36RL^;M=.
MLS"8_OZ5<"L_>P(11-;"-6A;LE8K\M<F"J8;$G=)O*343\&IZ,*+?KNB3[H'
M)F51-'B[%$!Y_13U"K^OISA)XA=.E1B1)R;&+9I$$V,<`JZ_.Z9DU-X5@%ZL
M>E"D+&J!3UNO`,YYL*@7[K%JW`"*HC@KKJA*\H)..$W6(C,"$'L-.\4XZ3).
MFR"\#W`8FL0M[+-%<"?UK^.DG>Y/=6]L]!F./G&`8L@7=B:')(4@3C>O2O#H
M#(2&&J?!LSBXVZ:;@G^E$`)#_?DS3;PUO<W!.6NQN@K"G/U69"=<Y%F:>5WA
MYD-K04_<(]7&0+84>>8)F16141WCRV8^'BI94!O%M0)GK&B^A8V$#RK"$^&W
MY\YQ-8ZTZN'4B4+#=-#GCQ^:5SIU&31LE2(QH!1TH*X]<G4V]Q`M'2:>&`N"
M3+0+"44).SAHBL.C(.#U.8F!9E.5"%"9]B096,3\-,^S39R`NYL&#UU?V,S*
MHE,'14<@TQ#45;L&'0,K="1MZ>Z5*=_=#JF%Q/L[OV5/8"LPS[(D>,IY$JS'
M^)89!@Y0<<A46=]$&67-T/,'6ZG<PLN>S49BL"VRZ*9M&BO:2V/E?J,S:)SN
M;(YH^6G>1FU:K_V8:G]@V.>)N*6'`[NG\#&X(B0ECL(6P9/'N8(^,SL8D$:T
M>N.XI#*MA4U_*#?\R`+EC(E2%AAHY.W*3'C+ID02Y0JVAAFF35%CWEW'PMI5
MO,SASO,Z2)=>^!_42Z[9;PX/QUTE4:CJ$8^*K2RJ)J)N`I437KM+Z.DQ@`P9
MHPY`K%@?TBS8PE-`%?BP6'U*DW2>?8C\Q>J.IT)7+%YFWZ'6L4&JH>:?4A!9
M0?C+,XB"AX]/#_<\*(9&/OQ3I(5W!4>#+20O=B-Z#\/GQR:\0*2L>HRO\\B_
MI2_W-`U\]IO`"R_C*,V2?`F[-5U*OL%5X'@!1RJ,/:P7,H%#8,6DL@W5"SC%
MEW+AQ:T2[-83-<9J#3(_5#]CF"WJ@<!#P>K(L+0\)=RS`?.1+=KS"!YW7KS$
MARCB5%)9`5P[]>*8,6PVS0[]$DRG7!<I"C$%3B:A#DD@077(<T]$_-405"(0
MM)[RQY="*9?0;]7*#?X-^PC"A$QMV#GID29;*0^AFC"LKS0NH*E?#92CN;YZ
MES!G8(5&P)!I;]B81T6JHI^](#H,1%)D=NN:.(=59&>F'*6\G:EQ1H1P\BT7
M_TH1!+=LI`5TZST(;T;EW(<``2K-*0\*%^[RW*5#"A!?1/-F^FI-8@E$1<@4
MJ1CE45X_!9U`*9J[_;!SE'RZBH@';D%%RO0GE^AF\,9K9E_%=[V%&VGM$GU0
MP,K-L[V%N*S1)6RH6ZFZ2[:\MHK;PI\3#X"DW&W)?T?NKQ2B<#LJ?IU;U.A2
M=RJ;VMPV:<V*65O",'[QF&9L1KA,J!]D8HV[9-+6;*^_4GJ&]G^$6S.,E4*M
M#Z44OC`LN1S.``!G0"'J+&:R;#%16VJ5F>NTC<9-OMH9&ZBQL@T$(XIP/4V!
M@.K\[:<XRC9Z]EE-023Q>I=PS$"`FDG&JB;G;\F65^X2++H;WB0T[S<[IOOA
MJ@\B[@OF/A&PJKLK[BJ-`T*_&B@T\!`+3B(+4P>G:-QQ$>[=]1J8HH$/TRZ9
MSE_KEF:0TN@NB9\#=IJ\V'].X4QY'41L2F/;\?DR"YXYI<,!&D94@/:[&JXL
M!HA,FDAKE:?BVF%5RF%GNE*030^KXS2OTXL*W<93^%(-M].AO]18T$X8<EK&
MOL;SY9_S(*$ZIA7-L#3_'A^<.E155,0J4V;CI?1LI>,?MSDB[3;-;.>,:^%)
M`G*'6JD5I3L.K),&@#\':1!';.$N6<9H6H1QZ'SF>SZR$11NH!0R/%Q(X#NQ
MBJ&N"'R5R>J<@Z21;131XL8]-B&)^W*9;W-.D'!%=PE=!IPS@?T<4N[:&_D%
M6W'!I;"$4+U@%2SYO]/%BK5K1Y-L?\=Z-V/%P45XU\&2?4R)>++XXYL#Y7HG
MZ03W^[M"&!\RM)3DVGB9P*@M'OJI0#;=2(6'.9@S%I'TM/SA2^&)W\4?KMO&
M86I$CS0+S<'12G@AIZ5?PWLGC*6@5H,/)_$.[/&G)==&E`7C'8X8:V#`.#'2
M+<UHLF\$]2^>PF#-1Z7B'JKO"YR+HIDZ*(_$0L0A8T-<27$%>@,,TG`V'-)!
M$_*0T15-$NJ+2S)^,$@#4(BS1&GFRYZ/\"QB1DKA]@]"0GGG"?,<6QW/(DIK
MKAGBU9+9+QUB#AEFJ!8_V(#N.VX$TJ\T#/\EBE^B!^JE<43]FS3-6V\M_>4M
MQ!WUJ&(AY`@DG/T&(D@I@P@AKL#*V!KM.*/.GI';]Y']Q'Y7_HK]!WCZV&_^
M'U!+`P04````"`"B7*]&=B!\32([``!#J00`%@`<`'-N9F-A+3(P,34P,S,Q
M7W!R92YX;6Q55`D``Y\25E6?$E95=7@+``$$)0X```0Y`0``[7WK<^,XDN?G
MW8C]'WRS'_HN8JJK7(^>KHF9VY!EN]H[599/5DWOQ,5%!TU"$K8H4`.2KE+_
M]0>`>E`B7J1(,:'"E^ZR#8"9OP23R`<R__(?WQ;QQ3.B*4[(7W^X_/'5#Q>(
MA$F$R>RO/^`T>?'SS^_>O[C\X3_^][_]ZU_^QXL7%P\TB?(011=/JXO'),_F
M%$<S=/&(Z#,.47J1IVSJQ<WUA\$XS7&&+M)DFGT-*/KCQ2!Z#@B?.DP6RSQ#
M].*.D.0YR-BSTS^R'\(?_\C^MEQ1/)MG%_]S^+\N7K]Z]?.+UZ\NWUW\WX>'
M_QK>7[ZYO/_//PW?WO_RTX?;O_WM__UX\?7KUQ]1-`NH>-J/8;*X>/&"$QMC
M\N7/_#]/08HN&)LD_>L?YEFV_//+EWS2MR<:_YC0V4OVC#<O-P/_\&__^B__
M(@;_^5N*]R9\?;,9?OGROSY]?`SG:!&\P"3-.%?%Q!3_.16__YB$@B^+1UXH
M1_"?7FR&O>"_>G'Y^L6;RQ^_I5&)T"F.MX])49A3G*V(>'H0<T!><@!?O7ES
M69K#5ZT)1V7*&I#+]^_?OQ1_+8]FRT79=GAY]7<OBS\>C,8:<K8@,\'^2R%9
MFL1HC*87_/^?QW=V`+SDHU_BB/YVG83Y`I%L\_\!B6Y(QN;=D6E"%V+R'RX$
M5W_.5DOTUS^D>+&,T>9W<XJF['=D&@8O-JMSL?R[]>(O=[PL*4K9,/'[C^P7
M>\]%WS)$(A1MGLQ9Z(1;3L^:H#@)RS3\$//=G-`?RLS_(&&>[<3?=,\8/*49
M#<)LLU`</*'XKS]83WM9E\;R]IL&Z9/84GGZ8A8$2X'32Q1GZ>8W@ID7KR[7
MK]B_KW_]VR,3#>+$38*G&!T0KQA4)K4LWP'=)SN@X69!]D\AW!^4[\%ZQ,LE
MTZ<D>Q'.<1QM9D]ILJ@!Y8:(1,D!4^6,EF19[*P?+A(:(5I\(_J6PS`.TG0T
M?<R2\,O@&TY-(JF,[TDZ^@TEE46557!B*9-XG2P"3!3RD`R$(@C5CBK+1,:G
M6A@7C)TIHA1%'PL4E.0*6MEQ*$5B9&]B3!:+A`@F!Y_0X@E1E1BK`YT2HX1/
MN1A?]_A.[8@<V@ICZ+8PAGIAO`'PW6&',W3'_FG\X.P&0A&&^4M38D[].O2D
MU=@Y]\=9\OPR0IB+[2W_!Y?6VY*TV*]^*\X[8S3#_)A#LOM@<7A>4PZ#(JG*
M)N/24C/7T7'`%O'-87/"EI4@O?=G\`CO,]/11Z$NL@^(XH2=Y*-K1KX&XOUQ
MSF!]P%Y'RM\6]`$C*>)DW<;!3`+V_M_!@WS`CAS<MZ<"MU!@0T8.#>([$J%O
M?T,KI7H^'`<>;`5[<M#?G0KT84XY:[<X#8/X'RB@:DVB'`H>>C63<O1_.NV6
MO\4QHD-&SRRAZ@V_/PH\YE+6Y'#_Z<0:IM@-8[1,:(;)C/.2'Y[9C<,=$8"*
M6;DD?CZM)/Z>Q#F#C1;;1"V"PW&.8%]A3P[Z^]."_BN*X[^1Y"MY1$&:$!3=
MI6E><2"8QSLB!"6["LOHU:D/\+NOTBW[C>PE4(T$+P$EBPKL3VZ6%H05-H8=
M^N6QCN&_QZ9"`B<S7]=?)^'?$R[`QSEC.!WE&8_E\@0#]0=9-PF\3&P85PAG
M:^;^Y66%/_:\+ZV%OZ^"F,?3'^<(98W#W'N+G#*<O??@GEW"H^DM)HP:S%Z_
M),6:*'>MJ7U[NN%'NIM(PD>[@<<@?+0;3F0.:K1;D7>D"5Q7_NR"'*H\@8C*
MZ="_TJ-_Y2+Z5QU$I748RJ/]E3\[A:$ALO_6Q6P9GQ/0=TY`<]D-TA1EJ>&8
M?C`(BLRD9J>*,1#?ZW9D=D>>49IQ!$R"DXWL67KR#5>6G)0]<&??7U`<39)/
M02:L],?"6L=(I?J4P\&+0\THN$S!P7.`8Z[(;Q/Z&,1H1^S-/W,;*=58`+S<
MZH`!+LWP4T*S63!#'Y.`I",R1D%\DW*]SWV)B'+'QH!$PX2D.?OQ'JD48/UU
MP,NU`30=Y;HT%^^.Z)VR?Z#)$M%LI1:F:19XT1G9;C$_1F%8/20Q#E=L@XRR
M.:)B#XU1B/`SUQ2,ADN)M66>`Q9Y2Y8[RHPYPJ2:L[=\@NBB=!A2&56RH6`%
MHF>PHY29(TX484AS%.V(O"-ALD"[_:,Z2!CG@9>0!>L=Y=6T8AF9+2+X(K!X
M-]XW,&"3+(C[O5X5I'-^1F'_XV?19W8Z92S>!IC^/8AS=(W3,$[2G*K>+OOY
MX$5<`XJN<GB:R_'@6[HYF?[*<)DGC-R/2);<4'<V>!E:P]!5)M!1W[<D9QMN
M[T"D_J9)QH*7CH+%KG*"CC&*&!,XS,K?7-5G3#X6O"P4+)I2@-H(**$%RA!=
M/2"Z1%D>Q$/&SH3F::8&VWX>6.!KL*X00B,O@4((NU?PEM$_1ICP+ULE%UH[
M%#34:@85Z!Y]]>6XLS)A:Z\^!B3B3MZUGU!S<)8.!RL0,Z,*H?1H]U^O#_)K
MGT7(CH1%^M8P294?`\,D\`(R,:T04R.W@$(S;<YL1>TN=E@;\[I;:?4P9!@,
M%FL3DPJ,>[3E-X[1AS@HZO>P;;'DWRKU"54[!:QH[!A6".CH^S3-!20,U-'T
MBI>Y0VDJWEOV%O]]=#50R$<W`[QXM.PJ0J$]VN8?DB3ZBN-8(8KMG\'COF-$
M`7*/YK.(*!0L*'`NCP`/]1X["K3[#._K@'8%8P.\;USTYW[$P1..12X!^VZ)
M!,AY$C.&UJD&ABPEZ^E.))[9@P$N?Z9,NKW(G)6.01!-7L7><P,W_*V8D7N;
M9SE%A55UA0B:XHQOR<]D&>!H&`=XP7]<_R/Z[[QP!=U\6R*2JMP`[:W?\W;1
M['79?FD!3W`IC)\)"BAA=C=%"YPKL[8KP]R07)4[>/J6!XX>@A5W&$Z2JX!\
MT87*]@>Z(009A^"2#3?^IS%Z1B17:;[#46X(H,);B[F`=4(MHZ<8SP0^MD&6
MT@S84%OQW%'EJ^,CO^N7<UTZAWV_[A,2%C\8XL"ZF;`E5@L#<+F!11KCCD.=
MYZ$\S`V95+D#EQ2XT:E%0MPD^&86AG:*&X+1<PTN%=`L$_=$8(&XD_F`M3U&
MKON(ZGN%>KRL42K?(V(@"IE4AO4N"=.FJA9?+S,)SEP?1!$NJ'D(,%/#PV")
MLT`5X%&-=DHJ2I;!F?+L*)DO\IB]_,4U$][7BZ(Y(BE^1L4G\V.2\EC[:,J^
MG>JC=:U5W!)F78C`.0K&*`N86H]N`DHPF:4ECMCI"(=8?7/-.-$I4=H``>X[
M-J$H2'.Z,G[))`.=DHZ,4;7_P?:T^+XX+1(TXV(&=EYDZB/.>9+]`Z_\R^22
M910_Y5GA=^3F?$(R1C\C979',L1$:'^V;+2X4SNF+4#5OA+G;!)3&+=A+-NM
M?6$&0>V<.5+BIRS[^2!@FZ,,AT'<2@W0_17[*@BZ3T5+[GWE`S0=+<US^BY=
M!;_(9RWL?75/X-7$?'7/WFORZ?@$42W,5_?TU3U]=4^7,/35/7UU3TBR&\1Q
M\I6?&&\34?B(&7$?49`*/RM*=^6H5.YHV^E0Y%S9HGO^9VLPP!W%=(7#]GRO
M#/P0R]*LCEG)">DV@@A>&*FT1Z^3_"F;YO$V2VF=R+JI9+:[;*Z\$]-P-2<$
MWA@J<&&E4NR9&?4C*OB/A./^`5'1,L<<<U?.=$*85A"`BRA5&AL-\FR>4/P[
MBLP"J\QP35!5EL$EN5:H%?WPK(6S'NVF8#:L@LM?K=$'S6J*F^*QZ('68XKK
M7@BY(-@F6+X>Z81$I"P:TEB[#DH563!;^AN'H@[7.64`ZO#9?54WVJ/"V"=!
M/KHW<T]<UC%=PJT,Z_F],V"^;ZT=<@C.YM[8$#?B%J&NZ,SAN)[%H-H]^[5F
M*LR!$\!AY6&U"&0C'1""E$%P+@E>*BU=L\-KL4B*8FF'.B`(.8O@_`0?`DRX
MLW)$2H4;;[ZM$[6$HV,R#\@$+98)#>CJ;K$,,-65$3UF10?D>A1@X+P-.GH+
M'W:)RW7:WAB%R8QPZ_R.;))UU>]OFT]P8'NT"BB0!%M#?<-;M,ZTEX1=JV,`
MRU#!%#AGA]AC4LAE(P`#+F4(G-]BPX'!8G(!Z!TK:J>$<UG5F[(YA7KE12Z+
MZC@F4]<\SQW;UP*#%HT`;1^H(IG[&@79?$.5Y,.@'MLSZ-:[:;\5E)3K%LU?
M!>1"<Y8IT$"N'NL:Y!JNP9FZIF)?#XCB)#JN0-K^&BY)LR%*X,QH?;EQ!L)#
M(8AUP=\UBS01Y=X6W`SX7<CHL%5>^^N[N#M:1!><!?Z(Q'VW#PP7*KIL#J(%
M)IB#D>%GM(;'5+NBWB(N[H&Z.('+&Q`.01ZRQ6G*B.)\,R-3F?BJ&.VDZ%2<
MMVA9JXZDB*8)(>BPHL7^WUP"]8`K<-;R('I&3.&F[%W5'VHD`UV2@XY?<(6K
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MO89$0/8SPV/]NJY?8^W>JXYV;9](^#V^)`2@"HSW*-MM984L]\>X(\$#WHY/
M[`/S+FX2%C=7:J^"%(<*Z<G'NB-%!:_@$@0/Z;S&<9XI'3BJT>[*9<LON.C(
MKXBWQT;1X)E]X6?H/N>E?4;3RO5-W5M4;PUWI%@3&W!!%@7]Z\UH>RVY[BK.
MRU>-CR$@T_7%64DM^>-OT6H7/>656BTA/5<%&TT+@GCGRRJ9QCXN]5;QI]V:
M-^#K2:?V*;COUNN&%A+2VN5%W5S#QFQK=??W06LX@\OV57'VF5`4Q/R*U^[^
MX#6B^%DDKZ4#*A)(KIGB)K,BU]70U:6#!YWOOCH&?7"IQKJ79_`<X)B_*K<)
MY5EWC\59@)?:W_:.;KBQ:B]_OMNI/M+@LHZ/U,#=?.'.?,M8X7I&GD$)#`;=
MHYOA_M[0XM%9EYNNK>0M,)M"UGO-7!K;R89E3VDI&TCIW59NT.G49F[?I<'A
M=T]I)`LWNZ@4O'`-EA#^)MAT4I'.@2(J<_5V.<O@1%04@=3T[]`,A"(,W>ZJ
M%KRTZ>L!0R#R=A2:@0X+Q-"FHL_ZY_*&OUK9Z.>X)B8#`N!<'!9=??72LY[O
MG"3MD0'G<SAL\*L5H6*P:_)2\0SN=O)>Y6*M9&0C71.+E-OV3/#>>_0<X*#M
MM"<?ZYI$%1R#2P#RG:_<[7QEW;`98HMFF_+U]LV8&W2M7(K`&B.$9C[-N'W9
M6>56-'CMGA%]2GI^\7RTJO&VZ"@@U6;GS@\TV+I.1^)!LCO.LE&@):!DK47#
M3($H+_/)/I9%%Y)EC+,)S='GI015U4CPR"I9;-&R4J![\PW1$*?(N&45`\%C
MJV(0W#T'05[1DZJ<O"/*P.V9>&.$=4VZZJ\#6H9'P`/07E+S4'17Q\\X0J2)
M:/?G.R_2`SA:O!^AK%%"N!+&FPC`)"E",Q)5J!P*&G4]D^#J11UAG_[6>V'0
MIA;J;\JBGJ*24B,C]89$?630C*;#()W?QLG7]/B\F?)BO63+E`GH/4=F2XI]
M:DQU2G\."TZ+*$K%A'.U^ISR3B';:G:#,&-*GZ>>RBH(&!AN:7$HRD,CZ0-G
M22N0@DL^L&?LZ/W0M\S;?2V:[0YW=D!1"J0C;5%W\?/0%K4A!9<9\PN*HTGR
M*<C$AWUWA>$:/67KWV)C&Y6:B\#4&@U?C_(NJ0LF.,WQ$*Q$EO,D$17V*5)Q
MI-@(]O//=@_4@/#X``V@TCT,RA"A2!2@VNWU!XJ6:T#X;8D@CM/1M.ZF:F'E
M\]UN;<`.+_M/?;5._R6RF'BV6\$&-'`9@15UJ>9"Z\^JO\[9[H,&D`+I,MK^
MEXBS.YHVW5/U%SK?3=4`5'#!PLJ;\3A/:#9!=&$N7VHW]WSE;P>=.GAX!HJ$
M':4VIZ?1=-VPUKAM:JUQOMNG'I3@"KM5MO^8$4MQF"&+RL>6D\]7^);@J:.I
M$'J=#^<!F:$[,DA3E*7LH_>`Z!)E>1`/&;83FJ?2EJM6T\Y.]/:`M1"X[5+J
M@T62DVR,0H2?460M=:MI9REU.\#:;)_3D887'6>XSX3QL%-3MBI>,?OL1%X;
M/DT'GS,X(HZF];:-[?3SW3?6`,+K.539\W5[[=58X'PW0`T0-9V.7-0=U6-Q
M$-^D/#)M;TAL9WP_&Z0,DZ:;DH,[0G1)'DV-^Z`Z[FRE+X%$TY:I-5N/,;,]
MPC).QPB3-*<!"0]%8AI]=H(QPJ,03X\7".Q!.#KGZ?SDW01$Q1;XV<42E@J^
M;S%AVWV/[V:)<[J%SB-)3@L5O-2#=:$D=M[@KPBG\I?BL@'O2*O2$*99,-6"
MQ2:6U9!20@,NG^U7G,TC&GP-XDUW/4MY6DP\"Y':`'2V:6KEJZV;"Z^:%N>&
M>6>Q'RS@::V))(2R$N-MGMQH>A60+SQ35[$#I$//0NAR$,ZJL61Y7QOD+!UZ
M%G*6@P"N#IT]LT>?M,]#KG4`ZZS(?`]5=AG/(KLYG7,?\7,0<Q56W(:_(R&O
M;H"N4?%_Q4ZIM81CUE@]>([7]J#V18GC`7LY*%VQ]T"42-#L!,TD!V6O@Z"U
M%B-0*KIU('-`]1!:D;JZ2D(#[2\KDM"/U#DJ]PD)V3]WOD@223Y^US@-XR3-
MJ:E]Y-'+.KAOCH.QQ9I!BHC,IX1FLV!6I)7<)A1Q&O@I)TN4X3+[>3T+K*U]
MO(G/6()E<-=U7?1DQ\<E[^?,C,^'TJ,:ES\Q+'O*0B@&4OI1FCNB)HS'*_:D
M+P9]J)O1D^9?PSD(0YYMJ&ZE71W7\ZMN@7Y9-4OX!//6ON8A8)+M:&,&*&'_
M#(M.62V\P*8G]/,NFZCRKW5S)E`:4BSV]FAZC[ZJ,+Y/LG^@;!"QUT#IL6^V
MEEOJH2%>8%3(F]+]CQ;TQ=YR_2B'/1*\)FC,1`G&.\(=U>+&&/V"1&WJXH9I
MZ8([B8:(\CXK$QI$_+0L[IQ(^%(@T-GCW-(GW:$.1N6\%6%-=JY"HGDK(FE;
MYH9JY7X4D8H:KY-:8&(T+6,Z1J(;US!)L_1QSMY)@?HV;]F@>HY=U2T-<S2&
M8!3)NTU#KP=$!<4MJ)#JFOTHCRH=?;]Q#JN-0RQ-"D$]WJU77<,WF)?XIZL\
MQ02EZ2.:M66%5-?LYR6NTN%?XN97<PH,QVC).^60F;UI83/3K1?;"@LPK_B?
M;@-,101T-%U'4X+XCC#V\K;>>.,C^E$`1K*\/FC,Q!;:'6W&D[Y^CELZP,`_
MF+?_YT$<)U_YS;3;A%XG^5,VS>.UFY0[,'B(E#="$]Z,N\62L87$+]O0"T<\
MO!^-<03!7I<TOW)4`GW(`,59@;%)GYCGN:53+'``HU?>7R.*G]GH9S1,%@O<
M6@Q#L7`_^D!!C'_7CXAP;@`M'<28,OT%13-%EH_1@7C,DFYIB./0`Z,\+E^5
M;LR77BP>4!'7LF>(G=51&^K$^E$]Y479DN=53O,L636L]DJFYB)NJ96Z",%1
M))>;5,]'1)\QSQ,=X]F\E8.(>NV>5(62GN]2-QCRI`\PVCU:DR.MGN/&ZVS)
M/YRW]_4G1&>(IJ*P55K45F`*B(U8)NL?2^Z5-M[IFD_LZ4VO2>5W^?ZWPT0M
MH$UGA(:+N:%<CD4,CM:17$4HY8TF,0Y7XK\M&2!U'@?G<H:2Q)[J%P@B;!6-
M:C24RQHE2%<FI6(YN6<E8I"/]DJ'`@W0"N-SBD;3FS3#BR!#Z4F4AO:1<!2'
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MP;Y:I1TI['YL!G5WV$ZL!N/C^K<;C"1ZR\%;#MYR\):#MQR\Y0`<:&\Y`%1#
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MK&TO!RIC;!TF`6G-+<,D=_>`"8TS.OQOXS?3A*9[\1NMZ(W3W!6^&9'6NHSW
M+WYOM[O[ZC8P2&JT&JF_))3]H+7DCP,-I$G_@1U&3A-^UCVI?P-=1YVWPUM@
M1PZP0:48)CEHIYM@.-ML%W&H&C*U.$LHYB>K>Y3M!MX1MFHW'L-&)/2OD!J1
M_9UK*D64MAZ4DNAMS04<4DM-X`%YCMDQ42ZV7"KKG0Z*8YIHY;:N4=*QOJE/
M"22U4Y]ZKWWTVJ<&HI=:+51K(6>U43VXH&LE7L:9:=AR`_NNU8_ZD:#TC)I,
MKU`,"D4"G5YQR":XJR"D[`-7!)OF(J?4!+IG0E(%.CJ]+M#K`BEV6F4@G^&L
M-E```%P=%.U@QCC]<J#(1)O8$7E`=)K0!3\&<1]UWK6J:$H/)#72E`>O8O0J
MIC:N>BNFP7+.*J<FT`'77'MLC,C@GJT5AC0/XI,H*LO'0])+EB1[-61PXAI@
MU#MP39.=53%F6(`KE(V/9\R>3Y_1KW,<SN_2.Q+&.7LQ[\@HFR/Z$0=/."YR
M<$@TX`RBZ.;;$I&THPI,'1`(22FUQI176WJU=3S06L76PO+.JKXVH`6C'-\^
M9HQ]<2X<)@M.GIBYXU;\G;_+A/<+?(@#,IP'9-:B^CN:A'X4W-%D?^<JK.T;
M@8]S]LY7Q<&%,!(O6KKN:[FJ>4&P\<(.:;@VX02CV][=!)1@,DN9O2O8*5G(
M01SFL5AH-+W/%XCR#<H[$"&2+##A/]V1P_FMJ;RN*.M'$W;%C5>0K2K((V1A
MKRQ;>8C3BK,=F,$HT9^N\A03E*:/:'9@S(T1.]ODXH"[.=E>K<9HF=",<[.>
MT)K2;(N2?I1D6]1_YTK1:/C:@:DU;BV7<$A+-8,(C`[ZTVV`Z=^#.&?$WS(-
M2D(<Q*76]3O6M@-%OA;GL&2(?T(!7RT:D3&G@#+]*SJ/M::A3D-G/_KK-+Q]
MY]K-%Z$XIR(4OG@['%'XXNVG+M[^B)994=7\E;%ZNWPL=*@-G+98H-#7R*]5
M(]]7%_15"HYRE34_PMI[RMIX!I0=4]GL<M=8*[`Z:)6NXWYW9#)'PX2D28PC
MAEQT%<0B!V^.T`["#0Z?4X;`1V:JQV_NR#)OL4Y"3X1#MUM;9=8;LMZ0]8:L
M-V2](>L-6?!0>T/6&[+>D(5@R)IO1;5R2-7?E&KG$5`V@=0V[094!TW3[<`U
M6^+/]PFA&QN\S^"H@2;H!J4M']Y6]+:BMQ6]K>AM1>=MQ4^,J;DXV;_36C#5
M<=`AUG#H[4-O'WK[T*%`YT$<;A=Y*Q].B^";(9S99"4HTI<:AD=!Y*+])_GK
M,&#<H6B0B9NL$V8<;Y?KPQIL1"%XV[`15]^YI6CTCM5$5>L&J[N60\;DD:"!
M47/OKQ'%SP&_7CU,%@M\6&UB]^=UPDG6OB([GH9^5-7Q='_GRJCMG#,3X/:9
M9?8K.:2SC@+,&8W%&W:(O#A1?7I$=L/;2_\ZG@:8&LM,]W>NL8S')PV"VJ.2
M;IY#*J8&&&`4RN7EIA+;(Z+/.&16Z1C/YK)"@`<#6M,G1Y/0CSHYFFRO3>PJ
M)QZ@I]4DJCG.:A$E"'`TR.M/B,X030?A/W.<XJ*V#XG8B&6R_G$WNO1V/-#D
MEE>1+=F/HJHLG]&><NF0NI[T3H<<>96D5TDZ"+5Z23O16>6DAP.,ABJ7$N7]
MKB?)ITJ_ZVN4!3ANNQJKZ6G]EU8U4=B31MCL1I,*J(SK.YKI4/:0"F.GTH5J
M=C\_D(CM;"@A1V7`V1H&%P6H33JRG]^S$&ONU)K2-:<I]9^%?I60*+U49M[L
M_=D]854Y;#&OJ9UW[?/CA(I$A!7CYT/RC"CA6D4J$;LY[HG)$@MP^5*?'\57
M@%MZ#PF_\1X&\6/^%.%G9@,RD\\@1*O)+DO3#AVY6-_V)]9A0I<)9:1SAG=\
M:J6IG^.N$`U8R&7WKL>CR]HW=Q6$7U!D*3S#)'>E9T)#+KZ?^A/?&$4(+?B)
M^F%S,A+ER;7B,TQR5WPF-.3B^Y-/(/8)Q/5EI_(Z#19,B>#?><^`-+M"TX2B
M;0+9!"WXUX&NBM:9DBJ\;:\.99=4-GAYI[0&)3C/`.<L8V;M(6>?>0)U,B.<
MN5^2.,)D]D'M'ZB[BC-"KP7-=Z`[)+SSU(N:.D*UBC/;HA8T:BO7=EN\+[8%
M03-^X;U=?Y&*G9LTPPO^.%TB=HW)H&5;%PB#A=M/U&WP'."8GW5N$_H8\!+Q
MW<;=S,_K/_)FIM''WGSLS<?>H&AG'WOSL3<'8F]MN:47BW6W/H,K^G"<NY*6
M\-Q]98([$N7L$X"#^!,[):`X#@A*<M'S-8Z%P7Y(OC)^VG@I]T1V''+@8GM6
M(C8,=D^()N[!Q>HD%UTUYQO5:/#G&26;X/(9)C0@Z92G0I-HFR`OOY"\WIJR
M/VF/.*T^HF?1&_9O>0^TBRRX@^\8I3AB%/*/QSIL:8CZJ<:[(U(-S]T?<TH/
MYP4R&:DA?YKR+*,?#Q]T"Y[!G4+X^1=1SM?'))"+1CL4OE3TG(([;_@(=^UP
M!!@#6NW=W0O,*@1J.QN*E"L;M"QI:RC`'1.VE$\3FNY1_H$FJ0BK!3&G7Q-_
MKK>&6P*U@^4$Y1V5.^R`H.(N_FO)@:/V$J`EU0P4V-%@-3]6\>!:TQT6;H.8
M<`O"V5@4_#R5\@YL0<P(860P^[%\^)4(QGHJ>*'8@]!B*O.1`AG$<?*5-RE@
M&ZE0!$>(2++8V0A-!I0ZI?FD"K,MG\B&\U*2@M(?(AL+6M8&-EM,;U:\D6*#
M\4R>M<KF]U3"E?BMY)73C0:-LY%5.=(_]W?*/Z16Q(X4&U\^%K1`#&S*Q?&^
MPXU?UJ372?Z43?-X$(9)7M4WM:>#ED1],!06\:N>7Y8Q"A%^YL?/$B?W2.7-
MT,\!+3)+MA5R:K,[Q..<'50FB"[**829SIED.PNT`*Q95XC@=;^)K[M:.?OV
M]HB4!G63`UOKT?VGP]8BUV?&^LS8;C)C%=IW@A?H.J<%$M6<#^D0*'JU$H*1
M,W1:$*5)%XI!/0&ID[L,1E!IH*JS.$I3?@/P\O6GA&1S=3*A8B!@4:A8ZS[\
M\"FAR`I4Q4#`H*I8:S%Y0:4LDBR(E4B6_PH8OCTFP.47^/L;;=S?Z#'_T=_?
M\/<W?+6H4U>+ZO&%]]6BCJP6U6-ZI:\6=7RUJ#93%G8%`'=/5Q>GU(UV3PI&
M_KM/4/`7WZ!<?.NQ!)N_^&8O)E]JS2>B^W))`,LEP?#LWB>CZ2Y2]K#I!"/Y
M7*I&@I:9ED5P=IIJ9ZD2E.WG@192#?:[=R#[2P$=7@KHT6NM9F&[O789!HKW
MK-X:H*7:$!:#@==/MDPWB3!P<ER^F_05I4I&E%\[#^@7E(DM.6*_,>6PV<R"
MG+5BS3FX^X^Z@L%#=M;%6?&9&&^/RW?D)J"$'9C3!T1QPGX.N9,)7:/B_XHM
MU\&#(.^(+O$UG(7[4>P5CT@4X6*9;E2^^7G]?PS,-/K/Q%993M<XK;C:O",X
M$W4>-EC:?30,:T!6&`U1`=F!L_3/81RD*9YB%%VMA@D1;.=!O#$<KT5PKPO]
MT(R&_G5&,[K/7H_X;&E8V=*2_:A(FE:-A&)R2W.GE>SU@JPRDUH]ML>,2</6
MT$`,*DM+(9[K'-T1_EMEK/IP!'Q15'CJ/J%Z\\B?)G.:Y+,Y^^=[(Z*2P>Z`
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MZ/U7K:WOYLYJ$5]P-EL-WM1GY[9VC_$)9[]_S!AW;S`*9]`@35&F*0@B&>26
M<%2<JFT^YWRIW@^^U:[]Y\:)"Z;C4F<P63ZH9!`402A=*C+&NO<8[SU5V;E'
M-LHM0/6]=NIL[2Z;D^GB!S*YZ,>#EY"!W>X_T;?X&XJJI\S]TZ<$=[MYX/&W
M9!^D^_8>,?N2TA6S20<+WN=D-%49#=TX=1L0T+^KMP'1W@'L'<#>`=RW#O<.
M8.\`]@Y@.$X\[P#V#F#O)(+J)*H<<]=NX'1;ZP!+_1QV\Z"(2VG76;+?O7>)
M$5+V:(U1S'TFD\12%I9S79"'+0P@Z^[LFNJ)C/>R&F>L[0:R0T*RZ*C61C,:
M^K>XF]'MC6YO=$,VNOU=V'HPN"A`?Q?6L;NP%D$.;7,2Q4#W!*CC&ISAZ)M7
MV-OW;<;^-K><14_V$>$'])N4:_S7NL:;^BGNR<$.B>YKF^P>JM9/U3%NXBWA
MM?M&2;Q#7;AZS/*(,<4(%;%W(7$EWL8I;L)O1J+%!D<*:3S.V3LW0711LA0?
M*"8A7@9QO!+I/R/"_0/,;BR_GDIA';NBF[(\&D??),G[D0W9<8<^&E5^7&4<
M%'$H_9(*]L`9JX<D[GZ^^;9$1%D/WCP/M(AJL`\DK;$=<4O\H@H!RT8Z(5(I
MBP:;I[<\NT-*NRZ[;_7(_CW[5F1Z1[YWY)^T:/88\::N(=/AQ84<1<5LZ3`H
MJE-:+EO.V.D!51;*5@SLL?JJ;B^H8'7!HSUDNX0M6V2><;,N#ZBNL[-^/'`!
M&9@%Y\_V!FP?!JP_>;=_\F[S*[)S8XW(-5KRIK.W"1VC61[S-5:#/)LGRERH
M.K-!2Z$V%"#SH?8\B5U;0X:']6\'&0@\>PNH;GSQ*H@#$B)N/XZF@SA.OO(?
MV2N@O'[;>"G()M)Q&('L2;;+]=LG.2`%V8-T4#1$$*>]01CRW-RNTR4;D-*_
M3CF*_+/7.-[GXG3RY"TF;$.+)HN,BYR3JDF65(V&<LY3VDI*-L$)9$+9YX<9
M:MS"?D3T&8>8S$93"0/I.D0M^Y,V7[+51_0L>L/^+>^!=I$%MW%X%7]$.;7\
MTV1L7E`9ZHX@Y9R"<SZ-48IY6@^C<W.V-#0!48UW1S0:GKO/HBP]G!W(.*DA
M?YHFAT\W'C[H%CS[/A[>(]OV69',QBA$^)FC4+:(AHP3G$D=!TU6@")MK0>W
M%B2MA;&6B.(D8A32K-U@EHKVX3R@,V8`3V4>(8M)H&5IRSB0O*::HGN@R3-.
M&<TU)+>;XZS@2FR#ZS%V4CWZVR5L(39CJ;V2KH4NO2']IAG6X/Z.1/@91SG/
M*;]Y#N)<-#A)Z*Y<X>7QN\;F(>>VK:R`55^..?=]-TSB&#'CXAFIX#E^VUD\
MX]QVG0VLZCM`Y[[I!N$_<\Q^_A5G\VN1>I10#E`QYO^P=[5:%+6SQYS;UK,$
M5WTMZ<2[SR:X;8I8PQ:BA!TY^C^?T;MO_N[:O^`6:X'>`$?")-\L[\]HL[1Y
M"CGCTT;S4\7EJS/:+6T?'\[[F'#,<>"RL1MS?]OTGBPU$T'AO8]PYUE1FF>"
M2G_2T.GSG'R>TTGOEJTW8Y'H*[]75AD"13-+[Y15&3HMB,J[9))!/5Y34LE=
M!J,+]\<>@C2[SM&;5Y/DW?OK8*4I@:,8"5@82N9:3-;1X_H3>_3/5KA61L+'
MM<I<]TDVZT>_?S6B[""`;)"5C(6/K8S![DN/W1%FI*'U*4R)JVP48$2E3'5?
M96R29$&\EJ822LD@P$C*6.J^0-@PIYQH]97FO;\#AN^`$7#UMGPR/K`47I^,
M[Y/Q?3*^3\;WR?@^&=\GXY]K,OX;$(Z@?;=Z3MGW\$$$2$PI#7MCH8BELJ.D
MZ0W[;';O[]PO#R&]S6U"6S'++=Q5K'?OEKM'F2E?IS($/+95ID"6S]Q%\HHT
M`!2=-,RI?2BD.*>64!_H](%.7]"A]].=+^C@?4AG[D/R+@L+ET6;9U,17;%%
MW6("?-AMN/:N(N\J\JXBE^LV;.P92<XOS_5=MX#>^@387SFWT<XV4HCZ^'6A
M[`RI9=\B?.#.%C5Y^DS8\&C;S&I=$;.=;:%8^QRWA@I&<-$R#5^'/-7?!)45
M7!=U%1)P)2=J;M3!,Z+L"-C5ET"]O.M;H2:8X(YY!M;NDZX."U8KG\/NL(.P
MQ>S(GC9&RRJDS@/.<YO45B,_08DV%1<(QSC]<G!Y["I(430B#XA.$[K@3'+L
M\LXC48T)@A2E:LR$CV#Y"):/8/7N=/(1+!_!.O,(EL^"!N;7\2%%']HZH]"6
MZKY:N6`)+YLDIBJ*!&@&@SU"F)CL/E0N?[JRA(!V>(\7!LT[10^W$P4&"CN0
M'2PDKH9+]=UMFVE.B,X.@!.D/B=DV4P6MC.=$(<U#.""*#X'`NIU&<D[X]@5
M`JO[`WVWE,P7BX"N1M,[P@3*?GN?\':'-.?N1O9:[Q3M*>X5'$<,`$_N<0R<
MO1=762'%@)9*(5A.A.S"K<,_3`VRC5X<=-L=,!8"SDX0GR8$9/M\`'JB-LUG
MKQI\@,<'>/H6A0_P^`#/=Q_@\?&$$U]1\O$$RWB"=Q/U[29R\JI,41V#1!]1
MD**TU'QCG:VWY[S<G;]W1KQ"U,>O"V5G2#U8+<('W&[=5$MA2HE]SM&O<QS.
M[]([$L:Y2,H<97-$/^+@"<<XPXB#L3;3;[XM$6&H=&W9MD<A)-NW/:[.WCJV
M<9AO[R`-%DE.>#E9DPM=,@.R,6S%<?<%IPZVK03DPQ'00:UPU-K7O[.NU@<D
M;UL#IZ+ZE:+HE\4DQT0EY;O[%*@#*K2MQ-5C'</:W#>\3JOB+ON&U]90_3>4
MKBL,=;_HEOKVGNY0^O8Q8WR+&Q[#9,$/-F)F>V=*PP/Z.1(:B#K[$UT[!-^P
M[9"L$"K\D.B1J2A4P91?-PO%OT93?M5L1O#O*"HJ=`Z3-$N'P1)G0<Q_6YRD
M%&QW]33(NJ=SI+L_L'XF=$M+F=JU%;6^E#A))G,T$G2D=VF:<POL/_-XQ99[
M*_F"M+`H9+&WA5OW[N/F5%ZC4/A;V9)O6I7PWL+G*^5]_+H_=8NJ7G<D8U9O
MBL._!['4PI>-@BX#*6>&2P6]']!VCBSQ=^[B(KP[[T,<$&8KD%F;?L'C:0!U
MS*M!MS\)^LP7R)DO6P*'<9"FZPVMR7U1CX<2#C('"JNL@A-+F41M%HMD(!1!
MJ';4WBU5"9\@KBZU=]TX(8+)@?&R\<%`I\0HX1/<5>,2D4-;80S=%L;0IZ3T
M^J7Y>)8I*<)[E([R+,T"$F$R4XFN,@Z*Y"J;;D]Z5?;`G0\4#CQ*N?'!.;Q:
M[88\!"N1R?8UH-':"5#B[E>$9W->UJNHYG7SC5>-2-$#Q<I2FJ=ZNCO;Y12B
MZ-X95^S\#XQR1H3$.;/_=]#2D;!S@D[DB(IGFG"4CP./IX*][LMG%`_<O`[J
MG;D;`1[+"DO==Q_?%Y\.3=5(\*@J6>R^)7GQR"$O;AC'FCVZ&P$>S0I++;8G
MM]JC.C15(\&CJF11CN[/+:*[/G&LWPN)IU4Q"#RF,L;D<+YW]\Q>XJZ',[OM
MTT'OE9.+0F$XOFKQI1X\!SCFE*QINTWH;9[E%(D#FN0%-TP`+4`;AA68MYF3
M<B#T84)$!"@/X@FBB]%T35FB=)$T7`2\;)H`HY!7FX:M)5E(^V%LL,BYR`N9
M/ZR7;1K2@]F,%JG%^VD56X+4SL?:T\'+J!X8"NFT:8X;"=(?,&M-=U\Z%H?2
MRW>G3PMZ=Q-0PG9,NK5'=G7\@SC,XW4BZ'V^8*J!5\XCT34BR0(3_M,=.9S?
M7K909Z3UDT34&3L^M\B*X'N4W1$F),0O8"B(W1_C0F;1`5?@(E0')PNVN9\0
M'4TKP35F8N%0(95Z:[@@M9JH=!_R$3;3:+J]'\`3"]8?+LFG6S<:,OQ&3L'E
M1SS0Y);WRCG8,)6-<HWCO!ID:KH*9!DV1@9<2[O#[[E.!<K'NB`G!9?@^LA5
M3E?:-THUVD6)&-Z0'KJU58[*'1H5P(P"?ZBO1?"`9#CB^Q<_H\<"?,PCOD7U
ME5OV<G#/?IYM;*O-:9G!7?I&?"8XT]X9;?TQ+NB)]K$%4T+IIZL\Q02EZ2.:
M'=3S&:-G1')1IV=3H.=J-4;+A&;<=[.>T)Y":HV4?A18:^1[A>=O2#EQ0^IP
MP]O<DI+.@>+3-N>ORUF&)Z*U1M%=E-H?`T4$NCVU)Y%]#L%)X".>HCO"O@NB
MN6]!K/:.C6:":[+1\7Z"OF>,U@S1%?O8\NIR>4!7RMJ[ZK&N8&[@N/L4;VU1
M:<D`EX"U*Q[=H^/L$V.&XB#FQ6E(B-GZ,Q&3U6H:PR17!&2+`3C_FK_IU\=-
M/V6U=F&:"1L^3S-FM%-9G$<Z#(HP*OMH5Y9=QESW%:K6KVQAX?+WD?!ZT@(;
M444ZW?Q=D'<IP;ON"N!%41N2$UQNTY&T":1?(?9+5/P\";ZAM+:T-"NY+34=
M1-V?N^Y$OX4IYHIXD*8HDS94JPX"C[F,,7`'KP])$GW%<:SX<F__#!KM*C.&
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MZ8>,PPG-TZS425(66;"<"%X:M@`<WXBLNR_6-=L[SP'/@4XWO6#'C.^/2?B%
M5]C%!1,2(5I.!"]$6P#`91P4&F#[\=PY>%4?(.5XT#*R8+?[LG?E!K?''^Z.
M60VTK(Z&Z@2E]Y(8AZMY$K.5U_1=!3'/:90I.=UH\)+0LMI]&;ZB6E5!Q!4B
M:(IY"(GDLD.R>3QXM`WLMEBGS_PEOPK(%]Z+L_Q!>_P:+`W?<?4T\.C;,7^"
M.G4VA`R#.%97'ZB[PEG(9@^2$Y2VLZ'I(<^.DU)I@;,04AF0$Y2SLR&IL<W2
M:,6SD&(#*Z?5JG?F`V*C(S-\X=@P?H*Z=O<)&:,(H05WYCUL_`^B4(P$>-UH
M\(AK6345J>LA>8D&_$IYZ3+Z/]GQ<:5*85*,!BT5(ZL*J?10I<,^3V[=#/..
M3.:\MFC*;("(ETI<6UN/<X1V:&SRYCZGC/\BMEC$&?M(7VR7<NCYC.URZQ,<
M?8)C-PF.JH-3:1-*<A.E0Z!\#"H1?CE#IP51FAVH&-03D#JYRV`$U5VTO@M6
MGM=G.0FPB&Q8[CZ(KG51JJ&WF@88?#NV3W"Y2VUXJ\&WF`08>AN6NV^LIG2%
M*%$WS0`,N9%9<(%LG\$(*(-QES9;?)]DWX/#(5"$H/0#59EJ[7RT1!0G$2.!
M9AT)@M]&1ND'=JQCEFM1G'!7+%\G'OU$=X1F`.`$YR8M):-LCB@O%4G1')$4
M/Z]OC=<6C7(AQT6E!JC[,U<#=?:;`YF'$IK;RS(L5-H-B4H*#:+;57JQ[3XA
M=)-<U.N%<!-1T)VEUHQX/ZCW@_J+WC`^&/ZBMU:(_J*WO^CMCAC]16^WA>8O
M>CLH-'_1V[M)+?P*IGO,94-)W''95!U^1/09A^RW8][72^:_:VUI*$)7>C':
M`['[O('-HWEH)>4USX+X)N4<RBZX:@:#%XJ.T;-Z(]MX]>"+LP$LW7ME#42)
MM-UV"F6HEW)=<AJ0NH^H*Q2Q3A=6AH(7@)K)%D/H"H!%S&2G>T=?"8I^03'?
M!;O:`A*T[>:!A]Z2_18O?G=\)[^L9A7'=KNYH$57$P;#;6^0,2?)7X<!XP=%
M@TSLVLD\(#O.^XA`-2,1?#RJ&5L^.N6C4SXZ!>.;X:-36B'ZZ)2/3KDC1A^=
M<EMH/CKEH-#@1J<DQW/=P44Q&OY)1<4F.-4WH0%)IXCRNJ!;#Y;<C)HP6E+Y
MG[0GEU8?T?=[JM^_![4+6D06W$%GC%(LNG4%L;8-K'F\.R+5\'R2VL:;A_.J
M!(S4D#]->3E-/QX^Z!8\@SN3\(N+B'*^>%Q4^SY(A\*7BI[3TX641-SY'F7J
M*[&JD?`QUO+9?5"IN`*MW,#2(6Z`6N6L^YK`PN<LI*A$LS+$#32KG'5?E_=Q
MSMZ+":*+<NET);"ZT6Y@K.6WQ>*\/O>PQ=S#-R`RG7C4:\5,#E6MQ/V_0X&_
MLG.V713VV>D^E>\FS?""U_W2%9R4#`*/I(RQ[LT77G""6<*[C\9#L)($$;5#
MP4.K9K(S37&Z](?WN[*QI0(M[>4NZ-?O)_%`3]/99PV8KLN/IJ,\2[.`\"J=
M^GKEYCF0$P4LN39\E?I^5W=I,KL_K_-'=SFC7;_0M8B`]-;7(MRKAJG`1M,W
MB7TH;Q/Z-:`1;Q27ZFNRM[.N0RKF&/2Z/QR7"-W4*U]U(.HCUW9(W,>B>,+R
M1M6]:?WEUTUT2%A:_D]8K4B^;:RE89KLD$2,.'0?F3!0HVT38S_7<9F8>\.T
M&<FP_)RJ>E[5FNZ08"RPZ#XN4N/;9R$?NR4<DI$E)MU'7#3[9I)D_*%UWIMB
MBD-R4/!\@KZ(^KU@@;UZFD/X:W@W]$J$XVP1A2[9X;TH>SDB)59.YVRQ(`*F
ML\6"\._5V<*AX;#L@5*OUUWM):#KCOJ8=.\M,=*D.N%83G1>)MK33)M.#"DE
MC_F3ZG.J'^\D[CMNN_=43()O-],I"C,I)1*\#1.@`V[BMWLOA/3!M7:WPUM;
MNZ_?G?Y@>/EJC-CA):>\^';IF\-.,\.$9)C,$`EQFZ?`ND_LY\A7E\KO]7PW
M6/"B/KRX#\U%:1^>4U*<@R5OLVXT]-=9R^D)PEDYB=(Q@X4^HXCMPC4=D^01
M95F,BN3+A(Y1S/.FAG&`*ZF-C9>!+IIFV!B.<O!T\+K]1.DW8D0'>4YM4P1;
MA]MR\;WJ^!(4DX2_:_?HJ^+:D\@HE&7RUET"NLJICTGWGXBZ-/$A*&I!6NN%
MSDUF&WS@?"@N%97\=JY(Q8`6/PU'T]#3Q^!HNK]7];_NS'2%I@E%/.91O-1Q
MG'SEOQ]D5VB&"1%7Q_^!`GD7RII+0%<E]3$Y06'GE*8/-`D1BM);Q@[782(+
M2R(0]5CHR&NX[-XWRVQ`FN'?!2!R\W;W9^A`[O,"^9K88+F,<2@('4VK+]LD
M^95]"=!U\I7PS?$KSN;;*HH3M%@F-*"KN\4RP%11:[;E!X"7?,MXGJ+OL4'=
M<AU[0V1G6>NIT*5FCT'W66N*D](]DKU=FL'0,=?QV7W^6?46)#NCLC=RD#$Q
MCZ8/HKNE!'"[>="QM^0>3.GER]>?$)WQ8DKA/W.<8I%".B`1&[%,UC_N1I?,
M#G::N4WH(BC=MY_RG_F,%NVV+LGKR:3KDJ6SM_;:(?@J3S%!Z9X(-O".T3,B
ME3OI=69"UE&U$`!7&TU'-?N\%7VM>72K@?3VY[LNPP,TP)5'E-"^(7W36IY]
M*Q_G#"G>726T%ZA^&4?E:L`&7+VV&BQ<XSC/*@[](Q8Z,Q%O\3$8K.HSX_HO
M_#]/08K8;_X_4$L#!!0````(`*)<KT83.%&+(QL``'U*`0`2`!P`<VYF8V$M
M,C`Q-3`S,S$N>'-D550)``.?$E95GQ)6575X"P`!!"4.```$.0$``.T]:W/;
M.)*?]ZKN/^#FPWE<%<66'>?A2W9+EI-9[\:6SW9N]NKJ:@HF(8D;BM`2I!WO
MK]]N\`6^0%*B(V2*4U,S%M%H=+,;C4:CT7S_IV\KESPP7SC<^[`W?GFX1YAG
M<=OQ%A_V',%';]^>O!N-]_[TQW__M_?_,1J1:Y_;H<5L<O]$;GD8+'W'7C!R
MR_P'QV*"A`*ZDH_GOTQN1.@$C`@^#QZISUZ0B?U`/>PZY:MU&#"?7'@>?Z`!
MC"U>P`_KY0MH6S_YSF(9D)^G^^3H\/#MZ.AP?$+^[_KZ;].K\?'XZB]OIJ^N
M_OSZET]__>O_OR2/CX\OF;V@OASMI<579#1"8H6U9"M*@#]/G'K<\\+5A[UE
M$*Q/#PZPT[=[WWW)_<6!'?@'P=.:'0#0"*"8[UA[4;]<A\=C"0XDC0_^=OGY
M5N*/`4]#,5I0NDX[S*FXE^!QPP$R,3H<CX['21<DP`[2'BD],,#)0=28@KJ.
M][6*F/&[=^\.9&L"ZG@/3!2P"F:]7/"'@Z@-21GG2;&94]T#&A#\51Y\[K@I
M.$"&OA,\>5*,U$4)2&8/C[%#0/T%"Z[HBHDUM5C;;K'4FD66$]=IZ36I+_7X
M`)OOJ6"J!!P-O..)`#5VC]`@\)U[T-E/W%^=LSD-77C'H?>/D+K.W&$V3!N7
MK9@7Y`"R9M#(/[RGH.Z!9!A_PN_UVO'F7/[XPWND[C0A\8;-B93K*?+YX2?A
MK-8N^RE^MO39')YY<XN.DI?VV]IG+X&O!,;G+O2KY0V;#Z"+`)HE29^SD1,4
MU+=*6$J*!TCXFOF!PT3Z@G\ZZ(DGF\V[\@1=',\QEB.7WG?E"+HPUTAF+)BX
M'9F!+E;H/K/&(8X[8(+@'U]N+E)\6K,3$>C8_F^W,"7D;!:S^6W`K:]+[MJP
M2'[\!RPR3S\1Q_[P4PNXB*28IDPO_W@(_[P^)".2]E?_%H3/B8KM/^F:B_\B
M$=+W!T5LZB"A8/;,^Z/\NSBYXYXQ2%VO_/1IUZ<@TXI.\:-$+GW*ZMP1ELM%
MZ+/C"[F^R7>(J[,=NFPV_^+Y#*SP/YG]F0LQ\Q2@<Q90QQ69/'O`I9'YJS<H
M\VP,^'&\3Q0<IR09"E4@&XS@:(1[*BSY.1YQ?]"(6HUX=P[>`3J8#PQ\SI53
ME.<O%);XB2>ER4">&;BXH_<NJU2-[9'J=.2HI"/O]DF&@BA#YM5%#DNH%VD+
MD_JB#$U^C@8?U*5>7=Y\HH[_/]0-08J?'`]</X>Z%^`$^J%\X57:T-A'(^SQ
MJY*PW^R?$L1()$J4:XJ4*%@'(=8*\95<.L_`)[!QG\D\(7MJ;'U##XT`7Q^7
M!/AJ/UJ[1^B51%O=!.%@LCLNXG]FKGW'+VD@4=Q&J!R=;>[06R/6H[(1+B[4
MB'P4\-$J1D\R_(.E[>BJA:L5]9]F\PLO8/`B@BL>3"S+#Y&F*^Y=,W\.FVK'
M6UQR/UC0!?O,J=?:>=L.NV[R'S:[<]'@:,:3X8G'`T(C`G")QJ#3.J6!K&(B
MB(M4#!:CHRXU:8-V-6Z2YR"#YW"T-?.X!ZP:>;\I>U]]N=K#K&W4F#'X6XZ8
MS:\5QL$N\]`+P`Y><]>QGN1_G>J5OE-_W5I?GO7C?2*1HZA5]*<D&X!$(Y"?
MDS$&6?<8F&GGX'5!I=.`LAW8)BPS.'\;[M`Z;,VTR_BXRYYL$%.MF(YNF`4,
M*T;5YQ[\:;%:5ZNIBRX@_JXDMJ-]$N'+V=T<QD%\&P>S,NLY75)OP<2%=[<$
M/\L3L*+9-&#V&77Q]/-VR5@`G+"+@*W$):.(W?Z"Y_R?V0-SP22O0VTP?5>D
MZ#9O975K&7K+KP8QP<3Q2+!DQ%)H)O<1T40@U02(8,1!NLDJ)CQ.EG"1='(,
M.)#XP7OLZ%&@-[[IT8ZVKT9]3LJ+3-%G0-3D9T2^/QS=].4SYF(T,V]R!;@P
MED)=/#X-.SN.+?%I-.&X.5:HVHO+?'P'%(-B""@>E`@YZN!$;JH?4["J3G#C
MB*\%V4H7<I9$^^1:LI'";#J`3H.:;4FJ03-8<20%!$G`GZE"22J()(/,/*(0
M0FX'K>K=:4H!8R]$-H/Y\'%('Y;U7ORAUJ/HXESE",=&KH[20:7F!5'I&=:V
MCK;KB@79KPL/NK*);3L1II9>3"L<.F^F.0("0R@/2#0(P&7C#))O(?G79^CR
M,R%NV:(PU6]@%^"%#./9'[]A?(*)LZ<;M@;[CF8[[E"_7O6%6K=2O2[IR>M]
MDHQ+DH'S9B,97,;+D^$Q>SPC(.DYK%#-&G3RD?H>&%H!"_SMDOJL2A?*0+J`
M6=F#/=DG"09T)(C$,0BEE4%7_IRZ5`B9_WWV-.5>X%,K`"\_24DXIP%K:>$W
M0ZHS^<V'U^J.-1L49ZXR+$G&)3CPL`88&)BK7S)V1(ENA7EK;EAN6)NJ-5O5
M@4S+<D]U<?^C8B)\W)/(KL/;[G.O.A&"!3)CPJ'WCBO3U9+9.O-NDDV<//WN
M=_^ZR<BZ\'U/=B+K\()$)$9I'1F1R5Y7)FNE=,8)`L-RMW,U[6-UVV9@W6)6
MON^Q$R4=%JX-#QOHW[D_A85IP7UXR;-Y19RE\X%#>YRZE)5N-XGDH,1*1\5G
M'O@^3A;0<:*`SJ`K33<"P1>F8OG)Y8^BXAZ@VJIS>M[4WOZ3WBO@(!+)((>.
M<Q9/0?#,]0;>AO_`?ETZUO("]BV6&]K,OO!FL!WP%<L)MC[.!D]"4YTO!?8W
MI,[AZ7;,B*>+\!\AB!]111Z1+.+@EB@B#/=&'$F#+5"VD.#"DF2GLR18-[@Y
MFZKC9`'K<.&DL+."Z9#H0CS=%@F*H^`?PQ6$K80?7=/.K@-U/LUI1J`1^JMR
M7E-1Z!%^]<+2<(RS;1!>B91E%()SA^5):,!]L/GGS.,K</;AUX57[%_O1C[7
M4+I]RTF[`X%"7D)&#?Y,Z2%`$%$H`F6LP#5XGBVN3!Q=,G_!?#&Q8`H+R01Z
M$P"QYO'/#%I90*Y]CF5IJ+(+EKDAV$-CE)YU/%W"0CFX,S[:)S$QL`=6R)$.
MBTJ0TJ^PP*U]3B099)[NN9V,L,'P;9ZZGXE>MN-RX^%5J&N7>G$HOM[";8U3
M9\K*F0V:RP!Y?1$()??(<ERRAH&)%1\L#.;J&76E^UW]#DAUFZQGTY;!M/2]
MNO6P8&F3(LI^]&9KT"#QCEOFB]6:.CZSM]LS:['H-LUEWT.W:4Z&*:;A#A-^
MXXB)Z_)'//\%#S*)K,$>6$RBI!-Y_A%?!^L:>^^.6A>"[Z8HZ=CH@F;A.8RX
MP;^8H``4C"B2@/$WI&'P,;Z##G4/QG7'K3,WY8S*WK5H,$7/>/[767^Z(-4I
M3KGR5$\G@(.Z-*K+6]4(G//P/IB';CSIHWHDJ5WP[,1%D(Y!E9YL@4WGP):#
M>&_W%0,"8Y%DL.1^=5+3!,Q*7-@$?Z<^CAQS4(L^_-FNKHL.B2[\T:)$51MO
M=G!$NLA^\@`&%-\8S+%;BO<KNA6N:^RO<TN;UX44_0B<B)&@\O[%4+QNN])%
M7P3,TH\B<%:PQHK-RA=I<>AD7KY`6E_""`;!A^DP0R&C1LECT,]G2^8)YX%%
M'EJ:KI/)5@NERP4Z*>8"Y3`E5^U2@$$\;>]53JGO/SG>8K)"YV8VKRL(VOZ6
M95>,.@>^.:$'[UQ:\8B$RB%QZBYA4!)PDI8>%8KU'KSWG26.=?7I>AM1YP!V
MVR;VG#8VN!+]98UU#G;6X]"Y$LWI0ZURQ@;)-SJ1AS?,\>`OW(TKE49AEF,D
M$=XK\]`=DU8@]T1"I/"Z_(V>A]"E;)3CF.-#+-^6CO]"+:<J[45NQ%,BJ<@_
MC,&R;L/RUNM]FXI6]'`<9D\"*8Z[)?52=/U<"-ML3)WJE7<_F]VRJ0(A,6V$
M!K&"(GDJ\D$ENZUR+9WM-JFN32=P@VR^;\6C7J_B-0RB\WE[*NW8LM[1X.I\
MIU)MG8_:-AY!MVWOX"!O5ZQML%V=%"LGX,YW+AIZZQ2B?,Y65(B"U(?;%J9X
MM+TL6!L-J7-K^BK7MZ$_.ZQGFYS_M#WCT9X$5-Q[J#G'&:2SU0?$6JX*6X3W
M7S4O"]I/B`W+0F\1M&U"8]H,F_+]VFXQKT&VFDI2U]0'CI<L<("DZK)2>1"=
M83W6UI@B.42#5.IGW#AQ96^9_^!8H,DWSF)955"]`%#O:6V-4V>$RZ=?8UA1
M4W\\14@BC#6EVHM@@X_TG!4QVQUT;813=_#5O%YO5`]ST)0:3>&6W)$D_\?2
MQ+`T!D_*56%%!]I`ZQ:`Z(P@[JW^*8L22U1$P36(:\M$QY8.=C,"G75OOCO1
MD.HX.-F].=D]'$.W.>LK6^EN+O<@\XT_YMKY.ZUMY%E.@JO]!.L@NAZ^PYLU
MQZ4N@S;'^SU@U2E!V4MO^1U>!2:IBQD,9_-]:$Q[+=!&2,HK=*UD!Q$]QZ2N
MWTQMCU3GFI5S<OJ:TL.&JO,W9EI]+48[C\L6NNJ[+X-,ND?..H7$M#*J.#S2
MQ;H&83U#F%.W"]H:J<Z%JCB*Z"70.3A0W6M!:I2@%E8CV]=E)ZJR&N,@K&?[
MJFSW(@\M$>K$WN&KH.V_*SNHR/:?EFYW0*'KJCN':`YJZCXL/7C'S_X%1HTQ
MZ`VWSBZ4E_J>O\$XV(CO7_^YB\_0UU@Z)=M)!>A!\793`EJ3G/&,P^G"1^4Z
MK-^E`/2P>E;K7VW-BRYE+EX5<[!^OX4MWA_0]1HU"W_!#\_C$;'RM[/"-9<(
MT,P5_<PMV?)A+Q;)X^/CRV_WOON2^PL0Q>'Q`?X:.1ZX\)[%1OAH-#X:'8]?
M?A/V'O'HBHDUM9@&0])Y[Z`K`7;@'P3`UH&'QMRQ</AW./SX=:OAB_VWH8![
M5]L2P;W1QH3`H"=2%G:`!)S4#5W5(3]:N<^<BGO9)Q2C!:5K.0='AV.0\EX=
M<7*<RHX'S`U$\F24H8HH;B!%H@6[\'+!'PYLYB#&5VU(*?;!/T999W5PYD8V
M@-X+F3?U82_P0P8OTW%EMD;R&X7V80^Q.Z<`"?X"?E\6IQF0$D)G)PB1D%]\
M'JX30/R6ZQZ)_EZ#J+E])]'8H2^IWD/KM3=WW-]TV423F+1(PA_VVL'FV=.Q
ML^(>>#O^TQ8,1;,Z2)KBS]H"H^S>"3(NIT!,P/PG<+36#%/4IO@1$#\42ME)
MD;#9$MA$/F^8Q9P'F4SD\U6<$@+N0L):?;L1W%CRIF"#V&;WKK.(M5@C,!6L
M#7-@%\$LGMI\11VOURDF\R0GEVQUS_R4Y-PS`^@[JZ#OS"#ZIA7T3:OIV[%%
MK<W.+YK3%H#?=59FK#1,RR3.^HG%-=X2CBH:S."@8":C<G]+[MK,/V<T6)XQ
M#QSC;`G0`!C)D+S&J!)=9$@#8"1#4RZ"V?Q3Z-DP/7,G":D%T$"8P5)I-9,?
M0KGPHIR.3]PO.Q@9=ZU@S>0S*@P8N1K,UO/9#M9,/G-*!Z0SC+A@T;J`WS#J
M?L3SII)I;`#>[4K[R?G&[/CRAL/$.+_FUK7NEN8S[ME%2O//=DO?A6>'Z&50
M]](1%H/!/<9#6<C0=:59+G[K,L_+YOUWR_<-$XX-`P/A4RXOWUL(D&>N`>C9
M_3H[.+6=%1:9Y9+[=JS=09?S^.GDFY,:L_+SW8K@,Q,"2QN,CRXY.)<%Q:IK
MW2W-8"=9/<UUK88J2L5-/%5?:IMW*P)I5"+'HV!7JUIV;662M7-<M"REAMU2
M&CG?MT%H1Q&TJ+(M>@-YPIOA=LO'[1(\F3OFKY1@V#7,(<M94]=]PL0,,?/P
M(ELA!2C/YM9H#)WRL*(!>BM@=IPRKLSWZK8=!U>BV%E4[Q1?=$C]D@_2`&2H
M*.+JOU$Y*T4,Y><[M@Q4!.<A.SZ\XR?OSNE3T2#4-1M!]6L@ZVT]U>5F(ZA^
M=SCST9>HI;L*8-?[B&37&/JLN$6H:-JQ60E]#&@6S$C^X6XIO.,!=6-IY\FL
M:C'"2#]EUO>ITD!7`>S<G9=+=\F-SSTU=`'YS!Z8>WSAK</\.EY^;H)K&<5U
MXZ^8Q6<+10>^#>2.0U`A;(181&<2HY[`8)4!J5:PNS;;,"_![[N!G<AG;GU5
M+OV-BU:\&7+'H3;J?46O2:7T]I&N"TMH(Y@19\V51T*Y_59V6'[%@G%^"FD!
MS0Q7_^)3_%R/_)+[;"W3!!.>*IO,Y&+*8;_HHQV/CH#O>'24KL14:MK-Y.?C
M-^9;#G[TK$HP=:TFSJ":FWLP)8K+?A6$&6Y*?%<I"QX=53LN]7"[Y>/+[9TO
MR[0KQP&%948+8L8<*9X%4[%,3PBSM"69S)G,>AV(0:J%ZX-&H]1F$UQ*)*K*
M@52?&Q"KK@@O_@A1TX(F:$$,V"M7;)*--AMXW\L73"Z<MVO7">Z`FB_K+!A;
MTVS`JU:.1:LWT$U0N^5A(L!?8>M`$G-\B/G/>?(U`$:JTC5H"KPMYJ9F,'O0
MX54'[%MPYH*^/<L"4ZR8D-X`:G"_5$`3_<JZ`N3)UWOMM"9/PFB7'B9R7%\1
M$D81XHL'#ISK_)/9T0?JC])IU;G?C\5]O<2[]3&1Z]J=150A,DV-:=R)E."-
MX%:;.Z<A?^*Z_!%1@&`CK>WZ`JHP&/%*"@H@^4#+%:MPYFEG<6<=B!$\%<5<
MI%@5QCD/[X-YZ,9QZ%HN]7V,8+L@RBI/?A),\/NP:'TQ<UGG])=`V_.XAE6\
M#_X23J[X;)Y1=IU<+TZHKVUNY12!1P2#6P#1)\D3<.O1$Z;^5Q9$7R^")Y4O
MOQ6H&0YI.9@K/YH=+><R62:+Y99;S."A,$MRA.9M>V63D4RD'[>Z8WB9%`==
MK<'3R%TH;``RDC$UV5MQH?.N=55FN`9XYULEI3@5_3OWI^`M+#AF,LWF5TRY
MW9F_U=2UEY'RE%.JCL.:1H/DE??BJ!<9A8F81#FT,I\N=@K&9;EUZVVD_%06
MH@]J1DQ,E]1?`(OS++VM!:09+)8N#M50?NWS!T<HFY\6@";ZA97WV#:XNO:]
MYER4)UE)=1.4&0JF>__G(68.74LTE;+(`YC/4+61JV2M#M1()F&-K53!\G.#
MYD[DX#&[8?+4@!G$2.?O1U<LOYO@,.@5-!4RK?`3&WL8Q%YB`&Z88/X#^W7I
M6,L+\`8M-[3Q@FITE.K0>\>57CW>/$1F6%K$L?P"^L!I_`J>7E>)+C&?9^'H
M1C`3>2O(3`W'Y1[_`+2G?J`HA8W;0!K!854H52&\[/=K`(Q@J"`R/(VR^,*+
M(FTKG/721,4&X(:Y>&ISQ^^6+$Y[NQ`B1./QE]!]PB/C-*.I!TR_KS=TSBQY
MG`Z\'6__EO+8VK\I@15-1<]I-(A2IJLR.XNAYQYVB#W+GOWF327U::L(K6DT
MX(TF>::%=ZH\-H#(*<X2URT2J3PV2/0E8FN;O^.;+1V6Q#,]EC..F\:L*UK,
MV!Z6HD;)V7],,BSDT<40.<%*&0(U4!VDT'_)L%\99N(P.SZ04NH"X-'@;![3
MS,,`Y8<%CQ*V-NGY([#*RAJY24\3E_7)8N&S!2ZV%QZ^7^%8T=ECPL&L+.9N
M?7Y(KBML4+<^9EBG`MLR43-/?2Z'L]AD!A,U5X<^KM8N?V),<X6H&L2@:$>[
M;U"4(QIM^YDIP)AZO!HQ#47`5[F:L%5M9O(1O^;HO>/2E!4@EK<-1=(N6<I"
MD5V[_8#<XY$M;O_/&#R,RV_>T6],M'L+NNXFKB<7,O-][B`E4365]!YM18M1
M!6+CXB_1>;,L>JA\5W3F36XP@0)'/:/"$<6JL9OV-E&(Q8(XLWE-I9FZ"CJ:
M#B;RVZJR>#I?VT*;R&GV"5NAN=>>%I9O"6W4-%:/+S:<RUNA,$+LQ25*4V"B
M10T*0YG2UIEH58S"4,:4>5=;M*%BCFI@?U@VI]1U"UN:SMU^6.:[F>C-T!CY
M<IH-<'M3;=0V-ZH?#A*Y6V*D3(!9LC&0HGYSX+/CR0BXN)3U`)C]1<`JHQ8W
MJDCEZ`FO$=I03'E.)!DSDUKVTG,SMH=UY$?'V#+U/\NX2+XU6&*J`?H'9%4F
ME^`1I\^66/+KH?"5BDU[FZBS3;O!*X['OHK_6',)N.WNLCT^(]Y6ZVN'Z:9+
M!V$$2]LJP,:2-I-_(/.&V8RMD)1KG\V9#S*7X>?LEIH&Q*@M98-,)"-;Q(8T
M_8T0;=UL+=B6TEPMMQO!3M55L<R>S!X]9L?77+-X3N[*6#.P01ZG\I5;O'LM
MO?XI!5UC]B1(;\"5_.HM$)@H9"3X"30QQV/AH8ETUY=6,+:`0M%:X+8T5Y;Q
MFCZII\GU[4:P4^?BSN;*V7Y%E*(%H.'\R55+$P(&H8'9>Z2^C>4`1$5PHB=D
MAK^G)`3QU->[VA:AX>^KJ`KZR:.%-IS3*D'JN6WL83C'NFF>"UMWZV,XUTT3
MMH[SEOT,Y[XH/YE`U4+.,9SAW%7)J(Y##:Q!.P(96(/U(PJSS3R%V++WKP4V
M(PA9RHH#DI'<'+$MCE*Z]_M!^<^9H[;0/Q"OM^%];H8V`)G)V1W]]G$^9U90
M27V:K-H`929OE<0VB\QH>46W2$5\7;;RKK\6Q(AEL)QAX=G)Q44[NPQ\QV]9
M$+@L"GEQ/[ZD-G6ILU(2+S;I:]`ZV7`DTP+02)G&IZ510BDZ+O(%I*4G)L$9
M6SB>)ZN'_"^CRN=#NO8SDOU+X6,]&HLQ6V!N-<Y!N85.H]?U`$8R%-?%B]4X
MM33*,S/)7J]=QY(4SN9E=;KCO_HPQ#E_]%`@OSK!4E>N+66\9ZQ&OKK&F8C3
M[Z-GMYZY*;R1[)8CW6!R07J3`&B>S?.E@EH"&[3,@*WYA/G^RCE+FO]?7FOT
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MRI[G2=8`[);RXLW:/-EUK3O>546EAZ-JO3EZJUIV2ZMZ_25/:U7+LV<E;_9!
M]*B0ZW^#\H+>7G@V1L"XKWX:70>QXZE925EA=FIA=DM_MC['(1EOD7UWNOB9
M]U:PN^4'7(YU!Y9:@QM4`ZY45:^VV4AGH\V5S^LPV.#6K-K+"-:[I>64F>[0
M`?E]?R"L)5M1^/-?4$L!`AX#%`````@`HERO1C=R!;+7@`$`);`C`!(`&```
M`````0```*2!`````'-N9F-A+3(P,34P,S,Q+GAM;%54!0`#GQ)6575X"P`!
M!"4.```$.0$``%!+`0(>`Q0````(`*)<KT9$B#Y_2`@``)9<```6`!@`````
M``$```"D@2.!`0!S;F9C82TR,#$U,#,S,5]C86PN>&UL550%``.?$E95=7@+
M``$$)0X```0Y`0``4$L!`AX#%`````@`HERO1N_FB;=^*P``-'L#`!8`&```
M`````0```*2!NXD!`'-N9F-A+3(P,34P,S,Q7V1E9BYX;6Q55`4``Y\25E5U
M>`L``00E#@``!#D!``!02P$"'@,4````"`"B7*]&??DAS,E;```':`0`%@`8
M```````!````I(&)M0$`<VYF8V$M,C`Q-3`S,S%?;&%B+GAM;%54!0`#GQ)6
M575X"P`!!"4.```$.0$``%!+`0(>`Q0````(`*)<KT9V('Q-(CL``$.I!``6
M`!@```````$```"D@:(1`@!S;F9C82TR,#$U,#,S,5]P<F4N>&UL550%``.?
M$E95=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`HERO1A,X48LC&P``?4H!
M`!(`&````````0```*2!%$T"`'-N9F-A+3(P,34P,S,Q+GAS9%54!0`#GQ)6
F575X"P`!!"4.```$.0$``%!+!08`````!@`&`"`"``"#:`(`````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ENH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Available-for-sale Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesTextBlock', window );">Available-for-sale Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,095,225 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 298,891 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (1,010,614)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.6pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total equity securities available for sale at estimated fair value</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,095,225 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 298,891 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (1,010,614)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 52,045,350 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,902,396)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:26.25pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 125,894,443 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 113,025,790 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,809,669 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for doubtful accounts</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (813,223)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:.05in'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total policy and other loans at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 39,184,250 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member', window );">AsOfDecember312014Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesTextBlock', window );">Available-for-sale Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2014</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,179,010 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 393,873 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (820,133)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,752,750 </p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:19.9pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale carried at estimated fair value</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,179,010 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 393,873 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (820,133)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,752,750 </p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 53,592,433 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,071,938 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (2,003,055)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:.05in'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:26.25pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 120,050,072 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.6pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 111,411,351 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:9.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> </tr> <tr style='height:17.25pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,807,829 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for doubtful accounts</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (693,413)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:4.15pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total policy and other loans at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$&#160;&#160;&#160;&#160;&#160;&#160; 34,125,428 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:6.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>12) Mergers, Acquisitions and Dispositions Disclosures<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock', window );">12) Mergers, Acquisitions and Dispositions Disclosures</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>12)&#160;&#160;&#160; <u>Acquisitions</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><u>Acquisition of American Funeral Financial</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On June 4, 2014, the Company, through its wholly owned subsidiary, SNFC Subsidiary, LLC (&#147;SNFC Subsidiary&#148;), completed a purchase transaction with American Funeral Financial, LLC, a South Carolina limited liability company (&#147;American Funeral Financial&#148;) and Hypershop, LLC, a North Carolina&nbsp;&nbsp;limited liability&nbsp;&nbsp;company (&#147;Hypershop&#148;), the sole owner of all the limited liability company interests of American Funeral Financial, to purchase all of the outstanding limited liability company interests, or membership units, of American Funeral Financial.&nbsp;&nbsp;American Funeral Financial is engaged in the operation of a factoring business with the principal purpose of providing funding for funeral homes and mortuaries.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following unaudited pro forma information has been prepared to present the results of operations of the Company assuming the acquisition of American Funeral Financial had occurred at the beginning of the three month periods ended March 31, 2015 and 2014. This pro forma information is supplemental and does not necessarily present the operations of the Company that would have occurred had the acquisition occurred on those dates and may not reflect the operations that will occur in the future:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="36%" colspan="3" valign="bottom" style='width:36.04%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended March 31 (unaudited)</p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total revenues</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 64,049,632 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 46,521,936 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,863,703 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 342,683 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings per Class A equivalent common share</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.03 </p> </td> </tr> <tr style='height:15.0pt'> <td width="61%" valign="bottom" style='width:61.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.25in;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'>Net earnings per Class A equivalent common share assuming dilution</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.14 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="bottom" style='width:17.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 0.03 </p> </td> </tr> </table> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for business combinations, including leverage buyout transactions (as applicable), and divestitures.  This may include a description of a business combination or divestiture (or series of individually immaterial business combinations or divestitures) completed during the period, including background, timing, and assets and liabilities recognized and reclassified or sold. This element does not include fixed asset sales and plant closings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>8)&#160;&#160;&#160;&#160;&#160; <u>Allowance for Doubtful Accounts, Allowance for Loan Losses and Impaired Loans</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company records an allowance and recognizes an expense for potential losses from mortgage loans, other loans and receivables in accordance with generally accepted accounting principles. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Receivables are the result of cemetery and mortuary operations, mortgage loan operations and life insurance operations. The allowance is based upon the Company&#146;s historical experience for collectively evaluated impairment. Other allowances are based upon receivables individually evaluated for impairment. Collectability of the cemetery and mortuary receivables is significantly influenced by current economic conditions. The critical issues that impact recovery of mortgage loan operations are interest rate risk, loan underwriting, new regulations and the overall economy.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company provides allowances for losses on its mortgage loans held for investment through an allowance for loan losses. <font style='letter-spacing:-.1pt'>The allowance is comprised of two components. The first component is an allowance for collectively evaluated impairment that is based upon the Company&#146;s historical experience in collecting similar receivables. The second component is based upon individual evaluation of loans that are determined to be impaired. Upon determining impairment the Company establishes an individual impairment allowance based upon an assessment of the fair value of the underlying collateral. See the schedules in Note 2 for additional information. </font>In addition, when a mortgage loan is past due more than 90 days, the Company does not accrue any interest income. When a loan becomes delinquent, the Company proceeds to foreclose on the real estate and all expenses for foreclosure are expensed as incurred. Once foreclosed, an adjustment for the lower of cost or fair value is made, if necessary, and the amount is classified as other real estate owned held for investment or sale. The Company will rent the properties until it is deemed desirable to sell them.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The allowance for losses on mortgage loans held for investment could change based on changes in the value of the underlying collateral, the performance status of the loans, or the Company&#146;s actual collection experience. The actual losses could change, in the near term, from the established allowance, based upon the occurrence or non-occurrence of these events. </p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Summary of Interest not accrued on non-performing mortgage loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InterestNotAccruedOnNonPerformingLoans', window );">Interest not accrued on non-performing loans</a></td>
        <td class="nump"><a title="fil_InterestNotAccruedOnNonPerformingLoans" onclick="toggleNextSibling(this);">$ 534,000</a><span style="display:none;white-space:normal;text-align:left;">fil_InterestNotAccruedOnNonPerformingLoans</span><span></span></td>
        <td class="nump"><a title="fil_InterestNotAccruedOnNonPerformingLoans" onclick="toggleNextSibling(this);">$ 535,000</a><span style="display:none;white-space:normal;text-align:left;">fil_InterestNotAccruedOnNonPerformingLoans</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_InterestNotAccruedOnNonPerformingLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_InterestNotAccruedOnNonPerformingLoans</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>6) Business Segments<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">6) Business Segments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>6)&#160;&#160;&#160;&#160;&#160; <u>Business Segments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Description of Products and Services by Segment</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The Company has three reportable business segments: life insurance, cemetery and mortuary, and mortgage. The Company&#146;s life insurance segment consists of life insurance premiums and operating expenses from the sale of insurance products sold by the Company&#146;s independent agency force and net investment income derived from investing policyholder and segment surplus funds. The Company&#146;s cemetery and mortuary segment consists of revenues and operating expenses from the sale of at-need cemetery and mortuary merchandise and services at its mortuaries and cemeteries, pre-need sales of cemetery spaces after collection of 10% or more of the purchase price and the net investment income from investing segment surplus funds. The Company&#146;s mortgage segment consists of loan fee income and expenses from the originations of residential and commercial mortgage loans and interest earned and interest expenses from warehousing pre-sold loans before the funds are received from financial institutional investors.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Measurement of Segment Profit or Loss and Segment Assets</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The accounting policies of the reportable segments are the same as those described in the Significant Accounting Principles of the form 10K for the year ended December 31, 2014. Intersegment revenues are recorded at cost plus an agreed upon intercompany profit, and are eliminated upon consolidation.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Factors Management Used to Identify the Enterprise&#146;s Reportable Segments</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company&#146;s reportable segments are business units that offer different products and are managed separately due to the different products and the need to report to the various regulatory jurisdictions.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:31.5pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Life Insurance </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="bottom" style='width:12.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Cemetery/ Mortuary</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Mortgage</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Eliminations</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="14%" valign="bottom" style='width:14.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Consolidated</p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 20,985,500 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 3,098,238 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 39,965,894 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 64,049,632 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,818,867 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 311,998 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 88,487 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; (3,219,352)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,403,851 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 409,175 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,185,358 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,998,384 </p> </td> </tr> <tr style='height:10.9pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; 677,059,957 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; 104,778,721 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; 62,765,551 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; (142,826,038)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; 701,778,191 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,765,570 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,765,570 </p> </td> </tr> <tr style='height:4.5pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:4.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 18,472,816 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 3,040,568 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 23,539,892 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 45,053,276 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,061,720 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 336,298 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 164,146 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; (2,562,164)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:30.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 1,331,469 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 182,778 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (1,348,260)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 165,987 </p> </td> </tr> <tr style='height:10.9pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:10.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; 604,260,546 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; 108,627,471 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; 49,375,595 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; (135,523,285)</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; 626,740,327 </p> </td> </tr> <tr style='height:15.0pt'> <td width="21%" valign="bottom" style='width:21.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 391,848 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 285,191 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 677,039 </p> </td> </tr> </table> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8864-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 32<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8933-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8844-108599<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8538-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8380-108599<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8981-108599<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 35<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8984-108599<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8906-108599<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 42<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e9054-108599<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 31<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8924-108599<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 40<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e9031-108599<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 41<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e9038-108599<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8971-108599<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51669610&amp;loc=d3e8595-108599<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_SegmentReportingDisclosureTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">7): Fair Value of Financial Instruments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>7)&#160;&#160;&#160;&#160;&#160; <u>Fair Value of Financial Instruments</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Generally accepted accounting principles (GAAP) defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants. GAAP also specifies a fair value hierarchy based upon the observability of inputs used in valuation techniques. Observable inputs (highest level) reflect market data obtained from independent sources, while unobservable inputs (lowest level) reflect internally developed market assumptions. Fair value measurements are classified under the following hierarchy:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i>Level 1:&#160; </i>Financial assets and financial liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt'><i>Level 2: </i>Financial assets and financial liabilities whose values are based on the following:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify;text-indent:6.0pt'>a) Quoted prices for similar assets or liabilities in active markets;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt'>b) Quoted prices for identical or similar assets or liabilities in non-active markets; or</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt'>c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i>Level 3:&#160; </i>Financial assets and financial liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. These inputs may reflect our estimates of the assumptions that market participants would use in valuing the financial assets and financial liabilities. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><font style='background:white'>The Company utilizes a combination of third party valuation service providers, brokers, and internal valuation models to determine fair value.</font> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The following methods and assumptions were used by the Company in estimating the fair value disclosures related to other significant financial instruments:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><font style='background:white'>The items shown under Level 1 and Level 2 are valued as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Securities Available for Sale and Held to Maturity</font></u></i><i><font style='letter-spacing:-.1pt'>: </font></i><font style='letter-spacing:-.1pt'>The fair values of investments in fixed maturity and equity securities along with methods used to estimate such values are disclosed in Note 3 of the Notes to Condensed Consolidated Statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Restricted Assets</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'> </font><font style='letter-spacing:-.1pt'>A portion of these assets include mutual funds and equity securities that have quoted market prices. Also included are cash and cash equivalents and participations in mortgage loans. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Cemetery Perpetual Care Trust Investments</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'>&#160; A portion of these assets include equity securities that have quoted market prices. Also included are cash and cash equivalents. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Call and Put Options</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'> The Company uses quoted market prices to value its call and put options.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The items shown under Level 3 are valued as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Policyholder Account Balances and Future Policy Benefits-Annuities</u></i>: &#160;<font style='letter-spacing:-.1pt'>Future policy benefit reserves for interest-sensitive insurance products are computed under a retrospective deposit method and represent policy account balances before applicable surrender charges. Policy benefits and claims that are charged to expense include benefit claims incurred in the period in excess of related policy account balances. Interest crediting rates for interest-sensitive insurance products ranged from 4% to 6.5%. The fair values for the Company&#146;s liabilities under investment-type insurance contracts (disclosed as policyholder account balances and future policy benefits &#150; annuities) are estimated based on the contracts&#146; cash surrender values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The fair values for the Company&#146;s insurance contracts other than investment-type contracts are not required to be disclosed. However, the fair values of liabilities under all insurance contracts are taken into consideration in the Company&#146;s overall management of interest rate risk, such that the Company&#146;s exposure to changing interest rates is minimized through the matching of investment maturities with amounts due under insurance contracts.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><i><u>Interest Rate Lock Commitments</u></i>: The Company&#146;s mortgage banking activities enters into interest rate lock commitments with potential borrowers and forward commitments to sell loans to third-party investors. The Company also implements a hedging strategy for these transactions. A mortgage loan commitment binds the Company to lend funds to a qualified borrower at a specified interest rate and within a specified period of time, generally up to 30 days after inception of the mortgage loan commitment. Mortgage loan commitments are defined to be derivatives under generally accepted accounting principles and are recognized at fair value on the consolidated balance sheet with changes in their fair values recorded as part of other comprehensive income from mortgage banking operations.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&#146;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Bank Loan Interest Rate Swaps</u></i>: Management considers the interest rate swap instruments to be an effective cash flow hedge against the variable interest rate on bank borrowings since the interest rate swap mirrors the term of the note payable and expires on the maturity date of the bank loan it hedges. The interest rate swaps are a derivative financial instruments carried at its fair value. The fair value of the interest rate swap was derived from a proprietary model of the bank from whom the interest rate swap was purchased and to whom the note is payable.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Mortgage Loans on Real Estate</font></u></i><i><font style='letter-spacing:-.1pt'>: </font></i><font style='letter-spacing:-.1pt'>The fair values are estimated using interest rates currently being offered for similar loans to borrowers with similar credit ratings. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Real Estate Held for Investment</font></u></i><font style='letter-spacing:-.1pt'>: </font>The Company believes that in an orderly market, fair value will approximate the replacement cost of a home and the rental income provides a cash flow stream for investment analysis. The Company believes the highest and best use of the properties are as income producing assets since it is the Company&#146;s intent to hold the properties as rental properties, matching the income from the investment in rental properties with the funds required for future estimated policy claims. Accordingly, the fair value determination will be weighted more heavily toward the rental analysis. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>It should be noted that for replacement cost, when determining the fair value of mortgage properties, the Company uses Marshall and Swift, a provider of building cost information to the real estate construction industry. For the investment analysis, the Company used market data based upon its real estate operation experience and projected the present value of the net rental income over seven years. The Company used 60% of the projected cash flow analysis and 40% of the replacement cost to approximate fair value of the collateral. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>In addition to this analysis performed by the Company, the Company depreciates Other Real Estate Held for Investment. This depreciation reduces the book value of these properties and lessens the exposure to the Company from further deterioration in real estate values.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Mortgage Servicing Rights</u></i>: The Company initially recognizes MSRs at their estimated fair values derived from the net cash flows associated with the servicing contracts, where the Company assumes the obligation to service the loan in the sale transaction. The precise fair value of MSRs cannot be readily determined because MSRs are not actively traded in stand-alone markets. Considerable judgment is required to estimate the fair values of these assets and the exercise of such judgment can significantly affect the Company&#146;s earnings. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company&#146;s subsequent accounting for MSRs is based on the class of MSRs. The Company has identified two classes of MSRs: MSRs backed by mortgage loans with initial term of 30 years and MSRs backed by mortgage loans with initial term of 15 years. The Company distinguishes between these classes of MSRs due to their differing sensitivities to change in value as the result of changes in market. After being initially recorded at fair value, MSRs backed by mortgage loans are accounted for using the amortization method. MSR amortization is determined by amortizing the balance straight-line over an estimated nine year life.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company periodically assesses MSRs for impairment. Impairment occurs when the current fair value of the MSR falls below the asset&#146;s carrying value (carrying value is the amortized cost reduced by any related valuation allowance). If MSRs are impaired, the impairment is recognized in current-period earnings and the carrying value of the MSRs is adjusted through a valuation allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>Management periodically reviews the various loan strata to determine whether the value of the MSRs in a given stratum is impaired and likely to recover. When management deems recovery of the value to be unlikely in the foreseeable future, a write-down of the cost of the MSRs for that stratum to its estimated recoverable value is charged to the valuation allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015. </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:51.0pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:13.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:5.45pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,791 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,791 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 654,458 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 654,458 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> </tr> <tr style='height:26.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 12,756,680 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,753,751 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,002,929 </p> </td> </tr> <tr style='height:5.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> </tr> <tr style='height:25.5pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a&#160; recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (68,843,240)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (68,843,240)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - call options</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (37,476)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (37,476)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:35.85pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - put options</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (40,727)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (40,727)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:50.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (585,187)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (585,187)</p> </td> </tr> <tr style='height:26.25pt'> <td width="30%" valign="bottom" style='width:30.7%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (121,051,025)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="18%" valign="bottom" style='width:18.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(78,203)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (120,972,822)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:45.0pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,929,851 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in earnings</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (6,206,277)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (3,302,255)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in other comprehensive income (loss)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,487,891 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,951 </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:13.5pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (68,843,240)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,417,742 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at March 31, 2015.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="94%" style='width:94.02%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Assets accounted for at fair value on a nonrecurring basis</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights</p> </td> <td width="12%" valign="bottom" style='width:12.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; &#160;&#160;987,707 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 987,707 </p> </td> </tr> <tr style='height:12.75pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="12%" valign="bottom" style='width:12.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 320,000 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 320,000 </p> </td> </tr> <tr style='height:26.25pt'> <td width="40%" valign="bottom" style='width:40.26%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,307,707 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,307,707 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:65.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:65.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:15.0pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,752,750 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;- </p> </td> </tr> <tr style='height:6.0pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,202 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 715,202 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 695,235 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 695,235 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 10,274,716 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,163,187 </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,111,529 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (65,540,985)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; - call options</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (116,036)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (116,036)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - put options</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,867)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,867)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; - interest rate lock commitment</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (181,678)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (181,678)</p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (111,192,635)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (127,903)</p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.46%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (111,064,732)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:38.25pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2013</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (48,000,668)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,052,928)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,487,908 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (58,310)</p> </td> </tr> <tr style='height:15.0pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in earnings</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,689,969 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (488,057)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Included in other</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>comprehensive income</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 441,943 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 26,940 </p> </td> </tr> <tr style='height:13.5pt'> <td width="29%" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2014</p> </td> <td width="2%" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,929,851 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the condensed consolidated balance sheet at December 31, 2014.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 3)</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a </b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'><b>nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage servicing rights</p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,741,381 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,741,381 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment</p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,500 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,500 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a </b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>&#160;&#160; nonrecurring basis</b></p> </td> <td width="12%" valign="bottom" style='width:12.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,794,881 </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.58%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.28%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 3,794,881 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><b>Fair Value of Financial Instruments Carried at Other Than Fair Value</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>ASC 825, Financial Instruments, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Management uses its best judgment in estimating the fair value of the Company&#146;s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates presented herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction at March 31, 2015 and December 31, 2014. The estimated fair value amounts for March 31, 2015 and December 31, 2014 have been measured as of period-end, and have not been reevaluated or updated for purposes of these Condensed Consolidated Financial Statements subsequent to those dates. As such, the estimated fair values of these financial instruments subsequent to the reporting date may be different than the amounts reported at period-end. </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of March 31, 2015:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Carrying Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 1</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 2</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 3</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total Estimated Fair Value</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 50,430,197 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 53,693,961 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 53,693,961 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 45,880,001 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 47,829,817 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 47,829,817 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans, net</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 125,894,443 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 131,108,023 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;131,108,023 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,996,446 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> </tr> <tr style='height:.05in'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Bank and other loans payable</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (29,410,570)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The carrying values and estimated fair values for such financial instruments, and their corresponding placement in the fair value hierarchy, are summarized as follows as of December 31, 2014:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Carrying Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 1</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 2</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Level 3</b></p> </td> <td width="2%" valign="bottom" style='width:2.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&nbsp;</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total Estimated Fair Value</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 51,876,621 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 55,247,638 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 55,247,638 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 35,201,627 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,829,266 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,829,266 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans, net</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 120,050,072 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 125,048,728 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; &#160;&#160;125,048,728 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,114,416 </p> </td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> </tr> <tr style='height:3.0pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities</b></p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Bank and other loans payable</p> </td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> <td width="2%" valign="bottom" style='width:2.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (28,989,008)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The methods, assumptions and significant valuation techniques and inputs used to estimate the fair value of financial instruments are summarized as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Mortgage Loans on Real Estate</font></u></i><i><font style='letter-spacing:-.1pt'>: </font></i><font style='letter-spacing:-.1pt'>The estimated fair value of the Company&#146;s mortgage loans is determined using various methods. The Company&#146;s mortgage loans are grouped into three categories: Residential, Residential Construction and Commercial. When estimating the expected future cash flows, it is assumed that all loans will be held to maturity, and any loans that are non-performing are evaluated individually for impairment.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><font style='letter-spacing:-.1pt'>Residential &#150; The estimated fair value of mortgage loans originated prior to 2013 is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates from single family mortgages. The estimated fair value of mortgage loans originated in 2013, 2014 and 2015 is determined from pricing of similar loans that were sold in 2013 and 2014.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify;line-height:120%'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><font style='letter-spacing:-.1pt'>Residential Construction &#150; These loans are primarily short in maturity (4-6 months) accordingly, the estimated fair value is determined to be the net book value.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><font style='letter-spacing:-.1pt'>Commercial &#150; The estimated fair value is determined by estimating expected future cash flows of interest payments and discounting them using current interest rates for commercial mortgages.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Policy and Other Loans</font></u></i><font style='letter-spacing:-.1pt'>: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:120%'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Short-Term Investments</font></u></i><font style='letter-spacing:-.1pt'>: The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Bank and Other Loans Payable</u></i>: <font style='letter-spacing:-.1pt'>The carrying amounts reported in the accompanying condensed consolidated balance sheet for these financial instruments approximate their fair values.</font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13537-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13504-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FairValueDisclosuresTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>9) Derivative Commitments<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">9) Derivative Commitments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>9)&#160;&#160;&#160;&#160;&#160; <u>Derivative Commitments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company is exposed to price risk due to the potential impact of changes in interest rates on the values of mortgage loan commitments from the time a derivative loan commitment is made to an applicant to the time the loan that would result from the exercise of that loan commitment is funded. Managing price risk is complicated by the fact that the ultimate percentage of derivative loan commitments that will be exercised (i.e., the number of loan commitments that will be funded) fluctuates. The probability that a loan will not be funded within the terms of the commitment is driven by a number of factors, particularly the change, if any, in mortgage rates following the inception of the interest rate lock. However, many borrowers continue to exercise derivative loan commitments even when interest rates have fallen.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>In general, the probability of funding increases if mortgage rates rise and decreases if mortgage rates fall. This is due primarily to the relative attractiveness of current mortgage rates compared to the applicant&#146;s committed rate. The probability that a loan will not be funded within the terms of the mortgage loan commitment also is influenced by the source of the applications (retail, broker or correspondent channels), proximity to rate lock expiration, purpose for the loan (purchase or refinance) product type and the application approval status. The Company has developed fallout estimates using historical data that take into account all of the variables, as well as renegotiations of rate and point commitments that tend to occur when mortgage rates fall. These fallout estimates are used to estimate the number of loans that the Company expects to be funded within the terms of the mortgage loan commitments and are updated periodically to reflect the most current data. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either positive or negative depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company&#146;s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>The Company utilizes forward loan sales commitments to economically hedge the price risk associated with its outstanding mortgage loan commitments. A forward loan sales commitment protects the Company from losses on sales of the loans arising from exercise of the loan commitments by securing the ultimate sales price and delivery date of the loans. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the derivative loan commitments, thereby reducing earnings volatility related to the recognition in earnings of changes in the values of the commitments.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company has adopted a strategy of selling &#147;out of the money&#148; call options on its available for sale equity securities as a source of revenue.&#160; The options give the purchaser the right to buy from the Company specified equity securities at a set price up to a pre-determined date in the future.&#160; The Company has adopted the selling of put options as a means of generating cash or purchasing equity securities at lower than current market prices.&#160; The Company receives an immediate payment of cash for the value of the option and establishes a liability for the fair value of the option. The liability for call and put options is adjusted to fair value at each reporting date. The fair value of outstanding call and put options as of March 31, 2015 and December 31, 2014 was $78,203 and $127,903, respectively.&#160; In the event an option is exercised, the Company recognizes a gain on the sale of the equity security and a gain from the sale of the option. If the option expires unexercised, the Company recognizes a gain from the sale of the option.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following table shows the fair value of derivatives as of March 31, 2015 and December 31, 2014.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="86%" colspan="15" valign="bottom" style='width:86.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value of Derivative Instruments</b></p> </td> </tr> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="43%" colspan="7" valign="bottom" style='width:43.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Asset Derivatives</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="41%" colspan="7" valign="bottom" style='width:41.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Liability Derivatives</p> </td> </tr> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="19%" colspan="3" valign="bottom" style='width:19.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="19%" colspan="3" valign="bottom" style='width:19.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2014</p> </td> </tr> <tr style='height:32.25pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> </tr> <tr style='height:33.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives designated as hedging instruments:</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> </tr> <tr style='height:33.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.0pt;text-autospace:ideograph-numeric ideograph-other'>Interest rate lock and forward sales commitments</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 585,187 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 181,678 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Call options</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 37,476 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 116,036 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Put options</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 40,727 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11,867 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Interest rate swaps</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> -- </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> &#160;&#160;&#160;&#160;&#160;&#160;&#160;27,419 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,370 </p> </td> </tr> <tr style='height:12.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 690,809 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 340,951 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following table shows the gain (loss) on derivatives for the periods presented. There were no gains or losses reclassified from accumulated other comprehensive income (OCI) into income or gains or losses recognized in income on derivatives ineffective portion or any amounts excluded from effective testing.</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:26.25pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Net Amount Gain (Loss) Recognized in OCI</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>Derivative - Cash Flow Hedging Relationships:</u></p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Lock Commitments</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,487,891 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 449,263 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Swaps</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,951 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,852 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Sub Total</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,491,842 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 456,115 </p> </td> </tr> <tr style='height:12.75pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Tax Effect</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="19%" valign="bottom" style='width:19.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 971,819 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="21%" valign="bottom" style='width:21.28%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 177,885 </p> </td> </tr> <tr style='height:13.5pt'> <td width="52%" valign="bottom" style='width:52.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="19%" valign="bottom" style='width:19.84%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,520,023 </p> </td> <td width="3%" valign="bottom" style='width:3.14%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="21%" valign="bottom" style='width:21.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 278,230 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4J<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5708773-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 25<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6886632&amp;loc=d3e76258-113986<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5618551-113959<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624258-113959<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41638-113959<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736893&amp;loc=d3e80748-113994<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4K<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5708775-113959<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579245-113959<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(n))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624181-113959<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736893&amp;loc=d3e80784-113994<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624177-113959<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41620-113959<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5580258-113959<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624171-113959<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579240-113959<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41641-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E5GAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>4) Stock-based Compensation: Schedule of stock inventive plan changes (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Class A Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Shares, Outstanding</a></td>
        <td class="nump"><a title="us-gaap_SharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">503,949</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_SharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">512,795</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Shares outstanding</a></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 3.21</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 3.20</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SharesCancelled', window );">Shares Cancelled</a></td>
        <td class="num"><a title="fil_SharesCancelled[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">(8,846)</a><span style="display:none;white-space:normal;text-align:left;">fil_SharesCancelled<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PerShareSharesCancelled', window );">Per Share Shares cancelled</a></td>
        <td class="nump"><a title="fil_PerShareSharesCancelled[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 2.31</a><span style="display:none;white-space:normal;text-align:left;">fil_PerShareSharesCancelled<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OptionsExercisable', window );">Options Exercisable</a></td>
        <td class="nump"><a title="fil_OptionsExercisable[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">379,946</a><span style="display:none;white-space:normal;text-align:left;">fil_OptionsExercisable<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Options exercisable</a></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 2.75</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableOptionsForFutureGrant', window );">Available options for future grant</a></td>
        <td class="nump"><a title="fil_AvailableOptionsForFutureGrant[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">$ 266,649</a><span style="display:none;white-space:normal;text-align:left;">fil_AvailableOptionsForFutureGrant<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageContractualTermOfOptionsoutstanding', window );">Weighted average contractual term of options outstanding</a></td>
        <td class="text">7.57 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageContractualTermOfOptionsexercisable', window );">Weighted average contractual term of options exercisable</a></td>
        <td class="text">6.91 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AggregatedIntrinsicValueOfOptionsOutstanding', window );">Aggregated intrinsic value of options outstanding</a></td>
        <td class="nump"><a title="fil_AggregatedIntrinsicValueOfOptionsOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">1,076,880</a><span style="display:none;white-space:normal;text-align:left;">fil_AggregatedIntrinsicValueOfOptionsOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AggregatedIntrinsicValueOfOptionsExercisable', window );">Aggregated intrinsic value of options exercisable</a></td>
        <td class="nump"><a title="fil_AggregatedIntrinsicValueOfOptionsExercisable[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember]" onclick="toggleNextSibling(this);">988,022</a><span style="display:none;white-space:normal;text-align:left;">fil_AggregatedIntrinsicValueOfOptionsExercisable<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassAMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember', window );">Class C Common Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Shares, Outstanding</a></td>
        <td class="nump"><a title="us-gaap_SharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">577,568</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_SharesOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">691,591</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_SharesOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Shares outstanding</a></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 2.62</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 2.00</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SharesExercised', window );">Shares Exercised</a></td>
        <td class="num"><a title="fil_SharesExercised[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">(114,023)</a><span style="display:none;white-space:normal;text-align:left;">fil_SharesExercised<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PerShareSharesExercised', window );">Per Share Shares Exercised</a></td>
        <td class="nump"><a title="fil_PerShareSharesExercised[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 2.14</a><span style="display:none;white-space:normal;text-align:left;">fil_PerShareSharesExercised<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OptionsExercisable', window );">Options Exercisable</a></td>
        <td class="nump"><a title="fil_OptionsExercisable[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">471,943</a><span style="display:none;white-space:normal;text-align:left;">fil_OptionsExercisable<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Options exercisable</a></td>
        <td class="nump"><a title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 2.15</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageContractualTermOfOptionsoutstanding', window );">Weighted average contractual term of options outstanding</a></td>
        <td class="text">2.93 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageContractualTermOfOptionsexercisable', window );">Weighted average contractual term of options exercisable</a></td>
        <td class="text">2.30 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AggregatedIntrinsicValueOfOptionsOutstanding', window );">Aggregated intrinsic value of options outstanding</a></td>
        <td class="nump"><a title="fil_AggregatedIntrinsicValueOfOptionsOutstanding[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">1,572,653</a><span style="display:none;white-space:normal;text-align:left;">fil_AggregatedIntrinsicValueOfOptionsOutstanding<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AggregatedIntrinsicValueOfOptionsExercisable', window );">Aggregated intrinsic value of options exercisable</a></td>
        <td class="nump"><a title="fil_AggregatedIntrinsicValueOfOptionsExercisable[us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember]" onclick="toggleNextSibling(this);">$ 1,506,415</a><span style="display:none;white-space:normal;text-align:left;">fil_AggregatedIntrinsicValueOfOptionsExercisable<br>/ us-gaap_StatementClassOfStockAxis<br>= us-gaap_CommonClassCMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AggregatedIntrinsicValueOfOptionsExercisable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AggregatedIntrinsicValueOfOptionsExercisable</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AggregatedIntrinsicValueOfOptionsOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AggregatedIntrinsicValueOfOptionsOutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableOptionsForFutureGrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AvailableOptionsForFutureGrant</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OptionsExercisable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_OptionsExercisable</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PerShareSharesCancelled">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_PerShareSharesCancelled</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PerShareSharesExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_PerShareSharesExercised</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SharesCancelled">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_SharesCancelled</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SharesExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_SharesExercised</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_WeightedAverageContractualTermOfOptionsexercisable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_WeightedAverageContractualTermOfOptionsexercisable</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_WeightedAverageContractualTermOfOptionsoutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_WeightedAverageContractualTermOfOptionsoutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares issued which are neither cancelled nor held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_SharesOutstanding</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ERH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>5) Earnings Per Share (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount', window );">Antidilutive Securities Excluded from Computation of Net Income, Per Outstanding Unit, Amount</a></td>
        <td class="nump"><a title="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount" onclick="toggleNextSibling(this);">$ 4,632</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount</span><span></span></td>
        <td class="nump"><a title="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount" onclick="toggleNextSibling(this);">$ 615,472</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic net Income or Loss per outstanding limited partnership unit in the future and that were not included in the computation of diluted net income per limited partnership unit, because to do so would increase net income per unit amounts or decrease loss per unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1533-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 18<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1536-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfNetIncomePerOutstandingUnitAmount</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EDFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>4) Stock-based Compensation (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount', window );">Employee Service Share-based Compensation, Allocation of Recognized Period Costs, Capitalized Amount</a></td>
        <td class="nump"><a title="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount" onclick="toggleNextSibling(this);">$ 85,545</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount</span><span></span></td>
        <td class="nump"><a title="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount" onclick="toggleNextSibling(this);">$ 64,325</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014', window );">Unrecognized compensation expense related to the options issued in July 2014</a></td>
        <td class="nump"><a title="fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014" onclick="toggleNextSibling(this);">235,086</a><span style="display:none;white-space:normal;text-align:left;">fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013', window );">Unrecognized compensation expense related to the options issued in December 2013</a></td>
        <td class="nump"><a title="fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013" onclick="toggleNextSibling(this);">44,356</a><span style="display:none;white-space:normal;text-align:left;">fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalIntrinsicValue', window );">Total intrinsic value</a></td>
        <td class="nump"><a title="fil_TotalIntrinsicValue" onclick="toggleNextSibling(this);">$ 438,989</a><span style="display:none;white-space:normal;text-align:left;">fil_TotalIntrinsicValue</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_TotalIntrinsicValue</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2013</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInJuly2014</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the compensation cost capitalized during the period arising from equity-based compensation arrangements (for example, shares of stock, units, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (h)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>4) Stock-based Compensation: Schedule of stock inventive plan changes (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Schedule of stock inventive plan changes</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.8in'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Number of Class A Shares</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="10%" valign="bottom" style='width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Weighted Average Exercise Price</p> </td> <td width="2%" valign="bottom" style='width:2.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Number of Class C Shares</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:.8in'></td> <td width="10%" valign="bottom" style='width:10.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.8in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Weighted Average Exercise Price</p> </td> </tr> <tr style='height:3.95pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.95pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Outstanding at December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160; 512,795 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 3.20 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; &#160;&#160; 691,591 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.00 </p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Granted</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Exercised</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; (114,023)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2.14 </p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cancelled</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160; (8,846)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160; 2.31 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Outstanding at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 503,949 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 3.21 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; &#160;&#160;&#160;&#160;&#160; 577,568 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.62 </p> </td> </tr> <tr style='height:7.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:7.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>As of March 31, 2015:</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Options exercisable</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 379,946 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.75 </p> </td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 471,943 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 2.15 </p> </td> </tr> <tr style='height:8.45pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:8.45pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>As of March 31, 2015:</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Available options for future grant</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 266,649 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:6.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Weighted average contractual term of options</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>outstanding at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>7.57 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>2.93 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:3.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:3.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Weighted average contractual term of options</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>exercisable at March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>6.91 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>2.30 years</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:4.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:4.9pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Aggregated intrinsic value of options </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>outstanding at March 31, 2015 (1)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,076,880 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,572,653 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:5.45pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:5.45pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Aggregated intrinsic value of options </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:13.9pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>exercisable at March 31, 2015 (1)</p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$988,022 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="12%" valign="bottom" style='width:12.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$1,506,415 </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:13.9pt'></td> </tr> <tr style='height:6.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:27.0pt'> <td width="43%" valign="bottom" style='width:43.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>(1) The Company used a stock price of $5.34 as of March 31, 2015 to derive intrinsic value. </p> </td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.88%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="12%" valign="bottom" style='width:12.62%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.4%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="10%" valign="bottom" style='width:10.78%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ENKAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Gain (Loss) on Investments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FixedMaturitySecuritiesHeldToMaturity', window );">Fixed maturity securities held to maturity:</a></td>
        <td class="nump"><a title="fil_FixedMaturitySecuritiesHeldToMaturity" onclick="toggleNextSibling(this);">$ 364,168</a><span style="display:none;white-space:normal;text-align:left;">fil_FixedMaturitySecuritiesHeldToMaturity</span><span></span></td>
        <td class="nump"><a title="fil_FixedMaturitySecuritiesHeldToMaturity" onclick="toggleNextSibling(this);">$ 168,993</a><span style="display:none;white-space:normal;text-align:left;">fil_FixedMaturitySecuritiesHeldToMaturity</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember', window );">Categories of Investments, Marketable Securities, Held-to-maturity Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossRealizedGains', window );">Gross Realized Gains</a></td>
        <td class="nump"><a title="fil_GrossRealizedGains[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">85,997</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedGains<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossRealizedLosses', window );">Gross Realized Losses</a></td>
        <td class="num"><a title="fil_GrossRealizedLosses[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">(9,776)</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedLosses<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherThanTemporaryImpairments', window );">Other than Temporary Impairments</a></td>
        <td class="num"><a title="fil_OtherThanTemporaryImpairments[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">(30,000)</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherThanTemporaryImpairments<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
        <td class="num"><a title="fil_OtherThanTemporaryImpairments[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember]" onclick="toggleNextSibling(this);">(30,000)</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherThanTemporaryImpairments<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember', window );">Categories of Investments, Marketable Securities, Available-for-sale Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossRealizedGains', window );">Gross Realized Gains</a></td>
        <td class="nump"><a title="fil_GrossRealizedGains[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember]" onclick="toggleNextSibling(this);">87,720</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedGains<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</span><span></span></td>
        <td class="nump"><a title="fil_GrossRealizedGains[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember]" onclick="toggleNextSibling(this);">53,253</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedGains<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossRealizedLosses', window );">Gross Realized Losses</a></td>
        <td class="num"><a title="fil_GrossRealizedLosses[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember]" onclick="toggleNextSibling(this);">(1,016)</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedLosses<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherThanTemporaryImpairments', window );">Other than Temporary Impairments</a></td>
        <td class="num"><a title="fil_OtherThanTemporaryImpairments[us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember]" onclick="toggleNextSibling(this);">(25,896)</a><span style="display:none;white-space:normal;text-align:left;">fil_OtherThanTemporaryImpairments<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</span><span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=fil_OtherAssets1Member', window );">Other Assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GrossRealizedGains', window );">Gross Realized Gains</a></td>
        <td class="nump"><a title="fil_GrossRealizedGains[us-gaap_GainLossOnInvestmentsByCategoryAxis=fil_OtherAssets1Member]" onclick="toggleNextSibling(this);">$ 257,139</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedGains<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= fil_OtherAssets1Member</span><span></span></td>
        <td class="nump"><a title="fil_GrossRealizedGains[us-gaap_GainLossOnInvestmentsByCategoryAxis=fil_OtherAssets1Member]" onclick="toggleNextSibling(this);">$ 145,740</a><span style="display:none;white-space:normal;text-align:left;">fil_GrossRealizedGains<br>/ us-gaap_GainLossOnInvestmentsByCategoryAxis<br>= fil_OtherAssets1Member</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FixedMaturitySecuritiesHeldToMaturity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FixedMaturitySecuritiesHeldToMaturity</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GrossRealizedGains">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GrossRealizedGains</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GrossRealizedLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GrossRealizedLosses</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OtherThanTemporaryImpairments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_OtherThanTemporaryImpairments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=fil_OtherAssets1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsByCategoryAxis=fil_OtherAssets1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesAvailableForSaleSecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsByCategoryAxis=us-gaap_CategoriesOfInvestmentsMarketableSecuritiesHeldToMaturitySecuritiesMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>1) Basis of Presentation: Use of Estimates Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects. </font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PolicyTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UseOfEstimates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6132-108592<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6143-108592<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6061-108592<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_UseOfEstimates</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Gain (Loss) on Investments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsTextBlock', window );">Gain (Loss) on Investments</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="42%" colspan="3" valign="bottom" style='width:42.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="top" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 85,997 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (9,776)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (30,000)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (30,000)</p> </td> </tr> <tr style='height:8.25pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Securities available for sale:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 87,720 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,253 </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,016)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (25,896)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:6.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other assets:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 257,139 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 145,740 </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:21.5pt;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 364,168 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 168,993 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnInvestmentsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the realized and unrealized gains and losses reported in the statement of income which have resulted from the sale and holding of marketable securities, respectively, as well as the sale or disposal of cost method investments. Such amounts would include realized gains and losses on the sale or disposal of trading, available-for-sale, and held-to-maturity securities, unrealized gains and losses on trading securities, unrealized gains and losses on available-for-sale and held-to-maturity securities transferred to the trading securities category, realized gains and losses on the sale or disposal of cost method investments, and losses recognized for other than temporary impairments (OTTI) of such investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 5.M)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011274&amp;loc=d3e87990-122713<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (c)-(e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_GainLossOnInvestmentsTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>3) Investments: Equity Securities - Additional (Details)<br></strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AverageMarketValueOfSecurityOverInitialInvestment', window );">Average Market Value of Security over initial investment</a></td>
        <td class="nump"><a title="fil_AverageMarketValueOfSecurityOverInitialInvestment" onclick="toggleNextSibling(this);">75.10%</a><span style="display:none;white-space:normal;text-align:left;">fil_AverageMarketValueOfSecurityOverInitialInvestment</span><span></span></td>
        <td class="nump"><a title="fil_AverageMarketValueOfSecurityOverInitialInvestment" onclick="toggleNextSibling(this);">77.60%</a><span style="display:none;white-space:normal;text-align:left;">fil_AverageMarketValueOfSecurityOverInitialInvestment</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AverageMarketValueOfSecurityOverInitialInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_AverageMarketValueOfSecurityOverInitialInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock', window );">Schedule of Derivative Assets at Fair Value</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="86%" colspan="15" valign="bottom" style='width:86.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value of Derivative Instruments</b></p> </td> </tr> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="43%" colspan="7" valign="bottom" style='width:43.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Asset Derivatives</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="41%" colspan="7" valign="bottom" style='width:41.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Liability Derivatives</p> </td> </tr> <tr style='height:12.0pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="19%" colspan="3" valign="bottom" style='width:19.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="19%" colspan="3" valign="bottom" style='width:19.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2014</p> </td> </tr> <tr style='height:32.25pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> </tr> <tr style='height:33.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives designated as hedging instruments:</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> </tr> <tr style='height:33.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.0pt;text-autospace:ideograph-numeric ideograph-other'>Interest rate lock and forward sales commitments</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 585,187 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 181,678 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Call options</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 37,476 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 116,036 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Put options</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 40,727 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11,867 </p> </td> </tr> <tr style='height:22.5pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Interest rate swaps</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> -- </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> &#160;&#160;&#160;&#160;&#160;&#160;&#160;27,419 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.48%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31,370 </p> </td> </tr> <tr style='height:12.75pt'> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $5,002,929 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $2,111,529 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 690,809 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 340,951 </p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of derivative assets at fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeAssetsAtFairValueTableTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EEHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Comprehensive Income Statement (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Comprehensive Income Statement</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net earnings</a></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 1,863,703</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
        <td class="nump"><a title="us-gaap_NetIncomeLoss" onclick="toggleNextSibling(this);">$ 138,848</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_NetIncomeLoss</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax', window );">Net unrealized gains on derivative instruments</a></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" onclick="toggleNextSibling(this);">1,520,023</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" onclick="toggleNextSibling(this);">278,230</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Net unrealized gains (losses) on available for sale securities</a></td>
        <td class="num"><a title="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" onclick="toggleNextSibling(this);">(228,256)</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" onclick="toggleNextSibling(this);">37,905</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</span><span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income</a></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" onclick="toggleNextSibling(this);">1,291,767</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</span><span></span></td>
        <td class="nump"><a title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" onclick="toggleNextSibling(this);">316,135</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</span><span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump"><a title="us-gaap_ComprehensiveIncomeNetOfTax" onclick="toggleNextSibling(this);">$ 3,155,470</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ComprehensiveIncomeNetOfTax</span><span></span></td>
        <td class="nump"><a title="us-gaap_ComprehensiveIncomeNetOfTax" onclick="toggleNextSibling(this);">$ 454,983</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ComprehensiveIncomeNetOfTax</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831223<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=51664549&amp;loc=SL4569643-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges and an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624171-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>89
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">3) Investments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Investments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company&#146;s investments in fixed maturity securities held to maturity and equity securities available for sale as of March 31, 2015 are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:31.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,870,964 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 361,034 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,231,998 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,984,709 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 247,576 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (4,322)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,227,963 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 124,944,246 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 16,894,360 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (830,091)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 141,008,515 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,859,088 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 311,980 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (467)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,170,601 </p> </td> </tr> <tr style='height:12.75pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 35,937 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -&#160;&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 647,960 </p> </td> </tr> <tr style='height:13.5pt'> <td width="37%" valign="bottom" style='width:37.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 133,271,030 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 17,850,887 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (834,880)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,287,037 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,095,225 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 298,891 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (1,010,614)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.6pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total equity securities available for sale at estimated fair value</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,095,225 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 298,891 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="12%" valign="bottom" style='width:12.02%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (1,010,614)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'></td> <td width="10%" valign="bottom" style='width:10.8%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 52,045,350 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,902,396)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:26.25pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 125,894,443 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 113,025,790 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,187,804 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,809,669 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for doubtful accounts</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (813,223)</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:.05in'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total policy and other loans at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 39,184,250 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="45%" valign="bottom" style='width:45.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 20,620,236 </p> </td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>The Company&#146;s investments in fixed maturity securities held to maturity and equity securities available for sale as of December 31, 2014 are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost&#160; </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Gross Unrealized Losses&nbsp;&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;Estimated Fair Value&nbsp;&nbsp;</p> </td> </tr> <tr style='height:15.0pt'> <td width="35%" valign="top" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2014</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,873,146 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 345,715 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,218,861 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,736,489 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 221,893 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (5,278)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,953,104 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 126,533,483 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 15,841,536 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (980,357)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 141,394,662 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,263,206 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 305,381 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (11,894)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,556,693 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 22,032 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 634,055 </p> </td> </tr> <tr style='height:13.5pt'> <td width="35%" valign="bottom" style='width:35.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 135,018,347 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 16,736,557 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (997,529)</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,757,375 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2014</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="top" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,179,010 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 393,873 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (820,133)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,752,750 </p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:19.9pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale carried at estimated fair value</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,179,010 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="10%" valign="bottom" style='width:10.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 393,873 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="11%" valign="bottom" style='width:11.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (820,133)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'></td> <td width="10%" valign="bottom" style='width:10.6%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:19.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 6,752,750 </p> </td> </tr> <tr style='height:6.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 53,592,433 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,071,938 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (2,003,055)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:.05in'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:.05in'></td> </tr> <tr style='height:26.25pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 120,050,072 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.6pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.6pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 111,411,351 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:9.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> </tr> <tr style='height:17.25pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Policy loans</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,011,012 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Other loans</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27,807,829 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for doubtful accounts</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (693,413)</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:4.15pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:4.15pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total policy and other loans at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$&#160;&#160;&#160;&#160;&#160;&#160; 34,125,428 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> <tr style='height:6.0pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:15.75pt'> <td width="46%" valign="bottom" style='width:46.74%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160;&#160; 27,059,495 </p> </td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="11%" valign="bottom" style='width:11.36%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="2%" valign="bottom" style='width:2.0%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="10%" valign="bottom" style='width:10.6%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><u>Fixed Maturity Securities</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize unrealized losses on fixed maturity securities, which are carried at amortized cost, at March 31, 2015 and December 31, 2014. The unrealized losses were primarily related to interest rate fluctuations. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related fixed maturity securities:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for Less than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for More than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="11%" valign="bottom" style='width:11.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Total Unrealized Loss</p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At March 31 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,322 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,322 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 566,310 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>23</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 263,781 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>10</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 830,091 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 467 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 467 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 566,777 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>24</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 268,103 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>11</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 834,880 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 9,346,785 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,522,624 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 11,869,409 </p> </td> </tr> <tr style='height:6.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At December 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>0</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,278 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,278 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 548,310 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>21</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 432,047 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>11</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 980,357 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,966 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,928 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.14%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11,894 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 552,276 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>22</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 445,253 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>13</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 997,529 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="bottom" style='width:28.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 7,081,352 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,777,587 </p> </td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.36%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.14%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160; 9,858,939 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>As of March 31, 2015, the average market value of the related fixed maturities was 93.4% of amortized cost and the average market value was 90.8% of amortized cost as of December 31, 2014. During the three months ended March 31, 2015 and 2014 an other than temporary decline in fair value resulted in the recognition of credit losses on fixed maturity securities of $30,000 for each reporting period.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On a quarterly basis, the Company reviews its fixed maturity investment securities related to corporate securities and other public utilities, consisting of bonds and preferred stocks that are in a loss position. The review involves an analysis of the securities in relation to historical values, and projected earnings and revenue growth rates. Based on the analysis, a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Equity Securities</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize unrealized losses on equity securities that were carried at estimated fair value based on quoted trading prices at March 31, 2015 and December 31, 2014. The unrealized losses were primarily the result of decreases in fair value due to overall equity market declines. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related equity securities available-for-sale in a loss position:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for Less than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for More than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;</p> </td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Total Unrealized Losses</p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At March 31, 2015</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 461,641 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>158</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 548,973 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>28</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,010,614 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 461,641 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>158</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 548,973 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>28</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 1,010,614 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,444,324 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 609,689 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 3,054,013 </p> </td> </tr> <tr style='height:6.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At December 31, 2014</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 327,389 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>138</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 492,744 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>27</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 820,133 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 327,389 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>138</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 492,744 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.98%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>27</p> </td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 820,133 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.8%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,162,425 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 676,706 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.98%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="3%" valign="bottom" style='width:3.78%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160; 2,839,131 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>As of March 31, 2015, the average market value of the equity securities available for sale was 75.1% of the original investment and the average market value was 77.6% of the original investment as of December 31, 2014. The intent of the Company is to retain equity securities for a period of time sufficient to allow for the recovery in fair value. However, the Company may sell equity securities during a period in which the fair value has declined below the amount of the original investment. In certain situations new factors, including changes in the business environment, can change the Company&#146;s previous intent to continue holding a security. During the three months ended March 31, 2015 and 2014, an other than temporary decline in the fair value resulted in the recognition of an impairment loss on equity securities of $25,896 and $-0-, respectively. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On a quarterly basis, the Company reviews its investment in industrial, miscellaneous and all other equity securities that are in a loss position. The review involves an analysis of the securities in relation to historical values, price earnings ratios, projected earnings and revenue growth rates. Based on the analysis a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The fair values of fixed maturity securities are based on quoted market prices, when available. For fixed maturity securities not actively</font><font style='letter-spacing:-.1pt'> traded, fair values are estimated using values obtained from independent pricing services, or in the case of private placements, are estimated by discounting expected future cash flows using a current market value applicable to the coupon rate, credit and maturity of the investments. The fair values for equity securities are based on quoted market prices.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The amortized cost and estimated fair value of fixed maturity securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="42%" valign="top" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost&nbsp;&nbsp;&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Held to Maturity:</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="top" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="top" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2015</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,816,196 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,880,262 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2016 through 2019</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,339,908 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36,890,422 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2020 through 2024</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 25,469,059 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 28,347,845 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Due after 2024</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 66,174,756 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 76,349,947 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,859,088 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,170,601 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 612,023 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="25%" valign="bottom" style='width:25.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 647,960 </p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" valign="bottom" style='width:42.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total held to maturity</p> </td> <td width="3%" valign="top" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 133,271,030 </p> </td> <td width="3%" valign="bottom" style='width:3.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="25%" valign="bottom" style='width:25.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 150,287,037 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The amortized cost and estimated fair value of available for sale securities at March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Equities are valued using the specific identification method.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="48%" valign="top" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="20%" valign="top" style='width:20.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Amortized Cost </p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="23%" valign="top" style='width:23.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Estimated Fair Value </p> </td> </tr> <tr style='height:12.75pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Available for Sale:</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="23%" valign="top" style='width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="bottom" style='width:20.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 7,095,225 </p> </td> <td width="3%" valign="bottom" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="23%" valign="bottom" style='width:23.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> </tr> <tr style='height:13.5pt'> <td width="48%" valign="bottom" style='width:48.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Total available for sale</p> </td> <td width="3%" valign="top" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="20%" valign="bottom" style='width:20.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 7,095,225 </p> </td> <td width="3%" valign="bottom" style='width:3.82%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="23%" valign="bottom" style='width:23.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,383,502 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company&#146;s realized gains and losses, other than temporary impairments from investments and other assets, are summarized as follows:</font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="42%" colspan="3" valign="bottom" style='width:42.46%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="top" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="top" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 85,997 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (9,776)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (30,000)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (30,000)</p> </td> </tr> <tr style='height:8.25pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Securities available for sale:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 87,720 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,253 </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,016)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (25,896)</p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:6.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other assets:</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 257,139 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 145,740 </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.0pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="19%" valign="bottom" style='width:19.64%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:15.75pt'> <td width="54%" valign="bottom" style='width:54.38%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:21.5pt;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="3%" valign="top" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 364,168 </p> </td> <td width="3%" valign="bottom" style='width:3.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="19%" valign="bottom" style='width:19.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $&#160;&#160;&#160;&#160;&#160; 168,993 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The net carrying amount of held to maturity securities sold was </font><font style='letter-spacing:-.1pt'>$257,962</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$-0-</font><font style='letter-spacing:-.1pt'> for the three months ended March 31, 2015 and 2014, respectively.&#160; The net realized gain related to these sales was </font><font style='letter-spacing:-.1pt'>$8,962</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$-0-</font><font style='letter-spacing:-.1pt'> for the three months ended March 31, 2015 and 2014, respectively. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>There were no investments, aggregated by issuer, in excess of 10% of shareholders&#146; equity (before net unrealized gains and losses on available for sale securities) at March 31, 2015, other than investments issued or guaranteed by the United States Government.</font></p> <p style='text-align:justify'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Major categories of net investment income are as follows:</font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:14.25pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="top" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="top" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="top" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="top" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,980,696 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,109,121 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 59,418 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 39,247 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,850,626 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,552,110 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,623,741 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,689,595 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 188,546 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 197,568 </p> </td> </tr> <tr style='height:30.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments,&#160; principally gains on sale of mortgage loans and other</p> </td> <td width="20%" valign="bottom" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,225,785 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,899,113 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Gross investment income</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9,928,812 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,486,754 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Investment expenses</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (2,105,968)</p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (1,844,254)</p> </td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net investment income</p> </td> <td width="20%" valign="bottom" style='width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 7,822,844 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="20%" valign="bottom" style='width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 5,642,500 </p> </td> </tr> </table> <p style='text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Net investment income includes income earned by the restricted assets of the cemeteries and mortuaries of </font><font style='letter-spacing:-.1pt'>$92,922</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$94,745</font><font style='letter-spacing:-.1pt'> for the three months ended March 31, 2015 and 2014, respectively.</font></p> <p style='text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Net investment income on real estate consists primarily of rental revenue.</font></p> <p style='text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Investment expenses consist primarily of depreciation, property taxes, operating expenses of real estate and an estimated portion of administrative expenses relating to investment activities.</font></p> <p style='text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Securities on deposit for regulatory authorities as required by law amounted to </font><font style='letter-spacing:-.1pt'>$9,310,227</font><font style='letter-spacing:-.1pt'> at March 31, 2015 and </font><font style='letter-spacing:-.1pt'>$8,886,001</font><font style='letter-spacing:-.1pt'> at December 31, 2014. The restricted securities are included in various assets under investments on the accompanying condensed consolidated balance sheets.</font></p> <p style='text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Mortgage Loans</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">Mortgage loans consist of first and second mortgages. The mortgage loans bear interest at rates ranging from 2.0% to 10.5%, maturity dates range from six months to 30 years and are secured by real estate. Concentrations of credit risk arise when a number of mortgage loan debtors have similar economic characteristics that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. Although the Company has a diversified mortgage loan portfolio consisting of residential mortgages, commercial loans and residential construction loans and requires collateral on all real estate exposures, a substantial portion of its debtors&#146; ability to honor obligations is reliant on the economic stability of the geographic region in which the debtors do business.</font><font lang="X-NONE"> </font><font lang="X-NONE">At </font>March 31, 2015<font lang="X-NONE">, the Company had </font>39%<font lang="X-NONE">, </font>19%, 13%, 8%, and 6%<font lang="X-NONE"> of its mortgage loans from borrowers located in the states of Utah, California</font>, Texas, <font lang="X-NONE">Florida</font>, and Nevada,<font lang="X-NONE"> respectively. The mortgage loans on real estate balances on the consolidated balance sheet are reflected net of an allowance for loan losses of </font>$1,902,396<font lang="X-NONE"> </font><font lang="X-NONE">and </font><font lang="X-NONE">$</font>2,003,055<font lang="X-NONE"> at </font>March 31, 2015<font lang="X-NONE"> and December 31, 2014, respectively.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following is a summary of the allowance for loan losses as a contra-asset account for the periods presented:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="8" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Allowance for Credit Losses and Recorded Investment in Mortgage Loans</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:18.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Commercial </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential Construction </b></p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Total </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2015</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,715,812 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,003,055 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Provision</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,659)</p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,659)</p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance -March 31, 2015</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,615,153 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,902,396 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,369,201 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,656,444 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 52,045,350 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 127,796,839 </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,544,731 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 49,500,619 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 29,684,359 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 125,252,108 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2014</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,364,847 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,652,090 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (38,444)</p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (38,444)</p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Provision</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 389,409 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 389,409 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance - December 31, 2014</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,715,812 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,003,055 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 153,446 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 187,129 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,562,366 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 100,114 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,849,609 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 53,592,433 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 33,071,938 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 122,053,127 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,970,681 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 35,388,756 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 52,036,251 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 32,657,439 </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 120,082,446 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The following is a summary of the aging of mortgage loans for the periods presented</font>:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;margin-left:-9.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="700" style='width:524.95pt;margin-left:5.4pt;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="700" colspan="10" valign="bottom" style='width:524.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Age Analysis of Past Due Mortgage Loans </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:27.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;30-59 Days Past Due </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;60-89 Days Past Due </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Greater Than 90 Days (1) </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;In Foreclosure (1) </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Total Past Due </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Current </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Total Mortgage Loans </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Allowance for Loan Losses </p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&#160;Net Mortgage Loans </p> </td> </tr> <tr style='height:12.75pt'> <td width="131" colspan="2" valign="bottom" style='width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 272,934 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 272,934 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 45,794,196 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 46,067,130 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (187,129)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 45,880,001 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,092,140 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 706,753 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,107,831 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,451,455 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 43,593,895 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 52,045,350 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;(1,615,153)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 50,430,197 </p> </td> </tr> <tr style='height:18.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential Construction</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 25,049 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 89,944 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,594,415 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,684,359 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,114)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29,584,245 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 1,092,140 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 1,004,736 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 4,172,726 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8,814,333 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 118,982,506 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 127,796,839 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; (1,902,396)</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 125,894,443 </p> </td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="131" colspan="2" valign="bottom" style='width:98.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 35,388,756 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 35,388,756 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (187,129)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 35,201,627 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,631,142 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,174,516 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,464,901 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9,826,741 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 43,765,692 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 53,592,433 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1,715,812)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 51,876,621 </p> </td> </tr> <tr style='height:18.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential Construction</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,592,544 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33,071,938 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (100,114)</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32,971,824 </p> </td> </tr> <tr style='height:12.75pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="68" valign="bottom" style='width:51.1pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="75" valign="bottom" style='width:56.35pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="73" valign="bottom" style='width:54.6pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="67" valign="bottom" style='width:50.5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="70" valign="bottom" style='width:52.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="76" valign="bottom" style='width:56.95pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="72" valign="bottom" style='width:.75in;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="65" valign="bottom" style='width:49.05pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,631,142 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,174,516 </p> </td> <td width="68" valign="bottom" style='width:51.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 5,529,796 </p> </td> <td width="75" valign="bottom" style='width:56.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,970,681 </p> </td> <td width="73" valign="bottom" style='width:54.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; 10,306,135 </p> </td> <td width="67" valign="bottom" style='width:50.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 111,746,992 </p> </td> <td width="70" valign="bottom" style='width:52.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160; 122,053,127 </p> </td> <td width="76" valign="bottom" style='width:56.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (2,003,055)</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; 120,050,072 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Impaired Mortgage Loans</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">Impaired mortgage loans include loans with a related specific valuation allowance or loans whose carrying amount has been reduced to the expected collectible amount because the impairment has been considered other than temporary. The recorded investment in and unpaid principal balance of impaired loans along with the related loan specific allowance for losses, if any, for each reporting period and the average recorded investment and interest income recognized during the time the loans were impaired were as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="10" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Impaired Loans</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:32.25pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Unpaid Principal Balance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Related Allowance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Average Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Interest Income Recognized </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 245,952 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; 2,544,731 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; &#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160; &#160; 153,446 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; 1,556,182 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160; Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 414,499 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Credit Risk Profile Based on Performance Status </u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company&#146;s mortgage loan portfolio is monitored based on performance of the loans. Monitoring a mortgage loan increases when the loan is delinquent or earlier if there is an indication of impairment. The Company defines non-performing mortgage loans as loans 90&nbsp;days past due or on non-accrual status. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The Company&#146;s performing and non-performing mortgage loans were as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loan Credit Exposure</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Credit Risk Profile Based on Payment Activity</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:11.25pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="22%" colspan="3" valign="bottom" style='width:22.96%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Commercial </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Residential </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Residential Construction </b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="21%" colspan="3" valign="bottom" style='width:21.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>&#160;Total </b></p> </td> </tr> <tr style='height:20.45pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="10%" valign="bottom" style='width:10.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>March 31, 2015</b></p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'></td> <td width="9%" valign="bottom" style='width:9.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:20.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2014</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:9.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Performing</p> </td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 35,388,756 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 45,392,788 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,571,350 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 29,619,464 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 32,592,544 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 121,079,382 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 114,552,650 </p> </td> </tr> <tr style='height:9.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Nonperforming</p> </td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,652,562 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,021,083 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,717,457 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,500,477 </p> </td> </tr> <tr style='height:6.75pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:10.5pt'> <td width="9%" valign="bottom" style='width:9.7%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="10%" valign="bottom" style='width:10.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160; 46,067,130 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="10%" valign="bottom" style='width:10.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 35,388,756 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 52,045,350 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.34%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 53,592,433 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$ 29,684,359 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 33,071,938 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 127,796,839 </p> </td> <td width="1%" valign="bottom" style='width:1.88%;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'></td> <td width="9%" valign="bottom" style='width:9.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:10.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160; 122,053,127 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><u>Non-Accrual Mortgage Loans</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Once a loan is past due 90 days, it is the Company&#146;s policy to end the accrual of interest income on the loan and write off any income that had been accrued. Interest not accrued on these loans totals $534,000 and $535,000 as of March 31, 2015 and December 31, 2014, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The following is a summary of mortgage loans on a nonaccrual status for the periods presented.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loans on Nonaccrual Status</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.84%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="31%" valign="bottom" style='width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of March 31 2015 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="30%" valign="bottom" style='width:30.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of December 31 2014 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,652,562 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,021,083 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 64,895 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 479,394 </p> </td> </tr> <tr style='height:13.5pt'> <td width="35%" valign="bottom" style='width:35.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="31%" valign="bottom" style='width:31.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6,717,457 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="30%" valign="bottom" style='width:30.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,500,477 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:5.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Loan Loss Reserve</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The mortgage loan loss reserve is an estimate of probable losses at the balance sheet date that the Company will realize in the future on mortgage loans sold to third party investors. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The loan loss reserve analysis involves mortgage loans that have been sold to third party investors where the Company has received a demand from the investor. There are generally three types of demands: make whole, repurchase, or indemnification. These types of demands are more particularly described as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><i>Make whole demand</i> &#150; A make whole demand occurs when an investor forecloses on a property and then sells the property. The make whole amount is calculated as the difference between the original unpaid principal balance, accrued interest and fees, less the sale proceeds.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-indent:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><i>Repurchase demand</i> &#150; A repurchase demand usually occurs when there is a significant payment default, error in underwriting or detected loan fraud.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'><i>Indemnification demand</i> &#150; On certain loans the Company has negotiated a set fee that is to be paid in lieu of repurchase. The fee varies by investor and by loan product type.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>When a repurchase demand is received from a third party investor, the relevant data is reviewed and captured so that an estimated future loss can be calculated. The key factors that are used in the estimated loss calculation are as follows: (i) lien position, (ii) payment status, (iii) claim type, (iv) unpaid principal balance, (v) interest rate, and (vi) validity of the demand. Other data is captured and is useful for management purposes; the actual estimated loss is generally based on these key factors. The Company conducts its own review upon the receipt of a repurchase demand. In many instances, the Company is able to resolve the issues relating to the repurchase demand by the third party investor without having to make any payments to the investor.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following is a summary of the loan loss reserve that is included in other liabilities and accrued expenses:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="28%" valign="bottom" style='width:28.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of March 31 2015</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="28%" valign="bottom" style='width:28.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of December 31 2014</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, beginning of period</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,718,150 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5,506,532 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Provisions for losses</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 666,739 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,053,403 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Charge-offs</p> </td> <td width="28%" valign="bottom" style='width:28.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (173,106)</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (6,841,785)</p> </td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.68%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, end of period</p> </td> <td width="28%" valign="bottom" style='width:28.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,211,783 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="28%" valign="bottom" style='width:28.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,718,150 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company believes the loan loss reserve represents probable loan losses incurred as of the balance sheet date. Actual loan loss experience could change, in the near-term, from the established reserve based upon claims that could be asserted by third party investors. <font style='letter-spacing:-.1pt'>SecurityNational Mortgage believes there is potential to resolve any alleged claims by third party investors on acceptable terms. If SecurityNational Mortgage is unable to resolve such claims on acceptable terms, legal action may ensue. In the event of legal action by any third party investor, SecurityNational Mortgage believes it has significant defenses to any such action and intends to vigorously defend itself against such action.</font><font style='letter-spacing:-.1pt'> </font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_DisclosureTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EGUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Impaired Mortgage Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">$ 2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">$ 1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableRelatedAllowance[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">245,952</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableRelatedAllowance<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableRelatedAllowance[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">153,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableRelatedAllowance<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= us-gaap_ResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember', window );">Total Residential Mortgage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableRelatedAllowance[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">245,952</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableRelatedAllowance<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableRelatedAllowance[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">153,446</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableRelatedAllowance<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</a></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">2,544,731</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember]" onclick="toggleNextSibling(this);">1,556,182</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_TotalResidentialMortgageMember</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember', window );">Residential Construction</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump"><a title="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment[us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember]" onclick="toggleNextSibling(this);">$ 414,499</a><span style="display:none;white-space:normal;text-align:left;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment<br>/ us-gaap_FinancialInstrumentAxis<br>= fil_ResidentialConstructionMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5258-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5258-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_ResidentialConstructionMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=fil_TotalResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EBXAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member', window );">Policyholder Account Balances</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">$ (45,310,699)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">$ (48,000,668)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueLossesGainsIncludedInEarnings', window );">Fair Value, Losses (Gains) included in earnings</a></td>
        <td class="num"><a title="fil_FairValueLossesGainsIncludedInEarnings[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">(6,206,277)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInEarnings<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
        <td class="nump"><a title="fil_FairValueLossesGainsIncludedInEarnings[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">2,689,969</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInEarnings<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">(51,516,976)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member]" onclick="toggleNextSibling(this);">(45,310,699)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_PolicyholderAccountBalances1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member', window );">Future Policy Benefits - Annuities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(65,540,985)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(65,052,928)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueLossesGainsIncludedInEarnings', window );">Fair Value, Losses (Gains) included in earnings</a></td>
        <td class="num"><a title="fil_FairValueLossesGainsIncludedInEarnings[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(3,302,255)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInEarnings<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
        <td class="num"><a title="fil_FairValueLossesGainsIncludedInEarnings[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(488,057)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInEarnings<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(68,843,240)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member]" onclick="toggleNextSibling(this);">(65,540,985)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_FuturePolicyBenefitsAnnuities1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member', window );">Interest Rate Lock Commitments</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="nump"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">1,929,851</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
        <td class="nump"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">1,487,908</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome', window );">Fair Value, Losses (Gains) included in other comprehensive income</a></td>
        <td class="nump"><a title="fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">2,487,891</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
        <td class="nump"><a title="fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">441,943</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="nump"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">4,417,742</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
        <td class="nump"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member]" onclick="toggleNextSibling(this);">1,929,851</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_InterestRateLockCommitments1Member</span><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember', window );">Bank Loan Interest Rate Swaps</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">(31,370)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">(58,310)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome', window );">Fair Value, Losses (Gains) included in other comprehensive income</a></td>
        <td class="nump"><a title="fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">3,951</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
        <td class="nump"><a title="fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">26,940</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueBalance', window );">Fair Value Balance</a></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">$ (27,419)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
        <td class="num"><a title="fil_FairValueBalance[fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember]" onclick="toggleNextSibling(this);">$ (31,370)</a><span style="display:none;white-space:normal;text-align:left;">fil_FairValueBalance<br>/ fil_Level3InputsAxis<br>= fil_BankLoanInterestRateSwapsMember</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueBalance</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueLossesGainsIncludedInEarnings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueLossesGainsIncludedInEarnings</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_FairValueLossesGainsIncludedInOtherComprehensiveIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Level3InputsAxis=fil_BankLoanInterestRateSwapsMember</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Level3InputsAxis=fil_FuturePolicyBenefitsAnnuities1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Level3InputsAxis=fil_InterestRateLockCommitments1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_Level3InputsAxis=fil_PolicyholderAccountBalances1Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>3) Investments: Schedule of Major categories of net investment income (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome', window );">Schedule of Major categories of net investment income</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:14.25pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="44%" colspan="3" valign="bottom" style='width:44.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended March 31</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="top" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="top" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2015</p> </td> <td width="3%" valign="top" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="top" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2014</p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 1,980,696 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 2,109,121 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 59,418 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 39,247 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,850,626 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,552,110 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Real estate</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,623,741 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,689,595 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 188,546 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 197,568 </p> </td> </tr> <tr style='height:30.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments,&#160; principally gains on sale of mortgage loans and other</p> </td> <td width="20%" valign="bottom" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,225,785 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,899,113 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Gross investment income</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9,928,812 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7,486,754 </p> </td> </tr> <tr style='height:15.0pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Investment expenses</p> </td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (2,105,968)</p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="20%" valign="bottom" style='width:20.8%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160; (1,844,254)</p> </td> </tr> <tr style='height:15.75pt'> <td width="55%" valign="bottom" style='width:55.18%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net investment income</p> </td> <td width="20%" valign="bottom" style='width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 7,822,844 </p> </td> <td width="3%" valign="bottom" style='width:3.2%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="20%" valign="bottom" style='width:20.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; 5,642,500 </p> </td> </tr> </table> <p style='text-align:justify;line-height:4.0pt'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfMajorCategoriesOfNetInvestmentIncome</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TableTextBlockSupplementAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<FilingSummary xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <Version>2.4.1.9</Version>
  <ProcessingTime />
  <ReportFormat>Html</ReportFormat>
  <ContextCount>263</ContextCount>
  <ElementCount>292</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>67</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>4</UnitCount>
  <MyReports>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000010 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
    </Report>
    <Report>
      <IsDefault>true</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>000020 - Statement - Balance Sheet</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_BalanceSheet</Role>
      <ShortName>Balance Sheet</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>000030 - Statement - Balance Sheet Parenthetical</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_BalanceSheetParenthetical</Role>
      <ShortName>Balance Sheet Parenthetical</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>000040 - Statement - Income Statement</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_IncomeStatement</Role>
      <ShortName>Income Statement</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>000050 - Statement - Comprehensive Income Statement</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_ComprehensiveIncomeStatement</Role>
      <ShortName>Comprehensive Income Statement</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>000060 - Statement - Statements of Stockholders' Equity</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_StatementsOfStockholdersEquity</Role>
      <ShortName>Statements of Stockholders' Equity</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>000070 - Statement - Statement of Cash Flows</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_StatementOfCashFlows</Role>
      <ShortName>Statement of Cash Flows</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>000080 - Disclosure - 1) Basis of Presentation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentation</Role>
      <ShortName>1) Basis of Presentation</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>000090 - Disclosure - 2) Recent Accounting Pronouncements</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure2RecentAccountingPronouncements</Role>
      <ShortName>2) Recent Accounting Pronouncements</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>000100 - Disclosure - 3) Investments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3Investments</Role>
      <ShortName>3) Investments</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>000110 - Disclosure - 4) Stock-based Compensation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensation</Role>
      <ShortName>4) Stock-based Compensation</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>000120 - Disclosure - 5) Earnings Per Share</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShare</Role>
      <ShortName>5) Earnings Per Share</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>000130 - Disclosure - 6) Business Segments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegments</Role>
      <ShortName>6) Business Segments</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>000140 - Disclosure - 7): Fair Value of Financial Instruments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstruments</Role>
      <ShortName>7): Fair Value of Financial Instruments</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>000150 - Disclosure - 8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure8AllowanceForDoubtfulAccountsAndLoanLossesAndImpairedLoans</Role>
      <ShortName>8) Allowance For Doubtful Accounts and Loan Losses and Impaired Loans</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>000160 - Disclosure - 9) Derivative Commitments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitments</Role>
      <ShortName>9) Derivative Commitments</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>000170 - Disclosure - 10) Reinsurance, Commitments and Contingencies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingencies</Role>
      <ShortName>10) Reinsurance, Commitments and Contingencies</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>000180 - Disclosure - 11) Mortgage Servicing Rights</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRights</Role>
      <ShortName>11) Mortgage Servicing Rights</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>000190 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosures</Role>
      <ShortName>12) Mergers, Acquisitions and Dispositions Disclosures</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>000200 - Disclosure - 1) Basis of Presentation: Accounting Policy (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationAccountingPolicyPolicies</Role>
      <ShortName>1) Basis of Presentation: Accounting Policy (Policies)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>000210 - Disclosure - 1) Basis of Presentation: Use of Estimates Policy (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure1BasisOfPresentationUseOfEstimatesPolicyPolicies</Role>
      <ShortName>1) Basis of Presentation: Use of Estimates Policy (Policies)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>000220 - Disclosure - 3) Investments: Held-to-maturity Securities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesTables</Role>
      <ShortName>3) Investments: Held-to-maturity Securities (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>000230 - Disclosure - 3) Investments: Available-for-sale Securities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesTables</Role>
      <ShortName>3) Investments: Available-for-sale Securities (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>000240 - Disclosure - 3) Investments: Schedule of Unrealized Loss on Investments (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsTables</Role>
      <ShortName>3) Investments: Schedule of Unrealized Loss on Investments (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>000250 - Disclosure - 3) Investments: Investments Classified by Contractual Maturity Date (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateTables</Role>
      <ShortName>3) Investments: Investments Classified by Contractual Maturity Date (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>000260 - Disclosure - 3) Investments: Gain (Loss) on Investments (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsTables</Role>
      <ShortName>3) Investments: Gain (Loss) on Investments (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>000270 - Disclosure - 3) Investments: Schedule of Major categories of net investment income (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeTables</Role>
      <ShortName>3) Investments: Schedule of Major categories of net investment income (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>000280 - Disclosure - 3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountTables</Role>
      <ShortName>3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>000290 - Disclosure - 3) Investments: Schedule of aging of mortgage loans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansTables</Role>
      <ShortName>3) Investments: Schedule of aging of mortgage loans (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>000300 - Disclosure - 3) Investments: Schedule of Impaired Mortgage Loans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansTables</Role>
      <ShortName>3) Investments: Schedule of Impaired Mortgage Loans (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>000310 - Disclosure - 3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusTables</Role>
      <ShortName>3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>000320 - Disclosure - 3) Investments: Schedule of Mortgage loans on a nonaccrual status (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusTables</Role>
      <ShortName>3) Investments: Schedule of Mortgage loans on a nonaccrual status (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>000330 - Disclosure - 3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTables</Role>
      <ShortName>3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>000340 - Disclosure - 4) Stock-based Compensation: Schedule of stock inventive plan changes (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesTables</Role>
      <ShortName>4) Stock-based Compensation: Schedule of stock inventive plan changes (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>000350 - Disclosure - 5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareTables</Role>
      <ShortName>5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>000360 - Disclosure - 6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentTables</Role>
      <ShortName>6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>000370 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTables</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>000380 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTables</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>000390 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringTables</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>000400 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTables</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>000410 - Disclosure - 9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueTables</Role>
      <ShortName>9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>000420 - Disclosure - 9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesTables</Role>
      <ShortName>9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>000430 - Disclosure - 11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsTables</Role>
      <ShortName>11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>000440 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationTables</Role>
      <ShortName>12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>000450 - Disclosure - 3) Investments: Held-to-maturity Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsHeldToMaturitySecuritiesDetails</Role>
      <ShortName>3) Investments: Held-to-maturity Securities (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>000460 - Disclosure - 3) Investments: Available-for-sale Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsAvailableForSaleSecuritiesDetails</Role>
      <ShortName>3) Investments: Available-for-sale Securities (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>000470 - Disclosure - 3) Investments: Schedule of Unrealized Loss on Investments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfUnrealizedLossOnInvestmentsDetails</Role>
      <ShortName>3) Investments: Schedule of Unrealized Loss on Investments (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>000480 - Disclosure - 3) Investments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsDetails</Role>
      <ShortName>3) Investments (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>000490 - Disclosure - 3) Investments: Equity Securities - Additional (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsEquitySecuritiesAdditionalDetails</Role>
      <ShortName>3) Investments: Equity Securities - Additional (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>000500 - Disclosure - 3) Investments: Investments Classified by Contractual Maturity Date (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsInvestmentsClassifiedByContractualMaturityDateDetails</Role>
      <ShortName>3) Investments: Investments Classified by Contractual Maturity Date (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>000510 - Disclosure - 3) Investments: Gain (Loss) on Investments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsGainLossOnInvestmentsDetails</Role>
      <ShortName>3) Investments: Gain (Loss) on Investments (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>000520 - Disclosure - 3) Investments: Net carrying amount of held to maturity securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetCarryingAmountOfHeldToMaturitySecuritiesDetails</Role>
      <ShortName>3) Investments: Net carrying amount of held to maturity securities (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>000530 - Disclosure - 3) Investments: Schedule of Major categories of net investment income (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMajorCategoriesOfNetInvestmentIncomeDetails</Role>
      <ShortName>3) Investments: Schedule of Major categories of net investment income (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>000540 - Disclosure - 3) Investments: Net Investment Income - Additional (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsNetInvestmentIncomeAdditionalDetails</Role>
      <ShortName>3) Investments: Net Investment Income - Additional (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>000550 - Disclosure - 3) Investments: Mortgage Loans - Additional (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsMortgageLoansAdditionalDetails</Role>
      <ShortName>3) Investments: Mortgage Loans - Additional (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>000560 - Disclosure - 3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAllowanceForLoanLossesAsAContraAssetAccountDetails</Role>
      <ShortName>3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>000570 - Disclosure - 3) Investments: Schedule of aging of mortgage loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfAgingOfMortgageLoansDetails</Role>
      <ShortName>3) Investments: Schedule of aging of mortgage loans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>000580 - Disclosure - 3) Investments: Schedule of Impaired Mortgage Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfImpairedMortgageLoansDetails</Role>
      <ShortName>3) Investments: Schedule of Impaired Mortgage Loans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>000590 - Disclosure - 3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatusDetails</Role>
      <ShortName>3) Investments: Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>000600 - Disclosure - 3) Investments: Summary of Interest not accrued on non-performing mortgage loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsSummaryOfInterestNotAccruedOnNonPerformingMortgageLoansDetails</Role>
      <ShortName>3) Investments: Summary of Interest not accrued on non-performing mortgage loans (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>000610 - Disclosure - 3) Investments: Schedule of Mortgage loans on a nonaccrual status (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfMortgageLoansOnANonaccrualStatusDetails</Role>
      <ShortName>3) Investments: Schedule of Mortgage loans on a nonaccrual status (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>000620 - Disclosure - 3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure3InvestmentsScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesDetails</Role>
      <ShortName>3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>000630 - Disclosure - 4) Stock-based Compensation (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationDetails</Role>
      <ShortName>4) Stock-based Compensation (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>000640 - Disclosure - 4) Stock-based Compensation: Schedule of stock inventive plan changes (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure4StockBasedCompensationScheduleOfStockInventivePlanChangesDetails</Role>
      <ShortName>4) Stock-based Compensation: Schedule of stock inventive plan changes (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>000650 - Disclosure - 5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareScheduleOfCalculationOfNumeratorAndDenominatorInEarningsPerShareDetails</Role>
      <ShortName>5) Earnings Per Share: Schedule Of Calculation Of Numerator And Denominator In Earnings Per Share (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>000660 - Disclosure - 5) Earnings Per Share (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure5EarningsPerShareDetails</Role>
      <ShortName>5) Earnings Per Share (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>000670 - Disclosure - 6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure6BusinessSegmentsScheduleOfRevenuesAndExpensesByReportableSegmentDetails</Role>
      <ShortName>6) Business Segments: Schedule of Revenues and Expenses by Reportable Segment (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>000680 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>000690 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsDetails</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>000700 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFairValueMeasurementsNonrecurringDetails</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>000710 - Disclosure - 7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure7FairValueOfFinancialInstrumentsScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueDetails</Role>
      <ShortName>7): Fair Value of Financial Instruments: Schedule of Financial Instruments Carried at Other Than Fair Value (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>000720 - Disclosure - 9) Derivative Commitments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsDetails</Role>
      <ShortName>9) Derivative Commitments (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>000730 - Disclosure - 9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfDerivativeAssetsAtFairValueDetails</Role>
      <ShortName>9) Derivative Commitments: Schedule of Derivative Assets at Fair Value (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>000740 - Disclosure - 9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure9DerivativeCommitmentsScheduleOfGainsAndLossesOnDerivativesDetails</Role>
      <ShortName>9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>000750 - Disclosure - 10) Reinsurance, Commitments and Contingencies (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesDetails</Role>
      <ShortName>10) Reinsurance, Commitments and Contingencies (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>000760 - Disclosure - 10) Reinsurance, Commitments and Contingencies: Other Contingencies and Commitments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure10ReinsuranceCommitmentsAndContingenciesOtherContingenciesAndCommitmentsDetails</Role>
      <ShortName>10) Reinsurance, Commitments and Contingencies: Other Contingencies and Commitments (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>000770 - Disclosure - 11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure11MortgageServicingRightsScheduleOfMortgageServicingRightsDetails</Role>
      <ShortName>11) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>000780 - Disclosure - 12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://securitynational.com/20150331/role/idr_Disclosure12MergersAcquisitionsAndDispositionsDisclosuresScheduleOfProFormaFinancialInformationDetails</Role>
      <ShortName>12) Mergers, Acquisitions and Dispositions Disclosures: Schedule of pro forma financial information (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Info">Process Flow-Through: 000020 - Statement - Balance Sheet</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Mar. 31, 2014'</Log>
    <Log type="Info">Process Flow-Through: 000030 - Statement - Balance Sheet Parenthetical</Log>
    <Log type="Info">Process Flow-Through: 000040 - Statement - Income Statement</Log>
    <Log type="Info">Process Flow-Through: 000050 - Statement - Comprehensive Income Statement</Log>
    <Log type="Info">Process Flow-Through: 000070 - Statement - Statement of Cash Flows</Log>
  </Logs>
  <InputFiles>
    <File>snfca-20150331.xml</File>
    <File>snfca-20150331.xsd</File>
    <File>snfca-20150331_cal.xml</File>
    <File>snfca-20150331_def.xml</File>
    <File>snfca-20150331_lab.xml</File>
    <File>snfca-20150331_pre.xml</File>
  </InputFiles>
  <SupplementalFiles />
  <BaseTaxonomies />
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ECHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>9) Derivative Commitments: Schedule of Gains and Losses on Derivatives (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnDerivativesInterestRateLockCommitments', window );">Gain (Loss) on Derivatives, Interest Rate Lock Commitments</a></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesInterestRateLockCommitments" onclick="toggleNextSibling(this);">$ 2,487,891</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesInterestRateLockCommitments</span><span></span></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesInterestRateLockCommitments" onclick="toggleNextSibling(this);">$ 449,263</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesInterestRateLockCommitments</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnDerivativesInterestRateSwaps', window );">Gain (Loss) on Derivatives, Interest Rate Swaps</a></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesInterestRateSwaps" onclick="toggleNextSibling(this);">3,951</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesInterestRateSwaps</span><span></span></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesInterestRateSwaps" onclick="toggleNextSibling(this);">6,852</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesInterestRateSwaps</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnDerivativesSubTotal', window );">GainLossOnDerivativesSubTotal</a></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesSubTotal" onclick="toggleNextSibling(this);">2,491,842</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesSubTotal</span><span></span></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesSubTotal" onclick="toggleNextSibling(this);">456,115</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesSubTotal</span><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TaxEffectGainLossOnDerivatives', window );">TaxEffect-GainLossOnDerivatives</a></td>
        <td class="nump"><a title="fil_TaxEffectGainLossOnDerivatives" onclick="toggleNextSibling(this);">971,819</a><span style="display:none;white-space:normal;text-align:left;">fil_TaxEffectGainLossOnDerivatives</span><span></span></td>
        <td class="nump"><a title="fil_TaxEffectGainLossOnDerivatives" onclick="toggleNextSibling(this);">177,885</a><span style="display:none;white-space:normal;text-align:left;">fil_TaxEffectGainLossOnDerivatives</span><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnDerivativesTotal', window );">Gain (Loss) on Derivatives, Total</a></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesTotal" onclick="toggleNextSibling(this);">$ 1,520,023</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesTotal</span><span></span></td>
        <td class="nump"><a title="fil_GainLossOnDerivativesTotal" onclick="toggleNextSibling(this);">$ 278,230</a><span style="display:none;white-space:normal;text-align:left;">fil_GainLossOnDerivativesTotal</span><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainLossOnDerivativesInterestRateLockCommitments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GainLossOnDerivativesInterestRateLockCommitments</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainLossOnDerivativesInterestRateSwaps">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GainLossOnDerivativesInterestRateSwaps</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainLossOnDerivativesSubTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GainLossOnDerivativesSubTotal</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainLossOnDerivativesTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_GainLossOnDerivativesTotal</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TaxEffectGainLossOnDerivatives">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_TaxEffectGainLossOnDerivatives</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0EKCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>7): Fair Value of Financial Instruments: Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member', window );">As of September 30, 2014</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs', window );">Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:45.0pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2014</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,929,851 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in earnings</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (6,206,277)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (3,302,255)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in other comprehensive income (loss)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; - </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,487,891 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3,951 </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.36%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:13.5pt'> <td width="26%" valign="bottom" style='width:26.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - March 31, 2015</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (51,516,976)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (68,843,240)</p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.98%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4,417,742 </p> </td> <td width="2%" valign="bottom" style='width:2.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (27,419)</p> </td> </tr> </table><span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member', window );">AsOfDecember312014Member</a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs', window );">Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs</a></td>
        <td class="text"><!--egx--><table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:38.25pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:38.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2013</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (48,000,668)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,052,928)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,487,908 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (58,310)</p> </td> </tr> <tr style='height:15.0pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:7.15pt;text-autospace:ideograph-numeric ideograph-other'>Included in earnings</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2,689,969 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (488,057)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>Included in other</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:14.35pt;text-autospace:ideograph-numeric ideograph-other'>comprehensive income</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;- </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 441,943 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 26,940 </p> </td> </tr> <tr style='height:13.5pt'> <td width="29%" style='width:29.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2014</p> </td> <td width="2%" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160; (45,310,699)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.5%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160; (65,540,985)</p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="16%" valign="bottom" style='width:16.12%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1,929,851 </p> </td> <td width="2%" valign="bottom" style='width:2.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.92%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>&#160;$&#160;&#160;&#160;&#160;&#160;&#160; (31,370)</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">fil_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3Inputs</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfDecember312014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fil_AsOfSeptember302014Member</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td></td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td></td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <title></title>
    <link rel="stylesheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else {
							e.nextSibling.style.display='none';
							}
							}</script></head>
  <body><span style="display: none;">v2.4.1.9</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>1) Basis of Presentation: Accounting Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2015</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Accounting Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10 Q and Articles 8 and 10 of Regulation S X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2014, included in the Company&#146;s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.</font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_BasisOfAccountingPolicyPolicyTextBlock</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td style="white-space:nowrap;">us-gaap_PolicyTextBlockAbstract</td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
